Westchester County Business Journal 07/02/12 issue by Westfair Business Journal

WCBJ

WESTCHESTER COUNTY

BUSINESS JOURNAL

YOUR only SOURCE FOR regional BUSINESS NEWS | westfaironline.com

July 2, 2012 | VOL. 48, No. 27

Home building goes green, slowly BY PATRICK GALLAGHER pgallagher@westfairinc.com

C That week was spent in the Future Business Leaders Academy, held June 25-28 at Mercy for 20 students who will be high school seniors in the fall. Students took seminars with CEOs, Wall Street executives, nonprofit leaders and entrepreneurs. They took part in interactive exercises --- trading games, viral marketing, business plan competitions and team-building events – and also networked with young professionals from top

ontractors in White Plains are nearing completion on what they hope will be the third LEED-certified residential development in Westchester County. Among commercial developers, the Leadership in Environmental and Energy Design certification system has gained widespread use since it was introduced 12 years ago by the nonprofit U.S. Green Building Council (USGBC). The newer LEED for Homes program is quickly gaining ground, though more slowly in Westchester. To date, there are nearly 46,000 LEEDcertified commercial and institutional properties across 120 countries that comprise more than 8.8 billion square feet of space. While the LEED residential program has only been in effect since 2008, more than 20,000 homes across the U.S. have already been certified, including 1,300 units at 285 developments in New York state. However, construction industry experts and a leading USGBC official said delays by the home appraisal industry in adopting changes that would attribute a fair value to homes featuring “green” components have stunted the program’s growth. “It is not just a LEED issue, it’s a green and an energy-efficient feature issue that has really held the industry back over the last several years,” said Nate Kredich, vice president of residential market development for

Mercy, page 6

Home building, page 6

New on the waterfront • 2

Wilson Kimball

Mercy dean is all business BY JANICE KIRKEL jkirkel@westfairinc.com

d Weis has only been dean of the business school at Mercy College since mid-May, but he spent much more time than that - 12 years - on Wall Street. He is used to life in the fast lane. Acting fast to boost Mercy’s stature, he has decided that the way to get the word out to prospective students about what the

school can offer is to bring them to campus and put them to work. “If you build it they will come, but not if they don’t know about it,” said Weis, a former managing director in investment banking at Merrill Lynch. “The millennials don’t trust advertising. We had to give them first-hand experience with what we can provide. Get to the juniors before they do their college applications. So we gave them an all-expensespaid week.”

a bag full of comfort • 25

From Battery Park to Yonkers, she minds the waterfront BY JOHN GOLDEN jgolden@westfairinc.com

alking the streets of her new development beat in downtown Yonkers, Wilson Kimball points to bustling construction sites and speaks hopefully of more building to come, despite a dismal economic climate that has stalled the city’s largest redevelopment project and had the prior administration leaving City Hall with a sense of disappointing incompletion. Hired in January by newly elected Mayor Mike Spano to direct the city’s downtown and waterfront development office, Kimball sees “a lot of crossover” between her new job and her previous six-year stint as senior vice president for operations at the Battery Park City Authority in lower Manhattan. The 92-acre Battery Park property on the Hudson River is “a huge model,” she said, for the kind of mixed-use development and revitalized parks, marinas and public spaces that city officials and developers envision along approximately 40 acres of Hudson waterfront in Yonkers. Kimball joined the Manhattan authority in 2005 after serving nine years as chief of staff and counsel to Libby Pataki, then New York’s First Lady. Her administrative role at Battery Park drew unwanted public notice in 2010, when the state inspector general investigated a complaint of fraud, corruption and favoritism involving Kimball and three other BPCA executives said to form the agency’s

“inner circle” of power. The investigation ended with no criminal charges filed, though it forced the early retirement of the BPCA president, James Cavanaugh, Kimball’s boss and alleged romantic partner. Cavanaugh is a former chairman of the Westchester County Republican Committee who served on the state Senate staff of Nick Spano, older brother of Kimball’s current boss, the Yonkers mayor. Both Cavanaugh and Kimball refused to answer state investigators’ questions about their relationship, despite warnings that. their refusal to cooperate could cost them their jobs. Following the inspector general’s findings, the BPCA board penalized Kimball with the loss of five days of paid leave. She remained, though, in her Battery Park City post until November 2011, when her job was eliminated in a round of layoffs that cut about one-third of BPCA staff. In Yonkers, Kimball said she had no comment on the inspector general’s report. At Larkin Plaza, a construction manager stopped to update the development director on finishing touches to the city ‘s project to uncover a section of the Saw Mill River and create a visitor-friendly riverwalk and park. Across Warburton Ave., scaffolding masked the facades of a row of five buildings in the Philipse Manor historic district being renovated by L+M Development Partners Inc. of Larchmont as loft apartments and storefront retail space. “I look around at what’s happening, and

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WCBJ

WESTCHESTER COUNTY

BUSINESS JOURNAL ®

Biz

Publisher Dee DelBello Managing Editor Bob Rozycki

July 2, 2012 • WCBJ

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we’re kind of in a good bubble, not a bad bubble,” Kimball said of the city’s redevelopment scene. “I get a vibe like Brooklyn or something. It’s sort of an emerging market.” Yet to emerge in physical form is the sweeping redevelopment project planned by the city’s downtown master developer, Struever Fidelco Cappelli L.L.C. (SFC). The city planning board this month will consider SFC’s request for a three-year extension on site plan approvals for its River Park Center and Government Center projects in the first phase of the redevelopment. Kimball said the city is working with SFC to revise plans for River Park Center, the retail and entertainment complex to be built at Chicken Island off Getty Square. “I’m very, very optimistic that we’re going to have some development, and in the next two to three years,” she said. Peter Klein, vice president of development at Fidelco Realty Group and an SFC project manager, said the partners “continue to modify the plans and work with the new administration to make sure that the project that gets built meets the current needs of the city and marketplace.” Kimball indicated that a 6,500-seat sports stadium that was to crown the River Park Center construction will be eliminated. Klein said SFC cannot secure commitments from retail tenants until all property parcels are assembled for the proposed 600,000-square-foot project. Thirteen private properties in the Getty Square area were to be acquired by city-sponsored agencies – using eminent domain if owners refused to sell - for River Park Center. But city officials have waited a few years to receive a $24 million grant from the Dormitory Authority of the State of New York that was earmarked for the property purchases. “We’re going to get something. We don’t know when,” said Kimball. “We’re eager to get it and I think the state is going to be a good partner. I think we’ll get that $24 million.” If the state does not release the grant money, the scale of the first-phase project at River Park Center will be affected, Klein said. It would still be “an impactful project of at least $100 million,” he noted.

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A project with reduced square footage could curb interest in leasing in downtown Yonkers by potential big-box tenants. “It’s all about the project’s footprint,” said Klein. “The larger the geography of the project site, the larger the tenants will be. But we don’t want to wait any longer.” SFC’s sense of urgency is driven too by terms of its land disposition agreement with the city. The developer has a 2013 deadline - four years from the time the agreement was approved - to begin the first phase of construction at River Park Center or pay an additional $2.18 million to the city. To the northwest on the city riverfront, a landmark property with a recent history of failed development is about to be purchased by a would-be developer. Ron Shemesh, owner and CEO of Excelsior Packaging Group on the downtown waterfront, has signed a purchase contract for the former Glenwood power plant. A partner at Ariel Property Advisors, which began marketing the roughly fouracre site one year ago, would not disclose the buyer but confirmed that a contract has been signed and said the deal could close late this year. “That’s a huge development that we’ve been waiting some time for,” said Kimball. A previous developer who had a purchase option and plans for a mixed-use development on the power plant property later declared bankruptcy. With the purchase, Shemesh and his investment partners will control most of the Alexander Street industrial corridor that city planners want to redevelop as a high-density, mass-transit-oriented neighborhood. The Yonkers planning board last year approved the manufacturer’s plans to build 1,395 residential units and 85,000 square feet of commercial space in four phases on a 22-acre industrial property at 1 Point St. Another once-prominent downtown developer, Homes for America Holdings Inc., lost the property in 2009 and abandoned plans for a $900 million development there after defaulting on more than $100 million in loans. “The vision of the shining city on the hill,” said Kimball, “we can do it here.”

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Mandate relief lacking

BY PATRICK GALLAGHER pgallagher@westfairinc.com

n the 12 months since signing a bill legalizing gay marriage in New York, Gov. Andrew Cuomo has taken on somewhat of an iconic status in the eyes of many New Yorkers. While national politicians flounder, Cuomo’s approval rating among voters has hovered around 70 percent for months. However, local business leaders and elected officials are quietly starting to question whether Cuomo has lost his grip on the state Legislature. Despite repeated urging from business organizations, county executives, mayors and town and village supervisors, little has been done in the way of achieving immediate mandate relief for municipalities that are struggling to maintain services in the face of the state’s 2 percent tax cap. Deal-making has become Cuomo’s forte, with an 11th-hour tax overhaul enacted last December followed by a sweeping agreement between Republicans in the state Senate and Democrats in the Assembly that involved a new Tier VI pension system, an amendment to legalize gambling in New York state and new district maps. While the state will absorb increases in the portion of the state’s Medicaid program that is paid for by counties, little else was done in the way of immediate relief, said Westchester County Executive Rob Astorino. “I think the governor has led. I think he can be bolder on what he needs to do, especially with respect to pension reforms and certainly with mandate relief,” Astorino said, warning that the state’s municipalities are moving dangerously toward bankruptcy. Assemblyman Robert Castelli, a Goldens Bridge Republican and staunch Cuomo supporter, applauded the Legislature for passing an on-time budget, pension reforms and the December tax overhaul, but said more must be done in the areas of mandate relief and economic development. “By and large, I’m very pleased with what we got done. Kudos to the governor,” Castelli said. “But we’ve got to stimulate this economy … I think there’s a lot more to be done in that regard.” Marissa Brett, executive director of economic development for the Westchester County Association, said Cuomo’s call for a statewide energy highway and the passage of a new pension tier represent steps in the CORRECTION The Food Bank of Westchester received a $750,000 challenge grant from philanthropist Patricia Lanza’s family foundation. The grant was reported as $75,000 in the June 25 Business Journal.

right direction, but said the state won’t see the benefits of either for years, if not decades, to come. “I think that this administration has done a fantastic job in terms of marketing the state of New York,” Brett said. “What we really need to see and where the jury is still out is, ‘Do we have the policies and everything in place to truly attract businesses and keep them here?” John Ravitz, executive vice president and COO of the Business Council of Westchester, said the passage of a second consecutive ontime budget shouldn’t be overlooked. “I was in the Assembly for 12 years,” he said. “In 12 years, I couldn’t tell my family when I was coming home and when the legislative session was going to end, and that was no way to run a state government … I think there is a functioning process (in Albany) that is only going to help the state in the long run.”

REQUEST FOR PROPOSALS

Newsstand/ Coffee Concession Opportunities The Metropolitan Transportation Authority /Metro-North Commuter Railroad Company is seeking proposals from experienced professionals to lease, operate and maintain newsstands / coffee concessions at the Beacon, Goldens Bridge, and New Hamburg stations in New York. More information on these properties and an explanation of the Request for Proposals (“RFP”) process by which these concessions will be offered to the public are available from the persons listed below as Points of Contact. All contacts with the MTA relating to this RFP must be made through these designated Point(s) of Contact. Contact with anyone else at MTA related to this RFP may be a violation of the law & may result in the disqualification of the proposer. To receive a copy of the Request for Proposals, please contact: Metropolitan Transportation Authority Real Estate Department, 347 Madison Avenue, New York, NY 10017-3739 Point of Contact: Odette Forestier, Tel (212) 878-1043; or via mtare@mtahq.org, Reference No. PF0512 For further information regarding the RFP, please contact: Point of Contact: Paul Fitzpatrick, Telephone (212) 878-4654 OR Point of Contact: Alicia Biggs, Tel: (212) 878-7148. This information is also available on the Internet at: http//mta.info/mta/realestate/retail_leasing.html

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ask andi by andi gray

How to make more profit It’s been a tough two years. We’ve kept adding new clients, but at lower profit. We now need to figure out how to boost the amount of profit we’re making on many of our jobs. What are your suggestions?

Thoughts of the day: Boosting margin is all about working smarter, not harder. It starts with understanding how to categorize costs and profits. Use every tool in your arsenal: sales, finance, marketing, operations, human resources. Here’s a list of things to try to improve margins: • Up-sell existing customers – get them to buy something additional that doesn’t cost much to deliver. • Add to the sales force people who can bring in new customers willing to buy existing products at higher prices. • Find out what else customers are looking for and figure out if you can make it at a higher than average margin. • Compare results from one client to another – focus on serving and expanding the most profitable ones. • Identify low-margin products or services and vend them out to some other firm to produce for you, or get rid of them altogether and fill the void with something more profitable. • Make sure that all accounts receivables are collectible – any that are risky, ask for a credit card upfront before taking on the business. • Ask for deposits upfront to cover the cost of materials and to lower borrowing costs. • Offer financing terms to clients who need more time to pay and be sure to charge interest to any client whose payment is later than 30 days. • Look for a leasing firm to work with to increase financing ability. • Look for competitors – direct or in allied fields – who may want to get out of one or all products or services they deliver. Buy them up, decrease competition. • Figure out niches – become unique to specific buyers. They can’t get it anywhere else. • Set aside a budget to test out new product and service ideas that can lead to sales in the future. • Look for better deals from vendors.

Shop around, consolidate volume, negotiate better payment terms, ask for free delivery. • Get more products and services out the door faster by increasing productivity • Look at production labor – how could changing around hours get more productivity? Work four 10-hour days instead of five eight-hour ones, making one less day of stop and start. Put some staff on part time if they’re not needed full time. • Reorganize workflow and get more efficient. • Get rid of customers on whom you lose money. Talk to customers about margin and find out who’s willing to work with you; sell the losing accounts to a firm that can do the work more profitably. • Figure out who in your workforce is productive and who’s not – talk with the unproductive ones and give them 30 days to turn things around or they’re gone. • If a product line is no longer in high demand, send employees who work on that to training on how to sell and produce something more profitable. • Ask employees to take vacations in slow times. • When overtime starts to build up, cut it back by bringing on part-time workers. • Increase productivity by training employees and upgrading equipment. • Talk with employees about the importance of increasing margins. • Reduce overhead costs. Get rid of excess space, renegotiate bank loans, pay off loans, shop for office-supply discounts, evaluate insurance costs, ask insurance brokers for training classes designed to reduce risk premiums. The list goes on and on. There are myriad ways to reduce costs and boost gross profit and net profit. Looking for a good book? Try “How to Sell at Margins Higher Than Your Competitors: Winning Every Sale at Full Price, Rate or Fee” by Lawrence L. Steinmetz and William T. Brooks. Andi Gray is president of Strategy Leaders Inc., strategyleaders.com, a business-consulting firm that specializes in helping entrepreneurial firms grow. She can be reached by phone at (877) 238-3535. Do you have a question for Andi? Please send it to her via email at AskAndi@StrategyLeaders.com or by mail to Andi Gray, Strategy Leaders Inc., 5 Crossways, Chappaqua, NY 10514.

BY PATRICK GALLAGHER pgallagher@westfairinc.com

ntoine Remy, CFO and vice president of finance for The Dannon Co. Inc., has two obsessions – and one feeds into the other. The first is to make sure Americans eat more yogurt. The second is to make sure that Dannon, based in White Plains and one of the world’s largest yogurt producers, continues to report increased sales and growth. Remy recently was joined by several Westchester and Fairfield County CFOs and business experts to discuss the changing role of chief financial officers in the post-recession corporate environment. The roundtable forum in White Plains was hosted by the Westchester County Business Journal and its sister publication the Fairfield County Business Journal, and sponsored by TDBank and McGladrey, L.L.P. Despite the ever-present reminders of the recession in boardrooms and on balance sheets, Remy said the job of a CFO is not to automatically shoot down a bold idea but to find a way to transform it “into a profitable and sustainable proposal.” “I wouldn’t kill the idea at first because of financial constraints – I would first look at what’s going to drive growth,” Remy said. “Growth is what’s missing today. It’s not a matter of trying to do it cheaper or to do less – it’s about going back to growth.” Other roundtable panelists were Russell Boyle, partner in the New York City office of Egon Zehnder; Matthew R. Bud, managing partner of The Financial Executives Consulting Group in Darien, Conn., and chairman of The Financial Executives Networking Group in Westport, Conn.; Charles T. Field, senior vice president and CFO of The Westchester Bank and The Westchester Bank Holding Corp. in Yonkers; and Patrick Lapera, CFO of Bacarella Transportation Services Inc. in Shelton, Conn. Moderating the discussion was Steven F. Kirn, partner in the Stamford, Conn. office of McGladrey L.L.P. Not only has the economic crisis thrust CFOs into the spotlight as risk managers, but it has also given them a more prominent role in day-to-day business operations, Lapera said. “I think it gave the CFO a little broader business exposure, which I view as a really good thing,” he said. “Maybe it brought some light to the value of the CFO in being able to respond in a crisis situation.” Where traditionally the CEO has supplied the long-term vision and the CFO is responsible for crunching numbers, analyzing risk and providing discipline, Field said more is expected from CFOs today. “When I used to go out and we were raising capital (before launching in 2008) … I basically said to my CEO, ‘You’re the color commentary and I’m the play-by-play guy.’ He would provide the leadership and the

New roles seen for CFOs

vision and I would take a look at the numbers,” Field said. “Now I think people want to see what the depth of the CFO is.” With interest rates and property values historically low, Bud boyle noted the temptation to invest and expand. However, he said, it is important that CFOs continue to act as the last line of defense in order to protect a company’s bottom line.

Bud

field

“The grand visions are all very well when you have plenty of money to throw around,” he said. “When resources are scarce, you count on the CFO to hold people back.” But, panelists said, the immediate reac-

Lapera

Remy

tion shouldn’t be “no.” “I’m not the guy who is just here to say no, from a budgetary perspective,” Field said. “I’m here to say, okay, how do we get it done, how do we get to where we want to be?”

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WCBJ • July 2, 2012

Home building goes green, slowly From page 1

the USGBC. “In commercial, buildings are valued based on the operational costs and savings. On the residential side, it doesn’t quite work that way. So there’s quite a bit of effort toward shaping the residential appraisal industry.” Through the LEED system, commercial properties and homes can be rated as “certified,” “silver,” “gold,” or “platinum,” based on factors that include design and construction materials and tactics, energy-saving measures, water-efficiency practices, and even proximity to mass transit or environmentally sustainable landscaping. When Gerry Angel, a realtor with Keller Williams Realty Inc. and a White Plains resident since 1978, decided to renovate her home on Holbrooke Road, she said it was important to her that it contain as many sustainable elements as possible. “I believe that everyone has a responsibility toward creating sustainability,” she said. “I felt it was important when I was doing a renovation to do it green.” The green movement, though, has been slow to gain traction in much of Westchester. Through mid-June, the only two LEED for Homes-certified developments in the county were a platinum-rated, two-unit stacked duplex in Hastings-on-Hudson, completed two years ago, and a gold-rated, 49-unit multifamily building in Yonkers, completed in May. The Angel home is scheduled to be completed in mid-July. The architect, Christina Griffin Architect P.C., based in Hastings-onHudson, also designed the 2010 LEED for Homes project there. Michael Murphy, director of new project development for Angel’s principal contractor, Murphy Brothers Contracting in Mamaroneck, said a home can be “energy efficient, environmentally responsible and beautifully designed,” adding that it doesn’t

Mercy dean is all business From page 1

firms. “We asked the top high schools in the area to nominate five to 10 candidates they thought of as the best leaders in the junior class. We interviewed them, and took the ones we saw had the most potential to succeed in a fast-track business career,” Weis said. The program not only helps the students, but the college. “This gives us a chance to get an upfront look at some potential recruits for our undergraduate business programs. They can decide to apply to the business honors

July 2, 2012 • WCBJ

Michael Murphy, left, of Murphy Brothers Contracting, and project manager Adam Zdrilic, at a green home being built in White Plains.

need to be a matter of “function over form.” Building green, however, comes with a cost. Murphy said achieving LEED for Homes certification is both more costly and a more complex process than typical renovations or new construction projects. “The average homeowner likes to think they want to be green,” he said. “If they really want to be green, it’s going to hit them in the wallet.” In addition, the LEED application process must begin prior to construction, so that the USGBC can assign a third-party “green rater” to verify that the requirements for certification are met over the course of construction. Murphy said a number of affordable green elements can be incorporated into homes that can still render the home envi-

ronmentally sustainable, such as spray-foam insulation and Energy Star-rated appliances. Kredich said that more than half of the LEED-certified homes in the U.S. are affordable housing units that substitute sustainable construction practices and materials for the more costly on-site renewable energy systems, such as solar photovoltaic panels or geothermal heating systems. “It’s really all about priorities and making decisions based on what your needs are as a homeowner,” he said. “But we’re seeing builders do LEED for less than $500 a home” above construction costs without green components. State and federal incentives are also available to homeowners who build green. Through the New York State Energy Research and Development Authority (NYSERDA) Green Residential Building

Program, property owners can apply for incentives ranging from $5,125 for a singlefamily home to $13,375 for an 11-unit multifamily home meeting specific requirements. Other NYSERDA and U.S. Department of Energy initiatives are available for renovations, new homes and low- and moderateincome housing developments that incorporate various environmentally sustainable elements. Green homes are expected to grow to account for 29 percent to 38 percent of the U.S. residential construction market by 2016, according to a McGraw Hill construction study. That green-homes market was projected to amount to $87 billion to $114 billion of construction. The Green Building Council estimated LEED certification is being sought for 79,000 homes currently being built or renovated.

program in the fall.” That program is the dean’s other creation. To qualify, a student “has to have great academic credentials and has to interview with me,” said Weis. “I’ll look for public speaking ability, ambition, a well-rounded person. People who have been very engaged in the high school experience. We will make the same intangible assessment as an employer would.” Weis said the honors program also will have 20 students. “We’d like to provide internships to the honors group. Internships in each summer. And also send them abroad, to Shanghai and London. It’s a global program.” Weis said Mercy has traditionally been

very strong in its education and health care programs. The school wanted to take its business program to the next level, perhaps the level of Pace University, which Weis called “the geographic competitor for Manhattan and Westchester.” Mercy also has a Manhattan campus near Herald Square. Weis said his plan is to sell the school to people in other cities. “We go to New Jersey, Philadelphia, Charlotte, Boston. My objective is not to steal students from Pace. We want to draw people from the region who want to have the Manhattan experience.” People from distant cities need housing. Of the 5,000 students attending Mercy in Dobbs Ferry, only 750 live on or near campus, and about half of that number reside in

nearby hotels. Mercy plans to add a second dormitory to the campus in the next few years as it tries to become a more residential school. Another goal of the 41-year old Weis is to start three institutes. “The first would be a strategic consulting institute. The idea is to train Mercy business students so they can do a consulting project with a Fortune 500 company, under supervision, of course. But just imagine if a student can say ‘While I was an undergraduate I did real consulting work for XYZ company.’” Weis also wants to start an entrepreneurship center and a women’s leadership institute, to mentor female students at the business school.

