TREASURE COAST FLORIDA | VOL. 2
INSIDE THIS ISSUE: FEATURED ARTICLES
RETIREMENT • INVESTING • VACATION
RECOMMENDED SERVICE DIRECTORY
TRAVEL • LIVING • HEALTH • DINING
READ THIS ISSUE ONLINE. SCAN THE QR CODE
CO NTE NT S FEATURES 4
Luxury Living
12
Destination Vacations
4
22 Local Event Guide 28 Senior Living 34 Saving For Retirement 38 Travel In Style
2020-2021 SCHEDULES 16
PGA Tournaments
18
LPGA Tournaments
30
Grand Slam Tennis Tournaments - Australian
31
Grand Slam Tennis Tournaments - French
32
Grand Slam Tennis Tournaments - Wimbledon
33
Grand Slam Tennis Tournaments - US Open
40
Recommended Service Directory
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TREASURE COAST | FLORIDA | VOL . 2
OPEN FLOOR PLANS
A Luxurious home is not just well appointed, it is one where the amenities allow you to feel spoiled. Pools, saunas, in-home gyms, backyard tennis courts, game rooms, and wine cellars are a few things that come to mind.
An open floor plan is one of the most sought-after criteria when deciding on a new home purchase or a new renovation idea. An open and airy floor plan allows the homeowner to elaborate on their design aesthetic and showcase the home’s individual, luxurious features, like a grand entryway or a beautifully designed staircase.
OUTDOOR KITCHENS If opulence and luxury are key, then a standard, fully-stocked kitchen is simply no longer enough. One may consider adding a cozy outdoor living area complete with outdoor kitchen, featuring built-in gas grills and refrigerated food and drink storage. Some other top amenities include expansive outdoor pools with water features such as waterfalls, hot tubs, changing cabanas, and saunas.
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TREASURE COAST | FLORIDA | VOL . 2
WINE CELLARS Exquisite wine storage is another amenity that most affluent homes contain. Private wine cellars built using materials such as glass and wood and are often thought to be works of art themselves. When considering one of these beauties, many factors come into play. One will want to consider the placement, temperature, humidity control, and of course bottle size accommodations.
LOCATION IS EVERYTHING When it comes to luxury home ownership, nothing beats a great location. Everyone desires their own slice of blissful paradise. One of the most important aspects to consider are privacy features such as bushes, hedges, trees or walls. The right landscape design features provide a concealed oasis, where one can relax and wind down. Picture yourself in a secluded ranch or gated beachfront enclave!
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TREASURE COAST | FLORIDA | VOL . 2
GAME ROOMS Game rooms or entertainment rooms are an old idea, but still on top of the list of luxury living ideas. Some would argue a luxury home is not complete without an in-home theatre or game room. The boundaries continue to be expanded with extra amenities such as indoor basketball courts, lavish sports bar set-ups, exquisite billiard areas, additional televisions and beverage storage.
IN-HOME TECHNOLOGY This newer trend has taken over the luxury market by storm, and these technological innovations have garnered the new term of “Smart Homes,� and along with it, smart devices. When it comes to technology, most
luxury builders cater to this tech-trend and offer amenities to help with just about all facets of home management. Some things you can do at the touch of a button or smartphone are control indoor climate, window and door security, and lighting. Additionally, an integrated smart home provides the owner with remote access cameras and security systems.
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TREASURE COAST | FLORIDA | VOL . 2
DRESSING ROOMS A dressing room is simply an extension of the master bedroom. This feature is commonly a top priority for the wealthy, as it functions as a place to both store and display lavish items such as purses, shoes, hats, and jewelry. There is an increasing demand among the jet-set crowd for larger and more lavish closet designs. Typical setups include cedar shelving, storage chests, ample lighting, and mirrors for cosmetics or modeling outfits.
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TREASURE COAST | FLORIDA | VOL . 2
TRENDING LOCATIONS FOR A GREAT VACATION
EXCITING TRAVEL
Destinations If you are looking for some exciting and awe inspiring travel destinations, consider the following destinations. 1. Sweden, a Scandinavian nation in Europe, offers some wonderful natural experiences and places to visit. Enjoy hiking in vast boreal forests and witness an all-white wild moose. Most principal cities, including Stockholm, are all coastal and offer breathtaking views of the towns and waterfront areas. There are historic medieval towns, an abundance of bridges, royal palaces, and museums to visit. Another sight you will not want to miss are the Northern Lights in Lapland. 2. Tenerife, Spain is the largest of the Canary Islands, which is dominated by Spain’s tallest peak, and dormant volcano, Mt. Teide. Enjoy parades, music, dancing, and a variety of colorful costumes at the Carnaval de Santa Cruz. The island hosts many beaches, some featuring black sand, resort areas to enjoy your stay, high-end restaurants, night clubs, golf courses, and water based sports.
