FLORIDA CENTRAL COAST 3 by The 55 Guide

FLORIDA CENTRAL COAST VOL. 3

INSIDE THIS ISSUE: FEATURED ARTICLES

RETIREMENT • INVESTING • VACATION

RECOMMENDED SERVICE DIRECTORY

TRAVEL • LIVING • HEALTH • DINING

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FEATURES 2

Philanthropy or Charity

Interior Design Trends

Estate Planning

CO NTE NT S

20 Local Event Guide 36 Travel Destinations 40 Fashion Trends

2021-22 SCHEDULES 29

PGA Tournaments

LPGA Tournaments

Grand Slam Tennis Tournaments - Australian

Grand Slam Tennis Tournaments - French

Grand Slam Tennis Tournaments - Wimbledon

Grand Slam Tennis Tournaments - US Open

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FLORIDA CENTRAL COAST | VOL . 3

PHILANTHROPY OR CHARITY

According to the Dictionary, charity and philanthropy are two different things. CHARITY Charity is the voluntary giving of help, typically money, to those that are suffering or in need. It tends to address an immediate problem and is a compassionate response to a natural disaster, or a token of support for the victim of crime or violence, for example. Charity can also address immediate needs for food, shelter or medical care. It is a short term response, although one may give frequently to a particular cause.

PHILANTHROPY Philanthropy is more strategic in that it seeks to root out causes of the problem and to develop long term solutions. Striving for long term solutions to problems such as addiction, housing shortages, or hunger takes time, study, and planning. This is where charity comes in, providing direct relief for people in immediate need.

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FLORIDA CENTRAL COAST | VOL . 3

also may offer some additional advantages. For example, a qualified charity may receive your IRA with no tax consequences since charities do not pay taxes. Appreciated assets are also beneficial as a gift to a charity, as capital gains tax can be avoided.

Both charity and philanthropy possess the same goals of addressing needs and making the world a better place but with different approaches. One deals with direct relief and the other with root causes and finding solutions. Is one better than the other? Of course not! They are just two different ways of solving problems and both are essential to the functioning of a decent society. Recently, there have been changes to the tax code regarding charitable giving. Three Acts have been passed recently - The Tax Cuts and Jobs Act of 2017 (TCJA), the Setting Every Community Up for Retirement Enhancement Act (SECURE) and the Corona Virus Aid, Relief and Economic Security Act (CARES). All have some impact on deductibility of charitable contributions. They

Another way to contribute is through a community foundation, which is a grant making public charity that is dedicated to improving lives in a particular community. Individuals, families, businesses and non-profit groups establish funds within the foundation in which they can contribute assets for charitable purposes. The foundation manages the assets and takes suggestions from those that set up the fund on how and where to distribute the resources. There are over 700 community foundations in the United States. Whether one chooses charity or philanthropy, the ultimate goal is to help the community by using personal skills and resources to make a difference.

FLORIDA CENTRAL COAST | VOL . 3

r o f s d Tren

INTERIOR DESIGN

2021

Due to the events of 2020, people have more interest than ever in the design of their home environment. Being at home more means lots of lifestyle adjustments and being able to use space for multiple reasons is now imperative. It also makes us more aware of our surroundings. Whether it’s more comfort for all that zoom time, a functioning home office, craft room or remote learning space, adjustments need to be made. Zoom has become an integral part of most peoples’ lives as a way to maintain businesses and family relationships which means the right space for it is needed. It might be the office, dining room or even a comfortable (. . .continued on page 8) 6

FLORIDA CENTRAL COAST | VOL . 3

couch, but it’s recommended that the space faces a window for natural lighting. Try to avoid the bedroom. Have the camera slightly above eye level and consider the background. Bookshelves are nice as well, or a favorite painting – and the background color should complement one’s skin tone as well. If a designated office is now needed, a bedroom or extra closet can be converted with the installation of a built-in desk and shelves. The garage may be available for a craft room. In the end, it’s all about flexibility in these stay-at-home times. One simple way to make changes is thru the use of color. This year Pantone has named two colors to its yearly color

of the year award - Ultimate Gray and Illuminating Yellow. These are certainly appropriate choices for the year as they complement each other. Gray represents neutrality and balance and yellow represents the sun and sunflowers and is a happy color full of hope and positivity which is surely needed right now. It is easy to use these colors to brighten up a room without major expense. Accessories also are an easy way to add color and change an area’s vibe. New pillows, area rugs, throw blankets, or wall art will also freshen up any space. Start small and if the change is pleasing, continue on. Another easy change is adding selfadhesive removable wallpaper. (. . .continued on page 10)

FLORIDA CENTRAL COAST | VOL . 3

It is great for a bathroom or closet and if it gets tiresome, it is easily removed. Living walls are a new concept for residential use. Bring nature indoors with a wall of edible or decorative plants. They contribute to improved indoor air quality and people are happier, healthier and less stressed when surrounded by plants. If not quite ready for a living wall, just adding some plants or native orchids can make a huge difference. The most important design trends for 2021 are to make one’s home environment functional and comfortable for all the activities happening there.

