B4 • Friday, May 6, 2022
thegardenisland.com
THE GARDEN ISLAND
Got House?
Julie Black, Principal Broker & Owner (808) 652-6174 with daughter Kela Caspillo, Realtor Sales Person (808) 652-6173 kauaidreams.com
Featured Homes
DECK TECH
Top online tools for designing your dream deck
BRANDPOINT
Kapa‘a 1574 Papau St
Just renovated! A 3-bed, 2-bath home on a large lot with no visible neighbors in back and room to expand. The kitchen has quartz countertops. New cabinets. Peninsula bar. Stainless steel appliances. New Pergo floors. Fans in the bedrooms. New tubs, new toilets, new vanities. New paint inside and out. Fresh and Fabulous. Mature mango, lychee and banana trees. Private back yard. Easy to see with an appointment. MLS# 660137. $840,000. Call Julie Black (R) 808 652-6174 Kauai Dreams Realty.
Virtually everything in life can now be achieved with just a couple of clicks or swipes, including planning for a new deck. If you are looking to update your outdoor space, expert assistance is available right at your fingertips via your computer or mobile device. Thanks to advancements in rendering technology and userfriendly interfaces, there are lots of great tools and resources online to help guide you through the deck design and planning process - from inspiration to installation. “Planning a deck may seem intimidating at first but it doesn’t have to be, especially with all of the help that is readily available online,” said Leslie Adkins, vice president of marketing for Trex, the world’s leading brand of highperformance composite decking and railing. “No matter where you are in the planning process, as they say, there’s an app for that!” Visualize the possibilities Every great outdoor space starts with a vision! Using the latest augmented reality (AR) technology, apps like the Trex AR Deck Visualizer tool allow users to explore design possibilities for their outdoor spaces by experimenting with different decking shapes, board colors and railing combinations against the backdrop of their own personal home environments. The interactive program also has features to help determine approximate deck size/square
footage and users can order decking samples right from the app, which is available for free via the Apple Store and Google Play. Design from your desktop Once you’ve envisioned your new deck, bring it to life using an online deck design tool - no engineering or architecture degree required. Decks.com is a helpful resource that offers a library of downloadable deck plans, along with an easy-to-use deck design program that enables users to experiment with different features and explore options in 3D and 2D
top, side and front views. Trex also offers a desktop deck design program. Recent enhancements include the ability to create multi-level decks and non-traditional layouts customized to your home’s dimensions and populated with specific decking and railing products to bring your vision and project one step closer to reality. Both the Decks.com and Trex programs automatically generate material lists and cost estimates, along with printable renderings for sharing with family, friends and potential contractors.
Calculate costs To ensure your deck dreams remain within reach, make use of online material and cost calculators. These tools provide valuable guidance in the early planning stages to help you manage expectations and make informed decisions. Rough cost estimates for materials can be determined based on deck size, substructure needs, and the decking and railing products being considered to give planners a good starting point for budgeting. More deck ideas and digital tools online at trex.com/academy.
Hawaiiana Management Company, Ltd. Serving Kauai’s Condo & Community Associations with award-winning service
US mortgage rates rise; 30-year at 5.27%, highest since 2009
H
ASSOCIATED PRESS WASHINGTON — Average longterm U.S. mortgage rates resumed their ascent this week, as the key 30-year loan reached its highest point since 2009. The increases came in the week preceding the widely anticipated action by the Federal Reserve, announced Wednesday, to intensify its fight against the worst inflation in 40 years by raising its benchmark interest rate by a half-percentage point and signaling further large rate hikes to come. The Fed’s move, its most aggressive since 2000, will bring higher costs for mortgages as well as credit cards, auto loans and other borrowing for individuals and businesses. Mortgage buyer Freddie Mac reported Thursday that the 30-year rate rose to 5.27% from 5.1% last week, when it edged down after seven weeks of increases. By contrast, the average rate stood at 2.96% a year ago. The average rate on 15-year, fixed-rate mortgages, popular among those refinancing their homes, jumped to 4.52% from 4.4% last week. With inflation at a four-decade high, rising mortgage rates, elevated home prices and tight supply of homes for sale, homeownership has become less attainable, especially for first-time buyers. Some economists suggest that home sales this year could decline as much as 10% from 2021 levels. In a statement Wednesday following their two-day meeting, Fed policymakers noted that Russia’s invasion and war on Ukraine is worsening inflation pressures by raising oil and food prices. Inflation, according to the Fed’s preferred gauge, reached 6.6% last month, the highest in four decades.
