Raleigh Durham NC by The 55 Guide

RALEIGH DURHAM NORTH CAROLINA | VOL. 2

INSIDE THIS ISSUE: FEATURED ARTICLES

RETIREMENT • INVESTING • VACATION

RECOMMENDED SERVICE DIRECTORY

TRAVEL • LIVING • HEALTH • DINING

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CO NTE NT S FEATURES 4

Luxury Living

10 Senior Living

24 Local Event Guide 31

Destination Vacations

37 Travel In Style 39 Saving For Retirement 42 Investing For The Future

2020-2021 SCHEDULES 16

PGA Tournaments

LPGA Tournaments

Grand Slam Tennis Tournaments - Australian

Grand Slam Tennis Tournaments - French

Grand Slam Tennis Tournaments - Wimbledon

Grand Slam Tennis Tournaments - US Open

Recommended Service Directory

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OPEN FLOOR PLANS

A Luxurious home is not just well appointed, it is one where the amenities allow you to feel spoiled. Pools, saunas, in-home gyms, backyard tennis courts, game rooms, and wine cellars are a few things that come to mind.

An open floor plan is one of the most sought-after criteria when deciding on a new home purchase or a new renovation idea. An open and airy floor plan allows the homeowner to elaborate on their design aesthetic and showcase the homeâ&#x20AC;&#x2122;s individual, luxurious features, like a grand entryway or a beautifully designed staircase.

OUTDOOR KITCHENS If opulence and luxury are key, then a standard, fully-stocked kitchen is simply no longer enough. One may consider adding a cozy outdoor living area complete with outdoor kitchen, featuring built-in gas grills and refrigerated food and drink storage. Some other top amenities include expansive outdoor pools with water features such as waterfalls, hot tubs, changing cabanas, and saunas.

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WINE CELLARS Exquisite wine storage is another amenity that most affluent homes contain. Private wine cellars built using materials such as glass and wood and are often thought to be works of art themselves. When considering one of these beauties, many factors come into play. One will want to consider the placement, temperature, humidity control, and of course bottle size accommodations.

LOCATION IS EVERYTHING When it comes to luxury home ownership, nothing beats a great location. Everyone desires their own slice of blissful paradise. One of the most important aspects to consider are privacy features such as bushes, hedges, trees or walls. The right landscape design features provide a concealed oasis, where one can relax and wind down. Picture yourself in a secluded ranch or gated beachfront enclave!

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GAME ROOMS Game rooms or entertainment rooms are an old idea, but still on top of the list of luxury living ideas. Some would argue a luxury home is not complete without an in-home theatre or game room. The boundaries continue to be expanded with extra amenities such as indoor basketball courts, lavish sports bar set-ups, exquisite billiard areas, additional televisions and beverage storage.

IN-HOME TECHNOLOGY This newer trend has taken over the luxury market by storm, and these technological innovations have garnered the new term of â&#x20AC;&#x153;Smart Homes,â&#x20AC;? and along with it, smart devices. When it comes to technology, most

luxury builders cater to this tech-trend and offer amenities to help with just about all facets of home management. Some things you can do at the touch of a button or smartphone are control indoor climate, window and door security, and lighting. Additionally, an integrated smart home provides the owner with remote access cameras and security systems.

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DRESSING ROOMS A dressing room is simply an extension of the master bedroom. This feature is commonly a top priority for the wealthy, as it functions as a place to both store and display lavish items such as purses, shoes, hats, and jewelry. There is an increasing demand among the jet-set crowd for larger and more lavish closet designs. Typical setups include cedar shelving, storage chests, ample lighting, and mirrors for cosmetics or modeling outfits.

g n i v i L r o i n e S

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RETIRE WITHOUT CHANGING YOUR LIFESTYLE

Today’s upscale senior communities offer “resort style living” which is hospitality-oriented and resembles a 4-star hotel or cruise ship rather than a hospital or retirement home. Amenities Some of the more luxurious communities at the deluxe level even feature lively bars with chandeliers and overstuffed pillows. More standard amenities include:

Activities: Education and Entertainment, Fashion shows, Lectures from retired professors and various social and cultural events which are all examples of regularly planned activities for residents at higher-end facilities. In urban settings, planned outings to the city for museums, art galleries or theater visits are frequent occurrences as well. Grounds-keeping: Luxury communities are beautifully designed on the outside as well, from gardens to ponds to putting greens and walkways. Many include well-appointed courtyards for residents to socialize, relax, or enjoy a meal. Concierge Service: Offering ‘Concierge Service’ is what makes a Senior Living community a Luxury one. Similar to a hotel concierge, a resident can use the Concierge to arrange hotel flights or tickets to events, a service that makes these luxury communities clearly more desirable to prospective residents and their families. 12

Modern Therapies: Assisted living communities offer personal care to their residents, and the best communities often offer top notch therapy on top of standard care. In addition to specialized pet and physical therapy, upscale communities often also provide top notch occupational therapy, and music therapy, and always from trained and certified professionals. Residences: The kitchen is the focal point of any home and it’s no different when looking at the residence at an Assisted Living community. A standard assisted living apartment has a kitchenette, traditionally including a mini-fridge, a microwave, and a small amount of cabinet and counter space. The luxury assisted living residences feature full kitchens and appliances plus top of the line finishes, like granite counter tops for instance. (. . .continued on page 14)

