101124 Real Estate Directory

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TWICE AS NICE:

Step-by-step tips for painting a room two colors

BRANDPOINT

If your walls could talk, what would the paint color say about you? You’re bold? Calm? Sophisticated? Whatever the answer would be, painting a wall multiple colors is an affordable, yet impactful, way to uniquely express your personality. A twotoned wall is an interior design technique that utilizes two paint colors on the same wall, allowing you to express your individual style and add dimension to a flat surface. No matter your comfort or skill level, follow these steps to achieve professional-level results and showcase your creativity.

Prepare to paint

To get ready for painting, gather all necessary supplies, like a drop cloth, primer, a paintbrush, a roller and painter’s tape. Remove as much furniture as possible, covering any large items with a tarp. Using a sponge, wipe the walls with warm soapy water, then repair any cracks or holes with putty and sand the surface smooth. If you’re painting over a dark color, apply a primer as a base coat to ensure an even foundation.

Measure and mark

nate gaps and seal edges.

And, be sure to tape adjacent surfaces, including baseboards, ceilings and walls.

Paint the light color

rest of the section. Keep adding coats until you achieve the finished product you have in mind.

Remove the painter’s tape

Apply painter’s tape

To create a dynamic color-blocking effect on your walls, start by determining where the colors will meet and mark the spot with a pencil or chalk, using a straight edge for precision. Color blocking can be executed horizontally or vertically, or with additional creative options like diagonals or geometric patterns. A horizontal scheme splits the wall, making the room feel longer, while a vertical approach enhances the sense of height and openness, especially in open floor plans.

30-year

mortgage rate increases to 6.32 percent

REUTERS

The average rate on the popular U.S. 30-year mortgage rate increased to 6.32 percent this week, its largest one week increase since April, as a string of stronger-than-expected economic data caused investors to scale back bets on further Federal Reserve interest-rate cuts.

The 30-year fixed-rate mortgage was 20 basis points higher than a week earlier when it averaged 6.12 percent, mortgage finance giant Freddie Mac said on Thursday. It averaged 7.57 percent during the same period a year ago.

The 30-year rate closely tracks the yield on the 10-year Treasury note. That jumped last week after job growth in September blew past predictions and the unemployment rate fell, prompting traders to price in smaller, and fewer, Fed rate cuts over coming months than previously anticipated.

The reversal comes after mortgage rates declined steadily since May as investors geared up for the Fed to begin a rate-cutting cycle, which it began last month.

Financial market bets currently reflect an expectation that the Fed will reduce its policy rate, now in the 4.75 percent-5.00 percent range, to a range of 3.50 percent-3.75 percent by the middle of next year.

Regardless of your chosen approach, using painter’s tape, such as FrogTape brand painter’s tape, is es-

sential for achieving clean lines. It’s treated with exclusive PaintBlock Technology to seal tape edges and prevent paint bleedcritical in this type of project. Apply the tape along the marked line to create sharp edges where each color begins and ends. Use a firm plastic tool to elimi-

To achieve full coverage, apply the light base color one coat at a time, starting by “cutting in” along the tape with a paintbrush and then using a roller to fill in the rest of the section. Allow each coat to dry before applying the next, using as many coats as needed for the desired look.

Paint the dark color

After completing the light color, repeat the painting process by cutting in along the tape with small brush strokes and using a roller to fill in the

For best results, remove the tape while the paint is still wet, pulling slowly at a 45-degree angle to reveal a room that pops with personality.

Two-tone walls can transform a space to reflect your style with just a simple change. With the right supplies, techniques and color selections, you can create a look that you’re proud of, regardless of your skill level.

For more step-by-step project tutorials, tips and tricks and creative inspiration, visit FrogTape.com.

