Westchester County Business Journal 040819 by Westfair Business Journal

APRIL 8, 2019 VOL. 55, No. 14

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A rendering of One Park Place in Peekskill. Inset: Developer Efstathios Valiotis.

INSIDE

An American success story VALIOTIS’ PEEKSKILL PROJECT PART OF A BILLION-DOLLAR EMPIRE BY PETER KATZ

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he 181-unit, nine-floor, mixed-use building starting to go up in Peekskill on a plot of land bordered by Broad, Brown, St. James and Park streets reflects more than a desire on the part of the developer to make a profit from creating apartments, storefronts and parking spaces. It’s really a reflection of the American dream come true and the impact an immigrant can

have in his adopted country. It’s also part of a genuine rags-to-riches story, because the Greek immigrant behind the One Park Place project went from being a busboy and dishwasher when he arrived in the U.S. in 1972 to controlling a real estate and business empire now estimated to be worth in excess of $1.6 billion. “I tried to find a way to make a living when I came over here after I finished my schooling,” Efstathios Valiotis told the Business Journal. His friends and business associ-

ates Americanized his name by calling him Steve, although his heavy Greek accent still clearly reflects his heritage. He was born in Vordonia, Greece, which is near Sparta. After graduating from high school in Sparta, he attended the Kalamata Theological School, graduating in 1967. He then went to the University of Athens, earning a bachelor’s degree in philosophy and theology. After serving in the Greek army, he came to the U.S. “I started to wash dishes and be the assistant for the » PEEKSKILL

FORMER COLLEGE OF NEW ROCHELLE CONTROLLER KEITH BORGE PLEADS GUILTY TO TAX AND SEC VIOLATIONS ASSETS OVERSTATED BY $33.8 MILLION BY BILL HELTZEL bheltzel@westfairinc.com FORMER COLLEGE OF NEW ROCHELLE controller Keith Borge pleaded guilty on March 28 to securities fraud and failure to pay more than $20 million in federal payroll taxes. Simultaneously, the Securities and Exchange Commission sued him for allegedly overstating the college’s financial condition by $33.8 million.

Borge, 62, of Valley Cottage inflated assets and underreported liabilities from 2014 to 2016, the government said, to disguise the college’s rapidly deteriorating financial condition. The irregularities were not discovered until after he left the college in June 2016, but by then he had fooled college administrators, the board of trustees, an auditing firm and investors in the college’s bonds. » NEW ROCHELLE

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IN THE COURT Service dog at center of disabled owner’s eviction dispute in Orange County BY BILL HELTZEL bheltzel@westfairinc.com

disabled woman who relies on a service dog is trying to stop a Chappaqua company from evicting her from an apartment. Patricia Milhaven, 60, sued Creekside Apartments on March 18 in federal court in White Plains claiming violation of the Fair Housing Act. Milhaven lives in the 64-unit complex with Penny, a 3-year-old, 43-pound female English bulldog. Milhaven contends that the landlord tried to evict her without cause. After Legal Services of the Hudson Valley got that action dropped, she claims that the landlord stopped collecting rent and renewed the eviction case for nonpayment. Creekside Apartments in Warwick, Orange County, is owned by Country Village Associates, an affiliate of Wilder Balter Partners

Inc. of Chappaqua. Creekside did not immediately respond to email and telephone messages asking for comment. The apartment complex is marketed for disabled and elderly tenants and Milhaven has lived there since 2015. She has muscular sclerosis that limits her movement, vision, thinking and energy. Penny is a registered service dog trained specifically to assist Milhaven. She can identify when Milhaven is about to have an MS episode and help calm her, according to a letter from Dr. Howard Rothenberg, a veterinarian at Goosepond Animal Hospital in Monroe. Milhaven pays $221 of the $683 monthly rent, plus a yearly $250 fee for Penny. The rest is subsidized by the U.S. Department of Agriculture under the state Rural Rental Assistance Program. Creekside notified her in August that it would not renew her lease when it expired at the end

of September, “as you continually break the pet rules as if they are not meant for you.” The letter cited four complaints by residents who said Penny was seen outside without a leash and Milhaven did not clean up the grounds after Penny pooped. One resident said Penny had acted aggressively toward a grandchild. Milhaven walks with a cane and cannot hold a leash in her hand, according to her lawsuit, so she attaches the leash to her waist. She alleges that three violation notices are based on complaints by one “emotionally disturbed tenant” who is hostile toward her because of her disability. Legal Services attorney Jaime Samarel challenged the eviction, citing a federal subsidized housing regulation that requires “good cause” to terminate a lease and not just the expiration of a lease. Creekside withdrew the eviction case from Warwick Justice Court.

Then the landlord allegedly stopped collecting Milhaven’s rent for four months and renewed the eviction case for nonpayment. “My client has taken no action to impede your client’s receipt of monthly rent,” Milhaven’s new attorney, Michael Sussman of Goshen, wrote to the landlord’s attorney in January, “but since your last failed eviction effort your client has failed to access funds available to pay this rent.” Sussman also argues that Creekside’s pet rules do not comply with service dog regulations by banning pets from community rooms and common areas. Warwick Judge Nancy DeAngelo approved an eviction warrant on March 14 and ordered Milhaven to pay $1,336 in back rent. Milhaven is asking the federal court to stop the eviction and order the landlord to renew the lease and to cease harassing her on the basis of her disability.

NYC ﬁrm sues developers of The Heathcote in Scarsdale for $1.1M BY BILL HELTZEL bheltzel@westfairinc.com

Manhattan firm claims the developers of The Heathcote, a Scarsdale housing project, failed to pay $1.1 million in construction management fees. Redcom CM Inc. sued Frederick S. Fish Investment Co. and Stephen Oder Scarsdale LLC on March 18 in Westchester Supreme Court. Redcom is demanding a court order to sell the property at 2-4 Weaver St. to pay off a mechanic’s lien. Frederick Fish did not immediately respond to a telephone message requesting comment. Efforts to find contact information for Stephen Oder were unsuccessful. Fish, of Englewood, New Jersey, and Oder of West Palm Beach, Florida, developed the historic, Tudor-style Tavern Building, built in 1924 at the Five Corners crossroads in Scarsdale. The $14.1 million project consisted of con-

APRIL 8, 2019

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verting a restaurant and offices to a 14-unit, luxury residential cooperative building. Redcom was hired in 2016 to manage the construction for a 5 percent fee plus expenses, according to the complaint, attested to by Redcom CEO John Malabre.

The developers acknowledged last June that they owed $955,172, the complaint states. Redcom agreed to accept $600,000, to be paid in three installments by the end of September. But if the developers failed to make the payments, the debt would revert to

the full amount plus interest of 15 percent per annum. Redcom claims that the developers still owe the full amount. The complaint also accuses Fish and Oder of unjust enrichment and breach of contract. The developers were sued in 2017 by a previous construction manager, Twin Oaks Construction Co. of Hartsdale, that claimed it was wrongfully terminated from the project in 2016 and was owed more than $1 million. Fish and Oder denied the allegations in a court filing. They accused Twin Oaks of filing a fictitious mechanic’s lien that exaggerated the debt and they claimed they had already paid Twin Oaks $811,064. Last year, Justice Linda S. Jamieson of Westchester Supreme Court dismissed the Twin Oaks complaint and vacated the mechanic’s lien. Redcom is represented by attorney John-Patrick Curran of Sive, Paget & Riesel PC of Manhattan.

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BCW bets full gaming license for MGM in Yonkers would be a winner of their property.” Rav it z sa id a f ull-sca le ga ming license could be the first step in a jackpot of new development at the Yonkers facilit y. “Imag ine work ing w ith the community to create not just the casino but now a hotel, an arena where we can have conventions and sporting events and concerts. Think about the revenue that that’s going to generate for Westchester County and think about how it will be a great incubator for workforce development.” The BCW’s backing of MGM is not just about gambling, Ravitz said. “We’re promot i n g jobs. We’re promot i n g oppor tunities. It ’s about the experience and making it a destination spot for tourists.”

The Children’s Village Jeremy Kohomban 7.375” w x 7.125” h 1-11-19

BY PETER KATZ

Making Our Community Stronger... One Family at a Time

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hile legislative leaders in Albany and Gov. Andrew M. Cuomo are skeptical about whether it would be the right move, the Business Council of Westchester (BCW) continues its efforts in support of a fullscale gaming license for Empire City in Yonkers. MGM bought Empire City and Yonkers Raceway from the Rooney family in a transaction valued at about $850 million. Empire City’s new president and CEO, Uri Clinton, was making the rounds in Albany recently to push for the state to issue a license which would allow MGM to add features in Yonkers now confined to upstate casinos and places such as Las Vegas. Cuomo has expressed reservations about issuing full-scale licenses to downstate operators for fear of hurting the competitiveness of the upstate casinos. Assembly Speaker Carl Heastie of the Bronx and Senate Majority Leader Andrea Stewart-Cousins, whose district includes Yonkers, have not thrown their support behind such a move. The upstate casinos have exclusivity for full-scale casino licenses in New York until 2023. The idea of a full-scale gaming license for Empire City continues to be a key part of the BCW’s legislative agenda, John Ravitz, executive vice president and COO of the BCW, told the Business Journal during a March 21 interview. “It is a proven revenue generator for the state and for the country,” Ravitz said. The current 1,200 jobs and payroll of about $45 million could be just the beginning, he suggested. “We can now look at Empire City to continue to generate more revenue, to continue to generate more jobs and they also want to have a master plan to talk about the rest

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Westchester County launches Element 46, an incubator program for businesses BY PETER KATZ pkatz@westfairinc.com

estchester County is starting a program to help businesses get started and grow in the county with the idea that once properly launched, they’ll become a permanent part of the county’s business landscape. The incubator program is called Element 46. County Executive George Latimer unveiled the program during a ceremony at the open-

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ing of The Business Council of Westchester’s Expo at the Hilton Westchester in Rye Brook on March 28. Element 46 is designed to provide entrepreneurs whose businesses are in the early stages of development with viable business ideas, free workspace, free mentoring from experts, free professional services, team building and skill sessions. “By bringing together the very best entrepreneurial ideas and supporting them with the immense talent and resources of this county, I’m confident that we’ll be able to cultivate highgrowth companies that will drive economic development for Westchester and also serve as a great reminder of the benefits of working, living and playing right in our county,” Latimer said. At first, 15 entrepreneurs will be selected to participate. Applications can be made through the Element 46 website, element46.org. The online applications are due by April 26. The launch of activities for the first group is planned for the end of June and the first round of the program is expected to run until October. While the Element 46 program will attempt to support investor interest in the fledgling businesses, it makes no guarantee of funding. The county is soliciting owners of existing coworking spaces to apply to host a cohort of startups. The county will reimburse the host location a fixed amount for each startup that resides in its space. “We’re starting in a measured way,” Bridget Gibbons, director of economic development for the county, told the Business Journal. “The goal is to make it grow.” She said she has been in touch with both the state and federal governments in an effort to find funding for future expansion. “There is interest, but no commitment right now,” she said. Gibbons said that she’d like to see a second round of incubator activity involving up to 40 entrepreneurs, and then ultimately have it expand into a bigger program. The name Element 46 was chosen, in part, because the 46th element in science’s periodic table of elements is palladium, which is a catalyst, something which causes a chemical reaction or an event to take place. Gibbons told the Business Journal that something else went into selecting the name: “There are 45 municipalities in Westchester and the county is the 46th element,” she said.

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ONLY IN AMERICA 1

Peekskill—

cook,” he said. It didn’t take him long to realize he wasn’t content to stay in restaurant kitchens. Entrepreneurial spirit set in and he purchased a coffee and donut shop. By 1976, he had opened Knossos Inc., a custom-made furniture business in Astoria, Queens. In addition to having a factory in Queens, the company set up two display stores in Manhattan. In 1978, Valiotis started investing in real estate and hasn’t stopped. Some of the buildings required a great deal of repairs and renovation. Others were more high-end. The portfolio grew to the point where his Long Island City-based Alma Realty Corp. now handles residential and commercial properties containing approximately 15,000 apartments and 5 million square feet of nonresidential space. “I bought a lot of buildings, and some have had a lot of problems, but I straightened

New Rochelle—

The College of New Rochelle, founded in 1904 as the first Catholic college for women in New York, has announced it will close its doors to 2,900 students after the summer semester. Mercy College in Dobbs Ferry has agreed to accept eligible students as transfers in the fall. Borge began working for the college in 1979 as an assistant controller, was promoted in 2010 from controller to vice president for financial affairs and then demoted in 2014 back to controller. By then, according to the SEC, fewer students and declining tuition revenues had caused chronic cash-flow problems. Borge still had significant control over finances, including preparing financial statements, overseeing the budget and recording ledger entries. As early as spring 2013, Borge had begun dipping into the college’s endowment to pay operational expenses,

APRIL 8, 2019

out everything because I’m not a slum landlord. I believe in all of my buildings. I spend money on them, and I straightened out all of them,” he said. Alma Realty is a family affair, with Valiotis’ two daughters and son actively involved. Alma is heavily invested in New York City and New Jersey, especially Jersey City. The company also lists apartments for rent in Poughkeepsie. In 2010, the New York State Senate passed a resolution to honor Valiotis for his community involvement which has included building and supporting the Holy Cross Greek Orthodox Church of Whitestone. Valiotis funded construction of its school, which was named after him and his wife, the Efstathios and Stamatiki Valiotis Greek American School. He also was instrumental in converting the former Jewish Hospital in Crown Heights into 700 units of affordable housing and striking a deal

according to the SEC, without getting approval from the trustees. When the board learned that he had liquidated $4.5 million from the endowment, he described the transactions as loans that had already been repaid. “In reality,” the SEC said, “Borge had merely transferred funds back to the endowment account temporarily and then immediately transferred the funds back out to the relevant operating accounts, to pay the college’s operational expenses.” One of his jobs was handling federal, state and local payroll taxes and Social Security and Medicare deductions for up to 900 employees. But for two years, according to the U.S. Attorney’s Office, he failed to deposit more than $20 million in payroll deductions. He did not record the tax liabilities on the general ledger and he concealed the tax obligations from his boss, the college president and the trustees, the SEC said, by reclassifying payroll liabilities

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with New York City in which the apartments would remain rent-stabilized for 30 years. Valiotis got involved in the financial world in 1989, when he and several other principals formed Marathon National Bank, which was acquired by Piraeus National Bank of Greece in 2001. In 2007, he formed Alma Bank. According to the Federal Deposit Insurance Corporation, Alma Bank has 13 offices in New York and New Jersey and, as of Dec. 31, 2018, had total assets of $1.142 billion and net income for the year of $4.13 million. Greek Quest Services, which is a data and information source focused on Greece, including the GreekAmerican community, has named Valiotis to The National Herald’s list of the 50 Wealthiest Greek-Americans. “I go to Greece a couple of times a year, but I think American. I like American. God blessed me. I made a lot of money. I help the people. I

keep doing that. I believe God gives the money to the rich people to help the poor.” The Peekskill project, like many large developments, has not happened overnight. “I bought the property in 1998. It was an office building and an empty lot. And, I had been over there a few times,” Valiotis said. Plans call for the office building to stay open. Current tenants include the Social Security Administration and the New York State Department of Education and state Department of Labor. Site preparation work on the vacant lot has begun. The project has been making its way through the municipal approval process for a couple of years. In 2017, a Peekskill Department of Planning and Development staff report noted that the developer “…has been developing and revising the site plan in concert with Staff.” Numerous changes were made to the original plans.

Some involved the interior spaces. The number of parking spaces was reduced from more than 400 to 300. The building’s footprint was reduced slightly in order to provide better clearance between it and the office building. “One Park Place will be one of the best-located apartment complexes in Peekskill, right in the heart of town. It will also be home to retail and restaurants that will serve the entire community,” Valiotis said. Plans call for 13,000 square feet of retail space fronting on Park, across from an existing shopping area with several businesses. The building will have a gym, recreation room and 105 parking slots for bicycles in addition to three levels of underground parking for cars. There also will be a public park with a gazebo, benches and playground. Valiotis owns a couple of buildings in Larkin Plaza in Yonkers. He told the Business Journal that he hopes to soon

be building in New Rochelle. “I cannot give a specific date for groundbreaking. It will be a big residential building, in the North Avenue area, 300 to 400 units, 25,000 square feet of retail and a few hundred parking spaces.” Does Valiotis have a message for would-be immigrants? “Come to this country. Adopt the American system. Be straight, faithful and work hard. It doesn’t matter where you come from. It’s how you perform. When I came here, I didn’t speak English. I had no skills. Now, I love being successful and I hope people will follow in my footsteps.” Peter Katz’s coverage of the local business sector includes stories of immigrants making contributions to their communities. If you have a suggestion regarding someone making an impact on the local economy and who could be featured in the Business Journal’s Only in America section, please contact him at pkatz@westfairinc.com.

year financial statements, the SEC said. He also concealed liabilities, the SEC contends, by not recording $4.4 million in vendor invoices and $2.6 million owed to the federal government under a loan program. After Borge left, The College of New Rochelle hired a forensic accountant and law firm to figure out

the full scope of the financial problems. In 2017, the college issued a revised financial statement for fiscal year 2015. The new statement decreased assets by $13.7 million and increased liabilities by $20.1 million, for a net decrease of $33.8 million. The fictitious finances had implications for investors. The New Rochelle Industrial Development Agency had issued $24 million in municipal bonds in 1999 to finance renovations at the school. The college was obligated to repay the bonds and to regularly disclose its finances to the bond market. When the financial troubles were initially disclosed in late 2016, the value of the bonds decreased significantly. The criminal case charges Borge with defrauding bond investors. The SEC is demanding that the court order Borge to pay penalties for his conduct. Borge is scheduled to be sentenced on the criminal charges July 11 before federal Judge Vincent Briccetti in White Plains.

The College of New Rochelle campus.

under other accounts. Even after he left in 2016, he allegedly told his replacement that he had paid the taxes and he provided a fabricated document that purportedly contained the proof. Borge artificially inflated the college’s assets, according to the criminal information and SEC complaint. As donors became increas-

ingly disgruntled with the college and no longer followed through on pledges, Borge did not account for the shortfalls. When donations were made, he recorded them twice: when they were pledged and when they were collected. The dodgy accounting overstated net assets by about $13 million on the 2015 fiscal

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APRIL 8, 2019

FACES & PLACES WCA/HVEDC host digital future event

The Westchester County Association (WCA) and Hudson Valley Economic Development Corporation (HVEDC) held panel discussions at their Investing in Our Digital Future: Exploring the Impacts of Next Gen Technology event on March 23. The event focused on the direct impact of high speed and wireless technology on economic development, workforce development, health care and the educational system. The event was held at the IBM Learning Center in Armonk in front of an audience of approximately 100. 1. From left: WCA President and CEO William M. Mooney Jr.; Westchester County Executive George Latimer; and Hudson Valley Economic Development Corporation President and CEO Mike Oates.

2. From left: Bob Cacace, COO/CIO of the city of Yonkers; Terry Kirchner, executive director, Westchester Library System; Joe Ricca, superintendent, White Plains School District; Bea Grause, president and CEO, Healthcare Association of New York; and Mike Oates, president and CEO of the Hudson Valley Economic Development Corporation.

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Westchester IDA moves to give $32.87M in tax breaks to three developers

Shark tank DUTCHESS COUNTY MAN CHARGED WITH SELLING ENDANGERED SHARKS KEPT IN HOME POOL BY PHIL HALL

BY PETER KATZ

phall@westfairinc.com

pkatz@westfairinc.com

he Westchester County Industrial Development Agency (IDA) gave preliminary approval to $32.87 million in tax breaks for three developers working on projects in downtown White Plains. The financial incentives provide exemptions from paying sales and mortgage recording taxes. WP Mall Realty LLC is to receive $17.5 million in tax breaks for its Hamilton Green project on the site of the White Plains Mall on Hamilton Avenue. The project includes four apartment buildings with 860 units plus a 956-space parking garage, 85,400 square feet of retail and restaurant space and 27,000 square feet of co-working office space. The project has a projected cost of $585.2 million.

Rendering of the Waterstone.

Lennar Multifamily Company would receive $12.15 million in tax exemptions for its redevelopment of the former Westchester Pavilion at 60 S. Broadway. Revised plans for the $500 million project call for 814 apartments in two buildings and 28,056 square feet of ground-level retail and restaurant space. There would be 932 parking spaces created. Lennar proposes to build in two phases, each to take two years, with the first to begin in June 2020 and the second in 2022. The third project to receive preliminary tax- break

approval is the Waterstone, a five-story, 132-unit independent living facility slated to go up at 120 Bloomingdale Road. The cost is placed at $115 million for the project, which would include a four-story parking garage on an adjacent parcel. The developer also is proposing to make a $1.2 million donation to the White Plains Affordable Housing fund instead of satisfying its obligation to provide affordable units. The projects are expected to create more than 3,000 construction jobs and more than 500 permanent full-time and part-time jobs in the city.

ow, here is a homebased business that you don’t see every day: selling live sharks from an aboveground indoor pool. Joshua Seguine of LaGrangeville was charged with the illegal commercialization of fish, shellfish, crustaceans and wildlife for possessing and planning to sell seven sandbar sharks, a protected species under New York law. Seguine first came on law enforcement radar in July 2017 when the state Department of Environmental Conservation (DEC) discovered he was in possession of five undersized sharks in the back of his truck. According to authorities, Seguine admitted that he was transporting the sharks for the purpose of selling them and he told DEC police he had additional live sharks at his residence. Investigators later dis-

covered Seguine was conducting business under the name Aquatic Apex Life LLC, which had offered sharks for sale as recently as June 29, 2017, on the website MonsterFishKeepers.com. DEC law enforcement and marine biologists searched Seguine’s home and found the sandbar sharks, which were moved to the New York Aquarium in Coney Island. Seguine was also in possession of two dead leopard sharks, one dead hammerhead shark and the snout of a smalltooth sawfish, which is an endangered species. “The trafficking of protected species is both unlaw-

ful and harmful to these vulnerable creatures,” New York Attorney General Letitia James said. “This individual is charged with knowingly putting these endangered species in harm’s way in an effort to line his own pockets. My office will continue to enforce the laws that safeguard our wildlife and hold accountable those who seek to violate them.” It was not stated why charges came so late. Seguine was arraigned in the town of LaGrange Justice Court and released under supervision of parole, according to a press release. He’s scheduled to reappear in court on April 16.

