The 55 Guide - Lehigh Valley, PA

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LEHIGH VALLEY PENNSYLVANIA | VOL. 1

INSIDE THIS ISSUE: FEATURED ARTICLES

RETIREMENT • INVESTING • VACATION

RECOMMENDED SERVICE DIRECTORY

TRAVEL • LIVING • HEALTH • DINING

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CO NTE NT S FEATURES 4

Luxury Living

8

Senior Living

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Saving For Retirement

18

Destination Vacations

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20 Local Event Guide

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32 Travel In Style 34

Recommended Service Directory

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LUXURY

LIVING IDEAS

Upgrading your home is only limited by your imagination and budget. Is it a luxury bath, fabulous kitchen, incredible master suite or home theatre that you desire?

KITCHEN Your kitchen is probably the heart of your home. This is where memories are made and shared as families love to congregate in the kitchen. The possibilities are endless. White is the most popular color for cabinetry but combining cabinet colors is the latest trend in kitchen design. Blues and greens are also becoming popular. Quartz is the latest for countertops and islands. Commercial-grade appliances, extra sinks and dishwashers all add to the luxury kitchen. Also popular are pizza ovens, appliance garages, warming drawers and under- counter refrigerators for wine and other drinks. If you have space, consider a butler’s pantry which acts like a second kitchen - great for caterers or just an extra space for food prep without disturbing the main kitchen area.

BATH For a luxurious bath, create a spa-worthy retreat. Consider heated floors and towel racks, a steam shower and a large soaking tub. Create a separate water closet for the latest in remote controlled toilets that feature a night light, bidet and self cleaning feature. Turn a great piece of furniture into your double sink vanity for a sophisticated look. And why not have a sofa and television for added ambiance. 4

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MASTER SUITE Add a mini-kitchen which includes a small fridge and coffee bar along with a sitting area so that you can enjoy your wine or coffee first thing in the morning or at the end of the day. Fireplaces are another nice touch for a romantic setting. If your home is equipped with gas, they are an easy addition.

LUXURY

LIVING IDEAS

MOVIE ROOM If you have a spare room, create your own private theatre with a high-definition flat screen tv, surround sound and theatre seating. A popcorn machine and fridge for drinks are nice additions. 6


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RETIRE WITHOUT CHANGING YOUR LIFESTYLE

Today’s upscale senior communities offer “resort style living” which is hospitality-oriented and resembles a 4-star hotel or cruise ship rather than a hospital or retirement home. Amenities Some of the more luxurious communities at the deluxe level even feature lively bars with chandeliers and overstuffed pillows. More standard amenities include:

Activities: Education and Entertainment, Fashion shows, Lectures from retired professors and various social and cultural events which are all examples of regularly planned activities for residents at higher-end facilities. In urban settings, planned outings to the city for museums, art galleries or theater visits are frequent occurrences as well. Grounds-keeping: Luxury communities are beautifully designed on the outside as well, from gardens to ponds to putting greens and walkways. Many include well-appointed courtyards for residents to socialize, relax, or enjoy a meal. Concierge Service: Offering ‘Concierge Service’ is what makes a Senior Living community a Luxury one. Similar to a hotel concierge, a resident can use the Concierge to arrange hotel flights or tickets to events, a service that makes these luxury communities clearly more desirable to prospective residents and their families. 8

Modern Therapies: Assisted living communities offer personal care to their residents, and the best communities often offer top notch therapy on top of standard care. In addition to specialized pet and physical therapy, upscale communities often also provide top notch occupational therapy, and music therapy, and always from trained and certified professionals. Residences: The kitchen is the focal point of any home and it’s no different when looking at the residence at an Assisted Living community. A standard assisted living apartment has a kitchenette, traditionally including a mini-fridge, a microwave, and a small amount of cabinet and counter space. The luxury assisted living residences feature full kitchens and appliances plus top of the line finishes, like granite counter tops for instance. (. . .continued on page 10)