OWNER’S NOTICE OF COMPLETION OF CONTRACT NOTICEISHEREBY GIVENthat,pursuantto theSection507-43ofthe HawaiiRevisedStatutes, theconstructionby(a) GardenIsleFlooring, Inc.doingbusinessas FlooringInnovations& Interiors,and(b)Interstate RestorationHawaii,LLC, doingbusinessasFirst OnsiteandFirstOnsite PropertyRestoration,of certainimprovements, includingimprovementsto theflooringinthatcertain condominiumunit,situated at1831PoipuRd,Apt 720Koloa,HI967569429,bearingtaxmap keyno.(4)2-8-027020-0052hasbeen completed. Ryan Hanau Owner (TGI1470211 10/4, 10/11/24)

TheStateofHawaiiDepartmentofHealthwillhold apublichearingfortheproposedamendmentof HawaiiAdministrativeRuleschapters11-260.1to 11-279.1,whichregulatebusinessesthatgenerate orhandlehazardouswastesandusedoil.Proposed amendmentsalignstateregulationswithupdatesto theUSEnvironmentalProtectionAgency’sfederal hazardouswastemanagementprogram,updatethe after-hoursphonenumberforcontactingDepartment on-scenecoordinatorsinanemergency,andapply emergencypreparednessrequirementstointermediate andreclamationfacilitieshandlinghazardous secondarymaterials.Changesarealsoproposedto correct typographical errors and cross-references. Theproposedamendmentsarepostedonlineat health.hawaii.gov/shwb/hazwasteandcanbeviewed at2827WaimanoHomeRd#100PearlCity,Mon-Fri, 8am-4pm(exceptstateholidays).Copieswillbe mailedonrequestandpaymentofa5cent/page copy fee and postage; call 808-586-4226 to request. Thepublichearingwillbeat10amonNovember 13,2024attheSolid&HazardousWasteBranchat 2827WaimanoHomeRd#100PearlCity.All interestedpartiesmayattendtopresentrelevant informationandindividualopinion.Torequestan auxiliaryaidorservice(e.g.ASLinterpreter,large print),callNoaat808-586-4226(voice/TDD)or e-mailnoa.klein@doh.hawaii.govassoonaspossible to allow adequate time to fulfill your request. Anyoneunabletoattendmaysendwritten testimonytoAttn:HWRules2827WaimanoHome Road#100PearlCity,HI96782or noa.klein@doh.hawaii.gov.Testimonymustbe received by November 20. (TGI1470728 10/11/24)

COUNTYOFKAUAIPLANNINGCOMMISSION–4444RiceStreet,Suite A473,Lihue,Kauai,Hawaii,96766,tel:(808)241-4050,email: planningdepartment@kauai.gov

NOTICEISHEREBYGIVENofan agencyhearingwithapublichearing andanopportunityforpublictestimony fromallinterestedpersonstobe heldbytheKaua‘iPlanningCommissionpursuanttotheprovisionsofSpecial ManagementAreaRules,KauaiCountyCode,Chapter8,asamended,Hawaii RevisedStatutes(HRS)Chapter92and91,andtheRulesofPracticeand ProcedureoftheCountyofKauaiPlanningCommission.Thehearingwillbe held regarding the following: CLASSIVZONINGPERMIT(Z-IV-2025-1),USEPERMIT(U-2025-1), andVARIANCEPERMIT(V-2025-1) thereplacementofamunicipalsolidwaste (MSW)systemandtoexceedbyfour(4)feettheheightlimitationsofstructures pursuanttoSection8-8.2oftheKauaiCountyCode(1987),asamended,fora parcelsituatedalongonKahiRoad,andfurtheridentifiedas5051KahiRoad, Tax Map Key: (4) 4-6- 012:004, and containing a total area of 3.97 acres.

Meeting Location: Lihu‘e Civic Center, Moikeha Building, Meeting Room 2A-2B, 4444 Rice Street, Lihu‘e, Kaua‘i, Hawai‘i

*InterestedpartiesshouldlooktothePlanningCommission Agenda for November 12, 2024, for final determination of location.

Date: November 12, 2024

Time: 9:00 a.m. or shortly thereafter

FIFTH CIRCUIT COURT NOTICE AND NOTICE TO CREDITORS ESTATEOFPATRICIAC.CHAFFIN,Deceased,and THEPATRICIAC.CHAFFINTRUSTdatedNovember20, 2018 as amended.

