B4 • Friday, May 14, 2021
thegardenisland.com
THE GARDEN ISLAND
Eco-friendly remodel without overspending remodel, Chapman says. On wood materials, for example, look for a Forest Stewardship Council label indicating sustainable sourcing. A WaterSense label indicates that a fixture or appliance is 20% more efficient than its average counterparts. Efficient appliances and fixtures often cost the same as those without special labeling, says Ellis. “It’s just a matter of taking the time to find that in the price that you want to spend for that particular product, be it the faucet, be it the countertop, be it the flooring,” he says. Rather than trashing the old items, he recommends recycling or donating. Organizations like Habitat for Humanity ca n pick up old furniture and building materials for free in some areas, while dumpster rental or junk removal can cost hundreds of dollars.
Annie Millerbernd NERDWALLET When Cliff and Karen Tyllick set out to install solar panels on their Austin, Texas , home in 2012, their goal was to reduce their carbon footprint. The fact that they also saved thousands of dollars upfront and lowered their bills was a nice bonus. Solar panel installation can cost $15,000 to $25,000 or more . For the Tyllicks, federal and local incentives significantly cut their costs — they now frequently don’t pay for electricity, and when they do, it costs between $30 and $50 per month. Whether you’re incorporating sustainability into your kitchen remodel or making specific changes to lower your utility bills, a green remodel doesn’t have to be expensive. It can even save you money in the long term. Here are tips for a budgetconscious, eco-friendly remodel. ‘Building green’ into your plans Homeowners who plan to use a contractor for their remodel can find a certified green professional to help estimate the cost of the project and focus spending on plans and materials that make the biggest impact on your home’s sustainability, says Tim Ellis, a CGP and co-owner of Maryland-based T.W. Ellis. Search the National Association of Home Builders’ database for local builders with the CGP designation . Ellis says he often starts large renovations with a home energy audit to highlight ways the home could be more energy-efficient. In
US mortgage rates fall for 4th week; 30-year dips to 2.94% ASSOCIATED PRESS WASHINGTON — Mortgage rates declined this week, marking their fourth consecutive week below 3% and further evidence of the strength in the economy’s recovery from the pandemic recession. Mortgage buyer Freddie Mac reported Thursday that the average for the benchmark 30-year homeloan rate eased to 2.94% from 2.96% last week. At this time last year, the long-term rate was 3.28%. The rate for a 15-year loan, popular among those seeking to refinance, slipped to 2.26% from 2.30% last week. Experts are expecting mortgage rates to increase modestly in the short term, while remaining at low levels in light of the Federal Reserve’s goal of keeping its key interest rate near zero until the economy recovers from the pandemic. Federal Reserve Chairman Jerome Powell recently made clear that the central bank isn’t even close to starting a pullback in its ultra-low interest rate policies. This despite the economy’s rapid strengthening, inflation showing signs of picking up and the country making progress toward defeating the viral pandemic. The acceleration in prices, which has been building for months, has unsettled financial markets and raised concerns that it could weaken the economic recovery. The government reported this week that a worrisome bout of inflation struck in April, with consumer prices for goods and services surging 0.8% and the year-over-year increase reaching its fastest rate since 2008.
Putting money down upfront
JOHN MINCHILLO / ASSOCIATED PRESS
A homeowner tours their new home, in Washingtonville, N.Y. some cities, the local utility will do a low-cost or free audit, he says, and you may qualify for funding or rebates to implement the recommendations. Recommendations might involve adding extra caulking or better insulation to seal up your home, Ellis says, which can lead to big savings. If your energy bill is $600 and an audit shows that you can save $200 per month, “you would be all about that because that’s almost a car payment,” Ellis says. Tyllick says his home needed an audit in order for the city to
subsidize part of his solar panel installation. At the time, the audit was free for the couple and triggered updates like fixing air leaks around doors and windows and adding more insulation in the attic, he says. Buying and disposing sustainably Shopping secondhand for furniture and building materials is an eco-friendly alternative to buying new, says Chloe Chapman, who manages special projects for Build It Green, a nonprofit that helps homeowners navigate
sustainable remodeling. Well-made vintage items, for example, that use salvaged or reclaimed wood won’t need to be replaced as often as lower-quality materials, she says. “Typically, if something was made a long time ago, it was made to last more so than a lot of products that are made today,” Chapman says. Even buying new items locally and shortening the supply chain can be a more sustainable choice than ordering from a big-box store. Labels can be a helpful guide as you make purchases for your
Even with incentives from the government and your utility company, home renovations are still expensive. Using your savings is the cheapest way to pay for a remodel, but financing options are available if you need them. For homeowners with enough available equity, home equity loans or lines of credit have the lowest rates and long repayment terms. If you don’t want to use the home as collateral for the project, personal loans can have low rates for borrowers with strong credit, and they’re typically funded in less than a week. Compare your options and learn what each lender has to offer to find the lowest rates and best features.
