SOUTHWEST FLORIDA | VOL. 1
INSIDE THIS ISSUE: FEATURED ARTICLES
RETIREMENT • INVESTING • VACATION
RECOMMENDED SERVICE DIRECTORY
TRAVEL • LIVING • HEALTH • DINING
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CO NTE NT S FEATURES 2
Investing For The Future
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Destination Vacations
8
Luxury Living
16
Travel In Style
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24 Senior Living 28 Saving For Retirement 34 Local Event Guide 40
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Recommended Service Directory
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SOUTHWEST FLORIDA | VOL . 1
INVESTING FOR THE FUTURE Not many people stumble into financial security through sheer luck: a lottery win, big inheritance, or huge stock winnings. For most of us the only way to financial security is a long term plan of saving and investing. Consistency is key to reaching long term goals no matter your income. The sooner you start saving and investing, the longer your money has to compound and grow. Set goals for how much of your income you will invest monthly and stick to it. Keep investment money and cash reserves separate so you won’t dip into your investment account when the market is down. Keep expenses low and spend on what is really important to you whether it is experiences or material things.
a financial advisor who is more knowledgeable about financial markets. An advisor will help analyze short term vs long term needs, separate emotions from objectives as well as help with devising a portfolio and strategy suitable for your needs.
Try to avoid the big mistakes, like buying a home that is more than you really need or creating a heavy debt load.
Investing consistently over the long term is the best way to grow your wealth as there is no way to time the market.
If your employer offers a matching 401(k) contribution, be sure to take advantage of that option and contribute at least enough to receive it. It is essentially extra income that will grow and compound and is not taxed until you withdraw it. You can do it yourself but it probably makes more sense to work with 2
SOUTHWEST FLORIDA | VOL . 1
TRENDING LOCATIONS TO VISIT THIS YEAR
If you are looking for an exciting and affordable travel destination, consider the following locations. 1. Hawaii is a tropical paradise loved by all. It offers a rich marine life, unmatched underwater experiences, gorgeous landscapes, volcanoes, and interesting history. Of the six largest islands, Maui has the state’s most beautiful beaches - some with white sand and others with red or black sand. Oahu has Hawaii’s largest city and capital, Honolulu, which is known for Waikiki Beach and Pearl Harbor’s World War II memorials. The weather is perfect and there are endless opportunities for adventure. 2. Barcelona is both a beautiful city as well as a renowned beach town. It boasts a lively nightlife, lots of activities, and restaurants galore. There are amazing museums and galleries; Including the Picasso and Salvador Dali Museums, La Sagrada Familia, and other buildings by renowned architect Antoni Gaudi. Las Ramblas, the main walking street ends with a monument to Christopher Columbus honoring his discovery of the new world. 3. The Bahamas, which is made up of a series of islands, has the clearest turquoise water on the planet, as well as white sandy beaches. (...continued on page 6)
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Underwater adventures abound - dive for Spanish galleons, seek out the caves, or go sailing or fishing. The Bahamas offers a plethora of Eco-tourism options, from bird watching to hiking. Nassau offers cultural sites like Ardastra Gardens and the Conservation center, in addition to being the capital city, but the Bahamas is great for island hopping as well. Or just pick one of the great resorts and relax at the beach.
4. Tel Aviv, known as the non-stop city, is a vibrant and exciting city on the Mediterranean Sea. It offers beautiful beaches, great cafes and restaurants, exciting night life and a 24 hour a day culture. History abounds and there are interesting museums including the Tel Aviv Museum and the Eretz Israel Museum which covers archeology, folklore, crafts and features an on-site excavation of 12th century-BC ruins. Tel Aviv is also the technology and financial center of Israel.
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LUXURY LIVING IDEAS
Upgrading your home is only limited by your imagination and budget. Is it a luxury bath, fabulous kitchen, incredible master suite or home theatre that you desire?
