CENTRAL FLORIDA VOL. 1
INSIDE THIS ISSUE: FEATURED ARTICLES
RETIREMENT • INVESTING • VACATION
RECOMMENDED SERVICE DIRECTORY
TRAVEL • LIVING • HEALTH • DINING
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CO NTE NT S FEATURES 2
Luxury Living
8
Senior Living
12
Destination Vacations
18
Local Event Guide
2
25 Investing For The Future
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26 Saving For Retirement 30 Travel In Style 32
Recommended Service Directory
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LUXURY
LIVING IDEAS
Upgrading your home is only limited by your imagination and budget. Is it a luxury bath, fabulous kitchen, incredible master suite or home theatre that you desire?
KITCHEN Your kitchen is probably the heart of your home. This is where memories are made and shared as families love to congregate in the kitchen. The possibilities are endless. White is the most popular color for cabinetry but combining cabinet colors is the latest trend in kitchen design. Blues and greens are also becoming popular. Quartz is the latest for countertops and islands. Commercial-grade appliances, extra sinks and dishwashers all add to the luxury kitchen. Also popular are pizza ovens, appliance garages, warming drawers and under- counter refrigerators for wine and other drinks. If you have space, consider a butler’s pantry which acts like a second kitchen - great for caterers or just an extra space for food prep without disturbing the main kitchen area.
BATH For a luxurious bath, create a spa-worthy retreat. Consider heated floors and towel racks, a steam shower and a large soaking tub. Create a separate water closet for the latest in remote controlled toilets that feature a night light, bidet and self cleaning feature. Turn a great piece of furniture into your double sink vanity for a sophisticated look. And why not have a sofa and television for added ambiance.
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MASTER SUITE Add a mini-kitchen which includes a small fridge and coffee bar along with a sitting area so that you can enjoy your wine or coffee first thing in the morning or at the end of the day. Fireplaces are another nice touch for a romantic setting. If your home is equipped with gas, they are an easy addition.
LUXURY
LIVING IDEAS
MOVIE ROOM If you have a spare room, create your own private theatre with a high-definition flat screen tv, surround sound and theatre seating. A popcorn machine and fridge for drinks are nice additions. 4
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RETIRE WITHOUT CHANGING YOUR LIFESTYLE
Today’s upscale senior communities offer “resort style living” which is hospitality-oriented and resembles a 4-star hotel or cruise ship rather than a hospital or retirement home. Amenities Some of the more luxurious communities at the deluxe level even feature lively bars with chandeliers and overstuffed pillows. More standard amenities include:
Activities: Education and Entertainment, Fashion shows, Lectures from retired professors and various social and cultural events which are all examples of regularly planned activities for residents at higher-end facilities. In urban settings, planned outings to the city for museums, art galleries or theater visits are frequent occurrences as well. Grounds-keeping: Luxury communities are beautifully designed on the outside as well, from gardens to ponds to putting greens and walkways. Many include well-appointed courtyards for residents to socialize, relax, or enjoy a meal. Concierge Service: Offering ‘Concierge Service’ is what makes a Senior Living community a Luxury one. Similar to a hotel concierge, a resident can use the Concierge to arrange hotel flights or tickets to events, a service that makes these luxury communities clearly more desirable to prospective residents and their families. 8
Modern Therapies: Assisted living communities offer personal care to their residents, and the best communities often offer top notch therapy on top of standard care. In addition to specialized pet and physical therapy, upscale communities often also provide top notch occupational therapy, and music therapy, and always from trained and certified professionals. Residences: The kitchen is the focal point of any home and it’s no different when looking at the residence at an Assisted Living community. A standard assisted living apartment has a kitchenette, traditionally including a mini-fridge, a microwave, and a small amount of cabinet and counter space. The luxury assisted living residences feature full kitchens and appliances plus top of the line finishes, like granite counter tops for instance. (... continued on page 10)
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Dining: An upscale senior living community will most likely retain a registered dietitian on staff and employ experienced chefs who serve gourmet meals. Choice and variety are crucial for the success of a kitchen at a luxurious community and most have more than two restaurants within the community, each with their own menus. Personal Fitness Trainers and Recreational Facilities: Recreation rooms are always available to use at the residents’ convenience, with computer labs, fitness rooms and cinemas. Fitness programs supervised by physical therapists and personal trainers are also kept on staff by any upscale community. High-end assisted living communities also provide full service spa treatments, beauty salons for the women and barbershops for the men. Additionally, no luxury assisted living community would be complete without a heated pool and spa, which are always popular with residents. Pet Friendly: Studies have shown that pet ownership has been shown to be beneficial to seniors, and more and 10
more luxury communities are open to allowing residents to have their pets on site. There can sometimes be limitations regarding the size and number of pets. They frequently provide pet care such as dog walking, nail clipping, grooming and litter-box changes as well as formal, certified pet therapy. Spacious Apartments: One can expect about 20% more square footage at a Luxury community (approx 600 sf versus 500 sf at a standard community). A Two bedroom apartment at an upscale community can be more than 1200 square feet. Clearly, senior living is not what it was years ago. And for the retiree with means, it can be a lively, active, and rewarding lifestyle full of growth and fun!
