010524 Real Estate Directory by The Garden Island Newspaper

B4 • Friday, December 29, 2023

thegardenisland.com

THE GARDEN ISLAND

Understanding today’s real estate landscape least 15 years. Therefore, it is important for potential buyers to look as far into the future as possible when choosing their next home and thinking about job locations, marriage, children, and other factors.”

BRANDPOINT Trends in real estate and home buying go far beyond mortgage rates and home prices. Better Homes and Gardens Real Estate has identified several more trends that provide insight into today’s homebuyer and what they are looking for in a home.

What about older Americans?

Who are the buyers? There is a big difference between a first-time buyer and someone who already owns a home. In fact, the 2023 Profile of Home Buyers & Sellers by the National Association of REALTORS (NAR) reports a 23-year age gap between a typical first-time buyer (35 years old) and a repeat buyer (58 years old). There are also more unmarried people buying homes today. While 59 percent of all buyers were married couples, single females purchased 19 percent of homes, followed by single men (10 percent) and unmarried couples (9 percent). It’s also noteworthy that 70 percent of recent home buyers did not have a child under 18 living in the home, a drastic increase from 42 percent back in 1985. “First-time buyers remain active and continue to account for about 30 percent of all home purchases,” said Ginger Wilcox, president of Better Homes and Gardens Real

Estate. “While saving for a down payment remains a challenge, the overwhelming majority of first-time homebuyers are not putting down 20 percent and many are getting financial help from parents, families and friends. The repeat buyer has a significant advantage as they can utilize equity from their previous home to either pay cash or reduce their mortgage as they move up or down in home size.” Staying close ... again “The pandemic-fueled, work-from-anywhere trend that allowed so many to purchase a home in more affordable areas seems to be subsiding,” Wilcox said. “Better Homes and Gardens Real Estate affiliated

Average long-term mortgage rates dip for 9th straight week Matt Ott AP BUSINESS WRITER The average long-term U.S. mortgage rate retreated for the ninth straight week to reach its lowest level since May. The average rate on a 30-year mortgage dipped to 6.61 percent from 6.67 percent last week, mortgage buyer Freddie Mac said Thursday. A year ago, the rate averaged 6.42 percent. Borrowing costs on 15-year fixed-rate mortgages, popular with homeowners refinancing their home loans, also inched down this week, with the average rate falling to 5.93 percent from 5.95 percent last week. A year ago, it averaged 5.68 percent, Freddie Mac said. Mortgage rates have been easing since late October, when the average rate on a 30-year home loan reached 7.79 percent, the highest level since late 2000. The decline has tracked the trajectory of the 10-year Treasury yield, which lenders use as a guide to pricing loans. The yield, which in mid October surged to its highest level since 2007, has been falling on hopes that inflation has cooled enough for the Federal Reserve to shift to cutting interest rates after yanking them dramatically higher since March of 2022. The Fed has opted to not move rates at its last three meetings, which has also given financial markets a boost. Investors’ expectations for future inflation, global demand for U.S. Treasurys and what the Fed does with its benchmark federal funds rate can influence rates on home loans. The sharp runup in mortgage rates that began early last year has pushed up borrowing costs on home loans, reducing how much would-be homebuyers can afford even as home prices have kept climbing due to a stubbornly low supply of properties on the market. That’s weighed on sales of previously occupied U.S. homes, which are down 19.3 percent through the first 11 months 2023.

Better Homes and Gardens® Real Estate is tracking the home buying and selling patterns of baby boomers. This generation, those now 59-77, have redefined societal norms since they were born and are now doing the same in housing as they age. The COURTESY OF BRANDPOINT U.S. Census reports the homeownership rate is agents are reporting more cent purchased a smaller and more buyers who left a home. But home size is not more than 75 percent for market are starting to rethe only consideration, ac- baby boomers and AARP reports an overwhelming turn due to work or becording to Wilcox. “It was interesting to see majority of this group cause they miss family and wants to age in place. that 60 percent of all buyfriends.” “One of the big quesThis trend is shown in ers said the quality of the NAR data, according to Wil- neighborhood was the tions hanging over the most important factor in housing market is how cox. determining where to live,” long baby boomers will “For years before the she said. “We are returning stay in their existing pandemic, it was normal to a real estate market homes,” Wilcox said. “As for repeat buyers to move those in this demographic within 15 miles of their pre- where life events trigger buying decisions. Being move on to the next phase vious home,” she said. “It close to family and friends in their lives, they will be jumped to 50 miles a year is the biggest driver of looking for more manageago as so many opted to move to more affordable lo- where people want to be, able homes, nearby medications and take advantage even more than affordabil- cal facilities, accessible of the remote work boom. community amenities and ity. We are back to a 20-mile raproximity to friends and “We are also seeing a loved ones. A good real estrend in longevity in a dius today.” home. While most live in tate professional will be What do buyers want? their home for 10 years, to- able to assist and underNAR reported that 39 day’s buyer believes they stand how to maximize the percent of repeat buyers will stay in their recently equity they have built.” traded up, while 33 perpurchased home for at NAR shared that those

