South Central New Jersey 3

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SOUTH CENTRAL NEW JERSEY | VOL. 3

INSIDE THIS ISSUE: FEATURED ARTICLES

RETIREMENT • INVESTING • VACATION

RECOMMENDED SERVICE DIRECTORY

TRAVEL • LIVING • HEALTH • DINING

READ THIS ISSUE ONLINE. SCAN THE QR CODE



CO NTE NT S FEATURES 4

Philanthropy or Charity

8

Interior Design Trends

14

Estate Planning

8

26 Local Event Guide 36 Travel Destinations 40 Fashion Trends

2021-22 SCHEDULES 20

PGA Tournaments

24

LPGA Tournaments

32

Grand Slam Tennis Tournaments - Australian

33

Grand Slam Tennis Tournaments - French

34

Grand Slam Tennis Tournaments - Wimbledon

35

Grand Slam Tennis Tournaments - US Open

44

Recommended Service Directory

36

• Promote your brand • Earn new clients • Grow your business www.The55Guide.com




SOUTH CENTRAL | NEW JERSEY | VOL . 3

PHILANTHROPY OR CHARITY

According to the Dictionary, charity and philanthropy are two different things. CHARITY Charity is the voluntary giving of help, typically money, to those that are suffering or in need. It tends to address an immediate problem and is a compassionate response to a natural disaster, or a token of support for the victim of crime or violence, for example. Charity can also address immediate needs for food, shelter or medical care. It is a short term response, although one may give frequently to a particular cause.

PHILANTHROPY Philanthropy is more strategic in that it seeks to root out causes of the problem and to develop long term solutions. Striving for long term solutions to problems such as addiction, housing shortages, or hunger takes time, study, and planning. This is where charity comes in, providing direct relief for people in immediate need.

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also may offer some additional advantages. For example, a qualified charity may receive your IRA with no tax consequences since charities do not pay taxes. Appreciated assets are also beneficial as a gift to a charity, as capital gains tax can be avoided.

Both charity and philanthropy possess the same goals of addressing needs and making the world a better place but with different approaches. One deals with direct relief and the other with root causes and finding solutions. Is one better than the other? Of course not! They are just two different ways of solving problems and both are essential to the functioning of a decent society. Recently, there have been changes to the tax code regarding charitable giving. Three Acts have been passed recently - The Tax Cuts and Jobs Act of 2017 (TCJA), the Setting Every Community Up for Retirement Enhancement Act (SECURE) and the Corona Virus Aid, Relief and Economic Security Act (CARES). All have some impact on deductibility of charitable contributions. They

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Another way to contribute is through a community foundation, which is a grant making public charity that is dedicated to improving lives in a particular community. Individuals, families, businesses and non-profit groups establish funds within the foundation in which they can contribute assets for charitable purposes. The foundation manages the assets and takes suggestions from those that set up the fund on how and where to distribute the resources. There are over 700 community foundations in the United States. Whether one chooses charity or philanthropy, the ultimate goal is to help the community by using personal skills and resources to make a difference.



SOUTH CENTRAL | NEW JERSEY | VOL . 3

r o f s d Tren

INTERIOR DESIGN

2 2 0 2

Due to the events of 2020, people have more interest than ever in the design of their home environment. Being at home more means lots of lifestyle adjustments and being able to use space for multiple reasons is now imperative. It also makes us more aware of our surroundings. Whether it’s more comfort for all that zoom time, a functioning home office, craft room or remote learning space, adjustments need to be made. Zoom has become an integral part of most peoples’ lives as a way to maintain businesses and family relationships which means the right space for it is needed. It might be the office, dining room or even a comfortable (. . .continued on page 10) 8



SOUTH CENTRAL | NEW JERSEY | VOL . 3

couch, but it’s recommended that the space faces a window for natural lighting. Try to avoid the bedroom. Have the camera slightly above eye level and consider the background. Bookshelves are nice as well, or a favorite painting – and the background color should complement one’s skin tone as well. If a designated office is now needed, a bedroom or extra closet can be converted with the installation of a built-in desk and shelves. The garage may be available for a craft room. In the end, it’s all about flexibility in these stay-at-home times. One simple way to make changes is thru the use of color. This year Pantone has named two colors to its yearly color

of the year award - Ultimate Gray and Illuminating Yellow. These are certainly appropriate choices for the year as they complement each other. Gray represents neutrality and balance and yellow represents the sun and sunflowers and is a happy color full of hope and positivity which is surely needed right now. It is easy to use these colors to brighten up a room without major expense. Accessories also are an easy way to add color and change an area’s vibe. New pillows, area rugs, throw blankets, or wall art will also freshen up any space. Start small and if the change is pleasing, continue on. Another easy change is adding selfadhesive removable wallpaper. (. . .continued on page 12)

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It is great for a bathroom or closet and if it gets tiresome, it is easily removed. Living walls are a new concept for residential use. Bring nature indoors with a wall of edible or decorative plants. They contribute to improved indoor air quality and people are happier, healthier and less stressed when surrounded by plants. If not quite ready for a living wall, just adding some plants or native orchids can make a huge difference. The most important design trends for 2021 are to make one’s home environment functional and comfortable for all the activities happening there.

