LOW COUNTRY
SOUTH CAROLINA | VOL. 2
INSIDE THIS ISSUE: FEATURED ARTICLES
RETIREMENT • INVESTING • VACATION
RECOMMENDED SERVICE DIRECTORY
TRAVEL • LIVING • HEALTH • DINING
READ THIS ISSUE ONLINE. SCAN THE QR CODE
CO NTE NT S
FEATURES 4
Luxury Living
12
Senior Living
18
Investing For The Future
4
20 Local Event Guide
40
32 Destination Vacations 40 Saving For Retirement 42 Travel In Style
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2
CO NTE NT S
2020-2021 SCHEDULES 20
PGA Tournaments
23
LPGA Tournaments
36
Grand Slam Tennis Tournaments - Australian
37
Grand Slam Tennis Tournaments - French
38
Grand Slam Tennis Tournaments - Wimbledon
39
Grand Slam Tennis Tournaments - US Open
46
Recommended Service Directory
20
36
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LOW COUNTRY | SOUTH CAROLINA | VOL . 2
OPEN FLOOR PLANS
A Luxurious home is not just well appointed, it is one where the amenities allow you to feel spoiled. Pools, saunas, in-home gyms, backyard tennis courts, game rooms, and wine cellars are a few things that come to mind.
An open floor plan is one of the most sought-after criteria when deciding on a new home purchase or a new renovation idea. An open and airy floor plan allows the homeowner to elaborate on their design aesthetic and showcase the home’s individual, luxurious features, like a grand entryway or a beautifully designed staircase.
OUTDOOR KITCHENS If opulence and luxury are key, then a standard, fully-stocked kitchen is simply no longer enough. One may consider adding a cozy outdoor living area complete with outdoor kitchen, featuring built-in gas grills and refrigerated food and drink storage. Some other top amenities include expansive outdoor pools with water features such as waterfalls, hot tubs, changing cabanas, and saunas.
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(. . .continued on page 8)
LOW COUNTRY | SOUTH CAROLINA | VOL . 2
WINE CELLARS Exquisite wine storage is another amenity that most affluent homes contain. Private wine cellars built using materials such as glass and wood and are often thought to be works of art themselves. When considering one of these beauties, many factors come into play. One will want to consider the placement, temperature, humidity control, and of course bottle size accommodations.
LOCATION IS EVERYTHING When it comes to luxury home ownership, nothing beats a great location. Everyone desires their own slice of blissful paradise. One of the most important aspects to consider are privacy features such as bushes, hedges, trees or walls. The right landscape design features provide a concealed oasis, where one can relax and wind down. Picture yourself in a secluded ranch or gated beachfront enclave!
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(. . .continued on page 10)
LOW COUNTRY | SOUTH CAROLINA | VOL . 2
GAME ROOMS Game rooms or entertainment rooms are an old idea, but still on top of the list of luxury living ideas. Some would argue a luxury home is not complete without an in-home theatre or game room. The boundaries continue to be expanded with extra amenities such as indoor basketball courts, lavish sports bar set-ups, exquisite billiard areas, additional televisions and beverage storage.
IN-HOME TECHNOLOGY This newer trend has taken over the luxury market by storm, and these technological innovations have garnered the new term of “Smart Homes,� and along with it, smart devices. When it comes to technology, most luxu-
ry builders cater to this tech-trend and offer amenities to help with just about all facets of home management. Some things you can do at the touch of a button or smartphone are control indoor climate, window and door security, and lighting. Additionally, an integrated smart home provides the owner with remote access cameras and security systems. (. . .continued on page 12) 10
LOW COUNTRY | SOUTH CAROLINA | VOL . 2
DRESSING ROOMS A dressing room is simply an extension of the master bedroom. This feature is commonly a top priority for the wealthy, as it functions as a place to both store and display lavish items such as purses, shoes, hats, and jewelry. There is an increasing demand among the jet-set crowd for larger and more lavish closet designs. Typical setups include cedar shelving, storage chests, ample lighting, and mirrors for cosmetics or modeling outfits.
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g n i v i L r o i n e S
LOW COUNTRY | SOUTH CAROLINA | VOL . 2
RETIRE WITHOUT CHANGING YOUR LIFESTYLE
Today’s upscale senior communities offer “resort style living” which is hospitality-oriented and resembles a 4-star hotel or cruise ship rather than a hospital or retirement home. Amenities Some of the more luxurious communities at the deluxe level even feature lively bars with chandeliers and overstuffed pillows. More standard amenities include:
Activities: Education and Entertainment, Fashion shows, Lectures from retired professors and various social and cultural events which are all examples of regularly planned activities for residents at higher-end facilities. In urban settings, planned outings to the city for museums, art galleries or theater visits are frequent occurrences as well. Grounds-keeping: Luxury communities are beautifully designed on the outside as well, from gardens to ponds to putting greens and walkways. Many include well-appointed courtyards for residents to socialize, relax, or enjoy a meal. Concierge Service: Offering ‘Concierge Service’ is what makes a Senior Living community a Luxury one. Similar to a hotel concierge, a resident can use the Concierge to arrange hotel flights or tickets to events, a service that makes these luxury communities clearly more desirable to prospective residents and their families. 14
Modern Therapies: Assisted living communities offer personal care to their residents, and the best communities often offer top notch therapy on top of standard care. In addition to specialized pet and physical therapy, upscale communities often also provide top notch occupational therapy, and music therapy, and always from trained and certified professionals. Residences: The kitchen is the focal point of any home and it’s no different when looking at the residence at an Assisted Living community. A standard assisted living apartment has a kitchenette, traditionally including a mini-fridge, a microwave, and a small amount of cabinet and counter space. The luxury assisted living residences feature full kitchens and appliances plus top of the line finishes, like granite counter tops for instance. (. . .continued on page 16)
LOW COUNTRY | SOUTH CAROLINA | VOL . 2
Dining: An upscale senior living community will most likely retain a registered dietitian on staff and employ experienced chefs who serve gourmet meals. Choice and variety are crucial for the success of a kitchen at a luxurious community and most have more than two restaurants within the community, each with their own menus. Personal Fitness Trainers and Recreational Facilities: Recreation rooms are always available to use at the residents’ convenience, with computer labs, fitness rooms and cinemas. Fitness programs supervised by physical therapists and personal trainers are also kept on staff by any upscale community. High-end assisted living communities also provide full service spa treatments, beauty salons for the women and barbershops for the men. Additionally, no luxury assisted living community would be complete without a heated pool and spa, which are always popular with residents. Pet Friendly: Studies have shown that pet ownership has been shown to be beneficial to seniors, and more and more luxury communities are open to 16
allowing residents to have their pets on site. There can sometimes be limitations regarding the size and number of pets. They frequently provide pet care such as dog walking, nail clipping, grooming and litter-box changes as well as formal, certified pet therapy. Spacious Apartments: One can expect about 20% more square footage at a Luxury community (approx 600 sf versus 500 sf at a standard community). A Two bedroom apartment at an upscale community can be more than 1200 square feet. Clearly, senior living is not what it was years ago. And for the retiree with means, it can be a lively, active, and rewarding lifestyle full of growth and fun!
