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INSIDE THIS ISSUE: FEATURED ARTICLES
RETIREMENT • INVESTING • VACATION
RECOMMENDED SERVICE DIRECTORY
TRAVEL • LIVING • HEALTH • DINING
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CO NTE NT S FEATURES 4
Senior Living
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Luxury Living
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Destination Vacations
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26 Local Event Guide 36 Saving For Retirement
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40 Travel In Style 43
Recommended Service Directory
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RETIRE WITHOUT CHANGING YOUR LIFESTYLE
Today’s upscale senior communities offer “resort style living” which is hospitality-oriented and resembles a 4-star hotel or cruise ship rather than a hospital or retirement home. Amenities Some of the more luxurious communities at the deluxe level even feature lively bars with chandeliers and overstuffed pillows. More standard amenities include:
Activities: Education and Entertainment, Fashion shows, Lectures from retired professors and various social and cultural events which are all examples of regularly planned activities for residents at higher-end facilities. In urban settings, planned outings to the city for museums, art galleries or theater visits are frequent occurrences as well. Grounds-keeping: Luxury communities are beautifully designed on the outside as well, from gardens to ponds to putting greens and walkways. Many include well-appointed courtyards for residents to socialize, relax, or enjoy a meal. Concierge Service: Offering ‘Concierge Service’ is what makes a Senior Living community a Luxury one. Similar to a hotel concierge, a resident can use the Concierge to arrange hotel flights or tickets to events, a service that makes these luxury communities clearly more desirable to prospective residents and their families. 4
Modern Therapies: Assisted living communities offer personal care to their residents, and the best communities often offer top notch therapy on top of standard care. In addition to specialized pet and physical therapy, upscale communities often also provide top notch occupational therapy, and music therapy, and always from trained and certified professionals. Residences: The kitchen is the focal point of any home and it’s no different when looking at the residence at an Assisted Living community. A standard assisted living apartment has a kitchenette, traditionally including a mini-fridge, a microwave, and a small amount of cabinet and counter space. The luxury assisted living residences feature full kitchens and appliances plus top of the line finishes, like granite counter tops for instance. (. . .continued on page 6)
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Dining: An upscale senior living community will most likely retain a registered dietitian on staff and employ experienced chefs who serve gourmet meals. Choice and variety are crucial for the success of a kitchen at a luxurious community and most have more than two restaurants within the community, each with their own menus. Personal Fitness Trainers and Recreational Facilities: Recreation rooms are always available to use at the residents’ convenience, with computer labs, fitness rooms and cinemas. Fitness programs supervised by physical therapists and personal trainers are also kept on staff by any upscale community. High-end assisted living communities also provide full service spa treatments, beauty salons for the women and barbershops for the men. Additionally, no luxury assisted living community would be complete without a heated pool and spa, which are always popular with residents. Pet Friendly: Studies have shown that pet ownership has been shown to be beneficial to seniors, and more and more luxury communities are open to 6
allowing residents to have their pets on site. There can sometimes be limitations regarding the size and number of pets. They frequently provide pet care such as dog walking, nail clipping, grooming and litter-box changes as well as formal, certified pet therapy. Spacious Apartments: One can expect about 20% more square footage at a Luxury community (approx 600 sf versus 500 sf at a standard community). A Two bedroom apartment at an upscale community can be more than 1200 square feet. Clearly, senior living is not what it was years ago. And for the retiree with means, it can be a lively, active, and rewarding lifestyle full of growth and fun!
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OPEN FLOOR PLANS
A Luxurious home is not just well appointed, it is one where the amenities allow you to feel spoiled. Pools, saunas, in-home gyms, backyard tennis courts, game rooms, and wine cellars are a few things that come to mind.
An open floor plan is one of the most sought-after criteria when deciding on a new home purchase or a new renovation idea. An open and airy floor plan allows the homeowner to elaborate on their design aesthetic and showcase the home’s individual, luxurious features, like a grand entryway or a beautifully designed staircase.