KITCHEN Your kitchen is probably the heart of your home. This is where memories are made and shared as families love to congregate in the kitchen. The possibilities are endless. White is the most popular color for cabinetry but combining cabinet colors is the latest trend in kitchen design. Blues and greens are also becoming popular. Quartz is the latest for countertops and islands. Commercial-grade appliances, extra sinks and dishwashers all add to the luxury kitchen. Also popular are pizza ovens, appliance garages, warming drawers and under- counter refrigerators for wine and other drinks. If you have space, consider a butler’s pantry which acts like a second kitchen - great for caterers or just an extra space for food prep without disturbing the main kitchen area.
BATH For a luxurious bath, create a spa-worthy retreat. Consider heated floors and towel racks, a steam shower and a large soaking tub. Create a separate water closet for the latest in remote controlled toilets that feature a night light, bidet and self cleaning feature. Turn a great piece of furniture into your double sink vanity for a sophisticated look. And why not have a sofa and television for added ambiance.
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Hours Monday - Sunday 10:00 am - 1:00 am First time player purchases a playing card of $20 or less & we will match it. You get double the amount to play.
16120 San Carlos Blvd, Unit 1 Fort Myers, FL 33908
Under New Management
TO THE
Vegas Experience
We Serve Free Lunch, Dinner, and Snacks to Players Daily!
Bring a friend who purchases a play card of $20 or more and get $10 added to your play card.
239-277-7772 vegas777experience@gmail.com
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MASTER SUITE Add a mini-kitchen which includes a small fridge and coffee bar along with a sitting area so that you can enjoy your wine or coffee first thing in the morning or at the end of the day. Fireplaces are another nice touch for a romantic setting. If your home is equipped with gas, they are an easy addition.
LUXURY LIVING IDEAS MOVIE ROOM If you have a spare room, create your own private theatre with a high-definition flat screen tv, surround sound and theatre seating. A popcorn machine and fridge for drinks are nice additions. 12
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SOUTHWEST FLORIDA | VOL . 1
Travel in Style – by Bonnie Roseman
If there’s anything I’ve learned in my 35 years as a stylist, it’s to “carry on,” and by that of course, I mean take a carry-on bag! In order to make travel easier for my busy clients, I’ve spent years developing techniques to make traveling simple and fun. A carry-on bag is key to making your journey more enjoyable; no more hauling multiple bags, or worrying about losing your luggage, which can ruin your trip before you even begin! In my most recent trip abroad, I traveled to the Scandinavian countries before flying to Greece for a little sun in the Cycladic Islands. After that, it was off to Italy and over the Alps. All the while, I had just one bag with me. (...continued on page 18) 16
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To make the most of your luggage space, I suggest you wear your jeans and sneakers, and carry your leather jacket while you travel, to save space in your bag. Roll all items tightly! It saves space, and keeps everything from wrinkling. I usually prefer to stuff my undies and socks in my shoes. Select pieces with fabrics that can wash and hang to dry without needing to be pressed – it’s easier to keep things fresh and avoid using foreign cleaners that can be very expensive. Here are the basics for 6 weeks of traveling abroad across different climates. This short, gender-neutral list includes the basics for a great travel wardrobe. I recommend that your main wardrobe color for travel be black. It looks slimming on everyone, and doesn’t show dirt as easily. A few colorful tee tops can be added to give a little zip to your ensemble. All of these items will fit into your carry-on luggage and provide options for mixing and matching stylish looks while you see the world. You can then personalize your list by adding your toiletries, gloves, hat, or other essential accessories as needed.