LOW COUNTRY | SOUTH CAROLINA | VOL . 2
INVESTING FOR THE FUTURE Not many people stumble into financial security through sheer luck: a lottery win, big inheritance, or huge stock winnings. For most of us the only way to financial security is a long term plan of saving and investing. Consistency is key to reaching long term goals no matter your income. The sooner you start saving and investing, the longer your money has to compound and grow. Set goals for how much of your income you will invest monthly and stick to it. Keep investment money and cash reserves separate so you won’t dip into your investment account when the market is down. Keep expenses low and spend on what is really important to you whether it is experiences or material things. Try to avoid the big mistakes, like buying a home that is more than you really need or creating a heavy debt load. If your employer offers a matching 401(k) contribution, be sure to take advantage of that option and contribute at least enough to receive it. It is essentially 18
extra income that will grow and compound and is not taxed until you withdraw it. You can do it yourself but it probably makes more sense to work with a financial advisor who is more knowledgeable about financial markets. An advisor will help analyze short term vs long term needs, separate emotions from objectives as well as help with devising a portfolio and strategy suitable for your needs. Investing consistently over the long term is the best way to grow your wealth as there is no way to time the market.
LOW COUNTRY | SOUTH CAROLINA | VOL . 2
DATES
* Schedule subject to change
TOURNAMENT
DEFENDING CHAM5PION
JUN 11 - 14
Charles Schwab Challenge
Kevin Na
JUN 11 - 14
RBC Canadian Open
Rory McIlroy
JUN 18 - 21
RBC Heritage
C.T. Pan
Travelers Championship
Chez Reavie
JUL 2 - 5
Rocket Mortgage Classic
Nate Lashley
JUL 9 - 12
John Deere Classic
Dylan Frittelli
JUL 9 - 12
Tournament TBD
[ ORIG May 21-24 ]
[ CANCELED ]
[ ORIG Apr 16-19 ]
JUN 25 - 28 [ ORIG May 28-31 ]
[ CANCELED ]
Colonial CC, Fort Worth, TX St. George’s G&CC, Toronto, ON, CAN Harbour Town GL, Hilton Head, SC TPC River Highlands, Cromwell, CT Detroit Golf Club, Detroit, MI TPC Deere Run, Silvis, IL
$1,314,000 $1,368,000 $1,242,000 $1,296,000 $1,314,000 $1,080,000
JUL 16 - 19
Barbasol Championship
Jim Herman
JUL 16 - 19
The Memorial Tournament presented by Nationwide
Patrick Cantlay
JUL 16 - 19
The Open Championship
Shane Lowry
3M Open
Matthew Wolff
JUL 30 AUG 2
World Golf Championships - Fed Ex St. Jude Invitational
Brooks Koepka
JUL 30 AUG 2
Barracuda Championship
Collin Morikawa
JUL 30 AUG 2
Olympic Men’s Golf Competition
Justin Rose
AUG 6 - 9
PGA Championship
Brooks Koepka
AUG 13 - 16
Wyndham Championship
Sedgefield CC, Greensboro, NC
J.T. POSTON $1,116,000
AUG 20 - 23
THE NORTHERN TRUST
Patrick Reed
AUG 27 - 30
BMW Championship
Justin Thomas
SEP 4 - 7
TOUR Championship
Rory McIlroy
[ CANCELED ]
[ ORIG Jun 4-7 ]
[ CANCELED ]
JUL 23 - 26
[ ORIG Jul 2-5 ]
[ ORIG Jul 2-5 ]
[ POSTPONED ] [ ORIG May 14-17 ]
[ ORIG Aug 6-9 ]
[ ORIG Aug 13-16 ]
[ ORIG Aug 20-23 ]
[ ORIG Aug 27-30 ]
20
2020 PGA TOURNAMENT SCHEDULE
Keene Trace Golf Club, Nicholasville, KY Muirfield Village GC, Dublin, OH
Royal St. George’s GC, Sandwich, Kent, ENG TPC Twin Cities, Blaine, MN TPC Southwind, Memphis, TN
Tahoe Mt. Club (Old Greenwood), Truckee, CA
Kasumigaseki Country Club, Saitama, JPN TPC Harding Park, San Francisco, CA
TPC Boston, Norton, MA Olympia Fields CC (North), Olympia Fields, IL East Lake GC, Atlanta, GA
$630,000
$1,638,000 $1,935,000 $1,152,000 $1,745,000
$630,000
$1,980,000
$1,665,000 $1,665,000
LOW COUNTRY | SOUTH CAROLINA | VOL . 2
2020 PGA
TOURNAMENT SCHEDULE DATES
SEP 10 - 13 SEP 17 - 20
[ ORIG Jun 18-21 ]
SEP 25 - 27 SEP 24 - 27
[ ORIG Mar 26-29 ]
OCT 1 - 4 OCT 8 - 11 OCT 15 - 18 OCT 22 - 25 OCT 29 NOV 1 OCT 29 NOV 1 NOV 5-8 NOV 12 - 15 [ ORIG Apr 9-12 ]
NOV 19 - 22 DEC 3 - 6 DEC 3 - 6 DEC 11 - 13
22
* Schedule subject to change
TOURNAMENT
DEFENDING CHAM5PION
Safeway Open
Cameron Champ
U.S. Open
Gary Woodland
Silverado Resort and Spa North, Napa, CA Winged Foot GC, Mamaroneck, NY
Ryder Cup
$1,188,000 $2,250,000
Whistling Straits, Hokler, WI
EUROPE
Corales Puntacana Resort & Club Championship
Graeme McDowell
Sanderson Farms Championship
Sebastian Munoz
Shriners Hospitals for Children Open
Kevin Na
The CJ Cup @ Nine Bridges
Justin Thomas
Zozo Championship
Tiger Woods
World Golf Championships - HSBC Championship
Rory McIlroy
Bermuda Championship
Brendon Todd
Houston Open
Lanto Griffin
Masters Tournament
Tiger Woods
The RSM Classic
Tyler Duncan
Mayakoba Golf Classic
