Baltimore, MD by The 55 Guide

BALTIMORE MARYLAND | VOL. 2

INSIDE THIS ISSUE: FEATURED ARTICLES

RETIREMENT • INVESTING • VACATION

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TRAVEL • LIVING • HEALTH • DINING

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CO NTE NT S FEATURES 2 6 12 24 36 40

Philanthropy or Charity Interior Design Trends Estate Planning Local Event Guide Travel Destinations Fashion Trends

2021 SCHEDULES 18

PGA Tournaments

LPGA Tournaments

Grand Slam Tennis Tournaments - Australian

Grand Slam Tennis Tournaments - French

Grand Slam Tennis Tournaments - Wimbledon

Grand Slam Tennis Tournaments - US Open

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PHILANTHROPY OR CHARITY

According to the Dictionary, charity and philanthropy are two different things. CHARITY Charity is the voluntary giving of help, typically money, to those that are suffering or in need. It tends to address an immediate problem and is a compassionate response to a natural disaster, or a token of support for the victim of crime or violence, for example. Charity can also address immediate needs for food, shelter or medical care. It is a short term response, although one may give frequently to a particular cause.

PHILANTHROPY Philanthropy is more strategic in that it seeks to root out causes of the problem and to develop long term solutions. Striving for long term solutions to problems such as addiction, housing shortages, or hunger takes time, study, and planning. This is where charity comes in, providing direct relief for people in immediate need.

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also may offer some additional advantages. For example, a qualified charity may receive your IRA with no tax consequences since charities do not pay taxes. Appreciated assets are also beneficial as a gift to a charity, as capital gains tax can be avoided.

Both charity and philanthropy possess the same goals of addressing needs and making the world a better place but with different approaches. One deals with direct relief and the other with root causes and finding solutions. Is one better than the other? Of course not! They are just two different ways of solving problems and both are essential to the functioning of a decent society. Recently, there have been changes to the tax code regarding charitable giving. Three Acts have been passed recently - The Tax Cuts and Jobs Act of 2017 (TCJA), the Setting Every Community Up for Retirement Enhancement Act (SECURE) and the Corona Virus Aid, Relief and Economic Security Act (CARES). All have some impact on deductibility of charitable contributions. They

Another way to contribute is through a community foundation, which is a grant making public charity that is dedicated to improving lives in a particular community. Individuals, families, businesses and non-profit groups establish funds within the foundation in which they can contribute assets for charitable purposes. The foundation manages the assets and takes suggestions from those that set up the fund on how and where to distribute the resources. There are over 700 community foundations in the United States. Whether one chooses charity or philanthropy, the ultimate goal is to help the community by using personal skills and resources to make a difference.

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r o f s d Tren

INTERIOR DESIGN

2021

Due to the events of 2020, people have more interest than ever in the design of their home environment. Being at home more means lots of lifestyle adjustments and being able to use space for multiple reasons is now imperative. It also makes us more aware of our surroundings. Whether it’s more comfort for all that zoom time, a functioning home office, craft room or remote learning space, adjustments need to be made. Zoom has become an integral part of most peoples’ lives as a way to maintain businesses and family relationships which means the right space for it is needed. It might be the office, dining room or even a comfortable

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couch, but it’s recommended that the space faces a window for natural lighting. Try to avoid the bedroom. Have the camera slightly above eye level and consider the background. Bookshelves are nice as well, or a favorite painting – and the background color should complement one’s skin tone as well. If a designated office is now needed, a bedroom or extra closet can be converted with the installation of a built-in desk and shelves. The garage may be available for a craft room. In the end, it’s all about flexibility in these stay-at-home times. One simple way to make changes is thru the use of color. This year Pantone has named two colors to its yearly color of the year award - Ultimate Gray and Illuminating Yellow.

These are certainly appropriate choices for the year as they complement each other. Gray represents neutrality and balance and yellow represents the sun and sunflowers and is a happy color full of hope and positivity which is surely needed right now. It is easy to use these colors to brighten up a room without major expense. Accessories also are an easy way to add color and change an area’s vibe. New pillows, area rugs, throw blankets, or wall art will also freshen up any space. Start small and if the change is pleasing, continue on. Another easy change is adding selfadhesive removable wallpaper. It is great for a bathroom or closet and if it gets tiresome, it is easily removed.

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Living walls are a new concept for residential use. Bring nature indoors with a wall of edible or decorative plants. They contribute to improved indoor air quality and people are happier, healthier and less stressed when surrounded by plants. If not quite ready for a living wall, just adding some plants or native orchids can make a huge difference. The most important design trends for 2021 are to make one’s home environment functional and comfortable for all the activities happening there.

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DO YOU HAVE AN UP-TO-DATE

ESTATE PLAN?

The first thing to understand is that writing a will and having an estate plan are actually two different processes, even though an estate plan will include a will.

Wills Creating a will can be a fairly simple process. It will address who will take care of your children, who will take over your business, and who receives your assets and other personal property. A will requires the naming of an executor responsible for fulfilling the deceased’s wishes. Having one’s wishes defined in a will ensures privacy, helps avoid family disputes and saves money by avoiding probate and the expense of attorneys and public trustees to determine the distribution of assets which then becomes public information.

