B4 • Friday, August 6, 2021
thegardenisland.com
THE GARDEN ISLAND
Got House?
Julie Black, Principal Broker & Owner (808) 652-6174 with daughter Kela Caspillo, Realtor Sales Person (808) 652-6173 kauaidreams.com
HOW TO CHOP REMODELING COSTS
Put affordability first If you choose to delay the project to wait for lower Wood costs have skyrockprices or to save up, Hernaneted over the last year, leavdez says small changes like ing would-be home a new rug, decorative pilrenovators to choose belows and updated art may tween waiting in price purgabe enough for now. tory or moving forward and “All of those things, alpossibly overpaying. though they’re subtle and Lumber mills incorrectly minor changes, they do ultipredicted that the housing mately contribute to just market would crumble unmaking you feel happier and der the weight of the panbetter about your space,” demic rather than boom as she says. it did, says David Logan, seOut-of-pocket is always nior economist with the Nathe least expensive way to tional Association of Home pay for a renovation. But fiBuilders. nance the project only if you That “fatal mistake,” as Locan get a low interest rate gan calls it, led to a supand affordable monthly payply-demand mismatch that ments, says Larry Pershing, by May of this year had a Chicago-based certified fidriven the cost of lumber nancial planner. from mills to quadruple Pershing says home eqwhat it was in April 2020, acuity lines of credit have low ELISE AMENDOLA / ASSOCIATED PRESS cording to data from Fastrates, and you can draw on markets Random Lengths , a the money usually over a 10Lumber is piled at a housing construction site in Middleton, Mass. wood products industry year period. This means you trade publication. ing when the time will be ton, D.C . That way, you for recycled, reclaimed or al- many of which sell recycled can borrow as much as you As of mid-July, lumber right. won’t overpay if prices drop ternative materials. wood or wooden items you need up to your limit whenprices dropped to only dou“Trying to time the market before your contractor Ty Lindgren, a shift leader can rehabilitate or convert ever you need it if a large ble their spring 2020 levels, is likely to cause more angst starts buying, but you can at a food and beverage man- into something like shelving. project has unpredictable but whether the decline will than having the certainty of still delay if the project will ufacturing company in Olym- Some locations let you costs and timelines. continue and when lower getting things underway,” he be too expensive. pia, Washington , brought browse their inventory onAn FHA 203(k) loan lets prices will reach homeown- says. home leftover wood pallets line. homebuyers combine the ers isn’t clear, Logan says. Logan says if he were ren- Search for alternatives, from work to build a playYour local lumber or floor- costs of a fixer upper and Here are tips to navigate a ovating, he’d move forward plan for scarcity house for his kids. ing liquidator may have renovations into a single home remodel when wood with a large renovation, like If a small DIY or good-toHe estimates that using enough wood to redo the mortgage . Pershing recomcosts are through the roof. a kitchen upgrade or room great update could wait a the pallets instead of highflooring in a small room or mends them for homebuyaddition. few months, Logan says he’d priced two-by-fours lowered on a single floor of your ers who don’t have much Make room for If a project requires take the gamble and wait for the project’s cost from home, says Rebekah Hernan- equity yet. variability months of planning and wait- wood to become more af$1,000 to about $100. dez, a Dallas-based interior A home improvement The recent price dip may ing, build room for price and fordable. If you don’t have access to designer. loan will quickly provide seem like a positive sign, but timeline changes into your “Knowing perfectly well extra, unclaimed wood, you “You can’t be picky, beproject funds, and you can Logan likens a home remod- contract, says Ethan Landis, that prices could be higher can buy it. cause there’s not many opoften pre-qualify to estimate eler’s dilemma to that of a principal at Landis Archiby the time I do it,” he says. Habitat for Humanity’s Re- tions, but they’re out there,” your monthly payments and homebuyer: There’s no telltects/Builders in WashingIn the meantime, search Store has over 900 locations, she says. interest costs. Annie Millerbernd NERDWALLET