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APRIL 8, 2019

LegaL Notice

To merchants who have accepted Visa and Mastercard at any time from January 1, 2004 to January 25, 2019: Notice of a class action settlement of approximately $5.54-6.24 Billion. Si desea leer este aviso en español, llámenos o visite nuestro sitio web, www.PaymentCardSettlement.com. Notice of a class action settlement authorized by the U.S. District Court, Eastern District of New York. This notice is authorized by the Court to inform you about an agreement to settle a class action lawsuit that may affect you. The lawsuit claims that Visa and Mastercard, separately, and together with certain banks, violated antitrust laws and caused merchants to pay excessive fees for accepting Visa and Mastercard credit and debit cards, including by: • Agreeing to set, apply, and enforce rules about merchant fees (called default interchange fees); • Limiting what merchants could do to encourage their customers to use other forms of payment; and • Continuing that conduct after Visa and Mastercard changed their corporate structures. The defendants say they have done nothing wrong. They say that their business practices are legal and the result of competition, and have benefitted merchants and consumers. The Court has not decided who is right because the parties agreed to a settlement. The Court has given preliminary approval to this settlement.

the settlement Under the settlement, Visa, Mastercard, and the bank defendants have agreed to provide approximately $6.24 billion in class settlement funds. Those funds are subject to a deduction to account for certain merchants that exclude themselves from the Rule 23(b)(3) Settlement Class, but in no event will the deduction be greater than $700 million. The net class settlement fund will be used to pay valid claims of merchants that accepted Visa or Mastercard credit or debit cards at any time between January 1, 2004 and January 25, 2019. This settlement creates the following Rule 23(b)(3) Settlement Class: All persons, businesses, and other entities that have accepted any Visa-Branded Cards and/or Mastercard-Branded Cards in the United States at any time from January 1, 2004 to January 25, 2019, except that the Rule 23(b)(3) Settlement Class shall not include (a) the Dismissed Plaintiffs, (b) the United States government, (c) the named Defendants in this Action or their directors, officers, or members of their families, or (d) financial institutions that have issued Visa-Branded Cards or Mastercard-Branded Cards or acquired VisaBranded Card transactions or Mastercard-Branded Card transactions at any time from January 1, 2004 to January 25, 2019. The Dismissed Plaintiffs are plaintiffs that previously settled and dismissed their own lawsuit against a Defendant, and entities related to those plaintiffs. If you are uncertain about whether you may be a Dismissed Plaintiff, you should call 1-800-625-6440 or visit www.PaymentCardSettlement.com for more information.

WhAt merChAnts WIll get from the settlement Every merchant in the Rule 23(b)(3) Settlement Class that does not exclude itself from the class by the deadline described below and files a valid claim will get money from the class settlement fund. The value of each claim will be based on the actual or estimated interchange fees attributable to the merchant’s Mastercard and Visa payment card transactions from January 1, 2004 to January 25, 2019. Pro rata payments to merchants who file valid claims for a portion of the class settlement fund will be based on:

•

The amount in the class settlement fund after the deductions described below, • The deduction to account for certain merchants who exclude themselves from the class, • Deductions for the cost of settlement administration and notice, applicable taxes on the settlement fund and any other related tax expenses, money awarded to the Rule 23(b)(3) Class Plaintiffs for their service on behalf of the Class, and attorneys’ fees and expenses, all as approved by the Court, and • The total dollar value of all valid claims filed. Attorneys’ fees and expenses and service awards for the Rule 23(b)(3) Class Plaintiffs: For work done through final approval of the settlement by the district court, Rule 23(b)(3) Class Counsel will ask the Court for attorneys’ fees in an amount that is a reasonable proportion of the class settlement fund, not to exceed 10% of the class settlement fund, to compensate all of the lawyers and their law firms that have worked on the class case. For additional work to administer the settlement, distribute the funds, and litigate any appeals, Rule 23(b)(3) Class Counsel may seek reimbursement at their normal hourly rates. Rule 23(b)(3) Class Counsel will also request (i) an award of their litigation expenses (not including the administrative costs of settlement or notice), not to exceed $40 million and (ii) up to $250,000 per each of the eight Rule 23(b) (3) Class Plaintiffs in service awards for their efforts on behalf of the Rule 23(b)(3) Settlement Class.

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for

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To receive payment, merchants must fill out a claim form. If the Court finally approves the settlement, and you do not exclude yourself from the Rule 23(b) (3) Settlement Class, you will receive a claim form in the mail or by email. Or you may ask for one at: www.PaymentCardSettlement.com, or call: 1-800-625-6440.

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Merchants who are included in this lawsuit have the legal rights and options explained below. You may: • File a claim to ask for payment. Once you receive a claim form, you can submit it via mail or email, or may file it online at www.PaymentCardSettlement.com. • Exclude yourself from the Rule 23(b)(3) Settlement Class. If you exclude yourself, you can individually sue the Defendants on your own at your own expense, if you want to. If you exclude yourself, you will not get any money from this settlement. If you are a merchant and wish to exclude yourself, you must make a written request, place it in an envelope, and mail it with postage prepaid and postmarked no later than July 23, 2019, or send it by overnight delivery shown as sent by July 23, 2019, to Class Administrator, Payment Card Interchange Fee Settlement, P.O. Box 2530, Portland, OR 97208-2530. Your written request must be signed by a person authorized to do so and provide all of the following information: (1) the words “In re Payment Card Interchange Fee and Merchant Discount Antitrust Litigation,” (2) your full name, address, telephone number, and taxpayer identification number, (3) the merchant that wishes to be excluded from the Rule 23(b)(3) Settlement

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Class, and what position or authority you have to exclude the merchant, and (4) the business names, brand names, “doing business as” names, taxpayer identification number(s), and addresses of any stores or sales locations whose sales the merchant desires to be excluded. You also are requested to provide for each such business or brand name, if reasonably available: the legal name of any parent (if applicable), dates Visa or Mastercard card acceptance began (if after January 1, 2004) and ended (if prior to January 25, 2019), names of all banks that acquired the Visa or Mastercard card transactions, and acquiring merchant ID(s). • Object to the settlement. The deadline to object is July 23, 2019. To learn how to object, visit www.PaymentCardSettlement.com or call 1-800-625-6440. Note: If you exclude yourself from the Rule 23(b)(3) Settlement Class you cannot object to the settlement. For more information about these rights and options, visit: www.PaymentCardSettlement.com.

Court Approves fInAl settlement

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Members of the Rule 23(b)(3) Settlement Class who do not exclude themselves by the deadline will be bound by the terms of this settlement, including the release of claims against the released parties provided in the settlement agreement, whether or not the members file a claim for payment. The settlement will resolve and release claims by class members for monetary compensation or injunctive relief against Visa, Mastercard, or other defendants. The release bars the following claims: • Claims based on conduct and rules that were alleged or raised in the litigation, or that could have been alleged or raised in the litigation relating to its subject matter. This includes any claims based on interchange fees, network fees, merchant discount fees, no-surcharge rules, no-discounting rules, honor-all-cards rules, and certain other conduct and rules. These claims are released if they already have accrued or accrue in the future up to five years following the court’s approval of the settlement and the resolution of all appeals. • Claims based on rules in the future that are substantially similar to – i.e., do not change substantively the nature of – the above-mentioned rules as they existed as of preliminary approval of the settlement. These claims based on future substantially similar rules are released if they accrue up to five years following the court’s approval of the settlement and the resolution of all appeals. The settlement’s resolution and release of these claims is intended to be consistent with and no broader than federal law on the identical factual predicate doctrine. The release does not extinguish the following claims: • Claims based on conduct or rules that could not have been alleged or raised in the litigation. • Claims based on future rules that are not substantially similar to rules that were or could have been alleged or raised in the litigation. • Any claims that accrue more than five years after the court’s approval of the settlement and the resolution of any appeals. The release also will have the effect of extinguishing all similar or overlapping claims in any other actions, including but not limited to the claims asserted in a California state court class action brought on behalf of California citizen merchants and captioned Nuts for Candy v. Visa, Inc., et al., No. 17-01482 (San Mateo County Superior Court). Pursuant to an agreement between the parties in Nuts for Candy, subject to and upon final approval of the settlement of the Rule 23(b)(3) Settlement Class, the plaintiff in Nuts for Candy will request that the California state court dismiss the Nuts for Candy

action. Plaintiff’s counsel in Nuts for Candy may seek an award in Nuts for Candy of attorneys’ fees not to exceed $6,226,640.00 and expenses not to exceed $493,697.56. Any fees or expenses awarded in Nuts for Candy will be separately funded and will not reduce the settlement funds available to members of the Rule 23(b)(3) Settlement Class. The release does not bar the injunctive relief claims or the declaratory relief claims that are a predicate for the injunctive relief claims asserted in the pending proposed Rule 23(b)(2) class action captioned Barry’s Cut Rate Stores, Inc., et. al. v. Visa, Inc., et al., MDL No. 1720, Docket No. 05-md01720-MKB-JO (“Barry’s”). Injunctive relief claims are claims to prohibit or require certain conduct. They do not include claims for payment of money, such as damages, restitution, or disgorgement. As to all such claims for declaratory or injunctive relief in Barry’s, merchants will retain all rights pursuant to Rule 23 of the Federal Rules of Civil Procedure which they have as a named representative plaintiff or absent class member in Barry’s, except that merchants remaining in the Rule 23(b)(3) Settlement Class will release their right to initiate a new and separate action for the period up to five (5) years following the court’s approval of the settlement and the exhaustion of appeals. The release also does not bar certain claims asserted in the class action captioned B&R Supermarket, Inc., et al. v. Visa, Inc., et al., No. 17-CV-02738 (E.D.N.Y.), or claims based on certain standard commercial disputes arising in the ordinary course of business. For more information on the release, see the full mailed Notice to Rule 23(b)(3) Settlement Class Members and the settlement agreement at: www.PaymentCardSettlement.com.

the Court heArIng About thIs settlement On November 7, 2019, there will be a Court hearing to decide whether to approve the proposed settlement. The hearing also will address the Rule 23(b) (3) Class Counsel’s requests for attorneys’ fees and expenses, and awards for the Rule 23(b)(3) Class Plaintiffs for their representation of merchants in MDL 1720, which culminated in the settlement agreement. The hearing will take place at: United States District Court for the Eastern District of New York 225 Cadman Plaza Brooklyn, NY 11201 You do not have to go to the Court hearing or hire an attorney. But you can if you want to, at your own cost. The Court has appointed the law firms of Robins Kaplan LLP, Berger Montague PC, and Robbins Geller Rudman & Dowd LLP as Rule 23(b)(3) Class Counsel to represent the Rule 23(b)(3) Settlement Class.

QuestIons? For more information about this case (In re Payment Card Interchange Fee and Merchant Discount Antitrust Litigation, MDL 1720), you may: Call toll-free: 1-800-625-6440 Visit: www.PaymentCardSettlement.com Write to the Class Administrator: Payment Card Interchange Fee Settlement P.O. Box 2530 Portland, OR 97208-2530 Email: info@PaymentCardSettlement.com Please check www.PaymentCardSettlement.com for any updates relating to the settlement or the settlement approval process.

1-800-625-6440 • info@PaymentCardSettlement.com

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APRIL 8, 2019

THE LIST: LAW FIRMS

WESTCHESTER COUNTY

ENEA, SCANLAN & SIRIGNANO LLP

WILSON ELSER MOSKOWITZ EDELMAN & DICKER LLP

KAUFMAN BORGEEST & RYAN LLP

245 Main St., White Plains 10601 269-2367 • esslawfirm.com Year established: 2005 Managing partner(s) or officer(s): Anthony J. Enea Number of attorneys in county, total number in firm: 7, 7 Number of partners, associates, counsel: 7, 2, 0 Email: a.enea@esslawfirm.com

1133 Westchester Ave., White Plains 10604 323-7000 • wilsonelser.com Year established: 1978 Managing partner(s) or officer(s): John Flannery, managing partner; Patrick Geraghty, deputy regional managing partner Number of attorneys in county, total number in firm: 144, 789 Number of partners, associates, counsel: 68, 60, 16 Email: john.flannery@wilsonelser.com

200 Summit Lake Drive, Valhalla 10595 449-1000 • kbrlaw.com Year established: 1997 Managing partner(s) or officer(s): Andrew S. Kaufman, Wayne R. Borgeest and Julianna Ryan Number of attorneys in county, total number in firm: 54, 145 Number of partners, associates, counsel: 19, 34, 1 Email: akaufman@kbrlaw.com

JACKSON LEWIS PC

BLEAKLEY PLATT & SCHMIDT LLP

PILLINGER MILLER TARALLO LLP

44 S. Broadway, White Plains 10601 872-8060 • jacksonlewis.com Year established: 1958 Managing partner(s) or officer(s): Joseph A. Saccomano Jr., office managing shareholder Number of attorneys in county, total number in firm: 51, 856 Number of partners, associates, counsel: 42, 9, 0 Email: joseph.saccomano@jacksonlewis.com

1 N. Lexington Ave., White Plains 10601 949-2700 • bpslaw.com Year established: 1937 Managing partner(s) or officer(s): William P. Harrington Number of attorneys in county, total number in firm: 44, 44 Number of partners, associates, counsel: 29, 6, 9 Email: wpharrington@bpslaw.com

555 Taxter Road, Elmsford 10523 703-6300 • pmtlawfirm.com Year established: 2006 Managing partner(s) or officer(s): Marc Pillinger, Jeffrey Miller and Nicholas Tarallo Number of attorneys in county, total number in firm: 40, 55 Number of partners, associates, counsel: 12, 27, 1 Email: mcambone@pmtlawfirm.com

This is a sampling from our list of law firms located in the region, ranked by number of attorneys in county. To view and download the complete list, please visit westfaironline.com

Daily Voice Plus makes debut as premier media destination BY PETER KATZ pkatz@westfairinc.com

gainst the background of increasingly segmented national news audiences and repeated attacks on the integrity of the news media, two experienced and respected publishers based in the local area have joined forces to create a groundbreaking concept in journalism. The new digital platform Daily Voice Plus promises to be a source that readers can trust for accurate and timely coverage of business, community and other news directly impacting their lives and businesses. Daily Voice Plus became available on April 2. It’s a joint venture of White Plains-based Westfair Communications, publisher of the Westchester County Business Journal, Fairfield

APRIL 8, 2019

County Business Journal and WAG magazine, and the Daily Voice, an established publisher of local news websites. Daily Voice has an office in Briarcliff Manor and has local websites serving communities in: Fairfield County, Connecticut; Bergen, Essex, Hudson, Morris, Passaic and Union counties in New Jersey; and Dutchess, Orange, Putnam, Rockland and Westchester counties in New York. Daily Voice Plus is positioned as a premier destination for breaking news as well as entertaining lifestyle features. It is designed to have special appeal to members of the business and political communities as well as all citizens needing to know what’s happening in their communities, their neighborhoods and beyond. “Viewers and subscribers to Daily Voice Plus will soon realize the value of our two

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DAILYVOICEPLUS.COM organizations working together to bring them complete local and wider news briefings every day as news breaks,” said Dee DelBello, publisher at Westfair Communications. “During the course of our collaboration, we plan on bringing more and more exciting programs that will not only be useful but entertaining as well.” The Business Journals

were founded more than 50 years ago by David Moore, a descendant of famed American newspaper editor and publisher Joseph Pulitzer. They have remained the dominant source for news and information about real estate, development and construction, technology, health care, hospitality and other subjects of importance in the counties they serve.

The print editions and internet presence at westfaironline.com have helped make Westfair’s publications accessible in whatever format is a personal preference. Daily Voice, through its collection of local websites, attracts more than 700,000 unique visitors each month for an estimated 3 million monthly page views. Daily Voice’s users will be invit-

ed along with Westfair’s online readers to make visiting Daily Voice Plus a regular part of their routines. Westfaironline.com will continue operating as in the past, as will the local Daily Voice outlets, and the print editions of the Westchester County Business Journal, Fairfield Count Business Journal and WAG magazine will continue. The Daily Voice was founded by Carll Tucker in 2010. He previously owned The Patent Trader newspaper in Mount Kisco. Ted Yang, president of Cantata Media, which now operates the Daily Voice, said, “Our new subscription product will bring together the best local reporting in lifestyle, politics and business to Fairfield and Westchester counties. We will go deeper and show the full local picture that our neighbors care about.”

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APRIL 8, 2019

THE LIST: LAW FIRMS DELBELLO DONNELLAN WEINGARTEN WISE & WIEDERKEHR LLP

WESTCHESTER COUNTY

KURZMAN EISENBERG CORBIN & LEBER LLP

LOWEY DANNENBERG COHEN & HARD PC

1 N. Lexington Ave., White Plains 10601 681-0200 • ddw-law.com Year established: 1955 Managing partner(s) or officer(s): Alfred E. Donnellan Number of attorneys in county, total number in firm: 35, 35 Number of partners, associates, counsel: 27, 7, 1 Email: aed@ddw-law.com

1 N. Broadway, Suite 1004, White Plains 10601 285-9800 • kelaw.com Year established: 1986 Managing partner(s) or officer(s): Lee Harrison Corbin, Jessica Galligan Goldsmith Number of attorneys in county, total number in firm: 35, 43 Number of partners, associates, counsel: 20, 11, 9 Email: lcorbin@kelaw.com, jgoldsmith@kelaw.com

44 S. Broadway, Suite 110, White Plains 10601 997-0500 • lowey.com Year established: 1968 Managing partner(s) or officer(s): Barbara Hart, Gerald Lawrence, Geoffrey M. Horn Number of attorneys in county, total number in firm: 35, 42 Number of partners, associates, counsel: 8, 27, 0 Email: bhart@lowey.com

CUDDY & FEDER LLP

LEASON ELLIS LLP

KEANE & BEANE PC

445 Hamilton Ave., White Plains 10601 761-1300 • cuddyfeder.com Year established: 1971 Managing partner(s) or officer(s): Christopher Fisher Number of attorneys in county, total number in firm: 30, 33 Number of partners, associates, counsel: 15, 10, 5 Email: cfisher@cuddyfeder.com

1 Barker Ave., White Plains 10601 288-0022 • leasonellis.com Year established: 2008 Managing partner(s) or officer(s): David Leason Number of attorneys in county, total number in firm: 32, 32 Number of partners, associates, counsel: 15, 13, 4 Email: leason@leasonellis.com

445 Hamilton Ave., White Plains 10601 946-4777 • kblaw.com Year established: 1980 Managing partner(s) or officer(s): Judson K. Siebert Number of attorneys in county, total number in firm: 28, 28 Number of partners, associates, counsel: 28, 8, 3 Email: jsiebert@blaw.com

This is a sampling from our list of law firms located in the region, ranked by number of attorneys in county. To view and download the complete list, please visit westfaironline.com

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$1M in new loans available for small businesses COMMUNITY CAPITAL’S JACOBS WARNS ONLINE LENDERS CHARGE ‘INCREDIBLY HIGH RATES OF INTEREST’

BY PETER KATZ pkatz@westfairinc.com

mpire State Development (ESD), the umbrella organization for The New York State Urban Development Corp. and the New York Job Development Authority, has provided $1 million to Elmsford-based nonprofit Community Capital New York (CCNY), which will lend it to small businesses in economically distressed areas of Westchester. The $1 million is part of a $4 million allotment from ESD’s Metropolitan Economic Revitalization Fund being split among Westchester, Rockland and Nassau counties. “It is directed to communities where there are unmet capital needs,” Community Capital President and CEO Kimberlie A. Jacobs told the Business Journal. She said the target area is south of Interstate 287 and includes White Plains, Yonkers, Mount Vernon and New Rochelle as key communities. “This is really the first funding we’ve had that’s targeted specifically at addressing needs in southern Westchester. We will continue to do lending in northern Westchester and the other six counties that we serve, but we will do that with other funds,” she said. The other counties served by CCNY are

Rockland, Putnam, Dutchess, Orange, Sullivan and Ulster. It also serves Fairfield County, Connecticut. Jacobs explained that the money is in a revolving fund, so that as loans are paid down the money will be loaned out again. “The average small-business loan in our portfolio right now runs 48 months. Obviously, we’re not going to be able to put the full million out on day one, but if it took six months or even 12 months, then hopefully every five years you’d have the fund completely turn over and be available to the next batch of businesses, the new crop,” she said. The interest rate on a loan likely would be 8.5 percent, according to Jacobs. If during an initial consultation it seems that a business could qualify for a loan from a traditional bank, CCNY would encourage the business to go that route since the interest rate might be a bit lower. “For startup businesses in particular, and for some existing businesses, they’re just not a good fit for bank lenders right now, and that’s really our target market, to help those folks get their foot in the door, start to build a track record for their business and in a short initial conversation we can figure that out,” Jacobs told the Business Journal. The Westchester County Office of Economic

Development worked with the state and CCNY in setting up the program. Bridget Gibbons, director of that office, said, “Small businesses are the backbone of our county’s economy and access to capital is critical to ensure their economic success.” County Executive George Latimer said, “It is vitally important that we continue to encourage the growth of small businesses through loan programs such as these which target economically distressed areas.” Jacobs said CCNY is concerned “…about a lot of small businesses that don’t know where to turn and so they look online for a small-business lender and a lot of those folks charge really incredibly high rates of interest and have unfavorable repayment terms.” Jacobs explained that the ESD-funded loans can be used for a variety of startup or expansion purposes. “Some portion of the loan might be used for working capital, maybe you need a new piece of equipment, maybe you want to make some leasehold improvements, maybe you had great news and you just got a big order and you need to ramp up to address that. Energy improvements are eligible expenses. Refinancing of existing business debt is an eligible expense.”