www.thegardenisland.com
THE GARDEN ISLAND
Friday, May 14, 2021 Page 5
246-0325
KAUAI’S
real estate directory P L A C E Y O U R A D today 2 4 6 - 0 3 2 5
SOLD!
WAILUA HMSTDS
Living Area: 1,200 sq. ft. Land Area: 9,024 sq. ft. 3 Bed/2Ba Sold for $730,000 MLS 648848
t he g arden i slan d .com /clas s i f ieds
Hanapepe
Lihue
Poipu
Wailua
IN ESCROW
IN ESCROW
IN ESCROW
IN ESCROW
Hanapepe-$769,000 4 Bed.3 Ba. Interior Area: 1,708 sq.ft. Lot Size: 7,126 sq.ft. Shelly Kaui-Carvalho RS-64829 808-652-3886 Carol Cummings RB-14915 808-651-4766 MLS 647739
Lihue-$950,000 5 Bed/4.5 Ba. Interior Area: 3,718 sq.ft. Lot Size: 10,067 sq.ft. Clifton Kukino RB-15364 808-639-1490 Jordan Kukino RS-81289 808-634-5032 MLS 643520
Poipu-$875,000 3 Bed.3 Ba. Interior Area: 1,531 sq.ft. Silvia Matsumoto RS-83333 808-634-8474 Leah Ragsac RS-80621 808-212-4086 MLS 644992
Wailua-$669,000 6 Bed/3.5 Ba. Interior Area: 2,220 sq.ft. Lot Size: 12,617 sq.ft. Jesse Fukushima RS-71180 808-482-4077 Glen Kojima RS-80593 808-651-5850 MLS 643722
IN ESCROW
Poipu
Hanamaulu
AROL C. CUMMINGS RB-14915 (RB) CRB, CRS, GRI, SFR
808-651-4766
Hanamaulu-$475,000 2 Bed/1 Ba. Interior Area: 833 sq.ft. Lot Size: 3,534 sq.ft. Ashley M. Carvalho RS-73535 808-639-9307 Mark K. Tanaka 808-639-0367 RB-9222 MLS 639731
kauairealty@gmail.com
Lihue IN ESCROW
Stay Informed
Lihue-$419,000 Lot Size: 10,683 sq.ft Carol C. Cummings RB-14915 808-651-4766 MLS 646180
Subscribe today
245-0433
Houses
Lihue-$995,000 3 Bed/2.5 Ba. Interior Area: 1,503 sq.ft. Lot Size: 10,061 sq.ft. Eric N. Yama RB-10975 808-639-3414 Leah Ragsac RS-80621 808-212-4086 MLS 646389
For Rent Poipu-$2,400,000 5 Bed.4 Ba. Interior Area: 3,433 sq.ft. Lot Size: 10,019 sq.ft. Melinda Yomen 808-482-0452 RS-56237 MLS 643808
3 Bedrooms, 1 Bath 1,400 sq.ft. $2,600 utilities included. HUD &/or Section 8 accepted. No smoking. No pets. Washer available. On street parking only. Available June 7th. Call 808-634-9748
thegardenisland.com
PRATT & LAMBERT PAINTS
DEVOE PAINTS
Custom Color Matching • Sikkens Wood Finishes • Purdy Brushes • Graco Sprayers Home Owner • Maintenance • Commercial • Industrial
246-8828 Across From Kauai Community College
Your locally owned paint store. Serving the people of Kauai for over 27 years!