TRAVEL WARDROBE Underwear 6 undergarments 6 pairs of socks Pajamas (your choice) Outerwear 2 tee shirts 2 button down shirts (one dressy, one casual) 2 pairs of pants (one jean, one black trouser) 1 pair of shorts 2 jackets (one leather, one raincoat) 1 cashmere sweater (pullover or cardigan) 1 bathing suit 1 basic black blazer (can be worn day or night) Accessories Scarves (colorful, lightweight) Belts (at least one black) Jewelry (a few pop pieces) 1 tie (traditional or bow tie) Shoes One heel or dress shoe One pair of flats (for day or night) One pair of sandals
Feel good, and look even better! Please contact me personally if you have any questions or would like to see my unique travel collection which can be dressed up or down. Bonnie@bonnieroseman.com | www.bonnieroseman.com | 917-209-0516 Bonnie Roseman Bio Fashion Designer. Style Consultant. Wardrobe Architect. The press has designated Bonnie Roseman as the ultimate fashion expert over the years. Featured on the NBC Today Show, People Magazine, and more, Roseman furthered her B-L-T brand by presenting her collection through the Home Shopping Network and Home Shopping Europe. Bonnie Roseman’s BLT has evolved into a full service boutique for women of all body types and lifestyles, featuring wrinkle-free fabrics and unique accessories that pack well and travel lightly wherever you go. Schedule with Bonnie and she’ll tell you all the secrets she’s been telling her clients for over 30 years. 18
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g n i v i L r o i n e S
SOUTHWEST FLORIDA | VOL . 1
RETIRE WITHOUT CHANGING YOUR LIFESTYLE
Today’s upscale senior communities offer “resort style living” which is hospitality-oriented and resembles a 4-star hotel or cruise ship rather than a hospital or retirement home. Amenities Some of the more luxurious communities at the deluxe level even feature lively bars with chandeliers and overstuffed pillows. More standard amenities include:
Activities: Education and Entertainment, Fashion shows, Lectures from retired professors and various social and cultural events which are all examples of regularly planned activities for residents at higher-end facilities. In urban settings, planned outings to the city for museums, art galleries or theater visits are frequent occurrences as well. Grounds-keeping: Luxury communities are beautifully designed on the outside as well, from gardens to ponds to putting greens and walkways. Many include well-appointed courtyards for residents to socialize, relax, or enjoy a meal. Concierge Service: Offering ‘Concierge Service’ is what makes a Senior Living community a Luxury one. Similar to a hotel concierge, a resident can use the Concierge to arrange hotel flights or tickets to events, a service that makes these luxury communities clearly more desirable to prospective residents and their families. 24
Modern Therapies: Assisted living communities offer personal care to their residents, and the best communities often offer top notch therapy on top of standard care. In addition to specialized pet and physical therapy, upscale communities often also provide top notch occupational therapy, and music therapy, and always from trained and certified professionals. Residences: The kitchen is the focal point of any home and it’s no different when looking at the residence at an Assisted Living community. A standard assisted living apartment has a kitchenette, traditionally including a mini-fridge, a microwave, and a small amount of cabinet and counter space. The luxury assisted living residences feature full kitchens and appliances plus top of the line finishes, like granite counter tops for instance. (... continued on page 26)
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Dining: An upscale senior living community will most likely retain a registered dietitian on staff and employ experienced chefs who serve gourmet meals. Choice and variety are crucial for the success of a kitchen at a luxurious community and most have more than two restaurants within the community, each with their own menus. Personal Fitness Trainers and Recreational Facilities: Recreation rooms are always available to use at the residents’ convenience, with computer labs, fitness rooms and cinemas. Fitness programs supervised by physical therapists and personal trainers are also kept on staff by any upscale community. High-end assisted living communities also provide full service spa treatments, beauty salons for the women and barbershops for the men. Additionally, no luxury assisted living community would be complete without a heated pool and spa, which are always popular with residents. Pet Friendly: Studies have shown that pet ownership has been shown to be beneficial to seniors, and more and 26
more luxury communities are open to allowing residents to have their pets on site. There can sometimes be limitations regarding the size and number of pets. They frequently provide pet care such as dog walking, nail clipping, grooming and litter-box changes as well as formal, certified pet therapy. Spacious Apartments: One can expect about 20% more square footage at a Luxury community (approx 600 sf versus 500 sf at a standard community). A Two bedroom apartment at an upscale community can be more than 1200 square feet. Clearly, senior living is not what it was years ago. And for the retiree with means, it can be a lively, active, and rewarding lifestyle full of growth and fun!
SOUTHWEST FLORIDA | VOL . 1
10 Year Countdown
To Retirement
Money See Where You Stand - It’s time to assess how prepared, or unprepared, you are financially for retirement.
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Take a quick test: Assuming your retirement is about 10 years away, you want to have roughly seven times your current salary in savings, according to research from Fidelity. That puts you on the road to having about 10 times your final salary saved by retirement and maintaining your present standard of living. Retire before hitting 67 and you’ll need more saved; after, you’ll need less.
