Westchester County Business Journal 4/23/2012

WCBJ

WESTCHESTER COUNTY

BUSINESS JOURNAL

YOUR only SOURCE FOR regional BUSINESS NEWS | westfaironline.com

April 23, 2012 | VOL. 48, No. 17

Going down House prices fall as sales show little spark

BY JOHN GOLDEN jgolden@westfairinc.com

T

Health care test model • 2

Richard A. Barasch, CEO of Universal American Corp. in Rye Brook.

New life for state lender

Cuomo looks to revive Job Development Authority

BY PATRICK GALLAGHER pgallagher@westfairinc.com

B

efore embarking on a $52.3 million capital project at its Rensselaer facilities, Regeneron Pharmaceuticals Inc., based in Tarrytown, sought financial assistance in the form of state incentives from the state Urban Development Corp. (UDC).

In March, UDC – which does business as Empire State Development Corp. – proposed making a $200,000 grant to Regeneron to assist in the financing of the project, which

is expected to retain 190 jobs and create 50 more within five years of the funds’ disbursement.

As the state’s chief economic development engine, Empire State Development (ESD) is charged with promoting job creation and private investment by means of statebacked loans, grants and tax credits.

In the past, state incentives have generally been confined to larger companies such as Regeneron making major capital investments, as high expenses to apply for ESD New life, page 6

he median price of a single-family house in Westchester County fell to its lowest level in 10 years in this year’s first quarter, when only four more home purchases were closed than in the same quarter one year ago.

The first-quarter home sales were reported by Empire Access Multiple Listing Service members in Westchester and Putnam counties. The residential market was significantly slower in Putnam County, where sales of single-family houses were down more than 19 percent and their median sale price dropped nearly 21 percent from a year ago.

In Westchester, the median sale price of a single-family house was $505,500, an 8.5 percent drop from the first quarter of 2011. It was the lowest median price for a quarter since 2002, when Westchester’s median or Houses selling midpoint price first surfor $1 million or passed the $500,000 level. more made up Houses selling for $1 million or more made up 16 percent of 16 percent of total firsttotal first-quarter quarter house sales in house sales in Westchester, according to Westchester. the listing service, a subsidiary of the Hudson Gateway Association of Realtors Inc. in White Plains.

In a separate Westchester-Putnam quarterly market report, Prudential Douglas Elliman Real Estate said Westchester’s luxury market – the upper 10 percent of all one-family house sales – saw a median sales price of $2,137,500, a 12.2 percent increase from the first quarter of 2011. Sale prices in the top one-tenth of all house closings started at $1,385,000.

The median price of a condominium in the county was

Ashes to ashes • 8

Going down, page 6

Sweet endeavors • 14

Westchester tests new health care model

BY JOHN GOLDEN jgolden@westfairinc.com

I

t has become the new mantra among health care professionals: “Better care, improved health and lower costs.”

Despite the uncertain future of the federal health care reform law, many in the industry say the three goals of that oft-heard mantra already are driving changes in the system.

Better care by physicians and other providers, improved patient health and lower costs for both patients and health care payers are the aims of the Accountable Care Organizations, or ACOs, being formed this year around the country. A key initiative of

A publicly traded company, Universal American last year sold its 5-yearold Medicare prescription-drug plan business to CVS Caremark for $1.25 billion.

the Affordable Care Act, ACOs are voluntary groups of doctors, hospitals and other providers formed to provide coordinated care that measurably improves quality and saves health care costs.

In Westchester County, the two largest physician group practices recently have ventured into ACO collaborations with the federal government and private insurance companies. WESTMED Medical Group, a 220-physician group based in Purchase, in March announced the launch of an ACO in collaboration with UnitedHealth Group. It will serve Westchester residents covered by

WCBJ

WESTCHESTER COUNTY

BUSINESS JOURNAL ®

Biz

Publisher Dee DelBello Managing Editor Bob Rozycki

2

April 23, 2012 • WCBJ

UnitedHealthcare’s Oxford health plans at WESTMED offices.

The 280-physician Mount Kisco Medical Group, the county’s largest group practice, this month was chosen as one of 27 pioneering ACOs in the Medicare Shared Savings Program launched by the Centers for Medicare and Medicaid Services. The program covers traditional Medicare patients receiving fee-for-service care.

Participating providers, which include the northern Westchester medical group’s Accountable Care Coalition of Mount Kisco L.L.C., stand to receive 50 percent of savings in Medicare expenditures calculated by federal officials. The savings will be determined by comparing a patient’s annual ACO care costs with Medicare’s past expenditures for that patient over a three-year period.

Mount Kisco Medical Group is partnering in the ACO venture with another Westchester-based health care company, Universal American Corp. in Rye Brook, and Universal’s Houston-based subsidiary, Collaborative Health Systems. The Universal company is partnering with nine of the 27 ACOs selected by Medicare, including another physicians group in northern New York.

A provider of health insurance and managed care plans, Universal has built its current business on the Medicare Advantage plans provided by private companies to enhance traditional Medicare coverage. “Everything we’ve done with the ACOs is built on what we’ve done in Houston” to collaborate with doctors treating Medicare Advantage patients, said Richard A. Barasch, chairman and CEO of Universal American Corp.

A publicly traded company, Universal American last year sold its 5-year-old Medicare prescription-drug plan business to CVS Caremark for $1.25 billion.

Last month, the company, seeing a growth opportunity in the Medicaid managed-care sector, closed on its $227.5 million purchase of APS Healthcare, a specialty health management and services company that primar-

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ily services Medicaid agencies.

APS Healthcare in late 2008 relocated its headquarters from Maryland to 44 S. Broadway in downtown White Plains.

Universal American, headquartered at 6 International Drive, plans to consolidate its Westchester operations with its newly acquired company.

“It’s a very entrepreneurial company,” Barasch, a New Rochelle native, said of the business he has led for more than 20 years.

“We’re very flexible. We jump on things.”

At Universal American, “We believe that ACOs is one of the next things that require a great deal of attention,” said Barasch. The Affordable Care Act and the ACO initiative, he said, are responses to “this fundamental problem at every level of the health care system” – how to control costs while improving the quality of care.

Barasch said Universal’s Texas subsidiary, Collaborative Health Hayworth Systems, will assign a nurse as care coordinator and case manager for Medicare patients treated by Mount Kisco physicians. The company also will handle Medicare fee applications and compliance matters for the ACO. By providing more primary-level care for patients, the ACO partners should reduce the need for more specialized and more expensive care and hospitalizations, said Barasch.

With a nurse coordinating care, Barasch said the company expects to reduce a major Medicare “budget-buster,” hospital readmissions, for its ACO partners. “An enormous number of readmissions can be prevented just by making sure that the aftercare is appropriate” and is followed by the patient, he said.

“Being partnered with Mount Kisco (Medical Group) is a huge coup for us,”

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Barasch said. “We’re delighted to be in their company.”

Both Barasch and the physician group’s CEO said cutting patient costs in the Mount Kisco practice will be more difficult to achieve than at ACOs that are less efficient and less technologically advanced. The Mount Kisco group converted to electronic medical records 15 years ago, long before the Affordable Care Act required health care providers to convert to digital recordkeeping.

“I think it’s important to Mount Kisco to be an ACO,” said Dr. Scott D. Hayworth, who has led the group practice since 1996.

“The really hard part is in the cost savings. I think it’s going to be tougher for us to save on costs.”

“I don’t think the health care law that was passed is going to save the country money,” said Hayworth, whose wife, Nan, is a Republican member of Congress.

“Unfortunately, if we don’t figure out a way to reduce costs for the American people, people aren’t going to be able to afford the insurance.”

The Medicare shared-savings ACO “is a good model for us, to sort of put our toes in the water and try to find ways to improve our model and try to find ways to bend the cost curve for our patients,” Hayworth said.

Hayworth said the Mount Kisco group also is talking with private insurers about forming ACOs. “You always try to start somewhere with a test model and make sure it works,” he said.

Following its ACO alliance with UnitedHealth Group, WESTMED Medical Group this month joined Cigna Corp. in a similar collaboration of provider and insurer. Cigna started its accountable care program in 2008, before the federal health care reform bill was adopted, and now has 22 partnerships in 13 states covering more than 270,000 customers.

Hayworth stressed that patients will benefit from the ACO system. “In no way will this hurt a patient’s care,” he said. “In no way will this be a negative to the patient’s care.”

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Low profile, high marks

Curtis Instruments posts record revenue

BY PATRICK GALLAGHER pgallagher@westfairinc.com

C

urtis Instruments Inc. may be one of Mount Kisco’s best-kept secrets.

But after a banner year in which the company posted record revenue numbers, that may no longer apply.

Over its 52-year history the company has been endorsed by President Obama, worked with NASA on the Apollo space missions and established itself as one of the world’s leading manufacturers of electric and hybrid vehicle control systems.

“On this planet, there is not a single vehicle (manufacturer) in the electric business who doesn’t know of our product,” said Frank Matheis, director of corporate communications. “We’ve had substantial growth – 2011 has been the best year in the history of this company.”

As a result of increased sales – most coming in Europe and in Asian powerhouses China and India – Curtis Instruments Curtis Instruments Inc. chairman has bolstered and CEO Stuart Marwel its research and development arm, which is based primarily in Mount Kisco and Livermore, Calif.

“The vast majority of our engineering activity is here in the U.S.,” Chairman and CEO Stuart Marwell said. “The fact that we’re expanding in other markets does mean we’re keeping people employed here.”

Curtis Instruments employs 140 workers in Mount Kisco between the company’s corporate offices and engineering center. It has more than 1,000 employees worldwide.

Despite being one of Mount Kisco’s largest employers, Curtis Instruments has managed to keep a low profile in its hometown.

From its corporate headquarters overlooking the village’s business district and 15 satellite locations spanning three continents, Curtis Instruments supplies original equipment manufacturers (OEMs) of electric and hybrid vehicles with specialized technical products, including motor control, battery management, power conversion and vehicle instrumentation systems.

In short, there are a great deal of vehicles worldwide – from golf carts to wheelchairs to industrial and construction vehicles – that depend on instrumentation designed and

manufactured by Curtis Instruments.

“Do we fly under the radar? Yes, and it is because we sell such highly specialized products that many people don’t understand,” Matheis said. “But we have one of the most competent engineering groups in the United States.”

They haven’t, however, escaped the notice of the resident of 1600 Pennsylvania Ave. At a November 2010 summit in India – where Curtis Instruments has a long-standing partnership with electric car manufacturer Mahindra Reva Electric Vehicles Pvt. Ltd. – President Obama told Curtis Instruments chairman and Marwell, “I have been reading about your company. You are doing good work.”

“That acknowledgement says a lot,” Matheis said.

Marwell and Matheis credited the company’s strong sales to two central tenets – first, a strong investment in developing markets, and second, a commitment to green energy solutions.

“Abroad we see a huge growth opportunity, particularly in China,” Marwell said.

“There’s just enormous growth there...The same is in India – both as large economies that have a focus on electric vehicles.”

Ten years ago, he said, most of the electronic vehicles manufactured by Chinese companies that contained Curtis Instrument products were exported to Europe.

Now, demand is dictating that most of those vehicles stay in China. “I see very promising signs across all our market areas,” Marwell said.

In order to tap into the increasing global demand for electric-powered vehicles, Curtis Instruments went right to the source.

With engineering groups based in Mount Kisco, California, Switzerland and China; manufacturing operations in Puerto Rico, China and Bulgaria; and sales and service operations in Hong Kong, Taiwan, South Korea, Japan, India, Germany, France, Sweden, Italy and the United Kingdom, Curtis Instruments has boots on the ground across the U.S., Europe and Asia.

“Mr. Marwell always said, for us to be successful, we had to be where our customers were,” Matheis said, referring to the late founder and president Edward M. Marwell.

That international presence allows each product manufactured by Curtis Instruments to meet the specific design standards of each individual client, Marwell said.

“We don’t have a cookie-cutter approach here. It has to be tailored to the individual vehicle,” he said. “Our whole focus is on OEMs and supporting the OEM in their vehicle design and manufacturing.”

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Hotel eyed in Yonkers

BY JOHN GOLDEN jgolden@westfairinc.com

A

Manhattan-based developer plans to convert a nine-story office tower at Cross County Shopping Center in Yonkers to a 155-room hotel.

Friend Development Group L.L.C. this month presented plans for its $25 million project to the Yonkers Planning Board.

Construction could begin in the last quarter of this year and the hotel is expected to open in the summer of 2014.

Cross County management said Friend Development is discussing the hotel’s brand affiliation with several national hotel companies.

Designed by Stonehill & Taylor Architects and Planners in Manhattan, the hotel will be built in the former Cross County Hospital building in the middle of the 58-year-old open-air shopping center. It will include a restaurant and bar, an indoor pool and fitness center, business center and several meet-

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Deals and deeds IDA backs security start-up An investor and executive in intelligence and security systems companies plans to open headquarters space in Armonk for his startup business.

The Westchester County Industrial Development Agency recently approved a sales tax exemption, estimated at $5,000, for 3.5 in. the office opening of Integrated Defense and Security Solutions Holdings (IDSS), a newly

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April 23, 2012 • WCBJ

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ing rooms.

The hotel’s public areas will occupy a newly built 11,000-square-foot structure contiguous to the tower.

James Friend, president and CEO of Friend Development Group, said in a press release that the hotel “will enjoy a superb and highly visible location in the midst of Westchester County, one of the premiere hotel market areas in the country.”

Brooks Shopping Centers L.L.C. owns the extensively renovated, approximately 1.8 million-square-foot Cross County property. James Stifel, chief investment officer at Brooks majority partner Benenson Capital Partners, said the hotel “is an exciting extension of our redevelopment plans.”

Yonkers Mayor Mike Spano said the hotel project will create 150 construction jobs and up to 40 full-time permanent jobs. He called the project “the natural next step in revitalizing the Cross County Shopping Center and its surrounding area.”

formed company that provides security and defense analysis and implements strategic plans for commercial clients. The company plans to lease about 2,200 square feet of space at 430 Bedford Road.

Company founder Joseph Paresi told IDA officials he wanted to locate the holding company’s headquarters near his Armonk home.

Paresi said IDSS is acquiring intelligence and information and data management companies and is engaged in an advanced technology project to develop the next generation of

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Deals and Deeds, page 10

Education consultant launches new division

A true community bank

BY PATRICK GALLAGHER pgallagher@westfairinc.com

W

hat began 14 years ago as a small education consulting firm working with some of the world’s biggest companies is now expanding its practice to help families relocating for work find the right schools for their children.

The School Choice Group this month launched a consumer division, School Search Solutions, to help families navigate the region’s increasingly competitive – and complicated – network of public and private schools.

The firm, based in White Plains, has more than 100 consultants across the globe and in the past was contracted exclusively by a number of Fortune 100 and other top-tier companies to work with corporate executives in the midst of work-related relocations.

For the past several years, however, families have been approaching School Choice founder and chairman Elizabeth Perelstein in search of consulting services.

With competition for admission to some of the New York region’s most prestigious schools stiffer than it’s ever been, and with the glut of information available on the Internet often doing more harm than good, “We began to work with individual families on an ad hoc basis,” Perelstein said.

“We’re just now launching School Search Solutions to directly target individual families as opposed to corporate transfers,” she added.

Initially, School Search Solutions will be marketed to families residing in or moving to New York, Connecticut or New Jersey.

The company then plans to expand its operations to Boston, Seattle, San Francisco and Washington D.C. over the next year, and has already signed a lease for office space in the Capitol.

To complement its individual consultations, it has launched a Web-based tool that families can use to narrow down their search.

“I think that it’s a first step and I think it’ll reach more people,” Perelstein said. “For a family that’s curious but doesn’t know that they need help or is not sure that they need help and not willing to commit a lot of money, it’s a first step or maybe all that a family can afford.”

Perelstein said the new consumer division could also be a boon for small- to medium-sized businesses that wouldn’t have previously been able to afford The School Choice Group’s services.

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WCBJ • April 23, 2012

5

identify small businesses that might benefit from state assistance.

Whereas JDA formerly guaranteed bank loans similar to how the U.S. Small Business Administration operates, the revived authority will make loans directly to qualified applicants. Any associated fees will be minimal so as not to exclude potential borrowers, sources said.

Manufacturers will be eligible for taxexempt loans under JDA. The state is aiming to unveil the redesigned JDA in 2013.

A former top UDC executive said the authority has “tremendous potential” to spur investment and hiring among small businesses, but warned against repeating past mistakes that led to the authority’s demise.

“It was a terrific tool. It is a terrific tool,” said the official, who spoke on the condition of anonymity. “I think it will work really well for a county like Westchester.”

However, the source said, “there will be issues that have to be dealt with first.”

“Where it went awry is they did loans that were just too big. It was doing things that were outside the scope of the original

mandate.”

Carolyn Bachan, senior vice president of

loans and grants for UDC under Pataki and one of the officials involved in the JDA reorganization, agreed that the authority could be very effective under the right circumstances.

“One of the big problems with JDA when Pataki came into office was it was grossly overextended on some really, really big, bad deals from the last year of the Mario Cuomo administration,” she said.

“The first order of business was making

New life ­— From page 1

assistance deterred potential applicants with smaller projects.

Now, though, state economic development officials are attempting to resuscitate the Job Development Authority, a public benefit corporation devoted to promoting manufacturing and small business growth.

The authority has been largely inactive ever since a series of bad deals during the latter years of Gov. Mario Cuomo’s administration forced a substantial bailout from UDC shortly after Gov. George Pataki took office in 1995.

Under Pataki and Charles Gargano, then the newly appointed commissioner of the state Department of Economic Development and chairman and CEO of the Urban Development Corp., UDC was rebranded and consolidated as Empire State Development Corp. and the Job Development Authority was reorganized under the ESD umbrella.

Seventeen years later, state officials confirmed they are in the process of rebuilding and rebranding the JDA as a program that will provide direct loans to manufacturers and other eligible businesses within the state to assist with the financing of building acquisitions and renovations or major capital purchases.

“We are at the very early stages of rebuilding this program to grow our capacity for financial assistance and improve access to capital for small businesses,” said ESD spokesman Jason Conwell.

The JDA will work with local development corporations throughout the state to

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it solvent again, which was accomplished with a huge infusion of cash from UDC,” she said. “I think JDA can be revived if it has good project underwriting and good bond underwriting.”

Since taking office in January 2011, Gov. Andrew Cuomo has assumed the burden of reinventing the state’s economic development apparatus in the wake of one of the worst recessions to hit the U.S. and New York state.

In his first year as governor, the Cuomo administration awarded $800 million as part of a regional economic development awards competition and was instrumental in engineering a $4.4 billion private investment by a coalition of computer chip developers that was led by IBM Corp. and Intel Corp.

Following what has been widely deemed

Going down ­— From page 1

$312,500 in the first quarter, according to Empire Access, down 3.8 percent from a year ago. The median price of cooperatives was $144,500, down 12.4 percent from a year ago.

Quarterly sales volume rose in the county for houses and condos, with 730 house closings, up 10 from the first quarter a year ago, and 188 condo sales, nine more than a year ago.

Housing inventory listed in the market at the end of March declined slightly from the first quarter of 2011, with 6,649 listings of single-family homes, condos, co-ops and two- to four-family houses. The 3,850 onefamily homes listed amounted to a 3.1 percent increase from a year ago.

Condominium units were relatively scarce in Westchester at the start of the spring season, with 765 units listed for sale, down 95 units or 11 percent from a year ago.

Aided by unseasonably mild weather,

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a breakthrough year for state government, Cuomo has promised a second round of regional economic development awards and later this year will appoint a New York Works Task Force to oversee the coordination of $16 billion in capital funds among the state’s 45 agencies and authorities.

James Fossett, senior fellow at the Nelson A. Rockefeller Institute of Government in Albany, said Cuomo has taken a more active role in promoting economic development than past governors.

“There are a couple of things where he is really striking in a direction his predecessors didn’t,” Fossett said. “I think it shows he certainly wants to be involved ... He’s been willing to invest some political chips in this process, which is more than most governors generally do.”

Realtors this year have seen stepped-up market activity that could generate more closings in the second quarter. Fair weather, though, is not the only element driving house showings this spring.

Empire Access analysts said favorable factors include the “exceptionally low” house prices in both Westchester and Putnam. Co-op units, selling at a median of about $145,000, are especially affordable for first-time buyers.

And average mortgage interest rates are still at record low levels. The current rate on a 30-year conventional mortgage is about 4.3 percent and has been less than 5 percent since mid-2011.

Analysts at the Realtors association said property foreclosures in Westchester have not depressed the local real estate market.

Of approximately 125 foreclosure filings per month in the county, most are disposed of through short sales by homeowners before they end up as lender-owned properties in foreclosure sales.

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April 23, 2012 • WCBJ

Source: Empire Access Multiple Listing Service

In brief New chief at Yonkers IDA First-year Yonkers mayor Mike Spano has turned to an experienced administrator in city finance and economic development to lead the Yonkers Industrial Development Agency as president and CEO. Melvina Carter, the Yonkers IDA’s chief fiscal officer since 2005, succeeds Ellen Lynch in the agency’s top job. Lynch, a former commercial real estate executive, had led the IDA since 2006.

Carter’s salary will be $140,000 a year.

As agency CFO, Carter was involved in closings on 37 development projects in the city, including two new hotels, the approximately $250 million makeover of Cross County Shopping Center and a $40 million expansion at Empire City Casino at Yonkers Raceway.

Before joining the IDA, Carter served for seven years as fiscal officer in the city Office of Downtown & Waterfront Development.

“My broad array of experience in municipal government provides me a unique perspective for this post and will be an invaluable resource as I seek to balance the interests of the city with the maximized investment of developers,” Carter said in a press release.

A Yonkers native, Carter earned a bachelor’s degree at John Jay College in New York and holds a master’s degree in public administration from Pace University. She lives in southwest Yonkers.

Biotech firm among most trusted Acorda Therapeutics Inc. in Hawthorne has been named to Forbes Magazine’s list of the 100 Most Trustworthy Companies in 2012.

Compiled by GMI Ratings, an independent financial analytics company, the list is based on a quantitative and qualitative analysis of companies’ accounting and governance risk that looked at various factors related to corporate accounting, governance and management practices.

Dr. Ron Cohen, president and CEO of Acorda Therapeutics, in a press release said the recognition from Forbes “sends a clear

message to our stakeholders - investors, patients and their families, prescribers, reimbursement groups, business partners and others - that Acorda is worthy of their trust.”

More than 8,000 publicly traded companies in the U.S. are evaluated for inclusion on the annual list. Acorda was one of only two biotech companies included in this year’s top 100.

Acorda develops and markets drugs that improve functions and reduce symptoms in people with multiple sclerosis, spinal cord injuries and other neurological conditions.

Acorda this year will relocate its corporate headquarters to BioMed Realty Trust’s Ardsley Park life science campus in the town of Greenburgh. The expanding company a year ago signed a 15-year lease agreement for approximately 138,000 square feet of laboratory and office space there.

Best employer Diversified Retirement Corp., a retirement plan provider headquartered in Harrison, has been named one of the state’s top 50 places to work by the New York State Society

for Human Resources Management, The Business Council of New York and Best Companies Group.

The annual award program, Best Companies to Work for in New York State, evaluates and ranks the best employers in the state based on a survey of employee satisfaction and engagement as well as workplace practices and policies.

Diversified will be honored at an awards dinner on April 26 at the Albany Marriott.

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WCBJ • April 23, 2012

7

Ashes to ashes: cemeteries see rising demand

BY JANICE KIRKEL jkirkel@westfairinc.com

T

he Kelly family has been in Bedford since 1680, the maternal side of Ed Kelly’s family since the 1640s.

Cemeteries and their upkeep have been a family endeavor longer than he can recall, though Kelly does know that his grandfather served as president of the Bedford Union Cemetery Association before he did.

Kelly is president of William A. Kelly & Co. in Katonah, a general construction business started by his father in 1933. While the company has built schools, churches, industrial buildings, condos and townhouses, it recently enhanced its broad portfolio with the completion of a 3,000-crypt mausoleum addition at Woodlawn Cemetery in the Bronx.

The building, concrete with a granite veneer, was designed with skylights, fountains, reflecting pools and sculptures. The mausoleum expansion is tied to a surge in demand for cremation, especially in this area.

“Demand is rising fast,” said David Ison, sales and marketing director at Woodlawn Cemetery. “It’s up 60 to 70 percent in the New York City area, and 30 percent in the U.S.” Of the 3000 new crypts at Woodlawn, half were presales, Ison said, sold over the

Exterior of mausoleum.

past seven years before and during the $7 million construction project.

Kelly’s company finished the mausoleum addition in January after two years of work.

The expanded mausoleum has space for 5,000 crypts. Those prime spaces for eternal rest sell for $8,000 and up.

“There is an interesting envelope of light and space in here,” Kelly said, gazing up through a skylight in the mausoleum. “It’s so much more attractive than outdoor burial and environmentally friendly too.”

The economy has played a part too in the jump in cremations. In-ground burial plots in Westchester cost between $2,500 and $4,500. Then there’s $2,000 more to excavate the grave, and the purchase of a concrete vault in which to put the casket, for $900 to $3,000.

For cremated remains, a private wall niche in a mausoleum is priced at $2,400 to $5,000.

For clients choosing cremation, there are options. At Woodlawn, cremated remains can be placed inside rocks that flank a hillside brook. Cylindrical spaces are cut out of the rocks and identifying plaques cover the inserted remains. A nearby stone wall on the hill also holds cremated remains.

Woodlawn also has a community mau-

To my dear friends Bob Weinberg and Martin Berger (z’’l) Congratulations on being honored by the Business Council of Westchester.

