125 Crest Road. Situated next to the Mid Pines Golf Course with a wonderful backyard, this Low Country Cottage sits on one of Southern Pines' prettiest and most nostalgic streets in a neighborhood from yesteryear. Historical traditions are honored with every detail of this 4,000+ sq. ft. home, coupled with the modern convienences expected in a new home and with too many upgrades to list. A home equally suited for a large family or for entertaining, it offers formal areas, a wonderfully flowing family and kitchen area, a great screen porch with large deck, 4 bdrms, 4.5 baths, a large bonus room (could be 5th bdrm) and, a great value at $639,000. Please contact David Wilson, broker/builder, Fore Properties at 690-6446 to schedule a private viewing of this one of a kind home in one of the most desired neighborhoods in the Southern Pines/Pinehurst area.
PAGE 2
Special Ad Section - The Pilot
FRIDAY, DECEMBER 18, 2009
Professionally Speaking
Dear Community,
Start 2010 by Checking Your Credit Report Credit today is much more than a plastic card you carry in your wallet. According to the Federal Trade Commission, an amendment to the federal Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer reporting companies to provide you with a free copy of your credit report, at your request, once every 12 months. A credit report contains information on where you live, how you pay your bills, a list of inquiries made by various financial institutions, information on public record, such as foreclosures or bankruptcies and if you’ve been arrested or sued. There are three nationwide consumer-reporting bureaus — Equifax, Experian, and Trans Union. Creditors (such as banks), insurers and certain employers use this information to evaluate your applications. The information contained in your credit report can affect your ability to obtain a loan and also can affect the percentage rate you will receive. Reviewing your credit report is to your advantage because it will enable you to make sure the information is accurate, complete, and up-to-date before you apply for a loan for a major purchase like a house. Also, by reviewing your credit report on a regular basis can help you guard against identity theft. Identity theft is when someone else uses your personal information (your Social Security number, name, credit card number) to commit fraud like obtaining a loan or open a credit card account in your name. There is one central website, tollfree telephone number and mailing address where you can order your credit report. Do not contact each consumer reporting bureau individually. Order your free credit report: • online, go to: www.annualcred-
itreport.com, • call toll-free: 877-3228228 • or complete the Annual Credit Report Request Form (the form is available at http://www.ftc.gov/bcp/conline/include/requestformfinal.pdf) and mail it to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281 Knowing what’s in your credit report before applying for a mortgage loan is to your advantage. A REALTOR® with the PinehurstSouthern Pines Area Association of REALTORS® is a professional you can look to for help in the home buying process. The National Association of REALTORS®, “The Voice for Real Estate,” is America’s largest trade association, representing more than 1.2 million members involved in all aspects of the residential and commercial real estate industries. The Pinehurst-Southern Pines Area Association of REALTORS® is one of more than 1,400 local boards and associations of REALTORS® nationwide that comprise the National Association of REALTORS®. Go to www.realtor.com for home-buying information and listing of homes in Moore County. The Pinehurst-Southern Pines Area Association of REALTORS®, a trade association, offers a website www.pinehurstncrealtors.com that provides a complete listing of REALTOR® real estate brokerages in Moore County, contact information for REALTOR® members, and industry associates. If you are a first time homebuyer or a repeat buyer consider www.pinehurstncrealtors.com as a good source for Moore County REALTOR® information
Tim Venjohn
Pinehurst - Southern Pines Area Association of REALTORS®, INC. The Voice for Real Estate in the Sandhills www.pinehurstncrealtors.com Published every Friday by The Pilot in partnership with the PinehurstSouthern Pines Area Association of REALTORS, with a circulation of 19,000. Deadline for the Sandhills Real Estate Guide is 5:00 pm on Tuesday. FRIDAY, DECEMBER 18, 2009
Special Ad Section - The Pilot
PAGE 3
Margret Endrigat and Emmy Webster of Keller Williams Earns Real Estate’s Premier New Home Sales Certification Keller Williams Realty is proud to announce that Margret Endrigat and Emmy Webster have completed the real estate industry’s most comprehensive new home sales course to earn their national certification as a Certified New Home Specialist™. With this certification, they join a group dedicated to providing the highest level of professionalism and service to builders and new home buyers. “This course is recognized as one of the very best ever offered in real estate,” explains Margret and Emmy. “The training covered architectural design and planning, blueprint reading, topography, building site design, evaluating quality construction, materials, methods, construction terminology and scheduling. We also studied successful buyer/builder rela-