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SOUTH CENTRAL | NEW JERSEY | VOL . 3

DO YOU HAVE AN UP-TO-DATE

ESTATE PLAN?

The first thing to understand is that writing a will and having an estate plan are actually two different processes, even though an estate plan will include a will.

Wills Creating a will can be a fairly simple process. It will address who will take care of your children, who will take over your business, and who receives your assets and other personal property. A will requires the naming of an executor responsible for fulfilling the deceased’s wishes. Having one’s wishes defined in a will ensures privacy, helps avoid family disputes and saves money by avoiding probate and the expense of attorneys and public trustees to determine the distribution of assets which then becomes public information.

Estate Planning Estate planning is the process of designating who will manage and distribute assets after death or incapacitation. It is a more intensive process and includes a variety of documents including the last will and testament. While it may be overwhelming to contemplate, a (. . .continued on page 16) 14



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well-designed estate plan will ensure that assets are distributed according to one’s wishes. In addition to the last will and testament, an estate plan might include a living will, a financial power of attorney, a living trust, and beneficiary designations. An estate plan can be particularly helpful in the case of multiple marriages, business ownership, specific charitable donations, or specific requests for health or property. It can also ensure wishes are carried out and that assets are distributed as designated.

Living Will A living will is a document that describes the type of care one would want if incapacitated and cannot speak for themself. This can assist the family with difficult decisions and avoid confusion. A financial power of attorney allows for a designated appointee to handle financial affairs in the event of incapacitation. They can make financial decisions in accordance with the instructions defined in the estate plan.

Living Trust A living trust is a document created during one’s life where a designated person, the trustee, is given responsibility for managing (. . .continued on page 18) 16



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that individual’s assets for the benefit of the eventual beneficiary. It is designed to allow for the easy transfer of assets, thereby avoiding probate. A living revocable trust allows someone to be their own trustee and allows for changes in beneficiary at any time. An irrevocable living trust is restrictive, and beneficiaries may not be changed but there are certain beneficial tax consequences. Beneficiary designations explain who receives which assets such as an IRA, insurance policy, savings account, or other financial instruments. A well-executed estate plan can minimize gift, estate and generation skipping transfer taxes to ensure that the family receives as much of the deceased’s estate as possible. Everyone’s plan is different and requires the right team of professionals to implement. It is also important to update the plan regularly as personal circumstances, legislation, and tax laws change frequently. This article is for informational purposes only. Please consult a professional.

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SOUTH CENTRAL | NEW JERSEY | VOL . 3

2021-2022 PGA

TOURNAMENT SCHEDULE DATES

TOURNAMENT

SEP 24 - 26, 2021 SEP 30 - OCT 3, 2021 OCT 7 - 10, 2021 OCT 14 - 17, 2021 OCT 21 - 24, 2021 OCT 28 - 31, 2021

Ryder Cup Whistling Straits, Sheboygan, WI Sanderson Farms Championship Country Club of Jackson, Jackson, MS Shriners Children's Open TPC Summerlin, Las Vegas, NV THE CJ CUP @ SUMMIT The Summit Club, Las Vegas, NV ZOZO CHAMPIONSHIP Accordia Golf Narashino CC, Chiba, JPN Bermuda Championship Port Royal Golf Course, Southampton, BER World Golf ChampionshipsHSBC Champions Sheshan International GC, Shanghai, CHN World Wide Technology Championship at Mayakoba El Camaleon Golf Club, Riviera Maya, MEX Houston Open Memorial Park Golf Course, Houston, TX The RSM Classic Sea Island Resort (Seaside), Sea Island, GA Sentry Tournament of Champions Plantation Course at Kapalua, Kapalua, Maui, HI Sony Open in Hawaii Waialae Country Club, Honolulu, HI The American Express PGA WEST (Stadium), La Quinta, CA Farmers Insurance Open Torrey Pines (South), San Diego, CA AT&T Pebble Beach Pro-Am Pebble Beach Golf Links, Pebble Beach, CA Waste Management Phoenix Open TPC Scottsdale, Scottsdale, AZ The Genesis Invitational The Riviera Country Club, Pacific Palisades, CA The Honda Classic PGA National (Champion), Palm Beach Gardens, FL Puerto Rico Open Grand Reserve Country Club, Rio Grande, PUR

OCT 28 - 31, 2021 NOV 4 - 7, 2021 NOV 11 - 14, 2021 NOV 18 - 21, 2021 JAN 6 - 9, 2022 JAN 13 - 16, 2022 JAN 20 - 23, 2022 JAN 27 - 30, 2022 FEB 3 - 6, 2022 FEB 10 - 13, 2022 FEB 17 - 20, 2022 FEB 24 - 27, 2022 MAR 3 - 6, 2022

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* Schedule subject to change

