The 55 Guide - Atlanta

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ATLANTA GEORGIA | VOL. 1

INSIDE THIS ISSUE: FEATURED ARTICLES

RETIREMENT • INVESTING • VACATION

RECOMMENDED SERVICE DIRECTORY

TRAVEL • LIVING • HEALTH • DINING

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CO NTE NT S FEATURES 4

Investing For The Future

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Senior Living

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Luxury Living

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Saving For Retirement

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Destination Vacations

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22 Local Event Guide 30 Travel In Style 32

Recommended Service Directory

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INVESTING FOR THE FUTURE Not many people stumble into financial security through sheer luck: a lottery win, big inheritance, or huge stock winnings. For most of us the only way to financial security is a long term plan of saving and investing. Consistency is key to reaching long term goals no matter your income. The sooner you start saving and investing, the longer your money has to compound and grow. Set goals for how much of your income you will invest monthly and stick to it. Keep investment money and cash reserves separate so you won’t dip into your investment account when the market is down. Keep expenses low and spend on what is really important to you whether it is experiences or material things. Try to avoid the big mistakes, like buying a home that is more than you really need or creating a heavy debt load. If your employer offers a matching 401(k) contribution, be sure to take advantage of that option and contribute at least enough to receive it. It is essentially 4

extra income that will grow and compound and is not taxed until you withdraw it. You can do it yourself but it probably makes more sense to work with a financial advisor who is more knowledgeable about financial markets. An advisor will help analyze short term vs long term needs, separate emotions from objectives as well as help with devising a portfolio and strategy suitable for your needs. Investing consistently over the long term is the best way to grow your wealth as there is no way to time the market.


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RETIRE WITHOUT CHANGING YOUR LIFESTYLE

Today’s upscale senior communities offer “resort style living” which is hospitality-oriented and resembles a 4-star hotel or cruise ship rather than a hospital or retirement home. Amenities Some of the more luxurious communities at the deluxe level even feature lively bars with chandeliers and overstuffed pillows. More standard amenities include:

Activities: Education and Entertainment, Fashion shows, Lectures from retired professors and various social and cultural events which are all examples of regularly planned activities for residents at higher-end facilities. In urban settings, planned outings to the city for museums, art galleries or theater visits are frequent occurrences as well. Grounds-keeping: Luxury communities are beautifully designed on the outside as well, from gardens to ponds to putting greens and walkways. Many include well-appointed courtyards for residents to socialize, relax, or enjoy a meal. Concierge Service: Offering ‘Concierge Service’ is what makes a Senior Living community a Luxury one. Similar to a hotel concierge, a resident can use the Concierge to arrange hotel flights or tickets to events, a service that makes these luxury communities clearly more desirable to prospective residents and their families. 6

Modern Therapies: Assisted living communities offer personal care to their residents, and the best communities often offer top notch therapy on top of standard care. In addition to specialized pet and physical therapy, upscale communities often also provide top notch occupational therapy, and music therapy, and always from trained and certified professionals. Residences: The kitchen is the focal point of any home and it’s no different when looking at the residence at an Assisted Living community. A standard assisted living apartment has a kitchenette, traditionally including a mini-fridge, a microwave, and a small amount of cabinet and counter space. The luxury assisted living residences feature full kitchens and appliances plus top of the line finishes, like granite counter tops for instance. (. . .continued on page 8)



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Dining: An upscale senior living community will most likely retain a registered dietitian on staff and employ experienced chefs who serve gourmet meals. Choice and variety are crucial for the success of a kitchen at a luxurious community and most have more than two restaurants within the community, each with their own menus. Personal Fitness Trainers and Recreational Facilities: Recreation rooms are always available to use at the residents’ convenience, with computer labs, fitness rooms and cinemas. Fitness programs supervised by physical therapists and personal trainers are also kept on staff by any upscale community. High-end assisted living communities also provide full service spa treatments, beauty salons for the women and barbershops for the men. Additionally, no luxury assisted living community would be complete without a heated pool and spa, which are always popular with residents. Pet Friendly: Studies have shown that pet ownership has been shown to be beneficial to seniors, and more and more luxury communities are open to 8

allowing residents to have their pets on site. There can sometimes be limitations regarding the size and number of pets. They frequently provide pet care such as dog walking, nail clipping, grooming and litter-box changes as well as formal, certified pet therapy. Spacious Apartments: One can expect about 20% more square footage at a Luxury community (approx 600 sf versus 500 sf at a standard community). A Two bedroom apartment at an upscale community can be more than 1200 square feet. Clearly, senior living is not what it was years ago. And for the retiree with means, it can be a lively, active, and rewarding lifestyle full of growth and fun!



