Charlotte NC by The 55 Guide

CHARLOTTE NORTH CAROLINIA | VOL. 3

INSIDE THIS ISSUE: FEATURED ARTICLES

RETIREMENT • INVESTING • VACATION

RECOMMENDED SERVICE DIRECTORY

TRAVEL • LIVING • HEALTH • DINING

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CO NTE NT S FEATURES 4

Philanthropy or Charity

Interior Design Trends

Estate Planning

20 Local Event Guide 34 Travel Destinations

38 Fashion Trends 41

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CO NTE NT S 2021 SCHEDULES 28

PGA Tournaments

LPGA Tournaments

Grand Slam Tennis Tournaments - Australian

Grand Slam Tennis Tournaments - French

Grand Slam Tennis Tournaments - Wimbledon

Grand Slam Tennis Tournaments - US Open

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PHILANTHROPY OR CHARITY

According to the Dictionary, charity and philanthropy are two different things. CHARITY Charity is the voluntary giving of help, typically money, to those that are suffering or in need. It tends to address an immediate problem and is a compassionate response to a natural disaster, or a token of support for the victim of crime or violence, for example. Charity can also address immediate needs for food, shelter or medical care. It is a short term response, although one may give frequently to a particular cause.

PHILANTHROPY Philanthropy is more strategic in that it seeks to root out causes of the problem and to develop long term solutions. Striving for long term solutions to problems such as addiction, housing shortages, or hunger takes time, study, and planning. This is where charity comes in, providing direct relief for people in immediate need.

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also may offer some additional advantages. For example, a qualified charity may receive your IRA with no tax consequences since charities do not pay taxes. Appreciated assets are also beneficial as a gift to a charity, as capital gains tax can be avoided.

Both charity and philanthropy possess the same goals of addressing needs and making the world a better place but with different approaches. One deals with direct relief and the other with root causes and finding solutions. Is one better than the other? Of course not! They are just two different ways of solving problems and both are essential to the functioning of a decent society. Recently, there have been changes to the tax code regarding charitable giving. Three Acts have been passed recently - The Tax Cuts and Jobs Act of 2017 (TCJA), the Setting Every Community Up for Retirement Enhancement Act (SECURE) and the Corona Virus Aid, Relief and Economic Security Act (CARES). All have some impact on deductibility of charitable contributions. They

Another way to contribute is through a community foundation, which is a grant making public charity that is dedicated to improving lives in a particular community. Individuals, families, businesses and non-profit groups establish funds within the foundation in which they can contribute assets for charitable purposes. The foundation manages the assets and takes suggestions from those that set up the fund on how and where to distribute the resources. There are over 700 community foundations in the United States. Whether one chooses charity or philanthropy, the ultimate goal is to help the community by using personal skills and resources to make a difference.

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r o f s d Tren

INTERIOR DESIGN

2021

Due to the events of 2020, people have more interest than ever in the design of their home environment. Being at home more means lots of lifestyle adjustments and being able to use space for multiple reasons is now imperative. It also makes us more aware of our surroundings. Whether it’s more comfort for all that zoom time, a functioning home office, craft room or remote learning space, adjustments need to be made. Zoom has become an integral part of most peoples’ lives as a way to maintain businesses and family relationships which means the right space for it is needed. It might be the office, dining room or even a comfortable (. . .continued on page 12) 10

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couch, but it’s recommended that the space faces a window for natural lighting. Try to avoid the bedroom. Have the camera slightly above eye level and consider the background. Bookshelves are nice as well, or a favorite painting – and the background color should complement one’s skin tone as well. If a designated office is now needed, a bedroom or extra closet can be converted with the installation of a built-in desk and shelves. The garage may be available for a craft room. In the end, it’s all about flexibility in these stay-at-home times. One simple way to make changes is thru the use of color. This year Pantone has named two colors to its yearly color

of the year award - Ultimate Gray and Illuminating Yellow. These are certainly appropriate choices for the year as they complement each other. Gray represents neutrality and balance and yellow represents the sun and sunflowers and is a happy color full of hope and positivity which is surely needed right now. It is easy to use these colors to brighten up a room without major expense. Accessories also are an easy way to add color and change an area’s vibe. New pillows, area rugs, throw blankets, or wall art will also freshen up any space. Start small and if the change is pleasing, continue on. Another easy change is adding selfadhesive removable wallpaper. (. . .continued on page 14)