FLORIDA CENTRAL COAST | VOL . 3

DO YOU HAVE AN UP-TO-DATE

ESTATE PLAN?

The first thing to understand is that writing a will and having an estate plan are actually two different processes, even though an estate plan will include a will.

Wills Creating a will can be a fairly simple process. It will address who will take care of your children, who will take over your business, and who receives your assets and other personal property. A will requires the naming of an executor responsible for fulfilling the deceased’s wishes. Having one’s wishes defined in a will ensures privacy, helps avoid family disputes and saves money by avoiding probate and the expense of attorneys and public trustees to determine the distribution of assets which then becomes public information.

Estate Planning Estate planning is the process of designating who will manage and distribute assets after death or incapacitation. It is a more intensive process and includes a variety of documents including the last will and testament. While it may be overwhelming to contemplate, a (. . .continued on page 16) 14

FLORIDA CENTRAL COAST | VOL . 3

well-designed estate plan will ensure that assets are distributed according to one’s wishes. In addition to the last will and testament, an estate plan might include a living will, a financial power of attorney, a living trust, and beneficiary designations. An estate plan can be particularly helpful in the case of multiple marriages, business ownership, specific charitable donations, or specific requests for health or property. It can also ensure wishes are carried out and that assets are distributed as designated.

Living Will A living will is a document that describes the type of care one would want if incapacitated and cannot speak for themself. This can assist the family with difficult decisions and avoid confusion. A financial power of attorney allows for a designated appointee to handle financial affairs in the event of incapacitation. They can make financial decisions in accordance with the instructions defined in the estate plan.

Living Trust A living trust is a document created during one’s life where a designated person, the trustee, is given responsibility for managing (. . .continued on page 18) 16

FLORIDA CENTRAL COAST | VOL . 3

that individual’s assets for the benefit of the eventual beneficiary. It is designed to allow for the easy transfer of assets, thereby avoiding probate. A living revocable trust allows someone to be their own trustee and allows for changes in beneficiary at any time. An irrevocable living trust is restrictive, and beneficiaries may not be changed but there are certain beneficial tax consequences. Beneficiary designations explain who receives which assets such as an IRA, insurance policy, savings account, or other financial instruments. A well-executed estate plan can minimize gift, estate and generation skipping transfer taxes to ensure that the family receives as much of the deceased’s estate as possible. Everyone’s plan is different and requires the right team of professionals to implement. It is also important to update the plan regularly as personal circumstances, legislation, and tax laws change frequently. This article is for informational purposes only. Please consult a professional.

LOCAL EVENTS GUIDE FLORIDA CENTRAL COAST PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.

NOVEMBER

NOV 6 | SPACE COAST MUSIC FEST SCMF was created with the intention of bringing local bands together with the community while raising money to go towards youth music programs in Brevard. Enjoy a full day of musical acts while supporting your community! For more info visit: https://bit.ly/2OLIgeW

NOV 28 | MARATHON Running Zone Foundation and Space Coast Runners welcome you to the 50th running of the Space Coast Marathon and Half Marathon – Florida’s oldest marathon. We invite runners and walkers alike to experience one of the most beautiful USATF certified waterfront courses on the east coast of Florida. For more info visit: https://bit.ly/3dpydGy

DECEMBER

DEC 1 - 31 | CHRISTMAS SPECTACULAR The baby grand will welcome you into the mansion where each year 10 rooms are embellished with all new elaborate designer decorations and 24 nativities from around the world. Decorations are different each year and geared for Adults. This year’s themes are inspired by popular design elements of the past decade such as Cardinals Are Near When Angels Appear, It Takes A Village, Snow Babies It’s Cold Outside and Hallelujah! The Christ Child Is Born. Stop by with your family and friends to see all the magical wonders of the season! For more info visit: https://bit.ly/3rz0gL1

DEC 4 | BOAT PARADE A holiday tradition hosted by the Halifax River Yacht Club. Enjoy the lights at night from any number of riverfront vantage points in Daytona Beach. Watch the boats travel south along the Halifax River starting at

the Seabreeze Bridge and culminate at the Halifax Harbor Marina for a truly spectacular boat show. For more info visit: https://bit. ly/3lTBaD8