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Dining: An upscale senior living community will most likely retain a registered dietitian on staff and employ experienced chefs who serve gourmet meals. Choice and variety are crucial for the success of a kitchen at a luxurious community and most have more than two restaurants within the community, each with their own menus. Personal Fitness Trainers and Recreational Facilities: Recreation rooms are always available to use at the residents’ convenience, with computer labs, fitness rooms and cinemas. Fitness programs supervised by physical therapists and personal trainers are also kept on staff by any upscale community. High-end assisted living communities also provide full service spa treatments, beauty salons for the women and barbershops for the men. Additionally, no luxury assisted living community would be complete without a heated pool and spa, which are always popular with residents. Pet Friendly: Studies have shown that pet ownership has been shown to be beneficial to seniors, and more and more luxury communities are open to 10

allowing residents to have their pets on site. There can sometimes be limitations regarding the size and number of pets. They frequently provide pet care such as dog walking, nail clipping, grooming and litter-box changes as well as formal, certified pet therapy. Spacious Apartments: One can expect about 20% more square footage at a Luxury community (approx 600 sf versus 500 sf at a standard community). A Two bedroom apartment at an upscale community can be more than 1200 square feet. Clearly, senior living is not what it was years ago. And for the retiree with means, it can be a lively, active, and rewarding lifestyle full of growth and fun!


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10 Year Countdown

To Retirement

Money See Where You Stand - It’s time to assess how prepared, or unprepared, you are financially for retirement. • Take a quick test: Assuming your retirement is about 10 years away, you want to have roughly seven times your current salary in savings, according to research from Fidelity. That puts you on the road to having about 10 times your final salary saved by retirement and maintaining your present standard of living. Retire before hitting 67 and you’ll need more saved; after, you’ll need less. • D . o a deeper dive: Plug your current numbers (such as earnings, savings and future pensions) into an online calculator to estimate your retirement income. Experts say you’ll need 75 to 80 percent of preretirement income to live well — debatable but a good starting point. • D . on’t despair: You have 10 years to act, by earning more, trimming expenses or delaying retirement. “Whatever you can do can only help,” says George Papadopoulos, a financial planner in Novi, Mich.

Save the easy way If you’re among the 82 percent of workers paid via direct deposit, save more by splitting your pay across accounts. Have your payroll department put part of each check into an online savings account, where it’s out of sight and out of mind. The direct-deposit users who split their deposits save up to $90 more per month than those who use another method to save, according to a recent study.

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Pad your nest egg If you already have significant savings in a 401(k), 403(b) or IRA, open a Roth IRA (in 2019 you can contribute up to $7,000 if you’re 50 or older), or put money into a regular taxable account. •

Why do it? You’re laying the groundwork for lower taxes later. Say you need a new roof on your house in retirement; If you take money from a 401(k) or traditional IRA, it is taxable as ordinary income, and you may end up in a higher tax bracket, explains Carolyn McClanahan, founder of Life Planning Partners. But you can pull your contributions from a Roth IRA tax free (earnings, too, if you’re at least 59½ and have had the Roth at least five years). You can also invest via a basic taxable brokerage account; when you sell securities, you’ll pay only (usually lower) capital gains taxes on the profits.

Pay down the mortgage The problem with a mortgage in retirement is that you may have to sell investments to cover payments. And sometimes that will be when the markets are down - the worst possible time to sell, says Shelley Giordano, chair of the Funding Longevity Task Force at the American College of Financial Services. Her advice: 1. In place of your monthly payments, make half payments every two weeks. Those 26 payments per year are the equivalent of 13 monthly payments, resulting in a faster payoff and lower total interest costs. 2. Got a tax refund? A bonus? A side job? Apply that to your principal. 3. Avoid refinancing your mortgage, since a new loan with a later payoff date means more of your monthly payment goes to interest expense, not an increase in your home equity. 4. Don’t use a home equity loan or line of credit for purchases. The new tax law makes that less attractive, says Giordano. And this is the wrong time to be growing your mortgage debt. 14

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Put new retirement savings to work Not sure where to invest additional money? Aim for growth, somewhere between a trip to Vegas and stuffing cash into your mattress. The sweet spot •. Balanced mutual funds: Seek a mix of stocks and bonds;

a 50/50 or 60/40 ratio of stocks to bonds is reasonable. • Target-date mutual funds: These balanced funds automatically adjust investments to lower risk as you age.

Conservative but sound • High-grade corporate bond funds • Money market accounts • U.S. government bond funds • Certificates of deposit and online savings accounts (See bankrate.com for Federal Deposit Insurance Corp.–insured banks offering higher rates.)

• Series I inflation-protected savings bonds (sold at treasurydirect.gov)

Work Prepare Your Plan B - Ask yourself these questions, and be honest. 1. Do I work in a stable and growing industry? 2. Do I work for a stable and growing company? 3. Is my heart still in it? Have you answered no to any? It’s time to update your LinkedIn profile and see what else is out there.

