Westchester County Business Journal 07/16/12 issue by Westfair Business Journal

Biz

WCBJ ®

INSIDE

WESTCHESTER COUNTY

BUSINESS JOURNAL

YOUR only SOURCE FOR regional BUSINESS NEWS | westfaironline.com

July 16, 2012 | VOL. 48, No. 29

john golden

aging energy grid sparks wealth of proposals BY PATRICK GALLAGHER pgallagher@westfairinc.com

ighty-five developers, utilities and other entities responded to Gov. Andrew Cuomo’s call for ideas to revitalize the state’s aging energy infrastructure, with the respondents collectively supplying plans that would power no fewer than 20 million homes. Energy experts contend the biggest problem facing the state’s electric grid is not a lack of supply but inefficiencies in transporting the existing supply from upstate New York, which is a net producer of electricity, to the downstate region, a net consumer. However, that did not stop private developers, power providers, private equity firms and others from submitting 130 ideas that would provide a total of more than 25,000 megawatts and call for billions of dollars in upgrades, new generation facilities and transmission lines. Those submissions included proposals for four new gen-

Partnering to grow • 2 Region readies for round two in funding contest

Marcene Hedayati, managing partner at Legends Realty Group in Irvington.

Energy, page 6

Economic council aims for stronger showing

BY JOHN GOLDEN jgolden@westfairinc.com

he Mid-Hudson Regional Economic Development Council might be guided by judges’ mixed reviews from last year’s chase for state funding as it selects priority projects this summer for which it will seek a top share of $220 million in capital grants and employer tax credits from Albany. Ten regional councils across the state will vie for those funds to assist job-creating projects that advance the goals

of strategic plans prepared last year by the respective councils in the first year of Gov. Andrew Cuomo’s regional development initiative. This year’s pot of $150 million in capital and $70 million in Excelsior Jobs Program tax credits from the Empire State Development Corp. will be augmented by $530 million available from 21 grant and loan programs at a dozen state agencies, Cuomo announced last month. Applications for priority projects to be reviewed by the Mid-Hudson council were due by June 29. More businesses, nonprofits and municipalities scrambled to submit

V H

proposals for hundreds of additional projects in the sevencounty region by the July 16 deadline to file the state’s Consolidated Funding Application. Those applications also will be reviewed and ranked by the Mid-Hudson council before they are sent to Albany. The application process was streamlined last year for the first round of regionally focused development funding. The 21-member Mid-Hudson council last year failed to win one of the state’s top awards to regions judged to have the best strategic plans. Those awards, which went to

unique artwork in nyack• 15

Region, page 6

Good Things • 34

Crossing the line for house sales

Connecticut company grows across the state border in Westchester BY JOHN GOLDEN jgolden@westfairinc.com

hen realty manager Marcene Hedayati and her partners recently hung their new office sign on a Main Street storefront in Irvington, it marked new growth for two companies whose fortunes in Westchester have been linked in the economic downturn and prolonged housing market slump. “William Raveis Legends Realty Group,” the sign reads at 68 Main St., where Hudson Shores Realtors in May was acquired by Hedayati’s Rivertowns-based company, Legends Realty Group L.L.C. It is the third Legends office to open in the county – others are in Tarrytown and Briarcliff Manor – since Hedayati and four residential brokers formed their all-women partnership in 2007. The business in that five-year span has grown from six sales agents to nearly 50. With five female owners, “People said we’d never last,” said Hedayati, laughing at the predictions. “We did last, and we thrive.” Hedayati, who previously managed Prudential Rand Realty and Houlihan Lawrence offices in the county, said she thinks her company’s structure – with brokers owning the business and partnerships open to more sales agents – is unique in Westchester. “The concept, in my mind, I kind of wanted it to imitate a law firm,” she said. “We’re flying by the seat of our pants as far as how we make this work. We do believe that the more people that have a hand in the company, the better it will run.” “We’re always looking to grow,” she said. “We believe there’s value in growth.” Legends partners share that belief and drive to expand with the Connecticut family and powerhouse real estate and mortgage company to which they have yoked their success and survival in an altered housing market. Legends Realty is an independent affiliate of William Raveis Real Estate, the largest family-owned real estate company in the Northeast and third largest in the country. It operates 80 branches in Connecticut, Massachusetts, Rhode Island, New

WCBJ

WESTCHESTER COUNTY

BUSINESS JOURNAL ®

Biz

Publisher Dee DelBello Managing Editor Bob Rozycki

July 16, 2012 • WCBJ • HV Biz

Hampshire and Westchester County, where the Shelton, Conn. company has secured a foothold in New York. Founded in 1974 by William Raveis and led today by the founder and his two sons, the company has more than 2,500 agents and annual real estate sales that total nearly $4.5 billion. Its mortgage banking business does about $8 billion in deals yearly. Chris Raveis, executive vice president of William Raveis Inc., led the company’s expansion outside Connecticut that began in 2003. “It’s been a pretty quick growth,” he said. Much of it has been focused in Massachusetts, where Raveis Real Estate has opened 27 offices in a housing market that is stronger than the Wall-Street dependent markets in Westchester and Fairfield counties, Raveis said. In the downturn, the family company reinvested profits from its mortgage and insurance businesses in technology and agents for its real estate division. As other companies struggled with debt payments and declining property sales, “It really helped us advance our position during the tough years of the recession,” he said. “We’ve opened about 25 to 30 additional offices during the downturn and haven’t closed one,” Raveis said. The Raveis company entered the Westchester market in 2009, when it acquired Realty 3 in Rye and opened a second office in Harrison later that year. In 2010, it gained footing in the northern Westchester market when it opened offices in Katonah and Chappaqua. “We just started from scratch” at those two locations, Raveis said. He said the company now has 125 to 150 agents in Westchester. Another major real estate company with expansion aims in the metropolitan region, Manhattan-based Prudential Douglas Elliman, followed Raveis into the suburban Westchester market in 2011. Legends Realty is one of 12 affiliates, and the only one in New York, that the Raveis company has taken on in the downturn, as it looks to team with what Chris Raveis called “strong operators” in desired locations.

Main office telephone ........ (914) 694-3600 Newsroom fax ........................ (914) 694-3680 Sales fax .................................... (914) 694-3699 Research fax ............................ (914) 694-3682 Editorial e-mail:..........bobr@westfairinc.com Or write to: 3 Gannett Drive, Suite G7 White Plains, N.Y. 10604-3407 NEWS Westchester Bureau Chief • John Golden Editor/Reporter • Janice Kirkel Editor, Digital Content • Patrick Gallagher Reporters • Jennifer Bissell • Patrick Gallagher Mary Shustack • Alexander Soule • Zoë Zellers Director, Audience Development • Alissa Frey Intern • Fiona Stavrou

Still, “Our interest is not to be a franchise operator as much as a company-owned store operator.”

Chris Raveis

In 2010, it gained footing in the northern Westchester market when it opened offices in Katonah and Chappaqua. “We just started from scratch” at those two locations, Chris Raveis said. He said the company now has 125 to 150 agents in Westchester. The affiliate strategy “is a way for them to go into areas that are not their top priority,” Hedayati said. “From Raveis’ standpoint, it’s immediate market share. They create a name for themselves without really doing anything.” For the partners at Legends Realty Group, affiliation with a larger realty company was not in their start-up plans five years ago. The decision was largely driven by ever-changing, costly technology, Hedayati said.

ADVERTISING SALES Sales Manager • Anne Jordan Duffy Account Executives • Barbara Stewart Hanlon • Dan Vierno • Kristina Cook Director, Digital Sales • Thomas Spanos

When the Legends firm opened in 2007, “The market was on its way down, but not really bad yet,” she said. “Our first year was a really phenomenal year. 2008 was OK. 2009 was disastrous for us. That was probably the clincher” that drove the partners to make changes. Hedayati contacted Raveis executives by email after the Shelton company made its first Westchester acquisition in 2009. But Legends also considered affiliating with a national realty company. “We’re fortunate that we did not affiliate with them,” said Hedayati, “and they’re not known in this area at all.” Raveis, though, is “a strong, well-known company” on the East Coast. Hedayati was especially drawn to Raveis’ technology platform. Inman News, a national real estate trade publication, in 2011 named Raveis the most innovative brokerage in the country. “What really drives that (affiliation) is technology,” Hedayati said. “There would be no reason to affiliate with anyone if we could keep up with that technology.” “At the same time, we didn’t want to sell our place either and we wanted to retain a measure of autonomy. Affiliation was kind of the best of both worlds.” As an affiliate paying a marketing fee to Raveis, “You’re now part of a very big network that you wouldn’t be a part of,” she said. Referrals from out-of-state brokers are especially useful in an economy in which “old real estate borders have changed.” Raveis’ mortgage business is another asset tapped by its Rivertowns affiliate. “Especially these days when dealing with the banks seems so difficult, that’s a real benefit for us,” Hedayati said. “I do believe if the market hadn’t changed, we probably wouldn’t have affiliated right away and we would have grown at a faster pace,” she said. Raveis Real Estate plans to continue its advance in Westchester. “Scarsdale and Larchmont would be great markets for us to be in,” Raveis said. “White Plains would be another great market for us to be in.”

ADMINISTRATION Chief Operating Officer • Michael Gallicchio Chief Financial Officer • Marie T. Orser Office Manager • Sylvia Sikoutris

Programs and Projects Coordinator • Beverly Visosky

Westchester County Business Journal (USPS# pending) is published Weekly, 52 times a year by Westfair Communications, Inc., 3 Gannett Drive, White Plains, NY 10604. Application to mail at Periodicals Postage rates is pending at White Plains, NY, USA 10610.

CIRCULATION Director of Circulation • Holly Gallicchio Circulation Representative • Marcia Rudy

POSTMASTER: Send address changes to: Westchester County Business Journal: by Westfair Communications, Inc., 3 Gannett Drive, White Plains, NY 10604.

PRODUCTION Senior Art Director • Caitlin Nurge Harrison Graphic Designer • Dan Viteri Digital Media Designer • Sinead Deane

Annual subscription $60; $2.50 per issue More than 40 percent of the Business Journal is printed on recycled newsprint. © 2012 Westfair Communications Inc. All rights reserved. Reproduction in whole or in part without written permission is prohibited.

HAVE YOUR SAY The Business Journal welcomes letters to the editor and opinion columns. Submissions must include the writer’s name, home or business address, email address and telephone number for verification purposes. The Business Journal reserves the right to edit submissions for accuracy, style and space considerations. E-mail submissions to jgolden@ westfairinc.com. Submissions may appear in print and online. A MEMBER OF

BY JOHN GOLDEN jgolden@westfairinc.com

House sales up, though prices lag

econd-quarter sales of single-family homes rose nearly 17 percent from a year ago in Westchester County, though sale prices still lag in the shaky economy. In Putnam County, the 160 single-family house sales that brokers closed in the second quarter was a 31 percent increase from a year ago, according to the Hudson Gateway Multiple Listing Service. The median sale price of a singlefamily home in Westchester was $619,000 in the second quarter, down less than 1 percent from a year ago. The median sale price for a condominium in the county was $338,000, down 3 percent from the previous year. In Putnam, the second-quarter median sale price of a single-family house was $299,500, down about 6 percent from the previous year. The median sale price for condos and co-op units was $215,000, down more than 10 percent from a year ago. The improvement in Westchester’s yearover-year housing sales extended to condominiums, up nearly 13 percent, and co-ops,

up 7 percent. Only sales of two- to fourfamily houses declined, with 84 Westchester properties sold in the second quarter, down nearly 9 percent from last year. In Putnam, second-quarter sales of condos and co-ops were down for the third consecutive year, with 17 sales amounting to a 19 percent decrease from a year ago. On a seasonally adjusted basis, second-quarter sales of single-family homes in Westchester were up 6.7 percent from the first quarter this year. Sales of all other housing types tumbled in the second quarter compared with first-quarter activity. Condominium sales dropped most sharply at 9.3 percent. In Putnam, seasonally adjusted secondquarter sales of single-family homes were up nearly 17 percent. The county’s condo and co-op market had a 22 percent decline in seasonally adjusted sales compared with the first three months of 2012. June ended with 7,081 housing units listed for sale in Westchester by the listing service, a nearly 12 percent decrease from last year. The second-quarter rise in sales volume accounted for some of the decline in inventory. But most of it is due to property owners’ reluctance to jump into the market while economic conditions remain shaky, listing service analysts said in the report.

Source: Hudson Gateway Multiple Listing Service, Inc.

Hear that? We do. What you say matters. We believe that listening plus expertise equals understanding. At O'Connor Davies, we are dedicated to providing a deeper understanding of client needs within our complete range of accounting, auditing, management and tax advisory services. Here, partners and professionals utilize a hands-on approach to listening and leading efforts both domestically and internationally, thanks to our membership in the PKF International network. This approach results in a high level of client satisfaction and continues to fuel our growth.

An Independent Member of PKF International www.odpkf.com

For more information, please contact: Kevin J. Keane, Managing Partner (914) 381-8900

HV Biz • WCBJ • July 16, 2012

Dr. Abrams is a Psychiatrist who knows that success in business requires optimizing mental and emotional wellness. A Harvard-trained Board Certified psychiatrist specializing in the business community, Dr Abrams has been helping business people and their families for the past 20 years. LINUS S. ABRAMS, M.D., F.A.P.A. DEARFIELD MEDICAL BUILDING, 4 DEARFIELD DRIVE-SUITE 107 GREENWICH, CT. 06831 • TEL (203) 861-2654

ARE YOU PAYING TOO MUCH FOR YOUR INSURANCE? Are you properly covered?

AUTO • MOTORCYCLE • HOME • LIFE RETIREMENT PLANS • RENTERS • CONDO • CO-OP

J. GIARDINA

INSURANCE JOE GIARDINA

For a

QUICK QUOTE

visit our website www.jgiardinains.com

Licensed Agent

Protecting your personal as well as business assets.

(866) 540-6555

WE SERVICE THE TRISTATE REGION AND PROVIDE TOP LINE INSURANCE

Ascena’s NJ move leaves Rockland 400 jobs in red BY JENNIFER BISSELL jbissell@westfairinc.com

scena Retail Group Inc., the parent company since 2011 of Dress Barn, the women’s clothing retailer, next summer will relocate its corporate headquarters a six-mile distance from Suffern in Rockland County to Mahwah, N.J. The New Jersey Economic Development Authority gave the company a $32.4 million incentive package to make the move. In exchange, Ascena will bring all 400 of its current employees and create 100 additional jobs within two years. The company’s five major retail brands include Catherines, Dress Barn, Justice, Lane Bryant and Maurices. Most of Ascena’s real estate in Suffern has been vacant for the past year since it moved its distribution facility to Ohio. Looking to downsize and upgrade, Ascena President Jeffrey C. Gerstel said the company’s new location allows the company to best fit its needs and to expand while staying within 15 miles of its current location, so that employees will not have to move. “The move is driven by finding space suitable to our current and future needs,” Gerstel said. “It would have been difficult to expand our Suffern offices and find a warehouse user for the unneeded space.” When Dress Barn moved from Stamford, Conn., to Suffern in 1994, New York state reportedly gave the company a $2.7 million

financial package to help with site improvements, new machinery and employee training. “We have to fight Connecticut and New Jersey, and I don’t like to do that,” then Gov. Mario Cuomo was quoted in an Associated Press article announcing the move in 1993. “I don’t like the fact that Connecticut is losing jobs. It’s a new world and this is a victory for us in the new struggle.” Reducing the impact of Ascena’s New Jersey move on the Hudson Valley job market, the Empire State Development Corp. has offered Raymour & Flanigan, the furniture retailer based in suburban Syracuse, a total of $2.3 million in Excelsior tax credits to open a $46 million regional distribution center at the former Dress Barn site. The new center is projected to create 300 jobs. “New York was very helpful and supportive during our search,” Gerstel said. “However, there were not an abundance of alternatives for our needs and the Mahwah location was the best fit.” With New Jersey as its neighbor, Rockland commonly sees businesses move across the state border in both directions, said Michael DiTullo, CEO of the Rockland County Economic Development Corp. “It’s unfortunate that they decided to leave, but at least we were able to bring in another company,” DiTullo said. Commenting on the economic bidding wars between states, DiTullo said the county has to “scratch and claw” to do everything it can to attract and retain corporations. “It happens,” he said. “We did everything we could, believe me.”

Gillibrand pushes tax benefits bill U.S. Sen. Kirsten Gillibrand recently stumped for a bill that would reinstate a half-dozen tax benefits for small businesses that expired at the beginning of 2012. Gillibrand spoke July 6 at Global Recycling in Newburgh, highlighting the impact small and women-owned businesses have on the economy. The Small Business Tax Extenders Act is a bipartisan bill that would provide incentives for those looking to invest in small business stock, increase deductions for initial expenses and continue certain tax credits for small businesses. “When we provide the tools that small business leaders need, we can ignite a real economic engine,” Gillibrand said. The bill was introduced in January by Republican Sen. Olympia Snowe of Maine. Gillibrand was pushing for it to be included as an amendment to the Small Business Jobs and Tax Relief Act, which the

July 16, 2012 • WCBJ • HV Biz

Senate appeared close to vote on as of July 11, a spokeswoman said. Included in the Small Business Tax Extenders Act are: • A 100 percent tax exclusion for small business capital gains, eligible for stock held at least five years in businesses with gross assets of less than $50 million; • A measure would extend the increased deduction for start-up expenses from $5,000 to $10,000; • An expensing measure allowing small businesses to write off up to $500,000 in tangible property; • A provision allowing businesses to continue to carry back general business credits for up to five years; and • An extension of the provision allowing small businesses to apply general business credits against the business Alternative Minimum Tax. — Patrick Gallagher

CASH FLOW

Deposit checks 24/7 with Chase QuickDeposit SM Check Scanner and Mobile App Our Chase QuickDeposit scanners bring the bank to your business. And now you can deposit on the go with our new mobile app, keeping your cash flow flowing. On average, Chase QuickDeposit users say they save 2 days a month managing their business finances.* Stop into a branch, or go to chase.com/BusinessQuickDeposit to learn more. Enrollment is subject to approval and availability in your area. Deposits are subject to verification and are not available for immediate withdrawal. Certain fees, contract requirements, and deposit limitations may apply and will depend on service type. *Saving two days a month based on Chase QuickDeposit user study, September 2011. © 2012 JPMorgan Chase Bank, N.A. Member FDIC

C3378_10.0x11.5_4C.indd 1

6/8/2012 11:30:56 AM

HV Biz • WCBJ • July 16, 2012

9605

aging energy grid sparks proposals — From page 1

eration facilities in the Hudson Valley that would provide a total of 2,445 megawatts, a proposal to keep Indian Point Energy Center – which generates 2,069 megawatts – in service, and proposals for eight new or upgraded transmission lines that could generate an additional 3,700 to 5,600 megawatts. The proposals came in response to an April 11 request for information issued by the governor’s New York Energy Highway Task Force, which has been an CLIENTS 1 charged 22:10with issuing 9/17/02 action plan this fall that would map out how public-private partnerships can be utilized to upgrade the state’s electric grid. Jackson Morris, director of strategic engagement at the Pace Law School Energy and Climate Center and a New York Independent System Operator (NYISO) committee member representing several energy and environmental advocates, said the state’s intention to have market deregulation spur the replacement of aging infrastructure hasn’t been fully realized. “Part of the reason we went to a wholesale electricity market – a deregulated market – over 10 years ago was to drive market

outcomes … and the market hasn’t delivered on that,” Morris said. “When we set up the markets, the idea was that you would, through competition, drive out over time the less efficient stuff.” Morris said the hope was that with a wholesale market, the older, less efficient and more costly sources of electricity generation wouldn’t be able to compete with newer, cheaper facilities. “The idea was that (with older facilities) prices would rise somewhat and then that would identify an economic opportunity and then new generation would come online,” he said. “That really hasn’t happened at the pace that most people, including the participants WV 120 DOLEV in the market, would have anticipated.” Cuomo’s Energy Highway initiative arose in response to the market’s slow reaction to the older infrastructure that remains in service. When the Energy Highway Task Force issued its RFI, task force co-chair and New York Power Authority CEO Gil Quiniones said he expected proposals for projects that would be wholly or partially funded with state dollars. However, several of the largest proposals submitted to the task force for developments originating in the Hudson Valley did not seek financial assistance but requested assistance navigating the approval process and cutting

through the red tape. Several developers specifically requested state assistance in obtaining power-purchasing agreements that would permit the developers to sell the electricity they would generate to utilities. Included among the submissions were a proposal by Cricket Valley Energy Center L.L.C. to build a $1 billion, 1,000 megawatt natural gas-fueled plant in Dover; a proposal by Competitive Power Ventures Inc. for a $900 million, 650-megawatt natural gas plant just outside Middletown, and a proposal by GenOn Energy Inc. to build a 775-megawatt natural gas plant in Haverstraw. All three projects are already well into the permitting process, with the CPV proposal recently obtaining State Environmental Quality Review Act approval from the town of Wawayanda. Each of the proposals would support upwards of 700 construction jobs and between 25 and 100 permanent jobs. The Cricket Valley and CPV plants are projected to be completed by the fall or winter of 2015, while the GenOn plant is projected to be completed in the summer of 2016, according to NYISO. Several industry experts said new developments that don’t replace older generation facilities are not necessarily the answer. John Maserjian, spokesman for Central

*569605*

Region readies for round two— From page 1

A R T.

