Fairfield County Business Journal 121018 by Westfair Business Journal

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DECEMBER 10, 2018 | VOL. 54, No. 50

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Marriott data breach exposes personal info for a half-billion hotel guests

BY BOB ROZYCKI bobr@westfairinc.com

M Ruth Nicodemus and friend at the Serenity Show Stable in Stamford. Photo by Julie Unger / Sirota Public Relations.

Serenity Show Stable puts holistic focus on equestrian education

BY PHIL HALL phall@westfairinc.com

uth Nicodemus began her equine odyssey when she was 9 years old. “My dad took me for riding lessons in Pleasantville,” she recalled, adding that she immediately enjoyed a bond with her horse that went beyond just a hobby. “I wanted a horse as a pet.” Fast-forward to today and Nicodemus is still in love with horses, not only from an emotional standpoint, but also as a professional pursuit. Her Serenity Show Stable, located within the 193-acre Cedar Farm Lodge property in Stamford, will be celebrating its fifth anniversary in business in 2019,

and Nicodemus seeks to bring her distinctive passion to educating the next generation of equestrians. “Horses are majestic animals,” she stated. “But I have felt that some trainers do not really teach people the basics correctly. They seem to encourage buying an expensive animal and letting the animal do all of the work. I want to teach kids the way I was taught.” Nicodemus began riding in the horse show circuits during her youth, reaching the United States Equestrian Foundation (USEF) Medal finals and the ASPCA Maclay Regionals. She also earned a degree in equine studies from Pace University. And while she enjoyed being in the saddle, she found » STABLE

arriott International said a breach of its Starwood guest database has exposed information on 500 million people who made a reservation at any of its properties. The company revealed that hacking of its system goes as far back as 2014. Starwood Hotels & Resorts Worldwide moved its headquarters from White Plains to Stamford in 2012. Marriott International acquired Starwood in November 2015 for $13.6 billion. Starwood brands include W Hotels, St. Regis, Sheraton Hotels & Resorts, Westin Hotels & Resorts, Element Hotels, Aloft Hotels, The Luxury Collection, Tribute Portfolio, Le Méridien Hotels & Resorts, Four Points by Sheraton and Design Hotels. Marriott said that Starwood-branded time-share properties are also included. The company said it was alerted on Sept. 8 via internal security software that an attempt was made to access the Starwood guest reservation database in the U.S. It was during its investigation that the Bethesda, Maryland-based company found that there had been “unauthorized access to the Starwood network since » MARRIOT

CT health care industry sees reasons for optimism, says WCHN chief BY KEVIN ZIMMERMAN

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he state may be on the cusp of operating under a new governor, but Connecticut’s hospitals still have a list of grievances. However, according to Dr. John Murphy, president and CEO of the Western Connecticut Health Network, (WCHN) there may be rays of hope when it comes to Gov.-elect Ned Lamont. “He’s very bright, and he understands that health care is one of the central issues that the state faces,” Murphy — whose WCHN is comprised of Danbury, Norwalk and New Milford hospitals — said. Lamont’s past statements about protecting the Affordable Care Act, expanding access and reducing premiums on Access Health CT, and working to lower the costs of prescription drugs “represent a sensible approach that I think is entirely appropriate,” Murphy said. “There’s nothing not to like.” However, he added, “The question in my mind is what kind of financing mechanisms he’s looking at for those ideas. How will his programs get funded, and at whose expense? We (Connecticut’s hospitals) have been a punching bag for the last several years and the tax system we’re under has done a great deal of harm.” Indeed, the hospital tax has long been a thorn in the institutions’ collective side. The Connecticut Hospital Association filed a lawsuit against the tax in 2016, asking the federal government to declare that the state is violating federal law by paying inadequate rates for treating Medicaid patients and imposing what was then a $556 million tax on the industry. The suit has since dragged on. Murphy said he believed that, having “exhausted our administrative remedies, we will begin oral arguments in early 2019.” Nevertheless, he added, “We are most interested in finding a way to sit at the table with the new administration to reach a sensible solution.” Murphy said that since 2013, WCHN has paid over $175 million to the state. As a result, he said, a couple of thousand jobs have been eliminated on a statewide basis, which in turn hurts the kind of care that can be provided to patients. In June, the U.S. Centers for Medicare and Medicaid Services (CMS) approved a major increase in the state’s annual tax on hospitals,

DECEMBER 10, 2018

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Publisher Dee DelBello Managing Editor/Print Glenn Kalinoski Managing Editor/Digital Bob Rozycki Associate Publisher Anne Jordan Group Associate Publisher Dan Viteri NEWS Copy and Video Editor • Peter Katz Bureau Chief • Kevin Zimmerman Senior Reporter • Bill Heltzel, Reporters • Ryan Deffenbaugh, Phil Hall, Georgette Gouveia, Mary Shustack

Dr. John Murphy, president and CEO of the Western Connecticut Health Network.

from $556 million to $900 million. However, the state also has said it will increase reimbursements to the hospital industry by about $208 million per year, a move in the right direction, according to the CHA, which has endorsed the arrangement. Murphy said he was also encouraged, but added: “The money we put into the state should ultimately be returned to those providers. We all need to work together to make sure that that money stays in health care.” The WCHN chief further described health care as “an economic engine for the state” whose full potential for creating jobs and facilities is not being realized. On the national level, the elimination of the individual mandate under the Affordable Care Act — the IRS will no longer levy a fine on people for failing to maintain qualifying health insurance coverage — is another sticky issue. “When it comes to pre-existing conditions, we’ve got to figure it out,” Murphy said. “Those people can have the rug pulled out from under them when they change plans. I wish the principle could be recognized, that health care is a right.” Conceding that the individual mandate is “a political hot potato,” he added: “I do wish that society

and our citizenry would recognize that for insurance to really work, all of us have to distribute the risk over a large population that includes healthy people, so that everyone can be covered.” On another front, Murphy said that the rash of mergers taking place over the past year in Connecticut’s hospital landscape — Hartford HealthCare’s plans to acquire Bridgeport’s St. Vincent’s Medical Center, announced in October; Bridgeport Hospital’s acquisition of Milford Hospital, unveiled in September; and WCHN’s own merger with Health Quest Systems to create a seven-hospital, $2.4 billion enterprise, announced in March — is reflective of a national trend. “The industry has been under pretty intense financial pressure over the last seven or eight years, as reimbursement has fallen on both the federal and state levels,” he said. “With consolidation you can realize greater economies of scale. Costs tend to fall, as you no longer need the capital to operate two neonatal ICUs or have two senior executives with the same titles.” In the case of WCHN-Health Quest, Murphy said, “We expect to save tens of millions of dollars within the first couple of years. We plan to take those dollars and reinvest them in our communities to help

make care less expensive.” Being such a capital-intensive industry, hospitals can also benefit from M&A when it comes to the all-important rating agencies, Murphy said. “If you’re on an upward trajectory and have some geographic diversity” — Health Quest is in Dutchess County, New York — “that can count for a lot. In our case we will be about twice the size we were — one of the largest systems in the Northeast. That supplies the agencies with the confidence that we will be here in 50 years.” Government approval could take place by the end of this year, he added. Looking ahead to 2019, Murphy said the hospital tax lawsuit remains “a top priority for us — we hope we can settle it in a way that works for all parties.” Much of his time will be taken up by overseeing the integration with Health Quest, he said, adding that he did not foresee more M&A taking place in the state: “Those hospitals that are still standing by themselves I suspect will still be that way a year from now.” Murphy further said that he believed the industrywide migration from fee-for-service to value-based care will continue. “Quality and safety are always at the top of the list,” he said, “and that’s just one way we work to achieve that.”

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BD Provisions bulks up grocery concept in Newtown BY KEVIN ZIMMERMAN kzimmerman@westfairinc.com

pair of Edible Arrangements executives are putting a new spin on that name by opening BD Provisions — offering what they call “a carefully curated collection” of bulk foods, coffee and health and beauty items — in Newtown. “My wife and I were on vacation this past spring,” said co-founder John Boccuzzi at the 125 S. Main St. store. “We saw a bulk store that we kind of liked, but it wasn’t at all focused on being environmentally friendly. When we got back home we started talking it over and decided to try it ourselves, but with a more local angle — we try to make sure everything we sell is produced within 100 miles of the store — and we try to make it as eco-friendly as possible.” Most of Provisions’ wares — nuts, beans, pastas, spices, candy and grains — are stored in some 200 self-serve barrels, allowing customers to scoop what they want into biodegradable bags or reusable glass mason jars. Recipes for soup, brownies and the like are taped to the top of the barrel with the relevant ingredients to further cut down on paper. Customers simply photograph the recipe or can retrieve it from Provisions’ website. The store also features a dozen artisanal olive oils and vinegars on tap. One of its centerpieces is Midnight Joe, its own line of coffee beans ranging from decaf to dark, named for an uncle of Boccuzzi’s who was rarely seen without a cup in his hand. His visage adorns the bags produced, with a larger version of the logo hanging near Provisions’ large coffee roaster. “He’s been gone for some time now,” Boccuzzi said, “but this was our way of paying a little tribute to him — his kids really like it.” Boccuzzi’s background in consulting and branding includes nearly four years as vice president of sales, B2B gifting and customer care at Edible Arrangements, the Wallingfordbased chain that produces fresh fruit arrangements similar to floral bouquets. There he met Tony DiPippa, who remains at Edible as chief operating officer and chief financial officer. The duo, along with wives Cynthia and Tara, began seeking space around the county in April and opened on Nov. 10. (The Boccuzzis and DiPippas provide the “BD” in “BD Provisions,” he noted.) “We’ve been Newtown residents for 22 years,” Boccuzzi said. “We looked at spaces in Westport, where Tony and Tara live, Wilton, Fairfield, South Norwalk and Southport, but (Newtown) really represents our roots. We knew the concept could work here and we believe in the town.” Provisions is bringing additional traffic to Newtown’s Highland Plaza, a slow-to-fill commercial site anchored by the Fusion 25 Asian restaurant and Butcher’s Best meat market. According to Boccuzzi, the 2,000-square-foot store — 1,600 of which makes up the retail component — is easily surpassing the foot traffic he and DiPippa had forecast, with sales growing by double digits each week. “We were a little surprised when we first opened,” he recalled. “People were coming in and looking around but not really buying very

BD Provisions co-founder John Boccuzzi pours some garlic-infused olive oil.

much — just a small amount of olive oil or flour. But pretty soon they started coming back and buying larger quantities. I had one customer who started out trying a half a cup of rice and now she’s coming back and buying it three pounds at a time.” Provisions is also looking to expand into the wholesale business. Boccuzzi said he’s already made a deal with one local restaurant for olive oil. The company is also open to customer suggestions for additional goods, which led to its plan to add homemade dog and horse treats soon. Such success, Boccuzzi said, has almost inevitably led to talk of franchising the concept. “We’ve had half a dozen people contact us about that already, including one from Hartford,” he beamed. “We’ll probably start exploring that in the first quarter of next year.” The idea would again be that additional stores would be within 100 miles of Newtown, to allow better control and in-person visits. Since Provisions manufactures its own furniture, additional stores would maintain a similar appearance, he said.

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More than half of tech professionals plan to change jobs BY PHIL HALL

Understanding the Candidate Perspective in the Tri-State Area

phall@westfairinc.com

ifty-eight percent of technology professionals within this region plan to switch jobs in 2019, according to the report “Top 5 Challenges Facing TriState CIOs Today: Current Trends in Metro New York, Connecticut, and New Jersey” published by Benchmark IT-Technology Talent. The regional number is nearly five times the national average and the new report also pointed out there are more than 135,000 open tech jobs in the tri-state area, not counting Manhattan. “There is definitely a big talent shortage out there,” observed John Bemis, president of Stamford-based Benchmark IT, a staffing firm focused on the high-tech industry, who added that the vibrant economy is encouraging more people to spread their wings. “Since the financial crisis, this is the most robust market we’ve seen — not just in hands-on positions, but also in management positions available, which was not the case a year ago. The perception is that there are a lot more opportunities than there were.” The technology industry leads all employment sectors for annual employee turnover, with a 13.2 percent annual rate. This has become more pronounced following the post-recession years, when minimal opportunities and stagnant wages left a sour taste with many IT professionals. “People had felt sort of stuck in their positions after the economy was not good,” Bemis added. “There wasn’t a lot of job satisfaction and employers had been slow to work on skills development and training. A lot of people we’re talking to are interested in making the change — they just haven’t had the opportunities until the past year.” What is causing the IT professionals to consider pulling up stakes? Much to Bemis’ surprise, the issue is not about money. “Salary wasn’t the only

DECEMBER 10, 2018

11%

34%

16% 35%

Please evaluate the following statement: "I am more optimistic about my job prospects in 2018 versus last year." Strongly agree Agree Neutral

Disagree Strongly disagree

Do you anticipate making a job change in the next 12 months?

Yes

58% 10% 15% 19%

29% 27%

4% 36%

25% 35% 12%

16%

23%

26% 23%

.6% 41%

26%

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Ability to maintain desired work/life balance Challenging and rewarding projects and/or role Compensation Sense of value and recognition by management New skills and training opportunities

How do you view the current IT job market in our area? Good positions are difficult to find I would have to search to find the right position I could find a good role relatively quickly, if needed It would be easy to find a great new job What is your most pressing concern as you consider the next stage of your career? Learning new skills and technologies Team environment and direct management Career advancement opportunities Compensation Determining which new technology to specialize in What do you consider is the most important factor in accepting a job offer?

12% %

What is the most important factor keeping you in your current role?

Skills growth and opportunity Company Culture Flexible hours/Work from home Salary Insurance and benefits

factor, or even the biggest factor for a lot of people,” he said. “We’ve been sensing a boiling pot under wages, but we found that other aspects of jobs were as much or more important than just salary.” Benchmark IT’s report included a “Candidate Perspective Survey” that found “team environment and direct management” (23 percent) and “learning new skills and technologies” (26 percent) were top factors when considering a job change, rather than salary. The survey also found a combined 42 percent of respondents believed “challenging and rewarding projects” and a sense of “value and recognition” were the most important factors when choosing to remain in their current positions. Filling an IT jobs void is not going to be simple, Bemis warned, and strategies that worked in the recent past will not be successfully reprised. “A lot of companies tried offshore outsourcing and found a lot of friction in getting the projects done efficiently,” he said. “Even though the costs seemed attractive — with maybe a 75 percent reduction in annual costs per employee — if it takes four times as many workers to do the job and it’s only 25 percent as expensive, you’re not really getting any savings. Even the offshore people had problems — there is huge turnover in India. A lot of our clients are starting to bring the projects back.” And another endeavor of the recent past, importing tech workers via the H-1B visa program, is still somewhat viable, despite apprehension within the tech industry that the program would fall victim to the Trump immigration policies. “There was a concern when the new administration came in two years ago that there would be cuts to the program, but that hasn’t happened,” he stated. “It continued on status quo, with small changes in the law that slows down renewals of those visas. The cap on those visas has stayed relatively the same. There has been a

little bit more enforcement on the companies that grab the majority of the visas, and we’re starting to see some clients do visa sponsorship for a full-time job because they’re in demand.” As for hoping that Generation Z would come to the rescue, Bemis glumly noted, “There definitely aren’t enough kids coming out of school. There are a lot of programs to get kids interested from elementary school age in technology, but it’s very slow.” And if there weren’t enough problems, there is also the news of Amazon’s new headquarters coming to Long Island City. Although Bemis noted that was still in the future and it was not clear what types of jobs will be brought to Amazon, he stated Amazon would “attract a certain number of workers and create new openings in a lot of companies.” So, what can companies do to keep their IT professionals from defecting? The answer, Bemis believed, was listening to what their tech staffs were looking for in terms of job satisfaction. Bemis recommended that companies offer their IT employees ongoing skills training as part of their talent acquisition and retention strategies, with particular attention given to developing technologies, including cloud computing and DevOps. “With national tech unemployment at near zero percent, it’s important to consider every means possible to ensure a fully staffed and productive technology team,” Bemis said. If the region has one advantage going for it, Bemis acknowledged, that would be its location — especially for maintaining a local talent pool from being lured to the Big Apple. “People who live in the suburbs would rather not go into New York City,” he said. “They can now get almost a competitive salary out here in the suburban areas. People will commute up to an hour for a little bit higher salary, but people want the quality of life you can get from a more local position.”

Unemployment Insurance Trust Fund has less than half its target goal Another problem, Gjede said, is that Connecticut employees only need to earn $600 in a year to qualify for unemployment benefits — something he said hasn’t changed since 1968. “At $10.10 an hour, you can make $600 a year baby-sitting over a couple of weekends,” he said. The CBIA recommends raising that threshold to $3,000 a year, he continued, “which represents a reasonable level. If you adjust that $600 for inflation, you’re up around $5,000.” While the CBIA applauds the legislature’s and Lamont’s efforts regarding such matters as raising the minimum wage and providing paid family medical leave, Gjede said the UI should remain a priority as well. “Hopefully (Lamont) can find a way to help make and keep businesses solvent without increasing taxes,” he said.

BY KEVIN ZIMMERMAN kzimmerman@westfairinc.com

oncerns about the financial health of Connecticut’s Unemployment Insurance Trust Fund may be somewhat overblown — but not by much. So says Eric Gjede, vice president for government affairs at the Connecticut Business and Industry Association. A member of Connecticut’s Employment Security Advisory Board, Gjede has seen the UI numbers and, while they aren’t good, he said the picture isn’t quite as gloomy as had been reported. “ ‘Insolvent’ is maybe a subjective definition,” Gjede said, referring to the circulation of a transition memo written by the Department of Labor to Gov.-elect Ned Lamont. “The UI Trust Fund, out of which the UI benefits are paid, is not solvent,” the memo declared. “The current system of imbalanced Unemployment Insurance tax benefit payouts is not sustainable.” “We’ve got about $700 million in there,” Gjede said. “It’s not like there’s absolutely no money in the Trust Fund — there’s plenty for its day-to-day. And the balance has been going up as our economy has improved — it was around $400 million a year ago.” Nevertheless, he conceded, “It’s nowhere close to where we’d like it to be.” The UI’s target goal is $1.7 billion, a figure based on the amount in benefits that would be needed to be paid out “if people became unemployed all at once,” Gjede said. Some 25,000 unemployment benefits, totaling about $9 million, are sent out each week. The DOL memo warned that the state might have to borrow from the federal government to meet its obligations, as it did in 2009. The department similarly said the UI was “insolvent and needs an influx of funding” in a July memo to Gov. Dannel Malloy. One of the factors contributing to the shortfall — the trust fund is subsidized by the state’s employers — is that the UI simply isn’t seen as a priority by state lawmakers, Gjede said. “Every year the CBIA goes to (Hartford) to see about making some changes, but nothing happens,” he said. “Since it’s funded entirely by employers, it’s not really on the minds of lawmakers except when there’s a recession. That’s when businesses get hit hard, and it gets (lawmakers’) attention. But usually it’s not part of the budget that they need to balance.”

Gov.-elect Ned Lamont.

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DECEMBER 10, 2018

Stable —

her calling as a teacher as a 16-year-old. “The instructor at the barn had to leave for an emergency,” she said. “And I jumped up and volunteered to take over.” Nicodemus’ students range from ages 5 and up and are encouraged to become part of the horse show circuit. Riders attend two to three shows a month, ranging from the USEF “C” rated programs (which tend to attract local talent and modest prizes) to more prestigious events where the rider and horse need to qualify for consideration. Nicodemus’ students have won prizes at regional and national shows, and each winter they travel to Florida to participate in the Winter Equestrian Festival

in residence at Serenity Show Stable, which operates as a 24/7 business with a seven-person staff. “At Christmas, we just can’t take off for a few days,” Nicodemus said, adding that the commitment to the horses’ care requires a great deal of time and effort. “You have to be passionate about this.” There is also the question of the notoriously fickle New England weather, and Nicodemus noted that the horses have different responses to the seasonal extremes. “They are kind of like people,” she observed. “Some horses hate the cold and are not happy. Others are not bothered by it. We have an indoor ring, so the horses don’t have to be exercised outside when there is bad weather.”

Marriot —

2014.” The hotel company said a hacker had copied and encrypted information and took steps toward removing it. On Nov. 19 Marriott said it was able to decrypt the information and found that the contents were from the Starwood guest reservation database. On Nov. 30 Marriott said for 327 million of the 500 million people exposed, the information includes some combination of name, mailing address, phone number, email address, passport number, Starwood Preferred Guest account information, date of birth, gender, arrival and departure information, reservation date and communication preferences. For others, the company said, the information also includes payment card numbers and payment card expiration dates, “but the payment card numbers were encrypted using Advanced Encryption Standard encryption (AES-128).” According to Marriott, “there are two components needed to decrypt the payment card numbers, and at this point, Marriott has not been able to rule out the

in Wellington. However, Nicodemus stresses that being in the saddle is only half of the experience. “This involves learning discipline and compassion,” she said. “We are dealing with a 1,600-pound animal that is very, very good to us. The students here learn to take care of the animals prior to horse shows. There is a lot that goes into this before and after the riding.” Nicodemus stressed the importance of building and maintaining a relationship with her clients, and she is not shy if she believes that her clients are not taking their responsibilities with the horses seriously. “I tend to be super honest and very straightforward, and I am still surprised when other people aren’t,” she said. There are 20 horses

DECEMBER 10, 2018

Starwood headquarters in Stamford.

possibility that both were taken.” For the remaining 173 million people who made reservations, the information was limited to name and sometimes other data such as mailing address, email address or other information. “We are working hard to ensure our guests have

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answers to questions about their personal information, with a dedicated website and call center. We will also continue to support the efforts of law enforcement and to work with leading security experts to improve. Finally, we are devoting the resources necessary to phase out Starwood systems and accelerate the ongoing

security enhancements to our network,” said Arne Sorenson, Marriott’s president and CEO. Marriott said it would begin sending emails to impacted guests whose email addresses are in the Starwood guest reservation database. The company’s dedicated website is info.starwoodho-

tels.com. In addition, it is letting those affected enroll for free in WebWatcher, which monitors sites where personal information is shared and sends an alert if a person’s information is found. U.S. Sen. Richard Blumenthal (D-Connecticut), ranking member of the Senate Commerce Subcommittee on Consumer

Protection, Product Safety, Insurance and Data Security, said in a statement: “Marriott’s failure to prevent the theft of private data has placed hundreds of millions of customers at significant personal and financial risk. The apparent failure to detect and remove hackers from its systems for four years calls into question whether Marriott took the security and privacy of its customers seriously. American consumers expect that companies entrusted with their credit card information, passport numbers and other sensitive personal data are taking necessary measures to protect it from malicious actors. “Once again, Americans are left to pay the substantial cost of corporate negligence. Congress must move forward to end this cycle of broken promises. We must set clear consumer data protection standards for all companies — whether they’re hotel chains, online retailers or big tech — and severe penalties for those who fall short.” U.S. Sen. Chuck Schumer (D-New York) wants the company to purchase new passports for those with passport numbers that were stolen.

FuelCell Energy seeking to up its bottom line, public profile BY KEVIN ZIMMERMAN kzimmerman@westfairinc.com

lowly but surely, Danbury’s FuelCell Energy is continuing to attempt to build its bottom line — as well as its public profile and apparently not a moment too soon. According to Tom Gelston, vice president of investor relations, while the company’s year-to-date stock performance has in his words “underperformed” — it stood at 64 cents on Dec. 4, compared to its $2.02 close last Dec. 4 — it has been unusually busy over the past few months, signing long-term power purchase deals with utilities around the state and: receiving a $1.5 million grant from the U.S. Department of Energy for hydrogen production research and development that is compatible with nuclear energy sources; and last month signing an

Add those efforts to what has been an unusually busy past few months. The Dominion transaction, undertaken as that Richmond, Virginia-based business seeks to reduce its debt, is expected to add annual revenue to FuelCell of over $15 million — not bad for a firm that posted total fiscal 2017 revenues of $95.7 million. “We have not historically been an acquisitive company,” Gelston said. “Typically we will develop a project and then sell it off. But this was a project we developed about five years ago and sold to Dominion, which we have essentially operated on their behalf ever since. We’re effectively reacquiring that asset.” In June, FuelCell entered a 20-year agreement for a recently completed 20 megawatt fuel cell project with Korea Southern Power Co., which is expected to significantly grow its market presence in that country. A

agreement to acquire the existing 14.9 megawatt fuel cell park in Bridgeport from Dominion Energy for $36.6 million. Nasdaq apparently agrees with Gelston’s assessment that the company’s stock has underperformed. Nasdaq has issued a letter to FuelCell warning that it could be delisted from the exchange if it doesn’t meet Nasdaq’s minimum price requirement of $1 by May 28, 2019, and remain there for a minimum of 10 consecutive business days. Triggering that warning was the fact that FuelCell stock has been under the $1 threshold for 30 consecutive days. The company, which Nasdaq said is currently in compliance with all of its other quantitative continued listing standards, has notified the exchange that it intends to regain the minimum price compliance.

few weeks before that, it refinanced its loan facility with Hercules Capital, increasing the facility amount from $20 million to $25 million, extending the maturity date to 2020 and providing for an interest-only period as well as other term modifications. Changes have also taken place internally: in November, James Herbert England was named its new chairman of the board, replacing John Rolls, who had been chairman since 2011; Rolls is remaining on the board. The company also plans to expand its board by three members, two of whom — Jason Few and Christina Lampe-Onnerud — have already been named. “What we were looking to do was to broaden the diversity and levels of expertise on our board,” Gelston, who joined FuelCell in February, said. “We will be adding one more outsider to the board over the next

couple of months, bringing the total to nine, with the belief that varied opinions can only help.” Gelston underscored that Chip Bottone, who joined the company in 2010 before being promoted to his current post as president and CEO a year later, is expected to remain. FuelCell has a contract backlog of about $2 billion, Gelston said, which he said augurs well for the future. “2018 was a year of transition for us,” he said. “2019 will be a year of executing.” He added that the firm expects to benefit from what he called “the inflection point” facing the energy industry at large: namely, producing cleaner, more efficient energy. One such product is its carbon capture effort, which captures carbon emissions from existing coal or gas-fired power plants while simultaneously producing power.

Indeed, FuelCell’s public profile and reputation have gone some way toward making up for its recent stock performance. Jennifer D. Arasimowicz, senior vice president, general counsel and corporate secretary at the company, has been named as a member of Gov.elect Ned Lamont’s Energy Policy Committee, alongside a diverse group of transition advisors from the private sector, nonprofits and the government -- something Gelston said is reflective of FuelCell’s prestige. “We are gaining momentum,” Gelston declared. “What we provide is complementary to solar and wind technologies, except that our products work 24 hours a day, seven days a week, while those others can be intermittent. You can’t go 100 percent with solar or wind. We believe we’re well-positioned for the future.”

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Licensed by the New York State Dept of Health • Eligible for Most Long Term Care Policies • Quality Communities by The Engel Burman Group

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DECEMBER 10, 2018

CONTRIBUTING WRITER | Al Alper

Why MSPs need to step up their game anaged service providers (MSPs) need to

be on alert. These businesses are relied upon by organizations in a range of industries for managing services that encompass all things IT and telecommunications (from personal computers to cloud storage, from servers to scanners, and much more). But MSPs are being targeted — specifically, according to a recent Reuters report, by the international hacking ring cloudhopper that is linked to the Chinese government. Why are they under attack? Because given their range of clients and the amount of data each one of those clients possesses, they offer a trove of valuable and exponential personal data. From a cybersecurity standpoint it makes complete sense that MSPs and other IT service providers are prime targets. They have unfettered

access to their clients’ valuable data, which translates quite directly into money. It’s more important than ever that MSPs step up their game — both for the sake of their clients and themselves. Relying on anti-virus, anti-malware and a firewall is not enough. MSPs and IT service providers need a cybersecurity ecosystem that provides 360-degree visibility and protection. A comprehensive cybersecurity ecosystem blankets the attack surface with a layer of protection that leaves no hole exposed and nothing left to chance. MSPs should coordinate with cybersecurity professionals to assemble a suite of purpose-built appliances and applications. While IT people can be very good at what they do, unless they specialize in cybersecurity, they need to coordinate with experts. Otherwise, it’s like a general practitioner performing heart surgery.

And even more importantly, many MSPs don’t invest in the next-gen security to protect their systems that access their client data. Key technology components of a cybersecurity ecosystem really must include SIEM 2.0, next-gen advanced endpoint protection, nextgen perimeter protection, network level monitoring, data loss prevention, DNS and web filtering, file and disk encryption, encrypted backup and multi-factor authentication. Additional elements of protection to help round out the ecosystem should also include dark web monitoring and security awareness training. Alongside these components, a comprehensive set of cybersecurity-related policies should be formulated and enforced. These policies must define behaviors and expectations, deputizing members of the organization to join in safeguarding valu-

able data in the process. One incredibly effective policy for all organizations (including IT service providers and MSPs) to consider is participation in consistent ongoing education and training. Educational efforts can’t be thought of as one and done, but rather must be an ongoing, repetitive and normative process for a company, allowing employees to practice what they learn every day. These efforts don’t have to be overwhelming — a quarterly review of policies, routine security announcements (that could be included in a staff meeting’s agenda, a message on a pay stub or a pop-up when they log on in the morning) and perhaps incorporated as part of an employee’s annual review all add up to an environment where employees are always thinking about keeping their own data — and their organization’s data — safe.