DEC 1 - 19 | RUDOLPH THE RED-NOSED REINDEER The holiday classic soars off the screen in this musical adaptation of the beloved television special. Filled all of your favorite characters including Santa and Mrs. Claus, Hermey the Elf, Bumble the Abominable Snow Monster, Clarice, Yukon Cornelius and, of course, Rudolph. It’s an adventure that teaches us that what makes you different can be what makes you special! For more info visit: https://bit.ly/3peJYFG

JANUARY

JAN 8 - 30 | RENAISSANCE FAIR Gather one and all for the 7th season of the Brevard Renaissance Fair! A full cast of colorful characters fills the lands with music, dancing, and

more. With over 100 stage shows daily, varieties of foods and treats, and numerous artisan merchants with handcrafted wares, the Brevard Renaissance Fair invites guests to immerse themselves in a unique experience of History and Fantasy! For more info visit: brevardrenaissancefair.com

JAN 14 - 16 | BOAT SHOW Discover the Joys of Boating where you can visit 12 of Central Florida’s finest boat dealers representing over 50 boat manufacturers, all in one location and see boats of all types at the show. It’s a great way to spend a weekend! For more info visit: https://bit.ly/3DRk4vN

FEBRUARY

FEB 20 | DAYTONA 500 To be here and witness the Daytona 500, in person, is to take part in something iconic and momentous. This is the race where a victory is life-changing and career-defining. (. . .continued on page 24) 21

(. . .continued from 21) Every moment means more here, creating a significance and unpredictability that amplifies the experience for both the drivers and fans alike. The energy, excitement, and power of being here live will stay with you for a lifetime! For more info visit: https://bit.ly/3G1eDfy

FEB 20 - 21 | STRAWBERRY FEST Enjoy a family fun day full of festivities. Don’t forget all the yummy strawberries. There are so many ways to enjoy this treat like strawberry shortcakes, jams, Jellies, and even strawberry wine slushie mixes! For more info visit: melbournefest.com

MARCH

MARCH 1 - 6 | MURAL FESTIVAL A culmination of some of the most talented artists all brought to the Space Coast for an art filled event. The first multi-city mural festival on the east coast of its kind. Stay stunned as we live stream the event and mural installations.

For more info visit: https://bit.ly/3rU9sGC

MARCH 18 - 20 | SHRIMPFEST The annual ShrimpFest & Craft Brew Hullabaloo is still happening this year! We invite you, your family and friends to join us for this fun-filled festival with free entry, live music, beer, vendors and a variety of some of our best local Food Trucks. Each Food truck will offer a signature shrimp dish as well as their regular specialties. For more info visit: shrimpfestfl.com

APRIL

APRIL 1 - 10 | STATE FAIR The Space Coast State Fair is Brevard’s largest and most popular annual family event. The Space Coast State Fair is a short ride from all areas of the Space Coast. Loved by all who come, come and see why the Space Coast State Fair is a must-see tradition! For more info visit: spacecoaststatefair.com (. . .continued on page 26)

(. . .continued from 24) APRIL 9 - 10 | BLUEBERRY FEST Celebrate the spring with buckets of blueberries. This is a fun family festival with delicious foods, blueberries, arts & crafts, and so much more! For more info visit: https://bit.ly/3aODsNB APRIL 24 - 30 | JEEP BEACH Jeep Beach enthusiasts celebrate a passion for off-road vehicles over five days of family-friendly fun for Jeep owners. Attracting Jeepers and Jeep industry vendors for a week in the Florida sun. Make plans now to attend and enjoy the many festivities, great friends and wonderful Daytona Beach weather! For more info visit: jeepbeach.com

MAY

MAY 7 | SEA TURTLE MARATHON It’s time to challenge yourself and go the distance! This race is open to all runners of all skill sets. Once you finish there is a post-race awards party on the beach with live Smooth Jazz music, light brunch, cham-

pagne, Mimosas and more! For more info visit: runonthebeach.com MAY 19 - 23 | ROCKVILLE FESTIVAL A weekend full of Rock n’ Roll! In addition to performances from top music artists, and various on-site attractions, attendees at Welcome to Rockville will rock their taste buds with food and beverage offerings that celebrate local and regional flavors. This is sure to be a festival you won’t want to miss! For more info visit: welcometorockvillefestival.com

