Allianz travel Insurance

Isabelle Want

Summer is now upon us and we are all in need of a break! So why not look at going away But before you go, you better make sure you look at how you can be covered in case of emergencies! Here is all you need to know about travel insurance While you may already have some sort of travel insurance included in your car, house, or credit card insurance those will not cover you in certain countries and will be far from enough in others where healthcare is expensive (USA for instance) Thankfully to cover all range of travelling (except to North Korea), Allianz has now created some new insurance products:

Assurance Vacances is for holidays of less than 2 months and comprises 3 options below:

Cancellation insurance: Basically, covers for cancellation or interruption of your trip up to 8000 euro

Reasons for cancellation cover death, accident or disease of the insured person or the person accompanying; theft of your travel documents or visa refusal; natural, industrial catastrophe or terrorist attack stopping the trip, and other various reasons It also covers up to 150€ per night if you must stay there longer Assistance plus: Covers medical cost up to 200 000€ (300 000€ to finish They arrived one day with an enormous sign which they erected directly in front of her house in addition to employing the ser vices of an interior designer to carefully ‘dress’ each room –ie remove excess furniture add rugs & scatter cushions, and even supply decorative house plants (to be returned when the house was sold!) Then twice a week the agent organised an Open House viewing when the owner had to vacate their property and leave the task of selling to The Experts! for USA and Canada), repatriation or even funeral cost It also covers luggage up to 3000€ and theft, loss or damages to official documents or keys up to 400€

So, who’s got it right? In reply I can now reveal that we both sold our houses for the asking price, though property prices in Australia are eye-wateringly high, so I guess the agents get well rewarded for their labours over there!

Multirisque: This is basically the 2 above combined so Assistance Plus with cancellation cover as well But it also covers if your trip is delayed by more than 2 hours! Assurance Longs Sejours is for trips between 2 months and 2 years It offers the same coverage as Assurance Vacances, including medical costs, repatriation, funeral costs or even theft, loss or damages to your luggage and official documents

Assurance Multi-Voyages is an annual contract to cover trips up to 2 months with no limit per year on the number of trips everywhere in the world Allianz travel also do group travel cover or business travel cover Please note that you must phone your Allianz agent before you undertake any medical expenses otherwise you risk not being reimbursed!

In conclusion, while it’s not necessary to take out travel insurance for a trip in the EU, it’s wise to not go outside Europe without one

Better safe than sorry!