ASK

FOR

M O R E.

For more information about the importance of arts education, contact

www.AmericansForTheArts.org. This space provided by Westfair Business Publications as a public service.

16, 2012 • WCBJ HV Biz 6NOTEJuly TO PUB: DO NOT PRINT•INFO BELOW, FOR I.D. ONLY.

NO ALTERING OF AD COUNCIL PSAS. Americans for the Arts - Magazine (4 5/8 x 4 7/8) 4/C AFAWV1-M-11106-K “Martha Graham” 120 screen Film at Horan Imaging 212-689-8585 Reference #: 569605

the Western New York, Central New York, North Country and Long Island regions, ranged from $100.3 million to $103.7 million. Mid-Hudson was awarded $67 million for 61 projects, including 17 projects in Westchester County. Only one of the region’s top three priority projects, a biotechnology incubator at New York Medical College in Valhalla, received any funding. Scoring projects last November, a fivejudge panel found several elements to single out for praise in the Mid-Hudson council’s plan, including its “potential to drive strong economic growth and create robust and vital communities.” Yet judges found more weaknesses in the plan in areas that weighed heavily in the scoring. Judges noted that four of the region’s six priority projects did not address job creation. And the limited number of priority projects did not “readily align” with the plan’s goals and strategies. Nor did the plan fully explain how private employers throughout the region would benefit from the priority projects. And the plan did not include specific time frames to implement those projects. Along with the biotech incubator, the council proposed as immediate development priorities a cloud computing center at Marist College in Poughkeepsie and a high-risk assessment clinic for autistic

Hudson Gas & Electric Corp., echoed Morris, saying the state collectively would have enough electricity to meet even peak demand without additional generation, but that upstate transmission lines are unable to meet downstate demand. That transmission congestion results in the operation of additional generators during peak demand periods, which Maserjian said cost utilities and consumers $1.1 billion in 2010. In response to statewide transmission line deficiencies, Central Hudson, Con Edison, the Long Island Power Authority, the New York Power Authority, New York State Electric & Gas, Orange & Rockland Utilities and Rochester Gas & Electric proposed a $2.9 billion plan to upgrade and modernize the state’s transmission infrastructure. The joint proposal, which would form the New York Transmission Co. (NY Transco), includes 18 projects, of which three are considered “immediately actionable.” The permit process for the latter three projects, which would all either originate or conclude in the Hudson Valley, are underway. It is estimated the projects outlined by the joint proposal would generate more than $7 billion in economic activity in New York state, creating 12,000 direct jobs – people employed by the companies that are building the facilities – and nearly 38,000 total jobs. children in Sullivan County. Judges also noted that the plan was not clear on sources and amounts of leveraged funding for the projects. It also was not clear to judges whether the council was requesting state funding for each of the priority projects.

Scoring projects last November, a fivejudge panel found several elements to single out for praise... Yet found more weaknesses in the plan in areas that weighed heavily in the scoring. The council’s plan for measuring performance and progress in achieving strategic goals was “very comprehensive” but might be too complex to implement without resources specifically dedicated to that, judges said. Dennis Murray, co-chairman of the Mid-Hudson Regional Council and president of Marist College, referred questions about this year’s project selection process to Aimee Vargas, mid-Hudson regional director of Empire State Development Corp. Vargas could not be reached for comment at press time.

I NTRO D U C I N G . . . T H E BRI S TAL!

White Plains

TH E BEST OF ASSISTED LIVING ON LONG ISLAND NO W COMES TO

Welcome to the newest addition to our Assisted Living Communities. Expanding into White Plains helps us address the need Westchester families have for securing the caliber of Senior Living solutions The Bristal is known to provide. No other community compares. It’s more than luxury living and dining; more than delightful activities. It’s devoted attention, a compassionate staff

and simply outstanding care.

R e si dent s of t he bR i sta l

good news... Welcome Center now open.

305 North Street White Plains

(914) 681-1800 amiller@thebristal.com

HV Biz • WCBJ • July 16, 2012

business ideas

by joe murtagh

The dreamspeaker™

Who’s forming your opinions?

ccording to Edward B. Keller author of “The Influentials,” there is a group who tells their neighbors what to buy, which politicians to support and where to vacation. Their opinions often make the difference between success and failure for ideas, marketing campaigns and entire companies. These people are not necessarily who you would expect. They are not the wealthiest, but rather those most engaged in their communities. They not only wield an enormous amount of influence within those communities, but they also shape the opinions and trends throughout our country and world. For over 30 years, RoperASW has tracked an elite group of Americans whose opinions and recommendations influence the buying behavior of others. Roper calls them the “Influential Americans” and although they make up only about 10 percent of the population, if your business earns their respect, they represent a powerful and free sales force. Magazine Publishers of America says, “When your advertising effectively reaches Influentials, your message goes further. Influentials are twice as likely to be sought out for their opinions, and twice as likely to make recommendations about a host of products and services.” Influentials are both socially and politically active, their views are seen as unbiased and they are well-informed and trusted. Because of their position in our communities, our workplaces and our society, their

July 16, 2012 • WCBJ • HV Biz

opinions are heard by many people and drive the decisions of many other potential customers. For the past five decades “influentials” have been viewed as market multipliers and were the first to: • Drive energy-efficient cars in the 1970s; • Own computers in the 1980s; • Open 401(k)s and IRAs in the 1990s; • Go green; and • Use digital technology and smartphones today. It’s based on a conversation: Before they buy, they talk and they listen. The Internet and the widespread use of social media has broadened the conversation, allowing people to research purchases, post questions to companies and other consumers, as well as communicate with their friends. As people are talking more among themselves and are more confident about what they hear, tuning out your advertising has become a part of daily life. The greatest authority in the world is no longer the traditional media of television, radio or print advertising. Nor is it the newer medium of the web. Instead, individual – person-to-person – communication is the driving force behind most of today’s consumer buying decisions. RoperASW’s research suggests that the net effect of all of the changes in recent years is a significant increase in the value of “Influential Americans.” If word of mouth is like a radio signal broadcasting over the country, the “influentials” are strategically placed transmitters that amplify the signal, increasing the number of people who hear it.

But will they transmit your marketing messages? For organizations, getting through to the “influentials” is not easy. They are among the most critical citizens and consumers in our society. They hold organizations to higher standards and are harder to persuade. They drive a harder bargain than the average individual. They see through hype more easily. So who’s forming your opinions? Who will form the opinions of your potential customers? Those who take the time to understand the “influentials,” the most trusted people in the marketplace, will be rewarded with current success and insights about the longer-

range perspective of where we are going. Questions for discussion: Who among our existing customers is an “influential” and what can you learn from them that would encourage their support of your organization? How can your existing marketing budget be directed to target “influentials” who in turn will spread the word? Joe Murtagh is The DreamSpeaker, an international keynote speaker, meeting facilitator and business trainer. For questions or comments, Joe@TheDreamSpeaker.com, www. TheDreamSpeaker.com or call (800) 239-0058.

MDs in county join Medicare team Westmed Medical Group, the 250-physician group practice based in Purchase, has been named an Accountable Care Organization (ACO) treating Medicare patients in the federal government’s new shared savings program with health care providers. Westmed was one of 89 ACOs announced last week, including nine in New York state, by the federal Centers for Medicare and Medicaid Services (CMMS). It is the second physician practice in Westchester to join the voluntary Medicare program, which rewards doctors and other health care providers with a share of savings on costs for Medicare services that meet federal standards for highquality, coordinated care. Federal officials

have projected government savings of up to $940 million over four years through the Medicare ACO program, part of the Affordable Care Act of 2010. Mount Kisco Medical Group, the county’s largest group practice, in April was among the first 27 ACOs chosen by CMMS. Medicare officials said the newly announced ACOs will serve about 1.2 million people with Medicare benefits in 40 states and Washington, D.C. Launched in January, the shared savings program has grown to include more than 2.4 million beneficiaries and 154 participating health care organizations. – John Golden

StaY FIt For LIFe

A roundtable conversation presented by the Business Journals and WAG magazine. With proper nutrition, natural hormones and exercise, you can stay fit. You’ve heard it before. Our panel of experts will integrate and cover it all – all in one roundtable conversation. The rest is up to you.

PaNeL DANY BERGHOFF, vice president, business development, 21 Sports & Entertainment Group Inc. DR. TIM GREENE, orthopaedic surgeon, Orthopaedic and Neurosurgery Specialists, Greenwich ElYcE JAcOBsON, chef and coowner, Skinny Buddha, Mount Kisco DR. ERIKA scHWARTZ, wellness and prevention expert

As an added feature, the Bruce Museum has invited all guests to a guided tour of its magnificent exhibit, “The Olympic Games: Art, culture & sport.”

JuLY 26

BRucE MusEuM 1 MusEuM DRIVE GREENWIcH 11:30 a.m. BuFFET luNcH BY DAVID’s sOuNDVIEW cATERING NooN PROGRAM BEGINs

cAITlIN VAssEllO, Tier 4 trainer, Equinox Moderator ElIZABETH BRAcKEN-THOMPsON, partner, Thompson and Bender, Briarcliff Manor

Sponsor

Register now. space is limited. Email Beverly Visosky at bvisosky@westfairinc.com or go to westfaironline.com/fitness Westfair communications Inc. | Westchester County Business Journal Fairfield County Business Journal • HV Biz • WAG

HV Biz • WCBJ • July 16, 2012

Culture-al revolution

Dannon, PepsiCo capitalize on yogurt craze BY JANICE KIRKEL jkirkel@westfairinc.com

wo of Westchester’s major corporations are seizing the day – and the spoon – to take advantage of Americans’ growing appetite for yogurt. Analysts say over the past 10 years, yogurt has been the fastest growing food in the American diet. The consumer research firm Mintel predicts yogurt sales in the U.S. this year of $7 billion, up 9 percent from last year, when sales rose 7.5 percent. Dannon, based in Greenburgh, has opened a restaurant in Manhattan called The Yogurt Culture shop, serving yogurt for breakfast and lunch in a variety of forms. The restaurant is in the Grand Central Terminal area at 125 Park Ave. between 41st and 42nd streets. It’s the first time Dannon has opened a restaurant anywhere. The shop won’t sell the same pre-packaged yogurt it does in supermarkets, but premium yogurt with fruit and other toppings. Yogurt-infused sandwiches, muffins and salads are also sold, along with frozen yogurt for dessert made by Yocream of Portland, Ore. Also available is Greek-style yogurt made by Schreiber Foods of State College, Penn. Greek yogurts have helped drive the yogurt craze, since they are thicker and higher in protein. Meanwhile, PepsiCo Inc., based in Purchase, and one of Germany’s largest privately held dairy companies, Theo Muller Group, announced a joint venture July 9, called Muller Quaker Dairy, to introduce

premium yogurt in the U.S. later this month. This represents the first entry by either company into the U.S. consumer dairy product business. The yogurt will initially be sold in 17 markets in the Northeast and mid-Atlantic, including New York City, Boston, Philadelphia and the Hartford-New Haven market.

“People say they want fresh ingredients... But they don’t want to see things called hormone-free and organic, for example.”

Darren Seifer

— Bonnie Riggs Mehmood Kahn, PepsiCo’s chief scientific officer for global research and development, said in a statement that the dairy business represents a “category with strong growth prospects.” For PepsiCo it’s the latest strategy to try and wean itself off reliance on snack and soda sales. Dannon was noncommittal when asked if the restaurant was the beginning of a move by the company into yogurt as fast food. “It is a quick-serve restaurant, it’s a restaurant setting, but this is not an attempt to get into quick-serve restaurants,” said spokesman Michael Neuwirth. “This is a concept store, not the launch of a chain; it’s in the very early

stages. There are many possible scenarios, but it’s premature to speculate about those.” As for the yogurt craze and what’s behind it, Darren Seifer, food and beverage industry analyst at NPD Group, said it’s a matter of demographics. People under 18, he said, and those 45 and over are the biggest consumers of yogurt. “There are a lot of newborns now and also baby boomers over 55, they’re very concerned about what they eat, the health

benefits, and yogurt has a health halo to it,” Seifer said. “But don’t discount young adults, they’re still eating it more than they did 10 years ago.” That halo surrounds more restaurants these days. “Restaurants like Chop’t (Creative) Salad and Pinkberry have a health halo around them. There was also Cereality in Chicago, a cereal store. But that’s not around anymore,” Seifer said. Bonnie Riggs, a restaurant industry analyst at NPD, said her research has shown that people want to eat healthier when they go out to eat, but they don’t necessarily want to hear about it. “People say they want fresh ingredients, quality food, balanced food groups, and all at reasonable prices,” she said. “But they don’t want to see things called hormone-free and organic, for example. It doesn’t sound appealing and they’re afraid they’ll have to pay more for it.” Dannon’s idea, she said, sounds like one that will address these issues. And the demographics play into it as well. “As people get older they look for healthier options, and the millennials (those 18-29) say they are looking for the same thing. So you have two big groups of people looking for this option.” Riggs said that’s why restaurants that fall into the fast casual category do well, like Chipotle Mexican Grill and Panera Bread. “They’re not the cheapest priced, but they meet people’s expectations in terms of quality and fresh ingredients. People find good value for what they receive and that is key today.”

Report: Lending fund delivers Attor neys at Law

DECADES OF DEDICATED SERVICE TO SENIORS, THE DISABLED AND THEIR FAMILIES • Elder Law • Medicaid (Nursing Home/Home Care) • Guardianships (Contested/Non-Contested) • Asset Preservation • Wills, Trusts & Estates • Estate and Trusts Litigation • Medical Malpractice

Contact Anthony J. Enea, Esq. 914.948.1500 • westchesterseniors.com 245 Main Street, White Plains, NY Fluency in Italian • Additional office, Somers, NY ATTORNEY ADVERTISING

10 July 16, 2012 • WCBJ • HV Biz

BY JANICE KIRKEL jkirkel@westfairinc.com

The Small Business Lending Fund is living up to its billing. A report from the U.S. Treasury shows that New York banks receiving money from the SBLF, set up as part of the Small Business Jobs Act that President Obama signed into law in 2010, have increased their lending to small business by $283 million since receiving the funding. The fund encourages community banks to lend more to small businesses in order to spur growth and create jobs. Through the fund, the U.S. Treasury has invested more than $4 billion in 332 banks, which have a total of 3,000 locations in 48 states. Banks that take part in the SBLF program have boosted their lending to small business by $5.2 billion over the baseline. “Today’s report is more evidence that the Small Business Lending Fund is doing what the administration intended it to do,” said

Neal Wolin, deputy secretary with the U.S. Treasury. “Community banks are leveraging SBLF capital to support new lending to local entrepreneurs so that they can create and grow jobs in their neighborhoods.” Small businesses employ half of all Americans and account for about 60 percent of job creation. After the recession and credit crisis, small business owners faced many challenges, including getting capital. The SBLF provides capital to community banks with less than $10 billion in assets. The dividend rate a community bank pays on SBLF funding is reduced as that bank increases its lending to small businesses. The SBLF is one part of the Obama administration’s plan to help small businesses get capital to invest and hire. The Treasury also administers the State Small Business Credit Initiative, which allocates $1.5 billion to state programs designed to leverage private financing to spark $15 billion in new lending to small businesses and small manufacturers.

ask andi by andi gray

Who’s asking for info on my website? I worry about stranger danger with website inquiries. We don’t know who we’re talking to. For all I know, it’s a competitor we’re sending information to. What should I send? How do I get them to tell me who they are?

Thoughts of the day: The Internet can be an anonymous place – and some people like it that way – until they know they’re ready to buy. There’s a difference between educating the marketplace in general and finding out if someone is ready to engage in a buying-evaluation process. Gear your responses to the quality of knowledge you have about the person who’s making an inquiry. Focus on getting inquiries going with anyone and everyone – the bigger the pool, the more likely you’ll have leads to grow sales. Think about a typical buying process. When in the window-shopping stage most people prefer anonymity. They want to gather information at their own pace. At this stage, they’re working to clarify personal needs and wants and often prefer to do that without outside interference. Buyers are not looking to build relationships until they are clear about what they want or need. Two common earlystage buyer fears include being bombarded by sales pitches and getting pushed into something a buyer doesn’t understand. At the same time, early-stage buyers are open to gathering information and often will likely trade a little anonymity for ease in accessing information. Test your prospects to find out how far away they are from “Ready To Buy.” Place simple offers on your website with increasing degrees of commitment tied to the offers. For example, “Looking for more detail? Click here!” is a very nonthreatening, noncommitment-driven offer. For those who do click through, provide a little bit of information and another offer to see if they’ll go further. For example, provide some generally known product information designed to educate the reader – “Available in a variety of sizes and colors,” “Works well for a variety of customers,” “Look what satisfied users have to say.” Keep offers educational but

general at this stage. Next comes an offer to get more specific. “For a customized quote, click here,” which goes to a simple form the prospective buyer can fill in. The word “customized” in the offer implies that specific information is needed from the buyer in order for the seller to respond. If a buyer is ready to engage, the likelihood increases that they’ll fill out some personalized information in order to get information they need to complete the buying process. Until the buyer is ready to engage in a back-and-forth exchange of information, it’s not likely that any information sharing on the part of the seller will move the buyer to make a purchase.

If the buyer is unwilling to share with you who they are, then you’ll be unlikely to get what you need, i.e. delivery address and credit card info, to conclude the sale. Don’t worry about the Internet inquiries that stall at an early stage – so long as some small percentage chooses to move forward to the next level of information exchange. Remember that the Internet is a volume game. Get as many potential buyers in touch with your site as possible. Offer a way they can stay in lowlevel contact, getting educational information. “Subscribe today to our educational newsletter.” Pay attention to those who move forward in the information exchange process.

Looking for a good book? Try “SEO Made Simple: Strategies For Dominating the World’s Largest Search Engine” by Michael Fleischner. Andi Gray is president of Strategy Leaders Inc., strategyleaders.com, a business-consulting firm that specializes in helping entrepreneurial firms grow. She can be reached by phone at (877) 238-3535. Do you have a question for Andi? Please send it to her, via email at AskAndi@StrategyLeaders.com or by mail to Andi Gray, Strategy Leaders Inc., 5 Crossways, Chappaqua, NY 10514. Visit AskAndi.com for an entire library of Ask Andi articles.

HV Biz • WCBJ • July 16, 2012

ike many kids his age and younger, 17-year-old Jason Rivera gets a rush playing games that hadn’t yet been invented or come into vogue in the youth of his parents and grandparents. “Paintball, video games, I love them,” he says, nursing a soft drink in a diner booth down the street from his home in Yonkers. “They’re my passion.” Recreational aggression, vicarious warfare in modern knight’s helmet and camo pants, at about 100 bucks per indulgence at his favorite paintball field. Rivera gets a rush from business, too. “I was always interested in business, ever since I was little,” he says at the Argonaut on Yonkers Avenue. “The whole dressing up in suits, talking – I feel comfortable speaking in front of other people.” In a folder he carries his business plan for “Kinetic Rush” – winner of last month’s Network for Teaching Entrepreneurship competition for high school students in Westchester County. The contest began last spring with 589 students presenting their business start-up plans in classrooms at 10 high schools. Founded 25 years ago in New York City by a high school math teacher and former entrepreneur in the South Bronx, NFTE began as a program in low-income communities to prevent dropouts and improve academic performance among students at risk of failing or quitting school. Through entrepreneurship, kids turned street smarts into business smarts. NFTE officials said the organization has worked with nearly 450,000 youths in the U.S. and around the world. At Lincoln High School in Yonkers, Rivera needed no coaxing to compete. As a student in the public school’s Academy of Finance, which prepares students for careers in financial services, he took classes in accounting, financial planning and entrepreneurship. “The classes they gave us, I just kept falling in love with them.” Rivera came to the 2012 competition wiser and more focused after falling short of the prizewinners’ circle as a junior last year with his “TG Skins.” The aspiring entrepreneur – “basically, being your own boss is what I like” – had an idea then to launch a peer-oriented service business that would sell personalized decals for players’ headsets and video games equipment. Apparently he didn’t explain his business well enough to last year’s judges. “At the end, I’m not sure they actually knew what it was,” he says. This year, the repeat contender was more persuasive, even though mention of home-delivered paintball play zones has adult judges raising sticky business issues such as liability insurance – and who’ll clean up the post-party mess? (Kinetic Rush will, as well as provide netting to protect homes from errant projectiles of biodegradable paint.) Rivera was among 27 students who advanced to judging rounds at Westchester Community College. This year the June graduate took home the $1,500 first prize and a domestic round-trip ticket on Southwest Airlines. His detailed plan for a mobile paintball and laser tag business – catered “war zones” for kids’ parties and corporate outings in parks and backyards – topped two other finalists’ visions for a chocolate sculpture business and energy-conserving custom wire production.