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TREASURE COAST | FLORIDA | VOL . 2
3. Greece, a southeastern European country with thousands of islands to explore and enjoy. There are a vast amount of sites to visit and places to see that tickle any particular interest. With a plethora of archaeological sites, museums, and historical tours, there is a lot to see and do. To name a few notable sites, The Acropolis is a must see as it is home to some of the most marvelous architectural feats known to exist by this advanced civilization, including the Parthenon and Erecthion. The Panathinaiko Stadium in Athens is the world’s only stadium built in its entirety of marble. This site is home to the first modern Olympics in 1896, where it held a whopping 80,000 people. Aside from the numerous archeologic areas, Greece also has wonderful beaches, hotels, bars, restaurants, tours, ferries, and charters.
4. France, known for its exquisite cuisine, is also home to famous fashion houses, many classical art museums including the Louvre, and monuments such as the Eiffel Tower, the Seine, Notre-Dame cathedral, Arc de Triomphe, and the Palace of Versailles. There are also magnificent parks, great music, ancient cave drawings, and renowned wine tasting sites.
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TREASURE COAST | FLORIDA | VOL . 2
2020 LPGA TOURNAMENT SCHEDULE DATES
OCT 1 - 4 [CANCELED]
OCT 2 - 4
[ORIG May 29-31]
OCT 8 - 11 [ORIG Jun 25-28]
Oct 15 - 18 Oct 22 - 25 Oct 29 Nov 1
TOURNAMENT
Meijer LPGA Classic For Simply Give Blythefield CC, Grand Rapids, MI 49305 ShopRite LPGA Classic Presented by Acer Galloway, NJ KPMG Women’s PGA Championship Aronimink Golf Club, Pennsylvania Buick LPGA Shanghai
16
DEFENDING CHAMPION
$2,300,000
(Brooke Henderson)
$1,750,000
(Lexi Thompson)
$4,300,000
(Hannah Green)
$2,100,000
(Danielle Kang)
BMW Ladies Championship LPGA International Busan, South Korea
$2,000,000
(Inaugural Year)
Swinging Skirts LPGA Taiwan Championship
$2,200,000
(Nelly Korda)
$1,500,000
(Nasa Hataoka)
$1,750,000
(Inaugural Year)
$1,400,000
(Cheyenne Knight)
$5,500,000
(Jeonguen Lee6)
$5,000,000
(Lexi Thompson)
Shanghai Qizhong Garden GC, Minhang District, Shanghai, China
TOTO Japan Classic Seta Golf Course-North, Shiga, Japan NOV 19 - 22 Pelican Women’s Championship [ORIG May 14-17] presented by DEX Imaging Volunteers of America Classic DEC 3 - 6 Old American GC, The Colony, TX 75056 DEC 10 - 13 U.S. Women’s Open Championship [ORIG Jun 4-7] conducted by the USGA CME Group Tour Championship DEC 17 - 20 Ritz Carlton Golf Resort-Tiburon GC, Naples, FL 34109 Nov 6 - 8
* Schedule subject to change PURSE
TREASURE COAST | FLORIDA | VOL . 2
DATES
* Schedule subject to change
TOURNAMENT
DEFENDING CHAM5PION
JUN 11 - 14
Charles Schwab Challenge
Kevin Na
JUN 11 - 14
RBC Canadian Open
Rory McIlroy
JUN 18 - 21
RBC Heritage
C.T. Pan
Travelers Championship
Chez Reavie
JUL 2 - 5
Rocket Mortgage Classic
Nate Lashley
JUL 9 - 12
John Deere Classic
Dylan Frittelli
JUL 9 - 12
Tournament TBD
[ ORIG May 21-24 ]
[ CANCELED ]
[ ORIG Apr 16-19 ]
JUN 25 - 28 [ ORIG May 28-31 ]
[ CANCELED ]
Colonial CC, Fort Worth, TX St. George’s G&CC, Toronto, ON, CAN Harbour Town GL, Hilton Head, SC TPC River Highlands, Cromwell, CT Detroit Golf Club, Detroit, MI TPC Deere Run, Silvis, IL
$1,314,000 $1,368,000 $1,242,000 $1,296,000 $1,314,000 $1,080,000
JUL 16 - 19
Barbasol Championship
Jim Herman
JUL 16 - 19
The Memorial Tournament presented by Nationwide
Patrick Cantlay
JUL 16 - 19
The Open Championship
Shane Lowry
3M Open
Matthew Wolff
JUL 30 AUG 2
World Golf Championships - Fed Ex St. Jude Invitational
Brooks Koepka
JUL 30 AUG 2
Barracuda Championship
Collin Morikawa
JUL 30 AUG 2
Olympic Men’s Golf Competition
Justin Rose
AUG 6 - 9
PGA Championship
Brooks Koepka
AUG 13 - 16
Wyndham Championship
Sedgefield CC, Greensboro, NC
J.T. POSTON $1,116,000
AUG 20 - 23
THE NORTHERN TRUST
Patrick Reed
AUG 27 - 30
BMW Championship
Justin Thomas
SEP 4 - 7
TOUR Championship
Rory McIlroy
[ CANCELED ]
[ ORIG Jun 4-7 ]
[ CANCELED ]
JUL 23 - 26
[ ORIG Jul 2-5 ]
[ ORIG Jul 2-5 ]
[ POSTPONED ] [ ORIG May 14-17 ]
[ ORIG Aug 6-9 ]
[ ORIG Aug 13-16 ]
[ ORIG Aug 20-23 ]
[ ORIG Aug 27-30 ]
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2020 PGA TOURNAMENT SCHEDULE
Keene Trace Golf Club, Nicholasville, KY Muirfield Village GC, Dublin, OH
Royal St. George’s GC, Sandwich, Kent, ENG TPC Twin Cities, Blaine, MN TPC Southwind, Memphis, TN
Tahoe Mt. Club (Old Greenwood), Truckee, CA
Kasumigaseki Country Club, Saitama, JPN TPC Harding Park, San Francisco, CA
TPC Boston, Norton, MA Olympia Fields CC (North), Olympia Fields, IL East Lake GC, Atlanta, GA
$630,000
$1,638,000 $1,935,000 $1,152,000 $1,745,000
$630,000
$1,980,000
$1,665,000 $1,665,000
TREASURE COAST | FLORIDA | VOL . 2
2020 PGA
TOURNAMENT SCHEDULE DATES
