SAN ANTONIO TEXAS | VOL. 1
INSIDE THIS ISSUE: FEATURED ARTICLES
RETIREMENT • INVESTING • VACATION
RECOMMENDED SERVICE DIRECTORY
TRAVEL • LIVING • HEALTH • DINING
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CO NTE NT S FEATURES 2
Senior Living
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Destination Vacations
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Saving For Retirement
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Local Event Guide
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23 Luxury Living
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26 Travel In Style 28
Recommended Service Directory
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SAN ANTONIO | TEX AS | VOL . 1
RETIRE WITHOUT CHANGING YOUR LIFESTYLE
Today’s upscale senior communities offer “resort style living” which is hospitality-oriented and resembles a 4-star hotel or cruise ship rather than a hospital or retirement home. Amenities Some of the more luxurious communities at the deluxe level even feature lively bars with chandeliers and overstuffed pillows. More standard amenities include:
Activities: Education and Entertainment, Fashion shows, Lectures from retired professors and various social and cultural events which are all examples of regularly planned activities for residents at higher-end facilities. In urban settings, planned outings to the city for museums, art galleries or theater visits are frequent occurrences as well. Grounds-keeping: Luxury communities are beautifully designed on the outside as well, from gardens to ponds to putting greens and walkways. Many include well-appointed courtyards for residents to socialize, relax, or enjoy a meal. Concierge Service: Offering ‘Concierge Service’ is what makes a Senior Living community a Luxury one. Similar to a hotel concierge, a resident can use the Concierge to arrange hotel flights or tickets to events, a service that makes these luxury communities clearly more desirable to prospective residents and their families. 2
Modern Therapies: Assisted living communities offer personal care to their residents, and the best communities often offer top notch therapy on top of standard care. In addition to specialized pet and physical therapy, upscale communities often also provide top notch occupational therapy, and music therapy, and always from trained and certified professionals. Residences: The kitchen is the focal point of any home and it’s no different when looking at the residence at an Assisted Living community. A standard assisted living apartment has a kitchenette, traditionally including a mini-fridge, a microwave, and a small amount of cabinet and counter space. The luxury assisted living residences feature full kitchens and appliances plus top of the line finishes, like granite counter tops for instance. (. . .continued on page 4)
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Dining: An upscale senior living community will most likely retain a registered dietitian on staff and employ experienced chefs who serve gourmet meals. Choice and variety are crucial for the success of a kitchen at a luxurious community and most have more than two restaurants within the community, each with their own menus. Personal Fitness Trainers and Recreational Facilities: Recreation rooms are always available to use at the residents’ convenience, with computer labs, fitness rooms and cinemas. Fitness programs supervised by physical therapists and personal trainers are also kept on staff by any upscale community. High-end assisted living communities also provide full service spa treatments, beauty salons for the women and barbershops for the men. Additionally, no luxury assisted living community would be complete without a heated pool and spa, which are always popular with residents. Pet Friendly: Studies have shown that pet ownership has been shown to be beneficial to seniors, and more and more luxury communities are open to 4
allowing residents to have their pets on site. There can sometimes be limitations regarding the size and number of pets. They frequently provide pet care such as dog walking, nail clipping, grooming and litter-box changes as well as formal, certified pet therapy. Spacious Apartments: One can expect about 20% more square footage at a Luxury community (approx 600 sf versus 500 sf at a standard community). A Two bedroom apartment at an upscale community can be more than 1200 square feet. Clearly, senior living is not what it was years ago. And for the retiree with means, it can be a lively, active, and rewarding lifestyle full of growth and fun!
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TRENDING LOCATIONS TO VISIT THIS YEAR
Destination
Vacations
If you are looking for an exciting and affordable travel destination, consider the following locations.
