North East Florida by The 55 Guide

NORTH EAST

FLORIDA | VOL. 2

INSIDE THIS ISSUE: FEATURED ARTICLES

RETIREMENT • INVESTING • VACATION

RECOMMENDED SERVICE DIRECTORY

TRAVEL • LIVING • HEALTH • DINING

READ THIS ISSUE ONLINE. SCAN THE QR CODE

CO NTE NT S FEATURES 4

Luxury Living

12 Senior Living

24 Local Event Guide 32 Exciting Travel Destinations 38 Travel In Style 40 Countdown to Retirement

2020-2021 SCHEDULES 16

PGA Tournaments

LPGA Tournaments

Grand Slam Tennis Tournaments - Australian

Grand Slam Tennis Tournaments - French

Grand Slam Tennis Tournaments - Wimbledon

Grand Slam Tennis Tournaments - US Open

Recommended Service Directory

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NORTH EAST

| FLORIDA | VOL . 2

OPEN FLOOR PLANS

A Luxurious home is not just well appointed, it is one where the amenities allow you to feel spoiled. Pools, saunas, in-home gyms, backyard tennis courts, game rooms, and wine cellars are a few things that come to mind.

An open floor plan is one of the most sought-after criteria when deciding on a new home purchase or a new renovation idea. An open and airy floor plan allows the homeowner to elaborate on their design aesthetic and showcase the homeâ&#x20AC;&#x2122;s individual, luxurious features, like a grand entryway or a beautifully designed staircase.

OUTDOOR KITCHENS If opulence and luxury are key, then a standard, fully-stocked kitchen is simply no longer enough. One may consider adding a cozy outdoor living area complete with outdoor kitchen, featuring built-in gas grills and refrigerated food and drink storage. Some other top amenities include expansive outdoor pools with water features such as waterfalls, hot tubs, changing cabanas, and saunas.

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WINE CELLARS Exquisite wine storage is another amenity that most affluent homes contain. Private wine cellars built using materials such as glass and wood and are often thought to be works of art themselves. When considering one of these beauties, many factors come into play. One will want to consider the placement, temperature, humidity control, and of course bottle size accommodations.

LOCATION IS EVERYTHING When it comes to luxury home ownership, nothing beats a great location. Everyone desires their own slice of blissful paradise. One of the most important aspects to consider are privacy features such as bushes, hedges, trees or walls. The right landscape design features provide a concealed oasis, where one can relax and wind down. Picture yourself in a secluded ranch or gated beachfront enclave!

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GAME ROOMS Game rooms or entertainment rooms are an old idea, but still on top of the list of luxury living ideas. Some would argue a luxury home is not complete without an in-home theatre or game room. The boundaries continue to be expanded with extra amenities such as indoor basketball courts, lavish sports bar set-ups, exquisite billiard areas, additional televisions and beverage storage.

IN-HOME TECHNOLOGY This newer trend has taken over the luxury market by storm, and these technological innovations have garnered the new term of â&#x20AC;&#x153;Smart Homes,â&#x20AC;? and along with it, smart devices. When it comes to technology, most luxu-

ry builders cater to this tech-trend and offer amenities to help with just about all facets of home management. Some things you can do at the touch of a button or smartphone are control indoor climate, window and door security, and lighting. Additionally, an integrated smart home provides the owner with remote access cameras and security systems. (. . .continued on page 10) 8

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DRESSING ROOMS A dressing room is simply an extension of the master bedroom. This feature is commonly a top priority for the wealthy, as it functions as a place to both store and display lavish items such as purses, shoes, hats, and jewelry. There is an increasing demand among the jet-set crowd for larger and more lavish closet designs. Typical setups include cedar shelving, storage chests, ample lighting, and mirrors for cosmetics or modeling outfits.

g n i v i L r o i n e S

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RETIRE WITHOUT CHANGING YOUR LIFESTYLE

Today’s upscale senior communities offer “resort style living” which is hospitality-oriented and resembles a 4-star hotel or cruise ship rather than a hospital or retirement home. Amenities Some of the more luxurious communities at the deluxe level even feature lively bars with chandeliers and overstuffed pillows. More standard amenities include:

Activities: Education and Entertainment, Fashion shows, Lectures from retired professors and various social and cultural events which are all examples of regularly planned activities for residents at higher-end facilities. In urban settings, planned outings to the city for museums, art galleries or theater visits are frequent occurrences as well. Grounds-keeping: Luxury communities are beautifully designed on the outside as well, from gardens to ponds to putting greens and walkways. Many include well-appointed courtyards for residents to socialize, relax, or enjoy a meal. Concierge Service: Offering ‘Concierge Service’ is what makes a Senior Living community a Luxury one. Similar to a hotel concierge, a resident can use the Concierge to arrange hotel flights or tickets to events, a service that makes these luxury communities clearly more desirable to prospective residents and their families. 12