Estate Planning Estate planning is the process of designating who will manage and distribute assets after death or incapacitation. It is a more intensive process and includes a variety of documents including the last will and testament. While it may be overwhelming to contemplate, a well-designed estate plan will ensure that assets are distributed according to one’s wishes. In addition to the last will and testament, 12

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an estate plan might include a living will, a financial power of attorney, a living trust, and beneficiary designations. An estate plan can be particularly helpful in the case of multiple marriages, business ownership, specific charitable donations, or specific requests for health or property. It can also ensure wishes are carried out and that assets are distributed as designated.

Living Will A living will is a document that describes the type of care one would want if incapacitated and cannot speak for themself. This can assist the family with difficult decisions and avoid confusion. A financial power of attorney allows for a designated appointee to handle financial affairs in the event of incapacitation. They can make financial decisions in accordance with the instructions defined in the estate plan.

Living Trust A living trust is a document created during one’s life where a designated person, the trustee, is given responsibility for managing that individual’s assets for the benefit of the eventual beneficiary. It is designed to allow for the easy transfer of assets, thereby avoiding probate. A living revocable trust allows someone to be their own trustee and allows for changes in beneficiary at any time. An

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irrevocable living trust is restrictive, and beneficiaries may not be changed but there are certain beneficial tax consequences. Beneficiary designations explain who receives which assets such as an IRA, insurance policy, savings account, or other financial instruments. A well-executed estate plan can minimize gift, estate and generation skipping transfer taxes to ensure that the family receives as much of the deceased’s estate as possible. Everyone’s plan is different and requires the right team of professionals to implement. It is also important to update the plan regularly as personal circumstances, legislation, and tax laws change frequently.

This article is for informational purposes only. Please consult a professional.

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2020-2021 PGA

TOURNAMENT SCHEDULE DATES

DEC 3 - 6 DEC 3 - 6 DEC 11 - 13 JAN 7 - 10 JAN 14 - 17 JAN 21 - 24 JAN 28 - 31 FEB 4 - 7 FEB 11 - 14 FEB 18 - 21 FEB 25 - 28 FEB 25 - 28 MAR 4 - 7 MAR 11 - 14 MAR 18 - 21 MAR 24 - 28 MAR 25 - 28 APR 1 - 4 APR 8 - 11 APR 15 - 18 APR 22 - 25 18

* Schedule subject to change

TOURNAMENT

DEFENDING CHAMPION

Mayakoba Golf Classic

Brendon Todd

Hero World Challenge

Henrik Stenson

QBE Shootout

Tiburon GC, Naples, FL

Rory Sabbatini, Kevin Tway

Sentry Tournament of Champions

Justin Thomas

Sony Open in Hawaii

Cameron Smith

The American Express

Andrew Landry $1,206,000

El Camaleon GC, Playa del Carmen, MEX Albany, New Providence, BAH

Plantation Course at Kapalua, Kapalua, Maui, HI Waialae Country Club, Honolulu, HI PGA WEST (Stadium), La Quinta, CA

Farmers Insurance Open Torrey Pines (South), San Diego, CA

$1,296,000 $1,000,000

$435,000

$1,340,000 $1,188,000

Marc Leishman $1,350,000

Waste Management Phoenix Open TPC Scottsdale, Scottsdale, AZ

Webb Simpson

AT&T Pebble Beach Pro-Am

Nick Taylor

The Genesis Invitational

Adam Scott

Puerto Rico Open

Viktor Hovland

World Golf Championships-Mexico Championship

Patrick Reed

Arnold Palmer Invitational presented by Mastercard

Tyrrell Hatton

Pebble Beach Golf Links, Pebble Beach, CA The Riviera Country Club, Pacific Palisades, CA Grand Reserve Country Club, Rio Grande, PUR Club de Golf Chapultepec, Mexico City, MEX Bay Hill Club & Lodge, Orlando, FL

$1,314,000 $1,404,000 $1,674,000 $540,000

$1,820,000 $1,674,000

THE PLAYERS Championship TPC Sawgrass, Ponte Vedra Beach, FL

The Honda Classic

PGA National (Champion), Palm Beach Gardens, FL

Sungjae Im $1,260,000

World Golf Championships-Dell Technologies Match Play Austin Country Club, Austin, TX

Corales Puntacana Resort & Club Championship Corales Golf Course, Punta Cana, DOM

Valero Texas Open

TPC San Antonio (AT&T Oaks), San Antonio, TX

Masters Tournament

Augusta National Golf Club, Augusta, GA

RBC Heritage

Harbour Town Golf Links, Hilton Head, SC

Zurich Classic of New Orleans TPC Louisiana, Avondale, LA

Webb Simpson $1,278,000

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2020-2021 PGA

TOURNAMENT SCHEDULE DATES

TOURNAMENT

APR 29 MAY 2

Valspar Championship

MAY 6 - 9 MAY 13 - 16 MAY 20 - 23 MAY 27 - 30 JUN 3 - 6 JUN 10 - 13 JUN 17 - 20 JUN 24 - 27 JUL 1 - 4 JUL 8 - 11 JUL 15 - 18 JUL 15 - 18 JUL 22 - 25 JUL 29 AUG 1 AUG 5 - 8 AUG 5 - 8 AUG 12 - 15 AUG 19 - 22 AUG 26 - 29 SEP 2 - 5 20