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TRENDING LOCATIONS TO VISIT THIS YEAR
Destination
Vacations
If you are looking for an exciting and affordable travel destination, consider the following locations. 1. Hawaii is a tropical paradise loved by all. It offers a rich marine life, unmatched underwater experiences, gorgeous landscapes, volcanoes, and interesting history. Of the six largest islands, Maui has the state’s most beautiful beaches - some with white sand and others with red or black sand. Oahu has Hawaii’s largest city and capital, Honolulu, which is known for Waikiki Beach and Pearl Harbor’s World War II memorials. The weather is perfect and there are endless opportunities for adventure. 2. Barcelona is both a beautiful city as well as a renowned beach town. It boasts a lively nightlife, lots of activities, and restaurants galore. There are amazing museums and galleries; Including the Picasso and Salvador Dali Museums, La Sagrada Familia, and other buildings by renowned architect Antoni Gaudi. Las Ramblas, the main walking street ends with a monument to Christopher Columbus honoring his discovery of the new world. 3. The Bahamas, which is made up of a series of islands, has the clearest turquoise water on the planet, as well as white sandy beaches. (...continued on page 14)
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Underwater adventures abound dive for Spanish galleons, seek out the caves, or go sailing or fishing. The Bahamas offers a plethora of Ecotourism options, from bird watching to hiking. Nassau offers a few cultural sites like Ardastra Gardens and the Conservation center, in addition to being the capital city, but the Bahamas is great for island hopping as well. Or just pick one of the great resorts and relax at the beach. 4. Tel Aviv, known as the non-stop city, is a vibrant and exciting city on the Mediterranean Sea. It offers beautiful beaches, great cafes and restaurants, exciting night life and a 24 hour a day culture.
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History abounds and there are interesting museums including the Tel Aviv Museum and the Eretz Israel Museum which covers archeology, folklore, crafts and features an onsite excavation of 12th century-BC ruins. Tel Aviv is also the technology and financial center of Israel.
LOCAL EVENTS GUIDE
CENTRAL FL JULY
July 4 | Celebration of Freedom
Enjoy this Winter Springs tradition at Central Winds Park. One of the largest events featuring many local vendors ranging from informational, shopping, food, and drink. Stroll, sip and munch your way around the entire event area. As night falls, settle in to watch our spectacular fireworks displays. For more info visit: http://bit.ly/jy4cof
July 6, 13, 20, 27
Summer Music Series Lakeridge Winery holds its famous Music Series, featuring live bands on the outdoor stage and solo acts at the Wine & Cheese Bar. Bring your lawn chairs and blankets, and enjoy live music and great food among the trees. For more info visit: http://bit.ly/jysummermusic
AUGUST
AUG 3 @ 2PM-5PM
Orlando Wine Mixer This Summer we are hosting a celebration of food, music and ... WINE! In partnership with Artisan’s Table and Jackson Family Wines, we invite you to enjoy this special event! A portion of the proceeds will go to the Aviro Foundation, created to grow the arts and culture in Downtown Orlando. For more info visit: http://bit.ly/a3orlandowinemix
AUG 29
Epcot Food and Wine Festival 18
A culinary mashup of global cultures and gourmet innovation will bring irresistible bites, sips, entertainment and family fun to the 24th Epcot International Food & Wine Festival. For more info visit: http://bit.ly/a29epcotfoodwine
SEPTEMBER SEPT 14-15
Wine and Cheese Festival Nothing goes better with wine than cheese so we’re celebrating this delicious pairing with our first annual Wine and Cheese Festival. This new event will feature all the Lakeridge festival standards including live music, Lakeridge wine by the glass, beer, soft drinks and a variety of food is available for purchase. For more info visit: http://bit.ly/s14lakeridgewine
SEPT 28 | Taste the Hope The 5th Annual Taste the Hope Fundraiser will kick off breast cancer awareness month Saturday, September 28, 2019 at Massey Cadillac of Orlando.This event will consist of a silent auction, live music, and food samplings while offering an exhilarating time for guests and raising funds for a valuable cause.. For more info visit: http://bit.ly/s28tastehope
OCTOBER
OCT 5 | 20th Annual Taste Orlando This family food festival features delectable tastes and a craft beer