over 60 almost tripled the number of home purchases in senior-related housing compared to the previous year (19 percent vs. 7 percent, respectively). Retirement, health of a loved one and the desire to downsize are the driving factors for a move for those 65 and older. Only 3 percent in this age group say they want a larger home. The process The fast-paced housing market continues. It’s important that buyers select an agent with whom they are comfortable, with a like-minded communication style and experience working in the price points and communities the buyer is interested in. It is also important to choose an agent who can help identify reputable loan officers with various financing options. “More than half of all buyers use an agent who was referred to them or someone they worked with previously,” Wilcox said. “I always encourage buyers to ask around and interview more than one agent. Don’t be afraid to spend time with your potential agent to ensure they are right for you.” If you’re thinking about making a move, connect with a Better Homes and Gardens Real Estate affiliated agent today. Visit https://www.bhgre.com/ find-agents.

www.thegardenisland.com

THE GARDEN ISLAND

Friday, December 29, 2023 Page 5

THE INDEX MERCHAN DISE

ANNOUNCE MENTS

SELL YOUR STUFF FOR AS LITTLE AS

9.99

A WEEK

ON ALL MERCHANDISE ADS* *Restrictions may apply. Call for details.

Business Hours Call Center

Monday–Friday; 7:30 a.m.–5:30 p.m.

WE GLADLY ACCEPT:

Deadlines: Regular, single-column classifieds in The Garden Island can be placed until 4:45pm on Monday, Tuesday, Wednesday, and Thursday for the following day, noon on Friday for Sunday and Monday. Please call your sales executive or 246-0325 for deadlines for larger, multi-column ads.

noon on Friday for Sunday and Monday. (We are closed advertisers, The Garden Island does reserve the right to edit, Saturdays and Sundays). refuse, reject, or cancel any ad at any time. All ads are subject to approval prior to publication. We are not liable for losses The Garden Island Real Estate Deadlines: To place, correct or expenses resulting from publication errors or omission of or cancel a Friday real estate/rental single-column ad, please an ad at any time. All ads are subject to approval prior to call by noon on Thursday. publication. We are not liable for losses or expenses resulting from publication errors or omissions of an ad. Advertising rate Cancellation/Correction Deadlines: To cancel or change Check your ad for errors the first day it runs in the paper. cards are available from any sales executive. Ads are subject an ad in the Garden Island, call us by 4:45pm on Monday, We are unable to issue credit for errors reported after the to the rate card in effect at the time they are placed. Tuesday, Wednesday, and Thursday for the following day, first day of publication. While we try to accommodate our

Kapaa

Lihue

KAPAA-VACANT LAND $900,000 Lot size: 1.62 acre Clifton Kukino -RB 808-639-1490 Jordan Kukino -RS 808-634-5032 Kaylin Kukino-RS 808-635-2822 MLS 702288

$195,000 LH Business for Sale Leah Ragsac -RS 808-212-4086 Glen Kojima -RS 808-651-5850 MLS 704332

808-246-0325

KAUAI’S

real estate directory P L A C E Y O U R A D t oday 2 4 6 - 0 3 2 5

t h e g arde n i s la n d . co m / cla s s i f i ed s

PRIME OPPORTUNITY

WAIPOULI

Dental

Pets

FULL-TIME DENTAL AKC Doberman Pups ASSISTANT WANTED for sale $1500 Kauai Endodontics is looking (808) 854-0215 for a new member to join our team! We are a NEW ARRIVAL SHIHTZU specialty dental office DOB 12/7 3 F, 2 M located in Lihue. Starting at $20/hr, with benefits & Available February 2024 a one-time $500 signing $3,500 (808) 651-1030 bonus! Email us at apply@kauaiendo.com or call 808-482-3060. Equal Opportunity Employer

Land Area: 7,269 sf Zoning: R-10 Price: $639,000 MLS# 703942 Priced below County of Kauai assessment.

MERCHAN DISE

AROL C. CUMMINGS RB-14915

Subscribe today

(RB) CRB, CRS, GRI, SFR

808-651-4766

245-0433

kauairealty@gmail.com www.carolcummingskauai.com

thegardenisland.com

BUSINESS

Kapaa

$1,175,000 4Bed/2Ba Lauren Yama -RS 808-346-4204 Eric Yama-RB 808-639-3414 MLS 703147

Wailua Kekaha

Appliances

SOLD

Recycled Appliances Washers,Dryers, Stoves & Refrigerators 6mos. warranty Tashi 808-652-0551

WAILUA -VACANT LAND $639,000 Lot size: 7,269 sqft Carol C. Cummings -RB 808-651-4766 MLS 703942

service guide 245-0456

FOR MORE INFORMATION, CALL DIANE 245-0456 THE GARDENISLAND.COM/CLASSIFIEDS

Carpentry

Best Samaritan Contractor Rockwall, All brick work, All tree servicing, Foundati on/Footings, and All Landscaping work. Call Samson 346-5404 or 782-6570 Lic. #26959

Carpenter looking for maintenance jobs. Free estimates. 3D Construction Call Albert 652-8861. alapaki82@outlook.com

$560,000 2 Bed/2 Ba Interior Area: 870 sqft Ashley Carvalho -RS 808-639-9307 Mark Tanaka -RB 808-639-0367 MLS 703860

KAPAA $375,000 17,722 Lot size Leah Ragsac -RS 808-212-4068 Taylor Ragsac -RS 808-635-3449 MLS 702195

Subscribe today

245-0433 thegardenisland.com

Happy New Year!

