Real Estate Book St George V25 I 6 by The Real Estate Book

ST. GEORGE / CEDAR CITY, UT

HOME & LIFESTYLE GUIDE Volume 25, Issue 6

Elevated Living in Duck Creek Pines

RealEstateBook.com

Request FREE MAGAZINES online, or call 800-841-3401

Trophy Real Estate Cathy Barsness, Broker 435-616-2883 For More Information About This Home See Page 4

Chris Warhurst 435.313.5623 ChrisGetMeAHome@gmail.com

Stunning Equestrian Estate!

4 BR, 3.5 BA Main house. 3 BR, 2 BA caretakers cottage. Pressurized irrigation. Carriage museaum. 12 indoor & 12 outdoor stalls. Barn. Blacksmith shop. Massive 3060 Sqft Shop. Paint booth. Zoned Multi-purpose. 10 acres w/9 shares secondary water available to purchase. Offered at $1,295,000 MLS:17-190396

Call Chris 435-313-5623 or Clint 435-705-9510

MountainViewRanch.Info

BUILDERS PERSONAL RESIDENCE with many upgrades! 6 bedrooms, 3 bathrooms, 4,209 sqft on a beautifully landscaped 1/3 acre lot. 2 kitchens, 2 living areas, 2 laundry rooms. Hardwood floor and a hidden pantry. Large enclosed yard with a walk-out basement. Offered at $495,000 MLS:17-188286

Call Chris 435-313-562 or Text: R548110 to 52187 for more photos & details

MOBILE HOME 2 bedrooms, 2 bathrooms, 980 sqft. Fence is creating a private backyard. New wood laminate floors & carpet. Neutral colors. Gas oven/range & dishwasher included. $59,900 MLS 17-189709

Call Chris Warhurst: 435-313-5623 Text: R617762 to 52187 for more info

BEAUTIFUL flat building lot just off High way 91 in Allard Ranch Subdivision. Incredible Mountain Views, a great place to build your home. This 2.53 acre parcel has lots of potential. Utilities are nearby. $89,900 MLS 17-189339.

Call Chris 435-313-5623 or Clin 435-705-8510 Text: R138752 to 52187 for more info

Clint Greco 435.705.9510 ClintGreco@gmail.com

COMPLETELY RENOVATED. Charming and spacious 3 bedroom, 2.5 bath home with 2350+ sqft of living space and a 560 sqft garage. Kitchen with island and pantry. Den/office. Well kept, huge yard with large patio for outdoor hosting. Expanded storage room off the garage. Offered at $375,900

Call Clint Greco at 435-705-9510 Text: R737350 to 52187 for more photos & details Great home in excellent condition. 2 BR, 2.5 BA, 1205 Sqft. Large family room. Nice kitchen. Private patio in back. Carport. No Yard Maintenance HERE! $162,000

Call Clint Greco 435-705-9510 Text: R782122 to 52187 for more photos & details

ALSO AVAILABLE IN IRON COUNTY 10.47 acres next to I-15 and fenced. It has a Wheel line in place and Pressurized Irrigation. Culinary Water & up to 9 water shares available to purchase separately. $124,900

Call Chris Warhurst 435-313-5623 or Clint Greco 435-705-8510

SOLD! WONDERFUL 2 ACRE LOT. This building lot could be just the place for your dream home with plenty of room for toys or it may be possible to subdivide this with Parowan City Approval. Utilities are very close. Has culinary water. MLS 18-191323. $88,500

Call Chris Warhurst 435-313-5623 or Clint Greco 435-705-9510

Immaculate home in quiet Leeds. Very clean, 3 bedrooms, 2 bathroom, 2 car garage. Granite counter tops. 2 gas fireplaces. Beautiful wood trim. Jetted tub. .25 acre lot. $279,900 MLS 18-190911

Call Clint Greco 435-705-9510 Text: R677512 to 52187 for more photos & details

Whether you are looking to buy or sell, enjoy working with Trophy’s friendly, courteous Real Estate Professionals.