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LOCAL EVENTS GUIDE
CENTRAL FL
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garden. The community will also enjoy free live music, a local business expo, fabulous shopping, and interactive children’s events. A portion of the proceeds from Taste of Orlando will benefit The Mustard Seed of Central Florida.. For more info visit: http://bit.ly/o5tasteorlando
OCT 11 | Casselberry Art, Music, and Food Truck Bazaar The City of Casselberry expands with Nashville rockin’ Kendell Marvel headlining. This is not your typical live music event. Art and Music in the Park and Food Truck Bazaar offer cutting-edge culinary flavors. For more information visit: http://bit.ly/o11artmusicfood OCT 11-13 | BBQ and Blues Festival While you’re feasting on delicious BBQ, you can enjoy LIVE music on our outdoor stage with some of the area’s top Blues bands, plus some great solo acts inside at the Wine & Cheese Bar.. For more information visit: http://bit.ly/o11bbqblues
NOVEMBER
NOV 7-10 | Greek Festival Daytona Celebrate Greek culture and food along the Halifax River. Enjoy dancing performances, live music and fresh food. Free. At St. Demetrios Greek Orthodox Church, 134 N. Halifax Ave. 386-252-6012. For more info visit: http://bit.ly/novgreek NOV 8-10 | Sebastian Clambake Celebrating the Sebastian way 20
of life along the Indian River and forges a common bond between the old Sebastian clamming families and new residents while showcasing the commercial fishery and history of the area. Enjoy clams fried, raw, steamed, over linguini and in chowder. Also includes live entertainment and more. FREE. At Riverview Park, 600 U.S. 1. For more info visit: http://bit.ly/novsebclams
NOV 9-18
32nd Annual Festival of Trees For nine magical days, the Orlando Museum of Art is transformed into a glittering holiday wonderland where trees, wreaths and gingerbread houses ignite holiday spirit. 10 a.m.-5 p.m. Reception and Gala on Nov. 9; 6-11 p.m. ($175). Admission $15 adults, $5 children, $10 military/ seniors. 2416 N. Mills Ave. 407-8964231 x254. For more information visit us at: http://bit.ly/novomartfot
DECEMBER DEC 15
Festivals of Speed Ritz-Carlton A luxury car event, the Annual Festivals of Speed benefits the Arnold Palmer Hospital for Children. Attendees will enjoy on-site cafes serving the finest culinary offerings, VIP cafes, smooth jazz in the gardens, wine tastings, cigars, luxury lifestyle displays, fashion shows and more. For more information visit us at: http://bit.ly/decfosritz
LOCAL EVENTS GUIDE
CENTRAL FL DEC 13-15, 20-23 - The Nutcracker Let the magical world of Clara’s dreams take you on a journey through sparkling snowflakes, waltzing flowers and dancing sweets! The Nutcracker Family Show – Orlando Ballet presents a one hour version of the cherished holiday tradition, The Nutcracker. Perfect for all ages! For more info visit: http://bit.ly/decorlball
JAN 18-19 | Central Florida Scot-
JANUARY
tish Highland Games Traditional Scottish sporting events take the field for a day of history, culture and excitement. Also included are drum and bagpipe competitions, highland dancing, sheepdog demonstrations, archery competitions and Scottish singers. Pats are now welcome to attend. At Central Winds Park. 1000 Central Winds Dr. For more information visit us at: http://bit.ly/janscohighgames
JAN 4, 11, 18, 25
JAN 22-27 | Space Coast Birding
Winter Music Series Lakeridge Winery holds its famous Music Series, featuring live music, refreshments and a variety of food. The musicians selected are all fantastic performers, hand-picked from the wealth of talent located throughout Central Florida. For more information visit us at: http://bit.ly/decwintermusic
and Wildlife Festival Annual Festival is located at Eastern Florida State College-Titusville Campus (Brevard Community College) 1311 North US1 Titusville, Florida 32796. Featuring workshops, keynote speakers, world class photographers, field trips and more. 321-268-5224. For more info visit: https://scbwf.org/ (. . .continued on page 22)
LOCAL EVENTS GUIDE
CENTRAL FL
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FEBRUARY
FEB 1-2 @ 9AM-5PM
Mount Dora Arts Festival What better way to celebrate one of the top Downtowns in the country than by walking America’s favorite home-town! Filled with fine-art from national artists, along a magnificent lake view! Discover terrific entertainment, food, superb shopping and of course, The Premier Arts Festival in Central Florida!. For more info visit: http://bit.ly/f2mtdorafest