12 July 16, 2012 • WCBJ • HV Biz

making it young

Jason Rivera has a vision for a mobile paintball business.

“I wanted to win it this year,” Rivera says at the diner. “I was going to come back and I was going to hit harder.” “What helps me get through is if I know what I’m talking about. I actually know paintball.” He will be a student at Iona College in October – $1,500 richer in prize money but still about eight-grand short of his calculated start-up investment for Kinetic Rush – when he represents Westchester County in the national NFTE competition in New York City. “I have major tweaking to do” on the business plan before then, he says. “Prices, branding, promotion. I’m going to order a jersey that says, ‘Kinetic Rush.’” He might not want to rush to place a large order. That jersey might already be worn in England, where a bicycle company goes by the name “Kinetic Rush.” So we tell the kid, gently. Before the first threat of legal action from an intellectual property lawyer with a London office arrives in the Rivera family’s mail. He is not surprised. He’d already come across the Brit company in a trademark search. The company name might not be available, but he secured a web domain name for his mobile paintball business. Rivera takes his paintball gun to Liberty Field in Putnam County. It’s about a 50-mile haul from his home in Yonkers – just ask his accommodating parents. It’s a jaunt to inspire entrepreneurial thoughts about doing this recreational sport another, more customer-convenient way. “I’ve been playing for five years, and it’s always the trouble of begging your parents to drive you and your friends up

there,” he says. “There’s people who love to go like every two weeks – but the hassle of actually getting there.” Rivera said to a paintballing friend – one with a suitably spacious back yard – wouldn’t it be cool to bring paintball to people’s homes? To big Westchester homes whose owners can afford Kinetic Rush’s $300 reservation fee and $25-per-player charge? Rivera did a market survey – of 10 paintballers – and found that, as he noted in his winning plan, “70 percent of children would rather have paintball than a bouncy castle at their birthday parties.” He is not targeting the prime bouncy-castle birthdayparty crowd. His mobile paintball service will cater to youths 10 and older, including those clinging to their paintball guns well into their late 30s. He calculates his start-up investment at $9,553. At the time he wrote his business plan, Rivera had $503 in personal savings to stake in his venture. “It’s not going to happen overnight. I’m not going to get nine grand overnight.” If it does happen, his high school alma mater could be the first venue for Kinetic Rush. “I spoke to my principal,” Rivera says eagerly. “He said if I can prove I’ll do the clean-up, I would be able to host an event at Lincoln High School.” Our waiter leaves the check. Jason Rivera grabs it. Exercising seniority, we reclaim it. So Rivera reaches in his pocket for loose bills and throws down a tip. A generous businessman’s tip.

Illustration by John Ashton Golden

BY JOHN GOLDEN jgolden@westfairinc.com

If he brings it, they’ll pay to play

GUESS WHAT WAG’s CLASS & SASS GALS ARE UP TO AT BLOOMIES?

Sponsor

SEPT. 13 BLOOMINGDALE’S WHITE PLAINS 175 Bloomingdale Road, White Plains 5:30 P.M.

Save the date. You won’t want to miss this unique fall fashion event complete with hors d’oeuvres and beverages. HV Biz • WCBJ • July 16, 2012

business ideas

by joe murtagh

The dreamspeaker™

WHY ARE YOU HERE? How is your organization creating a better world for our: · Children · Grandchildren · Nieces · Nephews and their children’s children? Why will it matter that you were here? To do even better email Joe@TheDreamSpeaker.com or call 800-239-0058.

Leadership Westchester Congratulations Class of 2012! Andrea Bloome, Alchemy Post Sound Sara Cashen, Greenburgh Nature Center Kathy Doscher, IBM Kimberly Foster, The Westchester Bank Joan Grangenois-Thomas, Public Relations Consultant

Kathleen Haverlack, United Way of Westchester and Putnam

Daniel Huang, M&T Bank Monica Ko, Community Volunteer Kevin Langtry, CBRE, Inc. Nancy Levin, My Sister's Place Annette McLaughlin, Career Coach Leigh Taylor Mickelson, Clay Art Center Anthony Montalbano, YMCA of Central and Northern Westchester

Julia Salem-Emrick, Westchester County Association

Kristine Stallone, American Jewish

Honoring Alumnus of the Year

Albert (Doug) Rogers, New York Life Preparing highly skilled leaders to positively impact communities, particularly as non-profit board members. A new class begins this fall. Details: http://www.volunteer-center.org/leadership or call 914-948-4452

www.volunteer-center.org (914) 948-4452

World Service

Nicole Stansbury, YWCA of White Plains

& Central Westchester Joanne Taylor, Housing Development Fund Laura Traynor, Center for Aging in Place Nathalie Monin Voelker, The Volunteer Center of United Way Paula Wedlaw, The Earth Institute Columbia University

14 July 16, 2012 • WCBJ • HV Biz

Leadership Westchester would not be possible without generous

social media trends

by bruce newman

Branding and loyalty still a two-way street

y recent article on social media and branding received a lot of attention. I responded to a number of emails and had conversations with several people. I encourage feedback and comments on any of my articles. That said, I recently came across a table depicting the results of a survey on how companies utilize social media. In this survey, 39 percent of all respondents – by far the largest percentage – indicated that the most important benefit of social media was to increase brand awareness. Although this study was done in Canada and I do have some questions on its testing methodology, the importance of brand awareness cannot be minimized. It also helps explain at least part of the strategy behind companies that expend considerable amounts of money in social media. While this survey does not include a category for customer service – another key benefit of social media and a significant survey weakness, it does denote the importance of using social media to better understand customers and increase new business growth. Adding “improve reputation” and the “ability to listen/ monitor (sentiment)” totals 11 percent of the respondents, in line with other studies that also depict the importance of reputation management. The key takeaway from this survey is the important role of social media in brand awareness and the remaining top categories listed by the survey respondents. This role of social media also extends to brand loyalty and customer stickiness, particularly in the business-to-consumer arena. Coupons and prizes are effective means of generating attention and driving sales. However, they don’t engender long-term customer loyalty; that’s a role for social media. Social media allows companies to listen to their customers and quickly respond to their complaints. This twoway communication allows them to develop relationships with their customers and better understand the latter’s thinking and actions. If customer actions

are digitally driven (i.e. they buy something online), social media can track their purchase and inform the buyer about related upcoming sales and promotions. Word-of-mouth campaigns and special promotions have proven to be highly effective at eliciting loyalty. A recent television commercial for the iPhone caught my attention. I wasn’t impressed by the content of the commercial but rather, by its implication when the main (and only character) asked his iPhone for a joke. The interaction (implied friendship?) between them demonstrated trust and product loyalty. According to a ClickFox survey, consumer loyalty for B-to-C businesses is built on exceptional customer service. This study also denotes the importance of rewards, notification about special offers and events and providing personalized products and services. Most notably, a growing number of recent brand loyalty campaigns are designed to empower customers and urge them to share content and communicate about a brand with others. It is this brand loyalty loop – the spreading of a brand among friends – that is rapidly becoming the key component of several current and many planned marketing campaigns. A word of caution: People’s opinions online change very quickly. It is very important that a company constantly monitor its brand and loyalty online to maintain good communications with its customers and be able to quickly respond to both negative and positive comments. It’s more than just customer service – it’s using social media to do business. Brand and loyalty campaigns are two of the most important functions of social media. By utilizing the two-way communicative capability of social media, they can greatly influence their audience and when done well, can significantly increase sales and product awareness. Bruce Newman is the vice president at The Productivity Institute L.L.C. in Carmel. He is also a social media strategist and the designer of a new service, wwWebevents.com. Follow him on LinkedIn, Twitter, Facebook and the Productivity Institute blog. He can be reached at bnewman@prodinst.com.

Nyack shop owner opens heart to Kenya’s artisans

BY MARY SHUSTACK mshustack@westfairinc.com

alking down S o u t h Broadway in Nyack, it’s not unusual to see Kajogo Iguna seated in a folding chair on the sidewalk, a spindly carved giraffe by his side. But once you approach the entrance to his new shop, African Arts and Crafts Ltd., Iguna leaps up from his little oasis of outdoor advertising to see if you need help. “I’ve been sitting outside and talking to everybody,” he says. “I think I’m good and friendly, and that’s the key.” Indeed, Iguna is always ready to offer a quick tour of his cozy space, tucked into a small retail mall at 85 S. Broadway and explain the background of the shop he opened last month. The storefront is the latest incarnation of Iguna’s business, which dates back to 2002. For a time, he was a tenant of the former Nanuet Mall. Since then, he has become a frequent participant in Nyack’s outdoor street fairs. Now, he’s hoping his longtime network of customers – and plenty of new ones – will seek out his new boutique for its various handcrafted items ranging from wall hangings and baskets to clothing, jewelry

Kajogo Iguna sells handcrafted goods from his native Kenya at African Arts and Crafts in Nyack.

and sculpture. He’ll point out artwork crafted on banana fibers or show off a basket filled with unique hair accessories, a current bestseller in the warm weather. Prices vary, from the carved letter openers for $5 up to elaborate sculptures that near $500.

The whole of the merchandise is handcrafted by artisans in Kenya, Iguna’s native country. Iguna stays in touch with the artists and craftspeople of Kenya through visits and frequent phone calls. A onetime pastor, Iguna works closely with the people of his

home church, Karwamba in Meru. He works with them to design new products for the international market. His company then buys the goods at fair trade prices. Iguna adds he also follows fair trade principles in all business dealings. The shop, though, is more than just a retail venture. He was touched, he says, by the plight of many of these workers – often elderly people and mothers who make and sell art to support their families. Iguna is committed to giving back, donating a portion of all sales to the artisans. “People who have lost loved ones to malaria and AIDS, 20 percent goes to support them,” he says. That money, he says, is often used for basic needs ranging from food and water to clothing, housing, education and medical services. “My intention is to actually try and help these people so they can educate their children.” Iguna, a longtime Rockland resident with master’s degrees in philosophy, sociology and anthropology and who also teaches part-time (sociology and ethics) at Mercy College in Dobbs Ferry, says for now, the shop is a priority. “I just need to concentrate on this and develop it. The main thing is trying to help the people back in Kenya. …The business of helping other people is the most important to me.”

Grant enables family health center to expand sites, services BY MARY SHUSTACK mshustack@westfairinc.com

Thanks to a New Access Point grant of $650,000, the Greater Hudson Valley Family Health Center in Newburgh has announced it will be expanding both its sites and services in Orange County in coming months. The center has been awarded the funds from the Federal Health Resources and Services Administration and is developing new sites at 127 Main St. in Highland Falls and at 290 Broadway in Newburgh. These will allow the agency to provide muchneeded quality health care for residents who have inadequate access because of financial, geographical or other limitations. Ken Mackintosh, chief advancement officer of the agency, noted the fundseeking was a long but rewarding process. “It’s taken us three years to actually secure the funding,” he said. “This increases our baseline grant from the federal government by about a third.”

The Highland Falls site, expected to open in November, will offer comprehensive care for the whole family touching on pediatrics, internal medicine, OB/GYN and behavioral health. The 2,300-squarefoot facility will have full- and part-time physicians, nurses and support staff seeing patients in six exam rooms. The site was chosen for its centralized location, as well as easy accessibility by foot or public transportation. “Because of the limited availability of medicine down there, people often have to drive 20 to 30 miles to see a doctor,” Mackintosh said of Highland Falls, a federally designated Health Professional Shortage Area that neighbors West Point. The new site in Newburgh will primarily serve the homeless population through coordinated, specialized care. “The homeless are a diverse and complicated population to serve,” Mackintosh said. The Department of Social Services recently reported there are more than 1,500 homeless individuals in Orange

County. Without access to support such as primary-care medical assistance, there has been a high volume of emergency-room visits and inpatient stays.

The center has been awarded the funds from the Federal Health Resources and Services Administration and is developing new sites at 127 Main St. in Highland Falls and at 290 Broadway in Newburgh. Mackintosh said the new facility, which may be served by a mobile unit until its expected opening in January (or perhaps sooner), will target both those identified as homeless and those considered at risk. The new site, a 1,750-square-foot health

center with three exam rooms staffed by a family nurse practitioner, licensed practical nurse and patient services representative, will be near the Neighborhood Resource Center, at 280 Broadway, which houses a number of organizations that offer services to the county’s homeless population. The move will add to the staff of the Greater Hudson Valley Family Health Center, Mackintosh said. “We will be hiring providers for both locations.” In a press release, U.S. Rep. Maurice Hinchey stated, “I am delighted that the Greater Hudson Valley Family Health Center has received this important federal funding that will enable the organization to expand its operations in Orange County. Everyone deserves access to quality health care services regardless of their economic status and The Greater Hudson Valley Family Health Center provides just that for thousands of Orange County residents who otherwise would forgo getting treatment and preventative care that is necessary to keep them healthy.” HV Biz • WCBJ • July 16, 2012

Greenburgh seeks indoor tennis center proposals

BY PATRICK GALLAGHER pgallagher@westfairinc.com

he town of Greenburgh issued a call for proposals July 10 to develop an indoor tennis facility at the Anthony F. Veteran Park Tennis Complex in Ardsley. Town officials are seeking to enter into a 15-year lease for the development and management of a tennis bubble facility and a new clubhouse that would allow for year-round use, as well as for renovations to the outdoor tennis courts and other portions of the park at 11 Olympic Lane. The request for proposals (RFP) comes after the New York state Assembly and Senate

on June 21 approved legislation allowing the town to lease the tennis courts to a private company for a period of up to 30 years. Democrat Andrea Stewart-Cousins of Yonkers sponsored the Senate bill, while Democrat Thomas Abinanti of Greenburgh sponsored the Assembly bill. Greenburgh Supervisor Paul Feiner said in an email to town residents that the lease could generate $3 million to the town over the course of the agreement, with upgrades to the park coming at no cost to residents. “The legislation … enables the town to increase recreation opportunities for our residents, to generate significant revenue for the town from a private tennis court opera-

Hawthorne data center steps up expansion

tor and to improve the infrastructure of our tennis courts at no cost to the taxpayers,” Feiner stated. The RFP has been posted on the town website. The town will hold an applicant meeting and site tour Aug. 1, with proposals due Aug. 14. The tennis complex currently comprises 19 lighted tennis courts. The proposal calls for a bubble covering at least nine courts, with at least four of those having Har-Tru, or clay, surfaces or other soft surfaces. In addition, any developer would be required to resurface the remaining indoor courts, the existing basketball court and one handball court and to provide drainage and

Hospitals dispute report’s claims

BY PATRICK GALLAGHER pgallagher@westfairinc.com

Hawthorne-based data center provider Xand Holdings L.L.C. named a new chief operating officer and said it would go ahead with three expansion projects while continuing to explore additional growth opportunities. The new COO is Keith Markley, who had been CEO of LAI Holdings Inc., a portfolio company focused on technology and manufacturing. Xand CEO David Struwas called him “a proven veteran with vast industry experience.” The announcements came three months after Xand, which is a subsidiary of the Boston private equity firm ABRY Partners L.L.C., completed its acquisition of data center provider Access Northeast, which had been based in Marlboro, Mass. Between Xand’s Hawthorne headquarters and the two facilities run by Access Northeast in Massachusetts and Waterbury, Conn., the company has a combined 140,000 square feet of data storage and workspaces. In addition to data storage facilities, Xand provides business continuity workspace that companies may rent in the event of power outages or other disruptions. Spokesman Rob Stephenson said Xand is now in the process of expanding its three facilities by more than 25,000 square feet, and that the company is also looking into leasing or acquiring a fourth facility somewhere in Connecticut. Xand plans to expand its Marlboro facility by 15,000 square feet, its Hawthorne facility by 3,000 to 5,000 square feet and its Waterbury facility by 8,000 square feet, and is adding generators totaling six megawatts of new power among those facilities. Markley will oversee the latter expansions, which are scheduled for completion

Representatives of several regional hospitals were highly critical of a July 5 Consumer Reports national study on hospital safety that ranked two Westchester facilities among the four least safe hospitals in the state. Westchester Medical Center in Valhalla and Saint Joseph’s Medical Center in Yonkers received overall safety performance scores of 25 and 26, respectively, on a scale of 1 to 100, with 100 being the best possible rating. Nine Westchester hospitals were rated by Consumer Reports as part of the study, with all nine receiving safety ratings below 50. The Greater New York Hospital Association said the Consumer Reports study “joins a growing parade of hospital report cards that, taken collectively, contain conflicting and contradictory results for individual hospitals.” Westchester Medical Center released a four-page response to the study, in which it notes Consumer Reports gave a 52 rating to a hospital whose operations were suspended last year by the state Department of Health for safety concerns while several nationally recognized hospitals received ratings in the upper 20s and low 30s. “We are taking exception to Consumer Reports’ characterization of the hospitals they rated and the apparent disconnect in the methodology they used in ascribing their ratings,” the medical center statement read. Likewise, St. Joseph’s Medical Center refuted the study, saying in a statement that it “does not accurately reflect the level

16 July 16, 2012 • WCBJ • HV Biz

Xand CEO David Struwas at the company’s Hawthorne office

in the third and fourth quarters of this year. A fourth data center facility will depend largely on where demand is the greatest, Stephenson said. He said Xand is currently in negotiations with several large existing customers, as well as several potential customers. When those contracts are drawn up – likely during the third quarter of this year – Xand will lease new space, likely either in Fairfield County, Conn., or somewhere nearby, Stephenson said. Xand and ABRY Partners are also “very, very close” to acquiring a second data center company, with an announcement expected before the end of July, Stephenson said. “The new company’s size and scope will essentially double the existing company’s size and scope,” he said. The company’s identity has not been disclosed, but Stephenson said it primarily serves the mid-Atlantic and New England regions.

other infrastructure improvements around the courts. The clubhouse is to include public restrooms, locker rooms, a reception area and possibly a pro shop. The developer selected by the town would be required to maintain and operate the indoor tennis facility from Labor Day to Memorial Day, including supplying any machinery, equipment and staff, and will be required to provide access for youth programming and tennis activities for people with disabilities. Applicants should anticipate making a significant capital investment in the facility, the RFP states.

of care that is delivered every day” at the Yonkers hospital. The study included 1,159 hospitals nationwide and nearly 120 in New York. Roughly 51 percent of all hospitals surveyed received below-50 ratings. The ratings were based on six criteria: infections experienced by patients, readmissions, communication with patients, the frequency of CT scanning, complications resulting from treatment and deaths. The state’s highest-rated hospital by Consumer Reports is Cayuga Medical Center in Ithaca, which received an overall rating of 61. Hudson Valley Hospital Center in Cortlandt Manor was the highest-rated hospital in Westchester, receiving a 47. In comparison, the highest-rated hospital in the country was Billings Clinic in Montana, which received a 72 rating. New York-Presbyterian Hospital and Mount Sinai Hospital, both highly regarded teaching hospitals in New York City, received a 32 and a 30, respectively. “The safety scores provide a window into our nation’s hospitals, exposing worrisome risks that are mostly preventable,” said John Santa, director of the Yonkersbased Consumer Reports’ Health Ratings Center, in a release. Other Westchester hospitals that were rated include: Northern Westchester Hospital in Mount Kisco, which received a 45; White Plains Hospital Center, which received a 43; Phelps Memorial Hospital Center in Sleepy Hollow, which received a 43; Sound Shore Medical Center in New Rochelle, which received a 42; St. John’s Riverside Hospital in Yonkers, which received a 36; and Lawrence Hospital Center in Bronxville, which received a 36.