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.Do a deeper dive: Plug your current numbers (such as earnings, savings and future pensions) into an online calculator to estimate your retirement income. Experts say you’ll need 75 to 80 percent of preretirement income to live well — debatable but a good starting point.
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.Don’t despair: You have 10 years to act, by earning more, trimming expenses or delaying retirement. “Whatever you can do can only help,” says George Papadopoulos, a financial planner in Novi, Mich.
Save the easy way If you’re among the 82 percent of workers paid via direct deposit, save more by splitting your pay across accounts. Have your payroll department put part of each check into an online savings account, where it’s out of sight and out of mind. The direct-deposit users who split their deposits save up to $90 more per month than those who use another method to save, according to a recent study. (. . .continued on page 30)
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Pad your nest egg If you already have healthy savings in a 401(k), 403(b) or IRA, open a Roth IRA (in 2019 you can contribute up to $7,000 if you’re 50 or older), or put money into a regular taxable account.
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Why do it You’re laying the groundwork for lower taxes later. Say you need a new roof on your house in retirement. If you take money from a 401(k) or traditional IRA, it is taxable as ordinary income, and you may end up in a higher tax bracket, explains Carolyn McClanahan, founder of Life Planning Partners. But you can pull your contributions from a Roth IRA tax free (earnings, too, if you’re at least 59½ and have had the Roth at least five years). You can also invest via a basic taxable brokerage account; when you sell securities, you’ll pay only (usually lower) capital gains taxes on the profits.
Pay down the mortgage The problem with a mortgage in retirement is that you may have to sell investments to cover payments. And sometimes that will be when the markets are down - the worst possible time to sell, says Shelley Giordano, chair of the Funding Longevity Task Force at the American College of Financial Services. Her advice: 1.
In place of your monthly payments, make half payments every two weeks. Those 26 payments per year are the equivalent of 13 monthly payments, resulting in a faster payoff and lower total interest costs.
2. Got a tax refund? A bonus? A side job? Apply that to your principal. 3. Avoid refinancing your mortgage, since a new loan with a later payoff date means more of your monthly payment goes to interest expense, not an increase in your home equity. 4. Don’t use a home equity loan or line of credit for purchases. The new tax law makes that less attractive, says Giordano. And this is the wrong time to be growing your mortgage debt.
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Put new retirement savings to work Not sure where to invest additional money? Aim for growth, somewhere between a trip to Vegas and stuffing cash into your mattress.
The sweet spot •. Balanced mutual funds: Seek a mix of stocks and bonds; a 50/50 or 60/40 ratio of stocks to bonds is reasonable. • Target-date mutual funds: These balanced funds automatically adjust investments to lower risk as you age.
Conservative but sound • High-grade corporate bond funds • Money market accounts • U.S. government bond funds • Certificates of deposit and online savings accounts (See bankrate.com for Federal Deposit Insurance Corp.–insured banks offering higher rates.) • Series I inflation-protected savings bonds (sold at treasurydirect.gov)
Work Prepare Your Plan B - Ask yourself these questions, and be honest. 1.
Do I work in a stable and growing industry?
2. Do I work for a stable and growing company? 3. Is my heart still in it? Have you answered no to any? It’s time to update your LinkedIn profile and see what else is out there.
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Why do it: Only about half of workers cruise their way to a planned, voluntary retirement; the rest of us exit prematurely, often as a result of job loss or burnout. But you still have time to regroup. “With 10 years to go, there is still enough runway to make a mark,” says career and retirement expert Nancy Collamer.
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.How to do it: You know the routine. Tell people who can help you. Sign up for job alerts on the go-to site in your industry. Browse the postings that interest you, and note the skills that employers are seeking.