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Dining: An upscale senior living community will most likely retain a registered dietitian on staff and employ experienced chefs who serve gourmet meals. Choice and variety are crucial for the success of a kitchen at a luxurious community and most have more than two restaurants within the community, each with their own menus. Personal Fitness Trainers and Recreational Facilities: Recreation rooms are always available to use at the residentsâ&#x20AC;&#x2122; convenience, with computer labs, fitness rooms and cinemas. Fitness programs supervised by physical therapists and personal trainers are also kept on staff by any upscale community. High-end assisted living communities also provide full service spa treatments, beauty salons for the women and barbershops for the men. Additionally, no luxury assisted living community would be complete without a heated pool and spa, which are always popular with residents. Pet Friendly: Studies have shown that pet ownership has been shown to be beneficial to seniors, and more and more luxury communities are open to 14

allowing residents to have their pets on site. There can sometimes be limitations regarding the size and number of pets. They frequently provide pet care such as dog walking, nail clipping, grooming and litter-box changes as well as formal, certified pet therapy. Spacious Apartments: One can expect about 20% more square footage at a Luxury community (approx 600 sf versus 500 sf at a standard community). A Two bedroom apartment at an upscale community can be more than 1200 square feet. Clearly, senior living is not what it was years ago. And for the retiree with means, it can be a lively, active, and rewarding lifestyle full of growth and fun!

RALEIGH DURHAM

DATES

2020 PGA TOURNAMENT SCHEDULE

* Schedule subject to change

TOURNAMENT

DEFENDING CHAMPION

FEB 13 - 16

The Genesis Invitational

Adam Scott

FEB 20 - 23

Puerto Rico Open

Viktor Hovland

FEB 20 - 23

World Golf Championships-Mexico Championship

Patrick Reed

FEB 27 - MAR 1

The Honda Classic

Sungjae Im

MAR 5 - 8

Arnold Palmer Invitational presented by Mastercard

Tyrrell Hatton

MAR 12 - 15

THE PLAYERS Championship

Rory McIlroy

Valspar Championship

Paul Casey

World Golf Championships-Dell Technologies Match Play

Kevin Kisner

Valero Texas Open

Corey Conners

Zurich Classic of New Orleans

R. Palmer / J. Rahm

APR 30 MAY 3

Wells Fargo Championship

Quail Hollow Club, Charlotte, NC

Max Homa

[ CANCELED ]

MAY 7 - 10

AT&T Byron Nelson

Sung Kang

[ CANCELED ]

MAR 19 - 22 [ CANCELED ]

MAR 26 - 29 [ CANCELED ]

APR 2 - 5 [ CANCELED ]

APR 23 - 26 [ CANCELED ]

[ CANCELED ]

Riviera CC, Pacific Palisades, CA Coco Beach Golf & CC, Rio Grande, PUR Club de Golf Chapultepec, Mexico City, MEX

PGA National (Champion), Palm Beach Gardens, FL Bay Hill Club & Lodge, Orlando, FL

TPC Sawgrass, Ponte Vedra Beach, FL Innisbrook Resort (Copperhead), Palm Harbor, FL Austin Country Club, Austin, TX

TPC San Antonio - AT&T Oaks, San Antonio, TX TPC Louisiana, Avondale, LA

Trinity Forest Golf Club, Dallas, TX

$1,674,000 $540,000

$1,820,000 $1,260,000 $1,674,000 $2,250,000 $1,206,000 $1,745,000 $1,350,000 $1,051,200 $1,422,000 $1,422,000

MAY 17

TaylorMade Driving Relief

MAY 24

Capital One’s The Match: Champions for Charity

JUN 11 - 14

Charles Schwab Challenge

Kevin Na

RBC Canadian Open

Rory McIlroy

RBC Heritage

C.T. Pan

JUN 25 - 28

Travelers Championship

Chez Reavie

JUL 2 - 5

Rocket Mortgage Classic

Nate Lashley

[ ORIG May 21-24 ]

JUN 11 - 14 [ CANCELED ]

JUN 18 - 21

[ ORIG Apr 16-19 ]

[ ORIG May 28-31 ]

| NORTH CAROLINA | VOL . 2

Seminole Golf Club, Juno Beach, FL Medalist Golf Club, Hobe Sound, FL Colonial CC, Fort Worth, TX

St. George’s G&CC, Toronto, ON, CAN Harbour Town GL, Hilton Head, SC TPC River Highlands, Cromwell, CT Detroit Golf Club, Detroit, MI

$1,314,000 $1,368,000 $1,242,000 $1,296,000 $1,314,000

RALEIGH DURHAM

DATES JUL 9 - 12 [ CANCELED ]

JUL 9 - 12

2020 PGA TOURNAMENT SCHEDULE

* Schedule subject to change

TOURNAMENT

DEFENDING CHAMPION

John Deere Classic

Dylan Frittelli

TPC Deere Run, Silvis, IL

Tournament TBD

$1,080,000

SEP 10 - 13

Safeway Open

Cameron Champ

SEP 17 - 20

U.S. Open

Gary Woodland

[ ORIG Jun 18-21 ]

Silverado Resort and Spa North, Napa, CA Winged Foot GC, Mamaroneck, NY

Ryder Cup

$1,188,000 $2,250,000

Whistling Straits, Hokler, WI

EUROPE

Corales Puntacana Resort & Club Championship

Graeme McDowell

OCT 1 - 4

Sanderson Farms Championship

Sebastian Munoz

OCT 8 - 11

Shriners Hospitals for Children Open

Kevin Na

OCT 15 - 18

The CJ Cup @ Nine Bridges

Justin Thomas

OCT 22 - 25

Zozo Championship

Tiger Woods

OCT 29 - NOV 1

World Golf Championships - HSBC Championship

Rory McIlroy

OCT 29 - NOV 1

Bermuda Championship

Brendon Todd

NOV 5-8

Houston Open

Lanto Griffin

NOV 12 - 15

Masters Tournament

Tiger Woods

NOV 19 - 22

The RSM Classic

Tyler Duncan

DEC 3 - 6

Mayakoba Golf Classic

Brendon Todd

DEC 3 - 6

Hero World Challenge

Henrik Stenson

DEC 11 - 13

QBE Shootout

Rory Sabbatini, Kevin Tway

SEP 25 - 27 SEP 24 - 27

[ ORIG Mar 26-29 ]

