Southern New Jersey by The 55 Guide

SOUTHERN NEW JERSEY | VOL. 2

INSIDE THIS ISSUE: FEATURED ARTICLES

RETIREMENT • INVESTING • VACATION

RECOMMENDED SERVICE DIRECTORY

TRAVEL • LIVING • HEALTH • DINING

READ THIS ISSUE ONLINE. SCAN THE QR CODE

CO NTE NT S FEATURES 6

Philanthropy or Charity

Interior Design Trends

Estate Planning

26 Luxury Living Ideas 36 Travel in Style 50 Local Event Guide

70 Travel Destinations 78 Fashion Trends 84 Investing for the Future 86 Senior Living

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CO NTE NT S 2021 SCHEDULES 40

PGA Tournaments

LPGA Tournaments

Grand Slam Tennis Tournaments - Australian

Grand Slam Tennis Tournaments - French

Grand Slam Tennis Tournaments - Wimbledon

Grand Slam Tennis Tournaments - US Open

Recommended Service Directory

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SOUTHERN | NEW JERSEY | VOL . 2

PHILANTHROPY OR CHARITY

According to the Dictionary, charity and philanthropy are two different things. CHARITY Charity is the voluntary giving of help, typically money, to those that are suffering or in need. It tends to address an immediate problem and is a compassionate response to a natural disaster, or a token of support for the victim of crime or violence, for example. Charity can also address immediate needs for food, shelter or medical care. It is a short term response, although one may give frequently to a particular cause.

PHILANTHROPY Philanthropy is more strategic in that it seeks to root out causes of the problem and to develop long term solutions. Striving for long term solutions to problems such as addiction, housing shortages, or hunger takes time, study, and planning. This is where charity comes in, providing direct relief for people in immediate need.

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also may offer some additional advantages. For example, a qualified charity may receive your IRA with no tax consequences since charities do not pay taxes. Appreciated assets are also beneficial as a gift to a charity, as capital gains tax can be avoided.

Both charity and philanthropy possess the same goals of addressing needs and making the world a better place but with different approaches. One deals with direct relief and the other with root causes and finding solutions. Is one better than the other? Of course not! They are just two different ways of solving problems and both are essential to the functioning of a decent society. Recently, there have been changes to the tax code regarding charitable giving. Three Acts have been passed recently - The Tax Cuts and Jobs Act of 2017 (TCJA), the Setting Every Community Up for Retirement Enhancement Act (SECURE) and the Corona Virus Aid, Relief and Economic Security Act (CARES). All have some impact on deductibility of charitable contributions. They

Another way to contribute is through a community foundation, which is a grant making public charity that is dedicated to improving lives in a particular community. Individuals, families, businesses and non-profit groups establish funds within the foundation in which they can contribute assets for charitable purposes. The foundation manages the assets and takes suggestions from those that set up the fund on how and where to distribute the resources. There are over 700 community foundations in the United States. Whether one chooses charity or philanthropy, the ultimate goal is to help the community by using personal skills and resources to make a difference.

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r o f s d Tren

INTERIOR DESIGN

2021

Due to the events of 2020, people have more interest than ever in the design of their home environment. Being at home more means lots of lifestyle adjustments and being able to use space for multiple reasons is now imperative. It also makes us more aware of our surroundings. Whether it’s more comfort for all that zoom time, a functioning home office, craft room or remote learning space, adjustments need to be made. Zoom has become an integral part of most peoples’ lives as a way to maintain businesses and family relationships which means the right space for it is needed. It might be the office, dining room or even a comfortable

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couch, but it’s recommended that the space faces a window for natural lighting. Try to avoid the bedroom. Have the camera slightly above eye level and consider the background. Bookshelves are nice as well, or a favorite painting – and the background color should complement one’s skin tone as well. If a designated office is now needed, a bedroom or extra closet can be converted with the installation of a built-in desk and shelves. The garage may be available for a craft room. In the end, it’s all about flexibility in these stay-at-home times. One simple way to make changes is thru the use of color. This year Pantone has named two colors to its yearly color of the year award - Ultimate Gray and Illuminating Yellow.

These are certainly appropriate choices for the year as they complement each other. Gray represents neutrality and balance and yellow represents the sun and sunflowers and is a happy color full of hope and positivity which is surely needed right now. It is easy to use these colors to brighten up a room without major expense. Accessories also are an easy way to add color and change an area’s vibe. New pillows, area rugs, throw blankets, or wall art will also freshen up any space. Start small and if the change is pleasing, continue on. Another easy change is adding selfadhesive removable wallpaper. It is great for a bathroom or closet and if it gets tiresome, it is easily removed.

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Living walls are a new concept for residential use. Bring nature indoors with a wall of edible or decorative plants. They contribute to improved indoor air quality and people are happier, healthier and less stressed when surrounded by plants. If not quite ready for a living wall, just adding some plants or native orchids can make a huge difference. The most important design trends for 2021 are to make one’s home environment functional and comfortable for all the activities happening there.

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DO YOU HAVE AN UP-TO-DATE

ESTATE PLAN?

The first thing to understand is that writing a will and having an estate plan are actually two different processes, even though an estate plan will include a will.

Wills Creating a will can be a fairly simple process. It will address who will take care of your children, who will take over your business, and who receives your assets and other personal property. A will requires the naming of an executor responsible for fulfilling the deceased’s wishes. Having one’s wishes defined in a will ensures privacy, helps avoid family disputes and saves money by avoiding probate and the expense of attorneys and public trustees to determine the distribution of assets which then becomes public information.

Estate Planning Estate planning is the process of designating who will manage and distribute assets after death or incapacitation. It is a more intensive process and includes a variety of documents including the last will and testament. While it may be overwhelming to contemplate, a well-designed estate plan will ensure that assets are distributed according to one’s wishes. In addition to the last will and testament, 18

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an estate plan might include a living will, a financial power of attorney, a living trust, and beneficiary designations. An estate plan can be particularly helpful in the case of multiple marriages, business ownership, specific charitable donations, or specific requests for health or property. It can also ensure wishes are carried out and that assets are distributed as designated.

Living Will A living will is a document that describes the type of care one would want if incapacitated and cannot speak for themself. This can assist the family with difficult decisions and avoid confusion. A financial power of attorney allows for a designated appointee to handle financial affairs in the event of incapacitation. They can make financial decisions in accordance with the instructions defined in the estate plan.

Living Trust A living trust is a document created during one’s life where a designated person, the trustee, is given responsibility for managing that individual’s assets for the benefit of the eventual beneficiary. It is designed to allow for the easy transfer of assets, thereby avoiding probate. A living revocable trust allows someone to be their own trustee and allows for changes in beneficiary at any time. An

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irrevocable living trust is restrictive, and beneficiaries may not be changed but there are certain beneficial tax consequences. Beneficiary designations explain who receives which assets such as an IRA, insurance policy, savings account, or other financial instruments. A well-executed estate plan can minimize gift, estate and generation skipping transfer taxes to ensure that the family receives as much of the deceased’s estate as possible. Everyone’s plan is different and requires the right team of professionals to implement. It is also important to update the plan regularly as personal circumstances, legislation, and tax laws change frequently.