JUNE

JUNE 7 - 8 | THE WAITRESS Meet Jenna, a waitress and expert pie-maker who dreams of a way out of her small town and rocky marriage. Pouring her heart into her pies, she crafts desserts that mirror her topsy-turvy life. When a baking contest in a nearby county —and a satisfying encounter with someone new —show Jenna a chance (. . .continued on page 28)

(. . .continued from 26) at a fresh start, she must find the courage to seize it. Change is on the menu, as long as Jenna can write her own perfectly personal recipe for happiness. For more info visit: https://bit.ly/3mVqaG0

JULY

JULY 4 | INDEPENDENCE DAY Also called the Fourth of July, Independence Day is a national holiday that celebrates America’s declared independence from Great Britain on July 4, 1776. American cities across the country celebrate by hosting festivals, parades, and, most importantly, fireworks shows.For more info visit: https://bit.ly/3d1fmQQ

AUGUST

AUG 27 | COKE ZERO SUGAR 400 The Coke Zero Sugar 400 returns as the Regular Season Finale under the lights on the famed high banks. With only 16 Playoff spots up for grabs, anything could happen as the stage is set for NASCAR to 28

crown a Champion. Be here to experience the intensity as drivers go all out to keep their championship hopes alive. For more info visit: https://bit.ly/3pxfzPw

SEPTEMBER

SEPT 10 - 11 | CRAFT FAIR Christmas in September Craft Fair showcases products like Home decor, unique gifts, baby items, dolls & toys, pottery, fine art, furniture, baskets, garden decor, handmade soaps, photography and much more. For more info visit: https://bit.ly/3rlbLpe

FLORIDA CENTRAL COAST | VOL . 3

2021-2022 PGA

TOURNAMENT SCHEDULE

* Schedule subject to change

DATES

TOURNAMENT

SEP 24 - 26, 2021 SEP 30 - OCT 3, 2021 OCT 7 - 10, 2021 OCT 14 - 17, 2021 OCT 21 - 24, 2021 OCT 28 - 31, 2021

Ryder Cup Whistling Straits, Sheboygan, WI Sanderson Farms Championship Country Club of Jackson, Jackson, MS Shriners Children's Open TPC Summerlin, Las Vegas, NV THE CJ CUP @ SUMMIT The Summit Club, Las Vegas, NV ZOZO CHAMPIONSHIP Accordia Golf Narashino CC, Chiba, JPN Bermuda Championship Port Royal Golf Course, Southampton, BER World Golf ChampionshipsHSBC Champions Sheshan International GC, Shanghai, CHN World Wide Technology Championship at Mayakoba El Camaleon Golf Club, Riviera Maya, MEX Houston Open Memorial Park Golf Course, Houston, TX The RSM Classic Sea Island Resort (Seaside), Sea Island, GA Sentry Tournament of Champions Plantation Course at Kapalua, Kapalua, Maui, HI Sony Open in Hawaii Waialae Country Club, Honolulu, HI The American Express PGA WEST (Stadium), La Quinta, CA Farmers Insurance Open Torrey Pines (South), San Diego, CA AT&T Pebble Beach Pro-Am Pebble Beach Golf Links, Pebble Beach, CA Waste Management Phoenix Open TPC Scottsdale, Scottsdale, AZ The Genesis Invitational The Riviera Country Club, Pacific Palisades, CA The Honda Classic PGA National (Champion), Palm Beach Gardens, FL Puerto Rico Open Grand Reserve Country Club, Rio Grande, PUR

OCT 28 - 31, 2021 NOV 4 - 7, 2021 NOV 11 - 14, 2021 NOV 18 - 21, 2021 JAN 6 - 9, 2022 JAN 13 - 16, 2022 JAN 20 - 23, 2022 JAN 27 - 30, 2022 FEB 3 - 6, 2022 FEB 10 - 13, 2022 FEB 17 - 20, 2022 FEB 24 - 27, 2022 MAR 3 - 6, 2022

2021-2022 PGA

Sergio Garcia $1,188,000 Martin Laird $1,260,000 Jason Kokrak $1,755,000 Patrick Cantlay $1,440,000 Brian Gay $720,000 Rory McIlroy $1,745,000 Viktor Hovland $1,296,000 Carlos Ortiz $1,260,000 Robert Streb $1,188,000 Harris English $1,340,000 Kevin Na $1,188,000 Si Woo Kim $1,206,000 Patrick Reed $1,350,000 Daniel Berger $1,404,000 Brooks Koepka $1,314,000 Max Homa $1,674,000 Matt Jones $1,260,000 Branden Grace $540,000

