Orange County 2 by The 55 Guide

ORANGE COUNTY CALIFORINA | VOL. 2

INSIDE THIS ISSUE: FEATURED ARTICLES

RETIREMENT • INVESTING • VACATION

RECOMMENDED SERVICE DIRECTORY

TRAVEL • LIVING • HEALTH • DINING

READ THIS ISSUE ONLINE. SCAN THE QR CODE

CO NTE NT S FEATURES 4

Luxury Living

Senior Living

20 Exciting Travel Destinations 24 Investing for the Future 34 Local Event Guide 52 Countdown to Retirement 56 Travel in Style

2020-2021 SCHEDULES 26

PGA Tournaments

LPGA Tournaments

Grand Slam Tennis Tournaments - Australian

Grand Slam Tennis Tournaments - French

Grand Slam Tennis Tournaments - Wimbledon

Grand Slam Tennis Tournaments - US Open

Recommended Service Directory

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ORANGE COUNT Y | CALIFORINA | VOL . 2

OPEN FLOOR PLANS

A Luxurious home is not just well appointed, it is one where the amenities allow you to feel spoiled. Pools, saunas, in-home gyms, backyard tennis courts, game rooms, and wine cellars are a few things that come to mind.

An open floor plan is one of the most sought-after criteria when deciding on a new home purchase or a new renovation idea. An open and airy floor plan allows the homeowner to elaborate on their design aesthetic and showcase the home’s individual, luxurious features, like a grand entryway or a beautifully designed staircase.

OUTDOOR KITCHENS If opulence and luxury are key, then a standard, fully-stocked kitchen is simply no longer enough. One may consider adding a cozy outdoor living area complete with outdoor kitchen, featuring built-in gas grills and refrigerated food and drink storage. Some other top amenities include expansive outdoor pools with water features such as waterfalls, hot tubs, changing cabanas, and saunas.

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ORANGE COUNT Y | CALIFORINA | VOL . 2

WINE CELLARS Exquisite wine storage is another amenity that most affluent homes contain. Private wine cellars built using materials such as glass and wood and are often thought to be works of art themselves. When considering one of these beauties, many factors come into play. One will want to consider the placement, temperature, humidity control, and of course bottle size accommodations.

LOCATION IS EVERYTHING When it comes to luxury home ownership, nothing beats a great location. Everyone desires their own slice of blissful paradise. One of the most important aspects to consider are privacy features such as bushes, hedges, trees or walls. The right landscape design features provide a concealed oasis, where one can relax and wind down. Picture yourself in a secluded ranch or gated beachfront enclave!

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ORANGE COUNT Y | CALIFORINA | VOL . 2

GAME ROOMS Game rooms or entertainment rooms are an old idea, but still on top of the list of luxury living ideas. Some would argue a luxury home is not complete without an in-home theatre or game room. The boundaries continue to be expanded with extra amenities such as indoor basketball courts, lavish sports bar set-ups, exquisite billiard areas, additional televisions and beverage storage.

IN-HOME TECHNOLOGY This newer trend has taken over the luxury market by storm, and these technological innovations have garnered the new term of “Smart Homes,” and along with it, smart devices. When it comes to technology, most luxu-

ry builders cater to this tech-trend and offer amenities to help with just about all facets of home management. Some things you can do at the touch of a button or smartphone are control indoor climate, window and door security, and lighting. Additionally, an integrated smart home provides the owner with remote access cameras and security systems. (. . .continued on page 10) 8

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DRESSING ROOMS A dressing room is simply an extension of the master bedroom. This feature is commonly a top priority for the wealthy, as it functions as a place to both store and display lavish items such as purses, shoes, hats, and jewelry. There is an increasing demand among the jet-set crowd for larger and more lavish closet designs. Typical setups include cedar shelving, storage chests, ample lighting, and mirrors for cosmetics or modeling outfits.

g n i v i L r o i n e S

ORANGE COUNT Y | CALIFORINA | VOL . 2

RETIRE WITHOUT CHANGING YOUR LIFESTYLE

Today’s upscale senior communities offer “resort style living” which is hospitality-oriented and resembles a 4-star hotel or cruise ship rather than a hospital or retirement home. Amenities Some of the more luxurious communities at the deluxe level even feature lively bars with chandeliers and overstuffed pillows. More standard amenities include:

Activities: Education and Entertainment, Fashion shows, Lectures from retired professors and various social and cultural events which are all examples of regularly planned activities for residents at higher-end facilities. In urban settings, planned outings to the city for museums, art galleries or theater visits are frequent occurrences as well. Grounds-keeping: Luxury communities are beautifully designed on the outside as well, from gardens to ponds to putting greens and walkways. Many include well-appointed courtyards for residents to socialize, relax, or enjoy a meal. Concierge Service: Offering ‘Concierge Service’ is what makes a Senior Living community a Luxury one. Similar to a hotel concierge, a resident can use the Concierge to arrange hotel flights or tickets to events, a service that makes these luxury communities clearly more desirable to prospective residents and their families. 14

Modern Therapies: Assisted living communities offer personal care to their residents, and the best communities often offer top notch therapy on top of standard care. In addition to specialized pet and physical therapy, upscale communities often also provide top notch occupational therapy, and music therapy, and always from trained and certified professionals. Residences: The kitchen is the focal point of any home and it’s no different when looking at the residence at an Assisted Living community. A standard assisted living apartment has a kitchenette, traditionally including a mini-fridge, a microwave, and a small amount of cabinet and counter space. The luxury assisted living residences feature full kitchens and appliances plus top of the line finishes, like granite counter tops for instance. (. . .continued on page 16)

