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As prices rise at rapid pace, Fed chief seeks patience ASSOCIATED PRESS WASHINGTON — For anyone watching with concern as prices surge for everything from food and gas to airplane tickets and clothes, the message from Federal Reserve Chair Jerome Powell over two days of congressional hearings this week was straightforward: Just give it more time and those price gains should slow, or even reverse. The Fed chair acknowledged that the U.S. is in the midst of an unparalleled economic reopening on the heels of a pandemic-induced recession, making it that much more difficult to anticipate how things like inflation and unemployment will play out. “This particular inflation is just unique in history,” Powell said Thursday before the Senate Banking, Housing and Urban Affairs Committee. “We don’t have another example of the last time we reopened a $20 trillion economy. We’re humble about what we understand.” Powell gave his twice-a-year monetary policy report to Congress this week. On Wednesday, he appeared before the House Financial Services Committee where he said inflation may slow “in six months or so,” suggesting a clear reading on inflation won’t come until the end of the year. “This is the Fed saying it is prepared to endure a longer period of elevated inflation than just a few months,” Tim Duy, chief U.S. economist at SGH Macro Advisers, a consulting firm, wrote this week. Powell aimed to soothe senators and members of Congress, with Republicans in particular repeatedly raising the issue of higher prices, often blaming them on President Joe Biden’s $1.9 trillion rescue package enacted in March.
US 30-year mortgage rate falls for 3rd week to 2.88%
THE GARDEN ISLAND
Friday, July 16, 2021 • B4
SUSTAINABLE OASIS Tips to transform your outdoor living space BRANDPOINT Home improvement projects and repairs increased during the pandemic, and demand is expected to continue with permanently transformed work schedules and remote telecommuting here to stay. According to a recent report, more than half of homeowners are finding time in their schedule for home improvement projects. There’s been an increased demand for in-home office spaces, gyms and deck expansions. While these amenities are gaining popularity, many homeowners want to build them in a way that’s sustainable. If you plan to refresh your outdoor space, it’s important to think about how these improvement measures retain or increase sustainability. At the same time, there are many ways to achieve a more sustainable home, starting with your backyard. You can personally help make a difference by considering these simple tips: Add an eco-friendly deck Your outdoor deck is the social cornerstone of your home. You probably use it for outdoor dining, grilling and even late-night stargazing. Whether you’re looking to expand your home’s living space or need to replace an old deck, ditch the run-of-the-mill wooden deck for a sustainable, composite option like TimberTech®. With artisanal finishes and realistic wood grain textures,
TimberTech looks just like wood but is more sustainable because it is made from recycled materials like milk jugs and detergent bottles. While wood decks need to be replaced every 10-15 years and require annual maintenance like staining, your new composite deck can be enjoyed for a lifetime, with innovative protection that safeguards your deck from mold and moisture damage. Planting? Utilize plants that are native to your area If you want to reduce your impact and add some color to your home, spruce up your yard and planters with native plants and wildflowers from your area. In fact, planting native plants can
benefit the local ecosystem, as they provide diverse nutrients and resources for the surrounding wildlife, require less water than lawns and help prevent erosion. Non-native plants could be harmful to the local ecosystem as they are one of the leading causes of biodiversity loss.
carbon emissions in your home. Be sure to replace the old, wornout incandescent bulbs with LED lights that use less energy and glow brighter. Going green doesn’t mean sacrifice
As more people recognize their environmental impact, they’re Use solar lights to minimize looking for ways to reduce their energy consumption carbon footprint, starting right at home with the sustainability of To enjoy your backyard haven the materials they use in their well into the night, improve your exterior lighting with solar lights. home improvement projects for in Even on the cloudiest of days, so- and outside the home. Visit www.timbertech.com/ lar output is abundant, making soabout/sustainability to learn how lar lights an eco-friendly option you can go against the grain with that uses a renewable power your eco-friendly outdoor living source. Standard lightbulbs can increase energy consumption and space.
Save money with a local mortgage. Free up money for what matters most.