This article is for informational purposes only. Please consult a professional.

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OPEN FLOOR PLANS

A Luxurious home is not just well appointed, it is one where the amenities allow you to feel spoiled. Pools, saunas, in-home gyms, backyard tennis courts, game rooms, and wine cellars are a few things that come to mind.

An open floor plan is one of the most sought-after criteria when deciding on a new home purchase or a new renovation idea. An open and airy floor plan allows the homeowner to elaborate on their design aesthetic and showcase the home’s individual, luxurious features, like a grand entryway or a beautifully designed staircase.

OUTDOOR KITCHENS If opulence and luxury are key, then a standard, fully-stocked kitchen is simply no longer enough. One may consider adding a cozy outdoor living area complete with outdoor kitchen, featuring built-in gas grills and refrigerated food and drink storage. Some other top amenities include expansive outdoor pools with water features such as waterfalls, hot tubs, changing cabanas, and saunas.

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WINE CELLARS Exquisite wine storage is another amenity that most affluent homes contain. Private wine cellars built using materials such as glass and wood and are often thought to be works of art themselves. When considering one of these beauties, many factors come into play. One will want to consider the placement, temperature, humidity control, and of course bottle size accommodations.

LOCATION IS EVERYTHING When it comes to luxury home ownership, nothing beats a great location. Everyone desires their own slice of blissful paradise. One of the most important aspects to consider are privacy features such as bushes, hedges, trees or walls. The right landscape design features provide a concealed oasis, where one can relax and wind down. Picture yourself in a secluded ranch or gated beachfront enclave!

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GAME ROOMS Game rooms or entertainment rooms are an old idea, but still on top of the list of luxury living ideas. Some would argue a luxury home is not complete without an in-home theatre or game room. The boundaries continue to be expanded with extra amenities such as indoor basketball courts, lavish sports bar set-ups, exquisite billiard areas, additional televisions and beverage storage.

IN-HOME TECHNOLOGY This newer trend has taken over the luxury market by storm, and these technological innovations have garnered the new term of “Smart Homes,” and along with it, smart devices. When it comes to technology, most

luxury builders cater to this tech-trend and offer amenities to help with just about all facets of home management. Some things you can do at the touch of a button or smartphone are control indoor climate, window and door security, and lighting. Additionally, an integrated smart home provides the owner with remote access cameras and security systems.

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DRESSING ROOMS A dressing room is simply an extension of the master bedroom. This feature is commonly a top priority for the wealthy, as it functions as a place to both store and display lavish items such as purses, shoes, hats, and jewelry. There is an increasing demand among the jet-set crowd for larger and more lavish closet designs. Typical setups include cedar shelving, storage chests, ample lighting, and mirrors for cosmetics or modeling outfits.

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Travel in Style – by Bonnie Roseman

If there’s anything I’ve learned in my 35 years as a stylist, it’s to “carry on,” and by that of course, I mean take a carry-on bag! In order to make travel easier for my busy clients, I’ve spent years developing techniques to make traveling simple and fun. A carry-on bag is key to making your journey more enjoyable; no more hauling multiple bags, or worrying about losing your luggage, which can ruin your trip before you even begin! In my most recent trip abroad, I traveled to the Scandinavian countries before flying to Greece for a little sun in the Cycladic Islands. After that, it was off to Italy and over the Alps. All the while, I had just one bag with me. 36

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To make the most of your luggage space, I suggest you wear your jeans and sneakers, and carry your leather jacket while you travel, to save space in your bag. Roll all items tightly! It saves space, and keeps everything from wrinkling. I usually prefer to stuff my undies and socks in my shoes. Select pieces with fabrics that can wash and hang to dry without needing to be pressed – it’s easier to keep things fresh and avoid using foreign cleaners that can be very expensive. Here are the basics for 6 weeks of traveling abroad across different climates. This short, gender-neutral list includes the basics for a great travel wardrobe. I recommend that your main wardrobe color for travel be black. It looks slimming on everyone, and doesn’t show dirt as easily. A few colorful tee tops can be added to give a little zip to your ensemble. All of these items will fit into your carry-on luggage and provide options for mixing and matching stylish looks while you see the world. You can then personalize your list by adding your toiletries, gloves, hat, or other essential accessories as needed.

TRAVEL WARDROBE Underwear 6 undergarments 6 pairs of socks Pajamas (your choice) Outerwear 2 tee shirts 2 button down shirts (one dressy, one casual) 2 pairs of pants (one jean, one black trouser) 1 pair of shorts 2 jackets (one leather, one raincoat) 1 cashmere sweater (pullover or cardigan) 1 bathing suit 1 basic black blazer (can be worn day or night) Accessories Scarves (colorful, lightweight) Belts (at least one black) Jewelry (a few pop pieces) 1 tie (traditional or bow tie) Shoes One heel or dress shoe One pair of flats (for day or night) One pair of sandals

Feel good, and look even better! Please contact me personally if you have any questions or would like to see my unique travel collection which can be dressed up or down. Bonnie@bonnieroseman.com | www.bonnieroseman.com | 917-209-0516 Bonnie Roseman Bio Fashion Designer. Style Consultant. Wardrobe Architect. The press has designated Bonnie Roseman as the ultimate fashion expert over the years. Featured on the NBC Today Show, People Magazine, and more, Roseman furthered her B-L-T brand by presenting her collection through the Home Shopping Network and Home Shopping Europe. Bonnie Roseman’s BLT has evolved into a full service boutique for women of all body types and lifestyles, featuring wrinkle-free fabrics and unique accessories that pack well and travel lightly wherever you go. Schedule with Bonnie and she’ll tell you all the secrets she’s been telling her clients for over 30 years. 38

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2020-2021 PGA

TOURNAMENT SCHEDULE DATES

DEC 3 - 6 DEC 3 - 6 DEC 11 - 13 JAN 7 - 10 JAN 14 - 17 JAN 21 - 24 JAN 28 - 31 FEB 4 - 7 FEB 11 - 14 FEB 18 - 21 FEB 25 - 28 FEB 25 - 28 MAR 4 - 7 MAR 11 - 14 MAR 18 - 21 MAR 24 - 28 MAR 25 - 28 APR 1 - 4 APR 8 - 11 APR 15 - 18 APR 22 - 25 40

* Schedule subject to change

TOURNAMENT

DEFENDING CHAMPION

Mayakoba Golf Classic

Brendon Todd

Hero World Challenge

Henrik Stenson

QBE Shootout

Tiburon GC, Naples, FL

Rory Sabbatini, Kevin Tway

Sentry Tournament of Champions

Justin Thomas

Sony Open in Hawaii

Cameron Smith

The American Express

Andrew Landry $1,206,000

El Camaleon GC, Playa del Carmen, MEX Albany, New Providence, BAH

Plantation Course at Kapalua, Kapalua, Maui, HI Waialae Country Club, Honolulu, HI PGA WEST (Stadium), La Quinta, CA