* Schedule subject to change

DEFENDING CHAMPION

Innisbrook Resort (Copperhead), Palm Harbor, FL

Wells Fargo Championship Quail Hollow Club, Charlotte, NC

AT&T Byron Nelson

TPC Craig Ranch, McKinney, TX

PGA Championship

Collin Morikawa

Charles Schwab Challenge

Daniel Berger

The Memorial Tournament presented by Nationwide

Jon Rahm

KI Golf Rsrt. - Ocean Course, Kiawah Island, SC Colonial Country Club, Fort Worth, TX

Muirfield Village Golf Club, Dublin, OH

$1,980,000 $1,350,000 $1,674,000

RBC Canadian Open

St. George's G&CC, Toronto, ON, CAN

U.S. Open

Torrey Pines (South), San Diego, CA

Travelers Championship

Dustin Johnson

Rocket Mortgage Classic

Bryson DeChambeau

TPC River Highlands, Cromwell, CT

Detroit Golf Club, Detroit, MI

$1,332,000

$1,350,000

John Deere Classic TPC Deere Run, Silvis, IL

Barbasol Championship

Keene Trace Golf Club, Nicholasville, KY

The Open Championship

Royal St. George's GC, Sandwich, Kent, ENG

3M Open

TPC Twin Cities, Blaine, MN

Michael Thompson $1,188,000

Olympic Men's Golf Competition Kasumigaseki Country Club, Saitama, JPN

Barracuda Championship

Richy Werenski

World Golf Championships-FedEx St. Jude Invitational

Justin Thomas

Wyndham Championship

Jim Herman

THE NORTHERN TRUST

Dustin Johnson

BMW Championship

Jon Rahm

Tahoe Mt. Club (Old Greenwood), Truckee, CA TPC Southwind, Memphis, TN

Sedgefield Country Club, Greensboro, NC Liberty National Golf Club, Jersey City, NJ Caves Valley Golf Club, Owings Mills, MD

TOUR Championship

East Lake Golf Club, Atlanta, GA

$630,000

$1,820,000 $1,152,000

$1,710,000 $1,710,000

Dustin Johnson

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2021 LPGA

TOURNAMENT SCHEDULE DATES

TOURNAMENT Diamond Resorts Tournament of Champions JAN 21-24 Four Seasons Orlando - Lake Buena Vista, FL FEB 25-28 Gainbridge Championship Drive On Championship at Golden Ocala pres. by MAR 4-7 JTBC Golden Ocala Golf and Equestrian Club - Ocala, FL Kia Classic MAR 25-28 Aviara Golf Club - Carlsbad, CA ANA Inspiration APR 1-4 Mission Hills Country Club - Rancho Mirage, CA LOTTE Championship APR 14-17 Ko Olina Golf Club - Kapolei, HI Hugel-Air Premia LA Open APR 22-25 Wilshire Country Club - Los Angeles, CA HSBC Women's World Championship APR 29-MAY2 Sentosa Golf Club (Serapong Course) - Singapore, Singapore Honda LPGA Thailand MAY6-9 Siam Country Club Pattaya Old Course - Pattaya City, Thailand Blue Bay LPGA MAY13-16 Jian Lake Blue Bay Golf Course - Hainan Island, China Pure Silk Championship MAY20-23 Kingsmill Resort Golf Course - Williamsburg, VA MAY26-30 Match Play Event TBD U.S. Women's Open JUN 3-6 Olympic Club (Lake Course) - San Francisco, CA LPGA MEDIHEAL Championship JUN 10-13 Lake Merced Golf Club - San Francisco, CA Meijer LPGA Classic JUN 17-20 Blythefield Country Club - Belmont, MI KPMG Women's PGA Championship JUN 24-27 Atlanta Athletic Club, The Highlands Course - Johns Creek, GA Volunteers of America Classic JUL1-4 Old American Golf Course - The Colony, TX Marathon LPGA Classic presented by Dana JUL8-11 Highland Meadows GC - Sylvania, OH Dow Great Lakes Bay Invitational JUL14-17 Midland CC (MI) - Midland, MI The Evian Championship JUL22-25 Evian Resort Golf Club - Évian-les-Bains, France

* Schedule subject to change

PURSE

DEFENDING CHAMPION

$1,200,000

Gaby Lopez

$2,000,000 $1,500,000

Danielle Kang

$1,800,000 $3,100,000

Mirim Lee

$2,000,000 $1,500,000 $1,600,000

$1,600,000 $2,100,000 $1,300,000 $1,500,000 $5,500,000

A Lim Kim

$1,800,000 $2,300,000 $4,300,000

Sei Young Kim

$1,500,000

Angela Stanford

$2,000,000

Danielle Kang

$2,300,000 $4,100,000

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2021 LPGA

TOURNAMENT SCHEDULE DATES JUL29-AUG 1 AUG 12-15 AUG 19-22 AUG 26-29 SEP 4-6 SEP 16-19 SEP 24-26 OCT1-3 OCT7-10 OCT14-17 OCT21-24 OCT28-31 NOV4-7 NOV11-14 NOV18-21