WCBJ • July 2, 2012

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July 2, 2012 • WCBJ

magazine

SPECIAL who’s who REPORT in banking

First Niagara’s HSBC acquisition sees business banking increase BY PATRICK GALLAGHER pgallagher@westfairinc.com

ust over a month after completing its acquisition of more than 100 HSBC Bank USA branches, First Niagara Bank has seen a “dramatic increase” in business relationships and is hiring to handle the rise in demand. On May 21, First Niagara, a subsidiary of First Niagara Financial Group in Buffalo, wrapped up the HSBC deal, adding $9.8 billion in deposits, $1.6 billion in performing loans and 1,200 employees across New York state and Connecticut. Among the branches acquired were 25 in the Hudson Valley, including five in Westchester County and six in Fairfield County, Conn. A First Niagara branch in Shelton, Conn., was also consolidated due to its proximity to one of the newly acquired branches. While the move was viewed by First Niagara executives as primarily being a consumer-oriented transaction, David Ring, who heads the bank’s commercial-lending division, said it has also strengthened the bank’s business banking practice. “As far as new business generation, we’ve had a dramatic increase in the pipeline of business that’s come into the bank, both in small business and in business banking,” said Ring, who also serves as regional vice president for the Hudson Valley and New England. “Early returns are that the pipelines are growing very quickly.” Of the $1.6 billion in loans acquired from HSBC, roughly 20 percent were commercial loans. A majority of the deposits acquired from HSBC belonged to consumer clients. “The here and now is, it was primarily an acquisition of consumer customers with a nice portfolio of smallbusiness and business banking clients,” Ring said. After the acquisition, First Niagara has $30 billion in deposits and $38 billion in assets spread among nearly 430 locations in Connecticut, New York, Pennsylvania and Massachusetts. Of the bank’s $18.8 billion in loans, roughly 60 percent are commercial loans, First Niagara representatives reported. Ring said the majority of the bank’s commercial loans involve companies in northern New York state, adding that HSBC did not significantly develop its business-lending business in the Hudson Valley and Connecticut. “There is a lot of upside opportunity on the business banking side of the transaction because the bank has such a low market share in this market,” he said. Prior to the acquisition, First Niagara had one Hudson Valley branch and nine Fairfield County branches. The first step, Ring said, is to ensure that the former HSBC clients absorbed by First Niagara are fully integrated, a process he said made easier by the fact that First

Patricia Reilly, former Mount Kisco mayor (1999-2003) and First Niagara customer with David Ring, head of commercial banking, in the bank’s new Mount Kisco branch.

Niagara’s Hudson Valley and Fairfield County commercial lending teams are each made up of former HSBC or First Niagara employees who previously worked in the region. “The first month we’ve really focused on our existing customers and on servicing them extremely well,” Ring said. “What we’re seeing in the future is the additional staff we’re going to add in that market will generate more and more loan business.” While some issues were reported by former HSBC customers relating to difficulties accessing First Niagara’s online banking platform and activating debit cards, Ring said those problems were limited to individual customers. Michael Kriz, founder and president of Acclaro Inc. in Irvington, called the switch “uneventful.” Acclaro, a translation services company with several locations worldwide, had been banking with HSBC’s Nyack branch for about 10 years, Kriz said. “It’s been a couple of months now and so far, so good,” Kriz said. “They changed their emails but it’s the same team.” Kriz said that so far, First Niagara has made a stronger push to provide credit to businesses and clients that it absorbed from HSBC.

“As far as new business generation, we’ve had a dramatic increase in the pipeline of business that’s come into the bank, both in small business and in business banking. Early returns are that the pipelines are growing very quickly.” — David Ring “I think what we saw with HSBC was, being a big, global bank there was less on-the-ground decision-making that could happen,” he said. “That was one of the limitations of the relationship before, whereas now it seems like the emphasis for First Niagara is enabling the people in the branch to make decisions” on loan applications and other financing areas. First Niagara announced in June its Hudson Valley business banking team would be led by Sara Tucker, who has 20 years of experience in the financial industry and was previously team leader for the upstate east division of HSBC’s business banking arm. WCBJ • July 2, 2012

who’s who in banking

Westchester bank execs manage and monitor risk

BY JOHN GOLDEN jgolden@westfairinc.com

as your bank changed its risk management practices in the past year? That was the question asked of top executives at several banks in Westchester County. Here are their responses, together with their biographical sketches. Richard Barry, executive vice president and chief risk officer, First Niagara Financial Group: “First Niagara’s approach to risk management has

remained consistent throughout our history. We continuously employ industry and regulatory risk management best practices, while maintaining a risk appetite that allows us to balance strong growth with best-in-class asset quality.” Barry has oversight of all risk-related functions at First Niagara Financial Group. He joined the company in January, bringing with him more than 25 years of credit and banking experience, most recently with Citizens Financial Group, where he was chief credit officer for wholesale banking and also served as market executive for the company’s Connecticut region. Prior to Citizens, Barry held a series of leadership positions in lending and credit with BayBank and Fleet. He earned a bachelor’s degree in finance

from Bentley University and an M.B.A. from Babson College. A New England native and a resident of Connecticut, Barry is based in First Niagara’s New England Regional Market Center in New Haven, Conn. Louis J. Cappelli, chairman of Sterling Bancorp and its Sterling National Bank: “Sterling has effective risk management practices in place to address a dozen distinct areas of potential risk, ranging from credit risk, to interest rate risk, to market risk and

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many others. Our ultimate goal is to provide secure and uninterrupted service to our clients and strong, sustainable financial performance. We continually review and adapt our practices to reflect changes in the economy, markets and technology, and risk management is a key aspect of our daily executive team meetings. As an institution founded in 1929, our perspective on risk is also informed by our experience across market cycles. We view risk management as a critical factor in Sterling’s ability to profitably grow our business, serve our clients, and protect shareholder value.” A 1958 graduate of Baruch College of The City University of New York, which he attended after serving in the U.S. Army, Cappelli began working at Sterling while still in college. He has spent his entire professional career at Sterling, pursuing a path that led from the mailroom to chairman and CEO seats, while guiding the company’s profitable growth to $2.5 billion in assets. In May, he was awarded an honorary doctorate degree of humane letters from Baruch College. Cappelli has been a member of the Federal Reserve Bank of New York’s nominating committee, the Commercial Finance Association, and the New York Bankers Association legislative and regulatory policy committee, among many other volunteer positions. He has long been involved in several civic, charitable and ecumenical religious organizations, including the American Association of the Sovereign Military Order of Malta (Knight of Malta), the Catholic Youth Organization, Meals on Wheels and as a trustee of The American University of Rome. Cappelli is a resident of Bronxville and Milford, Conn. Brian Donovan, managing director, Northern Trust Corp., Greenwich, Conn. office: “Risk management has always been at the core of how we run our banking business at Northern Trust. In the past year, we have continued to enhance our risk management policies and practices. For example, over the past 12 months, we developed a business-unit-wide complaint tracking system to understand, react to and measure client-sensitive issues, along with a new internal fraud detection and monitoring system that focuses primarily on preventive Continued on next page

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Mike LaBella, market president for Connecticut, TD Bank: “TD Bank has always practiced conservative risk management. This has enabled us to avoid the credit problems that some banks have experienced over the last few years. We take pride in being a financially strong, committed banking partner for businesses and individuals in Westchester and Fairfield County.” Based in Wilton, LaBella manages TD Bank’s four regional offices in New Haven, Glastonbury, New Britain and Fairfield. He focuses on growth in market share throughout the state by providing a full range of banking services and support. He joined TD Bank in 2007 and has 32 years of banking experience. Before TD Bank, he held key management positions in the Connecticut marketplace at Wachovia, Bank of America and Citibank. LaBella serves on the board of directors for the Bridgeport Regional Business Council, the New Haven Regional Leadership Council, The Workplace and Saint Catherine’s Academy. A Trumbull, Conn., resident, LaBella is a member of the Knights of Columbus and volunteers on the Finance Committee for St. Catherine of Siena. He received an M.B.A. from Sacred Heart University in Fairfield, Conn., and an undergraduate degree in finance from the University of Bridgeport.

Ruth Mahoney, president, KeyBank Hudson Valley/ Metro NY district: “KeyBank is open for business. Our underwriting criteria have not changed and we are seeing an increase in loan volume and growth in both commercial and consumer lending. KeyBank recently surpassed its 2009 goal to provide $3 billion in loans to women-owned businesses by 2012. Key also recently committed $5 billion in lending capital to qualified small businesses over the next three years to encourage growth and expansion. And Key was just named the SBA Large 7(a) Lender of the Year by the U.S. Small Business Administration.” Mahoney is the senior representative and spokeswoman for the bank, and leads the organization’s economic and community development efforts. She oversees the full range of Key’s financial services in the nine-county district—Dutchess, Orange, Putnam, Rockland, Sullivan, Ulster, Westchester, New York and Fairfield (Conn.), which includes 400 employees, 58 branches and approximately 80 ATMs. Previously, Mahoney was Capital Region and Hudson Valley/Metro NY market manager for Key Private Bank, responsible for all of the banking, investment and trust needs of affluent individual clients. She originally joined Key in 1991 as a member of Key’s Management Associate Program. She has also worked for Bank of America (formerly Fleet Bank) in Albany, where she served as senior vice president and city executive. Mahoney earned her bachelor’s degree in business administration and marketing with a minor in communications from Marist College in Poughkeepsie. She formerly held Series 7 and 63 licenses and was a certified trust and financial advisor. She has been honored by the Albany-Colonie Chamber of Commerce Women’s Business Council as a Woman of Excellence (2004), the Business Review as a Forty under 40 award winner (2003), Hope House Funding Corp. as a Circle of Hope recipient (2003), the YWCA of Schenectady as a Woman of Achievement (2009), and the Women’s Fund of the Greater Capital Region Trailblazer Award (2011). She was also a member of the 1987 European Championship Irish National Basketball Team. An active member of the community, she serves on the board of the Westchester County Association and is a member of the New York Bankers Association Retail and Business Banking Executive Committee. A founding

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solutions and areas of risk associated with potential fraud.” As managing director at Northern Trust, Donovan is responsible for its personal financial services business and also involved with the evaluation, design and oversight of clients’ total financial plan. Before joining Northern Trust, he was a senior manager in Ernst & Young’s Personal Financial Services Group. He has significant experience with tax and wealth planning and transfer tax matters affecting entrepreneurs, executives and wealthy individuals. He has worked with numerous families to develop state-of–the–art wealth maximization plans through the use of family-controlled entities, effective gift and estate planning, income tax planning, stock option planning and charitable planning. He previously worked in the trusts and estate practice of the law firm Day Pitney and with Arthur Andersen L.L.P., and a related entity, WTAS Inc. He holds a law degree from Suffolk University Law School and a master of laws in estate planning from the University of Miami School of Law. He is admitted to practice law in Massachusetts.

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THELIST: commercial bank presidents RANKED BY TOTAL ASSETS. LISTED ALPHABETICALLY IN EVENT OF TIE.

WESTCHESTER COUNTY

COMMERCIAL BANK PRESIDENTS

westchester JULY 9 NEXT LIST: county CORPORATE SECURITY FIRMS

Ranked by total assets. Listed alphabetically in event of tie. Rank

Bank president Date appointed president

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16

Jamie Dimon Chairman, CEO and president, JPMorgan Chase & Co. December 2005

Brian T. Moynihan President and CEO, Bank of America N.A. January 2010

John P. Havens President, chief operating officer and CEO, Institutional Clients Group, Citigroup January 2011

John G. Stumpf Chairman, president and CEO, Wells Fargo & Co. August 2005

Gerald L. Hassell Chairman, president and CEO, The Bank of New York Mellon Corp. 2007

Irene M. Dorner Chairman, president and CEO, HSBC Bank USA N.A. January 2010

W. Edmund Clark Group president and CEO, TD Bank Financial Group December 2002

Richard D. Fairbank Chairman, CEO and president, Capital One Financial Corp. April 2003

Edward O. Handy III Market president, Connecticut and Rhode Island, Citizens Financial Group and RBS Citizens N.A

Christopher M. Gorman President of Key Corporate Bank and chairman and CEO, KeyBank N.A. December 2010

Mark J. Czarnecki President, M&T Bank Corp. and M&T Bank December 2006 M&Tbank Corp.; January 2007 M&T Bank

Gerald P. Plush President and chief operating officer, Webster Bank and Webster Financial Corp. December 2011

Joseph J. DePaolo President, CEO and director, Signature Bank NA

Gerald L. Hassell Chairman, president and CEO, The Bank of New York Mellon Corp. 2007

James P. Gorman President and CEO, Morgan Stanley January 2010

Stephen R. Brown President and CEO, Hudson Valley Bank and Hudson Valley Holding Corp. May 2012

Joseph R. Ficalora

17 18 19 20 21 22 23

CEO, president and director, New York Commercial Bank July 1993

John C. Millman CEO and president, Sterling National Bank 1987

Richard A. Ehst President and chief operating officer, Customers Bank August 2009

Gerald J. Klein, Jr. President and CEO, Mahopac National Bank January 2007

Christopher D. Maher President and CEO, Patriot National BanCorp Inc. October 2010

William J. Burke President and CEO, Country Bank Holding Company Inc. 1993

Eric J. Wiggins CEO and president, Greater Hudson Bank N.A. NA

John M. Tolomer

President and CEO, The Westchester Bank 2005 Questions or comments, call 694-3600, ext. 3005. Source: Information on employee size was obtained from BauerFinancial Inc., Coral Gables, Fla. 33114; (800) 388-6686; bauerfinancial.com; data as of September 2011. Information for number of branches (current as of June 2012) and total assets (current as of March 2012) and was obtained from the Federal Deposit Insurance Corp. website fdic.gov or from institution websites. Additional data was obtained through bank proxy statements and company websites.

12 July 2, 2012 • WCBJ

Name and address • Number of branches in county Telephone number, area code: 914 (unless otherwise noted) Website JPMorgan Chase N.A. 270 Park Ave., New York City 10017 (800) 678-1051 • jpmorganchase.com Bank of America 101 S. Tryon St., Charlotte, NC 28255 (800) 432-1000 • bankofamerica.com Citibank N.A. 399 Park Ave., New York City 10022 (800) 285-3000 • citibank.com Wells Fargo Bank N.A. 101 N. Phillips Ave., Suite A, Sioux Falls, SD 57104 (605) 575-7332 • wellsfargo.com The Bank of New York Mellon 1 Wall St., New York City 10286 (212) 495-1784 • bnymellon.com HSBC Bank USA N.A. 1800 Tysons Blvd., McLean, VA 22102 (800) 975-4722 • us.hsbc.com TD Bank N.A. 2035 Limestone Road, Wilmington, DE 19808 (302) 351-4560 • tdbanknorth.com Capital One N.A. 1680 Capital One Drive, McLean, VA 22102 (703) 448-3747 • capitalone.com RBS Citizens Bank N.A. 1 Citizens Plaza, Providence, RI 02903 (401) 456-7096 • citizensbank.com KeyBank N.A. 127 Public Square, Cleveland, OH 44114 (216) 689-5580 • key.com M&T Bank 1 M&T Plaza, Buffalo 14203 (800) 724-2440 • mtb.com Webster Bank 145 Bank St., Waterbury, CT 06702 (800) 325-2424 • websterbank.com Signature Bank 565 Fifth Ave., New York City 10017 (866) 744-5463 • signatureny.com BNY Mellon N.A. 500 Grant St., 1 Mellon Center, Pittsburgh, PA 15262 (412) 234-5000 • bnymellon.com Morgan Stanley Private Bank N.A. 2000 Westchester Ave., Purchase 10577 morganstanley.com Hudson Valley Bank 21 Scarsdale Road, Yonkers 10707 961-6100 • hudsonvalleybank.com New York Commercial Bank* 1601 Veterans Highway, Suite 100, Islandia 11749 (631) 348-0888 • newyorkcommercialbank.com Sterling National Bank 650 Fifth Ave., New York City 10019 (212) 757-3300 • sterlingbancorp.com Customers Bank 99 Bridge St., Phoenixville, PA 19460 (610) 933-2000 • customersbank.com Mahopac National Bank 1441 Route 22, Brewster 10509 (888) GoBank8 • welcomebanking.com Patriot National Bank 900 Bedford St., Stamford, CT 06901 • Two branches (800) 762-7620 • pnbdirectonline.com Country Bank 200 E. 42 St., New York City 10017 • One branch (212) 818-9090 • countrybankonline.com Greater Hudson Bank N.A. 643 Route 211 East, Middletown 10941 • One branch (877) 692-1170 • greaterhudsonbank.com The Westchester Bank 2001 Central Park Ave., Yonkers 10710 • Two branches 337-1900 • thewestchesterbank.com Note:

Total bank assets ($ rounded)

Number of branches in county

2011 Salary and total compensation (bold) $

Year established Number of employees

1.8 trillion

106

1,416,667 23,105,415

1824 197,185

1.4 trillion

950,000 8,087,181

1904 185,249

1.3 trillion

500,000 12,984,481

1812 200,245

1.2 trillion

2,800,000 19,843,021

1870 224,997

229.7 billion

One

866,667 12,350,260

1851 33,341

206.8 billion

700,000 3,649,482

2004 9,559

193.1 billion

1,500,000 11,380,730

1852 26,146

133.0 billion

18,668,058 NA

1933 19,988

106.2 billion

2005 16,033

84.8 billion

1,116,391 3,682,124

1849 15,431

78.2 billion

Eight

1750000 2,709,024

1856 14,515

19.1 billion

Eight

631,510 2,379,743

1870 2,827

15.3 billion

Two

577,500 3,918,517

2001 712

13.8 billion

One

866,667 12,350,260

1869 1,775

12.1 billion

One

800,000 12,981,856

1996 566

2.8 billion

394,150 701,410

1972 447

2.8 billion

Four

1,000,000 6,721,166

1990 251

2.5 billion

One

641,035 2,032,162

1929 529

2.0 billion

225,000 526,308

1997 181

922.7 million

Seven

233,538 233,538

1927 123

670.7 million

Two

375,000 537,000

1994 135

450.1 million

One

1988 52

323.9 million

One

2002 40

268.2 million

Two

2008 27

Although the financial data obtained from these sources is consistently reliable, its accuracy and comprehensiveness cannot be guaranteed. * Atlantic Bank of New York is the institution's division in Westchester County. NA Not available.

who’s who in banking

Moody’s move ill-timed?

Execs manage and monitor risk

BY JANICE KIRKEL jkirkel@westfairinc.com

From page 11

member of the Women’s Fund of the Greater Capital Region, Mahoney is a former board member of the United Way of Northeastern New York, where she served on the Executive and Finance Committees, St. Pius X School (Loudonville, N.Y.), and Albany Institute of History and Art. She is an alumna and former co-chairwoman of the Albany-Colonie Chamber of Commerce Capital Leadership Program. Mahoney and her family have recently relocated to Westchester County. John M.Tolomer, president and CEO, The Westchester Bank (TWB): “Risk Management for a commercial bank is an ongoing process. We constantly evaluate all areas of risk, ensuring our team members have the resources necessary to serve our customers’ banking needs while protecting the assets of the bank. I believe it is imperative a bank set their parameters, constantly evaluate their performance against the parameters and enhance the process to meet the new challenges presented by a more complex environment.” Tolomer joined TWB in November 2008 and has steered the growth of the bank to reach assets of more than $240 million by its third anniversary. Tolomer has worked in the commercial banking field since 1977. He worked for Citibank and The Bank of New York for more than 25 years and served in various senior management positions in both commercial and retail banking. In 2003, Tolomer joined Commerce Bank to spearhead its expansion into the Westchester market where he was responsible for rapidly building a strong franchise for the bank. In 2005, he was named president of commerce/ Florida and was responsible for establishing the Florida market. A proponent of community involvement, Tolomer is currently co-chairman of the March of Dimes March for Babies Westchester Walk and member of the board of directors for the Hudson River Museum. Tolomer has also been a past member of the board of directors of the Westchester County Association, The Leukemia Society and the United Way. He also served in an advisory capacity to FoodPatch and Leake and Watts. Tolomer is a lifelong resident of Westchester County and resides in Chappaqua with his wife and two daughters.

fter Moody’s downgraded 15 major banks on June 21, the debate began. Should banks’ credit ratings be cut now, while the industry is in somewhat better shape and the economy perhaps more stable than it was last year or the year before? Is now a bad time to lower ratings, while banks are trying to raise capital with DoddFrank regulations and the Volcker Rule looming? Or was Moody’s action a catch-up move, something that should have been done years ago, before the financial crisis began? “The rating agencies have had a reaction to criticism they’ve endured for not being fast enough in spotting problems in asset-

“

backed securities, for example,” said Chip MacDonald, a lawyer at Jones Day in Atlanta whose practice focuses on litigation and regulation of financial institutions. “Now they’re going the other way, trying to be too conservative. The industry is certainly in much better shape than it was; both the economy and earnings have been improving.” MacDonald said part of Moody’s concern reflects the effects of legislation and regulation on the industry, and the risk that imposes. “It makes it harder and more expensive for these parties to finance themselves because of government regulation. Regulation is appropriate, but I’m not sure the regulation we’ve added is completely necessary and effective in solving risk.” MacDonald, whose firm has relationships with Citigroup and Bank of America, two

banks hardest hit by Moody’s downgrading, said internal control might be more effective. “Banks are in the business of intermediating risk. They take risks and make returns due to the risk they take. Those things can be addressed by internal controls without the Dodd-Frank regulations.” Danielle Tierney, capital markets analyst at Aite Group in Boston, said it’s hard to contest the view “that banks should have been downgraded a while ago, that they were posting higher ratings than they should have a while ago. However, it’s true that the actual capital ratios and certain controls that banks have have gotten better in response to public outrage. Bank of America can say they have record capital ratios but they can’t quantify how strong their corporate governance and risk management are.”