4490 Puhi Road, Lihue Mon-Fri 7:30am to 4pm Sat 8am to 12 Noon
Certified Inspector Joseph Quentin
We make your next home inspection a breeze
www.quentinllc.com (808) 855-5280
KAUAI REALTY
BBB Rating: A+ As of 9/30/2020
Koloa $1,075,000 5 Bed/4 Ba Interior Area: 2,656 sq.ft. Lot Size: 14,776 sq.ft. MLS 649544 Mark K. Tanaka, RB-9222 (808) 639-0367 mark@marktanaka.com Ashley M. Carvalho, RS-73535 (808) 639-9307 Ashley@AshleyCarvalho.com
Together But Yet Separate ... two (2) detached dwellings on one property. At the end of a cul-de-sac, the main dwelling is bi-level and contains 4 bedrooms and 3 baths. The first floor features 3 bedrooms, 2 baths, laundry area, kitchen, living room, and wrap around lanai and the lower level with 1 bedroom, 1 bath and a large open lanai, which is currently being used as an exercise room and as a workshop. Off to the rear of the main dwelling is the 2nd unit which features a 1 bedroom, 1 bath detached home.
Stay Informed Subscribe today
245-0433
thegardenisland.com Friday,
THE GARDEN
rdenisland
B1 CC E R • KI F SO IDERS R E D RA UT S H U T OE R S VO YA G
December
15, 2017
Greeatt Seasofronm’s your friends
Page 5
ISLAND
.com
www.thega
ed Featurs Home
s are renter Ways
ing becom
s owner home
ls have that millennia than different Baby The world is a lot up in Gen Xers and revolugrown the digital the world knew. The of smarte ad use of disruptiv Boomers sharing a tion, widespre and adoption as ride phones gies such apps are just alrental technolo that have e. and vacation the factorslandscap few of student the social rising and other tered ately, Unfortun home priceshit many have rising bedebt, c factors them to a economi ls and left afford they millennia they cannot though Amerinew opfeel as the lieve that forth this Many be Road #4 out of home. location, priced have brought a homewill never 2277 Nalo great been a property homes es to become have and they rental price Talk about portuniti home. can dream sales from vacation your age, buy a what without populartwo lots awayand Poipu to beable to the average ure matter an owner. home and FiIn 2016, But no plenty of ways just have tured Disclos is just - that’s e’s Beach NMLS lt MortgageTrail, are $70,600 y. foot ner, you is a Brenneck 000, for a manufac there the utiliVanderbi 500 Alcoa Park! home a homeowmore creativel was around per square 865-380-3 and very Beach 3 BD 3 BA Inc., that with and last e solucome little rental of $48.82 a to land nance, first recent This , TN 37804, ww.nmls you combine and lot of money average them an affordabl to think vacationwith many rental to become a re(http://w AZ Lic. Maryville deposit it’s a ed of the popular trends, rg/), #1561, will arties, a making renters looking rent, g you NMLS The rise at current found that raccess.o made or with living well maintain Fi. month’son somethin tion to ners. tured up to kitchen Looking study consume 616, Loans a California now to upgrades for manufac to lds are the last spend own. GA homeow choose area opens in the #BK-0902 The spacious in cent research license,#6911), pursuant “We believea great solutionaffordmany never U.S. househo do people and dining lounging any timenumber of ranged Lenders Law offer more (Lic. room lanai. Enjoy the stars! So why reason is that lt lds seeking than at homes like phones, that nance One renting With a rising househo says Vanderbi ial Mortgage a split dining under third bedroom things that just worried rent? ial Mortgage many el NH Inc. Presirealize s other 50 years.many have nation of rentsun or lower-lev area and with Resident by the Resident don’t a able housing,” work countles basis, homes Lic. today and Finance Illinois , Licensed of homerenters,becoming Private, own living . “We ent, MT cars andon a daily of well. Call nation Mortgage Hamilton find financwe are with its entry as than a and Licensee Departmby PA Dept. we use rs to help needs dent Eric BankingLicensed AT ers rather separate with the their have changed. es