Farmers Insurance Open Torrey Pines (South), San Diego, CA

$1,296,000 $1,000,000

$435,000

$1,340,000 $1,188,000

Marc Leishman $1,350,000

Waste Management Phoenix Open TPC Scottsdale, Scottsdale, AZ

Webb Simpson

AT&T Pebble Beach Pro-Am

Nick Taylor

The Genesis Invitational

Adam Scott

Puerto Rico Open

Viktor Hovland

World Golf Championships-Mexico Championship

Patrick Reed

Arnold Palmer Invitational presented by Mastercard

Tyrrell Hatton

Pebble Beach Golf Links, Pebble Beach, CA The Riviera Country Club, Pacific Palisades, CA Grand Reserve Country Club, Rio Grande, PUR Club de Golf Chapultepec, Mexico City, MEX Bay Hill Club & Lodge, Orlando, FL

$1,314,000 $1,404,000 $1,674,000 $540,000

$1,820,000 $1,674,000

THE PLAYERS Championship TPC Sawgrass, Ponte Vedra Beach, FL

The Honda Classic

PGA National (Champion), Palm Beach Gardens, FL

Sungjae Im $1,260,000

World Golf Championships-Dell Technologies Match Play Austin Country Club, Austin, TX

Corales Puntacana Resort & Club Championship Corales Golf Course, Punta Cana, DOM

Valero Texas Open

TPC San Antonio (AT&T Oaks), San Antonio, TX

Masters Tournament

Augusta National Golf Club, Augusta, GA

RBC Heritage

Harbour Town Golf Links, Hilton Head, SC

Zurich Classic of New Orleans TPC Louisiana, Avondale, LA

Webb Simpson $1,278,000

SOUTHERN | NEW JERSEY | VOL . 2

2020-2021 PGA

TOURNAMENT SCHEDULE DATES

TOURNAMENT

APR 29 MAY 2

Valspar Championship

MAY 6 - 9 MAY 13 - 16 MAY 20 - 23 MAY 27 - 30 JUN 3 - 6 JUN 10 - 13 JUN 17 - 20 JUN 24 - 27 JUL 1 - 4 JUL 8 - 11 JUL 15 - 18 JUL 15 - 18 JUL 22 - 25 JUL 29 AUG 1 AUG 5 - 8 AUG 5 - 8 AUG 12 - 15 AUG 19 - 22 AUG 26 - 29 SEP 2 - 5 42

* Schedule subject to change

DEFENDING CHAMPION

Innisbrook Resort (Copperhead), Palm Harbor, FL

Wells Fargo Championship Quail Hollow Club, Charlotte, NC

AT&T Byron Nelson

TPC Craig Ranch, McKinney, TX

PGA Championship

Collin Morikawa

Charles Schwab Challenge

Daniel Berger

The Memorial Tournament presented by Nationwide

Jon Rahm

KI Golf Rsrt. - Ocean Course, Kiawah Island, SC Colonial Country Club, Fort Worth, TX

Muirfield Village Golf Club, Dublin, OH

$1,980,000 $1,350,000 $1,674,000

RBC Canadian Open

St. George's G&CC, Toronto, ON, CAN

U.S. Open

Torrey Pines (South), San Diego, CA

Travelers Championship

Dustin Johnson

Rocket Mortgage Classic

Bryson DeChambeau

TPC River Highlands, Cromwell, CT

Detroit Golf Club, Detroit, MI

$1,332,000

$1,350,000

John Deere Classic TPC Deere Run, Silvis, IL

Barbasol Championship

Keene Trace Golf Club, Nicholasville, KY

The Open Championship

Royal St. George's GC, Sandwich, Kent, ENG

3M Open

TPC Twin Cities, Blaine, MN

Michael Thompson $1,188,000

Olympic Men's Golf Competition Kasumigaseki Country Club, Saitama, JPN

Barracuda Championship

Richy Werenski

World Golf Championships-FedEx St. Jude Invitational

Justin Thomas

Wyndham Championship

Jim Herman

THE NORTHERN TRUST

Dustin Johnson

BMW Championship

Jon Rahm

Tahoe Mt. Club (Old Greenwood), Truckee, CA TPC Southwind, Memphis, TN

Sedgefield Country Club, Greensboro, NC Liberty National Golf Club, Jersey City, NJ Caves Valley Golf Club, Owings Mills, MD

TOUR Championship

East Lake Golf Club, Atlanta, GA

$630,000

$1,820,000 $1,152,000

$1,710,000 $1,710,000

Dustin Johnson

SOUTHERN | NEW JERSEY | VOL . 2

2021 LPGA

TOURNAMENT SCHEDULE DATES

TOURNAMENT Diamond Resorts Tournament of Champions JAN 21-24 Four Seasons Orlando - Lake Buena Vista, FL FEB 25-28 Gainbridge Championship Drive On Championship at Golden Ocala pres. by MAR 4-7 JTBC Golden Ocala Golf and Equestrian Club - Ocala, FL Kia Classic MAR 25-28 Aviara Golf Club - Carlsbad, CA ANA Inspiration APR 1-4 Mission Hills Country Club - Rancho Mirage, CA LOTTE Championship APR 14-17 Ko Olina Golf Club - Kapolei, HI Hugel-Air Premia LA Open APR 22-25 Wilshire Country Club - Los Angeles, CA HSBC Women's World Championship APR 29-MAY2 Sentosa Golf Club (Serapong Course) - Singapore, Singapore Honda LPGA Thailand MAY6-9 Siam Country Club Pattaya Old Course - Pattaya City, Thailand Blue Bay LPGA MAY13-16 Jian Lake Blue Bay Golf Course - Hainan Island, China Pure Silk Championship MAY20-23 Kingsmill Resort Golf Course - Williamsburg, VA MAY26-30 Match Play Event TBD U.S. Women's Open JUN 3-6 Olympic Club (Lake Course) - San Francisco, CA LPGA MEDIHEAL Championship JUN 10-13 Lake Merced Golf Club - San Francisco, CA Meijer LPGA Classic JUN 17-20 Blythefield Country Club - Belmont, MI KPMG Women's PGA Championship JUN 24-27 Atlanta Athletic Club, The Highlands Course - Johns Creek, GA Volunteers of America Classic JUL1-4 Old American Golf Course - The Colony, TX Marathon LPGA Classic presented by Dana JUL8-11 Highland Meadows GC - Sylvania, OH Dow Great Lakes Bay Invitational JUL14-17 Midland CC (MI) - Midland, MI The Evian Championship JUL22-25 Evian Resort Golf Club - Évian-les-Bains, France

* Schedule subject to change

PURSE

DEFENDING CHAMPION

$1,200,000

Gaby Lopez

$2,000,000 $1,500,000

Danielle Kang

$1,800,000 $3,100,000

Mirim Lee

$2,000,000 $1,500,000 $1,600,000

$1,600,000 $2,100,000 $1,300,000 $1,500,000 $5,500,000

A Lim Kim

$1,800,000 $2,300,000 $4,300,000

Sei Young Kim

$1,500,000

Angela Stanford

$2,000,000

Danielle Kang

$2,300,000 $4,100,000

SOUTHERN | NEW JERSEY | VOL . 2

2021 LPGA

TOURNAMENT SCHEDULE DATES JUL29-AUG 1 AUG 12-15 AUG 19-22 AUG 26-29 SEP 4-6 SEP 16-19 SEP 24-26 OCT1-3 OCT7-10 OCT14-17 OCT21-24 OCT28-31 NOV4-7 NOV11-14 NOV18-21