FACES& PLACES Leadership Westchester ‘Leading the Way’ The Volunteer Center of United Way joined more than 120 supporters June 28 for the 2012 Leadership Westchester Graduation at the Gateway Center at Westchester Community College in Valhalla. Graduates from the 17-year-old program include leaders from business, public and nonprofit sectors who become part of the Leadership Westchester Alumni Association. Albert D. (Doug) Rogers of New York Life received the Alumnus of the Year Award. Photography by Paul Schneiderman and The Volunteer Center. 1. Angela Taylor, Alumni Association. 2. Christina Coons and Amie Getis. 3. Grant Mitchell, Mark Rollins and Jeanette Gisbert. 4. Julia Salem Emrick and Moy Emrick. 5. Kevin Langtry and David Severance. 6. Michael Dinizo, Daniel Huang and April Lasher. 7. Molly Penn, Naomi Adler and Geoff Schmits. 8. Past and present board chairpersons J. Loren Russell, Alisa Kesten, Mark Rollins and Doug Rogers 9. Reception in atrium of The Gateway Center. 10. Reena Kashyap and Tomie Severance. All photograph identifications are from left unless otherwise noted.

10. HV Biz • WCBJ • July 16, 2012

THELIST: biotech and pharmaceutical companies BIOTECH AND PHARAMACEUTICAL COS.

LISTED ALPHABETICALLY.

WESTCHESTER COUNTY

NEXT LIST: JULY 23 westchester county HOME HEALTH CARE AGENCIES

Listed alphabetically. Name, address, phone number Area code: 914 (unless otherwise noted) Website

Top executive(s) Year company established

Acorda Therepeutics Inc.

Ron Cohen Founder, president and CEO 1995

15 Skyline Drive, Hawthorne 10432 347-4300 • acorda.com

BASF Corp.*

Hans Engel Chairman and CEO 1865 Germany /1958 North America

100 Park Ave., Florham Park, NJ 0793 (800) 526-1072 • basf.com

Andreas Fibig Member, Bayer HealthCare executive committee and head of the pharmaceuticals division 1979 Richard P. Ghizzone, Gerry Fleming Richard C. Ghizzone and Glenn Hickey Practitioners 2000

Bayer HealthCare Pharmaceuticals 555 White Plains Road, Tarrytown 10591 366-1800 • bayerhealthcare.com

Biotech Industries Ltd. 785 Mamaroneck Ave., No. 4, White Plains 10605 683-0016 • biotechind.com

ContraFect Corp.

Robert C. Nowinski Founder and CEO 2008

28 Wells Ave., Third floor, Yonkers 10701 207-2300 • ‎contrafect.com

Curemark Biotech

Joan M. Fallon Founder and CEO 2004

411 Theodore Fremd Ave., Suite 206, Rye, 10580 925-3450 • ‎curemark.com

Emisphere Technologies 765 Old Saw Mill River Road, Tarrytown 10591 347-2220 • emisphere.com

Epicept Corp. 777 Old Saw Mill River Road, Tarrytown 10591 606-3500 • epicept.com

Gene Link Inc.

Gradipore

HistoGenetics Inc.

Mela Sciences Inc.

Profectus Bio Sciences Inc

Thomas G. Paese Executive chairman 2003

777 Old Saw Mill River Road, Tarrytown 10591 (866) 938-8559 • profectusbiosciences.com

Progenics Pharmaceuticals

Mark R. Baker CEO 1986

777 Old Saw Mill River Road, Tarrytown 10591 789-2800 • progenics.com

PsychoGenics Inc. 765 Old Saw Mill River Road, Suite 104, Tarrytown 10591 593-0640 • psychogenics.com

Regeneron Pharmaceuticals

Emer Leahy President and CEO 1999 Leonard S. Schleifer President and CEO 1988

777 Old Saw Mill River Road, Tarrytown 10591 347-7000 • regeneron.com

TechnoVax Inc.

Jose M. Galarza and Hector Munoz 2004

765 Old Saw Mill River Road, Tarrytown 10591 345-2300 • technovax.com

Warren Pharmaceuticals

Anthony Cerami Chairman and CEO 2001

712 Kitchawan Road, Ossining 10562 762-7586 • warrenpharma.com

Creates prosthetic and orthotic devices for clients; offers personal evaluation and follow-up services

Biotech company that develops technologies, treatments and products to kill virulent and resistant microorganisms

Biotech company that develops and markets products to fulfill needs in innovative, medicine; seeks to improve quality of life for those with neurological disorders, focuses on treating children with autism

Pharmaceutical company focused on addressing unmet medical needs in cancer treatment and pain management through new technology

Joseph V. Gulfo Chairman, president and CEO 1989

50 S. Buckhout St., Suite 1, Irvington 10533 591-3783 • melasciences.com

Pharmaceutical division of Bayer HealthCare AG; concentrates in therapeutic groups, including cardiovascular and blood diseases, oncological diseases, ophthalmology and women's health care Imaging techniques

John V. Talley President and CEO 1993

Nezih Cereb CEO and co-founder 1999

300 Executive Blvd., Ossining 10562 762-0300 • histogenetics.com

Worldwide chemical company; portfolio ranges from chemicals, plastics, performance products and crop-protection products to oil and gas; Tarrytown facility is a research and development hub with expertise ranging from light stabilizers to bioactive and effect materials, personal care, nutrition and pharmaceutical ingredients; Peekskill site manufactures effect pigments that are used in exterior/automotive coatings, cosmetics and industrial applications

Biopharmaceutical company focused on developing therapeutic molecules or nutritional supplements

Robert Lieb CEO and vice chairman NA

4 Skyline Drive, Hawthorne 10532 592-1060 • gradipore.com

Biotech company that develops and provides various therapies for the restoration of normal neurological functions; specializes in therapies for spinal cord injury and multiple sclerosis

Michael R. Garone Interim CEO and CFO 2007

Ali Javed Director, research and development 1993

190 Saw Mill River Road, Hawthorne 10532 769-1192 • genelink.com

Description

A supplier of premium custom oligonucleotides, siRNA (small interfering RNA), fluorescent probes and other genetic tools and reagents

Global biotechnology company focused on researching, developing, manufacturing and marketing separation technologies for the life-sciences market, and blood clotting tests for genetic disorders in the health industry

Biotech firm providing treatment facilities with DNA sequence-based tissue-typing service

Biopharmaceutical company, which seeks to design, develop and commercialize noninvasive tools in order to provide information to dermatologists during melanoma skin examinations

Technology-based vaccine company devoted to the treatment and prevention of chronic viral diseases with a goal of reducing morbidity and mortality A biopharmaceutical company developing medicine to treat disease, with a focus on cancer and related conditions; therapeutic candidates include PSMA ADC, in phase 1 testing for treatment of prostate cancer, and preclinical stage novel multiplex phosphoinositide 3-kinase inhibitors for the treatment of cancer; out-licensed development and commercialization rights of its first commercial product, Relistor (methylnaltrexone bromide), a treatment for opioid-induced constipation Offers a wide range of standard and customized preclinical services

Bopharmaceutical company that discovers and manufactures medicine

Two main divisions: a vaccine R&D division specializing in viral vaccine development against diseases such as: influenza, respiratory syncytial virus (RSV), para-influenza virus (PIV) and Dengue, and a TechnoVax Biologicals Division offering biological reagents and bio-assay kits to the scientific community

A biotech company, which seeks to develop proprietary tissue-protective technologies

Questions or comments, call 694-3600, ext. 3005. Source: Company information obtained from company websites and respondents. * Company has locations in Tarrytown and Peekskill. NA Not available.

THE WEEKLY LIST IS NOW AVAILABLE BY DIGITAL SUBSCRIPTION. Go to westfaironline.com/buy/the-lists/ for more information and to view a sample.

18 July 16, 2012 • WCBJ • HV Biz

SPECIAL Colleges REPORT and universities

Debt 101 should be a requirement BY PATRICK GALLAGHER pgallagher@westfairinc.com

dollar sign followed by a number and the word “trillion” is typically reserved for discussions of the national debt, defense spending and a handful of the world’s largest corporations. Now, U.S. student loan debt is on the verge of joining that exclusive club. The situation that was largely swept under the rug in the wake of the financial meltdown now threatens a persistently weak economy as greater numbers of recent college graduates enter delinquency and default. Representatives of several Westchester County colleges and universities said the issue is made worse by students who take out more loans than they actually need, but education and legal experts countered that colleges are not doing enough to educate students about how their debt will affect them after graduating. Student loan debt has increased $663 billion since 2003, hitting $904 billion in the first quarter of 2012, and is the only form of consumer debt to “substantially increase” since the peak of household debt in late 2008, according to the Federal Reserve Bank of New York’s latest quarterly report on household debt. The issue has been exacerbated by economic conditions. In the 2010-2011 academic year, the average total cost of attending a four-year, undergraduate, private, nonprofit institution was $39,772, an increase of 4 percent from the previous year, according to the National Center for Education Statistics. The average total cost for a student to attend a public institution in his or her state was $20,114, up 4.1 percent from the 20092010 academic year. At the same time, median earnings for full-time workers ages 25 to 34 fell by 4 percent from 2009 to 2010, from $50,700 to $48,700, according to NCES data. The NCES is a division of the U.S. Department of Education. While obtaining a college or advanced degree is still the surest way to find employment, college administrators recognize the dangers posed by student loan debt and delinquency. “The wild card here is the economy,” said James Gathard, vice president of institutional compliance and student financial services at Monroe College. “So we can minimize their

borrowing, we can make them an educated consumer,” but still, if they can’t get a job, he said, they’ll be facing possible delinquency. The New York Fed reported that the percentage of student loans that are more than 90 days delinquent increased from 6.13 percent in the first quarter of 2003 to 8.69 percent in the first quarter of 2012. Both Monroe College, a private, for-profit university with campuses in New Rochelle and the Bronx, and Pace University, a private, nonprofit university with undergraduate campuses in Pleasantville and Manhattan, have instituted programs over the past several years that instruct incoming students and their families about the ramifications of taking on excess student loans. Pace financial aid administrators will often meet with admitted students before they even enroll, said Robina Schepp, vice president of enrollment management. “We know that our students generally have higher employment rates than the national average and we really think it’s because we have this focus and counseling from day one,” she said. Monroe College last month was named one of three recipients, along with Syracuse University and Shaw University in Raleigh, N.C., of the United Student Aid Funds

Inc. 2012 Excellence in Debt Management Awards for the college’s DREAM project. The nonprofit USA Funds, based in Indianapolis, was founded in 1960 to help families finance rising college costs. As part of the DREAM program – short for Debt Reduction, Education, Assessment and Management – Monroe College set up a department that works exclusively with students in order to help them understand their loans and their repayment options. “It’s a consumer financial service dedicated to student loans,” Gathard said. Monroe also offers a five-session financial literacy seminar to undergraduates, which is taught by faculty, administrators and graduate business students and expands on the work of the financial aid staff. This fall, Monroe will begin to enlist undergraduates who have been through the seminar to serve in a peer leadership role for students who will be taking it during the coming academic year. Gathard said that while students are able to borrow “enormous” amounts of money from private lenders, the peer-led seminar will focus on questions like “What kind of job do you think you’re going to get?” and “How do you think you’re going to be able to make those payments?”

Consumer debt attorney Leslie Tayne said most of her clients who are in delinquency or default were never educated about their student loans. “I get that all the time, ‘Nobody told me it was going to be like this,’ or ‘We really didn’t know what was available to us,’” said Tayne, principal of the Law Offices of Leslie H. Tayne P.C., located in White Plains, Mount Kisco and Melville, L.I. She said it is important for colleges to be proactive. “There should be a program that you’re required to attend upon taking student loans on the payment process, the default issues that can come up and how to effectively manage it,” Tayne said. However, said education consultant Jane Klemmer of Klemmer Educational Consulting L.L.C. in Briarcliff Manor, colleges aren’t necessarily given incentives to create such programs. “Some are starting to do it (provide advising services), but in reality there’s a conflict of interest,” she said. “If you think about it, there are a lot of schools out there that are hurting. They rely on tuition dollars. They have to fill those seats ... they don’t want to be turning students away by asking them, ‘How can you afford this?’” HV Biz • WCBJ • July 16, 2012

Colleges and universities

Students will pay for interest rate extension, official says BY PATRICK GALLAGHER pgallagher@westfairinc.com

he extension of reduced student loan interest rates by Congress as part of a June 29 federal transportation bill has been roundly cheered, but one local college administrator questioned what the measure will cost graduate and part-time students. The 11th-hour bill prevented the interest rate on Direct Stafford Loans – the federal government’s primary education lending mechanism – from jumping to 6.8 percent from 3.4 percent, which would have happened if Congress had not acted prior to the July 1 deadline. Keeping the interest rate at 3.4 percent will save the average student borrower about $1,000 over the lifetime of the loan, according to President Obama, which amounts to about $6 to $9 a month. The 3.4 percent interest rate on Stafford loans was extended through June 30, 2013. Howard Leslie, vice president of financial aid at Berkeley College, which has a White Plains campus in addition to campuses in New York City and New Jersey,

The U.S. Department of Education oversees the federal Stafford loan program.

called the extension “a very, very good thing.” However, he added, “What we gave up for it is my concern.” Starting July 1, graduate students and those pursuing professional degrees – such as a law degree or medical degree – were no longer eligible to receive subsidized Direct Stafford Loans. With subsidized loans, the government pays the interest that accumulates for at least half of the time the borrower is still in school, whereas with unsubsidized loans, borrowers are responsible for paying the interest that accumulates for the full time they are in school.

Additionally, Congress imposed new limitations on future eligibility for subsidized Stafford loans. Beginning July 1, 2013, new Stafford loan borrowers will qualify for subsidized loans for only 150 percent of the duration of their degree program. What that means, Leslie said, is that any student pursuing a four-year degree – whether attending school full-time or part-time – will only be eligible to receive subsidized Stafford loans for six years of study. Likewise, associate degree candidates will only be eligible to receive subsidized loans for three years. Under the legislation, students who hold subsidized Stafford loans will now be responsible for paying interest that accrues during the six-month grace period between graduation and when they must begin repaying the loan. Previously, for holders of subsidized loans, the federal government paid the interest that accrued during that grace period. “This was an earthquake that nobody heard,” Leslie said, indicating that the changes were overlooked amid relief that

Congress had extended the 3.4 percent interest rate. Leslie said Congress is effectively “putting a limit on how long a student can go to college in an age where students need to go to college and simultaneously handle so many different things.” He said across higher education, “the whole concept of affordability has been lost.” In response to recent changes to the Pell Grant program and other struggles experienced by students, Berkeley College gave out more than $40 million in institutional aid across all of its campuses last year, Leslie said. He said the college has instituted a “challenge program” that will strive to assist students whose resources have been exhausted. “When students have a major gap and we want to help them with it, it’s what we tend to do after we’ve exhausted everything,” Leslie said. “It’s a loan … but if the student graduates we turn it into a grant, we totally forget it. We give you this loan, and you can make it go away – just graduate.”

Online Programs the CW Way

At CW, online learning is not just an experience between you and your computer. Your learning will occur within the CW community.

at the office

> Personal attention from your professors and advisors who care about your success. > Your courses are designed with employer input. > Do your schoolwork independently online, morning, night, weekends or lunchtime. > No travel expenses save you money. > You will attend a college with nearly 100 years of career-focused education. > CW is regionally accredited by The Middle States Commission on Higher Education.

at home

To learn more, call 888.669.4863 or visit www.cw.edu/success Like us on

Read our

325 CENTRaL avENUE, WHiTE PLaiNS, NY 10606

Scan this code with your Smartphone.

For program disclosures and other consumer information, please visit cw.edu/programdisclosure. CW WBJ054 AD 11.indd 1

20 July 16, 2012 • WCBJ • HV Biz

WBJ054

on the go

O n l i ne D i v i s iOn 1/23/12 4:38 PM

I AM

MERCY EDUCATION. I am

'02.

Anthony J. Mullen, National Teacher of The Year

JOIN US.

You will be in good company.

www.mercy.edu | 877-mercy-go

HV Biz • WCBJ • July 16, 2012

Colleges and universities

Reassessing risk management BY ANTHONY R. DAVIDSON

Frank G. Zarb School of Business Graduate Programs v v v v v

Flexibility: Online, Day, Evening and Saturday Courses Available Master’s Degrees (M.B.A. & M.S.) and Advanced Certificates Online M.B.A. Program Executive M.B.A. Program J.D./M.B.A. Program

The Frank G. Zarb School of Business Recently ranked as the 5th part-time M.B.A. program in the Northeast and 49th in the country by Bloomberg Businessweek, listed among the nation’s top M.B.A. programs by Forbes, and recognized by The Princeton Review and U.S. News & World Report, a Zarb School of Business graduate degree is the edge you need. Top-ranked programs. Renowned faculty. State-of-the-art facilities. Close to the heart of the business world.

v Find out more Zarb Graduate Information Session, July 30 hofstra.edu/zarbgrad

Ad_ZarbProg_Westchester/Fairlfield.indd 1

22 July 16, 2012 • WCBJ • HV Biz

7/10/12 3:12 PM

e find ourselves in an economic quagmire. The collapse of Enron, WorldCom, Lehman Brothers, and Bear Stearns is still fresh in our minds, debacles around the globe ranging from the BP Macondo oil spill to the nuclear reactor catastrophe in Japan surface with far too much frequency, and the recent events at JPMorgan Chase have given us more cause for concern. Additionally, all the time and colossal sums of money expended on Sarbanes Oxley have shown little, if any, value in return. It is, therefore, not surprising that it is difficult to find anyone who believes that good risk management has been in place over the past 15 years. The truth is that risk management cannot be simply treated as a program containing a methodology. It must be regarded as an organizational initiative that needs to be adopted and practiced by all constituents of the organization, including not only all departments and employees but also all stakeholders who impact the organization. This will, of course, ensure that the risk culture penetrates all levels of the enterprise. While not a readily quantifiable component, the attitude of managers will directly impact the way in which risk is managed. Although worldwide theories, research, principles and practices pertaining to the discipline of managing risk have evolved significantly over the past decade, corporate America has been confused about the discipline. In fact, American companies in general appear to have little understanding of what managing risk is really all about. While they claim to have an unwavering commitment to it, their mentality lags far behind their counterparts in many other parts of the world and they believe that reform is all right as long as it doesn’t change anything. So corporate America chooses to either hide behind a checkbox mentality of compliance or fall prey to the myriad consultants peddling quick fix, cookie-cutter solutions. Being encumbered by a management style that is shortsighted, corporate America fails to imbue employees with the inner drive that is so necessary to succeed and risk management is not inculcated into the company philosophy or integrated into the strategic planning. Academe has also fallen short, offering a token master’s program here and there, mostly with a focus on only one kind of risk, be it financial risk, information technology risk or physical risk, for instance. Accordingly, a highly sophisticated educational approach that supports

the development of an appropriate risk mentality from a holistic perspective will drive a more robust system for managing risk. To change organizational culture and instill in managers, employees, board members and stakeholders the systems-thinking approach required to successfully manage risk, academic institutions must embark on an educational path that not only supports such a process but indeed acts as a catalyst to ignite it. The chief revenue officer at a United Kingdom-based multinational company, as quoted in the January 2012 Harvard Business Review Analytic Services Report, said, “Risk management has to be run by people within the organization, with relationships and knowledge of how it works with and influences management.” I believe that the same criteria hold true for those wishing to educate and influence others in the field of risk. Education must adopt a multidisciplinary approach, drawing from fields ranging from behavioral psychology to project management and from information technology to organizational change. Scholars must acquire a strong appreciation for the evolution of the risk management discipline, up to and including the latest iterations of the ISO31000-based approach, learn about the key principles, processes and frameworks, gain the skills necessary to assess the adequacy of a risk management system, develop an awareness of and sensitivity to the behavioral component of how individuals act. To effect this, it is necessary to communicate with board members in a common language that allows one to guide their actions. This must be accompanied by a keen sensitivity to the fact that risk embodies both favorable and unfavorable outcomes. Industry and academe must further collaborate to fill the void of current and relevant case studies in the field by producing comprehensive real-world scenarios that scholars and practitioners can analyze and learn from. Corporations must embrace a holistic approach and provide financial and moral support for their employees to become educated in how to manage risk strategically. It will reap dividends for all involved. Anthony R. Davidson is dean of the School of Graduate and Professional Studies at Manhattanville College, which recently launched the Education and Research Center for Managing Risk (www.mville. edu/risk). He can be reached by email at Anthony.Davidson@mville.edu.