tions, all aspects of customer service and the use of various organizational tools and systems. We will be able to do a much better job of assisting anyone interested in a brand new or existing home.” “I’m excited to have more of our associates earning this certification,” explained Terry Rainer, Team Leader of Keller Wil l i a m s Realty. “Knowledge is power, and I believe this training really sets our people apart when it comes to helping builders market new homes and home buyers make their best decisions.” Completion of the Certified New Home Specialist™ training involves a total of over 20 hours of interactive computer-based course work and a 90% or better score on the certification test. The course was created by Dennis Walsh, CNHS, CSP, who
Margret Endrigat is recognized internationally as a leading authority in all aspects of new home sales and marketing. Margret Endrigat has been active in real estate sales for 8 years and works with Meares Constructrion and Elite Home Builders. Emmy Webster has
Emmy Webster been active in real estate sales for 7 years and is involved with Accent Design/Build II LLC. Both work in Pinehurst and the surrounding communities. Margret can be reached at 910-690-8025 and Emmy can be reached at 910-639-3520.
Susan Ulrich REALTOR® With Prudential Gouger O’Neal & Saunders Achieves National Association Of REALTORS® Green Designation Southern Pines, NC – Kay Beran, President of Prudential Gouger O’Neal & Saunders Real Estate is proud to announce that Susan Ulrich, in the Southern Pines office, has been awarded the National Association of REALTORS®’ NAR’s Green Designation, the only green real estate professional designation recognized by NAR. “Susan achieved this prestigious designation after completing 18 hours of course work designed specifically for REALTORS®.” Beran continued saying, “The courses were created in collaboration with a multidisciplinary team of industry experts from across the country; ensuring designees gain comprehensive knowledge of PAGE 4
green homes and buildings and issues of sustainability in relation to real estate.” More specifically, Susan was trained in understanding what makes a property green, helping clients evaluate the cost/benefits of green building features and practices, distinguishing between industry rating and classification systems, listing and marketing green homes and buildings, discussing the financial grants and incentives available to homeowners, and helping consumers see a property’s green potential. “As energy costs rise along with concern for the environment, homeowners are looking for innovative ways to save money and live responsibly,”
said Dick Gaylord, NAR’s immediate past president. NAR’s Green Designation was developed in response to growing consumer awareness of the benefits of resource-efficient homes and buildings. The designation helps consumers who care about energy efficiency and sustainable building practices identify REALTORS® who can help them realize their green real estate and lifestyle goals. As an NAR Green Designee, Susan has gained the knowledge and the tools necessary to become a trusted green resource for Moore County Real Estate. For more information about Susan Ulrich, please visit prudentialpinehurst.com, susansellssandhillrealestate.co
Special Ad Section - The Pilot
SUSAN ULRICH Southern Pines Office
m or by e-mail sulrich@nc.rr.com. For more information about NAR’s newest designation, visit www.greenresourcecouncil.org FRIDAY, DECEMBER 18, 2009
Phased Remodeling Finds A Following If you’re one of America’s many home-buyers looking for a fixer-upper, you probably know that a “value-added” mortgage will let you merge purchase and renovation expenses into one home loan. But what if that’s not a feasible option for you? Residential remodels are no longer one-shot marathons that subject the homeowner to months of disruption. Instead, many people are turning to phased remodeling projects that prioritize property improvements within tighter budgets.
FRIDAY, DECEMBER 18, 2009
By focusing on specific renovations that maximize resale value, unnecessary costs are also minimized. In fact, most homeowners buy a home with the idea of changing something. But because they’re not flush with cash or don’t have the time to renovate an entire house, phased remodeling is a more practical approach. Matt Lederer, president of Mahogany Builders in Chicago, recently completed a condo owner’s phased remodel. After the home’s guest bathroom
“I will provide an outstanding mortgage experience from application to closing” was gutted and replaced in 2007, the master suite was completely refurbished earlier this year. By staggering needed improvements, the homeowner was able to plan more efficiently and budget for expenses. For more information about home improvements or to find a professional remodeler in your area, contact the National
Special Ad Section - The Pilot
Association of the Remodeling Industry at 1-800-611-6274 or www.nari.org. For a free consultation to discuss which type of mortgage loan will work best for you, call Victoria Spannaus at Wells Fargo Home Mortgage at (800) 741-7813 or 910-692-6225. Reprinted with permission of The Printer, Inc.