Employees should be educated on the proper use of technology and social media — what they should be looking out for, what cyberattacks actually look like, what websites are infected (and there are tons — even legitimate websites) and what malware behaves like. Effective cybersecurity training can instill a sociological element that changes employees’ behavioral norms with regard to how they interact with one another and act on social media. This type of education can then be reinforced through procedures that demonstrate to employees how to be good corporate citizens with a strong cybersecurity posture and policies that demand they live up to these requirements. Because mistakes still happen despite these precautions and best intentions, it’s not a bad idea for them to round out their protection

by adding a cyber liability insurance policy for when an employee accidentally opens an infected attachment or visits an infected website. The good news is that as cyber threats have increased, so have the companies that have risen to the challenge. This has significantly reduced prices, making it affordable to almost any business. Businesses should realize that if their IT provider isn’t protected, neither are they. An IT company which is not fully protected can be responsible for their client’s data being stolen. Now, more than ever, MSPs and IT service providers need to step up their game with a comprehensive cybersecurity ecosystem for their clients — and themselves. Al Alper is CEO of Absolute Logic Inc. (www.absolutelogic. com) and CyberGuard360 (www.cyberguard360.com). He can be reached at al.alper@absolutelogic.com.

BEWARE Outside companies are soliciting BUSINESS JOURNAL readers for plaques and other reproductions of newspaper content without our consent. If you or your firm is interested in framing an article or award from our newspaper or obtaining a reprint of a particular story Please contact

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DECEMBER 10, 2018

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CONTRIBUTING WRITER | Charlie Rocco

How can I protect myself from identity theft?

hese days it seems like every major company is getting its data stolen. A major data breach can dominate an entire news cycle. But sometimes the media can’t keep up with these developments. It has become commonplace. With all this data being stolen, it is very likely that almost everyone reading this has their data in the hands of someone they don’t want to have it. However, “data” can mean anything from your email address to your Social Security number, so it is important to protect what counts.

low-hanging fruit. Anything you can do to make it a little harder on a cybercriminal, the more likely it is that they will choose easier prey.

WHAT SHOULD I DO IF I AM A VICTIM?

Keep in mind the following steps: File a police report and keep a copy as evidence. File a fraud alert with the national credit bureaus Equifax, Experian and TransUnion. This is also known as a credit freeze and

requires lenders to call you to verify your identity before granting credit. The bureaus can be reached at: Equifax (800-685-1111); Experian (888-397-3742); and TransUnion (888-909-8872). Notify all financial institutions with which you do business, cancel and order new credit and debit cards, and stop payment on outstanding checks. File your case with the Federal Trade Commission. The FTC enters all complains into

a database that is used by law enforcement. Send creditors a copy of your ID theft report. Charlie Rocco is the president and CEO of Rocco & Associates Wealth Management in Fairfield, Connecticut, where the company has operated for over 40 years. The firm specializes in financial planning including college savings and retirement income planning, and can be reached at 203-255-6022 or at charles.rocco@roccoandassociates.com.

AM I AT RISK?

Yes, if you have ever entered any personal information into a computer, or even written it down on a piece of paper, you are at risk of identity theft. However, just like investing, there are varying degrees of risk. We all make choices that can increase or decrease the risk of identity theft. Think about the following actions. The more you do (or don’t do) the higher your risk of identity theft: • Do you throw away credit card offers, bank statements, prescription pill labels and receipts? All these common pieces of mail should always be shredded. • Do you send outgoing mail from home? Intercepting mail is a nondigital, and still very common, form of identity theft. • Do you ask how service providers will protect your Social Security number or the copy of your medical ID card? Just as you need a plan to protect yourself, your service providers need a plan to protect you as well. • Do you carry your Social Security number or military ID in your wallet? If you misplace your wallet your information will be at risk. • Are you required to use your Social Security number as an employee ID number or password? • Have you neglected to read the privacy policy statements of the banks and financial institutions you work with? • Do you share your location or personal information on social media sites? • Do you forget to logoff when accessing online banking or social networking from a shared computer? • Do you use public Wi-Fi to access your private account? • Did you forget to set a passcode on your phone that activates after a short period of inactivity? While this list may seem lengthy, it is important to remember that bad actors focus on the

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DECEMBER 10, 2018

ROOT FOR THE NEXT GENERATION OF WINNERS

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ASK ANDI | Andi Gray

Recruitment is a key driver of success I interviewed an “A” player but the team passed on her. In retrospect I should have brought her in. How do I get my team to recognize and embrace bringing on high-quality talent? THOUGHTS OF THE DAY: Make sure your team is confident in their roles. Define the goals that need to be met and the talent that is required to get to those goals. Give the team a payoff for hitting the ball out of the park. Get everyone up to speed with how to search, qualify and hire great candidates. Assess your team members. Are they comfortable in the roles they hold? Do they understand how they can continue to grow with the organization? Do they want to keep growing? Do they understand the payoffs

that come with personal development? If you can answer “yes” to all of these questions, you’re half way home to getting your team focused on hiring great talent. If there are any “no” answers, put time and energy into figuring out what’s wrong. Do you have the right people, just not all in the right jobs? Are any of the team members in over their heads and in need of rescuing? Any team members that spend time defining themselves by putting others down? These are all common management problems that need to be

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Give them time to develop additional skills and carefully assess how well they’re doing at tackling the opportunities you put in front of them. Make sure all team members understand that respect, integrity, striving to achieve more and helping others succeed are all values you expect to see every day. Map out one-, two- and three-year goals at a minimum. Define where the business is going and how to get there. Involve your team members in mapping out the plan of attack. Talk about how much and what kind of additional talent will be needed in order to achieve those goals. Encourage team members to identify talent gaps that must be filled in order to achieve success. Instead of rewarding individual performance, set up bottom-line rewards. If the company grows, and improves, the bottom line

will improve. Offer to share a portion of that increased net income with everyone on the team. Help everyone understand that once basic salaries are handed out, the big rewards will come from hitting the ball out of the park in terms of growth of revenue and increasing profit. Define the future positions that need to be filled, and build training plans for people to grow into those jobs. When there isn’t enough time to train someone, or there isn’t anyone interested in growing into a particular job, that’s where the team needs to focus its hiring efforts. Make hiring great talent a group goal with group rewards. Make sure your team gets the training it needs so they have great search and hiring skills. Encourage everyone on the team to work on building a talent

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bank to draw upon in future years. Gather names, identify great resumes, regularly talk with potential candidates — that’s everyone’s job, if the company is going to ultimately build its “A” team. BOOK RECOMMENDATION: “The Best Team Wins: Build Your Business Through Predictive Hiring,” by Adam Robinson. Andi Gray is president of Strategy Leaders Inc., StrategyLeaders.com, a business-consulting firm that teaches companies how to double revenue and triple profits in repetitive growth cycles. Have a question for AskAndi? Wondering how Strategy Leaders can help your business thrive? Call or email for a free consultation and diagnostics: 877-238-3535, AskAndi@ StrategyLeaders.com. Check out our library of business advice articles: AskAndi.com.

DECEMBER 10, 2018

THE LIST: Home Health Care Agencies

HOME HEALTH CARE SERVICES

FAIRFIELD COUNTY

Listed alphabetically.

Bethel Visiting Nurse Association Inc.

Margaret Burke, executive director Janet Przyborowski, clinical services info@bethelvna.org 1927

Chaifetz Family Hospice

Mithil Choksey, medical director hospice@jseniors.org N/A

70 Stony Hill Road, Bethel 06801 792-0864 • bethelvna.org

4200 Park Ave, Bridgeport 06604 396-1136 • jseniors.org

Compass Care LLC

1799 Summer St., Stamford 06905 951-1188 • carewhenyouneedit.com

✔ ✔ ✔ ✔ ✔ ✔

Stephen Limpe, co-founder, president and CEO Mark Lachs, co-founder info@compasscarellc.com 2014

DanielCare LLC

Daniel Kraus, executive director daniel@danielcare.com 2007

✔

Family & Children's Agency

Robert F. Cashel, president and CEO rchashel@fcagency.org 1942

Grasmere on Park Adult Day Program

Andrew Barnoff, president and CEO Sandy Jenkins adultday@jseniors.org 2010

✔

Griswold Home Care

Cathy Howard, director cathy.howard@griswoldhomecare.com 1982

✔

Andrew Banoff, president and CEO homecare@jseniors.org 1973

✔

188 North St., Stamford 06901 569-4900 • danielcare.com

140 Water St., Norwalk 06854 523-5336 • familyandchildrensagency.org

4200 Park Ave., Bridgeport 06604 365-6470 • jseniors.org

1122 Broadbridge Ave., Stratford 06615 502-7900 • griswoldhomecare.com/stratford

Jewish Senior Services Friedman Home Care 4200 Park Ave., Bridgeport 06604 396-1136 • jseniors.org

Masonicare Home Health & Hospice 22 Masonic Ave., Wallingford 06492 679-5900 • masonicare.org

Patient Care

(Formerly Willcare and Almost Family, now part of the LHC Group) 56 Quarry Road, Trumbull 06611 374-4555 • lhcgroup.com

Premier Home Health Care of Connecticut

777 Summer St., Suite 401, Stamford 06901 323-3000 • premierhomehealthcare.com

Regional Hospice and Palliative Care 30 Milestone Road, Danbury 06810 303-9419 • regionalhospicect.org

Ridgefield Visiting Nurse Association (RVNA) 27 Governor St., Ridgefield 06877 438-5555 • ridgefieldvna.org

Mark Garilli, CEO info@masonicare.org 1895

✔ ✔

✔

✔ ✔ ✔ ✔ ✔ ✔ ✔

✔ ✔

✔

✔ ✔ ✔ ✔ ✔ ✔

✔

Specialized services for Alzheimer's and dementia, post-surgery and rehab, neuromuscular and adults with disabilities, fall prevention

✔

✔ ✔ ✔ ✔

Medical and nonmedical home care services to assist with restoration of health following illness or surgery, or assisting with activities of daily living

✔

✔ ✔

✔ ✔ ✔ ✔

Complimentary therapies, including massage and aromatherapy; specialized care, including stress management and specialized retreats

Veterans Affairs , long-term care insurance and media plans

✔

✔ ✔ ✔ ✔ ✔ ✔

✔

Specialty programs include behavioral health, home infusion therapy, telehealth, diabetic care, wound care and fall-risk reduction

Arthur Schwabe, president and CEO 1992

Oxford, WellCare, Community ✔ ✔ ✔ ✔ ✔ ✔ Health Network of CT, SWATKA, United Healthcare

✔

✔ ✔ ✔ ✔ ✔ ✔

✔

Unique programs for Asian and Russian communities

Cynthia Emiry Roy, president and CEO info@regionalhospicect.org 1983

✔ ✔ ✔ ✔ ✔ ✔

✔ ✔

Theresa Santoro, president and CEO tsantoro@ridgefieldvna.org 1914

✔ ✔ ✔ ✔ ✔ ✔

✔ ✔ ✔

Keith G. Myers, chairman and CEO ask.lhc@lhcgroup.com 1983

✔ ✔ ✔ ✔ ✔

Palliative home care, grief and ✔ ✔ ✔ ✔ ✔ ✔ ✔ bereavement counseling and hospice care, including perinatal care

✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔

Outpatient physical, occupational and speech rehabilitation

Andrew Banoff, president and CEO seniorchoiceathome@jseniors.org 2011

Sterling Care

Steven Katz, president info@sterlingcare.com 2009

✔ ✔ ✔ ✔ ✔

CTCare

✔ ✔

Geriatric care management, personal ✔ ✔ ✔ ✔ ✔ ✔ ✔ response systems and the option for 24-hour, live-in home care

Mary Therien, president and CEO stratfordvna@stratfordvna.org 1919

✔ ✔ ✔ ✔ ✔ ✔

Aetna, Connecticare, Wellcare and others

✔

✔ ✔

Sharon M. Bradley, president and CEO info@visitingnurse.net 1912

Long-term care insurance and ✔ ✔ ✔ ✔ ✔ ✔ other major insurance plans

Palliative care, home telehealth, senior care management, live-in care, wellness seminars, community health screenings ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔ and clinics, volunteer training, school nursing, medical social work, wound care and memory screenings

Jeanne Bodyk, executive vice president and administrator jbodyk@vnsct.org 1909

✔ ✔ ✔ ✔ ✔

✔ ✔ ✔

235 Glenville Road, Greenwich 06831 532-0500 • sterlingcare.com

Stratford Visiting Nurse Association Inc. 3060 Main St., Stratford 06614 375-5871 • stratfordvna.org

Visiting Nurse & Hospice of Fairfield County

761 Main Ave., Suite 114, Norwalk 06851 800-898-4663 • visitingnurse.net

Visiting Nurse Services of Connecticut 765 Fairfield Ave., Bridgeport 06604 366-3821 • vnsct.org

Waveny at Home

21 Grove St., Second floor, New Canaan 06840 594-5462 • waveny.org

Waveny Home Healthcare

21 Grove St., Second floor, New Canaan 06840 594-5249 • waveny.org

Western Connecticut Home Care (Formerly the Danbury Visiting Nurse Association) 100 Saw Mill Road, Danbury 06810 792-4120 • westernconnecticuthealthnetwork.org

✔

Russell R. Barksdale Jr., president and CEO Nicole Lavin, vice president of Waveny Home Healthcare info@waveny.org 2013 Russell R. Barksdale Jr., president and CEO Nicole Lavin, vice president of Waveny Home Healthcare info@waveny.org 2012 John M. Murphy, president and CEO Richard Freeman, chief clinical officer 1911

✔

✔ ✔ ✔

✔ ✔

Private pay

FCBJ

✔ "Life care" membership program

✔

✔ ✔ ✔ ✔

✔ ✔ ✔ ✔ ✔ ✔ ✔ ✔

✔

Private pay

✔

✔ ✔ ✔ ✔

Other major insurance plans

✔

✔ ✔ ✔

✔ ✔ ✔ ✔

✔ ✔

Advanced wound care, cardiac/high-risk program, psych nursing, IV therapy, diabetes care, mental changes, personal hygiene

Specialty services include high-tech home IV therapy, wound care, psychiatric nursing, palliative care and pain management and hospice care

Clinical skilled home care provided through Waveny Home Healthcare

✔

This list is a sampling of home health care agencies that are located in the region. If you would like to include your agency in our next list, please contact Peter Katz at pkatz@westfairinc.com.

DECEMBER 10, 2018

Personal care, intergenerational activities, transportation, unisex halr salon on site, access to comprehensive rehabilitation services

Senior Choice at Home 4200 Park Ave., Bridgeport 06604 365-6400 • jseniors.org

Medical social work services include counseling sessions, psychosocial analysis, support-group suggestions and bereavement counseling

Social engagement, assistance with daily ✔ ✔ household tasks, maintaining medication schedules, transportation, personal care

✔

✔ ✔ ✔ ✔ ✔

Long-term care

Specialized training in Alzheimer's and dementia and end-of-life care

Social workers, home exercise program, ✔ awareness for early detection and treatment and health monitoring

✔ ✔ ✔ ✔ ✔ ✔

✔

Veteran's Administration, long-term care insurance plans

trained home health aides

nutrition counseling occupational therapy physical therapy respite care skilled nursing speech therapy support for caregivers

Transportation and errand services, ✔ ✔ ✔ grief and loss counseling, emotional support and spiritual guidance

✔ ✔ ✔

✔

Private pay

✔ ✔

Live-in home health aids, personal ✔ emergency response services, help with chores, home modification

✔ ✔ ✔ ✔ ✔ ✔

✔

Private pay only

✔ ✔ ✔ ✔ ✔ ✔

14 Westport Ave., Norwalk 06851 800-860-6656 • constellationhs.com

Long-term care insurance plans

✔ ✔ ✔

Laurel Twombly, strategic planning manager Brian Carter, communications coordinator bcarter@constellationhs.com 1985

Constellation Health Services

Other

Services provided

flu, pneumonia prevention homemaker, companion hospice at home medical equipment

private insurance

workers' compensation

Medicaid

Medicare

Type(s) of insurance accepted

Blue Cross

Top local executive(s) Contact person (bold) Email address Year company established

managed care

Name, Address Area code: 203, unless otherwise noted Website

Nonmedical companion care can be provided through Waveny at Home

Public health and community wellness ✔ services, services by condition and services by life event

FAIRFIELD COUNTY

DO YOU KNOW AN EXECUTIVE WHO INSPIRES YOU?

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DECEMBER 10, 2018

WCSU’s Health Promotion Studies undergraduate program secures national accreditation BY PHIL HALL phall@westfairinc.com

t took three years and an extensive amount of data collection and paperwork, but the Health Promotion Studies bachelor’s degree program at Western Connecticut State University (WCSU) now has national accreditation from the Council on Education for Public Health (CEPH). The council is an independent agency that is recognized by the U.S. Department of Education as the governing body for the nationwide accreditation of schools of public health. The CEPH was established in 1974 by the American Public Health Association and the Association of Schools of Public Health, but it only began accrediting undergraduate programs in 2012, having previously focused on graduate and doctorate programs. Robyn Housemann,

chairwoman of WCSU’s Department of Health Promotion and Exercise Sciences (HPX), noted that WCSU filed its accreditation application in the summer of 2015 and began a self-study process to provide the CEPH with required data on the depth and scope of the school’s academic environment, and not just the HPX curriculum. “This also included the library, student services and computer facilities at the university,” she said. “We had to look at all of the full-time and part-time faculty for their credentials.” Housemann collaborated with HPX Associate Cha i r woma n Em i ly Stevens on several report drafts and responses for the CEPH review process. This spring, the CEPH sent a team of reviewers from the public health profession and academia sectors to visit WCSU’s campus in Danbury and interview faculty, students, alumni and community represen-

Robyn Housemann, left, chairwoman of the Department of Health Promotion and Exercise Sciences at WCSU, and associate chairwoman Emily Stevens pose with their certification scroll. Photo via WCSU.

tatives on the HPX program. “We had reviewers from different areas of the country and different areas of expertise visit us,” Housemann added. The WCSU undergrad-

uate curriculum in Health Promotion Studies presents students with four academic options: community health; wellness management; holistic and integrative health; and allied health professions. Part

of this program involves a service learning project, where students are tasked with developing, implementing and assessing health promotion programs for university and community organizations.

The program also involves a semester-long, 450-hour internship within a local workplace setting as well as preparation for the Certified Health Education Specialist examination, the nationally recognized credential for health educators. The CEPH Board of Councilors voted on Sept. 7 to award accreditation to WCSU’s undergraduate Health Promotion Studies program. The council also voted to make the initial accreditation date retroactive to Oct. 24, 2015, and WCSU’s accreditation will extend for a five-year period that concludes on Dec. 31, 2023 — with Housemann and her colleagues facing another go-around of data collection and drafting reports to renew the CEPH’s approval. “It is a continuous quality improvement,” Housemann said. “This ensures we’re doing the best we can to train students for their chosen field. It’s a good thing. It’s a lot of work, but it’s a good thing.”

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PROFESSIONAL SERVICES ADVERTORIAL RESOURCE GUIDE

FAIRFIELD COUNTY BUSINESS JOURNAL

WESTCHESTER COUNTY BUSINESS JOURNAL

DECEMBER 10, 2018

THELIST: LAW FIRMS

WESTCHESTER COUNTY WESTCHESTER

LAW FIRMS

Ranked by number of attorneys practicing in county. Listed alphabetically in the event of a tie. Name Address Area code: 914, unless otherwise noted Website

Wilson Elser Moskowitz Edelman & Dicker LLP

Jackson Lewis PC

1133 Westchester Ave., White Plains 10604 323-7000 • wilsonelser.com

44 S. Broadway, 14th floor, White Plains 10601 872-8060 • jacksonlewis.com

Kaufman Borgeest & Ryan LLP

200 Summit Drive, First floor, Valhalla 10595 449-1000 • kbrlaw.com

Managing partner(s) or officer(s) Email address Year firm established

Number of attorneys in county Total number in firm

Number of partners, associates, of counsel

John Flannery, managing partner; and Patrick Geraghty, deputy regional managing partner john.flannery@wilsonelser.com 1978

144 789

68 60 16

Joseph A. Saccomano Jr., office managing shareholder joseph.saccomano@jacksonlewis.com 1958

51 856

42 9 0

Andrew S. Kaufman, Wayne E. Borgeest and Julianna Ryan, akaufman@kbrlaw.com 1997

51 123

20 31 0

44 44

29 6 9

Bleakley Platt & Schmidt, LLP

William P. Harrington wpharrington@bpslaw.com 1937

Pillinger Miller Tarallo LLP

DelBello Donnellan Weingarten Wise & Wiederkehr LLP

Marc Pillinger, Jeffrey Miller, Nicholas Tarallo mcambone@pmtlawfirm.com 2006 Alfred E. Donnellan aed@ddw-law.com 1995 Lee Harrison Corbin and Jessica Galligan Goldsmith lcorbin@kelaw.com, jgoldsmith@kelaw.com 1986

1 N. Lexington Ave., White Plains 10601 949-2700 • bpslaw.com

555 Taxter Road, Fifth floor, Elmsford 10523 703-6300 • pmtlawfirm.com 1 N. Lexington Ave., White Plains 10601 681-0200 • ddw-law.com

Kurzman Eisenberg Corbin & Lever LLP 1 N. Broadway, Suite 1004, White Plains 10601 285-9800 • kelaw.com

Lowey Dannenberg Cohen & Hart PC 44 S. Broadway, Suite 110, White Plains 10601 997-0500 • lowey.com

Cuddy & Feder LLP

Leason Ellis LLP

Keane & Beane PC

Vouté, Lohrfink, Magro & McAndrew LLP

445 Hamilton Ave. 14th floor, White Plains 10601 761-1300 • cuddyfeder.com 1 Barker Ave., Fifth floor, White Plains 10601 288-0022 • leasonellis.com 445 Hamilton Ave., White Plains 10601 946-4777 • kblaw.com

Barbara Hart, Gerald Lawrence, and Geoffrey M. Horn bhart@lowey.com 1968 Christopher Fisher cfisher@cuddyfeder.com 1971 David Leason leason@leasonellis.com 2008 Judson K. Siebert jsiebert@kblaw.com 1980

40 55 35 35 35 43 35 42 32 32 31 31 28 28

12 27 1 27 7 1 20 11 9 8 27 0 15 9 7 15 12 5 17 5 4

Charles D. Lohrfink Jr. vlmmc@vlmmc-law.com 1963

25 25

13 6 5

Thomas W. Smith tsmith@sbjlaw.com 1989

23 23

10 9 4

Clinton B. Smith and Kathleen Donelli info@mccarthyfingar.com 1945

21 21

21 4 5

Richard C. Oleson roleson@omcdoc.com 1945

21 21

8 13 0

Welby, Brady & Greenblatt LLP

Thomas H. Welby twelby@wbgllp.com 1988

21 21

9 9 3

Dorf & Nelson LLP

Jon A. Dorf jdorf@dorflaw.com 1997

20 20

7 11 3

Yankwitt LLP

Russell Yankwitt russell@yankwitt.com 2008

16 17

2 1 13

Gaines, Novick, Ponzini, Cossu & Venditti LLP

Steven H. Gaines sgaines@gainesllp.com 2000

15 15

5 2 8

Bartlett, McDonough & Monaghan LLP

Clifford A. Bartlett clifford.bartlett@bmmllp.com N/A

14 64

4 6 4

Collen IP

Jess M. Collen jcollen@collenip.com 1996

14 18

3 11 6

Harrington, Ocko & Monk LLP

Kevin J. Harrington, Glenn A. Monk and Robert S. Ocko lsolomon@homlegal.com 1992

14 14

9 2 3

McCullough, Goldberger & Staudt LLP

Frank S. McCullough Jr. fmccullough@mgslawyers.com 1984

14 14

4 8 2

Zarin & Steinmetz

Michael D. Zarin, David S. Steinmetz david@zarin-steinmetz.net 1997

14 14

7 5 2

Brown, Gaujean, Kraus & Sastow PLLC

Max G. Gaujean mgaujean@bggplaw.com 2013

13 25

5 8 0

Danziger & Markhoff LLP

Joel Danziger, Harris Markhoff danziger.markhoff@dmlawyers.com 1960

13 13

10 2 1

13 309

6 7 0

10 11

170 Hamilton Ave., Suite 315, White Plains 10601 946-1400 • vlmmc-law.com

Spolzino, Smith, Buss & Jacobs, LLP 733 Yonkers Ave., Suite 200, Yonkers 10704 81 Main St., Suite 306, White Plains 10601 476-0600 • sbjlaw.com

McCarthy Fingar LLP

11 Martine Ave., 12th floor, White Plains 10606 946-3700 • mccarthyfingar.com

O'Connor McGuinness Conte Doyle Oleson Watson & Loftus LLP 1 Barker Ave., Suite 675, White Plains 10601 948-4500 • omcdoc.com

11 Martine Ave., 15th floor, White Plains 10606 428-2100 • wbgllp.com 555 Theodore Fremd Ave., Rye 10580 381-7600 • dorflaw.com 140 Grand St., Suite 705, White Plains 10601 686-1500 • yankwitt.com

1133 Westchester Ave., Suite N202, White Plains 10604 288-9595 • gainesllp.com 81 Main St., White Plains 10601 448-0200 • bmmllp.com

80 S. Highland Ave., Ossining 10562 941-5668 • collenip.com 81 Main St., Suite 215, White Plains 10601 686-4800 • homlegal.com

1311 Mamaroneck Ave., Suite 340, White Plains 10605 949-6400 • mcculloughgoldberger.com 81 Main St., Suite 415, White Plains 10601 682-7800 • zarin-steinmetz.com

1 N. Broadway, 10th Floor, White Plains 10601 949-5300 • bgkslaw.com

1133 Westchester Ave., Suite N208, White Plains 10604 948-1556 • danzigermarkhoff.com

Goldberg Segalla LLP

11 Martine Ave., Suite 750, White Plains 10606 798-5400 • goldbergsegalla.com

Richard J. Cohen rcohen@goldbergsegalla.com 2001

This list is a sampling of law firms that are located in the region. For the full list, please visit westfaironline.com. If you would like to include your firm in our next list, please contact Peter Katz at pkatz@westfairinc.com. N/A = Not available. Page 1

COUNTY

How Owning Bitcoin or any other Cryptocurrency May Complicate Your Estate Plan and Income Taxes

he ownership of any digital currency whether it be Bitcoin or any other cryptocurrency has by its very nature inherent complexities. One particularly complexity is issue of its taxation and how to legally dispose of the cryptocurrency upon one’s demise. In spite of most references to Bitcoin or other cryptocurrencies as being a “digital currency”, the IRS in Notice 2014-21 issued on March 25, 2014 made it clear that for purposes of federal taxation in the U.S., Bitcoin is to be treated as “property.” Thus, like all other forms of “property” the principles of taxation that apply to property transactions apply to the transactions involving cryptocurrencies. For example, income taxation thereof, short and/or long-term capital gains and/or losses and their applicable tax rates need to be applied to transactions involving Bitcoin or any other cryptocurrency. Even the use of a cryptocurrency to purchase goods and services has the potential for income taxation, or losses, as there could be income taxes due on the difference between the value of the cryptocurrency at the time it was purchased, and its fair market value when spent on the goods or services. This taxation can also occur when it is converted into U.S. dollars. Unfortunately, the use of any cryptocurrency to make purchases is often the area of greatest potential taxation for its owner. This occurs because almost every transaction involving a cryptocurrency results in a taxable event, that may generate capital gains or losses. For example, you purchased one Bitcoin for $6,000.00 U.S. dollars and you purchased a motorcycle with said Bitcoin for $10,000.00. depending on how long you held the Bitcoin before you made the purchase there could be a short- or long-term capital gain Because a cryptocurrency is treated as property by the IRS, extensive and detailed record keeping is needed. The failure to adequately keep records of transactions could potentially come back to haunt one’s family and estate if contemporaneous records are not kept and income taxes not paid on the transactions annually. The prospect of an IRS audit is real. This is also an area where most cryptocurrency owners seek to avoid taxation.