2021-2022 PGA

Sergio Garcia $1,188,000 Martin Laird $1,260,000 Jason Kokrak $1,755,000 Patrick Cantlay $1,440,000 Brian Gay $720,000 Rory McIlroy $1,745,000 Viktor Hovland $1,296,000 Carlos Ortiz $1,260,000 Robert Streb $1,188,000 Harris English $1,340,000 Kevin Na $1,188,000 Si Woo Kim $1,206,000 Patrick Reed $1,350,000 Daniel Berger $1,404,000 Brooks Koepka $1,314,000 Max Homa $1,674,000 Matt Jones $1,260,000 Branden Grace $540,000


SOUTH CENTRAL | NEW JERSEY | VOL . 3

2021-2022 PGA

TOURNAMENT SCHEDULE

* Schedule subject to change

DATES

TOURNAMENT

MAR 3 - 6, 2022

Arnold Palmer Invitational presented by Mastercard Bay Hill Club & Lodge, Orlando, FL

MAR 10 - 13, 2022

MAR 31 APR 3, 2022

THE PLAYERS Championship TPC Sawgrass, Ponte Vedra Beach, FL Valspar Championship Innisbrook Resort (Copperhead), Palm Harbor, FL World Golf Championships-Dell Technologies Match Play Austin Country Club, Austin, TX Corales Puntacana Resort & Club Championship Corales Golf Course, Punta Cana, DOM Valero Texas Open TPC San Antonio (Oaks Course), San Antonio, TX

APR 7 - 10, 2022

Masters Tournament Augusta National Golf Club, Augusta, GA

APR 14 - 17, 2022

RBC Heritage Harbour Town Golf Links, Hilton Head, SC

APR 21 - 24, 2022

Zurich Classic of New Orleans TPC Louisiana, Avondale, LA

MAR 17 - 20, 2022 MAR 23 - 27, 2022 MAR 24 - 27, 2022

APR 28 MAY 1, 2022 MAY 5 - 8, 2022 MAY 12 - 15, 2022 MAY 19 - 22, 2022 MAY 26 - 29, 2022 JUN 2 - 5, 2022 JUN 9 - 12, 2022 JUN 16 - 19, 2022 JUN 23 - 26, 2022

2021-2022 PGA Bryson DeChambeau $1,674,000 Justin Thomas $2,700,000 Sam Burns $1,242,000 Billy Horschel $1,820,000 Joel Dahmen $540,000 Jordan Spieth $1,386,000 Hideki Matsuyama $2,070,000 Stewart Cink $1,278,000 M. Leishman / C. Smith $1,069,300

Mexico Championship Wells Fargo Championship TPC Potomac at Avenel Farm, Potomac, MD AT&T Byron Nelson TPC Craig Ranch, McKinney, TX PGA Championship Southern Hills CC, Tulsa, OK Charles Schwab Challenge Colonial Country Club, Fort Worth, TX the Memorial Tournament presented by Workday Muirfield Village Golf Club, Dublin, OH RBC Canadian Open St. George's G&CC, Toronto, ON, CAN U.S. Open The Country Club, , Travelers Championship TPC River Highlands, Cromwell, CT

Rory McIlroy $1,458,000 K.H. Lee $1,458,000 Phil Mickelson $2,160,000 Jason Kokrak $1,350,000 Patrick Cantlay $1,674,000 Rory McIlroy $1,368,000 Jon Rahm $2,250,000 Harris English $1,332,000 21




SOUTH CENTRAL | NEW JERSEY | VOL . 3

2021 LPGA

TOURNAMENT SCHEDULE DATES AUG 26-29 SEP 4-6 SEP 16-19 SEP 24-26 OCT1-3 OCT7-10 OCT14-17 OCT21-24 OCT28-31 NOV4-7 NOV11-14 NOV18-21

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TOURNAMENT CP Women's Open Shaughnessy G&CC - Vancouver, BC Solheim Cup Inverness Club - Toledo, OH Cambia Portland Classic Columbia Edgewater Country Club - Portland, OR Walmart NW Arkansas Championship pres. by P&G Pinnacle Country Club - Rogers, AR ShopRite LPGA Classic pres. by Acer Seaview Hotel and Golf Club - Galloway, NJ Founders Cup Mountain Ridge C.C. - West Caldwell, NJ Buick LPGA Shanghai Qizhong Garden Golf Club - Shanghai, China

BMW Ladies Championship LPGA International Busan - Busan, South Korea Taiwan Swinging Skirts LPGA Miramar Golf Country Club - Taipei, Taiwan TOTO Japan Classic Seta Golf Course - Shiga, Japan Pelican Women's Championship Pelican G.C. - Belleair, FL CME Group Tour Championship Tiburon Golf Club - Naples, FL

* Schedule subject to change

PURSE

DEFENDING CHAMPION

$2,350,000

$1,400,000

Georgia Hall

$2,300,000

Austin Ernst

$1,750,000

Melissa Reid

$1,500,000 $2,100,000 $2,000,000 $2,200,000 $2,000,000 $1,750,000 $5,000,000

Sei Young Kim



LOCAL EVENTS GUIDE SOUTH CENTRAL NEW JERSEY PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.