• Why do it: Only about half of workers cruise their way to a planned, voluntary retirement; the rest of us exit prematurely, often as a result of job loss or burnout. You still have time to regroup. “With 10 years to go, there is still enough runway to make a mark,” says career and retirement expert Nancy Collamer.

• .How to do it: You know the routine. Tell people who can help you. Sign up for job alerts on the go-to site in your industry. Browse the postings that interest you, and note the skills that employers are seeking.

• .Want to stay put? Get busy anyway. “Whether you drive a bus or work in a store or in a professional occupation, maximize your opportunities by building your capital,” Collamer advises. “Give talks or write articles to boost your profile, or take advantage of short-term training programs.” One option: Go to linkedin. com/learning and get online access to thousands of business, creative and technology courses for $30 per month.

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Miller, Mark and Powell, Robert, AARP (2019, Feb 6). Countdown to Retirement: 10 Years [Web log post]. Retrieved from https://www.aarp.org/retirement/planning-for-retirement/info-2019/10-year-countdown.html


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TRENDING LOCATIONS TO VISIT THIS YEAR

Destination

Vacations

If you are looking for an exciting and affordable travel destination, consider the following locations. 1. Hawaii is a tropical paradise loved by all. It offers a rich marine life, unmatched underwater experiences, gorgeous landscapes, volcanoes, and interesting history. Of the six largest islands, Maui has the state’s most beautiful beaches - some with white sand and others with red or black sand. Oahu has Hawaii’s largest city and capital, Honolulu, which is known for Waikiki Beach and Pearl Harbor’s World War II memorials. The weather is perfect and there are endless opportunities for adventure. 2. Barcelona is both a beautiful city as well as a renowned beach town. It boasts a lively nightlife, lots of activities, and restaurants galore. There are amazing museums and galleries; Including the Picasso and Salvador Dali Museums, La Sagrada Familia, and other buildings by renowned architect Antoni Gaudi. Las Ramblas, the main walking street ends with a monument to Christopher Columbus honoring his discovery of the new world. 3. The Bahamas, which is made up of a series of islands, has the clearest turquoise water on the planet, as well as white sandy beaches.

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Underwater

adventures

abound

-

dive for Spanish galleons, seek out

restaurants, exciting night life and a 24 hour a day culture.

the caves, or go sailing or fishing. The Bahamas offers a plethora of Eco-

History

tourism options, from bird watching to

interesting museums including the

hiking.

Tel Aviv Museum and the Eretz Israel

abounds

and

there

are

Museum which covers archeology, Nassau offers a few cultural sites

folklore, crafts and features an on-

like

the

site excavation of 12th century-BC

Conservation center, in addition to

Ardastra

Gardens

and

ruins. Tel Aviv is also the technology

being the capital city, but the Bahamas

and financial center of Israel.

is great for island hopping as well. Or just pick one of the great resorts and relax at the beach. 4. Tel Aviv, known as the non-stop city, is a vibrant and exciting city on the Mediterranean Sea. It offers beautiful beaches, great cafes and 19


LOCAL EVENTS GUIDE

LEHIGH VALLEY DECEMBER

DEC 5 | Tree Lighting Ceremony In Allentown the official start of the holidays begins with the Holiday Tree Lighting ceremony on the first Thursday of December from 4-6:30 PM. at the Grand Plaza. Join us for this free community event complete with street performers, carriage rides, hot chocolate, gifts for children’s, live music and, of course, Santa Claus! DEC 14-15, 21-22, 28-29 Fonthill Castle Holiday Lights Meander Wander at your own pace through Fonthill Castle’s many decorated rooms and enjoy a special holiday experience complete with seasonal refreshments. For more info visit: https://www.mercermuseum.org/ lightsmeander2019/

