PALM BEACH COUNTY FLORIDA | VOL. 1
INSIDE THIS ISSUE: FEATURED ARTICLES
RETIREMENT • INVESTING • VACATION
RECOMMENDED SERVICE DIRECTORY
TRAVEL • LIVING • HEALTH • DINING
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CO NTE NT S FEATURES 4
Investing For The Future
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Luxury Living
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Senior Living
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Saving For Retirement
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22 Destination Vacations
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26 Local Event Guide 36
Recommended Service Directory
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INVESTING FOR THE FUTURE Not many people stumble into financial security through sheer luck: a lottery win, big inheritance, or huge stock winnings. For most of us the only way to financial security is a long term plan of saving and investing. Consistency is key to reaching long term goals no matter your income. The sooner you start saving and investing, the longer your money has to compound and grow. Set goals for how much of your income you will invest monthly and stick to it. Keep investment money and cash reserves separate so you won’t dip into your investment account when the market is down. Keep expenses low and spend on what is really important to you whether it is experiences or material things. Try to avoid the big mistakes, like buying a home that is more than you really need or creating a heavy debt load. If your employer offers a matching 401(k) contribution, be sure to take advantage of that option and contribute at least enough to receive it. It is essentially 4
extra income that will grow and compound and is not taxed until you withdraw it. You can do it yourself but it probably makes more sense to work with a financial advisor who is more knowledgeable about financial markets. An advisor will help analyze short term vs long term needs, separate emotions from objectives as well as help with devising a portfolio and strategy suitable for your needs. Investing consistently over the long term is the best way to grow your wealth as there is no way to time the market.
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LUXURY
LIVING IDEAS
Upgrading your home is only limited by your imagination and budget. Is it a luxury bath, fabulous kitchen, incredible master suite or home theatre that you desire?
KITCHEN Your kitchen is probably the heart of your home. This is where memories are made and shared as families love to congregate in the kitchen. The possibilities are endless. White is the most popular color for cabinetry but combining cabinet colors is the latest trend in kitchen design. Blues and greens are also becoming popular. Quartz is the latest for countertops and islands. Commercial-grade appliances, extra sinks and dishwashers all add to the luxury kitchen. Also popular are pizza ovens, appliance garages, warming drawers and under- counter refrigerators for wine and other drinks. If you have space, consider a butler’s pantry which acts like a second kitchen - great for caterers or just an extra space for food prep without disturbing the main kitchen area.
BATH For a luxurious bath, create a spa-worthy retreat. Consider heated floors and towel racks, a steam shower and a large soaking tub. Create a separate water closet for the latest in remote controlled toilets that feature a night light, bidet and self cleaning feature. Turn a great piece of furniture into your double sink vanity for a sophisticated look. And why not have a sofa and television for added ambiance. (...continued on page 8) 6
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MASTER SUITE Add a mini-kitchen which includes a small fridge and coffee bar along with a sitting area so that you can enjoy your wine or coffee first thing in the morning or at the end of the day. Fireplaces are another nice touch for a romantic setting. If your home is equipped with gas, they are an easy addition.