1. Hawaii is a tropical paradise loved by all. It offers a rich marine life, unmatched underwater experiences, gorgeous landscapes, volcanoes, and interesting history. Of the six largest islands, Maui has the state’s most beautiful beaches - some with white sand and others with red or black sand. Oahu has Hawaii’s largest city and capital, Honolulu, which is known for Waikiki Beach and Pearl Harbor’s World War II memorials. The weather is perfect and there are endless opportunities for adventure. 2. Barcelona is both a beautiful city as well as a renowned beach town. It boasts a lively nightlife, lots of activities, and restaurants galore. There are amazing museums and galleries; Including the Picasso and Salvador Dali Museums, La Sagrada Familia, and other buildings by renowned architect Antoni Gaudi. Las Ramblas, the main walking street ends with a monument to Christopher Columbus honoring his discovery of the new world. 3. The Bahamas, which is made up of a series of islands, has the clearest turquoise water on the planet, as well as white sandy beaches.
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Underwater adventures abound - dive for Spanish galleons, seek out the caves, or go sailing or fishing. The Bahamas offers a plethora of Eco-tourism options, from bird watching to hiking. Nassau offers a few cultural sites like Ardastra Gardens and the Conservation center, in addition to being the capital city, but the Bahamas is great for island hopping as well. Or just pick one of the great resorts and relax at the beach. 4. Tel Aviv, known as the nonstop city, is a vibrant and exciting city on the Mediterranean Sea. It offers beautiful beaches, great 8
cafes and restaurants, exciting night life and a 24 hour a day culture. History abounds and there are interesting museums including the Tel Aviv Museum and the Eretz Israel Museum which covers archeology, folklore, crafts and features an on-site excavation of 12th century-BC ruins. Tel Aviv is also the technology and financial center of Israel.
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SAN ANTONIO | TEX AS | VOL . 1
10 Year Countdown
To Retirement
Money See Where You Stand - It’s time to assess how prepared, or unprepared, you are financially for retirement. • Take a quick test: Assuming your retirement is about 10 years away, you want to have roughly seven times your current salary in savings, according to research from Fidelity. That puts you on the road to having about 10 times your final salary saved by retirement and maintaining your present standard of living. Retire before hitting 67 and you’ll need more saved; after, you’ll need less. • D . o a deeper dive: Plug your current numbers (such as earnings, savings and future pensions) into an online calculator to estimate your retirement income. Experts say you’ll need 75 to 80 percent of preretirement income to live well — debatable but a good starting point. • D . on’t despair: You have 10 years to act, by earning more, trimming expenses or delaying retirement. “Whatever you can do can only help,” says George Papadopoulos, a financial planner in Novi, Mich.
Save the easy way If you’re among the 82 percent of workers paid via direct deposit, save more by splitting your pay across accounts. Have your payroll department put part of each check into an online savings account, where it’s out of sight and out of mind. The direct-deposit users who split their deposits save up to $90 more per month than those who use another method to save, according to a recent study.
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Pad your nest egg If you already have significant savings in a 401(k), 403(b) or IRA, open a Roth IRA (in 2019 you can contribute up to $7,000 if you’re 50 or older), or put money into a regular taxable account. •
Why do it? You’re laying the groundwork for lower taxes later. Say you need a new roof on your house in retirement; If you take money from a 401(k) or traditional IRA, it is taxable as ordinary income, and you may end up in a higher tax bracket, explains Carolyn McClanahan, founder of Life Planning Partners. But you can pull your contributions from a Roth IRA tax free (earnings, too, if you’re at least 59½ and have had the Roth at least five years). You can also invest via a basic taxable brokerage account; when you sell securities, you’ll pay only (usually lower) capital gains taxes on the profits.
Pay down the mortgage The problem with a mortgage in retirement is that you may have to sell investments to cover payments. And sometimes that will be when the markets are down - the worst possible time to sell, says Shelley Giordano, chair of the Funding Longevity Task Force at the American College of Financial Services. Her advice: 1. In place of your monthly payments, make half payments every two weeks. Those 26 payments per year are the equivalent of 13 monthly payments, resulting in a faster payoff and lower total interest costs. 2. Got a tax refund? A bonus? A side job? Apply that to your principal. 3. Avoid refinancing your mortgage, since a new loan with a later payoff date means more of your monthly payment goes to interest expense, not an increase in your home equity. 4. Don’t use a home equity loan or line of credit for purchases. The new tax law makes that less attractive, says Giordano. And this is the wrong time to be growing your mortgage debt. 12
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Put new retirement savings to work Not sure where to invest additional money? Aim for growth, somewhere between a trip to Vegas and stuffing cash into your mattress. The sweet spot •. Balanced mutual funds: Seek a mix of stocks and bonds;
a 50/50 or 60/40 ratio of stocks to bonds is reasonable. • Target-date mutual funds: These balanced funds automatically adjust investments to lower risk as you age.