TOURNAMENT Event TBD Ladies Scottish Open AIG Women's Open Carnoustie Golf Links - Carnoustie, Scotland CP Women's Open Shaughnessy G&CC - Vancouver, BC Solheim Cup Inverness Club - Toledo, OH Cambia Portland Classic Columbia Edgewater Country Club - Portland, OR Walmart NW Arkansas Championship pres. by P&G Pinnacle Country Club - Rogers, AR ShopRite LPGA Classic pres. by Acer Seaview Hotel and Golf Club - Galloway, NJ Founders Cup Mountain Ridge C.C. - West Caldwell, NJ Buick LPGA Shanghai Qizhong Garden Golf Club - Shanghai, China BMW Ladies Championship LPGA International Busan - Busan, South Korea Taiwan Swinging Skirts LPGA Miramar Golf Country Club - Taipei, Taiwan TOTO Japan Classic Seta Golf Course - Shiga, Japan Pelican Women's Championship Pelican G.C. - Belleair, FL CME Group Tour Championship Tiburon Golf Club - Naples, FL

* Schedule subject to change

PURSE

DEFENDING CHAMPION

$1,100,000 $1,500,000

Stacy Lewis

$4,500,000

Sophia Popov

$2,350,000

$1,400,000

Georgia Hall

$2,300,000

Austin Ernst

$1,750,000

Melissa Reid

$1,500,000 $2,100,000 $2,000,000 $2,200,000 $2,000,000 $1,750,000 $5,000,000

Sei Young Kim

LOCAL EVENTS GUIDE SOUTHERN NEW JERSEY PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.

MARCH

MARCH 2 - 7 | SEUSS WEEK The Pop Shops call to mind the main street soda fountains era with vintage décor, retro soda counter, bubblegum colors and 50’s juke boxes. Join in at the Pop Shop in Collingswood as they celebrate Dr. Seuss and Read Across America! For more info visit: thepopshopusa.com MARCH 21 - 23 | JEWISH HERITAGE FILM FESTIVAL The Jewish Heritage Museum of Monmouth County presents its 2021 Virtual Film Festival. A Matter of Size, a story of Herzl, an overweight, underemployed chef living at home with his mother in the Israeli city of Ramla. Unable to find a job cooking, he becomes a dishwasher at a Japanese restaurant.One day he notices his coworkers watching sumo wrestling on TV. This sets off his journey of self discovery. For more info visit: www.jhmomc.org

MARCH 26 | FOOD TRUCK FRIDAY Join us for an evening of delicious food truck fare! come out for a bottle of wine, and enjoy yourself by a fire pit or around a heater on one of our spacious decks. For more info visit: whitehorsewinery.com

APRIL

APRIL 1 - 30 | TULIP FESTIVAL Holland Ridge Farms is a family-owned flower grower and flower farm in New Jersey. Our U-Pick Tulip season opens when the millions of bulbs we planted in the fall burst into bloom. Rows and rows of colorful tulips as far as the eye can see! For more info visit: https://bit.ly/3iYfOl8 APRIL 23 - 25 | EXIT ZERO JAZZ FESTIVAL The Festival presents international touring artists in concert settings on two main stages- Schmidtchen Theater and Cape May Convention Hall. In addition to the concerts, a vibrant club schedule is presented throughout each Fest weekend in the bars and restaurants lining the beachfront and center of town, fea(. . .continued on page 52)

(. . .continued from 50) turing many genres of music! For more info visit: exitzerojazzfestival.com

MAY

MAY 29 | JERK FEST The New Jersey Jerk Fest is anticipated to be the largest Caribbean Festival in New Jersey. It has a broad general market appeal as the popularity of ‘Jerk’ transcends easily across the New Jersey area’s dynamic, multi-ethnic population. We will offer guests a deliciously entertaining experience as they feast on spicy jerk cuisine, enjoy hot music and the cool festival vibes. For more info visit: https://bit.ly/3uRJfKT MAY 29 - 30 | RENAISSANCE FAIRE New Jersey Renaissance Faire features music, dance, comedy, living history, stunts, various acts, demonstrations, vendors, food and drinks, and more. Browse through our enchanted crafts village where over one hundred merchants and artisans demonstrate and sell their wares. For more info visit: njrenfaire.com

JUNE

JUNE 4 - 5 | BEER & MUSIC FEST Come taste more than 600 beers poured by over 150 breweries. Enjoy incredible music by talented artists. The fun activities will include wing wars, silent disco, hatchet toss, costume contest, giant cornhole, beer cup derby, pints and pinball, the puppet pub, keg toss, spelling bee, and more! For more info visit: acbeerfest.com JUNE 7 | IRISH FESTIVAL The New Jersey Irish Festival features a parade, music, human horse race, piping and drumming competition, craft & merchandise vendors, festival food, and more! For more info visit: njirishfestival.com JUNE 25 - 27 | ROCK, RIBS AND RIDGES Join us for the annual Rocks, Ridges & Ribs Festival. This all day concert features top classic rock bands. Come on by for the ribs and rock music! For more info visit: https://bit.ly/3oBkzlS

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JULY

JULY 4 | INDEPENDENCE DAY The whole state is dressed in red, white, and blue and ready to celebrate America’s Independence! New Jersey is famous for its 4th of July waterfront extravaganza in Atlantic City and other great locations along the coast. This list will find the best spot for you to enjoy America’s Independence! For more info visit: https://bit.ly/2MHrHQy JULY 23 - 25 | FESTIVAL OF BALLOONING The family friendly festival will feature mass ascensions, balloon rides, sunrise yoga, non-stop family entertainment, headlining concerts, crafters, vendors, balloon glow, food, fireworks, and much more. For more info visit: balloonfestival.com

AUGUST

AUG 7 - 14 | STATE FARE The New Jersey State Fair includes 4-H shows and exhibits, horse shows, carnival, performing art, family entertainment, demo derby,

exhibits, food, and more! For more info visit: https://bit.ly/2L3Yv5A AUG 13 - 15 | AIR SHOW The greatest Air Show in the Northeast, that brings in many of the world’s top aerobatic performers! There will be aerobatic performances, air shows, static displays, entertainment, historical displays, car show, night show, ground exhibits, food vendors, and more! For more info visit: greenwoodlakeairshow.com AUG 21 | JAZZ & BLUES FESTIVAL The Morristown Jazz & Blues Festival has become one of the most anticipated music festivals in the region. It draws patrons from around the country, boosting local businesses, showcasing world-class musicians who celebrate two of the great American art forms. Come over to enjoy incredible music by talented artists! For more info visit: morristownjazzandblues.com