JANUARY

DEC 14 - JAN 26 | Femi J. Johnson The Embodiment of Abstraction THE EMBODIMENT OF ABSTRACTION is comprised of new works from Femi’s ongoing series of ’abstract story-scapes.’ In this series, Femi combines abstract, painterly and figurative elements, line drawing and mixed-media collage to meld the fragments of memory, place, formal and self-education, personal experience and a media-influenced worldview, all 20

of which have been floating inside, seeking position and balance. Drawing from imagination and conscious choices, Femi uses bold gestural strokes, passionate colors, and multiple layers to challenge the viewer’s idea of what makes up form and place. For more info visit: http://bit.ly/lval-dec14 JAN 18-19, 25-26 Winter Wine-derland Saturdays + Sundays, January 18-19 and 25-26 from 11 AM – 6 PM at Chaddsford Winery. We’re celebrating the splendor of the season with Winter Wine-derland. The first 100 guest to arrive will receive a free spin on our prize wheel! Come experience an outdoor winter festival, complete with Ice Carvings, “Niagara Falls” Ice Luge Wine Shot – with purchase of a wine tasting, Specialty Cocktails, Live Music, Wine Tastings, and more! There is no cost to attend, and all wine and food purchases are pay-as-you-go. For more info visit: http://bit.ly/lval-jan18 JAN 26 - FEB 1 Winter Restaurant Week Get Downtown for the most delicious week in winter! From January 26th – February 1st, participating restaurants will offer fixed menus for breakfast, lunch, or dinner. Diners will enjoy a variety of specials throughout the week, whether they (. . .continued on page 22)



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visit a familiar favorite or try something new! No passes required. Reservations are recommended. Diners should contact restaurants directly to make reservations.. For more info visit: http://bit.ly/lval-jan26

FEBRUARY

FEB 8 | Bethlehem Chocolate Trail On February 8th, Get Downtown to have a “choco”-lot of fun at this year’s Historic Downtown Bethlehem Chocolate Trail! For $30, you’ll be given a passport to follow, taking you into participating shops and restaurants, as our merchants carry you away into chocolate bliss! For more info visit: http://bit.ly/lval-feb8 FEB 21-22 | LU Philharmonic: 11th Annual Concerto Marathon The annual concerto marathon features student soloists as well as full orchestra compositions. Repertoire: Mendelssohn, Hebrides Overture; Grieg, Peer Gynt Suite. Eugene Albulescu, director. For more info visit: http://bit.ly/lval-feb21 FEB 24 - MAR 1 | Cocktails & Craft Beer Week Join SouthSide Arts District for the 3rd Annual Cocktails & Craft Beer Week, a week-long celebration of the SouthSide’s fantastic cocktail & craft beer scene! Visit your favorite participating SouthSide shop or bar 22

and take part in a variety of tastings, discussions, and happy hours! For more information please visit: http://bit.ly/lval-feb24 FEB 29 | Chili & Chowder Cook Off Shake off those winter blues and sample some fabulous Chili & Chowder by Lehigh Valley restaurants, and amateur chefs. Join us Leap Day 2020! Sample and vote for your favorite Chili & Chowder, then eagerly await the announcement of this years winners. Enjoy refreshing beverages at our cash bar, and listen in to some live music! Tickets $10 in advance, $15 at the door. For more information please visit: http://bit.ly/lval-feb29

MARCH

MAR 14 | Parade of Shamrocks Celebrate St. Patrick’s Day in Historic Downtown Bethlehem with us! Or… Half way to the Celtic Classic! Downtown Bethlehem will be awash in green as the Celtic Cultural Alliance hosts the 8th Annual Celtic Classic Parade of Shamrocks! The celebration will take place on Saturday, March 14th 2020. The parade steps off at 1 PM, so get there early for the best viewing spots! The parade will kick-off at 10th Avenue & Broad Street. The parade route will continue east on Broad to Main Street and makes its way south on (. . .continued on page 24)


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Main Street, ending under the HillTo-Hill Bridge. For more info visit: https://www.celticfest.org/parade_ of_shamrocks MAR 7-8, 14-15, 21-22, 28-29 Vino in the Valley Our longest running event, the annual Vino in the Valley Passport Program along the Lehigh Valley Wine Trail started in 2000. It involves purchasing a passport for $39 and then visiting each of the wineries during the four weekends in March. Journey through the wineries on the Lehigh Valley Wine Trail where you will explore tasty food and wine pairings along the way. The annual event introduces wine lovers to local wineries and their wines by encouraging them to explore all eight wineries that belong to the Wine Trail. For more info visit: https:// lehighvalleywinetrail.com/events/ vino-in-the-valley MAR 19-22 | Lehigh Valley Auto Show The Greater Lehigh Valley Auto Show is a four-day automotive extravaganza featuring over 110,000 square feet of the best cars, trucks, SUVs, and vans the world has to offer from brands. The 2020 Lehigh Valley Auto Show is offering a number of ticket options.Tickets are $10 for adults, $7 for Senior Citizens (55 +) and children (6-14), and $25 for 24

a family four-pack. Children under five receive free admission. https://glvada.org/tickets