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who’s who in banking

Small is big advantage for Hudson bank

BY PATRICK GALLAGHER pgallagher@westfairinc.com

or many, 40 is the age of reckoning, when the mid-life crises begin to take hold. At Hudson Valley Bank, which in May celebrated its 40th anniversary, newly appointed CEO and President Stephen R. Brown admits the challenges are daunting, as the bank seeks to navigate an increasingly unfriendly regulatory environment and a still-sluggish economy. Brown said the Yonkers bank, which primarily serves business clients, will stay true to its vision as a community bank with local roots. But, he added, if the company hopes to continue its strong run, it will need to adapt its specialties to the changing marketplace in the Hudson Valley and metro New York region.

“We do need to grow the business so we need to find areas that offer opportunities for us to generate more revenue,” Brown said. “In some cases we will need to re-engineer our skill sets and adapt our skills to meet the needs of the marketplace. So that takes an investment of our time, resources and training, which we are prepared to make.” brown Brown in May was appointed CEO and president of Hudson Valley Bank and its parent company, Hudson Valley Holding Corp., while James J. Landy, who had served as CEO since 2001, was appointed executive chairman following

the retirement of long-time chairman and founding member William E. Griffin. After joining Hudson Valley Bank in 1993, Brown was named senior executive vice president and CFO in 2001. He has also served on the Hudson Valley Holding Corp. board of directors since 2001. Brown inherits an institution that ranks among the region’s largest community banks, with more than $2.8 billion in assets, $2.4 billion in deposits and 36 branches in Westchester and Rockland counties, Fairfield County and New Haven County, Conn., the Bronx, Brooklyn and Manhattan. Given the bank’s relatively small footprint compared to JPMorgan’s and Bank of America’s, Brown said the market opportunity is “tremendously strong” despite economic and regulatory challenges facing the

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banking industry. “We have a marketplace here with many large institutions … that tend to have trouble consistently servicing their customers,” Brown said. “And that’s where we can do well. We

“We don’t try to be all things to all people – we try to pick niches in a really, really big market in metro New York. It takes an investment in time and people on our part to understand the nuances of those businesses and their special needs.” — Stephan R. Brown can pick up customers from other institutions that have become frustrated with how those institutions do business with their customers.” Going forward, Brown said the management team will examine its niche industries to determine if there are other areas that can be explored. Hudson Valley Bank currently specializes in serving legal practices, property managers and developers, nonprofits and public service companies such as hospitals and health care providers, in addition to serving general business and small business clients. “We don’t try to be all things to all people – we try to pick niches in a really, really big market in metro New York,” Brown said. “It takes an investment in time and people on our part to understand the nuances of those businesses and their special needs.” An area of growing importance for the bank will be forming business partnerships with companies that operate in the health care industry, he said. “The medical field is a growing part of our economy,” Brown said. “We have an aging population in the New York metro area, so we’re taking the involvement we have now to a higher level with medical service providers, professional groups, transitional health care providers and the like.” Hudson Valley Bank recently opened a second Rockland County branch, and Brown said more branch openings are likely. Across the state border, Brown said the bank was satisfied with its physical presence in Fairfield County, adding that it now becomes “a matter of having the right number of people there.”

FACTS& FIGURES on the record WESTCHESTER

B&G Medical Management Inc., et al. Filed by Shirley John. Action: claim filed under the Fair Labor Standards Act of 1938. Attorney for plaintiff: Donald L. Sapir. Filed Bankruptcies June 20. Case no. 12-04842. The following petitions were filed in the U.S. Bankruptcy Court for the Broad Street Capital Group Southern District of New York in L.L.C., et al. Filed by Marat Valiev. White Plains. Chapter 11 indicates Action: federal question claim. Atthe filer intends to submit a plan of torney for plaintiff: David Mair. reorganization to the court. Chapter Filed June 20. Case no. 12-04820. 7 indicates a liquidation of assets. Ceramaggio Inc., et al. Filed by Wilson Escandon. Action: claim Manhattan filed under the Fair Labor StanNYC Artspace 2 Inc., 580 Eighth dards Act of 1938. Attorney for Ave., Fifth floor, New York City plaintiff: Louis Pechman. Filed 10018. Chapter 7, voluntary. Attor- June 20. Case no. 12-04832. ney: James H. Fischer, East Hampton. Filed June 26. Case no. 12-12710. Darden Restaurants Inc. Filed by Madeline Maldonado. Action: diversity-personal injury claim. Attorney for plaintiff: Marvin D. White Plains Fuhrman. Filed June 21. Case no. 12-04857. Forest Avenue Development L.L.C., 209 Wagner Ave., Mamaroneck Evergreen Marine Corp (Tai10543. Chapter 11, voluntary. Attorwan) Ltd. Filed by Mund & Fester ney: Jonathan S. Pasternak, Harrison. GMBH & Co. KG. Action: admiFiled June 26. Case no. 12-23186. ralty claim. Attorneys for plaintiff: Janine Brown and Martin F. Casey. Filed June 21. Case no. 12-04855.

Marzo NY Inc. Filed by Jose Perez. Action: claim filed under the Fair Labor Standards Act of 1938. Attorney for plaintiff: Louis Pechman. Filed June 20. Case no. 12-04831.

UBS Global Asset Management Americas Inc. Filed by Nicole C. Niceforo. Action: claim filed under the Family and Medical Leave Act of 1993. Attorney for plaintiff: Justin Reilly. Filed June 20. Case no. 12-04830.

HSBC Bank USA N.A. Seller: Michael A. Bueti, et al. Property: 54 Meadowbrook Lane, Mount Kisco. Amount: $632,977. Filed June 26.

MAMARONECK, 1610 Mamaroneck Ave. Single-family residence; .14 acre. Plaintiff: Hudson City Savings Bank. Plaintiff’s attorney: Cohn & Roth (516) 7473030; 100 E. Old Country Road, Mineola. Defendant: Mario Castro. Referee: Matthew Spencer. Sale: July 17, noon, Westchester County Courthouse, 111 Dr. Martin Luther King Jr. Blvd., White Plains. Approximate lien: $389,632.18.

Nationstar Mortgage L.L.C. Seller: W. Whitfield Wells, West Palm Beach, Fla. Property: 146 RollWarner Chilcott Pharmaceu- ing Way, Unit F1, Peekskill 10566. ticals Inc., et al. Filed by Connie Amount: $316,944. Filed June 21. Harralson. Action: diversity-personal injury claim. Attorneys for One Liberty Street Inc., New York plaintiff: Philip Miller and Daniel City. Seller: Ashridge Corp., BriarMax Kahan Inc. Filed by Jacob Osborn. Filed June 21. Case no. cliff Manor. Property: 1 Liberty St., Ossining. Amount: $100,000. Filed MOUNT VERNON, 418 S. First Binson. Action: diversity-other 12-04874. Ave. Three-family dwelling; .12 June 22. contract claim. Attorney for plainacre. Plaintiff: Aurora Loan Sertiff: Francis Anthony Uzzi. Filed vices. Plaintiff’s attorney: Rosicki June 21. Case no. 12-04871. Deeds Ridge Forest Realty Corp., Ridge- & Rosicki & Associates (845) wood. Seller: Robert Anesi, New 897- 1600; 2 Summit Court, York City. Property: 10 City Place, Suite 301, Fishkill. Defendant: Midland Credit Management Unit 31F, White Plains. Amount: Vilma Lozano. Referee: Bruce Inc. Filed by Amanda Mason. Ac- Above $1 million $670,000. Filed June 22. tion: claim filed under the Fair Trent. Sale: July 10, 8:30 a.m., Debt Collection Practices Act of Westchester County CourtDonguri Management L.L.C., 1978. Attorney for plaintiff: ElizaNew York City. Seller: Norman J. Waterfall Victoria Mortgage house, 111 Dr. Martin Luther beth Shollenberger. Filed June 21. Kurlan, et al, Scarsdale. Property: 10 Trust 2011-SBC3 REO-J L.L.C., King Jr. Blvd., White Plains. ApCase no. 12-04861. Richbell Road, Scarsdale. Amount: New York City. Seller: Brandon proximate lien: $312,084.63. Sall, White Plains. Property: 122 $3.9 million. Filed June 22. S. Fourth Ave., Mount Vernon. MOUNT VERNON, 457 N. CoNew Farm Inc. Filed by G.W.R. Amount: $673,346. Filed June 22. Produce Inc. Action: claim filed lumbus Ave. Two-family dwellHisto99 L.L.C., Ossining. Seller: under the Perishable Agricultural ing; .13 acre. Plaintiff: US Bank Nokia Inc. Property: 102 Corporate Commodities Act of 1930. Attorney Wells Fargo Bank N.A. Seller: National Association. Plaintiff’s Park Drive, Harrison. Amount: $12 for plaintiff: Jonathan Bodner. Filed Albert W. Cornachio, Rye Brook. attorney: Gross, Polowy & Ormillion. Filed June 22. June 21. Case no. 12-04872. Property: 62 Wildwood Ave., lans, P.O. Box 540, Getzville. DeMount Vernon 10550. Amount: fendant: Mavis George. Referee: Court Cases Financial Management Systems O’Flynn Enterprises L.L.C. Filed Kelwynne Acquisition L.L.C., $463,895. Filed June 22. April Bowie. Sale: July 10, 10 Inc., et al. Filed by Daniel C. Levy. by Carr Massi. Action: claim filed Scarsdale. Seller: Richard A. a.m., Westchester County Courthouse, 111 Dr. Martin Luther The following cases appear on the Action: claim filed under the Fair under the Americans with Dis- Williamson, et al, New York. King Jr. Blvd., White Plains. Apdocket of the U.S. District Court for Debt Collection Practices Act of abilities Act of 1990. Attorney Property: 15 Kelwynne Road, Foreclosure proximate lien: $571,293.79. the county of Westchester in White 1978. Attorney for plaintiff: Amir for plaintiff: Adam Shore. Filed Scarsdale. Amount: $2.6 million. Filed June 22. Auctions J. Goldstein. Filed June 20. Case no. June 22. Case no. 12-04920. Plains. 12-04829. WHITE PLAINS, 22 Maple 2BKCO Inc. Filed by Richard Restoration Specialty Services Three Wishes Realty L.L.C., CROSS RIVER, 20 Adams Hill St. Two-family dwelling; .15 Bronx. Seller: Silo Realty of New Road. Single-family residence; acre. Plaintiff: CitiMortgage Bulman, et al. Action: trademark Houslanger & Associates P.L.L.C. L.L.C., et al. Filed by Julio Toledo. infringement claim. Attorney for Filed by Pedro Antonio-Arvelo. Ac- Action: job discrimination claim. Rochelle Inc., New Rochelle. Prop- 1.22 acres. Plaintiff: Oceanfirst Inc. Plaintiff’s attorney: Rosicki plaintiff: Andrew McCormick. tion: claim filed under the Fair Debt Attorney for plaintiff: Antoinette erty: 22-34 Horton Ave., New Ro- Bank. Plaintiff’s attorney: Fren- & Rosicki & Associates (845) Collection Practices Act of 1978. Wooten. Filed June 20. Case no. chelle. Amount: $1.9 million. Filed kel, Lambert, Weiss, Weisman & 897-1600; 2 Summit Court, Filed June 21. Case no. 12-04859. June 22. Gordon (631) 666-7775; 20 W. Suite 301, Fishkill. Defendant: Attorney for plaintiff: Dennis Kurz. 12-04886. Main St., Bay Shore. Defendant: Peter Marzziotti. Referee: Kevin Filed June 21. Case no. 12-04858. Items appearing in the Westchester County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken. Questions and comments regarding this section should be directed to: Bob Rozycki c/o Westfair Communications Inc. 3 Gannett Drive, Suite G7 White Plains, N.Y. 10604-3407 Phone: 694-3600 • Fax: 694-3680

Masefield International Inc. Filed by Eastern Energy Fuels Inc. Action: breach of contract claim. Attorney for plaintiff: Frank J. Franzino Jr. Filed June 21. Case no. 12-04853

Stony Lodge Hospital Inc. Filed Ins & Outs Pottery Inc. Filed by by Gladys Villa. Action: claim filed Jonathan Adler Enterprises L.L.C. under the Americans with DisabiliAction: copyright infringement ties Act of 1990. Attorneys for plainclaim. Attorney for plaintiff: Ste- tiff: Nathaniel K. Charny, Thomas ven Kaplan. Filed June 21. Case no. Feeney and Russell Wheeler. Filed 12-04866. June 22. Case no. 12-04930. JPMorgan Chase & Co. Filed by Tiffany Ryan. Action: claim filed under the Fair Labor Standards Act of 1938. Attorney for plaintiff: Donald L. Sapir. Filed June 20. Case no. 12-04844.

Textiles From Europe Inc. Filed by Bryan Parker. Action: trademark infringement claim. Attorneys for plaintiff: Ian Goldrich and Marc Lieberstein. Filed June 20. Case no. 12-04843.

Jose Kulangara. Referee: Kevin Wright. Sale: July 17, noon, Westchester County Courthouse, 111 Dr. Martin Luther King Jr. Blvd., CIT Small Business Lending White Plains. Approximate lien: Corp., Livingston, N.J. Seller: Mi- $5,659.31.

Below $1 million

chael P. Amodio, White Plains. Property: 124 Fulton St., White Plains. Amount: $822,972. Filed June 21. Harris Hill Holding Corp., Somers. Seller: Meyer-Westchester L.L.C., Stratford, Conn. Property: Harris Road, Bedford. Amount: $100,000. Filed June 21.

Wright. Sale: July 6, 1 p.m., Westchester County Courthouse, 111 Dr. Martin Luther King Jr. Blvd., White Plains. Approximate lien: $409,774.58.

YONKERS, 132 Voss Ave. Three-family dwelling; .05 acre. Plaintiff: US Bank National Association. Plaintiff’s attorney: Cohn & Roth (516) 747-3030; 100 E. Old Country Road, Mineola. Defendant: Jose Mejia. Referee: Eric Fayer. Sale: July 9, 10:15 a.m., Westchester County Courthouse, 111 Dr. Martin Luther King Jr. Blvd., White Plains. Approximate lien: $445,917.77.

THE RECORDS SECTION IS NOW AVAILABLE BY DIGITAL SUBSCRIPTION. Go to westfaironline.com/buy/records-section/ for more information and to view a sample.

WCBJ • July 2, 2012

FACTS&FIGURES YONKERS, 14 Raybrook Place, aka 10 Raybrook Place. Singlefamily residence; .2 acre. Plaintiff: HSBC Bank USA National Association. Plaintiff’s attorney: DeRose & Surico (718) 2792000; 213-44 38 Ave., Bayside. Defendant: Bekim Kastrati. Referee: Joseph Abinante. Sale: July 2, 10 a.m., Westchester County Courthouse, 111 Dr. Martin Luther King Jr. Blvd., White Plains. Approximate lien: $506,133.81.

96 Oregon Road Corp., Cortlandt Dukes World Inc., Yonkers. $473 Manor. $4,563 in favor of the New in favor of the New York State Tax York State Tax Commission, Alba- Commission, Albany. Filed Oct. 24. ny. Filed Oct. 24. Dunn-Rite Shower Doors Inc., A.R.F. Contracting Company Yorktown Heights. $489 in favor of Inc., Sleepy Hollow. $3,302 in favor the New York State Tax Commisof the New York State Tax Commis- sion, Albany. Filed Oct. 24. sion, Albany. Filed Oct. 24. Eaz and Sons Inc., Scarsdale. All County Tile Inc., Harrison. $1,491 in favor of the New York $5,613 in favor of the New York State Tax Commission, Albany. State Tax Commission, Albany. Filed Oct. 24. Filed Oct. 24. El Encuentro Restaurant Inc., Artisanal Brands Inc., Bronxville. Port Chester. $13,324 in favor of the $1,862 in favor of the New York New York State Tax Commission, State Tax Commission, Albany. Albany. Filed Oct. 24. Filed Oct. 24. El Nuevo Imperio Express Corp., Astute Inc., White Plains. $517 Yonkers. $1,482 in favor of the New in favor of the New York State Tax York State Tax Commission, AlbaCommission, Albany. Filed Oct. 24. ny. Filed Oct. 24.

Marion Mills L.L.C., White Plains. $1,105 in favor of the New York Lis Pendens State Tax Commission, Albany. Filed Oct. 24. The following filings indicated a legal action has been initiated, the outMichaelangelo Pavers Unlimited come of which may affect the title to Inc., New Rochelle. $1,177 in favor the property listed. of the New York State Tax Commission, Albany. Filed Oct. 24. 11 Locust Avenue Associates Inc., et al. Filed by Flushing Preferred Mommy-N-Me Inc., Shrub Oak. Funding Corp. Action: seeks to $3,386 in favor of the New York foreclose on a mortgage to secure State Tax Commission, Albany. $1.8 million affecting property located at 37 Saw Mill River Road, Filed Oct. 24. Hawthorne. Filed May 24. Morales Landscaping, Bedford Hills. $4,043 in favor of the New Bduck L.L.C., et al. Filed by BayYork State Tax Commission, Al- view Loan Servicing L.L.C. Action: seeks to foreclose on a mortgage bany. Filed Oct. 24. to secure $575,000 affecting propMTZ Inc., Yonkers. $2,091 in favor erty located at 178-182 W. Lincoln of the New York State Tax Commis- Ave., Mount Vernon 10550. Filed May 25. sion, Albany. Filed Oct. 24.

YONKERS, 23 Water Grant St., Unit 71. Condominium. Plaintiff: Board of Managers of Pierpoint on the Hudson Condominium. Plaintiff’s attorney: Smith Buss Jacobs (914) 4760600; 733 Yonkers Ave., Yonkers. Defendant: 23 Water Grant L.L.C. Referee: Ted Brundage. Sale: July 12, 9:30 a.m., Westchester County Courthouse, 111 Dr. Martin Luther King Jr. Blvd., Author of Life Christian Book Boughner, Frank P., et al. Filed White Plains. Approximate lien: Store, Port Chester. $2,134 in favor Ernest Auto Repair Inc., Eastches- New Center Diner Inc., Peekskill. by The Bank of New York Mellon ter. $1,782 in favor of the New York $1,266 in favor of the New York $13,493.75. of the New York State Tax Commis- State Tax Commission, Albany. State Tax Commission, Albany. Trust Company N.A. Action: seeks sion, Albany. Filed Oct. 24.

Filed Oct. 24.

Bennie’s Towing Inc., Bedford Hills. $8,879 in favor of the New York State Tax Commission, Albany. Filed Oct. 24.

Fenway Floors Inc., New Rochelle. $5,011 in favor of the New York State Tax Commission, Albany. Filed Oct. 24.

Carsto Landscaping Inc., Tarrytown. $3,095 in favor of the New York State Tax Commission, Albany. Filed Oct. 24.

Gcee Enterprises Inc., White Plains. $1,511 in favor of the New York State Tax Commission, Albany. Filed Oct. 24.

Cheng’s Kitchen, Croton-onHudson. $1,440 in favor of the New YONKERS, 483-489 Odell Ave. York State Tax Commission, AlbaSingle-family residence. Plain- ny. Filed Oct. 24.

Idosa Partners L.L.C., White Plains. $436 in favor of the New York State Tax Commission, Albany. Filed Oct. 24.

CMG Builders L.L.C., Yonkers. $1,153 in favor of the New York State Tax Commission, Albany. Filed Oct. 24.

Indoor Garden Inc., Eastchester. $1,366 in favor of the New York State Tax Commission, Albany. Filed Oct. 24.

Complete Site Consulting Inc., Thornwood. $1,758 in favor of the New York State Tax Commission, Albany. Filed Oct. 24.

J and V Central Service Inc., Scarsdale. $37,643 in favor of the New York State Tax Commission, Albany. Filed Oct. 24.

YONKERS, 26 Ludlow St., Three-family dwelling; .1 acre. Plaintiff: Hudson City Savings Bank. Plaintiff’s attorney: Belkin, Burden, Wenig & Goldman (212) 867-4466; 270 Madison Ave., New York City. Defendant: Regina Robustelli. Referee: Barbara Lerman. Sale: July 11, 2 p.m., Westchester County Courthouse, 111 Dr. Martin Luther King Jr. Blvd., White Plains. Approximate lien: $200,074.84.

tiff: Suma Federal Credit Union. Plaintiff’s attorney: Warren L. Cohen, 107 Lake Ave., Tuckahoe. Defendant: Anna Maria Cataquet. Referee: Matt Spencer. Sale: July 17, 9:15 a.m., Westchester County Courthouse, 111 Dr. Martin Luther King Jr. Blvd., White Plains. Approximate lien: $307,860.73.

Judgments 4 Seasons Masonry Corp., Yonkers. $1,489 in favor of the New York State Tax Commission, Albany. Filed Oct. 24. 46 Randolph Street Inc., Yonkers. $1,365 in favor of the New York State Tax Commission, Albany. Filed Oct. 24. 66-68 Elliott Inc., Irvington. $1,735 in favor of the New York State Tax Commission, Albany. Filed Oct. 24.