I and the Westchester community want you to know that • • • •

We thank you for your foresight and vision for Westchester County We thank you for making Westchester County the home of so many businesses, both large and small.

We thank you for making Westchester County a better place to live and work And I thank you for all your advice; all the many laughs we have had and all the many wars (intellectual and sports) over the years.

I love(d) you both and I am proud to be counted as one of your many friends.

Bob Friedland

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8

April 23, 2012 • WCBJ

Westrock Development Sensible Auto Lending

T:7.375”

soleum, where remains are left in a large stone receptacle and plaques identifying the deceased hang on a wall behind it. That option costs $500.

“That brook thing,” said Kelly, “I might think about that for Bedford. My cemetery is running out of space, but probably not for 30 to 40 years. We’re just a little rural cemetery, maybe 15 burials a year. This business doesn’t stop, though, regardless of recession.”

What can happen in a recession, he said, “is that cemeteries that didn’t save money, and can’t maintain all their gravesites, are taken over by the state. When you buy a gravesite, half of the money goes into a fund for maintenance.”

Gravesites must be maintained forever, “and forever is a long, long time,” said Chet Day, president of Kensico Cemetery in Valhalla, which, at 460 acres, is larger than Woodlawn. “Cemetery plots must be maintained, so the cemetery must make sure it is getting enough for each plot.”

Cemeteries are not money-making enterprises, said Day. “People who buy the lots own the cemeteries. We’re membership corporations. That applies to all nonsectarian cemeteries.”

Westchester still has land available for full-casket burials in several large cemeteries, although New York and other urban areas are running short of space. “At Kensico we have enough property for another 100 years,” Day said, “but our community mausoleum, in which a space for a full casket was $5,000, sold out 25 years ago.”

Day said cemetery land is recession-proof for a very fundamental reason – supply and demand. “As supply dwindles, demand rises, and prices go up,” he said.

Mausoleums extend the lives of cemeteries. “For every one or two people buried in the ground,” Kelly said,” about three and a half times the number of graves can be placed in a mausoleum.”

T:11.5”

Ed Kelly, president of William A. Kelly & Co. in Katonah, built the 3,000-crypt addition to the mausoleum.

With you when you’re looking for ways to boost your business Small Business Solutions Running a business takes a great Save $ over 400 deal of time and effort. And we’ll be here with the resources you on Appreciation Offers1 for small businesses

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WCBJ • April 23, 2012 Client: Wells FaRgo Job No.: WFl-CM-P12-238 Description: sMall BusiNess PRiNt

Document: WFl-238 live: 6.625” x 10.75” trim: 7.375” x 11.5” Bleed: None

Date: 3-27-2012 4:12 pM DDB office: los angeles Printed at: None Mech scale: 100%

9

Notes: Westchester Business Journal insertion: 4/2, 4/9, 4/23, 5/7, 5/28, 6/18

Round:

Deals and Deeds — ­ From page 4

A PLACE WHERE BUSINESS SHINES. high ridge PARK Congratulates Our Tenants:

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explosives detection systems at its Burlington, Mass. office.

Paresi expects to employ six workers in the New York office. The headquarters operation is projected to grow to 20 employees and a $2 million payroll in two years.

A long-time executive in the defense, security and technology industries, Paresi was a partner in L-1 Investment Partners L.L.C. in Stamford, Conn., a private equity firm investing in the biometrics market. After six years in operation, the firm in 2011 sold its L-1 Identity Solutions Inc. business to France’s Safran Group for $1.09 billion.

Weisz signs Gannett daily Commercial office landlord Robert P. Weisz has drawn another prominent Westchester company across I-287 to 1133 Westchester Ave., his RPW Group’s 620,000-square-foot, class-A office building in White Plains.

The Journal News Media Group, part of the Gannett Inc. national newspaper chain, in September will move its headquarters from 1 Gannett Drive in Harrison to a 30,400-square-foot office in the Weisz building. Janet Hasson, president and publisher of the daily print and online news company, in a statement said its news, advertising, marketing and business support functions will be

relocated there.

Gannett two years ago closed its printing plant and production operations in its 232,000-square-foot office and warehouse building in Harrison. Largely vacant after four years of staff and budget cuts at The Journal News, the building will be demolished this year by the property’s new owner, Life Time Fitness Inc. The Minnesotabased company plans to build and open a 209,000-square-foot fitness center on the 22-acre site by 2014.

William Cuddy Jr., executive vice president at CB Richard Ellis in Stamford, Conn., represented the Journal News Media Group in the lease deal. Glenn Walsh, senior director at Cushman & Wakefield Inc. in Rye Brook, represented the landlord.

The Journal News will maintain its offices in West Nyack and Mount Kisco.

The publisher will occupy its new White Plains headquarters ahead of another prominent tenant and office-park neighbor relocating its Platinum Mile office across I-287.

Wilson Elser Moskowitz Edelman & Dicker L.L.P., Westchester’s largest law firm, will occupy 125,000 square feet of space after signing a 15-year lease with Weisz at 1133 Westchester in the largest office lease of 2011.

The firm expects to move from 3 Gannett Drive in Harrison in 2013 after an extensive build-out. ­— John Golden

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203.329.7900 10 April 23, 2012 • WCBJ

Join the YWCA White Plains & Central Westchester and our partners in taking a Stand Against Racism.

Thursday, April 26

3:00 p.m. - 5:00 p.m.

Greenburgh Nature Center 99 Dromore Road Scarsdale, NY

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3:00 p.m. - 5:00 p.m.

The Jay Heritage Center 210 Boston Post Road Rye, NY

Featuring “unFRAMED” Artist:

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IBM earnings rise; Gannett profit falls

BY JANICE KIRKEL jkirkel@westfairinc.com

I

BM reported higher first-quarter profit, but revenue was flat.

The company raised its per share earnings forecast for the year. IBM earned $2.61 a share in the quarter, up 13 percent from $2.31 in the first quarter of 2011.

Operating earnings were up 15 percent to $2.78 a share from $2.41 a share in the year earlier quarter. Net income for the quarter was up 7 percent to $3.1 billion from $2.9 billion in the 2011 quarter. Operating earnings were $3.3 billion, up 9 percent from $3 billion in the 2011 period. Revenues for the first quarter were flat at $24.7 billion.

“In the first quarter, we drove strong profit and earnings per share growth. We delivered another excellent software performance, expanded services margins, and

IBM and Toshiba announced that Toshiba will buy IBM’s Retail Store Solutions business for $850 million.

profit slipped to 28 cents in the first quarter from 37 cents in the first quarter of last year. Excluding special items in both years, first-quarter earnings were 34 cents a share, down from 41 cents in the 2011 first quarter.

CEO Gracia Martore said first-quarter results “were impacted by spending on strategic investments and advertising softness, particularly during January’s industry-wide slowdown.”

She said that while advertising improved

in February and March, that could not overcome the slow start to the year.

Results for the quarter also include special charges related to facility consolidations and workforce restructuring. The consolidation charges were $4.8 million because of costs associated with the transfer of production activities for the Cincinnati Enquirer to a third-party printer in Columbus, Ohio. The workforce restructuring charges reflect the effects of an early retirement plan offered in the first quarter.

Operating revenues were down, but digital revenues rose because of growth at CareerBuilder. Broadcasting revenues rose because of growth in retransmission revenue. Publishing revenues were down because of the weak advertising market.

Soft national advertising demand at USA Today resulted in a 13 percent decline in the national ad category. TV revenues rose because of higher auto spending, Super Bowl advertising and politically related ad demand.

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go to key.com/business call Denise Povolny at 914-333-5731 continued the momentum in our growth initiatives,” said Ginni Rometty, IBM president and CEO. “Our investments in growth market countries continued to generate strong revenue growth across software, hardware and services while contributing to the company’s ongoing margin expansion. Based on this performance, we are raising our 2012 full-year operating earnings per share expectations to at least $15.”

Revenue in the Americas and in the Asia Pacific region rose, they fell in Europe, the Middle East and Africa, and also in emerging markets. Revenues in Brazil, Russia, India and China were up 10 percent.

Separately, IBM and Toshiba announced that Toshiba will buy IBM’s Retail Store Solutions business for $850 million. It offers retail point-of-sale systems. Revenue in 2011 for that unit was $1.1 billion with 1,000 employees worldwide.

Credit products are subject to credit approval. ©2011 KeyCorp. KeyBank is Member FDIC. ADL2662

Gannett earnings decline Earnings fell at Gannett Co. Inc., the publisher of USA Today as well as The Journal News in White Plains. Per-share WCBJ • April 23, 2012

11

UJA-Federation of New York’s Westchester Business and Professional Division

ask andi

2012 Annual Luncheon honoring

by andi gray

Mark Levenfus Managing Partner, Marks Paneth & Shron, LLP

and

Mark Weingarten Partner, DelBello Donnellan Weingarten Wise & Wiederkehr, LLP

Thursday, May 17, 2012 Brae Burn Country Club Purchase, New York Cocktails & Hors d’Oeuvres at 11:30 a.m.

Lunch & Program at 12:30 p.m.

This event is intended for donors of $500 or more to UJA-Federation’s 2012 Annual Campaign. Cover charge: $125 per person. (The cover charge represents the value of the event and is not tax-deductible.)

For further information, please contact Carol Lehrer at lehrerc@ujafedny.org or 1.914.761.5100 ext. 131.

To learn more about UJA-Federation’s life-changing work, visit www.ujafedny.org/westchester.

Caring for people in need, inspiring a passion for Jewish life and learning, and strengthening Jewish communities in New York, in Israel, and around the world.

purchase college science entrepreneurship award a call for nominations Purchase College, SUNY and The Westchester County Association are seeking nominations for the 3rd annual Purchase College Science Entrepreneurship Award. The award recipient will be announced June 1, 2012 and the award presented at the Association’s Annual Fall dinner and APEX Awards.

The award will be given to an individual scientist employed by a Westchester based company whose scientific work has made a significant contribution to his or her affiliated business or industry. A selection committee will evaluate the nominee from among these criteria: Scientific excellence • Business and science integration • Vision and innovation • Social responsibility • Positive role model for future generations To self-nominate or nominate an individual for this award, complete the application at: www.purchase.edu/scienceaward NomiNatioNS will Be accePted uNtil moNday, aPril 30 2012 For more information contact Suzanne Kessler, Dean of the School of Liberal Arts and Sciences, Purchase College (914) 251-6602—Suzanne.Kessler@purchase.edu Purchase College’s leadership in graduating alumni who attain doctoral degrees in the sciences has been recognized by the National Science Foundation.

2010 wiNNer: Dr. Andrew Blight, Acorda Therapeutics 2011 wiNNer: Dr. David Valenzuela and Dr. Andrew Murphy, Regeneron

12 April 23, 2012 • WCBJ

Failing to manage the manager We have a manager who is struggling to get a new employee up to speed. We’re afraid we might fail this new employee by letting the manager make training mistakes at the employee’s expense, but we don’t want to step in and undercut the manager’s authority. What should we do?

P.S. This isn’t the first time we’ve seen new employees under this manager fail.

Thoughts of the day: Turnover can be costly. Many managers lack training in how to make the transition to management. Identify the kinds of mistakes your manager is making. Set up a structure to work with the manager on what she or he has to learn.

Make sure both you and the manager recognize the cost of turnover. Training eats up profits as the manager is diverted from making his or her full contribution while the employee learns the job, does things inefficiently and makes mistakes, which have to be corrected. Repeating training basics with another employee because the last one didn’t cut it just prolongs the agony.

One set of mistakes that early-stage managers make is to set the bar too high – expecting too much too soon and not delegating enough. These mistakes go hand in hand. The employee is asked to do something, makes a mistake and the manager who wasn’t comfortable delegating, pulls back and stops delegating.

Teach your manager that something less than perfection is okay. Focus on making progress.

• Mistakes are okay - it’s how people learn.

• Stay out of the problem and let the employee fix the mess that he or she just created so that more learning takes place.

• Teach each employee it’s not okay to keep repeating mistakes – progress has to be made.

Discuss with the manager that there’s a difference between being someone’s friend and being their manager. It can be a tricky balance for inexperienced managers. They need to know about what motivates the

people working for them without getting caught up in personal drama.

Check on the manager’s basic communication skills. Managers need to be able to provide corrective feedback in a way that the employee can hear it and act upon it.

Set up structure for the manager.

• Training plan for the employee to follow: expectations for the new employee, what the employee should be asked to do and how fast should he or she learn to do new things.

• Weekly reviews between manager and new employee: what went right, what went wrong, what to try next.

• Weekly meeting between you and the manager: what the employee did well, where improvement is needed. Ask for facts and specific examples. Agree on what to do next.

Hearing what is happening in the manager-employee meeting can be crucial to evaluating where training problems may be coming from. Periodically sit in on meetings the manager is having with the new employee. Just be careful not to get in the way or appear to take over from the manager. If you have things to add, make notes and share them afterwards with the manager, don’t interrupt during the meeting with the employee.

Talk with your manager about his or her responsibility for insuring the employee succeeds. She can have one hiring failure, maybe a second one. But if employees are failing time after time, that’s probably the manager’s problem not the employees’ problem. That’s something the manager has to fix in order to continue to grow in your company.

Suggest classes and books. Lay out a training plan for the manager. Make it clear there’s as much to learn as a manager as the new employee, in order for both of them to succeed.

Looking for a good book? “Ten Mistakes a Manager Should Avoid” by Aditi Chopra.

Andi Gray is president of Strategy Leaders Inc., strategyleaders.com, a business-consulting firm that specializes in helping entrepreneurial firms grow. She can be reached by phone at (877) 238-3535. Do you have a question for Andi? Please send it to her, via email at AskAndi@StrategyLeaders. com or by mail to Andi Gray, Strategy Leaders Inc., 5 Crossways, Chappaqua, NY 10514. Visit AskAndi.com for an entire library of Ask Andi articles.

Cuomo authorizes state health insurance exchange

BY PATRICK GALLAGHER pgallagher@westfairinc.com

I

f the Supreme Court upholds the Affordable Care Act when it rules later this year, New York state will be prepared to fulfill its responsibilities under the divisive health care law.

Gov. Andrew Cuomo on April 12 issued an executive order authorizing the creation of the New York Health Benefit Exchange as a marketplace for individuals and business owners to purchase health care plans.

While the move was expected – Cuomo had said publicly that he would use his executive powers to create the federallymandated exchange if the state Legislature failed to act – health care organizations praised the governor last week.

“We support the implementation of the exchange as a way of alleviating the current crisis facing those that don’t have access to care because of lack of insurance,” said Kenneth E. Raske, president of the Greater New York Hospital Association, in a statement.

Once operational, the exchange will save taxpayers hundreds of millions of dollars annually, according to the governor’s office.

Currently, the state and local govern-

ments pay more than $600 million each year to cover the cost of health care for 2.7 million uninsured New Yorkers.

Additionally, individuals who buy their own health coverage and small businesses that provide coverage for employees will see their costs decline by 66 percent and 22 percent, respectively, with the implementation of the exchange and tax subsidies that will be available under the Affordable Care Act. “The bottom line is that creating this health exchange will lower the cost of health insurance for small businesses, local governments, and individual New Yorkers across the state,” Cuomo said in a statement.

Under the Affordable Care Act, state governments are required to create their own health insurance exchanges by Jan. 1, 2013, with the respective exchanges operational by Jan. 1, 2014.

If any state fails to act and if the law is upheld by the Supreme Court, that state’s residents will be required to participate in a federal health care exchange.

Each state’s exchange will be fully paid for by the federal government. New York state has already received $88 million in federal grants related to the planning of

the exchange.

With the creation of its own health insurance exchange, state officials will be responsible for its operation and for deciding which benefits will be provided to those enrolled in the exchange, which health plans will be allowed to participate, what rules should apply to the marketing of products by health plans, and how to operate the Small Business Health Option Program component.

While Cuomo’s move was applauded by the Healthcare Association of New York State and Excellus Blue Cross Blue Shield, among others, the exchange has had its share of opponents.

Republicans in the state Senate last year held up a bill that had been approved by the Assembly and would have created the exchange, and again blocked a measure in this year’s budget that would have created the health insurance marketplace.

Michael Durant, director of the New York chapter of the National Federation of Independent Business (NFIB), said the organization has not taken a position on the state’s exchange but noted NFIB is one of the parties suing in the Supreme Court for the Affordable Care Act to be repealed.

“I have a lot of concerns that federal health care reform is not going to provide the substantial savings that businesses need in terms of rising health care costs,” he said.

Durant added that if the law is upheld by the court, NFIB would work to ensure that the statewide exchanges are as costefficient for businesses as possible.

Among businesses across the state surveyed last December by HealthPass New York, a nonprofit commercial health insurance exchange for small businesses that operates in the Hudson Valley, New York City and Long Island, 84 percent of respondents called health insurance exchanges “a good idea” and 76 percent said they would consider using such an exchange.

Mark Kessler, director of strategic initiatives at HealthPass, said it’s likely that most users of the exchange will be small businesses and not individuals.

“I don’t expect to see hundreds of thousands of New Yorkers purchasing health insurance through the individual exchange,” he said. “I still expect employersponsored health insurance to be the primary vehicle through which most people access insurance, putting aside those people who qualify for Medicaid and Medicare.”

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13

Bakeries sweet on Scarsdale David Shore, managing partner, and Viviane Copeland, manager, at La Renaissance Pâtisserie in Scarsdale.

Par Shakiban, a partner at Patisserie Salzburg in Scarsdale.

14 April 23, 2012 • WCBJ

Tal Campana, right, co-owner of Martine’s Fine Bake Shop, with Scarsdale employees Catherine Buttacavoli, left, and Diana Bonsignore.

By Georgette Gouveia ggouveia@westfairinc.com

S

carsdale – land of well-manicured lawns and well-sculpted bodies. But look closely and you’ll notice something intriguing – not one or two but five shops that specialize in baked goods.

Within the past year, Martine’s Fine Bake Shop and Patisserie Salzburg have joined the well-established Galloway’s Bakery, famed for its home-style pies, Lulu Custom Cake Boutique, where you can have your designer purse and eat it, too, and La Renaissance Pâtisserie Française, where almond-flavored confections reign à la Louis XIV. Has this affluent village of 17,500-plus residents developed an insatiable sweet tooth?

“I think people go to the bakeries for comfort,” says Jay Muse, owner of Lulu Custom Cakes at 40 Garth Road. Its culinary creations – ranging from handbags to bulldogs to hot-air balloons – are favorites of stars like Mariah Carey, Chloë Sevigny, Britney Spears, Whoopi Goldberg and her fellow television kaffeeklatschers on The View.

But look around these places. It’s a café culture that captures the best of Continental trends, insiders say.

“The bakeries in Europe are no longer just bakeries,” says Tal Campana, who owns Martine’s at 48 E. Parkway with husband Frank and her brother, Youval Golan. “You have to be broad and have something for everyone.”

Campana knows what she’s talking about. She grew up in Israel, where her father owns several restaurants and her mother was an excellent cook and baker. At the urging of Scarsdale patrons of the 3 ½-year-old Martine’s in Tuckahoe – the bakery was named after her daughter ¬- Campana opened the second shop in Scarsdale on Dec. 13.

Golan’s earth-toned décor features textured walls the color of chocolate blended with whipped cream, a coffered ceiling, crystal and wrought-iron chandeliers, shimmering tiles and marble-topped tables.

Martine’s offerings include everything from butternut squash soup, crusty thin baguettes of ham and cheese, a rich pound cake and French macaroons that are more cake than cookie and come in such flavors as praline, chocolate and blueberry. “It’s the cookie of now,” Campana says.

At Martine’s, “Definitely, we take no shortcuts. We use real (ingredients.) A pastry

shouldn’t just look right. It should taste right.

It’s an art.”

Martine’s and the new Patisserie Salzburg’s café atmospheres play into the cosmopolitan nature of Scarsdale, a Tudor-style community of white stucco, brown beams and cobblestone. Indeed, Par Shakiban says the reason he and business partner Manfred Hirz opened a Patisserie Salzburg in the village last October – there’s been one in Rye for 17 years – was to give Scarsdale its just desserts, so to speak.

A restaurateur with interests in real estate and construction, Shakiban was looking to discuss a building investment in the village with a friend over coffee, only to be unable to find a café he liked. He opened his own.

“This is a place consistent with the needs, caliber and sophistication of the people of Scarsdale,” Shakiban says of his Patisserie Salzburg.

On a Saturday afternoon, Patisserie Salzburg is packed. The shop is brightened by a hot peach-pink and white decor that suggests cherry blossoms in spring.

Customers lounge beneath a sun-welcoming recessed ceiling and chandeliers and gaze through picture windows at passersby and traffic on tony Christie Place. They choose from a menu that offers an array of soups and salads, fluffy crepes, a chocolate ganache cake that is a birthday classic and Salzburg’s highly esteemed cheese Danish.

Gelato is coming.

Both Martine’s and Patisserie Salzburg plan to add outdoor seating for the warmweather months.

So is it too much of a good Continental thing? Can Scarsdale accommodate so many upscale bakeries?

“My philosophy has always been that competition is good for business,” Shakiban says. “If you maintain high standards and quality and are consistent in your delivery, then you can succeed in any business and compete with any entity.”

David Shore agrees, to a point. The managing partner of La Renaissance, a French patisserie nestled into Harwood Court, Shore has seen other bakeries come and go, including one that once stood across from where Patisserie Salzburg has opened.

“It depends on if you have enough of a following,” he says. “Everyone has their niche.

But it’s a question if enough people shop enough to make all survive.”

“Come back in a year and I’ll tell you.”

PepsiCo cuts ad agency roster by 100

BY JANICE KIRKEL jkirkel@westfairinc.com

T

he North America beverage unit of PepsiCo Inc., which had reportedly been working with about 150 ad agencies, has cut that number to 50 shops.

PepsiCo spokeswoman Gina Anderson would not name any of the agencies that were cut, but did confirm that the beverage group is now working with 50 agencies after letting various contracts expire. “We have not eliminated any relationships, we just haven’t renewed contracts with certain agencies,” she

said. “And those that we are now not working with, this doesn’t mean we would never work with them again. We want to strengthen our core relationship with Omnicom Group. We have a long-standing established history of working with them,” she said. “We want to increase our working versus non-working dollars.” She called agency fees an example of non-working dollars.

Anderson hesitated to call it a cost-cutting move, saying that “we want to put more money into our marketing spend. This makes our marketing organization more

efficient.” PepsiCo said earlier this year that it would spend an extra $500 million to $600 million to advertise its brands this year, with an emphasis on North America.

Ad Age.com reported that executives close to PepsiCo said the idea was to cut some smaller specialty agencies. Anderson said the core agencies are Omnicom’s TBWA/ Chiat/Day, BBDO and DDB, TracyLocke and Genesco, a sports marketing agency.

As for agencies that have reportedly been eliminated, AdAge.com reported that Interpublic Group’s HUGE, which had been

working on the Refresh Project, is no longer working with the brand. The report also said that MDC Partners’ Anomaly, which was supposed to work on the relaunch of the premium tea brand Pure Leaf, has not worked with PepsiCo for months.

Ruder Finn and Omnicom’s Porter Novelli are said to be no longer working with the beverage business.

Dentsu’s Firstborn, WPP’s VML, Interpublic’s Weber Shandwick and Olson PR have either kept their work or added more, AdAge said.

New plan for Echo Bay

BY JOHN GOLDEN jgolden@westfairinc.com

C

ity officials in New Rochelle will continue to work with a mixed-use developer seeking approval this year of scaled-down plans for waterfront apartments and retail shops on Echo Bay. Forest City Residential Group Inc., a division of Cleveland-based Forest City Enterprises, returned to New Rochelle City Hall this spring with a redevelopment plan adjusted to the changed market realities since Forest City began the Echo Bay project in 2007.

Focused on the city’s public works yard, which the developer would demolish, the approximately 11-acre project would include 200 to 300 residential rental units and 25,000 square feet to 30,000 square feet of retail space fronting on East Main Street. About five acres of redeveloped land would be dedicated to public use and activity. The developer hopes to break ground on the project in 2014.

The New Rochelle City Council this month approved a revised memorandum of understanding with Forest City Residential that allows the developer to begin a required state environmental quality review of the project with city agencies. The agreement expires in six months.

The city in the next month will issue a request for proposals for the adaptive reuse of the Armory building that adjoins the proposed development site.

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WCBJ • April 23, 2012

15

THELIST: LARGEST THRIFTS AND SAVINGS BANKS RANKED BY TOTAL ASSETS

THRIFTS AND SAVINGS BANKES (WITH BRANCHES IN WESTCHESTER COUNTY)

WESTCHESTER COUNTY

westchester county NEXT LIST: APRIL 30 HOSPITALS

Rank

Ranked by total assets.