APRIL

APR 6-7 | Spring Wine Festival This two-day festival features wine sampling, live music, and artisan craft and food vendors. Each guest will receive a commemorative wine tasting glass, event program, free samples, and have access to the *Wine Check service. For more info visit: http://bit.ly/lval-apr6 APR 18-19 | Diane Wittry’s 25th Season Celebration: The Pines of Rome Time flies when you’re having fun... and making remarkable music. Music Director Diane Wittry has put together a blockbuster finale to the 2019-20 Classical season - her 25th year with the ASO. More than a celebration of great orchestral music, this is a concert retrospective spanning 25 years of partnerships within the Lehigh Valley community. For more information please visit: http://bit.ly/lval-apr18

MAY

MAY 1-2 Southside Arts & Music Festival Now in its seventh year, the SouthSide Arts & Music Festival is a celebration of the vibrant cultural and artistic community centered in (. . .continued on page 26)


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SouthSide Bethlehem. Join us for a hands-on arts experience filled with opportunities to listen, watch, experiment, discover, create and learn. For more information please visit: http://bit.ly/lval-may1 MAY 8-9, 15-17 | Bach Festival The highest standards of musicianship by our volunteer choir make the annual Bethlehem Bach Festival a living expression of the arts in the community. Innovations added each year, along with treasured traditions (the Mass, World Farewell, Community Chorale sings), result in a vibrant, dynamic addition to every music lover’s calendar. http://bach.org/bach-festival

JUNE

JUN 26-28 | Sabor! Latin Festival Experience three days of music, food and family fun including free concerts, arts and crafts, children’s activities, Latin dance presentations, and a traditional Latin Mass. A celebration of the region’s Latino culture, ¡Sabor! features live music by local, regional and national musical acts, as well as cultural programming presented by community organizations. For more info visit: https://www.steelstacks.org/ festivals/sabor-latin-festival/

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JUN 27-JUL5 | Kutztown Folk Festival Visitors love The Kutztown Folk Festival near Lehigh Valley. One of America’s most celebrated festivals, the Kutztown Folk Festival is the oldest folklife event in the nation. With over 140,000 visitors a year, the Kutztown Folk Festival features over 200 folk artist and craftsmen, as well as the largest sale of authentic Pennsylvania Dutch quilts in the country. For more info visit: www.kutztownfestival.com

JULY

JUL 8 - AUG 2 | A Midsummer Nights Dream In their escape from court to an enchanted forest, mismatched lovers encounter mischievous fairies in Shakespeare’s masterfully orchestrated comedy. The trickster Puck trips up the lovers as the king and queen of the fairies mingle with the clownish Athenian craftsmen, yielding a magical night of moonlit merriment. For more info visit: http://pashakespeare.org JUL 14 | Easton Heritage Day Watch history come alive in Lehigh Valley! Heritage Day in Easton, Pennsylvania, is a free, full-day family festival that showcases local history, offers activities for kids, and concludes with an amazing fireworks display over the Forks of the (. . .continued on page 28)



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JUL 18-19 | Blueberry Festival Historic Bethlehem’s Blueberry Festival has been turning tongues blue since 1986. Join the Bethlehem community every July for a weekend of great food, live music, and family fun at Burnside Plantation—Bethlehem’s farm in the city. Enjoy the irresistible blueberry treats—pies, strudels, ice cream, coffees, teas, and jams. For more info visit: https://historicbethlehem.org/ blueberry-festival

Native American Indian festival on the grounds of the museum. The festival includes various opportunities for people of all ages to learn more about Native American cultures. Activities include Native American style crafts for kids, lifeskills demonstrations including Atlatl and Tomahawk throwing, primitive fire making, flutemaking, Native Cooking demonstrations by Heart to Hearth, artifact displays by the Indian Artifact Collectors Association of the Northeast, and Cree demonstrator Katrina Fisher will present her award-winning Plains teepee program. For more info visit: www.museumofindianculture.org

AUGUST

SEPTEMBER

Delaware. Heritage Day celebrates Easton’s historic significance in the founding of the United States. https://heritageday.org