FLORIDA CENTRAL COAST | VOL . 3

2021-2022 PGA

TOURNAMENT SCHEDULE DATES

TOURNAMENT

MAR 3 - 6, 2022

Arnold Palmer Invitational presented by Mastercard Bay Hill Club & Lodge, Orlando, FL

MAR 10 - 13, 2022

MAR 31 APR 3, 2022

THE PLAYERS Championship TPC Sawgrass, Ponte Vedra Beach, FL Valspar Championship Innisbrook Resort (Copperhead), Palm Harbor, FL World Golf Championships-Dell Technologies Match Play Austin Country Club, Austin, TX Corales Puntacana Resort & Club Championship Corales Golf Course, Punta Cana, DOM Valero Texas Open TPC San Antonio (Oaks Course), San Antonio, TX

APR 7 - 10, 2022

Masters Tournament Augusta National Golf Club, Augusta, GA

APR 14 - 17, 2022

RBC Heritage Harbour Town Golf Links, Hilton Head, SC

APR 21 - 24, 2022

Zurich Classic of New Orleans TPC Louisiana, Avondale, LA

MAR 17 - 20, 2022 MAR 23 - 27, 2022 MAR 24 - 27, 2022

APR 28 MAY 1, 2022 MAY 5 - 8, 2022 MAY 12 - 15, 2022 MAY 19 - 22, 2022 MAY 26 - 29, 2022 JUN 2 - 5, 2022 JUN 9 - 12, 2022 JUN 16 - 19, 2022 JUN 23 - 26, 2022 30

* Schedule subject to change

2021-2022 PGA Bryson DeChambeau $1,674,000 Justin Thomas $2,700,000 Sam Burns $1,242,000 Billy Horschel $1,820,000 Joel Dahmen $540,000 Jordan Spieth $1,386,000 Hideki Matsuyama $2,070,000 Stewart Cink $1,278,000 M. Leishman / C. Smith $1,069,300

Mexico Championship Wells Fargo Championship TPC Potomac at Avenel Farm, Potomac, MD AT&T Byron Nelson TPC Craig Ranch, McKinney, TX PGA Championship Southern Hills CC, Tulsa, OK Charles Schwab Challenge Colonial Country Club, Fort Worth, TX the Memorial Tournament presented by Workday Muirfield Village Golf Club, Dublin, OH RBC Canadian Open St. George's G&CC, Toronto, ON, CAN U.S. Open The Country Club, , Travelers Championship TPC River Highlands, Cromwell, CT

Rory McIlroy $1,458,000 K.H. Lee $1,458,000 Phil Mickelson $2,160,000 Jason Kokrak $1,350,000 Patrick Cantlay $1,674,000 Rory McIlroy $1,368,000 Jon Rahm $2,250,000 Harris English $1,332,000

FLORIDA CENTRAL COAST | VOL . 3

2021 LPGA

TOURNAMENT SCHEDULE DATES AUG 26-29 SEP 4-6 SEP 16-19 SEP 24-26 OCT1-3 OCT7-10 OCT14-17 OCT21-24 OCT28-31 NOV4-7 NOV11-14 NOV18-21

TOURNAMENT CP Women's Open Shaughnessy G&CC - Vancouver, BC Solheim Cup Inverness Club - Toledo, OH Cambia Portland Classic Columbia Edgewater Country Club - Portland, OR Walmart NW Arkansas Championship pres. by P&G Pinnacle Country Club - Rogers, AR ShopRite LPGA Classic pres. by Acer Seaview Hotel and Golf Club - Galloway, NJ Founders Cup Mountain Ridge C.C. - West Caldwell, NJ Buick LPGA Shanghai Qizhong Garden Golf Club - Shanghai, China

BMW Ladies Championship LPGA International Busan - Busan, South Korea Taiwan Swinging Skirts LPGA Miramar Golf Country Club - Taipei, Taiwan TOTO Japan Classic Seta Golf Course - Shiga, Japan Pelican Women's Championship Pelican G.C. - Belleair, FL CME Group Tour Championship Tiburon Golf Club - Naples, FL