1 2

Name and address • Number of branches in county Phone number, area code: 914 (unless otherwise noted) Website

Hudson City Savings Bank 80 W. Century Road, Paramus, NJ 07652 • 10 branches (201) 967-1900 • hudsoncitysavingsbank.com

New York Community Bank 615 Merrick Ave., Westbury 11590 • Two branches (718) 460-4800 • mynycb.com

3

People's United Bank

4

Astoria Federal Savings & Loan Association

5

Emigrant Bank

6 7 8 9

850 Main St., Bridgeport, CT 06604 • Six branches (203) 338-7171 • peoples.com 1 Astoria Federal Plaza, Long Island City 11103 • Three branches (516) 327-3000 • astoriafederal.com 5 E. 42 St., New York City 10017 • Three branches (212) 850-4521 • emigrant.com

Apple Bank for Savings 122 E. 42 St., Manhasset 11030 • Two branches (212) 224-6400 • applebank.com

Ridgewood Savings Bank 7102 Forest Ave., Ridgewood 11385 • Three branches (718) 240-4800 • ridgewoodbank.com

Trustco Bank 1 Sarnowski Drive, Glenville 12302 • 10 branches (518) 377-3311 • trustcobank.com

Beal Bank SSB 6000 Legacy Drive, Plano, TX 75024 • One branch (877) 879-2325 • bealbank.com

10

Provident Bank

11

E*Trade

12 13 14 15 16

400 Rella Blvd., Suite 308, Montebello 10901 • Three branches (845) 369-8040 • providentbanking.com 671 N. Glebe Road, Suite 1000, Arlington, VA 22203 • One branch (703) 236-8032 • etrade.com

Emigrant Savings Bank Bronx Westchester 2526 Grand Concourse, Bronx 10458 • Three branches (888) 364-4726 • emigrant.com

Putnam County Savings Bank 2477 Route 6, Brewster 10509 • Three branches (845) 279-7101 • pcsb.com

Northeast Community Bank 325 Hamilton Ave., White Plains 10601 • One branch 684-2500 • necommunitybank.com

Community Mutual Savings Bank 123 Main St., Suite 750, White Plains 10601 • Six branches 422-2700 • cmsbk.com

Sunnyside Federal Savings and Loan Association of Irvington 56 Main St., Irvington 10533 • One branch 591-8000 • sunnysidefederal.com

Total assets

Tangible assets

($ rounded)

($ rounded)

2010 income (loss)

2011 YTD income (loss)

($ rounded)

($ rounded)

($ rounded)

Year established Number of employees

45,373.6 billion

45,069.5 billion

529.9 million

-742.7 million

1.022.7 billion

1868 1,586

39,468.7 billion

36,957.6 billion

556.5 million

469.4 million

658.4 million

1859 2,118

27,319.3 billion

25,298.5 billion

98.3 million

206.3 million

554.9 million

1842 5,209

16,975.1 billion

16,768.8 billion

93.6 million

87.5 million

344.8 million

1888 1,636

7,965.6 billion

7,480.6 billion

74.3 million

50.3 million

340.8 million

1850 572

7,582.2 billion

7,325.2 billion

36.5 million

41.5 million

5.6 million

1863 630

4,804.0 billion

4,711.9 billion

14.3 million

18.8 million

41.6 million

1921 675

4,250.1 billion

4,252.0 billion

29.8 million

33.8 million

48.5 million

1925 726

3,750.0 billion

3,966.0 billion

60.6 million

25.8 million

512.4 million

1988 446

3,075.6 billion

2,908.8 billion

21.4 million

10.5 million

45.9 million

1895 507

1,677.2 million

1,663.9 million

7.1 million

12.5 million

35.6 million

2006 NA

1,039.0 billion

1,032.1 billion

4.2 million

2.643 million

46.0 million

2005 111

956.4 million

950.2 million

3.2 million

1.8 million

23.0 million

1871 133

472.4 million

468.7 million

1.7 million

2.2 million

17.9 million

1934 102

259.6 million

259.1 million

311 thousand

0.0

4.8 million

1887 46

89.4 million

88.0 million

196 thousand

101 thousand

0.0

1929 14

Questions or comments, call 694-3600, ext. 3005.

Source: Information obtained from BauerFinancial Inc., Coral Gables, Fla. 33114; (800) 388-6686; bauerfinancial.com; data as of December, 2011.

Compiled from data as reported to federal regulators. Although the financial data obtained from these sources is consistently reliable, its accuracy and comprehensiveness can not be guaranteed by BauerFinancial Inc. Information for the number of branches is current as of April 2012 and was obtained from the Federal Deposit Insurance Corp. website fdic.gov.

NA Not available.

16 April 23, 2012 • WCBJ

Delinquent loans

COMMERCIAL BANKING

WCBJ • April 23, 2012

17

COMMERCIAL BANKING

Crossing the finish line

TIME + UNDERSTANDING

Tompkins Financial marks 2011 as another successful year

= SOLUTIONS. Expect all three.

BY KATHY KAHN kathykahn@westfairinc.com

D

espite the tumultuous economy, “2011 was the best year we’ve recorded in our bank’s 175-year history,” said Stephen Romaine, president and chief financial officer of Tompkins Financial Corp., based in Ithaca.

The former Mahopac National Bank president now oversees its network of banks, financial

Highlights of Tompkins Financial 2011 annual report:

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• Total loans $2 billion in 2011, up $71.5 million over 2010.

• Total deposits of $2.7 billion, up 6.6 percent from 2010. Noninterest-bearing deposits totaled $616.4 million in 2011, an increase of 17.8 percent over the prior year.

• Total revenue of $159.4 million for 2011, up 0.9 percent from 2010.

• Net interest margin was 3.72 percent in 2011 compared with 3.86 percent for 2010. Net interest income of $111.4 million for 2011 was comparable to 2010 figures.

• Noninterest income was down 8.8 percent for the quarter and up 4 percent in 2011 over 2010.

• Allowance for loan and lease losses totaled $27.6 million in 2011, representing 1.39 percent of total loans, compared with $27.8 million and 1.46 percent in 2010.

• A reduction in FDIC insurance costs contributed to the decrease in noninterest expense overall in 2011.

Tompkins Financial return on average equity was 12.02 percent in 2011, ranking it in the top 15 percent of its most recent peer group average as published by the Federal Reserve.

Tompkins Financial operates 45 banking offices in New York state served by its three community banks – Tompkins Trust Co., The Bank of Castile and Mahopac National Bank. insurance through Tompkins Insurance Agencies, Inc. and wealth management through Tompkins Financial Advisors. The salary for Tompkins Financial Corp.’s president and chief executive officer, Stephen Romaine, was reported to be $444,596 in salary and $165,000 in bonus in 2010. Tompkins Financial Corp. is traded on the New York Stock Exchange under the symbol TMP. The company will hold its annual shareholders meeting May 25, 6 p.m., at Sinapi’s Ceola Manor in Jefferson Valley.

advisers and insurance agencies.

Tompkins is expecting to acquire VIST Financial Corp. in southeast Pennsylvania this year, a merger in line with the bank’s plan to expand carefully.

“We are not looking merely to expand for the sake of expansion. The move into Philadelphia was well thought out. It has great demographics and is equidistant with our Mahopac Bank’s branch offices,” Romaine said.

“We’ve had that region on our radar for several years.

Tompkins is very conservative in its investments – we have customers and shareholders we have a responsibility to. This move Stephen Romaine made sense for us. It is in an attractive market and in a great area for growth, similar to the Hudson Valley.”

Under the terms of the merger agreement, the VIST branch Tompkins Financial is looking to acquire would operate as a subsidiary of Tompkins Financial with a separate banking charter, local investment team and board of directors. Robert Davis would continue as president and CEO of VIST bank.

The acquisition would add $1 billion to Tompkins Financial’s current $3.8 million portfolio and 300 employees.

“We’ve gotten to the point where we are big enough to bring a broad array of products to our customers,” said Romaine, “but small enough in local markets to continue banking the way you are supposed to do it – keeping the model of personal contact and access for our customers alive and well.”

While Tompkins banks – Mahopac National Bank, The Bank of Castile and Tompkins Trust Co. – have had Internet banking for nearly 20 years, it has grown exponentially in popularity over the past decade.

The advent of Internet banking has found many of its customers doing business with its branch online, transferring funds, paying bills or receiving electronic statements. “What differentiates our service,” said Romaine, “is that we ensure our banks and our clients are protected. Hackers have a hard time getting into the bank’s computers but can easily hack into a customer’s. We’ve given our clients a website that monitors the use of their banking site to best determine that the person who owns the account is the one accessing it.

“Keystroke loggers watch every move you make,” he said. “Our software distinguishes whether it is the customer logging in their Continued on next page

Hedge funds irked by new regulations

BY ALEXANDER SOULE casoule@westfairinc.com

B

ridgewater Associates reportedly remains the largest hedge fund in the world – but just barely, under a new reporting requirement in the DoddFrank Wall Street Reform and Consumer Protection Act. Large hedge funds – those with at least $150 million in assets under manage-

ment – are now required to report “regulatory assets under management” (RAUM) in their portfolios, including assets that were acquired with borrowed money. The change comes even as hedge funds had their best first quarter since 2006, according to an index maintained by Illinoisbased Hedge Fund Research Inc., with the sector gaining 4.9 percent led by equitybased hedge funds.

And the change comes at the same time the new Jumpstart Our Business Startups (JOBS) Act loosens restrictions governing how hedge funds can solicit funds, including through the use of advertising.

According to a Bloomberg study of changes wrought under Dodd-Frank’s new rules, assets spiked at Chicago-based Citadel Advisors L.L.C. to $119 billion, up ninefold and just short of the $121 billion

at Westport-based Bridgewater Associates, whose asset base did not change under the new formula.

At 50 of the largest hedge funds in the country, overall assets under management jumped by nearly two-thirds to more than $1.3 trillion. The new rules also juggled the hierarchy of top funds, as ranked by assets under management, with several in Fairfield County moving up the list.

Continued from previous page

password or someone else. The ‘bad guys’ aren’t trying to hack into the bank – they are trying to get into personal accounts.”

Internet banking is and will continue to change the face of traditional banking, he said.

“Mobile banking technology is clearly the next generation of widespread financial services.

Although some of the large banks have it today, adoption rates have not been extraordinarily high – yet.”

With fewer checks being written and more online bill paying, seeing a line of customers queued up on the teller’s line is becoming a rarity. “Once a customer sets up vendors and pays bills online, they never have to lick a stamp, they just put a dollar amount in,” Romaine said. “Debit cards have also had a huge impact on the way banks do business and we offer a rewards program for our customers that use theirs.”

As a result, Romaine said consumers will see an eventual shift in the way a local bank branch conducts business and adapts to the physical changes it needs to accommodate those transactions. “There will be more of a focus on having business banking managers in private offices to help customers with their needs – whether it is to manage assets or secure a loan, where customers want to sit down and talk face-to-face with a banker.”

While the Dodd-Frank Wall Street Reform and Consumer Protection Act was created to monitor banks with more than $10 billion in assets, the majority of its regulations apply to all banks, Romaine said.

“We’ve added staff to handle the additional requirements; and it is a time-consuming process. I do hope that Congress modifies it so that it will not be as redundant. Bank regulations can punish the masses for the sins of a few –and in the end all it does is raise costs, which will be borne by the consumers and shareholders – they are both an unfair population to have to pick up the expense.”

Romaine has led Tompkins Financial as its president and chief executive officer since 2007. The bank has shown six years of earnings’ growth under his tenure.

“For the past 39 years, we’ve shown positive growth in each year,” said Romaine, “I’m happy to have contributed to our ongoing success.”

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WCBJ • April 23, 2012

19

COMMERCIAL BANKING

Chase, Citigroup earnings fall; Wells Fargo reports gain

BY JANICE KIRKEL jkirkel@westfairinc.com

Citigroup reported that first-quarter earnings fell 2 percent from the first quarter of 2011 to $2.9 billion, 95 cents a share, on revenues of $19.4 billion.

“While the operating environment improved in the first quarter, there is still much macro uncertainty and we will continue to manage risk carefully,” CEO Vikram Pandit said. “We will continue to leverage the depth and scale of our global presence to serve our clients.”

Operating expenses of $12.3 billion were essentially unchanged from the prior year period. Citigroup’s cost of credit in the first quarter was down 5 percent from

the year earlier period. Citigroup’s allowance for loan losses was down to $29 billion at the end of the quarter, from $36 billion in the prior year period.

Asset quality improved – consumer loans that were more than 90 days delinquent were down 21 percent from a year ago to $9.1 billion, or about 2.5 percent of consumer loans. Capital levels and book value also increased from a year ago.

“The report was boring,” said Gerard Cassidy of RBC Capital Markets. “That’s beautiful in banking. There were no big write offs in capital markets, no big losses in the lending area, they’re slowly but surely turning the company around. They’re cutting operating expenses, selling off bad

loans and streamlining so their processes are more efficient.”

Net down for JPMorgan Chase JPMorgan Chase & Co. reported that firstquarter earnings fell to $5.4 billion from $5.6 billion in the first quarter of 2011.

Earnings per share rose, however, to $1.31 from $1.28.

Chairman and CEO Jamie Dimon said that with respect to the mortgage banking business, “we expect to see elevated levels of costs and losses for a while longer.”

Mortgage banking application volume was up 33 percent from a year ago, primarily reflecting refinancing activity. Credit

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20 April 23, 2012 • WCBJ

MOUNT KISCO MOUNT VERNON 12 South Bedford Rd. 40 East First St.

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Wells Fargo earnings rise Wells Fargo & Co. reported a 14 percent rise in profit for the first quarter, to $4.2 billion, or 75 cents a share, from $3.8 billion, or 67 cents, in the first quarter of last year. The increase in per share earnings was 11 percent. Revenue of $21.6 billion was up 20 percent from the prior year quarter, led by strong mortgage banking results. The bank reported an improvement in credit quality, with net charge-offs of $2.4 billion, down $245 million from the prior quarter.

The bank said that as expected, expenses remained high in the quarter. Loans 90 days or more past due and still accruing were down from year-end.

“Banks are making money in ways other than lending,” said Jeffery Harte of Sandler O’Neill and Partners in Chicago.

“Credit continues to improve. Declining credit costs are helping offset interest rate pressure.”

Bank of New York Mellon earnings dip

From left, Michael Schiliro, Vice President - Director of Commercial Lending and Small Business Banking, Community Mutual Savings Bank; Dan Bartelini and Glenn Ferdico of PPR Blueprinting

EASTCHESTER GREENBURGH 478 White Plains Rd. 441 Tarrytown Rd.

card sales volume was up 12 percent compared with the 2011 quarter.

At the investment bank, net income was $1.7 billion, down almost 30 percent from a year ago. The bank said that reflected lower revenue and less benefit from the provision for credit losses. Investment banking fees were down 23 percent.

In the retail financial services business, net income was $1.8 billion, compared with a loss of almost $400 million a year earlier. Revenue was up 40 percent.

Mortgage production and servicing earned $461 million, compared with a loss of $1.1 billion a year earlier. Mortgage production related revenue was up 80 percent, driven by a favorable refinancing environment, including the effect of the Home Affordable Refinance Programs.

Member FDIC

At Bank of New York Mellon, first-quarter profit slipped to $619 million from $625 million in the year earlier period.

Investment services fees and investment management and performance fees both fell, as did foreign exchange and other trading revenue, down 21 percent. The bank said that reflects lower volume and volatility. Other trading revenue, meanwhile, more than doubled to $55 million, driven by higher fixed-income trading.

Investment income rose, but the provision for credit losses tumbled to $5 million in the first quarter from $23 million in the fourth quarter of 2011.

Webster Bank profit up Webster Bank, based in Waterbury, Conn. but with branches in Westchester, including White Plains, Scarsdale, Yonkers and New Rochelle, reported a 14 percent rise in earnings for the first quarter.

Profit rose to $38.3 million, or 42 cents a share, from $33.7 million, or 36 cents, a year earlier. Webster reported growth in commercial non-mortgage and commercial real estate loans, a rise in net interest income, and continued improvement in asset quality as shown by a 4.6 percent decline in nonperforming assets.

loan for 84 Lumber Co., a Pennsylvaniabased company that sells construction materials.

Swiss account probe extended The Internal Revenue Service continues culling through information it collected from people who avoided taxes via secret accounts in Swiss banks, and the agency’s commissioner says “the next wave” of investigations is under way.

In 2009, the IRS created a voluntary

disclosure program for taxpayers who placed income in overseas accounts, while bringing pressure on UBS AG to surrender account information. UBS, which has one of its largest U.S. centers in Stamford, ultimately complied, marking the first time U.S. regulators had pierced the wall of secret Swiss bank accounts.

Speaking at the National Press Club in Washington, D.C., IRS Commissioner Doug Shulman said the agency had hoped to get 1,000 disclosures – instead, it has received 33,000, resulting in back taxes

and penalties totaling $4.4 billion, with participants dodging potential jail time in exchange for their cooperation.

– Alexander Soule contributed to this report.

Your #1 source for local business news

westfaironline.com

Westchester Bank earnings rise The Westchester Bank, based in Yonkers, reported earnings rose more than 150 percent in 2011 to $2.8 million from $1.1 million in 2010. That included a tax benefit of $1.5 million and a gain of $112,000 on the sale of securities.

Loans were up 48 percent from 2010 to $141 million. Assets were up 33 percent to $215 million while deposits rose 23 percent to $190 million from $154 million.

The bank will be four years old in June.

It focuses on serving small and mid-size businesses. It has branches in Yonkers and White Plains and expects to announce a third branch later this year.

CFO worries: health care, costs Middle-market CFOs have grown more positive the last six months, according to the latest middle-market CFO survey by GE Capital, but CFOs expressed concern about both health care and inflation.

In the survey, the U.S. budget deficit and Europe’s fiscal condition were also high on the list of concerns. Norwalkbased GE Capital surveyed nearly 500 CFOs nationwide at companies with average revenue of $143 million, across a range of industries.

“This outlook is generally consistent with what we are seeing in our own, midmarket financing businesses, Dan Henson, CEO of GE Capital’s Americas operations, said in a statement. “Our total financing activity was up 15 percent in 2011 and our pipeline of new business is up 16 percent at the end of the first quarter.”

Henson added cash flow is up an average of 10 percent this year at companies in GE Capital’s portfolio.

The hiring outlook improved, with 74 percent of companies planning to hire this year, a 6-point increase. CFOs said credit availability remains stable.

GE Capital released the survey results the same day it announced a $225 million WCBJ • April 23, 2012

21

COMMERCIAL BANKING

Interest rate spread putting squeeze on banks

BY JANICE KIRKEL jkirkel@westfairinc.com

B

anks make money in many ways, but one important way is by borrowing it and then lending it. Borrowing it at a lower interest rate, lending it out at a higher rate and profiting from the difference between the rates known as the spread.

For a period of time going on three years, though, it has been very difficult for banks to make money by lending because the differential between short-and longterm interest rates is very small. Experts call that the flattening of the yield curve.

The curve is supposed to represent the increase in rates that takes place when money is borrowed over a longer period of time. With short-term rates at zero to

a quarter percent and long-term rates at 2 percent, there isn’t much of a spread from which banks can profit. As for when this situation may change, analysts say that’s anybody’s guess.

“It’s terrible for banks to have to operate with interest rates being as low as they are,” said Gerard Cassidy, managing director at RBC Capital Markets in Portland, Maine.

Gerard Cassidy “The moment rates start to go higher, the banking industry is set to increase its profitability dramatically.”

Jeffery Harte of Sandler O’Neill in Chicago said the industry was getting help

for a while from the decline in short-term rates, but they can’t go any lower now.

“What we had seen for a while was funding costs decline to offset the revenue impact of lower long-term interest rates.

But we’d be hard pressed now to have funding costs go down. We are seeing longterm rates pop up every once in a while. We may be nearing the end of the pain. We are starting to see some loan growth.”

Cassidy said he sees some evidence of that loan growth in the banking industry’s first-quarter earnings reports.

“Banks are lending; numbers from the Fed bear this out. But today when they lend they expect it to be paid back; they’re not making bad loans anymore. The standards are more conservative than in the depths of the recession in ’08 and ’09, but there are still many customers that qualify. People

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are borrowing. The corporate area is very strong.”

Given the narrow spread, he said banks are finding other ways to make money.

“Now the earnings of the largest banks have been better than expected, the reason is that they’re seeing revenue growth from nontraditional banking business, the capital markets business, and even growth in mortgage lending. It’s refinancing activity from some of the government programs designed to allow people to refinance their underwater mortgages.”

Cassidy said banks are getting their operating expenses under control and credit quality continues to improve.

Considering the interest rate environment and the state of the economy, Brad Hintz of Sanford C. Bernstein said earnings are looking good so far.

“We have an economy that’s still picking up, but the credit side (of the banking business) is looking okay, trading businesses have performed quite well. But Schwab

“It’s terrible for banks to have to operate with interest rates being as low as they are.”

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22 April 23, 2012 • WCBJ

investors (the small investor) are still pretty timid. Only now are they looking out of the foxhole and asking if it’s safe to come out. There’s a real caution.”

Hintz said that cautiousness is not limited to the small investor, though. “M and A (merger and acquisition activity) is dormant, and in slow times executives typically look toward deals as a way to grow. There’s caution on the part of the retail investor and CEOs of big companies.”

Harte agreed.

“M and A activity requires CEO confidence. We’ve had such volatility in economic numbers and the markets for such a long time, they’re exceptionally cautious now. It’s a very unique time with volatility and difficulty in predicting that volatility.

As long as we can go without volatility, there are a lot of transactions in the pipeline, it’s a matter of confidence.”

Be prepared when seeking a loan

By Marjorie Lang

S

mall business owners don’t need to be afraid to walk into a bank and ask for a loan.

The regional and community banks operating in Westchester County are always looking to develop new small business relationships, because a bank that sits on its money will not survive for long. Now is the time to look forward with your banker to find new opportunities for your business as the economy shows signs of growth.

We have a saying in our business-banking department that goes something like this, “Every one of our bank’s biggest customers was once a start-up.” Small business customers are essential to the future of banks in Westchester County.

However, just because banks are eager to add small businesses to their client roles, does not mean every loan application will be approved. The bank’s responsibility is to extend loans to credit-worthy borrowers.

Here are a few things business owners can do to be more prepared before walking into a local bank for a loan.

Polish Your Personal Credit: The personal credit score of the business owner can be a big factor in the underwriting process.

Make sure you pay all of your personal bills on time and check your credit reports for inaccurate information. Under federal law, you are entitled to one free credit report a year from each of the three major credit reporting agencies and can order them at AnnualCreditReport.com.

Understand the credit scoring process.

Having too much personal debt, relative to your total credit, is one thing that can drag down your credit score. And that credit score could adversely impact your business loan application. A sudden drop in your personal credit score could also prompt your banker to raise rates on a business line of credit. Maintaining a good personal credit rating is one of the most important things a small business owner can do to improve the borrowing ability of his or her business.

Understand Relationship Banking: When you bundle your business together and bring it all to the same bank, you become a more valuable customer. This means you can get better terms and conditions on bank products, such as a lower line of credit annual fee. This is the same concept as getting better insurance premiums by taking multiple

policies from the same company.

Even though you are approaching the bank for your small business, your personal business also matters. When you extend your business relationship with the bank, to also include personal deposit and loan accounts, you become a more valuable customer to the bank and can ultimately benefit through lower fees and better loan terms.

Leverage Your Advisers: Here’s another inside tip from the banker’s office: Your choice of professional adviser matters. When you walk in the door carrying the advice of an experienced business attorney and certified public accountant, the bank’s level of confidence rises.

Utilize the services of small business advisers, such as your chamber of commerce or SCORE chapter. A bank may look favor-

“

ably on the fact a small business owner has received guidance from an experienced business counselor. Also, consider your bank’s branch manager or small business relationship manager as an additional counselor.

They understand the local marketplace and have seen how other small business owners solve certain problems.

Walk Tall: Small business is the backbone of the nation’s economy, that’s not a cliché, it’s a fact. Small business has historically been responsible for much of the job growth in the U.S. Be proud of what you do. Small businesses are like fingerprints – no two of them are alike. Only you can tell the story of your business, so tell it proudly.

Explain your business to the bank, particularly if you work in an industry that has been adversely affected by the economic con-

ditions. Be prepared to discuss your year-end and interim financial statements and your future plans for success.

Do not walk in with overestimated sales projections or underestimated expense projections. Do your homework and keep your business plan updated to the changing economic climate.

Banks across Westchester are actively making new small business loans and renewing or increasing lines of credit every business day. The credit window remains open.

If you are well prepared, don’t be afraid to approach that window.

Marjorie Lang is administrative vice president and regional business banking manager with M&T Bank. She can be reached at mlang@mandtbank.

”

I expected greater things from my bank – and I got them!

I own a local business and I expect a lot – that’s why I now work exclusively with Greater Hudson Bank. My expectations were met on my initial meeting with Sean Henderson, my lender. He listened to my needs and gave me a great rate. I may set my expectations just a little bit higher than most, but the staff at Greater Hudson Bank love meeting those expectations.

For more information, call Sean Henderson, AVP Commercial Lender • 914-618-4567

Commercial and Business Accounts • Competitive Commercial Mortgages, Loans and Lines of Credit • Business Checking – no monthly fee with daily balance of $1,000 • Competitively Priced Savings Accounts • Online Banking and Bill Pay • Remote Deposit Capture

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WCBJ • April 23, 2012

23

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24 April 23, 2012 • WCBJ

FACTS& FIGURES on the record Appareline Inc., et al. Filed by Maria Solis, et al. Action: claim Bankruptcies filed under the Fair Labor Standards Act of 1938. Attorney for The following petitions were filed plaintiff: Jonathan Bernstein. Filed in the U.S. Bankruptcy Court for April 11. Case no. 12-02840. the Southern District of New York in White Plains. Chapter 11 indi- Atlantic Express Transportacates the filer intends to submit a tion Corp., et al. Filed by Shakenia plan of reorganization to the court. Garlick. Action: claim filed under Chapter 7 indicates a liquidation of the Fair Labor Standards Act of assets.

1938. Attorneys for plaintiff: Robert Lipman, David A. Robins and Manhattan Lizabeth Schalet. Filed April 11.

Case no. 12-02836.