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It is great for a bathroom or closet and if it gets tiresome, it is easily removed. Living walls are a new concept for residential use. Bring nature indoors with a wall of edible or decorative plants. They contribute to improved indoor air quality and people are happier, healthier and less stressed when surrounded by plants. If not quite ready for a living wall, just adding some plants or native orchids can make a huge difference. The most important design trends for 2021 are to make one’s home environment functional and comfortable for all the activities happening there.

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DO YOU HAVE AN UP-TO-DATE

ESTATE PLAN?

The first thing to understand is that writing a will and having an estate plan are actually two different processes, even though an estate plan will include a will.

Wills Creating a will can be a fairly simple process. It will address who will take care of your children, who will take over your business, and who receives your assets and other personal property. A will requires the naming of an executor responsible for fulfilling the deceased’s wishes. Having one’s wishes defined in a will ensures privacy, helps avoid family disputes and saves money by avoiding probate and the expense of attorneys and public trustees to determine the distribution of assets which then becomes public information.

Estate Planning Estate planning is the process of designating who will manage and distribute assets after death or incapacitation. It is a more intensive process and includes a variety of documents including the last will and testament. While it may be overwhelming to contemplate, a (. . .continued on page 18) 16

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well-designed estate plan will ensure that assets are distributed according to one’s wishes. In addition to the last will and testament, an estate plan might include a living will, a financial power of attorney, a living trust, and beneficiary designations. An estate plan can be particularly helpful in the case of multiple marriages, business ownership, specific charitable donations, or specific requests for health or property. It can also ensure wishes are carried out and that assets are distributed as designated.

Living Will A living will is a document that describes the type of care one would want if incapacitated and cannot speak for themself. This can assist the family with difficult decisions and avoid confusion. A financial power of attorney allows for a designated appointee to handle financial affairs in the event of incapacitation. They can make financial decisions in accordance with the instructions defined in the estate plan.

Living Trust A living trust is a document created during one’s life where a designated person, the trustee, is given responsibility for managing

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that individual’s assets for the benefit of the eventual beneficiary. It is designed to allow for the easy transfer of assets, thereby avoiding probate. A living revocable trust allows someone to be their own trustee and allows for changes in beneficiary at any time. An irrevocable living trust is restrictive, and beneficiaries may not be changed but there are certain beneficial tax consequences. Beneficiary designations explain who receives which assets such as an IRA, insurance policy, savings account, or other financial instruments. A well-executed estate plan can minimize gift, estate and generation skipping transfer taxes to ensure that the family receives as much of the deceased’s estate as possible. Everyone’s plan is different and requires the right team of professionals to implement. It is also important to update the plan regularly as personal circumstances, legislation, and tax laws change frequently. This article is for informational purposes only. Please consult a professional.

LOCAL EVENTS GUIDE

CHARLOTTE PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.

JULY

JULY 1 - 11 | CHARLOTTE FAIR This is a major annual event offering family-friendly entertainment, rides, food & games. Something new is happening every day at the Queen Charlotte Fair! For more info visit: queencharlottefair.com

AUGUST

AUG 8 | MIMOSA FESTIVAL Charlotte’s first and only festival focuses solely on everyone’s favorite brunch cocktail, the mimosa! For more info visit: https://bit.ly/3i0VGyx AUG 13 - 14 | SHRIMP FESTIVAL The Shrimp Festival is loaded with non-stop good eating. We will have a variety of food, drink and snacks sure to please everyone. Come on down and enjoy plates full of fresh fried or boiled shrimp with Slaw, Fries and Hush Puppies! For more info visit: sneadsferryshrimpfestival.org