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LUXURY

LIVING IDEAS

Upgrading your home is only limited by your imagination and budget. Is it a luxury bath, fabulous kitchen, incredible master suite or home theatre that you desire?

KITCHEN Your kitchen is probably the heart of your home. This is where memories are made and shared as families love to congregate in the kitchen. The possibilities are endless. White is the most popular color for cabinetry but combining cabinet colors is the latest trend in kitchen design. Blues and greens are also becoming popular. Quartz is the latest for countertops and islands. Commercial-grade appliances, extra sinks and dishwashers all add to the luxury kitchen. Also popular are pizza ovens, appliance garages, warming drawers and under- counter refrigerators for wine and other drinks. If you have space, consider a butler’s pantry which acts like a second kitchen - great for caterers or just an extra space for food prep without disturbing the main kitchen area.

BATH For a luxurious bath, create a spa-worthy retreat. Consider heated floors and towel racks, a steam shower and a large soaking tub. Create a separate water closet for the latest in remote controlled toilets that feature a night light, bidet and self cleaning feature. Turn a great piece of furniture into your double sink vanity for a sophisticated look. And why not have a sofa and television for added ambiance. 10

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MASTER SUITE Add a mini-kitchen which includes a small fridge and coffee bar along with a sitting area so that you can enjoy your wine or coffee first thing in the morning or at the end of the day. Fireplaces are another nice touch for a romantic setting. If your home is equipped with gas, they are an easy addition.

LUXURY

LIVING IDEAS

MOVIE ROOM If you have a spare room, create your own private theatre with a high-definition flat screen tv, surround sound and theatre seating. A popcorn machine and fridge for drinks are nice additions. 12


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10 Year Countdown

To Retirement

Money See Where You Stand - It’s time to assess how prepared, or unprepared, you are financially for retirement. • Take a quick test: Assuming your retirement is about 10 years away, you want to have roughly seven times your current salary in savings, according to research from Fidelity. That puts you on the road to having about 10 times your final salary saved by retirement and maintaining your present standard of living. Retire before hitting 67 and you’ll need more saved; after, you’ll need less. • D . o a deeper dive: Plug your current numbers (such as earnings, savings and future pensions) into an online calculator to estimate your retirement income. Experts say you’ll need 75 to 80 percent of preretirement income to live well — debatable but a good starting point. • D . on’t despair: You have 10 years to act, by earning more, trimming expenses or delaying retirement. “Whatever you can do can only help,” says George Papadopoulos, a financial planner in Novi, Mich.

Save the easy way If you’re among the 82 percent of workers paid via direct deposit, save more by splitting your pay across accounts. Have your payroll department put part of each check into an online savings account, where it’s out of sight and out of mind. The direct-deposit users who split their deposits save up to $90 more per month than those who use another method to save, according to a recent study.

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Pad your nest egg If you already have significant savings in a 401(k), 403(b) or IRA, open a Roth IRA (in 2019 you can contribute up to $7,000 if you’re 50 or older), or put money into a regular taxable account. •

Why do it? You’re laying the groundwork for lower taxes later. Say you need a new roof on your house in retirement; If you take money from a 401(k) or traditional IRA, it is taxable as ordinary income, and you may end up in a higher tax bracket, explains Carolyn McClanahan, founder of Life Planning Partners. But you can pull your contributions from a Roth IRA tax free (earnings, too, if you’re at least 59½ and have had the Roth at least five years). You can also invest via a basic taxable brokerage account; when you sell securities, you’ll pay only (usually lower) capital gains taxes on the profits.

