B4 • Friday, March 4, 2022
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Julie Black, Principal Broker & Owner (808) 652-6174 with daughter Kela Caspillo, Realtor Sales Person (808) 652-6173 kauaidreams.com
Featured Home
Lihu‘e
2963 Pua Nani Street A 4 bedroom 3 bath 2,616 sq.ft. home in Lihue, completely remodeled, everything in the home is brand new. There is an additional room for a studio or office and a 4 car garage. Features include granite counters, tiled showers, waterproof vinyl flooring, walk-in closet, front & back decks, ceiling fans, blinds and custom accents throughout. MLS # 659101; $1,700,000. Call Kela Caspillo, RB (808) 6526173 Kauai Dreams Realty, to see this property.
Long-term US mortgage rates fall this week to 3.76% ASSOCIATED PRESS WASHINGTON — Average longterm U.S. mortgage rates fell this week and remain at historically low levels, just as the Federal Reserve prepares to raise its main borrowing rate later this month. The average rate on a 30-year loan declined to 3.76% this week from 3.89% last week, mortgage buyer Freddie Mac reported Thursday. A year ago, the longterm rate was 3.02%. The average rate on 15-year, fixed-rate mortgages, popular among those refinancing their homes, fell to 3.01% from 3.14% a week earlier. It stood at 2.34% a year ago. Chair Jerome Powell said Wednesday that he supports a traditional quarter-point increase in the Federal Reserve’s benchmark short-term interest rate when the Fed meets later this month, rather than a larger increase that some of its policymakers have proposed. But Powell did open the door to a bigger hike in the event that inflation, which has reached a four-decade high, doesn’t noticeably decline this year, as the Fed expects it to. The Labor Department reported last month that consumer prices were 7.5% in January compared with 12 months earlier, the steepest year-over-year increase since February 1982. Higher costs for nearly everything have wiped out Americans’ pay raises, reinforcing the Federal Reserve’s intention to raise borrowing rates. Home prices are up about 14% in the past year and as much as 30% in some cities. Housing supply was limited even before the pandemic began in 2020, and higher prices and rising interest rates will make it even harder for Americans to secure a new home.
BUYING YOUR FIRST HOME BRANDPOINT The housing market has exploded since 2020. The pandemic fueled a house-buying frenzy with remote work and leaving large urban areas to live in different parts of the country is becoming more mainstream. According to the National Association of Realtors, 31% of all home purchases since 2020 have been made by first-time home buyers. “Buying your first home is an emotional experience,” said Bonnie Lee, Mercury Insurance Vice President of Property Claims. “And while the first few weeks are filled with the excitement of all the things you can do now that you have your own place, it’s always good to be prepared and protect your new investment if disaster strikes.” Whether you’ve just purchased your first home or purchased a home in a different part of the country, homeownership is a big commitment. As a new homeowner you have to prepare for everything from routine maintenance to possible damage from a storm, fire or vandalism. It can sound overwhelming, but with a bit of planning, developing good homeowner habits will keep your home in top shape for years to come.
What you should know
age or standard wear would not. It’s important to conduct regular inspections of your entire home throughout the year to help prevent major damage from happening. Take stock of where you are and what you own
This recent boom of homeownership not only saw an increase in first-time buyers, but also a migration of people moving to new and different parts of the country. Just like new homeowners, those who’ve moved from one geographic area to another may not be aware of the severe weather or what the outdoor elements can bring to that part of the country. Natural events such as flooding transform part of their living space project,” said Lee. due to severe weather in the Midinto a dedicated professional work Make sure the renovations you space,” said Lee. “Converting are about to do are realistic and west and East Coast are one of the small rooms or bedrooms into a reasonable for both your home most common home disasters that home office not only maintains the and your budget. Determine which causes billions of dollars in prophomeowners’ work-life balance, renovations can be done by your- erty damage every year. The West but it may also give their home a fi- self and those where you would Coast is no exception to natural dinancial boost by offering this pop- need to hire a professional. Review sasters, with the threat of earthany large home renovations you ular feature should they sell their quakes and wildfires. Homeowners have in mind such as a bedroom home in the future.” must be aware of the perils that conversion to office remodel or Homeowners should discuss can impact their new homes as swimming pool installation with any intended business