DECEMBER

DEC 1 - 30 | LIGHT SHOW This year’s holiday light show you won’t want to miss! Experience a light show like no other. Drive a course through America’s only construction theme & water park to witness lights, holiday displays, tunnels, and our very own radio station to fill your car with holiday spirit! For more info visit: https://bit.ly/3e8mmNH DEC 3 - 5 | CHRISTMAS MARKET The purpose of this event is and will remain consistent: To provide our community with a joyous event celebrating the beginning of the Holiday Season while recognizing and giving back to those in need. So enjoy a great day of supporting the community in this German Christmas Market! For more info visit: germanchristmasmarketnj.com

JANUARY

JAN 7 - 9 | MOTORCYCLE SHOW The Country’s Most Complete Motorcycle Show. The show features new motorcycles at discount 26

show pricing, custom motorcycles, vintage machines. As well as a full bar and vendors from all over the country marketing new and unique items! For more info visit: https://bit.ly/3mxPZul JAN 29 | FIRE & ICE FESTIVAL Come enjoy the Mount Holly Fire & Ice Festival, we have been planning all year this free family friendly event. The icy festival is filled with ice carvers lining the streets carving 300 lb blocks of ice into works of art. The fire will be provided by the chili cook off where the area’s best & brightest chefs go head to head and the public gets to take a taste & give their vote. Plus there will be exhibits, vendors, animals, music, plenty of food & adult beverages!For more info visit: https://bit.ly/3pwtYyJ

FEBRUARY

FEB 6 | CRAFT FAIR Stop in and treat a loved one or yourself to something special. There will be many local small businesses selling a variety of items. Support small businesses while supporting a


LOCAL EVENTS GUIDE SOUTH CENTRAL NEW JERSEY PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.

GREAT cause - Relay For Life of Old Bridge! For more info visit: https://bit.ly/3mAtB4o FEB 11 - 27 | GREATER TUNA What do Arles Struvie, Thurston Wheelis, Aunt Pearl, Petey Fisk, Phineas Blye, and Rev. Spikes have in common? In this hilarious sendup of small-town morals, they are all among the upstanding citizens of Tuna, Texas’ third-smallest town. The long-running Off Broadway hit features two actors creating the entire population of Tuna in a tour de farce of quick change artistry. Two actors, twenty characters, and a barrel of laughs, y’all. For more info visit: https://bit.ly/3FAZam1

MARCH

MARCH 5 | ST. PATRICK’S PARADE The Parade is a fun filled day with Pipe Bands, Irish Bands Step Dancers and many more Irish Traditions. Sip a beer and watch the parade right outside our front windows or come early and grab a table out front! For more info visit: https://bit.ly/3oFMGE1

MARCH 23 - 27 | FILM FESTIVAL The Garden State film festival is held together by the philosophy of promoting an engendering independent films and new and inspiring filmmakers, and they have garnered support from Hollywood heavyweights. For more info visit: https://bit.ly/3z4gbCB

APRIL

APRIL 24 | RUN ON THE VINEYARDS Join us for this one-of-a-kind race and after party at New Jersey’s oldest active winery. For more info visit: https://bit.ly/3z4lVfF APRIL 30 | FOOD TRUCK FESTIVAL Come join us for a day on the farm. Where there’s plenty of outdoor seating and fun for all ages. This is Duffield’s annual food truck festival and unofficial beginning to summer activities. For more info visit: https://bit.ly/3EDoExE

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LOCAL EVENTS GUIDE SOUTH CENTRAL NEW JERSEY PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.

MAY

MAY 4 | WINE & FOOD FESTIVAL Caesars Entertainment presents AC Food and Wine Festival: The amazing culinary and spirits festival, which features a star-studded roster of the world’s most renowned culinary experts and TV personalities! For more info visit: https://bit.ly/3evHX1p MAY 13 - 15 | EXIT ZERO JAZZ FEST The Exit Zero Jazz Festival debuted in November 2012 in the national historic landmark city of Cape May, a picturesque beach town. You might find yourself one minute second-lining to a New Orleans brass band, and, in the next, snaking through town behind a 22-piece Brazilian drum bloco. The joy of the Exit Zero Jazz Festival is in the discovery of incredible music and musicians you may never have known existed. For more info visit: exitzerojazzfestival.com MAY 28-29 | RENAISSANCE FAIRE New Jersey Renaissance Faire features music, dance, comedy,

living history, stunts, various acts, demonstrations, vendors, food and drinks, and more. Browse through our enchanted crafts village where over one hundred merchants and artisans demonstrate and sell their wares.For more info visit: njrenfaire.com

JUNE

JUNE 4 - 5 | BEER & MUSIC FEST This weekend on Bader Field marks 16 yrs of celebrating beer. With over 100 breweries, nearly 500 beers, and great tunes! For more info visit: acbeerfest.com JUNE 16 - 19 | BAREFOOT COUNTRY MUSIC FESTIVAL Give your friends a holler and get ready for some fun in the sun ‘cause country music’s biggest stars are coming to the beautiful beaches of Wildwood, NJ! This three-day event will host 30+ of the industry’s biggest stars and up-and-comers on multiple stages. With the combination of country music and the scenic backdrop of the Wildwood shores, this family-friendly, (. . .continued on page 30)

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LOCAL EVENTS GUIDE SOUTH CENTRAL NEW JERSEY PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.