Located in the Heart of Duck Creek Village

Cathy Barsness Broker

435.616.2883 CathyBarsness@gmail.com

Elevated Living in Duck Creek Pines

OME ER H COVText the Mobile ID# to 52187 for More Photos & Information on these Properties

Corner lot with pull through driveway & detached garage makes access a breeze. Three levels lay away to an open ﬂoor plan encompassing 3 Bed & 3 Full Bath. A bath and bed on every level. Abundant living space in lower, main, and upper level adding up to a grand total of 2,448 sq ft. Wrap around covered and uncovered decks allow for outdoor enjoyment at its best whether it be a BBQ or simply enjoying the view. MLS: 2805516

Text: R728591 to 52187 for more info

Offered at

Janine Porter

Main ﬂoor living at it’s ﬁnest! 1 bed plus large loft, 2 bath 1359 sq ft cabin in Strawberry Valley is a beautiful “real log cabin”. Unique dining alcove offers gorgeous views and a “Dutch door” entry. Located on the meadow with easy access. $229,900. MLS 2805633 CALL FOR DETAILS

$518,500

435.559.4468

JaninePorter@outlook.com

National forest is your backyard! .90 acre lot is one of the few properties available in Duck Creek Pines Subdivision that backs national forest. Year round access and utilities, great location, beautiful ﬂat lot . $170,000. MLS 2805508 OWNER FINANCING AVAILABLE!

Amazing property-new lower price! 5 bed 3 bath approx. 2600 sq ft cabin in Strawberry Valley located on private landing strip with the best views of the valley. Detached 576 sq ft two story garage. Easy access. $389,000. MLS 2805128 CALL FOR DETAILS

www.GoDuckCreek.com

435.691.2768 Virginia Virginia@DuckCreekUtahRealEstate.com Valcourt www.DuckCreekUtahRealEstate.com

Charming furnished cabin 3 bed, 1.75 bath, 1344 sf plus detached garage on 1.19 acres. $155,000 CALL FOR DETAILS

Whisper Creek Log Home. Excellent Rental History, 3440 sf, 7 bed/4.25 ba, hot tub, cov'd decks, trees/views, $585,000 Text: R765336 to 52187 for info

Clean Chalet! 1587sf. 3 bed/3 ba, 144 sf toy garage. Year round access. Built in 2010. .51 ac wooded lot. $279,900 NEW LISTING - CALL FOR DETAILS

Majestic log home, 3495 sf/3 ba, huge loft, 2car garage, corner .5 ac lot, must see. Adjacent lot available! $685,000 Text: R665449 to 52187 for info

Chalet style model home, 3 bed/3 ba, 1724 sf, 416sf garage, shed, 1.12 ac, views, $299,000 Text: R338916 to 52187 for info

Gorgeous Chalet, 1800sf, 3 bed/2.5ba., toy garage, views, corner lot, new carpet/paint. Furnished. $385,000 Text: R695353 to 52187 for info

Fix Me Up! Apprx 1700 sf, 4 bed/1.75 ba, 1.12 ac, pine/aspen, needs some TLC. Year round access! $169k Cash only. NEW LISTING - CALL FOR DETAILS

Swains Creek Pines, 2274 sf, 2 bed/ 2ba, 1.35 ac, shed/det. metal garage. Furniture & snow mobiles included. $325,000 Text: R541157 to 52187 for info

JUST LISTED!! 1742 SQFT cabin on a .41 ac wooded lot. 3 bed/2 ba. Very well maintained. Built in 2006. $325,000 Call to View This Home Today!

Subdivision potential or ideal ranch property, Alton, Utah. 165 ac, trees, power, 61 ac water, paved access yr rnd, $1.295M Text: R660450 to 52187 for info

Welcome to the Mountain! Serving Duck Creek and Surrounding Areas

TOP PRODUCING OFFICE IN IRON COUNTY Looking to Sell? We have Buyers!!!

Only trust a professional with your biggest investment

Residential Commercial New Construction Development Land & Lots Property Management 259 W 200 N Cedar City

435-586-2777 Toll Free 800-819-2771

WWW.CEDARCITYERA.COM

with The Real Estate Theglobal Matt Bagley Team Book has reach. with Matt Bagley, Janet Naisbitt-Bagley & Jennifer Corral

Listings are200 posted 259 West North daily to our extensive portfolio of online Cedar City UT 84720 partners. Luxury listings are also posted to international editions www.HomesInCedarCity.com of The Wall Street Journal, including Asia, Europe, India, China and Latin Mansion Globalfor editions in English, Spanish on these Properties TextAmerica, the Mobile ID# to 52187 More Photos & Information and Chinese, and PropGoLuxury. FOR MORE INFORMATION on any property in this magazine, as well as all listings in our area click on L U SEARCH XURY PA RUpgraded T N E3BR,R2.5BA S in a great MONTE VISTA ACRES Beautiful 5.85 acre MLSO at N L I N EA MUST SEE!