FEB 7-8 | Old Florida Outdoor Festival - Apopka An FBA sanctioned festival barbecue contest judged by the Florida BBQ Association, featuring over 100 barbecuing teams. The festival will also feature a steak-grilling contest, and other events. Concerts are free, but seating in the amphitheater is first-come, first-serve. Free admission. $10 parking. Apopka City – Athletic Complex, 2500 Apply Lane. (407) 703-1641. For more info visit: http://bit.ly/feboldfloutdoor FEB 22-23 | Pine Castle Pioneer Days An annual family-oriented, community-sponsored/planned event promoting the living history of the Pine Castle area thru demonstrations and other educational opportunities for attendees. The theme for 2020 has been set to celebrate the 150th (sesquicentennial) of Will 22
Harney staking claim to his Pine Castle homestead!! For more info visit: http://bit.ly/f22pinecastle
MARCH
Through MAR 8 | Florida Strawberry Festival, Plant City Strawberry celebration dating back to 1930. An 11-day community event celebrating the strawberry harvest of Eastern Hillsborough County. Each year, over 500,000 visitors enjoy the festival’s headline entertainment, youth livestock shows, rides, exhibits of commerce and, of course, its strawberry shortcake. At Plant City Festival Grounds. Admission required. 813-752-9194. For more info visit: http://bit.ly/mr8strawfest MAR 20-22 | 12th Annual Wine & Seafood Festival This signature event marks the beginning of springtime and the warmer weather brings people out to enjoy fabulous live outside music and entertainment throughout the entire weekend. Local Artists and Crafters are invited to display their work. Lakeridge wine, beer, soft drinks and a variety of tasty seafood specialties will be available for purchase, along with complimentary Winery tours and tasting. A portion of the proceeds go to support the Greater Clermont Cancer Foundation. For more info visit: http://bit.ly/mr22winesea
LOCAL EVENTS GUIDE
CENTRAL FL MAR 20-22 | Annual Winter Park Sidewalk Art Festival The Annual Winter Park Sidewalk Art Festival is a juried outdoor fest. More than 1,100 artists from around the world apply for entry and an independent panel of judges selects approximately 225 to participate in the show. The three-day event also features live music and family activities. The Winter Park Sidewalk Art Festival is one of the nation’s oldest, largest and most prestigious outdoor art festivals. It is produced by an all-volunteer board and draws more than 350,000 visitors each year. For more info visit us at: https://www.wpsaf.org
APRIL
APRIL TBD | Grant BBQ Fest
The Grant BBQ Fest serves up live entertainment, a car show, crafts and contests – barbecued pork ribs, chicken or brisket. Admission and parking are free. The festival is at 4580 1st Street. For more info visit: http://bit.ly/aprgrantbbq APR 3-4 | Sebring Soda Festival Certain tastes, smells and sights bring us back to our childhood, and soda pop is often one of those tastes that brings along fond memories. Cooling off on a hot summer day with a root beer float, or a sharing a cola at the drug store fountain with friends, are the types of nostalgic moments you’ll be transported back to at the Sebring Soda Festi-
val. With hundreds of craft sodas available for sampling, along with a classic car show, live entertainment, art and craft vendors, pop-up retail storefronts, a variety of food options, a kid’s zone, and more, we will bring back vintage fun for all ages. For more info please call the Sebring Chamber at (863) 385-8448 or visit: http://bit.ly/ap4sodafest APR 18-19 | Blues at the Winery Those who enjoy sipping a glass of Lakeridge wine and listening to ‘The Blues’, this event is a must see. By popular demand, the area’s most talented Blues musicians will perform on the outdoor stage as well as inside at the Wine & Cheese Bar. Bring your lawn chairs and blankets and enjoy the day! For more information please visit us at: http://bit.ly/a19blueswinery
MAY
MAY TBD | St. Johns River Festival of the Arts, Sanford Art festival in downtown Sanford featuring over 150 artists and touting live demonstrations and audience participation opportunities with a juried art show, food vendors, live acoustic music, and chalk artists. FREE ADMISSION. For more info please call: 407-416-1779 or visit: https://stjohnsriverartfest.com/
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LOCAL EVENTS GUIDE
CENTRAL FL