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SEPTEMBER

SEPT 1 - 30 | SUNFLOWER FEST The Holland Ridge Farms u-pick sunflower season is a celebration of one of the most popular flowers in the world. Our pick your own flowers feature not only yellow sunflowers but also white, red, and bi-color varieties. Stop on by for a beautiful day among the flowers. For more info visit: https://bit.ly/3adj47X SEPT 3 - 5 | HORROR FILM FEST New Jersey Horror Con and Film Festival features amazing celebrities, amazing horror films and vendors from around the horror world. Additionally, there will be QandA sessions, vendors, and more! For more info visit: newjerseyhorrorcon.com

OCTOBER

OCT 2 - 3 | CHOWDERFEST Chowderfest Weekend has become a tradition for family and friends to gather together to say goodbye to summer and welcome the fall. There will be a lot of events this year including a Chowderfest Playlist for in home or on route listening, 56

Ecommerce Chowderwear store, restaurants serving up dine and take home options as well as an online voting component, Chowder Virtual Run, social media and pop up surprises.For more info visit: chowderfest.com OCT 9 | STREET FAIR Come on down for a day of family fun with original & interesting Arts & Crafts, shopping, kid’s rides and great food! For more info visit: https://bit.ly/36opTCK

NOVEMBER

NOV 6 - 7 | BACON FEST Join us for the Bacon Fest Experience! We have live music and your favorite craft beer and of course bacon. We have bacon-themed cocktails, craft beer and your favorite bacon specialties from one of our many food vendors. This will be a weekend you will not forget! For more info visit: pabaconfest.com NOV 21 - 30 | FESTIVAL OF TREES This event features Christmas trees, designed and decorated by com(. . .continued on page 58)

(. . .continued from 56) munity members, local businesses and organizations, will be displayed on the grounds of the Red Mill Museum Village. The kick-off begins on Thanksgiving weekend. For more info visit: https://bit.ly/3rgO92c

DECEMBER

DEC 1 - 30 | CHRISTMAS UNDERWATER Christmas Underwater provided a safe, memorable day out with the family exploring life underwater. Scuba Santa dove each day in Ocean Realm next to Anchor, the Great Hammerhead Shark and newly elected Aquarium Resident President, sea turtles, stingrays, and other fishy friends. For more info visit: https://bit.ly/383duES

DEC 1 - 30 | HOLIDAY LIGHT SHOW This marks our second holiday light show and you won’t want to miss this! Experience a light show like no other. Drive a course through America’s only construction theme & water park to witness lights, holiday displays, tunnels, and our very own radio station to fill your car with holiday spirit! For more info visit: https://bit.ly/3e8mmNH

JANUARY

JAN 5 | PANDA FESTIVAL The festival is full of huge handcrafted lantern exhibits which are magical displays of light and color you will not soon forget. For more info visit: https://bit.ly/2Pxeef7

SOUTHERN | NEW JERSEY | VOL . 2

2021 GRAND SLAM

TOURNAMENT SCHEDULE Date

Session

Wed - Fri 1/13-15

Rod Laver

Margaret Court

Outside Courts

11:00am

10:00am

Sat / Sun 1/16-17 Mon 1/18

Tue 1/19

Wed 1/20

Thu 1/21

Fri 1/22

Sat 1/23

Sun 1/24

Mon 1/25

Tue 1/26

Wed 1/27

Featured Matches Qualifying Rounds

NO PLAY Day

11:00am

Night

7:00pm

–

Day

11:00am

Night

7:00pm

–

Day

11:00am

11:00am –

Night

7:00pm

–

Day

11:00am

Night

7:00pm

–

Day

11:00am

Night

7:00pm

–

Day

11:00am

Night

7:00pm

–

Day

11:00am

Night

7:00pm

–

Day

11:00am

Night

7:00pm

–

Day

11:00am

Night

7:00pm

–

1st round

2nd round

3rd round

4th round

Quarterfinals

Day

11:00am

Night

7:00pm

–

Thu 1/28

Day

11:00am

Night

7:00pm

–

1st Men’s Semifinals

Fri 1/29

Twilight

3:00pm

4:00 pm

3:00pm

2nd Men’s Semifinals

–

Twilight

11:00am

7:30pm

11:15am

–

Twilight

2:00pm

4:00pm

no play

–

Sat 1/30

Sun 1/31

* Schedule subject to change

Quarterfinals

Women’s Semifinals

Women’s Finals

Men’s Finals

SOUTHERN | NEW JERSEY | VOL . 2

2021 GRAND SLAM

TOURNAMENT SCHEDULE

DATE

PLAY START

SESSION

SUN - MAY 23

Day - 11:00 AM

1st Round

MON - MAY 24

Day - 11:00 AM

1st Round

MON - MAY 24

Evening - 9:00 PM

1st Round

TUE - MAY 25

Day - 11:00 AM

1st Round

TUE - MAY 25

Evening - 9:00 PM

1st Round

WED - MAY 26

Day - 11:00 AM

2nd Round

WED - MAY 26

Evening - 9:00 PM

2nd Round

THU - MAY 27

Day - 11:00 AM

2nd Round

THU - MAY 27

Evening - 9:00 PM

2nd Round

FRI - MAY 28

Day - 11:00 AM

3rd Round

FRI - MAY 28

Evening - 9:00 PM

3rd Round

SAT - MAY 29

Day - 11:00 AM

3rd Round

SAT - MAY 29

Evening - 9:00 PM

3rd Round

SUN - MAY 30

Day - 11:00 AM

4th Round

SUN - MAY 30

Evening - 9:00 PM

4th Round

MON - MAY 31

Day - 11:00 AM

4th Round

MON - MAY 31

Evening - 9:00 PM

4th Round

* Schedule subject to change

TUE - JUNE 1

Day - 12:00 PM

Quarterfinals

TUE - JUNE 1

Evening - 5:00 PM

Quarterfinals

WED - JUNE 2

Day - 12:00 PM

Quarterfinals

WED - JUNE 2

Evening - 9:00 PM

Quarterfinals

THU - JUNE 3

Day - 2:00 PM

Semifinals

FRI - JUNE 4

Day - 3:00 PM

Semifinals

SAT - JUNE 5

Day - 3:00 PM

Women's Singles Final, Men's Doubles Final

SUN - JUNE 6

Day - 3:00 PM

Men's Singles Final

SOUTHERN | NEW JERSEY | VOL . 2

2021 GRAND SLAM

TOURNAMENT SCHEDULE

* Schedule subject to change

PLEASE NOTE: The Main Board of the All England Club (AELTC) and the Committee of Management of The Championships have decided to cancel the 2020 Wimbledon Championships due to COVID-19 and a concern for public health. The 2021 Wimbledon Championships will take place from June 28 – July 11, 2021. DATE