Modern Therapies: Assisted living communities offer personal care to their residents, and the best communities often offer top notch therapy on top of standard care. In addition to specialized pet and physical therapy, upscale communities often also provide top notch occupational therapy, and music therapy, and always from trained and certified professionals. Residences: The kitchen is the focal point of any home and it’s no different when looking at the residence at an Assisted Living community. A standard assisted living apartment has a kitchenette, traditionally including a mini-fridge, a microwave, and a small amount of cabinet and counter space. The luxury assisted living residences feature full kitchens and appliances plus top of the line finishes, like granite counter tops for instance. (. . .continued on page 14)

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Dining: An upscale senior living community will most likely retain a registered dietitian on staff and employ experienced chefs who serve gourmet meals. Choice and variety are crucial for the success of a kitchen at a luxurious community and most have more than two restaurants within the community, each with their own menus. Personal Fitness Trainers and Recreational Facilities: Recreation rooms are always available to use at the residentsâ&#x20AC;&#x2122; convenience, with computer labs, fitness rooms and cinemas. Fitness programs supervised by physical therapists and personal trainers are also kept on staff by any upscale community. High-end assisted living communities also provide full service spa treatments, beauty salons for the women and barbershops for the men. Additionally, no luxury assisted living community would be complete without a heated pool and spa, which are always popular with residents. Pet Friendly: Studies have shown that pet ownership has been shown to be beneficial to seniors, and more and more luxury communities are open to 14

allowing residents to have their pets on site. There can sometimes be limitations regarding the size and number of pets. They frequently provide pet care such as dog walking, nail clipping, grooming and litter-box changes as well as formal, certified pet therapy. Spacious Apartments: One can expect about 20% more square footage at a Luxury community (approx 600 sf versus 500 sf at a standard community). A Two bedroom apartment at an upscale community can be more than 1200 square feet. Clearly, senior living is not what it was years ago. And for the retiree with means, it can be a lively, active, and rewarding lifestyle full of growth and fun!

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DATES

2020 PGA TOURNAMENT SCHEDULE

* Schedule subject to change

TOURNAMENT

DEFENDING CHAM5PION

JUN 11 - 14

Charles Schwab Challenge

Kevin Na

JUN 11 - 14

RBC Canadian Open

Rory McIlroy

JUN 18 - 21

RBC Heritage

C.T. Pan

Travelers Championship

Chez Reavie

JUL 2 - 5

Rocket Mortgage Classic

Nate Lashley

JUL 9 - 12

John Deere Classic

Dylan Frittelli

JUL 9 - 12

Tournament TBD

[ ORIG May 21-24 ]

[ CANCELED ]

[ ORIG Apr 16-19 ]

JUN 25 - 28 [ ORIG May 28-31 ]

[ CANCELED ]

Colonial CC, Fort Worth, TX St. George’s G&CC, Toronto, ON, CAN Harbour Town GL, Hilton Head, SC TPC River Highlands, Cromwell, CT Detroit Golf Club, Detroit, MI TPC Deere Run, Silvis, IL

$1,314,000 $1,368,000 $1,242,000 $1,296,000 $1,314,000 $1,080,000

JUL 16 - 19

Barbasol Championship

Jim Herman

JUL 16 - 19

The Memorial Tournament presented by Nationwide

Patrick Cantlay

JUL 16 - 19

The Open Championship

Shane Lowry

3M Open

Matthew Wolff

JUL 30 AUG 2

World Golf Championships - Fed Ex St. Jude Invitational

Brooks Koepka

JUL 30 AUG 2

Barracuda Championship

Collin Morikawa

JUL 30 AUG 2

Olympic Men’s Golf Competition

Justin Rose

AUG 6 - 9

PGA Championship

Brooks Koepka

AUG 13 - 16

Wyndham Championship

Sedgefield CC, Greensboro, NC

J.T. POSTON $1,116,000

AUG 20 - 23

THE NORTHERN TRUST

Patrick Reed

AUG 27 - 30

BMW Championship

Justin Thomas

SEP 4 - 7

TOUR Championship

Rory McIlroy

[ CANCELED ]

[ ORIG Jun 4-7 ]

[ CANCELED ]

JUL 23 - 26

[ ORIG Jul 2-5 ]

[ POSTPONED ] [ ORIG May 14-17 ]

[ ORIG Aug 6-9 ]

[ ORIG Aug 13-16 ]

[ ORIG Aug 20-23 ]

[ ORIG Aug 27-30 ]

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Keene Trace Golf Club, Nicholasville, KY Muirfield Village GC, Dublin, OH

Royal St. George’s GC, Sandwich, Kent, ENG TPC Twin Cities, Blaine, MN TPC Southwind, Memphis, TN

Tahoe Mt. Club (Old Greenwood), Truckee, CA

Kasumigaseki Country Club, Saitama, JPN TPC Harding Park, San Francisco, CA

TPC Boston, Norton, MA Olympia Fields CC (North), Olympia Fields, IL East Lake GC, Atlanta, GA

$630,000

$1,638,000 $1,935,000 $1,152,000 $1,745,000

$630,000

$1,980,000

$1,665,000 $1,665,000

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2020 PGA

TOURNAMENT SCHEDULE DATES

SEP 10 - 13 SEP 17 - 20

[ ORIG Jun 18-21 ]