PROFESSIONAL SERVICES

istence of the Bitcoin. However, if they do not know of both digital keys (public and private), the Bitcoin cannot be accessed and distributed to one’s beneficiaries. It would be for all practical purposes lost in the block chain. This problem is unfortunately similar to that facing the owners of all types of digital assets. One’s passwords, keys, etc. must be divulged to one’s family and those tasked with handling one’s affairs. Having knowledge of the two keys (both public and private) is also a dilemma if the Bitcoin holder is taken ill and/or is incapacitated. The named agent under his or her Power of Attorney would not be able to access the Bitcoin without knowledge of the private key and if the Power of Attorney does not specifically refer to digital assets and/or the cryptocurrency. Because of the volatile nature of Bitcoin and other cryptocurrencies it is also imperative that the executor/trustee of an estate and/or trust be aware of its volatility and take all necessary steps to seek to comply with the Prudent Investor Act as provided for in §11-2.3 of

On the positive side, upon the death of a Bitcoin or other cryptocurrency holder, the beneficiaries of said cryptocurrency will receive the cryptocurrency at its fair market value on the holder’s date of death. §1022 of the Internal Revenue Code. Their cost basis is stepped up to its date of death value as it is includible like any other property in the decedent’s taxable estate, subject to federal and state estate tax laws and their applicable estate tax credits. Because of its digital nature there is no tangible documentary evidence of the cryptocurrency’s existence. There is no Bitcoin bank statement. In essence, its owners engage in direct transactions with each other. There are more than 100,000 merchants that accept Bitcoin as payment. As of the date of this writing one Bitcoin is worth approximately $4,268.00 U.S. dollars. The transactions in Bitcoins are recorded in a publicly distributed database which is known as a “blockchain”. The blockchain is constantly and regularly updated. It is within the blockchain where the Bitcoin exist. The name of the Bitcoin owner is not publicly recorded, but, one’s ownership is tied to a specific Bitcoin address. This is where the potential problem exists for not only the holder, but, his or her heirs. One’s Bitcoin or cryptocurrency can only be accessed by the holder of its two (2) digital keys. One key is public and the other is private. There can be one or more private keys. The private key is in essence the secret number that allows the cryptocurrency to be spent. It is a randomly generated string of numbers and letters. A problem exists if the private key is lost because then there is no way to access the Bitcoin. Generally, both keys are stored in a digital wallet by the holder. The public key is used to ensure you are the owner of an address that receives funds. It is related to one’s wallet. Because Bitcoin and any other cryptocurrency is treated as property, it can be distributed by one’s Last Will and Testament and be also assigned/transferred to one’s Revocable and/or Irrevocable Trust. This would require that the Trust be the holder of the Bitcoin in the blockchain. Even if one’s heirs, executor(s), and trustee(s) know of the ex-

the NY Estates, Powers and Trusts Law and diversify the holdings in the Trust and/or estate. Even ownership of just a little bit of Bitcoin can end up creating headaches. In conclusion, although an interesting, volatile, and perhaps potentially profitable investment, the ownership of a cryptocurrency has a number of pitfalls that need to be considered before one becomes an owner. *Anthony J. Enea is a member of Enea, Scanlan and Sirignano, LLP of White Plains, New York. Mr. Enea is the Past Chair of Elder Law and Special Needs Section of the New York State Bar Association (NYSBA). He is the Chair Elect of the Senior Lawyer Section of the NYSBA. Mr. Enea is the Past President and Founding member of the New York Chapter of the National Academy of Elder Law Attorneys (NAELA). Mr. Enea is the President of the Westchester Bar Foundation and Past President of the Westchester County Bar Association. Mr. Enea can be reached at (914)948-1500 or A.enea@esslawfirm.com

• Asset Protection • Elder Law • Medicaid Applications (Nursing Home/Home Care) • Guardianships (Contested/Non-Contested) • Wills, Trusts & Estates NEW YORK’S ELDER LAW TEAM

Contact:

•

ANTHONY J. ENEA, ESQ., MEMBER

• •

Past Chair of Elder Law Section of NYS Bar Association “Super Lawyer” in Elder Law for 10 consecutive years Fluent in Italian

OFFICES: WHITE PLAINS AND SOMERS, N.Y. • 914.948.1500 • WWW.ESSLAWFIRM.COM

AN ADVERTORIAL RESOURCE GUIDE | DEC. 10, 2018

THELIST: LAW FIRMS

WESTCHESTER COUNTY WESTCHESTER COUNTY

LAW FIRMS Ranked by number of attorneys practicing in county. Listed alphabetically in the event of a tie. Name Address Area code: 914, unless otherwise noted Website

Managing partner(s) or officer(s) Email address Year firm established

Cerussi & Spring PC

Ronald G. Crispi pgianefello@cerussilaw.com 1985

12 12

4 7 1

Bashian & Farber LLP

Gary E. Bashian, Irving O. Farber garybashian@bashianfarberlaw.com 2005

11 11

5 4 2

Veneruso, Curto, Schwartz & Curto LLP

James J. Veneruso, managing partner jveneruso@vcsclaw.com 2008

11 12

5 3 3

Collier, Halpern & Newberg LLP

Philip M. Halpern phalpern@chnnb.com 1983

10 10

4 2 4

Littman Krooks LLP

Bernard A. Krooks bkrooks@littmankrooks.com 1990 John Kirkpatrick jkirkpatrick@oxmanlaw.com 2001

1 N. Broadway, White Plains 10601 948-1200 • cerussilaw.com 235 Main St., Sixth floor, White Plains 10601 290-4550 • bashianfarberlaw.com 35 E. Grassy Sprain Road, Suite 400, Yonkers 10710 779-1100 • vcsclaw.com

1 N. Lexington Ave., White Plains 10601 684-6800 • chnnb.com

399 Knollwood Road, White Plains 10603 684-2100 • littmankrooks.com

Oxman Law Group

120 Bloomingdale Road, Suite 100, White Plains 10605 422-3900 • oxmanlaw.com

Number of attorneys in county Total number in firm

10 18 10 10

Number of partners, associates, of counsel

4 6 1 7 0 3

Snyder & Snyder LLP

Leslie Snyder lsnyder@snyderlaw.net 1990

9 9

3 5 1

Rosenthal & Markowitz LLP

Kathy N. Rosenthal, Linda Markowitz thefirm@rosemarklaw.com 2000

8 8

3 1 4

Stern Keiser & Panken LLP

Laurence Keiser lkeiser@skpllp.com 1994

8 8

5 2 1

West Group Law PLLC

Laurence Keiser lkeiser@skpllp.com 1994 James R. Denlea, Jeffrey I. Carton jdenlea@denleacarton.com, jcarton@denleacarton.com 2013 Anthony J. Enea a.enea@esslawfirm.com 2005 James M. Coogan, William E. Sulzer and Michael F. Horgan info@gcbslaw.com 1965 Marshall T. Potashner mpotashner@jaffeandasher.com 1974

8 12

1 0 7

7 7

2 0 5

7 7

7 2 0

6 6

3 2 0

6 13

2 4 0

6 6

5 0 1

5 5

2 2 1

5 5

3 2 1

5 5

4 0 1

Brian M. Mittman, managing partner bmittman@thedisabilityguys.com

5 7

2 0 0

Myra I. Packman info@mpnsb.com 1977

5 5

3 0 2 0 3 1

94 White Plains Road, Tarrytown 10591 333-0700 • snyderlaw.net 399 Knollwood Road, Suite 107, White Plains 10603 347-1292 • rosemarklaw.com 1025 Westchester Ave., Room 305, White Plains 10604 428-8800 • skpwlaw.com 81 Main St., Suite 510, White Plains 10601 898-2400 • westgrouplaw.com

Denlea & Carton LLP

2 Westchester Park Drive, Suite 410, White Plains 10604 331-0100 • denleacarton.com

Enea, Scanlan & Sirignano LLP 245 Main St., White Plains 10601 269-2367 • esslawfirm.com

Griffin, Coogan Sulzer & Horgan PC 51 Pondfield Road, Bronxville 10708 961-1300 • gcshlaw.com

Jaffe & Asher LLP

445 Hamilton Ave., Suite 405, White Plains 10601 212-687-3000 • jaffeandasher.com

Rattet PLLC

Robert L. Rattet, founding partner rrattet@rattetlaw.com 1975

Jones Morrison LLP

Stephen J. Jones sjones@jonesmorrisonlaw.com 2001 Deborah Sherman, Georgia Kramer, Neil E. Kozek kozek@kramerkozek.com 2004 Paul J. Marino pmarino@marinollp.com 2006

202 Mamaroneck Ave., Suite 300, White Plains 10601 381-7400 • NA

670 White Plains Road, Penthouse, Scarsdale 10583 472-2300 • jonesmorrisonlaw.com

Kramer Kozek LLP

445 Hamilton Ave., Suite 604, White Plains 10601 683-3500 • kramerkozek.com

Marino Partners LLP

15 Fisher Lane, Suite 200, White Plains 10603 368-4525 • marinollp.com

Markhoff & Mittman PC, The Disability Guys 120 Bloomingdale Road, No. 401, White Plains 10605 946-1452 • thedisabilityguys.com

Meiselman, Packman, Nealon, Scialabba & Baker PC

1230 Mamaroneck Ave., White Plains 10605 517-5000 • mpnsb.com

Andrew Greene & Associates PC

Andrew Greene ag@aglaws.net 2007

4 4

Amoruso & Amoruso LLP

Michael J. Amoruso joan@amorusolaw.com 2001

3 3

Rita K. Gilbert 1983

3 3

Deborah A. Scalise dscalise@scalisethics.com 1997

2 3

202 Mamaroneck Ave., White Plains 10601 948-4800 • NA

800 Westchester Ave., Suite S320, Rye Brook 10573 253-9255 • amorusolaw.com

Hyman & Gilbert

1843 Palmer Ave., Larchmont 10538 833-5297 • hymangilbert.com

Scalise & Hamilton LLP

670 White Plains Road, Suite 325, Scarsdale 10583 725-2801 • scaliseandhamiltonllp.com

2 0 1 1 2 0 2 0 1

BROWN, GAUJEAN, KRAUS & SASTOW, PLLC

“Problem Solvers” Decades of experience representing physicians and other health care providers in all aspects of their practice, offering litigation, transactional and regulatory and compliance services

Brown Gaujean Kraus & Sastow, PLLC 1 North Broadway, Suite 1010 White Plains, NY 10601 914-949-5300 PROFESSIONAL SERVICES

AN ADVERTORIAL RESOURCE GUIDE | DEC. 10, 2018

THELIST: LAW FIRMS

FAIRFIELD COUNTY FAIRFIELD

LAW FIRMS

Ranked by number of attorneys practicing in the county. Listed alphabetically in the event of a tie.

Name Address Area code: 203, unless otherwise noted Website

Managing partner(s) or officer(s) Email address Year firm established

Number of attorneys in county Total number in firm

Number of partners, associates, of counsel

Cohen and Wolf PC

David A. Ball dball@cohenandwolf.com 1951

53 53

34 11 8

Pullman & Comley LLC

James T. Shearin, chairman jtshearin@pullcom.com 1919

53 95

68 21 6

Finn Dixon & Herling LLP

Michael J. Herling mherling@fdh.com 1987

51 51

21 23 7

Brian T. Henebry bhenebry@carmodylaw.com 1990

46 76

34 10 2

Jonathan B. Mills jmills@cl-law.com 1909

42 66

46 15 5

36 280

16 8 12

37 37

20 14 3

33 147

1115 Broad St., Bridgeport 06604 368-0211 • cohenandwolf.com 850 Main St., Bridgeport 06601 330-2000 • pullcom.com

2 3 4 5

6 Landmark Square, Stamford 06901 325-5000 • fdh.com

Carmody Torrance Sandak & Hennessey LLP

707 Summer St., Suite 300, Stamford 06901 425-4200 • carmodylaw.com

Cummings & Lockwood LLC 6 Landmark Square, Stamford 06901 327-1700 • cl-law.com

Day Pitney LLP

1 Canterbury Green, Stamford 06901 • 977-7300 24 Field Point Road, Greenwich 06830 • 862 7800 daypitney.com

Stanley Twardy Jr. satwardy@daypitney.com 1902

Berchem, Moses & Devlin PC

Marsha Belman Moses, firm managing partner Ira W. Bloom, Westport managing partner ibloom@bmdlaw.com 1933

Wiggin and Dana LLP

Paul Hughes phughes@wiggin.com 1934

Ivey, Barnum & O'Mara LLC

Michael J. Jones, Jennifer D. Port, Steven B. Steinmetz, Michael P. Murray, Stephen G. Walko info@ibolaw.com 1950

32 34

19 9 6

Robert O. Hickey rohickey@ryandelucalaw.com 1966

30 39

14 12 4

Alan E. Lieberman alieberman@goodwin.com 1919

30 178

17 6 7

27 211

17 6 4

24 24

16 5 3

23 781

8 12 3

23 500

13 6 4

1221 Post Road East, Westport 06880 • 227-9545 75 Broad St., Milford 06460 • 783-1200 • bmdlaw.com 281 Tresser Blvd., Stamford 06901 363-7600 • wiggin.com 170 Mason St., Greenwich 06830 • 661-6000 ibolaw.com

Ryan Ryan Deluca LLP 707 Summer St., Stamford 06901 357-9200 • ryandelucalaw.com

Shipman & Goodwin LLP

300 Atlantic St., Stamford 06901; 289 Greenwich Ave., Greenwich 06830 324-8100 • 869-5600 • shipmangoodwin.com

Robinson & Cole LLP

April F. Condon, partner in charge, Stamford office acondon@rc.com 1845

Whitman Breed Abbott & Morgan LLC

Wilson Elser

Harry E. Peden III hpeden@wbamct.com 2000 Brian Del Gatos Regional managing partner, Connecticut brian.delgatto@wilsonelser.com 1978 David M. Lehn inquiries.gw@withers.us.com 1962

1055 Washington Blvd., Stamford 06901 462-7500 • rc.com 500 W. Putnam Ave., Greenwich 06830 869-3800 • wbamct.com

1010 Washington Blvd., Stamford 06901 388-9100 • wilsonelser.com

Withers Bergman LLP

1700 E. Putnam Ave., Greenwich 06870 302-4100 • withersworldwide.com

Diserio Martin O'Connor & Castiglioni LLP

William A. Durkin III wdurkin@dmoc.com 1983

22 35

14 4 4

Brody Wilkinson PC

Peter T. Mott pmott@brodywilk.com 1998

21 21

13 4 4

Stephen P. Fogerty, managing attorney, Westport fogerty@halloransage.com 1935

20 102

14 4 5

Keith C. Jones kjones@verrilldana.com 1862

19 134

Maximino Medina Jr. mmedina@znclaw.com 1971

19 19

13 6 0

18 18

13 3 2

15 16

1 Atlantic St., Stamford 06901 358-0800 • dmoc.com

2507 Post Road, Southport 06890 319-7100 • brodywilk.com

Halloran & Sage LLP

315 Post Road West, Westport 06880 • 227-2855 133 Deer Hill Ave., Danbury 06810 • 798-1000 halloransage.com

Verrill Dana LLP

33 Riverside Ave., Westport 06880 222-0885 • verrilldana.com

Zeldes, Needle & Cooper 1000 Lafayette Blvd., Bridgeport 06601 19 Old Kings Highway, Darien 06820 333-9441 • znclaw.com

Koskoff, Koskoff & Bieder

Goldman Gruder & Woods LLC

Michael L. Goldman mgoldman@goldgru.com 1995

17 17

7 3 7

Silver Golub & Teitell LLP

Richard A. Silver rsilver@sgtlaw.com 1978

15 15

10 4 1

Collins, Hannafin PC

Edward J. Hannafin plathrop@chgjtlaw.com 1963

14 14

11 2 1

Thomas P. Spellane info@gtlslaw.com 1983

14 19

11 3 5

14 1,250

10 3 1

350 Fairfield Ave., Bridgeport 06604 336-4421 • koskoff.com

200 Connecticut Ave., Norwalk 06854 899-8900 • goldmangruderwoods.com 184 Atlantic St., Stamford 06901 325-4491• sgtlaw.com

148 Deer Hill Ave., Danbury 06810 885-1938 • chgjtlaw.com

Gilbride, Tusa, Last & Spellane LLC 31 Brookside Drive, Greenwich 06830 • 622-9360 175 Elm St., New Canaan 06840 • 920-4795 gtlslaw.com

Holland & Knight LLP

1 Stamford Plaza, 263 Terser Blvd., Suite 1400, Stamford 06901 905-4500 • hklaw.com

James Horowitz NA

Evan Seidman evan.seideman@hklaw.com 1968

1936

COUNTY

WILSON ELSER PROVIDES CLIENTS WITH SOUND, UNCOMPROMISING LEGAL REPRESENTATION

ational law firm Wilson Elser helps individuals and organizations transcend challenges and realize goals by offering an optimal balance of legal excellence and bottom-line value. More than 800 attorneys strong, our firm serves clients of all sizes, across multiple industries and around the world. Wilson Elser has 37 strategically located offices in the United States and another in London. This depth and scale makes us one of the nation’s most influ-

The White Plains office has more than 140 attorneys, making it the largest New York state law office north of New York City. We offer our clients ready access to virtually any legal service, drawing on the collective experience resident among our own attorneys and those throughout the New York metropolitan area as well as our colleagues across the broader firm.

ential law firms, ranked in the “Am Law 200” and 53rd in the “National Law Journal 500.” Since our founding in 1978, Wilson Elser has forged a reputation as a formidable player in insurance coverage and defense and has since added business and transactional capabilities to our

PROFESSIONAL SERVICES

pabilities. Launched in 1990, the White Plains office has more than 140 attorneys, making it the largest New York state law office north of New York City. We offer our clients ready access to virtually any legal service, drawing on the collective experience resident among our own attorneys and those throughout the New York metropolitan area as well as our colleagues across the broader firm. Wilson Elser’s national practice team structure, leveraging the benefits of technology,

portfolio, including a broad spectrum of services for accounting firms and other professional services organizations. We offer accomplished legal counsel in such areas as commercial contracts and agreements, mergers and acquisitions, divestitures, intellectual property, financings, securities offerings and governance. Our attorneys draw on more than 60 service areas to align precisely with clients’ needs, frequently creating multidisciplinary teams to give each matter the best of the firm’s intelligence and ca-

make it possible for one point of contact to marshal any or all of the resources our clients require to advance even their most ambitious legal objectives. By combining our White Plains attorneys’ local savvy and deep experience with the vast resources and technical capacity of a large and highly respected firm, Wilson Elser provides our clients with sound, uncompromising legal representation. Perhaps this is why we count our relationships with so many of them in decades rather than years.

Mastery of the Legal Landscape As Close as Your Backyard As the largest law firm in Westchester County, Wilson Elser helps local companies and municipalities advance their ambitious objectives. While Wilson Elser remains an industry leader in insurance coverage and defense, we also offer a wide variety of commercial and transactional services via a cadre of attorneys accomplished in these areas of law. We draw on the firm’s extensive resources in New York City and offices throughout the country as best serves our clients’ needs. Our culture places the highest premium on professionalism and cost efficiency. Perhaps this is why Wilson Elser counts its relationships with so many key clients in decades rather than years. To learn more, contact Regional Managing Partner John Flannery at 914-872-7111 or john.flannery@wilsonelser.com. John and the other 140 attorneys in our White Plains office stand ready to help with virtually any or all of your legal needs. After all, it’s the neighborly thing to do.

AN ADVERTORIAL RESOURCE GUIDE | DEC. 10, 2018

THELIST: LAW FIRMS

FAIRFIELD FAIRFIELD COUNTY

LAW FIRMS

Ranked by number of attorneys practicing in the county. Listed alphabetically in the event of a tie. Name Address code: 203, unless otherwise noted Website

Area

Zeisler & Zeisler PC

10 Middle St., Bridgeport 06604 368-4234 • zeislaw.com

Managing partner(s) or officer(s) Email address Year firm established

N/A 1968

Number of attorneys in county Total number in firm

Number of partners, associates, of counsel

14 14

10 3 1

12 749

4 7 2

Locke Lord LLP

Scott. D. Wofsy Stamford office managing partner scott.wofsy@lockelord.com 1887

Martin LLP

Christopher G. Martin, managing partner cmartin@martinllp.net 1996

11 12

7 2 2

Ferguson Cohen LLP

John J. Ferguson jferguson@fercolaw.com 2006

10 21

N/A 2 11

Gregory and Adams

Ralph E. Slater rslater@gregoryandadams.com 1964

10 10

8 2 0

Willinger, Willinger & Bucci PC

Charles J. Willinger Jr. cjwillinger@wwblaw.com 1991

10 10

5 5 0

Cacace Tusch & Santagata

Michael J. Cacace mcacace@lawcts.com 1982

8 8

5 2 1

Murtha Cullina LLP

Jennifer Morgan DelMonico jdelmonico@murthalaw.com 1936

9 98

5 2 2

Kathy Bower, managing partner, Southbury branch bower@gagerlaw.net 1917

7 7

3 4 0

Veronica E. Reich, Louise T. Truax 1998

7 7

7 0 0

Rosenblum Newfield LLC

James Rosenblum jbra@jbraesq.com 1992

7 8

3 4 1

Russo & Associates LLC

Robert D. Russo Rob@russoassoc.com 2006

7 7

1 5 1

Brody and Associates LLC

Robert G. Brody rbrody@brodyandassociates.com 1997

6 6

1 3 2

Tremont Sheldon Robinson Mahoney PC

Robert Sheldon, Cindy Robinson, Jason Tremont, and Douglas Mahoney info@tremontsheldon.com 1960

6 6

4 2 0

Mark R. Carta, managing partner; Darcy S. McAlister and Glen J. Moore, partners mcarta@cmm-law.com 2012

5 5

3 1 1

Jones Morrison LLP

Stephen J. Jones sjones@jonesmorrisonlaw.com 2001

5 5

2 2 1

Rucci Law Group LLC

Amy Zabetakis azabetakis@ruccilawgroup.com 2011

5 7

2 2 1

Rutkin, Oldham & Griffin, LLC

Arnold H. Rutkin, Sarah S. Oldham, David W. Griffin soldham@rutkinoldham.com 1982

5 5

3 2 1

Seth Arnowitz seth@ctattorney.com 1998

4 4

1 3 0

Lev Berlin & Sousa, PC

Jack H. Sousa info@levberlin.com 1995

4 4

2 1 1

McElroy, Deutsch, Mulvaney & Carpenter LLP

Edward B. Deutsch, managing partner New England offices edeutsch@mdmc-law.com 1983

4 285

3 0 1

Cramer & Ahern

Allan P. Cramer allen.cramer@cramerandahern.com 1968

3 3

2 0 1

Law Offices of Edward Nusbaum PC

Edward Nusbaum, president; and Harold W. Halderman, associate enusbaum@nusbaumfamilylaw.com 2018

2 2

1 1 0

1 Canterbury Green, 201 Broad St., Stamford 06901 975-7575 • lockelord.com

262 Harbor Drive, Third floor, Stamford 06902 973-5251 • martinllp.net 25 Field Point Road, Greenwich 06830 661-5222 • fercolaw.com 190 Old Ridgefield Road, Wilton 06894 762-9000 • gregoryandadams.com 855 Main St., Bridgeport 06604 366-3939 • wwblaw.com

777 Summer St., Stamford 06901 327-2000 • lawcts.com 177 Broad St., Stamford 06901 653-5400 • murthalaw.com

Gager, Emerson, Rickart, Bower & Scalzo LLP

325 Main Street South, Southbury 06488 • 262-6000 2 Stony Hill Road, Bethel 06801 • 207-5400 gagerlaw.net

Reich & Truax LLC

2507 Post Road, Suite PH, Southport 06890 254-9877 • reichandtruax.com 1 Landmark Square, Fifth floor, Stamford 06901 358-9200 • rosenblumnewfield.com 2507 Post Road, Southport 06890 254-7579 • russoassoc.com

120 Post Road West, Suite 101, Westport 06880 454-0560 • brodyandassociates.com

64 Lyon Terrace, Bridgeport 06604 212-9075 • tremontsheldon.com

Carta, McAlister & Moore LLC 1120 Post Road, Darien 06820 202-3100 • cmm-law.com

1 Landmark Square, 21st floor, Stamford 06901 965-7700 • jonesmorrisonlaw.com 19 Old Kings Highway South, Darien 06820 202-9686 • ruccilawgroup.com 5 Imperial Ave., Westport 06880 227-7301 • rutkinoldham.com

Law Offices of Seth J. Arnowitz LLC 733 Stamford St., Suite 302, Stamford 06901 195 Danbury Road, Suite 120, Wilton 06897 348-7722 • ctattorney.com 200 Connecticut Ave., Norwalk 06854 838-8500 • levberlin.com

30 Jelliff Lane, Southport 06890 319-4000 • mdmc-law.com

38 Post Road West, Westport 06880 222-7000 • cramerahern.com

212 Post Road West, Wesport 06880 226-8181 • nusbaumfamilylaw.com

COUNTY

OVERVIEW OF PARENTAL LEAVE RIGHTS IN NEW YORK By Joseph DeGiuseppe, Jr., Esq. and Justin M. Gardner, Esq. Bleakley Platt

he rights of employees in New York state to take leave to bond with a newborn child are governed by The Family and Medical Leave Act (FMLA), and the New York State Paid Family Leave Law (NYPFL). FMLA, a federal statute, provides eligible employees with the right to take up to 12 weeks off for the birth of a child and to bond with the newborn child within one year of birth. Employees are eligible for FMLA leave if they have worked for their employer for at least 12 months, and have worked for at least 1,250 hours over the previous 12 months at a location where at least 50 employees are employed within 75 miles. Both mothers and fathers have the same right to take FMLA leave for the birth of a child (but not for adoption or foster care placements), which must be taken as a continuous block of leave unless the employer agrees to allow intermittent leave. FMLA only requires that employers provide unpaid leave. However, an employer may require employees to use their paid personal time off (PTO) leave concurrently with the FMLA leave period. Employers must maintain group health insurance benefits for employees on a FMLA leave, but they can require employees to continue to pay their required share of the insurance premium. FMLA provides employees with reinstatement rights to the same or an “equivalent” position following their time off, with limited exceptions. NYPFL covers employees who are regularly scheduled to work at least 20 hours per week and have worked at least 26 consecutive weeks before the first full day of family leave begins. Part-time employees whose regular employment schedule is less than 20 hours per week are eligible for NYPFL benefits after having worked for 175 days for the employer. NYPFL provides that eligible employees will be entitled to paid leave in order to bond with their newborn children during the first year of the child’s life, or in the case of adoption or foster care placement, for the first year after the placement of a child with the employee. The NYPFL currently allows employees to collect up to a maximum of 8 weeks of paid leave benefits within a 52-consecutive week period. The maximum weekly benefit in 2019 will be $746.41. Like FMLA, employees are also entitled to the continuation of their group health insurance benefits with their employer, subject to their usual contribution. The required use of accrued PTO (vacations, personal days, etc.) presents employers with an issue where an employee concurrently takes a FMLA and NYPFL leave for child bonding purposes as NYPFL regulations pro-

PROFESSIONAL SERVICES

Joseph DeGiuseppe, Jr.

hibit the required use of PTO, while FMLA allows employers to require the use of the same. Although commentators have differed on whether FMLA preempts this NYPFL regulation, the regulation currently remains in effect. An employee may, however, elect to use accrued PTO while on NYPFL. Based on the recent developments on parental leave rights, employers should review their parental leave policies to ensure compliance with both federal and NYS law. If you have any questions concerning parental leave rights in New York, please do not hesitate to contact Joseph DeGiuseppe, Jr., Esq., at 914-949-2700.

Justin M. Gardner

Timeless Values, Contemporary Expertise Bleakley Platt attorneys offer clients sophisticated, practical, and cost-effective counsel in commercial financing transactions. We routinely represent domestic and foreign commercial banks and financial institutions, agency lenders, municipalities and borrowers. Clients benefit from decades of experience in a broad spectrum of industries in complex transactions, with skills and know-how that few area law firms can match. Our restructuring and workout experience complements the transactional practice, and we are frequently retained to provide restructuring advice for troubled loans and assets. For more information contact Peter N. Bassano (914) 287-6102

Jennifer A. Lofaro (914) 287-6136

NEW YORK

CONNECTICUT

One North Lexington Avenue White Plains, NY 10601 phone: (914) 949-2700

Twenty-Five Field Point Road Greenwich, CT 06830 phone: (203) 422-5050

www.bpslaw.com

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AN ADVERTORIAL RESOURCE GUIDE | DEC. 10, 2018

THELIST: ACCOUNTING FIRMS

WESTCHESTER COUNTY

Ranked by number of CPAs in county. Listed alphabetically in the event a of tie. Number of CPAs in county, nationwide

Number of Number of partners accounting in county, nationwide professionals in county, nationwide business planning

computer consulting

estate planning

government accounting

litigation support

management consulting

personal planning

small-business services

tax services

98 390

188 665

38 107

✔

74 434

106 786

24 203

✔

23 950

49 2,125

5 287

✔

18 80

12 120

6 36

✔

18 263

44 527

6 92

✔

14 14

40 40

5 5

✔

Anthony Uzzo, Blaise Fredella, Richard Vaccariello, Anthony Siniscalchi and Raymond Magi auzzo@auzzo.com 1984

11 11

16 16

✔

Scott Martin, Larry Holzberg and Hal Martin Barbara Chipelo bchipelo@brmcpa.com 1929

8 8

10 10

3 3

✔

Glenn Friedman and David Neste David M. VanHerwynen dvanherwynen@pragermetis.com 2013

8 100

14 350

6 47

✔

David M. Peretz, Mark Hausner and Robert Mitgang dperetz@peretzcpas.com 1990

7 7

17 17

5 5

✔

7 7

8 8

1 1

✔

5 5

9 9

2 2

✔

5 7

11 11

2 2

✔

5 5

6 6

2 2

✔

4 4

5 5

2 2

✔

4 4

9 9

1 1

✔

4 4

6 6

2 2

✔

Al Reda CPA info@redacpa.com 1989

4 4

2 2

✔

Peter Formanek peter@foadvisor.com 1975

4 4

3 3

1 1

✔

Grassi & Co.