PAGE 5
PAGE 6
Special Ad Section - The Pilot
FRIDAY, DECEMBER 18, 2009
FRIDAY, DECEMBER 18, 2009
Special Ad Section - The Pilot
PAGE 7
PAGE 8
Special Ad Section - The Pilot
FRIDAY, DECEMBER 18, 2009
FRIDAY, DECEMBER 18, 2009
Special Ad Section - The Pilot
PAGE 9
The Goose And The Gander When facing a mortgage default, most homeowners try to sell their home - fast. The technique that works in these stressful situations also works for the rest of sellers - namely, aggressive pricing. As a seller, you control the three factors that determine how quickly your home will sell: marketing, condition, and
PAGE 10
price. Let's focus on that last element. First, be clear about your goals. Can you hold out for the highest price you can get, or do you want to move on quickly? Unfortunately, the fact that you paid more than what homes in your neighborhood are selling for is irrelevant in today's market.
Forget about salvaging equity, and price your home aggressively against the competition. Overpricing keeps many buyers from even seeing your listing in their affordability zone. They'll see lower priced homes as a better value, while you'll wait until the lowballers come out of the woodwork. Start your pricing decision with a Comparative Market Analysis (CMA) performed by your real estate representative. If you're truly motivated to sell quickly, price your home 10% lower than the selling (not asking) prices of other homes in
Special Ad Section - The Pilot
your area. Now your home becomes a bargain, and it will attract the attention of other agents and their qualified buyers. An attractive price, good condition and savvy marketing will result in offers and ultimately, a sale.
FRIDAY, DECEMBER 18, 2009
The Moore County Register of Deeds Office in Carthage has recorded the following property transfers valued at $50,000 or more. December 7-11, 2009 Jerri L. Patterson Et al. to Joe L. Jones, Unit B Foxhill Condo No. 3, Mineral Springs Township, $128,000. Jane J. Klotzbach Et al. to Jane J. Klozbach Et al., Life Estate Unit 33B Midland CC, McNeill Township, $240,000. Cherie M. Shiels to John R. Babb, Lots B PIII The Cove Villas Woodlake Little River Township, $165,000. Wonderful Life Construction Inc. Et al. to Ben and Tina D. Finkelstein , Lot 557 P1 Newbury Ridge, McNeill Township, $313,000. Michael W. Ventola to Gregory A. and Amey C. Parkins, PT Lot 342 Southern Pines CC Lands No. 3, Sandhills Township, $317,000.
FRIDAY, DECEMBER 18, 2009
Timothy Wood Et al. to US Bank National Association Et al., Trustees Deed B2858/218 PT Lots 79 BL D&1 Pinebluff Sandhills Township, 09 SP 222 $148,500. Christian J. III and Theresa J. Umland to Jasohn and Christina McWilliams, Lot 30 Settlers Grove, McNeill Township, $201,000. Sallie V. Sturdivant to Lipscombe Service Inc., 18.58 acres, 1.00 acre & 1.00 acre, Sandhills Township, $350,000. Anglea P. Deiasi to Donald L. Morris Et al., Lot 44 Windsor Seven Lakes Townhouses, Mineral Springs Township, $140,000. Longstreet Construction LLC to Ekambaram Elamaran Et al., Lot 16 P3 Hyland Hills McNeill Township, $279,000.