[ ORIG Apr 9-12 ]

| NORTH CAROLINA | VOL . 2

Corales Golf Club, Punta Cana, DOM CC of Jackson, Jackson, MS

TPC Summerlin, Las Vegas, NV

Nine Bridges, Jeju Island, KOR

Accordia Golf Narashino CC, Chiba, JPN Sheshan Intâ&#x20AC;&#x2122;l GC, Shanghai, CHN

Port Royal GC, Southampton, BER Memorial Park Golf Course, Houston, TX Augusta National GC, Augusta, GA Sea Island Resort (Seaside), Sea Island, GA El Camaleon GC, Playa del Carmen, MEX Albany, New Providence, BAH

Tiburon GC, Naples, FL

$540,000

$1,188,000 $1,260,000 $1,755,000 $1,755,000 $1,745,000 $540,000

$1,350,000 $2,070,000 $1,188,000 $1,296,000 $1,000,000

$435,000

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2020 LPGA TOURNAMENT SCHEDULE DATES SEP 3 - 6 SEP 10-13

[ORIG Apr 2-5]

Sep 17 - 20

[ORIG Sep 10-13]

SEP 24 - 27

[ORIG Mar 26-29]

OCT 1 - 4 [CANCELED]

OCT 2 - 4

[ORIG May 29-31]

OCT 8 - 11

[ORIG Jun 25-28]

Oct 15 - 18 Oct 22 - 25 Oct 29 - Nov 1 Nov 6 - 8 NOV 19 - 22

[ORIG May 14-17]

DEC 3 - 6 DEC 10 - 13 [ORIG Jun 4-7]

DEC 17 - 20

TOURNAMENT

CP Women’s Open Magna Golf Club, Ontario, Canada L4G 7C3 ANA Inspiration Mission Hills CC, Rancho Mirage, CA 92270 Cambia Portland Classic Columbia Edgewater CC, Portland, OR 97211 Kia Classic Aviara GC, Carlsbad, CA 92009 Meijer LPGA Classic For Simply Give Blythefield CC, Grand Rapids, MI 49305 ShopRite LPGA Classic Presented by Acer Galloway, NJ KPMG Women’s PGA Championship Aronimink Golf Club, Pennsylvania Buick LPGA Shanghai Shanghai Qizhong Garden GC, Minhang District, Shanghai, China BMW Ladies Championship LPGA International Busan, South Korea Swinging Skirts LPGA Taiwan Championship TOTO Japan Classic Seta Golf Course-North, Shiga, Japan Pelican Women’s Championship presented by DEX Imaging Volunteers of America Classic Old American GC, The Colony, TX 75056 U.S. Women’s Open Championship conducted by the USGA CME Group Tour Championship Ritz Carlton Golf Resort-Tiburon GC, Naples, FL 34109

* Schedule subject to change

PURSE

DEFENDINGCHAMPION

$2,350,000

(Jin Young Ko)

$3,100,000

(Jin Young Ko)

$1,300,000

(Hannah Green)

$1,800,000

(Nasa Hataoka)

$2,300,000

(Brooke Henderson)

$1,750,000

(Lexi Thompson)

$4,300,000

(Hannah Green)

$2,100,000

(Danielle Kang)

$2,000,000

(Inaugural Year)

$2,200,000

(Nelly Korda)

$1,500,000

(Nasa Hataoka)

$1,750,000

(Inaugural Year)

$1,400,000

(Cheyenne Knight)

$5,500,000

(Jeonguen Lee6)

$5,000,000

(Lexi Thompson)

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LOCAL EVENTS GUIDE

RALEIGH DURHAM PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.

SEPTEMBER

SEPT 20 | PEPPER FEST High-end baskets with mason jars full of carefully curated pepper-themed dishes. There will be live music and social distance precautions. We are looking forward to a scaled down celebration of our cherished locally grown sweet, hot and smoky NC peppers. For more info visit: https://bit.ly/3jykXiM

OCTOBER

OCT 10 | WINE CHEESE & CHOCOLATE EXPRESS FESTIVAL In light of COVID-19, we are delighted to bring you an “express” version of this popular festival! We will be offering a variety of Wine, Cheese, and Chocolate focused packages that will allow you to taste local and regional chocolates and cheeses that will make your palate scream with delight. Drive through and receive your package to take home with you! For more info visit: https://bit.ly/32MCXiz OCT 10 - 11 | OKTOBERFEST We’ve got lots of reasons for you to 24

grab your beer stein, put on your Lederhosen or your dirndl. The Harbour Towne Fest Band will provide a festive Bavarian atmosphere to Sugar’s annual Oktoberfest celebration. Take in the beautiful fall foliage, cool, comfortable mountain temperatures, and a weekend full of festival activities! For more info visit: oktoberfest.skisugar.com

NOVEMBER

NOV 7 - 8 | WHIRLIGIG FESTIVAL People who can appreciate an arts fest with its own hometown twist. Catch more than 200 vendors, live entertainment and more fun. Try your hand at the free extreme challenges or see if you have what it takes to tackle the Whirligig-Warrior course. For more info visit: https://bit.ly/3cDkgCp NOV 13 | CHINESE LANTERN FEST Booth Amphitheatre will once again be transformed into a magnificent setting with the return of the North Carolina Chinese Lantern Festival! All new displays this year! For more info visit: https://bit.ly/3jbF9Hw (. . .continued on page 26)