* Custom Color Matching * Armstrong-Clark Stains * * Purdy Brushes * Graco Sprayers * Home Owner * * Maintenance * Commercial * Industrial * Across From Kauai Community College 4490 Puhi Road, Lihue

(808) 246-8828

BEST OF KAUA‘I 2023 Real Estate Company

Happy New Year

Stay Informed

from all of us at KAUA‘I REALTY, INC!

Friday,

THE GARDEN

Featured Homes

Subscribe today

Subscribe today thegardenisland.com

245-0433

15, 2017

Page

etings ’s Gfriere nds at Season from your

eowners ng hom becomi

have BRANDPOINT that millennials than different Baby The world is a lot up in Gen Xers and revolugrown the digital the world knew. The of smartuse Boomers of disruptive sharing tion, widespread and adoption as ride just a such are phones apps technologies rental have althat and vacation the factorslandscape. few of student the social y, rising and other tered prices many Unfortunatel home hit have rising debt, factors them to beeconomic and left afford a they millennialsthey cannot though new opfeel as of the Amerilieve that forth this Many be Road #4 out brought home. location, priced will never have become a homebeen a great property homes to have and they rental price portunities Talk about home. your age, can dream sales from vacation buy a without owner. popular lots awayand Poipu to beable to matter what the average Fitwo d home - that’s an In 2016, Beach But no plenty of ways just have Disclosure and is just you MortgageTrail, are $70,600 foot - NMLS , is a Brennecke’s for a manufacture there homeowner, creatively. the utiliVanderbilt500 Alcoa Park! home a was around per squaresoluand very Beach 3 BD 3 BA Inc., 37804, 865-380-3000 that with and last come a little more nmlsrental of $48.82 to land nance, first recent TN This combine average them an affordable to think vacationwith many rental to become a re- you a deposit anda lot of money Maryville, (http://www. AZ Lic. of the popular trends, #1561, ties, making renters looking or aryou will rent, it’s cess.org/), NMLS The rise at current found that with living made well maintained Fid month’son something . tion to up to kitchen Looking study are now consumerac , Loans a California to upgrades. for to GA homeowners manufacture choose area opens in the the last spend own. #BK-0902616 The spacious cent research pursuantLaw license,#6911), “We believea great solutionaffordmany time in never of U.S. households do people and dining lounging ranged more than at any (Lic. seeking room lanai. Enjoy the stars! number So why reason is that phones, homes offer Lenders that nance Mortgage One that just like things renting With a rising households a split dining under third bedroom Mortgage worried says Vanderbilt rent? many NH Inc. Presiother realize 50 years.many have nation of rentsun or lower-level area and with Residential Residential by the don’t a able housing,” countlessbasis, homes today and Finance Illinois Licensed MT Lic. of homerenters,becoming “We work Private, own living cars andon a daily of well. Call nation Mortgage Hamilton. find financ- Licensee, Dept. we are with its entry as than a we use to help needs and Banking Department, by PA dent Eric AT changed. ers rather separate with the their Licensed have mean our customers OFFERED that fit #1561, owners.is most evidentpeople under for a tour! 50 priorities Vol. 5, No.Banking. ing options es.” MLS#612139 This inNew solution 15, 2017to |continue from Vanderbilt generation, Multifamily ex- December Friday, Week ofand circumstancdon’t have check for for housing ••• RB-13451, Content Inc. a new $1,790,000 younger the National found now new Renters a monthly own. The Sponsoredand Finance, As demandprices on to rise, Rick Shaw 30, who Council have of all rentout and never and adapted doling 808.639.0774 Mortgage continue they’ll changed creases, Housing for 50 percent d it’s homes housing has firsthas something d isting account U.S. market because a the of today’s housing change, manufacture either. manufacture ers in aren’t renting provides option, throughthe standards and short supThey with this in up to homebuyers affordable know time options. a more residents are going for a market affordable As manycountry, rents and 2015, up solution quality, ply of out the Between 2012 has gone rent and up. gross to $959. When the median rising

2277 Nalo

OPEN

St. #174 Fee Simple 2110 Kaneka Huleia

VISIT

OUR

Regency $675,000 ft. 3 Bdr., Townhouse price: sq. Asking over 1700 ½ Bath, ,2 size Total full air conditioning garage, 2 with 1 car lanai & large ve in ready. views mountain furnished-mo lot with to Puakea Corner for belt. Adjacent location & green Prime & Golf Course. services. to all access house on Saturday 20 & 21 13 & 14, Open : Glenn January Sunday, appointment for . or call 808-246-0091 Kaser

e fixed-rat to slips US 30-year, e rate mortgag on 303.93 percent The rate

Flooring Kauaiiors # C-32054 & Inter Dealer

Annual

3-3222

Made ~

Kuhio

Highwa

2017 9:30am to 2pm Saturday, December 16,Community College

–1pm SATURDAYS 9:30am College Campus Moloa’a Bay Chocolate Chocolate!

