Westchester County Business Journal 040119 by Westfair Business Journal

APRIL 1, 2019 VOL. 55, No. 13

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Lime bikes were parked and available for use in front of Whole Foods on Bloomingdale Road in White Plains on March 26. Photo by Bob Rozycki.

INSIDE

Pedal power

FRENCH-AMERICAN SCHOOL PUTS ONE-THIRD OF ITS WHITE PLAINS PROPERTY UP FOR SALE

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LIME RIDING HIGH AS BIKES ROLL IN WHITE PLAINS PAGE

COLLEGE SCANDAL

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LEAKY HOUSE

BY PETER KATZ pkatz@westfairinc.com

here was no fooling as April 1 neared, the date when bikeshare company Lime would begin replacing some of its fleet of 300 pedal bikes in White Plains with electric pedal-assist bikes in a soft launch, because bike and scooter sharing has become serious business in Westchester as well as

BY PETER KATZ

worldwide. The formal introduction of the pedal-assist bikes was planned for May 1 in White Plains while Lime continued to wait for a go-ahead from Yonkers officials to add the powered bikes to its fleet there. Lime, which last August shortened its company name from LimeBike, is one of the major international players in the bike- and scooter-sharing industry along with companies such as Uber, Mobike, Ofo and Bluegogo. After

announcing in February that it had closed on $310 million in new financing, Lime’s value was placed at $2.4 billion. The company reported that about 10 million people have taken about 34 million rides on its bikes and scooters in the 15 countries where it provides service. “We’ve seen about 86,000 trips from 28,000 riders in Yonkers (and) we’ve seen more than 40,000 trips from 9,000 riders in White » LIMEBIKE

pkatz@westfairinc.com THE FRENCH-AMERICAN SCHOOL OF NEW YORK (FASNY) on March 21 announced that it intends to sell about onethird of the approximately 127-acre former Ridgeway Country Club in White Plains where it still plans to build a new secondary school for grades 6 through 12. The land selected for sale totals 47.9 acres. FASNY would keep the 28-acre portion of the property designated for the school and playing fields

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and also the 51-acre section of the property where a nature conservancy would be maintained. “The school is looking for a (single) buyer for the three parcels,” FASNY spokesman Geoff Thompson told the Business Journal. He said that no price had been set. “At this point, the school has evaluated what the longterm future is. They still are definitely committed to building the secondary school, which is the 6-12 school that’s approved and they’re com» FASNY

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Kim Papa comes to the rescue for out-of-tune pianos BY PHIL HALL

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hen it comes to tuning and repairing pianos, Kim Papa has brought her toolkit and nearly a quarter-century of professional experience to settings ranging from modest school auditoriums to an extravagant $25,000-a-night presidential suite at Manhattan’s Plaza Hotel. But nothing beat an unlikely piano location at a residence along a private lake in Litchfield County, Connecticut. “I got a call asking if I could tune a piano for a party being held outdoors,” she recalled. “I was told the piano was in a carport, and this was outside in winter. When I get there, the homeowner was all smiles and I asked where the piano was. He said, ‘Over there’ — way out on the frozen lake where they made an ice rink with a disco ball. And I said, ‘You’ve got to be kidding. How did it get there?’ And he said, ‘We just slid it’ — and he handed me a pair of ice cleats and said, ‘Let’s go.’ And I went out there — it was a gorgeous day.” The upright piano located on the frozen lake had loose tuning pins and Papa was concerned about tuning it properly due to the unlikely location. “It was a very difficult job,” she added. “I couldn’t play because my fingers were cold. I did the best I could — they were so appreciative.” Papa’s Piano Tuning & Repair is based out of her New Fairfield home and serves Westchester, Putnam, Dutchess and Fairfield counties with occasional forays into New York City. A lifelong musician and music teacher, she turned her sights on piano tuning during the mid1990s when she realized many of her students had instruments that were in need of adjustments. “As a musician I thought, ‘I wonder if I can do it,’ ” she said. “I went to a school — actually, it was a correspondence school — and used my piano as a guinea pig, reluctantly. I went to a piano rebuilding shop in Peekskill and they hired me.” In her 23rd year of business, Papa admitted her work is complex. “It is not easy,” she stated. “I first thought that being a musician, this would be a piece of cake. I tune my guitar. I tune my bass. So what. Well, it has 256 strings and it has a lot of tension. Every piano is different and every climate is different and every piano reacts differently.

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Publisher Dee DelBello Managing Editor/Print Glenn Kalinoski Managing Editor/Digital Bob Rozycki Associate Publisher Anne Jordan Group Associate Publisher Dan Viteri NEWS Copy and Video Editor • Peter Katz Bureau Chief • Kevin Zimmerman Senior Reporter • Bill Heltzel, Reporters • Ryan Deffenbaugh, Phil Hall, Georgette Gouveia, Mary Shustack Research Coordinator • Luis Flores ART & PRODUCTION Creative Director Dan Viteri Art Director Sebastián Flores Art Director Kelsie Mania Digital Content Director Meghan McSharry ADVERTISING SALES Manager • Anne Jordan Director, Multimedia Marketing and Sales Neale V. Muccio Metro Sales & Custom Publishing Director Barbara Hanlon Account Managers Lisa Cash Events Sales & Development • Marcia Pﬂug Events Manager • Tracey Vitale

Kim Papa tuning a piano on a frozen lake. Photo courtesy of Kim Papa.

One aspect of her work that distinguishes Papa from her competition is her decision not to rely on digital tools for her work. “I learned through my ear. I don’t use a device,” she continued. “There are plenty of devices out there that do well, but I worked for an old-fashioned rebuilder who just said, ‘I really want you to learn.’ And I did, and I’m glad that I did. The machine works well, but a customer I’ve had for years said, ‘The machine works, but the aural tuning is sweeter.’ ” Papa noted that piano tuning is further complicated by the distinctive differences between instruments. “My Baldwin is going to tune and sound differently than a Steinway,” she said. “Every piano is different. I once worked on a restored 19th century piano whose

seasoned wood created just an exquisite sound.” Papa recommended tuning a piano at least once a year, although she noticed that professional players prefer to have the instrument tuned three or four times annually. “The more that piano is tuned, the more it stays in tune,” she said. One aspect that determines the sound quality of a piano is room temperature. “The weather is a big factor,” she continued. “If it is humid, the piano is going to get wet inside. If it is very dry, it is going to get very dry inside. It shouldn’t be in extreme — you want to keep it at an even keel.” Papa charges a basic fee of $120 and can usually complete her work within an hour, unless the instrument is in an advance state of poor health. Her work takes her from

private homes to performance venues. She was even summoned on an emergency call for an A-list pop diva whose 88 keys needed help. She declined to identify that celebrity, noting that she was not in the business of bragging about prominent clients. “My biggest fear is someone calls me and says they got this free piano on Craigslist,” she confided. “Or, they say that the person who sold me the house left me the piano, can you come tune it? If it’s not tunable, it needs to be rebuilt (with) major repairs — and I never feel good about it.” One question that drew a blank from Papa was a request to cite her favorite pianists. She paused for a moment and shook her head. “I don’t listen to pianists that much, believe it or not,” she admitted.

AUDIENCE DEVELOPMENT & CIRCULATION Circulation Manager • Sylvia Sikoutris Telemarketing Director • Marcia Rudy ADMINISTRATION Contracted CFO Services Adornetto & Company L.L.C. Human Resources & Payroll Services APS PAYROLL Administrative Manager • Robin Costello Westchester County Business Journal (USPS# 7100) is published Weekly, 52 times a year by Westfair Communications, Inc., 701 Westchester Avenue, Suite 100J, White Plains, NY 10604. Periodicals Postage rates paid at White Plains, NY, USA 10604. POSTMASTER: Send address changes to: Westchester County Business Journal: by Westfair Communications, Inc., 701 Westchester Avenue, Suite 100J , White Plains, NY 10604. Annual subscription $60; $2.50 per issue More than 40 percent of the Business Journal is printed on recycled newsprint. © 2019 Westfair Communications Inc. All rights reserved. Reproduction in whole or in part without written permission is prohibited.

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APRIL 1, 2019

OP-ED PAGE State leaders should support, not block, energy transmission projects BY PAUL GRIFFIN

s advocates for an American energy future that provides customers with access to reliable and affordable power, we have often pointed out the important role of infrastructure that gets energy supplies to market. Unfortunately, the state of our nation’s energy transmission infrastructure isn’t close to prepared to meet current demand and support future volume. According to the Energy Information Administration, the use of natural gas to heat our homes will rise to nearly 40 percent by 2050. However, according to the World Economic Forum, the U.S. ranks a disappointing 10th in terms of infrastructure quality, lagging behind countries such as Japan, France, the United Arab Emirates and South Korea. While America’s

natural gas boom is one of the great success stories of the past 30 years, infrastructure isn’t keeping pace. A significant part of getting natural gas supplies to market is educating state leaders, some of whom have targeted energy projects to score political points at the expense of their constituents. Gov. Andrew Cuomo has repeatedly voiced opposition to new pipeline projects in the Northeast over the past five years, including the Constitution, Northern Access and Williams projects. This despite the East Coast lacking adequate energy pipeline infrastructure that can support its booming population and New York state being the fifth-largest natural gas consumer for electric power generation. Earlier this year, Con Edison announced a moratorium on new natural gas customers. The reason? The utility said, “new demand

Con Edison announced a moratorium on new natural gas customers. Photo courtesy of Con Edison.

for gas is reaching the limits of the current supplies to our service area.” No new pipelines. No new gas customers. But Westchester residents won’t be the only ones to feel the effects of the Cuomo-forced moratorium. On March 14, just one day before the March 15 deadline, the state announced it was advancing a taxpayer-funded $250 million Westchester Clean Energy Investment Program in an attempt to try to lessen the blow of the moratorium. The state is suggest-

ing that investing in measures like electric heat pumps and high-efficiency appliances will reduce demand enough that Con Edison can serve more customers. But this flashy program is only a distraction from the problem New Yorkers are facing when viable solutions are right in front of us. The Federal Energy Regulatory Commission (FERC) concluded the Williams pipeline’s environmental impact would be minimal and could ease supply constraints for the gas

utilities on Long Island and in New York City. Low environmental impact and much-enhanced access to natural gas supplies would seem to be a winning bargain for New Yorkers, a point Cuomo would be wise to consider. Even the Environmental Defense Fund, an organization not known for fossil fuel advocacy, has voiced its concerns regarding New York’s lack of pipeline infrastructure, telling the New York State Public Service Commission at a hearing that political posturing to oppose pipeline infrastructure in New York is “not an effective climate policy.” Jonathan Peress, senior director of energy market policy for the Environmental Defense Fund, points out that natural gas utilities and pipelines “have an important role to play” in achieving climate goals. What’s happening in New York is an important

lesson for policymakers everywhere: with the stakes so high, America can’t afford to play political games with energy infrastructure, especially when federal regulators and environmentalists both say those projects are winning pieces for the future of both our nation and our world’s climate. We also can’t afford to underestimate the value of natural gas, a fuel that helps keep the lights on for families and businesses without sacrificing long-term environmental goals. Paul Griffin is the executive director of Energy Fairness, a nonprofit energy policy organization that brings together consumers, policymakers and other stakeholders to discuss energy policy in a fact-based, nonpartisan manner. Griffin has over 13 years of experience in the electric utility industry. He can be reached at paul@ energyfairness.org.

Pace’s Krislov: Wealthy parents’ abuse of the college admissions process should produce ‘an honest reckoning’ BY MARVIN KRISLOV

e recently learned that wealthy and influential Americans allegedly paid millions of dollars to bribe or otherwise cheat their kids into highly selective colleges. The real shock was that these parents found it necessary to break the law. Well-off students are already at a great advantage in applying to college. They have access to test-prep classes, summer enrichment courses and the kind of extracurricular and community-service opportunities that require time and money and look great on applications. More ambitious well-off parents might hire a professional editor to work on or even ghostwrite

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their children’s application essays or engage pricey consultants to build an entire application strategy. The schemes and scams outlined in the indictments are well beyond the norm of most parents seeking advantages for their kids. But I hope these revelations will prompt an honest reckoning with the circus that the college admission process has become, how excluded many are by this process and the myopia of some parents’ obsession with getting their children into one of only a few highly selective schools. We must recognize the privilege baked into today’s application process and make efforts to democratize it. The deck is stacked against poorer students and stu-

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dents whose parents didn’t go to college because they don’t have the resources to even know how to navigate the system. Parents who are college graduates know how to organize campus visits, how to find financial aid, how to spend the high school years building a strong application. This all puts first-generation students and less well-off students at a severe disadvantage. Colleges and universities must re-evaluate their outreach efforts and admission criteria, making sure they are creating a level playing field that is open to the broadly diverse student body — from a range of backgrounds, social classes and experiences — they say they hope to achieve. It’s the right thing to do, but it’s also crucial to educat-

ing an American workforce that will remain competitive in an increasingly knowledge-based economy. They must support the invaluable work of college-access groups like Latino U College Access in White Plains that provided those kinds of necessary networks and support for first-generation and low-income students. Parents must de-escalate the admissions arms race. All parents want the best opportunities for their children. But we must acknowledge that parents’ behavior sets an example for their children and that college admission is not a decision of life or death. I’ve worked in higher education for more than two decades and I’ve seen my share of parents trying to work the angles to get their

kids into a top-choice school. That isn’t healthy for anyone. Smart and hardworking students will succeed at whatever college they attend and there’s no need to be fixated on a specific dream school. Parents must recognize there are thousands of colleges and universities across this country and that many of them would be a great fit for their kids — perhaps, in fact, an even better fit than a school with a gold-plated name brand. What should matter is how well a school’s academic strengths and educational style match a student’s interests and talents, not its prestige. It’s great to have a dream school and it’s important to apply there. But it’s also OK not to end up at your dream

school. Part of life is trying new things and another part of life is learning to deal with rejection. The best students are honest, ambitious, resilient and resourceful. Applying for college, done right, can be a lesson in all of that. At Pace University, we recognize there are many factors that go into the admissions process and we make an effort to seek out ambitious, hardworking students from a wide range of backgrounds. We ranked as the No. 1 private, four-year college in the nation for upward economic mobility by Harvard University’s Opportunity Insights. Marvin Krislov is the eighth president of Pace University. He can be reached at mkrislov@pace.edu.

IN THE COURT

Citrin Cooperman Corner

State AG tries again to collect on DeSilva fuel oil schemes

Impact of the New Tax Act on Law Firms

BY BILL HELTZEL bheltzel@westfairinc.com

ew York state has sued David DeSilva Jr. to stop him from using bankruptcy protection to avoid paying back defrauded fuel oil customers. The state filed an adversarial proceeding March 8 in federal bankruptcy court in Poughkeepsie where DeSilva Jr. had filed for Chapter 7 liquidation. The state accuses him of embezzlement, larceny and fraud, and argues that the court should not discharge his debts. The lawsuit was the fourth since 2013 in which the state has tried to make DeSilva Jr. and his father, David DeSilva Sr., reimburse their customers. Then-Attorney General Eric T. Schneiderman filed a special proceeding in 2013 against their Nu Way Fuel & Service Corp. in Peekskill, accusing them of delivering less fuel or none at all to

customers who had paid in advance. Westchester Supreme Court ordered the father-son team to pay $692,879 in damages and banned them from the home fuel oil business unless they posted a $200,000 performance bond. They paid less than $50,000, never posted the bond and created a new company, Champion Fuel & Service Corp. Schneiderman filed a second special proceeding in 2017, accusing them and Champion Fuel of scamming more customers and failing to pay $27,000 in state business taxes. They denied the new charges and blamed the problems on a partner. But a judge last year ordered DeSilva Sr. to stop selling fuel oil and pay $176,000 in damages. Within three weeks of the ruling, DeSilva Sr. filed for Chapter 7 bankruptcy protection, automatically stopping creditors from collecting debts. DeSilva Jr. did the same last June.

Schneiderman filed an adversarial bankruptcy proceeding against the father last year. Attorney General Letitia James sued DeSilva Jr. on March 9. Both complaints make the same argument: they should not be allowed to discharge their debts because they knowingly and intentionally engaged in repeated, fraudulent and illegal acts. And the state should be allowed to collect on the judgments it has won in the special proceedings. Last summer, DeSilva Sr. signed a stipulation, pledging not to oppose the state’s right to collect its debts. DeSilva Jr. signed a similar stipulation recently, but it has not yet been approved by the court. Whether the state, or any other creditors, can collect is questionable. DeSilva Sr. had claimed assets of about $770,000 — all but $20,000 for his house — and $1.2 million in liabilities. DeSilva Jr. claimed $4,653 in assets and more than $1.4 million in liabilities.

Newburgh fireworks company seeks $3M from competitor for alleged website theft BY BILL HELTZEL bheltzel@westfairinc.com

fireworks company is suing a competitor for $3 million for allegedly stealing its website and diverting customers. July 4 Ever Co. of Newburgh, owned by Vincent Esposito of Staten Island, and an affiliate owned by his brother, Anthony, sued Fireworks Extravaganza Inc. of Newburgh on March 5 in federal court in White Plains. Though competitors, Vincent Esposito claims, he and his brother used Extravaganza’s services from time to time and they were friends with Extravaganza’s

owner, John Sagaria, until a falling out in 2016. Sagaria did not respond to an email message asking for comment, but his fireworks website tells a different story. There he says he had worked for July 4 Ever until 2010, when the company left the fireworks business. Then he formed Fireworks Extravaganza. July 4 Ever has been shooting off fireworks in the tristate area for more than 20 years, according to the complaint. In 2002, Vincent Esposito says, he asked Sagaria and his Information Technology Corp. of Paramus, New Jersey, to create and maintain a website, and in 2003 to set up email accounts.

In 2007, Esposito agreed to let Sagaria switch servers but the paperwork, he claims, actually transferred July 4 Ever’s domain name to Sagaria’s company. Sagaria allegedly advised Esposito that the transfer was a mistake and had been fixed. But in 2017, Esposito claims, he discovered that all web traffic and emails to his website were being diverted to Sagaria’s website. As of March 13, entering the July4ever domain name takes one to Extravaganza’s website. Esposito accuses Sagaria’s companies of trademark infringement, cyber piracy, use of a name with intent to deceive, deceptive acts and conversion of assets.

BY WILLIAM A. BRENNER, CPA There is a new limitation for losses that pass through to owners. An excess business loss of a taxpayer, other than a C corporation, is not immediately deductible. Instead, it is treated as a net operating loss that must be carried forward. An excess business loss is the amount of business deductions in excess of business gross income or gain plus a threshold amount ($500,000 for joint filers; $250,000 for other taxpayers). The limitation applies at the individual level.

WILLIAM A. BRENNER

The Tax Cuts and Jobs Act of 2017 is transformative legislation that dramatically changes the tax landscape for individuals and businesses for years to come. It has an impact on the income tax that attorneys will pay and it also affects the work that firms will be asked to do. TAX IMPACT ON ATTORNEYS’ PERSONAL RETURNS Most law firms are set up as limited liability partnerships (LLPs), where income, deductions, credits, etc. pass through from the firms to their partners. Partners pay income tax on these items on their personal returns. The Tax Cuts and Jobs Act (TCJA) created a new “qualified business deduction” for owners of pass-through entities. This 20% deduction is not a business deduction or an adjustment to gross income; it simply reduces taxable income. However, the new deduction has various limitations that restrict or bar its benefit to partners. There is an overall limitation for “specified service businesses,” which include the performance of services in the field of law. However, any partner with taxable income from all sources (not just business income) below $157,500 for single filers and $315,000 for married persons filing jointly, can take the deduction. As a partner’s taxable income increases from $157,500 to $207,500 for single filers, and from $315,000 to $415,000 for the joint filers, the deduction phases out, such that no deduction can be claimed when taxable income exceeds $207,500 for single filers and $415,000 for joint filers. However, guaranteed payments to a partner do not qualify for the deduction, irrespective of a partner’s taxable income. To benefit partners whose personal taxable income may permit this deduction, firms may want to look at how they characterize payments to partners. Many firms treat some or all payments to partners as guaranteed payments. However, as mentioned above, for purposes of computing qualified business income to which the 20% deduction applies, guaranteed payments do not qualify for the deduction but a distributive share of partnership income does qualify. Tax and economic considerations about how to allocate payments (how much to treat as a distributive share and how much to treat as a guaranteed payment) are complicated and must take into account the definition of “guaranteed payments” under the Internal Revenue Code. What’s more, a change in how payments are treated will likely require an amendment to the partnership agreement. There is also a W-2 wage limitation, wherein the 20% deduction is limited to the greater of either the 50% of W-2 wages or 25% of W-2 wages plus 2.5% of the original cost basis of depreciable property. With or without the benefit of the qualified business deduction, partners may find themselves in lower tax brackets, especially if they file joint returns, due to the changes in the tax brackets. However, some partners may end up in a higher tax bracket that they otherwise wouldn’t be in, due to the cap on the itemized deduction for state and local taxes and other deduction changes.

TAX IMPACT ON INCORPORATED FIRMS Law firms that are set up as a C corporations will enjoy a substantial tax cut on the net income that they retain in the corporation. Until now, such firms were treated as personal service corporations (PSCs) subject to a flat 35% tax rate. Under TCJA, the rate becomes a flat 21%. That said, there have been no changes to the double taxation that results when C corporations distribute earnings to owners as dividends; net income is taxed first to the corporations and then the after-tax amount is taxed to the owners, with no deduction for the distributions by the corporations. The dividends would be taxed at 23.8% for noncorporate taxpayers. This dramatic contrast between the tax on firms that are regular corporations and those that are pass-throughs may prompt discussion among partners about whether to convert to C-corporation status. At this time, many are taking a wait-and-see approach, especially in light of certain other considerations such as accumulated earnings tax. IMPACT OF TAX CHANGES FOR ALL TYPES OF ENTITIES Law firms are businesses that can take advantage of the tax breaks designed to encourage capital investment, including: • Section 179 (first-year expensing). TCJA increased the dollar limit on the deduction for 2018 to $1 million. This limit phases out when total purchases of qualified property exceed $2.5 million. • Bonus depreciation. This is 100% of the cost of qualified property, which can now be used for both new and used property. Of course, law firms as businesses are subject to new limitations and other unfavorable rules, including: • Limit on the deduction for business interest. No deduction is allowed for the net interest expense in excess of 30% of adjusted taxable income (the calculation of which changes in 2022). However, businesses with average annual gross receipts in the three prior years not exceeding $25 million are not subject to this limitation. However, gross receipts of related entities must be aggregated. • Bar to a deduction for entertainment expenses. The former 50% deduction for entertaining clients can no longer be claimed, but the 50% deduction for meals is retained. Meals provided for the convenience of the employer are no longer 100% deductible, but has been reduced to being 50% deductible. ABOUT THE AUTHOR William A. Brenner is a partner with more than 17 years of experience providing tax, accounting, and business consulting services. Bill’s clients include owners of closely held businesses in diverse industries, including law firms, technology and medical device developers, medical and dental practices, specialty manufacturers, financial services, insurance agencies, and high net worth individuals. Bill can be reached at 914.949.2990 or at wbrenner@citrincooperman.com. Citrin Cooperman is a full-service accounting and consulting firm with 14 domestic and international locations. Visit us at citrincooperman.com

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LimeBike—

Plains, and these are only on pedal bikes,” Gil Kazimirov, New York general manager of Lime, told the Business Journal during an interview at the expansive warehouse space used by the company on Fullerton Avenue in Yonkers. Lime started service in Yonkers last May and last June in White Plains. Kazimirov explained that the pedal-assist bikes being introduced in White Plains are powered by a lithium-ion battery and have a small electric motor, which adds extra thrust to what’s being supplied by the rider. “It lightly supports your effort. It’s not a motorbike. It doesn’t replace your effort, but as you pedal you feel a forward thrust,” he said. The extra thrust makes it easy to get up hills, or even coast along at a steady speed on level terrain. “It opens up biking to older people, perhaps people who don’t want to sweat on their way to work. It opens up biking to younger people who may not think of biking as engaging.” Kazimirov said that more people are willing to try a pedal-assist bike than a pedal-only bike. The electric pedal-assist bikes have a range of about 60 miles before the battery dies, according to Brett Swanson, Lime’s community affairs manager who gave a briefing to the White Plains Common Council during a recent work session. He said

FASNY—

mitted to the 51-acre conservancy,” Thompson said. FASNY has retained the commercial real estate services firm CBRE to handle the offering, and names CBRE executives William Cuddy and Budd Wiesenberg as the contacts at the firm. FASNY’s plan to build in White Plains has been controversial since it was originally presented. There was an outcry from many residents, with opposition led by the Gedney Association. Many opponents also criticized the city itself for not having bought the country club for use as a municipal golf course while the city still had the right of first

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that there is a speed sensor, which removes the electric power when the bike reaches 14.8 miles per hour. Lime will use field operations teams to replace depleted batteries with fully charged ones and bring the old batteries back to its Yonkers facility for recharging. The operations teams, patrolling in vans, help ensure that bikes are in appropriate places throughout the cities and repositioned when they’re left in places they shouldn’t be. If a broken bike is spotted, it’s picked up and brought back to Yonkers where a team of mechanics can make needed repairs. People who want to use a Lime bike open a cell phone app, which displays the locations of the nearest bikes. They use the same app to unlock the bike, pay for it and even find recommended places to park the bike when their ride is over. “On our pedal bikes, it’s a dollar to unlock for 30 minutes and on our electric bikes it’s a dollar to unlock and 15 cents a minute, which is the same pricing for our electric scooters,” said Kazimirov. “Most trips are between 10 and 15 minutes long, so on pedal bikes you pay a dollar and on our electric bikes and electric scooters you pay somewhere between $2 and $3.50.” Lime has a system to send its people out to address complaints within a few hours. When the company launched service in Yonkers, some of refusal at a price below what FASNY paid. In November 2017, the White Plains Common Council on a 5-2 vote approved revised plans for a school designed for 640 students. By that time, the review process had been underway for more than six years. The Gedney Association challenged the action in court and subsequently appealed a judge’s ruling that the Common Council had acted properly in issuing its approvals. The appeal has yet to be decided. FASNY proposes to sell two parcels at the site. They are identified as B and C. It also plans to sell a portion of Parcel D. Parcel B consists of 14 acres between

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A Lime bike ready to be rented at the intersection of North Broadway and Hamilton Avenue in White Plains. Photo by Bob Rozycki.

its bikes were vandalized. “Since then, vandalism has decreased very substantially to being almost insignificant in terms of our overall fleet,” Kazimirov said. “People get used to seeing the bikes around them. They realize this is here to stay and they realize this is something useful for them, their community, their family, their friends … so it’s not in their interest to vandalize.” Dealing with vandalism is not unique to Lime and not at all confined to Westchester. A European bike-sharing company,

Gobee.bike, had to abandon its operations in Paris, Rome and Brussels when thousands of bikes were either vandalized or stolen. Lime is looking at the possibility of expanding its Westchester presence, Kazimirov told the Business Journal. “Many towns have seen the success of the bike-sharing program in Yonkers and White Plains and have shown interest in bringing Lime bikes and scooters to their towns,” he said. “Roughly 40 percent of our trips start or end at a

transit hub, suggesting that a lot of people want to use the bike as part of a longer commute and to kind of close the gaps in their current transportation options.” Lime also is making an effort to partner with local businesses, Swanson told the Common Council. He said Lime has been reaching out to store owners, asking them to allow clusters of Lime’s vehicles to be placed at their locations. Swanson said this would help bring foot traffic to the stores because, in addition

to showing up on Lime’s app, the location would be promoted on Google Maps. Kazimirov sees a bright future for Lime’s lime green bikes and scooters on local streets. In addition to bikes, Lime has a supply of the e-scooters in its Yonkers warehouse. “People are sick of sitting in traffic, sick of congestion and waiting and paying for parking and they want an alternative that’s affordable, that’s convenient and that’s environmentally sustainable to get them around their cities.”