LOCAL EVENTS GUIDE

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DECEMBER

DEC 3 | TREE LIGHTING FESTIVAL Get into the spirit of the holiday with the Town’s official kick-off to the holidays. Tree lighting, choirs sing and a special visit from Santa. Tree lighting starts at 6 pm! For more info visit: https://bit.ly/3hQ6aPQ

JANUARY

JAN 30 | AFRICAN AMERICAN CULTURAL CELEBRATION Join the statewide kickoff to Black History Month at the North Carolina Museum of History in Raleigh. The 20th Annual African American Cultural Celebration will feature musicians, storytellers, dancers, chefs, historians, playwrights, authors, artists, reenactors, and more. For more info visit: https://bit.ly/2Gezthe

FEBRUARY

FEB 2 | GROUNDHOG DAY Meet Sir Walter Wally the groundhog and get his prognostication for the next six weeks! The Shadow Ceremony is at noon on the Bicentennial Plaza, right in front of the 26

Museum. Come out and see whether Wally can continue his climb up the Weather Channel’s prestigious list of top Groundhogs to Watch! For more info visit: https://bit.ly/3cF0aYM FEB 13 | TRIANGLE RUSSIAN FEST Come and enjoy Russian culture and experience the unique folk and ethnic heritage of this part of the world! The all day festival includes Russian and Georgian folk games and dances and workshops for kids and adults. For more info visit: trianglerussianfest.com

MARCH

MARCH 14 | ST. PATRICK’S DAY PARADE In celebration of the great St. Patrick as well as Irish and Celtic traditions and culture, a parade of dancers, bagpipes, musicians and more march through downtown Raleigh and afterwards continue a day of fun with a full line-up of live music and performances in Raleigh’s City Plaza. For more info visit: raleighstpats.org

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LOCAL EVENTS GUIDE

(. . .continued from 26) MARCH 18 - 21 | ART IN BLOOM Art in Bloom is a four-day festival of art and flowers. More than 50 floral interpretations inspired by the museum’s galleries, some more than 10 feet tall, are created on-site by world-class designers. The event invites participants to attend presentations and workshops, dine at Iris and shop for one-of-a-kind gifts. For more info visit: https://bit.ly/3i51W6o MARCH 26 - 27 | BEER, BOURBON & BBQ FESTIVAL Cary’s Favorite Festival is Back and Better than Ever. Get ready to enjoy all those pleasures that true Southerners live by – Beer, Bourbon, Bar-

beque, Boots, Bacon, Biscuits, and Bluegrass! For more info visit: cary.beerandbourbon.com

APRIL

APRIL 23 - 24 | OLIVE PICKLE FEST If you are a fan of salt and brine, the Mt. Olive Pickle Festival is where it’s at. Not only can you sample delicious pickles, you can also enjoy a pickle eating contest, car show, and mascot race.For more info visit: ncpicklefest.org APRIL 23 - 24 | BREWGALOO N.C.’s largest craft beer festival-featuring 100 breweries and 50 food trucks - Brewgaloo takes over (. . .continued on page 28)

LOCAL EVENTS GUIDE

(. . .continued from 27) downtown Raleigh. The festival allows you to sample beer from breweries located across the state. For more info visit: https://bit.ly/3kUVkcF

MAY

MAY TBA | ARTSPLOSURE Since its first festival in April 1980, Artsplosure has presented scores of outdoor programs and large-scale festivals featuring thousands of established and emerging visual, performing, and interdisciplinary artists in numerous traditional and non-traditional indoor venues and outdoor settings. For more info visit: artsplosure.org MAY 1 | STRAWBERRY FESTIVAL Celebrate the start of strawberry season and summer with the North Carolina Strawberry Festival, which also hosts a Little Miss pageant, a car and antique farm equipment show, and a carnival midway. For more info visit: carolinastrawberryfestival.com

MAY 30 | NC SUGAR RUSH One of the sweetest events of the year, NC Sugar Rush is an all-dessert food truck rodeo held at Raleigh’s City Market. More than 20 vendors— offering a range of goodies from cotton candy to cupcakes to cherry pies—will be on hand, along with face painters, balloon artists and more! For more info visit: ncsugarrush.com

JUNE

JUNE TBA | PIMENTO CHEESE FESTIVAL Food trucks will line Academy Street to serve their regular menus, along with new dishes featuring a southern delicacy: pimento cheese! Enjoy live music at the Downtown Park, grab a drink from local breweries, and taste some of the best pimento cheese samples from local restaurants. For more info visit: https://bit.ly/3i8xTuI JUNE 18 - 19 | BLUEBERRY FEST Burgaw, NC hosts an annual blueberry festival, complete with a whole hog cook-off, blueberry recipe competition, and craft beer (. . .continued on page 29)

LOCAL EVENTS GUIDE

(. . .continued from 28) area. They even feature running and cycling races if you want to burn off some of those delicious blueberry calories! For more info visit: ncblueberryfestival.com JUNE 21 | TASTE OF SOUL Take the family for fresh lobster, shrimp, crab cakes, flounder, catfish, salmon croquettes and more. Kids activities, games and a DJ round out the fun. We’ll have something for everyone! For more info visit: tasteofsoulnc.com

JULY

JULY 4 | 4TH OF JULY FIREWORKS You can’t miss Raleigh’s Fourth of July fireworks extravaganza! Fireworks will be launched from property owned by North Carolina State University along Trinity Road, which is adjacent to Carter-Finley Stadium. This breathtaking show is a must-see and best enjoyed with lots of family and friends! For more info visit: https://bit.ly/30dRrrt

JULY 17 | PEACH FESTIVAL Ok, we’re just going to say it. The peach is the best fruit of the summer, and the North Carolina Peach Festival celebrates it in all its sweet, tangy, juicy glory. Sample some of the best peach ice cream in all of North Carolina, and enjoy a parade, live music, and tons of activities for kids, including a Zorb track! For more info visit: ncpeachfestival.com