Allcreditorsoftheabove-namedestateare herebynotifiedtopresenttheirclaimswithproper vouchersordulyauthenticatedcopiesthereof,evenif theclaimissecuredbymortgageuponrealestate,to saidnominee,attheaddressshownabove,within four(4)monthsfromthedateofthefirstpublication of this notice or they will be forever barred. Further,allcreditorsofthetrustestablishedby thedecedentunderatrustagreementdatedNovember 20,2018andknownasTHEPATRICIAC.CHAFFIN TRUST,areherebynotifiedthatSHARIPILARIAand KRISTINARULLERaretheSuccessorCo-Trusteesof theTrust,whoseaddressisc/oMichaelD.Scarbo, 4463PahaeeStreet,Ste207,Lihue,HI96766and thatanyandallclaimswhichtheyhaveagainstthe Trust,eveniftheclaimissecuredbyamortgageupon realestate,mustbepresentedwithpropervouchers ordulyauthenticatedcopiesthereoftotheSuccessor Trustee,attheaddressshownabove,withinfour(4) monthsfromthedateofthefirstpublicationofthis notice or they will be forever barred.

DATED: Lihue, Hawaii, October 8, 2024. /s/ Michael D. Scarbo Michael D. Scarbo, esq.

MICHAEL D. SCARBO Attorney for Co-Trustees 4463 Pahee St, Ste 207 Lihue, HI 96766 (TGI1470918 10/11, 10/18/24)

PursuanttoHawaiiRevisedStatutes(“HRS”)Chapter91andtheRulesofPractice andProcedureoftheCountyofKauaiRulesofPracticeandProcedureofthe PlanningCommissionSection1-11-4,noticeisherebygiventhattheCountyof KauaiPlanningCommission(“Commission”)willholdapublichearingtohear testimony and comments from all interested persons regarding the following: NOTICE IS HEREBY GIVEN....

AdoptionofAdministrativeRuleswhichdetailstheapplicabilityofAct39of theThirty-SecondLegislatureoftheStateofHawaii,RegularSessionof 2024thatgrantsadministrativeauthoritytothePlanningDirectortoreview andactonsubdivisionapplicationsforresidential-zonedproperties.A summary of the proposed amendments are as follows:

a. Applicability

TheproposalclarifiestheprocessthatwouldallowthePlanningDirector to enforce the requirements of administrative subdivisions.

b. Exceptions

Theproposalidentifiesexceptionswhereasubdivision,consolidation,or re-subdivisionofaparcelrequiresPlanningCommissionapproval, pursuant to Section 9-3.4 of the Kauai County Code. ApublichearingwillbeheldonTuesday,November12,2024,at9:00a.m.or thereafterintheLihu‘eCivicCenter,MoikehaBuilding,MeetingRoom2A-2B, 4444RiceStreet,Lihu‘e,Kaua‘i,Hawai‘i.Allinterestedpersonsshallbe affordedtheopportunitytosubmitdata,views,orarguments,orallyorinwriting, ontheproposedruleamendmentsatthetimeofthepublichearing.Persons wishingtosubmitwrittentestimonyarerequestedtosubmittheirwritten testimonytothePlanningDepartment,4444RiceStreet,SuiteA473,Lihu‘e Kaua‘i,96766orviaemailto planningdepartment@kauai.gov .Persons presentingoraltestimonyarerequestedtoalsosubmittheirtestimonyinwriting tothePlanningDepartmentattheaddressesnotedabove.Allsubmissionsfor the record must be received at or prior to the scheduled public hearing. Acopyoftheproposedruleamendmentswillbemailedtoanyinterestedperson whorequestsacopyandpaystherequiredfeesforcopyingandpostage.Please submityourrequesttothePlanningDepartmentattheaddresseslistedabove. CopiesoftheproposedruleamendmentsmaybepickedupfromthePlanning Departmentattheaboveaddressbetweenthehoursof7:45a.m.and4:30p.m., MondaythroughFriday,excludingholidays.Inaddition,thefulltextofthe

TheStateofHawaii,DepartmentofHealth(DOH),CleanWaterBranch(CWB)will holdapublichearinginKekaha,KauairegardingtheproposedNationalPollutant Discharge Elimination System (NPDES) permit renewal for Sunrise Capital, Inc.

Date: Wednesday, November 13, 2024

Time: 10:00 am Location: Kekaha Agriculture Association Building 7189-D Kaumualii Highway Kekaha, Kauai, Hawaii

TheNPDESpermitisaregulatorymechanismtocontrolwaterpollutionthrough theissuanceofpermits.ThepurposeofissuinganNPDESpermitisto implementFederalNPDESregulationsandStateNPDESrulestohelpprotect humanhealthandtheenvironment.AnNPDESpermitimposesrestrictionsand requirementsondischargesofpollutantsfromsites/facilities.Permittees (entitiesthathaveNPDESpermitcoverage)arelegallyobligatedtocomplywith the requirements specified in the issued permit.