Brendon Todd
Hero World Challenge
Henrik Stenson
QBE Shootout
Rory Sabbatini, Kevin Tway
Corales Golf Club, Punta Cana, DOM CC of Jackson, Jackson, MS
TPC Summerlin, Las Vegas, NV Nine Bridges, Jeju Island, KOR
Accordia Golf Narashino CC, Chiba, JPN Sheshan Int’l GC, Shanghai, CHN
Port Royal GC, Southampton, BER Memorial Park Golf Course, Houston, TX Augusta National GC, Augusta, GA Sea Island Resort (Seaside), Sea Island, GA El Camaleon GC, Playa del Carmen, MEX Albany, New Providence, BAH Tiburon GC, Naples, FL
$540,000
$1,188,000 $1,260,000 $1,755,000 $1,755,000 $1,745,000 $540,000
$1,350,000 $2,070,000 $1,188,000 $1,296,000 $1,000,000 $435,000
LOW COUNTRY | SOUTH CAROLINA | VOL . 2
2020 LPGA TOURNAMENT SCHEDULE DATES
OCT 1 - 4 [CANCELED]
OCT 2 - 4
[ORIG May 29-31]
OCT 8 - 11 [ORIG Jun 25-28]
Oct 15 - 18 Oct 22 - 25 Oct 29 Nov 1
TOURNAMENT
Meijer LPGA Classic For Simply Give Blythefield CC, Grand Rapids, MI 49305 ShopRite LPGA Classic Presented by Acer Galloway, NJ KPMG Women’s PGA Championship Aronimink Golf Club, Pennsylvania Buick LPGA Shanghai
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DEFENDING CHAMPION
$2,300,000
(Brooke Henderson)
$1,750,000
(Lexi Thompson)
$4,300,000
(Hannah Green)
$2,100,000
(Danielle Kang)
BMW Ladies Championship LPGA International Busan, South Korea
$2,000,000
(Inaugural Year)
Swinging Skirts LPGA Taiwan Championship
$2,200,000
(Nelly Korda)
$1,500,000
(Nasa Hataoka)
$1,750,000
(Inaugural Year)
$1,400,000
(Cheyenne Knight)
$5,500,000
(Jeonguen Lee6)
$5,000,000
(Lexi Thompson)
Shanghai Qizhong Garden GC, Minhang District, Shanghai, China
TOTO Japan Classic Seta Golf Course-North, Shiga, Japan NOV 19 - 22 Pelican Women’s Championship [ORIG May 14-17] presented by DEX Imaging Volunteers of America Classic DEC 3 - 6 Old American GC, The Colony, TX 75056 DEC 10 - 13 U.S. Women’s Open Championship [ORIG Jun 4-7] conducted by the USGA CME Group Tour Championship DEC 17 - 20 Ritz Carlton Golf Resort-Tiburon GC, Naples, FL 34109 Nov 6 - 8
* Schedule subject to change PURSE
LOCAL EVENTS GUIDE
LOW COUNTRY PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
OCTOBER
OCT 1 - 4 | BEAUFORT SHRIMP FESTIVAL Instead of a single weekend event, Shrimp Festival Season will celebrate the fall shrimp season and highlight the region’s culinary traditions.We invite locals and Southeastern visitors to restaurants, shops, and outdoor venues across the Beaufort region over three successive weeks to enjoy the best of Lowcountry food and lifestyle. For more info visit: beaufortshrimpfestival.com OCT 17 | FALL FEST Absolutely the best way to experience the Daufuskie Difference. Head to the Freeport Marina for a Lowcountry Boil, Oyster Roast, live music, and more! For more info visit: daufuskiedifference.com
NOVEMBER
NOV 7 | PECAN FESTIVAL Held annually on the first Saturday in November, and hosted by the Florence Downtown Development Corporation and The City of 24
Florence. Come on by for the live entertainment, food & craft vendors, rides, antique tractor show, car show, competitions, half metric century bike ride and more. For more info visit: https://bit.ly/2H1lVpW NOV 21 | KINGSLAND CATFISH FESTIVAL The Annual Kingsland Catfish FestIval began in 1983 and continues today with Arts, Crafts, Antique & Food Vendors. Join us in Downtown Kingsland Georgia for some small town family fun! For more info visit: kingslandcatfishfestival.org
DECEMBER
DEC 1 - 31 | FESTIVAL OF LIGHTS The festival is more than just a driving tour through beautiful light displays. We invite you to park your car and explore Santa’s Village! For more info visit: https://bit.ly/3iLWAgw
JANUARY
JAN TBA | GULLAH CELEBRATION Established in 1996, the Hilton Head (. . .continued on page 26)
LOCAL EVENTS GUIDE
LOW COUNTRY PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
(. . .continued from 24) Island Gullah Celebration showcases the rich cultural heritage of the Gullah people and their history on Hilton Head Island. Celebration programming includes a variety of events designed to attract local residents, regional, national and international travelers. For more info visit: gullahcelebration.com JAN 7 - 17 | RESTAURANT WEEK SOUTH CAROLINA For an entire week, restaurants and bistros offer prix fixe menus for lunch and dinner to tempt you to taste the local cuisine. Discover all the great restaurants that South Carolina has to offer! For more info visit: restaurantweeksouthcarolina.com JAN 28 - 31 | LOWCOUNTRY JAZZ FESTIVAL The Lowcountry Jazz Festival, South Carolina’s premiere annual Smooth Jazz event, returns to– the Charleston Gaillard Center – with a stellar lineup of numerous world-class jazz musicians. For more info visit: lowcountryjazzfest.com