LUXURY
LIVING IDEAS
MOVIE ROOM If you have a spare room, create your own private theatre with a high-definition flat screen tv, surround sound and theatre seating. A popcorn machine and fridge for drinks are nice additions. 8
g n i v i L r o i n e S
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RETIRE WITHOUT CHANGING YOUR LIFESTYLE
Today’s upscale senior communities offer “resort style living” which is hospitality-oriented and resembles a 4-star hotel or cruise ship rather than a hospital or retirement home. Amenities Some of the more luxurious communities at the deluxe level even feature lively bars with chandeliers and overstuffed pillows. More standard amenities include:
Activities: Education and Entertainment, Fashion shows, Lectures from retired professors and various social and cultural events which are all examples of regularly planned activities for residents at higher-end facilities. In urban settings, planned outings to the city for museums, art galleries or theater visits are frequent occurrences as well. Grounds-keeping: Luxury communities are beautifully designed on the outside as well, from gardens to ponds to putting greens and walkways. Many include well-appointed courtyards for residents to socialize, relax, or enjoy a meal. Concierge Service: Offering ‘Concierge Service’ is what makes a Senior Living community a Luxury one. Similar to a hotel concierge, a resident can use the Concierge to arrange hotel flights or tickets to events, a service that makes these luxury communities clearly more desirable to prospective residents and their families. 10
Modern Therapies: Assisted living communities offer personal care to their residents, and the best communities often offer top notch therapy on top of standard care. In addition to specialized pet and physical therapy, upscale communities often also provide top notch occupational therapy, and music therapy, and always from trained and certified professionals. Residences: The kitchen is the focal point of any home and it’s no different when looking at the residence at an Assisted Living community. A standard assisted living apartment has a kitchenette, traditionally including a mini-fridge, a microwave, and a small amount of cabinet and counter space. The luxury assisted living residences feature full kitchens and appliances plus top of the line finishes, like granite counter tops for instance. (... continued on page 12)
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Dining: An upscale senior living community will most likely retain a registered dietitian on staff and employ experienced chefs who serve gourmet meals. Choice and variety are crucial for the success of a kitchen at a luxurious community and most have more than two restaurants within the community, each with their own menus. Personal Fitness Trainers and Recreational Facilities: Recreation rooms are always available to use at the residents’ convenience, with computer labs, fitness rooms and cinemas. Fitness programs supervised by physical therapists and personal trainers are also kept on staff by any upscale community. High-end assisted living communities also provide full service spa treatments, beauty salons for the women and barbershops for the men. Additionally, no luxury assisted living community would be complete without a heated pool and spa, which are always popular with residents. Pet Friendly: Studies have shown that pet ownership has been shown to be beneficial to seniors, and more and more luxury communities are open to 12
allowing residents to have their pets on site. There can sometimes be limitations regarding the size and number of pets. They frequently provide pet care such as dog walking, nail clipping, grooming and litter-box changes as well as formal, certified pet therapy. Spacious Apartments: One can expect about 20% more square footage at a Luxury community (approx 600 sf versus 500 sf at a standard community). A Two bedroom apartment at an upscale community can be more than 1200 square feet. Clearly, senior living is not what it was years ago. And for the retiree with means, it can be a lively, active, and rewarding lifestyle full of growth and fun!
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10 Year Countdown
To Retirement
Money See Where You Stand - It’s time to assess how prepared, or unprepared, you are financially for retirement. • Take a quick test: Assuming your retirement is about 10 years away, you want to have roughly seven times your current salary in savings, according to research from Fidelity. That puts you on the road to having about 10 times your final salary saved by retirement and maintaining your present standard of living. Retire before hitting 67 and you’ll need more saved; after, you’ll need less. • D . o a deeper dive: Plug your current numbers (such as earnings, savings and future pensions) into an online calculator to estimate your retirement income. Experts say you’ll need 75 to 80 percent of preretirement income to live well — debatable but a good starting point. • D . on’t despair: You have 10 years to act, by earning more, trimming expenses or delaying retirement. “Whatever you can do can only help,” says George Papadopoulos, a financial planner in Novi, Mich.
Save the easy way If you’re among the 82 percent of workers paid via direct deposit, save more by splitting your pay across accounts. Have your payroll department put part of each check into an online savings account, where it’s out of sight and out of mind. The direct-deposit users who split their deposits save up to $90 more per month than those who use another method to save, according to a recent study. (. . .continued on page 16) 14
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Pad your nest egg If you already have healthy savings in a 401(k), 403(b) or IRA, open a Roth IRA (in 2019 you can contribute up to $7,000 if you’re 50 or older), or put money into a regular taxable account. •
Why do it? You’re laying the groundwork for lower taxes later. Say you need a new roof on your house in retirement. If you take money from a 401(k) or traditional IRA, it is taxable as ordinary income, and you may end up in a higher tax bracket, explains Carolyn McClanahan, founder of Life Planning Partners. But you can pull your contributions from a Roth IRA tax free (earnings, too, if you’re at least 59½ and have had the Roth at least five years). You can also invest via a basic taxable brokerage account; when you sell securities, you’ll pay only (usually lower) capital gains taxes on the profits.