NPDESpermitsaresolelyforthemanagement,regulation,andauthorizationof pointsourcedischargestosurfacewatersonlyasallowableunderFederaland StatewaterpollutioncontrollawsandtheCleanWaterAct.Allotheractivities andactions,including,butnotlimitedto,landusedecisions,whetherornot constructionorindustrialactivitiesshouldbeallowed,businessoperations, zoning,andnon-pointsourcepollutionarenotunderthejurisdictionofNPDES permits.TheDOHwillnotdeterminethevalidityormeritsofafacility.Issuance ofanNPDESpermitdoesnotconveyanyotherrights,authorizations,approvals, or any other ability not specified in the permit.

TheSunriseCapital,Inc.facility,locatedat6526KaumualiiHighway,Kekaha, IslandofKauai,Hawaii,firstobtainedNPDESpermitcoverageonNovember18, 1999.Thefacilitydischargesaquaculture-relatedwastewatertothe“SuezCanal” atcoordinatesLatitude22°01’05.2"N,Longitude159°45’40"W.Thefacility consistsof40productionponds,8(eight)nurseryponds,and24raceways suppliedbyfour(4)land-basedbrackishwaterwells.Thedailymaximum dischargerateis7.0milliongallonsperday.Thefacilityproducesapproximately 730,000 pounds of shrimp annually.

TheCWBisholdingapublichearinginaccordancewithHawaiiRevised Statutes Chapters91and342DandHawaiiAdministrativeRulesSection11-55-13 dueto significantpublicinterestgeneratedbythepublicationofaNoticeofProposed WaterPollutionControlPermitforSunriseCapital,Inc.inTheGardenIsland newspaperonOctober19,2022.TheCWBinviteswrittenandoraltestimonyat the public hearing or virtually online concerning the proposed permit. Personswhowishtotestifyareaskedtoreviewthedraftpermitandfactsheet priortoprovidingtestimonyandarerequiredtosubmitawrittencopyoftheir testimony.Oraltestimonymaybesubjecttoatimelimit.Writtenstatementswill beacceptedatthepublichearing;byemailat cleanwaterbranch@doh.hawaii.gov orhand-deliveredto2827WaimanoHomeRoad,Room225,PearlCity,Hawaii 96782,andattheDOHKauaiDistrictHealthOfficeat3040UmiStreet,Lihue, Hawaii96766until4:30pmonWednesday,November13,2024;andbymailat P.O.Box3378,Honolulu,Hawaii96801-3378,postmarkedbyNovember13, 2024.Informationregardingviewingthedraftpermit,factsheet,presentingoral andwrittentestimony,andjoiningthehearingvirtuallyonlinecanbefoundonthe DOH-CWBwebsiteat https://health.hawaii.gov/cw b/category/active-publicnotices-and-upcoming-public-hearings/ .Thedocumentsarealsoavailablefor publicinspection,MondaythroughFriday(excludingholidays)from7:45a.m. until 4:15 p.m., at the DOH-CWB offices listed above. Copies may be bought. Formoreinformationorifyouhavespecialneedsduetodisability,pleasecontact Mr.ReefMigita,SupervisoroftheCWBEngineeringSectionat808-586-4309or attheaboveemailorphysicaladdressatleastseven(7)daysbeforethepublic hearingdate.ForthosewhouseaTTY/TDD,pleasecallthroughSprintRelay Hawaii,at1-711or1-877-447-5991.TheDOH-CWBwilltrytoprovidethe requestedarrangements,butcannotguaranteeallarrangementscanbe accommodated by the hearing deadline. IfCWBbelieves,afterconsideringalltimelywrittencommentsandalloral commentsatanypublichearingthatmaybeheld,thatnosubstantivechangesto theconditionsofthepublicnoticepermitarenecessaryorwarranted,thenCWB may recommend to the Director that the NPDES permit be issued. Please notify anyone you know who would be interested in this matter.