FASNY said its board of trustees “remains committed to the vision of a future permanent campus for the school and is working to create the best conditions to ful-

fill this vision.” John Sheehan, president of the Gedney Association, told the Business Journal that FASNY had promised not to do additional development on the land beyond the school for 15 years and selling part of the property contradicts that representation. “Not only do they flip-flop constantly in what their intentions were, but they deliberately misled the Common Council and the citizens of White Plains by saying they would not be doing any development for 15 years.” “After adjusting for roads, steep slopes, wetlands, water courses, etc., we’ll see how many homes they can get. Not easy to develop,” Sheehan said of the land.

The former clubhouse of the Ridgeway Country Club, now owned by FASNY. Photo by Bob Rozycki.

Gedney Esplanade and Heatherbloom Road. The 15.5-acre Parcel C is between Heatherbloom and Bryant Avenue. The 18.4-acre section of Parcel D being

offered for sale starts at Hathaway Lane and runs toward Ridgeway. The property is zoned for single-family houses on three-quarters of an acre.

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Charitable giving can be a powerful vehicle for bringing your family together. It provides the opportunity for important conversations and collective family decision making. Wilmington Trust can facilitate discussions that build consensus—offering guidance to help you make a greater impact with your philanthropy, while ensuring it’s meaningful for your family and works with all facets of your wealth plan. For a deeper understanding of how to create a purposeful family legacy, call Jim O’Hoppe and his team at 212.415.0565. Download our article Putting the “Family” in Family Philanthropy at wilmingtontrust.com/generosity.

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Private Banking is the marketing name for an offering of M&T Bank deposit and loan products and services. Investments: • Are NOT FDIC Insured • Have NO Bank Guarantee • May Lose Value Wilmington Trust is a registered service mark. Wilmington Trust Corporation is a wholly owned subsidiary of M&T Bank Corporation. Wilmington Trust Company, operating in Delaware only, Wilmington Trust, N.A., M&T Bank, and certain other affiliates provide various fiduciary and non-fiduciary services, including trustee, custodial, agency, investment management, and other services. International corporate and institutional services are offered through Wilmington Trust Corporation’s international affiliates. Wilmington Trust Investment Advisors, Inc., a subsidiary of M&T Bank, is an SEC-registered investment advisor providing investment management services to Wilmington Trust and M&T affiliates and clients. Loans, credit cards, retail and business deposits, and other business and personal banking services and products are offered by M&T Bank, member FDIC. ©2019 Wilmington Trust Corporation and its affiliates. All rights reserved. 19600-A VF 190319

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APRIL 1, 2019

Buyer of ‘sensational’ $5.4M Rye mansion sues over leaky house

Appellate court blocks Yonkers’ taking of New York City bus property

BY BILL HELTZEL

bheltzel@westfairinc.com

t $5.4 million, the buyer of a Rye mansion was expecting a “sensational home,” according to a lawsuit, but instead got a leaky house. The buyer sued developer David Turiano and 135 Highland Road Associates LLC on March 8 in Westchester Supreme Court demanding $720,000 to fix alleged defects. The house “was not constructed in a skillful and workmanlike manner,” the complaint states, “and suffers from numerous defects.” The property was bought by a limited liability company, obscuring the name of the occupant in court and property records. The LLC is registered to attorney Edward Vergara, a partner in Arnold & Porter’s tax and private clients department. The 7,976-square-foot house has seven bedrooms, six full and two partial bathrooms, five fireplaces, a library with a bar, second office, playroom, wine cellar and three-car garage, among its many features. The oneacre parcel is next to the Apawamis Club. When the house was

135 Highland Road.

advertised for sale in 2017, it was described as “stunning new construction,” the complaint states, a “rare find” with a “striking interior,” a “private country estate” built “of the finest materials.” Purchased from the developer for $5.4 million in September 2017, the buyer mortgaged it for nearly $3 million and moved in on June 9, 2018. Even before moving in, according to the complaint, problems were discovered. Water was allegedly leaking from the porch and front steps into the wine room, staining the walls and requiring the room and steps to be demolished to find the leak. Remediation costs are estimated at $132,000. Ceilings in the master bedroom and playroom need to be repainted for an estimated $3,000, according to the lawsuit, because of leaks. Two side roofs need to be waterproofed for an esti-

mated $160,000. The owner paid $162,000 to fix a leaky bathroom shower and damaged rooms. Three chimneys need to be repaired for $200,000 to stop leaks. The buyer claims the developer must pay for the repairs under a $1 million limited liability warranty that covers defective workmanship for up to a year, plumbing, electrical and HVAC for two years, and major structural defects for six years. The buyer submitted 17 claims and seven have been resolved. That leaves at least $720,000 in damages, according to the complaint, for repairs the buyer paid for and work that needs to be done. Attempts to contact Turiano for his side of the story were unsuccessful. The buyer is represented by Patricia W. Gurahian of McCullough, Goldberger & Staudt of White Plains.

n appellate court has thwarted Yonkers’ efforts to seize a 3.6-acre riverfront property that is owned by New York City. The Appellate court’s Second Department ruled on March 20 that the proposed condemnation by the Yonkers Industrial Development Agency may not be granted under the doctrine of prior public use. The property at 59 Babcock Place is between the Hudson River and the Metro-North Hudson Line and within the Alexander Street urban renewal area. Last year, the Yonkers IDA granted tax incentives for a $500 million project by Extell Development to build 1,395 rental apartments and retail space near the Metropolitan Transportation Authority depot. The city of New York bought the property in 2005 and leases it to the MTA. Yonkers wants to use it to extend Alexander Street and open up more land for development. “These precious lands should not be sleeping quarters for buses,” Yonkers Mayor Mike Spano said in

Yonkers Mayor Mike Spano speaks at a Sept. 28, 2017, press conference next to the MTA bus depot. Photo by Aleesia Forni.

2015, in announcing plans to use eminent domain to take the property, after years of trying to find a new location for the bus depot. Spano described the depot as an impenetrable barrier to the waterfront and an obstacle to development of underutilized land. The Yonkers IDA authorized the use of eminent domain in late 2017 to take the property from the city of New York but to exclude the MTA’s lease interest from the action. The city of New York and the MTA petitioned the court to deny the condemnation. Municipalities have broad authority in New York to take property for a public use or benefit. In this case, the four-judge appellate panel ruled, the Yonkers IDA had established a legitimate

public purpose: increasing Yonkers’ economic viability and tax base. But land may not be condemned, under the prior public use doctrine, if the new public use interferes with an existing public use. The court cited several comments made by Yonkers IDA officials at a 2017 public hearing: • “It’s not a proper spot for them.” • “We need to get this out of the way.” • “It has to go if we want development to continue.” Those comments, the appellate justices ruled, confirm that Yonkers’ intended use would interfere with the bus depot. Accordingly, the Yonkers IDA determination to condemn the property “must be rejected.”

Airport Campus receives special permit extension for former MBIA property BY PETER KATZ pkatz@westfairinc.com

he North Castle Town Board has granted a five-year extension of a special permit to the owners of the 35.97 acres at 113 King St. in Armonk, the former site of the MBIA corporate headquarters. The owners are Airport Campus I LLC, Airport Campus II LLC, Airport Campus III LLC, Airport Campus IV LLC and Airport Campus V LLC. The special permit origi-

APRIL 1, 2019

nally was granted to MBIA on March 24, 2004, so it could build an additional 165,000 square feet of office space, 53,000 square feet of additional amenity space and a 15,000-square-foot meeting house. MBIA moved out of the property in 2014 and in 2015 sold it for $23 million. The original special permit approval was valid for 10 years. A five-year renewal was subsequently granted, extending the approval to March 24 of this year. At its March 13 meeting, the town board approved another

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The former MBIA headquarters.

five-year extension, while a newer application for development of the property continues to work its way through the review process. Airport Campus also is seeking an extension from the

town’s planning board of the site plan approval for the original MBIA proposal. Last May, Airport Campus proposed adding multifamily residential to the location along with a

hotel. In addition to new construction, some of the existing office space would be repurposed. The developer is pursuing a zoning petition which would open up the DOB-20A zoning district to hotel, residential, assisted living, senior-citizen housing and medical office uses. Attorney Mark P. Miller of the Armonk law firm Veneziano & Associates was asked why they needed a five-year extension of the original special permit rather than a shorter one while

also pursuing another plan for the property. “We are hoping to expeditiously process the other application, but it allows us a fallback to have a preserved approval that we could market if that became necessary. It’s just an issue of economy of scale in not having to burden your board and the planning board. The original approval was for 10 years, the subsequent approval was for five and we think five is an appropriate length of time now,” Miller said.

ASK ANDI Empowering employees to make decisions WE HAVE A LOT OF PEOPLE WHO STOP SHORT OF TAKING THE REINS AND RUNNING WITH IMPROVEMENTS. THEY'RE ALL DEFERRING TO ME AND I JUST WANT THEM TO TAKE ACTION. WHAT CAN I DO? THOUGHTS OF THE DAY: Building an organization that functions without the owner at the center can be a real challenge and a real joy to own if you can get it to work right. Business owners can sometimes be their own worst enemies. They've had a lot of practice taking charge. That's usually one of their strongest management traits. They are often unaware of how forcefully their feedback comes across. They are impatient and results-driven. They've had a lot of experience with what works and what doesn't. They want things done a certain way and they hate mistakes and waste. Most small businesses hire people who will have a learning curve attached to them. Rarely is there enough money to enable the company to hire experts in every area. Problems can start when you combine demanding entrepreneurs with people who need to build skills and make changes. An individual gets asked to take on something new. Something goes awry. The owner steps in to fix things or jumps on someone to get something done. Or the owner provides feedback too sharply. The individual(s) who got it wrong start to think, "I'm not going to try that again. It made my boss too upset." Alternately, the owner figures that intervening isn't working so he backs out too soon and too far. The individuals who need support don't get what they need. They end up struggling with productivity, accuracy and confidence issues. Owners should encourage people to make mistakes and learn. Agree on the goal so you're both focused on the same endpoint. Resist

Problems can start when you combine demanding entrepreneurs with people who need to build skills and make changes.

the temptation to jump in. And don't expect things to be error-free. Provide limited feedback and oversight until skills and habits are up to speed. Listen and guide rather than demand. Know that training requires consistent, tactful communication. Be careful to teach rather than criticize. Set aside time to discuss. Ask people to explain what steps they took, describe what they think went wrong and walk through what they might do differently next time. Some questions you can ask to help a person make progress: • Let's make sure we're on the same page, tell me what you're trying to accomplish. • Walk me through the steps you took to get there. What happened, what worked, what didn't? • Knowing what you now know, how would you do things differently? • When's the next time you're going to try this? • What oversight or support would you like from me? • How would you know if

you're successful next time? The person you're talking to will make mistakes in their description of what happened, or what's going to happen next. Nudge them, rather than bossing them. Ask, "What about...?" or "Have you considered...?" If someone seems stuck, back up a little. Suggest taking time to process and get back together at a later scheduled time to regroup. Have the person write out their goals and the steps they want to take and review those goals together. Making suggestions rather than demands will lead to a more productive conversation. Encourage the person by recognizing where and when they make progress. Keep lists of what needs follow-up. Agree ahead of time on what actions or results will occur, by when. Then decide how to best check on progress. Observe the individual's repair and recovery activities. Don't step in to correct. Let the individual fix their own mistakes so that they get the lesson. Do stay involved enough to know they're heading in the right direction. LOOKING FOR A GOOD BOOK? Try “Small Acts of Leadership: 12 Intentional Behaviors That Lead to Big Impact” by G. Shawn Hunter. Andi Gray is president of Strategy Leaders Inc., StrategyLeaders.com, a business-consulting firm that teaches companies how to double revenue and triple profits in repetitive growth cycles. Have a question for AskAndi? Wondering how Strategy Leaders can help your business thrive? Call or email for a free consultation and diagnostics: 877-238-3535 or AskAndi@ StrategyLeaders.com. Check out our library of business advice articles at AskAndi. com.

PLAN NOW FOR SECURITY LATER TUESDAY APRIL 30TH, 2019 OR MAY 14TH, 2019 FINANCIAL FREEDOM • Defining Your Goals and a Budget • Creating Wealth • Renting vs. Buying • Good Credit Matters THURSDAY MAY 2ND, 2019 UNDERSTANDING SOCIAL SECURITY • Basics of Social Security • When should you start? • Benefits include more than retirement income THURSDAY MAY 16TH, 2019 WEALTH PLANNING FOR THE LGBTQ COMMUNITY • What’s Changed for LGBTQ Couples? • Retirement and Estate Planning Strategies • Marriage and Divorce • Health Care, Adoption and more THE PELOSO-BARNES GROUP AT MORGAN STANLEY Julia A. Peloso-Barnes First Vice President Wealth Advisor, Portfolio Management Director

Erik Hayden Financial Advisor

ALL EVENTS:

Time: 6:00 PM – 8:00 PM Where: Morgan Stanley – Santucci Conference Room 2000 Westchester Ave 1NC Purchase, NY 10577 RSVP: Julia A. Peloso-Barnes 914-225-6391 Julia.peloso-barnes@morganstanley.com For more Information: fa.morganstanley.com/pelosobarnesgroup Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters. There will be no discussion of, or distribution of written materials relating to, specific products or investments at this presentation. Morgan Stanley Smith Barney LLC. Member SIPC.

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APRIL 1, 2019

LegaL Notice

To merchants who have accepted Visa and Mastercard at any time from January 1, 2004 to January 25, 2019: Notice of a class action settlement of approximately $5.54-6.24 Billion. Si desea leer este aviso en español, llámenos o visite nuestro sitio web, www.PaymentCardSettlement.com. Notice of a class action settlement authorized by the U.S. District Court, Eastern District of New York. This notice is authorized by the Court to inform you about an agreement to settle a class action lawsuit that may affect you. The lawsuit claims that Visa and Mastercard, separately, and together with certain banks, violated antitrust laws and caused merchants to pay excessive fees for accepting Visa and Mastercard credit and debit cards, including by: • Agreeing to set, apply, and enforce rules about merchant fees (called default interchange fees); • Limiting what merchants could do to encourage their customers to use other forms of payment; and • Continuing that conduct after Visa and Mastercard changed their corporate structures. The defendants say they have done nothing wrong. They say that their business practices are legal and the result of competition, and have benefitted merchants and consumers. The Court has not decided who is right because the parties agreed to a settlement. The Court has given preliminary approval to this settlement.

the settlement Under the settlement, Visa, Mastercard, and the bank defendants have agreed to provide approximately $6.24 billion in class settlement funds. Those funds are subject to a deduction to account for certain merchants that exclude themselves from the Rule 23(b)(3) Settlement Class, but in no event will the deduction be greater than $700 million. The net class settlement fund will be used to pay valid claims of merchants that accepted Visa or Mastercard credit or debit cards at any time between January 1, 2004 and January 25, 2019. This settlement creates the following Rule 23(b)(3) Settlement Class: All persons, businesses, and other entities that have accepted any Visa-Branded Cards and/or Mastercard-Branded Cards in the United States at any time from January 1, 2004 to January 25, 2019, except that the Rule 23(b)(3) Settlement Class shall not include (a) the Dismissed Plaintiffs, (b) the United States government, (c) the named Defendants in this Action or their directors, officers, or members of their families, or (d) financial institutions that have issued Visa-Branded Cards or Mastercard-Branded Cards or acquired VisaBranded Card transactions or Mastercard-Branded Card transactions at any time from January 1, 2004 to January 25, 2019. The Dismissed Plaintiffs are plaintiffs that previously settled and dismissed their own lawsuit against a Defendant, and entities related to those plaintiffs. If you are uncertain about whether you may be a Dismissed Plaintiff, you should call 1-800-625-6440 or visit www.PaymentCardSettlement.com for more information.

WhAt merChAnts WIll get from the settlement Every merchant in the Rule 23(b)(3) Settlement Class that does not exclude itself from the class by the deadline described below and files a valid claim will get money from the class settlement fund. The value of each claim will be based on the actual or estimated interchange fees attributable to the merchant’s Mastercard and Visa payment card transactions from January 1, 2004 to January 25, 2019. Pro rata payments to merchants who file valid claims for a portion of the class settlement fund will be based on:

•

The amount in the class settlement fund after the deductions described below, • The deduction to account for certain merchants who exclude themselves from the class, • Deductions for the cost of settlement administration and notice, applicable taxes on the settlement fund and any other related tax expenses, money awarded to the Rule 23(b)(3) Class Plaintiffs for their service on behalf of the Class, and attorneys’ fees and expenses, all as approved by the Court, and • The total dollar value of all valid claims filed. Attorneys’ fees and expenses and service awards for the Rule 23(b)(3) Class Plaintiffs: For work done through final approval of the settlement by the district court, Rule 23(b)(3) Class Counsel will ask the Court for attorneys’ fees in an amount that is a reasonable proportion of the class settlement fund, not to exceed 10% of the class settlement fund, to compensate all of the lawyers and their law firms that have worked on the class case. For additional work to administer the settlement, distribute the funds, and litigate any appeals, Rule 23(b)(3) Class Counsel may seek reimbursement at their normal hourly rates. Rule 23(b)(3) Class Counsel will also request (i) an award of their litigation expenses (not including the administrative costs of settlement or notice), not to exceed $40 million and (ii) up to $250,000 per each of the eight Rule 23(b) (3) Class Plaintiffs in service awards for their efforts on behalf of the Rule 23(b)(3) Settlement Class.

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APRIL 1, 2019

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for

pAyment

To receive payment, merchants must fill out a claim form. If the Court finally approves the settlement, and you do not exclude yourself from the Rule 23(b) (3) Settlement Class, you will receive a claim form in the mail or by email. Or you may ask for one at: www.PaymentCardSettlement.com, or call: 1-800-625-6440.

legAl rIghts

And

optIons

Merchants who are included in this lawsuit have the legal rights and options explained below. You may: • File a claim to ask for payment. Once you receive a claim form, you can submit it via mail or email, or may file it online at www.PaymentCardSettlement.com. • Exclude yourself from the Rule 23(b)(3) Settlement Class. If you exclude yourself, you can individually sue the Defendants on your own at your own expense, if you want to. If you exclude yourself, you will not get any money from this settlement. If you are a merchant and wish to exclude yourself, you must make a written request, place it in an envelope, and mail it with postage prepaid and postmarked no later than July 23, 2019, or send it by overnight delivery shown as sent by July 23, 2019, to Class Administrator, Payment Card Interchange Fee Settlement, P.O. Box 2530, Portland, OR 97208-2530. Your written request must be signed by a person authorized to do so and provide all of the following information: (1) the words “In re Payment Card Interchange Fee and Merchant Discount Antitrust Litigation,” (2) your full name, address, telephone number, and taxpayer identification number, (3) the merchant that wishes to be excluded from the Rule 23(b)(3) Settlement

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Class, and what position or authority you have to exclude the merchant, and (4) the business names, brand names, “doing business as” names, taxpayer identification number(s), and addresses of any stores or sales locations whose sales the merchant desires to be excluded. You also are requested to provide for each such business or brand name, if reasonably available: the legal name of any parent (if applicable), dates Visa or Mastercard card acceptance began (if after January 1, 2004) and ended (if prior to January 25, 2019), names of all banks that acquired the Visa or Mastercard card transactions, and acquiring merchant ID(s). • Object to the settlement. The deadline to object is July 23, 2019. To learn how to object, visit www.PaymentCardSettlement.com or call 1-800-625-6440. Note: If you exclude yourself from the Rule 23(b)(3) Settlement Class you cannot object to the settlement. For more information about these rights and options, visit: www.PaymentCardSettlement.com.