SEP 25 - 27 SEP 24 - 27

[ ORIG Mar 26-29 ]

OCT 1 - 4 OCT 8 - 11 OCT 15 - 18 OCT 22 - 25 OCT 29 NOV 1 OCT 29 NOV 1 NOV 5-8 NOV 12 - 15 [ ORIG Apr 9-12 ]

NOV 19 - 22 DEC 3 - 6 DEC 3 - 6 DEC 11 - 13

* Schedule subject to change

TOURNAMENT

DEFENDING CHAM5PION

Safeway Open

Cameron Champ

U.S. Open

Gary Woodland

Silverado Resort and Spa North, Napa, CA Winged Foot GC, Mamaroneck, NY

Ryder Cup

$1,188,000 $2,250,000

Whistling Straits, Hokler, WI

EUROPE

Corales Puntacana Resort & Club Championship

Graeme McDowell

Sanderson Farms Championship

Sebastian Munoz

Shriners Hospitals for Children Open

Kevin Na

The CJ Cup @ Nine Bridges

Justin Thomas

Zozo Championship

Tiger Woods

World Golf Championships - HSBC Championship

Rory McIlroy

Bermuda Championship

Brendon Todd

Houston Open

Lanto Griffin

Masters Tournament

Tiger Woods

The RSM Classic

Tyler Duncan

Mayakoba Golf Classic

Brendon Todd

Hero World Challenge

Henrik Stenson

QBE Shootout

Rory Sabbatini, Kevin Tway

Corales Golf Club, Punta Cana, DOM CC of Jackson, Jackson, MS

TPC Summerlin, Las Vegas, NV Nine Bridges, Jeju Island, KOR

Accordia Golf Narashino CC, Chiba, JPN Sheshan Intâ&#x20AC;&#x2122;l GC, Shanghai, CHN

Port Royal GC, Southampton, BER Memorial Park Golf Course, Houston, TX Augusta National GC, Augusta, GA Sea Island Resort (Seaside), Sea Island, GA El Camaleon GC, Playa del Carmen, MEX Albany, New Providence, BAH Tiburon GC, Naples, FL

$540,000

$1,188,000 $1,260,000 $1,755,000 $1,755,000 $1,745,000 $540,000

$1,350,000 $2,070,000 $1,188,000 $1,296,000 $1,000,000 $435,000

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2020 LPGA TOURNAMENT SCHEDULE DATES

OCT 1 - 4 [CANCELED]

OCT 2 - 4

[ORIG May 29-31]

OCT 8 - 11 [ORIG Jun 25-28]

Oct 15 - 18 Oct 22 - 25 Oct 29 Nov 1

TOURNAMENT

Meijer LPGA Classic For Simply Give Blythefield CC, Grand Rapids, MI 49305 ShopRite LPGA Classic Presented by Acer Galloway, NJ KPMG Women’s PGA Championship Aronimink Golf Club, Pennsylvania Buick LPGA Shanghai

DEFENDING CHAMPION

$2,300,000

(Brooke Henderson)

$1,750,000

(Lexi Thompson)

$4,300,000

(Hannah Green)

$2,100,000

(Danielle Kang)

BMW Ladies Championship LPGA International Busan, South Korea

$2,000,000

(Inaugural Year)

Swinging Skirts LPGA Taiwan Championship

$2,200,000

(Nelly Korda)

$1,500,000

(Nasa Hataoka)

$1,750,000

(Inaugural Year)

$1,400,000

(Cheyenne Knight)

$5,500,000

(Jeonguen Lee6)

$5,000,000

(Lexi Thompson)

Shanghai Qizhong Garden GC, Minhang District, Shanghai, China

TOTO Japan Classic Seta Golf Course-North, Shiga, Japan NOV 19 - 22 Pelican Women’s Championship [ORIG May 14-17] presented by DEX Imaging Volunteers of America Classic DEC 3 - 6 Old American GC, The Colony, TX 75056 DEC 10 - 13 U.S. Women’s Open Championship [ORIG Jun 4-7] conducted by the USGA CME Group Tour Championship DEC 17 - 20 Ritz Carlton Golf Resort-Tiburon GC, Naples, FL 34109 Nov 6 - 8

* Schedule subject to change PURSE

LOCAL EVENTS GUIDE NORTH EAST FLORIDA PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.