AUG 14 | CUBAN FESTIVAL Over the last ten years, thousands of Charlotteans have enjoyed coming to eat, dance and celebrate at this lively event. Featuring live music performances, fun kids’ activities, arts and crafts and delicious Cuban cuisine, the Annual Charlotte Cuban Festival promises to be an unforgettable celebration of Cuba’s rich culture and traditions! For more info visit: https://bit.ly/3wxnlwd

SEPTEMBER

SEPT 1 - 31 | WICKED Wicked, the Broadway sensation, looks at what happened in the Land of Oz…but from a different angle. Long before Dorothy arrives, there is another young woman, born with emerald-green skin — smart, fiery, misunderstood, and possessing an extraordinary talent. An original musical that will make you laugh, cry, and think. For more info visit: https://bit.ly/3kVY1va

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LOCAL EVENTS GUIDE

(. . .continued from 20) Sept 10 - 18 | County Fair It’s that time of year again, our time for the fall county fair. Come on over and experience rides, food, entertainment, friendly competitions, a petting zoo and fun for the whole family! For more info visit: cabarruscountyfair.com SEPT 14 | MULTI-CULTURAL FEST We invite you to discover different cultures through arts, music, fashion, dance, and food. Connect. Share. Embrace.For more info visit: https://bit.ly/34kwApl

OCTOBER

OCT 1 - 3 | TASTE OF CHARLOTTE Taste of Charlotte is a three-day food festival in Charlotte, NC. It features over 100 samples from area restaurants and various performances and activities that will surely delight the festival-goers. Explore all of the great food Charlotte has to offer! For more info visit: tasteofcharlotte.com

OCT 15 - 17 | BALLOONFEST Bring your cameras, lawn chairs, and blankets to experience a family-friendly festival featuring more than 50 hot air balloons, live music, food, wine and craft beer, kids’ zone, and artisan marketplace. For more info visit: carolinaballoonfest.com

NOVEMBER

Nov 13 | Pizza Festival The Nation’s Biggest Pizza Festival is coming to Charlotte. Come enjoy the ultimate pizza experience, with pizza makers from all over the nation as well as some of your local favorites. This festival is sure to be a feast for your taste buds! For more info visit: https://bit.ly/3wCU5UV NOV 27 | FALL FESTIVAL The North Carolina Fall Festival is the biggest fall festival of the year. Homemade crafts and local vendors are the backbone of the community. Come enjoy food and drinks, entertainment, face painting, free giveaways, and more. For more info visit: https://bit.ly/3xvHdBf (. . .continued on page 24)

LOCAL EVENTS GUIDE

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DECEMBER

DEC 1 - 23 | CHRISTMAS VILLAGE The uptown, German-inspired Christmas Market includes traditional German foods and treats, homemade crafts and gifts, and featured programming.The aromas of specialty foods will drift across the village, from classic Austrian strudels, Bratwurst with Sauerkraut, and glazed nuts. Visitors can also enjoy hot mulled wine, cider, hot chocolate and alcoholic-free Glühwein in a souvenir village mug! For more info visit: cltchristmasvillage.com

JANUARY

JAN 28 - 31 | FOOD TRUCK FEST Join us for the TC Food Truck Fest for a day full of food, fun and shopping. Enjoy a variety of food options, meet amazing businesses and shop with local crafters. Bring you family and friends for this fun food experience! For more info visit: https://bit.ly/3fFDYjE

FEBRUARY

FEB 3 - 5 | JAZZ FESTIVAL The North Carolina Jazz Festival is a weekend extravaganza of jazz - a celebration of all of us being together again, to enjoy live jazz with our friends. Come for set after set of amazing Jazz musicians! For more info visit: ncjazzfestival.org FEB 23 | SWAN LAKE Today, Swan Lake remains a surefire hit for ballet companies around the world. The new production of Swan Lake, is choreographed by Nadezhda Kalinina who lovingly retouched the oldest St. Petersburg version of the ballet.With new hand-painted sets and over 150 hand-sewn costumes were created by young, accomplished designer Sergei Novikov in the tradition of the great masters. Tchaikovsky’s magical ballet tells the story of the doomed love of Prince Siegfried and Princess Odette. Enjoy as this story unfolds in front of your eyes! For more info visit: https://bit.ly/3rSUge0