PLAY START

SESSION

Mon Jun 28

11:00 AM

First Round

Tues Jun 29

11:00 AM

First Round

Wed Jun 30

11:00 AM

Second Round

Thu Jul 1

11:00 AM

Second Round

Fri Jul 2

11:00 AM

Third Round

Sat Jul 3

11:00 AM

Third Round

Sun Jul 4

–

Mon Jul 5

11:00 AM

Round of 16

Tue Jul 6

11:00 AM

Womens Quarterfinals

Wed Jul 7

11:00 AM

Mens Quarterfinals

Thu Jul 8

11:00 AM

Womens Semifinals

Fri Jul 9

11:00 AM

Mens Semifinals

Sat Jul 10

11:00 AM

Womens Finals

Sun Jul 11

11:00 AM

Mens Finals

No Play

SOUTHERN | NEW JERSEY | VOL . 2

2021 GRAND SLAM

TOURNAMENT SCHEDULE SESSION

DATE

SCHEDULE

PLAY START

* Schedule subject to change ** Start Times Listed in EST

MATCHES

Sun 30 Aug

Day

11.00am

Men’s / Women’s 1st Round

Sun 30 Aug

Night

7.00pm

Men’s / Women’s 1st Round

Mon 31 Aug

Day

11.00am

Men’s / Women’s 1st Round

Mon 31 Aug

Night

7.00pm

Men’s / Women’s 1st Round

Tue 1 Sep

Day

11.00am

Men’s / Women’s 2nd Round

Tue 1 Sep

Night

7.00pm

Men’s / Women’s 2nd Round

Wed 2 Sep

Day

11.00am

Men’s / Women’s 2nd Round

Wed 2 Sep

Night

7.00pm

Men’s / Women’s 2nd Round

Thu 3 Sep

Day

11.00am

Men’s / Women’s 3rd Round

Thu 3 Sep

Night

7.00pm

Men’s / Women’s 3rd Round

Fri 4 Sep

Day

11.00am

Men’s / Women’s 3rd Round

Fri 4 Sep

Night

7.00pm

Men’s / Women’s 3rd Round

Sat 5 Sep

Day

11.00am

Men’s / Women’s Round of 16

Sat 5 Sep

Night

7.00pm

Men’s / Women’s Round of 16

Sun 6 Sep

Day

11.00am

Men’s / Women’s Round of 16

Sun 6 Sep

Night

7.00pm

Men’s / Women’s Round of 16

Mon 7 Sep

Day

11.00am

Men’s / Women’s Quarterfinals

Mon 7 Sep

Night

7.00pm

Men’s / Women’s Quarterfinals

Tue 8 Sep

Day

11.00am

Men’s / Women’s Quarterfinals

Tue 8 Sep

Night

7.00pm

Men’s / Women’s Quarterfinals

Wed 9 Sep

Night

7.00pm

Women’s Semifinals

Thu 10 Sep

Day

12.00pm

Mixed Doubles Final / Men’s Semifinals

Fri 11 Sep

Day

12.00pm

Men’s Doubles Final / Women’s Final

Sat 12 Sep

Day

1.00pm

Women’s Doubles Final / Men’s Final

SOUTHERN | NEW JERSEY | VOL . 2

TRENDING LOCATIONS TO VISIT THIS YEAR

TRAVEL IN 2021

2021 may be the time to “see the USA”, as international air travel will be determined by individual countries’ rules and re-openings. One can avoid airports and air travel by simply hitting the road. Vans and recreational vehicles have achieved widespread use in the last year and there is no shortage of great domestic destinations. See the Great Lakes Region in the north or explore the music cities of New Orleans, Memphis and Nashville in the south!

NORTHERN ROAD TRIP The Great Lakes area is an excellent place to start. From east to west, these lakes (Ontario, Erie, Huron, Michigan and Superior) span the states of New York, Pennsylvania, Ohio, Michigan, Indiana, Illinois, Wisconsin and Minnesota. The Great Lakes are the five largest interconnected lakes in the US and contain the largest freshwater supply in the

world supplying water to more than 40 million people. Unique to these lakes are rolling waves, strong currents, miles of sandy and rocky beaches and distant horizons. Attractions include great beaches, Niagara Falls, wildlife areas, charming small towns, large cities and many National parks. And for sports fans, there are magnificent stadiums and arenas for all major sports

(. . .continued on page 70)

This is how you say it’s going to be okay. Every 8 minutes the American Red Cross responds to a disaster and makes this promise. You can help us keep it.

Donate today at redcross.org

SOUTHERN | NEW JERSEY | VOL . 2

leagues as well as for the Big Ten universities. Lake Erie, in New York is known for its reputed Loc-Ness-like sea monster which has reportedly been seen many times over the years. The US side of Niagara Falls is not to be missed either with breathtaking waterfalls and rapids. Michigan, which touches four of the five Great Lakes and possesses the longest fresh water coastline in the world, is host to Sleeping Bear Dunes National Lakeshore on Lake Michigan’s western shore. It is home to the largest freshwater sand dunes in the world. The tallest sand dune 72

at Sleeping Bear stands at 450 feet above the shore. In addition to sand dunes, Lake Michigan has a “Bermuda Triangle” where many strange occurrences have been reported: unexplained ship disappearances and missing planes as well as a Stonehengelike rock formation underwater near Traverse City. With some luck, one might even see a few black bears. Chicago, which is located on the shore of Lake Michigan, has it all - a big city with museums, restaurants and nightlife as well as Lake Shore Drive, a 15 mile urban parkway of green spaces and beaches along the lake. A road trip would provide a (. . .continued on page 74)

SOUTHERN | NEW JERSEY | VOL . 2

fascinating and fun packed trip for any age group. Do the entire route from one end to the other or pick a particular lake area to concentrate on. With so many historic sights and national park areas, there are opportunities to appreciate all the diversity of our great country.

SOUTHERN ROAD TRIP New Orleans, on the Mississippi River, which is the “jazz capital of the world” and nicknamed the “Big Easy”. Visit the French Quarter and walk along Bourbon Street with its colorful buildings with cast iron balconies, fine Cajun restaurants, antique shops, and art galleries. Enjoy the street performers at Jackson Square in front of the famous Saint Louis Cathedral. From there, take the trolley out to the Garden District with its well preserved collection of historic homes from the 18th century. In addition, there is the New Orleans Zoo and Aquarium and be sure to visit the World War ll Museum. There is much to see and learn in New Orleans. Memphis Tennessee, which is known as the “Home of the Blues and Birthplace of Rock ‘n’ Roll” and famous for gospel, jazz, R&B, rap and soul as well. A must stop is Graceland, Elvis Presley’s mansion. In addition, there is the Rock ‘n’ Soul Museum, Blues Hall of Fame, and the Stax Museum of Soul Music. And for foodies, Memphis has a vibrant and diverse restaurant scene but

(. . .continued on page 76)

SOUTHERN | NEW JERSEY | VOL . 2

is best known for its slow-cooked dry rib barbecue ribs, maple bacon doughnuts and local coffee roasters. Nashville, which is the capital of Tennessee, and home to Vanderbilt University. It is often referred to as Music City. Visit the Grand Ole Opry, The Country Music Hall of Fame and Museum, and Ryman Auditorium. All are well known for Country Music. Besides the live music scene, there are interesting historic neighborhoods with boutiques, restaurants, and coffee shops. For some history, visit the home of President Andrew Jackson, considered to be the best preserved of all presidential homes, or Belle Meade Plantation which was part of the Battle for Nashville during the Civil War. There are so many choices for travel - whether looking for great views, live entertainment, or cultural and historic sites, we can find it all here in the USA.