AUG 15 | Birds & Brew Join Hawk Mountain for the 3rd annual Birds & Brew on a beautiful, late summer evening held outdoors under the big tent. Ticket includes live band, unlimited samplings, high-end BBQ-style dinner, and an all-around good time to benefit Hawk Mountain Sanctuary and its conservation mission. www.hawkmountain.org/events/ birds-brew AUG 15-16 | Roasting Ears of Corn Festival The Museum of Indian Culture invites you to Pennsylvania’s oldest 28

SEP 26 | Fall Wine Festival Autumn is here and Lehigh Valley Zoo is ready to celebrate! On Saturday, September 26th the Lehigh Valley Zoo will be hosting its 3rd annual Fall Wine Festival. For more info visit: https://www.lvzoo.org SEP 25-27 | Celtic Classic Highland Games Festival An international voice for all things Celtic with its roots firmly planted in Bethlehem, Pennsylvania, this dedicated group continues to preserve and promote the Celtic heritage through education, musical presentations, and traditional (. . .continued on page 30)



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competitions in athletics, piping and dance. The Celtic Classic is an annual celebration of Celtic culture and heritage. For more info visit: http://www.celticfest.org

OCTOBER

OCT 2-4, 9-11 | Oktoberfest If you’re looking for a little German culture done Pennsylvania style, why not experience Oktoberfest? The blast furnaces of the remainder of Bethlehem Steel set the backdrop to this unique event. Oktoberfest is the perfect time to sample some brews in two large Yuengling Beirgartens, listen to live polka, rock and party music, and eat your heart out with authentic German food. You’ll also experience axe-wielding lumberjacks of the Great Lakes Timber Show. You can cheer for your favorite dachshund as they race against each other to the finish line. Or watch ice sculptors in an elimination-style competition. Please visit our site for more information: http://bit.ly/lval-oct2

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OCT 10-11 | Harvest Festival Come enjoy harvest time on the farm. Learn about heritage crafts and traditional skills such as spinning, weaving, broom making, scrapple making, apple butter making, basket making, and candle making. Please visit our site for more info: quietvalley.org/harvest-festival

NOVEMBER

NOV 7-8 | Baconfest Located in historic Easton, the PA Bacon Fest has grown into one of the region’s most popular events. With 150+ vendors, 12+ musical acts, and several stages, the two-day festival is a must-see for food lovers. PA Bacon Fest is typically hosted the first Saturday and Sunday of November. https://pabaconfest.com NOV 15-DEC 29 | Winter Lights Spectacular Bundle up and enjoy the beauty of nature as you stroll through treelined paths lit up by over 1.1 million twinkling lights and themed animated displays. Warm up next to the cozy outdoor fire pits, while enjoying hot cocoa and s’mores. https://www.lvzoo.org


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Travel in Style – by Bonnie Roseman

If there’s anything I’ve learned in my 35 years as a stylist, it’s to “carry on,” and by that of course, I mean take a carry-on bag! In order to make travel easier for my busy clients, I’ve spent years developing techniques to make traveling simple and fun. A carry-on bag is key to making your journey more enjoyable; no more hauling multiple bags, or worrying about losing your luggage, which can ruin your trip before you even begin! In my most recent trip abroad, I traveled to the Scandinavian countries before flying to Greece for a little sun in the Cycladic Islands. After that, it was off to Italy and over the Alps. All the while, I had just one bag with me. 32


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To make the most of your luggage space, I suggest you wear your jeans and sneakers, and carry your leather jacket while you travel, to save space in your bag. Roll all items tightly! It saves space, and keeps everything from wrinkling. I usually prefer to stuff my undies and socks in my shoes. Select pieces with fabrics that can wash and hang to dry without needing to be pressed – it’s easier to keep things fresh and avoid using foreign cleaners that can be very expensive. Here are the basics for 6 weeks of traveling abroad across different climates. This short, gender-neutral list includes the basics for a great travel wardrobe. I recommend that your main wardrobe color for travel be black. It looks slimming on everyone, and doesn’t show dirt as easily. A few colorful tee tops can be added to give a little zip to your ensemble. All of these items will fit into your carry-on luggage and provide options for mixing and matching stylish looks while you see the world. You can then personalize your list by adding your toiletries, gloves, hat, or other essential accessories as needed.