Court Approves fInAl settlement

the

Members of the Rule 23(b)(3) Settlement Class who do not exclude themselves by the deadline will be bound by the terms of this settlement, including the release of claims against the released parties provided in the settlement agreement, whether or not the members file a claim for payment. The settlement will resolve and release claims by class members for monetary compensation or injunctive relief against Visa, Mastercard, or other defendants. The release bars the following claims: • Claims based on conduct and rules that were alleged or raised in the litigation, or that could have been alleged or raised in the litigation relating to its subject matter. This includes any claims based on interchange fees, network fees, merchant discount fees, no-surcharge rules, no-discounting rules, honor-all-cards rules, and certain other conduct and rules. These claims are released if they already have accrued or accrue in the future up to five years following the court’s approval of the settlement and the resolution of all appeals. • Claims based on rules in the future that are substantially similar to – i.e., do not change substantively the nature of – the above-mentioned rules as they existed as of preliminary approval of the settlement. These claims based on future substantially similar rules are released if they accrue up to five years following the court’s approval of the settlement and the resolution of all appeals. The settlement’s resolution and release of these claims is intended to be consistent with and no broader than federal law on the identical factual predicate doctrine. The release does not extinguish the following claims: • Claims based on conduct or rules that could not have been alleged or raised in the litigation. • Claims based on future rules that are not substantially similar to rules that were or could have been alleged or raised in the litigation. • Any claims that accrue more than five years after the court’s approval of the settlement and the resolution of any appeals. The release also will have the effect of extinguishing all similar or overlapping claims in any other actions, including but not limited to the claims asserted in a California state court class action brought on behalf of California citizen merchants and captioned Nuts for Candy v. Visa, Inc., et al., No. 17-01482 (San Mateo County Superior Court). Pursuant to an agreement between the parties in Nuts for Candy, subject to and upon final approval of the settlement of the Rule 23(b)(3) Settlement Class, the plaintiff in Nuts for Candy will request that the California state court dismiss the Nuts for Candy

action. Plaintiff’s counsel in Nuts for Candy may seek an award in Nuts for Candy of attorneys’ fees not to exceed $6,226,640.00 and expenses not to exceed $493,697.56. Any fees or expenses awarded in Nuts for Candy will be separately funded and will not reduce the settlement funds available to members of the Rule 23(b)(3) Settlement Class. The release does not bar the injunctive relief claims or the declaratory relief claims that are a predicate for the injunctive relief claims asserted in the pending proposed Rule 23(b)(2) class action captioned Barry’s Cut Rate Stores, Inc., et. al. v. Visa, Inc., et al., MDL No. 1720, Docket No. 05-md01720-MKB-JO (“Barry’s”). Injunctive relief claims are claims to prohibit or require certain conduct. They do not include claims for payment of money, such as damages, restitution, or disgorgement. As to all such claims for declaratory or injunctive relief in Barry’s, merchants will retain all rights pursuant to Rule 23 of the Federal Rules of Civil Procedure which they have as a named representative plaintiff or absent class member in Barry’s, except that merchants remaining in the Rule 23(b)(3) Settlement Class will release their right to initiate a new and separate action for the period up to five (5) years following the court’s approval of the settlement and the exhaustion of appeals. The release also does not bar certain claims asserted in the class action captioned B&R Supermarket, Inc., et al. v. Visa, Inc., et al., No. 17-CV-02738 (E.D.N.Y.), or claims based on certain standard commercial disputes arising in the ordinary course of business. For more information on the release, see the full mailed Notice to Rule 23(b)(3) Settlement Class Members and the settlement agreement at: www.PaymentCardSettlement.com.

the Court heArIng About thIs settlement On November 7, 2019, there will be a Court hearing to decide whether to approve the proposed settlement. The hearing also will address the Rule 23(b) (3) Class Counsel’s requests for attorneys’ fees and expenses, and awards for the Rule 23(b)(3) Class Plaintiffs for their representation of merchants in MDL 1720, which culminated in the settlement agreement. The hearing will take place at: United States District Court for the Eastern District of New York 225 Cadman Plaza Brooklyn, NY 11201 You do not have to go to the Court hearing or hire an attorney. But you can if you want to, at your own cost. The Court has appointed the law firms of Robins Kaplan LLP, Berger Montague PC, and Robbins Geller Rudman & Dowd LLP as Rule 23(b)(3) Class Counsel to represent the Rule 23(b)(3) Settlement Class.

QuestIons? For more information about this case (In re Payment Card Interchange Fee and Merchant Discount Antitrust Litigation, MDL 1720), you may: Call toll-free: 1-800-625-6440 Visit: www.PaymentCardSettlement.com Write to the Class Administrator: Payment Card Interchange Fee Settlement P.O. Box 2530 Portland, OR 97208-2530 Email: info@PaymentCardSettlement.com Please check www.PaymentCardSettlement.com for any updates relating to the settlement or the settlement approval process.

1-800-625-6440 • info@PaymentCardSettlement.com WCBJ

APRIL 1, 2019

Doral Arrowwood resort saved from the brink as judge appoints receiver BY BILL HELTZEL bheltzel@westfairinc.com

receiver has been appointed to run the Doral Arrowwood Conference Center and Hotel after the management company threatened to fire all employees and leave the Rye Brook resort, the owners threatened to cease operations and a bank threatened to foreclose on a $75 million loan. Kirby D. Payne was appointed receiver in an emergency hearing March 15 before Justice Gretchen Walsh of Westchester Supreme Court. “My job is to take care of the property,” Payne said in a telephone interview. Business is continuing as normal, every employee has a job and the resort will not be foreclosed anytime soon, Payne said. “No one,” he said, “will notice any difference.” The underlying dispute,

as depicted in court documents, has been contentious. DCCA LLC, the family company that owns the resort, claims Benchmark Management Co. has ruined Doral’s reputation and “effectively run it into the ground.” Doral Arrowwood opened in 1983 as a conference center for Citibank. The Kaskel, Blum and Schragis families bought the 114-acre property in 1986, expanded the hotel to 393 rooms and developed its reputation as a premier conference and recreational resort. The family company managed the facility for 30 years, until 2015, when it hired Benchmark, a global hospitality company based in Texas. The resort had been consistently profitable, the company claims in a lawsuit filed Dec. 24 in state Supreme Court in Manhattan, but under Benchmark’s watch profits have declined. The family company

Photo by Bob Rozycki.

claims the value of the resort fell by more than $20 million in three years. It projected that 2018 would be “the worst year in Doral Arrowwood history,” with a projected gross operating profit of less than $5 million. Benchmark hired unqualified contractors, according to the lawsuit, neglected routine maintenance, incurred building code violations, took smoke detectors off line, disabled security cameras and failed to pay property taxes. Customers had allegedly complained about moldy showers and smelly rooms. Worn carpet was allegedly repaired with duct tape. “Doral Arrowwood is

under imminent threat of destruction,” the DCCA complaint states. “Its resources are being depleted, its structures are being destroyed and its reputation is being tarnished.” The family company claims Benchmark deliberately mismanaged the property with the goal of acquiring it at a discounted price. A Benchmark spokesman did not respond to an email request for comment. U.S. Bank of Minneapolis was alerted to DCCA’s lawsuit. The bank is trustee for the original $75 million loan now held by Greenwich Capital Commercial Funding Corp. DCCA had defaulted on

the loan, according to court documents, got it modified and extended the maturity date to February 2020. DCCA represented that it had complied with all terms of the loan, U.S. Bank claims, including notifying the bank about changes in the value and conditions of the property. The lawsuit against Benchmark was filed before DCCA extended the loan. It shows, according to the bank, that DCCA’s representations in loan documents were “patently false” and that the loan was in default for failure to comply with the terms. U.S. Bank filed a foreclosure complaint March 13 in Westchester Supreme Court, demanding $58.6 million in unpaid principal, plus interest accruing at the default rate of 11.2 percent. The bank demanded that the property be sold at a public sale. The next day, the bank asked for an emergency hearing to appoint a receiv-

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er to take control of the resort. CWCapital Asset Management LLC, the firm that manages the real estate loan, recommended Payne, an experienced hotel manager who works for HVS Hotel Management. Payne described the foreclosure lawsuit as a tool to get a receiver appointed and to protect the value of the property. His job is to pay the bills and take care of the property while DCCA, Benchmark and the lenders sort out their disputes. He is neutral and reports to the judge. This is a case of technical default, not monetary default, Payne said. The mortgage is being paid. He said Benchmark is still on the job, but will leave when the family company finds a replacement. In Payne’s first few days, carpet has been replaced, halls have been painted and plumbing has been fixed.

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TECHNOLOGY WESTCHESTER COUNTY BUSINESS JOURNAL

CONTRIBUTING WRITERS | By Cort T. Malone and Grant E. Brown

he frequency and intensity of data breaches and other cyberattacks keeps escalating. Although most of the publicity surrounding breaches has involved large, well-known companies, startups and other small companies are not immune. Any company that possesses sensitive business information or that stores personal customer data, such as names, dates of birth or credit card numbers, is a potential target. And the risk does not always come from the outside. An employee may lose a phone or tablet

Four tips for startups seeking insurance for data breaches that contains sensitive data, or a disgruntled employee may leak it. Given the risks, startups must consider whether it is worthwhile to purchase insurance for data breaches, especially where data breach-related expenses may not be covered by existing policies. Insurance companies keep issuing new variants of cyber insurance policies. While such policies could provide critical protection for a startup that has fallen victim to a data breach, just buying a policy is not a guarantee of coverage. Insurance companies may

deny claims for a host of reasons, only some of which are grounded in explicitly labeled exclusions. Consider the following points if you decide to shop for cyber insurance.

KNOW THE DIFFERENCE BETWEEN FIRST-PARTY AND THIRD-PARTY COVERAGE

Data breach policies generally provide two broad categories of coverage: first-party coverage and third-party coverage. First-party coverage is for losses the policyholder incurs directly, such as the

costs entailed by investigating the cause of a breach, restoring the company’s reputation and notifying affected customers as well as follow-up costs, such as credit monitoring services. Third-party coverage kicks in when a policyholder (the company) is sued by someone (a customer) claiming to have suffered a loss resulting from the data breach and alleging the policyholder was at fault for allowing the breach to occur. This coverage encompasses the costs of defending against litigation and of any judgments or settlements up to policy limits.

Startups can buy data breach insurance policies that offer both types of coverage or policies that cover only one or the other. Omitting third-party coverage can be risky. In Innovak Int’l Inc. v. Hanover Ins. Co., a software developer had purchased a data breach insurance supplemental policy to its commercial general liability insurance policy. The supplemental policy stated that the insurance company would provide certain coverage for losses related to data breaches but that it would not cover expenses arising from lawsuits against the developer.

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In other words, the policy provided first-party, but not third-party, coverage. While the policy was in effect, hackers accessed the developer’s database and stole users’ personal information, including Social Security numbers, addresses and employment information. The users sued the developer and the developer notified its insurance company demanding that it pay for the defense of the action. The insurance company refused on grounds that it was not obligated to provide coverage for expenses related to third-party litigation. » TECHNOLOGY

APRIL 1, 2019

FOCUS ON TECHNOLOGY Technolo�y—

Innovak serves as a warning to startups that possess sensitive customer information. Data breaches involving the compromise of such information can lead to liability to third parties. Consider whether third-party coverage is worthwhile, and work with an insurance broker to ensure that you get a policy that fits your needs.

BEWARE ‘FAILURE TO FOLLOW’ EXCLUSIONS

Insurance companies giveth coverage and insurance companies taketh away through policy exclusions. Under the “failure to follow” exclusion, an insurance company retains the right to deny coverage if a policyholder fails to maintain certain minimum security standards. In some policies, this exclusion is broadly worded and may

APRIL 1, 2019

give insurance companies wide latitude for denying a claim. In one ongoing case testing this exclusion’s reach, Columbia Casualty Co. v. Cottage Health Sys., the insurance company, Columbia Casualty, is seeking reimbursement for defense and settlement costs it already paid to a hospital system, Cottage Health System (CHS), after an exposure of patient data. Columbia Casualty alleges that CHS failed to follow minimum required security practices by making the information it stored too easily accessible to anonymous users.

PROVIDE ACCURATE INFORMATION IN THE POLICY APPLICATION

Some insurance companies require potential policyholders to submit an application for insurance setting forth their cybersecurity standards. Knowingly

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providing false or misleading information on such applications could result in the insurance company attempting to void the policy. In Columbia Casualty, the insurance company argued as alternative grounds for reimbursement that CHS provided false responses in the “Risk Control Self Assessment” section of its policy application. Columbia Casualty essentially asserted that CHS did not implement the safety measures that it said it would in its application and, as a result, Columbia Casualty was not obligated to provide coverage under the policy.

KNOW WHETHER LIABILITY DERIVES FROM CONTRACTUAL OR ASSUMED OBLIGATIONS

Another exclusion to watch for in data breach policies bars coverage for

losses arising from an obligation under a contract or agreement. This exclusion may be important to startups that contract with merchants to process credit-card transactions on their behalf. This exclusion was tested in P.F. Chang’s China Bistro, Inc. v. Fed. Ins. Co. Restaurant chain P.F. Chang’s contracted with Bank of America Merchant Services (BAMS) to process credit card payments made by P.F. Chang’s customers. BAMS negotiated P.F. Chang’s arrangements with credit card companies, and in those contracts, agreed to pay fees to the credit card companies in the event of a data breach, which P.F. Chang’s agreed to indemnify. P.F. Chang’s suffered a data breach, which resulted in 60,000 credit card numbers of its customers

being posted online. At the time of the breach, the restaurant chain possessed a cybersecurity insurance policy sold by Federal Insurance Co. Federal agreed to pay $1.7 million for a forensic investigation and litigation expenses, but rejected coverage under the contractual liability exclusion for the more than $1.9 million in fees that P.F. Chang’s was obligated to pay pursuant to its agreement with BAMS. Chang’s sued, but the court agreed with Federal, holding that the exclusion was clear. Startups that have similar arrangements with credit card processing contractors should consider whether they would be liable under contract for a data breach and if so, seek cyber insurance without this kind of contract exclusion. The issues and pit-

falls discussed above are far from exhaustive. They serve to illustrate, however, the core principle of buying cyber or any other kind of insurance: know your risks, read the policy carefully and seek expert help from a broker or counsel. Given the prevalence of cyberattacks, such coverage must be considered. Because the law surrounding interpretation of these types of policies is still developing, litigation over coverage and policy terms likely will arise. Cort T. Malone is a shareholder in the New York and Stamford, Connecticut, offices of Anderson Kill, P.C. Grant E. Brown is an attorney in Anderson Kill’s New York office. Malone can be reached at cmalone@andersonkill.com. Brown can be contacted at gbrown@ andersonkill.com.

RECOGNIZING COMPASSIONATE CARE

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Enter to win exciting raffle prizes offered by Canyon Ranch and Courtyard Travel. For event information, contact: Tracey Vitale at tvitale@westfairinc.com. For sponsorship inquiries, contact: Marcia Pflug at mpflug@wfpromote.com or 203-733-4545.

PARTNERING SPONSOR: PRESENTED BY:

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BRONZE SPONSORS:

SUPPORTERS:

ENTREPRENEURS, INNOVATORS AND LEADERS PROVIDING EXPERTISE TO WOMEN. Join us to get empowered and equipped with valuable life tools via case studies from the professionals in health care, wealth management and the fashion industry.

MARRIA POOYA

Greenwich Med Spa Managing Partner Marria Pooya has grown the Greenwich Medical Spa from a two-person operation founded in 2005 to employ more than 23 staff members. The company treats 18,000+ satisfied customers and has earned accolades, such as being one of the Top 1% of Botox and fillers providers in the country, and the Top Provider of CoolSculpting in Connecticut. Under Pooya’s direction, Greenwich Medical Spa has developed a private label skincare line, ArieedMD, as well as the hair growth formulation, Re:Activate. Pooya looks to the future and plans to expand the practice into additional locations and other states.

AVIDEH SAFAEI

J.P. Morgan Securities Executive Director Avideh (Avi) Safaei is an Executive Director and Financial Advisor at J.P. Morgan Securities, a wealth management division of J.P. Morgan. With over fifteen years of experience in the financialservices industry, she serves high-net-worth individuals, affluent families and corporate executives. Avi takes a family office approach to her client relationships – coordinating with their CPAs, attorneys and tax advisors – to provide comprehensive wealth and portfolio management services and forge long- term relationships. In 2018, Avi was recognized by Forbes as one of America’s Top Next-Gen Wealth Advisors and a Top Wealth Advisor by Working Mother magazine.

HANNIE SIO-STELLAKIS

Neiman Marcus Westchester Public Relations Manager Hannie Sio-Stellakis, in her role as PR Manager at Neiman Marcus, knows about showcasing trends on how to create your personal brand and image in every setting, from desk to dinner to casual to vacation. Plus, Lafayette 148 from Neiman Marcus will show you how to embrace your vision and incorporate it.

KATHERINE VADASDI, MD

ONS Women’s Sports Medicine Center Director Katherine Vadasdi, director of ONS Women’s Sports Medicine Center, is an orthopedic surgeon who is fellowship trained in adolescent and adult sports medicine as well as shoulder and elbow surgery. A graduate of Dartmouth College, she earned her medical degree at its medical school. After a residency in orthopedics at the Hospital for Special Surgery (HSS) in New York, she completed fellowship training in shoulder, elbow and sports medicine at Columbia University Medical Center, Department of Orthopedics. Vadasdi has been honored, among many awards, as America’s Top Doctor and Regional Top Doctor annually since 2014 by Castle Connolly.

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GOOD THINGS HOWARD GREENBERG WINS COSTAR POWER BROKER AWARD

Rudolf (Ruedi) Laager

ARC WESTCHESTER FOUNDATION NAMES LARCHMONT RESIDENT PRESIDENT The Arc Westchester Foundation, which is dedicated to increasing public awareness and raising financial resources to support The Arc Westchester’s programs and services for those with intellectual and developmental disabilities, has announced that longtime supporter Rudolf (Ruedi) Laager has been named board president. The Laager family have been active members of The Arc Westchester – the county’s largest nonprofit organization supporting people with disabilities – since their son Danny, who has Down’s syndrome, received early intervention services through the organization’s Children’s School for Early Development. “Ruedi is a steadfast supporter of our mission and we are excited that he has extended his involvement by stepping into the board president role,” said Nancy Patota, executive director of The Arc Westchester Foundation. As an entrepreneur, Laager formed Lukada International LLC in 2002 before acquiring a medical nutrition company manufacturing shaped purees geared at people with swallowing disabilities in the hospital and nursing home market. He then sold the company to the Hormel Corp. several years later. Laager earned a Bachelor of Science degree in hotel management from the Hotel School in Lausanne, Switzerland. In 2007, Laager and his wife Alix launched a project to assist the Kingdom of Bhutan to introduce education for children with disabilities into their school system under the umbrella of The Bhutan Foundation in Washington, D.C. “I am thrilled to be able to give back in a new way to an organization that has done so much for my family.”

Information for these features has been submitted by the subjects or their delegates.

APRIL 1, 2019

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Howard E. Greenberg, president of Howard Properties Ltd. in White Plains, has won the CoStar Power Broker Award for 2018 as a Top Office Leasing Broker in the Westchester/Southern Connecticut submarket. CoStar Power Broker awards are given to top-producing brokers by the largest provider of real estate information in the U.S. Greenberg has won this award multiple times in his career. Of the 10 brokers that received the award in this region, there were only two others who are active participants in the Westchester market, both of whom work for major multinational brokerage firms. Howard Properties specializes in tenant representation and real estate consulting on local, national and international platforms.

Howard E. Greenberg

DISTINGUISHED ALUM AND SURGEON LEADS STEPINAC HEALTH SCIENCES

eight Academy health sciences seniors and members of the Academy inaugural group who will graduate in May on the topic of bioethics. “The addition of adjunct instructors is part of our strategy to complement the ranks of our Honors Academy with best-practice experts like Dr. Lafaro,” explained Frank Portanova (Class of ’93), Stepinac vice principal for academics and curriculum. Bioethics is part of the rigorous health sciences curriculum that Lafaro instructs once a week. Students examine the role of ethics in primary care and other branches of medicine, an issue they may one day deal with as potentially the next generation of physicians and medical researchers. A graduate of New York Medical College, Lafaro served as a long-time car-

The Graduate School of Basic Medical Sciences (GSBMS) at New York Medical College (NYMC) in Valhalla has partnered with the Touro University California College of Osteopathic Medicine (TUCOM-CA) to support continued medical education for students. Through the agreement, current students or graduates of the GSBMS Accelerated Master’s Program, two-year, discipline-based master’s programs within each of its basic sciences departments and the two-year interdisciplinary Basic Medical Sciences Master’s Program who seek admission to TUCOM-CA will be guaranteed an interview if they meet certain academic performance benchmarks. “As educators, one of our primary goals is to provide students the tools and resources needed to reach their full potential and achieve great success in the medical field,” said Marina K. Holz, Ph.D., dean, Graduate School of Basic Medical Sciences, NYMC. “We are thrilled about this new partnership with TUCOM-CA, which will reward bright, determined students for their hard work and academic achievements here at New York Medical College.” In order to be eligible for a guaranteed interview, students must apply to TUCOM-CA following the normal application procedures and meeting the entrance benchmarks. Founded in 1860, New York Medical College is one of the oldest and largest health sciences colleges in the country with nearly 1,500 students and 330 residents and clinical fellows, more than 2,600 faculty members and 23,200 living alumni. The college joined the Touro College and University System in 2011, For more information, visit nymc.edu.

SUCCESS COACH AT KEY BANK’S KEY4WOMEN

Rocco J. Lafaro, M.D., left, with students at the Stepinac High School Honors Academy in White Plains.

Stepinac High School’s Honors Academy in White Plains was established to provide academically top-performing students with the opportunity to pursue advanced studies in four disciplines: engineering, health sciences, financial services and law, in preparation for potential careers in those fields. The latest innovative chapter in the Honors Academy’s evolution is the creation of an adjunct instructor level to complement its academic faculty and a course in bioethics – the study of ethical issues that have emerged from advances in biology and medicine. Rocco J. Lafaro, M.D., of White Plains, a thoracic surgeon and medical instructor with more than 40 years of experience and now adjunct instructor at Stepinac, has been meeting with and instructing a group of

NYMC PARTNERS WITH THE TOURO UNIVERSITY CALIFORNIA COLLEGE OF OSTEOPATHIC MEDICINE

diothoracic surgeon with the Westchester Medical Center, devoting some of his time as a teacher and mentor of medical students at Montefiore Medical Center at St. Barnabas Hospital. “As a proud Stepinac alum whose two sons also graduated from Stepinac, I was honored to join the Honors Academy as an adjunct instructor to help shape these bright young men for post-secondary success.” Comparing his Stepinac years a half century ago with what today’s students experience, Lafaro noted: “Back then, we were not overwhelmed with the incredible amounts of information made possible by advances in technology. The challenge for educators today is to help students learn how to navigate through that blizzard of data and make sound judgments,” he said.

On Wednesday, April 3, KeyBank will host an exclusive Key4Women networking event for female entrepreneurs and business owners in the greater Hudson Valley area at Manhattanville College in Harrison from 9 a.m. to 2 p.m. During the event, Ivy Slater of Slater Success Coaching will speak about her experiences establishing and maintaining a successful business for 20 years. Slater uses her extensive background to coach women business owners across the nation working with clients privately, speaking to the public and to corporations and hosting group sessions. Through its Key4Women program, KeyBank has empowered women business owners and entrepreneurs for 14 years. Key4Women helps individuals meet their financial goals by providing access to capital, customized financial solutions, educational programs and networking opportunities.

NEW CHIEF MEDICAL OFFICER AT ELIZABETH SETON PEDIATRIC CENTER The nation’s largest post-acute care center for children, Elizabeth Seton Pediatric Center in Yonkers, has welcomed Mayer Sagy, M.D., as its chief medical oﬃcer. Sagy is a world-renowned pediatrician and thought leader who is expertly suited to meet the needs of the medically complex children cared for at the pediatric center. In overseeing medical services for the center’s 169 residents, Sagy will lead its team of physicians, nurse practitioners, pharmacists and pediatric subspecialists in cardiology, dentistry, orthopedics, pulmonology and more. He will also supervise respiratory therapy services, infection control and prevention and laboratory services. A board-certified pediatrician with expertise in pediatric critical care medicine, Sagy comes to the pediatric center after serving as chief of pediatrics at Gotham Health (NYC Health+Hospitals). He has held administrative roles within the NYU School of Medicine and Northwell Health System. “Dr. Sagy is internationally regarded as an outstanding pediatrician and thought leader in children’s health care,” said Pat Tursi, CEO of the Elizabeth Seton Pediatric Center. “I am grateful for the opportunity to join the team at Elizabeth Seton Pediatric Center as chief medical oﬃcer,” said Sagy. “Having spent my career caring for children with complex medical needs, it brings me great pride to join a forward-looking organization that approaches care with innovation and compassion. As the pediatric center continues to pioneer this specialized field – particularly with its work to address the needs of young adults who age out – I am looking forward to helping lead these efforts.” Sagy completed his undergraduate and graduate degrees at the Sackler School of Medicine at Tel Aviv University in Israel.

ABILITY BEYOND HONORS SUPPORTERS AT ANNUAL EVENT

Jeanne Coon

NEW MANAGER AT HOULIHAN LAWRENCE CHAPPAQUA OFFICE

From left: Tracy Conte of Briarcliﬀ Manor, vice president development and community engagement at Ability Beyond; George Mulvaney of Ridgeﬁeld, Connecticut; and Sarah Hauser, grants manager at Ability Beyond.