OUTDOOR KITCHENS If opulence and luxury are key, then a standard, fully-stocked kitchen is simply no longer enough. One may consider adding a cozy outdoor living area complete with outdoor kitchen, featuring built-in gas grills and refrigerated food and drink storage. Some other top amenities include expansive outdoor pools with water features such as waterfalls, hot tubs, changing cabanas, and saunas.
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WINE CELLARS Exquisite wine storage is another amenity that most affluent homes contain. Private wine cellars built using materials such as glass and wood and are often thought to be works of art themselves. When considering one of these beauties, many factors come into play. One will want to consider the placement, temperature, humidity control, and of course bottle size accommodations.
LOCATION IS EVERYTHING When it comes to luxury home ownership, nothing beats a great location. Everyone desires their own slice of blissful paradise. One of the most important aspects to consider are privacy features such as bushes, hedges, trees or walls. The right landscape design features provide a concealed oasis, where one can relax and wind down. Picture yourself in a secluded ranch or gated beachfront enclave!
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GAME ROOMS Game rooms or entertainment rooms are an old idea, but still on top of the list of luxury living ideas. Some would argue a luxury home is not complete without an in-home theatre or game room. The boundaries continue to be expanded with extra amenities such as indoor basketball courts, lavish sports bar set-ups, exquisite billiard areas, additional televisions and beverage storage.
IN-HOME TECHNOLOGY This newer trend has taken over the luxury market by storm, and these technological innovations have garnered the new term of “Smart Homes,� and along with it, smart devices. When it comes to technology, most
luxury builders cater to this tech-trend and offer amenities to help with just about all facets of home management. Some things you can do at the touch of a button or smartphone are control indoor climate, window and door security, and lighting. Additionally, an integrated smart home provides the owner with remote access cameras and security systems.
DRESSING ROOMS
A dressing room is simply an extension of the master bedroom. This feature is commonly a top priority for the wealthy, as it functions (. . .continued on page 16) 14
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as a place to both store and display lavish items such as purses, shoes, hats, and jewelry. There is an increasing demand among the jet-set crowd for larger and more lavish closet designs. Typical setups include cedar shelving, storage chests, ample lighting, and mirrors for cosmetics or modeling outfits.
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TRENDING LOCATIONS FOR A GREAT VACATION
EXCITING TRAVEL
Destinations If you are looking for some exciting and awe inspiring travel destinations, consider the following destinations.
1. Sweden, a Scandinavian nation in Europe, offers some wonderful natural experiences and places to visit. Enjoy hiking in vast boreal forests and witness an all-white wild moose. Most principal cities, including Stockholm, are all coastal and offer breathtaking views of the towns and waterfront areas. There are historic medieval towns, an abundance of bridges, royal palaces, and museums to visit. Another sight you will not want to miss are the Northern Lights in Lapland. 2. Tenerife, Spain is the largest of the Canary Islands, which is dominated by Spain’s tallest peak, and dormant volcano, Mt. Teide. Enjoy parades, music, dancing, and a variety of colorful costumes at the Carnaval de Santa Cruz. The island hosts many beaches, some featuring black sand, resort areas to enjoy your stay, high-end restaurants, night clubs, golf courses, and water based sports.
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3. Greece, a southeastern European country with thousands of islands to explore and enjoy.
beaches, hotels, bars, restaurants, tours, ferries, and charters.
There are a vast amount of sites to visit and places to see that tickle any particular interest. With a plethora of archaeological sites, museums, and historical tours, there is a lot to see and do. To name a few notable sites, The Acropolis is a must see as it is home to some of the most marvelous architectural feats known to exist by this advanced civilization, including the Parthenon and Erecthion. The Panathinaiko Stadium in Athens is the world’s only stadium built in its entirety of marble. This site is home to the first modern Olympics in 1896, where it held a whopping 80,000 people. Aside from the numerous archeologic areas, Greece also has wonderful
4. France, known for its exquisite cuisine, is also home to famous fashion houses, many classical art museums including the Louvre, and monuments such as the Eiffel Tower, the Seine, Notre-Dame cathedral, Arc de Triomphe, and the Palace of Versailles. There are also magnificent parks, great music, ancient cave drawings, and renowned wine tasting sites.