TRAVEL WARDROBE Underwear 6 undergarments 6 pairs of socks Pajamas (your choice) Outerwear 2 tee shirts 2 button down shirts (one dressy, one casual) 2 pairs of pants (one jean, one black trouser) 1 pair of shorts 2 jackets (one leather, one raincoat) 1 cashmere sweater (pullover or cardigan) 1 bathing suit 1 basic black blazer (can be worn day or night) Accessories Scarves (colorful, lightweight) Belts (at least one black) Jewelry (a few pop pieces) 1 tie (traditional or bow tie) Shoes One heel or dress shoe One pair of flats (for day or night) One pair of sandals

Feel good, and look even better! Please contact me personally if you have any questions or would like to see my unique travel collection which can be dressed up or down. Bonnie@bonnieroseman.com | www.bonnieroseman.com | 917-209-0516 Bonnie Roseman Bio Fashion Designer. Style Consultant. Wardrobe Architect. The press has designated Bonnie Roseman as the ultimate fashion expert over the years. Featured on the NBC Today Show, People Magazine, and more, Roseman furthered her B-L-T brand by presenting her collection through the Home Shopping Network and Home Shopping Europe. Bonnie Roseman’s BLT has evolved into a full service boutique for women of all body types and lifestyles, featuring wrinkle-free fabrics and unique accessories that pack well and travel lightly wherever you go. Schedule with Bonnie and she’ll tell you all the secrets she’s been telling her clients for over 30 years. 33


RECOMMENDED SERVICE DIRECTORY

ACTIVE ADULT LIVING Horizons - The Village at Whitehall..................25 AUTO DEALERSHIP Rothrock Motors.......................................................29 AUTO REPAIR Greg’s Auto & Tire service....................................23 BANK Embassy Bank for the Lehigh Valley.................13 BATHROOMS Dennie’s Resurfacing..............................................35 BEAUTY SALON New Attitude Salon Spa & Wellness Center.......31 BEDDING Mattress Fair.............................Front Inside Cover, 21 BUSINESS LAW Gross McGinley.............................................................7 CHIMNEY SWEEP SERVICES Mr. Joes Chimney Sweep Services....................35 CLOSETS Creative Closets.........................................Back Cover COUNTERTOPS Dennie’s Resurfacing..............................................35 CRUISES Cruise Time Plus.......................................................27 CUSTOM BLINDS AND SHADES Advantage Blinds........................................................3

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DENTIST Dental Sleep Medicine of Lehigh Valley..........35 Mountainville Dental...............................................29 DINNER THEATER Hunterdon Hills Playhouse....................................15 DIVORCE AND FAMILY LAW Gross McGinley.............................................................7 ELDER LAW Gross McGinley.............................................................7 ELECTRICAL CONTRACTOR Jack Lehr Heating Cooling & Electric... Front Cover, 5 GROUP TRAVEL Cruise Time Plus.......................................................27 HEATING & AIR CONDITIONING Jack Lehr Heating Cooling & Electric... Front Cover, 5 HONEYMOONS / WEDDINGS Cruise Time Plus.......................................................27 INDEPENDENT SENIOR LIVING Traditions of Hanover..............................................31 INSURANCE Thomas E. Michael Agency...................................17 INDIVIDUAL RETIREMENT ACCOUNTS Lehigh Valley Investment Group......................... 9 LUXURY RENTALS Horizons - The Village at Whitehall..................25


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RECOMMENDED SERVICE DIRECTORY LUXURY TRAVEL Cruise Time Plus....................................................................................................................................... 27 MATTRESSES Mattress Fair............................................................................................................. Front Inside Cover, 21 MEDICARE SUPPLEMENTS Thomas E. Michael Agency................................................................................................................... 17 NOTARY Thomas E. Michael Agency................................................................................................................... 17 RETIREMENT COMMUNITY Moravian Village of Bethlehem............................................................................................................ 11 RETIREMENT INCOME Lehigh Valley Investment Group..........................................................................................................9 SPA New Attitude Salon Spa & Wellness Center...................................................................................31 TIRE SERVICE Greg’s Auto & Tire service....................................................................................................................23 TUB & TILE REGLAZING Dennie’s Resurfacing.............................................................................................................................. 35 WATER TREATMENT Culligan Water Conditioning...................................................................................................................1 WEALTH MANAGEMENT Contour Wealth Management............................................................................................................25 Crest Financial Group.................................................................................................. Back Inside Cover

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