Robert Bernstein Adam Schuman rbernstein@grassicpas.com 1980

2 93

5 228

1 34

✔

GKG CPAs

Donald R. Karlewicz, Scott Goldstein, Wayne Martin, partners 1981

25 25

✔

Goldstein Lieberman & Company LLC

Phillip E. Goldstein N/A mail@glcpas.com 1946 Jason Giordano, managing partner Brian Powers, vice president of marketing info@jgspc.com 1932

67 (Hudson Valley) 67

4 (Hudson Valley) 4

✔

11 (Hudson Valley) 11

24 (Hudson Valley) 24

6 (Hudson Valley) 6

44 44

85 85

68 3,935

161 8,282

PKF O'Connor Davies LLP

Citrin Cooperman

CohnReznick LLP

D'Arcangelo & Company LLP *

500 Mamaroneck Ave., Harrison 10528 381-8900 • pkfod.com

709 Westchester Ave., White Plains 10604 949-2990 • citrincooperman.com 10 Bank St., Suite 1190, White Plains 10606 684-2700 • cohnreznick.com

800 Westchester Ave., Suite N-400, Rye Brook 10573 694-4600 • darcangelo.com

Marks Paneth LLP

4 Manhattanville Road, Suite 402, Purchase 10577 524-9000 • markspaneth.com

Maier, Markey & Justic LLP

A. Uzzo & Company CPAs PC

Band, Rosenbaum & Martin PC

222 Bloomingdale Road, Suite 400, White Plains 10605 644-9200 • mgroupusa.com

287 Bowman Ave., Purchase 10577 694-8800 • auzzo.com

440 Mamaroneck Ave., Suite 508, Harrison 10528 636-7200 • brmcpa.com

Prager Metis CPAs, LLC

333 Westchester Ave., White Plains 10604 218-1300 • pragermetis.com

Peretz, Resnick, Mitgang & Marcus LLP

303 S. Broadway, Suite 105, Tarrytown 10591 332-5393 • peretzcpas.com

Victor J. Cannistra CPA PC

43 Kensico Drive, Second floor, Mount Kisco 10549 241-3605 • cannistracpa.com

ABD Associates LLP

50 Broadway, Hawthorne 10532 747-9000 • abdcpa.com

Rosenberg & Chesnov CPAs LLP 555 Taxter Road, Suite 305, Elmsford 10523 722-6901 • rcmycpa.com

Sanossian, Sardis & Company LLP 700 White Plains Road, Scarsdale 10583 725-9800 • sscpa.co

Blum & Bernstein LLP

220 White Plains Road, Tarrytown 10591 631-1010

Hymes & Associates CPA PC 55 Pondfield Road, Bronxville 10708 961-1200 • hymescpa.com

Maxwell Shmerler & Company, CPAs 11 Martine Ave., Suite 970, White Plains 10606 681-0400 • msco-cpa.com

Reda, Romano & Company LLP

800 Westchester Ave., Suite N405, Rye Brook 10573 701-0170 • redacpa.com

Weinstein & Formanek PC CPAs & Family Office Advisor 141 E. Boston Post Road, Mamaroneck 10543 698-4123 • foadvisor.com

2 Westchester Park Drive, Suite 200, White Plains, 10604 849-0320 • grassicpas.com

Not ranked

777 Chestnut Ridge Road, Suite 301, Chestnut Ridge 10977 845-356-6100 • gkgcpa.com

Note: *

Managing partner(s) Marketing person and/or contact person Email address Year company established

auditing

Name Address Area code: 914, unless otherwise noted Website

1 International Blvd., Suite 700, Mahwah, N.J. 07495 201-512-5700 • glcpas.com

Judelson, Giordano & Siegel CPA PC 633 Route 211 East, Middletown 10941 845-692-9500 • jgspc.com

RBT CPAs, LLP

11 Racquet Road, Newburgh 12550 845-567-9000 • rbtcpas.com

RSM US LLP

200 Elm St., Suite 200, Stamford 06902 327-3112 • rsmus.com

Kevin J. Keane Kathleen O'Toole kkeane@pkfod.com 1891 Alan G. Badey abadey@citrincooperman.com 1979 Stephen J. Harrison CPA office managing partner, White Plains 1919 James R. D'Arcangelo, Vincent P. Pancaldo, Alfred F. Thoben, Barbara J. Greene, Anthony Pennella and Michael Lisa kcampanile@darcangelo.com 1950 Christopher Cacce, partner-in-charge, Westchester Diane Paoletta dpaoletta@markspaneth.com 1907 Anthony J. Justic AJJ@mgroupusa.com 1985

Victor J. Cannistra victorc@cannistracpa.com 1975 Rebecca Drechsel, managing partner rebeccad@abdcpa.com 1974 Alan D. Rosenberg and Jody H. Chesnov alan@rcmycpa.com 1973 George Sanossian george.sanossian@sscpa.com 1985 Eric Blum ericb4@optonline.net 1945 Michael S. Hymes michael@hymescpa.com 1992 Ford J. Levy cybercpa3@aol.com 1913

Thomas Weddell Erin Blabac eblabac@vddw.com N/A Greg Budnik Market managing partner, Connecticut and Westchester County, N.Y. jena.rascoe@rsmus.com 1926

This list is a sampling of accounting firms that are located in the region. If you would like to include your firm in our next list, please contact Peter Katz at pkatz@westfairinc.com. N/A = Not available. Accounting firms listed as "not ranked" are located outside of Westchester County but serve the region. D'Arcangelo & Company LLP also has a Hudson Valley location at 510 Haight Ave., Poughkeepsie 12603, 845-473-7774, darcangelo.com.

Services

✔

11 11

✔

21 824

✔

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THELIST: ACCOUNTING FIRMS

FAIRFIELD COUNTY

Ranked by number of CPAs in county. Listed alphabetically in the event a of tie. Number of CPAs in county, nationwide

Number of Number of partners accounting in county, nationwide professionals in county, nationwide business planning

computer consulting

estate planning

government accounting

litigation support

management consulting

personal planning

small-business services

tax services

98 390

188 665

38 107

✔

74 434

106 786

24 203

✔

23 950

49 2,125

5 287

✔

18 80

12 120

6 36

✔

18 263

44 527

6 92

✔

14 14

40 40

5 5

✔

Anthony Uzzo, Blaise Fredella, Richard Vaccariello, Anthony Siniscalchi and Raymond Magi auzzo@auzzo.com 1984

11 11

16 16

✔

Scott Martin, Larry Holzberg and Hal Martin Barbara Chipelo bchipelo@brmcpa.com 1929

8 8

10 10

3 3

✔

Glenn Friedman and David Neste David M. VanHerwynen dvanherwynen@pragermetis.com 2013

8 100

14 350

6 47

✔

David M. Peretz, Mark Hausner and Robert Mitgang dperetz@peretzcpas.com 1990

7 7

17 17

5 5

✔

7 7

8 8

1 1

✔

5 5

9 9

2 2

✔

5 7

11 11

2 2

✔

5 5

6 6

2 2

✔

4 4

5 5

2 2

✔

4 4

9 9

1 1

✔

4 4

6 6

2 2

✔

Al Reda CPA info@redacpa.com 1989

4 4

2 2

✔

Peter Formanek peter@foadvisor.com 1975

4 4

3 3

1 1

✔

Grassi & Co.

Robert Bernstein Adam Schuman rbernstein@grassicpas.com 1980

2 93

5 228

1 34

✔

GKG CPAs

Donald R. Karlewicz, Scott Goldstein, Wayne Martin, partners 1981

25 25

✔

Goldstein Lieberman & Company LLC

Phillip E. Goldstein N/A mail@glcpas.com 1946 Jason Giordano, managing partner Brian Powers, vice president of marketing info@jgspc.com 1932

67 (Hudson Valley) 67

4 (Hudson Valley) 4

✔

11 (Hudson Valley) 11

24 (Hudson Valley) 24

6 (Hudson Valley) 6

44 44

85 85

68 3,935

161 8,282

PKF O'Connor Davies LLP

Citrin Cooperman

CohnReznick LLP

D'Arcangelo & Company LLP *

500 Mamaroneck Ave., Harrison 10528 381-8900 • pkfod.com

709 Westchester Ave., White Plains 10604 949-2990 • citrincooperman.com 10 Bank St., Suite 1190, White Plains 10606 684-2700 • cohnreznick.com

800 Westchester Ave., Suite N-400, Rye Brook 10573 694-4600 • darcangelo.com

Marks Paneth LLP

4 Manhattanville Road, Suite 402, Purchase 10577 524-9000 • markspaneth.com

Maier, Markey & Justic LLP

A. Uzzo & Company CPAs PC

Band, Rosenbaum & Martin PC

222 Bloomingdale Road, Suite 400, White Plains 10605 644-9200 • mgroupusa.com

287 Bowman Ave., Purchase 10577 694-8800 • auzzo.com

440 Mamaroneck Ave., Suite 508, Harrison 10528 636-7200 • brmcpa.com

Prager Metis CPAs, LLC

333 Westchester Ave., White Plains 10604 218-1300 • pragermetis.com

Peretz, Resnick, Mitgang & Marcus LLP

303 S. Broadway, Suite 105, Tarrytown 10591 332-5393 • peretzcpas.com

Victor J. Cannistra CPA PC

43 Kensico Drive, Second floor, Mount Kisco 10549 241-3605 • cannistracpa.com

ABD Associates LLP

50 Broadway, Hawthorne 10532 747-9000 • abdcpa.com

Rosenberg & Chesnov CPAs LLP 555 Taxter Road, Suite 305, Elmsford 10523 722-6901 • rcmycpa.com

Sanossian, Sardis & Company LLP 700 White Plains Road, Scarsdale 10583 725-9800 • sscpa.co

Blum & Bernstein LLP

220 White Plains Road, Tarrytown 10591 631-1010

Hymes & Associates CPA PC 55 Pondfield Road, Bronxville 10708 961-1200 • hymescpa.com

Maxwell Shmerler & Company, CPAs 11 Martine Ave., Suite 970, White Plains 10606 681-0400 • msco-cpa.com

Reda, Romano & Company LLP

800 Westchester Ave., Suite N405, Rye Brook 10573 701-0170 • redacpa.com

Weinstein & Formanek PC CPAs & Family Office Advisor 141 E. Boston Post Road, Mamaroneck 10543 698-4123 • foadvisor.com

2 Westchester Park Drive, Suite 200, White Plains, 10604 849-0320 • grassicpas.com

Not ranked

777 Chestnut Ridge Road, Suite 301, Chestnut Ridge 10977 845-356-6100 • gkgcpa.com

Note: *

Managing partner(s) Marketing person and/or contact person Email address Year company established

auditing

Name Address Area code: 914, unless otherwise noted Website

1 International Blvd., Suite 700, Mahwah, N.J. 07495 201-512-5700 • glcpas.com

Judelson, Giordano & Siegel CPA PC 633 Route 211 East, Middletown 10941 845-692-9500 • jgspc.com

RBT CPAs, LLP

11 Racquet Road, Newburgh 12550 845-567-9000 • rbtcpas.com

RSM US LLP

200 Elm St., Suite 200, Stamford 06902 327-3112 • rsmus.com

Thomas Weddell Erin Blabac eblabac@vddw.com N/A Greg Budnik Market managing partner, Connecticut and Westchester County, N.Y. jena.rascoe@rsmus.com 1926

Services

✔

11 11

✔

21 824

✔

Successful Aging: Keane & Beane, P.C. Participates in Senior Law Day

he Westchester County community is fortunate to have a robust array of professionals, organizations and caring individuals with a variety of backgrounds and abilities who are dedicated to the cause of successful aging. The Senior Law Day Programs assist families to successfully plan for their future, answer legal questions and provide free programming to the county. The 2018 program year is finishing on a high note. This year, we completed over 550 free one-onone consultations for our residents, with skilled estate and elder law attorneys, a record number. In 2018, and in every year since our start in 1999, we have been dedicated to promoting the legal, financial and overall health of seniors and their families in Westchester County. The Senior Law Day Collaborative which consists of attorneys, accountants, financial planners, insurance professionals and geriatric social workers plans to continue expanding its reach in 2019. We are focused on being a trusted community resource on a wide range of elder law, healthcare and financial issues for seniors and their families. We closely partner with Westchester County Department of Senior Programs and Services (DSPS) and encourage Westchester residents to call the DSPS help line at 914-813-6436 with any concerns related to aging. DSPS often refers the call to the appropriate member of our Collaborative. We screen each professional before he or she joins, so that residents do not have to worry about potential scams or otherwise being sold something they do not need. In 2019, we plan to offer: • Greater use of the guide “Elder Law Q&A: An Introduction to Aging Issues and Planning for the Future” to supplement our live programming. The Elder Law Q&A is available at https://www.kblaw.com/ wp-content/uploads/2018/09/Elder-LawQA-2018-ONLINE-Ed19-FINAL.pdf as a valuable community resource. • Additional single-session programs in local communities throughout the County during the year to serve our diverse residents. o The Bronxville Public Library will host a program on Affordable Housing Options on Monday, February 11, 2019 at 3:00PM o The Town of Pelham Public Library will host a program on Social Security on Monday, March 18, 2019 at 7:00PM o The Briarcliff Manor Public Library will host a program on Elder Law on Thursday, March 21, 2019 at 6:30PM o The Yonkers Riverfront Library half day program in April 2019, and our annual half day County Center program in White Plains on Tuesday, October 15,

PROFESSIONAL SERVICES

By by Sarah A. Steckler 2019 at which begins at 9:00AM; and • Increased programming for Westchester’s Spanish-speaking population; and I am pleased to continue as the Senior Law Day Program Director in 2019, with my Keane & Beane P.C. colleague Steven A. Schurkman serving as a Program Co-Chair. Jeffrey A. Cohen, Zachary D. Olivia and Christopher J. Aventuro are also active. We work with a wonderful committee of more than 130 colleagues, many of whom volunteer tirelessly and take on leadership roles. Senior Law Day is presented by the Westchester County DSPS, the Westchester Public/Private Partnership for Aging Services, and the Ninth Judicial District of the New York State Office of Court Administration. We look forward to another year of empowering Westchester’s older adults to remain in

their homes and age with dignity, independence and civic involvement. For more additional program dates, more information and free resources, visit www. seniorlawday.info or follow us on Twitter @ seniorlawday or like us on facebook. We thank

our generous sponsors for their support – please visit our website for the full list. Sarah A. Steckler has been an associate attorney with Keane & Beane P.C. since 2011. She practices in elder law and estate planning and is a Department of Veterans Affairs accredited attorney.

All All the the credentials credentials of of aa large large law law firm. firm. The The personalized personalized service service of of aa small small one. one.

Serving the ServingValley the Hudson Hudson Valley and beyond for and for overbeyond 30 years over 30 years

• Business Transactions • Construction Law • Education Law • Elder Law • Environmental Law • Guardianship • Insurance Defense & Civil Rights • Labor Relations & Employment Law • Land Development & Zoning • Litigation & Alternative Dispute Resolution • Municipal Law • Real Estate • Trusts & Estates • Trusts & Estates Litigation

wE FOCUS ON pROViDiNG THE HiGHEST qUaLiTy LEGaL COUNSEL TO OUR CLiENTS wE FOCUS ON pROViDiNG THE HiGHEST qUaLiTy LEGaL COUNSEL TO OUR CLiENTS We serve businesses, individuals, school districts, municipalities and non-profit organizations. We serve businesses, individuals,inschool districts,areas municipalities and non-profit Our attorneys are recognized their practice and offer clients a range organizations. of services Our attorneys are recognized in theira practice and offer clients a range of services through culture ofareas collaboration. through a culture of collaboration.

646.794.5747 New York City

914.946.4777 White Plains

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845.896.0120 Fishkill

• Utility Siting & Local Rate-Making

@keanebeanepc @keanebeanepc Keane & Beane, p.C Keane & Beane, p.C

AN ADVERTORIAL RESOURCE GUIDE | DEC. 10, 2018

INSURANCE AGENCIES

THELIST: INSURANCE AGENCIES

WESTCHESTER COUNTY AND REGION

WESTCHESTER COUNTY

Ranked by the number of licensed brokers in the county. Listed alphabetically in the event of a tie. Name Address Area code: 914, unless otherwise noted Website

Number of licensed brokers in county

Number of employees in county

127

Business and estate planning and business succession planning, disability and life insurance, investments, executive compensation, employee benefits and corporate retirement services, education program and executive benefits

66 (180 in New York state)

Risk management and insurance, group benefits, private client services and retirement planning services

Jason Schiciano, Ken Fuirst kfuirst@levittfuirst.com jschiciano@levittfuirst.com 1961

Construction, real estate, personal home and automobile, business markets, workers' compensation experts, bonds and health and life insurance

Brian H. Eifert brian@efk.com 1933

Business lines, personal insurance, group health, specialty lines, auto dismantlers, home heating oil dealers and life insurance and long-term care, Medicare Part D

Kenneth W. Kaufman, Thomas F. McEvily III, Michael McEvily kkaufman@keevily.com; tmcevily@keevily.com; mmcevily@keevily.com 1928

Commercial and personal insurance, workers' compensation safety groups, disability, life and health insurance, group benefits and long-term care

John Moccia jmoccia@bbinsny.com 1910

Risk management, analysis and advice, claims management and disaster recovery

Robert Kestenbaum, CEO, and Brian Goldenberg, chief financial officer rkestenbaum@yorkintl.com bgoldenberg@yorkintl.com 1985

Property and casualty, life and health insurance

Friedlander Group Inc.

Adam Friedlander adamf@friedlandergroup.com 1926

Workers' compensation group discounted safety groups, large company discounted workers' compensation plans, comprehensive claims administration and safety services

Meridian Risk Management

Joe Solimine Jr., founder and president js@meridianrisk.com 2003

Private and commercial insurance

Rosen & Company Inc.

Stephen B. Rosen sbrosen@rosen-co.com 1967

Commercial property and casualty and personal insurance, including private client services

Albert Palancia Insurance Agency

Joseph T. Palancia joe@palanciainsurance.com 1954

JoAnne Murray, president; Laura MurrayFaggella, vice president; Neil Bush, vice president; and Margaret Black, vice president jmurray@ambins.com; laura@ambins.com; nbush@ambins.com; mblack@ambins.com 1959

Property and casualty insurance, specializing in construction, restaurants and real estate, professional liability, workers' compensation, personal automobile, homeowners and umbrella

Automobile, home, umbrella, watercraft, recreational vehicles, business, cyber, D&O, EPLI and group benefits

Dennis M. Supraner, president and CEO dennis@plcsi.com 1994

Robert M. Homer, president and commercial lines manager, and Leslie M. Homer, vice president and personal line manager ghomer@homerinsurance.com 1906

Professional liability and specialty lines insurance, including accountants, bookkeepers and CPAs, architects, engineers, lawyers, land surveyors, real estate agents/brokers, real estate appraisers, title agents/abstractors, manuscript coverage, cyber liability and employment practices liability

Personal insurance, business insurance, financial services, group insurance and employee benefits

Robert A. Davis rdavis@arnoldkdavisinsurance.com 1954

All forms of commercial and personal insurance, group employee benefits, individual life, disability income and long-term care

Gary Forbes, president, and Chris Radding, partner g.forbes@forbesinsurance.com 1885/1999

Personal and commercial, life and health and group health

Rey Insurance Agency Inc.

Linda Rey Iannarelli service@reyinsurance.com 1978

Property and casualty

RPO Group Inc.

Rory P. O'Brien robrien@therpogroup.com 1988

Four Anchors Worldwide LLC

Bob Furjanic contact@fouranchors.com 2007

Marine insurance

The Hack Agency Inc.

Nancy M. Hack, William A. Greene nhack@hackagency.com 1918

Personal auto, home, valuables, umbrella liability insurance; commercial liability, property and workers' compensation insurance

Bill Lawley, Chris Ross and Mike Lawley, principals; and George “Chip” Archer, branch partner 1955

Personal auto, home and umbrella insurance policies; business insurance; risk management consulting; and flood insurance

Jeffrey Deldin dbruen@bddinsurance.com 1948

Personal insurance, homeowners, auto, renters, umbrella, motorcycle, watercraft, antique car, flood, rental property, commercial/business insurance, lifeinsurance and group benefits and bonding and surety programs

Tim Dean Deke Rothacker drothacker@marshallsterling.com 1864

Property and causality, liability, cyber, medical, dental, vision, life, prescriptions, home, automobile, umbrella, workers’ compensation, fidelity and fiduciary bonds and specialty risks

6, Hudson Valley

Automobile, home, business, property and casualty, life and commercial, financial services

Life and health, business and commercial, renter's and workers' compensation

Strategies for Wealth

Assured SKCG Inc.

3 4

800 Westchester Ave., Suite N409, Rye Brook 10573 288-8800 • strategiesforwealth.com

123 Main St., 14th floor, White Plains 10601 761-9000 • skcg.com

Levitt-Fuirst Associates Ltd.

520 White Plains Road, Second floor, Tarrytown 10591 457-4200 • levittfuirst.com

Eifert, French & Ketchum

330 Fifth Ave., Pelham 10803 738-4011 • efk.com

Keevily Spero Whitelaw Inc.

500 Mamaroneck Ave., Harrison 10528 381-5511 • keevily.com

(d.b.a The Rollins Agency, d.b.a. Gaston & Associates) 800 Westchester Ave., Suite N-311, Rye Brook 10573 337-1833 • rollinsinsurance.com

Brown & Brown of New York Inc.

York International Agency LLC

500 Mamaroneck Ave., Suite 220, Harrison 10528 376-2200 • yorkintl.com

2500 Westchester Ave., Suite 400A, Purchase 10577 694-6000 • friedlandergroup.com

1 Wolfs Lane, Pelham 10803 738-5678 • meridianrisk.com

9 10 11 12 13 14

145 Bedford Road, Armonk 10504 939-1200 • rosen-co.com

116 Mamaroneck Ave., Mamaroneck 10543 698-1373 • palanciainsurance.com

Allan Block Agency Insurance

24 S. Broadway, Tarrytown 10591 631-4353 • ambins.com

Professional Liability Consulting Services, Inc.

45 Knollwood Road, Suite 202, Elmsford, 10523 592-6505 • plcsi.com

Murray, Schoen & Homer Inc.

800 Westchester Ave., Suite N603, Rye Brook 10573 632-8989 • homerinsurance.com

Arnold K. Davis Insurance

330 Fifth Ave., Pelham Ave., Pelham 10803 701-5200 • arnoldkdavisinsurance.com

Forbes Insurance Agency 135 Bedford Road, Katonah 10536 232-7750 • forbesinsurance.com

219 N. Broadway, Sleepy Hollow 10591 631-7628 • reyinsurance.com

Renaissance Center, 199 Main St., White Plains 10601 761-0550 • therpogroup.com

444 Bedford Road, Suite 302, Pleasantville 10570 630-4992 • fouranchors.com

280 N. Bedford Road, Suite 306, Mount Kisco 10549 666-6461 • hackagency.com

Lawley Insurance

4 Manhattanville Road, Suite 107, Purchase 10577 345-7000 • lawleyinsurance.com

Not ranked

Bruen Deldin DiDio Associates Inc.

(A division of World Insurance Associates Inc.) 3 Starr Ridge Road, Brewster 10509 845-279-5151 • bddinsurance.com

Marshall & Sterling Enterprises Inc.

110 Main St., Poughkeepsie 12601 845-454-0800 • marshallsterling.com

Sullivan Insurance

421 Route 6, Mahopac 10541 845-628-9604 • callsullivan.com

Tri State Insurance LLC

277 Tarrytown Road, White Plains 10607 718-618-7666 • tsinsbk.com

PROFESSIONAL SERVICES

Top local executive(s) Email address Year agency established Josh Becker, Jerry Harnik Kelley Biondi kbiondi@strategiesforwealth.com 1934 Thomas R. Kozera Richard S. Canter rcanter@skcg.com 1932

Neal Sullivan president info@callsullivan.com 1968 Frank Kolovic, owner and broker 1999

S14

Types of insurance sold

Employee group benefit plans, executive life and disability, individual insurance products

AN ADVERTORIAL RESOURCE GUIDE | DEC. 10, 2018

THELIST: INSURANCE AGENCIES

FAIRFIELD COUNTY

INSURANCE AGENCIES

Ranked by the number of licensed brokers in the county. Listed alphabetically in the event of a tie. Top local executive(s) Email address Year agency established

Number of licensed brokers in county

Number of employees in the county

Peter Novak, Brendan Naughton and Timothy Ludwig 1886

300 (115 Westchester County, 80 Hudson Valley, N.Y.)

Risk management, life insurance, disability, long-term, business planning and protection, employee benefits program, fringe benefits, retirement planning and investments, college funding programs, financial strategies

Jeffrey L. Rubin jeff.rubin@hubinternational.com 1952

Property, casualty, risk management, life and health, employee benefits and personal insurance

Gary Adams, Tony Cervone, Kathy Piro, Pam Stenger & Vicki Sicilian Senior sales and marketing manager gary.adams@bearingstar.com 1996

Personal auto, home, condo, renters, umbrella liability, flood, recreational vehicles and life

DiMatteo Group Inc.

Robert Lesko and Kim DiMatteo llesko@dimatteogrp.com 1960

Insurance, accounting and financial services for families and small businesses

WM. F. Malloy Agency Inc.

William Malloy wmalloy@malloyins.com 1945

Homeowners and car insurance premiums, individual or family health insurance policies, including disability, long-term care and Medicare supplement insurance; insurance for small businesses, including employee health insurance plans, business liability insurance, business property insurance and workers' compensation insurance; group life insurance plans

Abercrombie Burns McKiernan & Company Insurance Inc.

Kevin P. McKiernan, Christopher K. McKiernan, and Thomas J. McKiernan info@abmck.com 1952

Personal and commercial lines, life, health and disability

Sean M. Carroll and James Benson Edward Buckmir Scarroll@meritinsurance.com Jbenson@meritinsurance.com Ebuckmir@meritinsurance.com 1936

Property and casualty, personal insurance, employee benefits (group life and disability and health)

Mills & Mills Insurance

Robert J. Mills Jr. mills.mills@snet.net 1953

Automobile, boats, motorcycles, bonds and commercial risk

360 Corporate Benefit Advisors

Paul Lambert plambert@360cba.com 1984

Employee benefits, medical, dental, life, disability, long-term care, travel, accident, voluntary benefits

Peter E. Carlson Jr., president; Douglas N. Carlson, executive vice president; and Donald M. “Tripp” Freeman III, executive vice president Pcarlson@carlsonandcarlson.com Dcarlson@carlsonandcarlson.com Tfreeman@carlsonandcarlson.com 1920

All lines of Insurance for individuals, families and small-business owners

Hatfield Insurance Agency Inc.

Guy Hatfield ghatfield@hatfieldinsuranceagency.com 1905

Home, auto, business, marine, life, disability, surety and expert witness services

The Insurance Center

Paul K. Improta Paul.improta@theinsurancectr.com 1925

Commercial and personal property and casualty Insurance, specializing in contractors, restaurants, nonprofits, property managers, professional offices, retailers, manufacturers, wholesale distributors, homeowners associations, errors and omissions insurance, cyber liability and data breach insurance Personal insurance, including homeowner, auto, umbrella, yacht; commercial insurance, including property, casualty, workers' compensation, umbrella, directors and officers bonds; and group health insurance, including life, disability and nonprofits

Name Address Area code: 203, unless otherwise noted Website

1 2 3 4 5 6

Charter Oak Insurance and Financial Services Co.

501 Merritt 7 Corporate Park, Fifth floor, Norwalk 06851 359-5300 • charteroakfinancial.com

HUB International Northeast Ltd.

777 Commerce Drive, Fairfield 06825 337-1800 • hubinternational.com/northeast/

Bearingstar Insurance

501 Kings Highway East, Fairfield 06468 254-0875 • bearingstar.com

79 Bridgeport Ave., Shelton 06484 924-4811 • dimatteogrp.com

87 Glenbrook Road, Stamford 06902 351-9898 • malloyins.com

30 Old Kings Highway South, Second floor, Darien 06820 655-7468 • abmck.com

Merit Insurance Inc.