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Dining: An upscale senior living community will most likely retain a registered dietitian on staff and employ experienced chefs who serve gourmet meals. Choice and variety are crucial for the success of a kitchen at a luxurious community and most have more than two restaurants within the community, each with their own menus. Personal Fitness Trainers and Recreational Facilities: Recreation rooms are always available to use at the residents’ convenience, with computer labs, fitness rooms and cinemas. Fitness programs supervised by physical therapists and personal trainers are also kept on staff by any upscale community. High-end assisted living communities also provide full service spa treatments, beauty salons for the women and barbershops for the men. Additionally, no luxury assisted living community would be complete without a heated pool and spa, which are always popular with residents. Pet Friendly: Studies have shown that pet ownership has been shown to be beneficial to seniors, and more and more luxury communities are open to 16

allowing residents to have their pets on site. There can sometimes be limitations regarding the size and number of pets. They frequently provide pet care such as dog walking, nail clipping, grooming and litter-box changes as well as formal, certified pet therapy. Spacious Apartments: One can expect about 20% more square footage at a Luxury community (approx 600 sf versus 500 sf at a standard community). A Two bedroom apartment at an upscale community can be more than 1200 square feet. Clearly, senior living is not what it was years ago. And for the retiree with means, it can be a lively, active, and rewarding lifestyle full of growth and fun!

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TRENDING LOCATIONS FOR A GREAT VACATION

EXCITING TRAVEL

Destinations If you are looking for some exciting and awe inspiring travel destinations, consider the following destinations. 1. Sweden, a Scandinavian nation in Europe, offers some wonderful natural experiences and places to visit. Enjoy hiking in vast boreal forests and witness an all-white wild moose. Most principal cities, including Stockholm, are all coastal and offer breathtaking views of the towns and waterfront areas. There are historic medieval towns, an abundance of bridges, royal palaces, and museums to visit. Another sight you will not want to miss are the Northern Lights in Lapland. 2. Tenerife, Spain is the largest of the Canary Islands, which is dominated by Spain’s tallest peak, and dormant volcano, Mt. Teide. Enjoy parades, music, dancing, and a variety of colorful costumes at the Carnaval de Santa Cruz. The island hosts many beaches, some featuring black sand, resort areas to enjoy your stay, high-end restaurants, night clubs, golf courses, and water based sports.

ORANGE COUNT Y | CALIFORINA | VOL . 2

3. Greece, a southeastern European country with thousands of islands to explore and enjoy.

bars, restaurants, tours, ferries, and charters.

There are a vast amount of sites to visit and places to see that tickle any particular interest. With a plethora of archaeological sites, museums, and historical tours, there is a lot to see and do. To name a few notable sites, The Acropolis is a must see as it is home to some of the most marvelous architectural feats known to exist by this advanced civilization, including the Parthenon and Erecthion. The Panathinaiko Stadium in Athens is the world’s only stadium built in its entirety of marble. This site is home to the first modern Olympics in 1896, where it held a whopping 80,000 people. Aside from the numerous archeologic areas, Greece also has wonderful beaches, hotels,

4. France, known for its exquisite cuisine, is also home to famous fashion houses, many classical art museums including the Louvre, and monuments such as the Eiffel Tower, the Seine, Notre-Dame cathedral, Arc de Triomphe, and the Palace of Versailles. There are also magnificent parks, great music, ancient cave drawings, and renowned wine tasting sites.

ORANGE COUNT Y | CALIFORINA | VOL . 2

INVESTING FOR THE FUTURE Not many people stumble into financial security through sheer luck: a lottery win, big inheritance, or huge stock winnings. For most of us the only way to financial security is a long term plan of saving and investing. Consistency is key to reaching long term goals no matter your income. The sooner you start saving and investing, the longer your money has to compound and grow. Set goals for how much of your income you will invest monthly and stick to it. Keep investment money and cash reserves separate so you won’t dip into your investment account when the market is down. Keep expenses low and spend on what is really important to you whether it is experiences or material things. Try to avoid the big mistakes, like buying a home that is more than you really need or creating a heavy debt load. If your employer offers a matching 401(k) contribution, be sure to take advantage of that option and contribute at least enough to receive it. It is essentially 24

extra income that will grow and compound and is not taxed until you withdraw it. You can do it yourself but it probably makes more sense to work with a financial advisor who is more knowledgeable about financial markets. An advisor will help analyze short term vs long term needs, separate emotions from objectives as well as help with devising a portfolio and strategy suitable for your needs. Investing consistently over the long term is the best way to grow your wealth as there is no way to time the market.

ORANGE COUNT Y | CALIFORINA | VOL . 2

DATES

* Schedule subject to change

TOURNAMENT

DEFENDING CHAM5PION

JUN 11 - 14

Charles Schwab Challenge

Kevin Na

JUN 11 - 14

RBC Canadian Open

Rory McIlroy

JUN 18 - 21

RBC Heritage

C.T. Pan

Travelers Championship

Chez Reavie

JUL 2 - 5

Rocket Mortgage Classic

Nate Lashley

JUL 9 - 12

John Deere Classic

Dylan Frittelli

JUL 9 - 12

Tournament TBD

[ ORIG May 21-24 ]

[ CANCELED ]

[ ORIG Apr 16-19 ]

JUN 25 - 28 [ ORIG May 28-31 ]

[ CANCELED ]

Colonial CC, Fort Worth, TX St. George’s G&CC, Toronto, ON, CAN Harbour Town GL, Hilton Head, SC TPC River Highlands, Cromwell, CT Detroit Golf Club, Detroit, MI TPC Deere Run, Silvis, IL