435-865-1019

www.FindHomesInCedarCityUT.com

area near everything. Covered patio. Professionally designed backyard. $285,000 Call Matt Bagly Team 865-1019 MLS 81717 Text R744791 to 52187

corner lot with panoramic views. Hard to find acreage in a prospering area. $125,000 Call Matt Bagley Team 865-1019 MLS 80597 Text R619805 to 52187

COMMERCIAL LOT ACROSS FROM THE AIPORT! 3 Acres off of Aviation Way. Incredible visibility in this prime location. City water & natural gas on the lot. Sewer in the street. MLS: 79293 CALL FOR DETAILS

GREAT BUSINESS OPPORTUNITY IN BEAVER The Ace Hardware, Paint & Sawmill Business on 17.47 Acres, known as Fishlake Lumber Company, providing many services, record sales for last several years, MLS 80963

Call Jennifer Corral 435-559-0366 CORNER LOT IN MILFORD Cottage Style, 2BR, 1BA home is located within walking distance to many of the conveniences of downtown. Move in Ready. MLS 81950 TEXT R746444 TO 52187

G L O B A L O N L I N E PA R T N E R S

Facebook.com/RealEstateBook Twitter.com/RealEstateBook Blog.RealEstateBook.com

17M0262 - A2 - 110617

NewPoint Media Group, LLC PO Box 264 Lawrenceville GA 30046-0264 770-962-7220 17M262_TREB_Global Syndication Flyer_Digest_A_NoGH-NoLH.indd 1 NewPointMediaGroup.com “All real estate advertised herein is subject to the Federal Fair Housing Act which makes it illegal to advertise any preference, limitations, or discrimination based on race, color, religion, sex, handicap, familial status, or national origin, or intention to make any such preferences, limitation, or discrimination. We will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis.”

STAND OUT & GET RESULTS with Multimedia Marketing Packages for Real Estate • LOCAL PRINT • WEB & MOBILE • SOCIAL • DIRECT MAIL For advertising information in The Real Estate Book® of St George / Cedar City UT

Jennifer Shaw

Marketing Representative Call/Text: 562-810-9365 mytrebad@gmail.com

11/6/17 3:24 PM

It’s Time to Start Thinking About Your

SUMMER RETREAT!

1 BR / 1 BA • $112,500 .32 acres. Perfect Get-away Cabin! MLS#2805328 • Text R541132 to 52187

3/4+ Acre Lot • $200,000 Nature has provided a million dollar view! Build on the hillside of this piece of heaven. MLS#2804000 • Text P1009988 to 52187

1 BR / 1 BA • $125,000 Come on up to the mountains & Easy LIving! MLS#2805156 • Text R387450 to 52187

2 BR / 1 BA / Loft • $145,000 Low Maintenance. Completely refurbished inside and out. Mountain Views. MLS#2805452 • Text R549017 to 52187

2 BR / 1 BA • $199,000 1306 sqft in Zion View. Fully Furnished. Amazing Views. Covered Deck. MLS#2805211 • Text R541046 to 52187

.62 Acre Lot • $30,000 Level lot with beautiful pines and a storage shed. Zion View Mountain Estates. MLS#2805286 • Text R541110 to 52187

Mountain Man Realty 1-435-682-2000 815 E Movie Ranch Rd, Duck Creek Village, UT 84762

www.DuckCreekHomes.com Text the Code to 52187 for more photos & Details

Jennifer Davis

259 West 200 North Cedar City UT 84720

435-590-1317 435-586-9775 800-819-2771

Direct Ofﬁce Toll Free homes4utah@gmail.com

www.Homes4Utah.com

I Can Sell Your Home Fast and for Top Dollar!

CEDAR CITY’S #1 AGENT Text the Mobile ID# to 52187 for More Photos & Information on these Properties

Incredible 5 Acre Ranch!

3 Bedroom single level living with granite countertops and custom hickory cabinets. Tile floors, gas fireplace and high ceilings. 3 car attached, insulated & heated garage. 40’x42’ detached garage/barn/workshop. Addt’l 36’x36’ metal garage/shop, heated and a metal roof. Greenhouse. City water PLUS private well and 9 AFW with wheel lines. Apx 3.5-4 acre alfalfa field. Text R828021 to 52187 • $499,900

JUST LISTED $239,900 4BR/3BA/2500SF. .24Acre Lot. Well cared for. Mature yard with huge, private deck. Walk-out bsmnt. $35/mo for Three Fountains privileges. MLS:82624 Call to View TODAY!