Pay down the mortgage The problem with a mortgage in retirement is that you may have to sell investments to cover payments. And sometimes that will be when the markets are down - the worst possible time to sell, says Shelley Giordano, chair of the Funding Longevity Task Force at the American College of Financial Services. Her advice: 1. In place of your monthly payments, make half payments every two weeks. Those 26 payments per year are the equivalent of 13 monthly payments, resulting in a faster payoff and lower total interest costs. 2. Got a tax refund? A bonus? A side job? Apply that to your principal. 3. Avoid refinancing your mortgage, since a new loan with a later payoff date means more of your monthly payment goes to interest expense, not an increase in your home equity. 4. Don’t use a home equity loan or line of credit for purchases. The new tax law makes that less attractive, says Giordano. And this is the wrong time to be growing your mortgage debt. 16


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Put new retirement savings to work Not sure where to invest additional money? Aim for growth, somewhere between a trip to Vegas and stuffing cash into your mattress. The sweet spot •. Balanced mutual funds: Seek a mix of stocks and bonds;

a 50/50 or 60/40 ratio of stocks to bonds is reasonable. • Target-date mutual funds: These balanced funds automatically adjust investments to lower risk as you age.

Conservative but sound • High-grade corporate bond funds • Money market accounts • U.S. government bond funds • Certificates of deposit and online savings accounts (See bankrate.com for Federal Deposit Insurance Corp.–insured banks offering higher rates.)

• Series I inflation-protected savings bonds (sold at treasurydirect.gov)

Work Prepare Your Plan B - Ask yourself these questions, and be honest. 1. Do I work in a stable and growing industry? 2. Do I work for a stable and growing company? 3. Is my heart still in it? Have you answered no to any? It’s time to update your LinkedIn profile and see what else is out there.

• Why do it: Only about half of workers cruise their way to a planned, voluntary retirement; the rest of us exit prematurely, often as a result of job loss or burnout. You still have time to regroup. “With 10 years to go, there is still enough runway to make a mark,” says career and retirement expert Nancy Collamer.

• .How to do it: You know the routine. Tell people who can help you. Sign up for job alerts on the go-to site in your industry. Browse the postings that interest you, and note the skills that employers are seeking.

• .Want to stay put? Get busy anyway. “Whether you drive a bus or work in a store or in a professional occupation, maximize your opportunities by building your capital,” Collamer advises. “Give talks or write articles to boost your profile, or take advantage of short-term training programs.” One option: Go to linkedin. com/learning and get online access to thousands of business, creative and technology courses for $30 per month. Miller, Mark and Powell, Robert, AARP (2019, Feb 6). Countdown to Retirement: 10 Years [Web log post]. Retrieved from https://www.aarp.org/retirement/planning-for-retirement/info-2019/10-year-countdown.html

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TRENDING LOCATIONS TO VISIT THIS YEAR

Destination

Vacations

If you are looking for an exciting and affordable travel destination, consider the following locations. 1. Hawaii is a tropical paradise loved by all. It offers a rich marine life, unmatched underwater experiences, gorgeous landscapes, volcanoes, and interesting history. Of the six largest islands, Maui has the state’s most beautiful beaches - some with white sand and others with red or black sand. Oahu has Hawaii’s largest city and capital, Honolulu, which is known for Waikiki Beach and Pearl Harbor’s World War II memorials. The weather is perfect and there are endless opportunities for adventure. 2. Barcelona is both a beautiful city as well as a renowned beach town. It boasts a lively nightlife, lots of activities, and restaurants galore. There are amazing museums and galleries; Including the Picasso and Salvador Dali Museums, La Sagrada Familia, and other buildings by renowned architect Antoni Gaudi. Las Ramblas, the main walking street ends with a monument to Christopher Columbus honoring his discovery of the new world. 3. The Bahamas, which is made up of a series of islands, has the clearest turquoise water on the planet, as well as white sandy beaches.

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Underwater adventures abound dive for Spanish galleons, seek out the caves, or go sailing or fishing. The Bahamas offers a plethora of Ecotourism options, from bird watching to hiking. Nassau offers a few cultural sites like Ardastra Gardens and the Conservation center, in addition to being the capital city, but the Bahamas is great for island hopping as well. Or just pick one of the great resorts and relax at the beach. 4. Tel Aviv, known as the non-stop city, is a vibrant and exciting city on the Mediterranean Sea. It offers beautiful beaches, great cafes and restaurants, exciting night life and a 24 hour a day culture.

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History abounds and there are interesting museums including the Tel Aviv Museum and the Eretz Israel Museum which covers archeology, folklore, crafts and features an onsite excavation of 12th century-BC ruins. Tel Aviv is also the technology and financial center of Israel.