OCTOBER

OCT 5 - 11 | JAZZ FESTIVAL The Amelia Island Jazz Festival provides a rich, diverse cultural offering to the Amelia Island area by exposing people of all ages and backgrounds to the sounds, excitement and vitality of great jazz. For more info visit: ameliaislandjazzfestival.com OCT 10 | GREEK FESTIVAL Immerse yourself in Greek culture and heritage through your taste buds! This year, we’re bringing you the Annual St. Augustine Greek Festival to go. So stop by and pick up your basket of Greek Culture. For more info visit: staugustinegreekfestival.com

NOVEMBER

NOV 6 - 8 | RHYTHM & RIBS The festival is hosted at Francis Field in St. Augustine and features amazing BBQ, outstanding live music, and fun activities for the whole family. For more info visit: rhythmandribs.net

DECEMBER

DEC 1 - 31 | NIGHTS OF LIGHTS During Nights of Lights, St. Augustine glows with holiday magic – from the ground to the rooftops. St. Augustine’s Nights of Lights features millions of tiny white lights that create a magical atmosphere in the Nation’s Oldest City, and it’s free of charge.For more info visit: https://bit.ly/2GjYqrN DEC 13 | MAKERS FEST The St. Augustine Makers Fest will be an all-encompassing entertainment event where food, drink and all types of art are celebrated for one festive day. For more info visit: staugustinemakersfest.org

JANUARY

JAN TBA | OLD CITY PIRATE FEST Do you long for the days when Pirates roamed the streets of St. Augustine? Take time to visit and browse the Booty of our many vendors, artisans, musicians and authors. For more info visit: oldcitypiratefest.com

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(. . .continued from 24) JAN 14 - 17 | FILM FESTIVAL The St. Augustine Film Festival is a four-day festival in which foreign films, independent films, and documentaries are played daily at three of the city’s beautiful theaters. For more info visit: staugfilmfest.com

FEBRUARY

FEB TBA | SPANISH WINE FEST The St. Augustine Spanish Wine Festival is all about Spanish wine, cuisine and culture! All proceeds of the event will benefit local charities and organizations. Experience this one of a kind wine tasting event in the Nation’s Oldest City. For more info visit: spanishwinefestival.com FEB 13 | JAM “N” PEPPER FESTIVAL The Annual Jam ‘n Pepper festival is hosted by the oldest local Hot Sauce shop in Downtown St Augustine, Hot Stuff. Please come support and enjoy a whole day of fun, live music, Beer Tent, food trucks, and of course the best small batch artisan local foods & St Augustine artisan finds around! For more info visit: jamnpepperfestival.com 26

FEB 27 | CRAFT BREWERS’ FEST Enjoy unlimited samples from 25+ local and regional breweries, food trucks, music, photo booth provided by Leonard’s, jump house and face painting for the kids, all while supporting the St. Augustine Lighthouse and Maritime Museum and Keepers of the Coast. For more info visit: stabrewersfest.com

MARCH

MARCH 20 - 22 | SEAFOOD FEST An all-American musical line-up once again lights up the stage at the St. Augustine Lions Seafood Festival this weekend. The non-stop entertainment features an eclectic mix of jazz, blues, acoustic, country and bluegrass. For more info visit: lionsfestival.com MARCH 13 - 14 | CELTIC MUSIC & HERITAGE FESTIVAL Join us for the St. Augustine Celtic Music & Heritage Festival in the Nation’s Oldest City. This annual, threeday event begins with an ‘early-bird’ whiskey tasting followed by two days of live music by the top Celtic performers in the world as well (. . .continued on page 28)

(. . .continued from 26) as authentic Celtic food, highland games, and the only St. Patrick’s Day Parade in Northeast Florida. For more info visit: celticstaugustine.com

APRIL

APRIL 9 - 11 | SPRINGING THE BLUES The Claude Nolan Cadillac Springing The Blues with vida de louie presented by Sawgrass Asset Management is one of the world’s finest blues music events. Please join us for three great days of blues on the beach! For more info visit: springingtheblues.com APRIL 10 - 11 | BLUE ANGELS AIR SHOW A Blue Angels flight demonstration exhibits choreographed refinements of skills possessed by all naval aviators. You will see the graceful aerobatic maneuvers of the four-jet Diamond Formation, in concert with the fast-paced, high-performance maneuvers of its two Solo pilots. Finally, the team illustrates the pinnacle of precision flying,

performing maneuvers locked as a unit in the renowned, six-jet Delta Formation. For more info visit: https://bit.ly/3kZvMLp APRIL 25 | TASTE OF ST. AUGUSTINE The annual outdoor food festival featuring “tastes” from over 25 participating St. Augustine restaurants. There is live music all day long and plenty of fun activities for all! For more info visit: https://bit.ly/36m6TWq

MAY

MAY 1 - 2 | ST. JOHNS RIVER FESTIVAL OF THE ARTS Visit Historic Downtown Sanford, Florida as the brick streets get transformed into an artist mecca for the annual St. Johns River Festival of the Arts – A Fine Arts & Fine Crafts Event with artwork from some of the best artists in the country. Come spend the day in beautiful Historic Downtown Sanford and take home a beautiful piece of art to add to your art collection. For more info visit: (. . .continued on page 30)

(. . .continued from 28) stjohnsriverartfest.com MAY 1 - 3 | GAMBLE ROGERS MUSIC FESTIVAL The Gamble Rogers Music Festival in St. Augustine, Florida celebrates recording artist Gamble Rogers who died trying to save a drowning swimmer in 1991. A three-day event is hosted each May at the St. Augustine Amphitheatre, featuring national, regional and St. Augustine musicians and storytellers on six stages. For more info visit: gamblerogersfest.org