WORK BY CLASS AT HOME IN MBA IN

9 6 5 2

IT’S ABOUT TIME – YOUR TIME!

FAST-TRACK MBA

2-YEAR ACCELERATED PROGRAM • FLEXIBLE SCHEDULES

INFO SESSION DATES NEW ROCHELLE: JULY 17 & AUGUST 14 ROCKLAND: JULY 19 & AUGUST 16

IONA.EDU/VISIT (800) 231-IONA HV Biz • WCBJ • July 16, 2012

Colleges and universities

11216 2012

Top 10 university in the U.S. for placing undergraduates in internships.

Success stories start here

www.pace.edu/success-stories 24 July 16, 2012 • WCBJ • HV Biz

WCC adds credit program for older adults BY JANICE KIRKEL jkirkel@westfairinc.com

lder students at Westchester Community College have had the opportunity for many years to take non-credit courses for the sheer enjoyment of learning or to take courses for credit with students of all types. But this fall, for the first time, mature students, those defined as 50 and over, will have the chance to take courses for credit with their peers – either at the campus in Valhalla or online. The American Association of Community Colleges (AACC) has chosen 11 colleges nationwide – including Westchester – to help older students earn college credit, get job training to help them start a career or change careers and to earn certificates or degrees in the areas of health care, education or social services. WCC received a grant of $5,000 a year for three years for the program. Lumina Foundation is funding the participation of community colleges in what is known as the Plus 50 Completion Strategy, which is helping baby boomers complete degrees or certificates. The initiative began with support from The Atlantic Philanthropies. Then the Deerbrook Charitable Trust gave $3 million to the AACC to expand the program. “We were selected for our experience in working with an older population,” said Patrick Hennessey, director of college-community relations for WCC. “This is different than taking courses for fun. The current trend is people working longer. And they’re comfortable taking classes with their peers.” The economy is also playing a part, with many baby boomers looking for career training and retraining at community colleges after losing jobs. The goal of what is known as the AACC’s Plus 50 Encore Completion Program is to reach 100 colleges and 10,000 students over 50 by 2015. “People are living longer, more vibrant lives,” said Judith Kelson, director of the Mainstream program at WCC, which for more than 20 years has offered enrichment classes and career retooling programs for older adults. “This helps get them into jobs and get them the training they might need.” Both Kelson and Hennessey stressed that the college already has the support programs in place to help those over 50 re-enter school and the workforce. “Some people over 50 are apprehensive about going back to school. We want to make sure they have what they need to be successful,” Kelson said. “Especially

when it comes to math skills. We want to make sure their math skills are in place.” Both say computer skills are not as much of a problem for those returning to school as they used to be. “In the mainstream classes, we are finding that a lot more mature adults come to college with computer skills,” Kelson said. Once in the program, students will have preparatory courses to help them succeed. “There will be a college success class,” Hennessey said. “A lot of colleges offer that now for those just out of high school or

Older students in classes at Westchester Community College.

returning to school. It’s been around for about 10 years. It teaches people how to study, how to use different resources. And how to take notes.” One of the first classes in which students will take notes will be anthropology. Why anthropology? “It’s a class that’s challenging but approachable,” Hennessey said. “Also, this was a part of many programs, it satisfied a requirement of many programs. And we wanted to think of something a 50-plus student could bring their life experience to. Sciences and math, we’ll give them a little time to get back into the academic setting before they tackle those.” WCC refers to this as an “incubator project,” meaning it will start small and hopefully grow. “We’re not looking for 500 people out of the gate,” Hennessey said. “Probably less than 100. But the important thing is for them to get relevant training in the growth areas like health care, education, social services.” And the fact, he said, that WCC is not a research institution is an advantage for students at this stage. “Our teachers are here to teach, not do research. They’re here to connect with the student no matter the age or the background. They’re pretty excited about being on the cutting edge yet again.”

French-American School commissions conservancy study BY PATRICK GALLAGHER pgallagher@westfairinc.com

s part of continued efforts to garner support for its proposed White Plains campus, the French-American School of New York (FASNY) announced July 9 that Teatown Lake Reservation Inc. would conduct an in-depth study of the campus’ 84-acre Greens to Green Conservancy. Since buying the 130-acre former Ridgeway Country Club in January 2011, the school has encountered heated opposition from homeowners in the Ridgeway Avenue neighborhood.

Mischa Zabotin, chairman of the FASNY board of trustees, said school officials talked with a number of regional environmental organizations before selecting Teatown. Teatown “stood out as offering a sciencebased program that could provide the kind of in-depth analytic knowledge we need to create this unique conservation opportunity,”

Zabotin said in a statement. The White Plains Common Council along with various city officials is currently reviewing the school’s draft environmental impact statement for the proposed campus development. A FASNY representative said a study on the conservancy was not specifically request-

ed by the city, and said FASNY would have sought out such a study regardless of any opposition to its campus proposal. FASNY last month held its second open house for city residents – the first having been held just two weeks after the school closed on the $11 million acquisition. Roughly 200 people were in attendance at the June 9 event.

The school plans to develop just over a third of the property, where it would consolidate its lower, middle and upper schools, while leaving the remainder of the property as an undeveloped, publicly accessible conservancy. The school plans to develop just over a third of the property, where it would consolidate its lower, middle and upper schools, while leaving the remainder of the property as an undeveloped, publicly accessible conservancy. FASNY officials hope to appease residents and city of White Plains officials through the conservancy portion of the development plan. A citywide moratorium on open-space developments has been in effect since early 2011 while the White Plains Common Council considers a zoning amendment that would limit development on certain properties – including the former Ridgeway Country Club – to 5 percent of the parcel. Teatown Lake Reservation, an environmental research and education nonprofit based in Ossining, will conduct a yearlong biodiversity study of the proposed conservancy, which presently includes meadows, ponds, wetlands and forest. The study, which will begin later this month, will serve as the foundation for the future management and for any research decisions relating to the 84-acre space.

You belong here. Manhattanville College is a vibrant global community of learners and educators dedicated to providing a nurturing environment for intellectual growth. The College is located on a beautiful 100-acre suburban campus just 30 miles from New York City. We have an amazing diverse mix of students from more than 30 states and 50 countries. Our students graduate with competencies in global and intercultural awareness through both coursework and our groundbreaking ePortfolio system. We offer more than 50 undergraduate courses of study, ranging from traditional Bachelor’s to accelerated programs geared to adult learners. At the graduate level, our renowned School of Education offers a wide variety of Master’s programs, as well as a new Doctorate in Educational Leadership. We have a growing number of Master’s degrees in business including the popular Sports Business Management, and our MFA in Creative Writing.

Manhattanville… it’s where you belong Tours and individual appointments are available Monday through Friday and on select Saturdays. (914) 323-5464 / (800) 328-4553 admissions@mville.edu • Manhattanville.edu Manhattanville College is committed to equality of educational opportunity, and is an equal opportunity employer. The College does not discriminate against current or prospective students and employees on the basis of race, color, sex, national and ethnic origin, religion, age, disability, or any other legally protected characteristic. This College policy is implemented in educational and admissions policies, scholarship and loan programs, athletic and other school-administered programs, and in employee-related programs.

HV Biz • WCBJ • July 16, 2012

Boost Your Career Development! With an Online MBA from St. Thomas Aquinas College!

A Special Opportunity for the College’s Business Partners! MBA Partner employees or members receive: s 15% discount on tuition s Extra 5% discount on tuition for STAC alumni s Flexible online course schedule Human Resources Departments can partner with St. Thomas Aquinas College to make you eligible!

For a full listing of our business partners, visit us online

www.stac.edu/mba Online MBA Program

For graduate students who want the ﬂexibility of virtual classrooms and the convenience of a local campus. Students can plan their course load around their work schedule, so that their education does not interrupt their employment. An on-campus weekend program is also available.

Program Requirements

Participants in the Online MBA program can earn an MBA degree with a general concentration with as few as 33 credits. The program requires a total of 57 credits, but many students earn up to 24 course waiver credits based on previous undergraduate or graduate credits and may complete the program in one year on a full-time basis. Both programs are split into four, nine-week sessions providing students with the opportunity to sign up for a new session in September, December, March and June. Admissions requirements and details can be found online at www.stac.edu/mba or call 845-398-4100

| A College That Fits My Life Who has time to sit in a classroom with family, work and travel obligations? Empire State College makes it possible for me to finish my business degree with flexible study options and affordable SUNY tuition. I can study online, work oneto-one with my faculty mentor at a location near me, or a combination of both. And, I can also earn credit for my qualified work and life experience. If I can do it, so can you.

For Information Call 1-877-372-6750 Visit www.esc.edu Nanuet • Hartsdale • Newburgh

26 July 16, 2012 • WCBJ • HV Biz Westchester Business Journal 7/16/12

125 Route 340, Sparkill, NY 10976 n{x°Î n°{£ääÊUÊÜÜÜ°ÃÌ>V°i`Õ

Colleges and universities

Business with a conscience BY DAVID A. ROBINSON

The simplest rule in business ethics? If it’s illegal, don’t do it. After that, things get more complicated. The study of business ethics is the study of right and wrong in the conduct of business. But right and wrong according to whom? A businessperson has three – sometimes conflicting – responsibilities: an economic responsibility, a legal responsibility and a social responsibility. They can also be referred to as the three Ps: people, planet and profits. How does a manager make decisions that are all three? I have devised a little framework I hand out to students in the business ethics course I teach at the University of New Haven. It attempts to streamline or simplify the ethical decision-making process in business. Is it illegal? If it is illegal, don’t do it. If it is illegal, it is unethical. But some business conduct is difficult to classify as “legal” or “illegal.” An example is the Gulf Oil Spill of 2010. Did BP do anything illegal? Did the other companies working at the site do anything illegal? Were they negligent? Is “negligent” synonymous with “illegal”? For the purpose of this five-step ethical analysis, I define “illegal” to mean something quite specific: a violation of a statute or regulation of a city, state or the federal government. If something or some course of action is illegal (it violates a statute or regulation), don’t do it. If something or some course of action is legal or difficult to classify as legal or illegal, go to … Is it a tort, breach of contract or other activity that might cause someone to sue you in court and win? If your answer is yes, you probably shouldn’t do it, though it might depend on circumstances. If the answer is yes, you are exposing your company to civil liability. If someone sues your company and wins in court, your company is held civilly liable and the court can force your company to pay money to the plaintiff (the person or entity that sued you). If the answer to Question 2 is yes, then you probably shouldn’t do it, but it might, depending on circumstances, be ethical to do if the risk of harm, or if the amount of money your company could lose in the lawsuit, is very slight. If your answer is no, go to … Will it offend people, and if so, will it offend enough people so that the amount of money you lose by doing it is greater than the amount of money you gain by doing it? If your answer is yes, you probably shouldn’t do it, though it might depend on circumstances. Consider the Philadelphia

Eagles. One could argue that the Eagles had low ethical standards when the team hired ex-convict Michael Vick to be their quarterback in 2010 after he pleaded guilty to running an illegal gambling and dog-fighting operation. He served almost two years in prison. Did the Eagles break the law or otherwise expose the company to civil liability by hiring Vick. The answer is no. Did the Eagles offend people by hiring Vick? Yes. But others felt that Vick had paid his debt to society. The Eagles ended up having a successful season in 2010 and reasonably successful 2011, thanks in part to Vick. My guess (I don’t know this for certain) is that the Eagles gained more financially by hiring Vick than they lost. So the Eagles’ answer to question three is no. Remember, you can’t please everybody. What about doing good deeds, such as philanthropy or going “green,” that are not as likely to be profitable? Your company might even lose money on them, at least in the short run. Should you do them? Go to … Is there a substantial likelihood that it (the good deed) will eventually increase your profit? This question pertains particularly to decisions about philanthropy and other good deeds that you might want to do but that may or may not return a profit. They may even decrease your profit, at least in the short run. In the long run, hopefully the good deed will eventually pay for itself and return a profit as a result of the good publicity and other good will that flows from doing good deeds. So, if your answer to questions one, two and three is no, and your answer to question four is yes (that you want to do a good deed and you think the good deed will eventually pay for itself and increase your profit), then do it. If your answer is no, go to … Is the good deed so good that it will make you and others at your company feel good, and is this good feeling sufficient compensation so that your company doesn’t care if your company lost some money on it? If your answer to questions one through four is no and your answer to question five is yes, then you can probably go ahead and do it, but first ask yourself or ask your bosses if they approve of it. If they don’t approve of it or if you think they would not approve of it, then either don’t do it or, if you do it, be prepared to answer to them. Hopefully, if you do a good deed that causes your company to lose a little money you will not be fired for it. But be prepared, as always, to answer to your bosses and stockholders, as well as to your conscience. David A. Robinson is adjunct professor and practitioner-in-residence at the University of New Haven College of Business. He can be reached at davidr225@comcast.net.

FACTS& FIGURES on the record WESTCHESTER

White Plains

Foodmart International II Corp., 175 Route 59, Spring Valley 10977. Chapter 11, volBankruptcies untary. Attorney: Mitchell J. Canter, Nanuet. Filed July 5. The following petitions were Case no. 12-23248. filed in the U.S. Bankruptcy Court for the Southern District of New York in White Plains. Court Cases Chapter 11 indicates the filer intends to submit a plan of reorganization to the court. The following cases appear on Chapter 7 indicates a liquida- the docket of the U.S. District tion of assets. Court for the county of Westchester in White Plains.

Manhattan

Alvona L.L.C., 100 Maiden Lane, No. 1409, New York City 10038. Chapter 11, voluntary. Attorney: Joel M. Shafferman, New York City. Filed July 10. Case no. 12-13003. Patriot Beaver Dam Holdings L.L.C., c/o CT Corporation System, 111 Eighth Ave., New York City 10011. Chapter 11, voluntary. Attorneys: Damian Schaible and Marshall Huebner, New York City. Filed July 9. Case no. 12-12898. Sinckler Inc., 4459 Matilda Ave., P.O. Box 188, Bronx 10470. Chapter 11, voluntary. Attorney: Arlene Gordon-Oliver, White Plains. Filed July 9. Case no. 12-12889.

Items appearing in the Westchester County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken. Questions and comments regarding this section should be directed to: Bob Rozycki c/o Westfair Communications Inc. 3 Gannett Drive, Suite G7 White Plains, N.Y. 10604-3407 Phone: 694-3600 • Fax: 694-3680

U.S. District Court Active Media Services Inc. Filed by Marc Goldstein. Action: diversity-other contract claim. Attorney for plaintiff: Steven Locke. Filed July 9. Case no. 12-05285. Bivona & Cohen P.C., et al. Filed by Wells Fargo Bank N.A. Action: diversity-breach of contract claim. Attorneys for plaintiff: David Hamilton and Nathan Schwed. Filed July 5. Case no. 12-05212.

John Wiley & Sons Inc. Filed by David Young-Wolff. AcDeeds tion: copyright infringement claim. Attorneys for plaintiff: Kevin McCulloch and Danial Above $1 million A. Nelson. Filed July 5. Case no. 1250 Central Park L.L.C., 12-05230. Yonkers. Seller: 1250 Central Park Avenue L.L.C., Yonkers. Lafco Enterprises Inc. Filed Property: 1250 Central Park by Lamina Packaging Inno- Ave., Yonkers. Amount: $1.2 vations L.L.C. Action: patent million. Filed July 9. infringement claim. Attorneys for plaintiff: Steven Hayes and Scott Stevens. Filed July 5. 9 Allendale Associates L.L.C., Armonk. Seller: Gilbert Arnold Case no. 12-05225. Heller, et al, Rye. Property: 9 Allendale Drive, Rye. Amount: Liz Claiborne Inc., et al. Filed $1.2 million. Filed July 6. by The Vera Company L.L.C. Action: copyright infringement claim. Attorney for plain- Audubon Apartments of NY tiff: Jed Schlacter. Filed July 3. L.L.C., Summit, N.J. Seller: Audobon Manor Company Case no. 12-05185. L.L.C., Ossining. Property: 38 1/2 Wolen Road, Ossining. Maxx Mail USA Corp., et al. Amount: $10.2 million. Filed Filed by Tyrone Swinton, et July 6. al. Action: claim filed under the Fair Labor Standards Act of 1938. Attorney for plaintiff: Hix Hickory L.L.C., Rye. William Rand. Filed July 3. Seller: Gregory Ihnatowicz, et al, Rye. Property: 7 Hickory Case no. 12-05182. Drive, Rye. Amount: $1.1 million. Filed July 9. Merck Sharp & Dohme Corp., et al. Filed by Elizabeth Whiteside. Action: diversity- Wildey Group L.L.C., Crotonproduct liability claim. Attor- on-Hudson. Seller: Acadia Tarney for plaintiff: Matthew Mc- rytown L.L.C., White Plains. Cauley. Filed July 5. Case no. Property: 124-134 Wildey St., Greenburgh. Amount: $14.8 12-05238. million. Filed July 5.

BNP Paribas Securities Corp. Filed by Grace Chao. Action: job discrimination claim. Attorney for plaintiff: Michael Grenert . Filed July 5. Case no. Trans-Lux Corp. Filed by 12-05236. Weisman Spett & Modlin P.C. Action: diversity-contract disForest Laboratories Inc., et pute claim. Attorney for plainal. Filed by Megan Barrett, et tiff: Kenneth Hicks. Filed July 6. al. Action: job discrimination Case no. 12-05141. claim. Attorneys for plaintiff: Jeremy Heisler, Deborah Mar- United Community Banks cuse, Katie Mueting, Stefanie Inc. Filed by FILB Co-InvestRoemer, David W. Sanford and ments L.L.C. Action: diversitySteven Wittels. Filed July 5. other contract claim. Attorneys Case no. 12-05224. for plaintiff: Samuel Neil Fraidin, Gregory P. Joseph, DougInternational Fashion Con- las J. Pepe and Jeffrey Harrison cepts Inc. Filed by Elena Zaiger. Filed July 3. Case no. Kravtchenko. Action: claim 12-05183. filed under the Fair Credit Reporting Act of 1970. Attorneys for plaintiff: Lawrence Katz and Dan Shaked. Filed July 5. Case no. 12-05221.

Yonkers 800 L.L.C., New City. Seller: 798-800 Yonkers Avenue L.L.C., Yonkers. Property: 796-800 Yonkers Ave., Yonkers. Amount: $1 million. Filed July 10.

Below $1 million

2 Main Street Realty L.L.C., Irvington. Seller: Sunset Realty Corp., Bellmore. Property: 4 Main St., Greenburgh. Amount: $605,000. Filed July 6.

EEBS L.L.C., Port Chester. Seller: Jennifer Salinas, Greenwich, Conn. Property: 128 Poningo St., Rye. Amount: $165,000. Filed July 6.

64 Congress Street L.L.C., Harrison. Seller: Maria C. Sisca, et al, Harrison. Property: 64 Congress St., Harrison. Amount: $355,000. Filed July 10.

Guion Properties L.L.C., New City. Seller: Fara Perez, Yonkers. Property: 14 Guion St., Yonkers. Amount: $525,000. Filed July 9.

66-68 Elliott Ave Inc., Bronx. Seller: 66 Elliott Avenue Reg L.L.C., Huntington Station. Property: 66-68 Elliott Ave., Yonkers. Amount: $135,000. Filed July 6. Astoria Federal Savings and Loan Association, Lake Success. Seller: Eliot L. Kaplan, White Plains. Property: 4 Quaker Lane, Harrison. Amount: $780,000. Filed July 10.

JCT Development NY Inc., New Rochelle. Seller: Joseph F. Prunesti Jr., Brnox. Property: 19 Seymour Place, White Plains. Amount: $220,000. Filed July 5. JPF Realty Associates L.L.C., Harrison. Seller: Condon P. Bennett, Stormville. Property: 217 Ferris Ave., White Plains. Amount: $950,000. Filed July 6.