708 Underhill Ave. Corp., c/o Christopher O’Keefe, 36 Far- B. Smith Enterprises Ltd., et al. rington Road, Croton-on-Hud- Filed by Anastacio Enriquz Herson 10520. Chapter 11, volun- nandez. Action: claim filed under tary. Attorney: Jeffrey A. Reich, the Fair Labor Standards Act of White Plains. Filed April 16. 1938. Attorneys for plaintiff: BranCase no. 12-22729. don Sherr and Justin Zeller. Filed April 12. Case no. 12-02889.

B & M Linen Corp., 220 Coster St., Bronx 10474. Attorney: Joel M. Carbo Ceramics Inc., et al. Filed Shafferman, New York City. Filed by Michael Percoco. Action: secuApril 16. Case no. 12-11560. rities fraud claim. Attorneys for plaintiff: Richard Gonnello and Moon Bright Corp., 862 Ninth Francis McConville. Filed April 12.

Ave., New York City 10019. Chapter Case no. 12-02807.

7, voluntary. Attorney: Douglas J. Pick, New York City. Filed April 13. Chin-Chin Restaurant Inc. Filed Case no. 12-11519.

by Yvonne Diaz. Action: job discrimination claim. Attorney for plaintiff: Ismail Sekendiz. Filed April 22. Case no. 12-02842.

Court Cases

U.S. District Court

Forever Unique Ltd., et al.

Filed by Sherri Hill Inc. Action: copyright infringement claim. Attorneys for plaintiff: Joseph Gioconda, Kristin Lia and Jonathan Malki. Filed April 12.

Case no. 12-02870.

Anatomy L.L.C. Filed by Anatomy Media Inc. Action: trademark infringement claim. Attorneys for plaintiff: John Lane and Sharon M. Sash. Filed April 11.

Case no. 12- 02848.

Goderich Aircraft Inc., et al.

Filed by Victoria Ricks. Action: diversity-other contract claim.

Attorney for plaintiff: Olympias Konidaris. Filed April 12.

Case no. 12-02912.

The following cases appear on the docket of the U.S. District Court for the county of Westchester in White Plains.

Items appearing in the Westchester County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken.

Questions and comments regarding this section should be directed to: Bob Rozycki c/o Westfair Communications Inc. 3 Gannett Drive, Suite G7 White Plains, N.Y. 10604-3407 Phone: 694-3600 • Fax: 694-3680

Intellipharmaceuticals Corp., et al. Filed by Astrazeneca Pharmaceuticals L.P. Action: patent infringement claim. Attorneys for plaintiff: Robert Czarnecki Jr., Bruce Haas, Steven Kline and Henry Renk. Filed April 11.

Case no. 12-02855.

NCO Financial System Inc. Filed by Stuart N. Kingoff. Action: claim filed under the Fair Debt Collection Practices Act of 1978. Attorney for plaintiff: Samuel A. Ehrenfeld. Filed April 13.

Case no. 12-02966.

Apuovia L.L.C., White Plains.

Seller: Mazur Brothers Realty L.L.C., Ardsley. Property: 62 Lake St., White Plains. Amount: $700,000. Filed April 10.

New Life Properties Corp., Commack. Seller: Robert Hufjay, Mount Vernon. Property: 2 Oakridge Drive, Lewisboro.

Amount: $132,850. Filed April 10.

Cirrus Realty L.L.C., Yorktown Heights. Seller: 400-402 Locust Street Realty Corp., Mount Vernon. Property: 400-402 Locust St., Mount Vernon. Amount: $300,000. Filed April 16.

Radio City Ventures L.L.C., Ridgefield, Conn. Seller: Sanctuary Ventures L.L.C., Stamford, Conn.

Property: 2 Morgan Drive, Mount Kisco. Amount: $850,000. Filed April 16.

Oakley Inc. Filed by Great L&H Trading Inc. Action: patent infringement claim. Attorneys for plaintiff: Charles E. Baxley and Joseph Murray. Filed April 11.

Case no. 12-02829.

City of White Plains, White Plains. Seller: Michael J. Neubauer, Teen Mania Ministries Inc. Pleasantville. Property: 229 OrFiled by Ana M. Rivera. Ac- chard St., White Plains. Amount: tion: diversity-personal injury $125,000. Filed April 11. claim. Attorney for plaintiff: Steve Anduze. Filed April 13. Cortlandt Realty Corp., MonCase no. 12-02936. trose. Seller: Harry William Malles, et al, Montrose. Property: Trolley Road, Cortlandt. Amount: $69,500. Filed April 16.

Deeds Deutsche Bank Trust Company Americas. Seller: Peter Marzziotti, Mahopac. Property: 15 E. Broad438 Pelham Partners L.L.C., way, Rye. Amount: $313,227. Filed Mount Vernon. Seller: 438 Fifth April 16.

Avenue L.L.C., White Plains.

Property: 438 Fifth Ave., Pelham. Hudson City Savings Bank. SellAmount: $1.3 million. Filed er: Francis J. Apicella, Tuckahoe.

Property: 63 Old Orchard Road, April 13.

New Rochelle. Amount: $714,236.

Cubesmart New Rochelle L.L.C., Filed April 11.

Wayne, Pa. Seller: New Rochelle Storage Partners L.L.C., New York Japanese Import Specialties City. Property: 111 Cedar St., New Ltd., d.b.a. Advanced EnvironRochelle. Amount: $22 million. mental, White Plains. Seller: Susanne M. Allen, Wilton, Conn.

Filed April 13.

Property: 33 Hayes St., GreenMorris Moving Corp., Mount burgh. Amount: $650,000. Filed Vernon. Seller: 510 South Ful- April 10. ton Realty Corp., Mount Vernon.

Property: 510 S. Fulton Ave., Jayeness Properties L.L.C., Mount Vernon. Amount: $1.5 mil- Bronxville. Seller: Jerry Stupp L.L.C., Ardsley. Property: 110 lion. Filed April 10.

Purser Place, Yonkers. Amount: $550,000. Filed April 13.

Above $1 million

Below $1 million

Jomil Realty Co., Bronxville. Seller: Brooke J. Nevins, Bronxville.

15 Briggs L.L.C., Armonk. Seller: Property: 130 Pondfield Road 1, Realbuild L.L.C., Baldwin Place. Eastchester. Amount: $730,000.

Property: 15 Briggs, North Castle. Filed April 11.

Amount: $400,000. Filed April 10.

165-167 Woodland Avenue L.L.C., Yonkers. Seller: Peter Hoyle, et al, Yonkers. Property: 165 Morgan Stanley Smith Bar- Woodland Ave., Yonkers. Amount: ney L.L.C. Filed by Susana Ch- $385,000. Filed April 16. uang. Action: employee retirement claim. Attorney for plaintiff: Paul Batista. Filed April 11. 3A 104 Oliver Avenue L.L.C., Yonkers. Seller: 104 Oliver Ave Case no. 12-02835.

L.L.C., Bronx. Property: 104 Oliver Ave., Yonkers. Amount: $690,000.

Mylan Pharmaceuticals Inc., Filed April 13. et al. Filed by Purdue Pharma L.P. Action: patent infringement claim. Attorneys for plaintiff: Sona AKC 242 King L.L.C., New York De, Robert J. Goldman and Pablo City. Seller: Joseph Richard EsposiDaniel Hendler. Filed April 13. to, et al, Bronxville. Property: 242 King St., Rye. Amount: $650,000.

Case no. 12-02959.

Filed April 13.

Merrick and St. John’s Realty L.L.C., White Plains. Seller: Vincent T. Palaia, et al, White Plains.

Property: 3 Winding Ridge Road 3, Greenburgh. Amount: $662,500.

Filed April 10.

New Chalet Apartments Inc. Seller: Paul John O’Dair, Yorktown Heights. Property: 176 New Chalet Drive, 20-8, Yorktown. Amount: $300,000. Filed April 12.

MOUNT VERNON, 122 S. Fourth Ave. Lot size; .12 acre.

Plaintiff: Waterfall Victoria Master Fund. Plaintiff’s attorney: Jaspan, Schlesinger (516) 746-8000; 300 Garden City Plaza, Fifth floor, Garden City. Defendant: Mount Vernon Furniture Plaza. Referee: Not available. Sale: April 23, 10:15 a.m., Westchester County Courthouse, 111 Dr. Martin Luther King Jr. Blvd., White Plains. Approximate lien: $597,817.

SIRVA Relocation Properties L.L.C. Seller: Timothy True, et al, MOUNT VERNON, 317 S. Sixth Croton-on-Hudson.

Property: Ave. Three-family dwelling; .24 48 Trusedale Drive, Cortlandt. acre. Plaintiff: Emigrant Mortgage Amount: $625,000. Filed April 11.

Co. Plaintiff’s attorney: Deutsch & Schneider (718) 417-1700; 79-37 SK Variety Inc., Mamaroneck. Myrtle Ave., Glendale. Defendant: Seller: Sheeja Property Ltd., Dan- Roseane Lorry. Referee: Francis bury, Conn. Property: 237 Ma- Terrell. Sale: April 23, 10:30 a.m., maroneck Ave., Mamaroneck. Westchester County Courthouse, Amount: $900,000. Filed April 16. 111 Dr. Martin Luther King Jr. Blvd., White Plains. Approximate Sure Star One L.L.C., West Har- lien: $274,509. rison. Seller: LC City Place L.L.C., Valhalla. Property: 10 City Place PH4C, White Plains. Amount: NEW ROCHELLE, 69 Fifth Ave. Single-family residence; 50 x 150. $585,000. Filed April 13.

Plaintiff: Bayview Loan Servicing Ten Grand Realty Company L.L.C. Plaintiff’s attorney: DeRose L.L.C., Yonkers. Seller: De- & Surico (718) 279-2000; 213-44 idre Sherry, Yonkers. Property: 38th Ave., Bayside. Defendant: 115 Morningside Ave., Yonkers. Jose Neto. Referee: Anne Penachio.

Amount: $325,000. Filed April 16. Sale: April 30, 9:30 a.m., Westchester County Courthouse, 111 Dr. Martin Luther King Jr. Blvd., U.S. Bank N.A. Seller: Alfredo White Plains. Approximate lien: Salazar, Yonkers. Property: 7 $479,576.83.

Hamilton Ave., Yonkers. Amount: $406,245. Filed April 11.

NEW ROCHELLE, 85 Stonelea Wells Fargo Bank N.A. Seller: Place. Single-family residence; Walter Lux. Property: 15 Merton 100 x 150. Plaintiff: WEXA1, HVB, St., New Rochelle 10801. Amount: L.L.C. Plaintiff’s attorney: Benanti & Associate (203) 324-9559; $424,000. Filed April 12.

350 Bedford St., Stamford, Conn.

06901. Defendant: Mark Paragon Referee: Darren DeUrso. Sale: April foreclosures 25, 9 a.m., Westchester County Courthouse, 111 Dr. Martin LuHARTSDALE, 300 Chatterton ther King Jr. Blvd., White Plains.

Parkway. Single-family residence; Approximate lien: $576,595.88. .31 acre. Plaintiff: Indymac Federal Bank FSB. Plaintiff’s attorney: NORTH SALEM, 92 Delancey Fein, Such & Crane (973) 538- Road. Single-family residence; 4700; 747 Chestnut Ridge Road, 3.52 acres. Plaintiff: US Bank NaSuite 200, Chestnut Ridge. De- tional Association. Plaintiff’s attorfendant: Ida Austin. Referee: John ney: Doonan, Graves & Longoria Guttridge. Sale: April 23, 9 a.m., (978) 921-2670; 100 Cummings Westchester County Courthouse, Center, Suite 213C, Beverly, Mass.

111 Dr. Martin Luther King Jr. 01915. Defendant: Uriel Vergara.

Blvd., White Plains. Approximate Referee: Joseph Goubeaud. Sale: lien: $503,012.20.

April 24, 9:30 a.m., Westchester County Courthouse, 111 Dr. Martin Luther King Jr. Blvd., White Plains. Approximate lien: $806,537.83.

WCBJ • April 23, 2012

25

FACTS&FIGURES SOMERS, 3 Bolling Road. Single-family residence; 97 x 100.

Plaintiff: Atlantis Capital Inc. Plaintiff’s attorney: Jordan DeFlora, 930 Sulvan Ave. Englewood Cliff, N.J. 07632. Defendant: Mary Ellen Morusi. Referee: Albert Cornachio. Sale: May 2, 9:30 a.m., Westchester County Courthouse, 111 Dr. Martin Luther King Jr. Blvd., White Plains. Approximate lien: $84,496.73.

1126 Sherman Avenue Corp., Scarsdale. $1,980 in favor of the New York State Tax Commission, Albany. Filed Aug. 30.

224 Murray Avenue Inc., Yonkers. $1,690 in favor of the New York State Tax Commission, Albany. Filed Aug. 30.

4 Martine Inc., White Plains. $1,862 in favor of the New York State Tax Commission, Albany.

Filed Aug. 30.

1129 Ward Avenue Realty Corp., New Rochelle. $1,485 in favor of the New York State Tax Commission, Albany. Filed Aug. 30.

2505 Capital Corp., Scarsdale. $1,691 in favor of the New York State Tax Commission, Albany.

Filed Aug. 30.

4-3 Business Solutions Inc., Bronxville Heights. $469 in favor Tanwood Corp., Yonkers. $78,000 of the New York State Tax Com- in favor of the New York State mission, Albany. Filed Aug. 30.

Workers’ Compensation Board, Albany. Filed Aug. 26.

45 Main Street Inc., Yonkers. $1,935 in favor of the New York TK Home Design Inc., d.b.a. By State Tax Commission, Albany. The Yard, Scarsdale. $72,000 in Filed Aug. 30. favor of the New York State Workers’ Compensation Board, Albany.

4U2C Entertainment Inc., New Filed Aug. 26.

Rochelle. $406 in favor of the New York State Tax Commission, Albany. Filed Aug. 30.

2529 Frisby Avenue Corp., East141 RM Ltd., Yonkers. $1,873 chester. $407 in favor of the New in favor of the New York State York State Tax Commission, AlWEST HARRISON, 4 Quaker Tax Commission, Albany. Filed bany. Filed Aug. 30.

Lane. Single-family residence; .63 Aug. 30.

2544 Valentine Inc., Scarsdale. acre. Plaintiff: Astoria Federal Savings & Loan Association. Plain- 1425 Nelson Avenue Holding $1,980 in favor of the New York tiff’s attorney: Thomas & Graham Corp., Scarsdale. $1,643 in favor of State Tax Commission, Albany.

(516) 502-2620; 1983 Marcus Ave., the New York State Tax Commis- Filed Aug. 30.

Suite C122, Lake Success. Defen- sion, Albany. Filed Aug. 30. dant: Michael Fein. Referee: Eliot 2805 U Corp., Scarsdale. $1,968 Kaplan. Sale: April 26, 10 a.m., 1629 Parker Inc., White Plains. in favor of the New York State Westchester County Courthouse, $435 in favor of the New York State Tax Commission, Albany. Filed 111 Dr. Martin Luther King Jr. Tax Commission, Albany. Filed Aug. 30.

Blvd., White Plains. Approximate Aug. 30. lien: $982,792.15.

2908 Corp., Scarsdale. $1,838 176 Red Mill Corp., West Har- in favor of the New York State WHITE PLAINS, 55 Riverdale rison. $1,827 in favor of the New Tax Commission, Albany. Filed Ave. Lot size; .17 acre. Plaintiff: US York State Tax Commission, Al- Aug. 30.

Bank National Association. Plain- bany. Filed Aug. 30.

303 Motor Cars Inc., Yonkers. tiff’s attorney: Rosicki & Rosicki & Associates (845) 897-1600; 2 1773 Toppin Avenue Corp., Har- $1,826 in favor of the New York Summit Court, Suite 301, Fishkill. rison. $1,827 in favor of the New State Tax Commission, Albany.

Defendant: Ronald Fowler. Ref- York State Tax Commission, Al- Filed Aug. 30. eree: Kenneth Bunting. Sale: May bany. Filed Aug. 30.

3, 9: 30 a.m., Westchester County 305 Midland Gas Corp., Port Courthouse, 111 Dr. Martin Lu- 1791 Corp., Scarsdale. $1,838 Chester. $1,621 in favor of the New ther King Jr. Blvd., White Plains. in favor of the New York State York State Tax Commission, AlTax Commission, Albany. Filed bany. Filed Aug. 30.

Approximate lien: $136,367.14.

Aug. 30.

312 East 151st Street Corp., PelYONKERS, 139 Belknap Ave. Two-family dwelling; .11 acre. 179-185 East Post Road Corp., ham. $1,849 in favor of the New Plaintiff: 341 East L.L.C. Plaintiff’s White Plains. $1,980 in favor of the York State Tax Commission, Alattorney: Sanders, Gutman & Bro- New York State Tax Commission, bany. Filed Aug. 30. die (718) 522-0666; 26 Court St., Albany. Filed Aug. 30.

3327 Premmkl Corp., Yonkers.

Suite 1005, Brooklyn. Defendant: 139 Belnap Ave. L.L.C. Referee: 1908 Osborne Place Corp., $1,839 in favor of the New York Peter Metis. Sale: May 10, 10 a.m., Scarsdale. $1,969 in favor of the State Tax Commission, Albany.

Westchester County Courthouse, New York State Tax Commission, Filed Aug. 30.

111 Dr. Martin Luther King Jr. Albany. Filed Aug. 30.

Blvd., White Plains. Approximate 351 McLean Avenue Realty 1936 Entertainment Inc., New Corp., Dobbs Ferry. $1,485 lien: $28,860.98.

Rochelle. $1,980 in favor of the in favor of the New York State New York State Tax Commission, Tax Commission, Albany. Filed YONKERS, 80 Maple St. Two- Albany. Filed Aug. 30.

Aug. 30. family dwelling; .06 acre. Plaintiff: US Bank National Association.

Plaintiff’s attorney: Gross, Polowy 195 Charlestown Beach Road 352 South Broadway Inc., Yon& Orlans, P.O. Box 540, Getzville. Corp., Purchase. $469 in favor of kers. $1,599 in favor of the New Defendant: Joseph Nukho. Ref- the New York State Tax Commis- York State Tax Commission, Albany. Filed Aug. 30. eree: Angelo Ingrassia. Sale: April sion, Albany. Filed Aug. 30.

25, 11 a.m., Westchester County Courthouse, 111 Dr. Martin Lu- 20/20 Contracting Inc., Mount 36-38 School Street Corp., Yonther King Jr. Blvd., White Plains. Vernon. $1,596 in favor of the New kers. $1,589 in favor of the New York State Tax Commission, Al- York State Tax Commission, AlApproximate lien: $389,403.74. bany. Filed Aug. 30. bany. Filed Aug. 30.

20/20 Realty Services Inc., Yonkers. $3,429 in favor of the New York State Tax Commission, Alth 112 North 5 Avenue Inc., bany. Filed Aug. 30.

Mount Vernon. $495 in favor of the New York State Tax Commis- 21 Spruce Street Realty Corp., sion, Albany. Filed Aug. 30.

New Rochelle. $1,775 in favor of the New York State Tax Commission, Albany. Filed Aug. 30.

Judgments

26 April 23, 2012 • WCBJ

Salehzadeh Saw Mill Corp., d.b.a. Subway, Elmsford. $8,000 in favor of the New York State Workers’ Compensation Board, Albany.

Filed Aug. 26.

Lis Pendens

504-506 North Avenue Corp., New Rochelle. $1,922 in favor of the New York State Tax Commission, Albany. Filed Aug. 30.

Acasin Leasing Inc., Yonkers. $8,000 in favor of the New York State Workers’ Compensation Board, Albany. Filed Aug. 26.

Amtech Plumbing and Heating, Mount Vernon. $2,000 in favor of the New York State Workers’ Compensation Board, Albany. Filed Aug. 26.

Buchanan Circle Deli Inc., Buchanan. $24,000 in favor of the New York State Workers’ Compensation Board, Albany.

Filed Aug. 26.

Casa Bella Contracting Inc., Mohegan Lake. $17,000 in favor of the New York State Workers’ Compensation Board, Albany.

Filed Aug. 26.

De Lux Furniture Corp., Yonkers. $72,000 in favor of the New York State Workers’ Compensation Board, Albany. Filed Aug. 26.

M and D General Construction Corp., Port Chester. $10,000 in favor of the New York State Workers’ Compensation Board, Albany.

Filed Aug. 26.

Madnoah L.L.C., d.b.a.

Finnegan’s Grill, Thornwood. $8,000 in favor of the New York State Workers’ Compensation Board, Albany. Filed Aug. 26.

382 Warburton Avenue Inc., Yonkers. $1,588 in favor of the New York State Tax Commission, Albany. Filed Aug. 30.

Mid-Yonkers Corp., Yonkers. $10,000 in favor of the New York State Workers’ Compensation Board, Albany. Filed Aug. 26.

39 Lockwood Avenue Corp., Yonkers. $1,655 in favor of the New York State Tax Commission, Albany. Filed Aug. 30.

PKW General Contracting L.L.C., Mount Vernon. $224,000 in favor of the New York State Workers’ Compensation Board, Albany. Filed Aug. 26.

Diodato, Guy C., et al. Filed by Hudson City Savings Bank. Action: seeks to foreclose on a mortgage to secure $275,000 affecting property located at 434 Glen Ave., Port Chester. Filed March 16.

Djeddah, Richard Nissim, et al. Filed by Yehuda Meer. Action: seeks to foreclose on a mortgage to secure $300,000 affecting property located at 346 Heathcote Drive, Scarsdale. Filed March 14.

Estate of Audrey Harding, et al. Filed by Generation Mortgage Co. Action: seeks to foreclose on a mortgage to secure $462,750 affecting property located at 633 Washington St., Peekskill. Filed March 20.

The following filings indicated a legal action has been initiated, the Felix, Jahaira, et al. Filed by outcome of which may affect the Deutsche Bank National Trust title to the property listed.

Co. Action: seeks to foreclose on a mortgage to secure $526,500 189 Buena Vista Property Corp., affecting property located at 416 et al. Filed by PNL Newco II L.L.C. Bedford Ave., Mount Vernon. Filed Action: seeks to foreclose on a March 14. mortgage to secure $720,000 affecting property located at 189 Fernandez, Theresa, et al. Filed Buena Vista Ave., Yonkers. Filed by Wells Fargo Bank N.A. Action: March 14. seeks to foreclose on a mortgage to secure an unspecified amount Brown, Sonja, et al. Filed by Hab- affecting property located at 122 itat For Humanity of Westchester Husted Ave., Peekskill 10566. Filed Inc. Action: seeks to foreclose on a March 15. mortgage to secure an unspecified amount affecting property located Furtado, Angelina N., aka Anjeat 77 Riverdale Ave., White Plains lina N. Furtado, et al. Filed by 10607. Filed March 14.

Hudson City Savings Bank. Action: seeks to foreclose on a mortBuster, Larry V., et al. Filed by gage to secure $331,500 affecting Wells Fargo Bank N.A. Action: property located at 634 Belden St., seeks to foreclose on a mort- Peekskill. Filed March 16. gage to secure $620,000 affecting property located at 4 Manhattan Goldman, Gary, et al. Filed by Ave., New Rochelle 10801. Filed Wells Fargo Bank N.A. Action: March 16. seeks to foreclose on a mortgage to secure $50,000 affecting property Carcano, Patricia Ann, aka Pa- located at 63 Roma Orchard Road, tricia M. Carcano, et al. Filed by Unit 63, Peekskill 10566. Filed Wachovia Bank N.A. Action: seeks March 20. to foreclose on a mortgage to secure $402,000 affecting property Gonzalez, Elaine, et al. Filed by located at 18 Elizabeth Place, Ar- Wells Fargo Bank N.A. Action: monk. Filed March 16. seeks to foreclose on a mortgage to secure an unspecified amount Cliff Street Realty L.L.C., et al. affecting property located at 39 Filed by Velocity Commercial Meadow St., Tarrytown 10591.

Capital L.L.C. Action: seeks to Filed March 15. foreclose on a mortgage to secure $1.3 million affecting property lo- Hasanaj, Januz, et al. Filed by cated at 25 Cliff St., New Rochelle. Emigrant Bank. Action: seeks to Filed March 19. foreclose on a mortgage to secure $800,000 affecting property locatCulcay, Mario, et al. Filed by Wells ed at 50 Cherry St., Katonah. Filed Fargo Bank N.A. Action: seeks to March 19. foreclose on a mortgage to secure an unspecified amount affecting Herrera, Johni, aka Johnni Herproperty located at 9 Clinton Ave., rera, et al. Filed by U.S. Bank Ossining 10562. Filed March 20.

N.A. Action: seeks to foreclose on a mortgage to secure $287,000 affecting property located at 259 Tate Ave., Buchanan 10511. Filed March 16.

Credits, Clients and Awards Diversified, a retirement plan provider headquartered in Harrison, has been recognized as one of New York state’s top 50 places to work by the New York State Society for Human Resources Management, The Business Council of New York, and Best Companies Group. The Best Companies to Work for in New York state is an annual awards program that evaluates employers in the state based on a survey of employee satisfaction and engagement, as well as workplace practices and policies.

Lindsay C. Farrell, president and CEO of Open Door Family Medical Centers in Ossining, has been honored with the Elizabeth K. Cooke Advocacy MVP Award from the National Association of Community Health Centers. The recognition honors the dedication and energetic efforts by advocates to generate public and political support for the strength and expansion of America’s Health Centers.

Michael Jones-Bey of Cortlandt Manor has been named director of Con Edison’s supplier diversity program. Jones-Bey is responsible for developing procurement opportunities for minority and women-owned business enterprises. Most recently, he was with MWBE Partners L.L.C., a business development company in New York City. Con Edison provides electric, gas and steam service to more than three million customers in New York City and Westchester County.