LOCAL EVENTS GUIDE

ATLANTA SEPTEMBER

SEPT 19 | Taste of Buckhead Enjoy unlimited tastes from 20 Buckhead chefs, sample beverages (wine, beer, and spirits), and visit vendors at Taste of Buckhead at American Spirit Works for age 21+. “This event allows us to celebrate all the restaurants, chefs, bartenders and more that make Atlanta’s culinary scene so amazing and unique.” For more information please visit: http://bit.ly/atl-sept19 SEPT 21-22 | Japanese Festival JapanFest features Japanese drumming, dance, martial arts, kimonos, bonsai, kids’ games, vendors, food, beer, sake, and tea at Infinite Energy Center in Duluth. Over 120 vendors featuring Japanese food, Japanese goods, and more, together with 25 performers and workshops will bring Japan to metro Atlanta, Georgia. For more info visit: http://bit.ly/atl-sept21

OCTOBER

OCT 8-17 | French Cultural Festival France-Atlanta is a series of events centered on innovation and designed to foster cooperation between France and the U.S. Southeast in the scientific, business, cultural, and humanitarian domains. Each year, more than 3,500 attendees from France, Atlanta and 22

beyond enjoy the rich and diverse programs. Distinguished past participants include Atlanta Mayor Kasim Reed, Ambassador of France to the United States François Delattre, 2007 physics Nobel Prize recipient Albert Fert and Cannes Film Festival laureate Mahamat Saleh-Haroun, to name a few. For more info visit: http://bit.ly/atl-oct8 OCT 13 | Harvest on the Hooch Taste Fest The Chattahoochee Nature Center welcomes guests of all ages to our annual outdoor food and craft beer festival, Harvest on the Hooch. This event raises funds for the nature center’s Unity Garden, which supplies nearly five tons of fresh produce annually to North Fulton Community Charities food pantry. For more information please visit: http://bit.ly/atl-oct13 OCT 18-19 | Owl-o-Ween Hot Air Balloon Festival Owl-O-Ween features balloon glows, tethered rides, trick-or-treating at the balloons, food trucks, a beer garden, art vendors, a kids’ zone, and entertainment on multiple stages at Kennesaw State University. For more information visit: http://bit.ly/atl-oct18

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LOCAL EVENTS GUIDE

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OCT 18-20 | Scottish Festival Hear Scottish pipes and drums, eat Scottish food, watch athletic games, browse artisan booths, and see tartan-clad dancers at the Stone Mountain Highland Games at Stone Mountain Park. For more info visit: http://bit.ly/atl-oct18-sf

NOVEMBER

NOV 1-3 | Pumpkin Festival The Pumpkin Festival includes family shows, games, storytelling, kids’ activities, a pie-eating contest, and “thousands of carved jack-o-lanterns” at Stone Mountain Park. Open Fridays, Saturdays, and Sundays. For more information visit: http://bit.ly/atl-nov1 NOV 2 | Suwanee Wine Festival Taste 150 wines, visit a craft-beer garden, shop food trucks, and hear live music at Suwanee Wine Fest. November 2nd, 2019 marks the 7th Annual Suwanee Wine Festival, brought to you by organizers of the award-winning Suwanee American Craft Beer Fest. Local wine experts from Beverage SuperStore will hand-select over 150 premium wines from around the world for you to sample. For more info visit: http://bit.ly/atl-nov2 NOV 16 - JAN 11 | Garden Lights Holiday Nights The premier event returns in 2019 24

with new features and crowd favorites – including all-new music and motion for Atlanta’s favorite holiday spectacle, Nature’s Wonders, the largest curtain of synchronized light and sound in the world. The exhibition runs nightly Nov. 16 – Jan. 11, including Thanksgiving, Christmas and New Year’s. Experience the Skylights Lounge in the Skyline Garden and several larger-than-life plant giants from Imaginary Worlds: Alice’s Wonderland awash in holiday glow. Roast a s’more and sip warm beverages while touring favorites like the Ice Goddess, Tunnel of Light, Orchestral Orbs and so much more. For more information please visit: http://bit.ly/atl-nov16

DECEMBER

NOV 29 - DEC 7 Christmas at Callanwolde The joy of the holiday season begins at Callanwolde Fine Arts Center with The Christmas at Callanwolde Designer Show House and Holiday Market – an Atlanta holiday tradition for over 40 years! This year, visitors of all ages will enjoy touring the 27,000 square-foot historic mansion elaborately decorated by some of Atlanta’s top interior and floral designers, an expansive artist and holiday market, and themed events for all ages. For more information visit: http://bit.ly/atl-nov29 (. . .continued on page 26)