The individuals who lend their time and talents to improve the lives of people with disabilities were feted at Ability Beyond’s annual appreciation event. The nonprofit organization honored more than 50 board and committee members at the cocktail reception held at Maplewood Senior Living headquarters in Westport, Connecticut. Ability Beyond, based in Bethel,

Connecticut, and Chappaqua provides job training and placement, supported living and recreational and educational opportunities to more than 3,000 people. For more than 60 years, Ability Beyond has led the way in providing award-winning initiatives and programs to support optimum well-being and honor the dignity and pride of people with developmental,

intellectual, autism spectrum and mental health disabilities. “It is only through the personal dedication and generous financial support of these amazing people that we are able to offer exceptional services and programs that have benefitted countless families,” said Jane Davis, president and CEO of Ability Beyond.

NEW YORK-PRESBYTERIAN LAWRENCE HOSPITAL PERFORMS FIRST PYROPHOSPHATE SCAN

NETWORK WITH AND FOR POWER On Tuesday, April 2, the Warwick Valley Chamber of Commerce will host a "Power Networking Luncheon" at The Galloway Grill, 62 Galloway Road in Warwick from 11:30 a.m. to 1:30 p.m. This event is part of a monthly series of networking activities open to all businesses in the area inclusive of breakfasts, lunches and after-hour mixers. General admission is $30, with chamber members and their guests paying $20. Seating is limited and reservations are strongly suggested. For more information or to make a reservation, 845-986-2720 or email info@ warwickcc.org.

NewYork-Presbyterian Lawrence Hospital’s clinical staff performed the first pyrophosphate scan at the Bronxville community hospital. The scan is a noninvasive imaging technique used to take clear pictures of the heart. Using a Gamma camera, the nuclear medicine team initiated the procedure to determine if a patient had

cardiac amyloidosis, a disorder caused by deposits of amyloid, an abnormal protein that invades and damages the heart resulting in it not working properly. “This is a very serious condition and historically there wasn’t much we could to for a patient once amyloidosis was found,” said Albert DeLuca, M.D., a

board-certified cardiologist from Columbia, who practices at NewYork-Presbyterian Lawrence Hospital. “But, with our research, technological advances and new drugs on the market to treat this disease, we have elevated patient care and can now save more lives and give people a new lease on life.”

Jeanne Coon has been named by Houlihan Lawrence as the new manager of its Chappaqua brokerage. Coon, who is a top-producing agent in that oﬃce, has been an active agent in the Chappaqua real estate market for 32 years. A resident of Chappaqua since 1983, Coon has closed more than $200 million in transactions and has consistently earned top-producer honors since 1991. A licensed real estate salesperson since 1986 and licensed associate broker since 1989, Coon is a member of the Hudson Gateway Association of Realtors; Empire Access Multiple Listing Service; New York State Association of Realtors; and National Association of Realtors. She is also a Certified Relocation Specialist.

TOMPKINS MAHOPAC BANK SEMINAR HELPS FIRST-TIME HOMEBUYERS In an effort to help first-time homebuyers navigate the ownership process from consideration to contract, Tompkins Mahopac Bank (TMB) has teamed up with the Putnam County Housing Corp. to host a First-time Homebuyers Seminar. The free workshop will be held on Thursday, April 11, from 5:30 to 7:30 p.m., at the Mahopac Library, 668 Route 6, Mahopac, and will cover the available programs and services geared toward homeownership. Tompkins Mahopac Bank’s Mortgage Loan Originator Glenn Wu and Vice President of Residential Lending David Carey, along with a representative from Putnam County Housing Corp., will discuss the homebuying process from start to finish. The experts will also discuss special firsttime homebuyer products and services and answer attendees’ questions. “Buying a home is one of the largest investments any person can make and, while that can be exciting, it can also be complex and confusing,” said Carey. “We look forward to sharing insights, tips and tools to help first-time buyers realize the dream of homeownership and to go into that process more educated than they were before.”

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Good Things MOUNT VERNON TEEN WINS NATIONAL MEDAL OF HONOR

Frank Troiano

DOUBLETREE BY HILTON TARRYTOWN NAMES DIRECTOR OF FOOD AND BEVERAGE Frank Troiano, the award-winning, senior-level executive chef, has been named director of food and beverage for the DoubleTree by Hilton Tarrytown. “Frank brings a wealth of knowledge and expertise to our culinary team gained during his distinguished career at some of the region’s leading hospitality and catering venues,” said Kevin Johnson, general manager. “We are also very pleased to welcome him back in this high-profile position at the DoubleTree by Hilton Tarrytown where he formerly served as banquet chef and executive chef.” Classically trained, Troiano will lend his creative culinary talents to enhancing the menu offerings at the hotel’s Bistro Z Restaurant & Lounge, a favorite dining destination for both hotel guests and diners from the surrounding community and Westchester region. Most recently, Troiano served as executive sous chef for four years at the Sheraton Stamford Hotel, Starwood’s corporate flagship hotel. His career began in 2004 after completing a culinary internship with the Tarrytown House Conference Center and earning a culinary degree in Restaurant Management from SUNY Westchester. Subsequently, he served as line cook for the White Beeches Gold & Country Club, in Haworth, New Jersey; sous chef at Abigail Kirsch Culinary Productions in Tappan Hill Mansion Tarrytown and Abigail Kirsch at the New York Botanical Garden. In 2008, he joined the DoubleTree by Hilton Tarrytown as banquet chef and rose to executive chef in 2012. “I am very excited to rejoin this exceptional and creative cuisine team to help take the DoubleTree by Hilton Tarrytown to the next level as the premier destination for events,” said Troiano.

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From left: Matt Russell, NCEA chief advancement and business development officer; Jordon Gyapong, 17, an Iona Prep senior from Mount Vernon; Leeanna Holmes, Cross Catholic Outreach development officer; and Kieran Daly, Iona Preparatory Upper School principal.

Mount Vernon resident Jordon Gyapong, a 17-year-old senior at Iona Preparatory School, was recently presented with the National Catholic Educational Association Medal of Honor for his selfless service and dedication to changing the world. He was one of only 10 students to receive this prestigious recognition out of more than 1.8 million Catholic school students nationwide. “Jordon Gyapong is one of the most kind, dedicated and selfless young men I have had the pleasure to teach and serve with. For his tireless efforts to serve others, he was an excellent candidate for this award,” said Assistant Director of Campus Ministry and Edmund Rice Christian Broth-

ers North American Advocacy Coordinator Sean D’Alfonso. “Despite his accolades, accomplishments and resume, his dedication to listening to and serving others is what is most profound about this young man’s life.” Gyapong’s many acts of service include serving the poor in Peru and Ghana; leading the charge to reduce plastic pollution both in the school and beyond; guiding younger students as a peer minister at Iona Prep; and championing human rights for all. One of Gyapong’s greatest passions is aviation. He started The Gael Aviators, one of the fastest-growing and most popular clubs at Iona Prep, where he helped to procure a professional flight simulator to help train

himself and the next generation of professional pilots. He has begun his formal flight training at Westchester County Airport and recently flew solo across the country as part of his training. “It is extremely humbling to win this award, but it also motivates me to do even more,” said Gyapong, who will be studying commercial aviation at the University of North Dakota in the fall. “I’d like to thank everyone at Iona Prep for giving me the guidance and support to achieve so many of my goals. I came here as a freshman and have gotten to experience so much. These are experiences that will last a lifetime, and hopefully will improve the lives of others as well.”

BCW APPOINTS NEW SENIOR DIRECTOR OF MEMBERSHIP Charlene Nixon has helped leading businesses grow their brands for more than a decade and now she has been named senior director of membership by The Business Council of Westchester (BCW). “We are very fortunate to have someone of Charlene’s caliber as our new senior director of membership,’’ said Marsha Gordon, president and CEO of The Business Council. “Her extensive experience in business networking and her tremendous energy will provide many added benefits to our members.” Author of “Dancing the 2-step to Growing Your Business” on the art of business networking, Nixon’s book gives business professionals practical advice on how to market themselves and their companies and how to connect and sustain important relationships. “I am very excited to join the county’s most prestigious business organization,’’ said Nixon. “After spending more than a decade of working with multimillion-dollar companies in the business networking arena, I am

Charlene Nixon

confident that I can bring the skills that I have learned to the BCW and to its members.’’ A native of Trinidad and Tobago, Nixon has lived in Westchester for more than 30

years. She received her bachelor’s degree from Purchase College and is currently pursuing a master’s degree in business leadership at Manhattanville College.

RILEY WINS POWER BROKER AWARD Compliance with the Food Safety Modernization Act is an ongoing challenge for the agriculture sector due to increased scrutiny from the FDA. John Riley, regional director of Gallagher’s Food & Agribusiness Practice in White Plains, recently won a top award within his industry of risk and insurance – the 2019 Power Broker Award for helping his clients assess the scope of their exposure and ensuring all their bases are covered. “In the seafood industry, which we play in, his (Riley’s) coverage recommendations are just spot on. He knows the industry. He knows what we need and don’t need and he spends our money like it’s his,” said Warren Vogel, CFO of Ruggiero Seafood. Justin Marx, CEO of Marx Foods, seconded that sentiment: “He 100 percent understands our business and can help me figure out how remote or how serious any given risk is. He’s pragmatic and super realistic; he’s not just trying to sell me as much as he can. He looks at our relationship from a long-term perspective, so he makes sure I have the right products that I need and only the right products that I need.”

UNITED HEBREW UNVEILS CENTENNIAL EXHIBITION

A new exhibition, United for You, in Lazarus Art Gallery at United Hebrew of New Rochelle, shines a light on the strong connections between the aged and their caretakers and families and United Hebrew’s staff. The exhibit features 18 photographic works by award-winning photographer Enid Alvarez. “These are heartwarming works that show there’s really no age limit to feeling joy,” said Rita Mabli, United Hebrew president CEO. “This exhibition is a celebration of life and that fits perfectly with our philosophy of care.” Commissioned for United Hebrew’s Centennial, the exhibition portrays residents with their families and a range of staff with whom they interact. "Ms. Alvarez has captured so perfectly what takes place on a daily basis here. We all work together to improve our residents’ quality of life. And that means every interaction is an opportunity to show someone that you care – that they matter. It’s how United Hebrew has operated since 1919,” said Mabli. A graduate of the School of Visual Arts, Alvarez was born and raised in the Bronx where she developed a deep affection for the culturally diverse world she grew up in. She was a staff photographer for The New York Daily News and currently freelances for The Wall Street Journal. She has shot thousands of photos during her extensive travels, but especially loves photographing people, capturing their inner selves through spontaneous moments. United for You is free and open to the public daily, 9 a.m. to 5 p.m., at United Hebrew’s Lazarus Gallery. For more, contact Linda Forman at 914632-2804, ext. 1224 or lforman@uhgc.org.

PACE LAW RANKS NO. 1 IN NATION IN ENVIRONMENTAL LAW

Pace University’s Elisabeth Haub School of Law (Pace Law) in White Plains is ranked No. 1 in the country for environmental law, a signature program at the school, in the latest “U.S. News and World Report” rankings. “At Pace University, we prepare students to change the world,” said Pace President Marvin Krislov. “Our environmental law program, which trains attorneys for this critically important field, has long done world-recognized work. It is fitting that it is now the top-ranked program in the country. Congratulations to our law school’s faculty, staff and students on this much-deserved recognition, and thanks to the Haub family for their commitment to the environment and to the law school.” “For the past four decades, our environmental law program has led the way in training environmental defenders and advocates who have gone on to serve in law firms, government agencies and NGOs across the globe,” said Dean Horace Anderson. “We are proud that in our program’s 40th anniversary year, the scholarship of our faculty, the quality of our teaching and the experiential learning opportunities we provide to our students has propelled us to the top of the field.” The Law School’s newest clinic, the Food and Beverage Law Clinic, was established in 2017 to provide transactional legal services to small- and medium-sized farms, food and beverage entrepreneurs and nonprofit organizations seeking to improve food systems across the region. These developments are ensuring that Pace’s environmental law program remains top among its peers. “We are proud of our work training practitioners, advocates and environmental defenders, but humbled by the challenges that lie ahead,” said Jason Czarnezki, Kerlin Distinguished Professor of Environmental Law and associate dean of environmental law programs. “Our attention is focused on fostering the aggressive reduction of carbon emissions in light of the climate crisis, rebuilding our country’s commitment to environmental law and fighting for environmental, social and economic justice.” Pace Law is only one of two law schools worldwide to be a member of the International Union for the Conservation of Nature. The School’s membership allows students to draft memoranda, debate issues and attend meetings, including the World Conservation Congress and U.S. National Committee meetings. Pace Law offers more than 40 environmental law courses. Students can research cutting-edge areas of the law through on-campus centers and institutes that focus on various areas of environmental law, including the Pace Energy & Climate Center and the Land Use Law Center, and can represent public interest groups as a student practitioner in the Environmental Litigation Clinic.

PCSB DONATES TO HUDSON VALLEY FOOD BANK

Steven Robbins

ROBBINS PROMOTED BY SIGNATURE BANK

From left: FBHV Director Paul Stermer; PCSB Senior Vice President, Retail Banking Oﬃcer and Director of Cash Management Services Dominick Petramale; FBHV Special Events Coordinator Jessica Fetoni; PCSB Vice President, Retail Branch Administrator James Bouey; and PCSB Chairman, President and CEO Joseph D. Roberto. The PCSB Community Foundation recently donated $5,000 to the Food Bank of the Hudson Valley (FBHV), an organization based in Cornwall-on-Hudson that works to alleviate hunger by collecting and distribut-

ing food donations to charitable agencies throughout six local counties. The PCSB Community Foundation’s mission is to identify nonprofit organizations within PCSB Bank’s lower Hudson Valley footprint that

need financial support and provide donations. PCSB Bank is a New York-chartered stock commercial bank, and has served the banking needs of its customers in the lower Hudson Valley since 1871.

PEEKSKILL YOUTH BUREAU AND SCHOOL DISTRICT COLLABORATE

Steven Robbins of Signature Bank and a native or Port Chester was promoted to senior vice president, director of asset management, overseeing asset and portfolio management. Robbins joined Signature Financial in 2012 from Capital One Equipment Leasing & Finance, as director of asset management. His equipment finance/leasing career spans 30plus years and includes positions at GE Capital and AT&T Capital. Robbins is a current member and past chairman of the ELFA Equipment Management Committee. “Signature Bank continues to place emphasis on the specialty finance portion of our business. Similar to the recruitment of private client banking teams to our network, we are always seeking to add and advance talented professionals, whether it be through new appointments or promotions. The expansion of the Signature Financial team will support the continued growth and developments of the bank as a whole,” said Joseph J. DePaolo, bank president and CEO. Signature Bank, member FDIC, is a New York-based full-service commercial bank with 31 private client oﬃces throughout the New York metropolitan area and Connecticut as well as San Francisco. The Bank’s growing network of private client banking teams serves the needs of privately owned businesses, their owners and senior managers.

CONNECT WITH westfair communications

The city of Peekskill Youth Bureau and school district celebrate a joint venture addressing out-of-school suspension. Peekskill Youth Bureau Executive Director Tuesday Paige McDonald and Senior Youth Advocate Darryl Francis, both at center, cut the ribbon at the new location of the Hass’ Way program at the Youth Bureau.

The city of Peekskill Youth Bureau and the city school district recently celebrated a new joint venture, the Hass’ Way program, which addresses school suspension. The program, held at the Youth Bureau, provides tutoring and counseling to middle and high school students who have received an out-of-school suspension. Its purpose is to equip students with effective strategies for social and academic achievement. “This collaboration is an opportunity to support and strengthen our students by developing a successful partnership with the school district,” said Tuesday Paige

McDonald, executive director of the Peekskill Youth Bureau. “There is no ‘one size fits all’ when it comes to student success, so we have brought our resources together to improve student achievement and positive youth development.” “By working together on enhancing our Hass’ Way program, it’s a win-win for Peekskill schools and the Youth Bureau,” said Peekskill Superintendent Dr. David Mauricio. “Our students now have the opportunity for four additional hours of study daily. By starting the day with a free warm meal, we aim to provide students with the resources

they need to stay focused on the program’s coursework throughout their time at the Youth Bureau.” The Hass’ Way program operates at the Peekskill Youth Bureau four days per week, Monday through Thursday, from noon to 6 p.m. All classes are taught by certified content-area teachers. “There are so many great things happening in the city of Peekskill – especially for our children,” said Peekskill Mayor Andre Rainey. “The Hass’ Way initiative is bringing more, necessary resources to students when they need it the most.”

westfaironline.com wagmag.com

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APRIL 1, 2019

Will real estate remain a viable investment in the future? April 30 11:30 a.m. – 1 p.m. C.V. Rich Mansion, White Plains For more, visit westfaironline.com/events

From left: Louise Phillips Forbes, Halstead Manhattan; John S. Traynor, People’s United Advisors; Clay Fowler, Spinnaker Real Estate Partners; and Chris Halliburton, Compass.

For event information, contact: Tracey Vitale at tvitale@westfairinc.com. For sponsorship inquiries, contact: Marcia Pflug at mpflug@wfpromote.com or 203-733-4545.

PRESENTED BY:

APRIL 1, 2019

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SPONSORS AND SUPPORTERS:

Facts & Figures BANKRUPTCIES Manhattan Alanis Realty LLC, 594 Eagle Ave., Bronx 10455. Chapter 11, voluntary. Attorney: pro-se. Filed March 25. Case no. 19-10848-jlg. Aurora Commercial Corp., 277 Park Ave., 46th floor, New York 10172. Chapter 11, voluntary. Attorney: Albert Togut, New York 10119. Filed March 24. Case no. 19-10843-scc. Aurora Loan Services, 277 Park Ave., 46th floor, New York 10172. Chapter 11, voluntary. Attorney: Albert Togut, New York 10119. Filed March 24. Case no. 19-10844-scc. KG & Don’s Express Shipping Import Inc., 175 W. 165 St., Bronx 10452. Chapter 7, voluntary. Attorney: Carlos Gonzalez, New York 10168. Filed March 21. Case no. 1910826-scc. 3C’s Blessing Inc. d.b.a. Little Ceasars, P.O. Box 597, Bronx 10452. Chapter 11, voluntary. Attorney: Todd S. Cushner, White Plains 10603. Filed March 21. Case no. 1910830-mg.

White Plains Goldberg Properties LLC, 6 Perrins Peak, Stony Point 10980. Chapter 7, voluntary. Attorney: pro-se. Filed March 25. Case no. 19-22676rdd.

COURT CASES New York A Real Advantage Inc., et al. Filed by Alfredo Davis. Action: Fair Labor Standards Act. Attorneys for plaintiff: Daniel Harris Kovel and Davida S. Perry. Filed March 25. Case no. 1:19-cv-02639-JGK.

Items appearing in the Fairfield County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken. Questions and comments regarding this section should be directed to: Larry Miles c/o Westfair Communications Inc. 701 Westchester Ave, Suite 100 J White Plains, N.Y. 10604-3407 Phone: 694-3600 • Fax: 694-3699

Annie’s Homegrown Inc. Filed by Aurora Morrison. Action: diversity action. Attorney for plaintiff: C. K. Lee. Filed March 21. Case no. 1:19-cv02530-AJN. Broome Street Food and Drink LLC, et al. Filed by Carlos Florez. Action: federal question. Attorney for plaintiff: Maria Costanza Barducci. Filed March 25. Case no. 1:19-cv-02643-AT. Choice Hotels International Inc. Filed by Victor Lopez. Action: federal question. Attorney for plaintiff: Jeffrey Michael Gottlieb. Filed March 25. Case no. 1:19-cv-02653-AT.

ON THE RECORD

Olivet International Inc., et al. Filed by JRSK Inc., et al. Action: injunction against misappropriation of trade secrets. Attorney for plaintiff: Colin Gene Cabral. Filed March 22. Case no. 1:19-cv-02589-KPF.

Tunnel Road Property Group LLC. Filed by Stacey Mercer. Action: federal question – other civil rights. Attorney for plaintiff: Nolan Keith Klein. Filed March 22. Case no. 1:19-c-02604-PKC.

Osiris Therapeutics Inc., et al. Filed by Ernst Bartlome. Action: Securities Exchange Act. Attorney for plaintiff: Juan Eneas Monteverde. Filed March 25. Case no. 1:19-cv02657-VSB.

United States Securities and Exchange Commission. Filed by Platform Real Estate Inc. Action: constitutionality of state statute(s). Attorney for plaintiff: John Marquez Lundin. Filed March 22. Case no. 1:19-cv-02575-LAP.

P&B Capital Group LLC. Filed by Nora North. Action: Fair Debt Collection Act. Attorney for plaintiff: Brian Lewis Bromberg. Filed March 22. Case no. 1:19-cv-02606-AT.

Concord Hospitality Enterprises Company LLC. Filed by Victor Lopez. Action: federal question. Attorney for plaintiff: Jeffrey Michael Gottlieb. Filed March 24. Case no. 1:19-cv-02626-KPF.

Regen, Benz & Mackenzie, CPAs PC. Filed by Great American Insurance Co. Action: diversity action. Attorney for plaintiff: Kenneth Michael Labbate. Filed March 22. Case no. 1:19-cv-02592-GBD.

District Council 9 International Union of Painters and Allied Trades. Filed by Cosmopolitan Interior New York Corp. Action: labor: suits by and against labor organizations. Attorney for plaintiff: Adam Casimir Weiss. Filed March 25. Case no. 1:19-cv-02669-VM.

Sebastians Pizzeria Inc., et al. Filed by Justo Cano. Action: federal. question. Attorney for plaintiff: C. K. Lee. Filed March 22. Case no. 1:19-cv-02595-ALC.

Hilton Worldwide Inc. Filed by Victor Lopez. Action: federal question. Attorney for plaintiff: Jeffrey Michael Gottlieb. Filed March 24. Case no. 1:19-cv-02625-JPO. Intercontinental Hotels Group Resources LLC, et al. Filed by Victor Lopez. Action: federal question. Attorney for plaintiff: Jeffrey Michael Gottlieb. Filed March 25. Case no. 1:19-cv-02644-PGG. Jo Malone Inc. Filed by Thomas J. Olsen. Action: federal question: other civil rights. Attorney for plaintiff: Christopher Howard Lowe. Filed March 21. Case no. 1:19-cv-02563GHW. Lee & Giant Food System Inc., d.b.a. Giant Food Inc., et al. Filed by Marcelino Garcia, et al. Action: Fair Labor Standards Act. Attorney for plaintiffs: Katherine Yesenia Morales. Filed March 21. Case no. 1:19-cv-02544-PGG. Maesa Inc., et al. Filed by Eris Parfums LLC. Action: trademark infringement (Lanham Act). Attorney for plaintiff: Andrew Isaac Gerber. Filed March 22. Case no. 1:19-cv02591-ER. Manhttan Institute for Policy Research Inc. Filed by Paul Martinka. Action: copyright infringement. Attorney for plaintiff: Richard Liebowitz. Filed March 25. Case no. 1:19-cv-02671-LGS. Northeast Interiors Specialists LLC, et al. Filed by Lainez Guerra. Action: Fair Labor Standards Act. Attorney for plaintiff: Lawrence Lee Spasojevich. Filed March 25. Case no. 1:19-cv-02652-RA.

Shamrock Acquisitions Corp., et al. Filed by Building Services 32BJ Health Fund, et al. Action: E.R.I.S.A. – collection of delinquent trust fund. Attorney for plaintiffs: Ira A. Sturm. Filed March 22. Case no. 1:19-cv-02565-LLS. Sonaal Industries Inc., et al. Filed by Marcos Antonio Sandoval, et al. Action: denial of overtime compensation. Attorney for plaintiff: Michael Antonio Faillace. Filed March 22. Case no. 1:19-cv-02576GHW. Starbucks Corporation. Filed by Ken Roberts. Action: civil rights. Attorney for plaintiff: pro-se. Filed March 25. Case no. 1:19-cv-02633JMF. The Black Star News Corp. Filed by David McGlynn. Action: copyright infringement. Attorney for plaintiff: Richard Liebowitz. Filed March 21. Case no. 1:19-cv-02509PAE. TJ Alvarez Corp., et al. Filed by Michael Adams. Action: federal question. Attorney for plaintiff: Maria Costanza Barducci. Filed March 25. Case no. 1:19-cv-02638-GBD. T Mobile Corporate HQ. Filed by Mark J. Pine. Action: federal question. Attorney for plaintiff: pro-se. Filed March 21. Case no. 1:19-cv02583-UA. Triumph Hospitality LLC. Filed by Victor Lopez. Action: federal question. Attorney for plaintiff: Jeffrey Michael Gottlieb. Filed March 25. Case no. 1:19-cv-02670-PGG.