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three-day fest is a summer vacation destination. For more info visit: barefootcountrymusicfest.com

JULY

JULY 2 - 5 | INDEPENDENCE DAY The whole state is dressed in red, white, and blue and ready to celebrate America’s Independence! New Jersey is famous for its 4th of July waterfront extravaganza in Atlantic City and other great locations along the coast. But there are many other smaller events that bring in the charm of small-town celebrations with communities getting together and enjoying traditional entertainment. For more info visit: https://bit.ly/3pzoF1B JULY 22 - 29 | COUNTY FAIR The exhibitors of The Neshoba County Fair will exhibit the latest and advanced products and services related to the sectors of livestock, home, games, entertainment and music. For more info visit: https://bit.ly/3HeYUJK

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JULY 29 - 31 | FESTIVAL OF BALLOONING It’s a bird! It’s a plane! No! It’s a balloon! The family friendly festival will feature mass ascensions, balloon rides, sunrise yoga, non-stop family entertainment, headlining concerts, crafters, vendors, balloon glow, food, fireworks, and much more. Experience a weekend of family friendly fun! For more info visit: balloonfestival.com

AUGUST

AUG 6 - 13 | STATE FARE The New Jersey State Fair includes 4-H shows and exhibits, horse shows, carnival, performing art, family entertainment, demo derby, exhibits, food, and more. Come here and enjoy the summer with your family! For more info visit: https://bit.ly/2L3Yv5A AUG 12 - 14 | TIDALWAVE FESTIVAL 3 DAYS, 2 STAGES & OVER 30 ARTISTS! A brand new festival experience coming to Atlantic City Beach. Come kick it on the beach with Luke Bryan, Morgan Wallen, Hardy,


LOCAL EVENTS GUIDE SOUTH CENTRAL NEW JERSEY PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.

Riley Green, Chase Rice and many more. For more info visit: tidalwavefest.com

SEPTEMBER

SEPT 9 - 25 | A GOOD FARMER A Play About Love, Friendship, And Facing What Divides Us. The moving drama, laced with humor and heartache, A GOOD FARMER is the story of two women — a farm owner and her unlikely best friend, an illegal Mexican immigrant—fighting to survive in a small town divided by America’s immigration battle. For more info visit: southcamdentheatre.org SEPT 17 - 18 | SEAFOOD FESTIVAL The Downbeach Seafood Festival will give attendees a reason to spend the day at the Jersey Shore by highlighting the fantastic dining options this coastal area has to offer. Whether it’s trying the vast selection of local restaurants, sipping Jersey made craft beers, cooking with local chefs, shopping unique exhibitors, or playing in the sand, you will find yourself immersed in festival

and all it has to offer. For more info visit: downbeachseafoodfest.com

OCTOBER

OCT 8 | CREST BEST RUN FEST The Annual Crest Best Run Fest Presented by Inspira Health is a world class running event. We want you to race local, race safe, and race Crest Best! For more info visit: https://bit.ly/3mBZNUI OCT 15 | CRANBERRY FESTIVAL Since 1983, visitors embark on colorful harvest tours and observe the ruby red berries floating in the bogs and the modern water-harvesting of the crop. The Cranberry Festival is a celebration of New Jersey’s cranberry harvest, the 3rd largest in the United States. The main attraction is the diverse showing of many artists and craftsmen. Plus live entertainment Cranberry Cafe and Bakery, Pine Barrens photography, quilt blocking, hat decorating, cranberry floral arrangement, the smallest and largest cranberry display and the best cranberry recipe. For more info visit: cranfest.info

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SOUTH CENTRAL | NEW JERSEY | VOL . 3

