B4 • Friday, April 1, 2022
thegardenisland.com
THE GARDEN ISLAND
Got House?
Julie Black, Principal Broker & Owner (808) 652-6174 with daughter Kela Caspillo, Realtor Sales Person (808) 652-6173 kauaidreams.com
Featured Homes
Lihue
4246 Hoohana Street 8 bedrooms and 3 baths. The original home is a 3 bedroom/1 bath plantation style home with redwood walls, double hung windows and Douglas fir floors. There’s a 5 bedroom/ 2 bath extension most likely built without permits. A well landscaped yard gives the property curb appeal. Easy to see. Sold AS-IS. MLS # 658010; $685,000. Call Julie Black, RB (808) 652-6174 Kauai Dreams Realty, to see this property.
CALL BEFORE YOU DIG
Don’t miss this critical step before your next gardening or home improvement project
BRANDPOINT With spring officially here, homeowners and landscape professionals alike will be reaching for their shovels to start digging projects - from planting trees and creating garden beds to installing new mailboxes, fences or pools. Before you put your shovel in the ground, don’t miss the critical step that can protect you, your neighbors and the utility services you rely on: contacting 811. As 58% of American homeowners plan to dig this year - according to research from the Common Ground Alliance (CGA) - contacting 811 before digging is critical to avoid unintentionally striking a utility line. Unfortunately, approximately 34.9 million people across the country will skip this crucial step before starting their project, which can result in inconvenient outages for entire neighborhoods, serious harm to yourself or your neighbors, and significant repair costs. Contacting 811 - by making a free call to 811 or, in most areas, a request online - connects you to your local one call utility notification center to have underground utilities marked so that they are not damaged during digging projects. Every digging project, no matter how large or small, warrants contacting 811. Installing a mailbox or fence, building a deck and landscaping are all examples of digging projects that should only begin a few days after calling 811 or submitting a request online. “A utility line is damaged every few minutes in America because someone decided to dig without contacting 811 to learn the approximate location of buried utilities in their area,” said CGA President and CEO Sarah Magruder Lyle. “With an estimated 71 million Americans planning home improvements as the weather warms up, contacting 811 a few days before any projects that require digging including common landscaping projects like planting trees and shrubs - is critical to preventing incidents like service outages and
serious injuries.” To help keep yourself safe and connected to important utilities, follow these simple safe digging steps before your next project: 1. A free, simple phone call to 811, or a visit to www.811beforeyoudig.com to submit an online request, makes it easy for your local one call center to notify appropriate utility companies of your intent to dig. Contact 811 a few days prior to digging to ensure enough time for the approximate location of utility lines to be marked with flags or paint. 2. Know where you plan to dig and have a basic idea of what you plan to do. When you contact 811, your local one call center will ask you to provide the location and description of your digging project. 3. Your local one call center will notify affected utility companies, which will then send professional locators to the proposed dig site to mark the approximate location of
buried utility lines with colored flags and paint. 4: Wait the required amount of time for the lines to be marked. Once all lines have been accurately marked, carefully dig around the marked areas. There are more than 20 million miles of underground utility lines in the United States, which equates to more than a football field’s length of utilities for every person in the U.S. Your family depends on this buried infrastructure for your everyday needs, including electric, natural gas, water and sewer, cable TV, high-speed internet and landline telephone. With that much critical infrastructure underground, it’s important to know what’s below and contact 811 before digging. To find out more information about safe digging, including links to your local one call center, visit www.811beforeyoudig.com.
Hawaiiana Management Company, Ltd. Serving Kauai’s Condo & Community Associations with award-winning service
Long-term mortgage rates rise again; 30year breaches 4.5%
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ASSOCIATED PRESS WASHINGTON — Average longterm U.S. mortgage rates rose again this week as the key 30-year loan rate vaulted over 4.5% and attained its highest level since the end of 2018. Against a backdrop of inflation at a four-decade high, the increases in home loan rates come a few weeks after the Federal Reserve raised by a quarter point its benchmark short-term interest rate — which it had kept near zero since the pandemic recession struck two years ago — to cool the economy. The central bank has signaled potentially up to seven additional rate hikes this year. The developments mean that mortgage rates likely will continue to rise over the year. Mortgage buyer Freddie Mac reported Thursday that the average rate on the 30-year loan this week rose to 4.67% from 4.42% last week. That’s a sharp contrast from last year’s record-low mortgage rates of around 3%. A year ago, the 30-year rate stood at 3.18%. The average rate on 15-year, fixed-rate mortgages, popular among those refinancing their homes, jumped to 3.83% from 3.63% last week. Home prices are up about 15% over the past year and as much as 30% in some cities. Homes available for sale have been in short supply even before the pandemic started two years ago. Now higher prices and rising loan rates will make it even harder for would-be buyers as the spring homebuying season gets underway. The government reported Thursday that an inflation gauge closely monitored by the Fed jumped 6.4% in February compared with a year earlier, with sharply higher prices for food, gasoline and other necessities squeezing Americans’ finances.
Sunshine Ruiz Hatto Vice President Kauai Operations
awaiiana currently serves over 60 residential and commercial associations on the Island of Kauai, with a staff of nine management executives, three local support professionals and the property management industry’s most experienced accounting and technical personnel. Kauai native Sunshine Ruiz Hatto serves as Hawaiiana’s Vice President of Kauai 2SHUDWLRQV IURP LWV RIŅFH LQ /LKXHģV .XNXL *URYH ([HFXWLYH &HQWHU +DZDLLDQD 0DQDJHPHQW &RPSDQ\ /WG LV +DZDLLģV FRQGR DQG FRPPXQLW\ DVVRFLDWLRQ management company, with over 750 association clients throughout the state.
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Hawaiiana’s Kauai Properties: BOB WILSON SR. MANAGEMENT EXECUTIVE
LUCY TAYLOR SR. MANAGEMENT EXECUTIVE
AMY CAMPBELL MANAGEMENT EXECUTIVE
JASON HEDGES MANAGEMENT EXECUTIVE
KRISTEN KURZ MANAGEMENT EXECUTIVE
MIRISHAE MCDONALD MANAGEMENT EXECUTIVE
RICHARD ROBERTS MANAGEMENT EXECUTIVE
WHIT VAN BLARGEN MANAGEMENT EXECUTIVE
HINAHEA LANGI OFFICE MANAGER, SENIOR ADMINISTRATIVE ASSISTANT
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www.hmcmgt.com JADE NAKAMOTO ADMINISTRATIVE ASSISTANT/ FRONT DESK
RACHELE BURNS TOGUCHI ADMINISTRATIVE ASSISTANT
For more information about Hawaiiana’s awardwinning services, contact Sunshine Hatto at (808) 792-0515 or sunshine@hmcmgt.com.