Maintain-A-Chain Corp., Pelham. Seller: Kathleen Madden, et al, Mount VerBank of America N.A. Seller: non. Property: 507 E. Third Priscilla Forde, et al, Mount St., Mount Vernon. Amount: Vernon. Property: 537 Mundy $145,000. Filed July 10. Lane, Mount Vernon. Amount: $434,278. Filed July 9. MM Farm L.L.C., Bronxville. Seller: Vito Bevilacqua, Sandy Cartus Corp., Danbury, Conn. Hook, Conn. Property: 37 OrSeller: Michael Dinkins, et al, chard St., Yonkers. Amount: Cortlandt Manor. Property: $140,000. Filed July 9. 14 Augusta Drive, Cortlandt. Amount: $554,000. Filed July 9. Retained Realty Inc., New York City. Seller: Jerome D. Castle Brook Road Develop- Patterson, Bayside. Property: ment Corp., Purchase. Seller: 50 Moran Place, MamaDarren Deurso, White Plains. roneck. Amount: $872,400. Property: 7 Castle Brook Road, Filed July 10. Harrison. Amount: $500,000. Filed July 10. Roaring Brook Partners L.L.C., Mamaroneck. Seller: Deutsche Bank National L. Bonnie Reiffel Family Trust, Trust Co. Seller: John C. Scarsdale. Property: 7 WakeGuttridge, Tarrytown. Prop- field Road, Scarsdale 10583. erty: 300 Chatterton Park- Amount: $999,000. Filed July 9. way, Greenburgh. Amount: $503,012. Filed July 10.

1098 Yonkers Avenue Corp., Bronxville. Seller: Amundson Properties L.L.C., Riverside, Conn. Property: 1098 Yonkers Ave., Yonkers. Amount: Doyle Building and Com$750,000. Filed July 6. pany L.L.C., Peekskill. Seller: Edward W. Doyle, et al. Property: 1006 Park St., Peekskill. Amount: $297,000. Filed July 10.

THE RECORDS SECTION IS NOW AVAILABLE BY DIGITAL SUBSCRIPTION. Go to westfaironline.com/buy/records-section/ for more information and to view a sample.

HV Biz • WCBJ • July 16, 2012

FACTS&FIGURES Foreclosure Auctions

MOUNT VERNON, 118-120 S. Fourth Ave. Downtown row-type building; .12 acre. Plaintiff: Ever Bank. Plaintiff’s attorney: Shapiro, DiCaro & Barak (585) 247-9000; 250 Mile Crossing Blvd., Suite 1, Rochester. Defendant: Linval Brown. Referee: Sophia Rutty. Sale: July 20, 10 a.m., Westchester County Courthouse, 111 Dr. Martin Luther King Jr. Blvd., White Plains. Approximate lien: $412,692.42.

CROSS RIVER, 20 Adams Hill Road. Single-family residence; 1.22 acre. Plaintiff: Oceanfirst Bank. Plaintiff’s attorney: Frenkel, Lambert, Weiss, Weisman & Gordon (631) 666-7775; 20 W. Main St., Bay Shore. Defendant: Jose Kulangara. Referee: Kevin Wright. Sale: July 17, noon, Westchester County Courthouse, 111 Dr. Martin Luther King Jr. Blvd., MOUNT VERNON, 35 and White Plains. Approximate 55 S. Fourth Ave. Downtown row-type building; .06 acre. lien: $5,659.31. Plaintiff: Woori American LARCHMONT, 2 Wash- Bank. Plaintiff’s attorney: Not ington Square, Apt. 4E and available. Defendant: UP & G3. Condominium. Plaintiff: K Realty Inc. Referee: Joseph Hudson City Savings Bank. Abinanti. Sale: July 19, 9 a.m., Plaintiff’s attorney: Cohn & Westchester County CourtRoth (516) 747-3030; 100 E. house, 111 Dr. Martin Luther Old Country Road, Mineola. King Jr. Blvd., White Plains. Defendant: Joel Poisson. Ref- Approximate lien $992,492.49. eree: Angelo Ingrassia. Sale: July 31, 11 a.m., Westchester NEW ROCHELLE, 15 CarlCounty Courthouse, 111 Dr. ton Lane. Single-family resiMartin Luther King Jr. Blvd., dence; .36 acre. Plaintiff: Home White Plains. Approximate lien Loans Inc. Plaintiff’s attorney: Rosicki & Rosicki & Associ$419,225.18. ates (845) 897-1600; 2 SumLARCHMONT, 29 Iselin Ter- mit Court, Suite 301, Fishkill. race. Single-family residence; Defendant: Jonathan Bankson. .19 acre. Plaintiff: Option One Referee: Carla Drinsky GlassMortgage Corp. Plaintiff’s at- man. Sale: July 23, 10 a.m., torney: Rosicki & Rosicki & Westchester County CourtAssociates (845) 897-1600; 2 house, 111 Dr. Martin Luther Summit Court, Suite 301, Fish- King Jr. Blvd., White Plains. Apkill. Defendant: Stephen Un- proximate lien: $1,680,171.78. terhalter. Referee: John Perone. Sale: July 18, 10 a.m., West- OSSINING, 17-4 Steven chester County Courthouse, Drive, Apt 4CU. Condomini111 Dr. Martin Luther King Jr. um. Plaintiff: Board of ManagBlvd., White Plains. Approxi- ers of Hudson View 111 Condominium. Plaintiff’s attorney: mate lien: $992,754.11. Jay Yackow (516) 997-4040; MAMARONECK, 1610 Ma- 1400 Old Country Road, Westmaroneck Ave. Single-family bury. Defendant: Matthew Mcresidence; .14 acre. Plaintiff: Guckin. Referee: Bruce Trent. Hudson City Savings Bank. Sale: July 25, 8:30 a.m., WestPlaintiff’s attorney: Cohn & chester County Courthouse, Roth (516) 747-3030; 100 E. 111 Dr. Martin Luther King Jr. Old Country Road, Mineola. Blvd., White Plains. ApproxiDefendant: Mario Castro. Ref- mate lien $5,879.44. eree: Matthew Spencer. Sale: July 17, noon, Westchester PEEKSKILL, 135 Rolling County Courthouse, 111 Dr. Way, Apt. H2. Apartment. Martin Luther King Jr. Blvd., Plaintiff: HSBC Bank USA White Plains. Approximate NA. Plaintiff’s attorney: Shapiro, DiCaro & Barak (585) lien: $389,632.18. 247-9000; 250 Mile Crossing Blvd., Suite 1, Rochester. Defendant: Launa McIntosh. Referee: Anne Penachio. Sale: July 16, 9:30 a.m., Westchester County Courthouse, 111 Dr. Martin Luther King Jr. Blvd., White Plains. Approximate lien: $313,015.33.

28 July 16, 2012 • WCBJ • HV Biz

SLEEPY HOLLOW, 170 Cortlandt St. Downtown row-type building; .07 acre. Plaintiff: Waterfall Victoria Mortgage Trust 2011-SBC1. Plaintiff’s attorney: Kosterich & Associates PC, 68 Main St., Tuckahoe. Defendant: Turquino Corp. Referee: Joseph Marra. Sale: July 16, 9:30 a.m., Westchester County Courthouse, 111 Dr. Martin Luther King Jr. Blvd., White Plains. Approximate lien: $450,458.75.

C and F Communication Services Inc., Cortlandt Manor. $6,708 in favor of the New York State Tax Commission, Albany. Filed Nov. 7.

YONKERS, 483-489 Odell Ave. Single-family residence. Plaintiff: Suma Federal Credit Union. Plaintiff’s attorney: Warren L. Cohen, 107 Lake Ave., Tuckahoe. Defendant: Anna Maria Cataquet. Referee: Matt Spencer. Sale: July 17, 9:15 a.m., Westchester County Courthouse, 111 Dr. Martin Luther King Jr. Blvd., White Plains. Approximate lien: $307,860.73.

Faith Estates Inc., Peekskill. $1,902 in favor of the New York State Tax Commission, Albany. Filed Nov. 7.

D and B Construction of Westchester Inc., New Rochelle. $11,007 in favor of the New York State Tax Commission, Albany. Filed Nov. 7.

David Harris Designs L.L.C., Rye. $504 in favor of the New York State Tax Commission, YONKERS, 189 Saratoga Ave. Albany. Filed Nov. 7. Apartment; .11acre. Flushing Savings Bank. Plaintiff’s attorney: Jaspan, Schlesinger (516) Digital Home Systems Inc., 746-8000; 300 Garden City Rye Brook. $21,510 in favor of Plaza Fifth floor, Garden City. the New York State Tax ComDefendant: Pjetri Realty L.L.C. mission, Albany. Filed Nov. 7. Referee: Theodore Brundage. Sale: July 30, 9:30 a.m., West- Dolphin Construction of chester County Courthouse, Westchester Inc., Armonk. 111 Dr. Martin Luther King Jr. $544 in favor of the New York Blvd., White Plains. Approxi- State Tax Commission, Albany. mate lien: $600,301.86. Filed Nov. 7.

Judgments 433 Quick Stop Inc., White Plains. $9,064 in favor of the New York State Tax Commission, Albany. Filed Nov. 7. A.J. Construction Co., Yonkers. $21,694 in favor of the Workers’ Compensation Board of the State of New York, Albany. Filed Nov. 14. Amanda Floor Coverings Ltd., Mount Vernon. $1,395 in favor of the New York State Tax Commission, Albany. Filed Nov. 7. Anazco Transportation Ltd., Sleepy Hollow. $1,902 in favor of the New York State Tax Commission, Albany. Filed Nov. 7.

Fordam Scaffold and Equipment Ltd., White Plains. $1,890 in favor of the New York State Tax Commission, Albany. Filed Nov. 7. Galitos Corp., Mount Vernon. $4,371 in favor of the New York State Tax Commission, Albany. Filed Nov. 7.

Joseph Roma and Sons Construction Inc., New Rochelle. $935 in favor of the New York State Tax Commission, Albany. Filed Nov. 7.

Primiano Electrical Corp., Yonkers. $18,509 in favor of the New York State Tax Commission, Albany. Filed Nov. 7.

Reveo Inc., Elmsford. $18,059 JSMS Enterprises Inc., Port in favor of the New York State Chester. $1,673 in favor of the Tax Commission, Albany. Filed New York State Tax Commis- Nov. 7. sion, Albany. Filed Nov. 7. Rogan Brothers Sanitation Katter Property Company Inc., Yonkers. $256 in favor of Inc., White Plains. $2,096 in the New York State Tax Comfavor of the New York State mission, Albany. Filed Nov. 7. Tax Commission, Albany. Filed Nov. 7. S.O.S. Security Services Inc., Elmsford. $1,902 in favor of the Madaba Deli and Grocery New York State Tax CommisNo. VI Inc., Mount Vernon. sion, Albany. Filed Nov. 7. $203 in favor of the New York State Tax Commission, Albany. Sound Proof Productions Filed Nov. 7. Inc., Larchmont. $639 in favor of the New York State Tax Mamaroneck Village Tile Commission, Albany. Filed Distributors Inc., Mama- Nov. 7. roneck. $2,038 in favor of the Workers’ Compensation Board Stalker Records Inc., South of the State of New York, Al- Salem. $1,902 in favor of the bany. Filed Nov. 14. New York State Tax Commission, Albany. Filed Nov. 7. Marrano Enterprises Inc., Mount Vernon. $2,132 in fa- Stanovi-Zaton Corp., Crovor of the New York State Tax ton-on-Hudson. $2,375 in faCommission, Albany. Filed vor of the New York State Tax Nov. 7. Commission, Albany. Filed Nov. 7. Maywood Electrical Company Inc., Port Chester. $16,968 Stevens Deli Grocery Corp., in favor of the New York State Mount Vernon. $5,601 in faTax Commission, Albany. Filed vor of the New York State Tax Nov. 7. Commission, Albany. Filed Nov. 7. New Prominent Fashion, Mount Vernon. $13,995 in fa- Supra Choice Inc., Mount vor of the New York State Tax Vernon. $1,841 in favor of the Commission, Albany. Filed New York State Tax CommisNov. 7. sion, Albany. Filed Nov. 7.

GP Masonry and Landscape Inc., Mount Kisco. $1,494 in favor of the New York State Tax Commission, Albany. Filed New York Boxing Gym Inc., Nov. 7. Yorktown Heights. $1,401 in Greenburgh Cleaners L.L.C., favor of the New York State White Plains. $22,177 in favor Tax Commission, Albany. Filed of the Workers’ Compensation Nov. 7. Board of the State of New York, Pleasant Grooming of ArAlbany. Filed Nov. 14. monk Inc., Armonk. $736 in HF Contracting Inc., Elms- favor of the New York State ford. $1,680 in favor of the New Tax Commission, Albany. Filed York State Tax Commission, Nov. 7. Albany. Filed Nov. 7. Pomassi Elevator Inc., YonJ Mazza Sales Inc., Mama- kers. $10,383 in favor of the roneck. $1,902 in favor of the New York State Tax CommisNew York State Tax Commis- sion, Albany. Filed Nov. 7. sion, Albany. Filed Nov. 7. Post Florist Inc., White Plains. $3,570 in favor of the New York State Tax Commission, Albany. Filed Nov. 7.

T Bag Liquors Inc., Mount Vernon. $13,289 in favor of the New York State Tax Commission, Albany. Filed Nov. 7. TFJP Inc., New Rochelle. $35,638 in favor of the New York State Tax Commission, Albany. Filed Nov. 7. Thaiphoon of NY Inc., White Plains. $14,290 in favor of the New York State Tax Commission, Albany. Filed Nov. 7. The Finish Man Home Improvement Corp., White Plains. $631 in favor of the New York State Tax Commission, Albany. Filed Nov. 7.

Credits, Clients and Awards

Newsmakers

Mount Kisco Child Care Center (MKCCC) raised more than $50,000 during its Spring Challenge when families, friends and members of the community were invited to contribute. Contributions received by the MKCCC were matched by its board member, founder of the Saw Mill Club and co-founder of Curtis Instruments, Curtis Beusman.

Northern Westchester Hospital has welcomed the following new physicians to its medical staff. Rafael Magana of New Rochelle Gaurav Malhotra of Chappaqua Robert Stine of Katonah Akira Todo of Elmsford Anthony Wong of Bedford

Sound Shore Medical Center (SSMC) in New Rochelle has announced that its outpatient pediatric immunization program won The Healthcare Association of New York State’s (HANYS) 2012 Community Health Improvement Award. The winner is chosen by a committee of national health care professionals who judge submissions from across New York state. The award recognizes outstanding initiatives that improve the health and wellbeing of communities.

Francesca Mulone has rejoined Houlihan Lawrence as associate broker in the Yorktown office. Mulone previously worked in Elmsford as a property manager in charge of rehabilitating properties.

Kaja Gam Design Inc. & KGHome, an interior design and custom-remodeling firm located in Ossining, has been named the winner of the Houzz community’s Best of Remodeling customer satisfaction awards. Houzz is an online site for home-design enthusiasts. Yonkers Public Schools’ Public-Private Partnership was named one of the world’s 100 most innovative urban infrastructure project, announced by KPMG at the World Cities Summit in Singapore. KPMG Global Infrastructure practices, in conjunction with Infrastructure Journal, published the top programs in the 2012 Infrastructure 100: World Cities Edition.

Kevin O’Keefe, a trade-show veteran with more than 20 years’ experience in events management, has joined GLM in White Plains as senior vice president. GLM creates face-to-face and online buying, selling and networking platforms.

On the Go: Business, Etc.t Tuesday, July 24 Professional Women of Westchester “Networking Mashup,” 6 to 8 p.m., The Winery at St. George, 1715 E. Main St., Mohegan Lake. $15. To register, visit professionalwomenofwestchester.com.

Thursday, July 26 “Summer Business to Business Networking,” 5:30 to 8:30 p.m., Hudson Harbor, Club House, 129 W. Main St., Tarrytown. To register, email jsardy@sleepyhollowchamber.com.

Snapshot Dorf & Nelson L.L.P. recently held a grand-opening celebration at the firm’s new location in The International Corporate Center in Rye with more than 200 guests attending.

Angela Turco, director of development at Sound Shore Medical Center in New Rochelle has received the Rotary Club of New Rochelle’s 2012 Paul Harris Award. The humanitarian award honors the legacy of the first service club founder, Paul Harris.

From left, Dorf & Nelson L.L.P. partners Scott D. Locke, Jon A. Dorf, Jonathan B. Nelson and Daniel R. Alcott

Information for these features has been provided by the subjects or their delegates.

stay in

black the

during these challenging times

with information from the Fairfield County Business Journal and the Westchester County Business Journal. Call 694-3600 now for your three-month FREE subscription. (New subscribers only.)

HV Biz • WCBJ • July 16, 2012

FACTS&FIGURES Tobacco Trader Inc., Somers. $255 in favor of the New York State Tax Commission, Albany. Filed Nov. 7.

Dawson, Patronella A., et al. Filed by Everhome Mortgage Co. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting Tri-State Learning Center property located at 43 Palmer Inc., New Rochelle. $14,614 Ave., Mount Vernon 10552. in favor of the New York State Filed June 6. Tax Commission, Albany. Filed Dinotte, Thomas, et al. Filed Nov. 7. by HSBC Bank USA N.A. AcYonkers Farmers Market tion: seeks to foreclose on a Inc., Yonkers. $1,841 in fa- mortgage to secure $175,000 afvor of the New York State Tax fecting property located at 1505 Commission, Albany. Filed Pine Brook Road, Yorktown Heights 10598. Filed June 4. Nov. 7. Falasca, Darren, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $356,160 affecting The following filings indicated a property located at 35 Manitou legal action has been initiated, Trail, White Plains 10603. Filed the outcome of which may affect June 4. the title to the property listed.

Lis Pendens

Alba, Maria, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 217 Elm St., New Rochelle 10805. Filed June 7. Ayala, Jose L., et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $460,000 affecting property located at 65 Clinton Ave., New Rochelle 10801. Filed June 8. Blake, Lori B., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 52 W. Sydney Ave., Mount Vernon 10550. Filed June 8. BNS I L.L.C., et al. Filed by Sovereign Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 1 Park Place, Peekskill. Filed June 5. Byfield, Mavis, et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $387,200 affecting property located at 429 E. Fourth St., Mount Vernon 10553. Filed June 6.

Ferguson, James M., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $289,600 affecting property located at 215 Ninth St., Verplanck 10596. Filed June 5. Fingold, Michael, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $322,000 affecting property located at 42 Pilgrim Drive, Port Chester 10573. Filed June 6. Green, Samuel L., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $435,000 affecting property located at 53 Bradford Ave., White Plains 10603. Filed June 6. Janik, George T., et al. Filed by Citimortgage Inc. Action: seeks to foreclose on a mortgage to secure $230,000 affecting property located at 11 Benedict Ave., Tarrytown. Filed June 4. Jean, Sidney, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $417,000 affecting property located at 1 Renaissance Square, Unit 11F, White Plains 10601. Filed June 8.

30 July 16, 2012 • WCBJ • HV Biz

Lengyel, Rex, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $304,000 affecting property located at 1500 Cross Road, Mohegan Lake 10547. Filed June 6. Lovell, Albert, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $245,000 affecting property located at 281 Warburton Ave., Yonkers 10701. Filed June 5.

Persaud, Ranjit, et al. Filed by BAC Home Loans Servicing L.P. Action: seeks to foreclose on a mortgage to secure $440,000 affecting property located at 337 N. Seventh Ave., Mount Vernon 10550. Filed June 4.