1 Enterprise Drive, Suite 310, Shelton 06484 367-5328 • meritinsurance.com

35 Old Ridgefield Road, Wilton 06897 762-8373 • millsandmillsinsurance.com

1375 Kings Highway East, Fairfield 06824 800-357-1840 • 360corporatebenefitadvisors.com

Carlson & Carlson Inc.

15 Wilmot Lane, Riverside 06878 637-7575 • carlsonandcarlson.com

1735 Post Road, Fairfield 06824 256-5660 • hatfieldinsuranceagency.com

6 Stony Hill Road, Suite 210, Bethel 06801 730-0634 ext. 102 • theinsurancectr.com

The Insurance Exchange Inc. (A division of Cross Financial Corp.) 30 Buxton Farm Road, Suite 120, Stamford 06905 321-0001 • insurexchg.com

Ganim Financial

2429 North Ave., Bridgeport 06604 335-0851 • ganimfinancial.com

1200 Summer St., Stamford 06905 321-1020 • heinsurance.com

Hagendoorn & Emond Insurance Inc.

John H. Wygal & Company LLC 161 East Ave., Suite 103, Norwalk 06851 831-8555 • jwygal.com

Lawley Insurance

Not ranked

22 Thorndal Circle, third floor, Darien 06820 656-0332 • lawleyinsurance.com

Tri State Insurance LLC

263 Tresser Blvd., Stamford 06901 888-281-6554 • tsinsbk.com

PROFESSIONAL SERVICES

Types of insurance sold

Ward Bennett, president ward@insurexchg.com 1985

Lawrence J. Ganim, Valerie S. Koch lganim@ganimgroup.com; vkoch@ganimfinancial.com 1985

Life insurance, disability income insurance, long-term care insurance, group medical, group life insurance, group dental insurance and group disability insurance

Business, professional, home, auto, valuables, umbrella, life, group and individual medical, directors and officers

John H. Wygal, president Debbie Wygal, marketing director and office manager jwygal@jwygal.com 1995

Individual retirement plans, long-term care, Medicare, health, life, long/short-term disability, travel, auto, homeowners, umbrella, renters, business insurance, including dental, disability, health, life and vision

Bill Lawley, Chris Ross and Mike Lawley, principals and Dan Mahoney, branch partner 1955

Personal auto, home and umbrella insurance policies; business insurance; risk management consulting; and flood insurance

Life and health, business and commercial, renter's and workers' compensation

Bruce Emond bemond@heinsurance.com 2000

Frank Kolovic, owner and broker 1999

S15

AN ADVERTORIAL RESOURCE GUIDE | DEC. 10, 2018

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Frank Kolovic Owner/Broker

Special Report

REAL ESTATE AND CONSTRUCTION YEAR-END REVIEW

Fairfield County Business Journal

WCBJ

NOVEMBER 12, 2018

FCBJ

DECEMBER 10, 2018

Special Report | Real Estate | Jim Fagan

Greenwich office market tightening moves pricing back toward 2007 levels

COMMERCIAL GROUP

AUTOMOBILE DEALERSHIP OR WAREHOUSE FOR SALE | 1 & 25 Aqueduct Road | White Plains

Listed by the Klein/Lanza Team | $14,000,000

VACANT INDUSTRIAL-ZONED LAND FOR SALE | 415 Adams Street | Bedford Hills

Listed by Michael Rackenberg | $2,555,000

HIGHLAND INDUSTRIAL PARK

FOR LEASE | 1 Highland Ind. Park Dr. | Peekskill

Listed by Rich Aponte | $19/SF

PRIME RETAIL & OFFICE SPACE IN THE CONTINUUM

FOR LEASE | 55 Bank Street | White Plains Listed by the Klein/Lanza Team | $35/NNN

ASSEMBLAGE IN BREWSTER ON MAIN ST

FOR SALE | 72 74 76 78 80 Main Street | Brewster

Listed by Steven Salomone | $900,000 combined

WAREHOUSE WITH BUILT OUT OFFICE SPACE

PRIME COS COB OFFICE SPACE

FOR SALE | 10-12 Ludlow Street | Yonkers

Listed by the Klein/Lanza Team | $895,000

FOR LEASE | 133 E. Putnam Avenue | Cos Cob Listed by Kim Galton | $30/NNN

PRIME RETAIL SPACE

OFFICE & RETAIL SPACES

FOR LEASE | 3633 Hill Blvd. | Jefferson Valley

Listed by the Klein/Lanza Team | $28/SF/YR/NNN

FOR LEASE | 250 Route 6 | Mahopac Listed by Kim Galton & John Kincart | $24/MG

BOUTIQUE OFFICE SPACE

CENTRALLY LOCATED BUILDING

FOR LEASE | 141 North State Road | Briarcliff Manor

Listed by Teresa Marziano & Rich Aponte

FOR LEASE | 80 Beekman Avenue | Sleepy Hollow Listed by Teresa Marziano | $18/SF/YR/NNN

800 WESTCHESTER AVENUE, RYE BROOK, NEW YORK 10573 914.798.4900 • HLCOMMERCIALGROUP.COM

DECEMBER 10, 2018

FCBJ

100 West Putnam Avenue in Greenwich.

he strong demand for commercial real estate in Greenwich has been driving office leasing activity in Fairfield County. The perennial appeal of Greenwich has led to a significant tightening in the Greenwich commercial business district (CBD) office market. Pricing has not quite come back to 2007 levels, but we are seeing a movement back toward those levels. In contrast to the Greenwich CBD office market’s tightening, tenant downsizing and relocations in Stamford and Norwalk increased the vacancy rate in those markets. When we look at the southwest and central part of the county, including Greenwich and Stamford, these markets have seen the largest year-over-year increases in leasing demand, rising up to 72.3 percent and 45.6 percent, respectively. While Stamford continues to lead the county in over-

all lease volume with more than 390,000 square feet in new leases in the second quarter of 2018, this total also revealed a slight downward trend year over year. This year’s number was 18.8 percent lower than second quarter 2017 levels. Stamford also experienced the largest increase in vacancies year over year, rising 390 basis points to 30.6 percent, due largely to tenant relocations and consolidations. In Fairfield County, leasing surged, surpassing third-quarter demand in 2017 by 63.6 percent with 907,849 square feet transacted. Stamford led the county in transactional volume, accounting for approximately 53 percent of the total square footage leased. Greenwich also saw an increase with a nearly 27 percent year-over-year increase in year-to-date demand. There are about 10 buildings in the Greenwich central business district that

seem to have outperformed the market by a substantial amount. Their rents are probably between $85 and $120 per square foot, which in many cases is double, if not more than, the rest of the marketplace. The draw for these properties is that they’re all within walking distance of the train station and they’re all near Greenwich Avenue. A few examples are Pickwick Plaza, 600 Steamboat Road, 33 Benedict, 100 West Putnam Avenue, 55 Railroad Avenue, Fawcett Place and Greenwich Plaza. The bottom line is firms that want to be in one of these buildings are willing to pay the higher rent. Many of these tenants are trying to attract the best and the brightest human capital to work for their companies. They view the location and being close to Metro-North and Greenwich Avenue as a draw for that talent. For those employees who live in New York and

Special Report | Real Estate

WE KEEP GOOD COMPANY. We believe every workplace can move business and people forward. Where others see expense, we see your advantage. Through our unique combination of talent, market insight and comprehensive capabilities, we bring together the right people and resources to deliver exceptional outcomes for every client we serve. We turn scale into strength, experience into performance, and property into prosperity. How can we help you transform your workplace into real advantage?

600 Steamboat Road in Greenwich.

work in Greenwich, it makes the reverse commute fairly quick and convenient. The overall vacancy rate in Fairfield County for the third quarter was 24.6 percent, which was up from 23.6 percent for the third quarter of 2017. While Stamford saw the largest increase year over year, strong tenant demand in Greenwich pushed its CBD vacancy rate down to 9.8 percent, the lowest level in over five years. Rents in Fairfield County averaged $32.21 per square foot, a decline of $1.57 per square foot over the last 12 months. The Greenwich CBD market included significant leases at 55 Railroad Avenue and Pickwick Plaza.

MARKET OUTLOOK

As we look to the future, we see a tremendous amount of activity in Greenwich, Stamford and lower Fairfield County. Currently, we are aware of a few firms that are each actively seeking more than 100,000 square feet in the marketplace. The brightest spot in

The bottom line is ďŹ rms that want to be in one of these buildings are willing to pay the higher rent. Many of these tenants are trying to attract the best and the brightest human capital to work for their companies. They view the location and being close to Metro-North and Greenwich Avenue as a draw for that talent.

the marketplace is that the vacancies we are seeing are in quality buildings that are undergoing wholesale renovations to meet the demands of the millennial workforce. The ownerships in this market are seeing that if they create a wonderful product that is in line with what companies want and that will help companies attract and retain quality talent, then that space will become leased. With leasing activity projected to stay on pace with last year, we expect vacancy levels to continue to rise in the short term as tenants use their space more efficiently, but we also expect transportation-oriented markets like Stamford to begin improving as tenants take advantage of the increasingly vibrant aspect of the communities. Jim Fagan is the managing principal in Stamford, Connecticut, and Westchester County, New York, of Cushman & Wakefield, a commercial real estate services company. He can be reached at Jim. Fagan@cushwake.com.

For more information, please contact:

Robert Caruso | Senior Managing Director +1 203 325 5365 robert.caruso@cbre.com

FCBJ

DECEMBER 10, 2018

Special Report | Real Estate

Rise in dementia results in specially designed memory-care units BY KEVIN ZIMMERMAN kzimmerman@westfairinc.com

hen it comes to the aging population in America, the numbers are impressive: the 65-and-older sector is expected to more than double over the next 40 years. But while that data, from seniorliving.org and based in part on information from the U.S. Census Bureau, might be inspiring, another set of figures is considerably more sobering. According to The Alzheimer’s Association, one in three seniors dies with that disease or another dementia. Someone develops the disease every 65 seconds in this country and while 5.7 million people are living with Alzheimer’s today, that number is projected to rise to almost 14 million by 2050.

And while the need for assisted living facilities understandably continues to grow — according to the National Center for Assisted Living, there are over 30,000 such communities, up from just 15,000 in 2008, and 1 million licensed beds in the U.S. — so too does the need for memory-care units. Designing the latter can be quite different from building assisted living quarters for those not diagnosed with those conditions. Based in Waltham, Massachusetts, Epoch Senior Living operates two distinct brands: Bridges, whose locations include Norwalk and Trumbull, is designed solely for memory care, while its “luxury” line Waterstone, whose locations will soon include Stamford, offers more traditional senior care. “Our concept for memory care is a building that is 100 percent dedicated to patients with those issues,” said Epoch founder, presi-

dent and CEO Laurence Gerber. “We feel that that approach is the best one for dealing with those patients.” Separating memory-care patients from others is done “primarily for their safety,” Gerber said. “There is usually a risk of wandering, and they can hurt themselves unintentionally, which makes trying to care for them at home even more difficult. At home, the caregiver can easily become exhausted, especially if it’s a spouse who’s also a senior. If the spouse is very old or even deceased, the adult children basically have to give up their own lives to do it. And hiring 24-hour care in one’s home is much more expensive than a memory-care unit.” Epoch works with its own architect and other consultants in designing its Bridges facilities, Gerber said, “to create an environment that is both safe and allows people to have the highest quality of life they can, with a

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203-294-2062 18

DECEMBER 10, 2018

FCBJ

degree of independence and dignity.” Even and consistent lighting is key, he said, while carpets must avoid complex patterns that can “stimulate some confusion. A carpet with a distinct border that has an array of colors can adversely affect their depth perception, to the point where they think there’s a step or even a hole there.” Planning and designing memory-care units is still something of a moving target, Gerber said. “It seems like there’s always one more thing we hadn’t thought of that needs to be done.” Kelly McCarthy, corporate director of memory care and resident engagement at LCB Senior Living, agreed. “The more I think I know, the more I find out I don’t know,” she said. Headquartered in Norwood, Massachusetts, LCB has 22 high-end senior communities either open or under construction throughout New England and Pennsylvania, including the 104-unit Residence at Summer Street in Stamford; the 105-unit Residence at Selleck’s Woods in Darien, expected to open in the first quarter of next year and The Residence at Westport, a 96-unit facility expected to break ground soon. Along with lighting, McCarthy noted that color is extremely important to memory-care unit design. “There are three ‘active’ colors — red, orange and yellow,” she said. “We’re very mindful that those colors can get people up and moving — but we also don’t want to do them in large doses, which can be an aggravator.” Such is the case with red, she said: “McDonald’s is bursting with red and yellow, which are colors that can stimulate your salivary glands,” she said. “But there’s also the idea that, ‘I’m seeing red’ — too much of anything can backfire.” In the same vein, all LCB employees wear lime green uniforms — a bright color that tends to last longer on aging eyes’ spectrum. “We avoid black,” McCarthy noted. “It can look like a hole. I know some places use black to keep residents from going somewhere that’s not safe or otherwise allowed, but we camouflage it by painting, say, the janitor’s closet the same color as the wall.” Similar care was taken with the recent completion of a $13 million renovation of the Atria Stamford senior living facility, which includes both assisted living and memory-care “neighborhoods.” “We started in the summer of 2017 and we’re down to odds and ends,” said Gareth O’Neill, project executive at South Coast Improvement Co., a design-build general contractor serving New England and the Mid-Atlantic states that is based in Marion, Massachusetts. “We revamped everything from the exterior, where we upgraded 48 balconies and built 12 new balconies that are completely glass-enclosed, to renovating the 137 resident rooms and the main lobby area.”

Facts & Figures ATTACHMENTS-FILED Scates, Deborah K. and Pearl Scates, Greenwich. Filed by Angelo Maragos, Norwalk. $99,630 in favor of Stamford Acquisition 1 LLC. Property: 9 Brown Ave., Stamford. Filed Oct. 29.

BUILDING PERMITS COMMERCIAL Adams & Ruxton Construction, West Springfield, Massachusetts, contractor for Fleet National Bank. Perform an alteration in an existing commercial space at 117 Old Ridgefield Road, Wilton. Estimated cost: $48,000. Filed Oct. 11. American Petroleum, contractor for CPCI LLC. Replace the underground tanks in an existing commercial space at 351 Main St., Danbury. Estimated cost: $259,000. Filed Nov. 8. Hickory Farms, contractor for Danbury Mall LLC. Add a temporary kiosk to an existing commercial space at 7 Backus Ave. Main, Danbury. Estimated cost: $550. Filed Nov. 5. Horton, Joshua, contractor for Danbury Mall LLC. Add an assembly frame to an existing commercial space at 7 Backus Avenue Main, Danbury. Estimated cost: $15,000. Filed Nov. 6. Pavarini Northeast Construction Co LLC, Stamford, contractor for Boehringer Ingelheim. Renovate the lobby in an existing commercial space at 900 Ridgebury Road, Ridgefield. Estimated cost: $380,395. Filed Oct. 24. Ranney Michaels LLC, contractor for Eric Michaels. Rebuild a workshop destroyed by a hurricane at 1035 Burr St., Fairfield. Estimated cost: $30,000. Filed Nov. 2.

Items appearing in the Fairfield County Business Journalâ&#x20AC;&#x2122;s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken. Questions and comments regarding this section should be directed to: Larry Miles c/o Westfair Communications Inc. 701 Westchester Avenue, Suite 100J White Plains, N.Y. 10604 Phone: 694-3600 â&#x20AC;˘ Fax: 694-3699

ON THE RECORD

Ridgefield Professional Office, Ridgefield, contractor for self. Expand the area for a tenant in an existing commercial space at 901 Ethan Allen Highway, Ridgefield. Estimated cost: $80,000. Filed Oct. 15.

AMEC Carting LLC, Norwalk, contractor for John R. McGillion. Demolish a split-level dwelling on the property of an existing single-family residence at 43 Hunting Ridge Road, Greenwich. Estimated cost: $17,600. Filed November 2018.

Ridgefield Professional Office, Ridgefield, contractor for self. Renovate the interior of an existing commercial space at 901 Ethan Allen Highway, Ridgefield. Estimated cost: $16,300. Filed Oct. 16.

Ashlar Historic Restoration, Wilton, contractor for self. Alter the interior and exterior of an existing single-family residence at 3 Roxbury Lane, Wilton. Estimated cost: $65,000. Filed Oct. 18.

Siegel, Mindy, Fairfield, contractor for self. Install an elevator in an existing commercial building at 227 Turney Road, Fairfield. Estimated cost: $35,000. Filed Nov. 2.

Basli, Danbury, contractor for Paula Ferguson. Alter the interior and exterior of an existing single-family residence at 92 Horseshoe Road, Wilton. Estimated cost: $35,000. Filed Oct. 30.

Stamford Tent, Stamford, contractor for Southport Gong Church. Add temporary tents to the property of an existing commercial space for a special event at 524 Pequot Ave., Fairfield. Estimated cost: $5,000. Filed Nov. 1. TMK Sports and Entertainment, contractor for the town of Greenwich Senior Center. Add temporary outlets to the property of an existing commercial space at 299 Greenwich Ave., Greenwich. Estimated cost: $1,000. Filed November 2018. Town of Greenwich Parks and Recreation, Greenwich, contractor for self. Renovate town property for a special event at 90 Harding Road, Greenwich. Estimated cost: $1,000. Filed November 2018. Town of Ridgefield, Ridgefield, contractor for self. Connect an ADA ramp to an existing commercial space at 71 N. Salem Road, Ridgefield. Estimated cost: $2,200. Filed Oct. 17. Wilton 64 LLC, Wilton, contractor for self. Perform an alteration in an existing commercial space at 64 Danbury Road, Wilton. Estimated cost: $60,000. Filed Oct. 25.

RESIDENTIAL 105 Danbury Road LLC, Ridgefield, contractor for self. Renovate the bathroom in an existing single-family residence at 105 Danbury Road, Ridgefield. Estimated cost: $12,000. Filed Oct. 22. 9 Wyndover Lane LLC, Stamford, contractor for self. Repair the damage to an existing single-family residence at 9 Wyndover Lane, Greenwich. Estimated cost: $260,000. Filed November 2018. A to Z Construction, contractor for Rex Morris. Strip and reroof an existing single-family residence at 40 Phillips Lane, Darien. Estimated cost: $8,000. Filed Nov. 14.

Baybrook Remodelers Inc., West Haven, contractor for 640 Danbury Road Ridgefield LLC. Convert an existing single-family residence into a two-bedroom unit at 640 Danbury Road, Ridgefield. Estimated cost: $11,000. Filed Oct. 22. Belle Haven Club, Greenwich, contractor for self. Add temporary tents to the property of an existing single-family residence for a special event at 100 Harbor Drive, Greenwich. Estimated cost: $3,000. Filed November 2018. Breakwater Renovation & Design LLC, Middlebury, contractor for Angella Silye. Create a half bathroom in basement of an existing single-family residence at 30 Marcardon Ave., Ridgefield. Estimated cost: $9,000. Filed Oct. 11. Colcat Properties LLC, Fairfield, contractor for self. Replace the windows on an existing single-family residence at 101 Ridgedale Road, Fairfield. Estimated cost: $3,000. Filed Oct. 29. Connecticut Basement Systems Inc., contractor for Bryan Myers and Erin K. Myers. Finish a portion of the basement in an existing single-family residence for a recreation room and office at 315 Acorn Lane, Fairfield. Estimated cost: $55,583. Filed Nov. 1. Crosby, Kathryn, Greenwich, contractor for self. Replace the windows of an existing single-family residence at 15 Pierce Road, Greenwich. Estimated cost: $20,000. Filed November 2018. CT Basements, contractor for Rebecca Lounden. Waterproof the basement in an existing single-family residence at 8 Heather Lane, Darien. Estimated cost: $16,000. Filed Nov. 14. Dariusz, Lesniewski, Darien, contractor for self. Add and alter an existing single-family residence at 35 Dickinson Road, Darien. Estimated cost: $969,000. Filed Nov. 14.

DCBuilds LLC, Ridgefield, contractor for Ronald A. Offinger. Alter the interior and exterior of an existing single-family residence at 250 Chestnut Hill Road, Wilton. Estimated cost: $22,000. Filed Oct. 23. Design Builders & Remodeling Inc., Ridgefield, contractor for James Austin Nally. Alter the interior and exterior of an existing single-family residence at 109 Cannon Road, Wilton. Estimated cost: $30,000. Filed Oct. 11. Design Builders & Remodeling Inc., Ridgefield, contractor for Andrew Bassett. Install vinyl siding and replace the exterior front on an existing single-family residence at 53 Walnut Grove Road, Ridgefield. Estimated cost: $35,000. Filed Oct. 16. Doherty & Deleo Development LLC, Darien, contractor for David J. Anderson. Demolish a finished basement, four-car garage, threecar garage, rear porch and terraces at 21 Upper Cross Road, Greenwich. Estimated cost: $4 million. Filed November 2018. Donnelly, Joseph Gavin, Ridgefield, contractor for self. Renovate the floors and ceilings in an existing single-family residence at 392 Main St., Ridgefield. Estimated cost: $50,000. Filed Oct. 10. Edgewater Development LLC, Greenwich, contractor for Kevin Greene. Add a new cottage to the pool house of an existing single-family residence at 21 Lia Fail Way, Greenwich. Estimated cost: $200,000. Filed November 2018. Furman Renovation LLC, Ridgefield, contractor for Steven Kesselman. Remodel the existing structure in an existing single-family residence at 6 Lounsbury Lane, Ridgefield. Estimated cost: $26,000. Filed Oct. 10. Garden Homes Management Corp., contractor for Wendy L. Bradford. Add a new mobile home to the property of an existing single-family residence at Pocono Point Road, Danbury. Estimated cost: $55,000. Filed Nov. 5. Glenn Martone Construction LLC, contractor for Charles Bova III. Finish part of the basement in an existing single-family residence at 43 School House Drive, Danbury. Estimated cost: $10,000. Filed Nov. 5. Gold Coast Roofing LLC, Norwalk, contractor for Christopher Kuechenmeister. Perform minor renovations on a building at 33 Cider Mill Place, Wilton. Estimated cost: $26,130. Filed Oct. 11. Grimaldi, Richard A., Wilton, contractor for self. Perform minor renovations on a building at 123 Westport Road, Wilton. Estimated cost: $6,500. Filed Oct. 18.

Grunow Builders Inc., Darien, contractor for Quatro Partners LLC. Construct a seawall on the property of an existing single-family residence at 5 Meadow Place, Greenwich. Estimated cost: $17,000. Filed November 2018.

Lang Pool Service Inc., Norwalk, contractor for Christopher J. Silva. Build a swimming pool on the property of an existing single-family residence at 58 McFadden Drive, Wilton. Estimated cost: $85,000. Filed Oct. 18.

Hamlin, Geoffrey L. Wilton, contractor for self. Alter the interior and exterior of an existing single-family residence at 701 Ridgefield Road, Wilton. Estimated cost: $5,000. Filed Oct. 19.

Larry DeLuca Excavating LLC, Greenwich, contractor for 104 Woodside Drive LLC. Demolish a two-story dwelling at 104 Woodside Drive, Greenwich. Estimated cost: $18,500. Filed November 2018.

Hobbs Inc., New Canaan, contractor for 185 Clapboard Ridge Road. Renovate the driveway and retaining walls on an existing single-family residence at 185 Clapboard Ridge Road, Greenwich. Estimated cost: $2.5 million. Filed November 2018.

Matthew Browne Construction Company Inc., Ridgefield, contractor for Thomas E. Johnstone. Renovate the deck on an existing single-family residence at 44 Standish Road, Ridgefield. Estimated cost: $10,440. Filed Oct. 16.

The Home Depot USA Inc., contractor for Matthew Holcomb and Elizabeth Holcomb. Replace the windows of an existing single-family residence at 118 Glover St., Fairfield. Estimated cost: $1,138. Filed Nov. 1.

Mauro, Fanelli and John Eammon, Fairfield, contractor for self. Renovate the basement in an existing single-family residence at 144 Alvin St., Fairfield. Estimated cost: $1,000. Filed Nov. 2.

The Home Depot USA Inc., contractor for Charles M. Lay and Dorothy J. Lay. Replace the windows of an existing single-family residence at 648 Hill Farm Road, Fairfield. Estimated cost: $6,864. Filed Nov. 1. The Home Depot USA Inc., contractor for Steven G. Ginelewicz. Replace the windows of an existing single-family residence at 14 Drake Lane, Fairfield. Estimated cost: $2,189. Filed Nov. 1. J.A.M. Landscaping & Construction LLC, Norwalk, contractor for Thomas L. Hoban. Add a wood pergola to the rear of an existing single-family residence at 92 Silver Hill Road, Ridgefield. Estimated cost: $10,000. Filed Oct. 17. K.S. Hersey & Sons, contractor for Grant Keller and Samantha Keller. Renovate the bedroom and closet in an existing single-family residence at 10 McLaren Road South, Darien. Estimated cost: $34,800. Filed Nov. 14. Kopilak Homes LLC, Millbrook, New York, contractor for Shea J. Timothy and Judith. Add a porch to an existing single-family residence at 18 Blind Brook Lane, Greenwich. Estimated cost: $375,000. Filed November 2018. Lametta, Keith, contractor for Margaret Gottfried. Replace the windows on an existing single-family residence at 1621 N. Peters Lane, Stratford. Estimated cost: $12,934. Filed Oct. 31. Lane, Kevin, contractor for Huong Well Signs. Add signage to an existing single-family residence at 1053 Post Road, Darien. Estimated cost: $2,800. Filed Nov. 14.

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McAree, Patrick E., Ridgefield, contractor for Caren L. Travaglini. Remodel the laundry room and mud room in an existing single-family residence at 88 Minute Man Road, Ridgefield. Estimated cost: $145,000. Filed Oct. 10. McKeon, Alan, Fairfield, contractor for Timothy R. Casale. Finish the room over the garage at 77 High Ridge Road, Fairfield. Estimated cost: $8,000. Filed Oct. 29. Metzger, Jason, Ridgefield, contractor for self. Demolish the sheetrock, kitchen and laundry room in an existing single-family residence at 30 Norrans Ridge Drive, Ridgefield. Estimated cost: $85,000. Filed Oct. 26. Mills, David W., Wilton, contractor for self. Perform minor renovations on a building at 5 Fairfax Ave., Wilton. Estimated cost: $10,000. Filed Oct. 23. Mitchell, Lloyd A., contractor for Stephen R. Paster. Remodel the kitchen in an existing single-family residence at 192 Quaker Lane, Fairfield. Estimated cost: $68,000. Filed Oct. 29. Mota, Helio, contractor for Jan M. Cameron. Remove the kitchen wall in an existing single-family residence at 25 Killian Drive, Danbury. Estimated cost: $95,000. Filed Nov. 7. Mozelak, Matthew A., Fairfield, contractor for self. Finish the space above a garage for an accessory room at 2493 Redding Road, Fairfield. Estimated cost: $25,760. Filed Oct. 31.

DECEMBER 10, 2018

Good Things Happening BOW TIE CINEMAS COMPLETES RENOVATIONS OF MARQUIS 16

Charles V. Firlotte, president and CEO, Aquarion Water Co.; and Bernadine Venditto, president, Junior Achievement of Greater Fairﬁeld County.

THE JUNIOR ACHIEVEMENT OF GREATER FAIRFIELD COUNTY CELEBRATES MERGER The Junior Achievement of Greater Fairfield County (JAGFC) celebrated its recent merger of Junior Achievement of Western Connecticut and Junior Achievement of Southwest Connecticut at Chelsea Piers in Stamford on Nov. 8. “We are so grateful to everyone who took the time to celebrate this exciting step forward for the Junior Achievement of Greater Fairfield County with us,” said Bernadine Venditto, president of JAGFC. “The positive energy was contagious and we were thrilled to have one of our alumni address our supporters.” The celebration included a speech from Isaiah Mohammed, a Junior Achievement (JA) alum from Norwalk, who is now a product manager at Pratt Whitney, a world leader in the design, manufacture and service of aircraft engines and auxiliary power units. He shared his story of success and how JA contributed to it, describing the benefits of the JA program and lessons of his JA mentors. Participating in the JA Company Program and launching a small business “made me embrace failure,” said Mohammed. “It also made me feel that I was able to discover my dream to become an entrepreneur, inspire hope and action in other people and, most importantly, lead teams to success.” JAGFC expressed thanks to Title Sponsor Webster Bank and Honoree Aquarion Water Co., Diageo, Ernst and Young, People’s United Bank, KPMG and Union Savings Bank for their support of the celebratory event Junior Achievement (JA) is the world’s largest organization dedicated to providing students, grades K-12, with the knowledge and skills they need to own their economic success.

DECEMBER 10, 2018

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From left: RBC President and CEO Dan Onofrio, Trumbull First Selectman Vicki Tesoro, Bow Tie Cinemas COO Joe Masher, Bow Tie Cinemas owner and CEO Ben Moss, state Rep. David Rutigliano, Stratford Chief of Staﬀ Michael Downes and Trumbull Chamber Executive Director Jeﬀ Bishop. Photograph courtesy Relentess.