AUGUST

AUG 8 | JERK FEST We are bringing you the very best Jamaican jerk alongside all your other Caribbean favorites. Take the family for Caribbean food, live music, a kids zone, bounce house, face painter and more. For more info visit: https://bit.ly/2S88dUd AUG 21 | CARIBMASK CARNIVAL A festival to promote diversity, equality and create a deeper appreciation for Afro-Caribbean culture in the Raleigh area, CaribMask returns for its ninth annual event in downtown Raleigh in 2020. A parade of bands, flag ceremony, live music (. . .continued on page 30)

LOCAL EVENTS GUIDE

(. . .continued from 29) and tons of food and drinks keep a joyful crowd of more than 15,000 people plenty happy. For more info visit: caribmask.com AUG 28 | LAZY DAZE ARTS & CRAFTS FESTIVAL For more than 40 years, the Lazy Daze Arts and Crafts Festival has put local artists and crafts makers in the spotlight. Today, the Cary festival has grown to two days, features more than 300 artists from 16 states, has multiple stages of live music, a beer garden and plenty of food trucks to keep everyone happy. For more info visit: https://bit.ly/3cEZ0we

SEPTEMBER

SEPT 3 - 6 | APPLE FESTIVAL The North Carolina Apple Festival is proud to celebrate the history and importance of the apple industry to our community. We work closely with the local growers and are happy that we have 14 local growers who participate in the Festival each year. Those who appreciate all things apples while mixing in free entertainment, arts and crafts, and 30

festival-style food.For more info visit: ncapplefestival.org SEPT 10 - 12 | GREEK FESTIVAL Each year, the Holy Trinity Greek Orthodox Church continues the history and tradition of the Greek Festival. All the staff, dancers, chefs, bakers, set up and clean-up crews, etc., volunteer their time to make our festival an event to remembe! For more info visit: raleighgreekfestival.com SEPT 18 | CREEDMOOR MUSIC FESTIVAL Music lovers and fair food aficionados converge onto Main Street in Downtown Creedmoor to enjoy the Annual Creedmoor Music Festival. The Festival features free kids’ activities, terrific food, handcrafted merchandise, and two stages offering all genres of music from top-notch local bands! For more info visit: https://bit.ly/2EF3qXk

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TRENDING LOCATIONS FOR A GREAT VACATION

EXCITING TRAVEL

Destinations If you are looking for some exciting and awe inspiring travel destinations, consider the following destinations. 1. Sweden, a Scandinavian nation in Europe, offers some wonderful natural experiences and places to visit. Enjoy hiking in vast boreal forests and witness an all-white wild moose. Most principal cities, including Stockholm, are all coastal and offer breathtaking views of the towns and waterfront areas. There are historic medieval towns, an abundance of bridges, royal palaces, and museums to visit. Another sight you will not want to miss are the Northern Lights in Lapland. 2. Tenerife, Spain is the largest of the Canary Islands, which is dominated by Spainâ&#x20AC;&#x2122;s tallest peak, and dormant volcano, Mt. Teide. Enjoy parades, music, dancing, and a variety of colorful costumes at the Carnaval de Santa Cruz. The island hosts many beaches, some featuring black sand, resort areas to enjoy your stay, high-end restaurants, night clubs, golf courses, and water based sports.

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3. Greece, a southeastern European country with thousands of islands to explore and enjoy. There are a vast amount of sites to visit and places to see that tickle any particular interest. With a plethora of archaeological sites, museums, and historical tours, there is a lot to see and do. To name a few notable sites, The Acropolis is a must see as it is home to some of the most marvelous architectural feats known to exist by this advanced civilization, including the Parthenon and Erecthion. The Panathinaiko Stadium in Athens is the worldâ&#x20AC;&#x2122;s only stadium built in its entirety of marble. This site is home to the first modern Olympics in 1896, where it held a whopping 80,000 people. Aside from the numerous archeologic areas, Greece

also has wonderful beaches, hotels, bars, restaurants, tours, ferries, and charters. 4. France, known for its exquisite cuisine, is also home to famous fashion houses, many classical art museums including the Louvre, and monuments such as the Eiffel Tower, the Seine, Notre-Dame cathedral, Arc de Triomphe, and the Palace of Versailles. There are also magnificent parks, great music, ancient cave drawings, and renowned wine tasting sites.

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2021 GRAND SLAM TOURNAMENT SCHEDULE

* Schedule subject to change

Date

Session

Wed - Fri 1/13-15

Rod Laver

Margaret Court

Outside Courts

11:00am

10:00am

Sat / Sun 1/16-17 Mon 1/18 Tue 1/19 Wed 1/20 Thu 1/21 Fri 1/22 Sat 1/23 Sun 1/24 Mon 1/25 Tue 1/26 Wed 1/27 Thu 1/28 Fri 1/29 Sat 1/30 Sun 1/31

Featured Matches Qualifying Rounds

NO PLAY Day

11:00am

Night

7:00pm

–

Day

11:00am

Night

7:00pm

–

Day

11:00am

11:00am –

Night

7:00pm

–

Day

11:00am

Night

7:00pm

–

Day

11:00am

Night

7:00pm

–

Day

11:00am

Night

7:00pm

–

Day

11:00am

Night

7:00pm

–

Day

11:00am

Night

7:00pm

–

Day

11:00am

Night

7:00pm

–

Day

11:00am

Night

7:00pm

–

1st round 1st round 2nd round 2nd round 3rd round 3rd round 4th round 4th round Quarterfinals Quarterfinals