16 July 2, 2012 • WCBJ

Costa Foods Inc., Harrison. $9,234 JRG Construction Inc., Harrison. in favor of the New York State Tax $5,112 in favor of the New York Commission, Albany. Filed Oct. 24. State Tax Commission, Albany. Filed Oct. 24. Critter Comforts Ltd., Mamaroneck. $731 in favor of the New Kildare Masonry Inc., Yonkers. York State Tax Commission, Al- $507 in favor of the New York State bany. Filed Oct. 24. Tax Commission, Albany. Filed Oct. 24. D and S Performance Inc., White Plains. $1,203 in favor of the New L and M Butcher Boy Deli and York State Tax Commission, Al- Grocery, Peekskill. $2,134 in favor bany. Filed Oct. 24. of the New York State Tax Commission, Albany. Filed Oct. 24. Diehlight Tree Service Inc., Somers. $474 in favor of the New L.B.R. Plumbing and Heating York State Tax Commission, Al- Corp., Croton Falls. $13,216 in fabany. Filed Oct. 24. vor of the New York State Tax Commission, Albany. Filed Oct. 24.

Florestal, Marcel, et al. Filed by Citimortgage Inc. Action: seeks to foreclose on a mortgage to secure $786,177 affecting property located at 525 Scarborough Road, Briarcliff Manor. Filed May 24. Fodiman, Robert K., et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $672,498 affecting property located at 135 Boulder Ridge Road, Unit E-87, Scarsdale 10583. Filed May 23. Gnos, Gregory J., et al. Filed by the State of New York Mortgage Agency. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 121 Fifth St., Verplank 10596. Filed May 22.

Guerra, Khristen M., individually and on behalf of the estate of Tony Guerra, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure to foreclose on a mortgage to secure Filed Oct. 24. $246,750 affecting property located $180,000 affecting property located at 32 Drake Ave., New Rochelle at 189 Winfred Ave., Yonkers 10704. Filed May 21. NY Home Owners Group Inc., 10805. Filed May 25. Mount Kisco. $1,496 in favor of the New York State Tax Commission, Charvis, Cordina, et al. Filed by Leal, Bartolo, et al. Filed by U.S. Albany. Filed Oct. 24. HSBC Bank USA N.A. Action: Bank N.A. Action: seeks to foreseeks to foreclose on a mortgage close on a mortgage to secure Oak View Management Corp., to secure $324,000 affecting prop- $524,000 affecting property located Pleasantville. $1,489 in favor of the erty located at 7 Union St., New at 28 Palmer Road, Yonkers 10701. Filed May 25. New York State Tax Commission, Rochelle 10805. Filed May 21. Albany. Filed Oct. 24. Dolo, Canmue, et al. Filed by Levy, Gordon, et al. Filed by Wells Oasis Express Corp., Ossining. U.S. Bank N.A. Action: seeks to Fargo Bank N.A. Action: seeks to $1,451 in favor of the New York foreclose on a mortgage to secure foreclose on a mortgage to secure State Tax Commission, Albany. $290,175 affecting property located $404,000 affecting property located at 146 Grove St., Tarrytown 10591. Filed Oct. 24. in Yonkers. Filed May 24. Filed May 23. Odyssey International Inc., New Rochelle. $1,203 in favor of the New York State Tax Commission, Albany. Filed Oct. 24.

Dror, Alisa, et al. Filed by Citimortgage Inc. Action: seeks to foreclose on a mortgage to secure $471,200 affecting property located at 2 Barnes Road, Ossining. Filed One Lake Avenue L.L.C., Ardsley. May 24. $336 in favor of the New York State Tax Commission, Albany. Filed Esteves, Eduardo, et al. Filed by Oct. 24. The Bank of New York Mellon. Action: seeks to foreclose on a mortQuest For Success Ltd., New Ro- gage to secure $221,375 affecting chelle. $1,884 in favor of the New property located at 519 Albany Post York State Tax Commission, Al- Road, Croton 10520. Filed May 25. bany. Filed Oct. 24. Fields, Arthur C., et al. Filed by Rocco and Sons Inc., d.b.a. Buetis M&T Bank. Action: seeks to foreDeli, Bedford Hills. $49,579 in fa- close on a mortgage to secure vor of the New York State Tax Com- $412,000 affecting property located at 65 Palisade Ave., White Plains mission, Albany. Filed Oct. 24. 10607. Filed May 25. Rye One Inc., White Plains. $250 in favor of the New York State Tax Commission, Albany. Filed Oct. 24.

Lieto, Todd, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $495,000 affecting property located at 10 Maple Court, Rye Brook 10573. Filed May 21. Logan, Jonathan, et al. Filed by The Bank of New York Mellon Trust Company N.A. Action: seeks to foreclose on a mortgage to secure $233,750 affecting property located at 247 S. Fifth Ave., Mount Vernon 10550. Filed May 23. Lyn, David, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $594,000 affecting property located at 76 Saw Mill River Road, Hastings-on-Hudson 10706. Filed May 25.

Fiocco, Paul R., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $138,000 affecting property located Mazzuca, Connie, et al. Filed by Sparkle Chandelier Corp., at 51 Lakeview Drive, Shenorock Emigrant Bank. Action: seeks to Mount Kisco. $1,082 in favor of the 10587. Filed May 21. foreclose on a mortgage to secure New York State Tax Commission, $550,000 affecting property located Albany. Filed Oct. 24. at 144 Dorchester Drive, Yorktown Heights. Filed May 25.

On the Go: Business, Etc.

Credits, Clients and Awards

Friday July 6 Professional Networkers of Westchester meeting, 7:30 to 9 a.m., 468 Bedford Road, Pleasantville. For information, call 747-8191.

Tuesday July 10 “Rapid Response – Supreme Court’s Health Care Reform Decision,” hosted by the Business Council of Westchester, 8 to 9 a.m., Pace University, 861 Bedford Road, Pleasantville. $35 nonmembers; $25 members. For information, visit events.westchesterny.org.

From left, United Hebrew board member Pearl Quarles; honoree Joseph Accetta; United Hebrew board of directors chairman Michael Rozen; honoree Marsha Gordon; United Hebrew President/CEO Rita Mabli; honoree Simeon Schwartz; and United Hebrew senior chairman of the board Malcolm Lazarus.

Marsha Gordon, president of The Business Council of Westchester; Jamie Imperati; and Stephen J. Jones.

Jamie Imperati, president of the Professional Women of Westchester, was named a Rising Star at the The Business Council of Westchester’s annual “Forty Under Forty” event, hosted and presented by MasterCard Worldwide at its corporate headquarters in Purchase. Each year, the council honors 40 young leaders who help make Westchester County a vibrant business community. Kevin Leonaggeo, an emergency department technician at Northern Westchester Hospital in Mount Kisco, was recently honored as a recipient of the 2012 Lions Club Nursing Scholarship. Initially designed as a local scholarship for graduating high school students, the scholarship was expanded seven years ago to include a $3,000 award to enable the same education for a local health care practitioner from Northern Westchester Hospital or Mount Kisco Medical Group. Westchester Children’s Museum (WCM) has been awarded a $10,000 grant from Con Edison’s ‘Power of Giving’ program. To date, Con Edison has provided more than $50,000 in support of WCM’s Museum Without Walls educational programming. Launched in March of 2010, Museum Without Walls has reached more than 7,000 children throughout the region. Geri Eisenman Pell, a private wealth advisor with Ameriprise Financial in Rye Brook, was recognized as one of the top 100 women advisors in the country by Barron’s magazine, a publication covering business and finance. Pell was chosen based on assets under management, revenue generated for her firm, acceptable compliance and legal records, client satisfaction and professional designation.

United Hebrew of New Rochelle, a Westchester County nursing home and rehabilitation provider, awarded its second annual Community Service Award to the following individuals Joseph M. Accetta, chief clerk of the Surrogate’s Court for Westchester County. Marsha Gordon, president/CEO of The Business Council of Westchester Simeon Schwartz, M.D., president/CEO of Westmed Medical Group

Snapshot Lincoln Park Taxpayers Association (LPTA) recently presented a $500 scholarship to local high school student Daniel Marte at its membership meeting. Marte was the recipient of The Timothy J. Rooney Distinguished Student Scholarship, which was created by the Lincoln Park Taxpayers Association utilizing a contribution made by Timothy J. Rooney, president of Empire City, in 1988. Vice President Bob Galterio surprised the group with an additional contribution of $5,000 for its education committee.

Newsmakers Rebecca Collins of Eastchester has joined Open Door Family Medical Centers in Ossining as medical director of its Sleepy Hollow office. Collins is also a faculty member at New York Medical College (NYMC) and is one of the founding faculty members of the new NYMC Phelps Family Medicine Residency program – a partnership between New York Medical College, Phelps Hospital Center and Open Door Family Medical Centers. Susan K. Cullen has joined the Westchester County-based Hudson Valley Bank as executive vice president and chief risk officer. Cullen is a certified public accountant and holds a Bachelor of Science degree in accounting from the University of Dayton in Dayton, Ohio.

From left: Clare Rooney Galterio, John Rooney, Westchester County Executive Robert P. Astorino; recipient of the Timothy J. Rooney Distinguished Student Scholarship Daniel Marte, parents Enmanuel Marte and Ana Henriquez-Marte and Lincoln Park Taxpayers Association president Richard Brand.

WESTMED Medical Group, a Purchase-based multispecialty medical practice, has announced the following individuals have joined the company. Mark Edelman of Bedford was formerly director of the Vein Clinics of America’s Deerfield, Ill., clinic. He received his medical degree from New York University. Manuel R. Esteban-Galindo, a board-certified family physician, formerly practiced family medicine at Broadway Pediatrics. He received his medical degree from the Escuela Colombiana de Medicina in Bogota, Columbia. He was chief resident of family medicine at Montefiore Medical Center. Diana Joy was previously an attending physician at New York Doctors Urgent Care in New York City. She earned her medical degree from New York College of Osteopathic Medicine.

Information for these features has been provided by the subjects or their delegates. WCBJ • July 2, 2012

FACTS&FIGURES Morrison, Brian A., et al. Filed by Emigrant Bank. Action: seeks to foreclose on a mortgage to secure $1 million affecting property located at 5 Paradise Road, Bronxville. Filed May 25.

Consolidated Edison Company Sole Proprietorships Tri-State Aquarium, 41 Windsor of New York, as owner. $43,983 as Road, Rye Brook 10573, c/o Jillian claimed by Benfield Electric Supply Hofer. Filed Jan. 3. Corp., North White Plains. Prop- C and C Cortlandt Taxi, 2 Croton erty: in Greenburgh. Filed June 15. Ave., Ossining 10562, c/o Lawrence Callahan. Filed Jan. 3.

Greenberg, Joy, et al, as owner. $1,735 as claimed by Roof Tile Copadowill, 10 Woodbury St., Apt. and Slate Company Inc., Briarcliff B, New Rochelle 10805, c/o Wily A. Manor. Property: in Mamaroneck. Gramajo. Filed Jan. 3. Filed June 14. Days Artistic, 38 1/2 Wolden Road, JAF Holdings L.L.C., as owner. Apt. C-2-8, Ossining 10562, c/o $1.5 million as claimed by Terra Brian J. Hist. Filed Jan. 4. Perdomo, Keethy, et al. Filed by Foundation, Valhalla. Property: in HSBC Bank USA N.A. Action: Harrison. Filed June 20. DFOR Group. 1075 Washington seeks to foreclose on a mortgage St., Peekskill 10566, c/o Michael to secure $445,500 affecting prop- NY Dealer Stations L.L.C., as Villanova. Filed Jan. 3. erty located in Mount Vernon. Filed owner. $43,001 as claimed by Van May 24. Horst General Contractors, East DiGesu Family Fund, 339 MarHartford, Conn. Property: in Yon- bledale Road, Tuckahoe 10707, c/o Rodriguez, Pedro, et al. Filed by kers. Filed June 22. Francis J. DiGesu. Filed Jan. 4. U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure Ocwieja, Frank A., et al, as owner. Empire State Promotions, P.O. $323,100 affecting property lo- $35,294 as claimed by Safeway AtBox 824, Sleepy Hollow 10591, c/o cated at 38 Wolden Road, Ossining lantic L.L.C. Property: in GreenFrank M. Corona. Filed Jan. 3. 10562. Filed May 21. burgh. Filed June 18. Ojito, Jose Eduardo, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $345,100 affecting property located at 10 Francis St., Sleepy Hollow 10591. Filed May 21.

Rudolph, William, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $620,000 affecting property located at 7 Calf Pasture Lane, Pound Ridge 10576. Filed May 24.

Rangraj, Nitin, as owner. $204,000 as claimed by Taylored Building Solutions L.L.C., Tyler, Pa. Property: in Mamaroneck. Filed June 22.

Rosenstein, Jonathan, as owner. $4,730 as claimed by Giorgi Contracting Inc., New Kingston. PropStephenson, Rosalyn, et al. Filed erty: in Rye. Filed June 22. by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $340,000 affect- Stabinsky, Harvey, et al, as owner. ing property located at 10 Prospect $4,000 as claimed by Morgan ConPlace, Ossining 10562. Filed May 25. struction and Cabinetry, Bedford Hills. Property: in North Castle. Filed June 15. Wells, Shelley Grose, et al. Filed by Citibank N.A. Action: seeks to foreclose on a mortgage to secure T and E Holding Corp., as owner. $195,000 affecting property located $14,490 as claimed by Tarry Fuel at 7 Fernwood Ave., Rye 10580. Oil Company Inc., Tarrytown. Property: in Greenburgh. Filed Filed May 24. June 22.

Mechanicâ&#x20AC;&#x2122;s Liens 160 Marble Ave Realty Inc., as owner. $13,200 as claimed by Sound Stage Productions Inc., North Haven, Conn. Property: in Mount Pleasant. Filed June 22. Barchella, Frank A., as owner. $1.5 million as claimed by Terra Foundation, Valhalla. Property: in Purchase. Filed June 20. Consolidated Edison Company of New York, as owner. $3,792 as claimed by Benfield Electric Supply Corp., North White Plains. Property: in New Rochelle. Filed June 15.

18 July 2, 2012 â&#x20AC;˘ WCBJ

Patents

Hybrid superconducting magnetic memory cell and array. Patent no. 8,208,288 issued to John F. Bulzacchelli, Yonkers; William J. Gallagher, Ardsley; and Mark B. Ketchen, Hadley, Mass. Assigned to International Business Machines Corp., Armonk.

The following patents were issued by Indicating staleness of elements in the U.S. Patent and Trademark Of- a document in a content management system. Patent no. 8,209,304 fice in Washington, D.C. issued to John Petri, Lewiston, Minn. Applying power management on Assigned to International Business a partition basis in a multiparti- Machines Corp., Armonk. tioned computer system. Patent no. 8,209,554 issued to Christopher Parker Jr., Byron, Minn.; and Nathan Rabe, Rochester, Minn. Assigned to International Business Machines Corp., Armonk

Management of duplicate TCP connections using sequence and acknowledgment numbers. Patent no. 8,209,420 issued to Scott C. Moonen, Holly Springs, N.C. Assigned to International Business Apparatus and methods for re- Machines Corp., Armonk. quirements decomposition and management. Patent no. 8,209,211 Methods, systems and computer issued to James Engle, Green Val- program products for generating ley, Ariz.; John Lauer, Tucson, Ariz.; events having a common event Eric Davis, Tucson, Ariz.; Ashaki format. Patent no. 8,209,708 issued Ricketts, Tucson, Ariz.; Nedzad to Denilson Nastacio, Apex, N.C.; Fixx-a-pc, 5 Rochambeau Drive, Taljanovic, Tucson, Ariz.; and Evan Jason Cornpropst, Mebane, N.C.; 5E, Yorktown Heights 10598, c/o Webster, Sahuarita, Ariz. Assigned Carlos Cesar F. Araujo, Cary, N.C.; Andrew Salanitro. Filed Jan. 3. to International Business Ma- and John E. Dinger, Cary, N.C. Assigned to International Business chines Corp., Armonk. Machines Corp., Armonk. GP Sourcing, 10 Cottage Place, Suite 2B, White Plains 10601, c/o Deallocation of computer data in Gary Powell. Filed Jan. 4. a multithreaded computer. Pat- Processor core with per-thread ent no. 8,209,692 issued to William resource usage accounting logic. Home Angelos, 180 Valley St., No. Armstrong, Rochester, Minn.; Peter Patent no. 8,209,698 issued to Wil1, Sleepy Hollow 10591, c/o Angel Heyrman, Rochester, Minn.; and liam Armstrong, Rochester, Minn.; Naresh Nayar, Rochester, Minn. As- Michael Floyd, Austin, Texas; RonCoronel. Filed Jan. 3. signed to International Business ald Kalla, Round Rock, Texas; Larry Leitner, Austin, Texas; and Balaram Machines Corp., Armonk. Karm-l Services, 12 Wilshire Sinharoy, Poughkeepsie. Assigned Drive, White Plains 10605, c/o Avi Discovery and capability ex- to International Business MaKorenblit. Filed Jan. 3. change management in a virtu- chines Corp., Armonk.

alized computing platform utiMerge Entertainment, 25 Pem- lizing a SR-IOV adapter. Patent brook Drive, Yonkers 10710, c/o no. 8,208,396 issued to Daniel G. Mario Daniel Medina. Filed Jan. 3. Eisenhauer, Austin, Texas; Charles S. Graham, Rochester, Minn.; Carol Mobile dry-cleaners.com, 583 T. Machuca, Research Triangle Gramatan Ave., Mount Vernon Park, N.C.; Jeffrey W. Palm, Roch10552, c/o Carmen Santos-San- ester, Minn.; and Renato J. Recio, Tarrytown Waterfront L.L.C., as chez. Filed Jan. 4. Austin, Texas. Assigned to Internaowner. $38,201 as claimed by Thystional Business Machines Corp., senkrupp Elevator Corp., New York City. Property: in Greenburg. Filed Move Into Change, 217 East- Armonk. woods Road, Pound Ridge 10576, June 19. c/o Judith Garfinkel. Filed Jan. 3. Extracting informative phrases from unstructured text. Patent P and P Drain Cleaning, 20 Cen- no. 8,209,335 issued to Jasmine tre St., Yonkers 10701, c/o Peter Novak, Mountain View, Calif. AsNew Businesses signed to International Business Sava. Filed Jan. 3. Machines Corp., Armonk. This paper is not responsible for typographical errors contained in the Platinum-G-Beauty Salon, 241 S. original filings. Ninth Ave., First floor, Mount Vernon Generating BPEL control flows. 10550, c/o Lateisha Allen. Filed Jan. 3. Patent no. 8,209,359 issued to Marion Behnen, Austin, Texas; James Partnerships M. McArdle, Austin, Texas; Gregg Robert M. Voss, 28 Saint Eleanoras L. Snodgrass, Round Rock, Texas; Complete Plumbing Services, Lane, Tuckahoe 10707, c/o Robert and Hoi J. Yoo, Austin, Texas. Assigned to International Business 381B McLean Ave., Yonkers 10705, M. Voss. Filed Jan. 3. Machines Corp., Armonk. c/o Richard Solano and Cesor Padilla. Filed Jan. 3. The Joseph Lorenz BSA Troop 49 Memorial Scholarship Fund, 141 Meadow Road, Briarcliff Manor 10510, c/o Ingrid Lorenz. Filed Jan. 3.

Search criteria control system and method. Patent no. 8,209,314 issued to Jason M. Blackwell, Vestal. Assigned to International Business Machines Corp., Armonk. Secure caching technique for shared distributed caches. Patent no. 8,209,548 issued to Keys D. Botzum, Columbia, M.D.; and Peter D. Birk, Austin, Texas. Assigned to International Business Machines Corp., Armonk. Selectively generating program objects on remote node of a multinode computer system. Patent no. 8,209,299 issued to Eric L. Barsness, Pine Island, Minn.; David L. Darrington, Rochester, Minn.; Amanda Peters, Rochester, Minn.; and John M. Santosuosso, Rochester, Minn. Assigned to International Business Machines Corp., Armonk. System, method and program product for providing local load balancing for high-availability servers. Patent no. 8,209,700 issued to Dmitry Andreev, Port Chester; Thomas M. Dauffenbach, Prior Lake, Minn.; Galina Grunin, Briarcliff Manor; and Gregory Vilshansky, Chappaqua. Assigned to International Business Machines Corp., Armonk.

Techniques for prediction-based indirect data prefetching. Patent no. 8,209,488 issued to Ravi K. Arimilli, Austin, Texas; Balaram Sinharoy, Poughkeepsie; William E. Speight, Austin, Texas; and Lixin Zhang, Austin, Texas. Assigned to Reducing multipath signal deg- International Business Machines radation effects in a wireless Corp., Armonk. transmission system. Patent no. 8,208,860 issued to Nathan J. Harrington, Cary, N.C.; Harry L. Hoots III, Raleigh, N.C.; and Belton L. Monroe, Durham, N.C. Assigned to International Business Machines Corp., Armonk.

HUDSON VALLEY

Restoring a restore set of files from backup objects stored in sequential backup devices. Patent no. 8,209,298 issued to Matthew J. Anglin, Tucson, Ariz.; David M. Cannon, Tucson, Ariz.; Avishai H. Hochberg, San Jose, Calif.; David G. Van Hise, Tucson, Ariz.; and Mark L. Yakushev, San Jose, Calif. Assigned to International Business Machines Corp., Armonk. Saving unsaved user-process data in one or more logical partitions of a computing system. Patent no. 8,209,686 issued to Joel D. Diaz, Durham, N.C.; Kevin S. Stansell, Raleigh, N.C.; Edward V. Zorek Sr., Cary, N.C. Assigned to International Business Machines Corp., Armonk.

Building Loans Above $1 million Petrie, Jean-Paul, et al, Sloatsburg, as owner. Lender: Walden Savings Bank, Montgomery. Property: in Tuxedo and Monroe. Amount: $1.5 million. Filed June 21.

Below $1 million Connolly, Michael J., et al, Monroe, as owner. Lender: Walden Savings Bank, Montgomery. Property: in Blooming Grove. Amount: $235,450. Filed June 21.

Crazy Beer World Inc., Saugerties, as owner. Lender: Sawyer Savings Bank, Saugerties. Property: 239 Ulster Ave., Saugerties. Amount: $385,000. Filed June 20.

Fine Housing Inc., New City. Seller: Colico Inc., Walden. Property: 402 and 404 Lake Osiris Road, Montgomery. Amount: $130,000. Filed June 22.