Westchester Business Connection presents “Your Passport to Success” 6 to 9 p.m., Pascal’s Restaurant, 141 Chatsworth Ave., Palmer Ave., Larchmont. $15 at the door; $10 pre-paid. For information, visit jcadin.com/about-us.

Houlihan Lawrence, a residential real estate brokerage firm in Westchester, Putnam and Duchess counties, has announced that husband-and-wife team Joseph and Paula Cesarano have joined the firm’s White Plains office as sales people. Prior to joining Houlihan Lawrence, the Cesaranos worked as sales people for five years at Century 21 Wolff and for three years at Better Homes and Gardens Rand Realty.

“Trusts: Myths, Truths and How to Avoid Probate” seminar, 6 to 7 p.m., The Kensington, 100 Maple Ave., White Plains. For information, call 390-0080 or email concierge@thekensingtonal.com.

Sound Shore Medical Center of Westchester has announced that Richard Garvey, chief of plastic and reconstructive surgery, and Iris Rosario, program director of WIC, were honored with the hospital’s Adult Learning Center 2012 Angela Awards for their exceptional community outreach.

LEXCO Wealth Management Inc. in Tarrytown has formed a volunteer-driven, nonprofit entity dedicated to charity work called LEX-Cares to help those in need throughout Westchester County.

LEX-Cares will partner with Giants of Generosity, a charitable organization that provides financial relief and other resources to local residents facing critical-life-altering situations in Bergen County, N.J.

Newsmakers

Westchester Children’s Museum (WCM), a nonprofit educational outlet for children has announced the following appointments.

Julie Sootin of Pleasantville has been appointed director of development.

Sherri Brown Francois of Bedford has been appointed to the board of directors.

Lloyd Mandell of Greenwich, Conn. has been appointed to the board of directors.

David Simon of Scarsdale has joined the board of directors.

Port Chester Nursing and Rehabilitation Centre has announced the launch of its new neuro rehabilitation recovery program, designed for individuals diagnosed with stroke, spinal cord injury, ALS, Parkinson’s disease, cerebral palsy and dementia.

Matthew T. Fairley has joined the White Plains office of Eckert Seamans Cherin & Mellott L.LC. as a litigation division associate. He holds a Juris Doctorate from Brooklyn Law School and an undergraduate degree from Georgetown University. Eckert Seamans Cherin & Mellott is a full-service national law firm with more than 330 attorneys located in 10 offices throughout the United States.

David Griff of Bedford has been elected to serve as president of the Mount Kisco Child Care Center’s board of directors. Griff currently serves as vice president and associate general counsel for Endurance Specialty Holdings Ltd., a global insurance/reinsurance company based in Bermuda. He received his undergraduate education from Colgate University and a Juris Doctorate from Tulane Law School.

Wednesday, April 25 Spring Professionals Networking Mixer, 6 to 8 p.m., Louis Linguine’s, 160 Marble Ave., Pleasantville. For information, visit wnfpevents.webs.com.

Thursday, April 26 Junior League of Northern Westchester’s First Annual Benefit Boutique, 6 to 10 p.m., Whippoorwill Country Club, 150 Whippoorwill Road, Armonk. $35. For information, visit jlnw.org.

Friday, April 27 Arc of Westchester’s “Employer Recognition Breakfast,” 8:30 to 10 a.m., Westchester Marriott, Grand Ballroom, 670 White Plains Road, Tarrytown. For information, call 495-4536 or visit westchesterarc.org.

Snapshot Friends of Westchester County Parks Inc. celebrated the 50th Anniversary of the Westchester County Department of Parks, Recreation and Conservation with its 2012 “Best Friends” Awards Reception April 11 at Glen Island Harbour Club in New Rochelle. This year’s event raised nearly $150,000 for the organization.

Rand Stack has joined WESTMED Medical Group, a Purchase-based multispecialty medical group, as a full-time radiologist. Stack, who has practiced in Westchester County for 14 years, received his medical degree from the University of Medicine and Dentistry of New Jersey. He completed a fellowship in cross-sectional body imaging at New York Hospital-Cornell Medical Center.

On the Go: Business, Etc. Monday, April 23 New York Multi-Arts Centers Consortium presents its conference, “Best Practices: Maximizing Your Organization’s Potential,” 9 a.m. to 5:30 p.m., Centro Civico, 143 E. Main St., Amsterdam. Call for registration price. For information, call (518) 486-7328 or visit visitnymacc.org.

From left, former County Executive Alfred B. DelBello, current County Executive Robert P. Astorino, 2012 “Best Friend” honoree David Swope, Friends of Westchester County Parks board Chairman Elizabeth Bracken-Thompson, and former County Executive Andrew J. Spano.

Information for these features has been provided by the subjects or their delegates

Commercial Property Tax Attorneys

(914) 631-1500 | dwilkes@huffwilkes.com | www.huffwilkes.com Contact David Wilkes ATTORNEY ADVERTISING WCBJ • April 23, 2012

27

FACTS&FIGURES Hong, Kyong Im, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 150 Bedford Road, Unit 4D, Chappaqua 10514. Filed March 20.

Joseph, Jaison, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $815,400 affecting property located at 151 Lower Shad Road, Pound Ridge 10576. Filed March 16.

Kornel, Ezriel E., et al. Filed by Customers Bank. Action: seeks to foreclose on a mortgage to secure $4.3 million affecting property located at 12 Gifford Lake Drive, North Castle 10504. Filed March 19.

Stewart, Paul Vernon, et al. Filed

by U.S. Bank N.A. Action: seeks New Businesses to foreclose on a mortgage to secure $472,000 affecting property This paper is not responsible for tylocated at 44 Forster Ave., Mount pographical errors contained in the Vernon 10552. Filed March 20. original filings.

Troia, Anthony C., et al. Filed

by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $412,000 affecting property located at 3195 Radcliff Drive, Yorktown Heights 10598.

Filed March 20.

Partnerships

Villalobos, Maria G., et al. Filed

by Citibank N.A. Action: seeks to foreclose on a mortgage to secure $520,000 affecting property located at 34 S. Mortimer Ave., Elmsford 10523. Filed March 19.

Heavenly Delights Caterers, 1 Glenwood Ave., No. 7K, Yonkers 10701, c/o Diana Caleb and Sean Collins. Filed Nov. 29.

Vithanage, Sonia P., et al. Filed

by PHH Mortgage Corp. Action: seeks to foreclose on a mortgage to secure $299,412 affecting property located at 1 W. Seventh St., Mount Vernon 10550. Filed March 20.

3 K-S Limo, 296 Adams St., Bedford Hills 10507, c/o Joel M. Arcillas. Filed Nov. 29.

Nikolakakos, George, et al. Filed

by Hudson City Savings Bank. Action: seeks to foreclose on a mortgage to secure $593,360 affecting property located at 211 Woodhampton Drive, White Plains Wolff, Nicholas Richard, et al.

10603. Filed March 14.

Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a Parker, Ralph, et al. Filed by Wells mortgage to secure an unspecified Fargo Bank N.A. Action: seeks to amount affecting property located foreclose on a mortgage to secure at 8 Herbert Ave., White Plains an unspecified amount affecting 10606. Filed March 16. property located at 54 James St., Ossining 10562. Filed March 14.

Zuniga, Samuel, et al. Filed by Wells Fargo Bank N.A. Action: Parra, Gloria A., et al. Filed by seeks to foreclose on a mortgage HSBC Bank USA N.A. Action: to secure an unspecified amount seeks to foreclose on a mortgage to affecting property located at 156 secure $468,000 affecting property Center Ave., Mamaroneck 10543. located at 209 Grand St., Cortlandt Filed March 19.

10520. Filed March 15.

Perez, Juana, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 76 Vineyard Ave., Yonkers 10703.

Filed March 16.

Pinto, Lauren, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $678,000 affecting property located at 66 Pamela Drive, aka 66 Pamela Road, Cortlandt Manor 10567. Filed March 14.

Saljanin, Shtjefen, et al. Filed by Hudson City Savings Bank. Action: seeks to foreclose on a mortgage to secure $417,000 affecting property located at 23 Fieldcrest Road, Yonkers. Filed March 16.

Flow Studio, 21 Krystal Drive, Somers 10589, c/o Victor Edward Prato and Matthew Robert Cerasoli. Filed Nov. 29.

Sole Proprietorships

AMA Construction and Landscaping, 107 Russell St., White Plains 10606, c/o Boris Barreto.

Filed Nov. 28.

Anna K. Painting Service, 508 Van Cortland Park Ave., Apt. 1A, Yonkers 10705, c/o Anna Katarzyna Delikat. Filed Nov. 29.

Bankruptcy Law Center, 399 Knollwood Road, Suite 300, White Plains 10603, c/o Theodore L. Araujo. Filed Nov. 29.

Brown Sugar Catering +, 459 S. 10th Ave., Mount Vernon 10550, c/o Mary L. Perry Brown. Filed Nov. 29.

Mechanic’s Liens

Capers Cleaning Service, 259 Elm St., Yonkers 10701, c/o Charles Blind Brook Lodge Owners, as J. Capers. Filed Nov. 29. owner. $1,998 as claimed by NES Equipment Services Corp., Chi- Dees Security, 18 Roosevelt cago, Ill. Property: in Rye. Filed Square W., No. 2B, Mount Vernon April 9.

10550, c/o Danny D. Summers Sr. Filed Nov. 29.

Hawthorne Gardens Realty Corp., as owner. $44,385 as Delgado Landscaping, 29 N. claimed by Ron Vitti Turf and Mortimer Ave., Apt. 4, Elmsford Landscaping Inc., Mamaroneck. 10523, c/o Daniel Delgado. Filed Property: in Rye. Filed April 11.

Nov. 28.

Mileti, Gabrielle, et al, as owner. Designs By L, 150 Old Well Road, $10,544 as claimed by Kux Homes, Purchase 10577, c/o Laurie Rich West Caldwell, N.J. Property: in Fried. Filed Nov. 29.

Harrison. Filed April 10.

Gary Hickernell, 12 Terrich Tarrytown Waterfront I L.L.C., Court, Ossining 10562, c/o Gary L. as owner. $352,255 as claimed by Hickernell. Filed Nov. 28.

Hugman Company Inc., WinSorrentino, David, et al. Filed by chester. Property: in Greenburgh.

Keeping Cleaning 2Day, 34 Van Citimortgage Inc. Action: seeks to Filed April 11.

Cortland Park Ave., Apt. no. 1N, foreclose on a mortgage to secure an unspecified amount affecting Vernon Management USA Yonkers 10701, c/o Carla Orantes property located at 78 Mountain- Corp., as owner. $85,000 as Barrientos. Filed Nov. 28. dale Road, Yonkers 10710. Filed claimed by HD HVAC of NY Inc., March 16.

Flushing. Property: in Yonkers. Onyia ATM, 455 Hawthorne Ave., Yonkers 10705, c/o Fidelis Onyia.

Filed April 10.

Filed Nov. 29.

28 April 23, 2012 • WCBJ

Oxalis, 13 McCullough Place, Rye Fast and accurate method to 10550, c/o Kenneth W. Luttman. simulate intermediate-range flare effects. Patent no. 8,161,422 Filed Nov. 28. issued to Maharaj Mukherjee, Pristine Renovations, 108 N. Wappingers Falls; James A. Culp, Highland Ave., Apt. 2, Ossining Newburgh; Scott M. Mansfield, 10562, c/o Christopher A. Oliveira. Hopewell Junction; Kafai Lai, Poughkeepsie; and Alan E. RosenFiled Nov. 28. bluth, Yorktown Heights. Assigned to International Business MaRGF Photographic Services, 125 chines Corp., Armonk.

Parkway Road, Apt. 1213, Bronxville 10708, c/o Robert Fonfrias.

IPSec network adapter veriFiled Nov. 28. fier. Patent no. 8,161,539 issued to Michael Cyr, Georgetown, Texas; SEIU Local Co.com, 57 Rigby St., Gerald McBrearty, Austin, Texas; Yonkers 10704, c/o Kristen Hop- Shawn Mullen, Buda, Texas; and per. Filed Nov. 29.

Johnny Shieh, Austin, Texas. Assigned to International Business Wooly Head Design, 79 East Way, Machines Corp., Armonk.

Mount Kisco 10549, c/o Peter Romeo. Filed Nov. 28.

Maintenance of valid volume table of contents. Patent no.

8,161,253 issued to Jeffrey R. Suarez, Tucson, Ariz. Assigned to Patents International Business Machines Corp., Armonk.

The following patents were issued by the U.S. Patent and Trademark Management of heterogeneous Office in Washington, D.C. software artifacts through a common representation. Patent Adaptive spill-receive mecha- no. 8,161,456 issued to Karunanism for lateral caches. Patent kar Bojireddy, Apex, N.C.; Carroll no. 8,161,242 issued to Moinuddin E. Fulkerson Jr, Raleigh, N.C.; Jim K. Qureshi, White Plains. Assigned A. Laredo, Katonah; Gregory J. to International Business Ma- Rosensteel, Chappaqua; and Amchines Corp., Armonk. ber Chowdhury, Cary, N.C. Assigned to International Business Assistive group-setting manage- Machines Corp., Armonk. ment in a virtual world. Patent no. 8,161,398 issued to Brian J. Method and apparatus for perCragun, Rochester, Minn. As- forming data prefetch in a mulsigned to International Business tiprocessor system. Patent no.

Machines Corp., Armonk.

8,161,245 issued to James S. Fields Jr., Austin, Texas; Benjiman L. Calibration and verification Goodman, Cedar Park, Texas; Guy structures for use in optical L. Guthrie, Austin, Texas; and Jefproximity correction. Patent no. frey A. Stuecheli, Austin, Texas. As8,161,421 issued to Ramya Viswa- signed to International Business nathan, Wappingers Falls; Amr Machines Corp., Armonk.

Y. Abdo, Wappingers Falls; Henning Haffner, Pawling; Oseo Park, Method and system for archiHopewell Junction; and Michael tecting a secure solution. Patent E. Scaman, Goshen. Assigned to no. 8,161,525 issued to Arthur International Business Machines Gilbert, Bethel, Conn.; and James Corp., Armonk.

J. Gilbert; Carlisle, Pa. Assigned to International Business Machines Configuring a parallel-comput- Corp., Armonk. er-based on an interleave rate of an application containing serial Parameters passing of data and parallel segments. Patent no. structures where API and corre8,161,483 issued to Eric L. Bars- sponding stored procedure are ness, Pine Island, Minn.; David different versions/releases. PatL. Darrington, Rochester, Minn.; ent no. 8,161,495 issued to Edward Amanda Peters, Rochester, Minn.; Gallagher, San Jose, Calif.; and and John M. Santosuosso, Roch- Mang-Rong Ho, San Jose, Calif. ester, Minn. Assigned to Interna- Assigned to International Busitional Business Machines Corp., ness Machines Corp., Armonk.

Armonk.

Extending and scavenging super-capacitor capacity. Patent no. 8,161,310 issued to Brian J. Cagno, Tucson, Ariz.; John C. Elliott, Tucson, Ariz.; Robert A. Kubo, Tuscon, Ariz.; and Gregg S. Lucas, Tucson, Ariz. Assigned to International Business Machines Corp., Armonk.

Performing an all-reduce operation using shared memory. Patent no. 8,161,480 issued to Charles J. Archer, Rochester, Minn.; Gabor Dozsa, Ardsley; Joseph D. Ratterman, Rochester, Minn.; and Brian E. Smith, Rochester, Minn. Assigned to International Business Machines Corp., Armonk.

Pipeline optimization based on polymorphic schema knowledge. Patent no. 8,161,380 issued to Amir Bar-Or, Newton, Mass.; and Michael Beckerle, Needham, Mass. Assigned to International Business Machines Corp., Armonk.

Processor exclusivity in a partitioned system. Patent no.

8,161,476 Ronald N. Hilton, Holladay, Utah. Assigned to International Business Machines Corp., Armonk.

Program-level performance tuning. Patent no. 8,161,462 issued to David Herbeck, Rochester, Minn.; David E. Hubka, Rochester, Minn.; Mark Masbruch, Rochester, Minn.; Mark Perkins, Hopkins, Minn.; Joseph Peterson, Kasson, Minn.; DeVaughn Rackham, Rochester, Minn.; and Richard Smith, Oronoco, Minn. Assigned to International Business Machines Corp., Armonk.

Protecting sensitive information on a publicly accessed data processing system. Patent no.

8,161,526 issued to Ann Corrao, Raleigh, N.C.; Brian O’Connell, Cary, N.C.; Brian Snitzer, Lancaster, Pa.; and Keith Walker, Austin, Texas. Assigned to International Business Machines Corp., Armonk.

Returning passed objects in a surface-based computing environment using a virtual bungee. Patent no. 8,161,403 issued to Ruthie D. Lyle, Durham, N.C.; Ulysses Cannon, Durham, N.C.; Al Chakra, Apex, N.C. Assigned to International Business Machines Corp., Armonk.

Store-misaligned vector with permute. Patent no. 8,161,271 issued to David Luick, Rochester, Minn.; Eric Mejdrich, Rochester, Minn.; and Adam Muff, Rochester, Minn. Assigned to International Business Machines Corp., Armonk.

Simplifying and speeding the management of intra-node cache coherence. Patent no.

8,161,248 issued to Matthias A. Blumrich, Ridgefield, Conn.; Dong Chen, Croton-on-Hudson; Paul W. Coteus, Yorktown Heights; Alan G. Gara, Mount Kisco; Mark E. Giampapa, Irvington; Phillip Heidelberger, Cortlandt Manor; Dirk Hoenicke, Ossining; and Martin Ohmacht, Yorktown Heights. Assigned to International Business Machines Corp., Armonk.

Techniques for indirect data prefetching. Patent no. 8,161,263 issued to Ravi K. Arimilli, Austin, Texas; Balaram Sinharoy, Poughkeepsie; William E. Speight, Austin, Texas; and Lixin Zhang, Austin, Texas. Assigned to International Business Machines Corp., Armonk.

Weighted-region cycle accounting for multithreaded processor cores. Patent no. 8,161,493 issued to Michael S. Floyd, Cedar Park, Texas; Steven R. Kunkel, Rochester, Minn.; Aaron C. Sawdey, Cannon Falls, Minn.; and Philip L. Vitale, Rochester, Minn. Assigned to International Business Machines Corp., Armonk.

HUDSON VALLEY Building Loans Below $1 million Bozsik, Ryan E., et al, Cold Spring, as owner. Lender: Normandy Corp., Rochester. Property: in Philipstown. Amount: $220,000.

Filed April 2.

Christie, Glenn, et al, New Paltz, as owner. Lender: Rondout Savings Bank, Kingston. Property: 32 Morningstar Drive, New Paltz 12561. Amount: $250,000. Filed April 16.

Covello, Paul, et al, West Hurley, as owner. Lender: Ulster Savings Bank, Kingston. Property: 2446 Route 28, Hurley 12433. Amount: $261,300. Filed April 9.

Mega Funworks Inc., Highland.

Seller: Actte Realty Corp., Fishkill.

Property: in Fishkill. Amount: $1.7 million. Filed April 11.

Federal National Mortgage Association. Seller: Rosendo Mosso, New Windsor. Property: 332 Washington St., Newburgh 12550.

Amount: $50,000. Filed April 12.

Below $1 million

GDB Holding Company L.L.C., Cold Spring. Seller: U.S. Bank N.A. Property: 290-292 Main St., NelAJ Partners L.L.C., New York sonville. Amount: $580,000. Filed City. Seller: CIT Small Business Feb. 28.

Lending Corp., Livingston, N.J. Property: in Patterson. Amount: Hopper Hill L.L.C., Middletown. $68,200. Filed March 13.

Seller: Lisa Furman, Monroe.

Property: in Wallkill. Amount: BAC Home Loans Servicing L.P. $30,000. Filed April 13.

Seller: Glen Plotsky, Port Jervis.

Property: 23 McAllister St., Port Jervis 12771. Amount: $206,398. Household Finance Realty Corporation of New York. Seller: Filed April 12.

Katherine Strang, et al, Wingdale.

Property: 28 Hutchinson Ave., Bank of America N.A. Seller: Ste- Dover 12594. Amount: $120,000. ven Cordero, et al Carmel. Proper- Filed April 9. ty: 3 Quaker Road, Carmel 10512.

Amount: $245,673. Filed Feb. 22.

JB Commercial Realty Inc., Clinton, N.J. Seller: Gregory McAdam.

Blackstone Developers L.L.C., Property: 185 Fletcher Drive Lake Success. Seller: Lakeridge As- North, Newburgh 12550. Amount: sociates, Lake Success. Property: $210,773. Filed April 10.

Lot 6, 112 Wheatley Road, Waywayanda. Amount: $125,000. Filed Jenco Real Estate Inc., LaGrange.

April 10.

Seller: Anne Julia Penachio, White Plains. Property: 55 Roosevelt Bush Atwood L.L.C., High Falls. Road, Hyde Park 12538. Amount: Seller: Michelle M. Donion, Stone $60,500. Filed April 9.

Ridge. Property: in Marbletown.

Amount: $266,000. Filed April 13.

Kondaur Capital Corp., Orange, Calif. Seller: Susan L. Wine, et al, Capone Servicing Inc., Somers. New Paltz. Property: 507 Albany Seller: Michael Quinones, et al, Post Road, New Paltz. Amount: Orlando, Fla. Property: in Carmel. $490,000. Filed April 10.

Amount: $455,000. Filed Feb. 22.

Citimortgage Inc. Seller: Juliana LoBiondo, Newburgh. Property: 14 Beth Place, Middletown 10940.

Amount: $403,562. Filed April 11.

L.B. 1 Enterprises Inc., Brewster.

Seller: Household Finance Realty Corporation of New York, Pomona, Calif. Property: 227 Fox Run Lane, Patterson. Amount: $54,000.

Filed Feb. 27.

Pop Properties Inc., Montgomery. Seller: Frima Christopher, et al, Judgments New York City. Property: in Montgomery. Amount: $80,000. Filed AMBD Ltd., Kingston. $1,087 in April 11. favor of the New York State Department of Taxation and Finance, Ross Homes of Orange County Albany. Filed April 12.

Inc., Otisville. Seller: Whitford Estates L.L.C., Midland Park, N.J. Anaerobic Athletics L.L.C., SauProperty: in Minisink. Amount: gerties. $534 in favor of the New $198,000. Filed April 17.

York State Department of Taxation and Finance, Albany. Filed Simsons Ltd., Poughkeepsie. April 12.

Seller: Kenneth L. Kaftan, et al, Kingston. Property: in Kingston. Arlenes of Sugarloaf Ltd., CenAmount: $158,214. Filed April 13. tral Valley. $1,753 in favor of the New York State Department of The Crow Hill Company Inc., Taxation and Finance, Albany.

Highland. Seller: 178-184 Dol- Filed Nov. 10. son Avenue L.L.C., Middletown.

Property: 178-184 Dolson Ave., Aztlan Lawnscape Inc., HighMiddletown 10940. Amount: land. $4,294 in favor of the New $900,000. Filed April 12.

York State Department of Taxation and Finance, Albany. Filed The Secretary of Housing and April 12.

Urban Development. Seller: BAC Home Loans Servicing L.P. Prop- Beauty Doctor, Middletown. erty: 24 McAllister St., Port Jervis $12,881 in favor of the New York 12771. Amount: $206,398. Filed State Workers’ Compensation April 12.

Board, Albany. Filed Nov. 14.

Tuthill Finance L.P., Fairfield, Conn. Seller: Tuthill Finance L.P., et al. Property: in Minisink.

Amount: $110,000. Filed April 11.

Two Leipnik Way Unit 302 L.L.C., Monroe. Seller: Rov Osher Inc., Monroe. Property: 3 Radomsk Way, Unit 102, Kiryas Joel.

Amount: $177,500. Filed April 16.

Two Leipnik Way Unit 302 L.L.C., Monroe. Seller: S.B. Krausz Estates L.L.C., Monroe. Property: in Monroe. Amount: $45,000.

Filed April 16.

City of New York, New York.

Leguillow, Henry, et al, as owner. Seller: Joanne Aquilino, Mahopac.

Lender: First Federal Savings Bank Property: in Carmel. Amount: L.B. 1 Enterprises Inc., Brewster.

Seller: Jesus A. Henriquez, et al, of Boston. Property: in Wappinger. $210,000. Filed March 1.

Garden City. Property: in Kent.

Amount: $319,050. Filed April 6.

Amount: $70,000. Filed April 10.

DLJ Mortgage Capital Inc. Seller: Lynn, Michael C., Newburgh, Jason Sautter, Middletown. Propas owner. Lender: First Eastern erty: 546 Greenville Turnpike, Landmatrix L.L.C., Saugerties.

Mortgage Corp., Andover, Mass. Middletown 10940. Amount: Seller: Martin R. Harnick, et al, New York. Property: in WoodProperty: 1 Lynn Drive, Newburgh $606,825. Filed April 17. stock. Amount: $90,000. Filed 12550. Amount: $217,000. Filed April 11.

April 10.

Double K Properties L.L.C., Walden. Seller: CJM Enterprises Montella, Dennis M., et al, of Orange County Inc., Mont- Lost River Associates L.L.C., Rye Kingston, as owner. Lender: Rond- gomery. Property: 229 Beaver Brook. Seller: Kieran Beltran Sr., et out Savings Bank, Kingston. Prop- Dam Road, Montgomery 12549. al, Peekskill. Property: in Putnam erty: 160 Miggins Road, Kingston. Amount: $375,000. Filed April 17. Valley. Amount: $287,500. Filed April 12.