Conservative but sound • High-grade corporate bond funds • Money market accounts • U.S. government bond funds • Certificates of deposit and online savings accounts (See bankrate.com for Federal Deposit Insurance Corp.–insured banks offering higher rates.)
• Series I inflation-protected savings bonds (sold at treasurydirect.gov)
Work Prepare Your Plan B - Ask yourself these questions, and be honest. 1. Do I work in a stable and growing industry? 2. Do I work for a stable and growing company? 3. Is my heart still in it? Have you answered no to any? It’s time to update your LinkedIn profile and see what else is out there.
• Why do it: Only about half of workers cruise their way to a planned, voluntary retirement; the rest of us exit prematurely, often as a result of job loss or burnout. You still have time to regroup. “With 10 years to go, there is still enough runway to make a mark,” says career and retirement expert Nancy Collamer.
• .How to do it: You know the routine. Tell people who can help you. Sign up for job alerts on the go-to site in your industry. Browse the postings that interest you, and note the skills that employers are seeking.
• .Want to stay put? Get busy anyway. “Whether you drive a bus or work in a store or in a professional occupation, maximize your opportunities by building your capital,” Collamer advises. “Give talks or write articles to boost your profile, or take advantage of short-term training programs.” One option: Go to linkedin. com/learning and get online access to thousands of business, creative and technology courses for $30 per month. Miller, Mark and Powell, Robert, AARP (2019, Feb 6). Countdown to Retirement: 10 Years [Web log post]. Retrieved from https://www.aarp.org/retirement/planning-for-retirement/info-2019/10-year-countdown.html
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LOCAL EVENTS GUIDE
SAN ANTONIO NOVEMBER
NOV 1-10 | Wurst Fest Wurstfest returns to its grounds at Landa Park for 10 days this November. Go for the German food, beer and live music (get ready for the Chicken Dance!), or register for the Masskrugstemmen, a beer stein competition that returns this year, Nov. 4-6. wurstfest.com NOV 8-9 SA Symphony - Scheherazade This concert, featuring Kensho Watanabe, conductor, and Zoltán Fejérvári, piano, will feature Ravel: Suite from Mother Goose, Bartók: Concerto No. 3 in E Major for Piano and Orchestra, and Rimsky-Korsakov: Scheherazade, Op. 35. For more info visit: sasymphony.org
DECEMBER
NOV 22 - DEC 31 | Zoo Lights When the animals tuck in for the evening, San Antonio Zoo transforms into a wild, winter wonderland filled with a jaw-dropping array of twinkling lights. Bigger and brighter than before, Zoo Lights is a must-see for families that is sure to put everyone in the holiday spirit! Guests can see life-sized animals from the savanna, including a 15foot tall illuminated giraffe in Starry Safari. While sipping hot cocoa, guests can stroll under a unique 16
display of lights, roast s’mores, decorate cookies with Mrs. Claus, and visit Santa. For more info visit: sazoo.org/zoo-events/zoo-lights DEC 14 | Holiday in the Garden Even if temperatures are still balmy, Hemisfair gives families the chance to experience winter during its final Super Fun Saturday of the year. Get in line at the hot chocolate bar, visit the Texas Snow Dome, craft an ornament, decorate a stocking, write a letter to Santa, make some slime, try some macaroons, and sing along with the carolers. For more info visit: http://bit.ly/sanant-dec14 DEC 31 | Masquerade Ball The fifth annual Masquerade Ball featuring the performance of Act II from Die Fledermaus by Johann Straus,a cocktail reception and a four course dinner with dancing and much more will create an evening of magic at the historic Seekatz Opera House in New Braunfels. The ticket price is inclusive complete with dinner, drinks, new year’s eve champagne toast and performance. For more info visit: http://bit.ly/sanant-dec31
JANUARY
JAN 4 | Coffee Festival The San Antonio Coffee Festival is a celebration of coffee. Taste amaz(. . .continued on page 18)