Day

11:00am

Women’s Semifinals

Night

7:00pm

–

1st Men’s Semifinals

Twilight

3:00pm

4:00 pm

3:00pm

2nd Men’s Semifinals

–

Twilight

11:00am

7:30pm

11:15am

–

Twilight

2:00pm

4:00pm

no play

–

Women’s Finals Men’s Finals

RALEIGH DURHAM

| NORTH CAROLINA | VOL . 2

2020 GRAND SLAM TOURNAMENT SCHEDULE DATE

PLAY START

* Schedule subject to change

SESSION

SUN SEPT 27

11:00 AM

1st Round - Ladies / Mens Singles

MON SEPT 28

10:30 AM

1st Round - Ladies / Mens Singles

TUES SEPT 29

10:30 AM

1st Round - Ladies / Mens Singles 1st Round - Mens Doubles

WED SEPT 30

10:30 AM

2nd Round - Ladies / Mens Singles 1st Round - Ladies / Mens & Mixed Doubles

THU OCT 1

10:30 AM

2nd Round - Ladies / Mens Singles 1st Round Ladies & Mixed Doubles 2nd Round Mens Doubles

FRI OCT 2

10:30 AM

3rd Round - Ladies / Mens Singles 2nd Round - Ladies / Mens Doubles 1st Round - Mixed Doubles

SAT OCT 3

10:30 AM

3rd Round - Ladies / Mens Singles 2nd Round - Ladies & Mixed Doubles 3rd Round - Mens Doubles

SUN OCT 4

10:30 AM

4th Round - Ladies / Mens Singles 3rd Round - Ladies / Mens Doubles 2nd Round Mixed 1st Round Juniors Singles

MON OCT 5

10:30 AM

4th Round - Ladies / Mens Singles Qtr Finals - Mens & Mixed Doubles 3rd Round - Ladies Doubles 1st & 2nd Round - Juniors Singles, 1st Round Juniors Doubles

TUES OCT 6

10:30 AM

Day / Evening - Qtr Finals - Ladies / Mens Singles Qtr Finals - Ladies / Mens / Mixed Doubles 2nd Round - Juniors Singles, 1st & 2nd Round Juniors Doubles

WED OCT 7

10:30 AM

Day / Evening - Qtr Finals - Ladies / Mens Singles Qtr Finals - Ladies Doubles Semi Finals - Mixed Doubles 3rd Round - Juniors Singles, 2nd Round Juniors Doubles

THU OCT 8

10:30 AM

Day - Finals - Mixed Doubles, Evening - Semi Finals - Ladies Singles Semi Finals - Mens Doubles Qtr Finals - Juniors Singles & Doubles

FRI OCT 9

10:30 AM

Day / Evening - Semi Finals - Mens Singles Semi Finals - Ladies Doubles Semi Finals - Juniors Singles & Doubles

SAT OCT 10

10:30 AM

Day - Finals - Mens Doubles Evening - Finals - Ladies Singles Finals - Juniors Singles & Doubles

SUN OCT 11

10:30 AM

Day - Finals - Ladies Doubles Evening - Finals - Mens Singles

RALEIGH DURHAM

| NORTH CAROLINA | VOL . 2

2021 GRAND SLAM TOURNAMENT SCHEDULE

* Schedule subject to change

PLEASE NOTE: The Main Board of the All England Club (AELTC) and the Committee of Management of The Championships have decided to cancel the 2020 Wimbledon Championships due to COVID-19 and a concern for public health. The 2021 Wimbledon Championships will take place from June 28 – July 11, 2021. DATE