LOCAL EVENTS GUIDE

MARCH

MARCH TBA | ST. PATRICK’S DAY PARADE This will be the 24th St. Patrick’s Day Parade & Charlotte Goes Green Festival. A 1-day outdoor event, it features what is becoming Charlotte’s largest parade. An 8-hour festival follows with 1 music stage, Irish crafts, food, beer, vendors & so much more! For more info visit: charlottestpatsday.com MARCH 1 - 6 | SPRING HOME & GARDEN SHOW The Southern Spring Home and Garden Show will have home improvement, deals and sales, inspirational ideas, experts and so much more at their annual home event. Come for inspiration for your next home project!For more info visit: https://bit.ly/2WWeCaT

APRIL

APRIL 9 - 10 | HIGHLAND GAMES The Loch Norman Highland Games at Rural Hill is a family friendly event presented by Historic Rural Hill. Come and experience all the fun

with Highland dancing, bagpipe bands, Highland athletics, merchants, Celtic Rock and Traditional Performers, historic reenactments, scottish country dancing, hearth cooking, throw a battle axes and so much more! For more info visit: lochnorman.com APRIL 25 | FOOD, WINE, & BREW FEST The Lincolnton Food, Wine & Brew Fest appeals to foodies, wine enthusiasts, craft brew connoisseurs, art & music lovers and anyone looking for an enjoyable afternoon. We have something for everyone. Join friends and family and share the flavour of the festival for an unforgettable experience! For more info visit: lincolntonfoodwinebrewfest.com APRIL 27 - 31 | FOOD WEEK Charlotte Wine & Food Week brings together leading winemakers and chefs from around the world to celebrate and advance public knowledge of and appreciation for great wine and food. This event is making significant contributions 25

LOCAL EVENTS GUIDE

to charitable organizations that benefit children and their families in Charlotte. Taste your way around Charlotte while contributing to your community! For more info visit: Charlottewineandfood.org

MAY

MAY 13 - 15 | JIGGY WITH THE PIGGY This annual event with a fun name, is coming back for three days in May. Jiggy with the Piggy includes a Kansas City Barbeque Society Competition, rides, 5k race, over 100 artisans, concerts, an outdoor family movie night, a pancake breakfast, and people’s choice BBQ and wings tasting. Bring your family or friends for an exciting weekend you won’t forget! For more info visit: jiggywiththepiggy.com

JUNE

JUNE 17 - 18 | BLUEBERRY FEST For the past 17 years, the award-winning NC Blueberry Festival has been one of the most widely attended festivals in our state. This year we have a BBQ cook-off, craft beer, car

& truck show, and of course locally grown blueberries. This festival provides an opportunity for people to enjoy a full day of family entertainment while experiencing the southern hospitality of a small town! For more info visit: ncblueberryfestival.com

CHARLOTTE

| NORTH CAROLINIA | VOL . 3

2021 PGA

TOURNAMENT SCHEDULE DATES

MAY 27 - 30 JUN 3 - 6 JUN 10 - 13 JUN 17 - 20 JUN 24 - 27 JUL 1 - 4 JUL 8 - 11 JUL 15 - 18 JUL 15 - 18 JUL 22 - 25 JUL 29 AUG 1 AUG 5 - 8 AUG 5 - 8 AUG 12 - 15 AUG 19 - 22 AUG 26 - 29 SEP 2 - 5