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ing fresh, locally roasted coffee from all over the world. Meet local coffee artisans from 25+ different coffee roasteries who will roast and artfully brew 80+ coffees. Appreciate the many people who pilot a coffee bean from crop to cup. Stroll through the shops and the history of La Villita. For more info visit: www.facebook.com/saCoffeeFest JAN 20 - FEB 1 | Restaurant Week Dine OUT and Dig IN at your favorite Restaurants for less during this Bi-Annual extravaganza! RESTAURANT WEEKS delivers two full weeks of Food Charm with the best eateries in town participating! THREE-COURSE Menus for Brunch ($25), Lunch ($15) And Dinner ($35 AND $45). For more info visit: https://culinariasa.org/menus THRU JAN 11 | Don’t Worry Be Happy Exhibition - Jennifer Datchuk Ruiz-Healy Art is pleased to present Jennifer Ling Datchuk: Don’t Worry Be Happy. Datchuk’s solo exhibition will highlight her ceramic and photographic work, as well as her continued focus on gender, race, and identity. For more info visit: http://bit.ly/sanant-jan11
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FEBRUARY
JAN 25 - FEB 8 | Parade of Lanterns For two weeks, January 25-February 8, 2020 ten river floats carrying magically-illuminated enormous lanterns such as a dragon, adorable pandas, pinatas, and other objects will appear from 6:00-9:00 PM each night. The last night to take in the beauty is February 8th. Enjoy the magically illuminated floats from anywhere along the downtown portion of the River Walk. Asian-inspired music will softly play from each float. For more info please visit: http://bit.ly/sanant-jan25 FEB 1 | Asian Festival The UTSA Institute of Texan Cultures celebrates the annual Asian Festival, observing the Lunar New Year and celebrating the many rich cultures of Asia. The daylong event features authentic foods, music, dance, martial arts, shopping, games and entertainment from China, to the Indian Sub-continent, and the island nations of the Pacific.. For more info visit: http://bit.ly/sanant-feb1 FEB 3 | Olmos Ensemble Since its founding in 1994, Olmos Ensemble has established itself as one of the premier chamber music organizations in Texas and is increasingly gaining national recognition through its world class (. . .continued on page 20)
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performances, live broadcasts and recordings. Comprised of first chair players from the San Antonio Symphony and supplemented by leading musicians from across the United States, Olmos Ensemble’s programming has won plaudits for its innovative programming, showcasing neglected works by female composers, forgotten Baroque gems and challenging contemporary pieces along side insightful interpretations of standard chamber repertoire from the 18th, 19th and 20th centuries. For more info visit: http://www.olmosensemble.com
MARCH
MAR 3 | The Alamo After Dark Retrace the footsteps of the past in the solitude of an Alamo after-hours tour. Your exclusive visit will include a tour of the Battlefield, The Church, and Alamo grounds after normal operating hours. This experience also includes a Living History Firing demonstration. For more info visit: http://www.thealamo.org MAR 7 | Synergy: Music & Sculpture Agarita collaborates with sculptor Danville Chadbourne, whose work is influencedby the classical music he listens to as he creates his works of art. A program of musical works ranging from the Classical period to the present will offer an auditory 20
companion to his art, which will be displayed during the concert. For more info visit: http://agarita.org MAR 27-29 | San Antonio Boat & Outdoor Expo We can’t wait to show you all the South Texas Outdoor lifestyle has to offer. We’ve got boat, canoe and kayak, and RV dealers under one roof with huge deals! Into kayaking? We’ve got it. Into bay fishing? We’ve got the vessel for you. The only question is which one. Thinking about getting into wakesurfing? Come learn more about what your options are all while having a great time at our new home, The Freeman Coliseum Expo Hall! www.saboatandoutdoorexpo.com
APRIL
APR 4 | San Antonio TacoFest A feast for the senses, Taco Fest celebrates San Antonio’s unofficial dish, with tacos from over 30 restaurants and taquerias from San Antonio and beyond. Each vendor will have at least one $2 taco option, plus other delicious dishes. Taco lovers can vote on the Best Taco as vendors compete in a variety of categories from Breakfast to Puffy to everything in between. For more info visit: http://www.sailstx.org
LOCAL EVENTS GUIDE
SAN ANTONIO APR 23 | Beethoven Plus Beethoven and Other Olympians-Apr 23 A showcase of heroic music, from Ludwig van Beethoven’s Symphony No. 7 in A Major to John Williams’ iconic Fanfare to the Summer Olympic Games. Four horns from the San Antonio Symphony join the orchestra to present Schumann’s shimmering Concert Piece. A most joyful and uplifting finale to the season!. www.symphonyofthehills.org