Coy A. McKenzie Jr. Et al. to Edwards Timber Company Inc., Timber Deed 46 acres, Map, $53,000. US Bank National Association Et al. to Michael P. and Jennifer M. Ames, 6.0 acres, $164,000. Anthony G. and Michelle G. Schenna to Sheldon and Sheila Rappaport, Lot 368 Echo East Seven Lakes, Mineral Springs Township, $112,500. Sara H. Fargo Et al. to Sarah D. and Sean O’Leary, Tract, McNeill Township, $755,000. Michael G. Orand Et al. to Mary L. Majors, Lots 707708 Longleaf, McNeill Township, $365,000. Francisco Jr. and Shannon L. Rincon to Brian S. and Monica M. Arey, Tract, Little River Township, $82,000. Hal G. Burrows and D.T. Scarborough III to B&C Sundries Inc., Trustees Deed B1595/427 B2264/446 0.56 acres, Sandhills Township, 09 SP 329 $113,500.
Special Ad Section - The Pilot
Quality Built Homes Incorporated to Ronald W. Cox, Lot 5 Laurel Commons, McNeill Township, $199,000. Ruth D. Stoddard to Donna B. and Stephen P. Wilt, Lot 70 P2 Juniper Creek Village, Mineral Springs Township, $180,000. Margaret E. Booth to Mary M. Pearce, Lot 24 Village in the Woods, McNeill Township, $125,000. Jeannette Drake Et al. to Earl E. Jr. and Louise M. Pearson, Lot 149 U16 P2 Pinehurst, McNeill Township, $235,000. Patrick V. III and Amy C. O’Reilly to Adam M. Neal and Carla E. Purvis, Lot 336 U9 P1 Pinehurst, Mineral Springs Township, $203,000. Davis & Dunn Homes LLC to Dennis A. and Teresa W. Frye, Lot 285 U14 P2 Pinehurst, Mineral Springs Township, $290,000.
PAGE 11
The Home Owner’s Toolbox One important responsibility of owning a home is maintaining your investment through regular maintenance and care. Like many things in life, the right tool can make your maintenance tasks easier and quicker. Following is a list of the basic tools that home owners should have on hand to take care of routine maintenance around the house. Claw hammer: The claw hammer, used for driving and pulling nails, is generally the most common hammer. Look for one that is comfortable in your hand. Rubber mallet: Also known as a soft-face hammer, a rubber mallet is used to strike woodhandled chisels or to tap into place soft materials that would be marred by a metal hammer face. Set of screwdrivers: Be sure your toolbox contains both slot head and Phillips head screwdrivers in a variety of sizes. Always use a screwdriver that fits the screw head. If it doesn’t, you can damage the slot or strip the screw. Drill and drill bits: Whether you buy a hand drill or a power drill, a good drill will last you a lifetime. Make sure your choice is based on the types of projects you expect to work on in your home. Don’t forget to get a variety of drill bits, since you’ll want to drill precision holes. If you choose a power drill, you can grind, sand, polish and accomplish other jobs PAGE 12
with the correct accessories. Paintbrushes: Brushes ranging from one-to-four inches wide and made of synthetic material or animal hair are adequate for the average home owner. Be sure to match the brush you use to the job at hand, and if you are using latex paint, don’t use natural-bristle brushes. Typically, the packaging indicates what paint works best with them. Cut-in work is best done with a chiseled brush, and a one-inch brush is good for trim. To find a goodquality brush, look for one with a lot of bristles of varying lengths and flagged (or split) ends so the paint goes on more smoothly. Medium-sized adjustable wrench: General-use wrenches are used to turn any type of hex or square nut or bolt, or an object with flat surfaces. Plumbing wrenches are used to turn objects with round surfaces, such as pipes. Invest in the best quality you can, since this will be a well-used tool. Pliers: Pliers are scissor-like tools that are usually made of drop-forged steel with jaws to grip small objects. You’ll likely want a variety of sizes. Needle-nose pliers with wire cutter: One of several specialty pliers, needle-nose or longnose pliers have thin, tapered jaws for reaching into tight spots or to hold and bend wire. This tool is especially helpful in electrical projects. Crosscut saw: Saws come
with various-sized teeth and specific numbers of teeth per inch (tpi) designated by “points.” The higher the number of points, the finer and slower the cutting. Look for taper-ground blades to reduce binding. The 8-point size is a good choice for general crosscut work. Measuring tape: Choose a coated tape that has a solid case and a reliable return mechanism. Keep in mind that a wider tape is easier to read at a distance. Assorted nails, brads, screws, nuts, bolts and washers: Choose a variety of fasteners to have on hand for projects that spring up unexpectedly. You may want to take a visual inventory of the items in your house that will need repair in the future and stock up in advance. Level: A level is a wood or wood and metal tool; usually 24 to 48 inches long, that contains a set of small, glass tubes each with an air bubble. Levels come in a variety of sizes depending on the need. Check their accuracy by testing a perfectly level surface. Plane: This tool is used to shave wood from boards. When using a plane, cut with the grain, use both hands and work at a slight angle. Be sure to keep the blade sharp. Safety goggles: Keep in your toolbox plastic goggles with front and covered sides large enough to fit over regular eye-