A PARK IN YOUR BACKYARD $309,900 5BR/3.5BA/2949SF. .37 acre lush yard. Very tastefully done! Fenced yard on a quiet culdesac in Cedar Hills. MLS:82649 Call to View TODAY!

BEAUTIFUL CABIN, NEARLY 3 ACRES $279,900 3BR/2BA/1664SF. Loft. Fireplace. Year round access but secluded from other cabins. Lovely views in every direction. Off the grid. MLS:82265 Text R828505 to 52187

BEAUTIFUL IN THE COUNTRY $274,900 3BR/2BA/1664SF. Nearly a 1/2 acre w/ fruit trees. Large deck. Views of Cedar Mtn. Located in Flying L Ranch. Well cared for. MLS:82453 Text R828507 to 52187

ESTABLISHED NEIGHBORHOOD $249,900 4BR/3BA/2262SF. 30’x30’ attached garage PLUS a 14’x30’ finished workshop/office in the back. 2 master suites. MUST SEE! MLS:81446 Text R711787 to 52187

CUSTOM, WELL-BUILT HOME $359,900 5BR/4BA/3533SF. Fully finished, with daylight walk-out basement. Huge master w/sitting area. 3 car gar PLUS det 12x16 wkshop. MLS:80849 Text R828514 to 52187

For all of your real estate needs - please give us a call! No property is too large or too small!

$565,000

$550,000

2312 Sqft Home AND 1200 Sqft Garage 4BR, 2.75 BA, 2 separate living areas. Butlers pantry. 2 separate lots. MLS 2805367 TEXT R792263 TO 52187

$525,000

DuckCreekRealty.com Krista Kenner • 435-616-2479

CUSTOM CABIN IN MEADOEW VIEW HEIGHTS One of a kind 3BR, 2.5BA, 3200sf home with covered deck. Beautiful views. MLS 2804753 TEXT R792262 TO 52187

$475,000

kkenner@duckcreekrealty.com

Mike Kenner • 435-616-3100 mkenner@duckcreekrealty.com UPGRADED CABIN W/DIXIE NAT’L FOREST VIEWS! 2418 sqft, 3BR, 3BA. Hot tub on the front deck. Det. garage. Adj lot available. MLS 2805475 TEXT R792261 TO 52187

$264,900

MEADOW VIEW HEIGHTS Single level 2BR, 1BA. Covered decks. Easily sleeps 8. Attached garage. MLS 2805109 TEXT R792257 TO 52187

Serving the Duck Creek Community Since 1994 With Over 50 Years of Combined Residential, Commercial and Land Experience!

690 E Movie Ranch Rd, HC 82 Box 1127 Duck Creek Village UT 84762

Gold

LOST CREEK MOUNTAIN HOME 3BR, 2BA, 2401 Sqft on a .60 acre lot. Covered deck. Adirondack siding. Easy access to the Village. MLS 2804077 TEXT R827946 TO 52187

$149,000

CABIN IN STRAWBERRY POINT Very well maintained 1BR cabin on .54 acres. Features a covered front deck & nice kitchen. MLS 2805591 TEXT R827646 TO 52187

Star

HOME INSPECTION & REPORTS

• Fast Response Gold Star Home Inspection is the #1 Home Inspection Company in • Professional Reports Southern Utah. • Certiﬁed Mold Testing The Ace Hardware, paint & Sawmill business, operating under the name •Fishlake Lumber ComNow Available! pany was established in 1975, has been family owned and operated since. They have been an Ace In Business Since 1998

Hardware affiliate for past 15 years. The company employs approximately 15 people. Gross sales for past 3 years have averaged between $2.4 & $2.6 Million, they are set to have a record year this year. The company operates the only Ace Hardware & Paint store in Beaver County, providing hardware, building materials, ranch supplies, as well as a complete line of paints with computer color-matching. The company also has the only sawmill in Southern Utah that provides custom sawn lumber & wood beams, at reasonable prices, for a wide variety of uses. The sawmill business has had a year-round contract with Fillmore’s Mushroom Farm. For more details contact Jennifer Corral, 435-5559-0366.