$1,314,000 $1,368,000 $1,242,000 $1,296,000 $1,314,000 $1,080,000

JUL 16 - 19

Barbasol Championship

Jim Herman

JUL 16 - 19

The Memorial Tournament presented by Nationwide

Patrick Cantlay

JUL 16 - 19

The Open Championship

Shane Lowry

3M Open

Matthew Wolff

JUL 30 AUG 2

World Golf Championships - Fed Ex St. Jude Invitational

Brooks Koepka

JUL 30 AUG 2

Barracuda Championship

Collin Morikawa

JUL 30 AUG 2

Olympic Men’s Golf Competition

Justin Rose

AUG 6 - 9

PGA Championship

Brooks Koepka

AUG 13 - 16

Wyndham Championship

Sedgefield CC, Greensboro, NC

J.T. POSTON $1,116,000

AUG 20 - 23

THE NORTHERN TRUST

Patrick Reed

AUG 27 - 30

BMW Championship

Justin Thomas

SEP 4 - 7

TOUR Championship

Rory McIlroy

[ CANCELED ]

[ ORIG Jun 4-7 ]

[ CANCELED ]

JUL 23 - 26

[ ORIG Jul 2-5 ]

[ POSTPONED ] [ ORIG May 14-17 ]

[ ORIG Aug 6-9 ]

[ ORIG Aug 13-16 ]

[ ORIG Aug 20-23 ]

[ ORIG Aug 27-30 ]

2020 PGA TOURNAMENT SCHEDULE

Keene Trace Golf Club, Nicholasville, KY Muirfield Village GC, Dublin, OH

Royal St. George’s GC, Sandwich, Kent, ENG TPC Twin Cities, Blaine, MN TPC Southwind, Memphis, TN

Tahoe Mt. Club (Old Greenwood), Truckee, CA

Kasumigaseki Country Club, Saitama, JPN TPC Harding Park, San Francisco, CA

TPC Boston, Norton, MA Olympia Fields CC (North), Olympia Fields, IL East Lake GC, Atlanta, GA

$630,000

$1,638,000 $1,935,000 $1,152,000 $1,745,000

$630,000

$1,980,000

$1,665,000 $1,665,000

ORANGE COUNT Y | CALIFORINA | VOL . 2

2020 LPGA TOURNAMENT SCHEDULE DATES

OCT 1 - 4 [CANCELED]

OCT 2 - 4

[ORIG May 29-31]

OCT 8 - 11 [ORIG Jun 25-28]

Oct 15 - 18 Oct 22 - 25 Oct 29 Nov 1

TOURNAMENT

Meijer LPGA Classic For Simply Give Blythefield CC, Grand Rapids, MI 49305 ShopRite LPGA Classic Presented by Acer Galloway, NJ KPMG Women’s PGA Championship Aronimink Golf Club, Pennsylvania Buick LPGA Shanghai

DEFENDING CHAMPION

$2,300,000

(Brooke Henderson)

$1,750,000

(Lexi Thompson)

$4,300,000

(Hannah Green)

$2,100,000

(Danielle Kang)

BMW Ladies Championship LPGA International Busan, South Korea

$2,000,000

(Inaugural Year)

Swinging Skirts LPGA Taiwan Championship

$2,200,000

(Nelly Korda)

$1,500,000

(Nasa Hataoka)

$1,750,000

(Inaugural Year)

$1,400,000

(Cheyenne Knight)

$5,500,000

(Jeonguen Lee6)

$5,000,000

(Lexi Thompson)

Shanghai Qizhong Garden GC, Minhang District, Shanghai, China

TOTO Japan Classic Seta Golf Course-North, Shiga, Japan NOV 19 - 22 Pelican Women’s Championship [ORIG May 14-17] presented by DEX Imaging Volunteers of America Classic DEC 3 - 6 Old American GC, The Colony, TX 75056 DEC 10 - 13 U.S. Women’s Open Championship [ORIG Jun 4-7] conducted by the USGA CME Group Tour Championship DEC 17 - 20 Ritz Carlton Golf Resort-Tiburon GC, Naples, FL 34109 Nov 6 - 8

* Schedule subject to change PURSE

ORANGE COUNT Y | CALIFORINA | VOL . 2

2020 PGA

TOURNAMENT SCHEDULE DATES

SEP 10 - 13 SEP 17 - 20

[ ORIG Jun 18-21 ]

SEP 25 - 27 SEP 24 - 27

[ ORIG Mar 26-29 ]

OCT 1 - 4 OCT 8 - 11 OCT 15 - 18 OCT 22 - 25 OCT 29 NOV 1 OCT 29 NOV 1 NOV 5-8 NOV 12 - 15 [ ORIG Apr 9-12 ]

NOV 19 - 22 DEC 3 - 6 DEC 3 - 6 DEC 11 - 13

* Schedule subject to change

TOURNAMENT

DEFENDING CHAM5PION

Safeway Open

Cameron Champ

U.S. Open

Gary Woodland

Silverado Resort and Spa North, Napa, CA Winged Foot GC, Mamaroneck, NY

Ryder Cup

$1,188,000 $2,250,000

Whistling Straits, Hokler, WI

EUROPE

Corales Puntacana Resort & Club Championship

Graeme McDowell

Sanderson Farms Championship

Sebastian Munoz

Shriners Hospitals for Children Open

Kevin Na

The CJ Cup @ Nine Bridges

Justin Thomas

Zozo Championship

Tiger Woods

World Golf Championships - HSBC Championship

Rory McIlroy

Bermuda Championship

Brendon Todd

Houston Open

Lanto Griffin

Masters Tournament

Tiger Woods

The RSM Classic

Tyler Duncan

Mayakoba Golf Classic

Brendon Todd

Hero World Challenge

Henrik Stenson

QBE Shootout

Rory Sabbatini, Kevin Tway

Corales Golf Club, Punta Cana, DOM CC of Jackson, Jackson, MS

TPC Summerlin, Las Vegas, NV Nine Bridges, Jeju Island, KOR

Accordia Golf Narashino CC, Chiba, JPN Sheshan Int’l GC, Shanghai, CHN

Port Royal GC, Southampton, BER Memorial Park Golf Course, Houston, TX Augusta National GC, Augusta, GA Sea Island Resort (Seaside), Sea Island, GA El Camaleon GC, Playa del Carmen, MEX Albany, New Providence, BAH Tiburon GC, Naples, FL