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DEC 6-8 | Christmas Symphony Begun many years ago by the beloved Music Director Robert Shaw, this concert has become a staple for Atlanta families during the holiday season. The Orchestra, Chorus and special guests including tenor Timothy Miller, and the Gwinnett Young Singers will perform beloved Christmas carols and hymns to celebrate the season. For more info visit: http://bit.ly/atl-dec6 DEC 21-22 | Celtic Christmas Celtic Christmas features fiddlers, dancers, singers, and a harpist from Ireland, Scotland, Wales and Appalachia at Rialto Center for the Arts. For more information please visit: http://bit.ly/atl-dec21

JANUARY

JAN 11 | Cask Ale Tasting Sample 55 cask-conditioned ales from U.S. and U.K. craft brewers at the Atlanta Cask Ale Tasting at Bold Monk Brewing Co. For more info visit: http://bit.ly/atl-jan11 JAN 18 | Chinese New Year Dinner Feast on an multi-course dinner of traditional Chinese dishes at Chinese Lunar New Year Cultural Dinner at Canton House Restaurant in Chamblee, which includes food history, cultural trivia, calligraphy, and audience participation for age 26

12+. For more information visit: http://bit.ly/atl-jan18 JAN 26-27 | Oysterfest Oysterfest has “live New Orleans inspired music� with oysters and beverages for sale at Atkins Park Restaurant in Smyrna for age 21+. For more information please visit: http://bit.ly/atl-jan26

FEBRUARY

JAN 31 - FEB 2 | Athens Wine Weekend Athens Wine Weekend includes a chef reception Friday evening; seminars, a grand tasting, and a gourmet dinner Saturday; and a brunch Sunday at The Classic Center in Athens. For more information visit: http://bit.ly/atl-jan31 FEB 7-9 | Juggling Festival Groundhog Day Jugglers Festival features jugglers, juggling lessons, competitions, unicyclists, hoopers, kendama, live music, and family fun at Yaarab Shrine Center. Free except the Saturday night cabaret. For more info visit: http://bit.ly/atl-feb7 FEB 29 | Beer, Bourbon and BBQ Sample beer and bourbon, eat barbecue, and hear music at the Beer, Bourbon, and BBQ Festival at Atlantic Station. For more info visit: http://bit.ly/atl-feb29


LOCAL EVENTS GUIDE

ATLANTA MARCH

MAR 14-15 | Forsythia Festival Kick off spring with the Forsythia Festival, held annually the second weekend in March, at downtown Forsyth, Georgia. This free, family-fun event features a two-day arts-and-crafts show, children’s fair, a 5K run, sporting tournaments, live entertainment, and much more! For more information please visit: http://bit.ly/atl-mar14 MAR 20-22 | Atlanta Home Show Spring Atlanta Home Show is billed as Georgia’s largest home show and features 250 home-improvement companies at Cobb Galleria Centre. For more information please visit: http://bit.ly/atl-mar20 MAR 28 | Edgewood Mac and Cheese Festival A ticket to Edgewood Mac and Cheese Festival gets you unlimited samples of mac & cheese from

local restaurants, with music by local bands at Walker Park. No pets. For more information please visit: http://bit.ly/atl-mar28

APRIL

APR 4-5 | Spring Fest on Ponce Spring Festival on Ponce features fine arts and crafts, folk art, a children’s area, local food, and acoustic music in historic Olmsted Linear Park at 1451 Ponce De Leon Avenue NE. Free. For more information visit: http://bit.ly/atl-apr4 APR 11-12 Sandy Springs Artsapalooza Sandy Springs Artsapalooza features 150 arts & crafts booths, a children’s play area, food trucks, and local acoustic musicians at 6100 Lake Forrest Drive NE in Sandy Springs. Free. For more info visit: http://bit.ly/atl-apr11 (. . .continued on page 28)


LOCAL EVENTS GUIDE

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APR 27-28 | Crawfish Boil Crawfish Boil is 2 days of food, fun, beer, and bands plus kids’ inflatables outside Atkins Park Tavern in Smyrna. For more information visit: http://bit.ly/atl-apr27