SEP 10 - 13 SEP 17 - 20
[ ORIG Jun 18-21 ]
SEP 25 - 27 SEP 24 - 27
[ ORIG Mar 26-29 ]
OCT 1 - 4 OCT 8 - 11 OCT 15 - 18 OCT 22 - 25 OCT 29 NOV 1 OCT 29 NOV 1 NOV 5-8 NOV 12 - 15 [ ORIG Apr 9-12 ]
NOV 19 - 22 DEC 3 - 6 DEC 3 - 6 DEC 11 - 13
* Schedule subject to change
TOURNAMENT
DEFENDING CHAM5PION
Safeway Open
Cameron Champ
U.S. Open
Gary Woodland
Silverado Resort and Spa North, Napa, CA Winged Foot GC, Mamaroneck, NY
Ryder Cup
$1,188,000 $2,250,000
Whistling Straits, Hokler, WI
EUROPE
Corales Puntacana Resort & Club Championship
Graeme McDowell
Sanderson Farms Championship
Sebastian Munoz
Shriners Hospitals for Children Open
Kevin Na
The CJ Cup @ Nine Bridges
Justin Thomas
Zozo Championship
Tiger Woods
World Golf Championships - HSBC Championship
Rory McIlroy
Bermuda Championship
Brendon Todd
Houston Open
Lanto Griffin
Masters Tournament
Tiger Woods
The RSM Classic
Tyler Duncan
Mayakoba Golf Classic
Brendon Todd
Hero World Challenge
Henrik Stenson
QBE Shootout
Rory Sabbatini, Kevin Tway
Corales Golf Club, Punta Cana, DOM CC of Jackson, Jackson, MS
TPC Summerlin, Las Vegas, NV Nine Bridges, Jeju Island, KOR
Accordia Golf Narashino CC, Chiba, JPN Sheshan Int’l GC, Shanghai, CHN
Port Royal GC, Southampton, BER Memorial Park Golf Course, Houston, TX Augusta National GC, Augusta, GA Sea Island Resort (Seaside), Sea Island, GA El Camaleon GC, Playa del Carmen, MEX Albany, New Providence, BAH Tiburon GC, Naples, FL
$540,000
$1,188,000 $1,260,000 $1,755,000 $1,755,000 $1,745,000 $540,000
$1,350,000 $2,070,000 $1,188,000 $1,296,000 $1,000,000 $435,000
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LOCAL EVENTS GUIDE
TREASURE COAST PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
NOVEMBER
NOV 21 - 22 | BACON FEST Imagine a festival with just about everything you could ever want with delicious Bacon on it. From Thick-Cut Deep-Fried Bacon to Chocolate Covered Bacon Strips and Bacon Wrapped Scallops to Bacon Mac-n-Cheese and Bacon Wrapped Pickles. You will find it all at the Treasure Coast Bacon Fest! For more info visit: https://bit.ly/395KXjy
DECEMBER
DEC 6 | SIGHTS & SOUNDS PARADE Enjoy a full day of activities for festival goers of all ages. There is bound to be a visit from Santa and after the parade enjoy the lighting of the tree and dancing lights. For more info visit: https://bit.ly/3lXExqj DEC 12 - 13 | HOLIDAY FAIR Shop till you drop at this festive 2-day outdoor holiday shopping adventure. Enjoy food and drink along with music and fun for the whole family. Browse a wide selec22
tion of arts and crafts and commercial vendors and complete your holiday shopping with everything from handcrafted goods to jewelry, clothing and unique merchandise. For more info visit: https://bit.ly/33bFzHU
JANUARY
JAN 25 | PORT SALERNO SEAFOOD FESTIVAL The Port Salerno Seafood Festival began as a neighborhood fish fry and dock party along the waterfront of Port Salerno. The Port Salerno Seafood Festival is well known for dishing out the best seafood on the Treasure Coast. It has become one of the most successful Waterfront Seafood Festivals on Florida’s East Coast! For more info visit: portsalernoseafoodfestival.org JAN 30 - 31 | PORT ST. LUCIE SEAFOOD FESTIVAL A two-day festival with great seafood, arts & crafts vendors, exhibitors & tasty cocktails. Enjoy a delicious variety of seafood and tropical drinks while you browse an
LOCAL EVENTS GUIDE
TREASURE COAST PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
amazing collection of arts & crafts and nautical vendors, exhibitors and artists. For more info visit: portsaintlucieseafoodfestival.com
FEBRUARY
FEB 12 - 14 | PIRATE FEST Treasure Coast Pirate Fest will feature pirate themed attractions such as a Living History Pirate Encampment, Pirate Ships, Pirate Crews and Historical Reenactors, Amazing Pirate Artists and Live Performances by some of the Best Pirate Bands. Shop a large assortment of pirate and nautical themed arts & crafts vendors, enjoy some great food and drink and listen to live music as you spend your day in a family friendly setting amongst pirates, wenches and mermaids! For more info visit: treasurecoastpiratefest.com FEB 26 - MARCH 7 | SAINT LUCIE COUNTY FAIR Saint Lucie County Fair promotes agriculture, horticulture, industrial, creative arts and crafts and sciences and educational opportunities while providing quality entertainment for
the people of the Treasure Coast. Come on by for some fair food! For more info visit: stluciecountyfair.org
MARCH