TOURNAMENT Event TBD Ladies Scottish Open AIG Women's Open Carnoustie Golf Links - Carnoustie, Scotland CP Women's Open Shaughnessy G&CC - Vancouver, BC Solheim Cup Inverness Club - Toledo, OH Cambia Portland Classic Columbia Edgewater Country Club - Portland, OR Walmart NW Arkansas Championship pres. by P&G Pinnacle Country Club - Rogers, AR ShopRite LPGA Classic pres. by Acer Seaview Hotel and Golf Club - Galloway, NJ Founders Cup Mountain Ridge C.C. - West Caldwell, NJ Buick LPGA Shanghai Qizhong Garden Golf Club - Shanghai, China BMW Ladies Championship LPGA International Busan - Busan, South Korea Taiwan Swinging Skirts LPGA Miramar Golf Country Club - Taipei, Taiwan TOTO Japan Classic Seta Golf Course - Shiga, Japan Pelican Women's Championship Pelican G.C. - Belleair, FL CME Group Tour Championship Tiburon Golf Club - Naples, FL

* Schedule subject to change

PURSE

DEFENDING CHAMPION

$1,100,000 $1,500,000

Stacy Lewis

$4,500,000

Sophia Popov

$2,350,000

$1,400,000

Georgia Hall

$2,300,000

Austin Ernst

$1,750,000

Melissa Reid

$1,500,000 $2,100,000 $2,000,000 $2,200,000 $2,000,000 $1,750,000

Sei Young Kim

$5,000,000

LOCAL EVENTS GUIDE

BALTIMORE PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.

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DECEMBER

DEC 3 - 12 | NICK OF TIME This moving holiday musical is written and directed by local talent Jim Morgan. Showcasing a small town Christmas, Nick of Time celebrates the enduring spirit of Christmas, the love of family and the magic of the holidays. For more info visit: https://bit.ly/3fqe8B0 DEC 14 - 19 | TOOTSIE When obsessive perfectionist Michael is fired from a Broadway gig due to his proclivities, he decides that change is necessary - even if it means his gender. Taking to drag to pass himself off as the glamorous ‘Dorothy’, he soon lands a new job. But watch out Broadway, makeup and clothes are no match for this ego!For more info visit: https://bit. ly/2QPlNi7

JANUARY

JAN 18 - 23 | THE PROM Grab your corsages and start planning your prom-posals because the Tony-nominated Broadway hit The Prom is heading out on its first 24

national tour! With uplifting and extremely amusing with show-stopping dance numbers, this musical is about acceptance and being the star you were born to be! For more info visit: https://bit.ly/31w9EAx

FEBRUARY

FEB 26 | MARDI GRAS We’re turning Baltimore into Bourbon Street for the biggest Mardi Gras celebration and party! It’s an incredible day of green, purple, and gold New Orleans style fun! For more info visit: https://bit.ly/3fmY1En

MARCH

March 15 - 20 | DEAR EVAN HANSEN This darkly comic musical is touring across the country. The sixtime Tony-winning, poignant and thought-provoking production has received rave reviews from critics for its unexpectedly touching portrayal of misunderstood youth, young love and the search for acceptance. For more info visit: https://bit.ly/39qjTL5 (. . .continued on page 24)

LOCAL EVENTS GUIDE

APRIL

APRIL 16 | IRISH TRAD FEST Some of the world’s finest traditional Irish musicians will gather in Baltimore to teach workshops, perform and lead sessions. We work hard bringing in and hiring some of the best Irish traditional performers and teachers for your entertainment. Spend this day learning and enjoying Irish Culture! For more info visit: https://bit.ly/2QAnUpU APRIL 17 | SPRING ARTS & CRAFTS Venders from all over join together to show off their wares. Enjoy a full day of arts and crafts with your family! For more info visit: https://bit.ly/2NQAdNF

MAY

MAY 16 | ARBUTUS ARTS FESTIVAL There’s something for everyone at the Arbutus Arts Festival. Whether you’re in the mood to browse handmade arts & crafts, savor delicious food and drink, listen to great local music, or just relax in the beer garden, you can do it all at the Baltimore area’s premier one-day arts & 26

crafts show. Mark the day on your calendar now! For more info visit: arbutusartsfestival.com MAY 19 - 27 | FILM FESTIVAL Every spring, the Maryland Film Festival takes place in Baltimore, Maryland presenting over 100 international films and videos of various genres with the focus on independent films and art-house. The festival provides a fantastic opportunity to meet with the creators of movies and famous actors. So grab your popcorn and enjoy the show. For more info visit: mdfilmfest.com MAY 22 | MAC & CHEESE FESTIVAL Top chefs, food trucks, and food vendors serving up the world’s most amazing and cheesiest dish - America’s own mac and cheese! More than just a food festival, we’ll also have an amazing selection of craft beers, wine, bourbon, and whiskey. For more info visit: https://bit.ly/3slgpAX