435-674-0513

swdgoldstar@gmail.com www.GoldStarHomeInspection.com

R E S O R T- S T Y L E L I V I N G R E S O R T - S T Y L E L I V I NYou G may qualify to purchase this home with

$149,940* $149,940*

You may qualify to purchase this home with No Mortgage Payments For Life for You may qualify to purchase this home with No Mortgage Payments For Life for

$179,400* $179,400*

No Mortgage Payments For Life for You may qualify to purchase this home with No Mortgage Payments For Life for

1,321 Sq. Ft. 1,428 Sq. Ft. 2 Bed | 2 Bath | Den 1,321 Sq. Ft. 1,428 Sq. Ft. 2 Bed | 2 Bath | Den

You may qualify to purchase this home with No Mortgage Payments You may qualify to purchase this home with For Life for No Mortgage Payments For Life for

Sq. Ft. 1,2951,295 Sq. Ft.

You may qualify to purchase this home with No Mortgage Payments You may qualify to purchase this home with For Life for No Mortgage Payments For Life for

Park Dr 4780 Medallion $299,9004780 Medallion 45794579 High High Park Dr $299,900

$272,940* $272,940*

You may qualify to purchase this home with You may qualify to purchase this home with For Life for No Mortgage Payments No Mortgage Payments For Life for

$349,900 $349,900

$299,940* $299,940*

You may qualify to purchase this home with You may qualify to purchase this home with For Life for No Mortgage Payments No Mortgage Payments For Life for

1865 Sunstar 1865 Sunstar

1450 Whitestone $499,900 $454,9001450 Whitestone $499,900 $454,900

$315,000* $315,000*

You may qualify tothis purchase this home with You may qualify to purchase home with NoPayments MortgageFor Payments No Mortgage Life for For Life for

Sq. Ft.Sq. Ft. 3 Bed3| Bed 2 Bath 3 Bed 3| 2.5 Den | Den | 2 Bath2,552 2,552 BedBath | 2.5| Bath

1680 1680 Heatherglen Dr Star Star Heatherglen Dr 1770 Blazing $525,000 $525,0001770 Blazing

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$849,900 $849,900

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*FHA Insured HECM Mortgage - You must be 62 or better to qualify.

Sq. Ft. 2,1052,105 Sq. Ft.

1,8021,802 Sq. Ft. Sq. Ft.

Marketed by SunRiver St. George Realty L.C.

1351 Harvest Heights $249,9001351 Harvest $299,000 Heights $249,900 $299,000 $179,940* $209,940* $179,940* $209,940* Marketed by SunRiver St. George Realty L.C.

4502 Holly Grape 4502 Holly Grape

2 Bed | 2 Bath 2 Bed | 2 Bath

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LUXURIOUS TWIN HOMES FROM FROM

269,900

Marketed by by SunRiver St. St. George Realty L.C. Marketed SunRiver George Realty L.C.

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AVAILABLE NOW! COMING SUMMER 2017

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Elegant Landscape Designs Can Greatly Enhance Property Value By Lee Flynn Elegantly designed exterior landscapes can greatly enhance the appearance, curb appeal and market value of almost any home or property. Even large-scale landscaping projects can often be completed with relatively little cost and may add several thousands of dollars to the market price of a home or other property. Advanced options, such as hardscaping installations, xeriscaping or more ambitious layouts and designs are more than able to pay for themselves should homeowners ever decide to sell their home or investment property.

The Importance of Curb Appeal Even the most attractive homes may still lack curb appeal. Professional landscaping designs and exterior renovations often provide the single most effective way for homeowners to create and maintain the level of curb appeal needed to enhance the market value of a property. Landscaping maintenance and installation services can be a valuable resource for homeowners seeking to protect their investment. Landscaping is Among the Most CostEffective Home Renovation Projects Curb appeal projects can provide a significant return on investment for home and property owners. In addition to costing far more, interior renovations and home upgrades may do little to improve the overall impression a property is able to make on prospective buyers. While interior renovation projects can be beneficial for creating a more comfortable home or optimizing the market value of an investment property, interior upgrades often fail to provide the level of results that professional landscaping designs may be able to offer. Restoring and Maintaining Existing Hardscape Installations While often less costly than interior renovations, landscaping upgrades may still come with a hefty price tag. Restoring existing stone work, professional surface and grout cleaning and other maintenance services that may improve the appearance of existing hardscape materials can significantly reduce overall costs. Professional maintenance services can provide property owners with a more affordable way to improve curb appeal