Bow Tie Cinemas, North America’s oldest continually operating theater company and the nation’s eighth-largest, announced the completion of renovations to the Marquis 16 in Trumbull, which has been renamed the Ultimate Marquis 16 & BTX. The Trumbull theater, the fifth theater companywide and the third in Connecticut to feature ultimate-class fea-

tures, recently held a grand re-opening ceremony, reception and ribbon cutting. Among the approximately 140 guests at the event were Trumbull First Selectman Vicki Tesoro, State Representative David Rutigliano, Bridgeport RBC Bank President and CEO Dan Onofrio and Trumbull Chamber of Commerce Executive Director Jeff Bishop. Tastings were provided by Two Roads Brewing in

Stratford and Nine Pine Cider from Albany, New York. The Ultimate Marquis 16 and BTX features a full bar serving signature cocktails, craft beer, wine and cider; a full kitchen complete with gourmet concession items; luxury, reserved seating in all 16 theaters; and the Bow Tie Xtreme large-format theater featuring industry-leading Dolby Atmos audio technology.

GREENWICH HOSPITAL RECEIVES GUARDIAN OF EXCELLENCE AWARD Greenwich Hospital recently received the 2018 Guardian of Excellence Award for Outpatient Services from Press Ganey, the nation’s leader in measuring, understanding and improving patient experience. The award recognizes top-performing health care organizations that consistently excel in patient experience. “Maintaining this level of excellence reﬂects our ongoing commitment to deliver outstanding care and service every day,” said Norman G. Roth, president of Greenwich Hospital. “All of our employees — from the front-line staﬀ to the medical teams, to those who work behind the scenes — are focused on providing our patients and visitors with the best possible experience.” Debi D’Alba, patient and guest relations specialist, noted that Greenwich Hospital has a long tradition of service excellence. “This award is a testament to the hard work and dedication of employees, physicians and volunteers from all corners of our organization,” she said. “We are proud to partner with

From left: Tom Milucci, Marc Kosak, Kate Grabiec, Caitriona Perna, Emma Robinson, Anne Ambrosio, Melissa Hollar, Ed Handel, Marisha Tamakuwala, Beata Marynowski, Gabrielle Sandaire, Skip Schiron, Jeﬀrey Browne, Debi D’Alba and Anna Cerra.

Greenwich Hospital to support their mission to provide safe, high-quality, patient-centered care.” said Patrick T. Ryan, CEO of Press Ganey. The Guardian of Excellence Award

was presented to Greenwich Hospital at the Press Ganey National Client Conference in Orlando, Florida. Fifteen Greenwich Hospital staﬀ members attended the ceremony to receive the award.

ALL ABOARD THE HOLIDAY EXPRESS The Holiday Express Train Show at the Fairfield Museum opened on the night of the town tree lighting, Friday, Nov. 30, and will be open throughout December except for Dec. 25. The museum is located at 370 Beach Road in Fairfield. The month will be chuck full of holiday programming in conjunction with many family favorites events, including the “Candy House Workshop” on Dec. 15, “Choo Choo” story times every Wednesday at 9:30 a.m. and “Crafts & Cookies” every Friday afternoon when the show stays open late. The Holiday Express Train Show is sponsored by Hatfield Insurance Agency, Maplewood at Southport, People’s United Bank, Roland & Co., Connecticut G-Scalers Club, The Housatonic Model Railroad Club, Central Connecticut G-Gaugers and HobbyTown USA. Free admission throughout the show, if visitors become Fairfield Museum members. For more, call 203-259-1598 or visit Fairfieldhistory.org.

PCI CREATIVE GROUP WINS MARCOM AWARDS PCI Creative Group is the recipient of two 2018 Marcom Awards: A Gold Award for the Alliance for Cancer Gene Therapy Annual Report in the nonproﬁt publications category, which it designed, printed and mailed. The company also received an award for the Dine Out for Blythdedale campaign for the Blythedale Children’s Hospital providing logo design, design of all print, digital and promotional materials and printing and mailing of the direct-mail materials. The Marcom Awards recognizes outstanding achievement by creative professionals involved in the concept, direction, design and production of marketing and communication materials and programs. There were more than 6,500 entries from throughout the U.S., Canada and 18 other countries. It is one of the oldest, largest and most-respected creative competitions in the world sponsored and judged by the Association of Marketing and Communication Professionals. PCI Creative Group is a cross-media marketing resource company located in Stamford.

Information for these features has been submitted by the subjects or their delegates.

FAIRFIELD MUSEUM CALLS FOR ENTRIES IN 11TH ANNUAL IMAGES PHOTOGRAPHY CONTEST

Preston C. Tisdale

Richard C. Boggs

ATTORNEY NAMED TO NATIONAL PUBLIC JUSTICE FOUNDATION

BOGGS ELECTED TO NATIONAL COUNCIL OF STRUCTURAL ENGINEERS ASSOCIATIONS

The Bridgeport-based law firm of Koskoff Koskoff & Bieder recently announced that a member of its team has been appointed to the executive committee of a national not-for-profit that fights threats to the justice system. Preston C. Tisdale of Trumbull joins the executive committee of the Public Justice Foundation, an organization that spearheads litigation and education efforts to aid and protect the public, helping to increase access to justice and combat threats to the justice system. “Preston brings to the executive committee his wealth of experience and passion for Public Justice’s mission of bringing legal challenges to corporate and governmental abuse,” said Michael L. Pitt, president of the Public Justice Foundation. Headquartered in Washington, D.C., the Public Justice Foundation has been advocating for the public interest for 35 years. It is involved in civil rights cases, anti-bullying campaigns, consumer rights, gender and sexual rights and much more. Tisdale earned his Juris Doctorate at the New York University School of Law. He received his undergraduate degree from Brown University, where he majored in public policy. In 2011, he received Brown University’s first Joseph M. Fernandez ’85 Award for bringing diverse alumni together to make a positive contribution to the university community. He has served as a member of the Connecticut Commission on Racial and Ethnic Disparity since its inception and previously served on the Connecticut Supreme Court Chief Justice’s Criminal Justice Committee and the Connecticut Hate Crimes Advisory Committee. Among numerous awards and honors, Tisdale was awarded the Regional Youth Adult Social Action Partnership’s highest honor, the Goodspeed/Pfriem Award, in recognition of his volunteerism and efforts to improve the quality of life in the Greater Bridgeport region. Long active in a wide range of community affairs, Tisdale serves on Fairfield County’s Community Foundation Board of Directors and chairs the board’s Community Impact Committee. Also, he serves on the Connecticut Trial Lawyers Association’s (CTLA) Board of Governors and is a CTLA representative to the American Association for Justice’s Board of Governors.

IMAGES 2018 photograph “Connect” by student photographer Ted Orben.

The Fairfield Museum & History Center invites the public to submit photographs to the 11th annual IMAGES Juried Photography Show, which celebrates the exceptional work of talented regional photographers. Online submissions through the contest website will be accepted through noon Jan. 11. The link is Fairfieldhistory.org/exhibitions-2/images/. A jury of three professionals will select approximately 40 photographs for exhibition at the Fairfield Museum. IMAGES 2019 provides an excellent opportunity for artists to connect with prominent collectors, gallery owners, colleague photographers and the public. Two “Best in Show” photographs

will be selected, one professional/serious amateur whose prize is a gallery show at Southport Galleries, and one student who will receive a professional portfolio review with renowned photographer Philip Trager. Artists must reside in Connecticut, New York , Rhode Island or Massachusetts and may submit up to 10 images under one of the following two designations: Professional/ Serious Amateur or Student (active student under 24 years of age). The categories for photographs are landscape, portrait, architecture, nature and abstract. Photographs must depict reality and cannot be manipulated to add or subtract major elements that

alter reality. Photographers entering the contest will be able to include their photographs in a “Viewer’s Choice” contest. Voting will take place on the contest website and the museum will award one spot in the show to the “Viewer’s Choice” winner. For full details and to enter the contest visit Fairfieldhistory.org/exhibitions-2/images/. This year’s jurors are Jen Edney, a renowned adventure photographer specializing in sailing photojournalism; Douglas Foulke, a commercial and fine art photographer and filmmaker; and Brad Smith, an award-winning photo editor with 35 years of experience in visual storytelling.

FIFTH SEASON FINANCIAL RACES SUPPORT FAMILY REACH Headquartered in Stamford, Fifth Season Financial, a specialty lender providing financial assistance to those facing serious illness, recently raced through a rainbow of vibrant hues to support Family Reach and their shared goal to alleviate the financial burdens of cancer for families nationwide. The run, held at Fox Lane High School in Bedford, New York, raised $32,000 to further the nonprofit’s mission. Family Reach is a national organization that helps take several burdens away from families that have a child or parent diagnosed with cancer. Money raised from fundraisers is used to pay off the family’s incidental bills or bills that insurance doesn’t cover. Currently, Family Reach is a high school club at Fox Lane, John Jay, Byram Hills and Horace Greeley, all in Westchester County. Since 2007, Fifth Season Financial has offered a solution to combat the financial strain caused by serious illness. The firm’s Funds for Living and Giving (FLAG) program utilizes an often-over-

Trumbull resident Richard C. Boggs PE, senior project manager of Fuss & O’Neill, has been elected to the Board of Directors of the National Council of Structural Engineers Associations (NCSEA). A longtime member and past president of the ACEC/CT Structural Engineers Coalition (the Connecticut member organization of NCSEA), as well as Connecticut delegate to NCSEA, Boggs will now serve as a board liaison for New York, Pennsylvania and all six New England states. In this role, he will work with all 11 committees of NCSEA and give voice to the needs of his region. One of his particular passions is working with the Structural Engineering Engagement and Equity Committee. This group of early-career professionals is focused on taking a proactive approach to individual careers and the profession as a whole. Boggs sees this as a great mentoring opportunity: “It’s interesting to see things from the perspective of the millennial structural engineer. The influx of younger engineers is critical to the vitality of the organization and society as a whole. I look forward to working with them to implement their ideas.” Established in 1924, Fuss & O’Neill is a full-service engineering firm with a depth of staff and experience to take on any project — from initial design to final construction. Headquartered in Manchester, the company has nine regional offices throughout all six New England states and more than 320 employees.

CONNECT WITH westfair communications From left: Fifth Season Financial Vice President Scott Rose, Program Director Eric Smith and CFO Michael Falk at the Family Reach Fourth Annual Reach for the Rainbow 5K Run.

looked asset for people with advanced stage illnesses — their life insurance policy and in more than 90 percent of cases, funds remain to pass on to beneﬁciaries. Fifth Season has provided more than $115

million in ﬁnancial assistance to nearly 400 patients across the U.S. Clients are able to secure immediate cash advances with no restrictions and leave funds for their beneﬁciaries later.

westfaironline.com wagmag.com

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DECEMBER 10, 2018

Facts & Figures Mr. Chimney Clean Inc., Mamaroneck, New York, contractor for Susan Honyotski. Renovate chimney liner in an existing single-family residence at 9 Lyon Ave., Greenwich. Estimated cost: $2,600. Filed November 2018. Nackley, David M., contractor for self. Install a fireplace in an existing single-family residence at 132 Rowayton Woods Drive, Unit 132, Norwalk. Estimated cost: $6,155. Filed Oct. 26. New England Skyline Builders, Wilton, contractor for Gregory H. Hall and Heather K. Hall. Perform minor renovations on a building at 19 Briardale Place, Wilton. Estimated cost: $35,000. Filed Oct. 12. Noe, Christian, Darien, contractor for self. Strip and reroof an existing single-family residence at 242 Old Kings Highway South, Darien. Estimated cost: $1,000. Filed Nov. 14. Northeast Tent Productions, Stamford, contractor for Donald T. Pascal. Add temporary tents to the property of an existing single-family residence for a special event at 404 N. Maple Ave., Greenwich. Estimated cost: $2,075. Filed November 2018. Northeast Tent Productions, Stamford, contractor for Charles M. Royce and Deborah G. Royce. Add temporary tents to the property of an existing single-family residence for a special event at 172 Indian Head Road, Greenwich. Estimated cost: $1,890. Filed November 2018. Northeast Tent Productions, Stamford, contractor for the town of Greenwich Parks and Recreation. Add temporary tents to the property of an existing commercial space for a special event at 90 Harding Road, Greenwich. Estimated cost: $1,610. Filed November 2018. Oceanview Pool & Patio, Southport, contractor for NLK Group LLC. Construct an in-ground swimming pool on the property of an existing single-family residence at 59 Dingletown Road, Greenwich. Estimated cost: $60,000. Filed November 2018. Pieck, Brian, New Milford, contractor for Andrew J. Garcia and Megan P. Garcia. Perform minor renovations on a building at 34 Langner Lane, Wilton. Estimated cost: $4,000. Filed Oct. 17. Power Home Remodeling Group LLC, Chester, Pennsylvania, contractor for Mary B. Roman. Strip and reroof an existing single-family residence at 1 Birchside Drive, Norwalk. Estimated cost: $17,568. Filed Oct. 24.

DECEMBER 10, 2018

Pulitano, Michael, Greenwich, contractor for Ann Marie Abenavoli. Renovate the powder room, laundry room and kitchen in an existing single-family residence at 14 Hettiefred Road, Greenwich. Estimated cost: $390,000. Filed November 2018. Relations Constructions LLC, Norwalk, contractor for Ravi S. Bhagavatula. Perform minor renovations on a building at 21 Crowne Pond Lane, Wilton. Estimated cost: $20,000. Filed Oct. 18. Riolo, Robert J. and Callah Riolo, Greenwich, contractor to expand the wall of the bedroom and a portion of the kitchen at 25 Thornhill Road, Greenwich. Estimated cost: $25,000. Filed November 2018. Santana, Victor, Bridgeport, contractor for self. Alter and enclose the porch for a bathroom in an existing single-family residence at 111 Hale St., Bridgeport. Estimated cost: $15,000. Filed Oct. 26. Sarkinovic, Azra, Fairfield, contractor for self. Add a landing for storage in an existing single-family residence at 35 Division Ave., Fairfield. Estimated cost: $7,500. Filed Nov. 1. Shoals, Steven, contractor for Holly A. Zane and Brandon K. Zane. Perform minor renovations on a building at 102 Washington Post Drive, Wilton. Estimated cost: $35,000. Filed Oct. 17. Smith, June, contractor for self. Install a boiler in an existing single-family residence at 175 Edgewood St., Stratford. Estimated cost: $2,000. Filed Oct. 30. Southern New England Window, Fairfield, contractor for Anne L. Dowling. Replace the windows of an existing single-family residence at 503 Mountain Laurel Road, Fairfield. Estimated cost: $22,037. Filed Nov. 1. Sunpower Corporation System, Richmond, California, contractor for Beth Bridge. Add solar panels to the roof of an existing single-family residence at 16 Trails End Road, Wilton. Estimated cost: $12,582. Filed Oct. 25. T&F Woodworking LLC, Norwalk, contractor for David Petrie. Demolish the cabinets in an existing single-family residence and replace the flooring at 64 Country Club Road, Ridgefield. Estimated cost: $45,000. Filed Oct. 16. T&F Woodworking LLC, Norwalk, contractor for David Petrie. Renovate the mudroom and kitchen in an existing single-family residence at 64 Country Club Road, Ridgefield. Estimated cost: $70,000. Filed Oct. 16.

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T J & Son Inc., Danbury, contractor for Copps Hill Realty Corp. Level the tenant space in an existing single-family residence at 63 Copps Hill Road, Ridgefield. Estimated cost: $123,969. Filed Oct. 16. T R Building & Remodeling, New Canaan, contractor for Craig L. Knutson and Suzane M. Knutson. Alter the interior and exterior of an existing single-family residence at 308 Westport Road, Wilton. Estimated cost: $150,000. Filed Oct. 17. Tesar, Ian, Wilton, contractor for self. Construct a new single-family residence at 35 Hickory Hill Road, Wilton. Estimated cost: $651,340. Filed Oct. 11. The Elms Development Company LLC, Ridgefield, contractor for self. Construct a new single-family residence with three bedrooms, a finished basement and three and one-half bathrooms at 500 Main St., Ridgefield. Estimated cost: $600,000. Filed Oct. 11. The Elms Development Company LLC, Ridgefield, contractor for Jeffrey S. Bornstein. Expand the rear deck of an existing single-family residence at 5 Main St., Unit 500, Ridgefield. Estimated cost: $5,000. Filed Oct. 11. Thompson, Allyn R., Ridgefield, contractor for self. Add a dormer above the attic space in an existing single-family residence at 62 Rock Road, Ridgefield. Estimated cost: $32,400. Filed Oct. 17. Todd Zoob Construction LLC, Brookfield, contractor for Nicholas L. Aiken. Create a bathroom in a master bedroom at 200 Limekiln Road, Ridgefield. Estimated cost: $16,500. Filed Oct. 16. V + A Construction, contractor for Ricardo DeBedome. Add and alter an existing single-family residence at 230 Long Week Point, Darien. Estimated cost: $1.3 million. Filed Nov. 14. Varbero, John, Stamford, contractor for Ryan Hunter. Demolish the interior of an existing single-family residence at 50 Burying Hill Road, Greenwich. Estimated cost: $7,000. Filed November 2018. Viesto, Paul, Newtown, contractor for David Adam. Remodel the bathroom in an existing single-family residence at 121 Holmes Road, Ridgefield. Estimated cost: $15,000. Filed Oct. 10. Vinylume Inc., Stamford, contractor for Jens Wendelboe. Perform minor renovations on a building at 59 Grey Rocks Road, Wilton. Estimated cost: $15,450. Filed Oct. 31. Zakhar, Theodore, Norwalk, contractor for Tocci Fiorina. Replace the roof on an existing single-family residence at 83 Bible St., Greenwich. Estimated cost: $8,775. Filed November 2018.

COURT CASES The following court cases represent the allegations made by plaintiffs in the initial filings of civil lawsuits and do not represent legally binding judgments made by the courts.

Bridgeport Superior Court Advance Auto Parts, et al., Roanoke, Virginia. Filed by Barry Higgins and Brenda Higgins, Lancaster, Pennsylvania. Plaintiffs’ attorney: Early, Lucarell, Sweeney & Meisenkothen LLC, New Haven. Action: The plaintiffs have brought this product liability suit against the defendants alleging that Barry was forced to be exposed to asbestos fibers and materials manufactured by the defendants during the course of their work. The defendants failed to advise the plaintiffs of the dangerous characteristics of asbestos and failed to provide a safe working environment for the plaintiff. Brenda Higgins is suing for loss of consortium. The plaintiffs seek monetary damages in excess of $15,000, punitive and exemplary charges and such other relief as this court may deem proper. Case no. FBT-CV18-6080925-S. Filed Nov. 19. CBS Corp., et al., Hartford. Filed by Barry Higgins and Brenda Higgins, Lancaster, Pennsylvania. Plaintiffs’ attorney: Early, Lucarell, Sweeney & Meisenkothen LLC, New Haven. Action: The plaintiffs have brought this product liability suit against the defendants alleging that Barry was forced to be exposed to asbestos fibers and materials manufactured by the defendants during the course of his work. The defendants failed to advise the plaintiff of the dangerous characteristics of asbestos and failed to provide a safe working environment for the plaintiff. Brenda Higgins is suing for loss of consortium. The plaintiff seeks monetary damages in excess of $15,000, punitive and exemplary charges and such other relief as this court may deem proper. Case no. FBT-CV18-6080927-S. Filed Nov. 19. Connecticut Fertility PC, et al., Trumbull. Filed by Alexander James and Georgette James, London, U.K. Plaintiffs’ attorney: The Balaban Law Firm, Middletown. Action: The plaintiffs have brought this medical malpractice suit against the defendants alleging that they failed to properly harvest eggs from a donor and failed to properly fertilize the eggs. As a result, a child was born, which was not the biological son of one of the plaintiffs. The plaintiffs claim monetary damages in excess of $15,000, exclusive of interests and costs and any further relief in law or equity which may appertain. Case no. FBT-CV186080863-S. Filed Nov. 19.

Drew’s Discount Liquors LLC, et al., Seymour. Filed by People’s United Bank NA, Bridgeport. Plaintiff’s attorney: Benanti & Associates, Stamford. Action: The plaintiff has brought this breach of contract suit against the defendants alleging that they had failed to make timely payments to the plaintiff for a promissory note. The plaintiff has declared the entire outstanding principal balance of $20,000 due and has made a demand for the balance, yet has not received payment. The plaintiff claims money damages, interest, attorney’s fees, expenses, court costs and such other and further relief as the court shall deem just and equitable. Case no. FBTCV18-6080932-S. Filed Nov. 19. Geico General Insurance Co., Hartford. Filed by Juan O. Gonzalez, Bridgeport. Plaintiff’s attorney: Nicole L. Augenti, Bridgeport. Action: The plaintiff has brought this motor vehicle suit against the defendant alleging that he collided with an underinsured motorist and suffered injury. The insurance policy carried by the underinsured motorist is inadequate to fully compensate for the damages. The plaintiff alleges that her injuries are the legal responsibilities of his insurance company, the defendant. The plaintiff claims money damages in excess of $15,000, exclusive of interests and costs and such other relief as in law or equity may apply. Case no. FBTCV18-6080862-S. Filed Nov. 19. Kong Fitness LLC, et al., Trumbull. Filed by Pawnee Leasing Corp., Fort Collins, Colorado. Plaintiff’s attorney: Evans, Feldman & Associates LLC, New Haven. Action: The plaintiff has brought this breach of contract suit against the defendants alleging that they had failed to make timely rental payments to the plaintiff for lease provided. The plaintiff has declared the entire outstanding balance of $39,954 due and has made a demand for the balance, yet has not received payment. The plaintiff claims money damages and court costs. Case no. FBT-CV18-6080919-S. Filed Nov. 19. Planner Realty LLC, et al., Newington. Filed by People’s United Bank NA, Bridgeport. Plaintiff’s attorney: Benanti & Associates, Stamford. Action: The plaintiff has brought this breach of contract suit against the defendants alleging that they had failed to make timely payments to the plaintiff for a promissory note. The plaintiff has declared the entire outstanding principal balance of $50,000 due and has made a demand for the balance, yet has not received payment. The plaintiff claims money damages, interest, attorney’s fees, expenses, court costs and such other and further relief as the court shall deem just and equitable. Case no. FBTCV18-6080933-S. Filed Nov. 19.

Danbury Superior Court Danbury DHC LLC, et al., Hartford. Filed by Damien Steele, Danbury. Plaintiff’s attorney: The Flood Law Firm LLC, Middletown. Action: The plaintiff has brought this personal injury suit against the defendants alleging that he slipped on an icy surface owned by the defendants and sustained injury. This icy condition was allegedly allowed to exist due to the negligence of the defendants and their employees in that they failed to put snow and ice on their sidewalk. The plaintiff claims monetary damages within the jurisdiction of the court. Case no. DBD-CV18-6029276-S. Filed Nov. 19.

Stamford Superior Court Cesco’s Trattoria LLC, et al., Darien. Filed by Connecticut Shellfish Company Inc., Branford. Plaintiff’s attorney: The Law Office of Melissa L. Simonik LLC, Bristol. Action: The plaintiff has brought this breach of contract suit against the defendants alleging that they had failed to make timely payments to the plaintiff for a credit account. The plaintiff has declared the entire outstanding principal balance of $7,039 due and has made a demand for the balance, yet has not received payment. The plaintiff claims damages, late fees, interest, money damages, court costs and such other and equitable relief as this court deems it. Case no. FST-CV186038969-S. Filed Nov. 20. Friends of French Farm LLC, et al., Greenwich. Filed by Hoffman Landscapes Inc., Trumbull. Plaintiff’s attorney: Dana P. Lonergan, Trumbull. Action: The plaintiff has brought this breach of contract suit against the defendants alleging that they had failed to make timely payments to the plaintiff for goods and materials provided. The plaintiff has declared the entire outstanding balance of $5,544 due and has made a demand for the balance, yet has not received payment. The plaintiff claims money damages, interest, attorney’s fees, expenses, court costs and such other and further relief as the court shall deem just and equitable. Case no. FST-CV18-6038965-S. Filed Nov. 20. Hoffman Landscapes Inc., Darien. Filed by Dylan Blair, Trumbull. Plaintiff’s attorney: Dana P. Lonergan, Trumbull. Action: The plaintiff has brought this breach of contract suit against the defendant alleging that it had failed to make timely payments to the plaintiff for goods and materials provided. The plaintiff has declared the entire outstanding balance of $5,910 due and has made a demand for the balance, yet has not received payment. The plaintiff claims money damages, interest, attorney’s fees, expenses, court costs and such other and further relief as the court shall deem just and equitable. Case no. FSTCV18-6038964-S. Filed Nov. 20.

Facts & Figures Maverick LLC, et al., Westport. Filed by Petrok LLC, Greenwich. Plaintiff’s attorney: Law Office of Anthony Febles. Action: The plaintiff has brought this breach of contract suit against the defendants alleging that they had failed to complete the construction in the proper time period. The defendants failed to properly supervise their subcontractors, which resulted in significant construction defects and repairs. The plaintiff claims direct damages, consequential damages, punitive damages, attorney’s fees and court costs. Case no. FST-CV18-6038970-S. Filed Nov. 20. The 1777 Company LLC, et al., Norwalk. Filed by American Express National Bank, Salt Lake City, Utah. Plaintiff’s attorney: Zwicker & Associates, Enfield. Action: The plaintiff has brought this breach of contract suit against the defendants alleging that they had failed to make timely payments to the plaintiff for a credit account. The plaintiff has declared the entire outstanding balance of $45,981 due and has made a demand for the balance, yet has not received payment. The plaintiff claims money damages and court costs. Case no. FST-CV186038959-S. Filed Nov. 19.

FEDERAL DISTRICT COURT Altra Industrial Motion Corp., New Hartford. Filed by Brianna Torneo. Plaintiff’s attorney: Cicchiello & Cicchiello LLP, Hartford. Action: The plaintiff has brought this family medical leave act suit against the defendant alleging that she had to see a doctor for surgery. The plaintiff was allegedly terminated in violation of the family medical leave act. The plaintiff claims monetary damages, punitive damages, front pay, liquidated damages, attorney’s fees, costs and such other and further relief as may pertain in law or equity. Case no. 3:18-cv-01900-VLB. Filed Nov. 21. Nutricare Supplements S.A., Brazil. Filed by Ultimate Nutrition Inc., Farmington. Plaintiff’s attorney: Robinson & Cole, Hartford. Action: The plaintiff has brought this breach of contract suit against the defendant alleging that it failed to comply with the obligations under the Marketing and Distribution Agreement and failed to make monthly payments to the plaintiff. The defendant claims the plaintiff breached the agreement as a pretext to not fulfill the defendant’s side of the agreement. The plaintiff claims compensatory damages, interest, liquidated damages, punitive damages, prejudgment interest, post-judgement interest and such other and further relief as may pertain in law or equity. Case no. 3:18-cv-01902-MPS. Filed Nov. 21.

United Wholesale LLC, et al., Glastonbury. Filed by Juul Labs Inc., San Francisco, California. Plaintiff’s attorney: Wiggin & Dana, N.H. Action: The plaintiff has brought this patent infringement suit against the defendants alleging that they sold cartridges, which infringed on the plaintiff’s patent. The plaintiff claims an injunction enjoining the defendants preventing them from continuing to infringe, monetary damages, treble damages, attorney’s fees, prejudgment interest, post-judgment interest, costs and such other and further relief as may pertain in law or equity. Case no. 3:18-cv-01891-SRU. Filed Nov. 20.

DEEDS COMMITTEE DEEDS Aiello, Donna M., Stratford. Appointed committee: William M. Burke, Stratford. Property: 77-79 Milford Ave., Stratford. Amount: $162,500. Docket no. FBTCV18-6071761. Filed Oct. 30. Brown, Mariellen D. and Willie Brown, Danbury. Appointed committee: E. O’Malley Smith, Danbury. Property: 25 Indian Head Road, Danbury. Amount: $275,000. Docket no. DBD-CV17-6023068-S. Filed Oct. 29. Leblanc, Wayne N., et al., Stratford. Appointed committee: Jonathan S. Koehm, Stratford. Property: Sunset Ave., Stratford. Amount: $99,600. Docket no. FBT-CV116020850-S. Filed Oct. 17. McManus, John E., Stamford. Appointed committee: Mark A. Sank, Stamford. Property: 19 Tremont Ave., Stamford. Amount: $470,926. Docket no. FST-CV16-6027589. Filed Oct. 25.

COMMERCIAL 56 Mayweed Road LLC, Shelton. Seller: Eleanor C. Iannarone, Fairfield. Property: 56 Mayweed Road, Fairfield. Amount: $387,500. Filed Nov. 7. 7 Ellsworth Avenue LLC, Danbury. Seller: Thomas McInerney, Ridgefield. Property: 7 Ellsworth Ave., Danbury. For an unknown amount paid. Filed Nov. 5. 962 Danbury Realty LLC, North Plainfield, New Jersey. Seller: Motors Group Associates Limited Partnership, Danbury. Property: Map 2504, Wilton. Amount: $2.5 million. Filed Oct. 30. Bridge Crossings LLC, Wilton. Seller: River Crossing LLC, Wilton. Property: 586 Danbury Road, Wilton. Amount: $350,000. Filed Oct. 26.