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.Want to stay put? Get busy anyway. “Whether you drive a bus or work in a store or in a professional occupation, maximize your opportunities by building your capital,” Collamer advises. “Give talks or write articles to boost your profile, or take advantage of short-term training programs.” One option: Go to linkedin.com/learning and get online access to thousands of business, creative and technology courses for $30 per month. Miller, Mark and Powell, Robert, AARP (2019, Feb 6). Countdown to Retirement: 10 Years [Web log post]. Retrieved from https://www.aarp.org/retirement/planning-for-retirement/info-2019/10-year-countdown.html
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LOCAL EVENTS GUIDE
SOUTHWEST FL JUNE Jun 01, Comedy Nights at TNP Get ready to laugh! Join us for our monthly family-friendly comedy night at TNP. Featuring Stage 2 Improv, each show will consist of improvisational comedy games and songs from topics suggested by the audience. For more info visit: naplesplayers.org Jun 01 - Jun 29, Outdoor Donation Yoga Class All levels are welcome for this one-hour, vinyasa flow yoga class located at the Gordon River Greenway Park in Naples every Saturday from 9:45 AM to 11 AM. We will meet in the west parking lot, between the Conservancy of Southwest Florida and Naples Zoo, at 9:45 AM. Free sign up is encouraged for this class. To sign-up, follow this link: https://mndbdy.ly/ kE3rnyAy4S Jun 29 - SummerJazz on the Gulf 2019 Alter Eagles will kick-off this year’s “SummerJazz on the Gulf” concert series on Saturday, June 29, 2019. Combining beautiful vocals and harmonies with superb instrumental performances, the band consists of professional touring musicians who pool their talents to provide the most accurate, authentic and engaging live recreation of The Eagles music possible. For more info please visit our site: naplesbeachhotel.com/summerjazz
JULY July 02 @ 5PM - DeRomo’s Summer Wine Showcase Owner Francis J. Cuomo and his team invite you to sample incredible wines along with delicious small plates from DeRomo’s Gourmet Market. We’ll have stations of food and featured wines (including DeRomo’s private label wines) throughout Promenade along with live entertainment. For more info visit: https://www.facebook.com/ events/433987283814624/ 34
July 10 - Shell Point Summer Concert Series Tickets available for Shell Point Retirement Community’s 2019 Summer Concert Series, which features four performances. Events are open to the public, with tickets available online at www.shellpoint.org/summer or by phone at 239-454-2067. July 20 - Man on the Moon 50th Anniversary Celebrate Man Landing on the MOON! 50th Anniversary! Dine with Joel Banow, CBS Broadcast Director. Experience the fascinating ways the CBS News Team presented NASA live television coverage and animation of the Voyage and the First Step on the Moon!. For more information contact us: (239) 272-1911 or online: https://esterohistoricalsociety.com/ event/50-year-celebration-of-man-landingon-the-moon/
AUGUST Aug 4 - Motown Night with the Ex-Bachelors Back by popular demand! After a sold out Spring Concert Series, we are kicking off our first ever Summer Concert Series at The Pointe and featuring Motown Night with the Ex-Bachelors, a 6 piece Motown and Soul band. For more info please visit our website at: naplesbayresort.com/concerts Aug 17 - SummerJazz on the Gulf 2019 The talented 6-piece Pocket Change will perform at SummerJazz for the seventh time, on Saturday, August 17, 2019. The high-energy band, known for its showmanship, superb vocals and hard-driving rhythms, performs Motown, Funk, R&B, Soul, and Dance/Party music. For more info please call: 239-261-2222 or visit: naplesbeachhotel.com/summerjazz
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LOCAL EVENTS GUIDE
SOUTHWEST FL
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Aug 28 - Shell Point Summer Concert Series Tickets available for Shell Point Retirement Community’s 2019 Summer Concert Series, ch featuring Pianist Pietro Iannotti. Events are open to the public, with tickets available online at www.shellpoint.org/summer or by phone at 239-454-2067.