MAY
MAY 10 Zachry Series: Scheherazade Enjoy a complete performance of Rimsky-Korsakov’s Scheherazade, an evocative journey through the tales of the Arabian Nights featuring the remarkable young dancers of San Antonio Youth Ballet. Plus, celebrate Beethoven’s 250th birthday with the heroic Leonore Overture No. 3, and explore the Bohemian countryside with Smetana’s musical travelogue, The Moldau. For more info visit: www.tobincenter.org MAY 8-31 | Brighton Beach Memoirs Fifteen-year-old Eugene Jerome is desperately trying to uncover life’s mysteries, but his family keeps hiding the clues. Even so, he manages to keep his priorities (baseball and girls), firmly in order throughout
Neil Simon’s hilarious adaptation of his Broadway hit about growing up in Brooklyn during the late 1930’s. www.classictheatresanantonio.org
JUNE
JUN 5-7 | Texas Folklife Festival The Texas Folklife Festival is an immersive cultural experience, surrounding visitors with some 250 participating organization representing more than 40 cultural groups; 6 stages of music and entertainment; a menu of some 100 authentic food items; and the skills of some 60 artisans. For more info visit: http://bit.ly/sanant-jun5 JUN (TBA) | Art in the Dark Art in the Dark is back and is an unforgettable, unique evening celebrating “The Touch”…”The Sense”…”The Feel”… of art. The Art pieces will be displayed at the event draped with a cloth allowing guests to touch and feel the art without seeing it! Experience purchasing art as one who is visually impaired. Spend the evening with fabulous local artists, potters, sculptors and jewelry designers who have donated their art work to this event. http://bit.ly/sanant-jun-aitd
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JULY
JUN 30 - JUL7 Stars, Stripes & Lights The River Walk will be decked out with patriotic decor this long 4th of July weekend! It’s fun as usual on the River Walk with downtown bridges and trees sporting a red, white & blue motif. The perfect backdrop for photos! Post your images on social media using #SAriverwalk. http://bit.ly/sanant-jun30 JUL 3-6 | 4th of July Artisan Show Experience the beauty of the San Antonio River Walk at the Fourth of July Artisan Show by shopping over 40 handmade artisan booths including pottery, textiles, jewelry, woodwork, paintings, bead work, and more. Stay closer to the action with Hilton by booking any of their 50+ branded hotels in the San Antonio area at travel.hilton.com/ ArtShow. For more info please visit: http://bit.ly/sanant-jul3
AUGUST
AUG | Bihl Haus Arts Located in the historic George Bihl house, Bihl Haus Arts is the only professional nonprofit art gallery on the premises of 100% senior affordable housing in the US. Bihl Haus Arts sponsors three major programs: the Gallery Series; the GO! Arts Program for seniors; and the 22
community-based On & Off Fredericksburg Road Studio Tour. For more info about our current exhibit and class schedules, please visit: https://bihlhausarts.org AUG | America’s Impressionism: Echoes of a Revolution Impressionism has been one of the most enduring styles of art ever produced, and its complex and often contradictory American variation has captured and held public attention for more than a century. But although French and American Impressionism share some terminology and some artistic elements, this exhibition will demonstrate that the two styles diverged quite dramatically. As American artists - often having trained in France - returned home in the late 19th century, they put a distinctly American twist on this style of painting, creating a new genre and teaching it to subsequent generations of artists. For more information please visit: http://bit.ly/sanant-aug-eor AUG 22 | Wishing Lanterns An ethereal experience of casting lanterns into the river in honor of loved ones, hopes, dreams, and wishes. Admission is free. Lanterns are $5 and can be purchased online in advance or at the event. Lanterns include one LED candle. Pens will (. . .continued on page 24)
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LUXURY
LIVING IDEAS
Upgrading your home is only limited by your imagination and budget. Is it a luxury bath, fabulous kitchen, incredible master suite or home theatre that you desire?