Elder Law and Estate Planning News from Enea, Scanlan & Sirignano, LLP

Utilizing Trusts for the Benefit of Those Suffering with Addictions By Anthony J. Enea. Esq.

Earlier this year Customs and Border Protection officers in Nogales, Arizona seized 254 pounds of fentanyl that was hidden in the floor compartment of a truck transporting cucumbers. Fentanyl is a deadly opioid (in powder form) that is often masked and /or mixed with heroin. It is responsible for thousands of deaths in the United States. A quarter milligram of the drug (the equivalent of several grains of rice) has the potential to kill a person quickly. The United States is in the midst of an opioid addiction crisis which resulted from the over prescription of addictive pain medications. Sadly, those addicted to opioids often become addicted to heroin. The Department of Health and Human Services estimates that nearly eighty (80%) percent of heroin users reported previously misusing prescription opioids. The families of those suffering with addictions, whether it be opioids, heroin, cocaine and/or alcohol are often confronted with the issue of how to provide for loved ones suffering from an addiction in their Estate Plans. The first and sometimes most difficult step for the parent and/or grandparent is admitting that their child/grandchild is an addict. Recently, I met with clients where it took significant inquiry on my part before the parents were willing to admit that there had been an opioid addiction problem with one of their children. Before all the planning options are reviewed with the client it is often first necessary to overcome the hurdle of the parent and/or grandparent instinctively wanting to totally exclude the addicted person from their planning. Which in light of the facts and circumstances presented may appear to be a logical and reasonable reaction. However, while the option of total exclusion may at first glance appear appropriate, in the long run it totally eliminates the possibility that the individual may in the future overcome his or her addiction. It also increases the possibility that the person engaging in the planning because of death or illness did not have the opportunity to amend his or her plan if the beneficiary eventually conquers the addiction. In my experience, the use of a Trust for the benefit of the addicted person, whether it be included in one’s Last Will or in a separate trust document, provides the greatest flexibility. The Trust can be drafted so that the assets held in the Trust (both principal and income) are paid to the beneficiary only upon certain conditions being satisfied as to his or her treatment and/or recovery. Thus, helping to eliminate the possibility of Trust distributions being used to further enable one’s addiction. For example, the Trust could contain provisions that require as a pre-condition to the beneficiary receiving any distributions from the trust that: (a) They be enrolled in a treatment and/ or detox program for a specific period of time. The trust can also specify that they be regularly tested (monthly/quarterly) for any chemical / alcohol and/or drug dependency; and that the results establishing that they are sober be provided to the Trustee as a prerequisite to any distributions being made; (b) They be enrolled in a long-term treatment plan. The trust could specify acceptable treatment plans and providers based on the addiction at issue. One could specifically provide that the treatment be on an out patient and/or inpatient basis, depending on the condition of the addicted individual. The Trust can be drafted so as to allow the trustee(s) the ability to assess the circumstances surrounding the individual beneficiary, his or her

treatment and progress towards the goal of permanent sobriety. Avoiding trust conditions that are unduly restrictive and inflexible will allow the trustee selected to utilize their discretion to help achieve sobriety while allowing the beneficiary to avoid financial ruin; (c) The trust can mandate that the beneficiary execute HIPAA Authorizations which allow the Trustee(s) to directly speak his or her physicians, psychiatrists and treatment and detox providers prior to the trustee making any trust income and/ or principal distributions to the beneficiary. Allowing the Trustee to have a direct line of communication with treatment providers will allow the trustee to be able to act with the confidence that he or she has been provided with an accurate picture of the facts and circumstances surrounding the beneficiary’s current conditions; and (d) The Trust should also have specific provisions delineating what steps the Trustee(s) can undertake in the event the beneficiary fails to satisfy the prerequisites for distribution of trust income and/or principal being made to them. While it may sound harsh, there may come a point in time where the likelihood of sustained sobriety is not possible. Thus, it may be necessary that the trustee(s) have the discretion to not make any distributions, but, after a certain period of time has passed, terminate the trust and make terminating distributions to someone other than the named beneficiary. Obviously, this would be the most drastic measure that the trustee could take and should probably only occur when it becomes clear that sobriety cannot be achieved and maintained. As can be seen from the above stated, the trustee plays an integral role in the administration of the trust for the beneficiary suffering with addiction. Thus, the selection of a person and/ or institution that has the confidence of the parents or grandparents is critical. While naturally that may be a parent and/or sibling of the trust beneficiary, it is important that the relationship between the trustee and beneficiary be thoroughly examined. Placing a family member in the position of needing to directly communicate with the addict/beneficiary and his or her care providers may be asking a lot, and will likely place that individual in a position of conflict with the addict / beneficiary. Having a trustee that may have already had a difficult relationship with the beneficiary can also create additional problems. Selecting an independent (non-family member or even a financial institution such as a bank) as the Trustee and/or co-trustee, whether it be a trusted advisor, family friend, lawyer and/ or accountant, should be considered. Thoroughly assessing the conditions and circumstances surrounding an addicted loved one and how best to provide for them requires a great deal of thought and consideration by the family and the professionals assisting them. *Anthony J. Enea, Esq. is a member of the firm of Enea, Scanlan & Sirignano, LLP of White Plains, New York. His office is centrally located in White Plains and he has a home office in Somers, New York. He can be reached at (914) 948-1500.Mr. Enea is the Past Chair of the Elder Law Section of the New York State Bar Association (NYSBA). Mr. Enea is the Past President and a founding member of the New York Chapter of the National Academy of Elder Law Attorneys (NAELA). He is also a member of the Council of Advanced Practitioners of the National Academy of Elder Law Attorneys. Mr. Enea is the President of the Westchester Bar Foundation and a Past President of the Westchester County Bar Association. He is a lifelong Westchester County Resident. 245 Main Street, 5th Floor White Plains, New York 10601 www.esslawfirm.com (914) 948-1500

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APRIL 8, 2019

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APRIL 8, 2019

ASK ANDI Ofﬁce drama must be eliminated THERE SEEMS TO BE A TON OF PERSONAL DRAMA IN THE OFFICE. AND I HATE IT. IT DISRUPTS NOT ONLY MY DAY, BUT OTHERS GET CAUGHT UP IN BACK-AND-FORTH CONVERSATIONS ABOUT THINGS THAT DON’T LEAD TO PRODUCTIVE WORK HABITS. HOW CAN I SHUT THIS DOWN? THOUGHTS OF THE DAY: Encourage people to be up-front and honest, but with discretion. Get everyone to focus on what really matters and keep them busy working toward those goals. Shut down the rumor mill. Talk to people about taking a walk before blowing their stack. Teach your employees to value differences and to treat all people with respect, no matter how different their opinions or beliefs might be. Unfiltered commentary does no good. You hire employees for their ability to make good work decisions. Make it clear you expect

the same when it comes to their actions with co-workers. Not everything needs to be said. Not every situation calls for speculation. Ask your employees to filter what they say and make it clear with your own behavior that that is the standard. Put people on the same side of the fence by giving them a set of common goals. Make sure people understand they have to work together to achieve those goals, even if individuals might have different abilities to contribute. Lead by example, encouraging people to team up with you. Take a good look at who

you team up with, to be sure you’re being inclusive. Talk openly about the challenges posed for the workplace by negative thoughts, back stabbing and rumors. Ask people to focus on the work to be done and cut out commentary that leads to dissention and discord. Tell people you expect them to root out the truth behind rumors and come forward with facts, not interpretations. Give people the opportunity to walk away from volatile situations so they have time to think about what they’re about to say or do. Encourage people to recover their composure before acting. Whenever you think someone is about to say or do something that will be unproductive or hurtful, ask them to take a break first.

Know that you own and run the company. It’s up to you to set and adhere to a set of standards. If you find individuals feeding the rumor mill, take them aside and privately explain that will no longer be tolerated. If it keeps up, take them aside again. As in any other personnel situation, consider when the problem rises to the level of being worthy of probation or termination. Make sure you have backup for personnel you consider especially problematic, and pick a time that works for you to lay it all on the line by putting the repeat offender on probation with a choice of cleaning up their act or leaving the company. Consider that some people have experienced poor examples of how to communicate, but also consider that you’re hiring people for their

ability to learn and grow. Get the point across that everyone must communicate with respect while at work or when dealing with work. Teach people the following: • Practice the mantra, “If you think you shouldn’t say something, don’t.” • Even though the temptation exists to share some juicy piece of gossip, resist. • If you’re about to share something and ask the recipient to keep it secret, you’re better off keeping it to yourself. If you think you need help, consider implementing training courses on productive workforce behavior. Encourage collaboration. Put people with different points of view together. Give them a common goal to achieve. Monitor how

things are going with new work groups until you’re sure everyone is working together effectively. BOOK RECOMMENDATION: “Don’t Sabotage Your Career: 11 Power-Filled Steps to Succeed,” by Connie J. Miller. Andi Gray is president of Strategy Leaders Inc., StrategyLeaders.com, a business-consulting firm that teaches companies how to double revenue and triple profits in repetitive growth cycles. Have a question for AskAndi? Wondering how Strategy Leaders can help your business thrive? Call or email for a free consultation and diagnostics: 877-238-3535 or AskAndi@StrategyLeaders. com. Check out our library of business advice articles at AskAndi.com.

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HEALTH CARE WESTCHESTER COUNTY BUSINESS JOURNAL

KEEPING PACE Health care drives New Yorkâ&#x20AC;&#x2122;s economy BY HARRIET R. FELDMAN

ealth care jobs continue to drive the New York economy. According to state officials, private-sector jobs at hospitals and throughout health care exceeded 1.2 million last year, spiking more than 18 percent over the past decade. In the Hudson Valley, including Westchester and Rockland counties, about 130,000 jobs were in health care, or 17 percent of all private-sector employment in 2017. Most Pace University College of Health Professions students in Pleasantville are from the Hudson Valley and work in New York state after they graduate. They take jobs

and earn more than $75,000 a year, many over $90,000. Attrition in our health professions programs is low and graduates who take licensure and certification exams pass at rates of 95 percent to 100 percent, depending on the program. They leave with the skills and knowledge to provide primary, acute and chronic care management, and pursue leadership in practice, education, research and health policy. In Pleasantville, they are nurses, physician assistants, nutritionists/dieticians, and in the near future, occupational therapists. In New York City, they are also speech/language pathology majors. Change is a constant in our increasingly diverse and aging population. These reali-

ties confront us as we educate future and current health professionals. The next generation of health providers must be smart, flexible, confident and culturally competent. They need the tools to provide care that is both evidence-based and sensitive to resource availability. Todayâ&#x20AC;&#x2122;s health providers must be prepared to lead, both at the bedside and at the top of the organizational ladder to ensure quality outcomes. Health professions programs collaborate with health care facilities. We partner on many levels, not solely through our clinical placements, which we depend heavily on to mentor our students in the skills they need to be successful, but also as caregivers, researchers and propo-

nents of higher education. Three of our clinical partners have co-developed individual elective courses with our nursing program to help meet the workforce needs of their institutions, one in oncology, a second in neonatal intensive care and a third in perioperative care. In exchange, we have provided a variety of supports to these institutions, including an opportunity to use our Center of Excellence in Healthcare Simulation to train their staff in a variety of essential procedures. In another instance, we are providing the services of one of our senior faculty to support their nurse residency program. We depend heavily on those health professionals who act as preceptors to our

students. Many are not familiar with this term, so I will explain. A preceptor is an expert in a specific field, such as a nurse practitioner, physician, physician assistant or occupational therapist. They mentor students in these fields of study by demonstrating best practices and guiding the students to do likewise. They are critical to student learning and health professional programs depend heavily on their participation in the education of our students. A number of our preceptors serve in this capacity at no cost to the student and/ or educational institution. However, some charge exorbitant fees to serve in this capacity, much of which increases the cost of the education for our students. Pace students

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are typically first-generation college students. There is pending legislation in New York to help remedy this situation by offering tax credits to health professionals who serve as preceptors to students in our programs. The bill passed both the Assembly and Senate last year, but Gov. Andrew Cuomo did not sign the bill. We continue to work to move this initiative forward as it would make a difference for many students studying health professions. Harriet Feldman, Ph.D., RN, FAAN, is the dean and professor at Pace University College of Health Professions. Feldman has written or edited more than 100 books, scholarly articles and editorials. She can be reached at hfeldman@pace.edu.

APRIL 8, 2019

FOCUS ON HEALTH CARE

Seniors face daunting challenges regarding health care, affordable housing BY FRANK CERBINI

alf of Americans over the age of 55 who earn less than $60,000 per year — accounting for 25 percent of households — feel they can’t afford to cover both housing and health care, according to a new survey conducted by The NHP Foundation, a not-for-profit provider of affordable housing with developments in Fairfield County and plans underway for Westchester County. Of the seniors surveyed, 48 percent are “concerned to extremely concerned” that one costly emergency room visit will have a devastating financial impact. Many in this income and age bracket have trouble affording medicines not entirely covered by private health insurance or Medicare Part D. Also, 50 percent of respondents have a chronic health condition, requiring regular checkups. However, 25 percent put off recommended medical procedures or appointments due to monetary worries. And 25 percent of those surveyed consider their health insurance burden “somewhat or

not manageable” at all. Lower wage earners are less likely to receive employer-provided health insurance, according to a Kaiser Family report. The monetary worries expressed in the national senior survey impact Westchester and Fairfield counties where there is a critical shortage of affordable housing. Federal housing statistics for 2016 — the last year available — show there were 1,750 homeless individuals in Westchester, up 31 percent from 2010. Also, 42 percent of Westchester households are “rent burdened,” which HUD defines as those “who pay more than 30 percent of their income for housing” and “may have difficulty affording necessities such as food, clothing, transportation and medical care.” Severe rent burden is defined as paying more than 50 percent of one's income on rent. Only 2.5 percent of Fairfield County’s housing units are affordable. The average wait time to get on Fairfield’s housing authority affordable housing or rental assistance program lists is six to eight years. Also, New York and Connecticut are among the top 10 states spending the most per capita on health care costs.

“People see Westchester as a very wealthy county,” said Alec Cecil, a Westchester-based psychologist working with low-income families and seniors, “But the truth is many are struggling to keep themselves housed and healthy in a county where median rental prices for a one-bedroom apartment hover around $1,401, yet many struggle to get by on very low wages or just their Social Security benefits.” The survey also revealed that 50 percent of respondents ranked “stable housing” and “steady income” as the greatest factors to staying healthy, yet the same percentage is “concerned to extremely concerned” about maintaining stable housing as they age. This information dovetails with Harvard’s Joint Center for Housing Studies’ recent look at older adult households. “Housing America’s Older Adults 2018” showed 50 percent of all older renter households are cost-burdened, and 41 percent of those 65 or older still have mortgages. “Every new affordable housing unit that we can create for our seniors, giving them the enjoyment of living with their peers, has the added benefit of making the unit

where they lived before available for a family,” according to Norma V. Drummond, the commissioner of planning for Westchester County. “Affordable housing is not a one-sizefits-all proposition. We need to create a wide variety of housing opportunities to meet the needs here in Westchester.” In recent years Connecticut has put significant emphasis on providing more affordable housing in parts of the state with higher housing costs. The state has also favored adding affordable housing in communities where less than 10 percent of the housing is regulated affordable housing. Contributions in the form of property tax relief and/or financial contributions from local sources are also typically required to successfully leverage the private capital needed to create more affordable housing. These sources also allow affordable housing owners to acquire and successfully maintain properties as affordable housing. Frank Cerbini is a vice president of the New York City-based NHP Foundation. He can be reached at fcerbini@nhpfoundation.org.

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Six tips for dealing with panic attacks BY LATA MCGINN

panic attack is a sudden, intense episode of fear or dread accompanied by physical symptoms such as a pounding heart, sweating, trembling or shaking, lightheadedness, feeling faint, shortness of breath, choking sensations, nausea, abdominal distress, chest pain, cold and hot chills, numbness and tingling, feelings of being detached or things seeming unreal. Individuals with panic disorder fear that they are going to die, go crazy or lose control. They then begin to fear getting future attacks and will often change their behaviors to ward off panic attacks, a disorder called agoraphobia.

TIP NO. 5

Deep, slow breathing exercises (slow, diaphragmatic breathing) that help regulate oxygen and carbon dioxide can be calming and may be helpful to do regularly as a way of calming an overanxious state in general. However, it is wise not to use it to stop a panic that you are afraid to have in the moment as it likely won’t work anyway and it will also inadvertently convince your brain that you are in danger.

TIP NO. 6

It is best to first go to a medical doctor when you have your first attack to make sure it isn’t anything like a thyroid

condition, etc. Once the doctor rules out any physical basis for panic attacks, it is best to not keep going back and taking unnecessary medical tests over and over again. Cognitive-behavioral therapy (CBT) has been shown to be effective in treating panic disorder and agoraphobia. First, individuals are educated about panic attacks and the physical symptoms of anxiety and fear that are experienced. Second, they are trained on how to examine and change their unhelpful thoughts and beliefs that lead to panic attacks in real time. In addition, individuals are trained to reduce B:7.875” physical tension, and are then exposed toT:7.375” physical sensations of

panic and to feared and avoided situations and sensations until the person realizes they are not dangerous. Repeated exposure helps to reduce the fear induced by these situations and teaches the person that the sensations experienced are not dangerous. When the fear of the physical sensations is reduced, future panic attacks are reduced. Lata K. McGinn, Ph.D., is a licensed clinical psychologist and co-founder of Cognitive Behavioral Consultants with its headquarters in White Plains and offices in New York City. She can be reached at lmcginn@cbc-psychology.com.

TIP NO. 1

The first thing to remember is that a panic attack is an emotional alarm that is meant to protect us, not harm us. Panic attacks, although unpleasant to experience, are not dangerous. Biologically, a panic attack is the fight-flight response or your body’s mechanism designed to protect you from danger. It is called the fight-flight response because it helps you fight or flee danger in order to protect us. If you are in danger, the fight-flight response would create fear and release adrenaline and create an automatic response in us to take immediate action (attack or run). In panic attacks the fight-flight response kicks in even though you are not in any danger.

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TIP NO. 2

Billy Davis Motorcycle Accident Survivor New York, NY

T:7.125”

Panic attacks usually begin right after a stressful life event so focus on dealing with the stress you are under rather than trying to stop the panic attack.

TIP NO. 3

Fearing that panic will harm you only makes you have more panic attacks — your brain thinks you are in danger when you become afraid of panic attacks so the only thing it knows to do to protect you is to give you more panic attacks. Tell yourself you are not in danger and that it is just a harmless panic attack and that it will go away on its own without you doing anything to stop it.

TIP NO. 4

Trying to stop a panic attack in the middle of an episode is not helpful because you are inadvertently telling your brain that you are in danger even though you are not. Letting the panic attack ride over you until it washes away and not changing your behavior to avoid it or escape it is the best thing you can do. Over time, your brain will learn that you are not in danger and the panic attacks will reduce over time.

As the ONLY Level I trauma center in the region, our expertise means a strong comeback when life knocks you off course.

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WESTCHESTER MEDICAL CENTER HEALTH NETWORK Westchester Medical Center l Maria Fareri Children’s Hospital l Behavioral Health Center l MidHudson Regional Hospital Good Samaritan Hospital l Bon Secours Community Hospital l St. Anthony Community Hospital HealthAlliance Hospital: Broadway Campus l HealthAlliance Hospital: Mary’s Avenue Campus l Margaretville Hospital

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Physicians ﬁght back as WalletHub ranks New York the worst state for doctors also ranked the best big cities for college basketball fans (Los Angeles was at the top) and the most federally dependent states (New Mexico took top honors in that one). Now, one of its studies has determined that New York is the worst place in the U.S. in which a doctor can be practicing. WalletHub ranks New York at No. 51, just behind the District of Columbia. Connecticut ranks not much better at No. 47. But, does WalletHub's survey have physicians in Westchester and Fairfield counties packing their bags and catching the first bus for Montana, first on its list of states most hospitable for a doctor's practice? Not from what the Business Journal was able to determine.

BY PETER KATZ pkatz@westfairinc.com

alletHub is an online financial service based in Washington, D.C., which is owned by Evolution Finance, Inc. In addition to offering consumers financial tools for tasks such as credit monitoring and figuring out the costs of various goods and services, it frequently conducts surveys and publishes ratings on many topics. It recently did a survey on obesity and food to find the fattest cities in the U.S. (McAllen-Edinburg-Mission, Texas, was the fattest; the combined Bridgeport-NorwalkStamford area ranked 87th). It

In trying to determine where the best conditions are for doctors to practice in the U.S., WalletHub looked at 18 metrics across two key dimensions, “Opportunity & Competition” and “Medical Environment.” The data included diverse items such as the average annual wage of physicians, the number of hospitals per capita and the quality of the public hospital system. It gathered statistics on the number of doctors who had done their residency in each state and subsequently stayed there and opened up a practice. Among the other elements examined by WalletHub were the number of continuing-education credits a state required a practicing physician to obtain

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Audit | Tax | Consulting

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in order to maintain his or her license, state medical licensing practices, the level of state disciplinary action against doctors and malpractice insurance rates. “I think we have some of the best facilities in Connecticut and New York. They’re state of the art. They’re modern. We have the latest cutting-edge equipment as well as services and specialists available at our fingertips,” Camelia Lawrence, M.D., told the Business Journal. She was recently elected to the board of trustees of the Fairfield County Medical Association. “It’s important for the community as a whole to take steps to ensure that a favorable environment exists for physicians who want to practice and want to stay because you want to have access to the specialists and make quick appointments.” Lawrence has experience with medicine in both Connecticut and New York. She's the director of breast surgery at the Hospital of Central Connecticut and earned her medical degree from the Rochester School of Medicine and Dentistry, completing her general surgery residency at the Western Medical Center/New York Medical College. “The average medical student is graduating with a debt of over $175,000, so when you’re looking to get started you’re kind of starting from behind,” Lawrence said. She noted that medical schools seldom prepare students for dealing with the financial piece of starting and maintaining a practice. “There’s a huge financial component that I think physicians are forced to at least consider.” She said that a state where the cost of living is comparatively high and malpractice insurance is a major expense can be less attractive for some physicians.