Fairfield County Homebuyers LLC, Stratford. Seller: HSBC Bank USA NA, West Palm Beach, Florida. Property: Lots 113, 114 and 119, Map of Homecrest, Stratford. Amount: $131,500. Filed Oct. 30. Federal National Mortgage Association, Plano, Texas. Seller: Hyeon Ok Monk, Wilton. Property: 11 Autumn Ridge Drive, Wilton. For no consideration paid. Filed Oct. 10. Haque LLC, Rocky Hill. Seller: Osprey Properties LLC, Denver, Colorado. Property: 730 Brooklawn Ave. and 1627 Laurel Ave., Fairfield. Amount: $500,000. Filed Nov. 8. LFS Services LLC, Eastchester, New York. Seller: Joan W. Green, Shelton. Property: 531A Narraganset Lane, Stratford. Amount: $175,000. Filed Oct. 31. Licari Properties LLC, Norwalk. Seller: Justin Czaplinski, Stratford. Property: 235 Henry Ave., Stratford. Amount: $73,000. Filed Nov. 1. MCK Brothers LLC, New Canaan. Seller: L&V LLC, Darien. Property: Parcel B, Map 2476, Darien. Amount: $1.6 million. Filed Nov. 2. OG Properties LLC, Greenwich. Seller: Matthew T. Callahan and Margaret Ann Callahan, Greenwich. Property: Lot 29, Sound Beach, Greenwich. Amount: $900,000. Filed Nov. 1. Park Royal of Bridgeport Condominium Association Inc., Bridgeport. Seller: Frances Haywood and Gwendolyn Johnson, Bridgeport. Property: 2600 Park Ave., Unit 3B, Bridgeport. Amount: $100,000. Filed Oct. 24. Walter Cabrera Home Improvements LLC, Bridgeport. Seller: Jade Ramos and Raimund Angihuber, Bridgeport. Property: 1155 Huntington Terrace, Bridgeport. Amount: $170,000. Filed Oct. 29.

RESIDENTIAL Bajda, Jennifer, Stratford. Seller: Nationstar REO SUB 1B LLC, Stratford. Property: 1401 South Ave., Stratford. Amount: $102,500. Filed Oct. 30. Barriteau, Candace and Charnay Phaire, Mount Vernon, New York. Seller: Denise Barletta, Danbury. Property: 16 Spring Ridge Court, Danbury. Amount: $445,000. Filed Nov. 13. Billias, Rosanne and Peter Billias, Danbury. Seller: Brian P. Loftus and Diana L. Loftus, Newtown. Property: 57 Warrington Round, Danbury. Amount: $467,000. Filed Nov. 5. Calaway, Elizabeth A., Bridgeport. Seller: Dennis Ty and Tina Ty, Stratford. Property: 488 Woodlawn Ave., Stratford. For an unknown amount paid. Filed Oct. 26.

Campbelo, Deborah Elizabeth and Sebastian Francisco Domenech, Greenwich. Seller: Norman L. Merritt and Armenay F. Merritt, Greenwich. Property: Hendrie Avenue, Greenwich. Amount: $2 million. Filed Nov. 1. Castro, Sara Elizabeth Da Silva and Joel Da Silva Castro Jr., Wilton. Seller: Heather M. Goldberg, Portland, Maine. Property: Map 4548, Wilton. Amount: $515,000. Filed Oct. 10. Cazorla, Maritza D. and Christian R. Cazorla, Danbury. Seller: Ronald Thomas Antous, Danbury. Property: 48 Topstone Drive, Danbury. Amount: $110,000. Filed Nov. 8. Chhum, Leakena Mao, Bridgeport. Seller: Reaksa Chhum, Bridgeport. Property: 92 Gem Ave., Bridgeport. Amount: $240,000. Filed Oct. 26. Chieffalo, Christina and Francesco Chieffalo, Danbury. Seller: Robert B. Luke and Laura L. Luke, Ridgefield. Property: 4 Berthier Place, Ridgefield. Amount: $702,000. Filed Oct. 30. Clark, Emma J. and Daniel A. Clark, Greenwich. Seller: Steven M. Caputo and Erika K. Caputo, Darien. Property: 12 Dickinson Road, Darien. Amount: $879,000. Filed Nov. 2. Cocchia, Joann, Easton. Seller: Nilo Chacha and Diana Riera, Stratford. Property: 70 Evelyn St., Stratford. Amount: $370,000. Filed Nov. 1. Copley, Andrew P., Wilton. Seller: Robert W. Schriver and Beatrice A. Schriver, Wilton. Property: 10 Fox Run Road, Wilton. Amount: $918,000. Filed Nov. 2. Creighton, Joanne V. and Thomas F. Creighton, Amherst, Massachusetts. Seller: Beverly Bassett Kimmel, Ridgefield. Property: 638 Danbury Road, Unit 34, Ridgefield. Amount: $696,000. Filed Nov. 2. Cruz, Maria L. and Raul A. Diaz Jr., Stratford. Seller: Anthony F. Borgognone and Chaztity A. Borgognone, Stratford. Property: 355 Rockland Ave., Stratford. Amount: $245,000. Filed Oct. 25. Cummings, Nancy, Danbury. Seller: Secretary of Housing and Urban Development, Southfield, Mississippi. Property: 57 Ball Pond Road, Danbury. Amount: $170,000. Filed Nov. 6. Desain, Maria Louise A. E. and Abner J. Katzman, Greenwich. Seller: Abner J. Katzman, Greenwich. Property: Lot 2, Map 5031, Greenwich. For no consideration paid. Filed Nov. 8.

DeVellis, Robert A., Fairfield. Seller: Mark A. Kornfeld and Dawn M. Kornfeld, Fairfield. Property: 315 Osborne Hill Road, Fairfield. Amount: $700,000. Filed Nov. 6.

Hatvani, Izabela, Wilton. Seller: Michael J. Malvarosa and Teresa Malvarosa, Wilton. Property: 53 Dirksen Drive, Wilton. Amount: $840,000. Filed Oct. 30.

Dianis, Lisa and Charles Dianis Jr., Stamford. Seller: Christian Bill and Sona Bill, Fisco, Texas. Property: Lot 5, Map 8441, Stamford. Amount: $625,000. Filed Nov. 7.

Ingraham, Caitlin Marie and William Ingraham, Greenwich. Seller: James Bruce Kimball and Terry Lynn Kimball, Greenwich. Property: 5 Mead Ave., Greenwich. Amount: $750,000. Filed Nov. 5.

Evans, Fallan, Bridgeport. Seller: Global Technologies Group LLC, Trumbull. Property: 80 Foster Square, Bridgeport. Amount: $225,000. Filed Oct. 29. Franciamore, Lauren and Mark Franciamore, Ridgefield. Seller: Greylock Group LLC, New Milford. Property: 10 Ramapoo Hill Road, Ridgefield. Amount: $449,900. Filed Oct. 29. Goldberger, Nicole S. and Jeffrey S. Goldberger, New York, New York. Seller: 269 Palmer Hill Road LLC, Westport. Property: 269 Palmer Hill Road, Greenwich. Amount: $1.2 million. Filed Nov. 1. Gonzalez, Asnel Paez and Liana Gonzalez, Bridgeport. Seller: Faical Larfaoui and Fatima Zahra Soussiriah, Bridgeport. Property: 262 Clarke St., Bridgeport. Amount: $236,000. Filed Oct. 25. Griffin, Lori A., Greenwich. Seller: Pamela Chiapetta, Greenwich. Property: 9 River Lane, Greenwich. Amount: $997,500. Filed Nov. 5. Gross, Lauren T. and Alexander C. Gross, Greenwich. Seller: Peter L. Harnik and Yoko M. Harnik, London, England. Property: 14 Mountain Wood Drive, Greenwich. Amount: $3.3 million. Filed Oct. 31. Guglielmo, Yolanda, Mahopac, New York. Seller: Toll Connecticut III LP, Danbury. Property: 1012 Country View Road, Danbury. Amount: $343,306. Filed Nov. 8. Hallinan, Cheryl R. and Hugh Hallinan, Wilton. Seller: Cheryl R. Hallinan, Wilton. Property: 95 Glen Hill Road, Wilton. For an unknown amount paid. Filed Oct. 19. Hannan, Frances L. and Peter F. O’Brien, Yorktown Heights, N.Y. Seller: Jules G. Parker and Randall F. Parker, Wilton. Property: Plot C, Map 3257, Wilton. Amount: $381,000. Filed Oct. 12. Harpe, Magdalena De La and Rhett De La Harpe, Wilton. Seller: 54 Wilridge Road LLC, Wilton. Property: 9 Oak Ledge Lane, Wilton. Amount: $489,000. Filed Oct. 26. Harris, Griffith E., Greenwich. Seller: Diana Properties Riverside LLC, Stuart, Florida. Property: 1 Elizabeth Lane, Greenwich. Amount: $1 million. Filed Oct. 30.

FCBJ

Iodice, Salvatore and Ana Luiza Iodice, Norwalk. Seller: Michael Keefe, Norwalk. Property: 104 Ward St., Norwalk. Amount: $346,000. Filed Oct. 26. Iwasziewcz, Krzysztof, Bridgeport. Seller: Sadie Traskiewics, Bridgeport. Property: 320 Ezra St., Bridgeport. Amount: $85,000. Filed Oct. 24. Jadadic, Faris, Bridgeport. Seller: Jessica A. Lyons and Keith Peterson, Bridgeport. Property: 113 Kennedy Drive, Unit 113, Bridgeport. Amount: $106,000. Filed Oct. 24. Jones, Robyn and David R. Jones Jr., Darien. Seller: Daniel J. Bradley and Amy Bradley, Darien. Property: 27 Pasture Lane, Darien. Amount: $3.1 million. Filed Nov. 1. Jonisch, Elise, East Meadow, New York. Seller: Jonathan Walkup, Ridgefield. Property: 116 Cooper Road, Ridgefield. Amount: $625,000. Filed Oct. 30. Kaur, Khushwinder, Sangita Khanal and Harjinder Singh, Wilton. Seller: Wilmington Savings Fund Society, Wilton. Property: 34 Clover Drive Extension, Wilton. Amount: $472,000. Filed Oct. 18. Kingwood, Yvonne and Tyrone Kingwood, Norwalk. Seller: Nathaniel Torres and Lillian Torres, Bridgeport. Property: 28 Lakeside Drive, Bridgeport. Amount: $225,000. Filed Oct. 23. Kusmierski, Hilary and Joseph Kusmierski, Somers, New York. Seller: Henry S. Noble and Julie Ann G. Tracy, Danbury. Property: Lot 32, Map 6240, Danbury. Amount: $487,500. Filed Nov. 5. Landredi, Paula Continho and Luiz Fernando Lanfredi, New York, New York. Seller: Nico G. Zimmerman and Lisa M. Hageman, Greenwich. Property: 29 Barton Lane, Greenwich. Amount: $1.2 million. Filed Oct. 29. Laurine, Jennifer and Daniel Canavan, Fairfield. Seller: Beach Walk Homes LLC, Fairfield. Property: 89 Paul Place, Fairfield. Amount: $1.2 million. Filed Nov. 5. Lubin, Lyndell and Herve Nonez, Stratford. Seller: Patricia Brice, Stratford. Property: 390 Andrew St., Stratford. Amount: $260,000. Filed Oct. 26.

DECEMBER 10, 2018

Facts & Figures Machowski, Sara and Anthony Violano, Hamden. Seller: John R. Magnoli, Stratford. Property: Lot 22, Map of Frances White, Stratford. Amount: $352,500. Filed Oct. 25.

Monk, Robert Richard, Provo, Utah. Seller: Hyeon Ok Monk, Wilton. Property: 11 Autumn Ridge Drive, Wilton. For no consideration paid. Filed Oct. 10.

Maillet, Jacqueline Marie and Gene Joseph Maillet, Fairfield. Seller: PPG Development LLC, Fairfield. Property: 1847 N. Benson Road, Fairfield. Amount: $900,000. Filed Nov. 5.

Naranjo, Jessika, Stamford. Seller: Wendy A. Turek, Keene, New Hampshire. Property: 29 Village Walk, Wilton. Amount: $202,000. Filed Oct. 22.

Malvarosa, Teresa and Michael J. Malvarosa, Wilton. Seller: Janet B. Lewis, Tokyo. Property: Unit 13 in Villager Pond Condominium, Darien. Amount: $706,000. Filed Nov. 2. Marquis, John, Danbury. Seller: Tessie Osdranus, Danbury. Property: 46 E. Pembroke Road, Danbury. Amount: $117,500. Filed Nov. 5. Marquis, John, Danbury. Seller: Tessie Osdranus, Danbury. Property: 48A E. Pembroke Road, Danbury. Amount: $107,500. Filed Nov. 5. Matadeen, Donald, Bronx, New York. Seller: C&E Developments LLC, White Plains, New York. Property: 70 Corinthian Ave., Stratford. Amount: $260,000. Filed Nov. 2. Mayerson, Steven, Bridgeport. Seller: Redwoods Properties LLC, Wilton. Property: 120 Huntington Turnpike, Unit 1004, Bridgeport. Amount: $51,500. Filed Oct. 25. Maylone, Cybele and Steven Seltz, Brooklyn, New York. Seller: Harpreet Singh and Savita Choudhary, Westwood, Massachusetts. Property: 74 West Lane, Ridgefield. Amount: $640,000. Filed Oct. 30.

Nazir, Shah, Stratford. Seller: Amy Cooney, Stratford. Property: 3350 Main St., Stratford. Amount: $252,000. Filed Nov. 5. Nelson-Mora, Joleigh M. and Michael Mora, Greenwich. Seller: Michael Mora, Greenwich. Property: Lot 33, Map 862, Greenwich. For no consideration paid. Filed Nov. 8. Newkirk, Christine, Darien. Seller: Victoria Lee Drewes, Wilton. Property: 1 Glen Ridge, Wilton. Amount: $375,000. Filed Oct. 18. Nicely, Phillip and Tia M. Bradshaw, Bronx, New York. Seller: Angelica C. Calderon, Norwalk. Property: 4 Union Ave., Unit 25, Norwalk. Amount: $208,500. Filed Nov. 9. Nicovic, Paul P., Wilton. Seller: Therese Waters, Honolulu, Hawaii. Property: 5 New Street Extension, Wilton. Amount: $420,000. Filed Oct. 17. Nieves, Adriana Maria and Jose Ruben Nieves, Bridgeport. Seller: Jermaine Rockhead, Bridgeport. Property: 106 Goodwin St., Bridgeport. Amount: $115,500. Filed Oct. 29.

Mazzola, MaryAnn and Alessandro Mazzola, Stamford. Seller: Angelina R. Moccia, Stamford. Property: 86 Club Road, Stamford. Amount: $282,500. Filed Oct. 25.

Nina, Jackeline H. Barriga and Wilmer F. Cojitambo Morocho, Greenwich. Seller: Rosa L. Castillo and Liborio Castillo, Greenwich. Property: Lot 121, Map of Lyonsville, Greenwich. Amount: $400,000. Filed Nov. 1.

Medina, Frecilannia and Junior A. Jimenez Correa, Bridgeport. Seller: Jairo Santiago Sarango-Solano, Bridgeport. Property: 246-248 Carroll Ave., Bridgeport. Amount: $240,000. Filed Oct. 29.

Nipper, Evelyn E. and Thomas P. Nipper, Danbury. Seller: Evelyn E. Nipper. Danbury. Property: 16 Hayestown Road, Unit D403, Danbury. For no consideration paid. Filed Nov. 5.

Nissim, Karen and Benjamin Nissim, West Hartford. Seller: SAJ Properties LLC, Staten Island, New York. Property: 583 Barrack Hill Road, Ridgefield. Amount: $835,000. Filed Nov. 6.

Piccoli, Kaitlyn and Bradford Pareso, Patchogue, New York. Seller: Paul E. Clayton and Yvonne P. Clayton, Stamford. Property: 162 Forest St., Unit 162, Stamford. Amount: $560,000. Filed Oct. 25.

Nunez, Natalie, Danbury. Seller: Francis L. Shanley Jr. and Cathleen J. Shanley, Danbury. Property: 5 Hickory St., Danbury. Amount: $195,000. Filed Nov. 7. O’Brien, Katherine M., Stratford. Seller: Valerie Bordelon, Stratford. Property: 4611 Main St., Stratford. Amount: $410,000. Filed Nov. 1. O’Day, Heather K., Stratford. Seller: James R. Jarusinsky and Maria Jarusinsky, Stratford. Property: Unit 601 of Village Square at Stratford Condominium, Stratford. Amount: $155,000. Filed Oct. 31.

Prevot, Jeanmary and Monica Dieumerci Menard, Stamford. Seller: Oswaldo A. Sanchez, Stratford. Property: Lot 8, Old Town Road, Bridgeport. Amount: $317,500. Filed Oct. 26.

Panlilio, Sherryl A. and William C. Pascual, Danbury. Seller: Peter J. Huegen, Danbury. Property: 32 Grand St., Danbury. Amount: $308,000. Filed Nov. 8. Pellet, Jeffrey R., Greenwich. Seller: David J. Steigerwald and Lisa M. Steigerwald, Greenwich. Property: 40 Oak St., Unit 1B, Greenwich. For an unknown amount paid. Filed Oct. 31. Pergola, Katerina and Daniel Pergola, Greenwich. Seller: Mooreland Lot 1 LLC, New Canaan. Property: Mooreland Road, Greenwich. For an unknown amount paid. Filed Nov. 1. Perreault, Nicole F., Lisle, Illinois. Seller: Michael J. Grant and Jill E. Grant, Wilton. Property: 324 Olmstead Hill Road, Wilton. Amount: $635,000. Filed Nov. 1. Persson, Dorna D. and Jon R. Persson, Stratford. Seller: Kimberly A. Pierwola, Stratford. Property: Unit 18 in Harbour Woods Condominium, Stratford. Amount: $449,900. Filed Oct. 31. Peterson, Christopher, Wilton. Seller: Jack Cooper and Margaret S. Cooper, Wilton. Property: Lot 18, Map 3742, Wilton. Amount: $857,500. Filed Nov. 1.

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DECEMBER 10, 2018

FCBJ

Qiu, Hong Mei and Brett Model, New York, New York. Seller: Daniel Kovaleski and Mary Jane Kovaleski, Fairfield. Property: 612 Judd St., Fairfield. Amount: $525,000. Filed Nov. 7. Ravi, Sasikala and Subramanian Ravi, Stamford. Seller: Steven Devloo and Deanna Devloo, Stamford. Property: 809 Stillwater Road, Stamford. Amount: $920,000. Filed Oct. 25. Rhee, Sarah and Daniel Joseph Mack, Wilton. Seller: Andew P. Copley and Joanna L. Copley, Wilton. Property: 126 Olmstead Hill Road, Wilton. Amount: $2.3 million. Filed Nov. 5. Richards, Elizabeth and Raymond R. Richards, Wilton. Seller: Zion’s Hill United Methodist Church, Wilton. Property: Lot 4, Map 2459, Wilton. Amount: $490,000. Filed Oct. 16. Riina, Elizabeth M., Valhalla, New York. Seller: David Cusano and Lisa M. Greer, Newtown. Property: 1 Olive Lane, Ridgefield. Amount: $227,500. Filed Oct. 31. Ripp, Brendan Nolan, Wilton. Seller: Howard R. Steinberg and Karen Scappaticci, Wilton. Property: 189 Nod Hill Road, Wilton. Amount: $1.8 million. Filed Oct. 16. Rivera, Tamara, Stratford. Seller: Mary Anne Zgradden, Stratford. Property: 124 Blamey Circle, Stratford. Amount: $249,900. Filed Nov. 2. Rogliano, Maria and Luigi Rogliano, Greenwich. Seller: CIT Bank NA, Greenwich. Property: 27 Ettl Lane, Greenwich. Amount: $570,000. Filed Nov. 2. Scarpelli, Tina, Stamford. Seller: Danny C. Quach, Stamford. Property: 13 Hirsch Road, Stamford. Amount: $436,000. Filed Oct. 25. Shapiro, Naomi Tandet, Delray Beach, Florida. Seller: Robert Bruce Chisholm and Julie Chisholm, Ridgefield. Property: 110 Branchville Road, Ridgefield. Amount: $610,000. Filed Oct. 30. Spigener, Catherine A. and William P. Spigener, Stratford. Seller: LFS Services LLC, Stratford. Property: Unit 97B in Oronoque Village Condominium 11, Stratford. Amount: $325,000. Filed Oct. 31.

Spivey, Nicole D. and Zachary C. Spivey, Stratford. Seller: James Gisondi, Fairfield. Property: 191 Fairfield Woods Road, Unit 191, Fairfield. Amount: $260,000. Filed Nov. 5.

Bertier, Romene, et al., Stratford. $3,780 in favor of Norwalk Hospital Association, Norwalk, by Lovejoy and Rimer PC, Norwalk. Property: 79 Evelyn St., Stratford. Filed Nov. 5.

Stelzel, Desiree M., Danbury. Seller: Jonathan Jacobs and Melissa Reinders, Danbury. Property: 8 Rose Lane, Unit 26-16, Danbury. Amount: $162,900. Filed Nov. 8.

Cri-Jon Ventures Inc., et al., Ridgefield. $26,213 in favor of People’s United Bank NA, Bridgeport, by Benanti & Associates, Stamford. Property: 204 Mountain Road, Ridgefield. Filed Oct. 31.

FORECLOSURES Araujo, Alaido, et al. Creditor: UMB Bank NA, Irvine, California. Property: 2A Jeanette St., Unit 54, Danbury. Delinquent common charges. Filed Oct. 29. Beaudoin, Donna L., et al. Creditor: Wilmington Savings Fund Society, Chicago, Illinois. Property: 1801 Revere Road, Danbury. Mortgage default. Filed Oct. 31. Cawley, Kathryn A., et al. Creditor: Wells Fargo Bank NA, West Palm Beach, Florida. Property: 40 Old Branchville Road, Ridgefield. Mortgage default. Filed Oct. 29. Edwards, Nigel L., et al. Creditor: Wells Fargo Bank NA, West Palm Beach, Florida. Property: 195-199 Clover St., Stratford. Delinquent common charges. Filed Nov. 2. Lisej, Peter, et al. Creditor: Guild Mortgage Co., San Diego, California. Property: 54 Osborne St., Stratford. Mortgage default. Filed Oct. 30. Morley, G. Mark, et al. Creditor: Wilmington Savings Fund Society, Chicago, Illinois. Property: 53 Lakeside Drive, Ridgefield. Mortgage default. Filed Oct. 29. Murray, Mae, Creditor: U.S. Bank NA, Irvine, California. Property: 323 Roosevelt Ave., Stratford. Mortgage default. Filed Oct. 30. Russo, Robert S., et al. Creditor: The Bank of New York Mellon, San Diego, California. Property: 6 Waterview Drive, Danbury. Mortgage default. Filed Oct. 31. Sosa, Jose M., et al. Creditor: U.S. Bank NA, Irvine, California. Property: 33 Ledgewood Drive, Norwalk. Mortgage default. Filed Nov. 5.

JUDGMENTS Baillie, Scott T., Danbury. $1,729 in favor of Danbury Hospital, Danbury, by Flanagan & Peat, Danbury. Property: 22 E. Pembroke Road, Danbury. Filed Nov. 8. Baillie, Scott T., Danbury. $2,332 in favor of Danbury Hospital, Danbury, by Flanagan & Peat, Danbury. Property: 22 E. Pembroke Road, Danbury. Filed Nov. 8.

Hacker, Eileen, Bridgeport. $2,097 in favor of Cavalry SPV I LLC, Valhalla, New York, by Tobin Melien & Marohn, New Haven. Property: 260-F Edgemoor Road, Bridgeport. Filed Oct. 26. Hanrahan, Cheryl Ann, et al., Norwalk. $3,758 in favor of Norwalk Hospital Association, Norwalk, by Lovejoy and Rimer PC, Norwalk. Property: 10 Coventry Place, Norwalk. Filed Nov. 5. Lombardi, Michael S., Danbury. $3,146 in favor of Danbury Hospital, Danbury, by Flanagan & Peat, Danbury. Property: 69 Southern Blvd., Danbury. Filed Nov. 8. Oliveira, Claudimir, Danbury. $4,901 in favor of Danbury Hospital, Danbury, by Flanagan & Peat, Danbury. Property: 103 Great Plain Road, Danbury. Filed Nov. 8. Pierre, Bernadine, Bridgeport. $1,103 in favor of Midland Funding LLC, San Diego, California, by Schreiber/Cohen LLC, Salem, New Hampshire. Property: 665 Burnsford Ave., Bridgeport. Filed Oct. 26. Resource Mortgage Banking Ltd., Tarrytown, New York. $108 in favor of HSBC Bank USA NA, West Palm Beach, Florida, by Scott Abel. Property: 56 Prospect St., Greenwich. Filed Oct. 25. Schaeffer, Jack, Norwalk. $2,708 in favor of CDC Landscaping, Norwalk, by Simon Sumberg, Norwalk. Property: Lot 59, Map 4582, Norwalk. Filed Oct. 25. Walker, Heidi, Greenwich. $199,132 in favor of Peter Kent, North Grafton, Massachusetts, by David G. Volman, Shelton. Property: 55 Lake Ave., Greenwich. Filed Oct. 29.

LEASES 855 Main State LLC, by Clayton H. Fowler. Landlord: 880 Main State LLC, Darien. Property: 880 Broad St., Bridgeport. Term: 20 years, commencing Nov. 26, 2008. Filed Oct. 24.

Facts & Figures LIENS FEDERAL TAX LIENS-FILED Aguilar, Jose I. Sandoval, 24 Abel Ave., Stamford. $82,509, a tax debt on income earned. Filed Oct. 29. Aliapoulios, Julie M., 304 Main St., Apt. 281, Norwalk. $297,553, a tax debt on income earned. Filed Oct. 25. Charles A. Rogers DDS PC, 53 North St., Danbury. $38,417, corporate income taxes and quarterly payroll taxes. Filed Oct. 30. Davis Tree Service LLC, 57 North St., Suite 209, Danbury. $32,900, quarterly payroll taxes. Filed Oct. 29. Ferreira, Melanie E., 21 Surrey Glen, Wilton. $778,136, a tax debt on income earned and frivolous tax submission tax. Filed Nov. 5. Good Earth Tree Care Inc., 540 Longbrook Ave., Stratford. $23,441, quarterly payroll taxes. Filed Oct. 30. Ha, Larnzie and Ruby P. Blackwell-Hall, 7 Myano Court, Stamford. $6,719, a tax debt on income earned. Filed Oct. 29. Higgins, Sheila, 104 Old Highway, Wilton. $33,478, a tax debt on income earned. Filed Oct. 29. Magen Services LLC, 139 Houston Terrace, Stamford. $3,003, quarterly payroll taxes. Filed Oct. 29. New England Landscape & Management Inc., P.O. Box 1066, Ridgefield. $5,794, quarterly payroll taxes. Filed Oct. 30. PC It Consulting Inc., 2 Orlando Road, Norwalk. $42,132, quarterly payroll taxes. Filed Oct. 29. Ramos-Caro, Ana and Libio Caro Jr., 49 Nicholas Ave., Greenwich. $10,013, a tax debt on income earned. Filed Oct. 30. Richard, Eric P., 123 Old Belden Hill Road, Apt. 27, Norwalk. $4,050, a tax debt on income earned. Filed Oct. 29. Rollinson, Christopher and K. Hubbard Rollinson, 113 West Lane, Ridgefield. $25,203, a tax debt on income earned. Filed Oct. 30. Round1 Fitness Inc., 145 Georgetown Road, Weston. $4,356, quarterly payroll taxes and payroll taxes. Filed Oct. 29.

Schilkowski, Ruth E. and Gary F. Swatt, 27 Fort Hill Ave., Shelton. $35,661, a tax debt on income earned. Filed Nov. 6.

MECHANICâ&#x20AC;&#x2122;S LIENS-FILED

Smeriglio, William, 115 Great Plain Road, Danbury. $57,893, a tax debt on income earned. Filed Oct. 29.

500 North Avenue LLC, Stratford. Filed by Rose-Tiso & Co LLC, Fairfield, by Patrick M. Rose. Property: 500 North Ave., Stratford. Amount: $66,686. Filed Oct. 31.

Taitt, Cheryl, 20 Russell St., Norwalk. $74,663, a tax debt on income earned. Filed Oct. 25. Thompson, Dwayne D., P.O. Box 4392, Stamford. $109,192, a tax debt on income earned. Filed Oct. 29. Violett, April R. and Jesse J. Thouin, 24 Strawberry Ridge Road, Ridgefield. $6,482, a tax debt on income earned. Filed Oct. 30. Wetmore, Nancy L. and Donald E. Wetmore, 127 Jefferson St., Stratford. $12,948, a tax debt on income earned. Filed Nov. 6.