Amount: $175,000. Filed April 16.

Valcon America Corp., Sugar Loaf. Seller: Pharm Partners, Chestnut Ridge. Property: in Minisink. Amount: $85,000. Filed April 11.

East Putnam Development Corp., Patterson. Seller: Joan C. Brightly, New Milford, Conn.

Property: 2665 Route 22, Patterson. Amount: $66,000. Filed Feb. 17.

Yong Sheng Inc., Hopewell Junction. Seller: P.K.J. Consolidated Inc., LaGrangeville. Property: in East Fishkill. Amount: $270,000.

Filed April 13.

Deeds Above $1 million Bank of America N.A. Seller: Malcolm P. Lowenthal, Bethesda, Md. Property: 20 Manitou Road, Garrison 10524. Amount: $1.6 million. Filed Feb. 27.

Marco Direct L.L.C., Monroe.

Seller: Audrey Reeder, Westbrookville. Property: in Chester.

Amount: $175,000. Filed April 13.

Pinkzoya L.L.C., Amenia. Seller: D. Evan Van Hook, Wingdale.

Elite Property Holdings L.L.C., Property: 6 Autumn Lane, Amenia Chester. Seller: Casey Rodgers, et 12501. Amount: $275,000. Filed al, Pine Bush. Property: 24 Seeley April 12.

Road, Blooming Grove. Amount: $210,000. Filed April 12.

Village of Washingtonville, Washingtonville. Seller: Walden Savings Bank, Montgomery. Property: in Washingtonville. Amount: $935,000. Filed April 12.

Water Company Real Estate L.L.C., Chicago, Ill. Seller: Culligan Water Company L.L.C., Rosemont, Ill. Property: in Newburgh.

Amount: $550,000. Filed April 17.

Dragon Cheng Buffet Inc., Kingston. $393,726 in favor of the New York State Department of Taxation and Finance, Albany.

Filed April 12.

EJGC Inc., d.b.a. Chela’s Market, Wallkill. $94,000 in favor of the New York State Workers’ Compensation Board, Albany.

Filed Nov. 14.

Expert Lawn Care and Landscaping Inc., New Windsor. $4,689 in favor of the New York State Department of Taxation and Finance, Albany. Filed Nov. 10.

F and D’s Garage, Ellenville. $14,884 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 12.

Fashion Cutters, Highland. $106 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 12.

Gasoft Equipment Inc., Newburgh. $93 in favor of the New York State Department of Taxation Best Burgers Inc., New Paltz. and Finance, Albany. Filed Nov. 10. $5,321 in favor of the New York State Department of Taxation and Gloria’s Angel’s Child Care Inc., New Windsor. $3,518 in favor of Finance, Albany. Filed April 12. the New York State Department Bolinda Press Inc., Wallkill. $105 of Taxation and Finance, Albany. in favor of the New York State De- Filed Nov. 10. partment of Taxation and Finance, Gouvis Restaurant Inc., d.b.a.

Albany. Filed April 12.

Bright Star Diner, Central Valley.

Bucks Auto Parts Inc., Kingston. $1,354 in favor of the New York $2,898 in favor of the New York State Department of Taxation and State Department of Taxation and Finance, Albany. Filed Nov. 10.

Finance, Albany. Filed April 12.

Granite Evolution Corp., MonC.S. Benson and Sons Inc., Ellen- roe. $50 in favor of the New York ville. $180 in favor of the New York State Department of Taxation and State Department of Taxation and Finance, Albany. Filed Nov. 10.

Finance, Albany. Filed April 12.

Greenmarine L.L.C., Campbell Catskills Heimishe Bakery Inc., Hall. $2,100 in favor of the New Monroe. $40,000 in favor of the York State Department of Taxation New York State Workers’ Com- and Finance, Albany. Filed Nov. 10. pensation Board, Albany. Filed Grilin Inc., New Paltz. $4,459 in Nov. 14. favor of the New York State DeCEM Construction of Ulster partment of Taxation and Finance, Inc., Stone Ridge. $260 in favor of Albany. Filed April 12. the New York State Department of Taxation and Finance, Albany. Grimspeed, Kingston. $1,108 in favor of the New York State DeFiled April 12. partment of Taxation and Finance, Courtside Inc., New Paltz. $451 Albany. Filed April 12. in favor of the New York State Department of Taxation and Fi- Ironclad Security Corp., Central Valley. $1,902 in favor of the New nance, Albany. Filed April 12.

York State Department of Taxation Cutting Edge Barbershop, New and Finance, Albany. Filed Nov. 10.

Windsor. $74,000 in favor of the New York State Workers’ Com- Jerosal Restaurant Inc., d.b.a. pensation Board, Albany. Filed La Stazione, New Paltz. $9,627 in favor of the New York State DeNov. 14. partment of Taxation and Finance, Albany. Filed April 12.

WCBJ • April 23, 2012

29

FACTS&FIGURES Kiryas Joel Safe Delivery Corp., Monroe. $1,431 in favor of the New York State Department of Taxation and Finance, Albany.

Filed Nov. 10.

Komorowski Enterprises Inc., d.b.a. The Bakery, Kingston. $4,475 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 12.

KT Motors, Modena. $1,037 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 12.

Life Care Design Inc., New Paltz. $262 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 12.

Mario’s Pizza, Port Ewen. $22,828 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 12.

McKenna Electronics Repair, New Paltz. $100 in favor of the New York State Department of Taxation and Finance, Albany.

Filed April 12.

McSuds Inc., Goshen. $7,590 in favor of the New York State Department of Taxation and Finance, Albany. Filed Nov. 10.

Armond, Robert, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $288,000 affecting property located at 20 Parker Ave., PoughSilver Fox Gutters Inc., New keepsie 12601. Filed March 12.

Paltz. $290 in favor of the New York State Department of Taxa- Baione, Charles Jr., et al. Filed tion and Finance, Albany. Filed by M&T Bank. Action: seeks to foreclose on a mortgage to secure April 12. $240,000 affecting property loStation, Saugerties. $1,759 in favor cated at 99 Old Forge Drive, Kent of the New York State Department 10512. Filed Feb. 23. of Taxation and Finance, Albany.

Barr, Stephen, et al. Filed by Filed April 12.

HSBC Bank USA N.A. Action: The Barn of Terror, Lake Katrine. seeks to foreclose on a mortgage to $129 in favor of the New York State secure $220,500 affecting property Department of Taxation and Fi- located at 55 Woodland Trail, Unit N55, Carmel 10512. Filed April 3. nance, Albany. Filed April 12.

Sauers Automotive, Kingston. $6,196 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 12.

The Coming Together Festival of Dance and Music Inc., d.b.a.

The Vanaver Caravan, New Paltz. $1,190 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 12.

Water Solutions of New Paltz Inc., Bloomington. $3,407 in favor of the New York State Department of Taxation and Finance, Albany.

Filed April 12.

Lis Pendens

Mid Hudson Overhead Door Inc., Ellenville. $8,616 in favor of the New York State Department of Taxation and Finance, Albany.

Filed April 12.

The following filings indicated a legal action has been initiated, the outcome of which may affect the title to the property listed.

Mid-Hudson Best Built Homes Inc., Pine Bush. $450 in favor of the New York State Department of Taxation and Finance, Albany.

Filed April 12.

443-445 Oscawana L.L.C., et al.

Filed by Henry Gifford. Action: seeks to foreclose on a mortgage to secure $26,000 affecting property located in Putnam Valley. Filed March 27.

64-66 Catherine Street Corp., et al. Filed by Flushing Savings Bank F.S.B. Action: seeks to foreclose on a mortgage to secure $185,000 affecting property located at 6466 Catherine St., Poughkeepsie Overbilts Lifts Inc., Lake Katrine. 12601. Filed March 13. $607 in favor of the New York State Department of Taxation and Fi- Amendola, Gail A., et al. Filed by Wells Fargo Bank N.A. Action: nance, Albany. Filed April 12. seeks to foreclose on a mortgage Pinnacle Telecom Services to secure $297,500 affecting propL.L.C., Newburgh. $781 in favor erty located at 297 Farm To Marof the New York State Department ket Road, Brewster 10509. Filed of Taxation and Finance, Albany. March 13.

Filed Nov. 10.

Anderson, Charles, et al. Filed Renew Construction and Sup- by Deutsche Bank National Trust ply Corp., Kingston. $285 in favor Co. Action: seeks to foreclose on of the New York State Department a mortgage to secure $287,500 of Taxation and Finance, Albany. affecting property located at 212 Butterhill Drive, New Windsor Filed April 12.

12553. Filed April 11.

New York Pest Solutions Inc., Saugerties. $1,092 in favor of the New York State Department of Taxation and Finance, Albany.

Filed April 12.

Sanctuary Home Building Ltd., Goshen. $103 in favor of the New York State Department of Taxation and Finance, Albany. Filed Nov. 10.

30 April 23, 2012 • WCBJ

Bonito, Joseph, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 304 Vista on the Lake, Carmel 10512.

Filed Feb. 9.

Chambers, Leslie, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $162,000 affecting property located at 75 Montgomery St., Poughkeepsie 12601. Filed March 9.

Estate of Edmund Paul Benson, et al. Filed by M&T Bank. Action: seeks to foreclose on a mortgage to secure $175,000 affecting property located at 394 Farmers Mills Road, Kent 10512. Filed Feb. 8.

Booker, Lashann, et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $340,000 affecting property located at 25 Ten Mile River Road, Dover 12522. Filed March 9.

Clark, Christopher, et al. Filed

by Trustco Bank. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 10 Margaret St., Red Hook. Filed March 13.

Femiak, Christine, et al. Filed

by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 19 Dock Road, Milton 12547.

Filed April 13.

Conklin, Keith C., et al. Filed by JPMC Specialty Mortgage Corp.

Action: seeks to foreclose on a mortgage to secure $249,999 affecting property located at 16 Brookdale Road, Putnam Valley 10579. Filed April 9.

Ferreira, Maria Fatima, et al.

Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $471,500 affecting property located at 534 Fishkill Road, Cold Spring 10516. Filed March 19.

Bounous, Constance, et al. Filed

by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 224 Bay, Susan M., et al. Filed by Wells Main St., Cold Spring 10516. Filed Fargo Bank N.A. Action: seeks to March 29. foreclose on a mortgage to secure $236,000 affecting property locat- Brandt, Kristian C., et al. Filed ed at 4 Glass Lane, Carmel 10512. by Oceanfirst Bank. Action: seeks to foreclose on a mortgage to seFiled March 22. cure $274,500 affecting property Bellenchia, Anita J., et al. Filed located at 237 N. Terry Hill Road,

by Chase Home Finance L.L.C. Carmel 10512. Filed March 15.

Action: seeks to foreclose on a mortgage to secure an unspeci- Bubbico, Gloria, et al. Filed by fied amount affecting property lo- U.S. Bank N.A. Action: seeks to cated at 83 Walnut Drive, Mahopac foreclose on a mortgage to secure $275,669 affecting property lo10541. Filed April 9. cated at 15 Owen Drive, Carmel Belton, Larry, et al. Filed by JPM- 10541. Filed March 7. organ Chase Bank N.A. Action: seeks to foreclose on a mortgage Campopiano, Julia, et al. Filed to secure an unspecified amount by U.S. Bank N.A. Action: seeks to affecting property located at 208 foreclose on a mortgage to secure Chrystal Drive, Maybrook 12543. $600,000 affecting property located at 349 Bullethole Road, MaFiled April 16. hopac 10541. Filed Feb. 29.

Beltran, Maria, et al. Filed by Bank of America N.A. Action: Cardona, Wanda, et al. Filed seeks to foreclose on a mortgage to by M&T Bank. Action: seeks to secure $270,000 affecting property foreclose on a mortgage to secure located at 21 Wagon Lane, Brews- $134,000 affecting property located at 21 Harrison St., Middletown ter 10509. Filed March 7.

10940. Filed April 11.

Bennett, James P., et al. Filed

by JPMorgan Chase Bank N.A. Carello, Mary Ann, et al. Filed by Action: seeks to foreclose on a Sovereign Bank N.A. Action: seeks mortgage to secure an unspecified to foreclose on a mortgage to seamount affecting property located cure $224,000 affecting property at 193 Hortontown Road, Carmel located at 101 Drew Lane, Carmel 10512. Filed March 28.

10512. Filed April 3.

Corbin-Wissel, Christine, et al.

Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $244,500 affecting property located at 8 Sherrys Lane, Brewster 10509. Filed March 14.

Cumming, Ryan B., et al. Filed

by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $162,708 affecting property located at 7 Randall Terrace, Middletown 10940. Filed April 13.

Cusimano, Joseph, et al. Filed

by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $295,000 affecting property located at 22 Skidmore Road, LaGrange 12540. Filed March 12.

Davis, Edward, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $276,000 affecting property located at 57 Kent Road, Wappingers Falls 12590. Filed March 9.

Demaria, Angelo A., et al. Filed

by Hudson City Savings Bank. Action: seeks to foreclose on a mortgage to secure $280,000 affecting property located at 1824 Greenville Turnpike, Greenville. Filed April 10.

Bizzarro, Edelmira, et al. Filed

by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $351,000 affecting property located at 17 Old Albany Post Road, Garrison 10524. Filed April 10.

Carlo, Stephen, et al. Filed by Suntrust Mortgage Inc. Action: seeks to foreclose on a mortgage to secure $396,000 affecting property located at 144 Hickory Bend Road, Carmel 10512. Filed April 3.

Divitto, Christine, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $169,000 affecting property located at 49 George Saile Road, Saugerties 12477. Filed April 11.

Bloom, Debra, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $165,293 affecting property located at 110 Laudaten Way, Warwick 10990. Filed April 10.

Carlson Construction Management Company Inc., et al. Filed

by Provident Bank. Action: seeks to foreclose on a mortgage to secure $417,000 affecting property located in Philipstown. Filed March 6.

Elescano, Freddy D., et al. Filed

by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $85,000 affecting property located at 105 Sterling Road, Greenwood Lake 10925.

Filed April 16.

Frees, Marie, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $181,000 affecting property located at 8 Larchmont Road, Carmel 10512. Filed March 8.

Gallinari, John, et al. Filed by Hudson City Savings Bank. Action: seeks to foreclose on a mortgage to secure $80,000 affecting property located at 83 Pigott Road, Mahopac. Filed Feb. 8.

Godwin, Douglas E., et al. Filed

by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $159,692 affecting property located at 11 Howland Road, Garrison 10524. Filed Feb. 17.

Guerrero, Joann, et al. Filed by Citimortgage Inc. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 99 Carey St., Mahopac 10541. Filed March 21.

Hanlon, Joyce, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $237,105 affecting property located at 639 Ludingtonville Road, Holmes 12531. Filed April 6.

Harvey, Lawrence A., et al. Filed

by The Bank of New York. Action: seeks to foreclose on a mortgage to secure $165,000 affecting property located at 11 Nancy Road, Brewster 10509. Filed Feb. 23.

Heidcamp, George, et al. Filed

by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 178 Sholam Road, Napanoch 12458. Filed April 16.

Hennessey, James A., et al. Filed

by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 47 Union Valley Road, Mahopac 10541. Filed March 22.

Herena, Robert, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $351,320 affecting property located at 71 Gleneida Blvd., Mahopac 10541. Filed April 6.

K and D Apartments L.L.C., et al. Filed by M&T Real Estate Trust. Action: seeks to foreclose on a mortgage to secure $700,000 affecting property located at 82 Carroll St., Poughkeepsie. Filed March 12.

King, Mahal, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $308,000 affecting property located at 544 Lakes Road, Monroe 10950. Filed April 16.

Koza, Robert, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $247,500 affecting property located at 36 Evergreen Drive, Monroe 10950. Filed April 10.

Labanca, Lauren, aka Lauren Viggiani, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 29 Red Brook Road, Mahopac 10541. Filed April 2.

Lalima, Joseph, et al. Filed by OneWest Bank F.S.B. Action: seeks to foreclose on a mortgage to secure $165,000 affecting property located at 2853 Route 209, Kingston 12401. Filed April 13.

Lisi, Paul R., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $341,600 affecting property located at 871 Drewville Road, Brewster 10509. Filed April 5.

Lowe, Daniel W., et al. Filed by Deutsche Bank Trust Company Americas. Action: seeks to foreclose on a mortgage to secure $75,000 affecting property located at 263 Canal St., Ellenville 12428.

Filed April 12.

Lozito, Anthony Stephen, et al.

Filed by GMAC Mortgage L.L.C. Action: seeks to foreclose on a mortgage to secure $108,000 affecting property located at 39 Horseshoe Drive, Hyde Park 12538. Filed March 13.

Lubic, Kevin, et al. Filed by Bayview Loan Servicing L.L.C. Action: seeks to foreclose on a mortgage to secure $715,000 affecting property located in Mahopac. Filed Feb. 28.

Machin, Sharon, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $294,096 affecting property located at 8 Huntington Road, Lake Carmel 10512. Filed Feb. 16.

Mader, John S., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $335,000 affecting property located at 269 Wilson St., Montgomery 12549. Filed April 12.

McLean, Vernal, et al. Filed by Bayview Loan Servicing L.L.C. Action: seeks to foreclose on a mortgage to secure $308,000 affecting property located in Poughkeepsie.

Filed March 14.

Osczepinski, Sonya L., et al.

Filed by GMAC Mortgage L.L.C. Action: seeks to foreclose on a mortgage to secure $205,000 affecting property located at 117 Little York Road, Warwick 10990.

Filed April 11.

Medeiros, Matthew M., et al.

Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 225 Lehigh Ave., Chester 10918.

Filed April 13.

Ostermann, Janice M., et al. Filed

by PHH Mortgage Corp. Action: seeks to foreclose on a mortgage to secure $57,600 affecting property located at 611 Fox Run Lane, Carmel 10512. Filed March 2.

Medley, Mark Damon, et al.

Filed by GMAC Mortgage L.L.C. Action: seeks to foreclose on a mortgage to secure $281,150 affecting property located at 2256 Bedford Lane, Fishkill 12524.

Maldonado, Luis B., et al. Filed Filed March 12.

by GMAC Mortgage L.L.C. Action: seeks to foreclose on a mort- Mercurio, Anthony J., et al. Filed gage to secure $160,000 affecting by The Bank of New York Melproperty located at 28 N. Chestnut lon. Action: seeks to foreclose on a St., Beacon 12508. Filed March 13. mortgage to secure $94,945 affecting property located at 381 Barrett Marchan, Carlos, et al. Filed by Hill Road, aka 111 Deer Lane, MaKondaur Capital Corp. Action: hopac 10541. Filed March 14. seeks to foreclose on a mortgage to secure $217,600 affecting prop- Micheo, Patrick, et al. Filed by erty located at 8 Fitzgerald Court, Citibank N.A. Action: seeks to foreclose on a mortgage to secure Monroe 10950. Filed April 11. $152,400 affecting property loMartin, Phyllis, et al. Filed by cated at 2497 Route 6, Slate Hill Wells Fargo Bank N.A. Action: 10973. Filed April 16. seeks to foreclose on a mortgage to secure $170,000 affecting property Mohan, Patricia, aka Patricia located at 5 Fairport Road, Brews- Mohan-Tillery, et al. Filed by Deutsche Bank National Trust ter 10509. Filed March 14.

Co. Action: seeks to foreclose on Mazzella, Larry F., et al. Filed a mortgage to secure $460,000 afby Deutsche Bank National Trust fecting property located in Hyde Co. Action: seeks to foreclose on Park. Filed March 12. a mortgage to secure $438,750 affecting property located at 7 Yorke Morales, Melody Mangual, et al.

Road, Mahopac 10541. Filed Feb. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose 28. on a mortgage to secure $266,684 McCourt, Tammy, et al. Filed by affecting property located at 17 U.S. Bank N.A. Action: seeks to Lakeland Ave., Greenwood 10925. foreclose on a mortgage to secure Filed April 10. an unspecified amount affecting property located at 178 Johnson Moulton, Shera, et al. Filed by Hill Road, Wingdale 12594. Filed HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage March 13. to secure $252,000 affecting propMcDole, Joseph L. Jr., et al. Filed erty located at 34 Parkway, Goshen

by JPMorgan Chase Bank N.A. Ac- 10924. Filed April 12. tion: seeks to foreclose on a mortgage to secure $141,300 affecting Norfleet, Susan D., et al. Filed property located at 19 Stanley St., by Bank of America N.A. Action: seeks to foreclose on a mortgage to Kingston 12401. Filed April 13. secure $200,000 affecting property McEwen, Kevin, et al. Filed by located at 14 Sanford Ave., Chester Citimortgage Inc. Action: seeks to 10918. Filed April 10. foreclose on a mortgage to secure $90,000 affecting property located Orellana, Wilman M., et al. Filed at 20 Pierces Road, Unit 64, New- by Bank of America N.A. Action: seeks to foreclose on a mortgage burgh. Filed April 12. to secure an unspecified amount McLaughlin, Patricia, et al. Filed affecting property located at 21

by Bank of America N.A. Action: Ridgeway Road, Carmel 10512. seeks to foreclose on a mortgage to Filed Feb. 17. secure $175,000 affecting property located at 78 Keith Drive, Poughkeepsie 12603. Filed March 14.

Oviedo, Pasquala, aka Pascuala Oviedo, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $232,000 affecting property located at 66 E. Lakeshore Drive, Carmel 10512.

Filed March 29.

Palmieri, Steven, et al. Filed by Hudson Valley Federal Credit Union. Action: seeks to foreclose on a mortgage to secure $182,000 affecting property located at 7 Lynne Road, Hopewell Junction 12533. Filed March 14.

Permenter, William, et al. Filed

by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 166 Clay Road, Ulster Park 12487.

Filed April 12.

Pettinati, Helena, et al. Filed by Springleaf Home Equity Inc. Action: seeks to foreclose on a mortgage to secure $232,310 affecting property located in Putnam Valley.

Filed Feb. 9.

Plotczyk, Jan A., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 3402 Whispering Hills, Chester 10918. Filed April 10.

Pustilnik, Luke, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 117 Zena Road, Kingston 12401. Filed April 16.

Reynolds, Joseph, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $300,000 affecting property located at 47 Bloomer Road, Brewster 10509.

Filed April 5.

Rhinesmith, Donald J., et al.

Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $460,000 affecting property located at 181 Penaluna Road, Warwick 10990.

Filed April 12.

Rivera, Edith, et al. Filed by M&T Bank. Action: seeks to foreclose on a mortgage to secure $152,000 affecting property located at 40 West St., Newburgh 12550. Filed April 12.

Scalera, Joseph Anthony, et al.

Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 29 Heather Drive, Mahopac 10541. Filed Rizo, Julio, et al. Filed by HSBC March 14.

Bank USA N.A. Action: seeks to foreclose on a mortgage to secure Selca, Alex, et al. Filed by Eastern $366,010 affecting property locat- Savings Bank F.S.B. Action: seeks ed in Mahopac. Filed Feb. 10. to foreclose on a mortgage to secure $240,000 affecting property Robinson, Loretta, et al. Filed by located at 140 Horsepound Road, U.S. Bank N.A. Action: seeks to Carmel. Filed March 14. foreclose on a mortgage to secure $220,000 affecting property locat- Shultis, Jay, et al. Filed by U.S. ed at 94 Entrance Way, Mahopac Bank N.A. Action: seeks to fore10541. Filed April 6. close on a mortgage to secure $173,000 affecting property loRodriguez, Ella M., et al. Filed cated at 21 Town Road, Mount

by JPMorgan Chase Bank N.A. Marion 12456. Filed April 13.

Action: seeks to foreclose on a mortgage to secure an unspecified Sparozic, Suzy, et al. Filed by Port amount affecting property located Washington Federal Credit Union. at 18 Baldwin Lane, Mahopac Action: seeks to foreclose on a 10541. Filed March 19. mortgage to secure $65,000 affecting property located at 10 Corey Rodriguez, Michele, aka Michele Lane, Cold Spring 10516. Filed Gonzalez, et al. Filed by Wells March 12.

Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure Stark, John E., et al. Filed by an unspecified amount affecting GMAC Mortgage L.L.C. Action: property located at 6 Dellacona seeks to foreclose on a mortgage Road, Carmel 10512. Filed Feb. 15. to secure an unspecified amount affecting property located at 1 Ross, John J., et al. Filed by Wells Hill St., Naponoch 12458. Filed Fargo Bank N.A. Action: seeks to April 12. foreclose on a mortgage to secure an unspecified amount affecting Stonehouse Builders Inc., et al. property located at 5 Richardson Filed by Ridgewood Savings Bank.

Court, Montgomery 12549. Filed Action: seeks to foreclose on a April 16. mortgage to secure an unspecified amount affecting property Rotchford, Paul, et al. Filed by located at 163-167 Kia Ora Blvd., Deutsche Bank National Trust Mahopac. Filed Feb. 17.

Co. Action: seeks to foreclose on a mortgage to secure $150,000 Strand Community Organizaaffecting property located at 305 tion to Rehabilitate the EnviDriftway Lane, Unit 7-305-B, ronment Inc., et al. Filed by Ulster Savings Bank. Action: seeks to Brewster 10509. Filed April 5. foreclose on a mortgage to secure Ruckle, Loretta A., et al. Filed by $10,000 affecting property located Vanderbilt Mortgage and Finance at 65 Van Buren St., Kingston Inc. Action: seeks to foreclose on 12401. Filed April 13. a mortgage to secure $297,000 affecting property located at 22 Taylor James Properties L.L.C., Brewster Woods Drive, Brewster et al. Filed by Banco Popular North America. Action: seeks to 10509. Filed March 14. foreclose on a mortgage to secure Salinas, Mauricio, et al. Filed by $247,500 affecting property locatU.S. Bank N.A. Action: seeks to ed at 1787 Route 6, Carmel 10512. foreclose on a mortgage to secure Filed March 2. $263,760 affecting property located at 222 Freida St., Montgomery Thomas, Michael A., et al. Filed

by Deutsche Bank National Trust 12549. Filed April 9.

