B4 • Friday, August 5, 2022
thegardenisland.com
THE GARDEN ISLAND
Got House?
Julie Black, Principal Broker & Owner (808) 652-6174 with daughter Kela Caspillo, Realtor Sales Person (808) 652-6173 kauaidreams.com
Featured Homes
Kilauea 4323 Anini Rd.
A North Shore Beachfront Lot! Build your dream home on this spectacular 19,602 square foot level lot. Water Views and Beaches are right across the access road, perfect for a dream residence, not zoned for vacation rentals. Access is by appointment only. MLS # 663938; $1,710,000. Call Julie Black, RB-14203 (808) 652-6174 Kauai Dreams Realty, to see this property.
PLAN TO AGE IN PLACE?
5 tips to help make your home safer
BRANDPOINT According to the AARP, the number of households headed by people 65 and older will grow to 48 million in the next twenty years, and many of those adults plan to age in place for as long as they can. If you or a loved one want to stay at home as you get older, it’s crucial to make the home environment as safe as possible. Even if you’re currently active and healthy, as you age you may experience decreasing strength, balance and vision that might make your home more difficult to navigate safely. Because these issues can develop gradually, you may not be aware of your limitations until you have an accident or injury - so it’s best to make your home safer now. Easy ways to improve your home’s safety To review your home’s trouble spots, it’s a good idea to have a friend or family member provide input, as you may be unaware of potential hazards another person could see. Better yet, ask a trained occupational or physical therapist to visit your home to assess the environment. Your healthcare provider may be able to recommend someone. Start by looking down As you age, it’s harder to recover from sprains and broken bones, so it’s important to reduce tripping hazards to prevent falls in the first place. Remove these potential dangers: w Throw rugs w Cords - move them behind furniture or tape to the floor
Make sure using the toilet is safe and easy When you can be independent in the bathroom, you maintain your dignity and have better peace of mind. Unfortunately, most toilets are low enough that they’re difficult for seniors or others with disabilities to safely Increase bath safety Bathing is a challenging activity get up and down. One solution is the Bemis for people with mobility or Independence Clean Shield 3-inch balance issues. While you could Elevated Toilet Seat, which is remodel your entire bathroom, there are smaller changes you can raised to ease sitting and standing. Installation is easy - the Snap 2 implement to reduce hazards. Secure system provides the These include: correct clamping force so the seat w Using non-slip mats or strips will never loosen or shift, and its for your floor, shower or tub 3-inch height is ideal for seniors, w Installing safety grab bars in plus anyone with mobility and around your tub w Using a shower or tub seat and concerns, back, hip or knee issues. The funnel design keeps handheld nozzle for bathing w Having a tub cut-out or step-in everything in the bowl, and the seat and ring raise upright and shower installed w Small furniture like footstools and ottomans w Clutter, like pairs of shoes Also consider what footwear you wear at home. Are your socks, slippers or shoes well-fitting and non-slip?
stay there, giving full access for cleaning - along with a slow-close feature to prevent slamming. The seat is designed with a residential appearance, so you don’t have to swap out an embarrassing riser when guests come. The Clean Shield is available on Amazon in a bundle featuring Support Arms and a new bidet attachment. The bundle gives users the security of Clean Shield, along with the convenience of bidet functionality for improved personal hygiene. Visit ToiletSeats.com to view your options. Check your stairs Staircases are another high-risk area for accident or injury. Make sure there are railings, even for just a couple of steps, and that they are solid and secure. Keep clutter from accumulating on or near stairs, and consider adding stair treads to wooden stairs, replacing carpet with stair treads and/or applying differently colored tape to help differentiate one stair from the next. Light it up Using nightlights throughout the home can help with nighttime trips to the bathroom or moving around during early morning hours when it’s still dark. Light switches that are both easy to access and that light up can also help seniors find their way around more easily, any time of night or day. With some thought and a little planning ahead, you can make it easier for yourself or your loved one to remain at home safely, for many years to come.
Hawaiiana Management Company, Ltd. Serving Kauai’s Condo & Community Associations with award-winning service
Long-term mortgage rates under 5% for 1st time in 4 months
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ASSOCIATED PRESS WASHINGTON — The average long-term U.S. mortgage rate fell below 5% for the first time in four months, days after the Federal Reserve jacked up its main borrowing rate in an aggressive effort to get inflation under control. The 30-year rate tumbled to 4.99% from 5.3% last week, mortgage buyer Freddie Mac reported Thursday. A year ago, the rate was 2.77%. The average rate on 15-year, fixed-rate mortgages, popular among those refinancing their homes, fell to 4.26% to from 4.58% last week. “Mortgage rates remained volatile due to the tug of war between inflationary pressures and a clear slowdown in economic growth,” said Sam Khater, Freddie Mac’s chief economist. “The high uncertainty surrounding inflation and other factors will likely cause rates to remain variable, especially as the Federal Reserve attempts to navigate the current economic environment.” Last week, the Fed ratcheted up its main borrowing rate by three-quarters of a point, the second such increase in less than two months. The central bank also raised its benchmark rate by a half-point in May, beginning its aggressive pivot to try to stifle four-decade high inflation. Consumer prices have soared 9.1% over the past year, the biggest yearly increase since 1981. The Labor Department’s producer price index — which measures inflation before it reaches consumers — rose by 11.3% in June compared with a year earlier. Rapidly hiking rates risks pushing the U.S. economy into a recession, but it’s the Fed’s most powerful tool to get price increases back to its 2% annual target.
Sunshine Ruiz Hatto Vice President Kauai Operations
awaiiana currently serves over 60 residential and commercial associations on the Island of Kauai, with a staff of nine management executives, three local support professionals and the property management industry’s most experienced accounting and technical personnel. Kauai native Sunshine Ruiz Hatto serves as Hawaiiana’s Vice President of Kauai 2SHUDWLRQV IURP LWV RIŅFH LQ /LKXHģV .XNXL *URYH ([HFXWLYH &HQWHU +DZDLLDQD 0DQDJHPHQW &RPSDQ\ /WG LV +DZDLLģV FRQGR DQG FRPPXQLW\ DVVRFLDWLRQ management company, with over 750 association clients throughout the state.
Why choose Hawaiiana? • • • •
99% retention rate among clients /RFDO YV PDLQODQG EDQNLQJ All employees are in Hawaii Serving over 60 associations on Kauai
Hawaiiana’s Kauai Properties: BOB WILSON SR. MANAGEMENT EXECUTIVE
LUCY TAYLOR SR. MANAGEMENT EXECUTIVE
AMY CAMPBELL MANAGEMENT EXECUTIVE
JASON HEDGES MANAGEMENT EXECUTIVE
KRISTEN KURZ MANAGEMENT EXECUTIVE
MIRISHAE MCDONALD MANAGEMENT EXECUTIVE
RICHARD ROBERTS MANAGEMENT EXECUTIVE
WHIT VAN BLARGEN MANAGEMENT EXECUTIVE
HINAHEA LANGI OFFICE MANAGER, SENIOR ADMINISTRATIVE ASSISTANT
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www.hmcmgt.com JADE NAKAMOTO ADMINISTRATIVE ASSISTANT/ FRONT DESK
RACHELE BURNS TOGUCHI OFFICE/LEAD ADMINISTRATIVE ASSISTANT
For more information about Hawaiiana’s awardwinning services, contact Sunshine Hatto at (808) 792-0515 or sunshine@hmcmgt.com.