* Schedule subject to change

TOURNAMENT

DEFENDING CHAMPION

Charles Schwab Challenge

Daniel Berger

The Memorial Tournament presented by Nationwide

Jon Rahm

Colonial Country Club, Fort Worth, TX

Muirfield Village Golf Club, Dublin, OH

$1,350,000 $1,674,000

RBC Canadian Open

St. George's G&CC, Toronto, ON, CAN

U.S. Open

Torrey Pines (South), San Diego, CA

Travelers Championship

Dustin Johnson

Rocket Mortgage Classic

Bryson DeChambeau

TPC River Highlands, Cromwell, CT

Detroit Golf Club, Detroit, MI

$1,332,000

$1,350,000

John Deere Classic TPC Deere Run, Silvis, IL

Barbasol Championship

Keene Trace Golf Club, Nicholasville, KY

The Open Championship

Royal St. George's GC, Sandwich, Kent, ENG

3M Open

TPC Twin Cities, Blaine, MN

Michael Thompson $1,188,000

Olympic Men's Golf Competition Kasumigaseki Country Club, Saitama, JPN

Barracuda Championship

Richy Werenski

World Golf Championships-FedEx St. Jude Invitational

Justin Thomas

Wyndham Championship

Jim Herman

THE NORTHERN TRUST

Dustin Johnson

BMW Championship

Jon Rahm

Tahoe Mt. Club (Old Greenwood), Truckee, CA TPC Southwind, Memphis, TN

Sedgefield Country Club, Greensboro, NC Liberty National Golf Club, Jersey City, NJ Caves Valley Golf Club, Owings Mills, MD

TOUR Championship

East Lake Golf Club, Atlanta, GA

$630,000

$1,820,000 $1,152,000

$1,710,000 $1,710,000

Dustin Johnson

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2021 LPGA

TOURNAMENT SCHEDULE DATES JUN 24-27 JUL1-4 JUL8-11 JUL14-17 JUL22-25 JUL29-AUG 1 AUG 12-15 AUG 19-22 AUG 26-29 SEP 4-6 SEP 16-19 SEP 24-26 OCT1-3 OCT7-10 OCT14-17 OCT21-24 OCT28-31 NOV4-7 NOV11-14 NOV18-21

TOURNAMENT KPMG Women's PGA Championship Atlanta Athletic Club, The Highlands Course - Johns Creek, GA Volunteers of America Classic Old American Golf Course - The Colony, TX Marathon LPGA Classic presented by Dana Highland Meadows GC - Sylvania, OH Dow Great Lakes Bay Invitational Midland CC (MI) - Midland, MI The Evian Championship Evian Resort Golf Club - Évian-les-Bains, France Event TBD Ladies Scottish Open AIG Women's Open Carnoustie Golf Links - Carnoustie, Scotland CP Women's Open Shaughnessy G&CC - Vancouver, BC Solheim Cup Inverness Club - Toledo, OH Cambia Portland Classic Columbia Edgewater Country Club - Portland, OR Walmart NW Arkansas Championship pres. by P&G Pinnacle Country Club - Rogers, AR ShopRite LPGA Classic pres. by Acer Seaview Hotel and Golf Club - Galloway, NJ Founders Cup Mountain Ridge C.C. - West Caldwell, NJ Buick LPGA Shanghai Qizhong Garden Golf Club - Shanghai, China BMW Ladies Championship LPGA International Busan - Busan, South Korea Taiwan Swinging Skirts LPGA Miramar Golf Country Club - Taipei, Taiwan TOTO Japan Classic Seta Golf Course - Shiga, Japan Pelican Women's Championship Pelican G.C. - Belleair, FL CME Group Tour Championship Tiburon Golf Club - Naples, FL