ASSOCIATED PRESS WASHINGTON — Mortgage rates were mixed this week. The benchmark 30-year loan fell for the third straight week amid lingering concerns over the recent surge in inflation. Mortgage buyer Freddie Mac reported Thursday that the average for the 30-year home loan eased to 2.88% from 2.90% last week, down from its peak this year of 3.18% in April. The key rate stood at 2.98% a year ago. The rate for a 15-year loan, a popular option among homeowners refinancing their mortgages, edged up to 2.22% from 2.20% last week. Freddie Mac economists expect economic growth to gradually push mortgage rates higher in the second half of the year. Federal Reserve Chairman Jerome Powell addressed the concerns on inflation, which has been rising in recent months as the recovery from the pandemic recession strengthens. He suggested in testimony to a U.S. House committee Wednesday that inflation “will likely remain elevated” in coming months before “moderating.” At the same time, Powell signaled no imminent change in the Fed’s ultra-low interest rate policies. In the latest sign of intensified inflation pressure, the government reported Tuesday that prices paid by U.S. consumers surged in June by the most in 13 years. It was the third straight month that inflation has jumped.
(808) 245-2463 | aloha@kgefcu.org Use our loan calculators at www.kgefcu.org/loan-calculator.
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Friday, July 16, 2021 Page 5
246-0325
KAUAI’S
real estate directory P L A C E Y O U R A D today 2 4 6 - 0 3 2 5
LIHUE
t he g arden i slan d .com /clas s i f ieds
HOOLUANA SUBDIVISION $875,000 4121 Kenikeni Pl. Unit 1083 Interior Area: 1,681 sq. ft. 4 Bed/2.5 Ba MLS 651344
Tad T. Miura (R/B) GRI, CRS
245-1651 Kauai-Realty.com
808-652-6698 RB-12398 tadmiura808@gmail.com
2403 Ulu Maika St., Lihu‘e, HI 96766
Making Your Kauai Real Estate Dreams a Reality with... To see all Kauai Listings, go to
www.KauaiSunshine.com
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808.639.8557
BBB Rating: A+
Email: msmith@kauaisunshine.com
As of 9/30/2020
HANAMAUULU $645,000 5Bed/2Ba Interior Area: 1,518 sq. ft. Lot Size: 8,046 sq.ft. MLS 651355 Jesse Fukushima, RS-71180 Jesse@KauaiRealty.net (808) 482-4077
PRATT & LAMBERT PAINTS
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246-8828 Across From Kauai Community College
Your locally owned paint store. Serving the people of Kauai for over 27 years!
4490 Puhi Road, Lihue Mon-Fri 7:30am to 4pm Sat 8am to 12 Noon
One of the few property listings within the Hanamaulu area. Close to the amenities that central Lihue offers (shopping centers, medical facilities, commercial and industrial areas, eateries, recreational activities, airport or harbor facilities. Property is tenant occupied. Property showings are on Saturdays (9am to 12 noon) & Tuesdays(4pm to 6pm). Buyer do to their due diligence with respective government agencies. Property is currently in escrow.
FULL SERVICE REAL ESTATE COMPANY LOOKING FOR RENTALS
Steven M. Martin-Oldfield
Our rental units are 100% occupied. If you are looking for a Property Manager, we would love to talk with you! We offer you:
Realtor, Principal Broker RB-17551 Office: 808-822-4444 Cell: 808-652-1759 manager@kauaipac.com
Reasonable rates Tenant screening Oversee rent collection, taxes, and repairs Full service with attention to detail! Drop by our office or call for an appt. today!