The Bank of New York Mellon. Seller: Lisa Cinquemani, Pawling. Property: 34 Fairway Drive, Pawling 12564. Amount: $274,000. Filed June 19.

Nesbitt, James, et al, as owner. Lender: Hudson Valley Federal Credit Union. Property: in Beekman. Amount: $292,008. Filed June 18.

Homestead Building Corp., Middletown. Seller: Tina Marie Ferrara, Dumont, N.J. Property: Midland Lake Road, Wallkill. Amount: $47,000. Filed June 25.

The DM Equities of New York L.L.C., Harriman. Seller: Libertyville Capital Group II L.L.C., Middletown. Property: in Monroe. Amount: $89,000. Filed June 20.

Christian Counseling Services Inc., Middletown. $4,453 in favor All Prime International Ltd., of the New York State Department Monroe. $1,424 in favor of the New of Labor and the Department of York State Department of Taxation Taxation and Finance, Albany. Filed and Finance, Albany. Filed Feb. 17. Feb. 22.

The DM Equities of New York L.L.C., Harriman, as owner. Lender: Libertyville Capital Group II L.L.C., Middletown. Property: 8 Standish Road, Monroe. Amount: $309,000. Filed June 20.

HSBC Bank USA N.A. Seller: Michael Stearns, et al, Rock Hill, S.C. Property: 10 Ridge Ave., Middletown 11727. Amount: $185,000. Filed June 25.

The Yale Group L.L.C., Monroe. Seller: Laya Ungar, Highland Mills. Property: 207 Seven Springs Road, Highland Mills 10917. Amount: $140,000. Filed June 20.

Anton’s on the Lake Marine Company Inc., Greenwood Lake. $1,424 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 17.

Christopher Pohle Inc., Campbell Hall. $104,000 in favor of the Workers’ Compensation Board of the State of New York, Albany. Filed Feb. 21.

ILBB Properties L.L.C., Fishkill. Seller: Elaine R. Kolitch, New Paltz. Property: in New Paltz. Amount: $245,000. Filed June 20.

Village of Kiryas Joel, Monroe. Seller: Starwood I L.L.C., Monroe. Property: in Woodbury. Amount: $135,000. Filed June 26.

Aptthought Corp., New Windsor. $1,216 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 17.

Clearwaters Electrical Contracting Corp., New Winsor. $3,057 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 17.

Deeds Above $1 million

JIC Properties L.L.C., Pine Plains. Seller: Ralph A. Beisner, Hyde Park. Property: in Pine Plains. Amount: 105 Field Road L.L.C., New York. $309,500. Filed June 18. Seller: Farmview Estates L.L.C., New York City. Property: in Clinton and Stanford. Amount: $1,700,000. JPMorgan Chase Bank N.A. Seller: Cathy Relyea, Wappingers Filed June 15. Falls. Property: 135 Spring Lake Road, Red Hook 12571. Amount: Spackenkill Road Properties $373,500. Filed June 15. L.L.C., Mount Kisco. Seller: Oakwood Properties L.L.C., Poughkeepsie. Property: in Poughkeepsie. No Place Like Home DevelopAmount: $20,000,000. Filed June 15. ment Corp., Fishkill. Seller: ILBB Properties L.L.C., Fishkill. Property: 2 Mohonk Ave., New Paltz. Amount: $250,000. Filed June 20.

Below $1 million

Judgments 12 Reilly Road Realty Corp., Chester. $1,596 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 21. A Sparrow’s Nest, Sparrow Bush. $1,003 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 21. A to Z Transport of NY Inc., Walden. $1,429 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 17.

Osterhoudt Corp., Ellenville. Seller: Kalter, Kaplan and Zeiger Properties L.L.C., Ellenville. Property: A1 Airport Transportation Inc., 43-47 N. Main St., Ellenville 12428. Monroe. $1,404 in favor of the New Amount: $300,000. Filed June 21. York State Department of Taxation and Finance, Albany. Filed Feb. 17. PSLOTP Inc., Wappinger Falls. Citibank N.A. Seller: Nicholas Seller: Caballero Property Manage- Akash Enterprises Inc., New Scarpa, et al, Glendale. Property: ment Inc., Pleasant Valley. Property: Windsor. $1,761 in favor of the New 91 Liberty St., Newburgh 12550. in Wappinger. Amount: $200,000. York State Department of Taxation Amount: $257,099. Filed June 20. Filed June 20. and Finance, Albany. Filed Feb. 17. 65 Lander L.L.C., New York City. Seller: Circle Manor Apartments Inc., Paramus, N.J. Property: in Newburgh. Amount: $15,000. Filed June 25.

Crazy Beer World Inc., Montgomery. Seller: Kimberly A. Ritchie, et al, Glasco. Property: in Saugerties. Amount: $300,000. Filed June 20.

Ray Spiak Inc., Goshen. Seller: Josephine M. Wolfe, Goshen. Property: in Goshen. Amount: $210,000. Filed June 25.

Deutsche Bank National Trust Co. Seller: Daniel Pena. Property: 94 Garden St., Poughkeepsie 12601. Amount: $276,500. Filed June 19.

Sirva Relocation Properties L.L.C. Seller: John J. Breitenbach, et al, Cornwall-on-Hudson. Property: 11 River Ave., Cornwall-on-Hudson 12520. Amount: $273,820. Filed June 22.

FDF Enterprises Inc., Middletown. Seller: Ohio Realty L.L.C., Middletown. Property: in Mount Hope. Amount: $50,000. Filed June 20.

Starwood I L.L.C., Monroe. Seller: Gerald Algiere, et al, Johnson. Property: in Woodbury. Amount: $135,000. Filed June 26.

All in One Trading Corp., d.b.a. Anco Plumbing, Monroe. $47,161 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Feb. 22.

Centron Trucking Inc., Monroe. $1,482 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 17.

Arghskr Corp., Newburgh. $106 in favor of the New York State De- CMA Maintenance Inc., Middlepartment of Taxation and Finance, town. $3,049 in favor of the New Albany. Filed Feb. 17. York State Department of Taxation and Finance, Albany. Filed Feb. 17. Armadillo Inc., Middletown. $2,733 in favor of the New York CMG Express Inc., Monroe. State Department of Taxation and $1,522 in favor of the New York Finance, Albany. Filed Feb. 17. State Department of Taxation and Finance, Albany. Filed Feb. 17. Atlas Paving and Concrete Inc., Monroe. $1,508 in favor of the New Cohenmadar Holding Corp., York State Department of Taxation Monroe. $1,422 in favor of the New and Finance, Albany. Filed Feb. 17. York State Department of Taxation and Finance, Albany. Filed Feb. 17. Bartender’s Advantage Ltd., Cornwall-on-Hudson. $1,564 in Concrete on Demand Inc., Monfavor of the New York State Depart- roe. $1,621 in favor of the New York ment of Taxation and Finance, Al- State Department of Taxation and bany. Filed Feb. 17. Finance, Albany. Filed Feb. 17.

DCA Painting Contractors Inc., New Windsor. $9,862 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Feb. 22. Driscoll’s On 17 Inc., Newburgh. $1,475 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 17. E. Farkas Inc., Monroe. $1,404 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 17. E-Commerce Fashion Solutions International Inc., Salisbury Mills. $1,295 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 17. Ely Enterprises Inc., Port Jervis. $366 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Feb. 22. Emily’s International Cuisine Inc., Westtown. $3,000 in favor of the Workers’ Compensation Board of the State of New York, Albany. Filed Feb. 21. EMM of Orange County Inc., d.b.a. Murray’s Irish House, Highland Mills. $76 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Feb. 22.

Emmie’s Sweet Sensations Inc., Milton. $2,456 in favor of the New Black Lion Energy Corp., Middle- Contreras Distributors Inc., York State Department of Taxation town. $1,490 in favor of the New Newburgh. $1,522 in favor of the and Finance, Albany. Filed June 22. York State Department of Taxation New York State Department of and Finance, Albany. Filed Feb. 17. Taxation and Finance, Albany. Filed Evan-Tangies-K.J. Inc., d.b.a. Feb. 17. Napoli’s Family Restaurant and Pizza, Washingtonville. $6,233 in Blue Track Marble Inc., Middletown. $1,467 in favor of the New Courtesy Appliance Service and favor of the New York State DepartYork State Department of Taxation Handyman Inc., Chester. $1,525 ment of Taxation and Finance, Albany. Filed Feb. 17. Alfalla’s Well Drilling and Pumps and Finance, Albany. Filed Feb. 17. in favor of the New York State Department of Taxation and Finance, Inc., Pine Bush. $256 in favor of Extreme Auto Sales, Goshen. the New York State Department of Caliber Granite and Marble Albany. Filed Feb. 17. $3,361 in favor of the New York Taxation and Finance, Albany. Filed L.L.C., Kingston. $52 in favor of June 22. the New York State Department of Cozistyle Inc., Monroe. $428 in State Department of Taxation and Taxation and Finance, Albany. Filed favor of the New York State Depart- Finance, Albany. Filed Feb. 17. ment of Taxation and Finance, AlAll County Vending and Amuse- June 22. bany. Filed Feb. 17. Fairoaks Contracting Services ments Inc., Salisbury Mills. $1,397 Inc., Middletown. $1,522 in favor in favor of the New York State De- Carmine’s Italian Bakery Inc., partment of Taxation and Finance, Middletown. $417 in favor of the Crest World Art Company Inc., of the New York State Department Albany. Filed Feb. 17. New York State Department of Johnson. $1,522 in favor of the New of Taxation and Finance, Albany. Taxation and Finance, Albany. Filed York State Department of Taxation Filed Feb. 17. Feb. 17. and Finance, Albany. Filed Feb. 17.

GET THE RECORDS EARLY.

Go to westfaironline.com/buy/records-section/ for more information and to view a sample. WCBJ • July 2, 2012

FACTS&FIGURES FCN Plumbing, Cooling, and Heating Inc., New Windsor. $307 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 17.

Irieman Productions Inc., Washingtonville. $1,482 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 17.

Forest Road Management Inc., Monroe. $439 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 17.

J.S.N.D. Inc., Middletown. $4,395 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 17.

GFI Mansion Ridge Services Inc., Monroe. $1,623 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 17.

JAS Property Management and Realty, Pine Bush. $11,700 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Grandma’s Restaurant Inc., d.b.a. Feb. 22. Napolis Family Restaurant and Pizza: Gloria’s Grill, New Wind- Jerry Sherman Inc., Monroe. sor. $19,913 in favor of the New $1,525 in favor of the New York York State Department of Taxation State Department of Taxation and and Finance, Albany. Filed Feb. 17. Finance, Albany. Filed Feb. 17. Green Light Renewable Energy Corp., Newburgh. $1,385 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 17. Guriqbal Inc., d.b.a. Food Store, New Windsor. $2,493 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 17. HD Mechanical Innovations Inc., Kingston. $411 in favor of the New York State Department of Taxation and Finance, Albany. Filed June 22. Hennessey and Coogan Enterprises Inc., Goshen. $1,588 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 17. Hoot Owl Bar and Grill Inc., Pine Bush. $622 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Feb. 22. Hudson Valley Pool Supply Inc., New Windsor. $1,250 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 17. Huslinger Window Tinting and Auto Detailing Corp., Middletown. $1,605 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 17. Innovative Home Improvement Inc., Greenwood Lake. $3,350 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Feb. 22.

20 July 2, 2012 • WCBJ

M and W Electronics Inc., Monroe. $297 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 17.

Mountainhill Estate Corp., Monroe. $422 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 17.

Prag Realty of NY Inc., Monroe. $1,397 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 21.

SPBS Inc., Montgomery. $1,423 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 21.

Mad Wood Athletics Inc., Highland Falls. $1,539 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 17.

N.F. Import-Export Corp., Newburgh. $1,425 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 16.

Quality Landscape Services, Olivebridge. $1,372 in favor of the New York State Department of Taxation and Finance, Albany. Filed June 22.

Sugar Hit Entertainment Inc., New Paltz. $260 in favor of the New York State Department of Taxation and Finance, Albany. Filed June 22.

Maisie Equities Inc., Newburgh. $1,415 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 17. Majestic Gas Inc., New Windsor. $5,905 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 16.

Marsden and Associates Ltd., Warwick. $1,596 in favor of the Jet, Greenwood Lake. $105 in favor New York State Department of of the New York State Department Taxation and Finance, Albany. Filed of Taxation and Finance, Albany. Feb. 17. Filed Feb. 17. Master Eliminator Pest Control JLT Trucking L.L.C., Wallkill. L.L.C., Highland Falls. $9,989 in $80,759 in favor of the Workers’ favor of the New York State DepartCompensation Board of the State ment of Labor and the Department of New York, Albany. Filed Feb. 21. of Taxation and Finance, Albany. Filed Feb. 22. Johnny East Bagel Pizza Inc., Chester. $1,564 in favor of the New Mazal Management Corp., MonYork State Department of Taxation roe. $1,474 in favor of the New York and Finance, Albany. Filed Feb. 17. State Department of Taxation and Finance, Albany. Filed Feb. 17. K.J. Sales Corp., Monroe. $1,537 in favor of the New York State De- McCormick Landscaping L.L.C., partment of Taxation and Finance, Cornwall-on-Hudson. $5,221 in Albany. Filed Feb. 17. favor of the New York State Department of Taxation and Finance, AlKavningham Associates Inc., bany. Filed Feb. 16. Newburgh. $1,522 in favor of the New York State Department of Metrosound Inc., Kingston. Taxation and Finance, Albany. Filed $2,488 in favor of the New York Feb. 17. State Department of Taxation and Finance, Albany. Filed June 22. Kavningham Enterprises Inc., Newburgh. $1,524 in favor of the Michael Edison Productions New York State Department of Inc., Circleville. $1,339 in favor of Taxation and Finance, Albany. Filed the New York State Department of Feb. 17. Taxation and Finance, Albany. Filed Feb. 16. La Hacienda Bar Inc., Newburgh. $1,323 in favor of the New York Michael J’s Stucco and StoneState Department of Taxation and works Inc., Newburgh. $1,522 in Finance, Albany. Filed Feb. 16. favor of the New York State Department of Taxation and Finance, AlLady Peas Events Inc., Newburgh. bany. Filed Feb. 17. $1,378 in favor of the New York State Department of Taxation and Monument Deli Corp., NewFinance, Albany. Filed Feb. 17. burgh. $1,409 in favor of the New York State Department of Taxation Lyons Signs and Graphics Inc., and Finance, Albany. Filed Feb. 16. Washingtonville. $1,606 in favor of the New York State Department of Morans Rest Home Inc., Modena. Taxation and Finance, Albany. Filed $379 in favor of the New York State Feb. 16. Department of Taxation and Finance, Albany. Filed June 22.

Natural Balance Health and Nutritional Services Inc., Newburgh. $1,555 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 21.

Quickway Limo Services Inc., Middletown. $1,555 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 21.

Ted’s Boat Services Inc., Cornwall. $1,467 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 21.

The Countryman Corp., Chester. $373 in favor of the New York State R.K. Hartley’s Inc., Monroe. Department of Labor and the De$1,427 in favor of the New York partment of Taxation and Finance, State Department of Taxation and Albany. Filed Feb. 22. Finance, Albany. Filed Feb. 21. The Little Child That Could Inc., New York Dressage Ltd., Pine Rayjas Realty Corp., Newburgh. Goshen. $1,418 in favor of the New Island. $2,506 in favor of the New $1,187 in favor of the New York York State Department of Taxation York State Department of Labor State Department of Taxation and and Finance, Albany. Filed Feb. 16. and the Department of Taxation Finance, Albany. Filed Feb. 21. and Finance, Albany. Filed Feb. 22. Tri State Trimmers Inc., Monroe. River Money Corp., Newburgh. $1,404 in favor of the New York New York Earth and Structure $1,445 in favor of the New York State Department of Taxation and Corp., Middletown. $1,301 in favor State Department of Taxation and Finance, Albany. Filed Feb. 21. of the New York State Department Finance, Albany. Filed Feb. 21. of Labor and the Department of Triple C Construction of MonTaxation and Finance, Albany. Filed Rockhard Condoms L.L.C., New roe Inc., Monroe. $1,397 in favor Feb. 22. Paltz. $4,421 in favor of the New of the New York State Department York State Department of Taxation of Taxation and Finance, Albany. Newburgh Number One Dis- and Finance, Albany. Filed June 22. Filed Feb. 21. count Beverages Inc., Newburgh. $1,417 in favor of the New York Rono Transport Corp., Middle- Up on the Roof Construction State Department of Taxation and town. $1,429 in favor of the New Inc., Monroe. $1,428 in favor of Finance, Albany. Filed Feb. 16. York State Department of Taxation the New York State Department of and Finance, Albany. Filed Feb. 21. Taxation and Finance, Albany. Filed Feb. 21. Niba Fashion Inc., Monroe. $1,520 in favor of the New York Silver Circle Distributing Inc., State Department of Taxation and Newburgh. $3,165 in favor of the Villa Frances at the Knolls Inc., Finance, Albany. Filed Feb. 16. New York State Department of La- Warwick. $7,649 in favor of the New bor and the Department of Taxation York State Department of Labor and the Department of Taxation and FiNinva Corp., Goshen. $280 in fa- and Finance, Albany. Filed Feb. 22. nance, Albany. Filed Feb. 22. vor of the New York State Department of Taxation and Finance, Al- Simply Lovely Party Planning bany. Filed Feb. 16. Inc., Washingtonville. $1,547 in Yoshino Japanese Restaurant favor of the New York State Depart- Inc., d.b.a. Mr. Asian, Kingston. Omega IT Solutions Inc., Camp- ment of Taxation and Finance, Al- $1,132 in favor of the New York State Department of Taxation and bell Hall. $1,415 in favor of the New bany. Filed Feb. 21. Finance, Albany. Filed June 22. York State Department of Taxation and Finance, Albany. Filed Feb. 16. Sites in a Night Inc., Washingtonville. $1,385 in favor of the New Zausber Inc., Chester. $1,411 in Orange County Dental Center, York State Department of Taxation favor of the New York State DepartMiddletown. $1,635 in favor of the and Finance, Albany. Filed Feb. 21. ment of Taxation and Finance, Albany. Filed Feb. 21. New York State Department of Labor and the Department of Taxation Sit-On-It Inc., Chester. $1,404 in and Finance, Albany. Filed Feb. 22. favor of the New York State Depart- Zebra Technology Corp., Monment of Taxation and Finance, Al- roe. $1,428 in favor of the New York State Department of Taxation and Pata Family Delicatessen Inc., bany. Filed Feb. 21. Finance, Albany. Filed Feb. 21. Pine Bush. $2,346 in favor of the New York State Department of Sparring Partner Sporting Taxation and Finance, Albany. Filed Goods Inc., Maybrook. $1,475 in Feb. 16. favor of the New York State Department of Taxation and Finance, AlPBD-Tri State L.L.C., New Paltz. bany. Filed Feb. 21. $418 in favor of the New York State Department of Taxation and Finance, Albany. Filed June 22. New Authors Printing and Publishing Inc., Port Jervis. $1,443 in favor of the New York State Department of Taxation and Finance, Albany. Filed Feb. 21.

Bram, Dyan M., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to The following filings indicated a legal secure $96,900 affecting property action has been initiated, the out- located at 22 Bush Ave., Newburgh come of which may affect the title to 12550. Filed June 7. the property listed. Brito, Maria, et al. Filed by U.S. Alidad-Macchiarulo, Aya, et al. Bank N.A. Action: seeks to foreFiled by Wells Fargo Bank N.A. close on a mortgage to secure an Action: seeks to foreclose on a unspecified amount affecting propmortgage to secure an unspecified erty located at 4 Lake Ave., Middleamount affecting property located town 10940. Filed June 18. at 6 Newbury St., Monroe 10950. Filed June 8. Budrow, John T., et al. Filed by Wells Fargo Bank N.A. Action: Anderson, Ernest J., et al. Filed by seeks to foreclose on a mortgage Sovereign Bank N.A. Action: seeks to secure an unspecified amount to foreclose on a mortgage to secure affecting property located at 99 $200,000 affecting property located Prince St., Maybrook 12543. Filed at 22 Forsythe Place, Newburgh. June 7. Filed June 11. Burrell, Christina, et al. Filed Asencio, Edwin, et al. Filed by by Wells Fargo Bank N.A. Action: Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage seeks to foreclose on a mortgage to secure $255,200 affecting propto secure an unspecified amount erty located at 20 Bauer Lane, Newaffecting property located at 37 burgh 12550. Filed June 15. Mount Hope Ave., Otisville 10963. Filed June 14. Calatayud, Oscar E., et al. Filed by HSBC Bank USA N.A. Action: Avery, Anthony R., et al. Filed seeks to foreclose on a mortgage to by Deutsche Bank National Trust secure $157,667 affecting property Co. Action: seeks to foreclose on a located at 36 Red Barn Lane, Midmortgage to secure $150,100 affect- dletown 10940. Filed June 12. ing property located at 1698 Ulster Heights Road, Ellenville 12428. Calderin, Roberto, et al. Filed Filed June 20. by Deutsche Bank National Trust Co. Action: seeks to foreclose on a Becht, Susan, individually and as mortgage to secure $232,000 affectadministratrix of the estate of John ing property located at 51 Redwood D. Becht, et al. Filed by Hudson Val- Drive, Highland Mills 10930. Filed ley Federal Credit Union. Action: June 7. seeks to foreclose on a mortgage to secure $220,000 affecting property Callanan, Richard M., et al. Filed located at 17 Mountain View Ave., by DD Acquisition Sub L.L.C. Otisville 10963. Filed June 18. Action: seeks to foreclose on a mortgage to secure an unspecified Bernagozzi, Annamarie, et al. amount affecting property located Filed by Bank of America N.A. Ac- at 11 Raymond Drive, Port Jervis. tion: seeks to foreclose on a mort- Filed June 7. gage to secure $364,000 affecting property located in Monroe. Filed Carleo, Francesca E., et al. Filed by June 18. Nationstar Mortgage L.L.C. Action: seeks to foreclose on a mortgage to Boeckhaus, Christopher J., et secure $103,500 affecting property al. Filed by JPMorgan Chase Bank located at 8 Orchard Trail, Monroe N.A. Action: seeks to foreclose on a 10950. Filed June 15. mortgage to secure $80,000 affecting property located at 5 Cherry Lane, Carrion, Evette M., et al. Filed by Ellenville 12428. Filed June 20. Flagstar Bank F.S.B. Action: seeks to foreclose on a mortgage to secure Borota, Raymond W., et al. Filed by $274,637 affecting property located Deutsche Bank National Trust Co. in Newburgh. Filed June 14. Action: seeks to foreclose on a mortgage to secure $598,000 affecting property located at 22 Old Chester Road, Goshen 10924. Filed June 13.