$540,000

$1,188,000 $1,260,000 $1,755,000 $1,755,000 $1,745,000 $540,000

$1,350,000 $2,070,000 $1,188,000 $1,296,000 $1,000,000 $435,000

LOCAL EVENTS GUIDE

ORANGE COUNTY PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.

OCTOBER

OCT 1 - 31 | SAWDUST FESTIVAL The Sawdust Festival began in 1966 and has become a well-known annual event in Laguna Beach featuring artwork from over 200 local artists including paintings, sculpture, photography, clothing, and more. The family friendly event offers something for art lovers of all interests! For more info visit: sawdustartfestival.org OCT 20 - 31 | OCTOBER FEST Join us for a new casual drinking and dining experience in our spacious outdoor patio & Biergarten. Come enjoy the sounds of OKTOBERFEST with German Music, Food, and of course Imported Beer. For more info visit: https://bit.ly/3jbZ4Fi

NOVEMBER

NOV 12 - 14 | SUGAR PLUM FEST This event is for all arts and crafts fans. Visit this festival to pick from an array of handmade crafts, holiday home decor, garden accessories, unique personalized gifts, 34

clothing, jewelry and much more! Sugar Plum Festivals are proud to be your one stop shop for all of your holiday decor and home and garden needs. For more info visit: sugarplumfestivals.com

DECEMBER

DEC 17 - 31 | WINTER FEST Celebrate the holiday season at Winter Fest with all the family. Glide around the ice rink, enjoy beautiful views from the Giant Wheel and warm up with coffee drinks including blended favorites and the popular WinterFest hot chocolate. Winter Fest provides the ideal location for a fun and exciting day out, that everyone will enjoy! For more info visit: winterfestoc.com

JANUARY

JAN 9 | LONG BEACH ART WALK Walk 7 city blocks with 6 Galleries, 21 Murals, and 30 businesses and experience unlimited possibilities. Walk on by and see all the beautiful pieces! For more info visit: https://bit.ly/3o5TWGE

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LOCAL EVENTS GUIDE

(. . .continued from 34) JAN 24 - 26 | TET FESTIVAL The Tet Festival is the celebration of the Vietnamese Lunar New Year, the most important holiday in Vietnamese culture. The Tet Festival includes a Vietnamese Culture Village with exhibits, galleries, performers, vendors, and replicas of traditional Vietnamese villages. There are also several contests to enter, including the Pho eating contest, balut eating contest, children’s pageant, dance contests and more! For more info visit: tetfestival.org FEB 13 | LONG BEACH ART WALK The Long Beach Artwalk is a project of the Arts Council for Long Beach. Walk 7 city blocks with 6 Galleries, 21 Murals, and 30 businesses and experience unlimited possibilities. Walk on by and see all the beautiful pieces! For more info visit: https://bit.ly/347QVxs

FEBRUARY

FEB 6 | BLACK HISTORY PARADE The Black History Parade & Unity Festival is always held the 1st Saturday in February, which has been designated nationally as 36

Black History Month. The parade is followed by the cultural faire which includes educational and informational booths and activities, vendor and business booths, youth village and activities, health information and screenings, entertainment, and food. For more info visit: LINKHERE

MARCH

MARCH 13 | IRISH FEST Join in the St. Patrick’s Day Celebration with games, arts and crafts, live music and entertainment, sheep herding demos and so much more. Don’t miss out on all the fun at this free family-friendly event! For more info visit: theirishfair.org MARCH 12 - 14 | CHERRY BLOSSOM FESTIVAL The Cherry Blossom Festival celebrates Japanese and Japanese American Culture in Southern California. There will be over 20 performers and musical groups, more than 50 vendors, a Sakura Night Market on Friday and Saturday, contests and dancing, arts and crafts, exhibits, games, and so much more. For more info visit: occbfest.com (. . .continued on page 38)

LOCAL EVENTS GUIDE

(. . .continued from 36) MARCH 19 | FESTIVAL OF THE SWALLOWS Return of the Swallows Celebration is a world-renowned tradition celebrating the annual return of the famous swallows to Capistrano. This tradition was started by Father O’Sullivan in the 1920’s at Mission San Juan Capistrano and is carried each year on March 19th. Come down to experience a beautiful event like no other. For more info visit: swallowsparade.com

APRIL

APRIL 16 -17 | WINE FESTIVAL Guests are invited sip on fine wines and taste a variety of delicacies at the beautiful Laguna Cliffs Marriott Resort & Spa. This is an elegant VIP event for true fine wine lovers, located in one of Orange County’s most beautiful coastal cities – Dana Point. For more info visit: californiawinefestival.com