MARCH 14 - 15 | ROYAL PALM BEACH SEAFOOD FESTIVAL Located within Commons Park, a beautiful 167-acre park with a Great Lawn surrounded by water in Royal Palm Beach, Florida. The Royal Palm Beach Seafood Festival will also play host to some great live entertainment, interesting exhibits and displays, an assortment of Arts and Crafts Vendors, Pirates, Mermaids and Ships, an interactive Kids’ Fun Zone and so much more! For more info visit: https://bit.ly/3lYu8uu MARCH 20 | CAR SHOW AT THE BEACH Each year the Elliott Museum on Hutchinson Island in Stuart, Florida invites auto enthusiasts to celebrate the art, history and technology of the classic automobile during its Annual Classics at the Beach Car Show. This event hosted by the Elliott Museum is a juried car show, 23
LOCAL EVENTS GUIDE
TREASURE COAST PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
and will feature over 80 classic cars, showcasing some of the best vehicles from the Treasure Coast and beyond.For more info visit: https://bit.ly/374PIXM
APRIL
APRIL TBA | FORT PIERCE OYSTER & SEA FEST This two-day festival celebrates the Fort Pierce Waterfront and all of its bounty with delicious oysters, tasty seafood dishes, landlubber foods, live entertainment and a bevy of arts & crafts and merchandise vendors. For more info visit: https://bit.ly/2IZURII APRIL TBA | AIR SHOW The Blue Angels are returning to Vero Beach! The elite US Navy Flight Demonstration Squadron announced at the International Council of Airshows Convention in Las Vegas that they will perform at the Vero Beach Air Show. For more info visit: veroairshow.com
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MAY
MAY 3 | MAY POPS May Pops, the most lavish and anticipated outdoor party of the year. Now in its 31st year, thanks to Presenting Sponsors Helen Post and The Plansoen Foundation, this time-honored tradition is a spectacular conclusion to Vero Beach’s season of shows and events.Please plan to join us for this magical event! For more info visit: https://bit.ly/3nJ2iCS
JUNE
JUNE TBA | WINE AND FILM FEST The Vero Beach Wine + Film Festival (VBWFF) is a marriage of fine wines and films to provide a social, cultural event over a long weekend of private events in intimate settings. Featuring top boutique vintners from around the country and unique films from both Hollywood and Independents, the VBWFF is a unique, full-bodied experience to celebrate “a life worth living.” For more info visit: vbwff.com
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LOCAL EVENTS GUIDE
TREASURE COAST PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
(. . .continued from 24) JUNE 22 - 23 | LIONFISH FEST Join us for our annual event, featuring a Lionfish tournament, cookoff, educational experience, and live entertainment! Help us spread awareness and protect our coastal ecosystems against this harmful and invasive species! For more info visit: sebastianlionfishfest.com
JULY
JULY 4 | FOURTH OF JULY Enjoy a day of fun at Commons Park with the Village of Royal Palm Beach with our Star Spangled Spectacular. The festivities begin at 4pm and run to 10pm and will feature some exciting activities which include a Free Kids’ Fun Zone, Arts & Crafts and merchandise vendors, and a nice selection of food vendors that will surely satisfy your appetite. Food trucks and food booth vendors will be onsite in addition to all of the great shopping opportunities from merchandise vendors and local artists selling their handcrafted wares! For more info visit: https://bit.ly/35UQmI4
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AUGUST
AUG 13 - 29 | SOUTHERN HOSPITALITY In this rapid-fire, hilarious romp, the Futrelle Sisters try to save their beloved hometown, Fayro, Texas, from disappearing into extinction. But their plans to do so quickly go haywire. A laugh-out-loud farce that will keep you in stitches for days! For more info visit: https://bit.ly/398Bfg9
SEPTEMBER
SEPT TBA | VERO BEACH PIRATE AND CARIBBEAN FESTIVAL The Festival is expanding this year with a focus on a more Caribbean theme by adding an extensive menu of Caribbean Foods, Tropical Drinks and Cocktails, Steel Drums, Calypso and Reggae to mix in with a variety of Island Rums and of course, the fun loving crews of pirates you have grown to know over the years. There will also be an abundance of Tropical, Nautical, Caribbean and Pirate themed vendors to shop as well as plenty of things to see and do like the Living History Pirate Encampment, Costume Con-
LOCAL EVENTS GUIDE
TREASURE COAST PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
tests, and Activities and so much more! For more info visit: verobeachpiratefest.com
OCTOBER
OCT 8 - 24 | THE MUSICAL COMEDY MURDERS OF 1940 In this hilarious murder mystery spoof, the creative team of a recent Broadway flop, in which three cast members were murdered by the “Stage Door Slasher”, assemble at the estate of a wealthy “angel.” The “Slasher” makes his appearance as bodies of the guests begin to mount. For more info visit: treasurecoasttheatre.com OCT 15 - 24 | OCTOBERFEST Dine on authentic meals of bratwurst and schnitzel; sip imported and domestic beers, schnapps, 30 different types of liquor; and listen to entertainment by two original Oktoberfest bands direct from Germany. Enjoy family-friendly entertainment with arts and crafts, carnival and games, folk-dancing, vendor displays and souvenirs. For more info visit: oktoberfestflorida.com