by restoring a faded or neglected landscape to its former glory. Professional maintenance services can even be of benefit for those undertaking a radical redesign of their landscape. Incorporating existing installations into a new design or restoring and reusing landscaping materials can provide a level of savings that few property owners can afford to overlook. Working with the Right Professional From basic upgrades and maintenance solutions to more ambitious landscaping designs and complex renovations, the services and assistance of a qualified and experienced professional can be a key asset. Property owners often lack the tools, expertise and resources needed to tackle large-scale landscaping renovation projects on their own. Working alongside the right professional can provide superior results and ensure that homeowners are not forced to make due with a limited range of designs, options or solutions. Dealing with the wrong landscaper or overlooking the service providers that may have more to offer can be a very costly mistake. Creating the Best Exterior Landscapes Elegant landscaping design, hardscaping installation or restoration services that make the home more attractive can all make a huge difference. Property owners who overlook the importance of curb appeal may find themselves hard pressed to enhance the overall value of their investment. Landscaping projects that may be completed for a fraction of the cost of a room addition or other interior renovation provide a proven and effective way to add thousands of dollars to the market.

7 Ways to Wow Buyers with Outdoor Staging As one of the busier times of year for real estate activity, summertime is ideal for sellers hoping to unload their homes for top dollar. If your home is on the market this summer, stand out from the pack with these outdoor staging tips, courtesy of the experts at Point2.com.

1. Invite Buyers In

Itâ&#x20AC;&#x2122;s no secret curb appeal matters to buyers, but too often, minor details are overlooked when setting the stage out front. To roll out the welcome for buyers, replace your worn welcome mat with a summery alternative, and install large house numbers in a prominent location that can be viewed from the street.

2. Shine Up Windows

Cleaning windows inside and out can be taxing, but it makes a noticeable difference. For the exterior sides of the windows, scrub off any accumulated film from tree pollen and polish until glistening. Buyers will be pleased to see not only a sparkling home outside, but a light-filled interior as well.

3. Showcase Small-Scale Color

In lieu of a costly exterior paint job, choose specific areas outside to add pops of color. Window boxes bursting with blooms are often well-received by buyers, as well as container plantings. If the exterior could use refreshing, consider re-painting the front door before recruiting a professional to do the entire home.

4. Spotlight for Safety

Make sure the outdoor spaces around your home, including the front entrance, deck, patio, and walkways, are appropriately lit. Updated light fixtures are not only aesthetically pleasing, but are an added safety feature to the home.

5. Maintain the Landscape

A well-kept home speaks volumes to buyers, and the exterior is no exception. Whether you hire a professional landscaper or DIY, trim the lawn and any hedges â&#x20AC;&#x201C; the latter can be a trip hazard if left untouched.

6. Deck Out the Deck

Whether your home features a deck, patio, porch or other outdoor living area, take time to power wash the surface to remove any debris. If your outdoor furniture is lacking, consider purchasing a fresh set, complete with all-weather cushions and pillows in vibrant colors.

7. Make the Pool Picture-Perfect

Pools can be a make-or-break feature for buyers, so play it up as best you can. After having the pool cleaned by a professional, take care to skim the surface for any debris that accumulates between buyer visits. Be sure the pool cover, mechanized or otherwise, is free of damage and the filtering system is in proper working order.

Need Roof Work?

Tips to Avoid Scams

Replacing or repairing a roof is a costly undertaking— one that for many homeowners has been marred by disreputable roofing contractors. However, don’t let a few bad apples ruin the whole bunch. There are plenty of trustworthy roofing companies in your area. To avoid roofing scams and to find a reputable roofer, follow these tips, courtesy of the Insurance Institute for Home & Business Safety (IBHS):

1 2 3

Research roofing contractors diligently before hiring one. Consult the Better Business Bureau (BBB) and search for reviews and ratings online. Avoid contractors who have generated complaints, lawsuits, etc. A reputable roofer will also be able to provide previous customer testimonials or recommendations vouching for their work. Confirm all credentials before hiring a contractor. A reputable roofing professional will be licensed, insured and bonded, and will be able to provide the aforementioned locally-based references. Request to review their license number, federal tax identification number, and certificate of insurance—a qualified professional will provide them. Fact-check this information with the appropriate authorities. Get detailed estimates (in writing!) from contractors you’re considering hiring—more than one is best. Shop around to find the best value. Don’t feel pressured to hire the first roofing company that gives you an estimate. Also be wary of any “today only” deals or prices when you’re given an estimate, they are pressuring you into making a decision right away. y

4 5 6

Do not enter into an agreement with a roofing contractor who solicits business at your doorstep, particularly after a storm. This could be a sign of an imposter. Also, be wary of any deals or prices that sound too good to be true. They usually are. Exercise caution when dealing with contracts. Be sure to read and re-read all documents, or have a third party review them with you, before signing them. Do not sign a contract with missing information—a fraudster may fill these blanks with inaccurate information. Do not feel pressured to sign a contract on the spot. Most importantly, never pay upfront in full for roofing work. Scammers will make off with the money, never to be seen again.