FEDERAL TAX LIENS-RELEASED Belden, Margaret P. and Thomas M. Belden, 220 Hulls Farm Road, Fairfield. $426,909, a tax debt on income earned. Filed Nov. 6. Lulka, Nicholas, 410 Surf Ave., Stratford. $46,998, payroll taxes and quarterly payroll taxes. Filed Oct. 30. Sylvester, Daniel, 150 Southfield Ave., Apt. 1330, Stamford. $4,953, a tax debt on income earned. Filed Oct. 24. Temp Air Company Inc., 67 Southfield Ave., Stamford. $36,165, failure to file correct information returns tax penalty. Filed Oct. 29. Totally Tan Too LLC, 35 Lake Avenue Extension, Danbury. $2,169, quarterly payroll taxes. Filed Oct. 30. Turley, Terri L. and Scott D. Turley, 12 Neds Mountain Road, Ridgefield. $112,599, a tax debt on income earned. Filed Oct. 30. Woods, J. Stephen, 25 Locust Ave., Danbury. $63,816, a tax debt on income earned. Filed Oct. 30. Woods, J. Stephen, 25 Locust Ave., Danbury. $8,953, a tax debt on income earned. Filed Oct. 30. Woods, Stephen, P.O. Box 371, Danbury. $11,817, a tax debt on income earned. Filed Oct. 30.

Dinoto, Dawn and Gabriele Dinoto, Norwalk. Filed by Mullen Construction, Norwalk, by William Christopher Mullen. Property: 15 Bettswood Road, Norwalk. Amount undisclosed. Filed Nov. 1. Ferry Boulevard Plaza LLC, Stratford. Filed by Rubman Construction LLC, Waterbury, by Ruben Dario Guaman-Pomavilla. Property: 335 Ferry Blvd., Stratford. Amount: $57,210. Filed Nov. 1. Rainville, Kristen and Joseph V. Desabia Jr., Fairfield. Filed by Malon Construction LLC, Westport, by Eric Malon. Property: 443 Rowland Road, Fairfield. Amount: $6,300. Filed Nov. 20.

LIS PENDENS Arteaga, Mercy L., et al., Stamford. Filed by Bendett and McHugh PC, Farmington, for Bank of America NA, Plano, Texas. Property: 180 West Ave., Stamford. Action: to foreclose on a delinquent mortgage in the original principal amount of $135,000, dated April 2006. Filed Oct. 26. Bleggi, Louis B., et al., Bridgeport. Filed by The Law Office of Juda J. Epstein, Bridgeport, for Benchmark Municipal Tax Services Ltd., Bridgeport. Property: 3820 Old Town Road, Bridgeport. Action: to foreclose on tax liens levied against the owner by the city of Bridgeport and take immediate possession of the premises. Filed Oct. 26. Bolling, George, et al., Bridgeport. Filed by The Law Office of Juda J. Epstein, Bridgeport, for Cazenovia Creek Funding 1 LLC. Property: 183185 Read St., Bridgeport. Action: to foreclose on tax liens levied against the owner by the city of Bridgeport and take immediate possession of the premises. Filed Oct. 26. Celeb, Ayse, et al., Bridgeport. Filed by The Law Office of Juda J. Epstein, Bridgeport, for Benchmark Municipal Tax Services Ltd., Bridgeport. Property: 40 Abner Court, Bridgeport. Action: to foreclose on a condominium lien for delinquent common charges and assessments and take immediate possession of the property. Filed Oct. 26. Colon, Denise, et al., Stratford. Filed by McCalla Raymer Leibert Pierce LLC, Hartford, for M&T Bank NA, Buffalo, New York. Property: 5052 Harding Ave., Stratford. Action: to foreclose on a delinquent mortgage in the original principal amount of $227,000, dated February 2007. Filed Nov. 1.

Custodio, Daniel A., et al., Danbury. Filed by Bendett and McHugh PC, Farmington, for Connecticut Housing Finance Authority, Rocky Hill. Property: 41 Aunt Hack Road, Danbury. Action: to foreclose on a delinquent mortgage in the original principal amount of $224,800, dated December 2014. Filed Oct. 29.

Fleming, Michael M., et al., Stamford. Filed by Bendett and McHugh PC, Farmington, for Bank of America NA, Plano, Texas. Property: 215 Knickerbocker Ave., Stamford. Action: to foreclose on a delinquent mortgage in the original principal amount of $48,800, dated September 2002. Filed Oct. 23.

Kennedy, Patricia A., et al., Stratford. Filed by Glass & Braus LLC, Fairfield, for Deutsche Bank National Trust Co. Property: 1580 N. Peters Lane, Stratford. Action: to foreclose on a delinquent mortgage in the original principal amount of $332,000, dated June 2005. Filed Oct. 29.

Daniels, Michael J., et al., Bridgeport. Filed by The Law Office of Juda J. Epstein, Bridgeport, for U.S. Bank NA, Salt Lake City, Utah. Property: Unit 4 in Dogwood Condominium, Bridgeport. Action: to foreclose on a condominium lien for delinquent common charges and assessments and take immediate possession of the property. Filed Oct. 26.

Four Elmwood Place LLC, et al., Danbury. Filed by Oâ&#x20AC;&#x2122;Connell, Attmore & Morris LLC, Hartford, for Bayview Loan Servicing LLC, Coral Gables. Property: 4 Elmwood Place, Danbury. Action: to foreclose on a delinquent mortgage in the original principal amount of $205,800, dated October 2007. Filed Oct. 29.

Kennedy, R. Bruce, et al., Danbury. Filed by Bendett and McHugh PC, Farmington, for Wilmington Savings Fund Society, Wilmington, Delaware. Property: 25-25 1/2 Starr Ave., Danbury. Action: to foreclose on a delinquent mortgage in the original principal amount of $210,000, dated April 2013. Filed Nov. 5.

Davis, Leora, et al., Stratford. Filed by Leopold & Associates PLLC, Stamford, for Deutsche Bank National Trust Co. Property: 46 Ketcham Road, Stratford. Action: to foreclose on a delinquent mortgage in the original principal amount of $188,000, dated December 2006. Filed Nov. 2. Deflorio, Maritza, et al., Norwalk. Filed by McCalla Raymer Leibert Pierce LLC, Hartford, for The Bank of New York Mellon, New York, New York. Property: 19 Wake Robin Road, Norwalk. Action: to foreclose on a delinquent mortgage in the original principal amount of $357,000, dated July 2005. Filed Nov. 2. Delanian, Hilda, et al., Stratford. Filed by Bendett and McHugh PC, Farmington, for Federal National Mortgage Association, Bridgeport. Property: 115 Peace Acre Lane, Stratford. Action: to foreclose on a delinquent mortgage in the original principal amount of $355,000, dated April 2006. Filed Nov. 8. Elczyk, Walter T., et al., Bridgeport. Filed by The Law Office of Juda J. Epstein, Bridgeport, for Benchmark Municipal Tax Services Ltd., Bridgeport. Property: 66 Goodsell St., Bridgeport. Action: to foreclose on tax liens levied against the owner by the city of Bridgeport and take immediate possession of the premises. Filed Oct. 26. Esquibel, Juan M., et al., Stamford. Filed by Ackerly & Ward, Stamford, for the Stamford Water Pollution Control Authority. Property: 43 Dale St., Stamford. Action: to foreclose on a sewer-use lien for nonpayment of sewer-use fees and take immediate possession of the premises. Filed Nov. 5. Featherstone, Robert, et al., Bridgeport. Filed by The Law Office of Juda J. Epstein, Bridgeport, for Benchmark Municipal Tax Services Ltd., Bridgeport. Property: 247 Savoy St., Bridgeport. Action: to foreclose on tax liens levied against the owner by the city of Bridgeport and take immediate possession of the premises. Filed Oct. 26.

Giannone, Billie, et al., Ridgefield. Filed by Bendett and McHugh PC, Farmington, for Nationstar Mortgage LLC, Lewisville, Texas. Property: 3 Kumquat Lane, Ridgefield. Action: to foreclose on a delinquent mortgage in the original principal amount of $97,077, dated July 2012. Filed Nov. 1. Gill, Frederick C., et al., Bridgeport. Filed by The Law Office of Juda J. Epstein, Bridgeport, for Benchmark Municipal Tax Services Ltd., Bridgeport. Property: 859 Platt St., Bridgeport. Action: to foreclose on tax liens levied against the owner by the city of Bridgeport and take immediate possession of the premises. Filed Oct. 26. Guimond, Virginia, et al., Norwalk. Filed by Glass & Braus LLC, Fairfield, for Deutsche Bank National Trust Co. Property: 12 Weed Ave., Norwalk. Action: to foreclose on a delinquent mortgage in the original principal amount of $649,000, dated April 2004. Filed Nov. 6. Gutierrez, Gustavo A., et al., Stamford. Filed by Ackerly & Ward, Stamford, for First Fairlawn Condominium Association Inc. Property: 70 Standish Road, Stamford. Action: to foreclose on a condominium lien for delinquent common charges and assessments and take immediate possession of the property. Filed Nov. 5. Hudak, Kevin R., et al., Danbury. Filed by Ackerly & Ward, Stamford, for Southfield Summit Condominium Association Inc. Property: Unit 11-58 in Summit View at Southfield, Danbury. Action: to foreclose on a condominium lien for delinquent common charges and assessments and take immediate possession of the property. Filed Oct. 30. Inga, Rosa Margarita, et al., Stamford. Filed by Ackerly & Ward, Stamford, for the Stamford Water Pollution Control Authority. Property: 43 Cedar St., Stamford. Action: to foreclose on a sewer-use lien for nonpayment of sewer-use fees and take immediate possession of the premises. Filed Nov. 2.

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Maria, Moise Martinez, et al., Stamford. Filed by Ackerly & Ward, Stamford, for the Stamford Water Pollution Control Authority. Property: 89 Scofield Ave., Stamford. Action: to foreclose on a sewer-use lien for nonpayment of sewer-use fees and take immediate possession of the premises. Filed Nov. 5. Martinez, Moises, et al., Stamford. Filed by Ackerly & Ward, Stamford, for the Stamford Water Pollution Control Authority. Property: 33 Finney Lane, Stamford. Action: to foreclose on a sewer-use lien for nonpayment of sewer-use fees and take immediate possession of the premises. Filed Nov. 5. Merisca, Roberto, et al., Stamford. Filed by Ackerly & Ward, Stamford, for the Stamford Water Pollution Control Authority. Property: 28 Anderson St., Stamford. Action: to foreclose on a sewer-use lien for nonpayment of sewer-use fees and take immediate possession of the premises. Filed Nov. 2. Molina, Gustavo, et al., Stratford. Filed by Bendett and McHugh PC, Farmington, for Connecticut Housing Finance Authority, Rocky Hill. Property: 147 Otis St., Stratford. Action: to foreclose on a delinquent mortgage in the original principal amount of $176,500, dated August 2004. Filed Oct. 25. Morris, Christopher D., et al., Danbury. Filed by Kapusta, Otzel & Averaimo, Milford, for U.S. Bank NA, Salt Lake City, Utah. Property: 8 Spring Ridge Court, Danbury. Action: to foreclose on a delinquent mortgage in the original principal amount of $505,500, dated August 2007. Filed Oct. 30. Mulshine, Tobin W., et al., Greenwich. Filed by Bendett and McHugh PC, Farmington, for Bank of America NA, Plano, Texas. Property: 12 Oval Ave., Greenwich. Action: to foreclose on a delinquent mortgage in the original principal amount of $276,355, dated October 2007. Filed Oct. 29.

DECEMBER 10, 2018

Facts & Figures Pascarella, Henry, et al., Greenwich. Filed by McCalla Raymer Leibert Pierce LLC, Hartford, for JPMorgan Chase Bank NA, Columbus, Ohio. Property: 675 Steamboat Road, Greenwich. Action: to foreclose on a delinquent mortgage in the original principal amount of $2 million, dated June 2006. Filed Oct. 30. Redwood, Hubert, et al., Stamford. Filed by Marinosci Law Group PC, Warwick, Rhode Island, for Bank of America NA, Plano, Texas. Property: Hillside Avenue, Lot 2, Stamford. Action: to foreclose on a delinquent mortgage in the original principal amount of $416,000, dated June 2007. Filed Oct. 22. Rullo, Deni, et al., Danbury. Filed by Bendett and McHugh PC, Farmington, for Embrace Home Loans Inc. Property: 78 Stadley Rough Road, Danbury. Action: to foreclose on a delinquent mortgage in the original principal amount of $224,867, dated April 2017. Filed Oct. 31. Schaefer, Herman A., Wilton. Filed by Bendett and McHugh PC, Farmington, for Deutsche Bank National Trust Co. Property: 261 Linden Tree, Wilton. Action: to foreclose on a delinquent mortgage in the original principal amount of $600,000, dated December 2005. Filed Nov. 5. Tamberly, Harwood-Smith, et al., Stamford. Filed by The Witherspoon Law Offices, Farmington, for Wells Fargo Bank NA, Frederick, Maryland. Property: 87 Clovelly Road, Stamford. Action: to foreclose on a delinquent mortgage in the original principal amount of $126,864, dated July 2009. Filed Oct. 25.

Valencia Island LLC, et al., Bridgeport. Filed by The Law Office of Juda J. Epstein, Bridgeport, for Benchmark Municipal Tax Services Ltd., Bridgeport. Property: 3245 Main St., Unit 203, Bridgeport. Action: to foreclose on tax liens levied against the owner by the city of Bridgeport and take immediate possession of the premises. Filed Oct. 26. Valencia Island LLC, et al., Bridgeport. Filed by The Law Office of Juda J. Epstein, Bridgeport, for Benchmark Municipal Tax Services Ltd., Bridgeport. Property: Unit A-4 in The Saint Frances Condominium, Bridgeport. Action: to foreclose on tax liens levied against the owner by the city of Bridgeport and take immediate possession of the premises. Filed Oct. 26. Williams, Janet Y., et al., Stamford. Filed by Ackerly & Ward, Stamford, for 700 Summer Street Condominium Association Inc. Property: Unit 8A in 700 Summer Condominium, Stamford. Action: to foreclose on a condominium lien for delinquent common charges and assessments and take immediate possession of the property. Filed Oct. 24. Zeppelin, Stephan M., et al., Greenwich. Filed by The Witherspoon Law Offices, Farmington, for Wells Fargo Bank NA, Frederick, Maryland. Property: 9 Dandy Drive, Greenwich. Action: to foreclose on a delinquent mortgage in the original principal amount of $1.8 million, dated July 2007. Filed Oct. 25.

Statement of ownership, management, and circulation (required by U.S.C. 3685). 1. Title of publication: Westchester County Business Journal. 2. Publication #: 7100. 3. Date of filing: December 10, 2018. 4. Frequency of issue: Weekly. 5. No. of issues published annually: 52. 2. Annual subscription price: $60. 7. Complete mailing address of known office of publication: 701 Weschester Ave., Ste 100J, White Plains, NY 10604. Contact Person: Sylvia Sikoutris. Phone Number 914-694-3600. 8. Complete mailing address of headquarters or general business office: 701 Westchester Ave., Suite 100J, White Plains, NY 10604. 9. Full names and complete mailing address of publisher, editor and managing editor: Publisher: Dee DelBello, Westfair Communications Inc., 701 Westchester Ave., Suite 100J, White Plains, NY 10604; Editor: Bob Rozcyki, Westfair Communications Inc., 701 Westchester Ave., Suite 100J, White Plains, NY 10604. 10. Owner: Westfair Communications Inc., 701 Westchester Ave., Ste 100J, Suite G7, White Plains, NY 10604. 11. Known bondholders, mortgages, and other security holders owning or holding 1% or more of total amount of bonds, mortgages or other securities: None. 12. Tax Status: Has not changed during preceding 12 months. 13. Publication title: Westchester County Business Journal. 14. Issue Date for Circulation Data Below: December 10, 2018. 15. Extent and nature of circulation: A. Average no. copies (net press run): average no. copies each issue during preceding 12 months 1,843; number of copies of single issue published nearest filing date — 4,183. B. Paid and/or requested circulation: 1. Paid/ Requested Outside-County Mail Subscriptions Stated on Form 3541, Average No. Copies Each Issue During Preceding 12 Months — 117. No. Copies of Single Issue Published Nearest to Filing Date — 1,664. 2. Paid In-County Subscriptions stated on Form 3541 - Average No. Copies Each Issue During Preceding 12 Months 723. No. Copies Of Single Issue Published Nearest to Filing Date — 235. 3. Sales Through Dealers and Carriers, Street Vendors, Counter Sales, and Other Non-USPS Paid Distribution: average no. copies each issue during preceding 12 months - 0; number of copies of single issue published nearest filing date -0. 4. Other Classes Mailed Through the USPS: average no. copies each issue during preceding 12 months 0; number of copies of single issue published nearest filing date - 0. C. Total Paid And/Or Requested Circulation (Sum Of 15b.(1),(2),(3), and (4).: Average No. Copies Each Issue During Preceding 12 Months — 840; Number Of Copies Of Single Issue Published Nearest Filing Date — 1,899. D. 1. Free Distribution by Mail. Outside County as Stated on Form 3541: average no. copies each, issue during preceding 12 months -973- Outside County as Stated on Form 3541: number of copies of single issue published nearest filing date — 2,231. Free or Nominal Rate In-County Copies Included on PS Form 3541: average no. copies each, issue during preceding 12 months 10. Free or Nominal Rate In-County Copies Included on PS Form 3541: number of copies of single issue published nearest filing date 109. 3. Free or Nominal Rate Copies Mailed at Other Classes through the USPS (e.g. First-Class Mail): average no. copies each issue during 12 months 0. No. copies of single issue published nearest to filing date 0. 4. Free or nominal rate distribution outside the mail (carrier or other means): average no. copies each issue during preceding 12 months 0. No. copies of single issue published nearest to filing date 0. E. Total Free or nominal rate distribution (sum of 15d (1), (2), (3) and (4): average no. copies each issue during preceding 12 months 983. Number of copies of single issue published nearest filing date 2,340. F. Total Distribution (sum of 15C and 15e): average no. copies each issue during preceding 12 months — 1,823 number of copies of single issue published nearest filing date — 4,239. G. Copies not distributed: average no. copies each issue during preceding 12 months —20; number of copies of single issue published nearest filing date —56. H. Total (sum of 15F and G): average no. copies each during preceding 12 months — 1,843; number of copies of single issue published nearest filing date — 4,295. I. Percent Paid and/or requested circulation (15c by 15F times 100): average no. copies each during preceding 12 Months — 46%; number of copies of single issue published nearest filing date 45%. 16. Paid electronic copies of average no of copies each issue during preceding 12 months -2,201. Paid electronic copies of average no of single copies published nearest filing date : 302. Total Total distribution during proceeding 12 months 4317 . Percent Paid and/requested circulation (16B by 16C times 100): 50.98%. Publication of Statement of Ownership required. Will be printed in the 12/10/18 issue of this publication. 17. I certify that all information furnished on this form is true and complete. I understand that anyone who furnished false or misleading information on this form or who omits material or information on the form may be subject to criminal sanctions (including fines and imprisonment) and/or civil sanctions (including civil penalties).

DECEMBER 10, 2018

FCBJ

MORTGAGES 23 Woodland Drive LLC, by Albert Orlando. Lender: Avatar Greenwich LLC. Property: Lot 28, Map 70, Greenwich. Amount: $4.3 million. Filed Oct. 31. 855 Main State LLC, Bridgeport, by Clayton H. Fowler. Lender: M&T Bank, Buffalo, New York. Property: 855 Main St., Bridgeport. Amount: $4 million. Filed Oct. 29. 95-3 Fairview Drive Danbury Connecticut LLC, Danbury, by Ming Luo. Lender: Webster Bank NA, Waterbury. 95-3 Fairview Drive, Danbury. Amount: $93,750. Filed Nov. 5. ABH-Real Estate LLC, Stratford, by Marko Onofrej. Lender: Liberty Bank, Middletown. Property: Lots 7, 8, 55 and 56, Section C, Stratford. Amount: $217,739. Filed Oct. 31. Anand Realty LLC, Orange, by Ish Anand. Lender: The Milford Bank, Milford. Property: 150 Ruby Lane, Stratford. Amount: $580,000. Filed Oct. 26. Haque LLC, Rocky Hill, by Shiraz Cloudhary. Lender: Osprey Properties LLC, Denver, Colorado. Property: 730 Brooklawn Ave. and 1627 Laurel Ave., Fairfield. Amount: $325,000. Filed Nov. 8. HM Hamilton LLC, by Marek Mroz. Lender: M&M Constructions LLC, Wilton. Property: 241 Hamilton Ave., Greenwich. Amount: $250,000. Filed Nov. 5. Lhap LLC, by Andrew Prozes. Lender: Bank of America NA, Houston, Texas. Property: 421 Stanwich Road, Greenwich. Amount: $5 million. Filed Oct. 30. Licari Properties LLC, Norwalk, by James J. Licari Sr. Lender: Justin Czaplinski, East Gransby. Property: 11N Stoneleigh Square Condominium, Stratford. Amount: $53,000. Filed Nov. 1. MCK Brothers LLC, New Canaan, by Christopher K. McKiernan. Lender: First County Bank, Greenwich. Property: 484 Boston Post Road, Darien. Amount: $1.3 million. Filed Nov. 2. Nea Liosa LLC, Easton, by Athanasios Bletsas. Lender: Fairfield County Bank, Ridgefield. Property: 26 Wall St., Norwalk. Amount: $1.4 million. Filed Nov. 5. Oliveira Realty LLC, Trumbull, by Tiago Silva. Lender: Robert Liberman and Lynn R. Blueweiss, Trumbull. Property: 1957-1959 Main St., Bridgeport. Amount: $220,000. Filed Oct. 29.

Prysma Lending Group LLC, by Luiz P. Serva. Lender: Webster Bank NA, Waterbury. Property: 7 Padanaram Road, Unit 122, Danbury. Amount: $150,000. Filed Nov. 6. River Crossing LLC, Wilton, by Paul D. Kenning. Lender: Bridge Crossings LLC, Wilton. Property: 586 Danbury Road, Wilton. Amount: $150,000. Filed Oct. 26.

NEW BUSINESSES Ana & Marta Cleaning Services, 309 Madison Terrace, Bridgeport 06606, c/o Tiago D. Pinheiro. Filed Oct. 31. Beauty Brazil Salon & Spa, 1136 Madison Ave., Unit 1, Bridgeport 06606, c/o Cleir Barbosa and Elaine Bravim. Filed Oct. 26. Beauty Brazil Salon & Spa, 1136 Madison Ave., Unit 1, Bridgeport 06606, c/o Cleir Barbosa. Filed Oct. 26. C M I, 54 Danbury Road, Ridgefield 06877, c/o Yonaton Langer. Filed Nov. 1. Danbury Furniture, 213 Main St., Danbury 06810, c/o Rodger Soriano. Filed Oct. 30. Dauntless Specialty Brokerage, 213 Court St., Middletown 06457, c/o John J. Barry. Filed Nov. 2. Dayannals Beauty Salon, 25-05 Main St., Bridgeport 06606, c/o Dayanna’s Beauty Salon. Filed Nov. 1. Dejavu Unisex Beauty Salon, 2505 Main St., Bridgeport 06606, c/o Irene Rodriguez Cornejo. Filed Nov. 2. Equip, 59 Loughlin Ave., Greenwich 06830, c/o James Webster. Filed Oct. 30. Erika’s Homecare LLC, 136 Savoy St., Bridgeport 06606, c/o Erika Chiluisa. Filed Oct. 29. FM Brothers Painting LLC, 715 Frenchtown Road, Unit 10, Bridgeport 06606, c/o Marcos Calvalho. Filed Oct. 31. Fortified Investigations and Security LLC, 87 Alpine St., Bridgeport 06610, c/o Julio Ortiz. Filed Oct. 31. Greenwich Waterproofing and Restoration, 49 Almira Drive, Greenwich 06830, c/o Rita Marinho. Filed Oct. 30. Grupo Global, 16 Manhattan Ave., Bridgeport 06606, c/o Wilberto Usedo. Filed Nov. 1.

J W Brown Photography, 41 Mulberry St., Ridgefield 06877, c/o Jessica Brown. Filed Nov. 2. Jane Rudnick, 55 Crosswicks Ridge Road, Wilton 06894, c/o Jane Rudnick. Filed Oct. 29. Laundramax, 1549 Barnum Ave., Bridgeport 06610, c/o William Green. Filed Nov. 2. Liberty Bell Defense, 76 Bywater Lane, Bridgeport 06605, c/o David Fuchs. Filed Oct. 25. Master Edit, 21 Oakshade Ave., Darien 06820, c/o Brooke Hastings LLC. Filed Nov. 1. My Family Grocery, 1335 E. Main St., Bridgeport 06608, c/o Fernando Peralta. Filed Oct. 31. North Star International Coaching, 111 Rowayton Ave., Suite 3, Norwalk 06853, c/o Laura Lawrence Wilcock. Filed Oct. 25. Olmo Enterprises LLC, 6 Bow End Road, Norwalk 06581, c/o George Olmo. Filed Nov. 9. On Another Level Private Events, 325 Myrtle Ave., Unit 1005, Bridgeport 06604, c/o Rikeiyo Heywood. Filed Nov. 2. Prestige Cabinetry & Design LLC, 1720 Fairfield Ave., Bridgeport 06610, c/o Remigiusz Ludwin. Filed Nov. 2. Rebel Winks, 800 Union Ave., Bridgeport 06607, c/o Rejinee Reese. Filed Oct. 31. Rockfield Contracting Co., 2634 Main St., Bridgeport 06606, c/o Segundo Chabla Castillo. Filed Nov. 1. Rosa Ride LLC, 337 Main St., Danbury 06810, c/o Rosa I. Tolentino-Reyes. Filed Nov. 1. Thank You Charlie, 506 Thorne St., Bridgeport 06606, c/o Charlton Jackson. Filed Nov. 1. Thrifty Sisters, 3141 Main St., Bridgeport 06606, c/o Robyn Waller. Filed Nov. 2. Y.W. Foot Spa Inc., 87 Mill Plain Road, Danbury 06811, c/o Chunyan Zhang. Filed Oct. 29.

PATENTS Adaptive interactive voice system. Patent no. 10,137,902 issued to Ajay Juneja, Mountain View, California; Stefan Marti, Oakland, California; Davide Di Censo, San Mateo, California. Assigned to Harman International Industries Inc., Stamford.

Apparatus and method for collection and disposal of waste-water and debris from air conditioners and other sources. Patent no. 10,144,628 issued to Michael A. Hardy, White Plains, New York; Scott C. Cackowski, Stamford. Assigned to Crossford International LLC, Stamford. Field-enhanced solid-state heater element useful in printing applications. Patent no. 10,146,161 issued to Tab A. Tress, Henrietta, New York; Brian J. Gillis, Penfield, New York; Allen J. Thompson, Sodus, New York. Assigned to Xerox Corp., Norwalk. Foot brush with a two-piece separable handle. Patent no. D835,347 issued to Curtis Allen Clarke, Fairfield. Assigned to As Seen on PC Inc., Fairfield. Furniture system with recliner assembly. Patent no. 10,143,307 issued to Shawn Nelson, Darien; David Underwood, Norwalk; Brian Kuchler, Stamford. Assigned to The Lovesac Co., Stamford. Methods and compositions for decreasing gastric emptying. Patent no. 10,143,696 issued to Michele Hummel, Marlton, New Jersey; Donald J. Kyle Yardley, Pennsylvania; Garth Whiteside, Yardley, Pennsylvania; Nathan Lautermilch, Pennington, New Jersey. Assigned to Purdue Pharma LP, Stamford. Methods and systems for creating raster image for clear objects on clear plane. Patent no. 10,140,559 issued to Arindam Das, Konnagar, India; Karthik Jakkala, Hyderabad, India; Polisettyvrk Jyothendravarma, Vijayawada, India. Assigned to Xerox Corp., Norwalk. Multifunction printing machine. Patent no. D834,641 issued to Donald A. Brown, Honeoye Falls, New York; Hidetoshi Kimura, Kanagawa, Japan; Tsutomu Shihara, Kanagawa, Japan. Assigned to Xerox Corp., Norwalk. Single color background mixed raster content (MRC). Patent no. 10,142,520 issued to Sainarayanan Gopalakrishnan, Chennai, India; Rajasekar Kanagasabai, Chennai, India; Vignesh Doss, Palanichettipatti, India. Assigned to Xerox Corp., Norwalk. System and method for removing support material from a three-dimensional printed object. Patent no. 10,144,206 issued to Paul M. Fromm, Rochester, New York; Jeffrey J. Bradway, Rochester, New York; Timothy J. Clark, Weedsport, New York; Jorge M. Rodriguez, Webster, New York. Assigned to Xerox Corp., Norwalk.

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