Pay down the mortgage The problem with a mortgage in retirement is that you may have to sell investments to cover payments. And sometimes that will be when the markets are down - the worst possible time to sell, says Shelley Giordano, chair of the Funding Longevity Task Force at the American College of Financial Services. Her advice: 1. In place of your monthly payments, make half payments every two weeks. Those 26 payments per year are the equivalent of 13 monthly payments, resulting in a faster payoff and lower total interest costs. 2. Got a tax refund? A bonus? A side job? Apply that to your principal. 3. Avoid refinancing your mortgage, since a new loan with a later payoff date means more of your monthly payment goes to interest expense, not an increase in your home equity. 4. Don’t use a home equity loan or line of credit for purchases. The new tax law makes that less attractive, says Giordano. And this is the wrong time to be growing your mortgage debt. (. . .continued on page 20) 16
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Put new retirement savings to work Not sure where to invest additional money? Aim for growth, somewhere between a trip to Vegas and stuffing cash into your mattress. The sweet spot •. Balanced mutual funds: Seek a mix of stocks and bonds;
a 50/50 or 60/40 ratio of stocks to bonds is reasonable. • Target-date mutual funds: These balanced funds automatically adjust investments to lower risk as you age.
Conservative but sound • High-grade corporate bond funds • Money market accounts • U.S. government bond funds • Certificates of deposit and online savings accounts (See bankrate.com for Federal Deposit Insurance Corp.–insured banks offering higher rates.)
• Series I inflation-protected savings bonds (sold at treasurydirect.gov)
Work Prepare Your Plan B - Ask yourself these questions, and be honest. 1. Do I work in a stable and growing industry? 2. Do I work for a stable and growing company? 3. Is my heart still in it? Have you answered no to any? It’s time to update your LinkedIn profile and see what else is out there.
• Why do it: Only about half of workers cruise their way to a planned, voluntary retirement; the rest of us exit prematurely, often as a result of job loss or burnout. You still have time to regroup. “With 10 years to go, there is still enough runway to make a mark,” says career and retirement expert Nancy Collamer.
• .How to do it: You know the routine. Tell people who can help you. Sign up for job alerts on the go-to site in your industry. Browse the postings that interest you, and note the skills that employers are seeking.
• .Want to stay put? Get busy anyway. “Whether you drive a bus or work in a store or in a professional occupation, maximize your opportunities by building your capital,” Collamer advises. “Give talks or write articles to boost your profile, or take advantage of short-term training programs.” One option: Go to linkedin. com/learning and get online access to thousands of business, creative and technology courses for $30 per month.
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Miller, Mark and Powell, Robert, AARP (2019, Feb 6). Countdown to Retirement: 10 Years [Web log post]. Retrieved from https://www.aarp.org/retirement/planning-for-retirement/info-2019/10-year-countdown.html
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TRENDING LOCATIONS TO VISIT THIS YEAR
Destination
Vacations
If you are looking for an exciting and affordable travel destination, consider the following locations. 1. Hawaii is a tropical paradise loved by all. It offers a rich marine life, unmatched underwater experiences, gorgeous landscapes, volcanoes, and interesting history. Of the six largest islands, Maui has the state’s most beautiful beaches - some with white sand and others with red or black sand. Oahu has Hawaii’s largest city and capital, Honolulu, which is known for Waikiki Beach and Pearl Harbor’s World War II memorials. The weather is perfect and there are endless opportunities for adventure. 2. Barcelona is both a beautiful city as well as a renowned beach town. It boasts a lively nightlife, lots of activities, and restaurants galore. There are amazing museums and galleries; Including the Picasso and Salvador Dali Museums, La Sagrada Familia, and other buildings by renowned architect Antoni Gaudi. Las Ramblas, the main walking street ends with a monument to Christopher Columbus honoring his discovery of the new world. 3. The Bahamas, which is made up of a series of islands, has the clearest turquoise water on the planet, as well as white sandy beaches. (...continued on page 24)
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Underwater adventures abound dive for Spanish galleons, seek out the caves, or go sailing or fishing. The Bahamas offers a plethora of Ecotourism options, from bird watching to hiking. Nassau offers a few cultural sites like Ardastra Gardens and the Conservation center, in addition to being the capital city, but the Bahamas is great for island hopping as well. Or just pick one of the great resorts and relax at the beach. 4. Tel Aviv, known as the non-stop city, is a vibrant and exciting city on the Mediterranean Sea. It offers beautiful beaches, great cafes and restaurants, exciting night life and a 24 hour a day culture.