* Schedule subject to change

PURSE

DEFENDING CHAMPION

$2,350,000

$1,400,000

Georgia Hall

$2,300,000

Austin Ernst

$1,750,000

Melissa Reid

$1,500,000 $2,100,000 $2,000,000 $2,200,000 $2,000,000 $1,750,000

Sei Young Kim

$5,000,000

FLORIDA CENTRAL COAST | VOL . 3

2022 GRAND SLAM

TOURNAMENT SCHEDULE

* Schedule subject to change

Session

Date

Time

Mon, January 17, 2022

11:00 AM

Men's and Women's 1st Round

Featured Matches

Mon, January 17, 2022

7:00 PM

Men's and Women's 1st Round

Tue, January 18, 2022

11:00 AM

Men's and Women's 1st Round

Tue, January 18, 2022

7:00 PM

Men's and Women's 1st Round

Wed, January 19, 2022

11:00 AM

Men's and Women's 2nd Round

Wed, January 19, 2022

7:00 PM

Men's and Women's 2nd Round

Thu, January 20, 2022

11:00 AM

Men's and Women's 2nd Round

Thu, January 20, 2022

7:00 PM

Men's and Women's 2nd Round

Fri, January 21, 2022

11:00 AM

Men's and Women's 3rd Round

Fri, January 21, 2022

7:00 PM

Men's and Women's 3rd Round

Sat, January 22, 2022

11:00 AM

Men's and Women's 3rd Round

Sat, January 22, 2022

7:00 PM

Men's and Women's 3rd Round

Sun, January 23, 2022

11:00 AM

Men's and Women's 4th Round

Sun, January 23, 2022

7:00 PM

Men's and Women's 4th Round

Mon, January 24, 2022

11:00 AM

Men's and Women's 4th Round

Mon, January 24, 2022

7:00 PM

Men's and Women's 4th Round

Tue, January 25, 2022

11:00 AM

Men's and Women's Quarterfinals

Tue, January 25, 2022

7:00 PM

Men's and Women's Quarterfinals

Wed, January 26, 2022

11:00 AM

Men's and Women's Quarterfinals

Wed, January 26, 2022

7:30 PM

Men's and Women's Quarterfinals

Thu, January 27, 2022

11:00 AM

Women's Semifinals

Thu, January 27, 2022

7:30 PM

Men's Semifinal

Fri, January 28, 2022

3:00 PM

Mixed Doubles Semi / Women's Doubles Final / Men's Singles SemiFinal

Sat, January 29, 2022

4:00 PM

Men's Doubles Final / Women's Singles Final

Sun, January 30, 2022

4:00 PM

Mixed Doubles Final / Men's Singles Final

FLORIDA CENTRAL COAST | VOL . 3

2022 GRAND SLAM

TOURNAMENT SCHEDULE DATE MAY 22 - SUN

PLAY START Day - 11:00 AM

SESSION 1st Round

MAY 23 - MON

Day - 11:00 AM

1st Round

MAY 23 - MON

Evening - 9:00 PM

1st Round

MAY 24 - TUE

Day - 11:00 AM

1st Round

MAY 24 - TUE

Evening - 9:00 PM

1st Round

MAY 25 - WED

Day - 11:00 AM

2nd Round

MAY 25 - WED

Evening - 9:00 PM

2nd Round

MAY 26 - THU

Day - 11:00 AM

2nd Round

MAY 26 - THU

Evening - 9:00 PM

2nd Round

MAY 27 - FRI

Day - 11:00 AM

3rd Round

MAY 27 - FRI

Evening - 9:00 PM

3rd Round

MAY 28 - SAT

Day - 11:00 AM

3rd Round

MAY 28 - SAT

Evening - 9:00 PM

3rd Round

MAY 29 - SUN

Day - 11:00 AM

4th Round

MAY 29 - SUN

Evening - 9:00 PM

4th Round

MAY 30 - MON

Day - 11:00 AM

4th Round

MAY 30 - MON

Evening - 9:00 PM

MAY 31 - TUE

Day - 12:00 PM

* Schedule subject to change

4th Round Quarterfinals

MAY 31 - TUE

Evening - 5:00 PM

Quarterfinals

JUN 01 - WED

Day - 12:00 PM

Quarterfinals Quarterfinals

JUN 01 - WED

Evening - 9:00 PM

JUN 02 - THU

Day - 2:00 PM

Semifinals

JUN 03 - FRI

Day - 3:00 PM

Semifinals

JUN 04 - SAT

Day - 3:00 PM

Women's Singles Final, Men's Doubles Final

JUN 05 - SUN

Day - 3:00 PM

Men's Singles Final

FLORIDA CENTRAL COAST | VOL . 3

2022 GRAND SLAM

TOURNAMENT SCHEDULE DATE

PLAY START

* Schedule subject to change

SESSION

Mon, Jun 27

11:00 AM

Men's & Ladies' 1st Round

Tues, Jun 28

11:00 AM