NOVEMBER
NOV 6 | LAGOONFEST LagoonFest celebrates one of the most picturesque waterways and estuaries – Lake Worth Lagoon. Come enjoy this event oto discover what makes this Lagoon such a fantastic place to visit and a local treasure. For more info visit: https://bit.ly/3of33E8 NOV 19 - 21 | PINEAPPLE FESTIVAL The signature event of Jensen Beach, the Pineapple Festival, is one of the largest festivals in the region and one of the few remaining true street festivals in South Florida. The weekend long festival salutes the community’s rich pineapple heritage and features events for the entire family: world class concerts, arts, crafts, street performers, local bands and midway rides. For more info visit: https://bit.ly/3lYuph2
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g n i v i L r o i n e S
TREASURE COAST | FLORIDA | VOL . 2
RETIRE WITHOUT CHANGING YOUR LIFESTYLE
Today’s upscale senior communities offer “resort style living” which is hospitality-oriented and resembles a 4-star hotel or cruise ship rather than a hospital or retirement home. Amenities Some of the more luxurious communities at the deluxe level even feature lively bars with chandeliers and overstuffed pillows. More standard amenities include:
Activities: Education and Entertainment, Fashion shows, Lectures from retired professors and various social and cultural events which are all examples of regularly planned activities for residents at higher-end facilities. In urban settings, planned outings to the city for museums, art galleries or theater visits are frequent occurrences as well. Grounds-keeping: Luxury communities are beautifully designed on the outside as well, from gardens to ponds to putting greens and walkways. Many include well-appointed courtyards for residents to socialize, relax, or enjoy a meal. Concierge Service: Offering ‘Concierge Service’ is what makes a Senior Living community a Luxury one. Similar to a hotel concierge, a resident can use the Concierge to arrange hotel flights or tickets to events, a service that makes these luxury communities clearly more desirable to prospective residents and their families. 28
Modern Therapies: Assisted living communities offer personal care to their residents, and the best communities often offer top notch therapy on top of standard care. In addition to specialized pet and physical therapy, upscale communities often also provide top notch occupational therapy, and music therapy, and always from trained and certified professionals. Residences: The kitchen is the focal point of any home and it’s no different when looking at the residence at an Assisted Living community. A standard assisted living apartment has a kitchenette, traditionally including a mini-fridge, a microwave, and a small amount of cabinet and counter space. The luxury assisted living residences feature full kitchens and appliances plus top of the line finishes, like granite counter tops for instance.
TREASURE COAST | FLORIDA | VOL . 2
Dining: An upscale senior living community will most likely retain a registered dietitian on staff and employ experienced chefs who serve gourmet meals. Choice and variety are crucial for the success of a kitchen at a luxurious community and most have more than two restaurants within the community, each with their own menus. Personal Fitness Trainers and Recreational Facilities: Recreation rooms are always available to use at the residents’ convenience, with computer labs, fitness rooms and cinemas. Fitness programs supervised by physical therapists and personal trainers are also kept on staff by any upscale community. High-end assisted living communities also provide full service spa treatments, beauty salons for the women and barbershops for the men. Additionally, no luxury assisted living community would be complete without a heated pool and spa, which are always popular with residents.
allowing residents to have their pets on site. There can sometimes be limitations regarding the size and number of pets. They frequently provide pet care such as dog walking, nail clipping, grooming and litter-box changes as well as formal, certified pet therapy. Spacious Apartments: One can expect about 20% more square footage at a Luxury community (approx 600 sf versus 500 sf at a standard community). A Two bedroom apartment at an upscale community can be more than 1200 square feet. Clearly, senior living is not what it was years ago. And for the retiree with means, it can be a lively, active, and rewarding lifestyle full of growth and fun!