will host

08 45-88 recital Sunday 808-2 oors.com y, Lihue

Front Lawn of Kaua‘i

Co-sponsored Kaua‘i Community College County of Kauai

INSIDE

AY TGIFR!DSTATE REAL E

N— Flooring WASHINGTO U.S. mortgages this week.said percent Mac year fixed-rate to 3.93 Freddie 30slipped buyer from Mortgagethat the benchmark Rd. was down Ahukini Thursday loan rate and 4.16 perHwy & year home last week of Kuhio 3.94 percentago. corner year 15-year, fixed-raterefiOn the cent a those on The rate popular with unwas mortgages, their homes,at 3.36 percent. nancing this week year ago. a changed percent adjust3.37 Kauai It was on five-year to 3.36 Kim Chee/ Miki Macs; Haole Girl Sweets; Kauai The rate Cofee rose Roasters/ last week Monkeypod Jam; Hanalei mortgagespercent Aunty Lilikoi;able-rate Moloa'a Bay Coffee; 3.35Kala 'O Hakus ago.Kauai; Mailelanis; Kula from Bakery, Flowers Express; Heavenly Rea year Kookies; Kopercent Payments. Lures; Salty Wahine; Tropical percentWater White the Federal monthly Precious Kreations/ and 3.19 interest On Wednesday, Minimum short-term in 2017. “The raised approval. in the serve the third time priced for to credit rates had already interest 9am-6pm - Subject Mon-Fri rates, market so long-term Available OPEN: Sat 10am-3pm mortgageKiefer, a rate hike, Financing including said Len rates, moved,” hardly Mac economist.mortgage average lenders Freddie To calculate Mac surveys Monbetween Freddie rates, week. the country each across Wednesday day and ••• Press Associated

kauaiﬂ

On the Kauai Community

Homes for Kauai s Flooring & Options & Lifestyle product of Styles from on, 1000s with you work to ﬁnal installati We budget on selection your and within Insured Installati & Licensed

Dance Studio Aloha n, License & Installatio its holiday

YEAR’ ‘THE GREATEST TIME OF THE Holiday Fair Locally Grown ... Locally

4-15

AY! Weekend TOD OM WRO E SHO LIHU

Grinds & Da Kines For Your

Check da Scene

Lihue

Decem

OPEN

S RDAY SATU 11AM 7:30-

8-4446 s M– F 37 Deliverie a‘a, 96746 Islandwide25 Kuhio Hwy. Kap

HOUSE

8.24 percent,

FRIDberAY 15, 2017

245-0433 thegardenisland.com

are renters Ways

Poipu

m island.co thegarden

www.Kauai-Realty.com (808) 245-1651 | 2403 Ulu Maika Street, Līhuʻe, HI 96766

December

ISLAND

island.com www.thegarden

B1 CC E R • KI F S O IDERS R E D RA UT S H UT OE R S VO YA G

Save the Date!

75¢

ai Serving Kau since 1902

and Niihau

ANGE H C F O S D SEE

c. to Brothers In ; Hartung kets statewide se staffing l mar ai’s Westside seed comn inpant ities, increa ts for commercia tiv ., Kau ting with reductio ac A.G ta ch four of Syngen iden- — star of firms from nd resear er of food produc Kauai opeconratioglomnserat e closely tal number of an impendi ors and nt to expa a Swiss three. Rum DowDuPont had agriculture s at DowDuPo oduction scalethegrDowow strains.nwhile, Hartung Brother d with GMOd over pesticide shake-up ks. cize pr year by the merger of DuPont de Mea, a leading seed developanderconthat- tifie widely criti tinue its GMO andai rife for wee k’s Hybrids ac con s on Kau nic Inc. become a In 2016, Becrations of BAS use. It will vitie orga and E.I. , ess acti it Co. GMO al proc s said arch on mic ope

achini Allan Par D GARDEN ISLAN SPECIAL TO THE

iculture divi

uce ers, in the Che a other rese es into producti the Kauai and Co., is e operations prodtional seeds for farm of its l chemical re Nemours it diversifi ven internationa its corporat ies, one of g the natu ome a as ing. ent an of dividing was changin ns and will bec farm announcem pcompan SEE CHA ely on agvelo three new f food owDuPont operatio