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FEBRUARY
FEB 22 -28 | SEAFOOD FESTIVAL The Hilton Head Island Seafood Festival is a family-friendly, week-long culinary and cultural tourism event, where top chefs, mixologists, sommeliers, local seafood, artisans, live music and wildlife come together. For more info visit: hiltonheadseafoodfestival.com
MARCH
MARCH 3 - 7 | CHARLESTON WINE & FOOD FESTIVAL Each year in March we look forward to welcoming members of our culinary and hospitality community from around the world to connect, share, and grow through wine and food-centric experiences. Come on by and experience all of this wondrous food! For more info visit: charlestonwineandfood.com MARCH 20 | WINGFEST We aren’t just “wingin’ it” anymore. After 25 years, we like to think we know what we’re doing. Our keys to success? Invite the best local restaurants, add some handpicked bands, sprinkle in some kids activities, pour
LOCAL EVENTS GUIDE
LOW COUNTRY PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
a little too much alcohol, and spark some semi-friendly competition. For more info visit: hiltonheadwingfest.com
APRIL
APRIL 1 - 18 | CHARLESTON FESTIVAL OF HOUSES & GARDENS Located in the city’s Old and Historic District, this series of award-winning tours and events showcases Charleston’s distinctive architecture, history, gardens and culture. For more info visit: https://bit.ly/36PksO0
APRIL 10 | CAJUN FESTIVAL Bringing Louisiana to the Lowcountry, the Lowcountry Cajun Festival is a full-day of Zydeco music, Cajun and Creole foods, kids activities, and all around ragin’ Cajun fun! Savor the tastes of authentic Cajun and Creole fare - jambalaya, alligator, etouffe, andouille sausage, and crawfish. For more info visit: https://bit.ly/2GHYxh5 APRIL 24 | THE ART MARKET A juried fine art and craft festival held under the live oaks. Over 90 artists with various mediums of art on display and for sale. For more info visit: coastaldiscovery.org
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LOCAL EVENTS GUIDE
LOW COUNTRY PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
MAY
MAY 7 - 9 | CHARLESTON GREEK FESTIVAL The Charleston Greek Festival is a celebration of fun and Greek culture! Attendees can enjoy Greek food, wine, live music, and dancing. For more info visit: charlestongreekfestival.com MAY 28 - 30 | GULLAH FOOD FEST Come as vendors serve up their best pot and recipes of Shrimp and Grits, Seafood Gumbo, Devil Crabs and Stew Chicken, and more. All are invited to come out and celebrate the heritage and the tradition of the Island. It will be a full day of music and family entertainment for everyone. For more info visit: originalgullahfestival.org
JUNE
JUNE 19 | RIDGE PEACH FESTIVAL Whether you love Arts and Crafts, Antiques Tractors and Cars, or Delicious Festival Foods, the 50th Annual Ridge Peach Festival has something for every member of your family. A Country Store featuring home canned peach preserves, 28
jams, and jellies, along with your favorite peach desserts and ice cream are all waiting for you to arrive and enjoy! For more info visit: ridgepeachfestival.com JUNE 23 - 30 | BRIGHT STAR The brand new Blue Ridge Mountains, bluegrass Broadway musical! Set in Asheville, this moving musical, with its Tony and Grammy nominated bluegrass score, lit up Broadway in 2016 and has been delighting audiences all across America ever since. Charleston Stage is excited to give this great new musical it’s Charleston premiere. For more info visit: charlestonstage.com
JULY
JULY 4 | FOURTH OF JULY The Island Recreation Association is proud to bring you a fun-filled, festive atmosphere with the highlight of the night fireworks which start around 9 pm. Bring your lawn chairs and enjoy the fireworks! For more info visit: https://bit.ly/2SICOrL
(. . .continued on page 30)
LOCAL EVENTS GUIDE
LOW COUNTRY PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
(. . .continued from 28)
AUGUST
AUG TBA | SUMMER FEST Car show, children’s activities, live entertainment, vendors, inflatables, food vendors, arts and crafts! For more info visit: yorkscsummerfest.com AUG 1 | RIVER BRIDGE RUN The Cooper Bridge Run is an annual 10K running event across Charleston’s iconic Arthur Ravenel Jr. Bridge. Competitors from across the globe come for this historic race. For more info visit: bridgerun.com
SEPTEMBER