Huang suggested that one reason for New York being rated so low by WalletHub may be the highly competitive nature of the medicine practiced in the state.

Jason Shuker, M.D., is associate medical director at the Westmed Medical Group which has its headquarters in Purchase and multiple facilities in Westchester and Connecticut. He also practices emergency medicine and is affiliated with White Plains Hospital. “While I am surprised to see New York and Connecticut are ranked poorly, I am encouraged to know that every day I come to work (and) I see the people we help, the system that supports our patients and our staff and clinical providers, and the leadership that is directing the (Westmed) group to the future. I feel lucky to be a part of this system and I can't imagine a better place to be.” He told the Business Journal that medical results provide clear evidence demonstrating that practicing in Westchester is rewarding. “Access to great care from primary to subspecialty care is abundant and allows me to provide the best care to patients who have chosen me to take care of them.” He gave an example of an elderly

patient “with multiple medical issues who might otherwise be sent to a hospital for the acute problem he presented, was able to be seen in one department, have lab work and radiological tests performed, and then specialists were consulted via our HIPAA-compliant messaging systems. A plan of care to keep that patient out of the hospital can be developed, which benefits the patient and the larger system,” he said. Dr. Yili Huang specializes in pain management and anesthesiology at Phelps Hospital Northwell Health and Northwell Physician Partners in Sleepy Hollow. He does not believe that New York is the worst state for a physician's practice. “I think it is one of the best. I trained and practiced at Yale in Connecticut, trained in New York City and now practice in Westchester,” he said. Huang suggested that one reason for New York being rated so low by WalletHub may be the highly competitive nature of the medicine practiced in the state. “Our communities, our patients and the relative surplus of physicians in New York demand that we practice the best, most evidence-based, most innovative medicine. It forces us to stay on our toes, gives us access to each other and true thought leaders and pioneers in our fields.” Huang says doctors who were born, raised or studied in New York or Connecticut will want to stay close to their support systems of family and friends. “This is especially true for a physician who encounters high stress and experiences burnout. Many of my colleagues who moved away from New York tell me that they end up just spending all their vacations visiting New York to be close to family and friends. Why not just live and practice here?”

brenda

Top heart specialists made sure this busy grandmother didn’t miss a beat. When she almost fainted following a short walk, Brenda knew something was seriously wrong. Her cardiologist discovered a slow heart rate, and sent her straight to the electrophysiology team at White Plains Hospital. Dr. Daniel Wang performed an innovative cardiac pacing procedure that rewired Brenda’s heart so she could keep up with her active family.

Don’t ignore your heart’s signals. Download a heart health assessment at exceptionaleveryday.org/cardiac or to find a cardiologist call (914) 849-MyMD. A M E M B E R O F T H E M O N T E F I O R E H E A LT H S Y S T E M

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GOOD THINGS SHOPRITE, A GOOD NEIGHBOR

UNITED WAY 2019 GALA BREAKS RECORDS

Thousands of ShopRite associates across hundreds of stores compete each fall in a friendly competition sponsored by ShopRite and General Mills. The annual ShopRite Partners in Caring Cheerios Contest, a tradition marking its 20th anniversary this year, serves as the backdrop for ShopRite associates to collect donations at check-out and hold events in the store to raise awareness and money to fight hunger. Each of the 50 winning ShopRite stores chose two ShopRite associates to be featured on a special-edition Cheerios box and received prize money ($3,000 for the top five stores and $500 for the remaining winning stores) that was presented to local food pantries chosen by the respective stores. ShopRite of Croton-on-Hudson selected Sandy Puglielle of Newburgh and Diane Moore of Buchanan to be featured on the 150,000 special-edition Cheerios boxes sold exclusively at ShopRite. The boxes were unveiled during a ceremony at ShopRite of Croton-on-Hudson on March 6.

HARRISON EDWARDS EXPANDS ITS BROADBAND PRACTICE Carolyn Mandelker, president and CEO of Harrison Edwards PR, announced the firm has signed with Neighborly, the Silicon Valley-based financial tech company, to promote the company’s fiber-to-the-home project in Ohio.

WAR DOG MEMORIAL AT LASDON PARK More than $30,000 has been raised by Friends of Lasdon Park & Arboretum in Somers to erect a memorial statue dedicated to hero dogs in the military. The statue, a life-sized sculpture based on a World War II war dog named “Chips,” is planned for the Trail of Honor at Lasdon Park. The sculpture will pay tribute to the thousands of service dogs that have fought to protect our nation’s soldiers in war zones. The money for the sculpture was raised by Friends of Lasdon Park & Arboretum. Edward J. Wren of Pleasantville brought Chips home after the war. Chips was a German Shepherd-Collie-Siberian Husky mix that trained for the United States Army and is reputedly the most decorated war dog from World War II.. The sculpture is being created by sculptor Lena Toritch, whose pieces have been placed throughout the country for military and police personnel. An unveiling date of June 22 is planned at Lasdon Park.

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Mary Gibbons Gardiner

From left: June Blanc, chair of the UWWP Board of Directors; Ross Buchmueller, president and CEO, PURE Group of Insurance Companies; UWWP President and CEO Alana Sweeny; and Dave Yawman, executive vice president, government aﬀairs, general counsel and corporate secretary, PepsiCo Inc. Barbara Gaughan

United Way of Westchester and Putnam’s Wine and Wonder Gala raised the largest amount of money in the history of the organization, drawing 350 people and raising more than $510,000. The gala, which was held March 14 at Doral Arrowood Conference Center in Rye Brook, honored Ross Buchmueller, presi-

dent and CEO of Pure Group of Insurance Companies. Entertainment was provided by master illusionist JB Benn, who has performed his magic on multiple television series, including Late Night with Conan O’Brien as well as for the Royal Family of Monaco, Oprah Winfrey and Bill Gates. Proceeds from the event will go to-

ward United Way’s work on early childhood literacy, stabilizing households and serving the urgent needs of the whole community through its 24/7 help line. Alana Sweeny, president and CEO of United Way of Westchester and Putnam, gave a special tribute to Buchmueller for his many years of support.

FOSINA, CHAIRMAN-ELECT OF AMERICAN COLLEGE OF HEALTH CARE EXECUTIVES Michael J. Fosina, president, NewYork-Presbyterian (NYP) Lawrence Hospital in Bronxville, and senior vice president, NewYork-Presbyterian, New York, has been elected the 2019–2020 chairman-elect of the American College of Healthcare Executives (ACHE). Fosina took office at the Council of Regents Meeting preceding ACHE’s 62nd Congress on Healthcare Leadership. Fosina will serve the first part of a three-year term followed by serving as chairman and immediate past chairman. A New Rochelle resident, Fosina has been president of NYP Lawrence Hospital since 2015. He has spent more than 20 years at NYP in various leadership positions, helping establish NYP’s sixth campus. Board certified in health care management as an ACHE Fellow, Fosina has served on the ACHE board of governors since 2016. He also served as the ACHE Regent for New York—Metropolitan New York from 2013 to 2016 and on numerous ACHE committees throughout the years.

Amy Ansehl

NEW OFFICERS AND BOARD MEMBER AT HOSPICE OF WESTCHESTER Hospice of Westchester (HOW) in White Plains has voted for new officers and one new member for its 2019-2020 board of directors. Mary Gibbons Gardiner, family wealth advisor with Morgan Stanley, has been named board chair, after joining the board in 2016. Barbara Gaughan, RN, who joined the board in 2017, has been named vice chair. They join Kathleen McArdle, secretary, and George Whitehead, treasurer. In addition, Amy Ansehl has been named as a board member.

Information for these features has been submitted by the subjects or their delegates. Michael J. Fosina

COMPASS REAL ESTATE TO OPEN IN RYE RIDGE SHOPPING CENTER

LIONS & STEM TEAM UP WITH SEDONA TO SUPPORT SUMMER CAMP

State Sen. Shelley B. Mayer hosted her third annual Women’s History Month Celebration March 23 at which five honorees from the 37th State Senate District who made substantial contributions to the community were recognized.

Compass, a residential real estate office, has signed a long-term lease for 1,410 square feet in the Rye Ridge Shopping Center. Originally a real estate technology company founded in 2012 and headquartered in New York City, Compass since its inception has experienced tremendous growth spurred by cash investments. In 2014, it entered the real estate business by contracting with independent real estate agents. Currently it operates out of 19 major markets and announced in 2018 that it plans to expand internationally. In 2018, after a $400 million investment, the company had a valuation of $4.4 billion.

MANHATTANVILLE PHYSICS/ MATHEMATICS JUNIOR AWARDED INTERNSHIP AT PLASMA LABORATORY

KEYBANK NEW EXECUTIVE APPOINTMENTS IN HUDSON VALLEY/METRO KeyBank Hudson Valley/Metro New York executives Joseph F. Markey and David W. Lewing have been promoted to new leadership roles. Markey goes from Hudson Valley/ Metro New York market president to regional sales executive for KeyBank’s east region. Lewing, former middle-market team leader, will replace him as market president. Markey will lead Key’s commercial banking and community development activities for six of Key’s markets – Hudson Valley/Metro New York; eastern Pennsylvania; Albany; Connecticut/western Massachusetts; Maine/Boston; and Vermont. The market presidents and commercial teams in each market will report to him. Since joining Key in 2002, Markey has served in numerous roles, including eight years as a managing director in KeyBanc Capital Market’s corporate and investment banking business, two years as regional credit officer for the East Region and most recently market president and commercial banking sales leader in the Hudson Valley/Metro NY market. His previous experience included positions with Wachovia Securities, The Bank of New York and Daiwa Bank. Lewing joined KeyBank in 2014 as an enterprise banker. He was promoted to middle-market team leader in 2017. In his new role as market president, Lewing will continue to oversee the delivery of the bank’s commercial banking and capital markets solutions to mid-sized companies in the Hudson Valley and metropolitan New York areas. He has more than 30 years of financing experience in various industries. Prior to Key, he spent 11 years at Wachovia Securities and Wells Fargo Bank in their corporate and investment banking and commercial banking businesses. He also held various leadership positions with Toronto Dominion Securities and Chemical Bank.

MAYER HOSTS 3RD ANNUAL WOMEN’S HISTORY MONTH EVENT

Counselor Sam Sarkozi with campers from Co-Op Camp, Summer 2018. Photo courtesy Margret Käufer.

The Larchmont-Mamaroneck Lions and the STEM Alliance of Larchmont-Mamaroneck are teaming up with Mamaroneck’s Sedona Taphouse to support the Co-Op Summer Enrichment program, the area’s only summer camp for low-income kids, operating for more than 40 years. Each month Sedona Taphouse offers Steak Out for Charity to support a local nonprofit. On every Monday in May,

Sedona will support the Co-Op Summer Enrichment Program. Customers can purchase steak lunches or dinners for just $8 and $2 of that purchase will be donated to the Co-Op Program. As a service-oriented group, the Larchmont-Mamaroneck Lions works to leverage its organization’s capacity to do more for those in need. For this fund-raiser, the Lions will be providing two matching gift resources to increase the Co-Op

donation of $2 per steak to $5 per steak. The additional $3 per steak comes from the local Larchmont-Mamaroneck Lions who will match each Sedona steak with $1 and the Brandel Murphy Foundation from the regional Lions network, which will match each steak purchase with an additional $2. For more about Co-Op, including jobs for teens and college students, visit coopsummer.org.

Purchase-based Manhattanville College physics and mathematics student Barbara Garcia, in her junior year, was awarded an internship at the U.S. Department of Energy’s Princeton Plasma Physics Laboratory starting in June. The laboratory is a world-class fusion-energy research laboratory dedicated to developing the scientific and technological knowledge base for fusion energy as a safe, economical and environmentally attractive energy source for the world’s long-term energy requirements. Manhattanville’s STEM (science, technology, engineering and mathematics) programs consist of students of all skill levels being able to discover coding, machine learning, film, robotics and game design, developing the in-demand skills needed to compete at New York companies.

WCHS TAG SALE GOES YEAR-ROUND

FEEDING WESTCHESTER PARTNERS WITH MERCY COLLEGE TO LAUNCH ON-CAMPUS FOOD PANTRY Feeding Westchester partnered with Mercy College in Dobbs Ferry to launch Mercy’s MAV Market, an on-campus food pantry that will help feed Mercy students, faculty and staff. For 30 years, Feeding Westchester, formerly known as Food Bank for Westchester, has been the heart of a network of more than 300 partners that provide food directly to 200,000 county residents who are struggling with hunger. The county’s leading nonprofit hunger-relief organization sources and distributes 95 percent of nutritious food and other resources to towns throughout Westchester through soup kitchens, shelters and daycare and residential programs, delivering over 8.4 million pounds of food and 7.5 million meals to people.

Leslie Gordon, president and CEO, Feeding Westchester, and Tim Hall, president, Mercy College.

After 25 years of conducting its annual Giant Tag Sale fund-raiser, the Westchester County Historical Society (WCHS) is partnering with The Benefit Shop Foundation to create a year-round opportunity for residents to donate and purchase items to raise funds and support the work of WCHS. Items donated throughout the year to the WCHS become part of periodic auctions conducted by The Benefit Shop Foundation, a 501(c)3 not-for-profit based in Mount Kisco, the proceeds of which are then donated to local Westchester organizations, including the Westchester County Historical Society. Donations of items like designer furniture, artwork, vintage and fine jewelry, antiques and collectibles may be made to the Westchester County Historical Society by calling 914-592-4323 or email sepp@ westchestergov.com to arrange pickup or delivery. The public is invited to preview and bid on auction items by going to thebenefitshop.org. It is also possible to view items at the Mount Kisco warehouse prior to sale.

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APRIL 8, 2019

GOOD THINGS KURZMAN EISENBERG CORBIN & LEVER ADD ATTORNEYS Kurzman Eisenberg Corbin & Lever LLP in White Plains announced the appointments of Kenneth S. Rose and Joel J. Goldschmidt as partners in the firm and John C. Hui as senior counsel. The addition of these experienced attorneys has expanded the corporate law practice at Kurzman Eisenberg Corbin & Lever to include complex securities transactions and enhanced its existing capital markets and SEC practice. The three attorneys formerly practiced together at Morse, Zelnick, Rose & Lander LLP, a New York City-based boutique corporate, securities and business law firm. They will work out of both the firm’s White Plains and New York City offices. Rose’s practice focuses on complex corporate and securities transactions. Goldschmidt has extensive experience representing and advising companies and individuals in connection with a variety of securities, corporate, real estate and tax matters. Hui advises public and private company clients on corporate and securities law.

HOULIHAN LAWRENCE BEDFORD/POUND RIDGE OFFICE AGENT RANKS #1 David Turner of the Houlihan Lawrence Bedford/Pound Ridge office was recently ranked No. 1 of the Top 20 luxury residential agents in Westchester by The Real Deal, an industry publication. A 23-year resident of northern Westchester, Turner attributes his success to maintaining a reputation for transparency, honest brokering and expertise at all price points, not just luxury. After a 23-year career in the entertainment industry, including 10 years at ABC Television in New York, Turner moved to Westchester County and began a highly successful real estate practice. In 2009, he joined Houlihan Lawrence and quickly rose to be one of the company's top-producing agents. In his 20 years in the real estate business, Turner has closed more than $377 million in sales.

NEWS NOON

APRIL 8, 2019

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CARDINAL VISITS ELIZABETH SETON PEDIATRIC CENTER Timothy Cardinal Dolan and Monsignor Kevin Sullivan, executive director of Catholic Charities of the Archdiocese of New York, recently visited the Elizabeth Seton Pediatric Center in Yonkers – the nation’s largest post-acute care center for medically complex children – to call attention to the “aging out” crisis impacting residents who reach age 22. By state regulation, this makes them too old to continue receiving care at the pediatric center. During his visit, Dolan gathered with a group of the center’s teenagers, families and staff to hear directly about how aging out of the facility will drastically upend the care they depend on by forcing these medically complex young adults to leave what many have called their homes for their entire lives. The staff also shared with the Cardinal their vision to solve the crisis: a first-of-itskind facility to provide specialized care to medically complex young adults, just steps from the pediatric center. “We are grateful to His Eminence for lending his support to the children and young adults at Elizabeth Seton Pediatric Center by visiting us during his Lenten Journey,” said Pat Tursi, CEO of Elizabeth Seton Pediatric Center. In total, 52 of the pediatric center’s residents will reach age 21 by 2024, which is three times greater than the number of children in the same age group just five years ago.

Houlihan Lawrence has announced the appointment of Terra Corning as the manager of its Larchmont brokerage. She takes over for Deborah Doern, who was promoted to regional vice president. Corning brings 17 years of real estate experience to the firm including four years at the Larchmont office. Prior to that, she was an associate broker for 13 years with Coldwell Banker in Larchmont. Before her career in real estate, Corning worked in the advertising and marketing departments of two start-up companies. Corning, a resident of New Rochelle, has earned both the ABR (Accredited Buyer’s Representative) and GRI (Graduate Realtor Institute). She is also a certified relocation specialist, a member of the MultiMillion Dollar Club and a member of many professional realty organizations.

HEARTS TO HOMES ELECTS BOARD MEMBER

Pat Tursi, CEO of Elizabeth Seton Pediatric Center; Stephanie Gibaud, resident at the center; and His Eminence Timothy Cardinal Dolan.

WINNER OF THE ROY R. NEUBERGER PRIZE ANNOUNCED Tracy Fitzpatrick, director of the Neuberger Museum of Art at Purchase College, announced that the Museum’s 2019 Roy R. Neuberger Prize, now carrying an honorarium of $25,000, has been awarded to Yto Barrada, an internationally acclaimed French-Moroccan multimedia artist. In addition to the cash award, an exhibition of her work Yto Barrada: The Dye Garden, will be on view for the first time in the U.S. at the Neuberger Museum of Art from Sept. 25 to Dec. 22. Barrada was selected from a long list of candidates nominated by the Roy R. Neuberger Prize Advisory Panel, consisting of the museum’s director and curators, and various faculty at Purchase College. Barrada was born in Paris and raised in Tangier and had her first solo exhibition in 2003 at the Galerie Polaris in Paris.

HOULIHAN LAWRENCE NAMES NEW MANAGER OF LARCHMONT BROKERAGE

A Yonkers-based 501(c)(3) organization dedicated to helping young adults who are aging out of foster care, Hearts to Homes Furnishings Inc., has announced the election of Dan Suzuki to its board of directors. Portfolio strategist at Richard Bernstein Advisors LLC (RBA), Suzuki is responsible for portfolio strategy, asset allocation, investment management and marketing to major wire houses and independent RIAs. Prior to joining RBA, he worked at Bank of America-Merrill Lynch in global research and is a frequent guest on CNBC, Bloomberg TV and is often quoted in The Wall Street Journal, Financial Times and Barron’s.

DONATION FROM GEICO EXTENDS IMPACT OF ANNUAL APPEAL

Yto Barrada

The Junior League of Central Westchester (JLCW) in Scarsdale recently recognized the GEICO local office for its donation of $1,000 as a matching grant for the organization’s annual appeal. JLCW advisor and sponsor Weezie Mullaly, owner of the GEICO local office, has offered the matching donation through the JLCW Advisor Challenge in support of the first team to reach 100 percent participation. All donations enable the JLCW to keep improving the lives of children and families within the central Westchester community.

Facts & Figures BANKRUPTCIES Manhattan Benjamin & Jerold Brokerage I LLC, 80 Broad St., New York 10004. Chapter 7, voluntary. Attorney: Kevin J. Nash, New York 10036. Filed April 1. Case no. 19-10993-jlg. Cochran & Pease LLC, 60 W. 23 St., New York 10010. Chapter 11, voluntary. Attorney: Brian Pease, San Diego, CA 92103. Filed March 27. Case no. 19-10903-jlg. El San Juan City Island on 5th Ave LLC, 1429 Fifth Ave., New York 10035. Chapter 11, voluntary. Attorney: pro-se. Filed March 27. Case no. 19-10904-mg. H.T.O. Architect PLLC, 370 Seventh Ave., New York 10001. Chapter 11, voluntary. Attorney: Michael J. Macco, Islandia 11749. Filed March 28. Case no. 19-10915-mg. Point Roll Inc., 401 Park Avenue South, New York 10016. Chapter 11, voluntary. Attorney: Stephen Hessler, New York 10022. Filed March 29. Case no. 19-10972-smb. Sizmek Inc., 401 Park Avenue South, New York 10016. Chapter 11, voluntary. Attorney: Justin R. Bernbrock, Chicago, Illinois 60654 and Stephen Hessler, New York 10022. Filed March 29. Case no. 19-10971smb. Wireless Artist LLC, 401 Park Avenue South, New York 10016. Chapter 11, voluntary. Attorney: Stephen Hessler, New York 10022. Filed March 29. Case no. 19-10975-smb. WirelessDeveloper Inc., 401 Park Avenue South, New York 10016. Chapter 11, voluntary. Attorney: Stephen Hessler, New York 10022. Filed March 29. Case no. 19-10976-smb. X Plus One Solutions Inc., 401 Park Avenue South, New York 10016. Chapter 11, voluntary. Attorney: Stephen Hessler, New York 10022. Filed March 29. Case no. 19-10977-smb.

Items appearing in the Fairfield County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken. Questions and comments regarding this section should be directed to: Larry Miles c/o Westfair Communications Inc. 701 Westchester Ave, Suite 100 J White Plains, N.Y. 10604-3407 Phone: 694-3600 • Fax: 694-3699

X Plus Two Solutions LLC, 401 Park Avenue South, New York 10016. Chapter 11, voluntary. Attorney: Stephen Hessler, New York 10022. Filed March 29. Case no. 19-10978-smb.