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History abounds and there are interesting museums including the Tel Aviv Museum and the Eretz Israel Museum which covers archeology, folklore, crafts and features an onsite excavation of 12th century-BC ruins. Tel Aviv is also the technology and financial center of Israel.
LOCAL EVENTS GUIDE PALM BEACH COUNTY FL JULY
JUL 20 | Palm Beach Summer Beer Fest If cold beer is what you thirst for, then we have you covered with the Palm Beach Summer Beer Fest. Designated Drivers tickets include complimentary water and soda. Grab your tickets early, there’s lots happening at this South Florida Fairgrounds event. Now tell us… suds and sounds… treats and sweets… whats not to like? For more info visit: http://bit.ly/pbc-j20 JUL 27 | Seafood Festival Check out our seafood festival to celebrate Bahamian and Jamaican Indepence Day. We will feature a variety of seafood; conch, crabs, lobster, shrimp, and much more. We will also have live music, games, and drinks! For more information visit: http://bit.ly/pbc-j27
AUGUST
AUG 1 | Dine Out Downtown Delray Downtown Delray Beach offers a wide variety of fun in the sun, shopping and restaurants. If you are visiting in early August take advantage of Dine Out Downtown Delray Restaurant Week, August 1st – 7th. This week-long event offers multicourse prix fixe menus starting for lunch at $20 and dinner at $40 per person. With over 35 participating 26
restaurants along Atlantic Avenue, Pineapple Grove and the Sofa district there are options for everyone in your group. Local favorites, like Deck 84, offer diners local fresh seafood. While 50 Ocean and Caffe Luna Rosa will leave you just steps from the sandy beaches of the Atlantic Ocean. For more info visit: http://bit.ly/pbc-a1 AUG 8 | Florida Fruit Festival This 4-day raw vegan eco-friendly festival is a celebration of health, fruit, and mother earth! The Florida Fruit Festival will be zero waste, free of single use plastic and all the fruit served will be sourced locally! Join us under the magnificent pole barn at Swank Farm where all the magic happens! For more info visit us at: http://bit.ly/pbc-a8
SEPTEMBER
SEPT 1 | Flavor Palm Beach Flavor Palm Beach is ready to excite, tantalize and satisfy your every palate craving. For an entire month, restaurants and bistros offer prix fixe menus for lunch and dinner to tempt you to taste the local cuisine from Jupiter to Boca Raton. Experience menus that define the art of dining in The Palm Beaches. Choose from our best restaurants and enjoy a three-course lunch for $20 or dinner for $30 - $45 per.... (. . .continued on page 28)
LOCAL EVENTS GUIDE PALM BEACH COUNTY FL (. . .continued from 26) person. Here’s your opportunity to try restaurants you’ve heard so much about – without breaking the bank. For more information visit us at: http://bit.ly/pbc-s1 SEPT 5 | Wine & Design - WPB Our events are hosted in our KC Café & Wine Bar by our own Design Studio team. We will cover various design topics, which will change every month. This month’s topic: New & Noteworthy: Trending Looks in Home Design. Anyone who shops the showroom during event time will also be eligible for special discounts. For more info visit us at: http://bit.ly/pbc-s5
OCTOBER
OCT 11 | Oktoberfest Dine on authentic German meals of bratwurst and schnitzel; sip imported and domestic beers, schnapps, 30 different types of liquor; and listen to entertainment by two original Oktoberfest bands direct from Germany. Enjoy family-friendly entertainment with arts and crafts, carnival and games, folk-dancing, vendor displays and souvenirs. For more info visit: http://bit.ly/pbc-o11 OCT 19-20 | Boca’s Pumpkin Patch Festival The festival will feature a variety of fun activities for the whole family, including a pumpkin patch with 28
2,500 pumpkins to pick from! Plus, carnival rides for ALL AGES! Included in the entrance fee are unlimited carnival rides, a cornstalk maze, a dress-your-own scarecrow village, and tons of beautiful photo vignettes to capture that perfect Autumn photo. Attendees can also decorate their pumpkins right onsite, as well as enjoy savory & sweet pumpkin delights (and delicious fair food) in our Pumpkin Food Court! For more information please visit: http://bit.ly/pbc-o19