Renzi, Stephanie L., et al. Filed by GMAC Mortgage L.L.C. Action: seeks to foreclose on a mortgage to secure $164,000 affecting property located at 1 Montrose Station Road, Cortlandt Manor 10567. Mercado, Raul, et al. Filed by Filed June 8. The Bank of New York Mellon. Action: seeks to foreclose on a Samii, Vahid, et al. Filed by mortgage to secure an unspeci- HSBC Bank USA N.A. Acfied amount affecting property tion: seeks to foreclose on a located at 44 Wingate Road, mortgage to secure $362,400 Yonkers 10701. Filed June 7. affecting property located at 15 Hudson Watch Drive, Ossining Morton, Christine, et al. Filed 10562. Filed June 4. by HSBC Bank USA N.A. Action: seeks to foreclose on a Scolaro, Lenny P., et al. Filed mortgage to secure $283,185 by Bank of America N.A. Acaffecting property located at tion: seeks to foreclose on a 3202 Lexington Ave., Mohegan mortgage to secure $372,000 Lake 10547. Filed June 7. affecting property located at 49 Iroquois Road, Ossining Mulligan, Kim, et al. Filed by 10562. Filed June 6. The Bank of New York Mellon. Action: seeks to foreclose on a Spruce Spires Associates mortgage to secure $187,000 L.P., et al. Filed by Sovereign affecting property located at Bank N.A. Action: seeks to 37 Wheeler Drive, Cortlandt foreclose on a mortgage to Manor 10567. Filed June 5. secure an unspecified amount affecting property located at Munro, Arthur, et al. Filed by 420 North Ave., New Rochelle. U.S. Bank N.A. Action: seeks to Filed June 5. foreclose on a mortgage to secure $296,250 affecting prop- Stains, Barcott, et al. Filed by erty located at 301 E. Third St., U.S. Bank N.A. Action: seeks to Mount Vernon 10550. Filed foreclose on a mortgage to seJune 8. cure $324,000 affecting property located at 546 S. Second Nelson, Kenneth E., et al. Ave., Mount Vernon 10550. Filed by Citimortgage Inc. Ac- Filed June 5. tion: seeks to foreclose on a mortgage to secure $333,500 Stanziani, Nicola B., et al. affecting property located at 14 Filed by Deutsche Bank NaTop of the Ridge 14, Unit D-1, tional Trust Co. Action: seeks Mamaroneck. Filed June 7. to foreclose on a mortgage to secure $680,000 affecting propOrnstein, Robert, et al. Filed by erty located at 170 Wyndcliff Deutsche Bank National Trust Road, Scarsdale 10583. Filed Co. Action: seeks to foreclose on June 6. a mortgage to secure $1.3 million affecting property located Steuerman, Peter, et al. Filed at 41 Kitchel Road, Mount Kisco by GMAC Mortgage L.L.C. 10549. Filed June 6. Action: seeks to foreclose on a mortgage to secure $253,750 Padilla, Nolan, et al. Filed by affecting property located at Emigrant Bank. Action: seeks 222 Lafayette Ave., Cortlandt to foreclose on a mortgage to Manor 10567. Filed June 6. secure $452,800 affecting property located at 554 Broadway, Dobbs Ferry. Filed June 6.

Strynowicz, Eugeniusz, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $180,000 affecting property located at 133 Vineyard Ave., Yonkers. Filed June 7.

Petro Realty and Development, as owner. $7,500 as claimed by DDSO Mechanical, Fishkill. Property: in Mount Vernon. Filed July 6.

Westchester Mall L.L.C., as owner. $4,497 as claimed by Tavarez, Claudio A., et al. Marjam Supply Co., FarmingFiled by Wells Fargo Bank N.A. dale. Property: in White Plains. Action: seeks to foreclose on a Filed July 2. mortgage to secure an unspecified amount affecting property located at 1155 Warburton New Businesses Ave., 9V, Yonkers 10701. Filed June 8. This paper is not responsible for Tertan, Dario J., et al. Filed typographical errors contained by Wells Fargo Bank N.A. Ac- in the original filings. tion: seeks to foreclose on a mortgage to secure $990,000 Partnerships affecting property located at 1 Renaissance Square, No. 35F, DCR Grease Recycling, 3 White Plains. Filed June 7. School St., Yonkers 10701, c/o Dennis Holguin, Cirilo MarThomas, Alirasheed, et al. tinez, and Ramon Martinez. Filed by Wells Fargo Bank N.A. Filed Jan. 12. Action: seeks to foreclose on a mortgage to secure $303,850 Olde York Productions, 6 Reaffecting property located at gina Place, Yonkers 10703, c/o 543 Main St., Unit 414, New Frank Montero and Jonathan Rochelle 10801. Filed June 7. McKee. Filed Jan. 12. Vaquero, Ricardo, et al. Filed Sole Proprietorships by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure an unspeci- 4U Fabrics, 10 Winthrop Road, fied amount affecting property Chappaqua 10514, c/o Jane located at 14 Jones Place, Yon- Fried Sheinfeld. Filed Jan. 11. kers 10703. Filed June 8. BJ Contractor, 146 Ferris Ave., Witt, Robert B., et al. Filed by White Plains 10603, c/o Jorge M&T Bank. Action: seeks to L. Camacho. Filed Jan. 10. foreclose on a mortgage to secure $532,000 affecting prop- Burger Meister, 221 Park erty located at 4 Longledge Ave., Harrison 10528, c/o Jay Drive, Rye Brook 10573. Filed Gunderson. Filed Jan. 10. June 5. C. McGhee Transport, 345 Zaccagnino, Stephen L., et Main St., 5A, New Rochelle al. Filed by ArchBay Asset – 10801, c/o Christopher McBacked Securities Trust 2010-2. Ghee. Filed Jan. 10. Action: seeks to foreclose on a mortgage to secure $405,000 CBK Coaching, 96 Weaver St., affecting property located at Larchmont 10538, c/o Cynthia 103 Pomander Drive, White B. Kanegis. Filed Jan. 10. Plains 10607. Filed June 6.

Mechanic’s Liens Ferreira, Alexandre A., as owner. $55,000 as claimed by Madeira Drywall, Mamaroneck. Property: in Mount Vernon. Filed July 5.

Chabad of Bedford, 133 Railroad Ave., Bedford Hills 10507, c/o Aron Wolf. Filed Jan. 10. Hidalgo Maintenance, 66 Maple St., White Plains 10603, c/o Andres Hidalgo. Filed Jan. 10. K.O. Fitness, 1300 Midland Ave., Apt. A23, Yonkers 10704, c/o Kevin Oria. Filed Jan. 12.

L.C.L. Communications, 11 Woodside Ave., West Harrison 10604, c/o David Cruz. Filed Jan. 12. Leiora Lior, P.O. Box 56, Elmsford 10523, c/o Darrell Bacon. Filed Jan. 10. Marcos El Master Barbershop, 139 Lewis St., No. 2, Yonkers 10703, c/o Marcos A. Ortega. Filed Jan. 10.

Automated identification of computing system resources based on computing resource DNA. Patent no. 8,219,667 issued to Charles D. Brant, Raleigh, N.C.; Esther M. Burwell, Durham, N.C.; Robert L. Orr, Raleigh, N.C.; Troy M. Volin, Chapel Hill, N.C.; and Douglas A. Wood, Raleigh, N.C. Assigned to International Business Machines Corp., Armonk.

Bubbling up task severity indicators within a hierarchical tree control. Patent no. 8,219,917 issued to Elizabeth Black-Ziegelbein, Iowa City, Ind.; Michael P. Etgen, Cary, N.C.; and Bruce A. Viars, High Reliable Maintenance So- Point, N.C. Assigned to Interlutions, 80 Birch Brook national Business Machines Road, Cortlandt Manor 10567, c/o Steven R. Feld- Capturing hardware statisman. Filed Jan. 11. tics for partitions to enable dispatching and scheduling SBF Photography, 506 N. Di- efficiency. Patent no. 8,219,995 vision St., Peekskill 10566, c/o issued to Diane G. Flemming, Sean B. Fitzgerald. Filed Jan. 12. Pflugerville, Texas; Octavian F. Herescu, Austin, Texas; WilTri County Remodeling and liam A. Maron, Austin, Texas; Maintenance, 75 Hawthorne and Mysore S. Srinivas, AusAve., Yonkers 10701, c/o Hugh tin, Texas. Assigned to International Business Machines Lynnden. Filed Jan. 12. Corp., Armonk. OPT-Oliveros Physical Therapy, 3 Old Mamaroneck Road, Apt. 4-G, White Plains 10605, c/o Edmund C. Oliveros. Filed Jan. 10.

Flash sector seeding to reduce program times. Patent no. 8,219,740 issued to Brian J. Cagno, Tucson, Ariz.; John C. Elliott, Tucson, Ariz.; Gregg S. Lucas, Tucson, Ariz.; and Kenny N. Qiu, Tucson, Ariz. Assigned to International Business Machines Corp., Armonk.

Method and system for load balancing of computing resources. Patent no. 8,219,998 issued to Neil Taylor, Cedar Park, Texas; Adam R. Holley, Austin, Texas; Vijay K. Aggarwal, Austin, Texas; and David Kumhyr, Austin, Texas. Assigned to International Business Machines Corp., Armonk.

Identifying a potential breakpoint location in a code path in a computer program based upon the frequency of execution of the code path as identified in collected profile data. Patent no. 8,219,980 issued to Cary Bates, Rochester, Minn.; and Mark Schroeder, Rochester, Minn. Assigned to International Business Machines Corp., Armonk.

Methods, devices and computer-program products for discovering authentication servers and establishing trust relationships therewith. Patent no. 8,220,032 issued to Robert J. Brenneman, Stormville; Michael E. Browne, Staatsburg; William J. Huie, Poughkeepsie; Sarah J. Sheppard, Poughkeepsie; and Kyle M. Smith, Poughkeepsie. Assigned to International BusiImplementing browse-based ness Machines Corp., Armonk. hypertext transfer protocol session storage. Patent no. Monolithic high-aspect 8,219,687 issued to Shiling ratio nano-size scanning Huang, Austin, Texas; and Sean probe microscope (SPM) tip Sundberg, Round Rock, Texas. formed by nanowire growth. Assigned to International Patent no. 8,220,068 issued Business Machines Corp., Ar- to Guy M. Cohen, Mohegan monk. Lake; and Hendrik F. Hamann, Yorktown Heights. Assigned to Memory controller to utilize International Business MaDRAM write buffers. Patent chines Corp., Armonk. no. 8,219,745 issued to Mark Bellows, Rochester, Minn.; Networked media recordKent Haselhorst, Byron, Minn.; ing. Patent no. 8,219,636 isRyan Heakendorf, Rochester, sued to Umashankar Velusamy, Minn.; Paul Ganfield, Roches- Tampa, Fla.; George Hughes, ter, Minn.; and Tolga Ozguner, Wesley Chapel, Fla.; and Chris Rochester, Minn. Assigned to Helbling, Norwalk, Conn. AsInternational Business Ma- signed to International Busichines Corp., Armonk. ness Machines Corp., Armonk.

Union Music Recording Co., 43 Lakeview Ave., Hartsdale Color and symbol coded vi10530, c/o Donny Salazar. sual cues for relating screen items to each other. Patent Filed Jan. 12. no. 8,219,924 issued to Catherine Christensen, San Jose, WGM Construction Co., 14 Calif.; Ricardo L. Gonzalez, th S. 14 Ave., Mount Vernon Huron, Calif.; David Hamilton, 10550, c/o Winston George Milpitas, Calif.; Daina WickMorris. Filed Jan. 11. ham, Laurel, Md.; and Robert Medl, San Jose, Calif. Assigned Memory package utilizing at to International Business Ma- least two types of memories. chines Corp., Armonk. Patent no. 8,219,746 issued to Robert B. Tremaine, StormEfficient use of peer cache ville. Assigned to InternationPatents space in large-scale file al Business Machines Corp., The following patents were is- distributions. Patent no. Armonk. sued by the U.S. Patent and 8,219,632 issued to Steven Trademark Office in Washing- Jarvis, Austin, Texas; Douglas Method and apparatus for Ledden, Austin, Texas; Liliana inspecting the properties ton, D.C. Orozco, Del Valle, Texas; and of a computer. Patent no. Brian Vassberg, Austin, Texas. Application based intrusion Assigned to International 8,219,677 issued to David detection. Patent no. 8,220,052 Business Machines Corp., Ar- Donoho, Berkeley, Calif.; David Hindawi, Berkeley, Calif.; issued to Lap T. Huynh, Cary, monk. and Lisa Lippincott, Berkeley, N.C.; and Linwood H. Overby Calif. Assigned to InternationJr., Raleigh, N.C. Assigned to al Business Machines Corp., International Business MaArmonk. chines Corp., Armonk.

Partition adjunct for dataprocessing system. Patent no. 8,219,988 issued to William J. Armstrong, Rochester, Minn.; Orran Y. Krieger, Newton, Mass.; Michal Ostrowski, Austin, Texas; and Randal C. Swanberg, Round Rock, Texas. Assigned to International Business Machines Corp., Armonk.

Physical design system and method. Patent no. 8,219,943 issued to John M. Cohn, Richmond, Vt.; James A. Culp, Downington, Pa.; Ulrich A. Finkler, Mahopac; Fook-Luen Heng, Yorktown Heights; Mark A. Lavin, Katonah; Jin Lee, Yorktown Heights; Lars W. Liebmann, Poughquag; Gregory A. Northrop, Putnam Valley; Nakgeuon Seong, Wappingers Falls; Rama N. Singh, Bethel; Leon Stok, Croton-on-Hudson; and Pieter J. Woeltgens, Yorktown Heights Assigned to International Business Machines Corp., Armonk.

System and method for programmatic generation of continuous media presentations. Patent no. 8,220,017 issued to Asit Dan, West Harrison; Jai Menon, Peekskill; and Junehwa Song, Mount Kisco. Assigned to International Business Machines Corp., Armonk.

User authentication based on authentication credentials and location information. Patent no. 8,220,034 issued to Timothy J. Hahn, Cary, N.C.; and Heather Hinton, Austin, Texas. Assigned to International Business MaProcessor dedicated code chines Corp., Armonk. handling in a multiprocessor environment. Patent no. Temperature-profiled device 8,219,981 issued to Maximi- fingerprint generation and no Aguilar Jr., Austin, Texas; authentication from powerMark Nutter, Austin, Texas; up states of static cells. Patent and James Stafford, Liberty no. 8,219,857 issued to Fadi H. Hill, Texas. Assigned to Inter- Gebara, Austin, Texas; Joonnational Business Machines soo Kim, Austin, Texas; Jeremy Corp., Armonk. D. Schaub, Austin, Texas; and Volker Strumpen, Austin, TexProgrammatically hiding as. Assigned to International and displaying Wiki-page Business Machines Corp., Arlayout sections. Patent no. monk. 8,219,900 issued to Bryce Curtis, Round Rock, Texas; Stewart Testing applications within Nickolas, Austin, Texas; and a grid environment usWayne Vicknair, Austin, Texas. ing ghost agents. Patent no. Assigned to International 8,219,671 issued to Thomas Business Machines Corp., Ar- E. Creamer, Boca Raton, Fla.; monk. Bill H. Hilf, La Habra, Calif.; Neil Katz, Parkland, Fla.; and Redirecting data generated Victor S. Moore, Lake City, by network devices. Patent Fla. Assigned to International no. 8,219,662 issued to Glen Business Machines Corp., ArTindal, Colorado Springs, monk. Colo.; Jeffery A. Schenk, Cambria, Calif. Assigned to Inter- Verifying that group-memnational Business Machines bership requirements are Corp., Armonk. met by users. Patent no. 8,220,040 issued to Patrick S. Resource property aggre- Botz, Rochester, Minn.; Migation in a multiprovider chael Branson, Rochester, system. Patent no. 8,219,668 Minn.; and Gregory Hinterissued to James R. Boykin, meister, Rochester, Minn. AsPflugerville, Texas; Alberto signed to International BusiGiammaria, Austin, Texas; Pa- ness Machines Corp., Armonk. tricia D. Griffin, Austin, Texas; Mark W. Johnson, Austin, Texas; and Christopher A. Peters, Round Rock, Texas.

GET THE RECORDS EARLY.

Go to westfaironline.com/buy/records-section/ for more information and to view a sample. HV Biz â&#x20AC;˘ WCBJ â&#x20AC;˘ July 16, 2012

NOTICE OF FORMATION OF LIMITED LIABILITY COMPANY (LLC). NAME: EdgeUP Website Design, LLC Articles of Organization were filed with the Secretary of State of New York (SSNY) on 04/24/12. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: EdgeUP Website Design, 10 Miller Circle, Armonk, NY, 10504, principal business location of the LLC. Purpose: any lawful business activity. #57888 NOTICE OF FORMATION OF LIMITED LIABILITY COMPANY (LLC). NAME: K CECILIA LLC Articles of Organization were filed with the Secretary of State of New York (SSNY) on 05/21/12. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: The LLC, 207 Davis Avenue, White Plains, New York 10605, principal business location of the LLC. Purpose: any lawful business activity. #57903 NOTICE OF FORMATION of LRC Maintenance, LLC Art. of Org filed Secíy of State (SSNY) 5/30/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to c/o Alfred E. Donnellan, One North Lexington Avenue, White Plains, New York 10601. Purpose: any lawful activities. #57904 JAMAICAS DIVAZ, LLC, Art. of Org. filed with NY Secy. of State on 06/01/12. Office located in Westchester Co. Secy. of State designated as agent upon which process may be served. Secy. Of State shall mail a copy of any process against it served upon him/her to: 97 Forster Ave, Mount Vernon NY 10552 (the LLCís primary business location). LLC may engage in any lawful act or activity for which a limited liability company may be formed. #57905 Notice of Formation of Ms. Karenís A+ Tutoring Center, LLC. Arts. of Org. filed with SSNY on 5/18/12. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to: Karen LesPierre, 175 Hugenot Street, Unit 806, New Rochelle, NY 10801. Purpose: any lawful activity. #57906 NOTICE OF FORMATION of Biscardi Holland, LLC Art. of Org filed Secíy of State (SSNY) 5/31/12 Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to c/o Mary Ann Crouse, 3 Albro Lane, White Plains, NY 00603. Purpose: any lawful activities. #57907 NOTICE OF FORMATION of Biscardi Rockledge, LLC Art. of Org filed Secíy of State (SSNY) 5/31/12 Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to c/o Mary Ann Crouse, 3 Albro Lane, White Plains, NY 00603. Purpose: any lawful activities. #57908 Name of LLC: 1250 LLC. Arts. of Org. filed with NY Dept. of State on 4/25/2001. Office location: Westchester County. Sec. of State designated as agent of LLC upon whom process against it may be served and shall mail process to: 8 Depot Place, Scarsdale, NY 10583. Purpose: any lawful act. #57910 Notice of Formation of Sprain Brook Manor Rehab, LLC. Arts. of Org. filed with NY Dept. of State on 4/27/12. Office location: Westchester County. Princ. bus. addr.: 77 Jackson Ave., Scarsdale, NY 10583. Sec. of State designated agent of LLC upon whom process against it may be served and shall mail process to: Duane Morris LLP, 1540 Broadway, NY, NY 10036-4086, Attn: Jerome T. Levy, Esq. Purpose: as specifically set forth in the Arts. of Org. #57911 Daisy Natural LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 5/9/12. Office in Westchester County. SSNY designated agent of LLC upon whom process against it may be served. SSNY shall mail process to Jean Marie Pizzariella, 20 N Broadway Apt N365, White Plains, NY 10601-2164. Purpose: General. #57912

Notice of formation of Genevie LLC Articles of Organization filed with the Secretary of State of NY (SSNY) on 5/22/2012. Office Location: Westchester County. The street address is: PO Box 915, White Plains, NY 10602. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process served to: Genevie LLC, PO Box 915, White Plains, NY 10602. Purpose: any lawful activity. #57913 FOUR M FOOD SERVICE OF WESTBURY, LLC, a domestic LLC. Arts. of Org. filed with the SSNY on 05/16/2012. Office location: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 115 Stevens Ave., Ste 105, Valhalla, NY 10595. Reg Agent: James Bitzonis, 115 Stevens Ave., Ste 105, Valhalla, NY 10595. Purpose: Any Lawful Purpose. #57914 DESIGNER ATTACHE LLC, a domestic LLC. Arts. of Org. filed with the SSNY on 01/17/2012. Office location: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 1 Jane St., Apt. 4D, NY, NY 10014. Purpose: Any Lawful Purpose. #57915 Notice of Formation of HLP NETWORK LLC. Arts. of Org. was filed with SSNY on 4/6/12. Office location: Westchester County. SSNY designated as agent of LLC whom process against may be served. SSNY shall mail process to: c/o The LLC, 3110 Radcliffe Ave., Yorktown, NY 10598. Purpose: all lawful activities. #57917 91 MARBLE AVENUE LLC, a domestic LLC. Arts. of Org. filed with the SSNY on 06/04/2012. Office location: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: Antonio Forgione, 95 Marble Avenue, Pleasantville, NY 10570. Purpose: Any Lawful Purpose. #57918 Notice of Qualification of Paramount Management Group, LLC. App. for Auth. filed with Secy. of State of NY (SSNY) on 4/26/12. Fictitious Name in NY State: Paramount MGP, LLC. Office location: Westchester County. LLC formed in Pennsylvania (PA) on 10/19/11. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to the PA address of LLC: 415 N Prince St., Ste. 202, Lancaster, PA 17603. Arts. of Org. filed with PA Secy. of State, North Office Bldg., Harrisburg, PA 17120. Purpose: any lawful activity. #57919 DV8 APPLICATIONS, LLC, a domestic LLC. Arts. of Org. filed with the SSNY on 03/27/2012. Office location: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 50 Bayview Ave., New Rochelle, NY 10805. Reg Agent: Jason Costa, 50 Bayview Ave., New Rochelle, NY 10805. Purpose: Any Lawful Purpose. #57921