Page 6 Friday, December 29, 2023

THE GARDEN ISLAND

www.thegardenisland.com

KAUAI’S

Legals / Public Notices

808-245-0450

Rules Relating to the Implementation of the Third Proclamation Relating to Affordable Housing § 1 Purpose and Authority § 2 Definitions § 3 Applicability of Proclamation and Rules § 4 Build Beyond Barriers Working Group § 5 Certification Application § 6 Project Eligibility § 7 Resolutions § 8 Prioritization of Certified Projects § 9 Application of Suspended Laws A. Section 46-4, HRS, County Organization and Administration B. Chapter 76, HRS, Officers and Employees C. Chapter 103D, HRS, Hawaii Public Procurement Code D. Section 201H-38(a)(3), HRS, Housing development; exemption from statutes, ordinances, charter provisions, and rules. § 1 Purpose and Authority These rules are intended to expedite the construction, development, and redevelopment of housing under the Third Proclamation Relating to Affordable Housing (“Proclamation”) through the certification of projects that will be allowed to proceed under the Proclamation. Projects certified by the Build Beyond Barriers Working Group (BBB) are eligible for coverage under the Proclamation and these rules. These rules are adopted pursuant to sections 127A-11, 12, 13, and 25, Hawaii Revised Statutes (HRS), to respond to the housing emergency declared by the Governor and have the force and effect of law. § 2 Definitions “Agency” means any department, office, board, or commission of the state or county government that is part of the executive branch of that government. “Project proponent” means the person or entity applying to have a project certified. This person or entity may be referred to as the developer of the project. § 3 Applicability of Proclamation and Rules Certified projects not subject to the state or county regulations suspended under the Proclamation shall still meet minimum requirements for health and safety, including applicable floodplain management powers and duties necessary for National Flood Insurance Program participation. § 4 Build Beyond Barriers Working Group A. Membership of the BBB shall consist of representatives of the following state agencies and non-state agencies and entities. 1. Office of Planning and Sustainable Development; 2. Hawaii Housing Finance and Development Corporation (HHFDC); 3. Land Use Commission; 4. Department of Transportation; 5. Hawaii Public Housing Authority; 6. County mayor of the island where the project is located; 7. The chairs of legislative subject matter committees relating to housing (non-voting members); 8. Department of Land and Natural Resources; 9. State Historic Preservation Division; 10. Commission on Water Resources Management; 11. Department of Health; 12. Department of Business, Economic Development, and Tourism; 13. Department of Budget and Finance; 14. The Island Burial Council of the island where the project is located; 15. County housing, permitting, and regulatory agency representatives of the island where the project is located (limited to a maximum of 3 representatives); 16. County department of water supply representative of the island where the project is located; 17. Hawaiian Electric Co. or Kauai Island Utility Cooperative, as applicable, for the island where the project is located; 18. Honua Consulting, LLC; 19. The Executive Director of Housing Hawaii’s Future; 20. Economic Research Organization at the University of Hawai‘i (“UHERO”); 21. The Executive Director of the Sierra Club of Hawai‘i; and 22. The Executive Director of the Land Use Research Foundation. B. The chair of the BBB shall be one of the state housing officials designated in Section I of the Proclamation. These state housing officials shall decide among themselves the appropriate official to chair a BBB meeting based on the agenda items that will be up for discussion at that meeting. C. Any action taken by the BBB shall be by a simple majority of the voting members present at a meeting. D. The duties of the BBB will include certification of projects under the Proclamation; evaluation of the progress of certified projects and, where necessary, assist in moving projects through regulatory or review processes; and provide advice to certified projects based on the expertise of members of the BBB. E. The chair shall have the authority to invite participation by subject matter experts to attend any meeting of the BBB as deemed appropriate and necessary to provide information and support the activities of the BBB. F. Interested persons shall have an opportunity to submit written and oral data, views, or positions on agenda items in board meetings. The chair shall confine oral testimony to agenda items. In order to allow persons to have an equal amount of time to testify, the chair may limit the amount of time for testimony per individual or per issue. § 5 Certification Application Project proponents seeking to have the terms of the Proclamation apply to their project shall submit to the BBB the following documentation: 1. Name, address, email address, and telephone number of the project proponent and each member of the project team. If the project proponent is a corporation or other legal entity, evidence of the project proponent’s status and registration with the Department of Commerce and Consumer Affairs, and the names, address, email address, and telephone number of each officer and director of the entity. The name, address, email address, and telephone number of the main point of contact should be identified; 2. Proof that the project proponent has site control such as a deed, agreement of sale, long-term lease, option to lease, or other disposition; 3. A description of the project proponent’s experience or involvement in the development of housing or projects of similar scope, size, and complexity; 4. A description of the project proponent’s past or current experience or involvement in any programs or its provision of services, including other than housing, that would give evidence of the project proponent’s ability to manage a project of this type and scope; 5. A conceptual site plan showing the general development of the project site including, the locations and descriptions of proposed and existing buildings, parking areas, unusual site features, proposed and existing major drainage facilities, and any proposed and existing ground disturbance; 6. A development plan including the number of units, including by AMI, maximum occupancy, construction method, infrastructure capacity and needs, and an anticipated schedule of construction. The infrastructure needs should include a description of methods of sewage and solid waste disposal and sources of water and other utilities; 7. The proposed financing for the project, including the manner in which the project will be financed during the development and construction of the project, and upon completion of the project and sources of repayment of such financing. This should include any proposed grants, donations, loans, bonds, tax credits, or other sources of financial resources; 8. The project proponent’s plan for obtaining public input, which shall include, but not be limited to, at least one public meeting (e.g., via Neighborhood Board meeting, public hearing, or town hall) during which public input shall be accepted and documented, at least one public notice of wide circulation (e.g., via The Environmental Notice) regarding the project which shall offer the public a period for review and submission of written comments of at least 30 days from the date of publication, and a plan to consult with appropriate stakeholder groups