JUNE

JUNE 5 | RIVERSIDE ARTS MARKET The Riverside Arts Market is a weekly market hosted on Saturdays from 10 a.m. – 3 p.m., rain or shine. RAM features a variety of small businesses from farmers to artists to makers and bakers. Come stop by! For more info visit: riversideartsmarket.com

JULY

JULY 3 | FLORIDA BBQ CHALLENGE The Florida BBQ Challenge is a live cooking competition and BBQ festival featuring live entertainment, 30

vendors, and a kids play area. This family friendly event is fun for all ages while raising funds for the Child Cancer Fund. Come on by for some competition level BBQ! For more info visit: eatdrinkjacksonville.com JULY 4 | FOURTH OF JULY FIREWORKS Enjoy live music, food vendors and a spectacular free fireworks display. Whether you are looking for a riverfront fireworks show in the heart of Downtown Jacksonville or in Jacksonville Beach at the Stars and Stripes at the Sea Walk Pavillion July 4th Celebration, Jacksonville is where you’ll want to be this summer.For more info visit: https://bit. ly/33zQpbn JULY 12 - 17 | KINGFISH TOURNAMENT & FESTIVAL Reel in a big one! This is the largest kingfish tournament in the country. Anglers of all experience levels are welcome. For more info visit: kingfishtournament.com

AUGUST

AUG 7 - 15 | JACKSONVILLE CARIBBEAN CARNIVAL Come visit the Jacksonville Caribbean Carnival, to enjoy new experiences, get to know a new and diverse culture, and spoil yourself in our weekend’s festivities. For more info visit: jacksonvillecarnival.com

SEPTEMBER

SEPT TBA | FOUNDERS RE-ENACTMENT Friends and members of Historic Florida Militia provide a walking ‘timeline’ through the streets of St. Augustine to interact with our visitors, pose for pictures, and explain the history of the area to visitors of our city. The anniversary of the founding of the city by Don Pedro Menéndez de Avilés will take place at the Mission Nombre de Dios and the Fountain of Youth Archaeological Park. For more info visit: hfm.club

best fair food in town. For more info visit: bakercountyfair.com

OCTOBER

OCT 14 - 24 | NORTHEAST FLORIDA FAIR The Northeast Florida Fair is an annual event held in Callahan, Florida. The event is an educational, agricultural, and livestock show featuring the products and livestock of Northeast Florida counties. We have livestock, arts, crafts, entertainment, rides, games, food, and so much more! For more info visit: neflfair.org OCT 22 - 24 | ST. AUGUSTINE SONGWRITERS FESTIVAL The St. Augustine Songwriters Festival will feature today’s hottest hit songwriters, legends of yesterday and the shining stars of tomorrow. All at the fantastic stages scattered about the beautiful town of St. Augustine. For more info visit: https://bit.ly/2SwpfvD

SEPT 3 - 6 | BAKER COUNTY FAIR The biggest little fair in florida. Livestock shows, live entertainment, awesome midway, and some of the 31

NORTH EAST

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TRENDING LOCATIONS FOR A GREAT VACATION

EXCITING TRAVEL

Destinations If you are looking for some exciting and awe inspiring travel destinations, consider the following destinations.

1. Sweden, a Scandinavian nation in Europe, offers some wonderful natural experiences and places to visit. Enjoy hiking in vast boreal forests and witness an all-white wild moose. Most principal cities, including Stockholm, are all coastal and offer breathtaking views of the towns and waterfront areas. There are historic medieval towns, an abundance of bridges, royal palaces, and museums to visit. Another sight you will not want to miss are the Northern Lights in Lapland. 2. Tenerife, Spain is the largest of the Canary Islands, which is dominated by Spainâ&#x20AC;&#x2122;s tallest peak, and dormant volcano, Mt. Teide. Enjoy parades, music, dancing, and a variety of colorful costumes at the Carnaval de Santa Cruz. The island hosts many beaches, some featuring black sand, resort areas to enjoy your stay, high-end restaurants, night clubs, golf courses, and water based sports.

NORTH EAST

3. Greece, a southeastern European country with thousands of islands to explore and enjoy. There are a vast amount of sites to visit and places to see that tickle any particular interest. With a plethora of archaeological sites, museums, and historical tours, there is a lot to see and do. To name a few notable sites, The Acropolis is a must see as it is home to some of the most marvelous architectural feats known to exist by this advanced civilization, including the Parthenon and Erecthion. The Panathinaiko Stadium in Athens is the worldâ&#x20AC;&#x2122;s only stadium built in its entirety of marble. This site is home to the first modern Olympics in 1896, where it held a whopping 80,000 people. Aside from the

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numerous archeologic areas, Greece also has wonderful beaches, hotels, bars, restaurants, tours, ferries, and charters. 4. France, known for its exquisite cuisine, is also home to famous fashion houses, many classical art museums including the Louvre, and monuments such as the Eiffel Tower, the Seine, Notre-Dame cathedral, Arc de Triomphe, and the Palace of Versailles. There are also magnificent parks, great music, ancient cave drawings, and renowned wine tasting sites.