Lis Pendens

Clark, Jessica A., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $193,759 affecting property located at 5 Lester Road, Newburgh 12550. Filed June 7.

Elfant, Angelika, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $336,000 affecting property located at 4 The Circle, Warwick 10990. Filed June 14.

Combest, Cynthia, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $312,138 affecting property located at 9 Hearthstone Way, New Windsor 12553. Filed June 15.

Estate of Mary A. Polizzi, et al. Filed by Emigrant Bank. Action: seeks to foreclose on a mortgage to secure $85,000 affecting property located at 31 Railroad Ave., Port Jervis. Filed June 11.

Corcoran-Murray, Irene, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $280,000 affecting property located at 465 Old Dutch Hollow Road, Monroe 10950. Filed June 13.

Farber, Philip H., et al. Filed by M&T Bank. Action: seeks to foreclose on a mortgage to secure $60,000 affecting property located at 474 Delaware Ave., Kingston 12401. Filed June 20.

Felidi, Anthony C. Jr., et al. Filed Cotter, John Jr., et al. Filed by by Bayview Loan Servicing L.L.C. U.S. Bank N.A. Action: seeks to Action: seeks to foreclose on a foreclose on a mortgage to secure mortgage to secure $281,250 affect$399,987 affecting property located ing property located in Newburgh. at 1 Peters Place, Wallkill 12589. Filed June 11. Filed June 19. Fogel, Israel, et al. Filed by Bank Crowe, Thomas, et al. Filed by of America N.A. Action: seeks to Nicholas Curabba. Action: seeks to foreclose on a mortgage to secure foreclose on a mortgage to secure $312,000 affecting property located an unspecified amount affecting at 62 First Ave., Monroe 10950. property located at 612 Shoddy Filed June 15. Hollow Road, Mount Hope. Filed June 18. Friedman, Jacob, et al. Filed by Bank of America N.A. Action: seeks Cuevas, Casimiro Jr., aka Casi- to foreclose on a mortgage to secure miro Cueves, et al. Filed by Wells $120,000 affecting property located Fargo Bank N.A. Action: seeks to at 2, aka 8 Karlin Blvd., Unit 101, foreclose on a mortgage to secure Monroe 10950. Filed June 8. an unspecified amount affecting property located at 328 Angelo Garcia, Franklin Steven, et al. Drive, Montgomery 12549. Filed Filed by Bank of America N.A. AcJune 12. tion: seeks to foreclose on a mortgage to secure $264,000 affecting De Palma, Cheryl, et al. Filed by property located at 24 Sharon U.S. Bank N.A. Action: seeks to Drive, Middletown. Filed June 13. foreclose on a mortgage to secure $220,000 affecting property located Grill, Cynthia W., as trustee in at 28 Oakland Ave., Warwick 10990. trust under the Cynthia W. Grill Filed June 8. and Adele Grill Revocable Lifetime Trust, et al. Filed by Ulster Savings Dias, Kim Maree, et al. Filed by Bank. Action: seeks to foreclose on Nationstar Mortgage L.L.C. Action: a mortgage to secure $256,000 afseeks to foreclose on a mortgage to fecting property located at 17 Dissecure $147,792 affecting property tillery Road, Warwick 10990. Filed located at 408 Carpenter Ave., Unit June 18. 15, Newburgh 12550. Filed June 15. Gross, Diane M., et al. Filed by Edwards, Donna R., et al. Filed by Wells Fargo Bank N.A. Action: Chase Home Finance L.L.C. Action: seeks to foreclose on a mortgage seeks to foreclose on a mortgage to to secure $191,750 affecting propsecure $235,600 affecting property erty located at 249 Garden St., New located at 44-46 Wisner Ave., Mid- Windsor 12553. Filed June 14. dletown 10940. Filed June 8.

Hames, James, et al. Filed by Deutsche Bank Trust Company Americas. Action: seeks to foreclose on a mortgage to secure $449,440 affecting property located at 34 High Meadow Road, Hamptonburgh 10916. Filed June 15. Harris, Leonard, et al. Filed by Citimortgage Inc. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 2 Roosevelt Place, Newburgh 12550. Filed June 13. Hilley, James, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $114,000 affecting property located at 109 Herbst Drive, Monroe 10950. Filed June 14.

Krauss, Anthony, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $306,000 affecting property located at 41 Lower Byrdcliffe Road, Woodstock 12498. Filed June 19. Lothian, Violet, et al. Filed by Aurora Bank F.S.B. Action: seeks to foreclose on a mortgage to secure $147,600 affecting property located at 8 Little Monument St., Newburgh 12550. Filed June 12. Mann, John Jr., et al. Filed by Donna Griffith. Action: seeks to foreclose on a mortgage to secure $162,000 affecting property located in Blooming Grove. Filed June 18.

Manzanares, Maria Lopez, aka Maria Lopez, et al. Filed by EverHirsch, Renee A., et al. Filed by bank. Action: seeks to foreclose on Wells Fargo Bank N.A. Action: a mortgage to secure an unspecified seeks to foreclose on a mortgage amount affecting property located to secure $248,500 affecting prop- at 318 South St., Newburgh 12550. erty located at 48 Union Ave., New Filed June 11. Windsor 12553. Filed June 7. Marini, Eligio Jr., et al. Filed by Horowitz, Bernard, as admin- JPMorgan Chase Bank N.A. Acistrator of the estate of Stanley tion: seeks to foreclose on a mortHorowitz, et al. Filed by Mahopac gage to secure $305,000 affecting National Bank. Action: seeks to property located at 424 Heritage foreclose on a mortgage to secure Lane, Monroe 10950. Filed June 13. $80,000 affecting property located at 152 Neptune Drive, Monroe. Mark, Jennifer Lynn, as beneficiary Filed June 14. under the last will and testament of Linda Diane Mark, et al. Filed by Janvier, Pierre J., et al. Filed by MetLife Home Loans. Action: seeks Wells Fargo Bank N.A. Action: to foreclose on a mortgage to secure seeks to foreclose on a mortgage to an unspecified amount affecting secure an unspecified amount af- property located at 12 Forest Drive, fecting property located at 15 Law- Greenwood Lake 10925. Filed June 8. rence Ave., New Windsor 12553. Filed June 7. Meunier-Swist, Carol Ann, et al. Filed by Wells Fargo Bank N.A. AcJewell, Carol, aka Carol M. Du- tion: seeks to foreclose on a mortbois, et al. Filed by U.S. Bank N.A. gage to secure $200,000 affecting Action: seeks to foreclose on a property located at 464 Meri Lane, mortgage to secure $215,178 affect- Monroe 10950. Filed June 7. ing property located at 8 Stoll St., Port Jervis 12771. Filed June 8. Monaco, Heather N., et al. Filed by GMAC Mortgage L.L.C. Action: Kaufman, Stephanie, et al. Filed seeks to foreclose on a mortgage to by Wells Fargo Bank N.A. Action: secure $124,000 affecting property seeks to foreclose on a mortgage to located at 276 Temple Hill Road, secure $195,984 affecting property New Windsor 12553. Filed June 11. located at 1 Reed Court, Washingtonville 10992. Filed June 7. Murtha, Timothy P., et al. Filed by JPMorgan Chase Bank N.A. AcKhan, Khalid H., et al. Filed by tion: seeks to foreclose on a mortU.S. Bank N.A. Action: seeks to gage to secure $127,000 affecting foreclose on a mortgage to secure property located at 9 High Ridge $119,250 affecting property located Road, Monroe 10950. Filed June 13. at 150 Front St., Port Jervis 12771. Filed June 13.

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Go to westfaironline.com/buy/records-section/ for more information and to view a sample. WCBJ â&#x20AC;˘ July 2, 2012

FACTS&FIGURES Nemeth, Csaba, et al. Filed by Citimortgage Inc. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 362 Oak Drive, New Windsor 12553. Filed June 7.

Santillo, Richard A., et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $200,000 affecting property located at 772 Springtown Road, Tillson 12486. Filed June 19.

Velasquez, Gonzalo, et al. Filed by PHH Mortgage Corp. Action: seeks to foreclose on a mortgage to secure $243,682 affecting property located at 36 Madelaine Terrace, Middletown 10940. Filed June 13.

Lombardies Equities, as own- Partnerships er. $5,257 as claimed by Cross Landscaping and Lawn Care Inc., Newburgh. Property: 467- Cycle Lords M.C./Mountain 473 Broadway, Newburgh 12550. Crew, 801-803 Route 17M, Middletown 10940, c/o Gary Scott and Filed June 21. Charles Sawtelle. Filed July 5.

Newman, Ransford C., et al. Filed by Eric Goldfine Self-Employed Retirement Plan and Trust. Action: seeks to foreclose on a mortgage to secure $250,000 affecting property located in Deerpark. Filed June 13.

Savino, Joseph, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $256,500 affecting property located at 4 Ridgeview Drive, Newburgh. Filed June 18.

Velez, Claudio A., et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 12 Winding Ridge Lane, Unit 8122, Middletown 10940. Filed June 15.

Mediacom Realty L.L.C., Middletown, as owner. $11,995 as claimed by Carboline Co. Property: 24 Old Mansion Road, Blooming Grove 10918. Filed June 20.

Nivar, Gwendolyn, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $340,000 affecting property located at 27 Grosso Court, Montgomery 12549. Filed June 15.

Shoulars, Andrea D., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $195,200 affecting property located at 324 Robinson Ave., Newburgh. Filed June 14.

Nunez, Jody, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $290,625 affecting property located at 55 Woodcock Mountain Road, Washingtonville 10992. Filed June 13.

Smalls, Auto Lee, et al. Filed by OneWest Bank F.S.B. Action: seeks to foreclose on a mortgage to secure $210,000 affecting property located at 108 Grove Court, Newburgh 12550. Filed June 13.

Parlapanov, Severjan, et al. Filed by Green Tree Servicing L.L.C. Action: seeks to foreclose on a mortgage to secure $225,000 affecting property located at 117 Edinburgh Road, Middletown 10941. Filed June 15.

Snitofsky, Steven J., as heir at law and next of kin of Jennifer Garofalo, et al. Filed by Weichert Financial Services. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 7 Orchard Trail, Blooming Grove 10950. Filed June 14.

Parrinello, Vito M., et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $206,000 affecting property located in Plattekill. Filed June 22. Peguero, Robert, et al. Filed by Suntrust Mortgage Inc. Action: seeks to foreclose on a mortgage to secure $374,050 affecting property located at 9 Paisley Court, Highland Mills 10930. Filed June 18. Reid, Herbert, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $242,250 affecting property located at 86 W. Pierpont St., Kingston. Filed June 20.

Sylvester, James C., et al. Filed by RBS Citizens N.A. Action: seeks to foreclose on a mortgage to secure $90,000 affecting property located at 252 Van Ness St., Newburgh 12550. Filed June 12. Tierney, Sean, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $260,000 affecting property located at 3561 Route 94, Chester 10918. Filed June 15.

Trojan, William E., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $183,115 affecting property located at 6 Center Lane, Boiceville Rivera, Jonathan Wilson, et al. 12412. Filed June 20. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to Vacca, Judith P., et al. Filed by secure $149,625 affecting property U.S. Bank N.A. Action: seeks to located at 608 Parr Meadow Drive, foreclose on a mortgage to secure Unit 6-H, Newburgh 12550. Filed $450,800 affecting property located June 15. at 25 Buena Vista Terrace, Central Valley 10917. Filed June 15. Rodriguez, Antonio, et al. Filed by GMAC Mortgage L.L.C. Action: Valentino, Alison P., et al. Filed seeks to foreclose on a mortgage by U.S. Bank N.A. Action: seeks to to secure an unspecified amount foreclose on a mortgage to secure affecting property located at 279 $228,000 affecting property located Union Ave., New Windsor 12553. at 121 South Street Extension, WarFiled June 13. wick 10990. Filed June 7.

22 July 2, 2012 • WCBJ

Palmeri, Michael, as owner. $9,491 as claimed by Four Brothers Walsh, Brian J., et al. Filed by Improvements Inc., Salisbury Mills. OneWest Bank F.S.B. Action: seeks Property: 11 Dolfinger Lane, Fishto foreclose on a mortgage to secure kill. Filed June 19. $47,500 affecting property located at 92 Excelsior Ave., Middletown Redhead Properties L.L.C., as 10940. Filed June 15. owner. $104,176 as claimed by HG Page and Sons Inc., Poughkeepsie. Warner, Jemil M., et al. Filed by Property: 36 Lees Way, Hopewell Wells Fargo Bank N.A. Action: Junction. Filed June 20. seeks to foreclose on a mortgage to secure $122,400 affecting property Shamrock Creek L.L.C., et al, as located at 21 Benkard Ave., New- owner. $84,423 as claimed by Habig burgh 12550. Filed June 12. and Cirillo Architects P.C., Middletown. Property: 141 Forge Hill Wassmann, Patrick J., et al. Filed Road, New Windsor. Filed June 20. by MidFirst Bank. Action: seeks to foreclose on a mortgage to secure South East Towers Corp., as own$233,957 affecting property located er. $16,173 as claimed by Kandel at 201 S. Ohioville Road, New Paltz Brothers Inc., Middletown. Prop12561. Filed June 22. erty: 55 Fulton St., Middletown 10940. Filed June 19. Williams, Geoffrey, et al. Filed by Sovereign Bank N.A. Action: seeks Ulster Crossings L.L.C., as owner. to foreclose on a mortgage to secure $5,500 as claimed by RBM Guard$192,500 affecting property located ian Fire Protection Inc., Albany. at 67 Jessup Switch Road, Florida Property: Moe’s Southwest Grille, 10921. Filed June 12. 1137-1187 Ulster Ave., Ulster. Filed June 22. Zangl, Andrew J., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to New Businesses secure $85,400 affecting property located at 49 King St., Port Jervis This paper is not responsible for ty12771. Filed June 12. pographical errors contained in the original filings.

Mechanic’s Liens

Doing Business As

DiFusco, Steven, as owner. $23,218 as claimed by HG Page and Sons Inc., Poughkeepsie. Property: 171 Audrey’s Farmhouse Ltd., d.b.a. Sandy Pines Blvd., Hopewell Junc- HV Consulting, 2188 Brunswyck Road, Wallkill 12589. Filed July 5. tion. Filed June 20.

Glenn’s Sheds, 2 Da Vinci Way, New Paltz 12561, c/o Glenn W. Nystrup. Filed June 22. Ivy League and TLC Day Care, 10 Edgewood Drive, New Paltz 12561, c/o Kathleen M. Morabito. Filed June 19.

M.J.’s Dogs, 77 Montgomery St., Saugerties 12477, c/o Nickolas P. Steyer and Mauray J. Mathias. Filed Marin Auto Repair Shop, P.O. Box 2802, Newburgh, c/o Tomas Marin June 20. Jr. Filed July 1. Parris and Pilgrim, 19 Van Gaasbeck St., Kingston 12401, c/o Karen Brodhead and Lyndell Parris. Filed June 22.

Mellow’s Carpentry, 7 Neversink Drive, Newburgh 12550, c/o Ismael Torres. Filed July 1.

Tops on Broadway Cleaners, 429 Broadway, Newburgh, c/o Andrew Hong and Yong Soon Lee. Filed July 5.

Minervini’s Fence and More, 31 Livingston St., Apt. 3, Saugerties 12477, c/o Dominic Minervini. Filed June 22.

Sole Proprietorships

Over The Limit, 16 Brighton Drive, Unit 2504, Newburgh, c/o Neil McCartney. Filed July 1.

A and Y Maintenance Enterprises, 38 Smith Road, Middletown 10941, c/o Angel Gonzalez. Filed July 5.

Pink Chic Events, 95 Creamery Drive, New Windsor 12553, c/o Melissa Ann Rodriguez. Filed July 1.

Propane Resources, 17 Stickles AB Productions, 72 Farrington St., Ave., Kingston 12401, c/o Duane E. Newburgh 12550, c/o Abel Aguirre. Merck. Filed June 20. Filed July 1. Rossiter Repairs, 47 Clinton Ave., Alicia Viola LMT, 25 Fawn Road, Ellenville 12428, c/o Dean J. RosLot 3, Saugerties 12477, c/o Alicia siter. Filed June 21. C. Viola. Filed June 19. Stephanie Bifolco Support SerBella Terra Farm to Table, 150 vices, 371 Route 32 S., New Paltz Hilltop Terrace, Kerhonkson 12446, 12561, c/o Stephanie Rose Bifolco. c/o Keith M. Duarte. Filed June 20. Filed June 20. Brimstone Hill Vineyard, 61 Steve’s Metal Exchange, 1410 Brimstone Hill Road, Pine Bush Berme Road, Kerhonkson 12446, 12566, c/o Richard Clement Elc/o Stefan P. Koslowsky. Filed dridge. Filed June 21. June 22. Building Logic, 130 Dusinberre Taqueria Lucas, 337 Broadway, Road, Gardiner 12525, c/o Lillian Newburgh, c/o Gonzalo Lucas. C. Maurer. Filed June 21. Filed July 5. Craig Media Action, 2 Bayview Terrace, Newburgh 12550, c/o Jessica Ann Craig. Filed July 5.

The Borealis Group, 36 Hummel Road, New Paltz 12561, c/o William J. McAllister. Filed June 21.

Dean and Douglas AutomoThe Dawg House, 38 Bethel Ridge tive Detailing, 19 Blvd., Kingston Road, Catskill 12414, c/o Lorraine Mia Style Connection Inc., d.b.a. 12401, c/o Randy Dean Adams Jr. JIP Group Inc., Monsey, as owner. F. Stockwell. Filed June 22. $5,865 as claimed by Global Fire Style Connection, 112 Clowes Filed June 20. Ave., Store No. 3, Goshen 10924. Prevention Inc., Monroe. Property: Tranquil Touch Day Spa, 153 Filed July 5. Eva’s Cleaning Service, 20 Prosin Monroe. Filed June 19. Ward St., Montgomery, c/o Adam J. pect St., Highland Falls 10928, c/o Geiger. Filed July 5. Stadri Inc., d.b.a. Embroidered Eva Perez. Filed July 5. Joey Zero L.L.C., as owner. $42,551 as claimed by Gala Construction of Patches, 1760 Glasco Turnpike, Vera’s Pizza and Deli, 95 Maher Five Star Lawns, 22 Overhill Lane, Dutchess County Inc., Poughkeep- Woodstock 12498. Filed June 20. Lane, Suite 6, Harriman, c/o PranWarwick 10990, c/o Henry Victor sie. Property: 7 and 9 W. Oakly St., vera Narkaj. Filed July 5. Zohar Brothers Inc., d.b.a. Drive- Stadelman. Filed July 1. Poughkeepsie. Filed June 21. way Pro, 266 Main St., Cornwall Warrior’s For Excellence, 57 12518. Filed July 5. FoamIt Insulation, 20 Yankee Southern Lane, Warwick 10990, c/o Place, Ellenville 12428, c/o Douglas Edwin M. Carrillo. Filed July 5. William Lewis. Filed June 22.