activity well as the type of homeowners inyour insurance agent as well. If from their home with their insursurance policy needed. For examnot, there could be gaps in your ance agent as most homeowners’ ple, damages caused by an policies exclude or limit coverage existing coverage that may not earthquake or storm flooding are protect your new renovations if an not covered by a standard homefor business-related activity and emergency causes extensive dam- owners policy. Homeowners may business property. Another popular renovation is want to consider adding such adage. Renovations the conversion of outdoor spaces ditional coverages to their policy. Maintenance is key into areas for hosting gatherings. Renovating is one of the first Whether it’s your first home or a Shade structures and areas where things homeowners look forward Proper home maintenance is es- new home in a new state, hometo doing with their new home and people can entertain larger groups sential to keep your home from de- ownership is a major milestone. has become a big trend for 2022. one of the most popular renovaMake sure to review your policy terioration due to neglect. For “No matter what type of renova- example, roof leaks caused by secoverages and speak to a local intions lately have been home offices. “Homeowners who were able tion you’re interested in, it’s imvere weather would be covered by surance agent if you’ve recently to move during the pandemic and portant to be prepared before your insurance. However, roof moved or are thinking of making work from home are looking to leaks due to lack of maintenance, any renovations to your home. diving head first into any large
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CAROL C CUMMINGS RB-14915 (RB) CRB, CRS, GRI, SFR Larger westside home, great for personal or rental investment. 808-651-4766 Price: $769,000 | MLS 656849 kauairealty@gmail.com
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etin s Gre Season’ friends at from your
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Decem
fixed-rateto US 30-year,rate slips mortgage on 303.93 percent The rate
Kauai
Flooring
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to Brothers Inc. ng; Hartungmarkets statewide es ial Kauai’s Westside seed compani increase staffi in the toactivities, A.G., with reduction to for commerc s of Syngenta iden- — starting of firms from four g nd researcher of food products Kauai operation tal number of an impendin rate closely nt to expa a Swiss conglomeagriculture and nt had been three. Rumors GMO at DowDuPo Brothers DowDuPo uction scalethegrow strains. tified with shake-up over pesticide le, Hartung Dow Meanwhi seed developer that widely criticized its GMO and prod year by the merger of DuPont rife for weeks. Hybrids acquired de continue a leading organic and conon Kauai become a In 2016, Beck’s s of BASF Corp., use. It will activities Co. and E.I. the process Inc., GMO, said it n operation research Chemical and techis in
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been a viclatest Star bigail has for tim of abuse Jessica Else ISLAND many years. l THE GARDEN wonderfu notes of The “I have five the same guy,” The first across the with LIHUE — children have recently left March echoed “I Imperial front of Kukui Grove she said. seeking counselin on Thursday of speakers him and am I don’t have 3:30 p.m. Cinema at rose from the crowd ing and help. my exisexcept outside. and a cheer ” anything people waiting1 p.m. and I my children. about 20 tence and hoping she will here since Al“I’ve been this,” said Jobe Abigail is her children for l give to got off work the inaugura the be able for the holidays. snagged g len, who front of the line for somethin need of clothing of “Star in place at the school screening They are and some 7 p.m. advancedJedi.” and shoes saga Last Wars: The been watching the supplies. to keep my chilAllen has child and said he’s “I intend no matter 40 was a since he to see where dren in school forward lead. looking ng willCALL A8 CRIBE of storytelli front of SUBS years SEE ZONTA, TO alone at the He wasn’t Clarke arlong. Nick 1:30 ISLAND the line for theater at about m / THE GARDEN famithe and.co FUJIMOTO stake his rived atdenisl DENNIS thegar Kalaheo to Value repp.m. from line. in r, and Kirra more imof Star ly’s spot showing is entirely Clarke n smuggle Pantora “This movie ova is a for the advance Rogue One,” going a Forman they wait portant than ng important is er, Francesk Thursday while r.” said. “Somethi Luke Skywalke of Rey, is Luke Skywalk with light side 245-0433 BE to happen Caspillo, of Anahola, Alex Formandark side and SUBSCRI r is SkyJonathan CALL TO sland.com resents the Kukui Grove Cinema. characte thegardeni the said his favorite ——— Wars at SIDE, A4 Number 348 SEE DARK Volume 113
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15, 2017
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e ds a hom Alakai fin