MAY

MAY 8 | SEAFOOD FESTIVAL The Annual Seafood Festival is happening again! Seafood lovers from

all over California eagerly await the Long Beach Seafood Festival. This event celebrates the region’s delicious seafood and unique recipes from local chefs to the finest restaurants throughout Los Angeles and Orange County.For more info visit: lbseafoodfest.com MAY 15 | TUSTIN LOBSTERFEST The Annual Tustin Lobsterfest is taking place this weekend — so if you’ve got an open calendar, treat yourself to this outdoor indulgence jubilee. Featuring live music entertainment ’50s, ’60s and ’70s cover bands. Lobsterfest serves up unlimited whole lobster with pools of melted golden butter on the side! For more info visit: tustinlobsterfest.com MAY 21 - 24 | STRAWBERRY FEST The Garden Grove Strawberry Festival started as a way to bring together the east and west sides of Garden Grove. Garden Grove, the one time national leader in strawberry production celebrates with an annual festival including a huge (. . .continued on page 40)

LOCAL EVENTS GUIDE

(. . .continued from 38) carnival with games and rides, a parade, arts and crafts, and lots of entertainment. For more info visit: strawberryfestival.org

JUNE

JUNE 7 | STREET FAIR & CHILI COOK OFF The Tustin Street Fair & Chili Cook Off is held every year in Old Town Tustin. The World’s largest single-day chili cook-off features carnival rides and games, a salsa competition, a family plaza, family friendly contests, beer and wine booths, food booths, craft and vendor booths, entertainment, and music. Now in its 35th year, the Street Fair and Chili Cook off is an exciting community event for the whole family. For more info visit: https://bit.ly/37mIh0c

JULY

JULY 5 - 30 | FESTIVAL OF ARTS Festival of Arts has offered a breathtaking showcase for artists and art lovers for 85 years.The Festival’s prestigious juried art show includes a wide variety of media such as paintings, photography, printmak40

ing, sculpture, jewelry, handcrafted wood and furniture, ceramics, glass and more. This is the place to find that perfect art treasure for your home or business! For more info visit: https://bit.ly/37mK9WO JULY 16 - 30 | ORANGE COUNTY FAIR OC Fair is one of Orange County’’s most eagerly awaited annual events. Come on by for some great fair food and rides! For more info visit: ocfair.com JULY 31 | ANATOLI FOOD FESTIVAL What better way to savor your Sunday than to enjoy a day of food and fun exploring Turkish and Mediterranean culinary cuisines. In addition to sampling new flavors, carnival games will be available for kids to play. Who else is craving Doner Kebap, Adana Kebap, Borek, Baklava, or Turkish Coffee? For more info visit: https://bit.ly/3jbpYgw

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LOCAL EVENTS GUIDE

(. . .continued from 40)

AUGUST

Aug 20 - 22 | BBQ Music Fest Come out to the BBQ Music Fest and feast on phenomenal food from local and national award-winning pitmasters, from pulled pork sandwiches to fall-off-the-bone finger-licking good ribs and chicken.. There are multiple competitions, live music, strolling magicians, kids activity area, animal shows and petting zoo, karaoke with live bands, local artisans, and more! For more info visit: bbqmusicfest.com

SEPT 18 | SANDCASTLE COMPETITION Hosted by the Commodores Club of the Newport Beach Chamber of Commerce, thousands of sightseers will descend on “Big Corona Beach” to view amazing sand sculptures created by participants ranging from the novice to the expert. Whether you’re a participant or a spectator, it’s a perfect way to spend the day with family and friends. For more info visit: https://bit.ly/2HgBSZi

SEPTEMBER

SEPT 10 - 12 | LONG BEACH LOBSTER FESTIVAL The Long Beach Original Lobster Festival returns providing Fresh Live Maine Lobster, prepared to mouth-watering perfection in the World’s Largest Cooker. You can dance away the calories throughout the day on the dance floor, enjoy tasty eats in the food court, check out the Arts & Crafts booths, and sing a tune at the Karaoke Lounge. There is something for everyone! For more info visit: originallobsterfestival.com 42

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ORANGE COUNT Y | CALIFORINA | VOL . 2

2021 GRAND SLAM TOURNAMENT SCHEDULE

* Schedule subject to change

Date

Session

Wed Fri 1/13-15

Rod Laver

Margaret Court

Outside Courts

11:00am

10:00am

Sat / Sun 1/16-17 Mon 1/18 Tue 1/19 Wed 1/20 Thu 1/21 Fri 1/22 Sat 1/23 Sun 1/24 Mon 1/25 Tue 1/26 Wed 1/27 Thu 1/28

Qualifying Rounds

NO PLAY Day

11:00am

Night

7:00pm

–

Day

11:00am

Night

7:00pm

–

Day

11:00am

11:00am –

Night

7:00pm

–

Day

11:00am

Night

7:00pm

–

Day

11:00am

Night

7:00pm

–

Day

11:00am

Night

7:00pm

–

Day

11:00am

Night

7:00pm

–

Day

11:00am

Night

7:00pm

–

Day

11:00am

Night

7:00pm

–

Day

11:00am

Night

7:00pm

–

Day

11:00am

1st round

2nd round

2nd round 3rd round 3rd round 4th round

4th round

Quarterfinals

Women’s Semifinals

Night

7:00pm

–

1st Men’s Semifinals

Fri 1/29

Twilight

3:00pm

4:00 pm

3:00pm

2nd Men’s Semifinals

–

Sat 1/30

Twilight

11:00am

7:30pm

11:15am

–

Twilight

2:00pm

4:00pm

no play

–

Sun 1/31

Featured Matches

Women’s Finals Men’s Finals

ORANGE COUNT Y | CALIFORINA | VOL . 2

2020 GRAND SLAM TOURNAMENT SCHEDULE DATE

PLAY START

* Schedule subject to change

SESSION

Thu Oct 1

10:30 AM

2nd Round - Ladies / Mens Singles 1st Round Ladies & Mixed Doubles 2nd Round Mens Doubles