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LOCAL EVENTS GUIDE

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JUNE

JUNE 4 - 6 | CAPITAL JAZZ FEST Capital Jazz Fest is a musical culture and art fiesta that is held every year at the start of June. Local and tourists reach the town to enjoy quality music shows and lots of surprises. The festival is not about concerts alone but it is an event that brings together jazz and soul lovers who reach the place from all over the US. They come to enjoy quality music, good food and drinks, parties and festive atmosphere. For more info visit: https://bit.ly/3rnUdoL JUNE 5 | STRAWBERRY FESTIVAL We know you can’t wait to see this special day at the Benson-Hammond House come back. We’ve all been craving that sweet strawberry shortcake and luscious strawberry wine and we plan to bring it all in full this year. Come on down and enjoy these strawberry delights! For more info visit: aachs.org

JULY

JULY 17 | ARTSCAPE Featuring over 150 artists, Artscape Festival has something for every28

one, whether it is visual art exhibits, outdoor sculptures, craftspeople making wares of all types, or even art cars. Artscape Festival also features a full schedule of performing arts events including theatre, dance, childrens entertainers and the Baltimore Symphony Orchestra. An expansive, international menu of food and beverages will also be available to festival goers. For more info visit: artscape.org JULY 30 - 31 | BALLOON FESTIVAL Chesapeake Bay Balloon Festival is held every summer at Triple Creek Vineyards. The three-day event in the picturesque Talbot County features over 20 hot air balloons, over 75 crafts and art vendors as well as over 20 food vendors that offer a wide array of meals from TexMex to ice cream. Triple Creek wines are also available. Live entertainment includes numerous bands and DJs. For more info visit: chesapeakebayballoonfestival.com

LOCAL EVENTS GUIDE

AUGUST

AUG 7 | CRAB, WINE & BEER FEST The Festival is an all you care to taste extravaganza complete with over 50,000 crabs, lots of beer, arts & crafts, live music, family fun and so much more. All of your favorite craft beers and some great wines will be served to highlight the summer afternoon on-hand. Lots of summertime fun for the whole family! For more info visit: https://bit.ly/3tRXPRk AUG 7 | FOOD & WINE FESTIVAL Experience The Revolution. Don’t Let Wine Drinking Be Intimidating, let us introduce you to new drinks and cocktails that are soon to become your favorites. The Annual

Baltimore Wine & Food Festival offers fun, food & spirits in a day-drinking party that will have you bubbling as much as the champagne. For more info visit: https://bit.ly/3vWEv7p AUG 21 | TACOS N’ TAPS The Tacos N Taps Festival will take you south of the border for some foodie fun! This all you can taste beer and tequila festival offers up some of Baltimore’s Best Tacos and Mexican Food, along with great live music, margaritas, contests and many other surprises. This is nacho average taco festival! For more info visit: https://bit.ly/3w9Jzpi

LOCAL EVENTS GUIDE

SEPTEMBER

SEPT 12 | SEAFOOD FESTIVAL Baltimore Seafood Fest showcases products like signature seafood dishes such as crab cakes, crab soup, shrimp salad, local oysters and many more. It seems fitting to host a waterfront festival showcasing some of Baltimore’s favorite restaurants serving their signature seafood dishes! Toss in refreshing drinks, live music, cooking demos, games, face painting and more! For more info visit: https://bit.ly/2P2D7Q5

OCTOBER

OCT 16 - 17 | TACO, BEER, & TEQUILA FESTIVAL The region’s best taquerias and taco trucks come together to showcase the best tacos in the area. Come on down for this weekend of great food and drinks! For more info visit: https://bit.ly/3lLdpve OCT 29 - 30 | BEER, BOURBON, & BBQ FESTIVAL Baltimore’s Favorite BBQ Festival is Back and Better than Ever! Get ready to enjoy all those pleasures to 30

live by – Beer, Bourbon, Barbecue, Boots, Bacon, Biscuits, Bluegrass, and Smoked Beasts! It’s two great days of beer sippin’, bourbon tastin’, music listenin’, cigar smokin’, and barbecue eatin’. For more info visit: https://bit.ly/3lO5fm7

NOVEMBER

NOV 6 - 7 | WING & CHICKEN FEST The Baltimore Wing & Chicken Festival will feature a variety of mouthwatering delectables. Get ready for a variety of dishes & features with over 60+ styles of wings along with traditional & unique chicken inspired dishes! Vendors from throughout the city will be in attendance to showcase their chicken masterpieces! For more info visit: https://bit.ly/2P2QNuq NOV 28 | BRUNCH FESTIVAL The biggest Brunch Festival is coming to Baltimore, featuring mimosas, Bloody Marys, margaritas, and brunch food galore. Bring all your friends for a great experience! For more info visit: https://bit.ly/2PaNykx