PLAY START

SESSION

Mon Jun 28

11:00 AM

First Round

Tues Jun 29

11:00 AM

First Round

Wed Jun 30

11:00 AM

Second Round

Thu Jul 1

11:00 AM

Second Round

Fri Jul 2

11:00 AM

Third Round

Sat Jul 3

11:00 AM

Sun Jul 4

–

Mon Jul 5

11:00 AM

Third Round No Play Round of 16

Tue Jul 6

11:00 AM

Womens Quarterfinals

Wed Jul 7

11:00 AM

Mens Quarterfinals

Thu Jul 8

11:00 AM

Womens Semifinals

Fri Jul 9

11:00 AM

Mens Semifinals

Sat Jul 10

11:00 AM

Womens Finals

Sun Jul 11

11:00 AM

Mens Finals

RALEIGH DURHAM

| NORTH CAROLINA | VOL . 2

2020 GRAND SLAM

TOURNAMENT SCHEDULE SESSION

DATE

* Schedule subject to change

SCHEDULE

PLAY START

MATCHES

Mon 31 Aug

Day

11:00 AM

Men’s / Women’s R1

Mon 31 Aug

Night

7:00 PM

Men’s / Women’s R1

Tue 1 Sep

Day

11:00 AM

Men’s / Women’s R1

Tue 1 Sep

Night

7:00 PM

Men’s / Women’s R1

Wed 2 Sep

Day

11:00 AM

Men’s / Women’s R2

Wed 2 Sep

Night

7:00 PM

Men’s / Women’s R2

Thu 3 Sep

Day

11:00 AM

Men’s / Women’s R2

Thu 3 Sep

Night

7:00 PM

Men’s / Women’s R2

Fri 4 Sep

Day

11:00 AM

Men’s / Women’s R3

Fri 4 Sep

Night

7:00 PM

Men’s / Women’s R3

Sat 5 Sep

Day

11:00 AM

Men’s / Women’s R3

Sat 5 Sep

Night

7:00 PM

Men’s / Women’s R3

Sun 6 Sep

Day

11:00 AM

Sun 6 Sep

Night

7:00 PM

Men’s / Women’s Round of 16

Mon 7 Sep

Day

11:00 AM

Men’s / Women’s Round of 16

Mon 7 Sep

Night

7:00 PM

Men’s / Women’s Round of 16

Tue 8 Sep

Day

11:00 AM

Men’s / Women’s Quarterfinals

Tue 8 Sep

Night

7:00 PM

Men’s / Women’s Quarterfinals

Wed 9 Sep

Day

11:00 AM

Men’s / Women’s Quarterfinals

Wed 9 Sep

Night

7:00 PM

Men’s / Women’s Quarterfinals

Thu 10 Sep

Night

7:00 PM

Women’s Semifinals

Fri 11 Sep

Day

12:00 PM

Men’s Semifinals

Sat 12 Sep

Day

12:00 PM

Women’s Final

Sun 13 Sep

Day

1:00 PM

Men’s Final

Men’s / Women’s Round of 16

RALEIGH DURHAM

| NORTH CAROLINA | VOL . 2

Travel in Style – by Bonnie Roseman

If there’s anything I’ve learned in my 35 years as a stylist, it’s to “carry on,” and by that of course, I mean take a carry-on bag! In order to make travel easier for my busy clients, I’ve spent years developing techniques to make traveling simple and fun. A carry-on bag is key to making your journey more enjoyable; no more hauling multiple bags, or worrying about losing your luggage, which can ruin your trip before you even begin! In my most recent trip abroad, I traveled to the Scandinavian countries before flying to Greece for a little sun in the Cycladic Islands. After that, it was off to Italy and over the Alps. All the while, I had just one bag with me. 37

RALEIGH DURHAM

| NORTH CAROLINA | VOL . 2

To make the most of your luggage space, I suggest you wear your jeans and sneakers, and carry your leather jacket while you travel, to save space in your bag. Roll all items tightly! It saves space, and keeps everything from wrinkling. I usually prefer to stuff my undies and socks in my shoes. Select pieces with fabrics that can wash and hang to dry without needing to be pressed – it’s easier to keep things fresh and avoid using foreign cleaners that can be very expensive. Here are the basics for 6 weeks of traveling abroad across different climates. This short, gender-neutral list includes the basics for a great travel wardrobe. I recommend that your main wardrobe color for travel be black. It looks slimming on everyone, and doesn’t show dirt as easily. A few colorful tee tops can be added to give a little zip to your ensemble. All of these items will fit into your carry-on luggage and provide options for mixing and matching stylish looks while you see the world. You can then personalize your list by adding your toiletries, gloves, hat, or other essential accessories as needed.

TRAVEL WARDROBE Underwear 6 undergarments 6 pairs of socks Pajamas (your choice) Outerwear 2 tee shirts 2 button down shirts (one dressy, one casual) 2 pairs of pants (one jean, one black trouser) 1 pair of shorts 2 jackets (one leather, one raincoat) 1 cashmere sweater (pullover or cardigan) 1 bathing suit 1 basic black blazer (can be worn day or night) Accessories Scarves (colorful, lightweight) Belts (at least one black) Jewelry (a few pop pieces) 1 tie (traditional or bow tie) Shoes One heel or dress shoe One pair of flats (for day or night) One pair of sandals

Feel good, and look even better! Please contact me personally if you have any questions or would like to see my unique travel collection which can be dressed up or down. Bonnie@bonnieroseman.com | www.bonnieroseman.com | 917-209-0516 Bonnie Roseman Bio Fashion Designer. Style Consultant. Wardrobe Architect. The press has designated Bonnie Roseman as the ultimate fashion expert over the years. Featured on the NBC Today Show, People Magazine, and more, Roseman furthered her B-L-T brand by presenting her collection through the Home Shopping Network and Home Shopping Europe. Bonnie Roseman’s BLT has evolved into a full service boutique for women of all body types and lifestyles, featuring wrinkle-free fabrics and unique accessories that pack well and travel lightly wherever you go. Schedule with Bonnie and she’ll tell you all the secrets she’s been telling her clients for over 30 years. 38

RALEIGH DURHAM

| NORTH CAROLINA | VOL . 2

10 Year Countdown

To Retirement

Money See Where You Stand - It’s time to assess how prepared, or unprepared, you are financially for retirement. •

Take a quick test: Assuming your retirement is about 10 years away, you want to have roughly seven times your current salary in savings, according to research from Fidelity. That puts you on the road to having about 10 times your final salary saved by retirement and maintaining your present standard of living. Retire before hitting 67 and you’ll need more saved; after, you’ll need less.

•

Do a deeper dive: Plug your current numbers (such as earnings, savings and future pensions) into an online calculator to estimate your retirement income. Experts say you’ll need 75 to 80 percent of preretirement income to live well — debatable but a good starting point.

•

Don’t despair: You have 10 years to act, by earning more, trimming expenses or delaying retirement. “Whatever you can do can only help,” says George Papadopoulos, a financial planner in Novi, Mich.

Save the easy way If you’re among the 82 percent of workers paid via direct deposit, save more by splitting your pay across accounts. Have your payroll department put part of each check into an online savings account, where it’s out of sight and out of mind. The direct-deposit users who split their deposits save up to $90 more per month than those who use another method to save, according to a recent study.

RALEIGH DURHAM

| NORTH CAROLINA | VOL . 2

Pad your nest egg If you already have significant savings in a 401(k), 403(b) or IRA, open a Roth IRA (in 2019 you can contribute up to $7,000 if you’re 50 or older), or put money into a regular taxable account. •

Why do it? You’re laying the groundwork for lower taxes later. Say you need a new roof on your house in retirement; If you take money from a 401(k) or traditional IRA, it is taxable as ordinary income, and you may end up in a higher tax bracket, explains Carolyn McClanahan, founder of Life Planning Partners. But you can pull your contributions from a Roth IRA tax free (earnings, too, if you’re at least 59½ and have had the Roth at least five years). You can also invest via a basic taxable brokerage account; when you sell securities, you’ll pay only (usually lower) capital gains taxes on the profits.