Hawaiiana Management Company, Ltd. Serving Kauai’s Condo & Community Associations with award-winning service
H
awaiiana currently serves nearly 60 residential and commercial associations on the Island of Kauai. Kauai native Sunshine Ruiz Hatto serves as Hawaiiana’s Vice President ���������������������������������������������������������������������������������
US average mortgage rates flat to lower; 30year at 2.77%
Sunshine Ruiz Hatto Vice President Kauai Operations
• • • •
99% retention rate among clients Local (vs. mainland) banking All employees are in Hawaii Serving nearly 60 associations on Kauai
www.hmcmgt.com
ASSOCIATED PRESS WASHINGTON — Mortgage rates were flat to lower this week, with the average for the key 30year home loan below 3% for the sixth straight week. Uncertainty over the surging delta coronavirus variant and its potential effect on the U.S. economic recovery remained as a backdrop suppressing mortgage rates. Mortgage buyer Freddie Mac reported Thursday that the average for the 30-year mortgage fell to 2.77% from 2.80% last week. The benchmark rate, which reached a peak this year of 3.18% in April, stood at 2.88% a year ago. The rate for a 15-year loan, a popular option among homeowners refinancing their mortgages, remained at a historically low 2.10%. Concerns have been mounting in global financial markets around the delta variant’s spread in the U.S., Europe and Asia, and especially in China, which is on high alert as it confronts hundreds of fresh cases. China has sealed off residential communities, suspended flights and trains, and ordered mass coronavirus testing in Wuhan, the city where the disease was first detected in late 2019. Although China’s numbers are small compared with outbreaks elsewhere, its containment strategies and the subsequent impact on its large economy are being closely watched.
BOB WILSON SR. MANAGEMENT EXECUTIVE
WHIT VAN BLARGEN MANAGEMENT EXECUTIVE
LUCY TAYLOR SR. MANAGEMENT EXECUTIVE
AMY CAMPBELL MANAGEMENT EXECUTIVE
RICHARD ROBERTS MANAGEMENT EXECUTIVE
KIMBERLY LENZ MANAGEMENT EXECUTIVE
HINAHEA LANGI OFFICE MANAGER, SENIOR ADMINISTRATIVE ASSISTANT
RACHELE BURNS TOGUCHI ADMINISTRATIVE ASSISTANT
Hawaiiana’s Kauai Properties: ���������� Alii Kai at Hanalei Alii Kai II ���������������� Apopo Hale �������������� ��������������������� Hale Honu Halelani Village at Puhi Halemalu at Puhi Hanalei Bay Villas ��������������������������� ��������������� Kahala at Poipu Kai Ka‘iulani of Princeville ���������������������� Kalaheo Pali Kai Kalihiwai Ridge
Kauai Beach Resort Kauai Beach Resort Association Kawaihau Sports Villa ���������������������������� ���������������������������� ����������������������� Kuhio Shores at Poipu ��������� ��������� �������� ���������� Paliuli ������ Plantation at Princeville ������������ Poipu Kai Association ���������������������� Poipu Kai Water Reclamation
Poipu Kapili Poipu Sands ������������������������� Association ��������������������������� Halele‘a Princeville Paniolo Princeville Sealodge I Puamana �������������������� Pu‘u Po‘a
Regency at Poipu Kai Regency Hule‘ia Regency Villas at Poipu Kai Sandpiper Village I The Villas at Poipu Kai Villas at Puali Villas of Kamali’i Villas on the Prince ��������������������� Wailua Bay View Waipouli Beach Resort
For more information about Hawaiiana’s services, contact Sunshine Ruiz Hatto at 792-0515 or email sunshine@hmcmgt.com.
www.thegardenisland.com
THE GARDEN ISLAND
Friday, August 06, 2021 Page 5
246-0325
KAUAI’S
real estate directory P L A C E Y O U R A D today 2 4 6 - 0 3 2 5
JUST LISTED!
t he g arden i slan d .com /clas s i f ieds
WAILUA RIM
Land Area: 12,770 sf Living Area: 1,744 sf Beds/Baths: 3/2 List Price: $1,325,000 MLS# 652611 This property is in escrow, however still available for viewing.