SEPTEMBER Sept 14 - SummerJazz on the Gulf 2019 This season’s final SummerJazz concert on Saturday, September 14, 2019, will feature Ari & The Alibis. Infusing Funk, Jazz and Samba with Blues, Soul and Rock, the band has performed throughout the U.S. and Canada. For more info please call: 239-261-2222 or online at: naplesbeachhotel.com/summerjazz Sept 15 - Comedian Adam Ferrara Live Adam Ferrara, the actor/comedian who is an internationally touring headliner, two-time nominee for best male stand-up by the American Comedy Awards, and has three Comedy Central Specials. For more info and tickets visit: http://bit.ly/s15adamferrara Sept 27 - Friday Bingo Night Naples A fun mix of regular bingo, music bingo, with a twist of fun challenges. Progressive cash jackpot starts with 50 numbers and increases until it is won. Free to play and fun for everyone. For more information and tickets please visit: http://bit.ly/s27fridaybingo
OCTOBER Oct 15 - Lee County Culinary Taco Cook-Off Enjoy a fun-filled evening while supporting our students with great food, music, raffle and silent auction items. Proceeds from this event will go towards scholarships, classroom supplies, classroom equipment and state competitions to prepare our students for the workforce. For more info please visit us online: http://bit.ly/o15tacocookoff 36
Oct 25-27 - Stone Crab Festival Looking for an entertaining weekend full of seafood and fun? Offering plenty of fresh stone crab claws, music, events, art and a ton of fun activities for the whole family at several connecting locations on the Old Naples Waterfront. For more information visit us online: http://bit.ly/o25stonecrab Oct 26-27 - Clyde Butcher’s Big Cypress Swamp Walks Here in South Florida, we celebrate the fall season with swamp walks in the Big Cypress National Preserve. Join us on October 26 & 27 at Clyde Butcher’s Big Cypress Gallery and take a walk on the wild side!. For more info visit: http://bit.ly/o26swamp
NOVEMBER Nov 15 - Chalk Festival Join us as hundreds of internationally acclaimed artists turn pavement into a “Museum in Motion” creating oversized installations, large group projects, and 3D illusions all inspired by the theme ‘Garden of Wonder.’ For more info visit: http://bit.ly/n15chalk Nov 20 - EcoWalk - Sleeping Turtles North Join a UF/IFAS Extension Sarasota County educator and learn more about our amazing and unique Florida ecosystems. Take a leisurely stroll through some of our most beautiful and environmentally sensitive lands that have been preserved in Sarasota County. For more info visit: http://bit.ly/n20ecowalk
DECEMBER Dec 7 - Cars and Caffeine Classics to new, exotics to unique...lots of parking and easy access to 75. Meet some great car people and have coffee and snacks. No fee to attend...just good times!. For more info visit: http://bit.ly/d7carscaffeine
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LOCAL EVENTS GUIDE
SOUTHWEST FL
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Dec 12 Ancient Forest Walking Tours Join a special 2.25-mile tour on our boardwalk of the ancient forest highlighting Corkscrew history, ecology, storytelling and landmark cypress trees. http://bit.ly/d12ancientforest
JANUARY Jan 4 - Naples New Years Art Show Start your new year off in sunny Florida. New opportunities await you at this wonderful, well established art show. http://bit.ly/j4artshow Jan 15 - Words with Wine Come for the WORDS. Enjoy the WINE. Discover a TRIBE of creatives creating beautiful VIBES!. http://bit.ly/j15wordswine
FEBRUARY Feb 16 - SWFL Veg Fest 2020! Come see how easy it is to find healthy plantbased foods in SouthWest Florida. Learn about the science behind the benefits of a plantbased diet. For more information visit us at: http://bit.ly/f16vegfest Feb 22 - Florida Food & Brews Festival Come join our tasting event with tons of great food, drinks, competitions, and entertainment. For more info: http://bit.ly/f22foodbrews Feb 28 - Up Up and Away Hot Air Balloon Festival Come out and enjoy the Up Up And Away Florida Hot Air Balloon Festival! Watch the Lakeland skyline transform into a mix of bright, brilliant colors as hot air balloons launch. Or embark on a scenic balloon ride as well. For more info: http://bit.ly/f28airballoon
MARCH Mar 7 - Naples Craft Beer Fest 38
The Naples Craft Beer Fest is a celebration of the art of craft beer. A wide variety of beers from breweries across the country and the world are available for tasting. For more info: http://bit.ly/mr7craftbeer Mar 21 - Downtown Art Show This 2-day event draws over 250 professional artists from around the country. This show attracts art-savvy attendees surrounded by upscale shops and restaurants. For more info visit: http://bit.ly/mr21artshow
APRIL Mid-April - Shark’s Tooth Festival This multifaceted festival celebrates Venice as the “Shark’s Tooth Capital of the World”. There’s art, music, activities and prehistoric fossils on display and for sale. For more info visit: http://bit.ly/aprsharkstoothfest Apr TBD - St. Armands Circle Stroll & Taste Tour What better way to experience some of the finest restaurants in Sarasota and learn the history of one of the most exquisite retail establishments in the nation?. For more info: http://bit.ly/aprcirclestroll