Articles of Organization of Haviland Farm, LLC were filed with the Secretary of State of NY (SSNY) on May 3, 2012. Office Location: Westchester County. SSNY designated as agent upon whom process may be served. Address to which SSNY shall mail copy of process against LLC is the principal address of the LLC of: 1120 Knollwood Road, White Plains, New York 10603. Purpose: any lawful activity. #57856 Notice of Formation of Sweet Finds Candy, LLC. Arts of Org. filed with NY Secy of State (SSNY) on 04/25/2012. Office location: Westchester County. SSNY is designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 120 Crow Hill Path, Mount Kisco, NY 10549. Purpose: sale and purchase of candy. #57861 Notice of Formation of AUTOMATED CAPITAL SOLUTIONS LLC. Arts. of Org. was filed with SSNY on 5/14/12. Office location: Westchester County. SSNY designated as agent of LLC whom process against may be served. SSNY shall mail process to: c/o The LLC, 386 Sherman Ave., Hawthorne, NY 10532. Purpose: all lawful activities. #57862 PLEASANTVILLE PRODUCTIONS LLC, a domestic LLC. Arts. of Org. filed with the SSNY on 03/14/2012. Office location: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 6 Christie Court, Pleasantville, NY 10570. Reg Agent: Matthew Browne, 6 Christie Court, Pleasantville, NY 10570. Purpose: Any Lawful Purpose. #57863 Notice of formation of MBG Partners LLC. Art. Of Org. filed with the Secíy of State of NY (SSNY) on 04/09/12. Office in Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to: 99 Greenridge Ave., White Plains NY, 10605. Purpose: any lawful purpose. #57864 KAM DESIGN, LLC, a domestic LLC. Arts. of Org. filed with the SSNY on 05/14/2012. Office location: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 22 Villa Road, Larchmont, NY 10538. Purpose: Any Lawful Purpose. #57865 Notice of Formation of 14 STORE ROAD LLC. Arts. of Org. filed with the Secy. of State of NY (SSNY) on 4/13/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 78 North State Road, Briarcliff Manor, NY 10510. Purpose: any lawful act or activity. #57867 Notice of formation of REDCLIFFE GROVE LLC. Art. Of Org. filed with the Sectíy of State of NY (SSNY) on 05/11/12. Office in Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 11 Donellan Road, Scarsdale, NY 10583. Purpose: any lawful purpose. #57869 LBI SCARSDALE LLC, a domestic LLC. Arts. of Org. filed with the SSNY on 05/04/2012. Office location: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 303 Central Park Ave., Scarsdale, NY 10583. Purpose: Any Lawful Purpose. #57870 JKM 510 S. FULTON AVE. REALTY LLC, a domestic LLC. Arts. of Org. filed with the SSNY on 05/17/2012. Office location: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: Jacob Morris, 150 East First Street, Mt. Vernon, NY 10550. Purpose: Any Lawful Purpose. #57871 NOTICE OF FORMATION of PRO YO LLC Art. of Org filed Secíy of State (SSNY) 5/17/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to c/o Alfred E. Donnellan, One North Lexington Avenue, White Plains, New York 10601. Purpose: any lawful activities. #57872

Name of LLC: Precision Motor Works LLC. Arts. of Org. filed with NY Dept. of State: 5/4/12. Office loc.: Westchester Co. Sec. of State designated agent of LLC upon whom process against it may be served and shall mail process to: c/o Business Filings Inc., 187 Wolf Rd., Ste. 101, Albany, NY 12205, regd. agt. upon whom process may be served. Purpose: any lawful act. #57873 Notice of Qualification of NAUTICAL CAPITAL MANAGEMENT LLC. Authority filed with Secy. Of State of N.Y. (SSNY) on 2/28/12. Office location: Westchester County. LLC formed in Delaware (DE) on 8/6/09. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o The LLC, 2900 Westchester Ave. #406, Purchase, NY 10577. DE address of LLC: 2711 Centerville Rd. #400, Wilmington, DE 19808. Arts. Of Org. filed with the DE Secy. Of State, 401 Federal St. #4, Dover, DE 19901. Purpose: any lawful activity. #57874 Notice of Formation of Bear Hill Body Care LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 5/16/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 3 Barker Ave., Ste. 290, White Plains, NY 10601. Purpose: any lawful activity. #57876 Notice of Formation of Howard Stern LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 5/15/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 3 Barker Ave., Ste. 290, White Plains, NY 10601. Purpose: any lawful activity. #57877 Notice of Formation of Hudson 47 Realty LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 4/4/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: The LLC, 11 Hudson St., Ossining, NY 10562. Purpose: any lawful activity. #57878 Notice of Formation of 279 E 204TH LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 3/7/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: The LLC, 444 South Fulton Ave., Mt. Vernon, NY 10553. Purpose: any lawful purpose. #57879 Notice of Formation of 8 Sunset Road, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 3/19/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o Greenlight Capital, Inc., 2 Grand Central Tower, 140 E. 45th St., 24 Fl., NY, NY 10017. Purpose: any lawful activity. #57880 Notice of Formation of 2244 Broad Street Realty LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 3/15/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: The LLC, 84 Whippoorwill Road East, Armonk, NY 10504. Purpose: any lawful activity. #57881 THE NOLET LAW FIRM LLC, a Prof. LLC. Arts. of Org. filed with the SSNY on 05/18/2012. Office location: Westchester County. SSNY has been designated as agent upon whom process against it may be served. SSNY shall mail process to: Charles A. Nolet, Esq., 247 Tillou Road, South Orange, NJ 07079. Purpose: To Practice The Profession Of Law. #57882 Corbett-Doyle Properties, LLC; Articles of Organization filed 5/23/12; SSNY; Westchester County, New York; SSNY designated as agent of LLC upon whom process may be served. Address for mailing copy of process: 25 Milton Rd, Rye NY 10580; Purpose: any lawful purpose; Perpetuity. #57883 Notice of formation of MTR Consulting Group, LLC. Arts of Org filed with NY Secy of State (SSNY) on 05/11/2012. Office: Westchester County. SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to: 189 High Street, Hastingson-Hudson, NY 10706. Purpose: Any lawful activity. #57885

LEGAL NOTICES

Notice of Formation of Sage Ally LLC. Arts. of Org. filed with SSNY on 4/24/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to Sage Ally LLC 27 Barker Avenue #307 White Plains, New York 10601. Purpose: any lawful act or activity. #57887

Hudson Financial Associates, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 4/3/12. Office in Westchester County. SSNY designated agent of LLC upon whom process against it may be served. SSNY shall mail process to 24 North Greeley Ave, Chappaqua, NY 10514. Purpose: General. #57900

Notice of Formation of Sprain Brook Manor Rehab, LLC. Arts. of Org. filed with NY Dept. of State on 4/27/12. Office location: Westchester County. Princ. bus. addr.: 77 Jackson Ave., Scarsdale, NY 10583. Sec. of State designated agent of LLC upon whom process against it may be served and shall mail process to: Duane Morris LLP, 1540 Broadway, NY, NY 10036-4086, Attn: Jerome T. Levy, Esq. Purpose: as specifically set forth in the Arts. of Org. #57911

NOTICE OF FORMATION OF LIMITED LIABILITY COMPANY (LLC). NAME: EdgeUP Website Design, LLC Articles of Organization were filed with the Secretary of State of New York (SSNY) on 04/24/12. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: EdgeUP Website Design, 10 Miller Circle, Armonk, NY, 10504, principal business location of the LLC. Purpose: any lawful business activity. #57888

Notice of Qual. of MC Solar Development LLC. filed with Sec of State NY (SSNY): 4/24/12. Office in Westchester County. Formed in DE: 5/23/11. SSNY designated agent of LLC upon whom process against it may be served & shall mail process to: 417 Center Ave, Mamaroneck, NY 10543. Foreign add: One Commerce Center, 1201 Orange St Ste 600 PO Box 511, Wilmington, DE 19899-0511. Arts. of Org. filed with Jeffrey W. Bullock, Sec Of State, Division Of Corporations, John G. Townsend Bldg, Duke Of York St, Dover, DE 19901. Purpose: General. #57901

Notice of formation of Monica Nolan, Licensed Speech Language Pathologist, PLLC. Arts. of Org. filed with the Secy. of State of NY (SSNY) on 4/13/12. Office location: Westchester County. SSNY designated as agent of PLLC upon whom process may be served. SSNY shall mail copy of process to: Monica Nolan, 90 Franklin Ave., Valhalla, NY 10595. Purpose: practice the profession of speech language pathology. #57889

STEINVURZEL DESIGN LLC, a domestic LLC. Arts. of Org. filed with the SSNY on 05/24/2012. Office location: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: David Steinvurzel C/O Steinvurzel Law Group P.C., 34 South Broadway Ste 401, White Plains, NY 10601. Purpose: Any Lawful Purpose. #57902

Notice of formation of Genevie LLC Articles of Organization filed with the Secretary of State of NY (SSNY) on 5/22/2012. Office Location: Westchester County. The street address is: PO Box 915, White Plains, NY 10602. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process served to: Genevie LLC, PO Box 915, White Plains, NY 10602. Purpose: any lawful activity. #57913

Notice of Formation of Essential Recognition Resources, LLC. Arts. of Org. filed with NY Dept. of State on 4/23/12. Office location: Westchester County. Sec. of State designated as agent of LLC upon whom process against it may be served and shall mail process to the principal business address: 116 Larchmont Acres, Larchmont, NY 10538. Purpose: any lawful activity. #57890

NOTICE OF FORMATION OF LIMITED LIABILITY COMPANY (LLC). NAME: K CECILIA LLC Articles of Organization were filed with the Secretary of State of New York (SSNY) on 05/21/12. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: The LLC, 207 Davis Avenue, White Plains, New York 10605, principal business location of the LLC. Purpose: any lawful business activity. #57903

FOUR M FOOD SERVICE OF WESTBURY, LLC, a domestic LLC. Arts. of Org. filed with the SSNY on 05/16/2012. Office location: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 115 Stevens Ave., Ste 105, Valhalla, NY 10595. Reg Agent: James Bitzonis, 115 Stevens Ave., Ste 105, Valhalla, NY 10595. Purpose: Any Lawful Purpose. #57914

NOTICE OF FORMATION of LRC Maintenance, LLC Art. of Org filed Secíy of State (SSNY) 5/30/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to c/o Alfred E. Donnellan, One North Lexington Avenue, White Plains, New York 10601. Purpose: any lawful activities. #57904

DESIGNER ATTACHE LLC, a domestic LLC. Arts. of Org. filed with the SSNY on 01/17/2012. Office location: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 1 Jane St., Apt. 4D, NY, NY 10014. Purpose: Any Lawful Purpose. #57915

Ballison LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 4/16/12. Office in Westchester County. SSNY designated agent of LLC upon whom process against it may be served. SSNY shall mail process to Brian Allison, 49 Archer Dr., Bronxville, ny 10708. Purpose: General. #57891 Cadillac Hash, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 5/2/12. Office in Westchester County. SSNY designated agent of LLC upon whom process against it may be served. SSNY shall mail process to 90 Bryant Ave. Dorset 5C, White Plains, NY 10605. Purpose: General. #57892 Keen Vibrance Associates LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 1/11/12. Office in Westchester County. SSNY designated agent of LLC upon whom process against it may be served. SSNY shall mail process to Yvonne Marcie Braham, 158 Hillcrest Rd., Mt. Vernon, NY 10552. Purpose: General. #57893 Forever Girly Spa, LLC. Arts. Of Org. filed with Secy. of State of NY (SSNY) on 2/1/12. Office in Westchester County. SSNY designated agent of LLC upon whom process against it may be served. SSNY shall mail process to 151 E. Prospect Ave Apt 2F, Mount Vernon, NY 10550. Purpose: General. #57894 15 Cartway LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 3/16/12. Office in Westchester County. SSNY designated agent of LLC upon whom process against it may be served. SSNY shall mail process to c/o Susan Carlson, 620 Guard Hill Rd., Bedford, NY 10506. Purpose: General. #57895 Broken Bow Brewery LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 4/4/12. Office in Westchester County. SSNY designated agent of LLC upon whom process against it may be served. SSNY shall mail process to 190 Davids Hill Rd, Bedford Hills, NY 10507. Purpose: General. #57896 Hardpan LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 2/7/12. Office in Westchester County. SSNY designated agent of LLC upon whom process against it may be served. SSNY shall mail process to 12 Barry Rd, Scarsdale, NY 10583. Purpose: General. #57897 Thever I, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 12/21/06. Office in Westchester County. SSNY designated agent of LLC upon whom process against it may be served. SSNY shall mail process to 145 Manor Ln., Pelham, NY 10803. Purpose: General. #57898 Thever II, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 12/21/06. Office in Westchester County. SSNY designated agent of LLC upon whom process against it may be served. SSNY shall mail process to 145 Manor Ln., Pelham Manor, NY 10803. Purpose: General. #57899

JAMAICAS DIVAZ, LLC, Art. of Org. filed with NY Secy. of State on 06/01/12. Office located in Westchester Co. Secy. of State designated as agent upon which process may be served. Secy. Of State shall mail a copy of any process against it served upon him/her to: 97 Forster Ave, Mount Vernon NY 10552 (the LLCís primary business location). LLC may engage in any lawful act or activity for which a limited liability company may be formed. #57905 Notice of Formation of Ms. Karenís A+ Tutoring Center, LLC. Arts. of Org. filed with SSNY on 5/18/12. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to: Karen LesPierre, 175 Hugenot Street, Unit 806, New Rochelle, NY 10801. Purpose: any lawful activity. #57906 NOTICE OF FORMATION of Biscardi Holland, LLC Art. of Org filed Secíy of State (SSNY) 5/31/12 Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to c/o Mary Ann Crouse, 3 Albro Lane, White Plains, NY 00603. Purpose: any lawful activities. #57907 NOTICE OF FORMATION of Biscardi Rockledge, LLC Art. of Org filed Secíy of State (SSNY) 5/31/12 Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to c/o Mary Ann Crouse, 3 Albro Lane, White Plains, NY 00603. Purpose: any lawful activities. #57908 Name of LLC: 1250 LLC. Arts. of Org. filed with NY Dept. of State on 4/25/2001. Office location: Westchester County. Sec. of State designated as agent of LLC upon whom process against it may be served and shall mail process to: 8 Depot Place, Scarsdale, NY 10583. Purpose: any lawful act. #57910

Daisy Natural LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 5/9/12. Office in Westchester County. SSNY designated agent of LLC upon whom process against it may be served. SSNY shall mail process to Jean Marie Pizzariella, 20 N Broadway Apt N365, White Plains, NY 10601-2164. Purpose: General. #57912

Notice of Formation of HLP NETWORK LLC. Arts. of Org. was filed with SSNY on 4/6/12. Office location: Westchester County. SSNY designated as agent of LLC whom process against may be served. SSNY shall mail process to: c/o The LLC, 3110 Radcliffe Ave., Yorktown, NY 10598. Purpose: all lawful activities. #57917 91 MARBLE AVENUE LLC, a domestic LLC. Arts. of Org. filed with the SSNY on 06/04/2012. Office location: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: Antonio Forgione, 95 Marble Avenue, Pleasantville, NY 10570. Purpose: Any Lawful Purpose. #57918 Notice of Qualification of Paramount Management Group, LLC. App. for Auth. filed with Secy. of State of NY (SSNY) on 4/26/12. Fictitious Name in NY State: Paramount MGP, LLC. Office location: Westchester County. LLC formed in Pennsylvania (PA) on 10/19/11. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to the PA address of LLC: 415 N Prince St., Ste. 202, Lancaster, PA 17603. Arts. of Org. filed with PA Secy. of State, North Office Bldg., Harrisburg, PA 17120. Purpose: any lawful activity. #57919 DV8 APPLICATIONS, LLC, a domestic LLC. Arts. of Org. filed with the SSNY on 03/27/2012. Office location: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 50 Bayview Ave., New Rochelle, NY 10805. Reg Agent: Jason Costa, 50 Bayview Ave., New Rochelle, NY 10805. Purpose: Any Lawful Purpose. #57921

LEGAL NOTICE Notice of formation of Limited Liability Company (ìLLCî). Name: Metro Futures Development LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on June 5, 2012. NY office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to Metro Futures Development LLC, 111 North Central Avenue, Suite 425, Hartsdale, NY 10530. Purpose/character of LLC is to engage in any lawful act or activity. #57922 Notice of Formation of 159 LEXINGTON AVENUE, LLC. Arts. of Org. was filed with SSNY on 6/6/12. Office location: Westchester County. SSNY designated as agent of LLC whom process against may be served. SSNY shall mail process to: c/o The LLC, 16 Lawrence St., Mt. Kisco, NY 10549. Purpose: all lawful activities. #57923 Notice of Formation of Clementyne Design LLC. Art. of Org. filed with NY Secy. of State (SSNY) 6/1/12. Office Location: Westchester County. SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to 702 Half Moon Bay Drive, Croton-on-Hudson, NY 10520. Purpose: Any lawful activity. #57924 Notice of Formation of HHW WORLD RESOURCES, LLC. Arts. of Org. filed with the Secy. of State of NY (SSNY) on 9/20/11. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 341 Whippoorwill Rd., Chappaqua, NY 10514. Purpose: any lawful act or activity. #57925 Notice of Formation of EUROAMERICAN FUNDING GROUP, LLC. Arts. of Org. filed with the Secy. of State of NY (SSNY) on 1/25/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 341 Whippoorwill Road, Chappaqua, NY 10514. Purpose: any lawful act or activity. #57926 Notice of Formation of York International Life Brokerage Agency, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 5/29/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o Kestenbaum, Dannenberg & Klein, LLP, 104 W. 40th St., 20th Fl., NY, NY 10018. Purpose: any lawful activity. #57927 Notice of Formation of Momentum Event Group LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 5/31/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 50 Dimond Ave., Cortlandt Manor, NY 10567. Purpose: any lawful activity. #57928 Notice of Application for Authority of SPRING WIND GROUP, LLC, a foreign limited liability company (LLC) filed with the Secy of State of New York (SSNY) on 4/17/12. LLC organized in Delaware on 3/30/05. NY office location: Westchester Co. SSNY shall mail a copy of any process against the LLC served upon him to: 1 Renaissance Square, #V2C, White Plains, NY 10601. Office address in jurisdiction of organization: c/o National Registered Agents, Inc., 160 Greentree Dr., Suite 101, Dover, DE 19904. Copy of Cft. of Org. on file with SSDE. Purpose: any lawful act or activity. #57929 Name of LLC: B-Tree, LLC. Arts. of Org. filed NY Sec. of State 4/2/12. Princ. off. loc.: Westchester Cty. Sec. of State designated as agent of LLC upon whom process against it may be served. Sec. of State shall mail a copy of process to the LLC, 130 Virginia Rd Apt.D, White Plains, NY 10603. Purpose: any lawful activity. #57930 Notice of Formation of A Kidís World Preschool & Daycare LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 10/03/2011. Office location: Westchester County. SSNY is designated as agent of the LLC upon whom process may be served and SSNY shall mail process to The LLC, 198 Park Ave., West Harrison, NY 10604. Purpose: Any lawful activity. #57931

Hero Recording Studio, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 3/2/12. Office in Westchester County. SSNY designated agent of LLC upon whom process against it may be served. SSNY shall mail process to c/o Corporation Service Company, 80 State St., Albany, NY 12207. Purpose: General. #57932 Jack Munson Burton LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 5/10/12. Office in Westchester County. SSNY designated agent of LLC upon whom process against it may be served. SSNY shall mail process to Nancy Williams Carlson, 250 E. Houston St. #9J, NY, NY 10002. Purpose: General. #57933 Vinicole The Americas LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 4/6/12. Office in Westchester County. SSNY designated agent of LLC upon whom process against it may be served. SSNY shall mail process to Robert C. Macdonald, 97 Osborn Rd., Rye, NY 10580. Purpose: General. #57934 Bag Sarang New York, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 4/24/12. Office in Westchester County. SSNY designated agent of LLC upon whom process against it may be served. SSNY shall mail process to c/o Richard Eric Skiera, 100 Palmer Ln., Thornwood, NY 10594. Purpose: General. #57935 Woodland Court LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 5/30/12. Office in Westchester County. SSNY designated agent of LLC upon whom process against it may be served. SSNY shall mail process to Maya Kadar Kovalsky, 233 Glen Ave., Glen Rock, NJ 07452. Purpose: General. #57936 Notice of application for authority of FindawayWorld LLC. Initial DOS filing with the Secretary of State of NY (Westchester Co) on 3/30/12. Jurisdiction and date of org: Ohio 7/19/04. SSNY designated as agent upon whom process against LLC may be served. SSNY shall mail a copy of any process against the LLC to registered agent: A.G.C. Co., 3200 PNC Center,1900 E 9th St, Cleveland, OH 44114. Office address: 31999 Aurora Rd, Solon, OH 44139. Authorized officer where copy of articles of org are filed: Jon Husted, Ohio Secretary of State, 189 E Broad St, 16th Floor, Columbus, OH 43215. Purpose: any lawful act or activity. #57937 SAUCE IS SCIENCE LLC, a domestic LLC. Arts. of Org. filed with the SSNY on 06/12/2012. Office location: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: Ronald Steinvurzel, Esq., Steinvurzel Law Group P.C. , 34 South Broadway - Ste 401, White Plains, NY 10601. Purpose: Any Lawful Purpose. #57938 NOTICE OF QUALIFICATION OF The Chief Trunk Company LLC. Application for Authority filed with the Secretary of State of New York (SSNY) on 05/07/2012. Office location: WESTCHESTER County. LLC formed in Delaware on 08/18/2010. SSNY has been designated as an agent upon whom process against it may be served. The Post Office address to which the SSNY shall mail a copy of any process against the LLC served upon him/her is: 29 Cedar Street, Hastings-on-Hudson, NY 10706. Address to be maintained in DE: 1815 W. 13th Street, Ste 5, Wilmington DE 19806. Certificate of LLC filed with Secretary of State of Delaware located at: 401 Federal Street Ste 4, Dover DE 19901. Purpose: any lawful act or activity. #57939 NOTICE OF FORMATION of RADOW LAW PLLC. Art. of Org filed Secíy of State (SSNY) June 7, 2012 Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to 17 N. Chatsworth Avenue, Larchmont, New York 10538. Purpose: Law. #57940 Notice of Formation of AUTOBAHN GRAPHICS LLC. Arts. of Org. was filed with SSNY on 6/13/12. Office location: Westchester County. SSNY designated as agent of LLC whom process against may be served. SSNY shall mail process to: c/o The LLC, 114 Green Lane, Bedford Hills, NY 10507. Purpose: all lawful activities. #57941

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WCBJ • July 2, 2012

LEGAL NOTICES Continued from previous page

SUMMONS

Notice of Formation of ZoobeatZ LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 6/14/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: Denise M. Tormey, SNR Denton US LLP, 1221 Ave. of the Americas, NY, NY 10020. Purpose: any lawful activity. #57942

Index No. 53135/2011 D/O/F: July 26, 2011 Premises Address: 52 HOLLAND AVE., SLEEPY HOLLOW, NY 10591 SUPREME COURT OF THE STATE OF NEW YORK COUNTY OF WESTCHESTER CITIMORTGAGE, INC Plaintiff, -againstANTONIO TEIXEIRA; MARIA TEIXEIRA; LEDBETTER TRUCKING & SALVAGE CO; ‘’JOHN DOES’’ AND ‘’JANE DOES’’, SAID NAMES BEING FICTITIOUS, PARTIES INTENDED BEING POSSIBLE TENANTS OR OCCUPANTS OF PREMISES, AND CORPORATIONS, OTHER ENTITIES OR PERSONS WHO CLAIM, OR MAY CLAIM, A LIEN AGAINST THE PREMISES, Defendant(s), TO THE ABOVE NAMED DEFENDANTS: YOU ARE HEREBY SUMMONED to answer the Complaint in this action, and to serve a copy of your Answer, or, if the Complaint is not served with this Summons, to serve a Notice of Appearance on the Plaintiff’s Attorneys within twenty (20) days after the service of this Summons, exclusive of the day of service, where service is made by delivery upon you personally within the State, or within thirty (30) days after completion of service where service is made in any other manner, and in case of your failure to appear or answer, judgment will be taken against you by default for the relief demanded in the complaint. NOTICE YOU ARE IN DANGER OF LOSING YOUR HOME If you do not respond to this summons and complaint by serving a copy of the answer on the attorney for the mortgage company who filed this foreclosure proceeding against you and filing the answer with the court, a default judgment may be entered and you can lose your home. Speak to an attorney or go to the court where your case is pending for further information on how to answer the summons and protect your property. Sending a payment to your mortgage company will not stop this foreclosure action. YOU MUST RESPOND BY SERVING A COPY OF THE ANSWER ON THE ATTORNEY FOR THE PLAINTIFF (MORTGAGE COMPANY) AND FILING THE ANSWER WITH THE COURT. The following notice is intended only for those defendants who are owners of the premises sought to be foreclosed or who are liable upon the debt for which the mortgage stands as security. YOU ARE HEREBY PUT ON NOTICE THAT WE ARE ATTEMPTING TO COLLECT A DEBT, AND