AROL C. CUMMINGS RB-14915 (RB) CRB, CRS, GRI, SFR
808-651-4766
kauairealty@gmail.com
PRATT & LAMBERT PAINTS
DEVOE PAINTS
Making Your Kauai Real Estate Dreams a Reality with...
Custom Color Matching • Sikkens Wood Finishes • Purdy Brushes • Graco Sprayers Home Owner • Maintenance • Commercial • Industrial
To see all Kauai Listings, go to
www.KauaiSunshine.com
246-8828 Across From Kauai Community College
4490 Puhi Road, Lihue Mon-Fri 7:30am to 4pm Sat 8am to 12 Noon
IN ESCROW!
Michael J. Smith (GRI)(CNE)
Your locally owned paint store. Serving the people of Kauai for over 27 years!
Lic: #RB-17576
808.639.8557 Email: msmith@kauaisunshine.com
KAPAHI GEM
Land Area: 32,452 sf Interior Area: 2,960 sf + 288 sf Bed/Bath: 4/4+ Loaded with upgrades! Separate living spaces. Offered for $1,225,000 MLS#649052
Certified Inspector
AROL C. CUMMINGS RB-14915 (RB) CRB, CRS, GRI, SFR
Joseph Quentin
We make your next home inspection a breeze
808-651-4766
kauairealty@gmail.com
www.quentinllc.com (808) 855-5280
BBB Rating: A+ As of 9/30/2020
FULL SERVICE REAL ESTATE COMPANY LOOKING FOR RENTALS
Steven M. Martin-Oldfield
Realtor, Principal Broker RB-17551 Office: 808-822-4444 Cell: 808-652-1759 manager@kauaipac.com
Our rental units are 100% occupied. If you are looking for a Property Manager, we would love to talk with you! We offer you: Reasonable rates Tenant screening Oversee rent collection, taxes, and repairs Full service with attention to detail! Drop by our office or call for an appt. today!
www.kauaipacificrealestate.com
Save money with a local mortgage.
RB-2100
(808) 245-2463 | aloha@kgefcu.org Use our loan calculators at www.kgefcu.org/loan-calculator.
Free up money for what matters most.
Federally insured by NCUA.
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Page 6 Friday, August 6, 2021
THE GARDEN ISLAND
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SELL YOUR STUFF FOR AS LITTLE AS
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Drivers EARN EXTRA $$ CASH $$ SHORT, EARLY AM HOURS!! NEWSPAPER MOTOR CARRIERS WANTED Call for more info: WAILUA HOMESTEAD, KOLOA TOWN, LIHUE AREAS CALL SHARENE 808-690-8909 OR
CALL LUCIA 652-0638 Immediate Opportunities NOW! Must have own transportation.
Kapaa
Poipu
Wailua
IN ESCROW
IN ESCROW
SOLD
Appliances Recycled Appliances Washers,Dryers, Stoves & Refrigerators $250+ Tankless Gas Hot Water Heaters $175 Legal Compost Toilets and Above Ground Septic Tanks Tashi 808-652-0551
Garage & Lanai Sales 2 FAMILY GARAGE SALE Saturday & Sunday August 7th & 8th 9am-2pm : Furniture, mini pool table, clothing, kitchen stuff, kids stuff & much more. MAKANA RD, WAILUA HOMESTEADS
Merchandise Wanted
Wailua- $689,000 3 Bed/2 Ba Interior Area: 1,500 sqft Lot Size: 27,573sq.ft. James "Kimo" St. John RS-59918 808-635-8016 MLS 648195 Maile Properties of Kauai
Poipu-$875,000 3 Bed.3 Ba. Interior Area: 1,531 sq.ft. Silvia Matsumoto RS-83333 808-634-8474 Leah Ragsac RS-80621 808-212-4086 MLS 644992
Wailua-$669,000 6 Bed/3.5 Ba. Interior Area: 2,220 sq.ft. Lot Size: 12,617 sq.ft. Jesse Fukushima RS-71180 808-482-4077 Glen Kojima RS-80593 808-651-5850 MLS 643722
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Wailua
Waimea
IN ESCROW
IN ESCROW
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Koloa IN ESCROW
Want To Buy Window Sash Weights, Iron, will buy all you have. 808-335-5990
Koloa-$659,000 3 Bed. 1 Ba. Interior Area: 904 sq.ft. Lot Size: 9,620 sq.ft. Eric Yama 808-639-3414 RB-10975 MLS 650504
General For Immediate Hire Management, Cashier, Store Associate, and Lumber Associate Hardware Hawaii, Known’ for their “legendary” Customer service, is looking for motivated individuals that have the power to reach for more. Servicing Hawaii for over 67 years. Call (808) 784-3921 or inquire at our Koloa store.