NOVEMBER
NOV 2 | Lagoonfest LagoonFest celebrates one of the most picturesque waterways and estuaries in The Palm Beaches – Lake Worth Lagoon. Come enjoy this FREE event on November 2, 2019, to discover what makes this Lagoon such a fantastic place to visit and a local treasure. For more info visit: http://bit.ly/pbc-n2 NOV 9 | 10th Annual Boca Wine & Fest Please your palate, step into your stride at one of the largest outdoor festivals in south Florida; at A Culinary Affair! The Boca Raton festivals 10th Annual Boca Raton Wine & Food Festival. Festivities are inside Sanborn Square Park in the heart of downtown Boca Raton just South of Mizner Park. On Saturday eve(. . .continued on page 30)
LOCAL EVENTS GUIDE PALM BEACH COUNTY FL (. . .continued from 28) ning chefs from the tri-county area converge upon the festival grounds for the south Florida wine and food festival event; the Grand Tasting, A Culinary Affair; 6 PM to 10 PM. And, for you Craft Brew lovers we have a very special area inside the Grand Tasting for the 6th Annual Craft Brew Battle, A Hoppy Affair! For more info visit: http://bit.ly/pbc-n9 NOV 10 | VegFest Come enjoy the good vibes, play games, and spoil your taste buds with your favorite vegan treats. It’s not just food! There will be a variety of vendors selling yoga apparel, tea, essential oils, jewelry, skincare, and more. Bring a friend who loves eating, shopping, and lawn games! We have corn hole and giant jenga. For more info visit: http://bit.ly/pbc-n10
DECEMBER
DEC 6 | FITTEAM Palm Beaches Marathon A weekend-long event where you can come and enjoy all we have to offer. The FITTEAM Palm Beaches Marathon presented by Jupiter Medical consists of a Marathon, Half Marathon and 5K road race, but that’s just the beginning. In addition to the race, there will be parties, live music and fireworks throughout the weekend.You can then walk up to Clematis Street, which is lined 30
with colorful boutiques, trendy night clubs, live music, restaurants, antiques shops and historical landmarks. For more info visit: http://bit. ly/pbc-d6 DEC 12-15 | Palm Beach Food & Wine Fest Celebrity chefs and star-studded event makes this a foodie favorite in an Island paradise. Melt away your winter worries with an international menu of gastronomic delights of this 4-day, star-studded epicurean extravaganza. So, grab a napkin, pull up a front row seat and enjoy! From specialty Chef Welcome Party to celebrity Food Network stars Grillin’ and Chillin’ poolside, and from comfort food to 5-course dinners with premium wine pairings and Master Sommelier, this gastronomic experience hosts an unprecedented collection of talent for this four-day foodie festival. For more information please visit: http://bit.ly/pbc-d12 DEC 21 | Cheribundi Boca Raton Bowl The bowl week activities will include beach parties, pep rallies, a kickoff luncheon, community outreach and other activities throughout Boca Raton and Palm Beach County.The bowl game is played in the 30,000seat FAU Stadium on the Florida Atlantic University campus in Boca (. . .continued on page 32)
LOCAL EVENTS GUIDE PALM BEACH COUNTY FL (. . .continued from 30) Raton—it’s the only stadium in the country with views of the Atlantic Ocean—and is nationally televised for fans unable to make the trip. If you are attending the game, join in the community activities taking place all week long. Dates and times for team welcome parties, beach parties, pep rallies and more will be released at a later date. For more info visit: http://bit.ly/pbc-d21
JANUARY
JAN 17-FEB 2 | South Florida Fair For more than 100 years, the South Florida Fair has been entertaining people at the South Florida Fairgrounds. The Palm Beach County fair event draws in hundreds of thousands of locals and tourists alike. In all, visitors experienced more than 200 carnival games, thrilling amusement rides, and the best fair food in the region to fill their winter vacation days. For more info visit: http://bit.ly/pbc-j17 JAN 19 | PBC Duffy’s Cruise In Join us every Tuesday at Duffy’s in Delray Beach for our Duffy’s Cruise In. Hosted by PBC Classics Car Club. The show is open-to-all, and there’s a 10% discount to club members. Check out our website for a nationwide list of car, bike, and truck shows in our event section. Fundraisers, and boat shows also listed. 32