UPROXX Media Inc. Filed by Steve Sands. Action: copyright infringement. Attorney for plaintiff: Richard Liebowitz. Filed March 21. Case no. 1:19-cv-02510-JPO. Verizon Communications Inc. (d.b.a. Verizon Fios), et al. Filed by Marie Eberle. Action: Fair Credit Reporting Act. Attorney for plaintiff: Joseph Mario Mauro. Filed March 23. Case no. 1:19-cv-02610. Victoria’s Secret Stores LLC. Filed by Brendath Kotok. Action: diversity action. Attorney for plaintiff: unknown. Filed March 22. Case no. 1:19-cv-02588-AJN. 1 Elizabethan NC LLC. Filed by Stacey Mercer. Action: federal question – other civil rights. Attorney for plaintiff: Nolan Keith Klein. Filed March 22. Case no. 1:19-cv-02605PGG. 118 East 60 Owners Inc., et al. Filed by United States of America. Action: Fair Housing Act. Attorney for plaintiff: Steven John Kochevar. Filed March 25. Case no. 1:19-cv02640-ALC. th

Westchester Canopy Construction Company Inc., et al. Filed by Walter Vizcaino-Zhunio, et al. Action: Fair Labor Standards Act. Attorney for plaintiffs: Angel Cruz. Filed March 21. Case no. 7:19-cv-02535-CS. City of New Rochelle, et al. Filed by Francisco Jiminez, et al. Action: Civil Rights Act. Attorneys for plaintiffs: Richard A. Ashman and Eugene M. Bellin. Filed March 21. Case no. 7:19-cv-02525-VB. Heavy Inc. Filed by Richard Harbus. Action: copyright infringement. Attorney for plaintiff: Richard Liebowitz. Filed March 21. Case no. 1:19-cv-02561-DAB. Linda Richards Inc., et al. Filed by Valerie Mako. Action: FLSA – action for overtime wages. Attorneys for plaintiff: Michael John Borrelli and Alexander Todd Coleman. Filed March 25. Case no. 7:19-cv02660-CS.

Below $1 million

DEEDS Above $1 million

121 Elm Street LLC. Seller: Salvatore Gallello, et al. Property: 121 Elm St., New Rochelle. Amount: $120,000. Filed March 22.

15 South Depot Realty LLC, Briarcliff Manor. Seller: American Independent Paper Mills Supply Company Inc., Scarsdale. Property: S. Depot Plaza, Greenburgh. Amount: $3.8 million. Filed March 20.

161 West Kingsbridge Road LLC, Mount Vernon. Seller: Deutsche Bank National Trust Co. Property: 269 S. Fulton Ave., Mount Vernon. Amount: $378,034. Filed March 18.

200 West Boston Post Road LLC, Harrison. Seller: Post Lester Partnership, Mamaroneck. Property: 200-208 W. Boston Post Road, Mamaroneck. Amount: $1.2 million. Filed March 21.

212 West Boston Post Road LLC, Harrison. Seller: Post Lester Partnership, Mamaroneck. Property: 200 W. Boston Post Road, Mamaroneck. Amount: $250,000. Filed March 22.

239-241 Purchase Street LLC, Rye. Seller: Edward K. Paul Jr., Ponte Vedra Beach, Florida. Property: 239241 Purchase St., Rye. Amount: $1 million. Filed March 18.

Acker and Li Mills Corp 401K Plan, New York City. Seller: Donna Ferine, Wappingers Falls. Property: 4 Alder St., Yonkers. Amount: $232,500. Filed March 19.

440-446 Saw Mill LLC, Yonkers. Seller: Jeffrey A. Kosterich, Tuckahoe. Property: 440 Saw Mill River Road, Yonkers. Amount: $2.1 million. Filed March 20.

American Building Technologies Inc., New York City. Seller: Gladys J. Young, Armonk. Property: 10 Fox Ridge Road, North Castle. Amount: $575,000. Filed March 19.

61 Grandview Development LLC, Purchase. Seller: Gregory Choron, et al, Rye. Property: 1 Lasalle Ave., Rye. Amount: $1.3 million. Filed March 22.

Anmatt Properties LLC, Port Chester. Seller: Dominick Neri, Port Chester. Property: 409 Franklin St., Rye. Amount: $175,000. Filed March 21.

Nanki Enterprise LLC, Upper Saddle River, New Jersey. Seller: Curtis Woodworth, et al, Tarrytown. Property: 16 Rivers Edge Drive, 300, Greenburgh. Amount: $1.8 million. Filed March 22.

Conluca Realty Group LLC, Astoria. Seller: 323 Fifth Avenue LLC, Pelham. Property: 321-323 Fifth Ave., Pelham. Amount: $800,000. Filed March 19.

Peekskill Owners LLC, New York City. Seller: W.W. Peekskill LLC, Harrison. Property: 27 N. Division St., Peekskill. Amount: $2.5 million. Filed March 19. Rye Me A River LLC, Rye. Seller: Thomas J. Tisch, et al, New York City. Property: 58 Island Drive, Rye. Amount: $9.1 million. Filed March 18. The Bank of New York Mellon. Seller: John Guttridge, White Plains. Property: 173 Pound Ridge Road, Bedford. Amount: $1 million. Filed March 21. Westchester Land Trust Inc., Bedford Hills. Seller: Richard Alter, et al, Mamaroneck. Property: 1000 Taylor’s Lane, Rye. Amount: $1.5 million. Filed March 22. Wilmington Savings Fund Society FSB. Seller: Anthony Tirone, White Plains. Property: 4 Foster Court, Cortlandt. Amount: $1 million. Filed March 20.

WCBJ

Federal National Mortgage Association. Seller: Frank D. Lombardi, Mahopac. Property: 69 Grand View Ave., Rye. Amount: $819,650. Filed March 22. Federal National Mortgage Association. Seller: Ryan Scott Karben, Pomona. Property: 112 Frederick St., Cortlandt. Amount: $306,022. Filed March 20. Hammer Realty Group LLC, Chestnut Ridge. Seller: The Bank of New York Mellon. Property: 23 Lexington Ave., Mount Vernon. Amount: $414,750. Filed March 21. Hedgerow Properties LLC, Weston, Connecticut. Seller: Lisa Barrett-Johnson, Ossining. Property: 62 Somerstown Road, Ossining. Amount: $400,000. Filed March 19. M&T Bank, Getzville. Seller: Francis J. Malara, White Plains. Property: 501 Panorama Drive, Yorktown. Amount: $144,680. Filed March 18. Pearl 11 LLC, Thornwood. Seller: Lamoren LLC, Scarsdale. Property: 11 Pearl St., Greenburgh. Amount: $500,000. Filed March 21.

APRIL 1, 2019

Facts & Figures Trident Acquisitions LLC, Bronx. Seller: Ernestine Homes, Mount Vernon. Property: 416 Highland Ave., Mount Vernon. Amount: $300,000. Filed March 19. Weichert Workforce Mobility Inc., Morris Plains, New Jersey. Seller: Erica P. Schwaninger, Ossining. Property: 8-4 Steven Drive, 4DDU, Ossining. Amount: $312,000. Filed March 19.

FORECLOSURES BEDFORD, 1 Smith Farm Road. Single-family residence; lot size: 4.97 acres. Plaintiff: Deutsche Bank National Trust Co. Plaintiff’s attorney: Eckert Seamans Cherin & Mellott, 10 Bank St., White Plains. Defendant: Vijaya Nair. Referee: Jessica Bacal. Sale: April 3. 10 a.m. Approximate lien: $2,379,907. CHAPPAQUA, 9 Brittany Court. Single-family residence; lot size: .96 acres. Plaintiff: US Bank National Association. Plaintiff’s attorney: Frenkel, Lambert, Weiss, Weisman & Gordon, 53 Gibson St., Bay Shore. Defendant: James Colby. Referee: Lenore Kramer., Sale: April 5, 11 a.m. Approximate lien: $2,160,546. CORTLANDT MANOR, 130 Red mill Road. Single-family residence; lot size: 100x142. Plaintiff: JPMorgan Chase Bank NA. Plaintiff’s attorney: Fein Such & Crane LLP,1400 Old Country Road, Westbury. Defendant: Leslie Tomasulo. Referee: Warren Cohen. Sale: April 2, 2 p.m. Approximate lien: $363,616. CROTON-ON-HUDSON, 34 Sunset Drive. Single-family residence; lot size: 52x160. Plaintiff: Wells Fargo Bank National Association. Plaintiff’s attorney: RAS Boriskan, 900 Merchants Concourse, Westbury. Defendant: Kathleen Riedy. Referee: Anthony Maccarini. Sale: April 3, 10 a.m. Approximate lien: N/A. DOBBS FERRY, 802 Hunters Run. Single-family residence; lot size: N/A. Plaintiff: Deutsche Bank National Trust Co. Plaintiff’s attorney: Frenkel, Lambert, Weiss, Weisman & Gordon, 53 Gibson St., Bay Shore. Defendant: Robert DiPiaolo. Referee: Peter Rosato. Sale: April 2, 2 p.m. Approximate lien: $754,208. ELMSFORD, 151 Saw Mill River Road. Single-family residence; lot size: N/A. Plaintiff: Ditech Financial LLC. Plaintiff’s attorney: Gross Polowy LLC, 1775 Wehrle Drive, Williamsville. Defendant: Silvia Herrera. Referee: Lisa Bluestein. Sale April 1, 10 a.m. Approximate lien: $496,271.

APRIL 1, 2019

IRVINGTON, 24 Shaw Lane. Single-family rssidence; lot size: N/A. Plaintiff: US Bank National Association. Plaintiff’s attorney: Aldridge Pite LLP, Marcus Drive, Melville. Defendant: Xavier James. Referee: John Raniolo. Sale: April 4, 10:30 a.m. Approximate lien: $1,101,810. MOUNT VERNON, 537 S. Sixth Ave. Two-family residence; Lot size: .24 acres. Plaintiff: Bank of America NA. Plaintiff’s attorney: Davidson, Fink, Cook, Kelly & Galbraith, 28 E. Main St., Suite 1700, Rochester. Defendant: Lamont Hoyer. Referee: Peter Goldman. Sale: April 8, 10 a.m. Approximate lien: $327,042. MOUNT VERNON, 352 Summit Ave. Three-family residence; lot size: .09 acres. Plaintiff: Nationstar Mortgage LLC. Plaintiff’s attorney: Shapiro, DiCaro & Barak, 175 Mile Cross Blvd., Rochester. Defendant: Jason Wager. Referee: Andrew Buder. Sale: April 5, 9 a.m. Approximate lien: #348,295. NEW ROCHELLE, 12 Merton St. Single-family residence; lot size: .16 acres. Plaintiff: US Bank National Association. Plaintiff’s attorney: Gross Polowy LLC, 1775 Wehrle Drive, Williamsville. Defendant: Lois Guiracoca. Referee: Peter Howard Tilem. Sale: April 9, 10 a.m. Approximate lien: $1,080,820. PEEKSKILL, 352 Dyckman St. Two-family residence; lot size: 40x120. Plaintiff: Fareverse LLC. Plaintiff’s attorney: Rosicki, Rosicki & Associates, 51 E. Bethpage Road, Plainview. Defendant: Janet Antonini. Referee: Mark Berstein. Sale: April 8, 11 a.m. Approximate lien: $243,645.

WEST HARRISON, 754 Lake St. Single-family residence; lot size: 1.82 acres. Plaintiff: nationstar Mortgage LLC. Plaintiff’s attorney: David A. Gallo & Associates, 99 Powerhouse Road, Roslyn Heights. Defendant: William Kidd. Referee: Albert Comachio 111. Sale: April 8, 9:30 a.m. Approximate lien: $2,442,239. YONKERS, 1087 Nepperhan Ave. Single-family residence; lot size: .16 acres. Plaintiff: The Bank of New York Mellon. Plaintiff’s attorney: Gross Polowy LLC, 1775 Wehrle Drive, Williamsville. Defendant: Jose Perdomo. Referee: Joseph Ruggiero. Sale: April 2, 1 p.m. Approximate lien: $480,686. YONKERS, 148 Vernon Ave. Single-family residence; lot size: .11 acres. Plaintiff: Federal National Mortgage Association, Plaintiff’s attorney: Shapiro, DiCaro & Barak, 175 Mile Cross Blvd., Rochester. Defendant: Raul Gonzalez. Referee: Joan Iacono. Sale: April 3, 10 a.m. Approximate lien: $368,801.

WCBJ

JUDGMENTS Belmont Veterinary Group PC, Mamaroneck. $15,050 in favor of MWI Veterinary Supply Co., Chicago, Illinois. Filed March 20. Gramatan Pharmacy Corp., Mount Vernon. $81,758 in favor of Independent Pharmacy, Sun Prairie, Wisconsin. Filed March 20. Nagle The Building Inc., New York City. $15,038 in favor of Ross Window Corp., Larchmont. Filed March 22. Rams Bottled Water and Coolers Inc., Richmond Hill. $281,234 in favor of Pure Spring Water Corp., Ardsley. Filed March 21. Stratis Corp., Thornwood. $37,110 in favor of G and G Seafood Inc., Bronx. Filed March 18. Vertical Building Concepts Corp., White Plains. $101,629 in favor of Mason Tenders District Council of Greater New York, New York. Filed March 18. Yonkers Firefighters Local 628 International Association of Firefighters AFL-CIO, Yonkers. $420 in favor of the city of Yonkers, Yonkers. Filed March 20.

LIS PENDENS The following filings indicated a legal action has been initiated, the outcome of which may affect the title to the property listed. Ayavaca, Jenny, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $456,000 affecting property located at 1477 Patrician Court, Peekskill 10566. Filed Sept. 27. Benson, E. Stephen, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $2 million affecting property located at 227 Middle Patent Road, Bedford 10506. Filed Oct. 1. Caceres, Ysabel, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $336,000 affecting property located at 64 Primrose St., White Plains 10606. Filed Sept. 27. Diefenthaller, Debbie A., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $289,201 affecting property located at 392 Saw Mill River Road, Millwood 10546. Filed Oct. 4.

Estephane, Gregory, et al. Filed by Loandepot.com. Action: seeks to foreclose on a mortgage to secure $414,682 affecting property located at 35 California Road, Mount Vernon 10552. Filed Oct. 2.

Marsh, Verna, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $385,840 affecting property located at 109 S. 14th Ave., Mount Vernon 10550. Filed Oct. 3.

Smith, Ida M., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $70,000 affecting property located at 67 Dobbs Ferry Road, White Plains 10607. Filed Sept. 27.

Francis, Vivian, et al. Filed by Wilmington Savings Fund Society FSB. Action: seeks to foreclose on a mortgage to secure $389,244 affecting property located at 134 Beechwood Ave., Mount Vernon 10553. Filed Oct. 5.

Mendizabal, Daysi A., et al. Filed by HRB Mortgage Holdings LLC. Action: seeks to foreclose on a mortgage to secure $508,250 affecting property located at 219-221 Ninth St., Verplanck 10596. Filed Oct. 4.

Thatcher, Glenda, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $312,000 affecting property located at 119 S. High St., Mount Vernon 10550. Filed Oct. 4.

Ott, Donald J., et al. Filed by American Advisors Group. Action: seeks to foreclose on a mortgage to secure $938,250 affecting property located at 10 Old Sprain Road, Ardsley 10502. Filed Oct. 3.

Unknown heirs of the estate of Marie Roberts, et al. Filed by Reverse Mortgage Solutions Inc. Action: seeks to foreclose on a mortgage to secure $615,000 affecting property located at 129 Prospect Ave., White Plains 10607. Filed Oct. 2.

Fratrin, Samuel A., individually and as proposed executor of the estate of Robert M. Frank, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $25,000 affecting property located at 3555 Katrina Drive, Yorktown 10598. Filed Oct. 5. Gambino, Louanne, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $438,723 affecting property located at 10 Emmalon Ave., North White Plains 10603. Filed Oct. 5.

Pearson, Jeffrey A., as potential heir, devisee, distributee of the estate of John A Pearson, et al. Filed by Reverse Mortgage Funding LLC. Action: seeks to foreclose on a mortgage to secure $585,000 affecting property located at 5 High St., Tarrytown 10591. Filed Oct. 1.

Gillberg, Gunnar J., et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $550,317 affecting property located at 13 Wilson Drive, New Rochelle 10801. Filed Oct. 4.

Rankine, Arlene, et al. Filed by Ocwen Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $234,000 affecting property located at 526 Second Avenue South, Mount Vernon 10550. Filed Oct. 2.

Golinello, Jacqueline, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $465,000 affecting property located at 35 Columbia Place, Mount Vernon 10552. Filed Oct. 3.

Reaman, Robert W., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $350,073 affecting property located at 13 Pershing Ave., Ossining 10562. Filed Sept. 27.

Guaman, Edgar, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $455,000 affecting property located at 115 Brandon Road, Yonkers 10704. Filed Oct. 2.

Reid, Joan L., et al. Filed by New Residential Mortgage Loan Trust 2017-1. Action: seeks to foreclose on a mortgage to secure $225,058 affecting property located at 346 Hawthorne Ave., Yonkers 10705. Filed Oct. 2.

King-Adekunle, Dorinda, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $261,206 affecting property located at 9 Harrison St., Mount Vernon 10550. Filed Oct. 2.

Salas, Maximo, et al. Filed by the State of New York Mortgage Agency. Action: seeks to foreclose on a mortgage to secure $210,490 affecting property located at 218 Kimball Ave., Yonkers 10704. Filed Oct. 5.

Lieberman, Loren J., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $275,000 affecting property located at 4 Laurel Hill Drive, Pleasantville 10570. Filed Oct. 1.

Scollard, Gary N., et al. Filed by Ditech Financial LLC. Action: seeks to foreclose on a mortgage to secure $320,300 affecting property located in New Rochelle. Filed Oct. 4.

Lyn-Cook, Michael, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $190,000 affecting property located at 28 Amsterdam Place, Mount Vernon 10553. Filed Oct. 5.

Shapiro, Jeffrey T., et al. Filed by KeyBank N.A. Action: seeks to foreclose on a mortgage to secure $2 million affecting property located at 190 Wilmot Road, New Rochelle 10804. Filed Sept. 28.

Mahon, Mary Carole, et al. Filed by Bayview Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $280,000 affecting property located at 26 Amber Drive, Croton-on-Hudson 10520. Filed Sept. 28.

Siciliano, Paul, as administrator, heir, and distributee of the estate of Marjorie M. Siciliano, et al. Filed by CIT Bank N.A. Action: seeks to foreclose on a mortgage to secure $697,500 affecting property located at 18 Ann St., West Harrison 10604. Filed Oct. 1.

Westchester County public administrator as the limited administrator of the estate of Mary Ferraro, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $427,500 affecting property located at 44 Alexander Ave., Yonkers 10704. Filed Oct. 2.

Mechanic’s Liens Bronx Mamaroneck Parcel LLC, as owner. $62,260 as claimed by American Builders and Contractors, Hicksville. Property: in Mamaroneck. Filed March 19. CRP/CSH Greenburgh LLC, as owner. $6,603 as claimed by Atlantic Aerials Inc., Manalapan, New Jersey. Property: in White Plains. Filed March 18. CWA and P Mamaroneck LLC, as owner. $62,260 as claimed by American Builders and Contractors, Hicksville. Property: in Mamaroneck. Filed March 19. Opra III LLC, as owner. $846 as claimed by Marjam Supply Company Inc., Farmingdale. Property: in Rye. Filed March 18. RXR 587 Main Owners LLC, as owner. $69,438 as claimed by Marjam Supply Company Inc., Farmingdale. Property: in New Rochelle. Filed March 19. White Electronic of New York LLC, as owner. $6,598 as claimed by Matt D. Meadow, New Rochelle. Property: in New Rochelle. Filed March 20.

Facts & Figures NEW BUSINESSES This paper is not responsible for typographical errors contained in the original filings.

Doing Business As Expert Care Transportation Inc., d.b.a. Expert Transportation, 110 Lake Ave., Yonkers 10703. Filed June 25. Jefferson Valley Operations Inc., d.b.a. Club Fit Jefferson Valley, 600 Bank Road, Jefferson Valley 10535. Filed June 25. JKC Solutions Inc., d.b.a. Girvan Assistive Technologies, 32 E. Cedar St., Mount Vernon 10552. Filed June 25. Leonard B. Fox Veterinary PC, d.b.a. Fine Animal Hospital, 701 Bedford Road, Bedford Hills 10507. Filed June 25. Lionel’s Wine and Liquor Inc., d.b.a. Nadia Wine and Spirits, 57 E. Prospect Ave., Mount Vernon 10550. Filed June 25. Luxoride Inc., d.b.a. CityRoad, 6 Limerick Court, White Plains 10603. Filed June 25. NY White Plains Luxury Imports Inc., d.b.a. Jaguar Land Rover White Plains, 295 E. Main St., Elmsford 10523. Filed June 25. NY White Plains Luxury Imports Inc., d.b.a. Land Rover White Plains, 295 E. Main St., Elmsford 10523. Filed June 25. Stone Rose Inc., d.b.a. Stone Rose Steakhouse, Sushi and Lounge, 650 Lee Blvd., Suite J12B, Yorktown Heights 10598. Filed June 25.

Sole Proprietorships Anyelica Daycare, 87 Orchard St., Apt. 3, Yonkers 10703, c/o Francis Anyelica Ogando Rosario. Filed June 25. Express Woodfloring, 86 Gramatan Ave., Mount Vernon 10550, c/o Lindomar Krofcke de Souza. Filed June 25. G.M.B. Home Solutions, 17 Hamilton St., Ossining 10562, c/o Shawn Brooks. Filed June 25.

House of Akachi, 324 Saw Mill River Road, Millwood 10546, c/o Adell Nyanway. Filed June 25. Legendz Taxi, 526 Ringgold St., Peekskill 10566, c/o Jahmar D. Smith Sr. Filed June 25. Lizadepil, 135 Crary Ave., Mount Vernon 10550, c/o Lizavane Francisca de Oliveira Santos. Filed June 25. Love Foundation Delivery Service, 34 McLean Ave., White Plains 10607, c/o Evan Leslie. Filed June 25. Malverde Home Care, 39 Rome Ave., Apt. 13A, Bedford Hills 10507, c/o Norma I. Martinez. Filed June 25. Rhythm Speaks Life, 1 Whelan Place, Apt. 205, Yonkers 10703, c/o Chenia A. Ayala. Filed June 25.

PATENTS Active offline storage management for streaming media application used by multiple client devices. Patent no. 10,244,023 issued to Todd E. Kaplinger, Raleigh, North Carolina; Alexandre Polozoff, Bloomington, Illinois; Aaron J. Quirk, Cary, North Carolina; Lin Sun, Morrisville, North Carolina. Assigned to International Business Machine Corp., Armonk. Adjustment to managed-infrastructure-as-a-service cloud standard. Patent no. 10,244,081 issued to Rema Ananthanarayanan, New Delhi, India; Kamal Bhattacharya, Nairobi, Kenya; Florian Graf, Zurich, Switzerland; Praveen Jayachandran, Karnataka, India; Bharat Krishnamurthy, Bangalore, India; Lakshminarayanan Renganarayana, Elmsford; Marcel Schlatter, Neuhausen am Rheinfall, Switzerland; Kristiann J. Schultz, Chatfield, Minnesota; Akshat Verma, New Delhi, India; Balaji Viswanathan, Bangalore, India; Xiaolan Zhang, Chappaqua. Assigned to International Business Machine Corp., Armonk. Cold plate with combined inclined impingement and ribbed channels. Patent no. 10,244,654 issued to Pritish R. Parida, Fishkill. Assigned to International Business Machine Corp., Armonk. Detection of a spear-phishing phone call. Patent no. 10,244,109 issued to Michael Bender, Rye Brook; Rhonda L. Childress, Austin, Texas; David B. Kumhyr, Austin, Texas; Michael J. Spisak, East Northport. Assigned to International Business Machine Corp., Armonk.