SEPT 5 - 13 | WATER WEEK Celebrate the Charleston waterways with 8 days of fun on the water in the lowcountry. During Charleston Water Week participate in water related recreational activities with everything from sailing to jet skiing, paddleboarding to dragon boat racing! For more info visit: https://bit.ly/3iPDmGR
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SEPT 11 | BLUFFTON BOILED PEANUT FESTIVAL Well, since the boiled peanut is South Carolina’s state snack, why not have a festival to honor the salty treat? That’s what folks in Bluffton are doing. There’s a boiled peanut cook-off, a boiled peanut eating contest, an island playground, live music, and a Little Miss and Mr. Boiled Peanut Contest. For more info visit: https://bit.ly/3dcMPXz
OCTOBER
OCT 2 | BEAUFORT SHRIMP FEST Beaufort’s Shrimp Festival is an amazing event that celebrates lowcountry cuisine and incorporates fun activities for all ages! For more info visit: https://bit.ly/34CkI0f OCT 16 - 24 | HISTORIC BLUFFTON ARTS & SEAFOOD FESTIVAL The festival is a week-long event offering a myriad of activities, showcasing the locally harvested seafood, delicious Low Country cuisine, history, culture and art of the area! For more info visit: lufftonartsandseafoodfestival.com (. . .continued on page 30)
LOW COUNTRY | SOUTH CAROLINA | VOL . 2
TRENDING LOCATIONS FOR A GREAT VACATION
EXCITING TRAVEL
Destinations If you are looking for some exciting and awe inspiring travel destinations, consider the following destinations. 1. Sweden, a Scandinavian nation in Europe, offers some wonderful natural experiences and places to visit. Enjoy hiking in vast boreal forests and witness an all-white wild moose. Most principal cities, including Stockholm, are all coastal and offer breathtaking views of the towns and waterfront areas. There are historic medieval towns, an abundance of bridges, royal palaces, and museums to visit. Another sight you will not want to miss are the Northern Lights in Lapland.
2. Tenerife, Spain is the largest of the Canary Islands, which is dominated by Spain’s tallest peak, and dormant volcano, Mt. Teide. Enjoy parades, music, dancing, and a variety of colorful costumes at the Carnaval de Santa Cruz. The island hosts many beaches, some featuring black sand, resort areas to enjoy your stay, high-end restaurants, night clubs, golf courses, and water based sports.
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LOW COUNTRY | SOUTH CAROLINA | VOL . 2
3. Greece, a southeastern European country with thousands of islands to explore and enjoy. There are a vast amount of sites to visit and places to see that tickle any particular interest. With a plethora of archaeological sites, museums, and historical tours, there is a lot to see and do. To name a few notable sites, The Acropolis is a must see as it is home to some of the most marvelous architectural feats known to exist by this advanced civilization, including the Parthenon and Erecthion. The Panathinaiko Stadium in Athens is the world’s only stadium built in its entirety of marble. This site is home to the first modern Olympics in 1896, where it held a whopping 80,000 people. Aside from the numerous archeologic areas, Greece
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also has wonderful beaches, hotels, bars, restaurants, tours, ferries, and charters. 4. France, known for its exquisite cuisine, is also home to famous fashion houses, many classical art museums including the Louvre, and monuments such as the Eiffel Tower, the Seine, Notre-Dame cathedral, Arc de Triomphe, and the Palace of Versailles. There are also magnificent parks, great music, ancient cave drawings, and renowned wine tasting sites.
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LOW COUNTRY | SOUTH CAROLINA | VOL . 2
2021 GRAND SLAM TOURNAMENT SCHEDULE
* Schedule subject to change
Date
Session
Wed Fri 1/13-15
Rod Laver
Margaret Court
Outside Courts
11:00am
11:00am
10:00am
Sat / Sun 1/16-17 Mon 1/18 Tue 1/19 Wed 1/20 Thu 1/21 Fri 1/22 Sat 1/23 Sun 1/24 Mon 1/25 Tue 1/26 Wed 1/27 Thu 1/28
Qualifying Rounds
NO PLAY Day
11:00am
11:00am
11:00am
Night
7:00pm
–
–
Day
11:00am
11:00am
11:00am
Night
7:00pm
–
–
Day
11:00am
11:00am
11:00am –
Night
7:00pm
–
–
Day
11:00am
11:00am
11:00am
Night
7:00pm
–
–
Day
11:00am
11:00am
11:00am
Night
7:00pm
–
–
Day
11:00am
11:00am
11:00am
Night
7:00pm
–
–
Day
11:00am
11:00am
11:00am
Night
7:00pm
–
–
Day
11:00am
11:00am
11:00am
Night
7:00pm
–
–
Day
11:00am
11:00am
11:00am
Night
7:00pm
–
–
Day
11:00am
11:00am
11:00am
Night
7:00pm
–
–
Day
11:00am
11:00am
11:00am
1st round
1st round
2nd round
2nd round 3rd round 3rd round 4th round
4th round
Quarterfinals
Quarterfinals
Women’s Semifinals
Night
7:00pm
–
–