White Plains Hampstead Global LLC, 520 White Plains Road, Tarrytown 10591. Chapter 11, voluntary. Attorney: Charles A. Higgs, New York 10010. Filed March 30. Case no. 1922721-rdd. Wilsher Home LLC, 14 Wilsher Drive, Monsey 10952. Chapter 11, voluntary. Attorney: pro-se. Filed April 1. Case no. 19-22731-rdd.

COURT CASES New York Abelson-Taylor Inc. Filed by David Meanix. Action: copyright infringement. Attorney for plaintiff: Hilary Lovett Preston.Filed March 29. Case no. 1:19-cv-02840-AT. Accor Management US Inc., et al. Filed by Victor Lopez. Action: federal question. Attorney for plaintiff: Jeffrey Michael Gottlieb. Filed March 27. Case no. 1:19-cv-02759AJN. Aegis Realty Management Corp., et al. Filed by Silfredo Campos. Action: Fair Labor Standards Act. Attorney for plaintiff: Marc Andrew Rapaport. Filed March 29. Case no. 1:19-cv-02856-KPF. Ballyhoo Media Inc. Filed by the city of New York. Action: diversity action. Attorney for plaintiff: Brian Thomas Horan. Filed March 27. Case no. 1:19-cv-02731-LLS. Bayview Loan Servicing LLC. Filed by Janet Wasserman. Action: Fair Debt Collection Act. Attorney for plaintiff: Adam Theodore Hill. Filed March 29. Case no. 1:19-cv02853-JSR. Breather Products US Inc. Filed by Thomas J. Olsen. Action: federal question – other civil rights. Attorney for plaintiff: Christopher Howard Lowe. Filed March 27. Case no. 1:19-cv-02760-PGG. B & D Again LLC. Filed by Carlos Florez. Action: federal question. Attorney for plaintiff: Maria Costanza Barducci. Filed March 27. Case no. 1:19-cv-02736-ER. Citadines Group LLC. Filed by Lawrence Young. Action: federal question. Attorney for plaintiff: Jeffrey Michael Gottlieb. Filed March 29. Case no. 1:19-cv-02862-JPO.

ON THE RECORD

Claire’s Stores Inc. Filed by Thomas J. Olsen. Action: federal question – other civil rights. Attorney for plaintiff: Douglas Brian Lipsky. Filed March 28. Case no. 1:19-cv-02809LGS. CSA Group NY Architects and Engineers PC. Filed by Sakina L. Powell. Action: job discrimination (other). Attorney for plaintiff: prose. Filed March 27. Case no. 1:19-cv02778-UA. Doctors Professional Liability Insurance Inc. RRG, et al. Filed by Arden Kaisman, M.D. Action: diversity action. Attorney for plaintiff: Michael Alan-Herman Schoenberg. Filed March 28. Case no. 1:19-cv02777-LGS. Eman Corporation et al. Filed by Atef Abdelaal. Action: denial of overtime compensation. Attorney for plaintiff: Michael Antonio Faillace. Filed March 29. Case no. 1:19-cv-02836-UA. Gray Line New York Tours Inc., et al. Filed by Go New York Tours Inc. Action: antitrust litigation. Attorney for plaintiff: Maurice Newmark Ross. Filed March 29. Case no. 1:19-cv-02832-LAK. Henkel of America Inc., et al. Filed by Abel Duran. Action: diversity action. Attorney for plaintiff: C.K. Lee. Filed March 28. Case no. 1:19-cv-02794-PAE. Mestre Inc., et al. Filed by Jose Ramirez. Action: Fair Labor Standards Act. Attorney for plaintiff: Abdul Karim Hassan. Filed March 31. Case no. 1:19-cv-02871-VEC. NBCUniversal Media LLC. Filed by the trustees of the Welfare, Pension and Annuity Funds of Local No. One, I.A.T.S.E. Action: E.R.I.S.A. – civil enforcement of employee benefits. Attorney for plaintiff: Nicholas James Johnson. Filed March 27. Case no. 1:19-cv-02748-VEC. Oakwood Worldwide LP. Filed by Lawrence Young. Action: federal question. Attorney for plaintiff: Jeffrey Michael Gottlieb. Filed March 29. Case no. 1:19-cv-02844-DAB. Osiris Therapeutics Inc., et al. Filed by Todd Salley. Action: Securities Exchange Act. Attorney for plaintiff: Richard Adam Acocelli Jr. Filed March 29. Case no. 1:19-cv02822-UA. Patsy’s Brand Inc., et al. Filed by I.O.B. Realty Inc., et al. Action: trademark infringement (Lanham Act). Attorney for plaintiffs: Paul Grandinetti. Filed March 28. Case no. 1:19-cv-02776-AT. Quadrum Hospitality Group LLC. Filed by Victor Lopez. Action: federal question. Attorney for plaintiff: Jeffrey Michael Gottlieb. Filed March 29. Case no. 1:19-cv-02864LGS.

Signet Jewelers Limited, et al. Filed by Pennant Master Fund LP, et al. Action: Securities Exchange Act. Attorneys for plaintiffs: Richard A. Bodnar, Marc Bradley Kramer and Lawrence M. Rolnick. Filed March 27. Case no. 1:19-cv-02757-CM. TGI Fridays Inc. Filed by Solange Troncoso. Action: diversity action. Attorney for plaintiff: C.K. Lee. Filed March 27. Case no. 1:19-cv-02735KPF. The Sherwin-Williams Company. Filed by Deutsch Inc. Action: diversity – contract dispute. Attorneys for plaintiff: Jessica Clarke and Daniel Joseph Kornstein. Filed March 27. Case no. 1:19-cv-02743-AT. Travelers Indemnity Company. Filed by the city of New York. Action: diversity – insurance contract. Attorney for plaintiff: Eric Proshansky. Filed March 27. Case no. 1:19-cv02746-UA. Under Armour Inc. Filed by Baller Alert Inc. Action: trademark infringement. Attorney for plaintiff: James E. McMillan. Filed March 28. Case no. 1:19-cv-02798-PAE. US Security Associates Inc., et al. Filed by Building Service 32BJ Health Fund, et al. Action: E.R.I.S.A. – withdrawal liability. Attorney for plaintiff: Ira A. Sturm. Filed March 29. Case no. 1:19-cv-02850-PKC. World Hotels North America Inc. Filed by Lawrence Young. Action: federal question. Attorney for plaintiff: Jeffrey Michael Gottlieb. Filed March 28. Case no. 1:19-cv02806-VEC.

Rockland Federal Express Corp., et al. Filed by Chaim Herman. Action: Carmack Amendment to the Interstate Commerce Act/Liability of carriers – receipts and bills. Attorney for plaintiff: pro-se. Filed March 29. Case no. 7:19-cv-02816-VB. FirstSource Advantage LLC. Filed by Liba Lichtman. Action: Fair Debt Collection Act. Attorney for plaintiff: Yitzchak Zelman. Filed March 29. Case no. 7:19-cv-02817NSR. Takeda Pharmaceuticals USA Inc. Filed by Joan Coffey. Action: diversity action. Attorney for plaintiff: Todd Mitchell Rubin. Filed March 27. Case no. 1:19-cv-02733-JSR.

Westchester LXC Inc., et al. Filed by Luigi Girotto. Action: Americans With Disabilities Act – civil enforcement actions. Attorney for plaintiff: Ben-Zion Bradley Weitz. Filed March 29. Case no. 1:19-cv-02858-KPF.

SMW Services Corp., et al. Filed by the trustees of the District Council 9 Painting Industry Insurance and Annuity Funds. Action: E.R.I.S.A.– civil enforcement of employee benefits. Attorney for plaintiff: Dana Lynne Henke. Filed March 27. Case no. 7:19-cv-02744-NSR.

DEEDS Above $1 million 30 Broad Street Owners LLC, Port Chester. Seller: Spring Corp., Port Chester. Property: 30 Broad St., Rye. Amount: $2 million. Filed March 29. 51 Washington Street LLC, Yonkers. Seller: AMDS 51 Washington LLC, Millwood. Property: 51 Washington St., Eastchester. Amount: $1.1 million. Filed March 25. 70 Saw Mill River LLC, Phoenix, Arizona. Seller: 70 Saw Mill River Associates LLC, Bronx. Property: 70 Saw Mill River Road, Greenburgh. Amount: $2.1 million. Filed March 25. Cascade Funding RM1 Alternative Holdings LLC, Austin, Texas. Seller: Bruce L. Trent, Irvington. Property: 173 Mount Airy Road West, Cortlandt. Amount: $1 million. Filed March 27. Umar Estate Saint Josephs LLC, White Plains. Seller: S.J.A. Associates Inc., Yonkers. Property: 39 Saint Joseph Ave., Yonkers. Amount: $1.1 million. Filed March 25. Wilmington Trust N.A. Seller: Warren L. Cohen, Tuckahoe. Property: 989 Split Rock Road, Pelham. Amount: $1.7 million. Filed March 26.

Below $1 million 14 Waller LLC, Yorktown Heights. Seller: Anna Marie Dos Santos, Bethel, Connecticut. Property: 14 Waller Ave., Ossining. Amount: $510,000. Filed March 27. 2525 Holdings LLC, et al, Pearl River. Seller: Barbara Gionta, New City. Property: 85 N. Malcolm St., Ossining. Amount: $350,000. Filed March 27. 3 Sixth Street LLC, New Rochelle. Seller: U.S. Bank N.A. Property: 8 Rugby Road, New Rochelle. Amount: $525,021. Filed March 27. 30 Allard LLC, Bronx. Seller: Robert A. Spolzino, Yonkers. Property: 30 Allard Ave., New Rochelle. Amount: $350,400. Filed March 25.

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328 William Street LLC, Rye Brook. Seller: Michael Grandazzo, et al, Rye Brook. Property: 328 William St., Rye. Amount: $300,000. Filed March 29. 8 Cedar Road LLC, Mahopac. Seller: Kenneth Francis Jordan, Georgetown, Texas. Property: 8 Cedar Road, Somers. Amount: $110,000. Filed March 26. 99 Maple Street LLC, Mount Vernon. Seller: LJ Realty 99 LLC, Mount Vernon. Property: 99 Maple St., Yonkers. Amount: $695,000. Filed March 26. A and M 27 LLC, Yonkers. Seller: Firial Rabadi, Yonkers. Property: 27 Coyle Place, Yonkers. Amount: $395,000. Filed March 28. AB Elm Street LLC, Brooklyn. Seller: Joseph Ruggiero, Yonkers. Property: 204 Elm St., Yonkers. Amount: $325,000. Filed March 25. Bank of America N.A. Seller: Barry Salman, New Rochelle. Property: 12 Risley Place, New Rochelle. Amount: $526,134. Filed March 29. Booksy Building LLC, Pound Ridge. Seller: Jerome Deutsch, et al, Briarcliff Manor. Property: 67 Westchester Ave., Pound Ridge. Amount: $850,000. Filed March 29. BX Property Holdings LLC, Great Neck. Seller: Sheriece McKenzie, Mount Vernon. Property: 173 Crary Ave., Mount Vernon. Amount: $400,000. Filed March 25. GPS Metro LLC, Greenlawn. Seller: Fannie Mae. Property: 217 St. Marks Place, Mount Kisco. Amount: $361,440. Filed March 27. JC Real Estate Management Group LLC, Elmsford. Seller: Waterfall Reverse REO Trust LLC, Lansing, Michigan. Property: 161 Somerstown Road, New Castle. Amount: $325,000. Filed March 29. Lakeview Group Realty Inc., Valhalla. Seller: Emily Catto, et al, Mamaroneck. Property: 285 Lakeview Ave., Mount Pleasant. Amount: $325,000. Filed March 26. Metropolitan Life Insurance Co., Chicago, Illinois. Seller: Lisa Dos Santos, Yonkers. Property: 42 Aqueduct Ave., Yonkers. Amount: $404,921. Filed March 28. Nerikids LLC, Port Chester. Seller: SKL Realty Holdings LLC, Scarsdale. Property: 45 Smith St., Rye. Amount: $295,000. Filed March 25. Ovo Property Group LLC, Brooklyn. Seller: Joao Dos Anjos, Ossining. Property: 65 Main St., Ossining. Amount: $340,000. Filed March 28.

APRIL 8, 2019

Facts & Figures Pago Properties Inc., Ossining. Seller: Klarwood Realty Corp., Montrose. Property: 2131 Albany Post Road, Cortlandt. Amount: $415,000. Filed March 27. R and J Restorations Inc., et al, Putnam Valley. Seller: Robert D. Ryan, Cross River. Property: 1469 Scofield Road, Yorktown. Amount: $192,700. Filed March 27. Sirva Relocation Credit LLC, Independence, Ohio. Seller: Nicholas R. Gugliuzza, et al, Larchmont. Property: 39 Coolidge St., Mamaroneck. Amount: $987,500. Filed March 27. U.S. Bank Trust N.A. Seller: James R. Garvin, et al, Mount Kisco. Property: 22 Larch Drive, Somers. Amount: $242,491. Filed March 25. U.S. Bank Trust N.A. Seller: Martha A. Hernandez, Ossining. Property: 10 Forest Ave., Ossining. Amount: $446,712. Filed March 27. Wells Fargo Bank N.A. Seller: Andrew Buder, New Rochelle. Property: 24 Clara Court, Cortlandt. Amount: $623,577. Filed March 29. Wilmington Savings Fund Society FSB. Seller: Joseph Maria, White Plains. Property: 7 Tommy’s Lane, Lewisboro. Amount: $391,194. Filed March 29.

FORECLOSURES GOLDENS BRIDGE, 20 Hillside Ave. Description and lot size: N/A. LaSalle National Bank Association. Plaintiff’s attorney: Gross Polowy LLC, 1775 Wehrle Drive Williamsville. Defendant: Public Administrator of Westchester County. Referee: Joseph Charbonneau. Sale: April 8, 9:30 a.m. Approximate lien: $597,714.58. MOUNT VERNON, 463 Rich Ave. Single-family residence; lot size: .11 acres. Plaintiff: The Bank of New York Mellon. Plaintiff’s attorney: RAS Boriskin, 900 Merchants Concourse, Westbury. Defendant: James Wilson. Referee: Joseph Maria. Sale: April 15. Approximate lien: N/A. MOUNT VERNON, 537 S. Sixth Ave. Two-family residence; lot size: .24 acres. Plaintiff: Bank of America NA. Plaintiff’s attorney: Davidson, Fink, Cook, Kelly & Galbraith, 28 E. Main St., Rochester. Defendant: Lamont Hoyer. Referee: Peter Goldman. Sale April 8, 10 a.m. Approximate lien: $327,042. NEW ROCHELLE, 1 Merton St. Single-family residence; lot size: .16 acres. Plaintiff: US Bank National Association. Plaintiff’s attorney: Gross Polowy LLC, 1775 Wehrle Drive Williamsville. Defendant: Louis Guiracoca. Referee: Peter Howard Tilem. Sale: April 9, 10 a.m. Approximate lien: $1,080,820.

APRIL 8, 2019

Public administrator of Westchester County for the estate of Anthony G. Mason, et al. Filed by The Bank of New York. Action: seeks to foreclose on a mortgage to secure $970,000 affecting property located at 9 Amanda Lane, New Rochelle 10804. Filed Oct. 10.

Wotring, James W., et al. Filed by Citimortgage Inc. Action: seeks to foreclose on a mortgage to secure $1 million affecting property located at 36 Little Town Lane, Bedford 10506. Filed Oct. 12.

Fidela’s, 100 Highland Ave., 24F, Yonkers 10705, c/o Fidela Guanoluisa Marin. Filed July 2.

The following filings indicated a legal action has been initiated, the outcome of which may affect the title to the property listed.

Richards, Sherina, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $378,510 affecting property located at 30 Scofield Court, Peekskill 10566. Filed Oct. 11.

Mechanic’s Liens

IV Autoworks, 60 Townsend St., Port Chester 10573, c/o Pasquale DeNome, IV. Filed June 28.

Abrams, Susan Lynne, et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $595,000 affecting property located at 212 Alpine Place, Tuckahoe 10707. Filed Oct. 12.

Stonbely, Robert A. II, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $440,000 affecting property located at 301 Kensington Way, Mount Kisco 10549. Filed Oct. 11.

PEEKSKILL, 352 Dyckman St. Two-family residence; lot size: 40x120. Plaintiff: Fareverse LLC. Plaintiff’s attorney: Rosicki, Rosicki & Associates, 51 E. Bethpage Road, Plainview. Defendant: Janet Antonini. Referee: Mark Bernstein. Sale: April 8, 11 a.m. Approximate lien: $243,645.

Yonkers Brewing Company LLC, Yonkers. $6,450 in favor of Zuckerman-Honickman Inc., King of Prussia, Pennsylvania. Filed March 25.

PELHAM, 45 Shore Road. Single-family residence; lot size: 81X100. Plaintiff: US Bank National Association. Plaintiff’s attorney: Gross Polowy LLC, 1775 Wehrle Drive Williamsville. Defendant: Roy Khalid-Kahn. Referee: Gerald Kahn. Sale: April 15, 10 a.m. Approximate lien: $1,297,784.94. PURCHASE, 4 Tam O’Shanter Drive. Single-family residence; lot size: .5 acres. Plaintiff: The Bank of New York Mellon. Plaintiff’s attorney: Frenkel Lambert, Weiss, Weisman & Gordon, 53 Gibson St., Bay Shore. Defendant: Jeffrey Wallberg. Referee: John Perone. Sale: April 22, 9 a.m. Approximate lien: $752,468.20. WEST HARRISON, 754 Lake St. Single-family residence; lot size: 1.82 acres. Plaintiff: Nationstar Mortgage LLC. Plaintiff’s attorney: David A. Gallo & Associates, 99 Powerhouse Road, Roslyn Heights. Defendant: William Kidd. Referee: Albert Comachio 111. Sale: April 8, 9:30 a.m. Approximate lien: $2,442,239. WEST RYE BROOK, 39 Doral Greens Drive. Single-family residence; lot size: .05 acres. Plaintiff: Wells Fargo Bank National Association. Plaintiff’s attorney: Woods Oviatt Gilman LLP, 700 Crossroads Building, 2 State St., Rochester. Defendant: Barbara Carlin. Referee: Julia Henrichs. Approximate lien: $1,181,419.58. WHITE PLAINS, 126 Edgepark Road. Single-family residence; lot size: N/A. Plaintiff: Wells Fargo USA Holding Inc. Plaintiff’s attorney: Gross Polowy LLC, 1775 Wehrle Drive Williamsville. Defendant: Cheryl Candrea. Referee: Linda Markowitz. Sale: April 8, 9:45 a.m. Approximate lien: $703,707.83.

JUDGMENTS 1266 Olmstead Ave LLC, Hartsdale. $8,348 in favor of Excelsior Elevator Corp., Westbury. Filed March 29. East Hudson Level Flooring Systems Inc., Yonkers. $42,563 in favor of Cement and Concrete Workers District Council Welfare Fund, Flushing. Filed March 28. RHCC Inc., Yonkers. $750 in favor of the city of Yonkers. Filed March 28.

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LIS PENDENS

Banks, Susan, et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $496,000 affecting property located at 35 Brookdale Ave., New Rochelle 10801. Filed Oct. 8. Cooper, Lee, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $186,500 affecting property located at 15 Hutchinson Blvd., Mount Vernon 10552. Filed Oct. 11. Freilich, Peter E., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $695,000 affecting property located at 14 Fernwood Ave., Rye 10580. Filed Oct. 15. Lunan, Deborah, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $360,000 affecting property located at 27 Mackellar Court, Peekskill 10566. Filed Oct. 11. McCrory, Mary Constance, individually and as limited administratrix of the estate of Constance McGoldrick, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $840,000 affecting property located at 28 Puritan Ave., Yonkers 10710. Filed Oct. 9. Mehmetaj, Sherif, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $476,000 affecting property located at 6 Heldreth Place, Yonkers 10704. Filed Oct. 15. Morana, Deborah N., et al. Filed by Trustco Realty Corp. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 72 Oregon Road, Cortlandt Manor 10567. Filed Oct. 16. Palumbo, Joseph M., et al. Filed by GSMPS Mortgage Loan Trust 2006-RP2. Action: seeks to foreclose on a mortgage to secure $233,450 affecting property located at 414 Elizabeth Road, Yorktown Heights 10598. Filed Oct. 9.

Tuohy, Paul R., as trustee of the Dolores A. Moravick Irrevocable Trust, et al. Filed by Ocwen Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $1 million affecting property located at 35 Maryland Ave., Armonk 10504. Filed Oct. 15. Unknown heirs of the estate of Jorge E. Alvarado, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $620,500 affecting property located at 15 S. Kensico Ave., White Plains 10601. Filed Oct. 12. Walden, Engrid, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $500,000 affecting property located at 52 Grove St., Port Chester 10573. Filed Oct. 16. Wallace, Jennifer C., et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $456,075 affecting property located at 69 Mitchell Road, Somers 10589. Filed Oct. 12. Weinstein, Abraham I., individually and on behalf of the estate of Jiau Weinstein, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $307,941 affecting property located at 6 Stowe Road, Unit 1, Peekskill 10566. Filed Oct. 16. Westchester County public administrator as the limited administrator of the estate of Arlene Antolik, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $102,512 affecting property located at 463 Kimball Ave., Yonkers 10704. Filed Oct. 11. Williams, Lydia, et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $540,000 affecting property located at 15 Victoria Road, Ardsley 10502. Filed Oct. 15.

Carraway Apartments LLC, as owner. $52,893 as claimed by Central Plumbing Specialties Co., Yonkers. Property: in Harrison. Filed March 25. Ft Hill Peekskill LLC, as owner. $12,416 as claimed by Central Plumbing Specialties Co., Yonkers. Property: in Peekskill. Filed March 25. Koski, Kimberly, as owner. $6,166 as claimed by Home Mason Supply Corp., Peekskill. Property: in Cortlandt. Filed March 29. White Marsh Holdings LLC, as owner. $217,834 as claimed by Grundman Mechanical Systems Inc., Thornwood. Property: in Greenburgh. Filed March 29. White Marsh Holdings LLC, as owner. $46,053 as claimed by DJ Heating and Air Conditioning, Marlboro. Property: in Greenburgh. Filed March 28. Zinrock Resources LP, as owner. $11,184 as claimed by Central Plumbing Specialties Co., Yonkers. Property: in New Rochelle. Filed March 25.