Pay down the mortgage The problem with a mortgage in retirement is that you may have to sell investments to cover payments. And sometimes that will be when the markets are down - the worst possible time to sell, says Shelley Giordano, chair of the Funding Longevity Task Force at the American College of Financial Services. Her advice: 1. In place of your monthly payments, make half payments every two weeks. Those 26 payments per year are the equivalent of 13 monthly payments, resulting in a faster payoff and lower total interest costs. 2. Got a tax refund? A bonus? A side job? Apply that to your principal. 3. Avoid refinancing your mortgage, since a new loan with a later payoff date means more of your monthly payment goes to interest expense, not an increase in your home equity. 4. Don’t use a home equity loan or line of credit for purchases. The new tax law makes that less attractive, says Giordano. And this is the wrong time to be growing your mortgage debt. 40

RALEIGH DURHAM

| NORTH CAROLINA | VOL . 2

Put new retirement savings to work Not sure where to invest additional money? Aim for growth, somewhere between a trip to Vegas and stuffing cash into your mattress. The sweet spot • Balanced mutual funds: Seek a mix of stocks and bonds;

a 50/50 or 60/40 ratio of stocks to bonds is reasonable. • Target-date mutual funds: These balanced funds automatically adjust investments to lower risk as you age.

Conservative but sound • High-grade corporate bond funds • Money market accounts • U.S. government bond funds • Certificates of deposit and online savings accounts (See bankrate.com for Federal Deposit Insurance Corp.–insured banks offering higher rates.) • Series I inflation-protected savings bonds (sold at treasurydirect.gov)

Work Prepare Your Plan B - Ask yourself these questions, and be honest. 1. Do I work in a stable and growing industry? 2. Do I work for a stable and growing company? 3. Is my heart still in it? Have you answered no to any? It’s time to update your LinkedIn profile and see what else is out there.

•

Why do it: Only about half of workers cruise their way to a planned, voluntary retirement; the rest of us exit prematurely, often as a result of job loss or burnout. You still have time to regroup. “With 10 years to go, there is still enough runway to make a mark,” says career and retirement expert Nancy Collamer.

•

How to do it: You know the routine. Tell people who can help you. Sign up for job alerts on the go-to site in your industry. Browse the postings that interest you, and note the skills that employers are seeking.

•

Want to stay put? Get busy anyway. “Whether you drive a bus or work in a store or in a professional occupation, maximize your opportunities by building your capital,” Collamer advises. “Give talks or write articles to boost your profile, or take advantage of short-term training programs.” One option: Go to linkedin. com/learning and get online access to thousands of business, creative and technology courses for $30 per month. Miller, Mark and Powell, Robert, AARP (2019, Feb 6). Countdown to Retirement: 10 Years [Web log post]. Retrieved from https://www.aarp.org/retirement/planning-for-retirement/info-2019/10-year-countdown.html

RALEIGH DURHAM

| NORTH CAROLINA | VOL . 2

INVESTING FOR THE FUTURE Not many people stumble into financial security through sheer luck: a lottery win, big inheritance, or huge stock winnings. For most of us the only way to financial security is a long term plan of saving and investing. Consistency is key to reaching long term goals no matter your income. The sooner you start saving and investing, the longer your money has to compound and grow. Set goals for how much of your income you will invest monthly and stick to it. Keep investment money and cash reserves separate so you wonâ&#x20AC;&#x2122;t dip into your investment account when the market is down. Keep expenses low and spend on what is really important to you whether it is experiences or material things.

a financial advisor who is more knowledgeable about financial markets. An advisor will help analyze short term vs long term needs, separate emotions from objectives as well as help with devising a portfolio and strategy suitable for your needs.

Try to avoid the big mistakes, like buying a home that is more than you really need or creating a heavy debt load.

Investing consistently over the long term is the best way to grow your wealth as there is no way to time the market.

If your employer offers a matching 401(k) contribution, be sure to take advantage of that option and contribute at least enough to receive it. It is essentially extra income that will grow and compound and is not taxed until you withdraw it. You can do it yourself but it probably makes more sense to work with 42

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PRIMARY CARE & GERIATRICS Doctors Making House Calls.......... Front Cover, 3

COMPREHENSIVE FINANCIAL ADVISOR Dave Powell - Ameriprise Financial ...................11

REAL ESTATE Elisha Burns The NC Real Estate Firm LLC .............................25

ELDER LAW W.G. Alexander & Associates PLLC ..................15

RECONSTRUCTIVE SURGERY Cary Skin Center ......................................................25

ESTATE PLANNING King Law Firm..............................................................5

RETIREMENT INCOME STRATEGIES Kent Thompson Capitol Financial Solutions ...................................21

FINANCIAL ADVISOR Dan Bayait Edward Jones Financial Advisor.......................43 Longbridge Financial ..................Back Inside Cover

REVERSE MORTGAGES Longbridge Financial ..................Back Inside Cover

FINANCIAL PLANNING Hunter Street Investment Advisors ..................17 The Preferred Client Group ....................................7

SMALL BUSINESS FINANCIAL PLANNING Dave Powell - Ameriprise Financial ...................11

GUIDED HUNTING TRIPS Drake Landing ............................................................ 9

SPORTING & PISTOL RANGE Drake Landing ............................................................ 9

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SUNROOMS Harland Windows & Siding ..................................15

LIFE INSURANCE Kent Thompson Capitol Financial Solutions ...................................21 Michael P Ackerman New York Life Insurance Company ..................19

WEALTH MANAGEMENT Veritas Private Wealth Management of Raymond James ..........................Front Inside Cover

Raleigh Durham NC

Articles inside

Saving For Retirement

Travel In Style

Local Event Guide

Luxury Living