* Schedule subject to change

PURSE

DEFENDING CHAMPION

$4,300,000

Sei Young Kim

$1,500,000

Angela Stanford

$2,000,000

Danielle Kang

$2,300,000 $4,100,000 $1,100,000 $1,500,000

Stacy Lewis

$4,500,000

Sophia Popov

$2,350,000

$1,400,000

Georgia Hall

$2,300,000

Austin Ernst

$1,750,000

Melissa Reid

$1,500,000 $2,100,000 $2,000,000 $2,200,000 $2,000,000 $1,750,000

Sei Young Kim

$5,000,000

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2021 GRAND SLAM

TOURNAMENT SCHEDULE Date Tue 1/19

Wed 1/20

Thu 1/21

Fri 1/22

Sat 1/23

Sun 1/24

Mon 1/25

Tue 1/26

Wed 1/27

Rod Laver

Margaret Court

Outside Courts

Day

11:00am

Night

7:00pm

–

Day

11:00am

11:00am –

Night

7:00pm

–

Day

11:00am

Night

7:00pm

–

Day

11:00am

Night

7:00pm

–

Day

11:00am

Night

7:00pm

–

Day

11:00am

Night

7:00pm

–

Day

11:00am

Night

7:00pm

–

Day

11:00am

Night

7:00pm

–

Day

11:00am

Featured Matches 1st round

2nd round

3rd round

4th round

Quarterfinals

Night

7:00pm

–

Day

11:00am

Women’s Semifinals

Night

7:00pm

–

1st Men’s Semifinals

Twilight

3:00pm

4:00 pm

3:00pm

2nd Men’s Semifinals

–

Sat 1/30

Twilight

11:00am

7:30pm

11:15am

–

Sun 1/31

Twilight

2:00pm

4:00pm

no play

–

Thu 1/28

Fri 1/29

Session

* Schedule subject to change

Women’s Finals

Men’s Finals

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2021 GRAND SLAM

TOURNAMENT SCHEDULE DATE

PLAY START

SESSION

SUN - MAY 23

Day - 11:00 AM

1st Round

MON - MAY 24

Day - 11:00 AM

1st Round

MON - MAY 24

Evening - 9:00 PM

1st Round

TUE - MAY 25

Day - 11:00 AM

1st Round

TUE - MAY 25

Evening - 9:00 PM

1st Round

WED - MAY 26

Day - 11:00 AM

2nd Round

WED - MAY 26

Evening - 9:00 PM

2nd Round

THU - MAY 27

Day - 11:00 AM

2nd Round

THU - MAY 27

Evening - 9:00 PM

2nd Round

FRI - MAY 28

Day - 11:00 AM

3rd Round

FRI - MAY 28

Evening - 9:00 PM

3rd Round

SAT - MAY 29

Day - 11:00 AM

3rd Round

SAT - MAY 29

Evening - 9:00 PM

3rd Round

SUN - MAY 30

Day - 11:00 AM

4th Round

SUN - MAY 30

Evening - 9:00 PM

4th Round

MON - MAY 31

Day - 11:00 AM

4th Round

MON - MAY 31

Evening - 9:00 PM

TUE - JUNE 1

Day - 12:00 PM

Quarterfinals

* Schedule subject to change

4th Round

TUE - JUNE 1

Evening - 5:00 PM

Quarterfinals

WED - JUNE 2

Day - 12:00 PM

Quarterfinals

WED - JUNE 2

Evening - 9:00 PM

Quarterfinals

THU - JUNE 3

Day - 2:00 PM

Semifinals

FRI - JUNE 4

Day - 3:00 PM

Semifinals

SAT - JUNE 5

Day - 3:00 PM

Women's Singles Final, Men's Doubles Final

SUN - JUNE 6

Day - 3:00 PM

Men's Singles Final

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2021 GRAND SLAM

TOURNAMENT SCHEDULE

* Schedule subject to change

PLEASE NOTE: The Main Board of the All England Club (AELTC) and the Committee of Management of The Championships have decided to cancel the 2020 Wimbledon Championships due to COVID-19 and a concern for public health. The 2021 Wimbledon Championships will take place from June 28 – July 11, 2021. DATE