2022 GRAND SLAM

TOURNAMENT SCHEDULE

32

* Schedule subject to change

Session

Date

Time

1

Mon, January 17, 2022

11:00 AM

Men's and Women's 1st Round

Featured Matches

2

Mon, January 17, 2022

7:00 PM

Men's and Women's 1st Round

3

Tue, January 18, 2022

11:00 AM

Men's and Women's 1st Round

4

Tue, January 18, 2022

7:00 PM

Men's and Women's 1st Round

5

Wed, January 19, 2022

11:00 AM

Men's and Women's 2nd Round

6

Wed, January 19, 2022

7:00 PM

Men's and Women's 2nd Round

7

Thu, January 20, 2022

11:00 AM

Men's and Women's 2nd Round

8

Thu, January 20, 2022

7:00 PM

Men's and Women's 2nd Round

9

Fri, January 21, 2022

11:00 AM

Men's and Women's 3rd Round

10

Fri, January 21, 2022

7:00 PM

Men's and Women's 3rd Round

11

Sat, January 22, 2022

11:00 AM

Men's and Women's 3rd Round

12

Sat, January 22, 2022

7:00 PM

Men's and Women's 3rd Round

13

Sun, January 23, 2022

11:00 AM

Men's and Women's 4th Round

14

Sun, January 23, 2022

7:00 PM

Men's and Women's 4th Round

15

Mon, January 24, 2022

11:00 AM

Men's and Women's 4th Round

16

Mon, January 24, 2022

7:00 PM

Men's and Women's 4th Round

17

Tue, January 25, 2022

11:00 AM

Men's and Women's Quarterfinals

18

Tue, January 25, 2022

7:00 PM

Men's and Women's Quarterfinals

19

Wed, January 26, 2022

11:00 AM

Men's and Women's Quarterfinals

20

Wed, January 26, 2022

7:30 PM

Men's and Women's Quarterfinals

21

Thu, January 27, 2022

11:00 AM

Women's Semifinals

22

Thu, January 27, 2022

7:30 PM

Men's Semifinal

23

Fri, January 28, 2022

3:00 PM

Mixed Doubles Semi / Women's Doubles Final / Men's Singles SemiFinal

24

Sat, January 29, 2022

4:00 PM

Men's Doubles Final / Women's Singles Final

25

Sun, January 30, 2022

4:00 PM

Mixed Doubles Final / Men's Singles Final


SOUTH CENTRAL | NEW JERSEY | VOL . 3

2022 GRAND SLAM

TOURNAMENT SCHEDULE DATE MAY 22 - SUN

PLAY START Day - 11:00 AM

SESSION 1st Round

MAY 23 - MON

Day - 11:00 AM

1st Round

MAY 23 - MON

Evening - 9:00 PM

1st Round

MAY 24 - TUE

Day - 11:00 AM

1st Round

MAY 24 - TUE

Evening - 9:00 PM

1st Round

MAY 25 - WED

Day - 11:00 AM

2nd Round

MAY 25 - WED

Evening - 9:00 PM

2nd Round

MAY 26 - THU

Day - 11:00 AM

2nd Round

MAY 26 - THU

Evening - 9:00 PM

2nd Round

MAY 27 - FRI

Day - 11:00 AM

3rd Round

MAY 27 - FRI

Evening - 9:00 PM

3rd Round

MAY 28 - SAT

Day - 11:00 AM

3rd Round

MAY 28 - SAT

Evening - 9:00 PM

3rd Round

MAY 29 - SUN

Day - 11:00 AM

4th Round

MAY 29 - SUN

Evening - 9:00 PM

4th Round

MAY 30 - MON

Day - 11:00 AM

4th Round

MAY 30 - MON

Evening - 9:00 PM

MAY 31 - TUE

Day - 12:00 PM

* Schedule subject to change

4th Round Quarterfinals

MAY 31 - TUE

Evening - 5:00 PM

Quarterfinals

JUN 01 - WED

Day - 12:00 PM

Quarterfinals Quarterfinals

JUN 01 - WED

Evening - 9:00 PM

JUN 02 - THU

Day - 2:00 PM

Semifinals

JUN 03 - FRI

Day - 3:00 PM

Semifinals

JUN 04 - SAT

Day - 3:00 PM

Women's Singles Final, Men's Doubles Final

JUN 05 - SUN

Day - 3:00 PM

Men's Singles Final

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SOUTH CENTRAL | NEW JERSEY | VOL . 3