1st Men’s Semifinals
Fri 1/29
Twilight
3:00pm
4:00 pm
3:00pm
2nd Men’s Semifinals
–
–
–
–
Sat 1/30
Twilight
11:00am
7:30pm
11:15am
–
–
–
–
Twilight
2:00pm
4:00pm
no play
–
–
–
–
Sun 1/31
36
Featured Matches
Women’s Finals Men’s Finals
LOW COUNTRY | SOUTH CAROLINA | VOL . 2
2020 GRAND SLAM TOURNAMENT SCHEDULE DATE
PLAY START
* Schedule subject to change
SESSION
Thu Oct 1
10:30 AM
2nd Round - Ladies / Mens Singles 1st Round Ladies & Mixed Doubles 2nd Round Mens Doubles
Fri Oct 2
10:30 AM
3rd Round - Ladies / Mens Singles 2nd Round - Ladies / Mens Doubles 1st Round - Mixed Doubles
Sat Oct 3
10:30 AM
3rd Round - Ladies / Mens Singles 2nd Round - Ladies & Mixed Doubles 3rd Round - Mens Doubles
Sun Oct 4
10:30 AM
4th Round - Ladies / Mens Singles 3rd Round - Ladies / Mens Doubles 2nd Round Mixed 1st Round Juniors Singles
Mon Oct 5
10:30 AM
4th Round - Ladies / Mens Singles Qtr Finals - Mens & Mixed Doubles 3rd Round - Ladies Doubles 1st & 2nd Round - Juniors Singles, 1st Round Juniors Doubles
Tues Oct 6
10:30 AM
Day / Evening - Qtr Finals - Ladies / Mens Singles Qtr Finals - Ladies / Mens / Mixed Doubles 2nd Round - Juniors Singles, 1st & 2nd Round - Juniors Doubles
Wed Oct 7
10:30 AM
Day / Evening - Qtr Finals - Ladies / Mens Singles Qtr Finals - Ladies Doubles Semi Finals - Mixed Doubles 3rd Round - Juniors Singles, 2nd Round Juniors Doubles
Thu Oct 8
10:30 AM
Day - Finals - Mixed Doubles, Evening - Semi Finals Ladies Singles Semi Finals - Mens Doubles Qtr Finals - Juniors Singles & Doubles
Fri Oct 9
10:30 AM
Day / Evening - Semi Finals - Mens Singles Semi Finals - Ladies Doubles Semi Finals - Juniors Singles & Doubles
Sat Oct 10
10:30 AM
Day - Finals - Mens Doubles Evening - Finals - Ladies Singles Finals - Juniors Singles & Doubles
Sun Oct 11
10:30 AM
Day - Finals - Ladies Doubles Evening - Finals - Mens Singles
37
LOW COUNTRY | SOUTH CAROLINA | VOL . 2
2021 GRAND SLAM TOURNAMENT SCHEDULE
* Schedule subject to change
PLEASE NOTE: The Main Board of the All England Club (AELTC) and the Committee of Management of The Championships have decided to cancel the 2020 Wimbledon Championships due to COVID-19 and a concern for public health. The 2021 Wimbledon Championships will take place from June 28 – July 11, 2021. DATE Mon Jun 28
38
PLAY START 11:00 AM
SESSION First Round
Tues Jun 29
11:00 AM
First Round
Wed Jun 30
11:00 AM
Second Round
Thu Jul 1
11:00 AM
Second Round
Fri Jul 2
11:00 AM
Third Round
Sat Jul 3
11:00 AM
Third Round
Sun Jul 4
–
Mon Jul 5
11:00 AM
No Play Round of 16
Tue Jul 6
11:00 AM
Womens Quarterfinals
Wed Jul 7
11:00 AM
Mens Quarterfinals
Thu Jul 8
11:00 AM
Womens Semifinals
Fri Jul 9
11:00 AM
Mens Semifinals
Sat Jul 10
11:00 AM
Womens Finals
Sun Jul 11
11:00 AM
Mens Finals
LOW COUNTRY | SOUTH CAROLINA | VOL . 2
2020 GRAND SLAM TOURNAMENT SCHEDULE
* Schedule subject to change
SESSION
SCHEDULE
PLAY START
MATCHES
1
DATE Mon 31 Aug
Day
11:00 AM
Men’s / Women’s R1
2
Mon 31 Aug
Night
7:00 PM
Men’s / Women’s R1
3
Tue 1 Sep
Day
11:00 AM
Men’s / Women’s R1
4
Tue 1 Sep
Night
7:00 PM
Men’s / Women’s R1
5
Wed 2 Sep
Day
11:00 AM
Men’s / Women’s R2
6
Wed 2 Sep
Night
7:00 PM
Men’s / Women’s R2
7
Thu 3 Sep
Day
11:00 AM
Men’s / Women’s R2
8
Thu 3 Sep
Night
7:00 PM
Men’s / Women’s R2
9
Fri 4 Sep
Day
11:00 AM
Men’s / Women’s R3
10
Fri 4 Sep
Night
7:00 PM
Men’s / Women’s R3
11
Sat 5 Sep
Day
11:00 AM
Men’s / Women’s R3
12
Sat 5 Sep
Night
7:00 PM
Men’s / Women’s R3
13
Sun 6 Sep
Day
11:00 AM
14
Sun 6 Sep
Night
7:00 PM
Men’s / Women’s Round of 16
15
Mon 7 Sep
Day
11:00 AM
Men’s / Women’s Round of 16
16
Mon 7 Sep
Night
7:00 PM
Men’s / Women’s Round of 16
17
Tue 8 Sep
Day
11:00 AM
Men’s / Women’s Quarterfinals
18
Tue 8 Sep
Night
7:00 PM
Men’s / Women’s Quarterfinals
19
Wed 9 Sep
Day
11:00 AM
Men’s / Women’s Quarterfinals
20
Wed 9 Sep
Night
7:00 PM
Men’s / Women’s Quarterfinals
21
Thu 10 Sep
Night
7:00 PM
Women’s Semifinals
22
Fri 11 Sep
Day
12:00 PM
Men’s Semifinals
23
Sat 12 Sep
Day
12:00 PM
Women’s Final
24
Sun 13 Sep
Day
1:00 PM
Men’s Final
Men’s / Women’s Round of 16
39
LOW COUNTRY | SOUTH CAROLINA | VOL . 2
10 Year Countdown
To Retirement
Money See Where You Stand - It’s time to assess how prepared, or unprepared, you are financially for retirement. •
Take a quick test: Assuming your retirement is about 10 years away, you want to have roughly seven times your current salary in savings, according to research from Fidelity. That puts you on the road to having about 10 times your final salary saved by retirement and maintaining your present standard of living. Retire before hitting 67 and you’ll need more saved; after, you’ll need less.