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LOCAL EVENTS GUIDE SOUTHWEST FLORIDA SOUTHWEST PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
JUNE
JUNE 17 | SWFL RESTAURANT WEEK This 14-day event celebrates Southwest Florida dining at an affordable price. Participating Naples, Marco Island, Estero, Fort Myers, and Cape Coral area restaurants offer special curated threecourse prix fixe menus starting at $26.00 and $36.00. For more info visit: swflrestaurantweek.com JUNE 20 | HISTORICAL MUSEUM CAR SHOW Ladies and Gentleman, start your engines! Join us soon as we host show cars from all eras during our inaugural Car Show at Cultural Park on Father’s Day weekend. There will be live music, food trucks, vendors and once again the Museum will be open free to the public during the event. For more info visit: https://bit.ly/3h32b1x
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JULY
JULY 5 | SIESTA KEY FARMERS MARKET Offering local and organic fresh produce, prepared foods, and artisan crafts Every Sunday rain or shine year-round in the parking lot of Siesta Key Village Plaza. For more info visit: siestakeyfarmersmarket.org JULY 11 | ANNUAL FESTIVAL OF GRILLED CHEESE Last year was our biggest food festival ever! Join us once more for even more food vendors, a head to head matchup for Best Grilled Cheese, live music, and very special special beer release! For more info visit: millennialbrewing.com JULY 17 | TREASURE COAST RIBS & WINGS FESTIVAL If you are a fan of BQ Ribs and Chicken Wings, then you cannot miss the Treasure Coast Ribs and Wings Festival. Rounding out this family oriented event, vendors will offer unique merchandise and services, artists and craftsmen (. . .continued on page 28)
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LOCAL EVENTS GUIDE SOUTHWEST FLORIDA SOUTHWEST PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
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will display and sell their original works, live music will entertain on stage all three days, kids will enjoy rides and a kids zone just for them! For more info visit: treasurecoastribswingsfest.com
AUGUST
AUG 1 - 5 | DIMENSION & TEXTURE EXHIBITION The Marco Island Center for the Arts is bringing Dimension and Texture exhibition to the Lauritzen and Rush Galleries. This exhibition highlights work from 4 artists that work in clay, glass, paint, and other media that will guide you on an artistic journey through depth of dimension and the multitudes of textures used to create each piece. For more info visit: marcoislandart.org AUG 19 | VIRTUAL BREAKFAST WITH THE BIRDS Rookery Bay’s Breakfast with the Birds virtual lecture series offers participants the opportunity to learn about the biology and habitat of shorebirds and seabirds from a biologist who studies these birds 28
every day. Take some time in your morning to learn more about our environment and what you can do to help! For more info visit: rookerybay.org
SEPTEMBER
SEPT 19 | INTERNATIONAL COASTAL CLEANUP Keep Collier Beautiful invites visitors and local residents to join this year’s International Coastal Cleanup. This signature event is a part of the Ocean Conservancy’s annual International Coastal Cleanup that brings together volunteers from countries around the world! For more info visit: https://bit.ly/3fEJMYA
OCTOBER
OCT 22 - 25 | FILM FEST The festival brings film screenings and fun events to Naples each fall. Its twelfth year, the Naples International Film Festival is a place for film lovers to connect, exchange ideas and celebrate the art of film in a friendly, welcoming environment. For more info visit: https://bit.ly/30dm53a (. . .continued on page 30)
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(.PLEASE . .continued fromAWARE 30) THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS NOTE: WE’RE
OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