KITCHEN Your kitchen is probably the heart of your home. This is where memories are made and shared as families love to congregate in the kitchen. The possibilities are endless. White is the most popular color for cabinetry but combining cabinet colors is the latest trend in kitchen design. Blues and greens are also becoming popular. Quartz is the latest for countertops and islands. Commercial-grade appliances, extra sinks and dishwashers all add to the luxury kitchen. Also popular are pizza ovens, appliance garages, warming drawers and under- counter refrigerators for wine and other drinks. If you have space, consider a butler’s pantry which acts like a second kitchen - great for caterers or just an extra space for food prep without disturbing the main kitchen area.
BATH For a luxurious bath, create a spa-worthy retreat. Consider heated floors and towel racks, a steam shower and a large soaking tub. Create a separate water closet for the latest in remote controlled toilets that feature a night light, bidet and self cleaning feature. Turn a great piece of furniture into your double sink vanity for a sophisticated look. And why not have a sofa and television for added ambiance. (. . .continued on page 25)
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be available at the event to personalize your lanterns. Entertainment includes festival dancing to thematic music. http://bit.ly/sanant-aug22
SEPTEMBER
SEPT 11-12 | Althea Rene Jazz Getaway The ARJG is an energetic and sophisticated San Antonio jazz music experience. Over two days, attendees will enjoy concerts from several spectacular performing artists at two beautiful locations. Friday evening, attendees will enjoy music, delicious wines, meats, and cheeses as they listen to jazz artists in San Antonio’s Lara Vineyard. River Walk tours will be available for out of town guests. An amazing line-up of talented jazz artists will grace the historic Carver Theatre stage Saturday. For more information visit: http://bit.ly/sanant-sept11 SEPT 22-24 | Drift and Dine Experience a night to remember as you slowly ‘Drift & Dine’ along the River Walk. Discover new restaurants and revisit old favorites. Relax in good company with music to hear, a sunset to watch, food to savor, and a feeling of bliss. Go with the flow, savor the flavor! For more info visit: http://bit.ly/sanant-sept22
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OCTOBER
OCT 17 | Beer Festival The San Antonio Beer Festival, founded in 2005, is San Antonio’s original beer fest, pouring 450+ premium and craft beers from 125+ breweries from around the world. This festival is jam packed with unique casks, one of a kind collaborations, and your favorite porters, stouts, pilsners, ales, wheats, sours, Belgians, and lagers to name a few. For more information please visit: http://bit.ly/sanant-oct17 LATE OCT | Dia De Los Muertos Also known as “the Day of the Dead”, Día de los Muertos is a tradition-filled day during which families remember the departed and share memories of loved ones. To celebrate their lives, they participate in a variety of activities including lively processions and parades, and traditional dress and altar building. Experience this traditional celebration like you never have before. Kick off the celebrations Late October at the Annual Día de los Muertos, now at Hemisfair, featuring altars, a processional, live music and more. Then, in November enjoy a unique river parade, Catrinas on the River. For more information please visit: http://muertosfest.com/
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MASTER SUITE Add a mini-kitchen which includes a small fridge and coffee bar along with a sitting area so that you can enjoy your wine or coffee first thing in the morning or at the end of the day. Fireplaces are another nice touch for a romantic setting. If your home is equipped with gas, they are an easy addition.