•
Do a deeper dive: Plug your current numbers (such as earnings, savings and future pensions) into an online calculator to estimate your retirement income. Experts say you’ll need 75 to 80 percent of preretirement income to live well — debatable but a good starting point.
•
Don’t despair: You have 10 years to act, by earning more, trimming expenses or delaying retirement. “Whatever you can do can only help,” says George Papadopoulos, a financial planner in Novi, Mich.
Save the easy way If you’re among the 82 percent of workers paid via direct deposit, save more by splitting your pay across accounts. Have your payroll department put part of each check into an online savings account, where it’s out of sight and out of mind. The direct-deposit users who split their deposits save up to $90 more per month than those who use another method to save, according to a recent study.
40
LOW COUNTRY | SOUTH CAROLINA | VOL . 2
Pad your nest egg If you already have significant savings in a 401(k), 403(b) or IRA, open a Roth IRA (in 2019 you can contribute up to $7,000 if you’re 50 or older), or put money into a regular taxable account. •
Why do it? You’re laying the groundwork for lower taxes later. Say you need a new roof on your house in retirement; If you take money from a 401(k) or traditional IRA, it is taxable as ordinary income, and you may end up in a higher tax bracket, explains Carolyn McClanahan, founder of Life Planning Partners. But you can pull your contributions from a Roth IRA tax free (earnings, too, if you’re at least 59½ and have had the Roth at least five years). You can also invest via a basic taxable brokerage account; when you sell securities, you’ll pay only (usually lower) capital gains taxes on the profits.
Pay down the mortgage The problem with a mortgage in retirement is that you may have to sell investments to cover payments. And sometimes that will be when the markets are down - the worst possible time to sell, says Shelley Giordano, chair of the Funding Longevity Task Force at the American College of Financial Services. Her advice: 1. In place of your monthly payments, make half payments every two weeks. Those 26 payments per year are the equivalent of 13 monthly payments, resulting in a faster payoff and lower total interest costs. 2. Got a tax refund? A bonus? A side job? Apply that to your principal. 3. Avoid refinancing your mortgage, since a new loan with a later payoff date means more of your monthly payment goes to interest expense, not an increase in your home equity. 4. Don’t use a home equity loan or line of credit for purchases. The new tax law makes that less attractive, says Giordano. And this is the wrong time to be growing your mortgage debt. 41
LOW COUNTRY | SOUTH CAROLINA | VOL . 2
Put new retirement savings to work Not sure where to invest additional money? Aim for growth, somewhere between a trip to Vegas and stuffing cash into your mattress. The sweet spot • Balanced mutual funds: Seek a mix of stocks and bonds;
a 50/50 or 60/40 ratio of stocks to bonds is reasonable. • Target-date mutual funds: These balanced funds automatically adjust investments to lower risk as you age.
Conservative but sound • High-grade corporate bond funds • Money market accounts • U.S. government bond funds • Certificates of deposit and online savings accounts (See bankrate.com for Federal Deposit Insurance Corp.–insured banks offering higher rates.) • Series I inflation-protected savings bonds (sold at treasurydirect.gov)
Work Prepare Your Plan B - Ask yourself these questions, and be honest. 1. Do I work in a stable and growing industry? 2. Do I work for a stable and growing company? 3. Is my heart still in it? Have you answered no to any? It’s time to update your LinkedIn profile and see what else is out there.
•
Why do it: Only about half of workers cruise their way to a planned, voluntary retirement; the rest of us exit prematurely, often as a result of job loss or burnout. You still have time to regroup. “With 10 years to go, there is still enough runway to make a mark,” says career and retirement expert Nancy Collamer.
•
How to do it: You know the routine. Tell people who can help you. Sign up for job alerts on the go-to site in your industry. Browse the postings that interest you, and note the skills that employers are seeking.
•
Want to stay put? Get busy anyway. “Whether you drive a bus or work in a store or in a professional occupation, maximize your opportunities by building your capital,” Collamer advises. “Give talks or write articles to boost your profile, or take advantage of short-term training programs.” One option: Go to linkedin. com/learning and get online access to thousands of business, creative and technology courses for $30 per month.
42
Miller, Mark and Powell, Robert, AARP (2019, Feb 6). Countdown to Retirement: 10 Years [Web log post]. Retrieved from https://www.aarp.org/retirement/planning-for-retirement/info-2019/10-year-countdown.html
This is how you say it’s going to be okay. Every 8 minutes the American Red Cross responds to a disaster and makes this promise. You can help us keep it.