Men's & Ladies' 1st Round

Wed, Jun 29

11:00 AM

Men's & Ladies' 2nd Round

Thurs, Jun 30

11:00 AM

Men's & Ladies' 2nd Round

Fri, July 01

11:00 AM

Men's & Ladies' 3rd Round

Sat, July 02

11:00 AM

Men's & Ladies' 3rd Round

Sun, July 03

11:00 AM

Men's & Ladies' 4th Round

Mon, July 04

11:00 AM

Men's & Ladies' 4th Round

Tues, July 05

11:00 AM

Ladies' Singles Quarterfinals

Wed, July 06

11:00 AM

Men's Singles Quarterfinals

Thurs, July 07

1:00 PM

Ladies' Singles Semifinals

Fri, July 08

1:00 PM

Men's Singles Semifinals

Sat, July 09

2:00 PM

Ladies' Singles Final, Men's Doubles Final, Ladies' Doubles Final

Sun, July 10

2:00 PM

Men's Singles Final, Mixed Doubles Final

FLORIDA CENTRAL COAST | VOL . 3

2021 GRAND SLAM

TOURNAMENT SCHEDULE SESSION

DATE

SCHEDULE

PLAY START

* Schedule subject to change ** Start Times Listed in EST

MATCHES

Sun 30 Aug

Night

7.00pm

Men’s / Women’s 1st Round

Mon 31 Aug

Day

11.00am

Men’s / Women’s 1st Round

Mon 31 Aug

Night

7.00pm

Men’s / Women’s 1st Round

Tue 1 Sep

Day

11.00am

Men’s / Women’s 2nd Round

Tue 1 Sep

Night

7.00pm

Men’s / Women’s 2nd Round

Wed 2 Sep

Day

11.00am

Men’s / Women’s 2nd Round

Wed 2 Sep

Night

7.00pm

Men’s / Women’s 2nd Round

Thu 3 Sep

Day

11.00am

Men’s / Women’s 3rd Round

Thu 3 Sep

Night

7.00pm

Men’s / Women’s 3rd Round

Fri 4 Sep

Day

11.00am

Men’s / Women’s 3rd Round

Fri 4 Sep

Night

7.00pm

Men’s / Women’s 3rd Round

Sat 5 Sep

Day

11.00am

Men’s / Women’s Round of 16

Sat 5 Sep

Night

7.00pm

Men’s / Women’s Round of 16

Sun 6 Sep

Day

11.00am

Men’s / Women’s Round of 16

Sun 6 Sep

Night

7.00pm

Men’s / Women’s Round of 16

Mon 7 Sep

Day

11.00am

Men’s / Women’s Quarterfinals

Mon 7 Sep

Night

7.00pm

Men’s / Women’s Quarterfinals

Tue 8 Sep

Day

11.00am

Men’s / Women’s Quarterfinals

Tue 8 Sep

Night

7.00pm

Men’s / Women’s Quarterfinals

Wed 9 Sep

Night

7.00pm

Women’s Semifinals

Thu 10 Sep

Day

12.00pm

Mixed Doubles Final / Men’s Semifinals

Fri 11 Sep

Day

12.00pm

Men’s Doubles Final / Women’s Final

Sat 12 Sep

Day

1.00pm

Women’s Doubles Final / Men’s Final

FLORIDA CENTRAL COAST | VOL . 3

TRENDING LOCATIONS TO VISIT THIS YEAR

TRAVEL IN 2021

2021 may be the time to “see the USA”, as international air travel will be determined by individual countries’ rules and re-openings. One can avoid airports and air travel by simply hitting the road. Vans and recreational vehicles have achieved widespread use in the last year and there is no shortage of great domestic destinations. See the Great Lakes Region in the north or explore the music cities of New Orleans, Memphis and Nashville in the south!

NORTHERN ROAD TRIP The Great Lakes area is an excellent place to start. From east to west, these lakes (Ontario, Erie, Huron, Michigan and Superior) span the states of New York, Pennsylvania, Ohio, Michigan, Indiana, Illinois, Wisconsin and Minnesota. The Great Lakes are the five largest interconnected lakes in the US and contain the largest freshwater supply in the

world supplying water to more than 40 million people. Unique to these lakes are rolling waves, strong currents, miles of sandy and rocky beaches and distant horizons. Attractions include great beaches, Niagara Falls, wildlife areas, charming small towns, large cities and many National parks. And for sports fans, there are magnificent stadiums and arenas for all major sports