Distribution load processing using forecasted location-based internet of things device clusters. Patent no. 10,244,054 issued to Aaron K. Baughman, Silver Spring, Maryland; Thomas Benjamin Harrison, Holly Springs, North Carolina; Brian M. O’Connell, Cary, North Carolina; Herbert D. Pearthree, Cary, North Carolina. Assigned to International Business Machine Corp., Armonk. Dynamic projection of communication data. Patent no. 10,244,204 issued to James E. Bostick, Cedar Park, Texas; John M. Ganci Jr., Cary, North Carolina; Martin G. Keen, Cary, North Carolina; Sarbajit K. Rakshit, Kolkata, India. Assigned to International Business Machine Corp., Armonk. Effectiveness-weighted control of cooling system components. Patent no. 10,244,665 issued to Levi A. Campbell, Poughkeepsie; Richard C. Chu, Hopewell Junction; Milnes P. David, Fishkill; Michael J. Ellsworth Jr., Poughkeepsie; Madhusudan K. Iyengar, Foster City, California; Roger R. Schmidt, Poughkeepsie; Robert E. Simons, Poughkeepsie. Assigned to International Business Machine Corp., Armonk. Group identification and action. Patent no. 10,244,355 issued to Lisa Seacat DeLuca, Baltimore, Maryland; Jeremy A. Greenberger, San Jose, California. Assigned to International Business Machine Corp., Armonk. Managing drop-ins on focal points of activities. Patent no. 10,244,013 issued to Rachel K. E. Bellamy, Bedford; Jonathan H. Connell II, Cortlandt-Manor; Robert G. Farrell, Cornwall; Brian P. Gaucher, Brookfield, Connecticut; Jonathan Lenchner, North Salem; David O. S. Melville; Valentina Salapura, Chappaqua. Assigned to International Business Machine Corp., Armonk. Maryland migration of an application from a source to a target. Patent no. 10,244,049 issued to Kun Bai, Hartsdale; Jinho Hwang, Ossining; Brian Peterson, Ridgefield, Connecticut; Maja Vukovic, New York City. Assigned to International Business Machine Corp., Armonk. Method and apparatus for acoustical noise reduction and distributed airflow. Patent no. 10,244,662 issued to Scott R. LaPree, Rochester, Minnesota; Howard V. Mahaney Jr., Cedar Park, Texas; Stephen P. Mroz, Rochester, Minnesota; Michael D. O’Connell, Rochester, Minnesota. Assigned to International Business Machine Corp., Armonk.

Over-the-air personalization of network devices. Patent no. 10,244,392 issued to Alexandru Caracas, Thalwil, Switzerland; Frank Hoering, Zurich, Switzerland; Marcus B. Oestreicher, Zurich, Switzerland. Assigned to International Business Machine Corp., Armonk. Planar photonic switch fabrics with reduced waveguide crossings. Patent no. 10,244,296 issued to Nicolas Dupuis, New York; Benjamin Lee, Ridgefield, Connecticut. Assigned to International Business Machine Corp., Armonk. Processing of streaming data with a keyed join. Patent no. 10,244,017 issued to Henrique Andrade, Hawthorne; Mitchell A. Cohen, Hawthorne; Bugra Gedik, Hawthorne. Assigned to International Business Machine Corp., Armonk. Secure application zones for cloud burst environments. Patent no. 10,244,002 issued to Jeffrey Robert Hoy, Southern Pines, North Carolina; Nataraj Nagaratnam, Cary, North Carolina; Kaushal Kiran Kapadia, Pune, India; Ravi Krishnan Muthukrishnan, Durham, North Carolina; Sreekanth Ramakrishna Iyer, Bangalore, India. Assigned to International Business Machine Corp., Armonk. Sender system status-aware load balancing. Patent no. 10,244,048 issued to Robert D. Hodges, Cary, North Carolina; Peeyush Jaiswal, Boca Raton, Florida; Priyansh Jaiswal, Boca Raton, Florida. Assigned to International Business Machine Corp., Armonk. Service-request routing using passive skill certification. Patent no. 10,244,116 issued to Sheri G. Daye, Boca Raton, Florida; Peeyush Jaiswal, Boca Raton, Florida. Assigned to International Business Machine Corp., Armonk. Software-defined networking single-source enterprise workload manager. Patent no. 10,244,045 issued to Casimer M. DeCusatis, Poughkeepsie; Rajaram B. Krishnamurthy, Wappingers Falls. Assigned to International Business Machine Corp., Armonk. System and method to visualize activities through the use of avatars. Patent no. 10,244,012 issued to Christopher J. Dawson, Arlington, Virginia; Michael J. Osias, Westtown; Brian W. Sledge, Shreveport, Louisiana. Assigned to International Business Machine Corp., Armonk.

Transmission control protocol (TPC) data handling. Patent no. 10,244,085 issued to Dwip N. Banerjee, Austin, Texas; Frederic Barrat, Cugnaux, France; Khalid Filali-Adib, Austin, Texas; David Z. Dai, Austin, Texas. Assigned to International Business Machine Corp., Armonk. Two-phase liquid-cooled electronics. Patent no. 10,244,655 issued to Timothy Joseph Chainer, Putnam Valley; Pritish Ranjan Parida, Fishkill; Mark Delorman Schultz, Ossining. Assigned to International Business Machine Corp., Armonk. Updating time-related information in post to make it more relevant for the requester on subsequent retrieval of post. Patent no. 10,244,062 issued to David A. Brooks, Arlington, Massachusetts; Jeffrey N. Eisen, Newton, Massachusetts; Scott H. Prager, Stratham, New Hampshire. Assigned to International Business Machine Corp., Armonk.

HUDSON VALLEY BUILDING LOANS Above $1 million 165 Overlook Road LLC, as owner. Lender: Salisbury Bank and Trust Co. Property: in LaGrange. Amount: $8.4 million. Filed March 20. McDonough, Heather, as owner. Lender: M&T Bank. Property: in Milan. Amount: $1.1 million. Filed March 19.

Below $1 million Appler, John, et al, Marlboro, as owner. Lender: Walden Savings Bank, Montgomery. Property: in Marlboro. Amount: $253,000. Filed March 15. Burton Elite Properties LLC, as owner. Lender: LendingHome Funding Corp., San Francisco, California. Property: 10 Palomino Place, New Windsor 12553. Amount: $155,500. Filed March 19. Canfield, Brian K., Brooklyn, as owner. Lender: Rondout Savings Bank, Kingston. Property: 3897 Route 212, Woodstock 12498. Amount: $720,000. Filed March 20. Dutchess Builders LLC, as owner. Lender: TEG Federal Credit Union. Property: in Beekman. Amount: $280,000. Filed March 15.

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Gnewikow, Jason, et al, Brooklyn, as owner. Lender: Rondout Savings Bank, Kingston. Property: 412 Whitfield Road, Accord 12404. Amount: $408,000. Filed March 21. Highland Hills LLC, Harriman, as owner. Lender: Connectone Bank, Englewood Cliffs, New Jersey. Property: in Middletown. Amount: $750,000. Filed March 18. Loguidice, Stephen Michael, et al, as owner. Lender: Rhinebeck Bank. Property: in Poughkeepsie. Amount: $210,000. Filed March 15. Mar Estates LLC, Haverstraw, as owner. Lender: Commercial Lender LLC, Vernon, Connecticut. Property: 60 Union School Road, Montgomery 12549. Amount: $60,000. Filed March 20. MTC Real Estate Group LLC, as owner. Lender: LendingHome Funding Corp., San Francisco, California. Property: 368 Logtown Road, Port Jervis 12771. Amount: $138,700. Filed March 19. Professional Plaza LLC, Monroe, as owner. Lender: Northeast Community Bank, New City. Property: 23 Lake St., Monroe. Amount: $562,720. Filed March 21. Rhein, James L., Middletown, as owner. Lender: George D. Miller and Sons Inc., Middletown. Property: 521-527 Mount Hope Road, Wallkill. Amount: $150,000. Filed March 19. Rodriguez, Abigail Sanoja, Newburgh, as owner. Lender: Walden Savings Bank, Montgomery. Property: in New Windsor. Amount: $201,600. Filed March 21. Troiano, Louis J., et al, Goshen, as owner. Lender: Walden Savings Bank, Montgomery. Property: in Montgomery. Amount: $350,000. Filed March 22.

DEEDS Above $1 million 2596 Rte 17M LLC, Middletown. Seller: Options Group LLC, Goshen. Property: in Goshen. Amount: $3 million. Filed March 20. 279 Farms LLC, Hewlett Bay Park. Seller: David Baker White, et al, Princeton, Illinois. Property: in Washington. Amount: $1.2 million. Filed March 15. Mosholu Preservation Corp., Bronx. Seller: 99-101 Dubois LLC, Wilmington, North Carolina. Property: in Newburgh. Amount: $1.1 million. Filed March 22.

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Facts & Figures Town of Chester, Chester. Seller: Mid-Hudson Civic Center Inc., Sugar Loaf. Property: 231 Creamery Pond Road, Sugar Loaf 10981. Amount: $1 million. Filed March 18.

BR Jets Management LLC, LaGrangeville. Seller: Donna Marie Konkolics, Poughkeepsie. Property: 24 Longview Ave., Poughkeepsie. Amount: $70,000. Filed March 21.

HV Property Holdings Inc. Seller: Deutsche Bank National Trust Co. Property: 5 Linden Drive, Newburgh 12550. Amount: $83,260. Filed March 18.

Below $1 million

Burton Elite Properties LLC, Newburgh. Seller: JPMorgan Chase Bank N.A. Property: 10 Palomino Place, New Windsor 12553. Amount: $95,000. Filed March 19.

Kingdom of Thom LLC, Warwick. Seller: Kings Highway 1376 LLC, Warwick. Property: 1376 Kings Highway, Chester 10918. Amount: $335,000. Filed March 19.

Charles Tran Property LLC, Washingtonville. Seller: Benjamin Greenwald, New Windsor. Property: 20 Sunset Terrace, Warwick 10990. Amount: $121,300. Filed March 22.

KMM Properties LLC, Poughkeepsie. Seller: Paul Klump Sr., et al, Poughkeepsie. Property: in Poughkeepsie. Amount: $12,000. Filed March 18.

100 Renwick LLC, New York City. Seller: Perfect Home RJR LLC, et al, Chappaqua. Property: 100 Renwick St., Newburgh 12550. Amount: $134,000. Filed March 21. 107 Creamery Pond LLC, Goshen. Seller: Federal National Mortgage Association. Property: 107 Creamery Pond Road, Chester 10918. Amount: $366,000. Filed March 20. 1105 River LLC, New Windsor. Seller: Mahin Corp., Newburgh. Property: in New Windsor. Amount: $125,000. Filed March 18. 21 and 23 Avenue B LLC, Poughkeepsie. Seller: Leoâ&#x20AC;&#x2122;s Apples Ltd., Brooklyn. Property: 724-726 Route 199, Red Hook 12571. Amount: $325,000. Filed March 19. 233 Kings Highway LLC, Newburgh. Seller: Kazumi Tanaka, Beacon. Property: in Newburgh. Amount: $240,000. Filed March 22. 26 Clinton Ave LLC, Pleasant Valley. Seller: Santander Bank N.A. Property: 26 Clinton Heights, Salt Point 12578. Amount: $61,000. Filed March 20. 40-42 McKinley Lane LLC, Port Chester. Seller: TLP Associates LLC, Poughkeepsie. Property: in Poughkeepsie. Amount: $380,000. Filed March 18. Acrei LLC, New York City. Seller: Domenick Sanducci, et al, Middletown. Property: 19 Allerton Ave., Middletown 10940. Amount: $130,000. Filed March 22. Bahamut Holdings LLC, Brooklyn. Seller: Patrick X. Arnold, et al, New Windsor. Property: 225 Hudson St., Cornwall-on-Hudson. Amount: $245,000. Filed March 22.

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Conroad Associates LP, Santa Fe, New Mexico. Seller: Megan Kent, Staatsburg. Property: 189 Fiddlers Bridge Road, Staatsburg. Amount: $990,000. Filed March 15.

Mar Estates LLC, Haverstraw. Seller: Bayview Loan Servicing LLC, Coral Gables, Florida. Property: 60 Union School Road, Montgomery 12549. Amount: $160,000. Filed March 20.

Deutsche Bank National Trust Co. Seller: Roland Bloomer, Newburgh. Property: 42 Merline Ave., New Windsor 12553. Amount: $526,495. Filed March 19.

Middletown NY 1 LLC, Framingham, Massachusetts. Seller: Edwin T. Remey, et al, Middletown. Property: in Wawayanda. Amount: $230,000. Filed March 21.

DMF and CJF Holdings LLC, Fishkill. Seller: Al Twal LLC, Poughkeepsie. Property: 36 High St., Poughkeepsie 12601. Amount: $30,000. Filed March 19.

Middletown NY 2 LLC, Framingham, Massachusetts. Seller: Kenneth H. Remey, et al, Stanford, Kentucky. Property: in Wawayanda. Amount: $170,000. Filed March 21.

Elite Renovations and Remodeling LLC, Red Hook. Seller: Ludwig A. Stimmer III, et al, Marlboro. Property: in Ulster. Amount: $103,000. Filed March 18.

Millerton Mercantile LLC, Millerton. Seller: Cornerstone Projects LLC, Montclair, New Jersey. Property: in Millerton. Amount: $270,000. Filed March 21.

Federal National Mortgage Association. Seller: Alan Joseph, Goshen. Property: 276 Temple Hill Road, Unit 1511, New Windsor 12553. Amount: $181,853. Filed March 18.

Morgan Lane Properties LLC, Margaretville. Seller: Daniel Winn, Bearsville. Property: 2802-2806 Route 28, Olive. Amount: $175,000. Filed March 20.

Federal National Mortgage Association. Seller: Rochelle A. Hall, et al, Washingtonville. Property: 4 Cleveland St., Highland Mills 10930. Amount: $538,606. Filed March 19.

Mortgage Equity Conversion Asset Trust 2011-1. Seller: Donald Richard, Chateaugay. Property: 17 Lake Ellis Road, Wingdale 12594. Amount: $190,000. Filed March 19.

Fenwick Farms New Hampton Ltd., Islandia. Seller: Wayne Gurda, et al, Goshen. Property: in Wawayanda. Amount: $300,000. Filed March 20.

Mortgage Equity Conversion Asset Trust 2011-1. Seller: Robert A. Beatty Jr., Poughkeepsie. Property: 18 Dragonfly Drive, Wallkill 12589. Amount: $275,684. Filed March 22.

Barton Cottage LLC, Millerton. Seller: Stanley John Gansowski, Copake. Property: in Millerton. Amount: $126,500. Filed March 20.

Flower Holdings and Properties LLC, Monroe. Seller: Fannie Mae. Property: 5 Blossom Court, Walden 12586. Amount: $249,375. Filed March 22.

Bayview Loan Servicing LLC, Coral Gables, Florida. Seller: Brenda J. Miller, Middletown. Property: 25 City Terrace, Newburgh 12550. Amount: $126,000. Filed March 22.

Golden Towers Holdings LLC, Monroe. Seller: Ned Kopald, Highland Falls. Property: 52 James Road, Monroe 10950. Amount: $174,700. Filed March 22.

Beautiful House LLC, Middletown. Seller: Dennis Tavella, et al, Campbell Hall. Property: in Wallkill. Amount: $33,000. Filed March 19.

GriďŹ&#x192;n Realty LLC, New York City. Seller: Scott E. Owens, et al, Kerhonkson. Property: in Rochester. Amount: $213,000. Filed March 19.

Mosholu Preservation Corp., Bronx. Seller: The Luck Organization LLC, Wilmington, North Carolina. Property: in Newburgh. Amount: $234,575. Filed March 22. MTC Real Estate Group LLC, Middletown. Seller: U.S. Bank Trust N.A. Property: 368 Logtown Road, Port Jervis 12771. Amount: $75,000. Filed March 19. MTGLQ Investors LP. Seller: Bernadette Sapienzo, Goshen. Property: 1202 Route 17K, Montgomery 12549. Amount: $343,426. Filed March 18.

Facts & Figures N.D.G. Associates Inc., New City. Seller: Charles Tran Property LLC, Washingtonville. Property: 7 On the Green, Unit 7J, New Windsor. Amount: $60,000. Filed March 22.

Sauchuk Industries LLC, Waldwick, New Jersey. Seller: Wells Fargo Bank N.A. Property: 10 Fifth Road, Greenwood Lake 10925. Amount: $84,500. Filed March 21.

Wells Fargo Bank N.A. Seller: Lee David Klein, Poughkeepsie. Property: 354 State Quarry Road, Rhinebeck 12572. Amount: $345,000. Filed March 20.

Best Mechanical Plumbing and Heating Inc., Monroe. $1,767 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 30.

Irish Cape Enterprises Inc., Ellenville. $1,071 in favor of the New York State Department of Taxation and Finance, Albany. Filed March 19.

N.D.G. Associates Inc., New City. Seller: Jaclyn Lenti, New Windsor. Property: 72-2(B) Cedar Lane, New Windsor 12553. Amount: $75,000. Filed March 22.

SGC Builders Inc., Highland. Seller: 4648 Front Street Owners LLC, Howard Beach. Property: in Lloyd. Amount: $40,000. Filed March 19.

Wilmington Savings Fund Society FSB. Seller: Jessica Michelle Mahoney, Middletown. Property: 117 Beaver Dam Road, Montgomery 12549. Amount: $127,107. Filed March 20.

Camerino LLC, Highland Falls. $3,721 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 25.

Jo-Vas Restaurant Inc., Montgomery. $61 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 30.

CDL Enterprises, Newburgh. $944 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 30.

John D. Schmoll PGA Inc., Wallkill. $834 in favor of the New York State Department of Taxation and Finance, Albany. Filed March 19.

Nationstar HECM Acquisition Trust 2018-2. Seller: Melvin P. Spivak, Staatsburg. Property: 1237-1245 Hollow Road, Clinton Corners 12514. Amount: $483,500. Filed March 20. Nationstar Mortgage LLC. Seller: Doraine Mason, Ellenville. Property: 203 Hillside Lane, Ellenville 12428. Amount: $116,785. Filed March 18. NJCC-NYS CRF REO Subsidiary LLC, Houston, Texas. Seller: Mark D. Stern, Goshen. Property: 3 Dristin Drive, Blooming Grove 10914. Amount: $395,000. Filed March 22. Northern Enterprise LLC, Cornwall. Seller: Nancy J. Schneider, Washingtonville. Property: 451 Clove Road, Monroe 10950. Amount: $83,001. Filed March 18. Northern Enterprise NY LLC, Cornwall-on-Hudson. Seller: Peter Botti, Goshen. Property: 53 Scotchtown Ave., Goshen 10924. Amount: $76,500. Filed March 22. NRZ REO VI-B LLC. Seller: Alan L. Joseph, Goshen. Property: 41 Amy Lane, Wallkill 10941. Amount: $291,768. Filed March 18. Orange County Safe Homes Project Inc., Newburgh. Seller: East Rock Corp., et al, Newburgh. Property: 399 and 401 Carpenter Ave. and 322A Robinson Ave., Newburgh. Amount: $423,692. Filed March 21. Prestwick Land LLC, Monroe. Seller: Mehdi Fakharzadeh, et al, Teaneck, New Jersey. Property: 28 Prestwick Drive, Monroe. Amount: $110,000. Filed March 19. Rieger Homes Inc., Newburgh. Seller: Hybridhomedevelopers LLC, LaGrangeville. Property: New Hackensack Road, Wappinger. Amount: $400,000. Filed March 21. Rosen Ridge Properties Inc., Stone Ridge. Seller: Daniel A. Winn, et al, Bearsville. Property: in Gardiner. Amount: $87,000. Filed March 18. Rubicon Equities LLC, Wappingers Falls. Seller: Marin Equities Inc., West Nyack. Property: 25 Kent St., Beacon 12508. Amount: $903,500. Filed March 21.

Shalders Homes LLC, Pine Bush. Seller: Joe Yeboh Jr., et al, Bronx. Property: in Port Jervis. Amount: $20,000. Filed March 18. Sharei Simcha Corp., Monroe. Seller: Shlome Landau, Monroe. Property: in Kiryas Joel. Amount: $145,000. Filed March 20. Steps to the Beach LLC, Saugerties. Seller: Joseph Sireci, Saugerties. Property: 130 W. Bridge St., Saugerties. Amount: $40,000. Filed March 21. U.S. Bank N.A. Seller: Randal V. Coffill, Port Jervis. Property: 24 Hillside Ave., Tuxedo Park 10987. Amount: $311,618. Filed March 19. U.S. Bank Trust N.A. Seller: James Pawliczek, Florida. Property: 1767 Little Britain Road, Rock Tavern 12575. Amount: $427,248. Filed March 21. U.S. Bank Trust N.A. Seller: Kathryn Lazar, Hopewell Junction. Property: 28 Wantaugh Ave., Poughkeepsie 12603. Amount: $335,000. Filed March 20.

Yenom Holdings LLC, Newburgh. Seller: Delsap LLC, New Windsor. Property: 68 Lander St., Newburgh 12550. Amount: $48,500. Filed March 21.

JUDGMENTS 215 Washington Street Foods Inc., Newburgh. $5,910 in favor of theNew York State Department of Taxation and Finance, Albany. Filed Oct. 30. 402 Walden Deli LLC, Walden. $1,162 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 30. Abacus Business Systems Inc., Highland Mills. $279 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 30. Advance Polymers USA Inc., Monroe. $304 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 30.

U.S. Bank Trust N.A. Seller: Mark T. Starkman, New Windsor. Property: 120 Overhill Road, Stormville 12582. Amount: $628,500. Filed March 21.

AJ’s Offroad Fabrication, Kingston. $3,394 in favor of the New York State Department of Taxation and Finance, Albany. Filed March 19.

U.S. Bank Trust N.A. Seller: Rachael Harp, et al, Shandaken. Property: 25 Edgewood Drive, Saugerties. Amount: $141,913. Filed March 18.

American Paving Products, Montgomery. $1,620 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 25.

Usavich Ltd., et al, Poughkeepsie. Seller: Deutsche Bank National Trust Co. Property: 67 Glenwood Ave., Poughkeepsie 12603. Amount: $93,500. Filed March 19.

Anaerobix Environmental LLC, Monroe. $173 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 30.

Violet Realty Group Inc., Monroe. Seller: Benzion Lebowitz, Monroe. Property: 21 Dinev Road, Unit 001, Monroe 10950. Amount: $200,000. Filed March 18. Wells Fargo Bank N.A. Seller: Deda Gazivoda, Mahopac. Property: 328 Waterbury Hill Road, LaGrangeville 12540. Amount: $721,000. Filed March 15. Wells Fargo Bank N.A. Seller: Jennifer S. Echevarria, Walden. Property: 6 Continental Drive, Washingtonville 10992. Amount: $345,983. Filed March 21.

Andy Wall Consulting Services Inc., Big Indian. $555 in favor of the New York State Department of Taxation and Finance, Albany. Filed March 19. Aroma Thyme Bistro Inc., Ellenville. $628 in favor of the New York State Department of Taxation and Finance, Albany. Filed March 19. B and R Motorsports Ltd., Blooming Grove. $210 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 25.

Chester G. Oehme and Sons Inc., Central Valley. $1,265 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 25.

John White and Co., West Point. $2,395 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 30.

Collegeview Apartments II Inc., Lake Katrine. $886 in favor of the New York State Department of Taxation and Finance, Albany. Filed March 19.

Khai International LLC, Highland Falls. $2,840 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 25.

Collier Construction LLC, Middletown. $3,239 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 25.

Kiman Realty Management LLC, Monroe. $1,091 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 25.

D’Auria Designs Plus Inc., Chester. $183 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 25. Elite Mechanical Corp., Kingston. $1,469 in favor of the New York State Department of Taxation and Finance, Albany. Filed March 19. Elite Property Holdings LLC, Monroe. $125 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 25. Empire Health Practice Management LLC, Newburgh. $107 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 30. Ernest Properties Inc., Walden. $6,442 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 25. Fairweather Electric Inc., Gardiner. $1,071 in favor of the New York State Department of Taxation and Finance, Albany. Filed March 19. Goshen Psychology PLLC, Goshen. $281 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 30. Grullard Enterprises LLC, Walden. $207 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 30. Highland Falls Deli and Grocery Inc., Highland Falls. $474 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 30.

Landscaping, Warwick. $847 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 30. Larsen IT Solutions Inc., Middletown. $158 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 30. Lila Enterprise LLC, Pine Island. $529 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 30. Little Flower Shop Down Town, Highland. $3,381 in favor of the New York State Department of Taxation and Finance, Albany. Filed March 19. LSH Plus LLC, Central Valley. $36,103 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 30. Nancy L. Vetter Consulting Systems, Saugerties. $1,071 in favor of the New York State Department of Taxation and Finance, Albany. Filed March 19. Northeast Advance Technologies Inc., Cornwall-on-Hudson. $2,006 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 25.