NEW BUSINESSES This paper is not responsible for typographical errors contained in the original filings.

Sole Proprietorships Avieul, 1 W. Prospect Ave., Suite 1039, Mount Vernon 10550, c/o Jenesha Toussaint. Filed June 29. B. Trends, 50 Yonkers Terrace, Suite 1M, Yonkers 10704, c/o Zia Gulraiz. Filed July 2. Cachet Universal Distributor, 48 Ball Ave., Yonkers 10701, c/o Carlos A. Conde. Filed June 27. China House of Wang Rong Mei, 52 Beekman Ave., Sleepy Hollow 10591, c/o Wang Rong Mei. Filed June 26. Eusibathtime, 280 Langdon Ave., Mount Vernon 10553, c/o Helene Njenga. Filed June 28.

GMJCoding, 86 Skymeadow Place, White Plains 10607, c/o Gritley M. Johnson. Filed Jun 28.

JNS Services, 50 E. Sandford Blvd., Mount Vernon 10550, c/o Stanislaus Lewis. Filed July 2. JR Blue Moon Enterprise, 34 Ashland St., New Rochelle 10801, c/o Jessie Roman. Filed June 28. Kras and Son’s Trucking, 237 Tecumseh Ave., Mount Vernon 10553, c/o Andrew McKnight. Filed June 27. Leash Enterprise, P.O. Box 873, Sleepy Hollow 10591, c/o Karen A. Simmons. Filed June 27. Martin’s Landscaping, 48 Mount Morris Ave., White Plains 10604, c/o Martin Sandoval. Filed June 28. Michael Bonforte Management Consultants, 15 Caren Court, Mount Kisco 10549, c/o Michael Bonforte. Filed June 26. Njengas Koffee, 280 Langdon Ave., Mount Vernon 10553, c/o Wilson Njenga. Filed June 28. No Pinnacle, 1 W. Prospect Ave., Suite 1039, Mount Vernon 10550, c/o Najja Pemberton. Filed June 29. Pop’s Pick Up, 6209 Villa at the Woods, Peekskill 10566, c/o Prince Allen Marsh. Filed July 2. Recordgenie, 148 S. First Ave., Mount Vernon 10550, c/o Godfrey Mbonu. Filed July 3. Squimpish Flies, 3 Westminster Drive, White Plains 10604, c/o Stephanie Silliman. Filed July 2. The Bed Knight, 225 Dr. Martin Luther King Blvd., Apt. 5K, White Plains 10601, c/o Tameka Mazyck. Filed June 27. Valid Car Driver, 33 Pearl St., Mount Vernon 10550, c/o Fitzroy Richards. Filed June 28.

PATENTS Adaptive sampling of smart meter data. Patent no. 10,250,956 issued to Carlos A. Alzate Perez, Dublin, Ireand; Francesco Fusco, Kilcock, Ireland; Pascal Pompey, Nanterre, France; Mathieu Sinn, Dublin, Ireland; Michael Wurst, Stuttgart, Germany. Assigned to International Business Machines Corp., Armonk.

Facts & Figures Adjustment of an information unit pacing credit to increase data transmission rate. Patent no. 10,250,516 issued to Roger G. Hathorn, Tucson, Arizona; Bret W. Holley, Tucson, Arizona; Harry M. Yudenfriend, Poughkeepsie. Assigned to International Business Machines Corp., Armonk. Authentication for device connection using visible patterns. Patent no. 10,251,057 issued to Chia-Yu Chen, White Plains; Li-Wen Hung, Mahopac; Jui-Hsin Lai, White Plains; Ko-Tao Lee, White Plains. Assigned to International Business Machines Corp., Armonk. Displaying linked hyper-videos within hyper-videos. Patent no. 10,250,953 issued to Srikanth K. Murali, Bangalore, India; Bidhu Ranjan Sahoo, Bangalore, India; Aparna Seshadri, Bengaluru, India; Padmanabha Venkatagiri Seshadri, Mysore, India. Assigned to International Business Machines Corp., Armonk. Energy-efficient audio-life logging. Patent no. 10,250,976 issued to Hiroshi Horii, Tokyo, Japan; Toru Nagano, Tokyo, Japan. Assigned to International Business Machines Corp., Armonk. Interaction trajectory retrieval. Patent no. 10,250,705 issued to Visarut Asvaraksh, Bangkok, Thailand; Henry Co, Oakleigh, Australia; Changrui Ren, Beijing, China; Kyungsoon Um, Seol, South Korea; Li Zhang, Beijing, China. Assigned to International Business Machines Corp., Armonk. Managing contact status updates in a presence management system. Patent no. 10,250,713 issued to Gary M. Beadle, Austin, Texas; Michael L. Masterson, Austin, Texas. Assigned to International Business Machines Corp., Armonk. Multifunction coolant manifold structures. Patent no. 10,251,318 issued to Francis R. Krug Jr., Highland; Randy J. Zoodsma, Poughkeepsie. Assigned to International Business Machines Corp., Armonk. Performance of secure mobile applications. Patent no. 10,251,033 issued to Ann-Louise Bolger, Windaroo, Australia; Scott A. Exton, Gold Coast, Australia; Yaqian Fang, Gold Coast, Australia; Christopher J. Hockings, Burleigh Waters, Australia. Assigned to International Business Machines Corp., Armonk. Posting the same response for duplicated content. Patent no. 10,250,675 issued to Lisa Seacat DeLuca, Baltimore, Maryland; Jenny S. Li, Danbury, Connecticut; Dana L. Price, Surf City, North Carolina; Aaron J. Quirk, Cary, North Carolina. Assigned to International Business Machines Corp., Armonk.

Preserving stateful network connections between virtual machines. Patent no. 10,250,696 issued to Jakob C. Lang, Boeblingen, Germany; Angel Nunez Mencias, Boeblingen, Germany; Thomas Pohl, Boeblingen, Germany; Martin Troester, Boeblingen, Germany. Assigned to International Business Machines Corp., Armonk. System and method to support codec delivery models for IMS networks. Patent no. 10,250,718 issued to Kishore Channabasavaiah, Palatine, Illinois; Stephen E. Jaffe, Canton, Georgia; Brian T. Paulsen, Overland Park, Kansas; Sri Ramanathan, Lutz, Florida; Matthew A. Terry, Celebration, Florida; Matthew B. Trevathan, Kennesaw, Georgia; Raghu Varadan, San Fransisco, California. Assigned to International Business Machines Corp., Armonk. System for continuous monitoring of body sounds. Patent no. 10,250,963 issued to Li-Wen Hung, Mahopac; John U. Knickerbocker, Monroe. Assigned to International Business Machines Corp., Armonk. System, method and apparatus for fine-grained privacy specification and verification. Patent no. 10,250,642 issued to Pietro Ferrara, White Plains; Marco Pistoia, Amawalk; Omer Tripp, Yorktown Heights. Assigned to International Business Machines Corp., Armonk. System, method and computer program product for service call identification. Patent no. 10,250,747 issued to Keke Cai, Beijing, China; Bai Chen Deng, Beijing, China; Dongxu Duan, Beijing, China; Zhong Su, Beijing, China; Li Zhang, Beijing, China; Xiaolu Zhang, Beijing, China; Shiwan Zhao, Beijing, China. Assigned to International Business Machines Corp., Armonk. System, method and recording medium for providing notifications in video streams to control video playback. Patent no. 10,250,940 issued to Maryam Ashoori, White Plains; Elham Khabiri, Briarcliff Manor; Justin David Weisz, Stamford, Connecticut. Assigned to International Business Machines Corp., Armonk. Tamper-respondent assembly with vent structure. Patent no. 10,251,288 issued to Michael J. Fiser, Poughkeepsie; David C. Long, Wappingers Falls; Michael T. Peets, Staatsburg; Robert Weiss, Lagrangeville; Thomas Weiss, Poughkeepsie; James E. Tersigni, Highland. Assigned to International Business Machines Corp., Armonk. Video feeds in collaboration environments. Patent no. 10,250,851 issued to Liam S. Harpur, Skerries, Ireland; Mark Delaney, Raleigh, North Carolina; Robert H. Grant, Atlanta, Georgia; Trudy L. Hewitt, Cary, North Carolina. Assigned to International Business Machines Corp., Armonk.

Web-service testing. Patent no. 10,250,632 issued to Emmanuel Wurth, Toulouse, France; JeanPhilippe Delpiroux, Toulouse, France. Assigned to International Business Machines Corp., Armonk. Workload management. Patent no. 10,250,533 issued to David Granshaw, Eastleigh, United Kingdom; Samuel T. Massey, Winchester, United Kingdom; Daniel J. McGinnes, Southampton, United Kingdom; Martin A. Ross, Gosport, United Kingdom; Richard G. Schofield, Eastleigh, United Kingdom; Craig H. Stirling, Hedge End, United Kingdom. Assigned to International Business Machines Corp., Armonk.

HUDSON VALLEY BUILDING LOANS Above $1 million HSC Esopus LLC, Daphne, Alabama, as owner. Lender: Trustmark National Bank, Jackson, Missouri. Property: in Esopus. Amount: $1.1 million. Filed March 27.

Below $1 million Delvecchio, Georgia, et al, as owner. Lender: Ulster Savings Bank. Property: in Wappinger. Amount: $300,000. Filed March 27. Lanwin Olympia Cornwall LLC, Cornwall-on-Hudson, as owner. Lender: Wallkill Valley Federal Savings and Loan Association, Walden. Property: 4 Green Valley Court, New Windsor 12553. Amount: $401,250. Filed March 25. Stuart, Paul, et al, Middletown, as owner. Lender: Walden Savings Bank, Montgomery. Property: in Wallkill. Amount: $400,000. Filed March 28. Valentine Home Builders LLC, Goshen, as owner. Lender: Walden Savings Bank, Montgomery. Property: 96 Union Corners Road, Warwick 10990. Amount: $216,000. Filed March 25. Weaver, Eden, et al, Highland, as owner. Lender: Sawyer Savings Bank, Saugerties. Property: 1006 Route 44/55, Clintondale 12515. Amount: $310,000. Filed March 28.

DEEDS Above $1 million Farrell Communities Beacon LLC, Bridgehampton. Seller: Beacon Realty Management of America Corp., Beacon. Property: 16 W. Main St., Beacon 12508. Amount: $2 million. Filed March 28. MG and MK Enterprises LLC, Brooklyn. Seller: AllSave Development LLC, Montebello. Property: in New Windsor. Amount: $1.2 million. Filed March 26.

Below $1 million 11 Liberty LLC, Lattintown. Seller: Joseph Afonso, et al, Wallkill. Property: 11 Liberty St., Newburgh 12550. Amount: $262,500. Filed March 29. 13 Liberty LLC, Lattintown. Seller: Joseph Afonso, et al, Wallkill. Property: 13 Liberty St., Newburgh 12550. Amount: $262,500. Filed March 29. 14 Graves Street Inc., Red Hook. Seller: Kevin Hanlon, et al, Red Hook. Property: in Red Hook. Amount: $230,000. Filed March 28.

Allikes Fortune LLC, New York City. Seller: Robert Hunter, Monticello. Property: 13 Matthews Lane, Washingtonville 10992. Amount: $162,000. Filed March 28.

Deutsche Bank National Trust Co. Seller: Kyle W. Barnett, Poughkeepsie. Property: 740 Dutchess Turnpike, Poughkeepsie 12603. Amount: $222,500. Filed March 26.

Arch Ridge LLC, Larchmont. Seller: Wilmington Savings Fund Society FSB. Property: 1549 Route 300, Newburgh 12550. Amount: $91,088. Filed March 28.

Deutsche Bank National Trust Co. Seller: Stephanie Miller, et al, Pine Bush. Property: 99 Boniface Drive, Unit 4C, Pine Bush 12566. Amount: $103,854. Filed March 26.

Artisan Contractors Inc., Monroe. Seller: Joseph A. Mongelli, Monroe. Property: in Monroe. Amount: $105,000. Filed March 25.

Double R Capital Inc., Poughkeepsie. Seller: U.S. Bank N.A. Property: 92 Victoria Drive, Poughquag 12570. Amount: $373,000. Filed March 26.

Ashco Properties LLC, Olivebridge. Seller: James Davenport, et al, Charlotte, North Carolina. Property: in Rochester. Amount: $205,000. Filed March 28. BJ Maybrook Properties LLC, Goshen. Seller: McDermott Real Estate of Orange County Inc., Newburgh. Property: 203 Main St., Maybrook 12543. Amount: $175,000. Filed March 27. BJ Maybrook Properties LLC, Goshen. Seller: McDermott Real Estate of Orange County Inc., Newburgh. Property: 103 Main St., Maybrook 12543. Amount: $325,000. Filed March 27.

Dutchess Builders LLC, LaGrangeville. Seller: Golden Fields Estates Inc., Katonah. Property: in LaGrange. Amount: $105,000. Filed March 28. Federal National Mortgage Association. Seller: Mark D. Stern, Goshen. Property: 110 Burlingham Road, Pine Bush 12566. Amount: $262,204. Filed March 27. Federal National Mortgage Association. Seller: Raju Sundaran, Walden. Property: 151 Burlingham Road, Pine Bush 12566. Amount: $420,520. Filed March 29. Gemmati Properties LLC, Poughkeepsie. Seller: The Barn Thrift Shop, Salt Point. Property: in Pleasant Valley. Amount: $30,000. Filed March 22.

27 Hemlock LLC, Hopewell Junctions. Seller: Kathy J. Heady, Beacon. Property: in East Fishkill. Amount: $300,000. Filed March 22.

Broadway 12550 LLC, Highland Mills. Seller: Carmelo Liardi, et al, Newburgh. Property: 108 Broadway, Newburgh 12550. Amount: $250,000. Filed March 27.

3-D Property Maintenance LLC, Tuxedo. Seller: Town of Tuxedo. Property: 16 Orange Turnpike, Tuxedo 10987. Amount: $59,000. Filed March 28.

Cedar Street Apartments Inc., Yorktown. Seller: Oasis Holdings LLC, Salt Point. Property: 55 Cedar St., Kingston. Amount: $337,500. Filed March 22.

GTM Realty Two LLC, Long Beach. Seller: Premkumar Perumal, et al, Little Ferry, New Jersey. Property: 186 Stony Brook Road, Fishkill 12524. Amount: $450,000. Filed March 27.

30 Green Street LLC, Bedford. Seller: Elizabeth Heitman, Garrison. Property: 30 Green St., Beacon 12508. Amount: $335,000. Filed March 28.

Charles Tran Property LLC, Washingtonville. Seller: The Bank of New York Mellon. Property: 8 Pilgrim Lane, Washingtonville 10992. Amount: $171,119. Filed March 27.

International Brotherhood of Electrical Workers Local 503, Monroe. Seller: Joseph A. Brown, Rock Hill. Property: in Goshen. Amount: $305,000. Filed March 27.

4 New Street LLC, Monsey. Seller: Shamim G. Aslam, Monroe. Property: 122 Greenwich Ave., Goshen 10924. Amount: $135,000. Filed March 27.

Chestnut Hill Holding Group LLC, Saugerties. Seller: William P. Liston, New York City. Property: in Saugerties. Amount: $75,000. Filed March 28.

Lanwin Olympia Cornwall LLC, Cornwall-on-Hudson. Seller: Abraham Biston, Spring Valley. Property: 4 Green Valley Court, New Windsor 12553. Amount: $80,000. Filed March 25.

775 Van Burenville Road LLC, Astoria. Seller: Mohammad Momani, New City. Property: in Wallkill. Amount: $385,000. Filed March 27.

Chevron Holdings LLC, Monroe. Seller: Golda Silberstein, Monroe. Property: 24 Chevron Road, Unit 201, Monroe 10950. Amount: $254,000. Filed March 28.

808 M Saddle River LLC, New York City. Seller: Aspen Ridge Holdings LLC, Cuddebackville. Property: 6 Aspen Ridge Blvd., Sparrowbush 12780. Amount: $20,000. Filed March 27.

Crestwood Trail Inc., Nanuet. Seller: County of Orange, Goshen. Property: in Warwick. Amount: $25,500. Filed March 26.

ABDD IV NYRE Owner LLC, New York City. Seller: Janna Milazzo, Greenwood Lake. Property: 70 Teneyck Ave., Greenwood Lake 10925. Amount: $370,000. Filed March 28.

Dark Horse Properties LLC, Pleasant Valley. Seller: Luis Dickson, et al, Peasant Valley. Property: 411 Freedom Road, Pleasant Valley 12569. Amount: $92,000. Filed March 22.

WCBJ

MTGLQ Investors LP. Seller: Eric D. Ossentjuk, Newburgh. Property: 8 Kahan Drive, Monroe 10950. Amount: $488,815. Filed March 28. N.D.G. Associates Inc., New Windsor. Seller: ANZ Realty Corp., New City. Property: 44 Kenwood Drive, Unit 44-3 C. Amount: $90,000. Filed March 26. N.D.G. Associates Inc., New Windsor. Seller: ANZ Realty Corp., New City. Property: 7 On The Green, Unit 7-10, New Windsor. Amount: $76,000. Filed March 27.

APRIL 8, 2019

Facts & Figures N.D.G. Associates Inc., New Windsor. Seller: Syed Ajaz Uddin, New City. Property: in New Windsor. Amount: $76,000. Filed March 26.

A Zimmerman and Son Inc., Highland. $1,039 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed March 27.

Group Family Day Care, Kingston. $1,039 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed March 27.

Moxie Cupcake LLC, New Paltz. $1,039 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed March 27.

Nagi Holdings LLC, Newburgh. Seller: GM Investors Enterprises Inc., Newburgh. Property: in Newburgh. Amount: $80,000. Filed March 26.

Avanti Events NY, Saugerties. $1,039 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed March 27.

Historic Housewrights Inc., Accord. $1,039 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed March 27.

Northeast Restoration and Construction LLC, Saugerties. $1,039 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed March 27.

PDH Realty LLC, Goshen. Seller: Matrix Newburgh Development Parcels LLC, Cranbury, New Jersey. Property: in Newburgh. Amount: $500,000. Filed March 27.

Baysa Farms Inc., Walden. $1,054 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Nov. 21.

Huguenot and Convenient Inc., Huguenot. $3,835 in favor of the New York State Department of Labor, Albany. Filed Nov. 28.

Pension Properties Inc., Walden. Seller: John Pedrick, et al, New Windsor. Property: 810 Blooming Grove Turnpike, Unit 73, New Windsor. Amount: $82,500. Filed March 27.

Benjamin Construction, Saugerties. $1,039 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed March 27.

Secretary of Veterans Affairs, Cleveland, Ohio. Seller: JPMorgan Chase Bank N.A. Property: 78 Loughran Lane, Esopus 12429. Amount: $283,703. Filed March 28. Trustco Realty Corp., Glenville. Seller: Jode S. Millman, Poughkeepsie. Property: in Poughkeepsie. Amount: $210,000. Filed March 26. U.S. Bank Trust N.A. Seller: Deborah A. Young, Warwick. Property: 227 Woodcock Mountain Road, Blooming Grove. Amount: $265,000. Filed March 28. Wells Fargo Bank N.A. Seller: Christopher Coleman, Poughkeepsie. Property: 202 Cart Road, Dover Plains 12522. Amount: $335,500. Filed March 27. Wells Fargo Bank N.A. Seller: Tyrone Brown, Yonkers. Property: 13 Bridle Path, Newburgh 12550. Amount: $146,350. Filed March 28. Wells Fargo Bank N.A. Seller: William E. Ibberson Jr., Wallkill. Property: in Shawangunk. Amount: $80,000. Filed March 27. Wilmington Savings Fund Society FSB. Seller: Michael Blustein, Goshen. Property: 154 N. Beacon St., Middletown 10940. Amount: $370,768. Filed March 28. Zena Studios LLC, Woodstock. Seller: Dorothy L.R. Hunt, Kingston. Property: in Kingston. Amount: $160,000. Filed March 28.

JUDGMENTS 28 Country Deli Inc., Kingston. $1,039 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed March 27. 4 SI Inc., Newburgh. $483 in favor of the New York State Department of Labor, Albany. Filed Oct. 31.

APRIL 8, 2019

Brock Logistics LLC, New Windsor. $5,947 in favor of the New York State Department of Labor, Albany. Filed Nov. 28. Catskill Mountain Brewing Company Inc., New Paltz. $18,977 in favor of the New York State Department of Taxation and Finance, Albany. Filed March 25. Citizens Bank of Pennsylvania, Kingston. $1,039 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed March 27. Comprehensive Interventional Pain Management PC, Middletown. $409 in favor of the New York State Department of Labor, Albany. Filed Oct. 31. Crossroads Hydroponics and Organics LLC, West Hurley. $1,039 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed March 27. Excel Auto Glass Corp., Kerhonkson. $1,039 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed March 27. Fletcher Gallery Ltd., Woodstock. $1,039 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed March 27. Four Brothers Pizzeria and Deli, Greenwood Lake. $12,316 in favor of the New York State Department of Labor, Albany. Filed Nov. 28. Fresh Trucking Inc., Wallkill. $2,000 in favor of the New York State Department of Taxation and Finance, Albany. Filed March 25. Gnau Engineering, Saugerties. $1,073 in favor of the New York State Department of Taxation and Finance, Albany. Filed March 25.