Notices to Motorists

Legal Notices

regarding any impacts to environmental or cultural resources, if such impacts are reasonably anticipated; and 9. A full list of agency approvals that the project would be required to obtain absent certification, including any waivers, variances, and/or exemptions being sought from said agencies. § 6 Project Eligibility A project is eligible for certification if the BBB finds that: 1. The project proponent has the necessary skill and experience to develop and manage a project of the intended size and scope; 2. The project proponent has successfully completed a housing project, including demonstrating ability to manage the necessary resources, including financial resources, to construct and operate the project; and 3. The project is likely to result in the commencement of construction of additional new residential units within 36 months from the certification of the project. § 7 Resolutions Upon acceptance of a project by the BBB, a resolution shall be issued that sets forth the terms of the certification of the project under the Proclamation. A resolution shall: 1. Describe the land subject to the resolution; 2. Specify the permitted uses of the property, the density or intensity of use, and the maximum height and size of proposed buildings; 3. Provide, where appropriate, for reservation or dedication of land for public purposes as may be required or permitted pursuant to laws, ordinances, resolutions, rules, or policies in effect at the time of the resolution; 4. Provide a termination date; provided that the parties shall not be precluded from extending the termination date by mutual agreement or from the BBB issuing subsequent resolutions; 5. The purpose of the resolution, which shall include the development of housing units and/or infrastructure; 6. A description of the role and responsibilities of the project proponent and other parties to the agreement; 7. A construction commencement deadline set 36 months after certification of the project; 8. Time required to complete construction of the project; and 9. The period of mandatory affordability for applicable residential units. § 8 Prioritization of Certified Projects The BBB shall prioritize the processing or review of certified projects by applicable state and county agencies. The certified projects may be prioritized based on, but not limited to: 1. The number of affordable housing units as a component of the certified project. The amount and mix of affordable housing included in the project may affect the priority given to the project; 2. The status of the financing for the project; and 3. The projected commencement and completion dates for the project. § 9 Application of Suspended Laws A. Section 46-4, HRS, County Organization and Administration Notwithstanding any law to the contrary, each county may adopt reasonable standards to allow the construction of multi-family residential dwelling units on any lot where business activities are permitted as follows: 1. For the County of Hawai‘i this includes the following: Neighborhood Commercial, General Commercial, Village Commercial, Industrial – Commercial Mixed; 2. For the County of Maui these include the following: All Business Districts; 3. For City and County of Honolulu these include the following: All Business Districts; and 4. For the County of Kaua‘i these include the following: All Commercial Districts. B. Chapter 76, HRS, Officers and Employees 1. Recruitment and hiring of employees under the Proclamation shall follow, to the extent possible, the principles set forth in section 76-1, HRS. No person shall be discriminated against in examination, appointment, reinstatement, reemployment, promotion, transfer, demotion, or removal, with respect to any position when the work may be efficiently performed by the person without hazard or danger to the health and safety of the person or others; 2. All employees hired under the Proclamation may be exempt from civil service and may be converted to civil service employees within a one year period at the discretion of the hiring authority without competition. Positions converted into the civil service system shall comply with the policies set forth in the Department of Human Resources Development Policy No. 1000.002 except that all employees converted shall be treated as if they had occupied the position for a minimum of one (1) year at the appropriate step. It is the appointing agency’s discretion to use an existing established civil service/exempt position or create a new position to hire under the Proclamation. 3. Prior to hiring any employee under the Proclamation, the appointing agency shall determine that: a. The employee would be directly involved in the construction, development, or redevelopment of housing, the filling of public housing vacancies, the processing of housing vouchers, or in the processing of development-related permits, licenses, or approvals; and b. It would be impractical or untimely to hire the employee under the civil service system under chapter 76, HRS. 4. The appointing agency shall ensure that all employees hired under the Proclamation meet the following: a. Persons seeking employment meet the requirements necessary for the safe and efficient performance of the duties of the position for which they are being hired; b. Each employee is able to perform their duties satisfactorily; and c. Each employee is qualified to perform the duties and functions of the position that they are being hired into. C. Chapter 103D, HRS, Hawaii Public Procurement Code Prior to utilizing the suspension of chapter 103D, HRS, the department has determined that it is not practicable or advantageous to procure the services required via traditional procurement methods. This suspension is for the solicitation process only. Pursuant to section 103D-310(c), HRS, and section 3-122-112, Hawaii Administrative Rules, the procuring officer shall verify compliance (i.e., vendor is required to provide proof of compliance and may use the Hawaii Compliance Express) for all contracts awarded. Copies of the compliance and the award posting are required to be documented in the procurement/contract file. The award is required to be posted on the Hawaii Awards and Notices Data System (HANDS) pursuant to Procurement Circular PC2019-05 within seven days after award. D. Section 201H-38(a)(3), HRS, Housing development; exemption from statutes, ordinances, charter provisions, and rules. Section 201H-38(a)(3), HRS, is suspended to allow the county in which a State affordable housing project is to be situated to approve the project, with or without modifications, without requiring the county council to approve, approve with modification, or disapprove the project by resolution. Instead, the county may approve, approve with modification, or disapprove the project through action of the county planning director within forty-five days of the receipt of the HHFDC approval. If on the forty-sixth day a project is not disapproved, it shall be deemed approved by the county planning director. (SA/TGI/HTH/WHT1442143 12/29/23)