Romar of New York Inc., Highland Falls. $207 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 30. Stormyk LLC, Cornwall-on-Hudson. $41,132 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 30. Strategic Success Inc., Clintondale. $713 in favor of the New York State Department of Taxation and Finance, Albany. Filed March 19. Swann’s Way Bakery, New Paltz. $1,021 in favor of the New York State Department of Taxation and Finance, Albany. Filed March 19. Tabooutique Inc., Middletown. $996 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 30. Tavern 214 LLC, Phoenicia. $1,989 in favor of the New York State Department of Taxation and Finance, Albany. Filed March 19. TGI Distributors Inc., Chester. $739 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 30. TNT Burger LLC, Warwick. $10,556 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 30. TTC Network Services Inc., Pine Island. $880 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 30. Uncle Willy’s Inc., Kingston. $4,176 in favor of theNew York State Department of Labor, Albany. Filed March 15. Universal Home and Garden Inc., Monroe. $858 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 30. Upstate Window Fashions Inc., Monroe. $252 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 30. Ursa Major Holding Company Inc., Kingston. $576 in favor of the New York State Department of Taxation and Finance, Albany. Filed March 19. Wicked Truck Worx, Montgomery. $1,162 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 30.

Perfect Temperature LLC, Walden. $1,946 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 30.

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APRIL 1, 2019

Facts & Figures LIS PENDENS The following filings indicated a legal action has been initiated, the outcome of which may affect the title to the property listed. Almodovar, John D., et al. Filed by MB Financial Bank N.A. Action: seeks to foreclose on a mortgage to secure $260,988 affecting property located at 46 Rolling Meadow Court, Pine Bush 12566. Filed Feb. 15. Azank, Monica, et al. Filed by Deutsche Bank Trust Company Americas. Action: seeks to foreclose on a mortgage to secure $348,400 affecting property located at 8 Watch Hill Road, New Paltz 12561. Filed March 19. Babik, Justin R., et al. Filed by Lakeview Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $224,852 affecting property located at 6 Haelen Terrace, Middletown 10940. Filed Feb. 13. Baker, Jennifer L., et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $219,296 affecting property located at 18 Hickory St., Woodbury 10930. Filed Feb. 13. Black, Sharon M., et al. Filed by Fareverse LLC. Action: seeks to foreclose on a mortgage to secure $465,000 affecting property located at 81 Sleepy Valley Road, Warwick 10990. Filed Feb. 19. Boonjamalik, Aim, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $289,354 affecting property located at 36 Stratus Lane, Beacon 12508. Filed March 18. Brach, Isaac, et al. Filed by WF Victoria Grantor Trust. Action: seeks to foreclose on a mortgage to secure $80,000 affecting property located at 17 Prag Blvd., 202, Monroe 10950. Filed Feb. 14. Burke, Ellen, individually and as surviving spouse of Joseph Burke, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $136,000 affecting property located at 4 Dodd Lane, Otisville 10963. Filed Feb. 15. Caterinicchio, Leoard Jr., as heir and distributee of the estate of George J. Caterinicchio, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $439,500 affecting property located at 161 Berea Road, Montgomery 12586. Filed Feb. 20.

APRIL 1, 2019

Cavalone, Jesse, et al. Filed by NewRez LLC. Action: seeks to foreclose on a mortgage to secure $459,031 affecting property located at 636 Big Pond Road, Huguenot 12746. Filed Feb. 19.

Flood, Leo M., et al. Filed by First Niagara Funding Inc. Action: seeks to foreclose on a mortgage to secure $200,000 affecting property located at 31 N. Center St., Millerton 12546. Filed March 14.

McClelland, Ronald S., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $67,000 affecting property located at 37 Pine Ridge Road, Millerton 12546. Filed March 19.

Ricci, Thomas A., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $425,000 affecting property located at 40 Clearview Circle, Hopewell Junction 12533. Filed March 19.

Tanzella, Chris, et al. Filed by Plaza Home Mortgage Inc. Action: seeks to foreclose on a mortgage to secure $180,000 affecting property located at 28 Creek Road, Pleasant Valley 12569. Filed March 13.

Chang, Christian R., et al. Filed by Pennymac Loan Services LLC. Action: seeks to foreclose on a mortgage to secure $362,120 affecting property located at 8 Hunter Court, Pine Bush 12566. Filed Feb. 12.

Fragetta, Adam V., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $209,104 affecting property located at 3022 Route 44/55, Gardiner 12525. Filed March 18.

Munch, William J., et al. Filed by PennyMac Loan Services LLC. Action: seeks to foreclose on a mortgage to secure $98,188 affecting property located at 9 Lake Region Blvd., Monroe 10950. Filed Feb. 12.

Rodriguez, Miguel E., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $185,262 affecting property located at 147 ½ Wisner Ave., Middletown 10940. Filed Feb. 20.

Chernyak, Victoria L., et al. Filed by M&T Bank. Action: seeks to foreclose on a mortgage to secure $471,306 affecting property located at 110 Dogwood Lane, Newburgh 12550. Filed Feb. 13.

Grant, Damian, et al. Filed by Carrington Mortgage Services LLC. Action: seeks to foreclose on a mortgage to secure $175,996 affecting property located at 227 Carter Ave., Newburgh 12550. Filed Feb. 15.

Nordlund, Jason V., et al. Filed by State of New York Mortgage Agency. Action: seeks to foreclose on a mortgage to secure $116,400 affecting property located at 20 Pierces Road, Unit E63, Newburgh 12550. Filed Feb. 20.

The public administrator of Orange County as administrator of the estate of Constance Koning, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $216,800 affecting property located at 7 Fleetwood Drive, Newburgh 12550. Filed Feb. 13.

Clayborne, Barbara, et al. Filed by Reverse Mortgage Funding LLC. Action: seeks to foreclose on a mortgage to secure $382,500 affecting property located at 15 Muller Ave., Highland Falls 10928. Filed Feb. 20.

Hinspeter, Louann, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $285,000 affecting property located at 64 Clancy Ave., New Windsor 12553. Filed Feb. 13.

Congregation Divrie Yoel, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 6 Quickway Road, Monroe 10950. Filed Feb. 13.

Hoffman, Jan, individually and as surviving spouse of George Hoffman, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $170,210 affecting property located at 39 Reservoir Ave., Port Jervis 12771. Filed Feb. 12.

Cramer, Robert, et al. Filed by New Penn Financial LLC. Action: seeks to foreclose on a mortgage to secure $289,656 affecting property located at 63 Pickerel Road, Monroe 10950. Filed Feb. 14. Cruz, Kelvin, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $93,060 affecting property located at 1185 Washington Green, Unit P-3, New Windsor 12553. Filed Feb. 15. Cullen, Eileen T., et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $170,000 affecting property located at 22 Henmond Blvd., Poughkeepsie 12603. Filed March 19. Decicco, Dody, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $127,200 affecting property located at 114 John St., Kingston 12401. Filed March 19. Figueroa, Juan Carlos, et al. Filed by Lakeview Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $260,200 affecting property located at 3 Amy Road, Washingtonville 10992. Filed Feb. 12. Finn, John J., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 17 Lexington Hill, Harriman 10926. Filed Feb. 12.

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Izzo, Charles, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $500,000 affecting property located at 3 Shale Lane, Goshen 10916. Filed Feb. 18.

Orellana, Steven D., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $286,935 affecting property located at 33 Dennis Road, Wappingers Falls 12590. Filed March 14. Ortiz, Eric, et al. Filed by MTGLQ Investors LP. Action: seeks to foreclose on a mortgage to secure $414,654 affecting property located at 319 Honness Road, Unit 106, Fishkill 12524. Filed March 14. Parsons, Cabot H., et al. Filed by Ditech Financial LLC. Action: seeks to foreclose on a mortgage to secure $208,000 affecting property located at 31 Deerfield Place, Beacon 12508. Filed March 18.

Rosado, Cristina, et al. Filed by Lakeview Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $338,751 affecting property located at 280 Lake Shore Drive, Pleasant Valley 12569. Filed March 12. Sagar, Ruby, et al. Filed by FV-1 Inc. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 212 Greenkill Ave., Kingston 12401. Filed March 21. Scaglione, Nicholas, et al. Filed by M&T Bank. Action: seeks to foreclose on a mortgage to secure $115,000 affecting property located at 608 Union Ave., New Windsor 12553. Filed Feb. 19. Schmidt, Theodore, et al. Filed by Ditech Financial LLC. Action: seeks to foreclose on a mortgage to secure $328,000 affecting property located at 342 Freetown Highway, Plattekill 12594. Filed March 18.

Wolfe, Anne, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $192,000 affecting property located at 2 Birchwood Lane, Newburgh 12550. Filed Feb. 14. Worden, Arthur J. Jr., as executor of the estate of Judith Worden, et al. Filed by Carrington Mortgage Services LLC. Action: seeks to foreclose on a mortgage to secure $173,280 affecting property located at 1 Westminster Drive, Middletown 10940. Filed Feb. 20. Wright, Lois M., et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $216,804 affecting property located at 2771 Route 94, Washingtonville 10992. Filed Feb. 19.

Mechanic’s Liens

Pena, Ismael, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $281,387 affecting property located at 39 Felter Hill Road, Monroe 10950. Filed Feb. 15.

Sinagra, Samuel B., et al. Filed by Walden Savings Bank. Action: seeks to foreclose on a mortgage to secure $67,000 affecting property located in Walden. Filed Feb. 13.

Hopewell Sportsdome Ventures LLC, as owner. $12,005 as claimed by Tectonic Engineering and Surveying Consultants PC. Property: 500 South Drive, East Fishkill. Filed March 20.

Kennedy, Brian S., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $70,000 affecting property located at 793 Route 2, Accord 12404. Filed March 21.

Perry, Craig J., et al. Filed by Wallkill Valley Federal Savings and Loan. Action: seeks to foreclose on a mortgage to secure $158,000 affecting property located at 77 New Paltz Road, Highland 12528. Filed March 20.

Soto, Cheryl A., et al. Filed by Lakeview Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $347,000 affecting property located at 14 Browns Lane, Cornwall-on-Hudson 12518. Filed Feb. 13.

Nelson, James, et al, as owner. $9,152 as claimed by Richers Electric Inc., Saugerties. Property: 400 Foxhall Ave., Kingston 12401. Filed March 21.

King, Mahal, et al. Filed by Citibank N.A. Action: seeks to foreclose on a mortgage to secure $126,000 affecting property located at 38 Washington Place, Newburgh 12550. Filed Feb. 13.

Petitti, Marianne, et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $125,001 affecting property located at 3 White St., Port Jervis 12771. Filed Feb. 19.

Standards for Higher LLC, et al. Filed by Secured Investment High Yield Fund LLC, et al. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 634 Eatontown Road, Port Jervis 12771. Filed Feb. 19.

Leaks, Eileen R., et al. Filed by Carrington Mortgage Services LLC. Action: seeks to foreclose on a mortgage to secure $287,242 affecting property located at 136 Delafield Lane, Newburgh 12550. Filed Feb. 20.

Pisano, Trever, as heir and distributee of the estate of Nancy P. Pisano, et al. Filed by CIT Bank N.A. Action: seeks to foreclose on a mortgage to secure $357,000 affecting property located at 14 Ridgeview Drive, Newburgh 12550. Filed Feb. 19.

Kadian, Richard J., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $229,997 affecting property located at 105 Mark Ave., Newburgh 12550. Filed Feb. 13.

Leggett, Jeremy, et al. Filed by Lakeview Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $311,273 affecting property located at 23 Lindentree Lane, Middletown 10940. Filed Feb. 15.

Rhatigan, Richard N., et al. Filed by MTGLQ Investors LP. Action: seeks to foreclose on a mortgage to secure $380,750 affecting property located at Hambletonian Ave., Chester 10918. Filed Feb. 20.

Storage Boss LLC, et al. Filed by Oritani Bank. Action: seeks to foreclose on a mortgage to secure $5.5 million affecting property located at 496 Temple Hill Road, New Windsor. Filed Feb. 13. Streater, Peggy A., et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $136,187 affecting property located at 71 First Ave., Kingston 12401. Filed March 18.

NEW BUSINESSES This paper is not responsible for typographical errors contained in the original filings.

Partnerships Tony’s Landscaping, 99 Elmendorf St., Kingston 12401, c/o Yensy Karina Garcia Castaneda and Tony Uriel Tejada Bolanos. Filed March 20.

Facts & Figures Sole Proprietorships

Avastar Home Improvement Co., 111 Spook Hole Road, Ellenville 12428, c/o John C. Crennan. Filed March 20.

1st Generation Junk, 85 Scofield St., Walden 12586, c/o Jeffrey Alan Stoddard. Filed Feb. 5. 360 Travels, 45 Oak Hill Road, Middletown 10941, c/o Roberto Morrison. Filed Feb. 6. A.W.D. Exports Services, 34 Linden Ave., Apt. 4, Middletown 10940, c/o Adewale Bernard Oladipo. Filed Feb. 5.

B and H Residential and Foreclosure Clean Outs, 24 Walnut St., Chester 10918, c/o Patrick T. Hart. Filed Feb. 4. Benny’s Tropical Ice, 39 Smith Ave., Kingston 12401, c/o Qiwanna Hylton. Filed March 15. Bodiedbytiff, 114 Plattekill Road, Marlboro, c/o Tiffany Amber Hazzard. Filed Feb. 4.

Above and Beyond Cleaning Services, 344 Mettacahonts Road, Accord 12404, c/o Kalie Rose Vesely. Filed March 20.

Café Café, 25 E. Main St., No. 3, Port Jervis 12779, c/o Tyrone La Maine Dunbar. Filed Feb. 7.

Aries Global Travel, 45 Oak Hill Road, Middletown 10941, c/o Lisa Morrison. Filed Feb. 4.

Coach Amy 2.0, 1552 Route 300, Unit 2, Newburgh 12550, c/o Amy L. Figueroa. Filed Feb. 1. Crae.tivity, 516 Everett Place, Maybrook 12543, c/o Carlina R. Tillman. Filed Jan. 31.

Diana’s Pizza, 809 Route 208, Monroe 10950, c/o Diana Narkaj. Filed Feb. 7. Doc Associates, 3 Forester Ave., Suite 44, Warwick, c/o Pamela S. Servedio. Filed Feb. 1. Ed’s Concrete, 202 Renwick St., Newburgh 12550, c/o Eddie Reyes Suate. Filed Jan. 31. Euro Clean and Pet Care, 28 Patio Road, Middletown 10941, c/o Katarzyna Robinson. Filed Feb. 4. Fluid Art for the Soul, 11 Coyote Court, Saugerties 12477, c/o Kathleen Ann Milich. Filed March 15. Hemlock Point Homes, 148 River Road, Ulster Park 12487, c/o Ronald W. Hamilton. Filed March 18. J.R. and Daughter, 7 E. Stone St., Newburgh 12550, c/o Amanda E. Fisher. Filed Feb. 4.

JNB Courier Services, 3 Bainbridge Place, Unit 202, Newburgh 12550, c/o Joseph N. Boamah. Filed Feb. 6. KB Handyman Service, P.O. Box 346, Phoenicia 12464, c/o Kyle A. Barringer. Filed March 20. Kids Can Tri, 4 Pine Court, Montgomery 12549, c/o Michael David Kresge. Filed Feb. 1. Lake Station Repair and Renovation, 6 Lake Station Road, Warwick 10990, c/o Daniel Crandall. Filed Feb. 7. Lindsay Financial Services, 4 Murray Ave., Goshen 10924, c/o Diane V. Lindsay. Filed Feb. 7. LSC Home Repair, 8 Hillcrest Ave., Walden 12586, c/o Lloyd Steven Cook. Filed Feb. 1.

M and G Cleaning Service, 11 Euclid Ave., Middletown 10940, c/o Guadalupe Diaz Mejia. Filed Feb. 7.

Styles N Smiles, 3068 RToute 9W, Suite 900, New Windsor, c/o Rebecca M. Shuart. Filed Feb. 6.

McFoxlin’s, 5 Church St., New Paltz 12561, c/o Emily C. Fox. Filed March 15.

The Bamette, 81 Mill Road, Stone Ridge 12484, c/o Allyson Levy. Filed March 19.

Nu Nu Hair and Beauty, 148 Prospect Ave., Middletown, c/o Nishicia Monea Hilton. Filed Feb. 4.

Tis for Training, 27 Hone St., No. 2, Kingston 12401, c/o Tarrence Kawmae Daniel. Filed March 15.

Optimized Brain and Body, 2 Le Grand Ave., Tivoli 12583, c/o Ellen C. Nicholas. Filed March 20.

Trust Bookkeeping, 28 Israel Zupnick Drive, No. 101, Monroe 10950, c/o Vigdor Sofer. Filed Feb. 4.

Peterson’s Beef, 112 Johnson Road, Chester, c/o James E. Peterson. Filed Feb. 1.

Waring Realty, 552 Route 214, Chichester 12416, c/o Frederic M. Waring. Filed March 18.

R.O. Property Management and Maintenance, P.O. Box 973, Port Ewen 12466, c/o Roger A. Osterhoudt. Filed March 15.

Your Place for Holistic Wellness, 130 Long Lane, Bloomingburg 12721, c/o Judith A. Maloy. Filed Feb. 7.

Sassaman Electric, 377 N. Elting Corners Road, Highland 12528, c/o Brian D. Sassaman. Filed March 20.

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APRIL 1, 2019

LEGAL NOTICES Notice of Formation of La Gitana, LLC Articles of Organization were filed with SSNY on 10/31/2018. Off. Loc: Westchester Cty. SSNY designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 90 State Street, STE 700 Office 40. Albany, NY 12207. Purpose: any lawful business activity. #62055 NRTL LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 2/8/2019. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 774 Post Rd., Ste. 210, Scarsdale, NY 10583.General Purpose. #62057 Seeds 4 Life LLC Filed 2/4/19 Office: Westchester Co. SSNY designated as agent for process & shall mail to: c/o Galgano & Sharp, 399 Knollwood Road, Suite 308, White Plains, NY 10603 Purpose: all lawful #62058 The Biomass Fund, LLC Filed 2/4/19 Office: Westchester Co. SSNY designated as agent for process & shall mail to: c/o Galgano & Sharp, 399 Knollwood Road, Suite 308, White Plains, NY 10603 Purpose: all lawful #62059 READERFUL LLC. Art. of Org. filed w/ SSNY 2/15/19. Office in Westchester Co. SSNY designated for service of process and shall mail to 44 Greenmeadow Rd, Pleasantville, NY 10570. Purpose: Any lawful activity #62061 Notice of Formation of 100 KIMBALL AVE LLC. Principal office Westchester County. Secretary of State of NY (SSNY) designated as agent for service of process. SSNY shall mail a copy of any process served against the LLC to 100 Kimball Avenue Yonkers, NY 10704. Articles of Organization of the LLC filed with the SSNY on February 8, 2019. Purpose: Any lawful act(s). #62062 Notice of Formation of Mia Botanica, LLC. Arts. of Org. filed with the SSNY on 02/07/2019. Office: Westchester County. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail copy of process to the LLC, 49 Ridgewood Ter. Chappaqua, NY 10514. Purpose: Any lawful purpose. #62063 Booksy Building LLC, Art. of Org. filed with NY Secy. of State on 02/08/19. Office located in Westchester Co. Secy. of State designated as agent upon which process may be served. Secy. of State shall mail a copy of any process against it served upon him/her to: 127 Horseshoe Hill Road, Pound Ridge, NY 10576. LLC may engage in any lawful act or activity for which a limited liability company may be formed. #62064 NOTICE OF FORMATION of Westchester Food Safety LLC. Articles of Organization filed with the Secretary of State of New York (SSNY) on 1/30(2019. Location: Westchester SSNY designated as agent for service of process on LLC. SSNY shall mail a copy of process to: Frank D Madaio, 300 Hayward Ave. Apt3K Mount Vernon NY 10552 Purpose: Any lawful purpose. #62065 500 Minoel LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 10/27/2017. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 500A Broadway, Bronx, NY 10463.General Purpose. #62066 Umar Estate St. Josephs LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 12/14/2018. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 4 Carriage Hill Rd., West Harrison, NY 10604.General Purpose. #62067 AVR Properties LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 2/22/2019. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 101 Alexander Ave., Yonkers, NY 10704.General Purpose. #62069

APRIL 1, 2019

Notice of Formation of Muirhead Law LLC Art. of Org. filed with SSNY on 2/25/19. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of any process against the LLC served upon him/her to the LLC, 4169 Murdock Ave., Bronx, NY 10466. The principal business address of the LLC is 718 S. Columbus Ave., Mount Vernon, NY 10550. Purpose: any lawful purpose. #62071 Notice of Formation of Poweroforganix LLC. Of Org. filed with SSNY on 02/15/2019. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC,21 Leather Stocking Ln, White Plains NY 10603. Purpose: any lawful purpose. #62072 Quatre Filles, LLC Filed 2/14/19 Office: Westchester Co. SSNY designated as agent for process & shall mail to: 28 Elmridge drive, Scarsdale, NY 10583 Purpose: all lawful #62075 Notice of formation of Limited Liability Company (ìLLCî). Name: Victory Mills LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on February 28, 2019. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to Victory Mills LLC, 1055 Saw Mill River Road, Suite 204, Ardsley, New York 10502. Purpose/character of LLC is to engage in any lawful act or activity. #62077 Notice of formation of Limited Liability Company (ìLLCî). Name: Victory Mills Manager LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on February 28, 2019. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to Victory Mills Manager LLC, 1055 Saw Mill River Road, Suite 204, Ardsley, New York 10502. Purpose/ character of LLC is to engage in any lawful act or activity. #62078 Notice of formation of Limited Liability Company (ìLLCî). Name: Victory Mills Associates LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on February 28, 2019. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to Victory Mills Associates LLC, 1055 Saw Mill River Road, Suite 204, Ardsley, New York 10502. Purpose/ character of LLC is to engage in any lawful act or activity. #62079 PARTY REQUIRED, LLC, filed with SSNY 2/24/2019. Office located in Westchester Co. SSNY has been designated as agent upon whom process against LLC may be served. SSNY shall mail a copy of any process to: PARTY REQUIRED, LLC. 941 Mclean Ave, #507, Yonkers, NY 10704. Purpose: any lawful business activity or purpose. #62080 NOTICE OF FORMATION OF ADRESTIA, LLC. Articles of Organization were filed with the SSNY on 2/13/19. Office location is Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to 11 Cedar st. Valhalla, NY 10595. Purpose: Any lawful act or activity. #62081 Signature Virgin Hair Extension LLC Arts of Org. filed with Sec. of State of NY (SSNY)on 01/08/2019. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to LLC at 40 Memorial Highway #2M, New Rochelle, NY 10801.General Purpose. #62082

WCBJ

The Articles of Organization of KRISTEN N. GIZZI, ESQ., PLLC, a professional service limited liability company, (the ìCompanyî) were filed with the Secretary of State of the State of New York on August 14, 2018. The office of the Company is located in Westchester County, New York. The Secretary of State has been designated as agent of the Company upon whom process against it may be served. The post office address within or without the State to which the Secretary of State shall mail a copy of any process against the Company served upon him or her is: 201 Saw Mill River Road, Yonkers NY 10701. The Company was formed to perform legal services a professional service limited liability company under the New York Limited Liability Company Act. #62083 Notice of Formation of JP AUTO SERVICE LLC, a domestic, LLC. Art. Of Org. filed with SSNY on 02/22/2019 Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to: The LLC, 3 Stanley Avenue, Ossining NY, 10562. Purpose: Any Lawful Purpose. #62084 Notice of Formation of WIN ADVISORS, LLC Art. Of Org. filed with SSNY on 2/1/19. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the WIN ADVISORS, 1011 King St, Chappaqua, New York 10514 Purpose: any lawful purpose. #62085 Notice of formation of CHARLTON PLAINS, LLC. Arts of Org. filed with SSNY on 3/7/2019. Office loc. Westchester County. SSNY designated as agent upon whom process may be served. SSNY shall mail copy of any process Charlton Plains, LLC 1 Grosbeak Rd, Yonkers, NY 10701. Purpose: any lawful act or activity. #62086 Notice of Formation of RETIREMENT INCOME SPECIALISTS, LLC. Articles of Organization were filed with the Secretary of State of New York SSNY on February 5, 2019. Office Location: Westchester Country. SSNY designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to: Lee, Nolan & Koroghlian Attn: W Keith Schmidt 622 3rd Ave., Suite 900, New York, NY 10017. Purpose: any lawful act or activity. #62087 Notice of Formation of Limited Liability Company (LLC). Name: TMD Construction JV 4 LLC. Articles of Organization were filed with the Secretary of State of New York (SSNY) on 03/07/19. Office location: Westchester County. SSNY is designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 200 Business Park Dr, Ste 203, Armonk, NY 10504, which is the principle business location of the LLC. Purpose: any lawful activity. #62088 Sushi Vida Bronx LLC ,Arts of Org. filed with Sec. of State of NY (SSNY) 3/8/2019. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 3 Sadore Ln., Apt. 6U, Yonkers, NY 10710.General Purpose. #62091 Notice of Formation of RIVER TUTI LLC. Principal office Westchester County. Secretary of State of NY (SSNY) designated as agent for service of process. SSNY shall mail a copy of any process served against the LLC to 2 Wilson Place, 1st Floor, Mount Vernon, NY 10550. Articles of Organization of the LLC filed with the SSNY on February 20, 2019. Purpose: Any lawful act(s). #62094