Pet Friendly: Studies have shown that pet ownership has been shown to be beneficial to seniors, and more and more luxury communities are open to 29
TREASURE COAST | FLORIDA | VOL . 2
2020 GRAND SLAM TOURNAMENT SCHEDULE DATE
PLAY START
* Schedule subject to change
SESSION
Thu Oct 1
10:30 AM
2nd Round - Ladies / Mens Singles 1st Round Ladies & Mixed Doubles 2nd Round Mens Doubles
Fri Oct 2
10:30 AM
3rd Round - Ladies / Mens Singles 2nd Round - Ladies / Mens Doubles 1st Round - Mixed Doubles
Sat Oct 3
10:30 AM
3rd Round - Ladies / Mens Singles 2nd Round - Ladies & Mixed Doubles 3rd Round - Mens Doubles
Sun Oct 4
10:30 AM
4th Round - Ladies / Mens Singles 3rd Round - Ladies / Mens Doubles 2nd Round Mixed 1st Round Juniors Singles
Mon Oct 5
10:30 AM
4th Round - Ladies / Mens Singles Qtr Finals - Mens & Mixed Doubles 3rd Round - Ladies Doubles 1st & 2nd Round - Juniors Singles, 1st Round Juniors Doubles
Tues Oct 6
10:30 AM
Day / Evening - Qtr Finals - Ladies / Mens Singles Qtr Finals - Ladies / Mens / Mixed Doubles 2nd Round - Juniors Singles, 1st & 2nd Round - Juniors Doubles
Wed Oct 7
10:30 AM
Day / Evening - Qtr Finals - Ladies / Mens Singles Qtr Finals - Ladies Doubles Semi Finals - Mixed Doubles 3rd Round - Juniors Singles, 2nd Round Juniors Doubles
30
Thu Oct 8
10:30 AM
Day - Finals - Mixed Doubles, Evening - Semi Finals Ladies Singles Semi Finals - Mens Doubles Qtr Finals - Juniors Singles & Doubles
Fri Oct 9
10:30 AM
Day / Evening - Semi Finals - Mens Singles Semi Finals - Ladies Doubles Semi Finals - Juniors Singles & Doubles
Sat Oct 10
10:30 AM
Day - Finals - Mens Doubles Evening - Finals - Ladies Singles Finals - Juniors Singles & Doubles
Sun Oct 11
10:30 AM
Day - Finals - Ladies Doubles Evening - Finals - Mens Singles
TREASURE COAST | FLORIDA | VOL . 2
2021 GRAND SLAM TOURNAMENT SCHEDULE
* Schedule subject to change
PLEASE NOTE: The Main Board of the All England Club (AELTC) and the Committee of Management of The Championships have decided to cancel the 2020 Wimbledon Championships due to COVID-19 and a concern for public health. The 2021 Wimbledon Championships will take place from June 28 – July 11, 2021. DATE
PLAY START
Fri Jul 2
11:00 AM
Sat Jul 3
11:00 AM
Sun Jul 4
–
Mon Jul 5
11:00 AM
SESSION Third Round Third Round No Play Round of 16
Tue Jul 6
11:00 AM
Womens Quarterfinals
Wed Jul 7
11:00 AM
Mens Quarterfinals
Thu Jul 8
11:00 AM
Womens Semifinals
Fri Jul 9
11:00 AM
Mens Semifinals
Sat Jul 10
11:00 AM
Womens Finals
Sun Jul 11
11:00 AM
Mens Finals
31
TREASURE COAST | FLORIDA | VOL . 2
2020 GRAND SLAM TOURNAMENT SCHEDULE
* Schedule subject to change
SESSION
32
SCHEDULE
PLAY START
MATCHES
1
DATE Mon 31 Aug
Day
11:00 AM
Men’s / Women’s R1
2
Mon 31 Aug
Night
7:00 PM
Men’s / Women’s R1
3
Tue 1 Sep
Day
11:00 AM
Men’s / Women’s R1
4
Tue 1 Sep
Night
7:00 PM
Men’s / Women’s R1
5
Wed 2 Sep
Day
11:00 AM
Men’s / Women’s R2
6
Wed 2 Sep
Night
7:00 PM
Men’s / Women’s R2
7
Thu 3 Sep
Day
11:00 AM
Men’s / Women’s R2
8
Thu 3 Sep
Night
7:00 PM
Men’s / Women’s R2
9
Fri 4 Sep
Day
11:00 AM
Men’s / Women’s R3
10
Fri 4 Sep
Night
7:00 PM
Men’s / Women’s R3
11
Sat 5 Sep
Day
11:00 AM
Men’s / Women’s R3
12
Sat 5 Sep
Night
7:00 PM
Men’s / Women’s R3
13
Sun 6 Sep
Day
11:00 AM
14
Sun 6 Sep
Night
7:00 PM
Men’s / Women’s Round of 16
15
Mon 7 Sep
Day
11:00 AM
Men’s / Women’s Round of 16
16
Mon 7 Sep
Night
7:00 PM
Men’s / Women’s Round of 16
17
Tue 8 Sep
Day
11:00 AM
Men’s / Women’s Quarterfinals
18
Tue 8 Sep
Night
7:00 PM
Men’s / Women’s Quarterfinals
19
Wed 9 Sep
Day
11:00 AM
Men’s / Women’s Quarterfinals
20
Wed 9 Sep
Night
7:00 PM
Men’s / Women’s Quarterfinals
21
Thu 10 Sep
Night
7:00 PM
Women’s Semifinals
22
Fri 11 Sep
Day
12:00 PM
Men’s Semifinals
23
Sat 12 Sep
Day
12:00 PM
Women’s Final
24
Sun 13 Sep
Day
1:00 PM
Men’s Final
Men’s / Women’s Round of 16
TREASURE COAST | FLORIDA | VOL . 2
2021 GRAND SLAM TOURNAMENT SCHEDULE
* Schedule subject to change
Date
Session
Wed Fri 1/13-15
Rod Laver
Margaret Court
Outside Courts
11:00am
11:00am
10:00am
Sat / Sun 1/16-17 Mon 1/18 Tue 1/19 Wed 1/20 Thu 1/21 Fri 1/22 Sat 1/23 Sun 1/24 Mon 1/25 Tue 1/26 Wed 1/27 Thu 1/28
Featured Matches Qualifying Rounds
NO PLAY Day
11:00am
11:00am
11:00am
Night
7:00pm
–
–
Day
11:00am
11:00am
11:00am
Night
7:00pm
–
–
Day
11:00am
11:00am
11:00am –
Night
7:00pm
–
–
Day
11:00am
11:00am
11:00am
Night
7:00pm
–
–
Day
11:00am
11:00am
11:00am