Stay Informed Notices to Motorists

Subscribe today

245-0433

thegardenisland.com

Notices to Motorists

Abandoned Property

Notices to Creditors

Abandoned Vehicle Notice is hereby given: 2016 Hyundai Tucson, White, license KCC948, KM8J3CA4XGU074944 and 2005 BMW 645Ci, Black, license KBX881, WBAEK73485B260968 will be disposed or sold if not claimed. Destination Auto 808-246-9700 (TGI1442130 12/29, 12/30/23)

FIFTH CIRCUIT COURT NOTICE OF PROBATE AND NOTICE TO CREDITORS P. No. 5CLP-23-141 Estate of NORINE MICHIKO KUSAKA FILED, Petition for Adjudication of Intestacy and Appointment of Personal Representative, showing property within the jurisdiction of this Court and asking that ROYDEN KUSAKA, whose address is c/o Michael D. Scarbo, 4442 Hardy St., Ste. 201, Lihue, HI 96766 be appointed Personal Representative of said estate. All creditors of the above-named estate are

notified to present their claims with proper Completion hereby vouchers or duly authenticated copies thereof, even if of Contract the claim is secured by a mortgage upon real estate, to said nominee at the address shown above within four months from the date of the first publication of this notice or they will be forever barred.

OWNER’S NOTICE OF COMPLETION OF CONTRACT

Dated: Lihue, Hawaii, December 15, 2023. NOTICE IS HEREBY GIVEN that pursuant to the Provisions of Section 507-43, of the Hawaii Revised Statutes, the construction by Classic Island Homes, INC of that certain Remodel and addition to existing home situated at 3320 Kalihiwai Rd, Kilauea, HI, TMK: 5-3-009-009-unit 3, has been completed. James Hoskinson Revocable Trust Owner(s) (TGI1441004 12/22, 12/29/23) OWNER’S NOTICE OF COMPLETION OF CONTRACT

Subscribe today

245-0433 thegardenisland.com

FORECLOSURES

Michael D. Scarbo 4442 Hardy St., Ste. 201 Lihue, HI 96766 Attorney for Personal Representative (TGI1442055 12/29/23, 1/05, 1/12/24)

Summons

IN THE CIRCUIT COURT OF THE FIFTH CIRCUIT STATE OF HAWAII SUMMONS STATE OF HAWAII To: VICTOR A. DOEPKE and KYLE ALAN DOEPKE

NOTICE IS HEREBY GIVEN that pursuant to the Provisions of Section 50743, of the Hawaii Revised Statutes, the construction by Ken Do Construction of that certain 2-story single family residence situated at 657 Aewa St. Eleele, Hawaii, TMK: 2-1-088012, has been completed. Vance & Anne Yamamoto Owner(s) (TGI1441201 12/22, 12/29/23)

Michael D. Scarbo, Attorney for Petitioner

245-0433

Legal Notices

thegardenisland.com

Legal Notices

You are hereby notified that Lakeview Loan Servicing, LLC (“Plaintiff”), has filed a Complaint for Mortgage Foreclosure; Exhibit “A”; HRS § 667-17 Affirmation; Summons (“Complaint”) against you in that action filed as Civil No. 5CCV-22-0000028 in the Circuit Court of the Fifth Circuit, State of Hawaii, seeking foreclosure of the real property located at 6421 Kawaihau Rd, Kapaa, HI 96746, Tax Map Key number 4-4-6-007-032-0000, in which you may claim an interest, for sums due on an unpaid Note and Mortgage and for other relief as is just and equitable. You are hereby summoned to appear before the Honorable Kathleen N. A. Watanabe Judge of the above-entitled Court, in her courtroom in the Circuit Court of the Fifth Circuit, Pu-uhonua Kaulike Building, 3970 Ka’ana Street, Lihue, HI 96766 on January 30, 2024, at 1:30 o’clock p.m. or to file an answer or other pleading and serve it before said day upon TMLF Hawaii LLLC at 1099 Alakea Street, Suite 1500, Honolulu, HI 96813, attorneys for Plaintiff. If you fail to do so, judgment by default will be taken against you for the relief demanded in the Complaint. DATED: Lihue, Hawaii, 11/29/2023. Doreena Olivas Brun CLERK OF THE ABOVE-ENTITLED COURT (TGI1439200 12/8, 12/15, 12/22, 12/29/23)