Fri Oct 2

10:30 AM

3rd Round - Ladies / Mens Singles 2nd Round - Ladies / Mens Doubles 1st Round - Mixed Doubles

Sat Oct 3

10:30 AM

3rd Round - Ladies / Mens Singles 2nd Round - Ladies & Mixed Doubles 3rd Round - Mens Doubles

Sun Oct 4

10:30 AM

4th Round - Ladies / Mens Singles 3rd Round - Ladies / Mens Doubles 2nd Round Mixed 1st Round Juniors Singles

Mon Oct 5

10:30 AM

4th Round - Ladies / Mens Singles Qtr Finals - Mens & Mixed Doubles 3rd Round - Ladies Doubles 1st & 2nd Round - Juniors Singles, 1st Round Juniors Doubles

Tues Oct 6

10:30 AM

Day / Evening - Qtr Finals - Ladies / Mens Singles Qtr Finals - Ladies / Mens / Mixed Doubles 2nd Round - Juniors Singles, 1st & 2nd Round - Juniors Doubles

Wed Oct 7

10:30 AM

Day / Evening - Qtr Finals - Ladies / Mens Singles Qtr Finals - Ladies Doubles Semi Finals - Mixed Doubles 3rd Round - Juniors Singles, 2nd Round Juniors Doubles

Thu Oct 8

10:30 AM

Day - Finals - Mixed Doubles, Evening - Semi Finals Ladies Singles Semi Finals - Mens Doubles Qtr Finals - Juniors Singles & Doubles

Fri Oct 9

10:30 AM

Day / Evening - Semi Finals - Mens Singles Semi Finals - Ladies Doubles Semi Finals - Juniors Singles & Doubles

Sat Oct 10

10:30 AM

Day - Finals - Mens Doubles Evening - Finals - Ladies Singles Finals - Juniors Singles & Doubles

Sun Oct 11

10:30 AM

Day - Finals - Ladies Doubles Evening - Finals - Mens Singles

ORANGE COUNT Y | CALIFORINA | VOL . 2

2021 GRAND SLAM TOURNAMENT SCHEDULE

* Schedule subject to change

PLEASE NOTE: The Main Board of the All England Club (AELTC) and the Committee of Management of The Championships have decided to cancel the 2020 Wimbledon Championships due to COVID-19 and a concern for public health. The 2021 Wimbledon Championships will take place from June 28 – July 11, 2021. DATE Mon Jun 28

PLAY START 11:00 AM

SESSION First Round

Tues Jun 29

11:00 AM

First Round

Wed Jun 30

11:00 AM

Second Round

Thu Jul 1

11:00 AM

Second Round

Fri Jul 2

11:00 AM

Third Round

Sat Jul 3

11:00 AM

Third Round

Sun Jul 4

–

Mon Jul 5

11:00 AM

No Play Round of 16

Tue Jul 6

11:00 AM

Womens Quarterfinals

Wed Jul 7

11:00 AM

Mens Quarterfinals

Thu Jul 8

11:00 AM

Womens Semifinals

Fri Jul 9

11:00 AM

Mens Semifinals

Sat Jul 10

11:00 AM

Womens Finals

Sun Jul 11

11:00 AM

Mens Finals

ORANGE COUNT Y | CALIFORINA | VOL . 2

2020 GRAND SLAM TOURNAMENT SCHEDULE

* Schedule subject to change

SESSION

SCHEDULE

PLAY START

MATCHES

DATE Mon 31 Aug

Day

11:00 AM

Men’s / Women’s R1

Mon 31 Aug

Night

7:00 PM

Men’s / Women’s R1

Tue 1 Sep

Day

11:00 AM

Men’s / Women’s R1

Tue 1 Sep

Night

7:00 PM

Men’s / Women’s R1

Wed 2 Sep

Day

11:00 AM

Men’s / Women’s R2

Wed 2 Sep

Night

7:00 PM

Men’s / Women’s R2

Thu 3 Sep

Day

11:00 AM

Men’s / Women’s R2

Thu 3 Sep

Night

7:00 PM

Men’s / Women’s R2

Fri 4 Sep

Day

11:00 AM

Men’s / Women’s R3

Fri 4 Sep

Night

7:00 PM

Men’s / Women’s R3

Sat 5 Sep

Day

11:00 AM

Men’s / Women’s R3

Sat 5 Sep

Night

7:00 PM

Men’s / Women’s R3

Sun 6 Sep

Day

11:00 AM

Sun 6 Sep

Night

7:00 PM

Men’s / Women’s Round of 16

Mon 7 Sep

Day

11:00 AM

Men’s / Women’s Round of 16

Mon 7 Sep

Night

7:00 PM

Men’s / Women’s Round of 16

Tue 8 Sep

Day

11:00 AM

Men’s / Women’s Quarterfinals

Tue 8 Sep

Night

7:00 PM

Men’s / Women’s Quarterfinals

Wed 9 Sep

Day

11:00 AM

Men’s / Women’s Quarterfinals

Wed 9 Sep

Night

7:00 PM

Men’s / Women’s Quarterfinals

Thu 10 Sep

Night

7:00 PM

Women’s Semifinals

Fri 11 Sep

Day

12:00 PM

Men’s Semifinals

Sat 12 Sep

Day

12:00 PM

Women’s Final

Sun 13 Sep

Day

1:00 PM

Men’s Final

Men’s / Women’s Round of 16

ORANGE COUNT Y | CALIFORINA | VOL . 2

10 Year Countdown

To Retirement

Money See Where You Stand - It’s time to assess how prepared, or unprepared, you are financially for retirement. •

Take a quick test: Assuming your retirement is about 10 years away, you want to have roughly seven times your current salary in savings, according to research from Fidelity. That puts you on the road to having about 10 times your final salary saved by retirement and maintaining your present standard of living. Retire before hitting 67 and you’ll need more saved; after, you’ll need less.