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OCT 25-27 | STONE CRAB FEST For serious seafood lovers in Florida’s Paradise Coast, fall means one thing: Stone crab claws! Celebrate stone crab season at the annual Stone Crab Festival and take advantage of special deals offered by hotels, attractions and restaurants. Spend your weekend seeing the sights of Naples while enjoying as much fresh seafood as you can eat! For more info visit: https://bit.ly/30aaOAB OCT 31 | CANDY & COSTUME FEST Wear your costumes and have some fun at this fun carnival type festival. Family friendly food and more. Bag of candy is the entry fee. For more info visit: sanibelcommunityhouse.net
NOVEMBER
NOV 7 | FLORIDA PANTHER FEST Make plans to join us for this family-friendly event to celebrate our local wildlife including the endangered Florida panther! Guests enjoy outdoor exhibits by area conservation partners, fun activities for kids, and practical talks about 30
living with wildlife presented by experts. For more info visit: https://bit.ly/2WiEKJS NOV 13 | CHALK FEST The Chalk Festival is celebrating its 11th season. They are a oncea-year opportunity to become an integral part of the fine art creative process. From start to finish, you can witness the largest gathering of renowned pavement artists perform using the road surface as a canvas to develop oversized masterpieces in chalk. For more info visit: Chalkfestival.org NOV 22 | FALL GARDEN FESTIVAL For anyone who enjoys gardening, this is a must see event! Growers will have unusual tropical plants and trees, as well as Florida natives for sale. The festival will also feature food trucks and live music. For more info visit: https://bit. ly/3ewhb6u
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LOCAL EVENTS GUIDE SOUTHWEST FLORIDA SOUTHWEST PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
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DECEMBER
DEC 4-6 | CELEBRITY GOLF INVITATIONAL Be sure to mark your calendars for the inaugural SWFL Celebrity Golf Invitational and join us for a weekend of incredible golf and entertainment to benefit St. Jude Children’s Research Hospital. For more info visit: Swflgolf.org DEC 4-5 | BRADENTON BLUES FESTIVAL The Bradenton Blues Festival has an outstanding lineup of talented blues musicians on the big stage. In addition to amazing music our award-winning annual festival features local craft beer, delicious specialty food vendors, and more. The festivities continue with blues after-parties all evening long. For more info visit: bradentonbluesfestival.org
JANUARY
JAN 22-24 | SEAFOOD & MUSICAL Delicious foods, live music and shopping thru a marketplace of 32
arts, crafts and fine products are all features of the 3rd Annual Englewood Seafood & Music Festival. For food, choose from a variety of seafood, meat and vegetarian dishes all cooked fresh on site. Listen to Florida’s top musical groups from genres such as R&B, blues, jazz, rock and Caribbean sounds. For more info visit: https://bit.ly/2C0vZNL Jan 1 - 31 | Happy Days Happy days are here again as all your favorite characters are back including Richie, Potsie, Ralph Malph and the “king of cool” Arthur “The Fonz” Fonzarelli in this all new musical based on the hit TV series. Return to the days of 1959 Milwaukee complete with varsity sweaters, hula hoops and jukebox sock-hoppin’ fun! For more info visit: https://bit.ly/309fp67
FEBRUARY
FEB 5-7 | ART FEST FORT MYERS Southwest Florida’s premier art festival is a weekend celebration of the arts. Over the weekend attendees can enjoy and purchase art(. . .continued on page 34)
LOCAL EVENTS GUIDE SOUTHWEST FLORIDA SOUTHWEST PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
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work in a variety of mediums and prices from nationally recognized artists from across the country. For more info visit: artfestfortmyers.com FEB. 11-22 | FLORIDA STATE FAIR From a small start in 1904, to our explosive events today, the Florida State Fairgrounds believes that nothing brings a community together like a good time. That has been the core of our efforts since our first fair, held in downtown Tampa at Henry B. Plant’s Tampa Bay Hotel. For more info visit: floridastatefair.com
For more info visit: GulfshorePlayhouse.org
MARCH