MAY

MAY 2 - JUN 7 | Renaissance Fest See knights and maidens, dine on turkey legs and ale, and shop from 150 artisans at Georgia Renaissance Festival, a medieval amusement park open weekends & Memorial Day in Fairburn. For more info visit: http://bit.ly/atl-may2 MAY 8-9 | BBQ & Fireworks Fest Smoke on the Lake BBQ Festival has food vendors, live music, a kids’ zone, cooking competitions, and dance performances at Cauble Park in Acworth. Free entry. For more info visit: http://bit.ly/atl-may8 MAY 15-17 | Greek Festival Enjoy Greek food, music, dancers in costume, and a crafts market at the Marietta Greek Festival at Holy Transfiguration Greek Orthodox Church. No pets. For more info visit: http://bit.ly/atl-may15

JUNE

MAY 30 - JUN 2 | Atlanta Food & Wine Festival Atlanta Food & Wine Festival cel28

ebrates cuisine of the South and other southern regions of the world with tasting tents, full meals, and classes in and near Loews Atlanta Hotel in Midtown for age 21+. For more information please visit: http://bit.ly/atl-may30 JUN 6-7 | Summerfest Summerfest includes art, music, food, a kidsfest, and a Saturday 5K on historic Virginia Ave. Less crowded in the morning. No pets. Free. For more information please visit: http://bit.ly/atl-jun6 JUN 6-7 | Butterfly Festival Flying Colors Butterfly Festival features the release of hundreds of butterflies (unless it rains), a butterfly encounter, butterfly crafts, face painting, live music, and food trucks at Chattahoochee Nature Center in Roswell. Free shuttle bus to offsite parking. No pets. For more info visit: http://bit.ly/atl-jun6-b

JULY

JUL 4 | Independence Day Enjoy a wonderful celebration at one of the many venues: Red White and Boom @ Lillian Webb Park, Fourth Celebration @ Centennial Olympic Park, Salute to the Red White and Blue @ East Point, Barbecue and Bluegrass @ Roswell Barrington Hall, Star Spangled 4th


LOCAL EVENTS GUIDE

ATLANTA @ Mall of Georgia, 4th of July Family Fest @ Warren Holder Park Henry County, and 4th of July Family Day Celebration @ UNG Drill Field Dahlonega. Have a safe holiday. JUL (TBA) | Tomato Festival Enjoy tomato dishes and drinks by some of the South’s best chefs and mixologists plus live music at Attack of the Killer Tomato Festival at Westside Provisions District. For more information please visit: http://bit.ly/atl-jul-tom JUL 24-26 | African Dance Festival Atlanta African Dance and Drum Festival offers dance and drum classes, an African inspired craft market with food vendors, a kids’ camp (Friday 9 a.m.), and a concert (Saturday 8 p.m.) at Covenant House of Georgia. For more info visit: http://bit.ly/atl-jul24 JUL 25 | Atlanta Ice Cream Festival Atlanta Ice Cream Festival features

ice cream for sale, entertainment, vendors, and fitness events at Piedmont Park. For more information please visit: http://bit.ly/atl-jul25

AUGUST

AUG (TBA) | German Bierfest With the simple idea to bring a taste of German culture to Atlanta, the German Bierfest gained popularity over the years and is on the ‘must do’ list for Atlanta festival fans and beer lovers in the Fall. Visit us at: http://bit.ly/atl-aug-bier AUG (TBA) Southern Wing Showdown Taste wings from 25 restaurants, hear local music, and enjoy a cash bar at The Fairmont. All Inclusive wing tastes from 25 great local and Southeastern restaurants, tastes of beer, wine and cocktails, live entertainment, and eat and greet with the chefs. For more info visit: http://bit.ly/atl-aug-wings


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Travel in Style – by Bonnie Roseman

If there’s anything I’ve learned in my 35 years as a stylist, it’s to “carry on,” and by that of course, I mean take a carry-on bag! In order to make travel easier for my busy clients, I’ve spent years developing techniques to make traveling simple and fun. A carry-on bag is key to making your journey more enjoyable; no more hauling multiple bags, or worrying about losing your luggage, which can ruin your trip before you even begin! In my most recent trip abroad, I traveled to the Scandinavian countries before flying to Greece for a little sun in the Cycladic Islands. After that, it was off to Italy and over the Alps. All the while, I had just one bag with me. 30