SOUTHERN | NEW JERSEY | VOL . 2

r o f s Trend

AC C E S

S O RY

2021

After a year of staying in the house, wearing sweats and other assorted quarantine gear, it is time for a change. Many are now finally ready to dress up, even while still wearing masks and social distancing. Break out all of those accessories that piled up from months of online shopping. Nobody will judge if you overaccessorize. The new year brings changing trends in jewelry, both traditional and avant-garde. Pearls have always been in, but we are now seeing more of the freshwater variety. They have a more contemporary look. From pearl drop earrings to layered necklaces that mix

(. . .continued on page 80)

SOUTHERN | NEW JERSEY | VOL . 2

pearls with other materials, pearls work for all occasions. There are also personalized extra-long pendant necklaces and charm bracelets. Colorful beads are always a hit, whether worn as earrings, necklaces, or bracelets. Chain link necklaces and bracelets with attached charms are also hot at the moment. And feel free to

stack rings on a couple fingers while you’re at it! A brand new trend is mismatched earrings or simply wearing one dramatic shoulder grazing earring. Of course two shoulder length earrings also work. Mixing and matching different textures is also very popular. Instead of smooth gold hoops, go for a textured pair in silver; silver has made a huge comeback. Several top designers have moved towards mini handbags recently, often on long chains. They can even be worn as a necklace. And of course, let’s not forget about diamonds. They remain at the top of the food chain. Just ask Marilyn Monroe -“Diamonds Are A Girl’s Best Friend”. Hair ornaments of all sizes (. . .continued on page 82)

SOUTHERN | NEW JERSEY | VOL . 2

can make a powerful fashion statement. There are a multitude of choices from traditional headbands to pearl hairpins or hair clips, barrettes, and even scrunchies. They come in a variety of fabrics from velvet to fur to leather. Most popular are headbands embellished with pearls, rhinestones or feathers. You’ll always look chic with a headband! Regardless of individual style, all can agree – now is the time to shine!

SOUTHERN | NEW JERSEY | VOL . 2

INVESTING FOR THE FUTURE Not many people stumble into financial security through sheer luck: a lottery win, big inheritance, or huge stock winnings. For most of us the only way to financial security is a long term plan of saving and investing. Consistency is key to reaching long term goals no matter your income. The sooner you start saving and investing, the longer your money has to compound and grow. Set goals for how much of your income you will invest monthly and stick to it. Keep investment money and cash reserves separate so you won’t dip into your investment account when the market is down. Keep expenses low and spend on what is really important to you whether it is experiences or material things. Try to avoid the big mistakes, like buying a home that is more than you really need or creating a heavy debt load. If your employer offers a matching 401(k) contribution, be sure to take advantage of that option and contribute at least enough 84

to receive it. It is essentially extra income that will grow and compound and is not taxed until you withdraw it. You can do it yourself but it probably makes more sense to work with a financial advisor who is more knowledgeable about financial markets. An advisor will help analyze short term vs long term needs, separate emotions from objectives as well as help with devising a portfolio and strategy suitable for your needs. Investing consistently over the long term is the best way to grow your wealth as there is no way to time the market.

This is how you say it’s going to be okay. Every 8 minutes the American Red Cross responds to a disaster and makes this promise. You can help us keep it.

Donate today at redcross.org

g n i v i L r o i n e S

SOUTHERN | NEW JERSEY | VOL . 2

RETIRE WITHOUT CHANGING YOUR LIFESTYLE

Today’s upscale senior communities offer “resort style living” which is hospitality-oriented and resembles a 4-star hotel or cruise ship rather than a hospital or retirement home. Amenities Some of the more luxurious communities at the deluxe level even feature lively bars with chandeliers and overstuffed pillows. More standard amenities include:

Activities: Education and Entertainment, Fashion shows, Lectures from retired professors and various social and cultural events which are all examples of regularly planned activities for residents at higher-end facilities. In urban settings, planned outings to the city for museums, art galleries or theater visits are frequent occurrences as well. Grounds-keeping: Luxury communities are beautifully designed on the outside as well, from gardens to ponds to putting greens and walkways. Many include well-appointed courtyards for residents to socialize, relax, or enjoy a meal. Concierge Service: Offering ‘Concierge Service’ is what makes a Senior Living community a Luxury one. Similar to a hotel concierge, a resident can use the Concierge to arrange hotel flights or tickets to events, a service that makes these luxury communities clearly more desirable to prospective residents and their families. 86

Modern Therapies: Assisted living communities offer personal care to their residents, and the best communities often offer top notch therapy on top of standard care. In addition to specialized pet and physical therapy, upscale communities often also provide top notch occupational therapy, and music therapy, and always from trained and certified professionals. Residences: The kitchen is the focal point of any home and it’s no different when looking at the residence at an Assisted Living community. A standard assisted living apartment has a kitchenette, traditionally including a mini-fridge, a microwave, and a small amount of cabinet and counter space. The luxury assisted living residences feature full kitchens and appliances plus top of the line finishes, like granite counter tops for instance.

SOUTHERN | NEW JERSEY | VOL . 2

Dining: An upscale senior living community will most likely retain a registered dietitian on staff and employ experienced chefs who serve gourmet meals. Choice and variety are crucial for the success of a kitchen at a luxurious community and most have more than two restaurants within the community, each with their own menus. Personal Fitness Trainers and Recreational Facilities: Recreation rooms are always available to use at the residents’ convenience, with computer labs, fitness rooms and cinemas. Fitness programs supervised by physical therapists and personal trainers are also kept on staff by any upscale community. High-end assisted living communities also provide full service spa treatments, beauty salons for the women and barbershops for the men. Additionally, no luxury assisted living community would be complete without a heated pool and spa, which are always popular with residents.

allowing residents to have their pets on site. There can sometimes be limitations regarding the size and number of pets. They frequently provide pet care such as dog walking, nail clipping, grooming and litter-box changes as well as formal, certified pet therapy. Spacious Apartments: One can expect about 20% more square footage at a Luxury community (approx 600 sf versus 500 sf at a standard community). A Two bedroom apartment at an upscale community can be more than 1200 square feet. Clearly, senior living is not what it was years ago. And for the retiree with means, it can be a lively, active, and rewarding lifestyle full of growth and fun!