For more information please visit: http://bit.ly/pbc-j19
FEBRUARY
FEB 3-9 | The Oasis Championship The tournament name may have changed, but not the great golf action. Tee up for a great time at The Oasis Championship, formally known as The Boca Championship. Watch from the gallery or participate in the Pro-Am and play with a legend of the links. Participants will walk off the course with memories to last a lifetime. For more info visit: http://bit.ly/pbc-f3 FEB 24-MAR 1 | The Honda Classic The Honda Classic is actually a big party with a side of some amazing golf. The Waterford Club adjacent to the 17th green offers premium stadium seating and mixed drinks; the Goslings Bear Trap (upgraded credentials required) features direct sightlines to the “Bear Trap” holes and pours Goslings’ tasty rum; and don’t forget to stop by the Lilly Pulitzer Lounge will be open to the public and offers patrons a place to shop a wide array of Lilly Pulitzer products, enjoy signature beverages and catch a front row seat to the golf action on the 10th hole. For more info visit us at: http://bit.ly/ pbc-f24
LOCAL EVENTS GUIDE PALM BEACH COUNTY FL FEB 28-MAR 8 | Festival of the Arts Boca The Festival of the Arts BOCA is an extraordinary, multi-day, cultural arts event bringing excitement and new experiences that show why The Palm Beaches are no doubt, Florida’s Cultural Capital®. Audiences will delight in some of the world’s most sought-after jazz, opera and classical performers, as well as recognized, award-winning authors and speakers. For more info visit: http://bit.ly/pbc-f28
MARCH
MAR 14 | Art Fest by the Sea Art Fest by the Sea features a display of products like ceramic, jewellery, digital, photo, fibre, metalwork, sculptures, glass, mixed media, wood, graphics, painting and much more.Three decades ago, a few dozen booths selling stylish art from local artists were displayed
along A1A in Juno Beach. 300 artists representing 30 different states and dozens of diverse mediums, will line the oceanfront road. For more info visit: http://bit.ly/pbc-mar14 MAR 26 | Palm Beach International Boat Show If you need a boat, want a boat, or just fantasize about boats – the Palm Beach International Boat Show is the place to be. An unprecedented amount of vessels are on display amid balmy breezes - be it Cigarette, Comanche or Super Cat; inflatable, cruiser or runabout; fishing, high performance or super yacht. For more information visit: http://bit.ly/pbc-mar26
APRIL
APR 4 | CityPlace Art Fair The CityPlace Art Fair is located in the regal retail district of CityPlace in Downtown West Palm Beach... (. . .continued on page 34)
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LOCAL EVENTS GUIDE PALM BEACH COUNTY FL (. . .continued from 33) Florida. CityPlace is known for the luxury restaurants, retail shops, theatres, and private high‑end residences that line it’s streets. This is a must see event, don’t miss out! For more information please visit: http://bit.ly/pbc-apr4 APR 26 | Sweet Corn Fiesta Sweet Corn Fiesta provides the attendees with the opportunity to enjoy local sweet corn and hot dogs, plus lots of local food vendors, live music all day, kids ride all day with wristband. For more info please visit: http://bit.ly/pbc-apr26
MAY
MAY 2 | Sunfest Sunfest, one of Florida’s largest music, art and waterfront festivals. Taking place annually, the first weekend in May along the Intracoastal Waterway in West Palm Beach. The festival features over 50 musical venues, fine art shows, floating bars, a youth park and so much more! For more information please visit: http://bit.ly/pbc-may2 MAY 7 | Wine Special Check out the event calendar for the latest live music, specials and events happening at Tim Finnegan’s. There is always something going on at the pub so be sure to subscribe to our newsletter to stay 34