MAY Early May - Annual Taste of the Beach More than 20 restaurants will offer samples of their signature dishes and compete for prizes. Live concerts are also featured. For more info: http://bit.ly/mytastebeach Early May - Hibiscus Festival Enjoy specialty hibiscus, exotic plants, and trees. Restored antique cars, a Pageant, a farmers’ market, live music and a secret garden tour. For more info: http://bit.ly/myhibfest
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RECOMMENDED SERVICE DIRECTORY
ANTI SLIP SURFACES Non-Slip Services.......................................................35
GIFT SHOP The Painted Gate.......................................................33
ARCADE The Vegas Experience.............................................. 10
GLASS & SHOWER ENCLOSURES Envision Glass & Aluminum....................................22
ASSET MANAGEMENT The Art and Science of Successful Planning.... 29
GUTTERS Commercial Residential Aluminum.........................1
BOAT RENTALS
40
HURRICANE PROTECTION
Salty Sam’s Waterfront Adventures........... Back Cover, 5
Armored Dade Windows & Shutters.... Front Cover, 14-15
CABINET REPLACEMENT M & L Cabinets............................................................ 31
INSURANCE Sherzer & Associates Insurance.............................33
CABINETRY Design Works............................................................. 39
Salty Sam’s Waterfront Adventures........... Back Cover, 5
CUSTOM CABINETS M & L Cabinets............................................................ 31
LIFE INSURANCE AViD Wealth Management..................................... 29
DENTIST James B. Foley Aesthetic Dentistry.....................37
Salty Sam’s Waterfront Adventures........... Back Cover, 5
ENTERTAINMENT The Vegas Experience.............................................. 10
MORTGAGES Jane Wayne - Champions Mortgage................... 10
ESTATE PLANNING The Art and Science of Successful Planning.... 29
Harry Chapin Food Bank of Southwest Florida................. 33
FENCE COMPANY Carter Fence Company, Inc.......................................9
NON PROFIT ORGANIZATION American Red Cross.................................................23
FINANCIAL PLANNING AViD Wealth Management..................................... 29
PHARMACY Canada Med Services...............................................27
GARAGE FLOORS Non-Slip Services.......................................................35
RETIREMENT COMMUNITY Resort Lifestyle Communitites.............................. 13
KAYAK RENTALS
MARINA
NON-PROFIT
RECOMMENDED SERVICE DIRECTORY
ROOFING Crown Roofing........................................................................................................................................................17 ROOFING CONTRACTOR Estate Roofing.......................................................................................................................................................29 San Carlos Roofing................................................................................................................................................. 3 SCREEN ENCLOSURES Commercial Residential Aluminum.................................................................................................................... 1 SENIOR LIVING Barkley Place | Blue Harbor Senior Living.....................................................................................................19 Thrive at Beachwalk.............................................................................................................................................25 SOLAR PANEL ROOFING Crown Roofing........................................................................................................................................................17 TELEVISION REPAIR Express TV Service...............................................................................................................................................33 TOURS Discover Sarasota Tours....................................................................................................................................... 7 VOLUNTEER OPPORTUNITY Harry Chapin Food Bank of Southwest Florida...........................................................................................33 WEALTH MANAGEMENT Clinger, Sizemore & Associates - Merrill Lynch Wealth Management Group............................... 20-21 The MacFarlane Group..........................................................................................................................................11 WINDOWS & DOORS Armored Dade Windows & Shutters..................................................................................... Front Cover, 14-15 WOODWORKING MACHINERY & TOOLS Glenco Wookworking Machinery..................................................................................................................... 10