mean under our customethat fit #1561, owners.is most evident for a tour! 139 OFFERED lt 50 n, people ily prioriti Vol. 5, No.Banking. ing options MLS#612 This inNew 15, 2017to |continue ances.” , 0 from Vanderbi Multifam generatio solution housing ex- December of Friday, circumst don’t have check for for Week ••• RB-13451 Inc. a new $1,790,00 younger the National found now d Content new and Renters a monthly As demandprices on to rise, Rick Shaw774 Sponsore and Finance, own. The 30, who Council have of all rentout and never and adapted doling 808.639.0 Mortgage continue creases, Housing for 50 percent g they’ll changed it’s homes housing has firsttured somethinmarket has isting account U.S. because ured a today’s manufac the of in s renting housing either. manufact ers change, aren’t standarders and provides supe option, throughThey with this to the in short affordabl know going up time homebuy a more residents are for a market e options. affordabl As manycountry, rents and 2015, up solution quality, ply of out the Between 2012 has gone rent and up. gross to $959. When the median rising 8.24 percent, BRANDPOINT
Poipu
m nisland.co thegarde
OPEN
AY 17 FRID ber 15, 20
HOUS
St. #174 Fee Simple 2110 Kaneka Huleia
Regency se Townhou price: $675,000 ft. 3 Bdr., 1700 sq. Bath, Asking ½ size over ing, 2 Total full air conditiongarage, 2 with & 1 car views large lanai -move in ready. furnished lot with mountain to Puakea Corner for belt. Adjacent location & green Prime & Golf Course. to all services. access house on Saturday 20 & 21 13 & 14, Open January ent: Glenn Sunday, for appointm 091. or call 808-246-0 Kaser
rate r, fixedslips to US 30-yea age rate mortg nt on 303.93 perce The rate
ng i Floori Kauariors 4 # C-3205 & Inte
‘THE GREATEST TIME OF THE YEAR’ g Dealer
s Home Kauai ng for ns les Floori & Optio ct & Lifesty produ of Styles from ation, 1000s with you work to final install t We ion your budge ation select and within Insured Install ed & Licens
Studio
Dance License Aloha tion, & Installa host its holiday will
-8808 recital Sunday .com 808-245 Lihue ifloors way, o High 2 Kuhi 3-322
kaua
2017 Saturday, December 16, Community College
–1pm SATURDAYS 9:30am Moloa’a Bay Chocolate
Front Lawn of Kaua‘i
Co-sponsored By Kaua‘i Community College County of Kauai
INSIDE
AY TGIFR!DSTA E L A RE
— s Floorin TON WASHING U.S. mortgage this week.said percent Mac year fixed-rate to 3.93 Freddie rk 30slipped buyer benchma from Mortgage that the was down perRd. Ahukini Thursday loan rate and 4.16 Hwy & year home last week of Kuhio 3.94 percentago. corner fixed-raterefiyear On the cent a those on 15-year, The rate popular with uns, was mortgagetheir homes, 3.36 percent. at nancing this week year ago. a changed percent adjust3.37 Kauai It was to 3.36 on five-year Kim Chee/ Miki Macs; s rose Haole Girl Sweets; Kauai The rate Cofee Jam; Roasters/ last week Hanalei mortgagepercent Bay Coffee; Monkeypod Aunty Lilikoi;able-rate 3.35Kala 'O Kauai; Mailelanis; Moloa'a Hakus ago. Kula from ts. Bakery, Flowers Express; Heavenly Rea year Kookies; Kopercent Paymen Lures; Salty Wahine; Tropical Federal percentWater White ay, the interest Precious Kreations/ and 3.19 m monthly m On Wednesd short-ter in 2017. “The l. Minimu raised approva in the serve third time the m priced to credit rates forhad already interest i 9am-6p e - Subject Mon-Fr pm rates, market so long-term g Availabl OPEN: Sat 10am-3 mortgageKiefer, a rate hike, Financin including said Len rates, t. moved,” hardly Mac economis mortgage average lenders Freddie To calculate Mac surveys Monbetween Freddie rates, week. the country each across Wednesday day and ••• d Press Associate
Fair Annual Holiday 9:30am to 2pm
College Campus On the Kauai Community
4-1
Y! TODA Weekend OOM SHOWR LIHUE OUR VISIT Grinds & Da Kines For Your
Lihue
Made ~ Chocolate! Locally Grown ... Locally
ies M – e Deliver y. Kap Hw Islandwid 525 Kuhio
E
Check da Scene
Decem
OPEN
S RDAY SATU -11AM 7:30
Save the Date!