Co. Action: seeks to foreclose on Sayegh, Alfred, et al. Filed by a mortgage to secure $300,000 U.S. Bank N.A. Action: seeks to affecting property located at 55 foreclose on a mortgage to secure Heinsman Lane, Wallkill 12589. $408,000 affecting property lo- Filed April 12. cated at 3 Samuels Court, Carmel Thompson, Delbert O., et al.

10512. Filed April 5.

Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $203,700 affecting property located at 358 First St., Newburgh 12550. Filed April 11.

WCBJ • April 23, 2012

31

FACTS&FIGURES Tirelli, James, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $265,000 affecting property located in Wawayanda. Filed April 13.

Wald, Melissa, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $528,750 affecting property located at 20 Killian Lane, Brewster 10509. Filed March 23.

Williams, Nancy D., et al. Filed by GMAC Mortgage L.L.C. Action: seeks to foreclose on a mortgage to secure $183,350 affecting property located at 8 Gold Road, Poughkeepsie 12603. Filed March 13.

Milewski, Gary, as owner. Thai Cuisine Inc., d.b.a. Lem$8,279 as claimed by Stan Decker ongrass, 125 Main St., New Paltz Excavating and Paving, Ker- 12561. Filed April 12. honkson. Property: 1061 Ulster Heights Road, Ellenville 12428.

Filed April 12.

Ulic, Drane, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $411,060 affecting property located at 24 James Court, Mahopac 10541.

Filed March 13.

Warren, John D., et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 298 Haviland Drive, Patterson 12563.

Filed Feb. 10.

Windsor Enterprises Inc., et al.

Filed by Keybank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 110112 Wisner Ave., Newburgh. Filed April 9.

Mountain Glory Homes Inc., as owner. $3,995 as claimed by Builder Services Group Inc., Wappingers Falls. Property: 264 Augusta Drive, East Fishkill. Filed April 12.

Clearmeadow Publishing, 2978 Route 209, Kingston 12401, c/o Glenn M. Grubard and Leslie P. OldieTVandMusic, 3333 Route 9W, Highland 12528, c/o Richard Kalmus. Filed April 10.

L. Rosen. Filed April 13.

Vaccaro, Frank, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 37 Murry Road, Greenwood Lake 10925. Filed April 12.

Wertman, Chad K., et al. Filed

by Hudson City Savings Bank. AcMechanic’s Liens tion: seeks to foreclose on a mortgage to secure $344,850 affecting property located at 1505 Windsor Bonavita, Ralph, as owner. $5,350 as claimed by Bell Energy ManageLane, Brewster. Filed Feb. 8. ment Corp., Mahopac. Property: 3 Paul Drive, Mahopac. Filed March Whipland, Jason, et al. Filed by 19.

Citimortgage Inc. Action: seeks to foreclose on a mortgage to secure $223,249 affecting property locat- Degarmo 44 L.L.C., as owner. ed at 23 Denman Road, Middle- $2,233 as claimed by HD Supply Waterworks Ltd., Watervliet. town. Filed April 9.

Property: 827 Dutchess Turnpike, Poughkeepsie. Filed April 9.

Whitmore, John, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to Gary, Jamil James, as owner. secure $119,000 affecting property $1,748 as claimed by Polhemus located at 44 Orchard Road, Put- Construction Company Inc., Garnam Valley 10579. Filed March 8. rison. Property: 589 Route 9D, Garrison. Filed March 7.

Newburgh Plaza L.L.C., Short Hills, N.J., as owner. $12,196 as claimed by Newburgh Winwater Co., Walden. Property: in Newburgh. Filed April 10.

Espo Group, 262 Dug Hill Road, Hurley 12443, c/o Anthony J. Es- Orange County Property Mainposito and Linda C. Esposito. Filed tenance, 367 Windsor Highway, New Windsor, c/o Andrew Burns.

April 12.

Filed May 27.

Varas, Patrick J., et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $216,000 affecting property located in Fishkill. Filed March 14.

Vogler, Donna M., et al. Filed by RBS Citizens N.A. Action: seeks to foreclose on a mortgage to secure $210,000 affecting property located at 10 Deerfield Road, Patterson 10509. Filed Feb. 9.

32 April 23, 2012 • WCBJ

Partnerships

Sissy’s Café, 324 Wall St., KingsPalmerone Farms L.L.C., as ton, c/o Denee M. Francese-Smith owner. $13,298 as claimed by P.J. and Shani L. Francese-Smith. Filed Exteriors Inc., Wappingers Falls. April 16.

Property: 1282 Route 300, Palmerone Farms, “Starbucks,” Newburgh. Filed April 12.

Sole Proprietorships Robert Champeau Inc., as owner. $643 as claimed by Westchester Landscape Depot Corp., d.b.a.

Masonry Depot, New Rochelle.

Property: 435 Bellvale Road, Chester. Filed April 12.

O’Henry’s Carpentry and Home Repairs, 3 Rion Road, Chichester 12416, c/o Henry E. Needham.

Filed April 11.

Office Furniture Relocators, P.O. Box 30, Milton 12542, c/o James A. Beck Jr. Filed April 10.

Paul Mones, 267 Wittenberg Road, Bearsville 12409, c/o Paul S. Mones. Filed April 11.

Platinum Paving, 35 Lawn Road, Saugerties 12477, c/o Jason L. Shultis. Filed April 13.

A and M Contractors and Landscapers, P.O. Box 98, Kerhonkson Sawn Asunder, 98 Stephan St., 12446, c/o Aaron JL Smith. Filed Kingston 12401, c/o Jon T. Hedin.

Filed April 13.

April 13.

Adonai’s Travel, 72 N. Slope Stonebridge Electrical ConRoad, Shokan 12481, c/o Marlene tracting, P.O. Box 332, Hurley 12443, c/o Scott B. Goldwyn. Filed Vassar Brothers Hospital, as Calista Besson. Filed April 10.

April 11. owner. $500,282 as claimed by Unistress Corp., Pittsfield, Mass.

Property: in Poughkeepsie. Filed Aileen Walsh, 56 Stonykill Road, The Depot, 70 Millpond Parkway, Accord 12404, c/o Aileen M. April 6.

Monroe, c/o Gerald B. Fincke.

Walsh. Filed April 13.

Filed May 27.

Zywotchenko, Mary, as owner. $21,000 as claimed by Fregosi Allura Event Planning, 141 Gle- The House of New Beginners, Landscaping Inc., Carmel. Prop- nerie Blvd., Saugerties 12477, c/o 249 Partition St., Saugerties 12477, erty: 384 Oscawanna Lake Road, Laura A. Schoessow. Filed April 13. c/o Darlene M. Wasser. Filed April Putnam Valley. Filed March 26.

13.

Benson Farm, 156 Manorville Road, Saugerties 12477, c/o KenThe Hummingbird Restaurant, neth J. Benson. Filed April 16.

57 Carpentar Ave., Newburgh, c/o New Businesses Ebony S. Hayes. Filed May 27.

Bentley Bonitque, 14 Liberty St., This paper is not responsible for ty- Newburgh, c/o Wilma M. Patrick.

The Kevin Osborn Memorial pographical errors contained in the Filed May 27.

Scholarship Association, 103 original filings.

Benson Court, Hurley 12443, c/o Body N Soul, 18 Mieron Drive, James G. Consiglio. Filed April 11.

No. 111, Monroe 10950, c/o Yisroel Doing Business As Zahler. Filed May 27.

Tobacco Emporium, 70 Millpond Parkway, Monroe, c/o GerDark Horse on Route 9W Inc., C and M Enterprises, 2203 Route ald B. Fincke. Filed May 27. d.b.a. A New York Nightmare, 9W, Lake Katrine 12449, c/o Me309 Old Route 209, Hurley 12443. lissa T. Sweetser. Filed April 16.

Upstate Vintage Diva, P.O. Box Filed April 12.

84, Malden 12453, c/o Nicole M. Design Interventions, 173 Ster- McDonald. Filed April 11.

Point of Sale Systems Inc., d.b.a. ling Place, Highland 12528, c/o Saratoga Point of Sale, 175 Broad Nathalie Gravagna. Filed April 13.

Vela Adevertising, 127 Pine IsSt, Suite 110, Glens Falls 12801. land Turnpike, Warwick 10990, Filed April 12.

France Menk Studios, P.O. Box c/o Anthony Joseph Vela. Filed 1117, New Paltz 12561, c/o France May 27.

R.F. Michel Enterprises Inc., Menk. Filed April 11. d.b.a. Len-Rich RV, 37 Steves Wholey Moly, 224 Ulster Ave., Lane, Gardiner 12525. Filed Glamsalt, P.O. Box 909, Stone Saugerties 12477, c/o Daniel GuzApril 12.

Ridge 12484, c/o Makiko Young. man. Filed April 16.

Filed April 13.

R.F. Michel Enterprises Inc., Winterberry Gifts, 3456 Main St., d.b.a. X-Treme Rides, 37 Steves Lane, Gardiner 12525. Filed JoAnn’s Elegant Cakes, 715 Plat- Stone Ridge 12484, c/o Richard F. tekill Ardonia Road, Wallkill 12589, Miniter. Filed April 12.

April 12. c/o Joann Poe. Filed April 10.

NOTICE OF FORMATION OF LIMITED LIABILITY COMPANY (LLC). NAME: The Cappelli Family Investors, LLC. Articles of Organization filed with Secretary Of State of New York (SSNY) on 1/09/12.

The LLC is located in Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of the process to: The LLC, 72 Pondfield Road West, #3C, Bronxville, NY 10708. Purpose of business of LLC is any lawful act or activity.

Ad# 57770 “NOTICE OF FORMATION OF URPI LLC. Articles of Organization filed with the Secretary of State of NY (SSNY) on 12/29/2011. Office location: Westchester County. SSNY has been designated as agent upon whom process against it may be served. The Post Office address to which the SSNY shall mail a copy of any process against the LLC served upon him/her is: 29 S Dutcher St, Irvington, NY 10533, the principal business address of the LLC. Purpose: any lawful act or activity.” #57656 NOTICE OF FORMATION OF LIMITED LIABILITY COMPANY (LLC). Name: CHS COUNTY HANDYMAN SERVICE LLC; Arts. of Org. filed with Sec. of State of NY (SSNY) on 2/29/12; LLCís principal business location is in Westchester County at 3758 Oriole Court, Shrub Oak, NY10588; SSNY designated as agent of the LLC upon whom process may be served; SSNY shall mail a copy of any process to Robert P. Kelly, Esq., 480 Mamaroneck Avenue, Harrison, NY 10528; Purpose is any lawful activity. #57657 NORTHEAST NANNIES LLC, a domestic LLC. Arts. of Org. filed with the SSNY on 02/02/2012. Office location: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served.

SSNY shall mail process to: Lauren Schwarzfeld, 31 Manchester Drive, Mount Kisco, NY 10549. Purpose: Any Lawful Purpose. #57658 OC Productions Worldwide, LLC, DBA AMC Fights - Absolute Martial Combat filed with NY Secy. of State on 11/14/11. Office located in Westchester Co. Secy. of State designated as agent upon which process may be served.

Secy. of State shall mail a copy of any process against it served upon him/her to: 84 Breckenridge Ave., Port Chester, NY 10573 (the LLC’s primary business location). LLC may engage in any lawful act or activity for which a limited liability company may be formed. #57659 NOTICE OF FORMATION of Paradigm Change Consulting, LLC Art. of Org filed Secíy of State (SSNY) 1/11/12.

Office location: Westchester County.

SSNY designated as agent of LLC upon whom process against it may be served.

SSNY shall mail copy of process to c/o United States Corporation Agents, Inc., 7014 13th Ave, Suite 202, Brooklyn, NY 11228 Purpose: any lawful activities. #57660 Notice of Formation of Coremo LLC. Arts Of Org. filed with Secy. Of State of N.Y. (SSNY) on 2/29/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 1 N. Broadway, 10th Fl., White Plains, NY 10601. Purpose: any lawful activity. #57661 Notice of Formation of ARTELYA, LLC. Arts. of Org. filed with SSNY on 2/23/12.

Office in Westchester County. SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to 426 Forest Avenue, New Rochelle, NY 10804. Purpose: any lawful purpose. #57662 Notice of Formation of Step In Style, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 1/13/12. Off. loc.: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: The LLC, 159B Heritage Hills, Somers, NY 10589, Attn: Licia Mikulicic, Member. Purpose: any lawful activity. #57663 Notice of Formation of Gallatin Partners LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 3/5/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: The LLC, 61 Crow Hill Road, Mt. Kisco, NY 10549.

Purpose: any lawful activity. #57664

LEGAL NOTICE The Articles of Organization of 25 ORCHARD LANE ASSOCIATES, LLC (the ìCompanyî) were filed with the Secretary of State of the State of New York on March 08, 2012. The office of the Company is located in Westchester County, New York. The Secretary of State has been designated as agent of the Company upon whom process against it may be served. The post office address within or without the state to which the Secretary of State shall mail a copy of any process against the Company served upon him or her is: Paul A. Varsames, 1 Hunter Avenue, Armonk, New York 10504. The Company was formed for any lawful business purpose or purposes permitted under the New York Limited Liability Company Act. #57665 335 PARK AVENUE ADVISORS LLC, a domestic LLC. Arts. of Org. filed with the SSNY on 02/24/2012. Office location: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 335 Park Avenue, Rye, NY 10580.

Reg Agent: Seth Rosenfield, 335 Park Avenue, Rye, NY 10580. Purpose: Any Lawful Purpose. #57666 HOLLYWOOD BEAUTY SALON LLC, a domestic LLC. Arts. of Org. filed with the SSNY on 02/23/2012. Office location: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: Leidy Arango, 2303 Villa at the Woods, Peekskill, NY 10566. Purpose: Any Lawful Purpose. #57668 ZSA Ossining LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 10/27/11. Office in Westchester County.

SSNY designated agent of LLC upon whom process against it may be served.

SSNY shall mail process to Ahmad Chalabi, 32 Austin Pl., Briarcliff Manor, NY 10510. Purpose: General. #57669 Kalarickal Worldwide LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 12/5/11. Office in Westchester County.

SSNY designated agent of LLC upon whom process against it may be served.

SSNY shall mail process to Book And Tax Inc, 8 Black Pine Ct, Dix Hills, NY 11746. Purpose: General. #57670 Chappaqua Ventures LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 1/31/12. Office in Westchester County.

SSNY designated agent of LLC upon whom process against it may be served.

SSNY shall mail process to Arindam Roy, 46 Valley View Rd, Chappaqua, NY 10514. Purpose: General. #57671 Catalyst Leadership Consulting LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 2/21/12. Office in Westchester County. SSNY designated agent of LLC upon whom process against it may be served. SSNY shall mail process to 2 Overhill Rd Ste 355, Scarsdale, NY 10583. Purpose: General. #57672 GNG Legal LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 11/2/11. Office in Westchester County.

SSNY designated agent of LLC upon whom process against it may be served.

SSNY shall mail process to 171 Fairfax Ave, Hawthorne, NY 10532. Purpose: General. #57673 Notice of Formation of FilBen Group, LLC. Arts. of Org. filed with NY Dept. of State on 3/5/12. Office location: Westchester County. Sec. of State designated agent of LLC upon whom process against it may be served and shall mail process to the principal business address: 800 Westchester Ave., S-712, Rye Brook, NY 10573. Purpose: any lawful activity. #57674 Notice of Formation of FilBen Management, LLC. Arts. of Org. filed with NY Dept. of State on 3/5/12. Office location: Westchester County. Sec. of State designated agent of LLC upon whom process against it may be served and shall mail process to the principal business address: 800 Westchester Ave., S-712, Rye Brook, NY 10573.

Purpose: any lawful activity. #57675 Name of LLC: Highline Records, LLC. Arts. of Org. filed with NY Dept. of State: 1/25/12. Office loc.: Westchester Co. Sec. of State designated agent of LLC upon whom process against it may be served and shall mail process to: c/o Business Filings Inc., 187 Wolf Rd., Ste. 101, Albany, NY 12205, regd. agt. upon whom process may be served. Purpose: any lawful act. #57676

LEGAL NOTICES

Notice of Formation of Rainew 357 Alexander LLC. Arts. of Org. filed with NY Dept. of State on 3/12/12. Office location: Westchester County. Sec. of State designated agent of LLC upon whom process against it may be served and shall mail process to the principal business address: c/o Mr. Raymond H. Potter, 10 West Way, Chappaqua, NY 10514. Purpose: any lawful activity. #57677 Name of LLC: NW Holdings, LLC. Arts. of Org. filed with NY Dept. of State: 2/22/12. Office loc.: Westchester Co. Sec. of State designated agent of LLC upon whom process against it may be served and shall mail process to: c/o Business Filings Inc., 187 Wolf Rd., Ste. 101, Albany, NY 12205, regd. agt. upon whom process may be served. Purpose: any lawful act. #57678 Notice of Qualification of Emet Capital Management, LLC. Authority filed with NY Dept. of State on 3/1/12. Office location: Westchester County. LLC formed in DE on 11/1/11. NY Sec. of State designated agent of LLC upon whom process against it may be served and shall mail process to: c/o CT Corporation System, 111 8th Ave., NY, NY 10011, regd. agent upon whom process may be served. DE addr. of LLC: c/o The Corporation Trust Co., 1209 Orange St., Wilmington, DE 19801. Cert. of Form. filed with DE Sec. of State, 401 Federal St., Dover, DE 19901. Purpose: all lawful purposes. #57679 UNITED PARTNERS NYC LLC, a domestic LLC. Arts. of Org. filed with the SSNY on 03/06/2012. Office location: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served.

SSNY shall mail process to: 760 White Plains Road, Scarsdale, NY 10583.

Purpose: Any Lawful Purpose. #57681 Notice of Formation of VJK LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 3/9/12. Off. loc.: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o The LLC, Rivkin Radler LLP, 926 RXR Plaza, Uniondale, NY 11556.

Purpose: any lawful activity. #57682

Notice of Qualification of Muller Road Capital, LP. App. for Auth. filed with Secy. of State of NY (SSNY) on 3/9/12.

Off. loc.: Westchester County. LP formed in Delaware (DE) on 2/13/12.

SSNY designated as agent of LP upon whom process against it may be served.

SSNY shall mail process to: 120 Hillair Circle, White Plains, NY 10605, Attn: John W. Petrozzi, Jr., registered agent upon whom process may be served. DE address of LP: c/o Corporation Service Company, 2711 Centerville Rd., Ste. 400, Wilmington, DE 19808. Name/ address of each genl. ptr. available from SSNY. Cert. of LP filed with DE Secy. of State, 401 Federal St., Dover, DE 19901. Purpose: any lawful act or activity. #57683 Notice of Qualification of MRC Capital GP, LLC. App. for Auth. filed with Secy. of State of NY (SSNY) on 3/9/12. Off. loc.: Westchester County. LLC formed in Delaware (DE) on 2/13/12. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 120 Hillair Circle, White Plains, NY 10605, Attn: John W. Petrozzi, Jr., registered agent upon whom process may be served. DE address of LLC: c/o Corporation Service Company, 2711 Centerville Rd., Ste. 400, Wilmington, DE 19808. Cert. of Form. filed with DE Secy. of State, 401 Federal St., Dover, DE 19901. Purpose: any lawful act or activity. #57684 THE JFM GROUP LLC, a domestic LLC. Arts. of Org. filed with the SSNY on 07/07/2011. Office location: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served.

SSNY shall mail process to: 629 Fifth Avenue, Pelham, NY 10803. Purpose: Any Lawful Purpose. #57685 NOTICE OF FORMATION OF LIMITED LIABILITY COMPANY (LLC). Dr. Debra Pirotin D.V.M., LLC Articles of Organization were filed with the Secretary of State of New York (SSNY) on 11/04/2004. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served.

SSNY shall mail a copy of process to: The LLC, Main Street Cat Hospital 33 East Main Street, Elmsford New York 10523, principal business location of the LLC. Purpose: any lawful business activity. #57686

Notice of Formation of KEMP SALES SOLUTIONS, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 3/9/12. Off. loc.: Westchester County.

SSNY designated as agent of LLC upon whom process against it may be served.

SSNY shall mail process to: c/o Keith Perlmutter, 48 Franklin Road, Scarsdale, NY 10583. Purpose: any lawful purpose. #57687

Notice of Formation of THE SURELIGHT GROUP LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 3/12/12.

Off. loc.: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o Bernard S. Gordon, Rand Rosenzweig Radley & Gordon LLP, 445 Hamilton Ave., White Plains, NY 10601. Purpose: any lawful activity. #57688 GLOBAL OPPORTUNITY JJK LLC, a domestic LLC. Arts. of Org. filed with the SSNY on 02/13/2012. Office location: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served.

SSNY shall mail process to: 152 Arbor Crest, Somers, NY 10589. Reg Agent: Raj Singhal, 152 Arbor Crest, Somers, NY 10589. Purpose: Any Lawful Purpose. #57689 Notice of Qualification of Lundberg Financial Services, LLC. Authority filed with NY Dept. of State on 3/16/12.

Office location: Westchester County.

LLC formed in DE on 12/28/11. NY Sec. of State designated agent of LLC upon whom process against it may be served and shall mail process to the principal business address: 26 Wagon Wheel Circle, Tarrytown, NY 10591. DE address of LLC: CT Corporation Trust Co., 1209 Orange St., Wilmington, DE 19801. Cert. of Form. filed with DE Sec. of State, PO Box 898, Dover, DE 19903.

Purpose: all lawful purposes. #57690 Notice of Formation of Xand CLEC, LLC. Arts of Org. filed with NY Secy. of State (SSNY) on 03/14/12. Office location: Westchester County. SSNY is designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 11 Skyline Drive, Hawthorne, NY 10532. Purpose: any lawful purpose. #57691 Notice of Formation of Xand Operations, LLC. Arts of Org. filed with NY Secy. of State (SSNY) on 03/14/12. Office location: Westchester County. SSNY is designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 11 Skyline Drive, Hawthorne, NY 10532. Purpose: any lawful purpose. #57692 WOODS LAW PLLC, a Prof. LLC. Arts. of Org. filed with the SSNY on 02/28/2012.

Office location: Westchester County.

SSNY has been designated as agent upon whom process against it may be served. SSNY shall mail process to: Judith A. Woods, 34 Eagle Court, White Plains, NY 10605. Purpose: To Practice The Profession Of Law. #57693 Notice of Formation of OCHS 4737 LLC. Arts.of Org. filed with NY Sec of State (SSNY) on 03/14/2012. Princ.off. loc: Westchester County. SSNY designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: OCHS 4737 LCC, 20 Adams Rd. Ossining, NY 10562. Purpose: Any Lawful Purpose. #57694 Notice of Formation of PALADIN CENTER, LLC. Arts. of Org. filed with the Secy. of State of NY (SSNY) on 1/18/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 18 Elizabeth Place, Armonk, NY 10504. Purpose: any lawful act or activity. #57695 Notice of Formation of ALL FAITHíS FUNERAL SERVICES, LLC. Arts. of Org. filed with the Secy. of State of NY (SSNY) on 12/14/11. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 2241 Palmer Ave., #4G, New Rochelle, NY 10801. Purpose: any lawful act or activity. #57696 Notice of Formation of ARTISAN ATMOSPHERE LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 3/14/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: P.O. Box 128, Pleasantville, NY 10570.

Purpose: any lawful activity. #57697

Notice of Formation of HISTO99 LLC. Arts. of Org. filed with Secy. of State of N.Y. (SSNY) on 2/2/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: The LLC, 300 Executive Boulevard, Ossining, New York 10562.

Purpose: any lawful activity. #57698 NALAND LLC, a domestic LLC. Arts. of Org. filed with the SSNY on 03/01/2012.

Office location: Westchester County.

SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 35 Page Ave, Yonkers, NY 10704.

Purpose: Any Lawful Purpose. #57699 OTTAVIANI DESIGN LLC, a domestic LLC. Arts. of Org. filed with the SSNY on 01/04/2012. Office location: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served.

SSNY shall mail process to: Lorenzo Ottaviani, 65 Hack Green Road, Pound Ridge, NY 10576. Purpose: Any Lawful Purpose. #57700 NOTICE OF FORMATION of RLRJ, LLC Art. of Org filed Secíy of State (SSNY) 3/21/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to 250 Old Mamaroneck Rd, White Plains, NY 10605. Purpose: any lawful activities. #57701 V Squared Strategies L.L.C. Arts. of Org. filed with Secy. of State of NY (SSNY) on 1/12/12. Office in Westchester County.

SSNY designated agent of LLC upon whom process against it may be served.

SSNY shall mail process to C/O Vincent A. Vesce, 1399 Longview Ave, Peekskill, NY 10566. Purpose: General. #57702 Drink LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 2/6/12. Office in Westchester County. SSNY designated agent of LLC upon whom process against it may be served. SSNY shall mail process to Anthony Roffi, 420 Cording Ln, Yorktown Heights, NY 10598-2717. Purpose: General. #57703 Avellino Pizza & Pasta LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 1/26/12. Office in Westchester County.

SSNY designated agent of LLC upon whom process against it may be served.