PLAY START

SESSION

Mon Jun 28

11:00 AM

First Round

Tues Jun 29

11:00 AM

First Round

Wed Jun 30

11:00 AM

Second Round

Thu Jul 1

11:00 AM

Second Round

Fri Jul 2

11:00 AM

Third Round

Sat Jul 3

11:00 AM

Third Round

Sun Jul 4

–

Mon Jul 5

11:00 AM

Round of 16

No Play

Tue Jul 6

11:00 AM

Womens Quarterfinals

Wed Jul 7

11:00 AM

Mens Quarterfinals

Thu Jul 8

11:00 AM

Womens Semifinals

Fri Jul 9

11:00 AM

Mens Semifinals

Sat Jul 10

11:00 AM

Womens Finals

Sun Jul 11

11:00 AM

Mens Finals

CHARLOTTE

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2021 GRAND SLAM

TOURNAMENT SCHEDULE SESSION

DATE

* Schedule subject to change ** Start Times Listed in EST

SCHEDULE

PLAY START

Sun 30 Aug

Day

11.00am

MATCHES Men’s / Women’s 1st Round

Sun 30 Aug

Night

7.00pm

Men’s / Women’s 1st Round

Mon 31 Aug

Day

11.00am

Men’s / Women’s 1st Round

Mon 31 Aug

Night

7.00pm

Men’s / Women’s 1st Round

Tue 1 Sep

Day

11.00am

Men’s / Women’s 2nd Round

Tue 1 Sep

Night

7.00pm

Men’s / Women’s 2nd Round

Wed 2 Sep

Day

11.00am

Men’s / Women’s 2nd Round

Wed 2 Sep

Night

7.00pm

Men’s / Women’s 2nd Round

Thu 3 Sep

Day

11.00am

Men’s / Women’s 3rd Round

Thu 3 Sep

Night

7.00pm

Men’s / Women’s 3rd Round

Fri 4 Sep

Day

11.00am

Men’s / Women’s 3rd Round

Fri 4 Sep

Night

7.00pm

Men’s / Women’s 3rd Round

Sat 5 Sep

Day

11.00am

Men’s / Women’s Round of 16

Sat 5 Sep

Night

7.00pm

Men’s / Women’s Round of 16

Sun 6 Sep

Day

11.00am

Men’s / Women’s Round of 16

Sun 6 Sep

Night

7.00pm

Men’s / Women’s Round of 16

Mon 7 Sep

Day

11.00am

Men’s / Women’s Quarterfinals

Mon 7 Sep

Night

7.00pm

Men’s / Women’s Quarterfinals

Tue 8 Sep

Day

11.00am

Men’s / Women’s Quarterfinals

Tue 8 Sep

Night

7.00pm

Men’s / Women’s Quarterfinals

Wed 9 Sep

Night

7.00pm

Women’s Semifinals

Thu 10 Sep

Day

12.00pm

Mixed Doubles Final / Men’s Semifinals

Fri 11 Sep

Day

12.00pm

Men’s Doubles Final / Women’s Final

Sat 12 Sep

Day

1.00pm

Women’s Doubles Final / Men’s Final

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TRENDING LOCATIONS TO VISIT THIS YEAR

TRAVEL IN 2021

2021 may be the time to “see the USA”, as international air travel will be determined by individual countries’ rules and re-openings. One can avoid airports and air travel by simply hitting the road. Vans and recreational vehicles have achieved widespread use in the last year and there is no shortage of great domestic destinations. See the Great Lakes Region in the north or explore the music cities of New Orleans, Memphis and Nashville in the south!

NORTHERN ROAD TRIP The Great Lakes area is an excellent place to start. From east to west, these lakes (Ontario, Erie, Huron, Michigan and Superior) span the states of New York, Pennsylvania, Ohio, Michigan, Indiana, Illinois, Wisconsin and Minnesota. The Great Lakes are the five largest interconnected lakes in the US and contain the largest freshwater supply in the

world supplying water to more than 40 million people. Unique to these lakes are rolling waves, strong currents, miles of sandy and rocky beaches and distant horizons. Attractions include great beaches, Niagara Falls, wildlife areas, charming small towns, large cities and many National parks. And for sports fans, there are magnificent stadiums and arenas for all major sports

CHARLOTTE

leagues as well as for the Big Ten universities. Lake Erie, in New York is known for its reputed Loc-Ness-like sea monster which has reportedly been seen many times over the years. The US side of Niagara Falls is not to be missed either with breathtaking waterfalls and rapids. Michigan, which touches four of the five Great Lakes and possesses the longest fresh water coastline in the world, is host to Sleeping Bear Dunes National Lakeshore on Lake Michigan’s western shore. It is home to the largest freshwater sand dunes in

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the world. The tallest sand dune at Sleeping Bear stands at 450 feet above the shore. In addition to sand dunes, Lake Michigan has a “Bermuda Triangle” where many strange occurrences have been reported: unexplained ship disappearances and missing planes as well as a Stonehengelike rock formation underwater near Traverse City. With some luck, one might even see a few black bears. Chicago, which is located on the shore of Lake Michigan, has it all - a big city with museums, restaurants and nightlife as well as Lake Shore Drive, a 15 mile urban parkway of green spaces

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and beaches along the lake. A road trip would provide a fascinating and fun packed trip for any age group. Do the entire route from one end to the other or pick a particular lake area to concentrate on. With so many historic sights and national park areas, there are opportunities to appreciate all the diversity of our great country.