Night
7:00pm
–
–
Day
11:00am
11:00am
11:00am
Night
7:00pm
–
–
Day
11:00am
11:00am
11:00am
Night
7:00pm
–
–
Day
11:00am
11:00am
11:00am
Night
7:00pm
–
–
Day
11:00am
11:00am
11:00am
Night
7:00pm
–
–
Day
11:00am
11:00am
11:00am
Night
7:00pm
–
–
Day
11:00am
11:00am
11:00am
1st round
1st round
2nd round
2nd round 3rd round 3rd round 4th round
4th round
Quarterfinals
Quarterfinals
Women’s Semifinals
Night
7:00pm
–
–
1st Men’s Semifinals
Fri 1/29
Twilight
3:00pm
4:00 pm
3:00pm
2nd Men’s Semifinals
–
–
–
–
Sat 1/30
Twilight
11:00am
7:30pm
11:15am
–
–
–
–
Twilight
2:00pm
4:00pm
no play
–
–
–
–
Sun 1/31
Women’s Finals Men’s Finals
33
TREASURE COAST | FLORIDA | VOL . 2
10 Year Countdown
To Retirement
Money See Where You Stand - It’s time to assess how prepared, or unprepared, you are financially for retirement. •
Take a quick test: Assuming your retirement is about 10 years away, you want to have roughly seven times your current salary in savings, according to research from Fidelity. That puts you on the road to having about 10 times your final salary saved by retirement and maintaining your present standard of living. Retire before hitting 67 and you’ll need more saved; after, you’ll need less.
•
Do a deeper dive: Plug your current numbers (such as earnings, savings and future pensions) into an online calculator to estimate your retirement income. Experts say you’ll need 75 to 80 percent of preretirement income to live well — debatable but a good starting point.
•
Don’t despair: You have 10 years to act, by earning more, trimming expenses or delaying retirement. “Whatever you can do can only help,” says George Papadopoulos, a financial planner in Novi, Mich.
Save the easy way If you’re among the 82 percent of workers paid via direct deposit, save more by splitting your pay across accounts. Have your payroll department put part of each check into an online savings account, where it’s out of sight and out of mind. The direct-deposit users who split their deposits save up to $90 more per month than those who use another method to save, according to a recent study.
34
TREASURE COAST | FLORIDA | VOL . 2
Pad your nest egg If you already have significant savings in a 401(k), 403(b) or IRA, open a Roth IRA (in 2019 you can contribute up to $7,000 if you’re 50 or older), or put money into a regular taxable account. •
Why do it? You’re laying the groundwork for lower taxes later. Say you need a new roof on your house in retirement; If you take money from a 401(k) or traditional IRA, it is taxable as ordinary income, and you may end up in a higher tax bracket, explains Carolyn McClanahan, founder of Life Planning Partners. But you can pull your contributions from a Roth IRA tax free (earnings, too, if you’re at least 59½ and have had the Roth at least five years). You can also invest via a basic taxable brokerage account; when you sell securities, you’ll pay only (usually lower) capital gains taxes on the profits.
Pay down the mortgage The problem with a mortgage in retirement is that you may have to sell investments to cover payments. And sometimes that will be when the markets are down - the worst possible time to sell, says Shelley Giordano, chair of the Funding Longevity Task Force at the American College of Financial Services. Her advice: 1. In place of your monthly payments, make half payments every two weeks. Those 26 payments per year are the equivalent of 13 monthly payments, resulting in a faster payoff and lower total interest costs. 2. Got a tax refund? A bonus? A side job? Apply that to your principal. 3. Avoid refinancing your mortgage, since a new loan with a later payoff date means more of your monthly payment goes to interest expense, not an increase in your home equity. 4. Don’t use a home equity loan or line of credit for purchases. The new tax law makes that less attractive, says Giordano. And this is the wrong time to be growing your mortgage debt. 36
TREASURE COAST | FLORIDA | VOL . 2
Put new retirement savings to work Not sure where to invest additional money? Aim for growth, somewhere between a trip to Vegas and stuffing cash into your mattress. The sweet spot • Balanced mutual funds: Seek a mix of stocks and bonds;
a 50/50 or 60/40 ratio of stocks to bonds is reasonable. • Target-date mutual funds: These balanced funds automatically adjust investments to lower risk as you age.