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2021 GRAND SLAM TOURNAMENT SCHEDULE

* Schedule subject to change

Date

Session

Wed Fri 1/13-15

Rod Laver

Margaret Court

Outside Courts

11:00am

10:00am

Sat / Sun 1/16-17 Mon 1/18 Tue 1/19 Wed 1/20 Thu 1/21 Fri 1/22 Sat 1/23 Sun 1/24 Mon 1/25 Tue 1/26 Wed 1/27 Thu 1/28

Qualifying Rounds

NO PLAY Day

11:00am

Night

7:00pm

–

Day

11:00am

Night

7:00pm

–

Day

11:00am

11:00am –

Night

7:00pm

–

Day

11:00am

Night

7:00pm

–

Day

11:00am

Night

7:00pm

–

Day

11:00am

Night

7:00pm

–

Day

11:00am

Night

7:00pm

–

Day

11:00am

Night

7:00pm

–

Day

11:00am

Night

7:00pm

–

Day

11:00am

Night

7:00pm

–

Day

11:00am

1st round

2nd round

2nd round 3rd round 3rd round 4th round

4th round

Quarterfinals

Women’s Semifinals

Night

7:00pm

–

1st Men’s Semifinals

Fri 1/29

Twilight

3:00pm

4:00 pm

3:00pm

2nd Men’s Semifinals

–

Sat 1/30

Twilight

11:00am

7:30pm

11:15am

–

Twilight

2:00pm

4:00pm

no play

–

Sun 1/31

Featured Matches

Women’s Finals Men’s Finals

NORTH EAST

2020 GRAND SLAM TOURNAMENT SCHEDULE DATE

PLAY START

| FLORIDA | VOL . 2

* Schedule subject to change

SESSION

Thu Oct 1

10:30 AM

2nd Round - Ladies / Mens Singles 1st Round Ladies & Mixed Doubles 2nd Round Mens Doubles

Fri Oct 2

10:30 AM

3rd Round - Ladies / Mens Singles 2nd Round - Ladies / Mens Doubles 1st Round - Mixed Doubles

Sat Oct 3

10:30 AM

3rd Round - Ladies / Mens Singles 2nd Round - Ladies & Mixed Doubles 3rd Round - Mens Doubles

Sun Oct 4

10:30 AM

4th Round - Ladies / Mens Singles 3rd Round - Ladies / Mens Doubles 2nd Round Mixed 1st Round Juniors Singles

Mon Oct 5

10:30 AM

4th Round - Ladies / Mens Singles Qtr Finals - Mens & Mixed Doubles 3rd Round - Ladies Doubles 1st & 2nd Round - Juniors Singles, 1st Round Juniors Doubles

Tues Oct 6

10:30 AM

Day / Evening - Qtr Finals - Ladies / Mens Singles Qtr Finals - Ladies / Mens / Mixed Doubles 2nd Round - Juniors Singles, 1st & 2nd Round - Juniors Doubles

Wed Oct 7

10:30 AM

Day / Evening - Qtr Finals - Ladies / Mens Singles Qtr Finals - Ladies Doubles Semi Finals - Mixed Doubles 3rd Round - Juniors Singles, 2nd Round Juniors Doubles

Thu Oct 8

10:30 AM

Day - Finals - Mixed Doubles, Evening - Semi Finals Ladies Singles Semi Finals - Mens Doubles Qtr Finals - Juniors Singles & Doubles

Fri Oct 9

10:30 AM

Day / Evening - Semi Finals - Mens Singles Semi Finals - Ladies Doubles Semi Finals - Juniors Singles & Doubles

Sat Oct 10

10:30 AM

Day - Finals - Mens Doubles Evening - Finals - Ladies Singles Finals - Juniors Singles & Doubles

Sun Oct 11

10:30 AM

Day - Finals - Ladies Doubles Evening - Finals - Mens Singles

NORTH EAST

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2021 GRAND SLAM TOURNAMENT SCHEDULE

* Schedule subject to change

PLEASE NOTE: The Main Board of the All England Club (AELTC) and the Committee of Management of The Championships have decided to cancel the 2020 Wimbledon Championships due to COVID-19 and a concern for public health. The 2021 Wimbledon Championships will take place from June 28 – July 11, 2021. DATE Mon Jun 28