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leagues as well as for the Big Ten universities. Lake Erie, in New York is known for its reputed Loc-Ness-like sea monster which has reportedly been seen many times over the years. The US side of Niagara Falls is not to be missed either with breathtaking waterfalls and rapids. Michigan, which touches four of the five Great Lakes and possesses the longest fresh water coastline in the world, is host to Sleeping Bear Dunes National Lakeshore on Lake Michigan’s western shore. It is home to the largest freshwater sand dunes in

the world. The tallest sand dune at Sleeping Bear stands at 450 feet above the shore. In addition to sand dunes, Lake Michigan has a “Bermuda Triangle” where many strange occurrences have been reported: unexplained ship disappearances and missing planes as well as a Stonehengelike rock formation underwater near Traverse City. With some luck, one might even see a few black bears. Chicago, which is located on the shore of Lake Michigan, has it all - a big city with museums, restaurants and nightlife as well as Lake Shore Drive, a 15 mile urban parkway of green spaces

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and beaches along the lake. A road trip would provide a fascinating and fun packed trip for any age group. Do the entire route from one end to the other or pick a particular lake area to concentrate on. With so many historic sights and national park areas, there are opportunities to appreciate all the diversity of our great country.

SOUTHERN ROAD TRIP New Orleans, on the Mississippi River, which is the “jazz capital of the world” and nicknamed the “Big Easy”. Visit the French Quarter and walk along Bourbon Street with its colorful buildings with cast iron balconies, fine Cajun restaurants, antique shops, and art galleries. Enjoy the street performers at Jackson Square in front of the famous Saint Louis Cathedral. From there, take the trolley out to the Garden District with its well preserved collection of historic homes from the 18th century. In addition, there is the New Orleans Zoo and Aquarium and be sure to visit the World War ll Museum. There is much to see and learn in New Orleans. Memphis Tennessee, which is known as the “Home of the Blues and Birthplace of Rock ‘n’ Roll” and famous for gospel, jazz, R&B, rap and soul as well. A must stop is Graceland, Elvis Presley’s mansion. In addition, there is the Rock ‘n’ Soul Museum, Blues Hall of Fame, and the Stax Museum of Soul Music. And for foodies, Memphis has a vibrant

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and diverse restaurant scene but is best known for its slow-cooked dry rib barbecue ribs, maple bacon doughnuts and local coffee roasters. Nashville, which is the capital of Tennessee, and home to Vanderbilt University. It is often referred to as Music City. Visit the Grand Ole Opry, The Country Music Hall of Fame and Museum, and Ryman Auditorium. All are well known for Country Music. Besides the live music scene, there are interesting historic neighborhoods with boutiques, restaurants, and coffee shops. For some history, visit the home of President Andrew Jackson, considered to be the best preserved of all presidential homes, or Belle Meade Plantation which was part of the Battle for Nashville during the Civil War. There are so many choices for travel - whether looking for great views, live entertainment, or cultural and historic sites, we can find it all here in the USA.

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r o f s Trend

AC C E S

S O RY

2021

After a year of staying in the house, wearing sweats and other assorted quarantine gear, it is time for a change. Many are now finally ready to dress up, even while still wearing masks and social distancing. Break out all of those accessories that piled up from months of online shopping. Nobody will judge if you overaccessorize. The new year brings changing trends in jewelry, both traditional and avant-garde. Pearls have always been in, but we are now seeing more of the freshwater variety. They have a more contemporary look. From pearl drop earrings to layered necklaces that mix

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pearls with other materials, pearls work for all occasions. There are also personalized extra-long pendant necklaces and charm bracelets. Colorful beads are always a hit, whether worn as earrings, necklaces, or bracelets. Chain link necklaces and bracelets with attached charms are also hot at the moment. And feel free to

stack rings on a couple fingers while you’re at it! A brand new trend is mismatched earrings or simply wearing one dramatic shoulder grazing earring. Of course two shoulder length earrings also work. Mixing and matching different textures is also very popular. Instead of smooth gold hoops, go for a textured pair in silver; silver has made a huge comeback. Several top designers have moved towards mini handbags recently, often on long chains. They can even be worn as a necklace. And of course, let’s not forget about diamonds. They remain at the top of the food chain. Just ask Marilyn Monroe -“Diamonds Are A Girl’s Best Friend”.

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Hair ornaments of all sizes can make a powerful fashion statement. There are a multitude of choices from traditional headbands to pearl hairpins or hair clips, barrettes, and even scrunchies. They come in a variety of fabrics from velvet to fur to leather. Most popular are headbands embellished with pearls, rhinestones or feathers. You’ll always look chic with a headband! Regardless of individual style, all can agree – now is the time to shine!

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INVESTMENTS Silva Fiduciary Advisors ......................................... 9

RECOMMENDED SERVICE DIRECTORY

LIFE INSURANCE Manning and Associates Ins Allstate Ins.................................................................... 9

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