MARCH 13-14 | BEACH SHRIMP FESTIVAL What began as a blessing of the shrimp boats more than 50 years ago has grown to a major beachfront celebration of shrimp in this quaint Old Florida beach town. The main attraction at the Fort Myers Beach Shrimp Festival are huge boiling pots of Gulf pink shrimp, which members of the Lions Club cook and serve. For more info visit: fortmyersbeachshrimpfestival.com
MARCH 13 - 14 | BANG BANG! Legendary actor John Cleese of Monty Python fame brings to life this new adaptation of Georges Feydeau’s classic comedy “Monsieur Chasse.” When a respectable society lady is hoodwinked by her husband, she devises a scheme to get revenge. Everyone has a secret, and things go quickly awry in this new production brought to the stage by one of the greatest comedic geniuses of all time. 34
MARCH TBA | DESOTO FOOD & MUSIC FESTIVAL The Hernando De Soto Historical Society has hosted a large fundraiser for over 30 years and in the past has been named the largest regional festival. The Hernando De Soto Historical Society introduces the De Soto Food & Music Festival being hosted at Nathan Benderson Park. This is a 3-day event consisting of Delicious Food, Great Music, Beautiful Arts & Crafts and Family
LOCAL EVENTS GUIDE SOUTHWEST FLORIDA SOUTHWEST PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
Fun! For more info visit: https://bit.ly/38UdYfU
APRIL
APRIL 9-11 | CHALK FEST From start to finish, you can witness the largest gathering of renowned pavement artists perform using the road surface as a canvas to develop oversized masterpieces in chalk. While seeing the beautiful art experience the Pavement Music Festival, Food Trucks, Beer Gardens, Vendors, and family fun interactive art areas inspiring the ‘Young and Young-at-Heart’ to create impromptu mini-masterpieces or scribbles while visiting the festival.For more info visit: Chalkfestival.org APRIL 9 - 11 | SHARK TOOTH FEST The Venice Shark Tooth Festival brings out fossil collectors from all over.Venice, Florida has long been known as the Sharks tooth capital of the world because of the millions of white and black sharks teeth fossils that wash up on Venice Beach in Florida as well as other nearby area beaches.Join us
for a fun event with an awesome lineup of live music, delicious food and vendors – all supporting Special Olympics Florida - Sarasota County. For more info visit: https://bit.ly/2Cdnoal
MAY
MAY 8 | MEXICAN FOOD FESTIVAL Tacos, burritos, enchiladas, tamales, nachos and more… Enjoy your classic favorites with a modern twist with Mexican lager, margaritas and more to drink! For more info visit: millennialbrewing.com MAY TBA | SARASOTA FILM FEST An annual film festival dedicated to showcasing the best in local and international cinema. We are devoted to supporting the art and elevating the craft of cinema. For more info visit: sarasotafilmfestival.com
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10 Year Countdown
To Retirement
Money See Where You Stand - It’s time to assess how prepared, or unprepared, you are financially for retirement. • Take a quick test: Assuming your retirement is about 10 years away, you want to have roughly seven times your current salary in savings, according to research from Fidelity. That puts you on the road to having about 10 times your final salary saved by retirement and maintaining your present standard of living. Retire before hitting 67 and you’ll need more saved; after, you’ll need less. • D . o a deeper dive: Plug your current numbers (such as earnings, savings and future pensions) into an online calculator to estimate your retirement income. Experts say you’ll need 75 to 80 percent of preretirement income to live well — debatable but a good starting point. • .Don’t despair: You have 10 years to act, by earning more, trimming expenses or delaying retirement. “Whatever you can do can only help,” says George Papadopoulos, a financial planner in Novi, Mich.
Save the easy way If you’re among the 82 percent of workers paid via direct deposit, save more by splitting your pay across accounts. Have your payroll department put part of each check into an online savings account, where it’s out of sight and out of mind. The direct-deposit users who split their deposits save up to $90 more per month than those who use another method to save, according to a recent study.