•

Do a deeper dive: Plug your current numbers (such as earnings, savings and future pensions) into an online calculator to estimate your retirement income. Experts say you’ll need 75 to 80 percent of preretirement income to live well — debatable but a good starting point.

•

Don’t despair: You have 10 years to act, by earning more, trimming expenses or delaying retirement. “Whatever you can do can only help,” says George Papadopoulos, a financial planner in Novi, Mich.

Save the easy way If you’re among the 82 percent of workers paid via direct deposit, save more by splitting your pay across accounts. Have your payroll department put part of each check into an online savings account, where it’s out of sight and out of mind. The direct-deposit users who split their deposits save up to $90 more per month than those who use another method to save, according to a recent study.

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Pad your nest egg If you already have significant savings in a 401(k), 403(b) or IRA, open a Roth IRA (in 2019 you can contribute up to $7,000 if you’re 50 or older), or put money into a regular taxable account. •

Why do it? You’re laying the groundwork for lower taxes later. Say you need a new roof on your house in retirement; If you take money from a 401(k) or traditional IRA, it is taxable as ordinary income, and you may end up in a higher tax bracket, explains Carolyn McClanahan, founder of Life Planning Partners. But you can pull your contributions from a Roth IRA tax free (earnings, too, if you’re at least 59½ and have had the Roth at least five years). You can also invest via a basic taxable brokerage account; when you sell securities, you’ll pay only (usually lower) capital gains taxes on the profits.

Pay down the mortgage The problem with a mortgage in retirement is that you may have to sell investments to cover payments. And sometimes that will be when the markets are down - the worst possible time to sell, says Shelley Giordano, chair of the Funding Longevity Task Force at the American College of Financial Services. Her advice: 1. In place of your monthly payments, make half payments every two weeks. Those 26 payments per year are the equivalent of 13 monthly payments, resulting in a faster payoff and lower total interest costs. 2. Got a tax refund? A bonus? A side job? Apply that to your principal. 3. Avoid refinancing your mortgage, since a new loan with a later payoff date means more of your monthly payment goes to interest expense, not an increase in your home equity. 4. Don’t use a home equity loan or line of credit for purchases. The new tax law makes that less attractive, says Giordano. And this is the wrong time to be growing your mortgage debt. 53

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Put new retirement savings to work Not sure where to invest additional money? Aim for growth, somewhere between a trip to Vegas and stuffing cash into your mattress. The sweet spot • Balanced mutual funds: Seek a mix of stocks and bonds;

a 50/50 or 60/40 ratio of stocks to bonds is reasonable. • Target-date mutual funds: These balanced funds automatically adjust investments to lower risk as you age.

Conservative but sound • High-grade corporate bond funds • Money market accounts • U.S. government bond funds • Certificates of deposit and online savings accounts (See bankrate.com for Federal Deposit Insurance Corp.–insured banks offering higher rates.) • Series I inflation-protected savings bonds (sold at treasurydirect.gov)

Work Prepare Your Plan B - Ask yourself these questions, and be honest. 1. Do I work in a stable and growing industry? 2. Do I work for a stable and growing company? 3. Is my heart still in it? Have you answered no to any? It’s time to update your LinkedIn profile and see what else is out there.

•

Why do it: Only about half of workers cruise their way to a planned, voluntary retirement; the rest of us exit prematurely, often as a result of job loss or burnout. You still have time to regroup. “With 10 years to go, there is still enough runway to make a mark,” says career and retirement expert Nancy Collamer.

•

How to do it: You know the routine. Tell people who can help you. Sign up for job alerts on the go-to site in your industry. Browse the postings that interest you, and note the skills that employers are seeking.

•

Want to stay put? Get busy anyway. “Whether you drive a bus or work in a store or in a professional occupation, maximize your opportunities by building your capital,” Collamer advises. “Give talks or write articles to boost your profile, or take advantage of short-term training programs.” One option: Go to linkedin. com/learning and get online access to thousands of business, creative and technology courses for $30 per month.

Miller, Mark and Powell, Robert, AARP (2019, Feb 6). Countdown to Retirement: 10 Years [Web log post]. Retrieved from https://www.aarp.org/retirement/planning-for-retirement/info-2019/10-year-countdown.html

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Travel in Style – by Bonnie Roseman

If there’s anything I’ve learned in my 35 years as a stylist, it’s to “carry on,” and by that of course, I mean take a carry-on bag! In order to make travel easier for my busy clients, I’ve spent years developing techniques to make traveling simple and fun. A carry-on bag is key to making your journey more enjoyable; no more hauling multiple bags, or worrying about losing your luggage, which can ruin your trip before you even begin! In my most recent trip abroad, I traveled to the Scandinavian countries before flying to Greece for a little sun in the Cycladic Islands. After that, it was off to Italy and over the Alps. All the while, I had just one bag with me. 56

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To make the most of your luggage space, I suggest you wear your jeans and sneakers, and carry your leather jacket while you travel, to save space in your bag. Roll all items tightly! It saves space, and keeps everything from wrinkling. I usually prefer to stuff my undies and socks in my shoes. Select pieces with fabrics that can wash and hang to dry without needing to be pressed – it’s easier to keep things fresh and avoid using foreign cleaners that can be very expensive. Here are the basics for 6 weeks of traveling abroad across different climates. This short, gender-neutral list includes the basics for a great travel wardrobe. I recommend that your main wardrobe color for travel be black. It looks slimming on everyone, and doesn’t show dirt as easily. A few colorful tee tops can be added to give a little zip to your ensemble. All of these items will fit into your carry-on luggage and provide options for mixing and matching stylish looks while you see the world. You can then personalize your list by adding your toiletries, gloves, hat, or other essential accessories as needed.