g garden. governin for the comThe school’ssought agriculis a school eight d to This that will put Kauai board of or remunity transfor- ture land, but free to be challenge education to are going iced property 21st century - ahead of duced-pr to find. meet those , collabora mation.” school was , who proved hard critiskills of creativity by When the ications, ago, Brittany Steinbeck tion, communproblem-solving unanimously approved 10 months to State Charter2016, moved here board cal thinking, in the Hawaii the school’s and caring.” will be at Kahili School Commission were joined charter school open members help the The school located year. a new school board Park, the following change the open in August Kauai has Mountain highway past the working to KOLOA — the of “We’re a mauka still to make this 2017. Road, ending school. Kauai Public the school world needs said. “I came en- Maluhia search. But in April, she Alakai O continues a home. Blackhappen,” lengthy at so many didn’t have space was a Charter School for a grand toA8 “We looked last couple today SEE ALAKAI, to be in the well felt green rollment its students places over students. l said. must for grow a tal of 165 and families years,” Blackwel out explore and from “Kauai keiki said Kani “Dr. got children school. nature, Greetings Season’s coor- “We’vewaiting for this need a choice,” l, principal there, B” Blackwel school. “They the dinator of (808) 245-6791
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Notices to Creditors
FIFTH CIRCUIT COURT NOTICE AND NOTICE TO CREDITORS ESTATE OF JAMES LESLIE MILLER PROBATE NO. 5CLP-22-0006
FILED, the Application of SHANNON K. FRANCISCO praying for adjudication of intestacy and informal administration of the above entitled estate, and for appointment of and issuance of Letters to Applicant as Personal Representative, who is a resident of the State of Hawaii. Alexandre Hawaii Gallery Any interested person who has any objection to Specialize: Public/Private informal administration may file a petition for formal Art Commissions: Home, proceedings within forty (40) days after the date of the Office Wall/Space themes; Luxury placement Rewards first publication of this notice; any interested person and milestone recognition desiring further notice concerning the estate, including https://ahg.world notice concerning the closing and distribution of the (808)670-9059 estate, should file a demand for notice pursuant to Hawaii Revised Statutes Section 560:3-204. All creditors of the above named estate are hereby notified to present their claims with proper vouchers or duly authenticated copies thereof, even if the claim is secured by a mortgage upon real estate, to Applicant’s attorney at the address shown below, within four (4) months from the date of the first publication of this notice, or they will be forever barred. DATED: Lihue, Kauai, Hawaii, February 7, 2022.
until Christ
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NOTICE OF DISPOSAL $725,000 WAIPOULI BEACH RESORT 1Bed /2Ba Interior: 823 sq, ft, KEVIN HORITA (808) 639-8213 MLS 657734
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KAPAA
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Goldendoodle Puppies for sale with vet check and 1st set of shots. Serious inquiries only. Call 808-346-2526
Carpenter looking for maintenance jobs. Free estimates. 3D Construction Call Albert 652-8861. alapaki82@outlook.com
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Lihue-$1,688,888 Lot Size: 0.74 acres Commercial Land Tad Miura RB-12398 808-652-6698 MLS 630420
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Cemetery Grounds Maintenance F/P shifts available. M-F. Inquire at 4716 Maalo Rd. Lihue HI 808-245-3661
VEHICLE 06 NISSAN SENTRA 4DSD 00 MAZDA PROTÉGÉ 4DSD 07 TOYOTA TACOMA PKUP 03 HONDA ACCORD 4DSD 03 SIL HONDA CIVIC 4DSD 00 TOYOTA SIENNA PVAN
PLATE# PDZ 629 KDT 104 KYS 104 KVG 251 KCA 726 KDX 347
VIN# 3N1CB51D76L553569 JM1BJ2221Y0267594 5TEUU42N77Z379224 1HGCM56683A061042 2HGES16573H602131 4T3ZF19C4YU281428
R/0: VICTORINO,LOUIS & MARGARET BAGANO,DAVID ROYCE,JOEL RAMSON,ADAM SPRENGER,BRENNEN SAFA, LEELA
The above vehicle(s) held by the Kauai Police Department have been released and attempts to contact the owners have been unsuccessful. Notice is given that the stated vehicle(s), including contents, will be disposed of if not removed within five business days. To arrange for removal contact: The Kauai Police Department Attn: Evidence Division 3990 Kaana Street Suite 200 Lihue, HI 96766 Contact: 808-241-1655 or 808-241-1658 or Fax: 808-241-1670 (TGI1363101 3/4/22)
CHRISTINE MARTINEZ Clerk LAWRENCE D. McCREERY #1547 Attorney at Law 4265-B Halenani Street Lihue, Kauai, Hawaii 96766 Tel. (808) 246-0269 Email attorneymccreery@hotmail.com Attorney for Applicant (TGI1360362 2/18, 2/25, 3/4/22)
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LIHUE VACANT LAND Lihue-$1,495,000 Lot Size: 23.36 acre(s) Ashley M. Carvalho RS-73535 808-639-9307 Mark K. Tanaka 808-639-0367 RB-9222 MLS 654355
Lihue-$475,000 2 Bed 2 Ba Interior Area: 1,070 sq. ft. Clifton Kukino RB-15364 808-639-1490 Kaylin Kukino RS-84730 808-635-2822 Jordan Kukino RS-81289 808-634-5032 MLS 657574
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