Donate today at redcross.org
LOW COUNTRY | SOUTH CAROLINA | VOL . 2
Travel in Style – by Bonnie Roseman
If there’s anything I’ve learned in my 35 years as a stylist, it’s to “carry on,” and by that of course, I mean take a carry-on bag! In order to make travel easier for my busy clients, I’ve spent years developing techniques to make traveling simple and fun. A carry-on bag is key to making your journey more enjoyable; no more hauling multiple bags, or worrying about losing your luggage, which can ruin your trip before you even begin! In my most recent trip abroad, I traveled to the Scandinavian countries before flying to Greece for a little sun in the Cycladic Islands. After that, it was off to Italy and over the Alps. All the while, I had just one bag with me. 44
LOW COUNTRY | SOUTH CAROLINA | VOL . 2
To make the most of your luggage space, I suggest you wear your jeans and sneakers, and carry your leather jacket while you travel, to save space in your bag. Roll all items tightly! It saves space, and keeps everything from wrinkling. I usually prefer to stuff my undies and socks in my shoes. Select pieces with fabrics that can wash and hang to dry without needing to be pressed – it’s easier to keep things fresh and avoid using foreign cleaners that can be very expensive. Here are the basics for 6 weeks of traveling abroad across different climates. This short, gender-neutral list includes the basics for a great travel wardrobe. I recommend that your main wardrobe color for travel be black. It looks slimming on everyone, and doesn’t show dirt as easily. A few colorful tee tops can be added to give a little zip to your ensemble. All of these items will fit into your carry-on luggage and provide options for mixing and matching stylish looks while you see the world. You can then personalize your list by adding your toiletries, gloves, hat, or other essential accessories as needed.
TRAVEL WARDROBE Underwear 6 undergarments 6 pairs of socks Pajamas (your choice) Outerwear 2 tee shirts 2 button down shirts (one dressy, one casual) 2 pairs of pants (one jean, one black trouser) 1 pair of shorts 2 jackets (one leather, one raincoat) 1 cashmere sweater (pullover or cardigan) 1 bathing suit 1 basic black blazer (can be worn day or night) Accessories Scarves (colorful, lightweight) Belts (at least one black) Jewelry (a few pop pieces) 1 tie (traditional or bow tie) Shoes One heel or dress shoe One pair of flats (for day or night) One pair of sandals
Feel good, and look even better! Please contact me personally if you have any questions or would like to see my unique travel collection which can be dressed up or down. Bonnie@bonnieroseman.com | www.bonnieroseman.com | 917-209-0516 Bonnie Roseman Bio Fashion Designer. Style Consultant. Wardrobe Architect. The press has designated Bonnie Roseman as the ultimate fashion expert over the years. Featured on the NBC Today Show, People Magazine, and more, Roseman furthered her B-L-T brand by presenting her collection through the Home Shopping Network and Home Shopping Europe. Bonnie Roseman’s BLT has evolved into a full service boutique for women of all body types and lifestyles, featuring wrinkle-free fabrics and unique accessories that pack well and travel lightly wherever you go. Schedule with Bonnie and she’ll tell you all the secrets she’s been telling her clients for over 30 years. 45
RECOMMENDED SERVICE DIRECTORY
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FINANCIAL PLANNING Weatherford Financial Group ............................33
CERTIFIED PUBLIC ACCOUNTANTS Lanier, Deal, & Proctor ............................................11
FUNERAL HOME Carolina Memorial Park.........................................33 Parks Funeral Home................................................13
CHIROPRACTOR Advantage Healthcare of Charleston LLC ........................Front Inside Cover
FURNITURE GDC Home ..................................................................17 Hamiltons Fine Furniture.......1, Back Inside Cover
CREMATIONS Carolina Memorial Park.........................................33
GLASS & MIRROR Palmetto Glass..........................................................33
CRIMINAL DEFENSE Templeton, Mims, & Ward LLC ..........................29
HANDYMAN & HOME REPAIRS Complete Carpentry Pros ...................................... 9
DECORATIVE CONCRETE Curb Crete LLC ..........................................................31
HOME DÉCOR GDC Home ..................................................................17
ENDOCRINOLOGY Magnolia Endocrinology ......................................29
HORMONE REPLACEMENT THERAPY Advantage Healthcare of Charleston LLC ........................Front Inside Cover
ESTATE PLANNING & PROBATE Frost Law Group .......................................................21 EYE CARE The Retina Center of Charleston.....Back Cover EYE SURGEON The Retina Center of Charleston.....Back Cover FAMILY LAW The Acquaviva Law Firm.........................................7 Templeton, Mims, & Ward LLC ..........................29 FINANCIAL & HOUSING COUNSELING Origin SC .....................................................................35 FINANCIAL ADVISOR Leslie D Boykin - Edward Jones........................47
IN HOME SENIOR CARE Amada Senior Care ..................................................11 INSURANCE Correll Insurance Group of Hilton Head..........19 Taylor Agency ............................................................15 LAW FIRM Finger, Melnick & Brooks........................................ 9 MEDICAL WEIGHTLOSS Advantage Healthcare of Charleston LLC ........................Front Inside Cover MEDICARE Carolina Medicare ...................................................25
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MEMORIAL PARK Carolina Memorial Park.........................................33
PRIMARY CARE & GERIATRICS Doctors Making House Calls.......... Front Cover, 3
MENTAL HEALTH Justice Works Behavioral Health.........................7
REAL ESTATE LAW Frost Law Group .......................................................21
NON-PROFIT American Red Cross .............................................43
RETIREMENT PLANNING Weatherford Financial Group ............................33
PERSONAL INJURY Templeton, Mims, & Ward LLC ..........................29
TAX LAW The Acquaviva Law Firm.........................................7
PHARMACY Burke’s Main Street Pharmacy..............................5
WILLS AND ESTATE PLANNING Templeton, Mims, & Ward LLC ..........................29
PHYSICAL MEDICINE Advantage Healthcare of Charleston LLC ........................Front Inside Cover PHYSICAL THERAPY Advantage Healthcare of Charleston LLC ........................Front Inside Cover Elite Physical Therapy & Sports Performance...........................................27 PHYSICIAN HOME VISITS Doctors Making House Calls.......... Front Cover, 3