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Mayfaire By-The-Lake Begun as a crafts fair on the lawn of the Lakeland Public Library, this event has grown into one of Florida’s premier outdoor art festivals. Held on Mother’s Day weekend each year, Mayfaire is located on the shores of Lake Morton in the downtown area and is one of the largest and oldest outdoor art festivals in Central Florida with nearly 165 artists and food and beverage vendors.. For more info visit: http://bit.ly/mayfairbylake MAY 5 | Cinco de Mayo Fiesta Come celebrate Cinco de Mayo at our “Lakeridge After Hours Fiesta” from 5:30 pm to 9:00 pm! We’ll be closing our wine shop at 5:00 pm as usual, then reopening the doors at 5:30 pm to host this special after hours event in our Wine & Cheese Bar. Your favorite Lakeridge wines by the glass, a selection of domestic and import beers, and of course our delicious cheese plates will all be available for purchase at the event. Tickets include your entry to the event and a Free Special Edition Lakeridge Cinco De Mayo Wine Glass!. For more info visit: http://bit.ly/maycincomayo
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JUNE
JUN 18 | Sunset at the Zoo Take happy hour outside at the Central Florida Zoo & Botanical Gardens. On the third Thursday of each month, adults over the age of 21 can stroll through the zoo enjoying live music, purchase beer and wine, and meet animals up-close. 5:30 p.m.; 3755 W. Seminole Blvd. For more info call 407-323-4450 or visit us at: http://bit.ly/jn18sunsetzoo JUN 13-14 | Summer Grape Stomp Kick off your summer of fun with our SUMMER GRAPE STOMP celebration! Bring the family and do the purple foot dance with the ever popular grape stomping. Enjoy two days of live music on our outdoor stage, and inside at our popular Wine & Cheese bar. Lakeridge wine, beer, soft drinks and a variety of food is available for purchase, along with complimentary Winery tours and tasting. This is a weekend of fun you won’t want to miss!. A portion of the proceeds go to support the LovExtension, a nonprofit dedicated to helping the elderly and disabled communities in Lake County and The Villages. For more info visit: http://bit.ly/jn14summergrape
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INVESTING FOR THE FUTURE Not many people stumble into financial security through sheer luck: a lottery win, big inheritance, or huge stock winnings. For most of us the only way to financial security is a long term plan of saving and investing. Consistency is key to reaching long term goals no matter your income. The sooner you start saving and investing, the longer your money has to compound and grow. Set goals for how much of your income you will invest monthly and stick to it. Keep investment money and cash reserves separate so you won’t dip into your investment account when the market is down. Keep expenses low and spend on what is really important to you whether it is experiences or material things. Try to avoid the big mistakes, like buying a home that is more than you really need or creating a heavy debt load. If your employer offers a matching 401(k) contribution, be sure to take advantage of that option and contribute at least enough to receive it. It is essentially
extra income that will grow and compound and is not taxed until you withdraw it. You can do it yourself but it probably makes more sense to work with a financial advisor who is more knowledgeable about financial markets. An advisor will help analyze short term vs long term needs, separate emotions from objectives as well as help with devising a portfolio and strategy suitable for your needs. Investing consistently over the long term is the best way to grow your wealth as there is no way to time the market. 25
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10 Year Countdown
To Retirement
Money See Where You Stand - It’s time to assess how prepared, or unprepared, you are financially for retirement. • Take a quick test: Assuming your retirement is about 10 years away, you want to have roughly seven times your current salary in savings, according to research from Fidelity. That puts you on the road to having about 10 times your final salary saved by retirement and maintaining your present standard of living. Retire before hitting 67 and you’ll need more saved; after, you’ll need less. • D . o a deeper dive: Plug your current numbers (such as earnings, savings and future pensions) into an online calculator to estimate your retirement income. Experts say you’ll need 75 to 80 percent of preretirement income to live well — debatable but a good starting point. • D . on’t despair: You have 10 years to act, by earning more, trimming expenses or delaying retirement. “Whatever you can do can only help,” says George Papadopoulos, a financial planner in Novi, Mich.