SOUTHERN ROAD TRIP New Orleans, on the Mississippi River, which is the “jazz capital of the world” and nicknamed the “Big Easy”. Visit the French Quarter and walk along Bourbon Street with its colorful buildings with cast iron balconies, fine Cajun restaurants, antique shops, and art galleries. Enjoy the street performers at Jackson Square in front of the famous Saint Louis Cathedral. From there, take the trolley out to the Garden District with its well preserved collection of historic homes from the 18th century. In addition, there is the New Orleans Zoo and Aquarium and be sure to visit the World War ll Museum. There is much to see and learn in New Orleans. Memphis Tennessee, which is known as the “Home of the Blues and Birthplace of Rock ‘n’ Roll” and famous for gospel, jazz, R&B, rap and soul as well. A must stop is Graceland, Elvis Presley’s mansion. In addition, there is the Rock ‘n’ Soul Museum, Blues Hall of Fame, and the Stax Museum of Soul Music. And for foodies, Memphis has a vibrant

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and diverse restaurant scene but is best known for its slow-cooked dry rib barbecue ribs, maple bacon doughnuts and local coffee roasters. Nashville, which is the capital of Tennessee, and home to Vanderbilt University. It is often referred to as Music City. Visit the Grand Ole Opry, The Country Music Hall of Fame and Museum, and Ryman Auditorium. All are well known for Country Music. Besides the live music scene, there are interesting historic neighborhoods with boutiques, restaurants, and coffee shops. For some history, visit the home of President Andrew Jackson, considered to be the best preserved of all presidential homes, or Belle Meade Plantation which was part of the Battle for Nashville during the Civil War. There are so many choices for travel - whether looking for great views, live entertainment, or cultural and historic sites, we can find it all here in the USA.

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r o f s Trend

AC C E S

S O RY

2021

After a year of staying in the house, wearing sweats and other assorted quarantine gear, it is time for a change. Many are now finally ready to dress up, even while still wearing masks and social distancing. Break out all of those accessories that piled up from months of online shopping. Nobody will judge if you overaccessorize. The new year brings changing trends in jewelry, both traditional and avant-garde. Pearls have always been in, but we are now seeing more of the freshwater variety. They have a more contemporary look. From pearl drop earrings to layered necklaces that mix

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pearls with other materials, pearls work for all occasions. There are also personalized extra-long pendant necklaces and charm bracelets. Colorful beads are always a hit, whether worn as earrings, necklaces, or bracelets. Chain link necklaces and bracelets with attached charms are also hot at the moment. And feel free to

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stack rings on a couple fingers while you’re at it! A brand new trend is mismatched earrings or simply wearing one dramatic shoulder grazing earring. Of course two shoulder length earrings also work. Mixing and matching different textures is also very popular. Instead of smooth gold hoops, go for a textured pair in silver; silver has made a huge comeback. Several top designers have moved towards mini handbags recently, often on long chains. They can even be worn as a necklace. And of course, let’s not forget about diamonds. They remain at the top of the food chain. Just ask Marilyn Monroe -“Diamonds Are A Girl’s Best Friend”.

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Hair ornaments of all sizes can make a powerful fashion statement. There are a multitude of choices from traditional headbands to pearl hairpins or hair clips, barrettes, and even scrunchies. They come in a variety of fabrics from velvet to fur to leather. Most popular are headbands embellished with pearls, rhinestones or feathers. You’ll always look chic with a headband! Regardless of individual style, all can agree – now is the time to shine!

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CATARACT SURGERY Providence Eye & Laser Specialists ..................15

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