SSNY shall mail process to C/O Nunzio Di Savino, 229 Albemarle Rd, White Plains, NY 10605. Purpose: General.

Ad# 57703 #57704 Hudson Valley Genetic Consultants, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 2/28/12. Office in Westchester County. SSNY designated agent of LLC upon whom process against it may be served. SSNY shall mail process to 1 Lincoln Pl, Ossining, NY 10562. Purpose: General. #57705 Lower Hudson Group LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 3/7/12. Office in Westchester County. SSNY designated agent of LLC upon whom process against it may be served. SSNY shall mail process to Leslie Cohen, 124 S. Central Ave, Elmsford, NY 10523. Purpose: General. #57706 Notice of Qual. of C & A Management, LLC. Fictitious Name: C & A Management of New York, LLC filed with Sec of State NY (SSNY): 11/30/11.

Office in Westchester County. Formed in CT: 10/27/09. SSNY designated agent of LLC upon whom process against it may be served & shall mail process to: 3 Mt. Laurel Dr, Greenwich, CT 06831.

Foreign add: 3 Mt. Laurel Dr, Greenwich, CT 06831. Arts. of Org. filed with Denise Merrill, Office Of The Sec. of the State Of Ct, 30 Trinity St, Hartford, CT 06106.

Purpose: General. #57707 Things Are Cookiní, LLC, Art. of Org. filed with NY Secy. of State on 03/09/2012.

Office located in Westchester Co. Secy. of State designated as agent upon which process may be served. Secy. of State shall mail a copy of any process against it served upon him/her to: 17 Seth Canyon Drive, Mount Kisco, NY 10549 (the LLCís primary business location). LLC may engage in any lawful act or activity for which a limited liability company may be formed. #57708 Notice of Formation of 419-433 MAMARONECK AVENUE LLC. Arts. of Org. filed with the Secy. of State of NY (SSNY) on 2/27/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 78 North State Rd., Briarcliff Manor, NY 10549. Purpose: any lawful act or activity. #57709

Notice of substance of the Articles of Organization filed with the New York Secretary of Stateís Office (SSNY) on 03/20/2012 for DOYLE BUILDING & CO., LLC. Principal office: Westchester County. Business: To engage in any lawful act or activity. SSNY is designated as the agent of the company upon whom process against it may be served. The address to which the SSNY shall mail a copy of any process is c/o Constance K. Doyle, 261 Westchester Avenue, Pound Ridge, NY 10576. #57710 Name: Wingspan Psychiatric, LLC. Arts. of Org. filed Dept. of State of NY on 1/20/12. Off. Loc. in NY: Westchester Cty. Princ. bus. loc.: 466 Main St., 2nd Fl., New Rochelle, NY 10801. Secy. of State of NY (SSNY) designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to: Francis Hayden, M.D., 851 Webster Ave., New Rochelle, NY 10804. Purpose: practice the profession of medicine. #57711 Notice of Formation of GRACE GARDEN AND LANDSCAPE DESIGN ASSOCIATES, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 3/20/12. Off. loc.: Westchester County.

SSNY designated as agent of LLC upon whom process against it may be served.

SSNY shall mail process to: 402 Quaker Road, Chappaqua, NY 10514. Purpose: any lawful activity. #57712 Notice of Formation of Scarsdale Property Management LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 3/9/12. Off. loc.: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: The LLC, 4 West Red Oak Lane, White Plains, NY 10604. Purpose: any lawful act or activity. #57713 Notice of Formation of PARK SLOPE FS3, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 11/14/11.

Off. loc.: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: The LLC, 138L Gramatan Avenue, Mount Vernon, NY 10550. Purpose: any lawful activity. #57714 BHB ENERGY LLC, Authority filed with the SSNY on 10/02/2009. Office location: Westchester County. LLC formed in DE on 09/29/2008. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: Law Office of Alan Barson, 405 Tarrytown Road Ste 1556, White Plains, NY 10607. Address required to be maintained in DE: 615 South Dupont Hwy Dover DE 19901.

Cert of Formation filed with DE Div. of Corps, 401 Federal St., Ste 4, Dover, DE 19901. Purpose: Any Lawful Purpose. #57715 FORBES MUSIC COMPANY LLC, Authority filed with the SSNY on 03/12/2012. Office location: Westchester County. LLC formed in TX on 12/29/2011. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 711 Myrtle Avenue , El Paso, TX 79901. Address required to be maintained in TX: 711 Myrtle Ave, El Paso TX 79901. Cert of Formation filed with TX Sec. of State, Corp. Div., P.O. Box 12887, Austin, TX 78711. Purpose: Any Lawful Purpose. #57716 Notice of Formation of Blueprint Accelerator Network, LLC. Arts. of Org. filed with NY Dept. of State on 3/6/12.

Office location: Westchester County.

Sec. of State designated as agent of LLC upon whom process against it may be served and shall mail process to the principal business addr.: c/o Westchester County Association, 1133 Westchester Ave., Ste. S-217, White Plains, NY 10604. Purpose: any lawful activity. #57717 Name of LLC: Blumberg B+V Advisors, LLC. Arts. of Org. filed with NY Dept. of State: 3/5/12. Office loc.: Westchester Co. Sec. of State designated agent of LLC upon whom process against it may be served and shall mail process to: c/o Business Filings Inc., 187 Wolf Rd., Ste. 101, Albany, NY 12205, regd. agt. upon whom process may be served. Purpose: any lawful act. #57718 Notice of Formation of Energy Design Management LLC. Arts. of Org. filed with NY Dept. of State: 1/23/12. Office location: Westchester County. Princ. bus. addr.: Marlboro House, Westminster Pl., York Business Park, York YO26 6R W, UK. Sec. of State designated agent of LLC upon whom process against it may be served and shall mail process to: c/o CT Corporation System, 111 8th Ave., NY, NY 10011, regd. agent upon whom process may be served. Purpose: any lawful activity. #57719

Notice of Formation of FinRul3rs, LLC. Arts. of Org. filed with NY Dept. of State on 1/27/12. Office location: Westchester County. Princ. bus. addr.: 5 Elizabeth Court, Katonah, NY 10536. Sec. of State designated agent of LLC upon whom process against it may be served and shall mail process to: Steven Ebert, Esq., Ebert & Associates, LLC, 110 E. 30th St., 5th Fl., NY, NY 10016, regd. agent upon whom process may be served. Purpose: any lawful activity. #57720 NOTICE OF FORMATION DOMESTIC LIMITED LIABILITY COMPANY (LLC) Name: BLITMAN SARATOGA LLC. Articles of Organization filed with NY Secretary of State, March 19, 2012.

Purpose: to engage in any lawful act or activity. Office: in Westchester County.

Secretary of State is agent for process against LLC and shall mail copy to 118 North Bedford Road, Suite 102, Mount Kisco, New York 10549. #57721 BLT #47 LLC, a domestic LLC. Arts. of Org. filed with the SSNY on 03/23/2012.

Office location: Westchester County.

SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: Michael Longo, 1955 Central Park Ave, Yonkers, NY 10710. Purpose: Any Lawful Purpose. #57722 BUCKROE CAPITAL LLC, Authority filed with the SSNY on 03/08/2012.

Office location: Westchester County.

LLC formed in DE on 01/03/2012.

SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: C/O the LLC, 17 Harrows Lane , Purchase, NY 10577. Address required to be maintained in DE: 1201 Orange St, Ste 600 Wilmington DE 19801. Cert of Formation filed with DE Div. of Corps, 401 Federal St., Ste 4, Dover, DE 19901.

Purpose: Any Lawful Purpose. #57723 Notice of Qualification of THINKPATH ENGINEERING SERVICES, LLC. App. for Auth. filed with Secy. of State of NY (SSNY) on 10/28/11. Off. loc.: Westchester County. LLC formed in Delaware (DE) on 6/23/08. SSNY designated as agent of LLC upon whom process against it may be served.

SSNY shall mail process to: c/o United Corporate Services, Inc. (UCS), 10 Bank St., Ste. 560, White Plains, NY 10606.

DE address of LLC: c/o UCS, 874 Walker Road, Ste. C, Dover, DE 19904.

Arts. of Org. filed with DE Secy. of State, Townsend Bldg., Dover, DE 19901.

Purpose: any lawful activity. #57724 APP FOR AUTH for SMUSH BRAND APPAREL, LLC App for Auth filed with SSNY 01/05/2012 LLC. Registered in Delaware on 12/21/2011 Off. Loc.: Westchester Co. SSNY designated as agent upon whom process against it may be served. SSNY to mail copy of process to THE LLC, 27 Sixth Street, Pelham, NY 10803. Purpose: Any lawful act or activity #57726 DNA Home Theatre LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 2/7/12. Office in Westchester County.

SSNY designated agent of LLC upon whom process against it may be served.

SSNY shall mail process to C/O Daniel E. Norwood, 7 Woodsfords Bend, Briarcliff Manor, NY 10510. Purpose: General. #57727 Notice of Qual. of Barterbing Barterboom LLC. filed with Sec of State NY (SSNY): 9/20/11. Office in Westchester County. Formed in DE: 6/23/11. SSNY designated agent of LLC upon whom process against it may be served & shall mail process to: The Company Corporation, 2711 Centerville Rd Ste 400, Wilmington, DE 19808. Foreign add: The Company Corporation, 2711 Centerville Rd Ste 400, Wilmington, DE 19808. Arts. of Org. filed with Jeffrey W. Bullock, 401 Federal St Ste 3, Dover, DE 19901.

Purpose: General. #57728 Name of LLC: JOEL POTTER, LLC. Art. of Org. filed Dept. of State of NY on 10/23/08. Off. Loc. in NY: Westchester Cty. Secy. of State designated as agent of LLC upon whom process against it may be served. Sec. of State shall mail a copy of process to: National Registered Agents Inc., 875 Ave. of the Americas, Ste. 501, NY, NY 10001, registered agent of LLC upon whom process may be served. Purpose: any lawful activity. #57729

Continued on next page

WCBJ • April 23, 2012

33

LEGAL NOTICES Continued from previous page Notice of Formation of Melinhill Capital, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 3/1/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 30 Trapping Way, Pleasantville, NY 10570. Purpose: any lawful activity. #57730 Notice of Formation of Wildey Group LLC. Arts. of Org. filed with Secy. of State of N.Y. (SSNY) on 3/19/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: The LLC, P.O. Box 383, Croton on Hudson, NY 10520.

Purpose: any lawful activity. #57731 BELIEVE JUICE & BOOKS LLC, a domestic LLC. Arts. of Org. filed with the SSNY on 02/13/2012. Office location: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 20 Mahopac Ave. PO Box 663, Amawalk, NY 10501. Purpose: Any Lawful Purpose. #57732 Notice of Formation of AKK REAL ESTATE HOLDINGS, LLC. Arts. of Org. was filed with SSNY on 3/21/12. Office location: Westchester County. SSNY designated as agent of LLC whom process against may be served. SSNY shall mail process to: Thomas Decea, Esq., c/o Danzig Fishman & Decea, One N. Broadway 12th Fl., White Plains, NY 10601. Purpose: all lawful activities. #57733

Notice of Formation of SIDEWALKS & CURBS CONSTRUCTION LLC. Arts. of Org. was filed with SSNY on 3/27/12.

Office location: Westchester County.

SSNY designated as agent of LLC whom process against may be served.

SSNY shall mail process to: c/o 540 Warburton Ave., Yonkers, NY 10701.

Purpose: all lawful activities. #57736 TOP THIS COMMUNICATION, LLC, a domestic LLC. Arts. of Org. filed with the SSNY on 03/13/2012. Office location: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served.

SSNY shall mail process to: 1 Harrison St., 3N, New Rochelle, NY 10801.

Purpose: Any Lawful Purpose. #57738 Notice of Formation of Grant Park II, L.P. Cert. filed with NY Dept. of State on 11/22/2011. Office location: Westchester County. Princ. bus. addr.: 340 Pemberwick Rd., Greenwich, CT 06831. Sec. of State designated agent of LP upon whom process against it may be served and shall mail process to: CT Corporation System, 111 8th Ave., NY, NY 10011, regd. agent upon whom process may be served. Name/ addr. of general partner available from Sec. of State. Term: until 12/31/2061.

Purpose: any lawful activity. #57739 EEBS LLC, a domestic LLC. Arts. of Org. filed with the SSNY on 01/13/2012.

Office location: Westchester County.

SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: Erik R. Blischke, 1 Landmark Square Unit 614, Port Chester, NY 10573.

Purpose: Any Lawful Purpose. #57740

Notice of Formation of HALSEY SOUTH ASSOCIATES, LLC. Arts. of Org. was filed with SSNY on 3/27/12. Office location: Westchester County. SSNY designated as agent of LLC whom process against may be served. SSNY shall mail process to: c/o 119 Montgomery Ave., Scarsdale, NY 10583. Purpose: all lawful activities. #57734

Heroes Unlimited LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 3/21/12. Office in Westchester County.

SSNY designated agent of LLC upon whom process against it may be served.

SSNY shall mail process to c/o United States Corporation Agents, Inc., 7014 13th Ave Ste 202, Brooklyn, NY 11228.

Purpose: General. #57741

Notice of Formation of 230 E 63RD ASSOCIATES, LLC. Arts. of Org. was filed with SSNY on 3/27/12. Office location: Westchester County. SSNY designated as agent of LLC whom process against may be served. SSNY shall mail process to: c/o 119 Montgomery Ave., Scarsdale, NY 10583. Purpose: all lawful activities. #57735

Papakorn LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 1/24/12.

Office in Westchester County. SSNY designated agent of LLC upon whom process against it may be served. SSNY shall mail process to Eugene Kornhaber, 10 W. Hyatt Ave, Mt. Kisco, NY 10549.

Purpose: General. #57742

34 April 23, 2012 • WCBJ

R. LUCAS DRIVERS LLC, Authority filed with the SSNY on 04/02/2012. Office location: Westchester County. LLC formed in NJ on 03/27/2012. SSNY is designated as agent upon whom process against the LLC may be served.

SSNY shall mail process to: Ronald Steinvurzel, ESQ. Steinvurzel Law Group P.C. 34 South Broadway- Ste 401, White Plains, NY 10601. Address required to be maintained in NJ: 142 Silvermist Court, Little Silver, NJ 07739.

Cert of Formation filed with State of NJ, Div of Rev, 225 West State St - 3rd Fl, Trenton, NJ 08608-1001. Purpose: Any Lawful Purpose. #57743 Notice of Formation: Lincoln-Pelham Partners LLC Arts. of Org. filed with SSNY 3/30/2012. Off. Loc.: Westchester Cnty. SSNY designated as agent of LLC whom process may be served. SSNY shall mail process to: c/o The LLC, 3 Wyldwood Drive, Tarrytown, NY 10591.

Purpose: all lawful activities. #57744 Notice of Formation of 65 DS LLC. Arts. of Org. filed with Secy. of State of N.Y. (SSNY) on 1/20/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o Patricia Rafter, 14 Elm Pl., Ste. 201, Rye, NY 10580.

Purpose: any lawful activity. #57745 Notice of Formation of DAVID HUDESMAN MD PLLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 3/16/12. Off. loc.: Westchester County.

SSNY designated as agent of PLLC upon whom process against it may be served. SSNY shall mail process to: The LLC, 5 Latonia Road, Rye Brook, NY 10573. Purpose: practice the profession of medicine. #57746 Notice of Formation of Piscataway Petroleum LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 3/28/12.

Office location: Westchester County.

SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to princ. bus. loc.: c/o The LLC, 555 South Columbus Avenue, Ste. 201, Mt. Vernon, NY 10550. Purpose: any lawful activity. #57747

Notice of Formation of Totowa Petroleum LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 3/28/12.

Office location: Westchester County.

SSNY designated as agent of LLC upon whom process against it may be served.

SSNY shall mail process to princ. bus. loc.: c/o The LLC, 555 South Columbus Ave., Ste. 201, Mt. Vernon, NY 10550.

Purpose: any lawful activity. #57748 Notice of Formation of Union Petroleum LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 3/28/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to princ. bus. loc.: c/o The LLC, 555 South Columbus Ave., Ste. 201, Mt. Vernon, NY 10550.

Purpose: any lawful activity. #57749 450 SOUTH BROADWAY REALTY LLC, a domestic LLC. Arts. of Org. filed with the SSNY on 03/26/2012. Office location: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: Andrew Eracleous, 30-03 30th Ave., Astoria, NY 11102. Purpose: Any Lawful Purpose. #57750 Notice of formation of Shooting Shark Consulting, LLC. Arts. of Org. filed with SSNY on 3/30/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to: United States Corporation Agents, Inc., 7014 13th Ave. Suite 202, Brooklyn, NY 11228. Purpose: any lawful purpose. #57751 Notice of Formation of PETER.H, LLC, Arts. of Org. filed with SSNY on 3/22/2012. Office location: Westchester Cty, NY. SSNY has been designated as agent upon whom process against the LLC may be served and shall mail process to: c/ o Corporation Service Company, 80 State Street, Albany, NY 12207. Purpose any lawful act. #57752 Notice of formation of CORE BALANCE PHYSICAL THERAPY, PLLC. Art. Of Org. filed with the Sectíy of State of NY (SSNY) on 02/03/12. Office in Westchester County. SSNY has been designated as agent of the PLLC upon whom process against it may be served.

SSNY shall mail process to the PLLC, 124 Touraine Ave, Port Chester, NY 10573. Purpose: physical therapy. #57753

MGC Entertainment, LLC, Art. of Org. filed with NY Secy. of State on 1/24/2012. Office located in Westchester Co. Secy. of State shall mail a copy of any process against it served upon him to: 70 Virginia Road Suite 21F, White Plains, NY 100603. (the LLCís primary business location). LLC may engage in any lawful act or activity for which a limited liability company may be formed. #57754 TRACEY LYN CARRIERA OTR/L LLC, a Prof. LLC. Arts. of Org. filed with the SSNY on 03/30/2012. Office location: Westchester County. SSNY has been designated as agent upon whom process against it may be served.

SSNY shall mail process to: 67 Fox Run Road, South Salem, NY 10590.

Purpose: To Practice The Profession Of Occupational Therapist, Registered, Licensed. #57755 Notice of Qualification of American Insurance Administrators LLC. Authority filed with NY Dept. of State on 4/4/2012. NYS fictitious name: Alumni Insurance Agency LLC. Office location: Westchester County. LLC formed in OH on 1/3/1989. NY Sec. of State designated agent of LLC upon whom process against it may be served and shall mail process to: c/o CT Corporation System, 111 8th Ave., NY, NY 10011, regd. agent upon whom process may be served. Principal office address: 555 Pleasantville Rd., Briarcliff Manor, NY 10510. Cert. of Org. filed with OH Sec. of State, 180 E. Broad St., Columbus, OH 43215. Purpose: Insurance Brokers. #57756 40 DEER TREE LANE LLC, a domestic LLC. Arts. of Org. filed with the SSNY on 03/19/2012. Office location: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served.

SSNY shall mail process to: 83 Fire Island Avenue, Babylon, NY 11702.

Purpose: Any Lawful Purpose. #57757 Notice of Formation of Yorkville Maintenance LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 2/8/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o The LLC, 108-24 71st Ave., Apt. 1C, Forest Hills, NY 11375. Purpose: any lawful activity. #57769

Notice of Qualification of GTJ VENTURES, LLC. App. for Auth. filed with Secy. of State of NY (SSNY) on 4/3/12. Office location: Westchester County. LLC formed in Delaware (DE) on 2/27/12. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 662 Valley Ave., Yonkers, NY 10703. DE address of LLC: c/o United Corporate Services, Inc., 874 Walker Road, Ste. C, Dover, DE 19904. Arts. of Org. filed with DE Secy. of State, Townsend Bldg., Dover, DE 19901. Purpose: any lawful activity. #57758 Notice of Formation of 47-51 Park Hill Realty LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 4/5/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: The LLC, 47-51 Park Hill Avenue, Yonkers, NY 10949.

Purpose: any lawful activity. #57759 Notice of Formation of SARA A. KELSEY LAW, PLLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 4/5/12. Office location: Westchester County. SSNY designated as agent of PLLC upon whom process against it may be served.

SSNY shall mail process to: 36 Maple St., Irvington, NY 10533. Purpose: practice the profession of law. #57760 Notice of Formation of TMV DISTRIBUTION, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 3/29/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 535 South 4th Avenue, Mt. Vernon, NY 10550. Purpose: any lawful activity. #57761 NOTICE OF FORMATION OF MONALI G L.L.C., A DOMESTIC LIMITED LIABILITY COMPANY (LLC). ARTICLE OF ORGANIZATION FILED WITH THE SECRETARY OF STATE OF NY (SSNY) ON 03/29/2012. NY FILE LOCATION: WESTCHESTER COUNTY. SSNY HAS BEEN DESIGNATED AS AGENT UPON WHOM PROCESS AGAINST THE LLC MAY BE SERVED. SSNY SHALL MAIL A COPY OF ANY PROCESS AGAINST THE LLC SERVED UPON HIM/HER TO 1718 EMMA LANE, MOHEGAN LAKE, NY 10547. PURPOSE: ANY LAWFUL ACT OR ACTIVITY. #57762

Notice of formation of Courtyard Integrative Services, LLC. Arts of Org. filed with SSNY on 3/26/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to 334 Underhill Ave 3C, Yorktown Heights, NY 10598. Purpose: any lawful purpose. #57763 TRANSEUROPA GROUP, LLC, a domestic LLC. Arts. of Org. filed with the SSNY on 11/17/2004. Office location: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: C/O Marzano & Sediva, 65 Broadway, 7th Fl, Ste 705, New York, NY, 10006. Purpose: Any Lawful Purpose. #57764 Notice of Formation of AMA CONSULTING GROUP LLC. Arts. of Org. was filed with SSNY on 4/11/12.

Office location: Westchester County.

SSNY designated as agent of LLC whom process against may be served.

SSNY shall mail process to: c/o The LLC, 34 Pinehurst Dr., Purchase, NY 10577.Purpose: all lawful activities. #57765 PERFECTION LASER LLC, a domestic LLC. Arts. of Org. filed with the SSNY on 11/29/2011. Office location: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served.

SSNY shall mail process to: Sofia Dmitriyeva, 620 Reiss Place Suite 3g, Bronx, NY 10467. Purpose: Any Lawful Purpose. #57766 Notice of Formation of Cortlandt Medical Providers, PLLC. Articles of Organization filed with NY Dept. of State of 4/3/2012. Office location: Westchester County. Sec. of State designated agent of PLLC upon whom process against it may be served and shall mail process to:1985 Crompond Road, Cortlandt Manor, NY 10567. Purpose: practice medicine. #57767 Notice of Formation of JORDANA WARMFLASH, LLC. Arts. of Org. filed with Secy. of State of N.Y. (SSNY) on 1/4/11. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o Sexter & Warmflash, P.C., 115 Broadway, Ste. 1501, New York, NY 10006. Purpose: any lawful activity. #57768

FACES& PLACES Grace’s Table graces White Plains Westchester’s business leaders and government officials turned out recently to celebrate a New York City food-and-restaurant family’s first venture in the county. The occasion was the grand opening of Grace’s Table, an upscale American restaurant at 324 Central Ave. in White Plains. Welcoming a parade of afternoon and evening guests was matriarch Grace Balducci Doria, whose family also operates two gourmet Grace’s Marketplace stores in Manhattan and an Upper East Side trattoria. Her parents started Balducci’s produce market in the city. Her family’s partner in White Plains, chef Joseph Trama, grew up in White Plains and Hartsdale.

1.

2.

3

4.

5.

6.

(All identifications are from left unless otherwise noted.)

1. Dino Doria, Christina Doria, Grace Doria, and Joe Trama; all of Grace’s Table.

2. Laura Caruolo and Diana Cocozzo, Community Mutual Savings Bank.

3. John Kirkpatrick, Oxman Tulis Kirkpatrick, Whyatt & Geiger; Eileen Mildenberger, Westchester County IDA; and Ben Boykin, White Plains Common Council member.

4. Alfred DelBello, DelBello, Donnellan, Weingarten, Wise & Wiederkehr, and Bill LoSapio.

5. Cyndi Rubino, Berkeley College, and Jean Connolly of The Bank of New York Mellon.

6. Joseph Delfino, Former White Plains mayor, and Bill Mooney, senior assistant to the Westchester county executive.

WCBJ • April 23, 2012

35

CAN HOSPITALS MAKE THE DIFFERENCE? Hospitals, doctors, insurance companies and large medical groups have impacted the practice of health care. In this roundtable conversation, sponsored by the Business Journals, our panel of experts will address questions like: • Where are the pockets of medical excellence?

• Has increased population improved hospital care and procedures in the suburbs?

• Is it perception or reality that patients still seek New York City hospitals?

Everyone has hospital and health questions.

Come prepared with yours.

panel of Medical professionals DR. JohN CRoWE JoN Orthopedic Surgeon and SChANDlER

President, Orthopaedic and Neurosurgery Specialists PC, Greenwich, Conn.

President/CEO, White Plains Hospital

President and CEO, Western Connecticut Health Network

Medical Group, Westchester County

DR. SiMEoN DR. JohN M. SChWARtz MuRPhY CEO, WestMed

MikE WEBER

President/CEO, Health Quest, Hudson Valley

Guest Bill Mooney, president, Westchester County Association, joins Business Journal reporters in posing questions.

APRIL 26

11:30 a.m. buffet lunch Program begins at noon at 1133 Westchester Ave. White Plains, NY Register now. Space is limited.

Email Beverly Visosky at bvisosky@westfairinc.com or go to westfaironline.com/hospitals.

next roundtable • SocIal medIa: love or Hate It • may 31