Hanamaulu
OWNER’S NOTICE OF COMPLETION OF CONTRACT
Notices to Motorists
Notices to Motorists
NOTICE IS HEREBY GIVEN that pursuant to the Provisions of Section 507-43, of the Hawaii Revised Statutes, the construction by HD Const Corporation of that certain Remodel situated at 2991 Umi Street, Lihue, Hawaii, TMK: 3-6007-024, has been completed.
The County of Kauai along with Earthworks Pacific, Inc. will be starting work on the Kaumuali’i Highway in the Ele’ele area, vicinity of Mahea Road/Laulea Street intersection, during this time lanes will be shifted and the public is asked to obey the speed limit of 25 mph. Work will begin on August 9th, 2021 through October 9th, 2021. This scope of work is to add traffic signals, sidewalks and a bus stop. Working hours will be Monday to Friday from 7:00am to 4:30pm. Motorists are advised to use extreme caution while driving through this area, observe and follow all traffic controls and posted signs and be aware of all construction personnel and equipment in the project area. It is highly recommended to use Halewili Road as an alternate route to bypass the construction zone. (TGI1337204 8/5, 8/6, 8/9/21)
SATTA GUMI LLC Owner(s) (TGI1337369 08/06, 08/13/21)
Court Notices Court Notices Court Notices STATE OF HAWAII FAMILY COURT FIFTH CIRCUIT NOTICE OF HEARING FC-D NO. 21-1-0076 Norma Subia Lato Plaintiff, vs. Teotimo P. Lato Jr. Defendant, NOTICE OF HEARING TO: Teotimo P. Lato Jr. You are hereby notified that the above-entitled case will be heard before the Presiding Judge of the Family Court, Fifth Circuit, Judiciary Building, Courtroom # 1, 3970 Ka’ana Street, Lihu’e, Kaua’i, Hawai’i on September 21, 2021 at 8:00 a.m. or as soon thereafter as the case can be heard. If you fail to appear at the hearing, the relief requested in the divorce complaint filed May 7, 2021 may be granted without further notice to you.
thegardenisland.com
DATE: JULY 23, 2021
(seal) DOREENA OLIVAS BRUN CLERK’S SIGNATURE (TGI1337169 08/06, 08/13, 08/20/21)
Lawai SOLD
Poipu-$739,000 1 Bed. 1 Ba. Interior Area: 732 sq.ft. Shelly Kaui-Carvalho 808-652-3886 RS-64829 Melinda Yomen 808-482-0452 RS-56237 MLS 646216
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Waimea-$1,500,000 8 Bed/4 Ba. Multi Unit Residential Lot Size: 14,039 sq.ft. Clifton Kukino RB-15364 808-639-1490 Jordan Kukino RS-81289 808-634-5032 MLS 636254
Legals / Public Notices
IN ESCROW
Pets
245-0433
Wailua -$829,000 4 Bed / 2.5 bath Interior size: 1,790 sq. ft. Lot size: 8,174 sq.ft. MLS650783 Carol Cummings RB-14915 808-651-4766
Completion of Contract
KAUAI’S
thegardenisland.com
Hanamaulu-$475,000 2 Bed/1 Ba. Interior Area: 833 sq.ft. Lot Size: 3,534 sq.ft. Ashley M. Carvalho RS-73535 808-639-9307 Mark K. Tanaka 808-639-0367 RB-9222 MLS 639731
GREAT DANE PUPPIES FOR SALE! Avail August 8. Call 808-212-8668
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