WCBJ

International Pallet Inc., Milton. $909 in favor of the New York State Department of Taxation and Finance, Albany. Filed March 25. J and G Taxi Radio Renting, Newburgh. $1,193 in favor of the New York State Department of Labor, Albany. Filed Nov. 7. J Lent and Sons General Contracting LLC, Kingston. $1,039 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed March 27. JFM Abstracts, Highland. $1,073 in favor of the New York State Department of Taxation and Finance, Albany. Filed March 25. K and N Masonry Inc., Kingston. $1,039 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed March 27. K and S Deli, Newburgh. $2,503 in favor of the New York State Department of Labor, Albany. Filed Nov. 7. KAR Construction, Campbell Hall. $2,477 in favor of the New York State Department of Labor, Albany. Filed Nov. 28. Kitchen Installations Inc., Chester. $9,879 in favor of the New York State Department of Labor, Albany. Filed Nov. 28. La Mesera Inc., Newburgh. $610 in favor of the New York State Department of Labor, Albany. Filed Nov. 28. Lil D’s Deli and Catering, Port Jervis. $724 in favor of the New York State Department of Labor, Albany. Filed Nov. 7. LKC Construction, Wallkill. $1,039 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed March 27. Monroe Steakhouse LLC, Monroe. $386 in favor of the New York State Department of Labor, Albany. Filed Oct. 31. Mountain Rest Landscaping Inc., Newburgh. $2,505 in favor of the New York State Department of Labor, Albany. Filed Nov. 7.

Nugent CM, Fort Montgomery. $740 in favor of the New York State Department of Labor, Albany. Filed Oct. 31. NYP Drywall Corp., Monroe. $508,070 in favor of the New York State Department of Labor, Albany. Filed Nov. 28. People II Inc., Highland. $1,039 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed March 27. Reliable Taxi Inc., Highland. $1,039 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed March 27. Sailaway New York LLC, Gardiner. $1,039 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed March 27. Sculley’s Tavern, Rock Tavern. $6,091 in favor of the New York State Department of Labor, Albany. Filed Nov. 28. Somerset Packaging Inc., Monroe. $1,054 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Nov. 21. Spiro Bros Inc., Kingston. $550 in favor of the New York State Department of Taxation and Finance, Albany. Filed March 25. Standing Tall Timber Service Inc., New Paltz. $1,039 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed March 27. Tailspin Furniture LLC, Woodstock. $1,994 in favor of the New York State Department of Taxation and Finance, Albany. Filed March 25. TDSJ LLC, Highland. $1,039 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed March 27. Terra Genesis International LLC, High Falls. $1,039 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed March 27.

TGS Distribution LLC, Maybrook. $1,914 in favor of the New York State Department of Labor, Albany. Filed Oct. 31. The Greenhouses Hotel LLC, Wallkill. $71,293 in favor of the New York State Department of Taxation and Finance, Albany. Filed March 25. Uncle Moe’s Munchies Deli, Newburgh. $1,054 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Nov. 21. Vin De Vincent Ltd., New Paltz. $45 in favor of the New York State Department of Taxation and Finance, Albany. Filed March 25. Visual Exhibitionism LLC, Ellenville. $1,039 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed March 27. Wallkill Golf and Hospitality Corp., Montgomery. $8,068 in favor of the New York State Department of Labor, Albany. Filed Nov. 28. Woodbury Lawn and Landscape Inc., Milton. $577 in favor of the New York State Department of Labor, Albany. Filed March 22. Woodstock Landscaping and Excavating LLC, West Hurley. $2,297 in favor of the New York State Department of Labor, Albany. Filed March 22.

LIS PENDENS The following filings indicated a legal action has been initiated, the outcome of which may affect the title to the property listed. Alvarado, Aida, et al. Filed by Ocwen Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $417,000 affecting property located at 36 Sanford Drive, New Paltz 12561. Filed March 28. Any unknown heirs, devisees, distributees or successors in interest of the late Sharon M. Ross, et al. Filed by Lakeview Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $103,785 affecting property located at 73 Sproat St., Middletown 10940. Filed Feb. 25. Bates, John A. Jr., et al. Filed by J.P. Morgan Mortgage Acquisition Corp. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 22 Hulse St., Wallkill 12589. Filed March 26. Cron, Stuart A., et al. Filed by Specialized Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $305,192 affecting property located at 275 Lake Osiris Road, Walden 12586. Filed Feb. 21.

DEJ Enterprises LLC, et al. Filed by City of Poughkeepsie. Action: seeks to foreclose on a mortgage to secure $50,000 affecting property located in Poughkeepsie. Filed March 20. Diana, Thomas, et al. Filed by M&T Bank. Action: seeks to foreclose on a mortgage to secure $70,170 affecting property located at 74 Wawayanda Ave., Middletown 10940. Filed Feb. 25. Dombrowski, Patricia A., individually and as trustee of the estate of Lillian Masker, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $106,050 affecting property located at 78 Warwick Turnpike, Warwick 10990. Filed Feb. 25. Dwyer, Robert, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $174,000 affecting property located at 555 Gregory Court, Lloyd 12528. Filed March 28. Esposito, Raffaele, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $239,000 affecting property located at 559 Laroe Road, Chester 10918. Filed Feb. 22. Estela, Carlos J., et al. Filed by U.S. Bank Trust N.A. Action: seeks to foreclose on a mortgage to secure $188,996 affecting property located at 20 Forest Hill Road, New Windsor 12553. Filed Feb. 22. Estess, Noah, et al. Filed by GMAT Legal Title Trust 2014-1. Action: seeks to foreclose on a mortgage to secure $159,340 affecting property located at 553 High Meadow Drive, Kerhonkson 12446. Filed March 25. Halstead, Alec, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $274,789 affecting property located at 299 Frozen Ridge Road, Newburgh 12550. Filed Feb. 25. Hendrickson, Elicia, et al. Filed by Ronen LLC. Action: seeks to foreclose on a mortgage to secure $175,950 affecting property located at 11 Winchester Ave., Middletown 10940. Filed Feb. 25. Jordan, Robert W. Jr., et al. Filed by State of New York Mortgage Agency. Action: seeks to foreclose on a mortgage to secure $154,507 affecting property located at 31B Scarborough Lane, Wappingers Falls 12590. Filed March 25. Knight, James E., et al. Filed by Wilmington Savings Fund Society FSB. Action: seeks to foreclose on a mortgage to secure $300,000 affecting property located at 28 Center St., Highland Falls 10928. Filed Feb. 22.

Facts & Figures Landers, William C., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $336,300 affecting property located at 958 Huntington Drive, Unit 255, Fishkill 12524. Filed March 25. Lawrence, Wendy, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $150,000 affecting property located at 863 Route 376, Wappingers Falls 12590. Filed March 20. Lee, Sara, as possible heir to the estate of Barry T. Lee, et al. Filed by Hudson Valley Federal Credit Union. Action: seeks to foreclose on a mortgage to secure $129,730 affecting property located at 67 Wrentham St., Kingston 12401. Filed March 25. Levine, Kevin, et al. Filed by M&T Bank. Action: seeks to foreclose on a mortgage to secure $180,400 affecting property located at 623 South St., Plattekill 12528. Filed March 27. Petrik, Jefferey C., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $260,800 affecting property located at 30 Mountain Pass, Hopewell Junction 12533. Filed March 21. Robbins, Scott F., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $373,100 affecting property located at 147 Rock Ridge Road. Chester 10918. Filed Feb. 21. Sanchez-Sanders, Richard, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $175,933 affecting property located at 6 Charles St., Middletown 10940. Filed Feb. 21. Savage, William, et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $176,200 affecting property located at 14 Sunrise Trail, Monroe 10950. Filed Feb. 21. Schmick, Lisa A., et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $369,750 affecting property located at 47 Ridge Road, Westtown 10998. Filed Feb. 21. Schrepel, Jack W., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $336,000 affecting property located at 15 Laura Drive, Chester 10918. Filed Feb. 22. Scott-Divito, Kymberly M., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $201,300 affecting property located at 5 Terra Nova Drive, Hopewell Junction 12533. Filed March 26.

Singh Realty Corp., et al. Filed by Northeast Community Bank. Action: seeks to foreclose on a mortgage to secure $1.1 million affecting property located at 100 Route 17K, Newburgh. Filed Feb. 22. Squillace, Donna, individually and as surviving spouse of James J. Squillace, et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $316,000 affecting property located at 843 Pulaski Highway, Goshen 10924. Filed Feb. 22. Vargas, Ruben Jr., et al. Filed by BankUnited N.A. Action: seeks to foreclose on a mortgage to secure $297,670 affecting property located at 16 Hickory Hill Drive, Warwick 10990. Filed Feb. 25. Yullie, Dalin Bun, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $144,800 affecting property located at 22 Black Stallion Court, No. 22, Wallkill 10940. Filed Feb. 22.

Mechanic’s Liens Capital Estates Corp., as owner. $7,523 as claimed by MAK III Plumbing and Heating LLC, Slate Hill. Property: 13 Amchir Ave., Middletown 10940. Filed March 29. Jusomi Holdings LLC, as owner. $10,500 as claimed by Joshua Paving Inc., Clintondale. Property: 241 Myers Corners Road, Wappinger. Filed March 21. Jusomi Holdings LLC, as owner. $40,000 as claimed by Joshua Paving Inc., Clintondale. Property: 241 Myers Corners Road, Wappinger. Filed March 21. Saugerties NY Hospitality LLC, Lake Katrine, as owner. $90,000 as claimed by Hudson Valley Commercial Contracting and Management LLC, Saugerties. Property: 2777 Route 32, Saugerties 12477. Filed March 26. Spooner, Hillari, et al, as owner. $20,937 as claimed by Northeastern Development Corp., Wappingers Falls. Property: 35 S. Clinton St., Poughkeepsie. Filed March 22.

NEW BUSINESSES This paper is not responsible for typographical errors contained in the original filings.

Doing Business As Ashokan Center Inc., d.b.a. Ashokan Music and Dance, 477 Beaverkill Road, Olivebridge 12461. Filed March 26.

R T Williams Inc., d.b.a. The Triangle Inn, 498 Delaware Ave., Kingston 12401. Filed March 26.

Hudson Valley Handbags, 133 Cedar Cliff Road, Monroe 10950, c/o Margaret K. Zuern. Filed Feb. 14.

Pelaez Services, 8 Patricia Lane, Wallkill 12589, c/o Urania Pelaez. Filed March 22.

Tippin Scales Charters, 81 Reichel Road, Hurley 12443, c/o Patrick M. Gallagher. Filed March 27.

The Ellenbogen Group Inc., d.b.a. Ascent Business Capital, 721 Broadway, Suite 125, Kingston 12401. Filed March 26.

InstaKlean Auto Detailing, 15 Commercial Ave., Highland 12528, c/o Richard W. Banker. Filed March 27.

Phoenix Ventures, 117 Route 32A, Saugerties 12477, c/o Joseph Santamaria. Filed March 28.

Tropical Touch Mobile Detail, 16 Franklin St., Middletown 10940, c/o Joshua I. Pabon. Filed Feb. 8.

The Ellenbogen Group Inc., d.b.a. Practice Marketing Solutions, 721 Broadway, Suite 125, Kingston 12401. Filed March 26.

Level Best Construction and Home Services, 11 Rockhaven Road, Kerhonkson 12446, c/o Daniel T. Morgan. Filed March 22.

Rad Tee Call Creations, 70 Rockwood Drive, No. 33E, Middletown 10941, c/o Cheryl Ann Brown. Filed Feb. 8.

Wayward Herbs, 83 Brebrant Road, Kingston 12401, c/o Jess E. Clancy. Filed March 26.

Partnerships

Lita’s Baked Goods, 2211 Terrace Drive, New Windsor 12553, c/o Melita Lynn West. Filed Feb. 11.

Ro Lynn Acres Farm, 364 Browns Road, Walden 12586, c/o Roger A. Wright Jr. and Lynnette M. Wright. Filed Feb. 13.

LM Appraisal, P.O. Box 2147, Kingston 12401, c/o Lynne Elizabeth Millson. Filed March 25.

Second Wind CSA, 158 Marabal Road, Gardiner 12525, c/o Leslie Lynn Lewis, Anthony David Post and Samuel Devine. Filed March 26.

Once Upon A Limo, 51 Redwood Drive, Highland Mills 10930, c/o Highland Mills 10930, c/o Daniel Eckert Johnson. Filed Feb. 13.

Real Stone Work, 15 Cedarwood Lane, Saugerties 12477, c/o Nicolas de Jesus Martinez Berganza. Filed March 22. Represent Publishing, 336 Mountain View Ave., Ulster Park 12487, c/o Chelsea L. Whitaker. Filed March 27.

Wine Effects-Accessories for Wine, 226 Tremper Ave., Kingston 12401, c/o Laurie E. Bouck. Filed March 28. Winter Works Consulting, 128 Ridge Road, Chester 10918, c/o Suzanne K. Winter. Filed Feb. 13.

Robbie’s Oils, 7 Chads Ford Lane, Newburgh 12550, c/o Maxine L. Forbes Goulding. Filed Feb. 8.

The Coloring Room, 1430 Route 300, Newburgh 12550, c/o Marianna Calhoun and Patricia Cutroneo. Filed Feb. 15.

Sole Proprietorships Baer Group, Healthcare Consulting and Advocacy, 2117 Glasco Turnpike, Woodstock 12498, c/o Cheyenne Eve Baer. Filed March 28. Baer Patient and Parent Care, 2117 Glasc Turnpike, Woodstock 12498, c/o Cheyenne Eve Baer. Filed March 25. Chris Lane Music, 306 Krumville Road, Olivebridge 12461, c/o Christopher D. Lane. Filed March 27. Cutis, 2 Lake St., Suite 2, Monroe, c/o Kristen A. Hadley. Filed Feb. 15. Decorative Planning, 305 Hurley Ave., Apt. 6C, Kingston 12401, c/o Kira Lynn Cruz. Filed March 28.

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Fishbowl The Band, 11 Mohonk Road, High Falls 12440, c/o Sevan Melikyan. Filed March 27. GCS Professional Services, 200 Woodhill Drive, Apt. 205, Goshen 10924, c/o Gustavo Claudio Suleta. Filed Feb. 11. Halal Grocery, 8 Down’s St., Kingston 12401, c/o Abdul Quayum. Filed March 25. Herb Grill Factory, 52 Overlook Place, Apt. 2, Newburgh 12550, c/o Leshena Anei Chambers. Filed Feb. 11. HTU Sushi, 7 Cherry Court, Highland Mills 10930, c/o Marcus Elliott McCleary. Filed Feb. 15.

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APRIL 8, 2019

LEGAL NOTICES Notice of Formation of Mia Botanica, LLC. Arts. of Org. filed with the SSNY on 02/07/2019. Office: Westchester County. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail copy of process to the LLC, 49 Ridgewood Ter. Chappaqua, NY 10514. Purpose: Any lawful purpose. #62063 Booksy Building LLC, Art. of Org. filed with NY Secy. of State on 02/08/19. Office located in Westchester Co. Secy. of State designated as agent upon which process may be served. Secy. of State shall mail a copy of any process against it served upon him/her to: 127 Horseshoe Hill Road, Pound Ridge, NY 10576. LLC may engage in any lawful act or activity for which a limited liability company may be formed. #62064 NOTICE OF FORMATION of Westchester Food Safety LLC. Articles of Organization filed with the Secretary of State of New York (SSNY) on 1/30(2019. Location: Westchester SSNY designated as agent for service of process on LLC. SSNY shall mail a copy of process to: Frank D Madaio, 300 Hayward Ave. Apt3K Mount Vernon NY 10552 Purpose: Any lawful purpose. #62065 500 Minoel LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 10/27/2017. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 500A Broadway, Bronx, NY 10463. General Purpose. #62066 Umar Estate St. Josephs LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 12/14/2018. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 4 Carriage Hill Rd., West Harrison, NY 10604. General Purpose. #62067 AVR Properties LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 2/22/2019. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 101 Alexander Ave., Yonkers, NY 10704.General Purpose. #62069 Notice of Formation of Muirhead Law LLC Art. of Org. filed with SSNY on 2/25/19. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of any process against the LLC served upon him/her to the LLC, 4169 Murdock Ave., Bronx, NY 10466. The principal business address of the LLC is 718 S. Columbus Ave., Mount Vernon, NY 10550. Purpose: any lawful purpose. #62071 Notice of Formation of Poweroforganix LLC. Of Org. filed with SSNY on 02/15/2019. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC,21 Leather Stocking Ln, White Plains NY 10603. Purpose: any lawful purpose. #62072 Quatre Filles, LLC Filed 2/14/19 Office: Westchester Co. SSNY designated as agent for process & shall mail to: 28 Elmridge drive, Scarsdale, NY 10583 Purpose: all lawful #62075

APRIL 8, 2019

Notice of formation of Limited Liability Company (ìLLCî). Name: Victory Mills LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on February 28, 2019. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to Victory Mills LLC, 1055 Saw Mill River Road, Suite 204, Ardsley, New York 10502. Purpose/character of LLC is to engage in any lawful act or activity. #62077 Notice of formation of Limited Liability Company (ìLLCî). Name: Victory Mills Manager LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on February 28, 2019. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to Victory Mills Manager LLC, 1055 Saw Mill River Road, Suite 204, Ardsley, New York 10502. Purpose/character of LLC is to engage in any lawful act or activity. #62078 Notice of formation of Limited Liability Company (ìLLCî). Name: Victory Mills Associates LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on February 28, 2019. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to Victory Mills Associates LLC, 1055 Saw Mill River Road, Suite 204, Ardsley, New York 10502. Purpose/character of LLC is to engage in any lawful act or activity. #62079 PARTY REQUIRED, LLC, filed with SSNY 2/24/2019. Office located in Westchester Co. SSNY has been designated as agent upon whom process against LLC may be served. SSNY shall mail a copy of any process to: PARTY REQUIRED, LLC. 941 Mclean Ave, #507, Yonkers, NY 10704. Purpose: any lawful business activity or purpose. #62080 NOTICE OF FORMATION OF ADRESTIA, LLC. Articles of Organization were filed with the SSNY on 2/13/19. Office location is Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to 11 Cedar st. Valhalla, NY 10595. Purpose: Any lawful act or activity. #62081 Signature Virgin Hair Extension LLC Arts of Org. filed with Sec. of State of NY (SSNY)on 01/08/2019. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to LLC at 40 Memorial Highway #2M, New Rochelle, NY 10801.General Purpose. #62082 The Articles of Organization of KRISTEN N. GIZZI, ESQ., PLLC, a professional service limited liability company, (the ìCompanyî) were filed with the Secretary of State of the State of New York on August 14, 2018. The office of the Company is located in Westchester County, New York. The Secretary of State has been designated as agent of the Company upon whom process against it may be served. The post office address within or without the State to which the Secretary of State shall mail a copy of any process against the Company served upon him or her is: 201 Saw Mill River Road, Yonkers NY 10701. The Company was formed to perform legal services a professional service limited liability company under the New York Limited Liability Company Act. #62083

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Notice of Formation of JP AUTO SERVICE LLC, a domestic, LLC. Art. Of Org. filed with SSNY on 02/22/2019 Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to: The LLC, 3 Stanley Avenue, Ossining NY, 10562. Purpose: Any Lawful Purpose. #62084

NOTICE OF FORMATION of OLA Services, LLC. Articles of Organization filed with the Secretary of State of New York (SSNY) on February 13, 2019. Location: Westchester County. SSNY designated as agent for service of process on LLC. SSNY shall mail a copy of process to: OLA Services, LLC, 50 Broadway, Hawthorne, NY 10532. Purpose: Any lawful purpose. #62096

Notice of Formation of WIN ADVISORS, LLC Art. Of Org. filed with SSNY on 2/1/19. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the WIN ADVISORS, 1011 King St, Chappaqua, New York 10514 Purpose: any lawful purpose. #62085

NOTICE OF FORMATION of OLA Associates, LLC. Articles of Organization filed with the Secretary of State of New York (SSNY) on February 13, 2019. Location: Westchester County. SSNY designated as agent for service of process on LLC. SSNY shall mail a copy of process to: OLA Associates, LLC, 50 Broadway, Hawthorne, NY 10532. Purpose: Any lawful purpose. #62097

Notice of formation of CHARLTON PLAINS, LLC. Arts of Org. filed with SSNY on 3/7/2019. Office loc. Westchester County. SSNY designated as agent upon whom process may be served. SSNY shall mail copy of any process Charlton Plains, LLC 1 Grosbeak Rd, Yonkers, NY 10701. Purpose: any lawful act or activity. #62086 Notice of Formation of RETIREMENT INCOME SPECIALISTS, LLC. Articles of Organization were filed with the Secretary of State of New York SSNY on February 5, 2019. Office Location: Westchester Country. SSNY designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to: Lee, Nolan & Koroghlian Attn: W Keith Schmidt 622 3rd Ave., Suite 900, New York, NY 10017. Purpose: any lawful act or activity. #62087 Notice of Formation of Limited Liability Company (LLC). Name: TMD Construction JV 4 LLC. Articles of Organization were filed with the Secretary of State of New York (SSNY) on 03/07/19. Office location: Westchester County. SSNY is designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 200 Business Park Dr, Ste 203, Armonk, NY 10504, which is the principle business location of the LLC. Purpose: any lawful activity. #62088 Sushi Vida Bronx LLC ,Arts of Org. filed with Sec. of State of NY (SSNY) 3/8/2019. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 3 Sadore Ln., Apt. 6U, Yonkers, NY 10710.General Purpose. #62091 Notice of Formation of RIVER TUTI LLC. Principal office Westchester County. Secretary of State of NY (SSNY) designated as agent for service of process. SSNY shall mail a copy of any process served against the LLC to 2 Wilson Place, 1st Floor, Mount Vernon, NY 10550. Articles of Organization of the LLC filed with the SSNY on February 20, 2019. Purpose: Any lawful act(s). #62094 225 Husted LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 1/14/2019. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 9 Castle Landing, Port Chester, NY 10573. General Purpose. #62095