www.kauaipacificrealestate.com
RB-2100
Stay Informed Friday,
THE GARDEN
December
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Page 6 Friday, July 16, 2021
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Call for more info:
Hanalei -$995,000 3 Bed / 2 Bath Interior Area: 1,320 sq.ft. Lot Size: 4,885 sq.ft. Leah Ragsac Rs-80621 808-212-4086 Glen Kojima RS-80593 glen@kauairealty.net MLS 650209
WAILUA HOMESTEAD, KOLOA TOWN, LIHUE AREAS CALL SHARENE 808-690-8909 OR
Kalaheo-$1,025,000 5 Bed/4 Ba. Interior Area: 2,656 sq.ft. Lot Size: 14,776 sq.ft Mark K. Tanaka RB-9222 808-639-0367 Ashley M. Carvalho RS-73535 808-639-9307 MLS 649544
Kapaa
Kapaa -$718,800 Lot Size: 11,250 sq.ft. Carol Cummings RB-14915 808-651-4766 MLS 647227
Kapaa-$1,250,000 3 Bed/2.5 Ba. Interior Area: 2,283 sq.ft. Lot Size:1.81 acres Ann Zaslow RS-82535 808-639-3675 MLS 641043
Kapaa
AKC/NKC Shihtzu males $3500 Avail Aug 26, serious inquiries only. Call 808-651-1030
Lihue-$1,570,400 Lot Size: 1.03 acres Eric N. Yama RB-10975 808-639-3414 Mark K. Tanaka RB-9222 808-639-0367 MLS 632948
Desparately seeking Lovebirds 1 male, 1 female on Kauai (808) 335-5797
Wailua- $689,000 3 Bed/2 Ba Interior Area: 1,500 sqft Lot Size: 27,573sq.ft. James "Kimo" St. John RS-59918 808-635-8016 MLS 648195 Maile Properties of Kauai
Appliances
Garage & Lanai Sales Lihue-3174 Alohi St. Sat. July 17th, 8a-12p. Womens clothing size small to medium, girls clothing size 10-12, mens shirts XL, household goods, shoes, plants, pots & pans, baked goods, misc & more! *Facemask required*
Merchandise Wanted WANTED Original Rice Bags great condition, all size & brands welcome. (808) 335-5797 Want To Buy Window Sash Weights, Iron, will buy all you have. 808-335-5990
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Waimea-$1,500,000 8 Bed/4 Ba. Multi Unit Residential Lot Size: 14,039 sq.ft. Clifton Kukino RB-15364 808-639-1490 Jordan Kukino RS-81289 808-634-5032 MLS 636254
KAUAI’S
Public Hearings
Public Hearings
OWNER’S NOTICE OF COMPLETION OF CONTRACT NOTICE IS HEREBY GIVEN that pursuant to the Provisions of Section 50743, of the Hawaii Revised Statutes, the construction by SG Builders, LLC of that certain Remodel of single family home, situated at 4485 Haena Place, Haena, Kauai, Hawaii, TMK: (4) 5-8-10:33, has been completed. Cielo Kai, LLC Owner(s) (TGI1334693 7/16, 7/23/21)
FORECLOSURES UNIT #0003 #2043 #2093
NAME JOHN WRIGHT LISA ABELL WILLOW MATTER
TOTAL DUE $1,072.27 $1,120.20 $1,439.80
NOTICE OF PUBLIC HEARING TERM - CASH ONLY - MINIMUM BID IS AMOUNT OWED! The Hawaii Office of Community Services (OCS), Hawaii State Department of Labor (TGI1334221 7/16, 7/23/21) and Industrial Relations, solicits public comment on the new proposed State Plan for the Community Services Block Grant (CSBG) Program to the U.S. Department of Health and Human Services (DHHS) for Federal Fiscal Years 2022 and 2023 (FFY 22 and 23). The CSBG State Plan reflects OCS’s commitment to work with our Community Action Agency partners in each county to meet program goals and FIFTH CIRCUIT COURT AMENDED comply with relevant Federal and State rules and regulations in order to continue NOTICE OF PROBATE AND NOTICE TO CREDITORS receiving this valuable resource. The CSBG program provides services to low-income and impoverished populations across the State. CSBG services and activities are delivered statewide by designated Community Action Agencies located in each P. No. 5CLP-21-0000045 county. The public is invited to comment on the proposed CSBG State Plan for FFY Estate of KRISTOPHER GRAHM HUBER, Deceased 22 and 23. The proposed CSBG State Plan can be found at the OCS website, FILED, Petition for Adjudication of Intestacy and https://labor.hawaii.gov/ocs/service-programs-index/csbg/. Appointment of Personal Representative, showing A virtual combined-purpose Legislative and Public Hearing on the CSBG State Plan property within the jurisdiction of this Court and asking is scheduled for Wednesday, July 28, 2021, at 1:00 p.m. For more information on that EMBER ROSE, whose address is c/o Michael D. how to join the virtual hearing, please visit https://labor.hawaii.gov/ocs/service- Scarbo, 4442 Hardy St., Ste. 201, Lihue, HI 96766 be appointed Personal Representative of said estate. programs-index/csbg/.