By following these tips you will find a reputable roofing company that will provide you with a great balance of service and price. Good luck with your roofing project!

HOME BUYERS:

7 Ways to Prepare Your Finances Did you know many homebuyers are financially unprepared to purchase a home? According to a recent survey by the National Foundation for Credit Counseling® (NFCC®), almost half of respondents report being “least prepared” to buy a home – a sign that education is needed, especially for first-time buyers. Prepare your finances well in advance of searching for a home. Here’s how.

1. Make a Financial Plan Knowing where to start means conducting a complete review of how your household budget is managed. Comparing income and expenses, reviewing debt, and tracking savings are just a few of the ways to measure readiness for homeownership. 2. Review Your Credit Report and Score Because a mortgage is the largest debt a person is likely to carry in their life, credit history can be a deal breaker or a dream maker. A credit report may be obtained without a score for free once every 12 months from each of the three bureaus by visiting AnnualCreditReport. com. Once a copy is obtained, review it for discrepancies and dispute any differences. Do this at least six months in advance of applying for the loan, allowing time for inaccuracies to be corrected. Along with the free credit report, a score can be purchased for a small fee. Because the score is critical to mortgage

approval and competitive interest rates, it is worth taking a look before submitting the loan application. Lender guidelines vary, but a FICO score of 760 is typically the threshold for the most favorable interest rates. 3. Start Saving A down payment is typically no less than 20 percent of the purchase price of a home, and coming up with the money may be a significant pain point. A down payment is essential to limit the amount borrowed, as well as increasing the chance of having more favorable mortgage terms. 4. Decide the Type of Loan After you’ve selected a lender, decide whether to take on a fixed-rate or adjustable-rate loan, which are the most common of the many different types of financing available. For those planning to remain in the home for a long time, a fixed-rate mortgage helps add stability by keeping the payment the same for the life of the loan. Those expecting their stay in the home to be no longer than five to seven years may be better served

by an adjustable-rate loan, where they could benefit from lower rates in the short term. 5. Pre-Qualify for a Loan It is important to know the limits of what is affordable before beginning to shop for a house. A good place to start is by becoming pre-qualified with a lender. This free service can typically be done in-person, online or by phone. The lender will need to gather some financial information and will offer a general idea of the amount of mortgage loan available based on the information provided. This non-binding estimate is the best way to know how much house would be affordable. 6. Become Pre-Approved for a Loan Applying for a mortgage typically in-volves a cost and is done by supplying detailed financial documentation to the lender. The lender will use this information in conjunction with information obtained by pulling a credit report to determine the amount and terms for the loan. This is not a final approval for a loan, but is a significant step toward that outcome.

7. Lock In the Rate If you like the interest rate being offered when pre-approved, lock it in by getting the commitment in writing. It can take time to find a home, negotiate a price and secure funding. Locking a rate for a reasonable period of time helps make room to complete the process without risking a less-favorable interest rate.

6 WAYS

to Get Ready to Sell Your Home This Summer

Summer has long been one of the best and most popular seasons for selling a home. If you’re ready to put your home on the market, follow these steps to make sure you’re in prime showing shape for the summer selling season.

1. Find a real estate agent. Use this time to interview several agents and make the right selection. Choose an agent with excellent local market expertise, technology savvy, and negotiating skills. The relationship you have with your agent is important, so be sure to select someone you connect with and communicate well with. 2. Make necessary repairs. If your real estate agent advises that certain repairs be done prior to listing your home, take the time to contact the appropriate contractors or service providers to help make the repairs. Make them before you list your house, as they will likely affect the price at which you can list your home. 3. Have a painting party. There’s likely more than one room in your home that will need to be painted before it hits the market. Stick to neutral colors that help to tone down a space, as bold colors can reduce offers. Spend the next few weekends accomplishing the task. 4. Pack up. Now is the perfect time to start packing up unnecessary items. Not only will this give you a head start on your eventual move, it will declutter your home for optimal showing purposes. 5. Stage your home. Staging helps to focus on your home's strengths, downplay any weaknesses and appeal to the largest pool of prospective buyers. Move furniture around for better flow, which makes rooms seem larger. Use brighter light bulbs in lamps and fixtures to add more light and open up windows. Spruce up the kitchen cabinets with a coat of paint or at least new hardware. 6. Plan a photo shoot. Once the essential cosmetic changes have been made, talk to your real estate agent about the best time to photograph and film your house. Make sure your surrounding property is camera-ready too. Gather photos of your garden in full bloom and your pool or patio under the bright sun so that your agent can add them to the listing.