Save the easy way If you’re among the 82 percent of workers paid via direct deposit, save more by splitting your pay across accounts. Have your payroll department put part of each check into an online savings account, where it’s out of sight and out of mind. The direct-deposit users who split their deposits save up to $90 more per month than those who use another method to save, according to a recent study. (. . .continued on page 28) 26
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Pad your nest egg If you already have healthy savings in a 401(k), 403(b) or IRA, open a Roth IRA (in 2019 you can contribute up to $7,000 if you’re 50 or older), or put money into a regular taxable account. •
Why do it? You’re laying the groundwork for lower taxes later. Say you need a new roof on your house in retirement. If you take money from a 401(k) or traditional IRA, it is taxable as ordinary income, and you may end up in a higher tax bracket, explains Carolyn McClanahan, founder of Life Planning Partners. But you can pull your contributions from a Roth IRA tax free (earnings, too, if you’re at least 59½ and have had the Roth at least five years). You can also invest via a basic taxable brokerage account; when you sell securities, you’ll pay only (usually lower) capital gains taxes on the profits.
Pay down the mortgage The problem with a mortgage in retirement is that you may have to sell investments to cover payments. And sometimes that will be when the markets are down - the worst possible time to sell, says Shelley Giordano, chair of the Funding Longevity Task Force at the American College of Financial Services. Her advice: 1. In place of your monthly payments, make half payments every two weeks. Those 26 payments per year are the equivalent of 13 monthly payments, resulting in a faster payoff and lower total interest costs. 2. Got a tax refund? A bonus? A side job? Apply that to your principal. 3. Avoid refinancing your mortgage, since a new loan with a later payoff date means more of your monthly payment goes to interest expense, not an increase in your home equity. 4. Don’t use a home equity loan or line of credit for purchases. The new tax law makes that less attractive, says Giordano. And this is the wrong time to be growing your mortgage debt. 28
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Put new retirement savings to work Not sure where to invest additional money? Aim for growth, somewhere between a trip to Vegas and stuffing cash into your mattress. The sweet spot •. Balanced mutual funds: Seek a mix of stocks and bonds;
a 50/50 or 60/40 ratio of stocks to bonds is reasonable. • Target-date mutual funds: These balanced funds automatically adjust investments to lower risk as you age.
Conservative but sound • High-grade corporate bond funds • Money market accounts • U.S. government bond funds • Certificates of deposit and online savings accounts (See bankrate.com for Federal Deposit Insurance Corp.–insured banks offering higher rates.)
• Series I inflation-protected savings bonds (sold at treasurydirect.gov)
Work Prepare Your Plan B - Ask yourself these questions, and be honest. 1. Do I work in a stable and growing industry? 2. Do I work for a stable and growing company? 3. Is my heart still in it? Have you answered no to any? It’s time to update your LinkedIn profile and see what else is out there.
• Why do it: Only about half of workers cruise their way to a planned, voluntary retirement; the rest of us exit prematurely, often as a result of job loss or burnout. You still have time to regroup. “With 10 years to go, there is still enough runway to make a mark,” says career and retirement expert Nancy Collamer.
• .How to do it: You know the routine. Tell people who can help you. Sign up for job alerts on the go-to site in your industry. Browse the postings that interest you, and note the skills that employers are seeking.