PLAY START 11:00 AM

SESSION First Round

Tues Jun 29

11:00 AM

First Round

Wed Jun 30

11:00 AM

Second Round

Thu Jul 1

11:00 AM

Second Round

Fri Jul 2

11:00 AM

Third Round

Sat Jul 3

11:00 AM

Third Round

Sun Jul 4

–

Mon Jul 5

11:00 AM

No Play Round of 16

Tue Jul 6

11:00 AM

Womens Quarterfinals

Wed Jul 7

11:00 AM

Mens Quarterfinals

Thu Jul 8

11:00 AM

Womens Semifinals

Fri Jul 9

11:00 AM

Mens Semifinals

Sat Jul 10

11:00 AM

Womens Finals

Sun Jul 11

11:00 AM

Mens Finals

NORTH EAST

| FLORIDA | VOL . 2

2020 GRAND SLAM TOURNAMENT SCHEDULE

* Schedule subject to change

SESSION

SCHEDULE

PLAY START

MATCHES

DATE Mon 31 Aug

Day

11:00 AM

Men’s / Women’s R1

Mon 31 Aug

Night

7:00 PM

Men’s / Women’s R1

Tue 1 Sep

Day

11:00 AM

Men’s / Women’s R1

Tue 1 Sep

Night

7:00 PM

Men’s / Women’s R1

Wed 2 Sep

Day

11:00 AM

Men’s / Women’s R2

Wed 2 Sep

Night

7:00 PM

Men’s / Women’s R2

Thu 3 Sep

Day

11:00 AM

Men’s / Women’s R2

Thu 3 Sep

Night

7:00 PM

Men’s / Women’s R2

Fri 4 Sep

Day

11:00 AM

Men’s / Women’s R3

Fri 4 Sep

Night

7:00 PM

Men’s / Women’s R3

Sat 5 Sep

Day

11:00 AM

Men’s / Women’s R3

Sat 5 Sep

Night

7:00 PM

Men’s / Women’s R3

Sun 6 Sep

Day

11:00 AM

Men’s / Women’s Round of 16

Sun 6 Sep

Night

7:00 PM

Men’s / Women’s Round of 16

Mon 7 Sep

Day

11:00 AM

Men’s / Women’s Round of 16

Mon 7 Sep

Night

7:00 PM

Men’s / Women’s Round of 16

Tue 8 Sep

Day

11:00 AM

Men’s / Women’s Quarterfinals

Tue 8 Sep

Night

7:00 PM

Men’s / Women’s Quarterfinals

Wed 9 Sep

Day

11:00 AM

Men’s / Women’s Quarterfinals

Wed 9 Sep

Night

7:00 PM

Men’s / Women’s Quarterfinals

Thu 10 Sep

Night

7:00 PM

Women’s Semifinals

Fri 11 Sep

Day

12:00 PM

Men’s Semifinals

Sat 12 Sep

Day

12:00 PM

Women’s Final

Sun 13 Sep

Day

1:00 PM

Men’s Final

NORTH EAST

| FLORIDA | VOL . 2

Travel in Style – by Bonnie Roseman

If there’s anything I’ve learned in my 35 years as a stylist, it’s to “carry on,” and by that of course, I mean take a carry-on bag! In order to make travel easier for my busy clients, I’ve spent years developing techniques to make traveling simple and fun. A carry-on bag is key to making your journey more enjoyable; no more hauling multiple bags, or worrying about losing your luggage, which can ruin your trip before you even begin! In my most recent trip abroad, I traveled to the Scandinavian countries before flying to Greece for a little sun in the Cycladic Islands. After that, it was off to Italy and over the Alps. All the while, I had just one bag with me. 38

NORTH EAST

| FLORIDA | VOL . 2

To make the most of your luggage space, I suggest you wear your jeans and sneakers, and carry your leather jacket while you travel, to save space in your bag. Roll all items tightly! It saves space, and keeps everything from wrinkling. I usually prefer to stuff my undies and socks in my shoes. Select pieces with fabrics that can wash and hang to dry without needing to be pressed – it’s easier to keep things fresh and avoid using foreign cleaners that can be very expensive. Here are the basics for 6 weeks of traveling abroad across different climates. This short, gender-neutral list includes the basics for a great travel wardrobe. I recommend that your main wardrobe color for travel be black. It looks slimming on everyone, and doesn’t show dirt as easily. A few colorful tee tops can be added to give a little zip to your ensemble. All of these items will fit into your carry-on luggage and provide options for mixing and matching stylish looks while you see the world. You can then personalize your list by adding your toiletries, gloves, hat, or other essential accessories as needed.

TRAVEL WARDROBE Underwear 6 undergarments 6 pairs of socks Pajamas (your choice) Outerwear 2 tee shirts 2 button down shirts (one dressy, one casual) 2 pairs of pants (one jean, one black trouser) 1 pair of shorts 2 jackets (one leather, one raincoat) 1 cashmere sweater (pullover or cardigan) 1 bathing suit 1 basic black blazer (can be worn day or night) Accessories Scarves (colorful, lightweight) Belts (at least one black) Jewelry (a few pop pieces) 1 tie (traditional or bow tie) Shoes One heel or dress shoe One pair of flats (for day or night) One pair of sandals

Feel good, and look even better! Please contact me personally if you have any questions or would like to see my unique travel collection which can be dressed up or down. Bonnie@bonnieroseman.com | www.bonnieroseman.com | 917-209-0516 Bonnie Roseman Bio Fashion Designer. Style Consultant. Wardrobe Architect. The press has designated Bonnie Roseman as the ultimate fashion expert over the years. Featured on the NBC Today Show, People Magazine, and more, Roseman furthered her B-L-T brand by presenting her collection through the Home Shopping Network and Home Shopping Europe. Bonnie Roseman’s BLT has evolved into a full service boutique for women of all body types and lifestyles, featuring wrinkle-free fabrics and unique accessories that pack well and travel lightly wherever you go. Schedule with Bonnie and she’ll tell you all the secrets she’s been telling her clients for over 30 years. 39