Your trusted real estate agent will have other directives based on the specifics of your home and its location. Be sure to heed their advice as they know what it takes to get a home sold.

Hiring a Contractor? Do This First Nothing is more exciting than embarking on a home renovation project! Hire the wrong contractor, however, and your dream remodel can quickly turn into a nightmare. That’s why it’s essential to do your due diligence when hiring a contractor, such as getting multiple estimates before signing a contract. According to the Better Business Bureau (BBB), when you get multiple bids, you can learn a great deal about the proposed project, such as what type of work is needed, the quality of the building materials, how long the job may take and the total cost.

Get everything in writing. Make sure all verbal promises end up in the written contract as well as a detailed description of the work, the cost of materials and start and completion dates. Contracts also should include specifics about the deposit and payment schedule and guarantees for the quality of work and materials.

The contract should specify required permits - Renovation work often requires permits from the town or municipality. If you’re contractor suggests going without permits, it might be a sign they have a poor reputation at city hall.

The BBB offers these other tips to help find the best, most ethical contractor to work with and ensure a successful home renovation: u

First, check bbb.org BBB’s business profiles can tell you how long the contractor has been in business, as well as provide contact information, verified customer reviews, complaint details and how the business responded. Be wary of ‘today-only’ sales pitches - This is a sales tactic designed to get you to sign a contract or put down a deposit, without giving you the opportunity to do your research. Watch out for these and other ‘bargains’ that rush you into a deal.

u Get references from recent customers - Speak with other property owners who had work done recently, and ask what they did or did not like about a particular contractor. A reputable contractor will be happy to provide u client references.

Compare apples to apples – Choosing a prospective contractor is simpler if you ask for quotes based on the number of hours needed and the same quality of materials. Avoid putting down a large deposit - A typical payment schedule should follow the “rule of thirds.” The first payment is given when signing the contract and helps pay for materials, the second payment when work begins, and the final payment when the job is finished and you are satisfied with the quality of work. Ask the builder to walk you through the work to explain what has been done. By sticking to the above steps, you’ll head into your renovation with peace of mind, knowing you’ve done your homework and taken the necessary steps to select the best possible contractor.

HEATHER SCHOLZ

Global Real Estate Advisor, REALTOR®

435-901-9951 mobile utrealestatepro1@gmail.com HEATHERSCHOLZ.EVUSA.COM Text the Mobile ID# to 52187 for More Photos & Information on these “Cielo Santo”Properties estate is located by Panguitch Lake & Bryce Canyon National Park, Brian Head Ski Resort, and a short flight to Las Vegas or Salt Lake City, UT. This turn-key double residential estate has 15,300 sf connected by catwalks, with 19 Beds & 18 en suite baths, in addition to separate guest quarters, with 3 Beds , 2.5 baths, on 20.66 fenced ac., plus a spring, private well, indoor pool, waterfall, grotto spa, 3 saunas,16person theatre, private pond, jacuzzi, floor-to-ceiling center tree, gourmet kitchen, gated entry, 6 KW solar sys., & 6-stall Barn. This would make a perfect Mountain Retreat Center or Estate for discerning individuals. (Private, qualified showings only, please.)

Panguitch Lake • $3,800,000 Location, luxury and serenity can be found on this 101 ac. Fly Fishing Ranch, only 19 miles from Bryce Canyon National Park with spectacular unobstructed RED ROCK views of Red Canyon & Wilson Peak from the front porch. Enjoy your 2900 sf(approx.) custom built home withoversized 2 car/RV Garage with auxiliary apartment. Tasteful timber & stone accents, with living trees integrated into the home design, private pond, garden house, camping ﬁre pit circle, full fencing, and a 30’ x 50’ barn. Most importantly, the property includes the added value of over 1300’ of Sevier river frontage, with 130+ ac ft of water rights and springs. (Private, qualiﬁed showings only, please.)

Panguitch, Utah • $1,800,000

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