• .Want to stay put? Get busy anyway. “Whether you drive a bus or work in a store or in a professional occupation, maximize your opportunities by building your capital,” Collamer advises. “Give talks or write articles to boost your profile, or take advantage of short-term training programs.” One option: Go to linkedin. com/learning and get online access to thousands of business, creative and technology courses for $30 per month. Miller, Mark and Powell, Robert, AARP (2019, Feb 6). Countdown to Retirement: 10 Years [Web log post]. Retrieved from https://www.aarp.org/retirement/planning-for-retirement/info-2019/10-year-countdown.html
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Travel in Style – by Bonnie Roseman
If there’s anything I’ve learned in my 35 years as a stylist, it’s to “carry on,” and by that of course, I mean take a carry-on bag! In order to make travel easier for my busy clients, I’ve spent years developing techniques to make traveling simple and fun. A carry-on bag is key to making your journey more enjoyable; no more hauling multiple bags, or worrying about losing your luggage, which can ruin your trip before you even begin! In my most recent trip abroad, I traveled to the Scandinavian countries before flying to Greece for a little sun in the Cycladic Islands. After that, it was off to Italy and over the Alps. All the while, I had just one bag with me. 30
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To make the most of your luggage space, I suggest you wear your jeans and sneakers, and carry your leather jacket while you travel, to save space in your bag. Roll all items tightly! It saves space, and keeps everything from wrinkling. I usually prefer to stuff my undies and socks in my shoes. Select pieces with fabrics that can wash and hang to dry without needing to be pressed – it’s easier to keep things fresh and avoid using foreign cleaners that can be very expensive. Here are the basics for 6 weeks of traveling abroad across different climates. This short, gender-neutral list includes the basics for a great travel wardrobe. I recommend that your main wardrobe color for travel be black. It looks slimming on everyone, and doesn’t show dirt as easily. A few colorful tee tops can be added to give a little zip to your ensemble. All of these items will fit into your carry-on luggage and provide options for mixing and matching stylish looks while you see the world. You can then personalize your list by adding your toiletries, gloves, hat, or other essential accessories as needed.
TRAVEL WARDROBE Underwear 6 undergarments 6 pairs of socks Pajamas (your choice) Outerwear 2 tee shirts 2 button down shirts (one dressy, one casual) 2 pairs of pants (one jean, one black trouser) 1 pair of shorts 2 jackets (one leather, one raincoat) 1 cashmere sweater (pullover or cardigan) 1 bathing suit 1 basic black blazer (can be worn day or night) Accessories Scarves (colorful, lightweight) Belts (at least one black) Jewelry (a few pop pieces) 1 tie (traditional or bow tie) Shoes One heel or dress shoe One pair of flats (for day or night) One pair of sandals
Feel good, and look even better! Please contact me personally if you have any questions or would like to see my unique travel collection which can be dressed up or down. Bonnie@bonnieroseman.com | www.bonnieroseman.com | 917-209-0516 Bonnie Roseman Bio Fashion Designer. Style Consultant. Wardrobe Architect. The press has designated Bonnie Roseman as the ultimate fashion expert over the years. Featured on the NBC Today Show, People Magazine, and more, Roseman furthered her B-L-T brand by presenting her collection through the Home Shopping Network and Home Shopping Europe. Bonnie Roseman’s BLT has evolved into a full service boutique for women of all body types and lifestyles, featuring wrinkle-free fabrics and unique accessories that pack well and travel lightly wherever you go. Schedule with Bonnie and she’ll tell you all the secrets she’s been telling her clients for over 30 years. 31
RECOMMENDED SERVICE DIRECTORY
ANTI-AGING
Beja Body.....................................Back Cover
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Goldman Appliances, Inc.......................... 13
ATTIC STAIR INSTALLATION
Majic Stairs.......................................................1
AUTO REPAIR
Royal Motors North.................................... 21
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Kerry L. Scott - Edward Jones................ 13
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Murray Insurance Agency...........................5
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Copper Zap.................................................6-7
HVAC
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INSURANCE
Brian Tolan - Allstate.................................. 11 Clifford Insurance........................................ 15
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LUXURY TRAVEL
Magical Moments Vacations.................... 15 Windermere Travel..................................... 13
PERSONAL INJURY
Olsen Law Firm, PA...............................16-17
REAL ESTATE
Pete Howlett - 55 Plus Central Florida Realty....................................... Front Cover, 19
RECREATIONAL VEHICLES
General RV Center........................................9
ROOFING
SOCO Roofing Services............................ 15
WINDOW CLEANING
Fish Window Cleaning............................... 11
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