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To make the most of your luggage space, I suggest you wear your jeans and sneakers, and carry your leather jacket while you travel, to save space in your bag. Roll all items tightly! It saves space, and keeps everything from wrinkling. I usually prefer to stuff my undies and socks in my shoes. Select pieces with fabrics that can wash and hang to dry without needing to be pressed – it’s easier to keep things fresh and avoid using foreign cleaners that can be very expensive. Here are the basics for 6 weeks of traveling abroad across different climates. This short, gender-neutral list includes the basics for a great travel wardrobe. I recommend that your main wardrobe color for travel be black. It looks slimming on everyone, and doesn’t show dirt as easily. A few colorful tee tops can be added to give a little zip to your ensemble. All of these items will fit into your carry-on luggage and provide options for mixing and matching stylish looks while you see the world. You can then personalize your list by adding your toiletries, gloves, hat, or other essential accessories as needed.

TRAVEL WARDROBE Underwear 6 undergarments 6 pairs of socks Pajamas (your choice) Outerwear 2 tee shirts 2 button down shirts (one dressy, one casual) 2 pairs of pants (one jean, one black trouser) 1 pair of shorts 2 jackets (one leather, one raincoat) 1 cashmere sweater (pullover or cardigan) 1 bathing suit 1 basic black blazer (can be worn day or night) Accessories Scarves (colorful, lightweight) Belts (at least one black) Jewelry (a few pop pieces) 1 tie (traditional or bow tie) Shoes One heel or dress shoe One pair of flats (for day or night) One pair of sandals

Feel good, and look even better! Please contact me personally if you have any questions or would like to see my unique travel collection which can be dressed up or down. Bonnie@bonnieroseman.com | www.bonnieroseman.com | 917-209-0516 Bonnie Roseman Bio Fashion Designer. Style Consultant. Wardrobe Architect. The press has designated Bonnie Roseman as the ultimate fashion expert over the years. Featured on the NBC Today Show, People Magazine, and more, Roseman furthered her B-L-T brand by presenting her collection through the Home Shopping Network and Home Shopping Europe. Bonnie Roseman’s BLT has evolved into a full service boutique for women of all body types and lifestyles, featuring wrinkle-free fabrics and unique accessories that pack well and travel lightly wherever you go. Schedule with Bonnie and she’ll tell you all the secrets she’s been telling her clients for over 30 years. 31


RECOMMENDED SERVICE DIRECTORY CHILD ADVOCATES CASA for Children...................................... 21

INSURANCE

COSMETIC SURGERY Northeast Georgia Plastic Surgery.......................1

Mark Gupton - State Farm Insurance..................3 Sutter, McLellan & Gilbreath, Inc.......................... 9

Hugo Zamora - American Family Insurance...... 13, 23 James Partlowe - American Family Insurance............ 29

DERMATOLOGY North Atlanta Dermatology..................................15

LIFE INSURANCE Health Insurance Doctor...........Front Inside Cover

ESTATE PLANNING Debra Robinson Law Group...................................7

LONG TERM CARE Health Insurance Doctor...........Front Inside Cover

EUROPEAN TRAVEL EXPERTS Celtic Hearts Travel...................................................19

LUXURY TRAVEL Celtic Hearts Travel...................................................19

FINANCIAL PLANNER Green Financial Resources......................................5

MEDICARE Health Insurance Doctor...........Front Inside Cover

FURNITURE REPAIR Leather Finesse, Inc.................................................25

NON PROFIT American Red Cross.....................Back Inside Cover CASA for Children...................................... 21

HEALTH INSURANCE Health Insurance Doctor...........Front Inside Cover HOME IMPROVEMENT Leather Finesse, Inc.................................................25 HOME IMPROVEMENT STORE Creative Closets and More.....................................15 HOSPICE Golden Rule Hospice................................................. 9 HVAC A-Team Services Heating & Air.............................11

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PERSONAL INJURY Kanner & Pintaluga........... Front Cover, Back Cover PLASTIC SURGERY Northeast Georgia Plastic Surgery.......................1 REAL ESTATE Laura Seagraves - CRS Properties....................27 UPHOLSTERY Leather Finesse, Inc.................................................25 VOLUNTEER OPPORTUNITES CASA for Children...................................... 21


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