Conservative but sound • High-grade corporate bond funds • Money market accounts • U.S. government bond funds • Certificates of deposit and online savings accounts (See bankrate.com for Federal Deposit Insurance Corp.–insured banks offering higher rates.) • Series I inflation-protected savings bonds (sold at treasurydirect.gov)
Work Prepare Your Plan B - Ask yourself these questions, and be honest. 1. Do I work in a stable and growing industry? 2. Do I work for a stable and growing company? 3. Is my heart still in it? Have you answered no to any? It’s time to update your LinkedIn profile and see what else is out there.
•
Why do it: Only about half of workers cruise their way to a planned, voluntary retirement; the rest of us exit prematurely, often as a result of job loss or burnout. You still have time to regroup. “With 10 years to go, there is still enough runway to make a mark,” says career and retirement expert Nancy Collamer.
•
How to do it: You know the routine. Tell people who can help you. Sign up for job alerts on the go-to site in your industry. Browse the postings that interest you, and note the skills that employers are seeking.
•
Want to stay put? Get busy anyway. “Whether you drive a bus or work in a store or in a professional occupation, maximize your opportunities by building your capital,” Collamer advises. “Give talks or write articles to boost your profile, or take advantage of short-term training programs.” One option: Go to linkedin. com/learning and get online access to thousands of business, creative and technology courses for $30 per month. Miller, Mark and Powell, Robert, AARP (2019, Feb 6). Countdown to Retirement: 10 Years [Web log post]. Retrieved from https://www.aarp.org/retirement/planning-for-retirement/info-2019/10-year-countdown.html
37
TREASURE COAST | FLORIDA | VOL . 2
Travel in Style – by Bonnie Roseman
If there’s anything I’ve learned in my 35 years as a stylist, it’s to “carry on,” and by that of course, I mean take a carry-on bag! In order to make travel easier for my busy clients, I’ve spent years developing techniques to make traveling simple and fun. A carry-on bag is key to making your journey more enjoyable; no more hauling multiple bags, or worrying about losing your luggage, which can ruin your trip before you even begin! In my most recent trip abroad, I traveled to the Scandinavian countries before flying to Greece for a little sun in the Cycladic Islands. After that, it was off to Italy and over the Alps. All the while, I had just one bag with me. 38
TREASURE COAST | FLORIDA | VOL . 2
To make the most of your luggage space, I suggest you wear your jeans and sneakers, and carry your leather jacket while you travel, to save space in your bag. Roll all items tightly! It saves space, and keeps everything from wrinkling. I usually prefer to stuff my undies and socks in my shoes. Select pieces with fabrics that can wash and hang to dry without needing to be pressed – it’s easier to keep things fresh and avoid using foreign cleaners that can be very expensive. Here are the basics for 6 weeks of traveling abroad across different climates. This short, gender-neutral list includes the basics for a great travel wardrobe. I recommend that your main wardrobe color for travel be black. It looks slimming on everyone, and doesn’t show dirt as easily. A few colorful tee tops can be added to give a little zip to your ensemble. All of these items will fit into your carry-on luggage and provide options for mixing and matching stylish looks while you see the world. You can then personalize your list by adding your toiletries, gloves, hat, or other essential accessories as needed.
TRAVEL WARDROBE Underwear 6 undergarments 6 pairs of socks Pajamas (your choice) Outerwear 2 tee shirts 2 button down shirts (one dressy, one casual) 2 pairs of pants (one jean, one black trouser) 1 pair of shorts 2 jackets (one leather, one raincoat) 1 cashmere sweater (pullover or cardigan) 1 bathing suit 1 basic black blazer (can be worn day or night) Accessories Scarves (colorful, lightweight) Belts (at least one black) Jewelry (a few pop pieces) 1 tie (traditional or bow tie) Shoes One heel or dress shoe One pair of flats (for day or night) One pair of sandals
Feel good, and look even better! Please contact me personally if you have any questions or would like to see my unique travel collection which can be dressed up or down. Bonnie@bonnieroseman.com | www.bonnieroseman.com | 917-209-0516 Bonnie Roseman Bio Fashion Designer. Style Consultant. Wardrobe Architect. The press has designated Bonnie Roseman as the ultimate fashion expert over the years. Featured on the NBC Today Show, People Magazine, and more, Roseman furthered her B-L-T brand by presenting her collection through the Home Shopping Network and Home Shopping Europe. Bonnie Roseman’s BLT has evolved into a full service boutique for women of all body types and lifestyles, featuring wrinkle-free fabrics and unique accessories that pack well and travel lightly wherever you go. Schedule with Bonnie and she’ll tell you all the secrets she’s been telling her clients for over 30 years. 39
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