Sunshine Ruiz Hatto Vice President Kauai Operations
awaiiana currently serves over 60 residential and commercial associations on the Island of Kauai, with a staff of nine management executives, three local support professionals and the property management industry’s most experienced accounting and technical personnel. Kauai native Sunshine Ruiz Hatto serves as Hawaiiana’s Vice President of Kauai 2SHUDWLRQV IURP LWV RIŅFH LQ /LKXHģV .XNXL *URYH ([HFXWLYH &HQWHU +DZDLLDQD 0DQDJHPHQW &RPSDQ\ /WG LV +DZDLLģV FRQGR DQG FRPPXQLW\ DVVRFLDWLRQ management company, with over 750 association clients throughout the state.
Why choose Hawaiiana? • • • •
99% retention rate among clients /RFDO YV PDLQODQG EDQNLQJ All employees are in Hawaii Serving over 60 associations on Kauai
Hawaiiana’s Kauai Properties: BOB WILSON SR. MANAGEMENT EXECUTIVE
LUCY TAYLOR SR. MANAGEMENT EXECUTIVE
AMY CAMPBELL MANAGEMENT EXECUTIVE
JASON HEDGES MANAGEMENT EXECUTIVE
KRISTEN KURZ MANAGEMENT EXECUTIVE
MIRISHAE MCDONALD MANAGEMENT EXECUTIVE
RICHARD ROBERTS MANAGEMENT EXECUTIVE
WHIT VAN BLARGEN MANAGEMENT EXECUTIVE
HINAHEA LANGI OFFICE MANAGER, SENIOR ADMINISTRATIVE ASSISTANT
$OLKL /DQL Alii Kai at Hanalei Alii Kai II $OLRPDQX (VWDWHV Apopo Hale (PPDODQL &RXUW +DODXODQL &RQGRPLQLXP Hale Honu Halelani Village at Puhi Halemalu at Puhi Hanalei Bay Villas +RROXDQD &RQGR DW .RKHD /RD +RRNHQD DW 3XKL Kahala at Poipu Kai Ka‘iulani of Princeville .DNHOD 0DNDL 2FHDQYLHZ Kalaheo Pali Kai Kalihiwai Ridge Kamahana Kauai Beach Resort Kauai Beach Resort Association Kawaihau Sports Villa . * (QWHUSULVHV &RQGRPLQLXP Kiahuna Plantation AOBO .RKHD /RD 0DVWHU $VVRFLDWLRQ .RORD *DUGHQ $SDUWPHQWV Kuhio Shores at Poipu .XNXLĢXOD /DH 1DQL 0DNDQXL Manualoha Marriott’s Kauai Resort and %HDFK &OXE $2$2
1DZLOLZLOL (VWDWHV Pali Ke Kua Paliuli 3LNDNH Pili Mai at Poipu Plantation at Princeville 3RLSX &UDWHU Poipu Kai Association 3RLSX .DL 5DFTXHW &OXE Poipu Kai Water Reclamation Poipu Kapili Poipu Sands 3ULQFHYLOOH ,, &RPPXQLW\ Association 3ULQFHYLOOH ,, &RPPXQLW\ $VVRFLDWLRQ 4XHHQ (PPD %OXII 3ULQFHYLOOH 0DNDL 5DQFK DW Halele‘a Princeville Paniolo Princeville Sealodge I Puamana 3XKL ,QGXVWULDO 3DUN Pu‘u Po‘a Regency at Poipu Kai Regency Hule‘ia Regency Villas at Poipu Kai Sandpiper Village I The Villas at Poipu Kai Villas at Puali Villas of Kamali’i Villas on the Prince :DLNRPR 6WUHDP 9LOODV Wailua Bay View
www.hmcmgt.com JADE NAKAMOTO ADMINISTRATIVE ASSISTANT/ FRONT DESK
RACHELE BURNS TOGUCHI OFFICE/LEAD ADMINISTRATIVE ASSISTANT
For more information about Hawaiiana’s awardwinning services, contact Sunshine Hatto at (808) 792-0515 or sunshine@hmcmgt.com.