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2021 GRAND SLAM

TOURNAMENT SCHEDULE Date

Session

Wed - Fri 1/13-15

Rod Laver

Margaret Court

Outside Courts

11:00am

10:00am

Sat / Sun 1/16-17 Mon 1/18

Tue 1/19

Wed 1/20

Thu 1/21

Fri 1/22

Sat 1/23

Sun 1/24

Mon 1/25

Tue 1/26

Wed 1/27

Featured Matches Qualifying Rounds

NO PLAY Day

11:00am

Night

7:00pm

–

Day

11:00am

Night

7:00pm

–

Day

11:00am

11:00am –

Night

7:00pm

–

Day

11:00am

Night

7:00pm

–

Day

11:00am

Night

7:00pm

–

Day

11:00am

Night

7:00pm

–

Day

11:00am

Night

7:00pm

–

Day

11:00am

Night

7:00pm

–

Day

11:00am

Night

7:00pm

–

1st round

2nd round

3rd round

4th round

Quarterfinals

Day

11:00am

Night

7:00pm

–

Thu 1/28

Day

11:00am

Night

7:00pm

–

1st Men’s Semifinals

Fri 1/29

Twilight

3:00pm

4:00 pm

3:00pm

2nd Men’s Semifinals

–

Twilight

11:00am

7:30pm

11:15am

–

Twilight

2:00pm

4:00pm

no play

–

Sat 1/30

Sun 1/31

* Schedule subject to change

Quarterfinals

Women’s Semifinals

Women’s Finals

Men’s Finals

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2021 GRAND SLAM

TOURNAMENT SCHEDULE DATE

PLAY START

SESSION

SUN - MAY 23

Day - 11:00 AM

1st Round

MON - MAY 24

Day - 11:00 AM

1st Round

MON - MAY 24

Evening - 9:00 PM

1st Round

TUE - MAY 25

Day - 11:00 AM

1st Round

TUE - MAY 25

Evening - 9:00 PM

1st Round

WED - MAY 26

Day - 11:00 AM

2nd Round

WED - MAY 26

Evening - 9:00 PM

2nd Round

THU - MAY 27

Day - 11:00 AM

2nd Round

THU - MAY 27

Evening - 9:00 PM

2nd Round

FRI - MAY 28

Day - 11:00 AM

3rd Round

FRI - MAY 28

Evening - 9:00 PM

3rd Round

SAT - MAY 29

Day - 11:00 AM

3rd Round

SAT - MAY 29

Evening - 9:00 PM

3rd Round

SUN - MAY 30

Day - 11:00 AM

4th Round

SUN - MAY 30

Evening - 9:00 PM

4th Round

MON - MAY 31

Day - 11:00 AM

4th Round

MON - MAY 31

Evening - 9:00 PM

4th Round

* Schedule subject to change

TUE - JUNE 1

Day - 12:00 PM

Quarterfinals

TUE - JUNE 1

Evening - 5:00 PM

Quarterfinals

WED - JUNE 2

Day - 12:00 PM

Quarterfinals

WED - JUNE 2

Evening - 9:00 PM

Quarterfinals

THU - JUNE 3

Day - 2:00 PM

Semifinals

FRI - JUNE 4

Day - 3:00 PM

Semifinals

SAT - JUNE 5

Day - 3:00 PM

Women's Singles Final, Men's Doubles Final

SUN - JUNE 6

Day - 3:00 PM

Men's Singles Final

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2021 GRAND SLAM

TOURNAMENT SCHEDULE

* Schedule subject to change

PLEASE NOTE: The Main Board of the All England Club (AELTC) and the Committee of Management of The Championships have decided to cancel the 2020 Wimbledon Championships due to COVID-19 and a concern for public health. The 2021 Wimbledon Championships will take place from June 28 – July 11, 2021. DATE