informed on all of our specials, events, and live music. For more info visit: http://bit.ly/pbc-may7
JUNE
JUN 1 | Wicked - The Musical This musical takes place way before the arrival of Dorothy Gale and her little pooch Toto. Wicked is the story of two magically inclined women, one blonde, and one green of skin and their coming-of-age as the forces of good and (perceived) ‘wicked’. Based on the critically acclaimed novel by Gregory Maguire, Wicked explores the foundation of the Oz legend, and whether all is what it appears to be in later stories. For more info visit: http://bit.ly/pbc-jun1 JUN 7 | Lobby Hero This must-watch serio-comic play follows four New Yorkers involved in a murder investigation – a slacker security guard in a Manhattan apartment building, his by-thebook boss, a rookie cop and her macho partner – face moral and ethical dilemmas in this comic drama by the Academy Award-winning screenwriter of Manchester by the Sea. For more information visit: http://bit.ly/pbc-jun7-play
RECOMMENDED SERVICE DIRECTORY
APPLIANCES House of Appliances................................. 23
FUNERAL SERVICES Kronish Funeral Services.......................... 13
AQUARIUM South Florida Science Center & Aquarium.....................................................9
HEALTH INSURANCE Leanne Kopystysky - LUTCF.................... 21 Medicare and Much More......................... 31
ART STUDIO Fused In Glass.............................................. 31
INSURANCE AGENCY Property Damage Consultants.............. 27
AUTO DEALERSHIP LIFE INSURANCE Southern 441 Nissan/Greenacres Nissan.... Medicare and Much More......................... 31 Front Cover, Back Inside Cover, 18-19 LIVE ENTERTAINMENT Jay Bee Sax....................................................9 CLEANING SERVICES The Maids of West Palm Beach............. 27 LUXURY TRAVEL Veronica Persaud - Dream Vacations.... 25 COMMERCIAL WINDOW CLEANING Heavenly Window Cleaning.......................9 MASSAGE SPA Massage Envy.......................... Back Cover, 3 CREMATION SERVICES Sunshine Cremation................................... 17 MEDICARE Leanne Kopystysky - LUTCF.................... 21 CRUISE PLANNER Jamie Zand - Cruise Planners....................1 Medicare and Much More......................... 31 Sand & C Travel.......................................... 29 MORTGAGES Senior Mortgage Solutions...................... 15 CUSTOM GLASS & MIRROR Mirrtique, Inc..................................................7 PERSONAL INJURY Kanner & Pintaluga......... Front Inside Cover ESTATE MANAGER Aaron Rosenberg, LCAM, Realtor......... 29 (. . .continued on page 36)
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RECOMMENDED SERVICE DIRECTORY
PHARMACY Discount Prescription Services..................................................................................11 REAL ESTATE The Keyes Company..................................................................................................... 5 REALTOR Aaron Rosenberg, LCAM, Realtor...........................................................................29 RESIDENTIAL WINDOW CLEANING Heavenly Window Cleaning........................................................................................ 9 SCIENCE CENTER South Florida Science Center & Aquarium............................................................ 9 TRANSPORTATION Academy Bus................................................................................................................33 TRAVEL AGENT Jamie Zand - Cruise Planners..................................................................................... 1 Sand & C Travel............................................................................................................29 WEDDINGS & EVENTS Jay Bee Sax..................................................................................................................... 9 WINDOW TREATMENTS Come To My Window..................................................................................................31
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