Notices to Creditors
Notices to Creditors
That Tuesday August 10, 2021 at 1:30 p.m. before The hearing is being jointly convened by the Senate Committee on Labor, Culture and the Arts and the House Committee on Labor and Tourism. Persons with special the presiding Judge in Probate at who shall be sitting needs, including oral language services, should call OCS at (808) 586-8679 by in probate in his/her courtroom at 3970 Ka‘ana Street, Lihu‘e, Hawai‘i, 96766 be the appointed date, Friday, July 23, 2021, to make arrangements. time and place for hearing said petition and all The public is welcome to attend and provide comment and testimony at the interested persons. hearing. For those interested in providing oral testimony, please contact Courtney All creditors of the above-named estate are hereby Ho (email: courtney.n.ho@hawaii.gov). Written comments and testimony may be submitted to OCS (email: dlir.ocs@hawaii.gov, mail: Office of Community Services, notified to present their claims with proper vouchers or 830 Punchbowl Street, Room 420, Honolulu, Hawaii 96813; fax: (808) 586-8685) duly authenticated copies thereof, even if the claim is secured by a mortgage upon real estate, to said for consideration at the hearing by Monday, July 26, 2021. nominee at the address shown above within four months from the date of the first publication of this By: Jovanie Domingo Dela Cruz, Executive Director notice or they will be forever barred. Office of Community Services (SA/HTH/WHT/TGI1333798 7/16/21) Dated: Lihue, Hawaii, June 15, 2021.
245-0433
Donna Olivas Brun Clerk of the Above-Entitled Court Michael D. Scarbo 4442 Hardy St., Ste. 201 Lihue, HI 96766 Attorney for Personal Representative (TGI1334499 7/16, 7/23, 7/30/21)
Stay Informed Subscribe today 245-0433 thegardenisland.com
Lawai
FORECLOSURES
NOTICE OF INTENT TO FORECLOSE LIEN AND OF SALE BY PUBLIC AUCTION Notice is hereby given by Banyan Harbor Time Share Owner’s Association. That it intends to foreclose by way of non-judicial process on the aforesaid Notice of Lien and Suspension of Privileges against the timeshare interest identified below. Said timeshare interest will be sold at public auction to be held at the front entrance of the Fifth Circuit Court Building, 3970 Kahana St, Lihue, Kauai, Hawaii at 12:00 noon August 13, 2021. There shall be no open house and the unit shall be sold “as is”. One Hundred (100%) Percent of the purchase price shall be due at the close of auction via either cashier’s check or cash. The timeshare interest is a 1/50th co-tenancy interest in and to Banyan Harbor Condominium Project, Nawiliwili, Kauai, Hawaii, plus the exclusive right to occupy a use period as provided for the following: Apt No.59 R-2 owned by Sandra Acevedo; Apt. 139 U-1 owned by Karen Aulis and Deloy Little Jr; Apt. 145 S-2 owned by William P. Barker and Karen L. Barker; Apt. 120 B-2 owned by Richard Carlson and Norma Jena Carlson; Apt. 42 I-2 owned by Paul Crabtree; Apt. 59 Z-1 owned by John B. DeDera and Louise DeDera; Apt. 109 T-1 owned by Brian S. Gaylord and Julie Z. Gaylord; Apt.s 121 Y-2 & Z-1 owned by Neil Hickey and Jean