E G N A H C F SEEDS O
Bro ; Hartung se staffing ercial mar ea cr in s, m ie K ., for comtions of Syngenta A.G h activit idenera nd researc er of food products Kauai opcon e closely glomerat nt to expa re and row strains. a Swiss O agricultu rs GM the h ide wit Bro DowDuPo roduction scalethegDo stic tified er pe t e, Hartung w ticized ov Meanwhil seed developer tha p widely cri its GMO and merger of de ding l continue ies on Kauai c and con year by the . and E.I. DuPont Inc., a lea become a use. It wil O, organi cess d it l Co ch activit
FULL SERVICE REAL ESTATE COMPANY in the pro Chemica rachini tions and Co., is Allan Pa ND Nemours rate opera of GARDEN ISLA its corpo e SPECIAL TO THE of dividing panies, on agnew com re diviee ltu thr icu o agr lusively on int — The nt ounced l focus exc Po wil ann KEKAHA s Du ich ha wh Dow and wDuPont eraure. Both operations sion of Do es in its Kauai op its ricult usly had separate ang d on will expand major ch ich focuse previo r which it both of wh ved geneti, here, inuai ies Ka tions unde ivit on earch act as nt of impro n and soy Hawaii res ffing on island by developme seed cor sta ied dif ng asi mo ly cre cal 50 percent. earlier this much as created The firm,
LOOKING FOR RENTALS
Steven M. Martin-Oldfield
Realtor, Principal Broker RB-17551 Office: 808-822-4444 Cell: 808-652-1759 manager@kauaipac.com
GM ear duction produces farmers, sai other res s into pro seeds for ure of its diversifie ventional e a as it ing the nat ncement was chang tions and will becom farming. ont annou uP d op era wD foo op of Do r e we Th Kauai ies of devel scale gro ts rd in a ser production commercial marke . was the thi are rapidly changing for nd t yo cts tha be du pro ments possibly and us , vio ide pre statew uired the Hartung acq
bec e d i s k r The da
, use victim Our rental units are 100% occupied. IfAkbeiyou ed ki neare wd stumed cro ts as what awai looking for a Property Manager, we would to Co Christmlove anticipates characters ite cheer their favor of
talk with you! We offer you:
ght
g ni ISLAND in openin ie Wars mov been a vic latest Star bigail has for use e tim of ab Jessica Els rs. ISLAND many yea erful THE GARDEN e e wond notes of Th “I have fiv the same guy,” The first the with LIHUE — oed across ently left children March ech Kukui Grove “I have rec counselImperial of she said. g nt kin in fro day see on Thurs speakers him and am I don’t have 3:30 p.m. wd of lp. Cinema at rose from the cro . ing and he ept my exisde exc and a cheer ople waiting outsi .” anything dI pe my children 1 p.m. an ce about 20 sin tence and hoping she will re he Al“I’ve been said Jobe Abigail is e her children rk for this,” inaugural giv got off wo the be able to for the holidays. d snagge line for the len, who something need of clothing front of the “Star in place at the ced screening of school They are van and some 7 p.m. ad i.” and shoes e Last Jed tching the saga Wars: Th wa supplies. to keep my chilen said he’s en has be d All an r “I intend ild tte was a ch ool no ma where 40 since he dren in sch ward to see l leaLL d. looking for rytelli ng wilCA A, A8 sto CRIBEthe front of rs ofBS yeaSU SEE ZONT TO t alone at He wasn’ Clarke ark Nic long. 1:30 ou at ab the line for theater d. m co t ami-
THE GARDEN
Reasonable rates A Tenant screening Oversee rent collection, taxes, and repairs Full service with attention to detail!
Drop by our office or call for an appt. today!
www.kauaipacificrealestate.com
245-043
3
RB-2100