FORECLOSURES

NOTICE OF MORTGAGEE’S INTENTION TO FORECLOSURE UNDER NONJUDICIAL POWER OF SALE. Notice is Hereby Given pursuant to Hawaii Revised Statutes §667-61 through §667-65 and Purchase Money Mortgage, Security Agreement, and Financing Statement with (See Schedule “1”), as Mortgagor, dated (See Schedule “1”), recorded in the Bureau of Conveyances of the State of Hawaii as Document No. (See Schedule “1”), that a mortgage lien exists against each of the Vacation Ownership Interests identified on (Schedule “1”) in favor of BHV Development, Inc., a Delaware corporation, for failure to pay the amounts owed and secured by the respective Mortgages. BHV Development, Inc., a Delaware corporation, as Mortgagee, whose address is c/o Wyndham Vacation Resorts 6277 Sea Harbor Drive, Orlando, FL 32821, intends to foreclose its said mortgage, and will hold a sale by public auction of Fee Simple property being that certain project, Pahio at Bali Hai Villas, located at 4970 Pepelani Loop, Princeville, HI 96722 on 0 2 /0 1 /2 0 2 4 at Vidinha Stadium, Hoolako St, Lihue, HI 96766, under the trees, at entrance to the stadium at 1:00 PM. Each of the properties is to be sold as an undivided timeshare interest. There will be no open houses. Terms of the sale are: (1) No upset price. (2) Property sold without covenant or warranty, express or implied, as to the title possession or encumbrances; (3) At the close of the auction, Purchaser shall pay 100% of the highest successful bid price (“Bid”) by money order, certified, or cashier’s check drawn against a United States based financial institution, in US Currency, made payable to FIRST AMERICAN TITLE COMPANY; provided that Mortgagee may submit a credit bid up to the amount of the secured indebtedness; (4) Purchaser shall pay all closing costs including, but not limited to: costs of document drafting, notary fees, consent fees, escrow fees, conveyance tax, recordation fees and other charges, together with any special assessments which may arise under HRS 514B146(g)(h)(i); (5) If title is not conveyed to Purchaser for any reason, other than Purchaser’s failure to perform as specified herein, the Mortgagee’s sole responsibility shall be the return of the Bid funds tendered by Purchaser. The Purchaser shall have no further recourse against the Mortgagee or its agents, attorneys, servicers and auctioneers; (6) The sale may be postponed from time to time by public announcement by Mortgagee or someone acting on its behalf; (7) By submitting the Bid, Purchaser acknowledges reading the terms and conditions set forth in this notice and agrees to be bound thereby and sign a written acceptance of all terms herein. For further information regarding this sale, you must contact: Wyndham Vacation Resorts, Inc., a Delaware corporation at (800) 251-8736. Conductor of the public sale in the state of Hawaii: AQUA LEGAL, LLC on behalf of, First American Title, agent for Claimant; Phone: (808) 539-7504; Address: 1099 Alakea Street, suite 2430, Honolulu, Hawaii 96813. Batch No: Foreclosure DOT 129661-BHV119DOT-PPE. Schedule “1”: Mortgagor(s), Mortgage Dated Date, Mortgage Document No., Vacation Ownership Interest (Contract No.); Amelia Reyes Jacang, 01/04/2017, Inst: A-62760441, 000631700275; Dexter Porter and Cari Burich, 04/04/2012, Inst: A-45180013, 001151205127; James A. Howland, Iii and Jeanne G. Howland, 04/02/2015, Inst: A-56200018, 001151503570; David L. Martin and Susan L. Martin, 10/26/2015, Inst: A-58340361, 001151511243; Brian J. Goergen and Jolai Goergen, 11/20/2015, Inst: A-58580479, 001151512225; Fred C. Schneider and Darlene M. Wicks, 12/24/2016, Inst: A-64080379, 001151611886; Debra L. Shipton and Steven Charles Shipton, 01/15/2018, Inst: A-66490203, 001151800620; Gary E. Williams and Beverly J. Williams, 12/10/2018, Inst: A-69750162, 001151801150; Elaine M. McNearney and Norman E. Bussell, 04/24/2018, Inst: A-67450177, 001151804358; Kilani M. Sato, 05/21/2018, Inst: A-67650301, 001151805199; Anthony Frank Tomei and Cynthia A. Tomei, 08/28/2019, Inst: A-72330376, 001151900723. (TGI1441532 12/29/23, 1/05, 1/12/24)

Stay Informed

Legal Notices

L E G A L S @ T H E G A R D E N I S L A N D. C O M

Subscribe today

P L A C E YO U R A D T O D AY 8 0 8 - 2 4 5 - 0 4 5 0

Notices to Motorists

NOTICE TO MOTORISTS Hanalei Bridge located on Kuhio Highway (Route 560) will be closed to allow for bridge rehabilitation. Road closure will be from Ohiki Road (Hanalei Side of Bridge) to Hanalei Plantation Road (Lihue Side of Bridge). There will be no access except for emergency vehicles.

Subscribe today 245-0433

Dates of Closure: Tuesday January 2nd, 2024 through Thursday February 8th, 2024. Excludes Friday and Saturday nights. Hours of Closure: 11:00pm to 5:30am

Stay Informed

thegardenisland.com

Subscribe today

245-0433

thegardenisland.com