LUXURY
LIVING IDEAS
MOVIE ROOM If you have a spare room, create your own private theatre with a high-definition flat screen tv, surround sound and theatre seating. A popcorn machine and fridge for drinks are nice additions. 25
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Travel in Style – by Bonnie Roseman
If there’s anything I’ve learned in my 35 years as a stylist, it’s to “carry on,” and by that of course, I mean take a carry-on bag! In order to make travel easier for my busy clients, I’ve spent years developing techniques to make traveling simple and fun. A carry-on bag is key to making your journey more enjoyable; no more hauling multiple bags, or worrying about losing your luggage, which can ruin your trip before you even begin! In my most recent trip abroad, I traveled to the Scandinavian countries before flying to Greece for a little sun in the Cycladic Islands. After that, it was off to Italy and over the Alps. All the while, I had just one bag with me. 26
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To make the most of your luggage space, I suggest you wear your jeans and sneakers, and carry your leather jacket while you travel, to save space in your bag. Roll all items tightly! It saves space, and keeps everything from wrinkling. I usually prefer to stuff my undies and socks in my shoes. Select pieces with fabrics that can wash and hang to dry without needing to be pressed – it’s easier to keep things fresh and avoid using foreign cleaners that can be very expensive. Here are the basics for 6 weeks of traveling abroad across different climates. This short, gender-neutral list includes the basics for a great travel wardrobe. I recommend that your main wardrobe color for travel be black. It looks slimming on everyone, and doesn’t show dirt as easily. A few colorful tee tops can be added to give a little zip to your ensemble. All of these items will fit into your carry-on luggage and provide options for mixing and matching stylish looks while you see the world. You can then personalize your list by adding your toiletries, gloves, hat, or other essential accessories as needed.
TRAVEL WARDROBE Underwear 6 undergarments 6 pairs of socks Pajamas (your choice) Outerwear 2 tee shirts 2 button down shirts (one dressy, one casual) 2 pairs of pants (one jean, one black trouser) 1 pair of shorts 2 jackets (one leather, one raincoat) 1 cashmere sweater (pullover or cardigan) 1 bathing suit 1 basic black blazer (can be worn day or night) Accessories Scarves (colorful, lightweight) Belts (at least one black) Jewelry (a few pop pieces) 1 tie (traditional or bow tie) Shoes One heel or dress shoe One pair of flats (for day or night) One pair of sandals
Feel good, and look even better! Please contact me personally if you have any questions or would like to see my unique travel collection which can be dressed up or down. Bonnie@bonnieroseman.com | www.bonnieroseman.com | 917-209-0516 Bonnie Roseman Bio Fashion Designer. Style Consultant. Wardrobe Architect. The press has designated Bonnie Roseman as the ultimate fashion expert over the years. Featured on the NBC Today Show, People Magazine, and more, Roseman furthered her B-L-T brand by presenting her collection through the Home Shopping Network and Home Shopping Europe. Bonnie Roseman’s BLT has evolved into a full service boutique for women of all body types and lifestyles, featuring wrinkle-free fabrics and unique accessories that pack well and travel lightly wherever you go. Schedule with Bonnie and she’ll tell you all the secrets she’s been telling her clients for over 30 years. 27
RECOMMENDED SERVICE DIRECTORY
ART GALLERY Bihl Haus Arts...............................................................................................................................................9 ASSISTED LIVING Sonterra Health Center.................................................................................................. Front Cover, 3 ESTATE PLANNING Skeen Law......................................................................................................................................................5 FINANCIAL ADVISOR Robin & Eric Fenn - Edward Jones..................................................................................................... 17 HEALTH INSURANCE WellCare Texas........................................................................................................................Back Cover HOME WARRANTIES CTI Home Solutions....................................................................................................................................7 NON PROFIT ORGANIZATION American Red Cross................................................................................................Front Inside Cover Meals on Wheels San Antonio........................................................................................................11, 19 ORTHOPEDICS TSAOG Orthopaedics........................................................................................................................ 14-15 PROBATE ATTORNEY Skeen Law......................................................................................................................................................5 REAL ESTATE Teri McKenzie- RE/MAX Genesis..........................................................................................................9 SKILLED NURSING Sonterra Health Center.................................................................................................. Front Cover, 3
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