PLAY START

SESSION

Mon Jun 28

11:00 AM

First Round

Tues Jun 29

11:00 AM

First Round

Wed Jun 30

11:00 AM

Second Round

Thu Jul 1

11:00 AM

Second Round

Fri Jul 2

11:00 AM

Third Round

Sat Jul 3

11:00 AM

Third Round

Sun Jul 4

–

Mon Jul 5

11:00 AM

Round of 16

Tue Jul 6

11:00 AM

Womens Quarterfinals

Wed Jul 7

11:00 AM

Mens Quarterfinals

Thu Jul 8

11:00 AM

Womens Semifinals

Fri Jul 9

11:00 AM

Mens Semifinals

Sat Jul 10

11:00 AM

Womens Finals

Sun Jul 11

11:00 AM

Mens Finals

No Play

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2021 GRAND SLAM

TOURNAMENT SCHEDULE SESSION

DATE

SCHEDULE

PLAY START

* Schedule subject to change ** Start Times Listed in EST

MATCHES

Sun 30 Aug

Day

11.00am

Men’s / Women’s 1st Round

Sun 30 Aug

Night

7.00pm

Men’s / Women’s 1st Round

Mon 31 Aug

Day

11.00am

Men’s / Women’s 1st Round

Mon 31 Aug

Night

7.00pm

Men’s / Women’s 1st Round

Tue 1 Sep

Day

11.00am

Men’s / Women’s 2nd Round

Tue 1 Sep

Night

7.00pm

Men’s / Women’s 2nd Round

Wed 2 Sep

Day

11.00am

Men’s / Women’s 2nd Round

Wed 2 Sep

Night

7.00pm

Men’s / Women’s 2nd Round

Thu 3 Sep

Day

11.00am

Men’s / Women’s 3rd Round

Thu 3 Sep

Night

7.00pm

Men’s / Women’s 3rd Round

Fri 4 Sep

Day

11.00am

Men’s / Women’s 3rd Round

Fri 4 Sep

Night

7.00pm

Men’s / Women’s 3rd Round

Sat 5 Sep

Day

11.00am

Men’s / Women’s Round of 16

Sat 5 Sep

Night

7.00pm

Men’s / Women’s Round of 16

Sun 6 Sep

Day

11.00am

Men’s / Women’s Round of 16

Sun 6 Sep

Night

7.00pm

Men’s / Women’s Round of 16

Mon 7 Sep

Day

11.00am

Men’s / Women’s Quarterfinals

Mon 7 Sep

Night

7.00pm

Men’s / Women’s Quarterfinals

Tue 8 Sep

Day

11.00am

Men’s / Women’s Quarterfinals

Tue 8 Sep

Night

7.00pm

Men’s / Women’s Quarterfinals

Wed 9 Sep

Night

7.00pm

Women’s Semifinals

Thu 10 Sep

Day

12.00pm

Mixed Doubles Final / Men’s Semifinals

Fri 11 Sep

Day

12.00pm

Men’s Doubles Final / Women’s Final

Sat 12 Sep

Day

1.00pm

Women’s Doubles Final / Men’s Final

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TRENDING LOCATIONS TO VISIT THIS YEAR

TRAVEL IN 2021

2021 may be the time to “see the USA”, as international air travel will be determined by individual countries’ rules and re-openings. One can avoid airports and air travel by simply hitting the road. Vans and recreational vehicles have achieved widespread use in the last year and there is no shortage of great domestic destinations. See the Great Lakes Region in the north or explore the music cities of New Orleans, Memphis and Nashville in the south!

NORTHERN ROAD TRIP The Great Lakes area is an excellent place to start. From east to west, these lakes (Ontario, Erie, Huron, Michigan and Superior) span the states of New York, Pennsylvania, Ohio, Michigan, Indiana, Illinois, Wisconsin and Minnesota. The Great Lakes are the five largest interconnected lakes in the US and contain the largest freshwater supply in the

world supplying water to more than 40 million people. Unique to these lakes are rolling waves, strong currents, miles of sandy and rocky beaches and distant horizons. Attractions include great beaches, Niagara Falls, wildlife areas, charming small towns, large cities and many National parks. And for sports fans, there are magnificent stadiums and arenas for all major sports

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leagues as well as for the Big Ten universities. Lake Erie, in New York is known for its reputed Loc-Ness-like sea monster which has reportedly been seen many times over the years. The US side of Niagara Falls is not to be missed either with breathtaking waterfalls and rapids. Michigan, which touches four of the five Great Lakes and possesses the longest fresh water coastline in the world, is host to Sleeping Bear Dunes National Lakeshore on Lake Michigan’s western shore. It is home to the largest freshwater sand dunes in the world. The tallest sand dune

at Sleeping Bear stands at 450 feet above the shore. In addition to sand dunes, Lake Michigan has a “Bermuda Triangle” where many strange occurrences have been reported: unexplained ship disappearances and missing planes as well as a Stonehengelike rock formation underwater near Traverse City. With some luck, one might even see a few black bears. Chicago, which is located on the shore of Lake Michigan, has it all - a big city with museums, restaurants and nightlife as well as Lake Shore Drive, a 15 mile urban parkway of green spaces and beaches along the lake. A road trip would provide a 37

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fascinating and fun packed trip for any age group. Do the entire route from one end to the other or pick a particular lake area to concentrate on. With so many historic sights and national park areas, there are opportunities to appreciate all the diversity of our great country.

SOUTHERN ROAD TRIP New Orleans, on the Mississippi River, which is the “jazz capital of the world” and nicknamed the “Big Easy”. Visit the French Quarter and walk along Bourbon Street with its colorful buildings with cast iron balconies, fine Cajun restaurants, antique shops, and art galleries. Enjoy the street performers at Jackson Square in front of the famous Saint Louis Cathedral. From there, take the trolley out to the Garden District with its well preserved collection of historic homes from the 18th century. In addition, there is the New Orleans Zoo and Aquarium and be sure to visit the World War ll Museum. There is much to see and learn in New Orleans. Memphis Tennessee, which is known as the “Home of the Blues and Birthplace of Rock ‘n’ Roll” and famous for gospel, jazz, R&B, rap and soul as well. A must stop is Graceland, Elvis Presley’s mansion. In addition, there is the Rock ‘n’ Soul Museum, Blues Hall of Fame, and the Stax Museum of Soul Music. And for foodies, Memphis has a vibrant and diverse restaurant scene but

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is best known for its slow-cooked dry rib barbecue ribs, maple bacon doughnuts and local coffee roasters. Nashville, which is the capital of Tennessee, and home to Vanderbilt University. It is often referred to as Music City. Visit the Grand Ole Opry, The Country Music Hall of Fame and Museum, and Ryman Auditorium. All are well known for Country Music. Besides the live music scene, there are interesting historic neighborhoods with boutiques, restaurants, and coffee shops. For some history, visit the home of President Andrew Jackson, considered to be the best preserved of all presidential homes, or Belle Meade Plantation which was part of the Battle for Nashville during the Civil War. There are so many choices for travel - whether looking for great views, live entertainment, or cultural and historic sites, we can find it all here in the USA.