Hickey; Apt. 133 L-2 owned by Doris I. Inman; Apt. 4 C-2 owned by Thomas O. McCardle and Ruth McCardle; Apt. 147 AA-1 owned by Joanne M. McBroom; Apt. 59 H-1 owned by Kellie McKinzie and Laurie Montoya; Apt. 107 B-1 owned by Mario C. Mejia and Fredeswinda G. Mejia; Apt. 145 Q-1 & Q-2 owned by Michael William Morgan and Jennifer Jean Morgan; Apt. 142 K-1 & K-2 owned by Steve Morrill and Rosemary Morrill; Apt. 76 Y-1 owned by Edwin Pacion; Apt. 121 L-1 owned by Paul Porter and Ragena Allee; Apt. 54 T-1 James F. Robertson and Delene Robertson; Apt. 110 R-2 & Apt. 123 S-1 owned by Michael Rosiles and Karen R. Rosiles; Apt. 43 B-2 & 22 V-2 owned by Jaqueline Reynold Scott; Apt. 43 D-2 owned by Adrian W. Skrepnyk and Shauna Skrepnyk; Apt 142 W-2 owned by Sandi Renee Strickland; Apt. 145 F-1 owned by TSAM Consulting Services, LLC, a Florida limited liability company; Apt. 126 E-2 owned by RUS Management & Investment, Inc., a California corporation; Apt. 145 KK-2 owned by Leo Harlold Vaughn Jr. and Pamela Lee Vaughn; Apt. 147 Y-2 owned by Louis M. Warnick and Eileen Warnick; Apt. 22 M-1 owned by Matthew James Wedig and Melissa Joy Wedig; Apt. 145 U-2 owned by Mei Wu ; and Apt. 106 B-1 owned by Frederick William Kaufman and Ruth Merle Kaufman. Contact Person: Patrick Childs Esq.4365 Kukui St. Suite #104, Lihue, Hi 96766 (808) 245-2863. (TGI1334385 7/16, 7/23, & 7/30 2021)
IN ESCROW
Lawai-$295,000 Lot Size: 0.61 acre(s) Kevin M. Horita RB RB-19351 808-639-8213 MLS 625256
245-0433
Recycled Appliances Washers,Dryers, Stoves & Refrigerators $250+ Tankless Gas Hot Water Heaters $175 Legal Compost Toilets and Above Ground Septic Tanks Tashi 808-652-0551
Completion Completion of Contract of Contract
Notice is hereby given pursuant to Section 507-65 and OWNER’S NOTICE OF 507-66 of Part III Self Storage Facilities State of COMPLETION OF Hawaii, the following units will be sold at Public CONTRACT LIHUE Partly Furnished 3 bdrm/1 bath, Auction: THE MINIMUM BID IS THE TOTAL OWED BY Avail after August 5th TENANTS. EXAMPLE: IF THEY OWE $1500, THE NOTICE IS HEREBY $2,100/month GIVEN that pursuant to 2 bdrm/1 bath Avail Now MINIMUM BID IS $1500. the Provisions of Section $1,800/month Call: (808) 651-4215 KILAUEA MINI STORAGE - JULY 28, 2021 @ 11:00AM 507-43, of the Hawaii LOCATED AT 4306 AALONA ST., KILAUEA, HI 96754 Revised Statutes, the construction by Brian UNIT NAME TOTAL DUE Andrew Construction LLC #1 KYRA MAKA $851.76 Stay Informed of that certain new #37 CALEY SENTERS $706.79 Subscribe today 245-0433 dwelling situated at 3041 thegardenisland.com #44 PUEO FOX $1,256.54 Kalahiki Street, Koloa, #118 JONATHAN SWIFT $2,879.58 Hawaii, TMK: (4) 2-6#231 CODY CLAYBURN $842.93 017:016, has been #418 ERICA BREWER $1,733.17 completed. #O SLAVADOR ROMERO $292.96 David & Jennifer Hall #P ALONZO GREER $460.73 Owner(s) (TGI1333434 7/9, KAPAA SELF STORAGE - JULY 28, 2021 @ 12:00PM 7/16/21) LOCATED AT 4568 LEHUA ST., KAPAA, HI 96746
Subscribe today Lihue-$899,000 4 Bed/2.5 Ba Interior Area: 1,681 sq.ft. Lot Size: 6,525 sq.ft. Tad Miura RB-12398 808-652-6698 MLS 651344
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