2022 GRAND SLAM

TOURNAMENT SCHEDULE DATE

34

PLAY START

* Schedule subject to change

SESSION

Mon, Jun 27

11:00 AM

Men's & Ladies' 1st Round

Tues, Jun 28

11:00 AM

Men's & Ladies' 1st Round

Wed, Jun 29

11:00 AM

Men's & Ladies' 2nd Round

Thurs, Jun 30

11:00 AM

Men's & Ladies' 2nd Round

Fri, July 01

11:00 AM

Men's & Ladies' 3rd Round

Sat, July 02

11:00 AM

Men's & Ladies' 3rd Round

Sun, July 03

11:00 AM

Men's & Ladies' 4th Round

Mon, July 04

11:00 AM

Men's & Ladies' 4th Round

Tues, July 05

11:00 AM

Ladies' Singles Quarterfinals

Wed, July 06

11:00 AM

Men's Singles Quarterfinals

Thurs, July 07

1:00 PM

Ladies' Singles Semifinals

Fri, July 08

1:00 PM

Men's Singles Semifinals

Sat, July 09

2:00 PM

Ladies' Singles Final, Men's Doubles Final, Ladies' Doubles Final

Sun, July 10

2:00 PM

Men's Singles Final, Mixed Doubles Final


SOUTH CENTRAL | NEW JERSEY | VOL . 3

2021 GRAND SLAM

TOURNAMENT SCHEDULE SESSION

DATE

SCHEDULE

PLAY START

* Schedule subject to change ** Start Times Listed in EST

MATCHES

2

Sun 30 Aug

Night

7.00pm

Men’s / Women’s 1st Round

3

Mon 31 Aug

Day

11.00am

Men’s / Women’s 1st Round

4

Mon 31 Aug

Night

7.00pm

Men’s / Women’s 1st Round

5

Tue 1 Sep

Day

11.00am

Men’s / Women’s 2nd Round

6

Tue 1 Sep

Night

7.00pm

Men’s / Women’s 2nd Round

7

Wed 2 Sep

Day

11.00am

Men’s / Women’s 2nd Round

8

Wed 2 Sep

Night

7.00pm

Men’s / Women’s 2nd Round

9

Thu 3 Sep

Day

11.00am

Men’s / Women’s 3rd Round

10

Thu 3 Sep

Night

7.00pm

Men’s / Women’s 3rd Round

11

Fri 4 Sep

Day

11.00am

Men’s / Women’s 3rd Round

12

Fri 4 Sep

Night

7.00pm

Men’s / Women’s 3rd Round

13

Sat 5 Sep

Day

11.00am

Men’s / Women’s Round of 16

14

Sat 5 Sep

Night

7.00pm

Men’s / Women’s Round of 16

15

Sun 6 Sep

Day

11.00am

Men’s / Women’s Round of 16

16

Sun 6 Sep

Night

7.00pm

Men’s / Women’s Round of 16

17

Mon 7 Sep

Day

11.00am

Men’s / Women’s Quarterfinals

18

Mon 7 Sep

Night

7.00pm

Men’s / Women’s Quarterfinals

19

Tue 8 Sep

Day

11.00am

Men’s / Women’s Quarterfinals

20

Tue 8 Sep

Night

7.00pm

Men’s / Women’s Quarterfinals

21

Wed 9 Sep

Night

7.00pm

Women’s Semifinals

22

Thu 10 Sep

Day

12.00pm

Mixed Doubles Final / Men’s Semifinals

23

Fri 11 Sep

Day

12.00pm

Men’s Doubles Final / Women’s Final

24

Sat 12 Sep

Day

1.00pm

Women’s Doubles Final / Men’s Final

35


SOUTH CENTRAL | NEW JERSEY | VOL . 3

TRENDING LOCATIONS TO VISIT THIS YEAR

TRAVEL IN 2022

2021 may be the time to “see the USA”, as international air travel will be determined by individual countries’ rules and re-openings. One can avoid airports and air travel by simply hitting the road. Vans and recreational vehicles have achieved widespread use in the last year and there is no shortage of great domestic destinations. See the Great Lakes Region in the north or explore the music cities of New Orleans, Memphis and Nashville in the south!

NORTHERN ROAD TRIP The Great Lakes area is an excellent place to start. From east to west, these lakes (Ontario, Erie, Huron, Michigan and Superior) span the states of New York, Pennsylvania, Ohio, Michigan, Indiana, Illinois, Wisconsin and Minnesota. The Great Lakes are the five largest interconnected lakes in the US and contain the largest freshwater supply in the

36

world supplying water to more than 40 million people. Unique to these lakes are rolling waves, strong currents, miles of sandy and rocky beaches and distant horizons. Attractions include great beaches, Niagara Falls, wildlife areas, charming small towns, large cities and many National parks. And for sports fans, there are magnificent stadiums and arenas for all major sports


SOUTH CENTRAL | NEW JERSEY | VOL . 3

leagues as well as for the Big Ten universities. Lake Erie, in New York is known for its reputed Loc-Ness-like sea monster which has reportedly been seen many times over the years. The US side of Niagara Falls is not to be missed either with breathtaking waterfalls and rapids. Michigan, which touches four of the five Great Lakes and possesses the longest fresh water coastline in the world, is host to Sleeping Bear Dunes National Lakeshore on Lake Michigan’s western shore. It is home to the largest freshwater sand dunes in

the world. The tallest sand dune at Sleeping Bear stands at 450 feet above the shore. In addition to sand dunes, Lake Michigan has a “Bermuda Triangle” where many strange occurrences have been reported: unexplained ship disappearances and missing planes as well as a Stonehengelike rock formation underwater near Traverse City. With some luck, one might even see a few black bears. Chicago, which is located on the shore of Lake Michigan, has it all - a big city with museums, restaurants and nightlife as well as Lake Shore Drive, a 15 mile urban parkway of green spaces

37


SOUTH CENTRAL | NEW JERSEY | VOL . 3

and beaches along the lake. A road trip would provide a fascinating and fun packed trip for any age group. Do the entire route from one end to the other or pick a particular lake area to concentrate on. With so many historic sights and national park areas, there are opportunities to appreciate all the diversity of our great country.