(TGI1470542 10/11/24)

Oraltestimony willbetakenonspecificagendaitems,in-personatthe public meeting location indicated on the meeting agenda. Writtentestimony indicatingyour1)nameorpseudonym,andif applicable,yourposition/titleandorganizationyouarerepresenting,and2)the agendaitemthatyouareprovidingcommenton,maybesubmittedonanyagenda iteminwritingtoplanningdepartment@kauai.govormailedtotheCountyofKaua‘i PlanningDepartment,4444RiceStreet,Suite473,Lihue,Hawai‘i96766.Written testimonyreceivedbythePlanningDepartmentatleast24hourspriortothe meetingwillbepostedastestimonytothePlanningCommission’swebsitepriorto themeeting(https://www.kauai.gov/Government/Boards-andCommissions/Planning-Commission).Anytestimonyreceivedafterthistimewill beretainedaspartoftherecord,butwecannotassuretheCommissionwill receive it with sufficient time for review prior to the meeting. IFYOUNEEDANAUXILIARYAID/SERVICE,OTHERACCOMMODATION DUETOADISABILITY,ORANINTERPRETERFORNON-ENGLISHSPEAKING PERSONS,PLEASECONTACTTHEOFFICEOFBOARDS&COMMISSIONSAT (808)241-4917ORADAVIS@KAUAI.GOVASSOONASPOSSIBLE. REQUESTSMADEASEARLYASPOSSIBLEWILLALLOWADEQUATETIMETO FULFILLYOURREQUEST.UPONREQUEST,THISNOTICEISAVAILABLEIN ALTERNATEFORMATSSUCHASLARGEPRINT,BRAILLE,ORELECTRONIC COPY. (TGI1470904 10/11/24)

Date: November 12, 2024

COUNTYOFKAUAIPLANNINGCOMMISSION–4444RiceStreet,Suite A473,Lihue,Kauai,Hawaii,96766,tel:(808)241-4050,email: planningdepartment@kauai.gov

NOTICEISHEREBYGIVENofan agencyhearingwithapublichearing andanopportunityforpublictestimony fromallinterestedpersonstobe heldbytheKaua‘iPlanningCommissionpursuanttotheprovisionsofSpecial ManagementAreaRules,KauaiCountyCode,Chapter8,asamended,Hawaii RevisedStatutes(HRS)Chapter92and91,andtheRulesofPracticeand ProcedureoftheCountyofKauaiPlanningCommission.Thehearingwillbeheld regarding the following: SPECIALMANAGEMENTAREAUSEPERMIT(SMA(U)-2025-1) toallow constructionofanewsingle-familyresidenceandassociatedsiteimprovements onaparcelsituatedonthemakaisideofKuhioHighwayinHanaleiTown,directly acrossHanaleiElementarySchool,furtheridentifiedas5-5428KuhioHighway, Tax Map Key: (4) 5-5-004:023 containing a total area of 7,914 square feet.

SPECIALMANAGEMENTAREAUSEPERMIT(SMA(U)-2025-2) to allowconstructionoftwo(2)single-familyresidences,aguesthouse,and associatedsiteimprovementsonaparcelidentifiedasLot131-AWainihaHui Land,situatedonthemaukasideofAlamihiRoadinWainiha,approximately 500feetwestoftheKuhioHighway/AlamihiRoadintersection,furtheridentified as Tax Map Key: (4) 5-8-012:019 containing a total area of 27,138 square feet.

Meeting Location: Lihu‘e Civic Center, Moikeha Building, Meeting Room 2A-2B, 4444 Rice Street, Lihu‘e, Kaua‘i, Hawai‘i *InterestedpartiesshouldlooktothePlanningCommission Agenda for November 12, 2024, for final determination of location.

Time: 9:00 a.m. or shortly thereafter

Oraltestimony willbetakenonspecificagendaitems,in-personatthe public meeting location indicated on the meeting agenda. Writtentestimony indicatingyour1)nameorpseudonym,andifapplicable, yourposition/titleandorganizationyouarerepresenting,and2)theagendaitem thatyouareprovidingcommenton,maybesubmittedonanyagendaitemin writingtoplanningdepartment@kauai.govormailedtotheCountyofKaua‘i PlanningDepartment,4444RiceStreet,Suite473,Lihue,Hawai‘i96766.Written testimonyreceivedbythePlanningDepartmentatleast24hourspriortothe meetingwillbepostedastestimonytothePlanningCommission’swebsiteprior tothemeeting(https://www.kauai.gov/Gov ernment/Boards-andCommissions/Planning-Commission).Anytestimonyreceivedafterthistimewill beretainedaspartoftherecord,butwecannotassuretheCommissionwill

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