Notice of Qualification of Swan Advisors LLC. Authority filed with NY Dept. of State on 5/24/12. Office location: Westchester County. Princ. bus. addr.: 21 Brown Ave., Rye, NY 10580. LLC formed in DE on 5/10/11. NY Sec. of State designated agent of LLC upon whom process against it may be served and shall mail process to: c/o CT Corporation System, 111 8th Ave., NY, NY 10011, regd. agent upon whom process may be served. DE address of LLC: 1209 Orange St., Wilmington, DE 19801. Cert. of Form. filed with DE Sec. of State, 401 Federal St., Dover, DE 19901. Purpose: all lawful purposes. #57943 Notice of Formation of NECB Financial Services Group LLC. Arts. of Org. filed with NY Dept. of State on 6/13/12. Office location: Westchester County. Sec. of State designated agent of LLC upon whom process against it may be served and shall mail process to the principal business address of the LLC: c/o NorthEast Community Bank, 325 Hamilton Ave., White Plains, NY 10601. Purpose: all lawful purposes. #57944

ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. The amount of the Debt: $210,128.20 consisting of principal balance of $184,539.18 plus interest of $11,513.80, escrow/impound shortages or credits of $12,654.16, late charges of $306.06; Broker`s Price Opinion, inspection and miscellaneous charges of $108.00; attorney fee $840.00 and title search $275.00. Because of interest and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive the check, in which event we will inform you. The name of the creditor to whom the debt is owed: CITIMORTGAGE, INC. Unless you dispute the validity of the debt, or any portion thereof, within thirty (30) days after receipt hereof, the debt will be assumed to be valid by the herein debt collector. If you notify the herein debt collector in writing within thirty (30) days after your receipt hereof that the debt, or any portion thereof, is disputed, we will obtain verification of the debt or a copy of any judgment against you representing the debt and a copy of such verification or judgment will be mailed to you by the herein debt collector. Upon your written request within 30 days after receipt of this notice, the herein debt collector will provide you with the name and address of the original creditor if different from the current creditor. Note: Your time to respond to the summons and complaint differs from your time to dispute the validity of the debt or to request the name and address of the original creditor. Although you have as few as 20 days to respond to the summons and complaint, depending on the manner of service, you still have 30 days from receipt of this summons to dispute the validity of the debt and to request the name and address of the original creditor. TO THE DEFENDANTS, except ANTONIO TEIXEIRA MARIA TEIXEIRA : The Plaintiff makes no personal claim against you in this action. TO THE DEFENDANTS: ANTONIO TEIXEIRA MARIA TEIXEIRA : If you have obtained an order of discharge from the Bankruptcy court, which includes this debt, and you have not reaffirmed your liability for this debt, this law firm is not alleging that you have any personal liability for this debt and does not seek a money judgment against you. Even if a discharge has been obtained, this lawsuit to foreclose the mortgage will continue and we will seek a judgment authorizing the sale of the mortgaged premises. Dated: July 22, 2011 Susan West, Esq. ROSICKI, ROSICKI & ASSOCIATES, P.C. Attorneys for Plaintiff Main Office 51 E Bethpage Road Plainview, NY 11803 516-741-2585 #57945

MANNA ACUPUNCTURE, PLLC, a Prof. LLC. Arts. of Org. filed with the SSNY on 05/22/2012. Office location: Westchester County. SSNY has been designated as agent upon whom process against it may be served. SSNY shall mail process to: 22 Cherrywood Road, Yonkers, NY 10710. Purpose: To Practice The Profession Of Acupuncture. #57946 Notice of Formation of 626 Crescent Avenue, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 6/15/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o Falcon & Singer P.C., 14 Harwood Court, Ste. 220, Scarsdale, NY 10583. Purpose: any lawful activity. #57947 Notice of Qualification of Fulfillment International, LLC. App. for Auth. filed with Secy. of State of NY (SSNY) on 6/14/12. Office location: Westchester County. LLC formed in Connecticut (CT) on 9/4/01. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 80 Hartford Ave., Mt. Vernon, NY 10553. CT address of LLC: David A. Swerdloff, c/o Day, Berry & Howard, LLP, One Canterbury Green, Stamford, CT 06901. Cert. of Form. filed with CT Secy. of State, 30 Trinity St., PO Box 150470, Hartford, CT 06115. Purpose: any lawful activity. #57948 Notice of Formation of NYC STRATEGIC PARTNERS LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 4/5/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: Graubard Miller, 405 Lexington Ave., 19th Fl., NY, NY 10174, (Attn: Docket Clerk). Purpose: any lawful activity. #57949 Notice of Formation of Limited Liability Company: 511 CREATIVE, LLC. Arts. of Org. filed with New York Secretary of State (SSNY) on 05/14/2012. Office located in Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail a copy of process to the LLC at 495 Odell Ave - 5B, Yonkers, NY 10703. Purpose: Any lawful activity. #57950

Innovative Voluntary Benefits Solutions, LLC, Art. of Org. filed with NY Secy. of State on 06/20/2012. Office located in Westchester Cty. Secy. of State designated as agent upon which process may be served. Secy. of Sate shall mail a copy of any process against it served upon him to: 2694 Farsund Ct, Yorktown Heights, NY 10598 (the LLC primary business location). LLC may engage in any lawful act of activity for which a limited liability company may be formed. #57951 Notice of Formation of SMASH PARTNERS TARRYTOWN LLC. Arts. of Org. was filed with SSNY on 6/20/12. Office location: Westchester County. SSNY designated as agent of LLC whom process against may be served. SSNY shall mail process to: c/o The LLC, 49 Tarrytown Rd., White Plains, NY 10607. Purpose: all lawful activities. #57952

LEGAL NOTICE The Articles of Organization of 2 GREENLEAF ASSOCIATES, LLC (the ìCompanyî) were filed with the Secretary of State of the State of New York on May 07, 2012. The office of the Company is located in Westchester County, New York. The Secretary of State has been designated as agent of the Company upon whom process against it may be served. The post office address within or without the state to which the Secretary of State shall mail a copy of any process against the Company served upon him or her is: Susan Cappelli, 18 Sylvia Avenue, Ardsley, New York 10502. The Company was formed for any lawful business purpose or purposes permitted under the New York Limited Liability Company Act. #57953

LEGAL NOTICE The Articles of Organization of 4 STONYCREST ROAD ASSOCIATES, LLC (the ìCompanyî) were filed with the Secretary of State of the State of New York on May 24, 2012. The office of the Company is located in Westchester County, New York. The Secretary of State has been designated as agent of the Company upon whom process against it may be served. The post office address within or without the state to which the Secretary of State shall mail a copy of any process against the Company served upon him or her is: Susan Cappelli, 18 Sylvia Avenue, Ardsley, New York 10502. The Company was formed for any lawful business purpose or purposes permitted under the New York Limited Liability Company Act. #57954

Notice of Formation of 254 Dorsett Street LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 11/9/11. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: Becker Ross, LLP, 317 Madison Ave., Ste. 614, NY, NY 10017. Purpose: any lawful activity. #57955

Notice of Formation of CRF Art Advisors, LLC. Arts. of Org. filed with NY Dept. of State on 6/18/12. Office location: Westchester County. Sec. of State designated agent of LLC upon whom process against it may be served and shall mail process to the principal business address: c/o Richard Greco, 16 Musgrave St., Tuckahoe, NY 10707. Purpose: all lawful purposes. #57960

Notice of Formation of 777 Bethpage LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 6/21/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o The LLC, 1 North Broadway, Ste. 400, White Plains, NY 10601. Purpose: any lawful activity. #57956

Notice of Formation of Zion Court GP, LLC. Arts. of Org. filed with NY Dept. of State on 6/1/2012. Office location: Westchester County. Sec. of State designated as agent of LLC upon whom process against it may be served and shall mail process to the principal business addr.: c/o Greater Centennial Community Development Corporation, 114 W. Fourth St., Mount Vernon, NY 10550. Purpose: any lawful activity. #57961

Notice of Formation of Hudson Valley Graphic Design LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 6/14/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: The LLC, 35 Emerson Avenue, CrotonOn-Hudson, NY 10520. Purpose: any lawful activity. #57957 Notice of Formation of LPV Fitness, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 2/29/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 158 First St., Yonkers, NY 10704, Attn: Lynn Pesce Vita, the registered agent upon whom process may be served. Purpose: any lawful activity. #57958 WARBURTON REALTY PARTNERS LLC, a domestic LLC. Arts. of Org. filed with the SSNY on 04/04/2012. Office location: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: Daniel D. Tartaglia, Esq., 800 Westchester Ave, N307, Rye Brook, NY 10573. Purpose: Any Lawful Purpose #57959

Notice of Formation of Zion Court Apartments L.P. Cert. filed with NY Dept. of State on 6/4/2012. Office location: Westchester County. Sec. of State designated as agent of LP upon whom process against it may be served and shall mail process to the principal business addr.: c/o Greater Centennial Community Development Corporation, 114 W. Fourth St., Mount Vernon, NY 10550. Name/addr. of genl. partner available from Sec. of State. Term: until 12/31/2082. Purpose: any lawful activity. #57962 Notice of Qualification of Integrated Synergy Solutions, LLC. Authority filed with NY Dept. of State on 5/23/12. Office location: Westchester County. LLC formed in CT on 3/23/12. NY Sec. of State designated agent of LLC upon whom process against it may be served and shall mail process to the CT and principal business address: 71 Naugatuck Dr., Naugatuck, CT 06770. Cert. of Org. filed with CT Sec. of State, 30 Trinity St., Hartford, CT 06186. Purpose: all lawful purposes. #57963 Notice of Formation of Ken Okamoto Architect, PLLC. Articles of Organization were filed with the Secretary of State (SSNY) on May 7, 2012. Office Location in Westchester County. SSNY is designated as agent of the professional service limited liability company upon whom process against it may be served. SSNY shall mail a copy of the process to 46 Old Stone Hill Road Pound Ridge, NY 10576. Purpose: Any Lawful Purpose. #57964

For information regarding this section please contact Beverly Visosky at (914) 358-0760

24 July 2, 2012 • WCBJ

Sinead Deane

BY JANICE KIRKEL jkirkel@westfairinc.com

Doctor delivers comfort in a bag

t was 2006. Elizabeth Chabner Thompson, a radiation oncologist from Scarsdale with a family history of breast cancer going back to her great-grandmother, decided to have a prophylactic double mastectomy to avoid the same fate. Suffering the usual post-operative discomfort in recovery, she decided to do something about it. After her operation, she returned to work part time at the plastic surgery practice of the doctors who operated on her. “I began to see that a lot of women were unsure about the recovery process, what they needed to do when they left the hospital,” said the 44-year-old Thompson. “So I started making up a tip sheet. I did this in the basement of my house for years. People said, ‘I want to give something to a friend as way of making it easier on her.’ The practice I worked for was thrilled.” Thompson said she acted as a liaison, helping patients get ready for surgery and taking care of them afterward. “The doctors in the office loved it.” It was in her basement in 2008 that Thompson came up with the idea of the “biffle bag.” The bag, named after her company, Best Friends for Life, or Bffl, would have everything someone might want or need after surgery – a way to organize papers, medical appointment cards, a waterless toothbrush, playing cards, note cards, thank-you notes, mints, candy, tissues, socks and grooming implements. “And earplugs,” said Thompson. “Sometimes it’s impossible to tune out the noise in the hospital.” Thompson started her business in what she called “a crisis time in my house. My husband had lost his job. We had four kids between the ages of 5 and 9 and needed income. I was working part time in radiation oncology and plastic surgery practices. It was a very busy few years. But sometimes in the busiest times that’s when ideas really crystallize.” Thompson questioned why patients, despite advances in surgical procedures, still were wearing the 1970 model surgical bra. She decided to create not only the biffle bag, but a new line of surgical bras. In 2010, she spent months “schlepping through the garment district” working with fabrics and sample makers and sourcing items for the bags and bras. She developed four bras, one named after her and used after breast implant reconstruction, and the others named for the great-grandmother, grandmother and mother with breast cancer in her family and used after radiation treatments. The Bessie bra, named after her great-grandmother, has pockets for prosthetics or icepacks, used by many women undergoing radiation. Thompson formed her limited liability company, Bffl Co., in March 2011. Her out-of-pocket start-up expenses were “a couple of hundred thousand dollars,” she said. All bags are assembled at the company’s 173 Summerfield St. office in Scarsdale and are sold in retail stores and hospitals. As of May, the three-employee company was making about 300 bags a month. This June was the best month to date for sales, said Thompson. Thompson said she has had offers from investors who want an equity share in the business. “But I always refuse. I am the sole equity holder. I don’t want to sell out.” Usually, she said, people who come up with ideas like hers “sell out to big companies – a bra manufacturer who has never been in an operating room, and the company designs it. And it doesn’t end up being what really has to be brought to market.

Dr. Elizabeth C. Thompson with her comfort bags for post-surgical patients at Bffl Co. in Scarsdale.

The biffle bag for traumatic brain injury

The sky’s the limit as to what we can do in the operating room but it’s what happens after that that needs to catch up.” Bffl also makes bags for post-surgical patients recovering from traumatic brain injury and from ovarian or other women’s cancers and gynecological surgeries. The comfort bag for brain-injury patients “has a foam grip so patients can use it when they’re re-learning how to grip a fork or a pen,” she said. “It’s hard to regain fine motor skills.” The pack also includes a white board communicator, “so patients can communicate basic commands by pointing to a picture,” said Thompson, and a gait belt for those learning to walk again. There are also concentration games to redevelop mental acuity. Thompson plans to add to her product line a bag for Caesarean section patients – “I don’t want to talk about that one yet” – and a bag for men recovering from prostate cancer surgery. Breast-cancer patients’ bags are priced at $100 retail, ovar-

The biffle bag for chemotherapy patients

ian bags at $110 and brain injury bags at $120. Thompson said 15 percent of the net profit from sales is donated to a foundation related to the disease or injury for which the patient was treated. The comfort bags are an especially useful service now, she said, when patients return home after outpatient mastectomies or only short hospital stays and have little follow-up care. “Actually, as it stands now, patients have the right to stay in the hospital for 24 hours,” she said. “But even at that, anesthesia has not worn off and they’re on pain medication on top of that.” This whole chapter of her life is somewhat ironic, said the enterprising physician. “Funny thing,” she said. “I went through the surgery because I thought that it would put to rest my overwhelming concern about breast cancer. But it has become the focus of my work and my passion to help others by bringing them the little comforts.” WCBJ • July 2, 2012

StaY FIt For LIFe

A roundtable conversation presented by the Business Journals and WAG magazine. covering all you need to know about what you need to do to stay fit, our panel of experts will answer all your questions.

PaNeL DANY BERGHOFF, vice president, business development, 21 Sports & Entertainment Group Inc. DR. TIM GREENE, orthopaedic surgeon, Orthopaedic and Neurosurgery Specialists, Greenwich ElYcE JAcOBsON, chef and coowner, Skinny Buddha, Mount Kisco DR. ERIKA scHWARTZ, internist, bioidentical hormones, conventional and integrative medicine expert, Age Management Institute

As an added feature, the Bruce Museum has invited all guests to a guided tour of its magnificent Olympic exhibition, “The Olympic Games: Art, culture & sport.”

JuLY 26

BRucE MusEuM 1 MusEuM DRIVE GREENWIcH 11:30 a.m. BuFFET luNcH BY DAVID’s sOuNDVIEW cATERING NooN PROGRAM BEGINs

cAITlIN VAssEllO, Tier 4 trainer, Equinox Moderator ElIZABETH BRAcKEN-THOMPsON, partner, Thompson and Bender, Briarcliff Manor

Sponsor

Register now. space is limited. Email Beverly Visosky at bvisosky@westfairinc.com or go to westfaironline.com/fitness Westfair communications Inc. | Westchester County Business Journal Fairfield County Business Journal • HV Biz • WAG

26 July 2, 2012 • WCBJ

FACES& PLACES Women & Worth More than 250 persons attended the Women’s Enterprise Development Center’s (WEDC) 15th anniversary luncheon and marketplace June 14 at Abigail Kirsch Tappan Hill Mansion in Tarrytown. The featured speaker was Mika Brzezinski, co-host of MSNBC’s “Morning Joe” program and author of the best-selling “Knowing Your Value: Women, Money, and Getting What You’re Worth,” who was joined by her talk show co-host Joe Scarborough. Honored with entrepreneurial excellence awards were Diana Gould, of Diana Gould Ltd. in Elmsford, and Tappan Hill’s own Abigail Kirsch, founder of Abigail Kirsch Catering Relationships. 1. Mika Brzezinski and Joe Scarborough entertain luncheon guests. 2. Jane Cecil, left, and Patricia Lanza of the Lanza Family Foundation. 3. Cecile Singer, left, founding WEDC board president and board emeritus member and Ken Jenkins, chairman of the Westchester County Board of Legislators. 4. Attorney Susan M. Corcoran, left, who received the WEDC Community Supporter Award. 5. Joan Mark; Caroline Hay, general manager at Abigail Kirsch Catering Relationships; WEDC honoree Abigail Kirsch; and U.S. Rep. Nita Lowey. 6. Mary Murray, IBM manager of corporate citizenship and corporate affairs, with Joy Rosenzweig, WEDC associate director. 7. Barbara Venturi, WEDC board president; Anne Janiak, WEDC executive vice president; and entrepreneur honoree Diana Gould. 8. Kecia Palmer-Cousins, co-owner of G&K Sweet Foods L.L.C. in Peekskill. 9. WEDC graduate Maria Rosell, owner of Bombinizz in Pelham, sells her tote bags at the marketplace.

(All photograph identifications are from left unless otherwise noted.)

9. WCBJ • July 2, 2012

SECTION : TITLE

Experience leadership and ethics education based on the Army’s leadership framework of “Be, Know, Do” by bringing your team to the inspirational venue of The Historic Thayer Hotel at West Point The Thayer Leader Development Group (TLDG) was founded in 2010 and is based at the Historic Thayer Hotel at West Point. Dr. Karen Kuhla, Executive Director of Education, joined TLGD from GE, where she led global leadership development programs. Dr. Kuhla has assembled a world-class faculty to teach leadership and ethics based on the Army's leadership framework of “Be, Know, Do” to help develop full-time leaders of character. Almost all faculty are West Point graduates, have deep military experience and Ph.Ds, and are well-known authors and experts in their respective disciplines.

“The training and development conducted by TLDG was truly outstanding. All of us came away energized by what we learned and ready to take on the next leadership challenge. The topics taught were impactful, and the instructors were inspiring. I highly recommend this program for anyone looking to invest in the leadership development of their team.” �Joe DePinto, Ceo, 7-Eleven

The combined efforts of Dr. Kuhla and her world-class team have earned TLDG the honor of being ranked as one of the top 50 large leader development consulting companies, along with such organizations as Korn/Ferry, Ken Blanchard, Deloitte/ Leadership, Goldman Sachs Group, IBM, and Accenture. TLDG has hosted over 100 corporate, non-profit, and educational organizations, by offering both customized and open-enrollment programs to over 3,500 leaders and students of leadership, at all levels. Many clients have limited military experience and most have preconceived opinions of what leadership is like in the military. Feedback from after-action reviews and assessments have shown that the training is consistently considered the best they have ever received, and they have a newly gained perspective and respect for our U.S. military and its leadership.

“I cannot tell you enough how much I support TLDG. The lessons, fully grounded in the latest leadership research and combat-tested, are lessons not only relevant but desperately needed in corporate America! Values-based leadership...it is sorely lacking and in my opinion only one institution can credibly deliver that message.” –Stephen Cannon, CEO, Mercedes-Benz, USA

All groups receive a customized experience, based on a unique 4-pronged approach to development. Programs can include any combination of the offerings. You may experience academic excellence in the classroom, around topics one would expect to hear about developing leaders of character, along with experiential learning activities such as crewing on the Hudson River, staff rides of the Battle of Stony Point, and orienteering. Clients are offered the opportunity to have retired General Officers (West Point graduates) serve as full-time mentors/facilitators through the Senior Advisor Program. Also available is a stellar cadre of Keynote Speakers who provide compelling, inspirational addresses, with messaging specific to your objectives. Programs can range from 1 day to 1 week or more, over the course of multiple months. The decision is yours.

“There is nothing more important to P&G’s continued success than the development of strong leaders with character, values, and capabilities required to lead. And your team’s personal commitment to tailoring this event to our unique needs is what made it work...Thank you for a truly outstanding experience.” –Robert McDonald, Chairman & CEO, Procter & Gamble

West Point, referred to as the “Key to the Continent” by General George Washington, is where you will find the Historic Thayer Hotel. The Hotel and its views of the majestic Hudson are inspirational. The Hotel has recently completed a multi-million dollar renovation including world-class conference facilities, and remains one of the most inspirational properties in the United States. In addition to tapping into this venue for a one-of-a-kind leader development experience, many companies also choose to host their corporate meetings there. Bring your team to West Point and share with them the lessons that have helped shape leaders for 210 years. This experience will have positive cascading effects throughout your organization for years to come. Please contact TLDG at your convenience, so you can discuss your objectives and explore how TLDG can be of value to your team. Contact TLGD at www.ThayerLeaderDevelopment.com or 845-446-4731 ext. 7970 William F. Murdy, USMA ’64 Chairman of the Board, Thayer Leader Development Group

Rick Minicozzi, USMA ’86 Managing General Partner, Thayer Leader Development Group

WEST POINT | SUMMER ��

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