NORTH EAST

| FLORIDA | VOL . 2

10 Year Countdown

To Retirement

Money See Where You Stand - It’s time to assess how prepared, or unprepared, you are financially for retirement. • Take a quick test: Assuming your retirement is about 10 years away, you want to have roughly seven times your current salary in savings, according to research from Fidelity. That puts you on the road to having about 10 times your final salary saved by retirement and maintaining your present standard of living. Retire before hitting 67 and you’ll need more saved; after, you’ll need less. • D . o a deeper dive: Plug your current numbers (such as earnings, savings and future pensions) into an online calculator to estimate your retirement income. Experts say you’ll need 75 to 80 percent of preretirement income to live well — debatable but a good starting point. • D . on’t despair: You have 10 years to act, by earning more, trimming expenses or delaying retirement. “Whatever you can do can only help,” says George Papadopoulos, a financial planner in Novi, Mich.

Save the easy way If you’re among the 82 percent of workers paid via direct deposit, save more by splitting your pay across accounts. Have your payroll department put part of each check into an online savings account, where it’s out of sight and out of mind. The direct-deposit users who split their deposits save up to $90 more per month than those who use another method to save, according to a recent study.

NORTH EAST

| FLORIDA | VOL . 2

Pad your nest egg If you already have significant savings in a 401(k), 403(b) or IRA, open a Roth IRA (in 2019 you can contribute up to $7,000 if you’re 50 or older), or put money into a regular taxable account. •

Why do it? You’re laying the groundwork for lower taxes later. Say you need a new roof on your house in retirement; If you take money from a 401(k) or traditional IRA, it is taxable as ordinary income, and you may end up in a higher tax bracket, explains Carolyn McClanahan, founder of Life Planning Partners. But you can pull your contributions from a Roth IRA tax free (earnings, too, if you’re at least 59½ and have had the Roth at least five years). You can also invest via a basic taxable brokerage account; when you sell securities, you’ll pay only (usually lower) capital gains taxes on the profits.

Pay down the mortgage The problem with a mortgage in retirement is that you may have to sell investments to cover payments. And sometimes that will be when the markets are down - the worst possible time to sell, says Shelley Giordano, chair of the Funding Longevity Task Force at the American College of Financial Services. Her advice: 1. In place of your monthly payments, make half payments every two weeks. Those 26 payments per year are the equivalent of 13 monthly payments, resulting in a faster payoff and lower total interest costs. 2. Got a tax refund? A bonus? A side job? Apply that to your principal. 3. Avoid refinancing your mortgage, since a new loan with a later payoff date means more of your monthly payment goes to interest expense, not an increase in your home equity. 4. Don’t use a home equity loan or line of credit for purchases. The new tax law makes that less attractive, says Giordano. And this is the wrong time to be growing your mortgage debt. 41

NORTH EAST

| FLORIDA | VOL . 2

Put new retirement savings to work Not sure where to invest additional money? Aim for growth, somewhere between a trip to Vegas and stuffing cash into your mattress. The sweet spot •. Balanced mutual funds: Seek a mix of stocks and bonds;

a 50/50 or 60/40 ratio of stocks to bonds is reasonable. • Target-date mutual funds: These balanced funds automatically adjust investments to lower risk as you age.

Conservative but sound • High-grade corporate bond funds • Money market accounts • U.S. government bond funds • Certificates of deposit and online savings accounts (See bankrate.com for Federal Deposit Insurance Corp.–insured banks offering higher rates.) • Series I inflation-protected savings bonds (sold at treasurydirect.gov)

Work Prepare Your Plan B - Ask yourself these questions, and be honest. 1. Do I work in a stable and growing industry? 2. Do I work for a stable and growing company? 3. Is my heart still in it? Have you answered no to any? It’s time to update your LinkedIn profile and see what else is out there.

• Why do it: Only about half of workers cruise their way to a planned, voluntary

retirement; the rest of us exit prematurely, often as a result of job loss or burnout. You still have time to regroup. “With 10 years to go, there is still enough runway to make a mark,” says career and retirement expert Nancy Collamer.

• .How to do it: You know the routine. Tell people who can help you. Sign up for job alerts on the go-to site in your industry. Browse the postings that interest you, and note the skills that employers are seeking.

• .Want to stay put? Get busy anyway. “Whether you drive a bus or work in a store or in a professional occupation, maximize your opportunities by building your capital,” Collamer advises. “Give talks or write articles to boost your profile, or take advantage of short-term training programs.” One option: Go to linkedin. com/learning and get online access to thousands of business, creative and technology courses for $30 per month.

Miller, Mark and Powell, Robert, AARP (2019, Feb 6). Countdown to Retirement: 10 Years [Web log post]. Retrieved from https://www.aarp.org/retirement/planning-for-retirement/info-2019/10-year-countdown.html

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North East Florida

Articles inside

Travel In Style

Local Event Guide

Luxury Living