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r o f s Trend

AC C E S

S O RY

2021

After a year of staying in the house, wearing sweats and other assorted quarantine gear, it is time for a change. Many are now finally ready to dress up, even while still wearing masks and social distancing. Break out all of those accessories that piled up from months of online shopping. Nobody will judge if you overaccessorize. The new year brings changing trends in jewelry, both traditional and avant-garde. Pearls have always been in, but we are now seeing more of the freshwater variety. They have a more contemporary look. From pearl drop earrings to layered necklaces that mix

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pearls with other materials, pearls work for all occasions. There are also personalized extra-long pendant necklaces and charm bracelets. Colorful beads are always a hit, whether worn as earrings, necklaces, or bracelets. Chain link necklaces and bracelets with attached charms are also hot at the moment. And feel free to

stack rings on a couple fingers while you’re at it! A brand new trend is mismatched earrings or simply wearing one dramatic shoulder grazing earring. Of course two shoulder length earrings also work. Mixing and matching different textures is also very popular. Instead of smooth gold hoops, go for a textured pair in silver; silver has made a huge comeback. Several top designers have moved towards mini handbags recently, often on long chains. They can even be worn as a necklace. And of course, let’s not forget about diamonds. They remain at the top of the food chain. Just ask Marilyn Monroe -“Diamonds Are A Girl’s Best Friend”. Hair ornaments of all sizes

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can make a powerful fashion statement. There are a multitude of choices from traditional headbands to pearl hairpins or hair clips, barrettes, and even scrunchies. They come in a variety of fabrics from velvet to fur to leather. Most popular are headbands embellished with pearls, rhinestones or feathers. You’ll always look chic with a headband! Regardless of individual style, all can agree – now is the time to shine!

This is how you say it’s going to be okay. Every 8 minutes the American Red Cross responds to a disaster and makes this promise. You can help us keep it.

Donate today at redcross.org

RECOMMENDED SERVICE DIRECTORY

AUTO DEALERSHIP Jerry’s Toyota.............................................................. 9 BATHROOMS Long Baths ..................................................................13 BUSINESS LAW Law Office of D. Kathleen Rus .................................... Front Cover, 1 CAR DEALERSHIP Jerry’s Toyota.............................................................. 9 CERTIFIED FINANCIAL PLANNER Integrated Financial Solutions Inc.....................15 CONTRACTOR P.G. Builders Inc ........................................................31 CRUISES Casey Coven - Cruise Planners...........................19 Claire Hodgkin - Cruise Planners .......................19 DEMENTIA CARE Lean on Dee - Senior Care Advocates ............31 DOORS Long Baths ..................................................................13

ESTATE PLANNING LAW Law Office of D. Kathleen Rus .................................... Front Cover, 1 Lewicky, O’Connor, Hunt & Meiser ...................25 ESTATE PLANNING Capital Financial Benefit Solutions LLC ..........31 FINANCIAL PLANNING Integrated Financial Solutions Inc.....................15 Stark Strategic Capital Management Inc ......25 HOME REMODELING P.G. Builders Inc ........................................................31 INDEPENDENT LIVING COMMUNITY Residences at Vantage Point ...............................11 INSURANCE Stark Strategic Capital Management Inc ......25 MORTGAGES Chris Sitig - First Home Mortgage ....................21 NON PROFIT American Red Cross ..............................................43

RECOMMENDED SERVICE DIRECTORY

PHYSICAL THERAPY Pivot Physical Therapy .............................................3

SENIOR LIVING Erickson Living ..........................................................17

PROBATE Lewicky, O’Connor, Hunt & Meiser ...................25

SENIOR LOAN OFFICER Chris Sitig - First Home Mortgage ....................21

PROPERTY MANAGEMENT Howard Property Management ...........................5

TAX PLANNING Financial Council Incorporated.............................7

REAL ESTATE Bernard Janoson - Louise Costello Team .....27 The Dixon/ Kluge Group of Long & Foster.............................................Back Cover Karol Hess - Cummings and Co Realtors .......19

TRANSPORTATION Woodlawn Motor Coach ......................................29

RETIREMENT COMMNITY Erickson Living ..........................................................17 Residences at Vantage Point ...............................11

TRAVEL Casey Coven - Cruise Planners...........................19 Claire Hodgkin - Cruise Planners .......................19 WEALTH MANAGEMENT Financial Council Incorporated.............................7 Integrated Financial Solutions Inc.....................15

RETIREMENT PLANNING Capital Financial Benefit Solutions LLC ..........31 Financial Council Incorporated.............................7

WILLS & TRUST Lewicky, O’Connor, Hunt & Meiser ...................25

ROOFER P.G. Builders Inc ........................................................31

WINDOWS Long Baths ..................................................................13

SENIOR CARE Lean on Dee - Senior Care Advocates ............31

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Interior Design Trends

Local Event Guide

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