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Pad your nest egg If you already have significant savings in a 401(k), 403(b) or IRA, open a Roth IRA (in 2019 you can contribute up to $7,000 if you’re 50 or older), or put money into a regular taxable account. •
Why do it? You’re laying the groundwork for lower taxes later. Say you need a new roof on your house in retirement; If you take money from a 401(k) or traditional IRA, it is taxable as ordinary income, and you may end up in a higher tax bracket, explains Carolyn McClanahan, founder of Life Planning Partners. But you can pull your contributions from a Roth IRA tax free (earnings, too, if you’re at least 59½ and have had the Roth at least five years). You can also invest via a basic taxable brokerage account; when you sell securities, you’ll pay only (usually lower) capital gains taxes on the profits.
Pay down the mortgage The problem with a mortgage in retirement is that you may have to sell investments to cover payments. And sometimes that will be when the markets are down - the worst possible time to sell, says Shelley Giordano, chair of the Funding Longevity Task Force at the American College of Financial Services. Her advice: 1. In place of your monthly payments, make half payments every two weeks. Those 26 payments per year are the equivalent of 13 monthly payments, resulting in a faster payoff and lower total interest costs. 2. Got a tax refund? A bonus? A side job? Apply that to your principal. 3. Avoid refinancing your mortgage, since a new loan with a later payoff date means more of your monthly payment goes to interest expense, not an increase in your home equity. 4. Don’t use a home equity loan or line of credit for purchases. The new tax law makes that less attractive, says Giordano. And this is the wrong time to be growing your mortgage debt. 38
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Put new retirement savings to work Not sure where to invest additional money? Aim for growth, somewhere between a trip to Vegas and stuffing cash into your mattress. The sweet spot •. Balanced mutual funds: Seek a mix of stocks and bonds;
a 50/50 or 60/40 ratio of stocks to bonds is reasonable. • Target-date mutual funds: These balanced funds automatically adjust investments to lower risk as you age.
Conservative but sound • High-grade corporate bond funds • Money market accounts • U.S. government bond funds • Certificates of deposit and online savings accounts (See bankrate.com for Federal Deposit Insurance Corp.–insured banks offering higher rates.) • Series I inflation-protected savings bonds (sold at treasurydirect.gov)
Work Prepare Your Plan B - Ask yourself these questions, and be honest. 1. Do I work in a stable and growing industry? 2. Do I work for a stable and growing company? 3. Is my heart still in it? Have you answered no to any? It’s time to update your LinkedIn profile and see what else is out there.
• Why do it: Only about half of workers cruise their way to a planned, voluntary retirement; the rest of us exit prematurely, often as a result of job loss or burnout. You still have time to regroup. “With 10 years to go, there is still enough runway to make a mark,” says career and retirement expert Nancy Collamer.
• .How to do it: You know the routine. Tell people who can help you. Sign up for job alerts on the go-to site in your industry. Browse the postings that interest you, and note the skills that employers are seeking.