225 Husted LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 1/14/2019. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 9 Castle Landing, Port Chester, NY 10573. General Purpose. #62095 NOTICE OF FORMATION of OLA Services, LLC. Articles of Organization filed with the Secretary of State of New York (SSNY) on February 13, 2019. Location: Westchester County. SSNY designated as agent for service of process on LLC. SSNY shall mail a copy of process to: OLA Services, LLC, 50 Broadway, Hawthorne, NY 10532. Purpose: Any lawful purpose. #62096 NOTICE OF FORMATION of OLA Associates, LLC. Articles of Organization filed with the Secretary of State of New York (SSNY) on February 13, 2019. Location: Westchester County. SSNY designated as agent for service of process on LLC. SSNY shall mail a copy of process to: OLA Associates, LLC, 50 Broadway, Hawthorne, NY 10532. Purpose: Any lawful purpose. #62097 CVL2018, LLC. Art. of Org. filed 3/22/18. Office in Westchester Co. SSNY designated for service of process and shall mail to Reg. Agent: Christine Levinson, 35 Mayhew Ave, Larchmont, NY 10538. Purpose: Any lawful activity #62098 NOTICE OF FORMATION OF LIMITED LIABILITY COMPANY (LLC). NAME: Golden Goose 2 LLC Articles of Organization were filed with the Secretary of State of New York (SSNY) on 01/17/19. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: The LLC, 21 Willet Ave. Apt. 322, Port Chester, NY 10573, principal business location of the LLC. Purpose: any lawful business activity." #62099 MGM Rhodes LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 1/28/2019. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to Midco Accounting Services, c/o Michael Dicostanzo, 1075 Central Park Ave., Ste. 205, Scarsdale, NY 10583. General Purpose. #62101 FB RENOVATION LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 9/8/15. Cty: Bronx. SSNY desig. as agent upon whom process against may be served & shall mail process to LLC c/o Florin Bunjaj, 1091 Neill Ave. Apt 1, Bronx NY 10461. General Purpose. #62102 FBU LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 3/11/19. Cty: Bronx. SSNY desig. as agent upon whom process against may be served & shall mail process to LLC c/o Florin Bunjaj, 1091 Neill Ave. Apt 1, Bronx NY 10461. General Purpose. #62103 NOTICE OF FORMATION OF KAE CONSULTANTS LLC. Arts. Of Org. filed with SSNY on 1/11/17. Offc. loc: WESTCHESTER Cty. SSNY desig. agent upon whom process against it may be served. SSNY shall mail a copy of any process against the LLC to 1967 WEHRLE DRIVE, SUITE 1 #086, Buffalo, NY 14221. Purpose: any lawful activity. #62104 Notice of Formation of The Edible Gardenist, LLC. Art. Of Org. filed with SSNY on 12/3/18. Loc: Westchester Cty, SSNY design. As agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 980 Broadway, #320, Thornwood, NY 10594. Purpose: any lawful purpose. #62105 Notice of Formation of FALCON GROUP LIMITED LIABILITY COMPANY. Principal office Westchester County. Secretary of State of NY (SSNY) designated as agent for service of process. SSNY shall mail a copy of any process served against the LLC to 2 Wilson Place, 1st Floor, Mt. Vernon, NY 10550. Articles of Organization of the LLC filed with the SSNY on May 4, 2004. Purpose: Any lawful act(s). #62106

Notice of formation of WCDB RE LLC. Arts. of Org. Filed with SSNY on 6/19/18. Office location: Westchester County. SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to Gwendolyn Clark, 230 Broadview Ave., New Rochelle, NY 10804. Purpose: any lawful act or activity. #62107

Notice of Formation of SpiiCery, LLC. Arts. of Org. filed with SSNY on 02/26/2019. Office location: Westchester County. SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to Sonia Heselton, 25 County Center Road Apt C13 White Plains NY, 10607. Purpose: any lawful act or activity #62123

E Connís Magic Mirror Photo Booth, LLC, filed with SSNY 01/09/2019. Office loc: Westchester County. SSNY has been designated as agent upon whom process against LLC may be served. SSNY shall mail process to: The LLC, Registered Agent: Naomi Halevi., 10 California Rd., Mount Vernon, NY 10552. Purpose: Any Lawful Purpose. #62108

Fine Wine Swimwear, LLC Art. of Org. filed with SSNY on 01/23/2019. Offc. Loc.: Westchester Cty. SSNY has been desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to the LLC, 35 Davenport Ave Apt 4H New Rochelle, NY 10805. Contact: 914-318-7949 Purpose: any lawful business activity. #62124

Notice of Formation of The Gallo Firm Certified Public Accountants, LLP with Secy. of State of NY (SSNY) on 2/27/2019. Office location: Westchester County. SSNY designated agent of LLP upon whom process against it may be served. SSNY shall mail process to: 1492 Jacob Rd, Cortlandt Manor, NY 10567. Name/address of each genl. ptr. available from SSNY. Purpose: any lawful activity. #62109

NOTICE OF FORMATION of CJCB LLC. Arts. Of Org. filed with Secy of State of NY (SSNY) on 3/25/19. Office location: Westchester County. SSNY designated agent upon whom process may be served and shall mail copy of process against LLC to 2835 Hemlock Street, Yorktown Heights, NY 10598. Purpose: any lawful act. #62125

Notice of formation of Limited Liability Company (ìLLCî). Name: Broad Street Commons LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on March 20, 2019. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to Broad Street Commons LLC, 1055 Saw Mill River Road, Suite 204, Ardsley, New York 10502. Purpose/ character of LLC is to engage in any lawful act or activity. #62116 Notice of formation of Limited Liability Company (ìLLCî). Name: Broad Street Commons Manager LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on March 20, 2019. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to Broad Street Commons Manager LLC, 1055 Saw Mill River Road, Suite 204, Ardsley, New York 10502. Purpose/character of LLC is to engage in any lawful act or activity. #62117 Notice of formation of Limited Liability Company (ìLLCî). Name: Broad Street Commons Associates LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on March 20, 2019. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to Broad Street Commons Associates LLC, 1055 Saw Mill River Road, Suite 204, Ardsley, New York 10502. Purpose/character of LLC is to engage in any lawful act or activity. #62118 Hudson Valley Business Resource Group, LLC. Art. of Org. filed with SSNY 2/20/19. Office Location: Westchester Cty. SSNY designated as agent for process & shall mail to: 1 Maple Crest Dr. Peekskill, NY 10566 Purpose: all lawful. #62119 Sterling Contracting LLC. Art. of Org. filed with SSNY 3/8/19. Office Location: Westchester Cty. SSNY designated as agent for process & shall mail to: 2804 Gomer St. Yorktown Hts, NY 10598 Purpose: all lawful. #62120 Notice of Formation of Leslie Gustafson & Co., LLC filed with SSNY on February 27, 2019. Off. Loc: Westchester Cty. SSNY design. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 57 Hamilton Drive, Chappaqua, NY 10514. Purpose: any lawful purpose. #62121

Notice of Formation of GEN Z LLC. Arts. of Org.filed with SSNY on 2/8/19. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served and shall mail process to the LLC, 43 ELM ST SLEEPY HOLLOW, NEW YORK, 10591. Purpose: any lawful. #62126

Notice of Formation of SILVER OAK ASSOCIATES LLC . Arts. Of Org. filed with SSNY on 01/16/2019. Offc. Loc: Westchester County. SSNY desig. as agent upon whom process may be served and shall mail copy of process to the LLC, 55 Bank St, Apt. 1210 White Plains, NY 10606. Purpose: any lawful purpose. # 62127 Notice of Formation of D’Nick Home Improvement, LLC Art. Of Org. filed with SSNY on 3/19/19. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 68 S Stone Ave, Elmsford NY 10523. Purpose: any lawful purpose. # 62111 COE Consulting LLC Filed 3/12/19 Office: Westchester Co. SSNY designated as agent for process & shall mail to: PO Box 136, Rye, NY 10580 Purpose: all lawful # 62112 Notice of Formation of PAWS FUR LOVE LLC Art. Of Org. filed with SSNY on 3/4/19. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 62 Hancock Street West Harrison NY 10604. Purpose: any lawful purpose. # 62113 Notice of Formation of Mind Body and Soul Mental Health Counseling, PLLC. Art. Of Org. filed with SSNY on 3/6/19. Office Location: Westchester County, NY. SSNY designated as agent of the PLLC upon whom process against it may be served. SSNY shall mail process to: Jenna McKean 626 Avalon Gardens Drive Nanuet, NY 10954 .Purpose: To provide Mental Health Counseling. # 62114

Supplemental Summons and Notice of Object of Action Supreme Court Of The State Of New York County Of Westchester Action to Foreclose a Mortgage Index #: 70732/2018 Wilmington Savings Fund Society, FSB, D/B/A Christiana Trust, Not Individually But As Trustee For Pretium Mortgage Acquisition Trust, Plaintiff, vs Marolyn A. Jacobson As Heir To The Estate Of And As Administratrix Of The Estate Of Robert Jacobson, Izaiah Jacobson, If Living, And If He/She Be Dead, Any And All Persons Unknown To Plaintiff, Claiming, Or Who May Claim To Have An Interest In, Or General Or Specific Lien Upon The Real Property Described In This Action; Such Unknown Persons Being Herein Generally Described And Intended To Be Included In Wife, Widow, Husband, Widower, Heirs At Law, Next Of Kin, Descendants, Executors, Administrators, Devisees, Legatees, Creditors, Trustees, Committees, Lienors, And Assignees Of Such Deceased, Any And All Persons Deriving Interest In Or Lien Upon, Or Title To Said Real Property By, Through Or Under Them, Or Either Of Them, And Their Respective Wives, Widows, Husbands, Widowers, Heirs At Law, Next Of Kin, Descendants, Executors, Administrators, Devisees, Legatees, Creditors, Trustees, Committees, Lienors, And Assigns, All Of Whom And Whose Names, Except As Stated, Are Unknown To Plaintiff And As Heir To The Estate Of Robert Jacobson, Sahvannah Jacobson As Heir To The Estate Of Robert Jacobson, A.J. (Full Name Redacted As Defendant Is A Minor) As Heir To The Estate Of Robert Jacobson, People Of The State Of New York, United States Of America Acting Through The IRS, Robert Carbone, Darby Dental Supply LLC, Chrysler Financial Services America, New York State Department Of Taxation And Finance John Doe (Those unknown tenants, occupants, persons or corporations or their heirs, distributees, executors, administrators, trustees, guardians, assignees, creditors or successors claiming an interest in the mortgaged premises.) Defendant(s). Mortgaged Premises: 42 Beach Road Ossining, NY 10562 SBL #: 89.10 - 1 ñ 9 To the Above named Defendant: You are hereby summoned to answer the Complaint in this action, and to serve a copy of your answer, or, if the Complaint is not served with this Supplemental Summons, to serve a notice of appearance, on the Plaintiff(s) attorney(s) within twenty days after the service of this Supplemental Summons, exclusive of the day of service (or within 30 days after the service is complete if this Supplemental Summons is not personally delivered to you within the State of New York). In case of your failure to appear or answer, judgment will be taken against you by default for the relief demanded in the Complaint. The Attorney for Plaintiff has an office for business in the County of Erie. Trial to be held in the County of Westchester. The basis of the venue designated above is the location of the Mortgaged Premises. TO Izaiah Jacobson Defendant In this Action. The foregoing Supplemental Summons is served upon you by publication, pursuant to an order of HON. Joan B. Lefkowitz of the Supreme Court Of The State Of New York, dated the Eleventh day of March, 2019 and filed with the Complaint in the Office of the Clerk of the County of Westchester, in the City of White Plains. The object of this action is to foreclose a mortgage upon the premises described below, dated November 21, 2005, executed by Robert Jacobson (who died on April 29, 2017, a resident of the county of Westchester, State of New York) to secure the sum of $302,000.00. The Mortgage was recorded at Instrument Number 460410564 in the Office of the Westchester County Clerk on February 28, 2006. The mortgage was subsequently assigned by an assignment executed August 4, 2009 and recorded on November 2, 2009, in the Office of the Westchester County Clerk at Instrument Number 492890481. The mortgage was subsequently assigned by an assignment executed January 6, 2014 and recorded on January 21, 2014, in the Office of the Westchester County Clerk at Instrument Number 540103337. Said Mortgage was subsequently modified by a Loan Modification Agreement executed by Robert Jacobson on September 26, 2014 and recorded January 20, 2015 in Instrument Number 550203194 in the Office of the Westchester County Clerk. The property in question is described as follows: 42 BEACH ROAD, OSSINING, NY 10562 NOTICE YOU ARE IN DANGER OF LOSING YOUR HOME If you do not respond to this summons and complaint by serving a copy of the answer on the attorney for the mortgage company who filed this foreclosure proceeding against you and filing the answer with the court, a default judgment may be entered, and you can lose your home. Speak to an attorney or go to the court where your case is pending for further information on how to answer the summons and protect your property. Sending a payment to your mortgage company will not stop this foreclosure action. YOU MUST RESPOND BY SERVING A COPY OF THE ANSWER ON THE ATTORNEY FOR THE PLAINTIFF (MORTGAGE COMPANY) AND FILING THE ANSWER WITH THE COURT. DATED: March 21, 2019 Gross Polowy, LLC Attorney(s) For Plaintiff(s) 1775 Wehrle Drive, Suite 100 Williamsville, NY 14221 The law firm of Gross Polowy, LLC and the attorneys whom it employs are debt collectors who are attempting to collect a debt. Any information obtained by them will be used for that purpose. 62314 #62122

LEGAL NOTICES Summons-Index No. 51618/19

INDEX NO. 62158/2016 Plaintiff designates WESTCHESTER as the place of trial situs of the real property

SUPREME COURT OF THE STATE OF NEW YORK,

SUPPLEMENTAL SUMMONS

COUNTY OF WESTCHESTER

Mortgaged Premises:

AFONSO MONTEIRO and MARIA MONTEIRO, Plaintiffs v.

99 BANK STREET WHITE PLAINS, NY 10606

LEINY THOMAS, IVAN AVILA, MARGARET ANGELA VARGO, KATHRYN KUNKEL

District: Section: 130.26

PODORSON, THOMAS DEE, JAMES DEE, and JOHN DOES and JANE DOES, persons

Block: 5 Lot: 14

unknown who are HEIRS or DEVISEES OF THE ESTATES OF JULIETTE DONOVAN,

SUPREME COURT OF THE STATE OF NEW YORK

MADELINE DERRENBACHER, LEO J. DEE and LILIAN E. DEE.

COUNTY OF WESTCHESTER

You are hereby summoned to appear in this action by serving a Notice of Appearance or Answer on the Plaintiffsí attorney within thirty (30) days after service of this Summons is complete, and in case of failure to answer, judgment will be taken against you by default for the relief demanded in the Complaint.

FINANCE OF AMERICA REVERSE LLC,

The object of this action is to settle title to a portion of a parcel of land approximately 1/16 of an acre located on Hillcrest Drive, Town of Ossining, County of Westchester and State of New York, which is a portion of property more particularly known and described as Lot 38(A) identified on the ìMap of Property in the Town of Ossining known as Samstag Parkî, which was filed in the Office of the Westchester County Clerk on October 16, 1930 as map no. 3709. Dated: March 11, 2019 Andrew D Brodnick, Esq. 800 Westchester Ave - N307 Rye Brook, New York 10573 (914) 902-3322 #62090

At an IAS Part of the Supreme Court of the State of New York held in and for the County of Westchester at County Courthouse located at 111 Dr. Martin Luther King Jr. Blvd, White Plains, New York on the _____day of March 2019 Present Supreme Court Justice HON.

,JSC,

INDEX NO: 70121/18

Plaintiff, vs. GIUSEPPE DIACO AS HEIR AND DISTRIBUTEE OF THE ESTATE OF THOMAS DIACO, NELLA MADERA A/K/A NELLA KATHERINE MARLEY A/K/A NELLA MARLEY A/K/A PETRINELLA DIACO AS HEIR AND DISTRIBUTEE OF THE ESTATE OF THOMAS DIACO, NICOLE CARROLL AS HIER AND DISTRIBUTEE OF THE ESTATE OF THOMAS DIACO, ROBERTO JOSLIN AS HEIR AND DISTRIBUTEE OF THE ESTATE OF THOMAS DIACO, MICHAEL (LAST NAME UNKNOWN) AS HEIR AND DISTRIBUTEE OF THE ESTATE OF THOMAS DIACO, if living, and if she/he be dead, any and all persons unknown to plaintiff, claiming, or who may claim to have an interest in, or general or specific lien upon the real property described in this action; such unknown persons being herein generally described and intended to be included in the following designation, namely: the wife, widow, husband, widower, heirs at law, next of kin, descendants, executors, administrators, devisees, legatees, creditors, trustees, committees, lienors, and assignees of such deceased, any and all persons deriving interest in or lien upon, or title to said real property by, through or under them, or either of them, and their respective wives, widows, husbands, widowers, heirs at law, next of kin, descendants, executors, administrators, devisees, legatees, creditors, trustees, committees, lienors and assigns, all of whom and whose names, except as stated, are unknown to plaintiff; UNKNOWN HEIRS AND DISTRIBUTEES OF THE ESTATE OF THOMAS DIACO any and all persons unknown to plaintiff, claiming, or who may claim to have an interest in, or general or specific lien upon the real property described in this action; such unknown persons being herein generally described and intended to be included in the following designation, namely: the wife, widow, husband, widower, heirs at law, next of kin, descendants, executors, administrators, devisees, legatees, creditors, trustees, committees, lienors, and assignees of such deceased, any and all persons deriving interest in or lien upon, or title to said real property by, through or under them, or either of them, and their respective wives, widows, husbands, widowers, heirs at law, next of kin, descendants, executors, administrators, devisees, legatees, creditors, trustees, committees, lienors and assigns, all of whom and whose names, except as stated, are unknown to plaintiff; SECRETARY OF HOUSING AND URBAN DEVELOPMENT, PEOPLE OF THE STATE OF NEW YORK, UNITED STATES OF AMERICA,

Publication

“JOHN DOE #1” through “JOHN DOE #12,” the last twelve names being fictitious and unknown to plaintiff, the persons or parties intended being the tenants, occupants, persons or corporations, if any, having or claiming an interest in or lien upon the premises, described in the complaint,

AMIYO MUKHERJEE

Defendants._______________________________________

Order for Service by

Plaintiff,

To the above-named Defendants

YOU ARE HEREBY SUMMONED to answer the complaint in this action and to serve a copy of your answer, or, if the complaint is not served with this summons, to serve a notice of appearance on the Plaintiff’s Attorney within 20 days after the service of this summons, exclusive of the day of service (or within 30 days after the service is complete if this summons is not personally delivered to you within the State of New York) in the event the United States of America is made a party defendant, the time to answer for the said United States of America shall not expire until (60) days after service of the Summons; and in case of your failure to appear or answer, judgment will be taken against you by default for the relief demanded in the complaint.

THE CITY OF YONKERS; THE VALLEY FARMS CO. OF YONKERS: PARK HILL ON HUDSON, INC.; JOHN DOE said name being fictitious and intended to designate any and all individuals, ; corporations, or entities, if any, having or claiming an interest the property described in the complaint, Defendant(s), UPON, the summons, complaint and notice of pendency of action heretofore filed herein in the Office of the Clerk of the County of Westchester, front which it appears that the complaint herein demands the determination as to the ownership of specific real property within the County of Westchester and the State of New York, and it appearing that there is a sufficient cause of action stated therein against the Defendant, and their successors a heir and disibutees who are necessary party defendants herein, and the affirmation of due diligence of Andrew M. Romano, Esq. from which it appears that all such defendants cannot be served personally within the State of New York, Plaintiff having made proof to the Court's satisfaction that the names and locations of all the heirs and distributees of the Defendants cannot with due diligence be ascertained, and that the Plaintiff will be unable, in the exercise of such due diligence, make personal service of the summons herein, or by any other prescribed method on such unknown defendants within the State of New York, and it appearing that service upon all said heirs/defendants pursuant to CPLR 308(1 ), (2), (4) is impractible. Therefore, it is ORDERED, the service of the summons in this action upon the unknown of The Valley Farms Co. of Yonkers Park Hill on Hudson, Inc. and JOHN DOE, and his/her/its next of kin, distibutees, executors, administrators, trustees, devisees, legatees, assignees, lienors, creditors, and successors in interest, and generally all persons having or claiming, under, by or through said defendant who may be deceased, by purchase, inheritance, lien or otherwise, and right title or interest in and to the premises described in the complaint herein, all of whom and whose names and places of residence are unknown to the Plaintiff and cannot after diligent inquiry be ascertained, be made by publishing the summons with notice, in two (2) newspapers, at least one in the English language, hereby designated as most likely to give notice to the said defendant; together with a notice and brief property, viz,. The Journal News and Westchester County Business Journal both publised and distributed in the County of Westchester, in the State of New York, once a week for four (4) consecutive weeks, the first such publication to be made within thirty (30) days of the entry of this Order; and it is further ORDERED, that the provisions of section 15.19(2) of the Real Property Actions and Proceedings Law be dispensed with.

NOTICE OF NATURE OF ACTION AND RELIEF SOUGHT THE OBJECT of the above caption action is to foreclose a Mortgage to secure the sum of $280,075.00 and interest, recorded on August 22, 2012, at Instrument number 522073092, of the Public Records of WESTCHESTER County, New York, covering premises known as 99 BANK STREET WHITE PLAINS, NY 10606. The relief sought in the within action is a final judgment directing the sale of the premises described above to satisfy the debt secured by the Mortgage described above. WESTCHESTER County is designated as the place of trial because the real property affected by this action is located in said county. NOTICE YOU ARE IN DANGER OF LOSING YOUR HOME If you do not respond to this summons and complaint by serving a copy of the answer on the attorney for the mortgage company who filed this foreclosure proceeding against you and filing the answer with the court, a default judgment may be entered and you can lose your home. Speak to an attorney or go to the court where your case is pending for further information on how to answer the summons and protect your property. Sending a payment to the mortgage company will not stop the foreclosure action. YOU MUST RESPOND BY SERVING A COPY OF THE ANSWER ON THE ATTORNEY FOR THE PLAINTIFF (MORTGAGE COMPANY) AND FILING THE ANSWER WITH THE COURT.

ENTER:

RAS BORISKIN, LLC

Dated: March 7, 2019

Attorney for Plaintiff

White Plains, New York

BY: SAHAR HAMLANI, ESQ.

HON. GERALD E. LOEHR

900 Merchants Concourse, Suite 310

Supreme Court Justice #62115

3449177

Westbury, NY 11590 516-280-7675 #62110

WCBJ

APRIL 1, 2019

4/7

Tiempo Libre Seductive Cuban rhythms

4/7

Westchester Philharmonic All-Beethoven Season Finale

4/20 The Triplets of Belleville Bizarre & enchanting animated film with live orchestra accompaniment 4/25 BODYTRAFFIC Innovative contemporary dance 5/4

Chamber Music Society of Lincoln Center Deeply Inspired

5/5

Daniel Kellyâ&#x20AC;&#x2122;s Rakonto: Student Voices Multimedia performance tells the stories of local students through music and video

914.251.6200 www.artscenter.org PAC_BusinessJournal_Apr12019_.indd 1

Pictured: BODYTRAFFIC ÂŠ Rory Doyle

experience something real april & may

LUCILLE WERLINICH, Chair of Purchase College Foundation

3/19/2019 2:36:06 PM