Pet Friendly: Studies have shown that pet ownership has been shown to be beneficial to seniors, and more and more luxury communities are open to 87

RECOMMENDED SERVICE DIRECTORY

AIR AMBULANCE ParaFlight ....................................................Back Cover ASSISTED LIVING Complete Care Management ..............29, 88-89 AUTO INSURANCE Mitchell Hnatt - Allstate .........................................81 The Thompson Group Insurance Agency .....75 AWNINGS Liberty Door & Awning .............................................1 BANKRUPTCY LAW Steven Taieb Esq .....................................................83 BEACH FRONT HOTEL The Grand Hotel of Cape May............................37 BUSINESS INSURANCE Allen & Stults Co Inc ...............................................73 JGS Insurance ...........................................................45 CAR INSURANCE Mitchell Hnatt - Allstate .........................................81 CELLULAR PHONES Wireless Zone ...........................................................65 CHAUFFERED TRANSPORTATION TelTrans...........................................................................5 CHIMNEYS Pro-Tech Chimney Cleaning & Repairs............51 CLEANOUTS Consider It Done .........................................................7 COMMUNITY CENTER Katz JCC- Cherry Hill .............................................75 COOLING SERVICES Good Gals ...................................................................77 90

COSMETIC DENTIST Drs. Krantz & Sirota ................................................23 Dunn Dental...............................................................79 CREDIT UNION Garden State FCU ...................................................79 CUSTOM HOMES J. Lorton & Company Inc.......................................15 DENTIST Drs. Krantz & Sirota ................................................23 Dunn Dental...............................................................79 EMERGENCY MEDICAL T RANSPORATION ParaFlight ....................................................Back Cover ESTATE PLANNING & PROBATE Rebel Brown Law Group LLC ...................... 24-25 EYE DOCTOR InVision ........................................................................39 FAMILY LAW Breitowich Law Firm .............................................53 Rebel Brown Law Group LLC ...................... 24-25 FINANCIAL ADVISOR Frank W Faverzani CFP MBA Ameriprise Financial Services Inc ....................47 Gara Wealth Management ...................................31 FLEA MARKET Peddlers Warehouse Marketplace ..................43 FLORAL MARKET Reynolds Garden Shop ............................................7 GARAGE DOORS Liberty Door & Awning .............................................1

RECOMMENDED SERVICE DIRECTORY

GARDEN CENTER Reynolds Garden Shop ............................................7 GENERAL PRACTICE ATTORNEYS Leyden, Capotorto, Ritaccom, Ccorrigan & Sheehy PC..........................................81

INDEPENDENT WEALTH ADVISORS Tandem Investment Partners........................... 6-7 INJURY REHABILITATION Care One ..............................................................34-35

GUTTERS World Class Inc.........................................................33

INSULATION B&E Energy Solutions ......... 19, Back Inside Cover

HANDYMAN SERVICES Mr. Handyman...........................................................83

INSURANCE Horace E. McCurdy Insurance Agency...........83 Syms Insurance Agency ................................60-61

HEATING & AIR CONDITIONING B&E Energy Solutions ......... 19, Back Inside Cover Good Gals ...................................................................77

INTERIOR DECORATING Bella Home Interiors ..............................................58

HOME BUILDER Bruce Paparone Inc ................................................69

INVESTMENT ADVISORY FIRM Laidlaw Wealth Management ............................41

HOME ENERGY AUDITS B&E Energy Solutions ......... 19, Back Inside Cover

IRRIGATION McNaughton’s Water Witch................................95

HOMEOWNERS INSURANCE The Thompson Group Insurance Agency ...................................................75 Michael Lambert - Farmers Insurance ............. 9

JOB OPPORTUNITIES United Methodist Communities HomeWorks...................................Front Inside Cover

HOSPICE CARE Angelic Health ..........................................................57 HOTEL The Grand Hotel of Cape May............................37 HURRICANE SHUTTERS Liberty Door & Awning .............................................1 HVAC CONTRACTOR NJR Home Services................................................27 INDEPENDENT LIVING Complete Care Management ..............29, 88-89

LANDSCAPING Reynolds Garden Shop ............................................7 LAWN & SPRINKLER SYSTEMS McNaughton’s Water Witch................................95 LAWN CARE Green Side Up...........................................................59 LAWN CARE SERVICES McNaughton’s Water Witch................................95 LIFE INSURANCE The Thompson Group Insurance Agency .....75

RECOMMENDED SERVICE DIRECTORY

LIMOUSINES TelTrans...........................................................................5 MARKETPLACE Peddlers Warehouse Marketplace ..................43

PRIVATE WEALTH ADVISOR Frank W Faverzani CFP MBA Ameriprise Financial Services Inc ....................47

MATRIMONIAL LAW Breitowich Law Firm .............................................53

PROPERTY MANAGEMENT Corner Property Management .....................16-17 Taylor Management Company......................................Front Cover, 48-49

MATTRESS RECYCLING CJP Group ...................................................................81

RAMPS Amramp ......................................................................55

MEDICAL IMAGING Atlantic Medical Imaging .....................................93

REAL ESTATE David Marcantuno Keller Williams Hometown Realty....................45

MEDICAL TRANSPORTATION ParaFlight ....................................................Back Cover MOBILITY EQUIPMENT SUPPLIER Amramp ......................................................................55 NON-PROFIT American Red Cross ........................................71, 85 OPTOMETRIST InVision ........................................................................39 PART-TIME WORK United Methodist Communities HomeWorks...................................Front Inside Cover PERGOLAS Structural Pergola Systems...................................11 PESONAL INSURANCE Allen & Stults Co Inc ...............................................73 PHOTOGRAPHY Lamar Photography ................................................. 9 POST-ACUTE CARE Care One ..............................................................34-35

REAL ESTATE LAW Leyden, Capotorto, Ritaccom, Ccorrigan & Sheehy PC..........................................81 REHABILITAVIVE CARE Care One ..............................................................34-35 REMOVAL SERVICES Consider It Done .........................................................7 RENOVATIONS J. Lorton & Company Inc.......................................15 RENTERS INSURANCE The Thompson Group Insurance Agency .....75 RETIERMENT PLANNING Coppola Wealth Management............................91 Creative Financial Strategies .................................3 REVERSE MORTGAGE Ken Sawan - Longbridge Financial LLC..........21 ROOFING World Class Inc.........................................................33

RECOMMENDED SERVICE DIRECTORY

SENIOR LIVING Complete Care Management ..............29, 88-89 SENIOR REAL ESTATE SPECIALIST Lauren Weinberg- Coldwell Banker ................73 Steven Krupinski - Coldwell Banker ................73

WEALTH MANAGEMENT Coppola Wealth Management............................91 Laidlaw Wealth Management ............................41 WEED CONTROL Green Side Up...........................................................59

SIDING World Class Inc.........................................................33

WILLS & TRUST Rebel Brown Law Group LLC ...................... 24-25

SOCIAL SECURITY DISABILITY LAW Rebel Brown Law Group LLC ...................... 24-25

WINDOW TREATMENTS Bella Home Interiors ..............................................58

STAIR LIFTS Amramp ......................................................................55 TAX PREPERATION Creative Financial Strategies .................................3 Gara Wealth Management ...................................31 TEETH WHITENING Dunn Dental...............................................................79 TELEHEALTH Angelic Health ..........................................................57 TRANSPORTATION TelTrans...........................................................................5 TRAVEL Stouts Tour & Travel ................................................13 TREE SERVICES Bartlett Tree Experts .............................................63 VOLUNTEER OPPORTUNITIES Angelic Health ..........................................................57 WATER HEATERS B&E Energy Solutions ......... 19, Back Inside Cover

WIRELESS EQUIPMENT Wireless Zone ...........................................................65

Southern New Jersey

Articles inside

Investing for the Future

Local Event Guide

Travel Destinations

Fashion Trends

Luxury Living Ideas

Philanthropy or Charity

Interior Design Trends

Estate Planning