TRAVEL WARDROBE Underwear 6 undergarments 6 pairs of socks Pajamas (your choice) Outerwear 2 tee shirts 2 button down shirts (one dressy, one casual) 2 pairs of pants (one jean, one black trouser) 1 pair of shorts 2 jackets (one leather, one raincoat) 1 cashmere sweater (pullover or cardigan) 1 bathing suit 1 basic black blazer (can be worn day or night) Accessories Scarves (colorful, lightweight) Belts (at least one black) Jewelry (a few pop pieces) 1 tie (traditional or bow tie) Shoes One heel or dress shoe One pair of flats (for day or night) One pair of sandals

Feel good, and look even better! Please contact me personally if you have any questions or would like to see my unique travel collection which can be dressed up or down. Bonnie@bonnieroseman.com | www.bonnieroseman.com | 917-209-0516 Bonnie Roseman Bio Fashion Designer. Style Consultant. Wardrobe Architect. The press has designated Bonnie Roseman as the ultimate fashion expert over the years. Featured on the NBC Today Show, People Magazine, and more, Roseman furthered her B-L-T brand by presenting her collection through the Home Shopping Network and Home Shopping Europe. Bonnie Roseman’s BLT has evolved into a full service boutique for women of all body types and lifestyles, featuring wrinkle-free fabrics and unique accessories that pack well and travel lightly wherever you go. Schedule with Bonnie and she’ll tell you all the secrets she’s been telling her clients for over 30 years. 57

RECOMMENDED SERVICE DIRECTORY AUTO DEALERSHIP Nissan of Irvine....................................................5, 59

FINANCIAL ADVISOR James Hass I - Edward Jones .............................17

BAKED GOODS Mrs. Bickels ..................................................................11

FINANCIAL PLANNING McKinney Moore Financial .................................... 9 TWH ..............................................................................25

BOXING INSTRUCTION Ballard Fitness ..........................................................47 BOYS & GIRLS CLUB Boys & Girls Club of Laguna Beach ..................51 BUSINESS LAW Mains Law Office PC ................................................11 CBD PRODUCTS Bioreigns ......................................................................41 HOME MARKETING PLANNERS Tod & Nancy MoellerSeven Gables Real Estate .........Back Inside Cover DENTIST Rancho Dental Studio.......................................18-19 DISTRESSED PROPERTY EXPERT Kathy Kampman TNG Real Estate Consultants .............................47 DRYER VENT CLEANING Nuflo Services Inc ...................................................49 ESTATE PLANNING Mains Law Office PC ................................................11 Nguyen Law Group .................................................51 Law Office of Michael J Wittick..........................41

FITNESS Ballard Fitness ..........................................................47 GI CARE Digestive Disease Consultants of Orange County ............................................................................3 GLUTEN FREE DESSERTS Mrs. Bickels ..................................................................11 HAND SANITIZER Franek Technologies Inc..........................................7 HEALTH INSURANCE Maddox Insurance Broker....................................29 HEATING & AIR CONDITIONING Complete Plumbing Heating and Air Inc...................................15, 45, 53 HOME CARE Accredited Home Care .........................................23 HVAC Orange County Plumbing Heating & Air Conditioning ............. Front Cover, 1 LANDSCAPING Mission Landscape Companies .........................49

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RECOMMENDED SERVICE DIRECTORY MEDICARE Maddox Insurance Broker....................................29 McKinney Moore Financial .................................... 9 MOBILE HOME SALES Groves Home Sales ................................................39 NON-PROFIT Boys & Girls Club of Laguna Beach ..................51 OPTOMETRIST NVISION Eye Centers ............................................27 PAIN RELIEF Bioreigns ......................................................................41 PAVING International Paving Services Inc ......................21 PEST CONTROL Rest Assured Pest Control ...................Back Cover PLUMBING Complete Plumbing Heating and Air Inc...................................15, 45, 53 Orange County Plumbing Heating & Air Conditioning ............. Front Cover, 1 REAL ESTATE Angela Wang - Coldwell Banker Realty .........41 Tod & Nancy MoellerSeven Gables Real Estate .........Back Inside Cover

REALTOR Steve RakhskaniHuntington Beach Realty.....................................57 Kathy Kampman TNG Real Estate Consultants .............................47 RESTAURANT Raising Cane’s Chicken Fingers.........................33 RETIREMENT COMMUNITY VivanteNexus Development Corporation ....................49 REVERSE MORTGAGE Brad Dela Cruz American Advisors Group .............................30-31 Sean Diaz - Finance of America ........................43 The HECM Group .................................................12-13 SENIOR LIVING Vivante Nexus Development Corporation ....................49 SENIOR LIVING FACILITY Silverado Senior Living .........................................37 UPHOLSTERY SHOP Artistic Upholstery..................................................35 WINDOW INSTALLATION Hardy Window Company ........Front Inside Cover WINDOWS Hardy Window Company ........Front Inside Cover

Orange County 2

Articles inside

Countdown to Retirement

Exciting Travel Destinations

Senior Living

Luxury Living