• .Want to stay put? Get busy anyway. “Whether you drive a bus or work in a store or in a professional occupation, maximize your opportunities by building your capital,” Collamer advises. “Give talks or write articles to boost your profile, or take advantage of short-term training programs.” One option: Go to linkedin. com/learning and get online access to thousands of business, creative and technology courses for $30 per month. Miller, Mark and Powell, Robert, AARP (2019, Feb 6). Countdown to Retirement: 10 Years [Web log post]. Retrieved from https://www.aarp.org/retirement/planning-for-retirement/info-2019/10-year-countdown.html
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Travel in Style – by Bonnie Roseman
If there’s anything I’ve learned in my 35 years as a stylist, it’s to “carry on,” and by that of course, I mean take a carry-on bag! In order to make travel easier for my busy clients, I’ve spent years developing techniques to make traveling simple and fun. A carry-on bag is key to making your journey more enjoyable; no more hauling multiple bags, or worrying about losing your luggage, which can ruin your trip before you even begin! In my most recent trip abroad, I traveled to the Scandinavian countries before flying to Greece for a little sun in the Cycladic Islands. After that, it was off to Italy and over the Alps. All the while, I had just one bag with me. 40
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To make the most of your luggage space, I suggest you wear your jeans and sneakers, and carry your leather jacket while you travel, to save space in your bag. Roll all items tightly! It saves space, and keeps everything from wrinkling. I usually prefer to stuff my undies and socks in my shoes. Select pieces with fabrics that can wash and hang to dry without needing to be pressed – it’s easier to keep things fresh and avoid using foreign cleaners that can be very expensive. Here are the basics for 6 weeks of traveling abroad across different climates. This short, gender-neutral list includes the basics for a great travel wardrobe. I recommend that your main wardrobe color for travel be black. It looks slimming on everyone, and doesn’t show dirt as easily. A few colorful tee tops can be added to give a little zip to your ensemble. All of these items will fit into your carry-on luggage and provide options for mixing and matching stylish looks while you see the world. You can then personalize your list by adding your toiletries, gloves, hat, or other essential accessories as needed.
TRAVEL WARDROBE Underwear 6 undergarments 6 pairs of socks Pajamas (your choice) Outerwear 2 tee shirts 2 button down shirts (one dressy, one casual) 2 pairs of pants (one jean, one black trouser) 1 pair of shorts 2 jackets (one leather, one raincoat) 1 cashmere sweater (pullover or cardigan) 1 bathing suit 1 basic black blazer (can be worn day or night) Accessories Scarves (colorful, lightweight) Belts (at least one black) Jewelry (a few pop pieces) 1 tie (traditional or bow tie) Shoes One heel or dress shoe One pair of flats (for day or night) One pair of sandals
Feel good, and look even better! Please contact me personally if you have any questions or would like to see my unique travel collection which can be dressed up or down. Bonnie@bonnieroseman.com | www.bonnieroseman.com | 917-209-0516 Bonnie Roseman Bio Fashion Designer. Style Consultant. Wardrobe Architect. The press has designated Bonnie Roseman as the ultimate fashion expert over the years. Featured on the NBC Today Show, People Magazine, and more, Roseman furthered her B-L-T brand by presenting her collection through the Home Shopping Network and Home Shopping Europe. Bonnie Roseman’s BLT has evolved into a full service boutique for women of all body types and lifestyles, featuring wrinkle-free fabrics and unique accessories that pack well and travel lightly wherever you go. Schedule with Bonnie and she’ll tell you all the secrets she’s been telling her clients for over 30 years. 41
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RECOMMENDED SERVICE DIRECTORY
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RECOMMENDED SERVICE DIRECTORY
PAIN MANAGEMENT Columbia Care Florida...........................................29
TRUSTED HOME ADVISOR Elizabeth Steele - Berkshire Hathaway...............1
PAVEMENT MAINTENANCE Pavement Maintenance LLC..........................20-21
WINDOW INSTALLATION Armortech Windows and Doors Inc......... 24-25
POOL ENCLOSURES Lester’s Aluminum....................................................17
WINDOWS & DOORS Armored Dade Windows & Shutters.Cover, 8-9
REAL ESTATE Integrity Mobile Home Sales.............Back Cover Richard Ball - Sun Realty........................................11
WOODWORKING MACHINERY Glenco Woodworking Machinery.......................31
REALTOR Elizabeth Steele - Berkshire Hathaway...............1 Ann Sangelippo - Sellshare Maxium Performance Realty...............................29 ROOFING Crown Roofing..........................................................27 High Tower Roofing................Back Inside Cover SCREEN REPAIR Lester’s Aluminum....................................................17 SENIOR LIVING Thrive at Beachwalk...................................................5 SOLAR PANEL ROOFING Crown Roofing..........................................................27 High Tower Roofing................Back Inside Cover
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WOODWORKING TOOLS Glenco Woodworking Machinery.......................31