Special Ad Section - The Pilot
glasses. Don't take any chances with your eyes and vision when working around the house. Heavy gloves: Use gloves for handling rough items such as brick or scrap lumber with exposed nails. Gloves not only protect your hands but also secure your grip. Utility knife: Also known as a trimming knife or carpet knife, this handy tool is for cutting soft materials such as carpet, drywall, tape and string. Be sure to keep the blades sharp. Caulking gun: A metal device with a trigger handle and a notched rod that extends from the back. It is used to apply caulk (which you’ll need in a variety of types and colors) and other sealants from standard 10.5-ounce cartridges. Putty knife: Also known as a spackling knife, this tool has a narrow blade with a squared-off end and is used primarily to apply glazing compound or for small scraping or spackling jobs. This basic set of tools is enough to get you going. In the long run, it is better to buy the right tool for the project you are working, rather than make do with what you have on hand. Be sure you buy the best-quality tools you can afford since quality tools will last you a lifetime. FRIDAY, DECEMBER 18, 2009
FRIDAY, DECEMBER 18, 2009
Special Ad Section - The Pilot
PAGE 13
Out & About in Real Estate Keep us involved Send us your event photos to share with the community. Submit digital photos accompanied by caption information to mwood@thepilot.com.
Loretta Vanaman Joins Team At ERA Strother Real Estate Loretta Vanaman has joined ERA Strother Real Estate as an agent for the Southern Pines office. A seasoned real estate professional, Vanaman moved to Aberdeen 12 years ago for “a country way of life.” She is a native of suburban Chicago. “I was really attracted to the friendliness and the beauty of the area,” she says of Moore County. She particularly enjoys working with seniors in their home buying or selling needs. She is the a mother to two grown children, Thomas of West End, who works for Lowe’s; and Sarah, a military spouse who resides in Virginia. An avid community volunteer, Loretta is especially passionate about contributing time to the
Loretta Vanaman Guardian Ad Litem program, and with helping abused or neglected children. Loretta Vanaman can be reached at (910) 528-1342, or email: lorettavanaman@yahoo.com.
Liz Giri of Precision Builders & Real Estate, Inc. has recently completed her Green Advantage Certification Shannon Stites and her kids Will & Alyson, visiting Santa at the Arboretum open house Saturday, December 12th.
PAGE 14
Liz Giri, owner and general contractor of Precision Builders & Real Estate, Inc. has recently completed her Green Advantage Certification. Green Advantage® is the country’s longest-standing green certification for builders and building-related practitioners. Green Advantage Certified Practitioners (GACPs) have passed one or more exams, demonstrating their knowledge of the latest in green building principles, materials and techniques that includes: • Overview of the green building industry/green building materials • Energy- and water-efficient building technologies • Sustainable construction technologies that enhance disaster resistance and resistance to termites and other biological hazards • Healthy construction methods that improve air quality and the health of building occupants
Special Ad Section - The Pilot
• Land planning, land development, and land management practices that protect wildlife habitats, soil and water, and foster biodiversity At the local level, individual homeowners and commercial property owners directly benefit from green building practices: lower energy bills, lower water bills, and healthier longer-lasting homes, but the cumulative effect of large-scale green building can have enormous benefits for the community, the nation and the planet. Soon, financial institutions and investors will use new valuation methodologies to quantify important green building factors like productivity and long-term life cycle costs when determining real estate values. More information on Green Building can be found at www.precisionhomes.com and follow the Green Advantage link! FRIDAY, DECEMBER 18, 2009
FRIDAY, DECEMBER 18, 2009
Special Ad Section - The Pilot
PAGE 15