SOUTHERN ROAD TRIP New Orleans, on the Mississippi River, which is the “jazz capital of the world” and nicknamed the “Big Easy”. Visit the French Quarter and walk along Bourbon Street with its colorful buildings with cast iron balconies, fine Cajun restaurants, antique shops, and art galleries. Enjoy the street performers at Jackson Square in front of the famous Saint Louis Cathedral. From there, take the trolley out to the Garden District with its well preserved collection of historic homes from the 18th century. In addition, there is the New Orleans Zoo and Aquarium and be sure to visit the World War ll Museum. There is much to see and learn in New Orleans. Memphis Tennessee, which is known as the “Home of the Blues and Birthplace of Rock ‘n’ Roll” and famous for gospel, jazz, R&B, rap and soul as well. A must stop is Graceland, Elvis Presley’s mansion. In addition, there is the Rock ‘n’ Soul Museum, Blues Hall of Fame, and the Stax Museum of Soul Music. And for foodies, Memphis has a vibrant

38


SOUTH CENTRAL | NEW JERSEY | VOL . 3

and diverse restaurant scene but is best known for its slow-cooked dry rib barbecue ribs, maple bacon doughnuts and local coffee roasters. Nashville, which is the capital of Tennessee, and home to Vanderbilt University. It is often referred to as Music City. Visit the Grand Ole Opry, The Country Music Hall of Fame and Museum, and Ryman Auditorium. All are well known for Country Music. Besides the live music scene, there are interesting historic neighborhoods with boutiques, restaurants, and coffee shops. For some history, visit the home of President Andrew Jackson, considered to be the best preserved of all presidential homes, or Belle Meade Plantation which was part of the Battle for Nashville during the Civil War. There are so many choices for travel - whether looking for great views, live entertainment, or cultural and historic sites, we can find it all here in the USA.

39


SOUTH CENTRAL | NEW JERSEY | VOL . 3

r o f s Trend

AC C E S

S O RY

2022

After a year of staying in the house, wearing sweats and other assorted quarantine gear, it is time for a change. Many are now finally ready to dress up, even while still wearing masks and social distancing. Break out all of those accessories that piled up from months of online shopping. Nobody will judge if you overaccessorize. The new year brings changing trends in jewelry, both traditional and avant-garde. Pearls have always been in, but we are now seeing more of the freshwater variety. They have a more contemporary look. From pearl drop earrings to layered necklaces that mix

40


SOUTH CENTRAL | NEW JERSEY | VOL . 3

pearls with other materials, pearls work for all occasions. There are also personalized extra-long pendant necklaces and charm bracelets. Colorful beads are always a hit, whether worn as earrings, necklaces, or bracelets. Chain link necklaces and bracelets with attached charms are also hot at the moment. And feel free to

stack rings on a couple fingers while you’re at it! A brand new trend is mismatched earrings or simply wearing one dramatic shoulder grazing earring. Of course two shoulder length earrings also work. Mixing and matching different textures is also very popular. Instead of smooth gold hoops, go for a textured pair in silver; silver has made a huge comeback. Several top designers have moved towards mini handbags recently, often on long chains. They can even be worn as a necklace. And of course, let’s not forget about diamonds. They remain at the top of the food chain. Just ask Marilyn Monroe -“Diamonds Are A Girl’s Best Friend”.

41


SOUTH CENTRAL | NEW JERSEY | VOL . 3

Hair ornaments of all sizes can make a powerful fashion statement. There are a multitude of choices from traditional headbands to pearl hairpins or hair clips, barrettes, and even scrunchies. They come in a variety of fabrics from velvet to fur to leather. Most popular are headbands embellished with pearls, rhinestones or feathers. You’ll always look chic with a headband! Regardless of individual style, all can agree – now is the time to shine!

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RECOMMENDED SERVICE DIRECTORY

ADULT COMMUNITY REAL ESTATE SPECIALIST Felicia Ruskin - Coldwell Banker......................... 9 AIR CONDITIONERS Appliance Brokers....................................................19

FLOOR COVERINGS Floor Coverings International .............................17 HEALTH CARE CENTER Willow Springs.............................................................7

APPLIANCES Appliance Brokers....................................................19

HEATING & AIR CONDITIONING SERVICE Oxford Energy.........................................................2-3

CERTIFIED FINANCIAL PLANNER Norman S. Chevlin Creative Financial Group.........................................5

HOME HEALTH CARE SERVICES New Era Home Care...............................................25 Right at Home of Central New Jersey.............15

COMMUNITY MANAGEMENT Taylor Management Company....................................... Front Cover, 22-23

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44

INSURANCE Martin Insurance Group.........................................13 Norman S. Chevlin Creative Financial Group.........................................5 INVESTMENT MANAGMENT BGS Capital Management LLC ..........................29 Ricardo G. Rivers - Wells Fargo Advisor .........11


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SKILLED NURSING Willow Springs.............................................................7

NON PROFIT American Red Cross ..............................Back Cover Monmouth Conservation Foundation............25 The Jewish Federation...........................................19 PET WASTE REMOVAL Doody Calls................................................................29 PROPERTY MANAGEMENT COMPANY Taylor Management Company....................................... Front Cover, 22-23

TRAVEL Samantha Brown - Dream Vacations ..............19 VOLUNTEER OPPORTUNITIES The Jewish Federation...........................................19 WEALTH MANAGEMENT Ricardo G. Rivers - Wells Fargo Advisor .........11 Allied Wealth Partners..............Front Inside Cover

REAL ESTATE Felicia Ruskin - Coldwell Banker......................... 9 REHABILITATION Willow Springs.............................................................7

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