CVL2018, LLC. Art. of Org. filed 3/22/18. Office in Westchester Co. SSNY designated for service of process and shall mail to Reg. Agent: Christine Levinson, 35 Mayhew Ave, Larchmont, NY 10538. Purpose: Any lawful activity #62098 NOTICE OF FORMATION OF LIMITED LIABILITY COMPANY (LLC). NAME: Golden Goose 2 LLC Articles of Organization were filed with the Secretary of State of New York (SSNY) on 01/17/19. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: The LLC, 21 Willet Ave. Apt. 322, Port Chester, NY 10573, principal business location of the LLC. Purpose: any lawful business activity.” #62099 MGM Rhodes LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 1/28/2019. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to Midco Accounting Services, c/o Michael Dicostanzo, 1075 Central Park Ave., Ste. 205, Scarsdale, NY 10583. General Purpose. #62101 FB RENOVATION LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 9/8/15. Cty: Bronx. SSNY desig. as agent upon whom process against may be served & shall mail process to LLC c/o Florin Bunjaj, 1091 Neill Ave. Apt 1, Bronx NY 10461. General Purpose. #62102 FBU LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 3/11/19. Cty: Bronx. SSNY desig. as agent upon whom process against may be served & shall mail process to LLC c/o Florin Bunjaj, 1091 Neill Ave. Apt 1, Bronx NY 10461. General Purpose. #62103 NOTICE OF FORMATION OF KAE CONSULTANTS LLC. Arts. Of Org. filed with SSNY on 1/11/17. Offc. loc: WESTCHESTER Cty. SSNY desig. agent upon whom process against it may be served. SSNY shall mail a copy of any process against the LLC to 1967 WEHRLE DRIVE, SUITE 1 #086, Buffalo, NY 14221. Purpose: any lawful activity. #62104 Notice of Formation of The Edible Gardenist, LLC. Art. Of Org. filed with SSNY on 12/3/18. Loc: Westchester Cty, SSNY design. As agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 980 Broadway, #320, Thornwood, NY 10594. Purpose: any lawful purpose. #62105

Notice of Formation of FALCON GROUP LIMITED LIABILITY COMPANY. Principal office Westchester County. Secretary of State of NY (SSNY) designated as agent for service of process. SSNY shall mail a copy of any process served against the LLC to 2 Wilson Place, 1st Floor, Mt. Vernon, NY 10550. Articles of Organization of the LLC filed with the SSNY on May 4, 2004. Purpose: Any lawful act(s). #62106 Notice of formation of WCDB RE LLC. Arts. of Org. Filed with SSNY on 6/19/18. Office location: Westchester County. SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to Gwendolyn Clark, 230 Broadview Ave., New Rochelle, NY 10804. Purpose: any lawful act or activity. #62107 E Connís Magic Mirror Photo Booth, LLC, filed with SSNY 01/09/2019. Office loc: Westchester County. SSNY has been designated as agent upon whom process against LLC may be served. SSNY shall mail process to: The LLC, Registered Agent: Naomi Halevi., 10 California Rd., Mount Vernon, NY 10552. Purpose: Any Lawful Purpose. #62108 Notice of Formation of The Gallo Firm Certified Public Accountants, LLP with Secy. of State of NY (SSNY) on 2/27/2019. Office location: Westchester County. SSNY designated agent of LLP upon whom process against it may be served. SSNY shall mail process to: 1492 Jacob Rd, Cortlandt Manor, NY 10567. Name/address of each genl. ptr. available from SSNY. Purpose: any lawful activity. #62109 Notice of formation of Limited Liability Company (ìLLCî). Name: Broad Street Commons LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on March 20, 2019. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to Broad Street Commons LLC, 1055 Saw Mill River Road, Suite 204, Ardsley, New York 10502. Purpose/character of LLC is to engage in any lawful act or activity. #62116 Notice of formation of Limited Liability Company (ìLLCî). Name: Broad Street Commons Manager LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on March 20, 2019. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to Broad Street Commons Manager LLC, 1055 Saw Mill River Road, Suite 204, Ardsley, New York 10502. Purpose/character of LLC is to engage in any lawful act or activity. #62117 Notice of formation of Limited Liability Company (ìLLCî). Name: Broad Street Commons Associates LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on March 20, 2019. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to Broad Street Commons Associates LLC, 1055 Saw Mill River Road, Suite 204, Ardsley, New York 10502. Purpose/character of LLC is to engage in any lawful act or activity. #62118

Hudson Valley Business Resource Group, LLC. Art. of Org. filed with SSNY 2/20/19. Office Location: Westchester Cty. SSNY designated as agent for process & shall mail to: 1 Maple Crest Dr. Peekskill, NY 10566 Purpose: all lawful. #62119 Sterling Contracting LLC. Art. of Org. filed with SSNY 3/8/19. Office Location: Westchester Cty. SSNY designated as agent for process & shall mail to: 2804 Gomer St. Yorktown Hts, NY 10598 Purpose: all lawful. #62120 Notice of Formation of Leslie Gustafson & Co., LLC filed with SSNY on February 27, 2019. Off. Loc: Westchester Cty. SSNY design. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 57 Hamilton Drive, Chappaqua, NY 10514. Purpose: any lawful purpose. #62121 Notice of Formation of SpiiCery, LLC. Arts. of Org. filed with SSNY on 02/26/2019. Office location: Westchester County. SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to Sonia Heselton, 25 County Center Road Apt C13 White Plains NY, 10607. Purpose: any lawful act or activity #62123

Fine Wine Swimwear, LLC Art. of Org. filed with SSNY on 01/23/2019. Offc. Loc.: Westchester Cty. SSNY has been desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to the LLC, 35 Davenport Ave Apt 4H New Rochelle, NY 10805. Contact: 914-318-7949 Purpose: any lawful business activity. #62124 NOTICE OF FORMATION of CJCB LLC. Arts. Of Org. filed with Secy of State of NY (SSNY) on 3/25/19. Office location: Westchester County. SSNY designated agent upon whom process may be served and shall mail copy of process against LLC to 2835 Hemlock Street, Yorktown Heights, NY 10598. Purpose: any lawful act. #62125 Notice of Formation of GEN Z LLC. Arts. of Org.filed with SSNY on 2/8/19. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served and shall mail process to the LLC, 43 ELM ST SLEEPY HOLLOW, NEW YORK, 10591. Purpose: any lawful. #62126

Supplemental Summons and Notice of Object of Action Supreme Court Of The State Of New York County Of Westchester Action to Foreclose a Mortgage Index #: 70732/2018 Wilmington Savings Fund Society, FSB, D/B/A Christiana Trust, Not Individually But As Trustee For Pretium Mortgage Acquisition Trust, Plaintiff, vs Marolyn A. Jacobson As Heir To The Estate Of And As Administratrix Of The Estate Of Robert Jacobson, Izaiah Jacobson, If Living, And If He/She Be Dead, Any And All Persons Unknown To Plaintiff, Claiming, Or Who May Claim To Have An Interest In, Or General Or Specific Lien Upon The Real Property Described In This Action; Such Unknown Persons Being Herein Generally Described And Intended To Be Included In Wife, Widow, Husband, Widower, Heirs At Law, Next Of Kin, Descendants, Executors, Administrators, Devisees, Legatees, Creditors, Trustees, Committees, Lienors, And Assignees Of Such Deceased, Any And All Persons Deriving Interest In Or Lien Upon, Or Title To Said Real Property By, Through Or Under Them, Or Either Of Them, And Their Respective Wives, Widows, Husbands, Widowers, Heirs At Law, Next Of Kin, Descendants, Executors, Administrators, Devisees, Legatees, Creditors, Trustees, Committees, Lienors, And Assigns, All Of Whom And Whose Names, Except As Stated, Are Unknown To Plaintiff And As Heir To The Estate Of Robert Jacobson, Sahvannah Jacobson As Heir To The Estate Of Robert Jacobson, A.J. (Full Name Redacted As Defendant Is A Minor) As Heir To The Estate Of Robert Jacobson, People Of The State Of New York, United States Of America Acting Through The IRS, Robert Carbone, Darby Dental Supply LLC, Chrysler Financial Services America, New York State Department Of Taxation And Finance John Doe (Those unknown tenants, occupants, persons or corporations or their heirs, distributees, executors, administrators, trustees, guardians, assignees, creditors or successors claiming an interest in the mortgaged premises.) Defendant(s). Mortgaged Premises: 42 Beach Road Ossining, NY 10562 SBL #: 89.10 - 1 ñ 9 To the Above named Defendant: You are hereby summoned to answer the Complaint in this action, and to serve a copy of your answer, or, if the Complaint is not served with this Supplemental Summons, to serve a notice of appearance, on the Plaintiff(s) attorney(s) within twenty days after the service of this Supplemental Summons, exclusive of the day of service (or within 30 days after the service is complete if this Supplemental Summons is not personally delivered to you within the State of New York). In case of your failure to appear or answer, judgment will be taken against you by default for the relief demanded in the Complaint. The Attorney for Plaintiff has an office for business in the County of Erie. Trial to be held in the County of Westchester. The basis of the venue designated above is the location of the Mortgaged Premises. TO Izaiah Jacobson Defendant In this Action. The foregoing Supplemental Summons is served upon you by publication, pursuant to an order of HON. Joan B. Lefkowitz of the Supreme Court Of The State Of New York, dated the Eleventh day of March, 2019 and filed with the Complaint in the Office of the Clerk of the County of Westchester, in the City of White Plains. The object of this action is to foreclose a mortgage upon the premises described below, dated November 21, 2005, executed by Robert Jacobson (who died on April 29, 2017, a resident of the county of Westchester, State of New York) to secure the sum of $302,000.00. The Mortgage was recorded at Instrument Number 460410564 in the Office of the Westchester County Clerk on February 28, 2006. The mortgage was subsequently assigned by an assignment executed August 4, 2009 and recorded on November 2, 2009, in the Office of the Westchester County Clerk at Instrument Number 492890481. The mortgage was subsequently assigned by an assignment executed January 6, 2014 and recorded on January 21, 2014, in the Office of the Westchester County Clerk at Instrument Number 540103337. Said Mortgage was subsequently modified by a Loan Modification Agreement executed by Robert Jacobson on September 26, 2014 and recorded January 20, 2015 in Instrument Number 550203194 in the Office of the Westchester County Clerk. The property in question is described as follows: 42 BEACH ROAD, OSSINING, NY 10562 NOTICE YOU ARE IN DANGER OF LOSING YOUR HOME If you do not respond to this summons and complaint by serving a copy of the answer on the attorney for the mortgage company who filed this foreclosure proceeding against you and filing the answer with the court, a default judgment may be entered, and you can lose your home. Speak to an attorney or go to the court where your case is pending for further information on how to answer the summons and protect your property. Sending a payment to your mortgage company will not stop this foreclosure action. YOU MUST RESPOND BY SERVING A COPY OF THE ANSWER ON THE ATTORNEY FOR THE PLAINTIFF (MORTGAGE COMPANY) AND FILING THE ANSWER WITH THE COURT. DATED: March 21, 2019 Gross Polowy, LLC Attorney(s) For Plaintiff(s) 1775 Wehrle Drive, Suite 100 Williamsville, NY 14221 The law firm of Gross Polowy, LLC and the attorneys whom it employs are debt collectors who are attempting to collect a debt. Any information obtained by them will be used for that purpose. 62314 #62122

LEGAL NOTICES Notice of Formation of SILVER OAK ASSOCIATES LLC . Arts. Of Org. filed with SSNY on 01/16/2019. Offc. Loc: Westchester County. SSNY desig. as agent upon whom process may be served and shall mail copy of process to the LLC, 55 Bank St, Apt. 1210 White Plains, NY 10606. Purpose: any lawful purpose. #62127 Notice of Formation of 111 East 235 LLC. Principal office Westchester County. Secretary of State of NY (SSNY) designated as agent for service of process. SSNY shall mail a copy of any process served against the LLC to 15 Cowdrey Street, Yonkers, NY 10701. Articles of Organization of the LLC filed with the SSNY on March 25, 2019. Purpose: Any lawful act(s). #62128 Magyar Properties LLC ,Arts of Org. filed with Sec. of State of NY (SSNY) 2/22/2011. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to Mrs. Mary Reed, 209 Knollwood Ave., Mamaroneck, NY 10543.General Purpose. #62129

Notice is hereby given that an on-premise license, #TBA has been applied for by WP Burger VI LLC d/b/a Westchester Burger Co. to sell beer, wine and liquor at retail in an on premises establishment. For on premises consumption under the ABC law at 54-56 Garth Road Scarsdale NY 10583 #62130

Notice of Formation of ELITE LANDSCAPING SERVICES, LLC Art. Of Org. filed with SSNY on 4/1/19. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 71 Soundview St., Port Chester, NY 10573. Purpose: any lawful. #62133

THE ANNUAL RETURN OF THE ARTHUR J. GAVRIN FOUNDATION, INC. for the year ended December 31, 2018 is available at its office at 1865 Palmer Avenue, Suite 108, Larchmont, NY for inspection during regular business hours by any citizen who requests it within 180 days hereof. Principal Manager of the Foundation is DAVID M. GAVRIN. #62131

Notice of Formation of BOBALU Rye, LLC. Art. Of Org. filed with NY Secy. of State (SSNY) on 3/8/19. Office Location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC to: c/o US Corp Agents, 7014 13th Ave. Suite 202, Brooklyn NY 11228. Purpose: any lawful purpose. #62134

Notice of Formation of THE PAWSITIVE EXPERIENCE LLC Art. Of Org. filed with SSNY on 3/21/19. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 90 Windom St., White Plains, NY 10607. Purpose: any lawful purpose. #62132

Notice of Formation of D’Nick Home Improvement, LLC Art. Of Org. filed with SSNY on 3/19/19. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 68 S Stone Ave, Elmsford NY 10523. Purpose: any lawful purpose. # 62111

COE Consulting LLC Filed 3/12/19 Office: Westchester Co. SSNY designated as agent for process & shall mail to: PO Box 136, Rye, NY 10580 Purpose: all lawful # 62112

INDEX NO. 62158/2016

Notice of Formation of PAWS FUR LOVE LLC Art. Of Org. filed with SSNY on 3/4/19. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 62 Hancock Street West Harrison NY 10604. Purpose: any lawful purpose. # 62113

Mortgaged Premises:

Notice of Formation of Mind Body and Soul Mental Health Counseling, PLLC. Art. Of Org. filed with SSNY on 3/6/19. Office Location: Westchester County, NY. SSNY designated as agent of the PLLC upon whom process against it may be served. SSNY shall mail process to: Jenna McKean 626 Avalon Gardens Drive Nanuet, NY 10954 .Purpose: To provide Mental Health Counseling. # 62114

At an IAS Part of the Supreme Court of the State of New York held in and for the County of Westchester at County Courthouse located at 111 Dr. Martin Luther King Jr. Blvd, White Plains, New York on the _____day of March 2019 Present Supreme Court Justice HON.

,JSC,

Plaintiff designates WESTCHESTER as the place of trial situs of the real property SUPPLEMENTAL SUMMONS

99 BANK STREET WHITE PLAINS, NY 10606 District: Section: 130.26 Block: 5 Lot: 14 SUPREME COURT OF THE STATE OF NEW YORK COUNTY OF WESTCHESTER FINANCE OF AMERICA REVERSE LLC, Plaintiff, vs. GIUSEPPE DIACO AS HEIR AND DISTRIBUTEE OF THE ESTATE OF THOMAS DIACO, NELLA MADERA A/K/A NELLA KATHERINE MARLEY A/K/A NELLA MARLEY A/K/A PETRINELLA DIACO AS HEIR AND DISTRIBUTEE OF THE ESTATE OF THOMAS DIACO, NICOLE CARROLL AS HIER AND DISTRIBUTEE OF THE ESTATE OF THOMAS DIACO, ROBERTO JOSLIN AS HEIR AND DISTRIBUTEE OF THE ESTATE OF THOMAS DIACO, MICHAEL (LAST NAME UNKNOWN) AS HEIR AND DISTRIBUTEE OF THE ESTATE OF THOMAS DIACO, if living, and if she/he be dead, any and all persons unknown to plaintiff, claiming, or who may claim to have an interest in, or general or specific lien upon the real property described in this action; such unknown persons being herein generally described and intended to be included in the following designation, namely: the wife, widow, husband, widower, heirs at law, next of kin, descendants, executors, administrators, devisees, legatees, creditors, trustees, committees, lienors, and assignees of such deceased, any and all persons deriving interest in or lien upon, or title to said real property by, through or under them, or either of them, and their respective wives, widows, husbands, widowers, heirs at law, next of kin, descendants, executors, administrators, devisees, legatees, creditors, trustees, committees, lienors and assigns, all of whom and whose names, except as stated, are unknown to plaintiff; UNKNOWN HEIRS AND DISTRIBUTEES OF THE ESTATE OF THOMAS DIACO any and all persons unknown to plaintiff, claiming, or who may claim to have an interest in, or general or specific lien upon the real property described in this action; such unknown persons being herein generally described and intended to be included in the following designation, namely: the wife, widow, husband, widower, heirs at law, next of kin, descendants, executors, administrators, devisees, legatees, creditors, trustees, committees, lienors, and assignees of such deceased, any and all persons deriving interest in or lien upon, or title to said real property by, through or under them, or either of them, and their respective wives, widows, husbands, widowers, heirs at law, next of kin, descendants, executors, administrators, devisees, legatees, creditors, trustees, committees, lienors and assigns, all of whom and whose names, except as stated, are unknown to plaintiff; SECRETARY OF HOUSING AND URBAN DEVELOPMENT, PEOPLE OF THE STATE OF NEW YORK, UNITED STATES OF AMERICA,

INDEX NO: 70121/18

“JOHN DOE #1” through “JOHN DOE #12,” the last twelve names being fictitious and unknown to plaintiff, the persons or parties intended being the tenants, occupants, persons or corporations, if any, having or claiming an interest in or lien upon the premises, described in the complaint,

Order for Service by

Defendants._______________________________________

Publication

To the above-named Defendants

AMIYO MUKHERJEE

THE CITY OF YONKERS; THE VALLEY FARMS CO. OF YONKERS: PARK HILL ON HUDSON, INC.; JOHN DOE said name being fictitious and intended to designate any and all individuals, ; corporations, or entities, if any, having or claiming an interest the property described in the complaint,

YOU ARE HEREBY SUMMONED to answer the complaint in this action and to serve a copy of your answer, or, if the complaint is not served with this summons, to serve a notice of appearance on the Plaintiff’s Attorney within 20 days after the service of this summons, exclusive of the day of service (or within 30 days after the service is complete if this summons is not personally delivered to you within the State of New York) in the event the United States of America is made a party defendant, the time to answer for the said United States of America shall not expire until (60) days after service of the Summons; and in case of your failure to appear or answer, judgment will be taken against you by default for the relief demanded in the complaint.

Defendant(s),

NOTICE OF NATURE OF ACTION AND RELIEF SOUGHT

UPON, the summons, complaint and notice of pendency of action heretofore filed herein in the Office of the Clerk of the County of Westchester, front which it appears that the complaint herein demands the determination as to the ownership of specific real property within the County of Westchester and the State of New York, and it appearing that there is a sufficient cause of action stated therein against the Defendant, and their successors a heir and disibutees who are necessary party defendants herein, and the affirmation of due diligence of Andrew M. Romano, Esq. from which it appears that all such defendants cannot be served personally within the State of New York, Plaintiff having made proof to the Court's satisfaction that the names and locations of all the heirs and distributees of the Defendants cannot with due diligence be ascertained, and that the Plaintiff will be unable, in the exercise of such due diligence, make personal service of the summons herein, or by any other prescribed method on such unknown defendants within the State of New York, and it appearing that service upon all said heirs/defendants pursuant to CPLR 308(1 ), (2), (4) is impractible. Therefore, it is

THE OBJECT of the above caption action is to foreclose a Mortgage to secure the sum of $280,075.00 and interest, recorded on August 22, 2012, at Instrument number 522073092, of the Public Records of WESTCHESTER County, New York, covering premises known as 99 BANK STREET WHITE PLAINS, NY 10606.

Plaintiff, V.

ORDERED, the service of the summons in this action upon the unknown of The Valley Farms Co. of Yonkers Park Hill on Hudson, Inc. and JOHN DOE, and his/her/its next of kin, distibutees, executors, administrators, trustees, devisees, legatees, assignees, lienors, creditors, and successors in interest, and generally all persons having or claiming, under, by or through said defendant who may be deceased, by purchase, inheritance, lien or otherwise, and right title or interest in and to the premises described in the complaint herein, all of whom and whose names and places of residence are unknown to the Plaintiff and cannot after diligent inquiry be ascertained, be made by publishing the summons with notice, in two (2) newspapers, at least one in the English language, hereby designated as most likely to give notice to the said defendant; together with a notice and brief property, viz,. The Journal News and Westchester County Business Journal both publised and distributed in the County of Westchester, in the State of New York, once a week for four (4) consecutive weeks, the first such publication to be made within thirty (30) days of the entry of this Order; and it is further ORDERED, that the provisions of section 15.19(2) of the Real Property Actions and Proceedings Law be dispensed with.

The relief sought in the within action is a final judgment directing the sale of the premises described above to satisfy the debt secured by the Mortgage described above. WESTCHESTER County is designated as the place of trial because the real property affected by this action is located in said county. NOTICE YOU ARE IN DANGER OF LOSING YOUR HOME If you do not respond to this summons and complaint by serving a copy of the answer on the attorney for the mortgage company who filed this foreclosure proceeding against you and filing the answer with the court, a default judgment may be entered and you can lose your home. Speak to an attorney or go to the court where your case is pending for further information on how to answer the summons and protect your property. Sending a payment to the mortgage company will not stop the foreclosure action.

ENTER:

YOU MUST RESPOND BY SERVING A COPY OF THE ANSWER ON THE ATTORNEY FOR THE PLAINTIFF (MORTGAGE COMPANY) AND FILING THE ANSWER WITH THE COURT.

Dated: March 7, 2019

RAS BORISKIN, LLC

White Plains, New York

Attorney for Plaintiff

HON. GERALD E. LOEHR

BY: SAHAR HAMLANI, ESQ.

Supreme Court Justice #62115

3449177

900 Merchants Concourse, Suite 310 Westbury, NY 11590 516-280-7675 #62110

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