LEGAL NOTICE Notice of formation of Limited Liability Company (ìLLCî). Name: Metro Futures Development LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on June 5, 2012. NY office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to Metro Futures Development LLC, 111 North Central Avenue, Suite 425, Hartsdale, NY 10530. Purpose/character of LLC is to engage in any lawful act or activity. #57922 Notice of Formation of 159 LEXINGTON AVENUE, LLC. Arts. of Org. was filed with SSNY on 6/6/12. Office location: Westchester County. SSNY designated as agent of LLC whom process against may be served. SSNY shall mail process to: c/o The LLC, 16 Lawrence St., Mt. Kisco, NY 10549. Purpose: all lawful activities. #57923 Notice of Formation of Clementyne Design LLC. Art. of Org. filed with NY Secy. of State (SSNY) 6/1/12. Office Location: Westchester County. SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to 702 Half Moon Bay Drive, Croton-on-Hudson, NY 10520. Purpose: Any lawful activity. #57924

32 July 16, 2012 • WCBJ • HV Biz

LEGAL NOTICES

Notice of Formation of HHW WORLD RESOURCES, LLC. Arts. of Org. filed with the Secy. of State of NY (SSNY) on 9/20/11. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 341 Whippoorwill Rd., Chappaqua, NY 10514. Purpose: any lawful act or activity. #57925 Notice of Formation of EUROAMERICAN FUNDING GROUP, LLC. Arts. of Org. filed with the Secy. of State of NY (SSNY) on 1/25/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 341 Whippoorwill Road, Chappaqua, NY 10514. Purpose: any lawful act or activity. #57926 Notice of Formation of York International Life Brokerage Agency, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 5/29/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o Kestenbaum, Dannenberg & Klein, LLP, 104 W. 40th St., 20th Fl., NY, NY 10018. Purpose: any lawful activity. #57927 Notice of Formation of Momentum Event Group LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 5/31/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 50 Dimond Ave., Cortlandt Manor, NY 10567. Purpose: any lawful activity. #57928

Notice of Application for Authority of SPRING WIND GROUP, LLC, a foreign limited liability company (LLC) filed with the Secy of State of New York (SSNY) on 4/17/12. LLC organized in Delaware on 3/30/05. NY office location: Westchester Co. SSNY shall mail a copy of any process against the LLC served upon him to: 1 Renaissance Square, #V2C, White Plains, NY 10601. Office address in jurisdiction of organization: c/o National Registered Agents, Inc., 160 Greentree Dr., Suite 101, Dover, DE 19904. Copy of Cft. of Org. on file with SSDE. Purpose: any lawful act or activity. #57929

Notice of application for authority of FindawayWorld LLC. Initial DOS filing with the Secretary of State of NY (Westchester Co) on 3/30/12. Jurisdiction and date of org: Ohio 7/19/04. SSNY designated as agent upon whom process against LLC may be served. SSNY shall mail a copy of any process against the LLC to registered agent: A.G.C. Co., 3200 PNC Center,1900 E 9th St, Cleveland, OH 44114. Office address: 31999 Aurora Rd, Solon, OH 44139. Authorized officer where copy of articles of org are filed: Jon Husted, Ohio Secretary of State, 189 E Broad St, 16th Floor, Columbus, OH 43215. Purpose: any lawful act or activity. #57937 SAUCE IS SCIENCE LLC, a domestic LLC. Arts. of Org. filed with the SSNY on 06/12/2012. Office location: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: Ronald Steinvurzel, Esq., Steinvurzel Law Group P.C. , 34 South Broadway - Ste 401, White Plains, NY 10601. Purpose: Any Lawful Purpose. #57938 NOTICE OF QUALIFICATION OF The Chief Trunk Company LLC. Application for Authority filed with the Secretary of State of New York (SSNY) on 05/07/2012. Office location: WESTCHESTER County. LLC formed in Delaware on 08/18/2010. SSNY has been designated as an agent upon whom process against it may be served. The Post Office address to which the SSNY shall mail a copy of any process against the LLC served upon him/her is: 29 Cedar Street, Hastings-on-Hudson, NY 10706. Address to be maintained in DE: 1815 W. 13th Street, Ste 5, Wilmington DE 19806. Certificate of LLC filed with Secretary of State of Delaware located at: 401 Federal Street Ste 4, Dover DE 19901. Purpose: any lawful act or activity. #57939 NOTICE OF FORMATION of RADOW LAW PLLC. Art. of Org filed Secíy of State (SSNY) June 7, 2012 Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to 17 N. Chatsworth Avenue, Larchmont, New York 10538. Purpose: Law. #57940

Name of LLC: B-Tree, LLC. Arts. of Org. filed NY Sec. of State 4/2/12. Princ. off. loc.: Westchester Cty. Sec. of State designated as agent of LLC upon whom process against it may be served. Sec. of State shall mail a copy of process to the LLC, 130 Virginia Rd Apt.D, White Plains, NY 10603. Purpose: any lawful activity. #57930

Notice of Formation of AUTOBAHN GRAPHICS LLC. Arts. of Org. was filed with SSNY on 6/13/12. Office location: Westchester County. SSNY designated as agent of LLC whom process against may be served. SSNY shall mail process to: c/o The LLC, 114 Green Lane, Bedford Hills, NY 10507. Purpose: all lawful activities. #57941

Notice of Formation of A Kidís World Preschool & Daycare LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 10/03/2011. Office location: Westchester County. SSNY is designated as agent of the LLC upon whom process may be served and SSNY shall mail process to The LLC, 198 Park Ave., West Harrison, NY 10604. Purpose: Any lawful activity. #57931

Notice of Formation of ZoobeatZ LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 6/14/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: Denise M. Tormey, SNR Denton US LLP, 1221 Ave. of the Americas, NY, NY 10020. Purpose: any lawful activity. #57942

Hero Recording Studio, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 3/2/12. Office in Westchester County. SSNY designated agent of LLC upon whom process against it may be served. SSNY shall mail process to c/o Corporation Service Company, 80 State St., Albany, NY 12207. Purpose: General. #57932

Notice of Qualification of Swan Advisors LLC. Authority filed with NY Dept. of State on 5/24/12. Office location: Westchester County. Princ. bus. addr.: 21 Brown Ave., Rye, NY 10580. LLC formed in DE on 5/10/11. NY Sec. of State designated agent of LLC upon whom process against it may be served and shall mail process to: c/o CT Corporation System, 111 8th Ave., NY, NY 10011, regd. agent upon whom process may be served. DE address of LLC: 1209 Orange St., Wilmington, DE 19801. Cert. of Form. filed with DE Sec. of State, 401 Federal St., Dover, DE 19901. Purpose: all lawful purposes. #57943

Jack Munson Burton LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 5/10/12. Office in Westchester County. SSNY designated agent of LLC upon whom process against it may be served. SSNY shall mail process to Nancy Williams Carlson, 250 E. Houston St. #9J, NY, NY 10002. Purpose: General. #57933 Vinicole The Americas LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 4/6/12. Office in Westchester County. SSNY designated agent of LLC upon whom process against it may be served. SSNY shall mail process to Robert C. Macdonald, 97 Osborn Rd., Rye, NY 10580. Purpose: General. #57934 Bag Sarang New York, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 4/24/12. Office in Westchester County. SSNY designated agent of LLC upon whom process against it may be served. SSNY shall mail process to c/o Richard Eric Skiera, 100 Palmer Ln., Thornwood, NY 10594. Purpose: General. #57935 Woodland Court LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 5/30/12. Office in Westchester County. SSNY designated agent of LLC upon whom process against it may be served. SSNY shall mail process to Maya Kadar Kovalsky, 233 Glen Ave., Glen Rock, NJ 07452. Purpose: General. #57936

Notice of Formation of NECB Financial Services Group LLC. Arts. of Org. filed with NY Dept. of State on 6/13/12. Office location: Westchester County. Sec. of State designated agent of LLC upon whom process against it may be served and shall mail process to the principal business address of the LLC: c/o NorthEast Community Bank, 325 Hamilton Ave., White Plains, NY 10601. Purpose: all lawful purposes. #57944

SUMMONS

Index No. 53135/2011 D/O/F: July 26, 2011 Premises Address: 52 HOLLAND AVE., SLEEPY HOLLOW, NY 10591 SUPREME COURT OF THE STATE OF NEW YORK COUNTY OF WESTCHESTER CITIMORTGAGE, INC Plaintiff, -againstANTONIO TEIXEIRA; MARIA TEIXEIRA; LEDBETTER TRUCKING & SALVAGE CO; ‘’JOHN DOES’’ AND ‘’JANE DOES’’, SAID NAMES BEING FICTITIOUS, PARTIES INTENDED BEING POSSIBLE TENANTS OR OCCUPANTS OF PREMISES, AND CORPORATIONS, OTHER ENTITIES OR PERSONS WHO CLAIM, OR MAY CLAIM, A LIEN AGAINST THE PREMISES, Defendant(s), TO THE ABOVE NAMED DEFENDANTS: YOU ARE HEREBY SUMMONED to answer the Complaint in this action, and to serve a copy of your Answer, or, if the Complaint is not served with this Summons, to serve a Notice of Appearance on the Plaintiff’s Attorneys within twenty (20) days after the service of this Summons, exclusive of the day of service, where service is made by delivery upon you personally within the State, or within thirty (30) days after completion of service where service is made in any other manner, and in case of your failure to appear or answer, judgment will be taken against you by default for the relief demanded in the complaint. NOTICE YOU ARE IN DANGER OF LOSING YOUR HOME If you do not respond to this summons and complaint by serving a copy of the answer on the attorney for the mortgage company who filed this foreclosure proceeding against you and filing the answer with the court, a default judgment may be entered and you can lose your home. Speak to an attorney or go to the court where your case is pending for further information on how to answer the summons and protect your property. Sending a payment to your mortgage company will not stop this foreclosure action. YOU MUST RESPOND BY SERVING A COPY OF THE ANSWER ON THE ATTORNEY FOR THE PLAINTIFF (MORTGAGE COMPANY) AND FILING THE ANSWER WITH THE COURT. The following notice is intended only for those defendants who are owners of the premises sought to be foreclosed or who are liable upon the debt for which the mortgage stands as security. YOU ARE HEREBY PUT ON NOTICE THAT WE ARE ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. The amount of the Debt: $210,128.20 consisting of principal balance of $184,539.18 plus interest of $11,513.80, escrow/impound shortages or credits of $12,654.16, late charges of $306.06; Broker`s Price Opinion, inspection and miscellaneous charges of $108.00; attorney fee $840.00 and title search $275.00. Because of interest and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive the check, in which event we will inform you. The name of the creditor to whom the debt is owed: CITIMORTGAGE, INC. Unless you dispute the validity of the debt, or any portion thereof, within thirty (30) days after receipt hereof, the debt will be assumed to be valid by the herein debt collector. If you notify the herein debt collector in writing within thirty (30) days after your receipt hereof that the debt, or any portion thereof, is disputed, we will obtain verification of the debt or a copy of any judgment against you representing the debt and a copy of such verification or judgment will be mailed to you by the herein debt collector. Upon your written request within 30 days after receipt of this notice, the herein debt collector will provide you with the name and address of the original creditor if different from the current creditor. Note: Your time to respond to the summons and complaint differs from your time to dispute the validity of the debt or to request the name and address of the original creditor. Although you have as few as 20 days to respond to the summons and complaint, depending on the manner of service, you still have 30 days from receipt of this summons to dispute the validity of the debt and to request the name and address of the original creditor. TO THE DEFENDANTS, except ANTONIO TEIXEIRA MARIA TEIXEIRA : The Plaintiff makes no personal claim against you in this action. TO THE DEFENDANTS: ANTONIO TEIXEIRA MARIA TEIXEIRA : If you have obtained an order of discharge from the Bankruptcy court, which includes this debt, and you have not reaffirmed your liability for this debt, this law firm is not alleging that you have any personal liability for this debt and does not seek a money judgment against you. Even if a discharge has been obtained, this lawsuit to foreclose the mortgage will continue and we will seek a judgment authorizing the sale of the mortgaged premises. Dated: July 22, 2011 Susan West, Esq. ROSICKI, ROSICKI & ASSOCIATES, P.C. Attorneys for Plaintiff Main Office 51 E Bethpage Road Plainview, NY 11803 516-741-2585 #57945

MANNA ACUPUNCTURE, PLLC, a Prof. LLC. Arts. of Org. filed with the SSNY on 05/22/2012. Office location: Westchester County. SSNY has been designated as agent upon whom process against it may be served. SSNY shall mail process to: 22 Cherrywood Road, Yonkers, NY 10710. Purpose: To Practice The Profession Of Acupuncture. #57946 Notice of Formation of 626 Crescent Avenue, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 6/15/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o Falcon & Singer P.C., 14 Harwood Court, Ste. 220, Scarsdale, NY 10583. Purpose: any lawful activity. #57947 Notice of Qualification of Fulfillment International, LLC. App. for Auth. filed with Secy. of State of NY (SSNY) on 6/14/12. Office location: Westchester County. LLC formed in Connecticut (CT) on 9/4/01. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 80 Hartford Ave., Mt. Vernon, NY 10553. CT address of LLC: David A. Swerdloff, c/o Day, Berry & Howard, LLP, One Canterbury Green, Stamford, CT 06901. Cert. of Form. filed with CT Secy. of State, 30 Trinity St., PO Box 150470, Hartford, CT 06115. Purpose: any lawful activity. #57948 Notice of Formation of NYC STRATEGIC PARTNERS LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 4/5/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: Graubard Miller, 405 Lexington Ave., 19th Fl., NY, NY 10174, (Attn: Docket Clerk). Purpose: any lawful activity. #57949 Notice of Formation of Limited Liability Company: 511 CREATIVE, LLC. Arts. of Org. filed with New York Secretary of State (SSNY) on 05/14/2012. Office located in Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail a copy of process to the LLC at 495 Odell Ave - 5B, Yonkers, NY 10703. Purpose: Any lawful activity. #57950 Innovative Voluntary Benefits Solutions, LLC, Art. of Org. filed with NY Secy. of State on 06/20/2012. Office located in Westchester Cty. Secy. of State designated as agent upon which process may be served. Secy. of Sate shall mail a copy of any process against it served upon him to: 2694 Farsund Ct, Yorktown Heights, NY 10598 (the LLC primary business location). LLC may engage in any lawful act of activity for which a limited liability company may be formed. #57951 Notice of Formation of SMASH PARTNERS TARRYTOWN LLC. Arts. of Org. was filed with SSNY on 6/20/12. Office location: Westchester County. SSNY designated as agent of LLC whom process against may be served. SSNY shall mail process to: c/o The LLC, 49 Tarrytown Rd., White Plains, NY 10607. Purpose: all lawful activities. #57952

LEGAL NOTICE The Articles of Organization of 2 GREENLEAF ASSOCIATES, LLC (the ìCompanyî) were filed with the Secretary of State of the State of New York on May 07, 2012. The office of the Company is located in Westchester County, New York. The Secretary of State has been designated as agent of the Company upon whom process against it may be served. The post office address within or without the state to which the Secretary of State shall mail a copy of any process against the Company served upon him or her is: Susan Cappelli, 18 Sylvia Avenue, Ardsley, New York 10502. The Company was formed for any lawful business purpose or purposes permitted under the New York Limited Liability Company Act. #57953

LEGAL NOTICE The Articles of Organization of 4 STONYCREST ROAD ASSOCIATES, LLC (the ìCompanyî) were filed with the Secretary of State of the State of New York on May 24, 2012. The office of the Company is located in Westchester County, New York. The Secretary of State has been designated as agent of the Company upon whom process against it may be served. The post office address within or without the state to which the Secretary of State shall mail a copy of any process against the Company served upon him or her is: Susan Cappelli, 18 Sylvia Avenue, Ardsley, New York 10502. The Company was formed for any lawful business purpose or purposes permitted under the New York Limited Liability Company Act. #57954 Notice of Formation of 254 Dorsett Street LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 11/9/11. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: Becker Ross, LLP, 317 Madison Ave., Ste. 614, NY, NY 10017. Purpose: any lawful activity. #57955 Notice of Formation of 777 Bethpage LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 6/21/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o The LLC, 1 North Broadway, Ste. 400, White Plains, NY 10601. Purpose: any lawful activity. #57956 Notice of Formation of Hudson Valley Graphic Design LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 6/14/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: The LLC, 35 Emerson Avenue, CrotonOn-Hudson, NY 10520. Purpose: any lawful activity. #57957 Notice of Formation of LPV Fitness, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 2/29/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 158 First St., Yonkers, NY 10704, Attn: Lynn Pesce Vita, the registered agent upon whom process may be served. Purpose: any lawful activity. #57958 WARBURTON REALTY PARTNERS LLC, a domestic LLC. Arts. of Org. filed with the SSNY on 04/04/2012. Office location: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: Daniel D. Tartaglia, Esq., 800 Westchester Ave, N307, Rye Brook, NY 10573. Purpose: Any Lawful Purpose #57959 Notice of Formation of CRF Art Advisors, LLC. Arts. of Org. filed with NY Dept. of State on 6/18/12. Office location: Westchester County. Sec. of State designated agent of LLC upon whom process against it may be served and shall mail process to the principal business address: c/o Richard Greco, 16 Musgrave St., Tuckahoe, NY 10707. Purpose: all lawful purposes. #57960 Notice of Formation of Zion Court GP, LLC. Arts. of Org. filed with NY Dept. of State on 6/1/2012. Office location: Westchester County. Sec. of State designated as agent of LLC upon whom process against it may be served and shall mail process to the principal business addr.: c/o Greater Centennial Community Development Corporation, 114 W. Fourth St., Mount Vernon, NY 10550. Purpose: any lawful activity. #57961 Notice of Formation of Zion Court Apartments L.P. Cert. filed with NY Dept. of State on 6/4/2012. Office location: Westchester County. Sec. of State designated as agent of LP upon whom process against it may be served and shall mail process to the principal business addr.: c/o Greater Centennial Community Development Corporation, 114 W. Fourth St., Mount Vernon, NY 10550. Name/addr. of genl. partner available from Sec. of State. Term: until 12/31/2082. Purpose: any lawful activity. #57962

Continued on next page

LEGAL NOTICES Continued from previous page Notice of Qualification of Integrated Synergy Solutions, LLC. Authority filed with NY Dept. of State on 5/23/12. Office location: Westchester County. LLC formed in CT on 3/23/12. NY Sec. of State designated agent of LLC upon whom process against it may be served and shall mail process to the CT and principal business address: 71 Naugatuck Dr., Naugatuck, CT 06770. Cert. of Org. filed with CT Sec. of State, 30 Trinity St., Hartford, CT 06186. Purpose: all lawful purposes. #57963 Notice of Formation of Ken Okamoto Architect, PLLC. Articles of Organization were filed with the Secretary of State (SSNY) on May 7, 2012. Office Location in Westchester County. SSNY is designated as agent of the professional service limited liability company upon whom process against it may be served. SSNY shall mail a copy of the process to 46 Old Stone Hill Road Pound Ridge, NY 10576. Purpose: Any Lawful Purpose. #57964 Notice of Formation of ClassiGal LLC. Arts of Org. filed with NY Secy of State on 6/14/12. Office location: Westchester County. SSNY is designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 2055 Albany Post Road, Croton, NY 10520. Purpose: any lawful activity. #57965 Notice of Qualification of Baywater TN 411 Theodore Fremd LLC App. for Auth. filed Sec’y of State (SSNY) on 6/25/12. Office location: Westchester County. LLC org. in DE 5/11/12. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to c/o True North Management Group, LLC, 44 S. Broadway, 10th Fl. White Plains, NY 10601. Office address in DE, 1209 Orange St, Wilmington, DE 19801. Cert. of Form. on file: DE, Div. of Corporations, John G. Townsend Bldg., 401 Federal St, Suite 4, Dover, DE 19901 Purpose: any lawful activities. #57966 Notice is hereby given that an Application for a Restaurant Wine Liquor License Serial #1264074 has been applied for by the undersigned in a Restaurant under the Alcoholic Beverage Control Law at 732 Central Ave., Yonkers, New York 10704, Westchester County; /s/ GABRIELLA & ROBERT PIZZA INC. d/b/a Pizza In The Square #57967

Notice of Qualification of PREP GAMES, LLC. App. for Auth. filed with Secy. of State of NY (SSNY) on 5/23/12. Office location: Westchester County. LLC formed in Delaware (DE) on 8/20/10. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 28 Brite Ave., Scarsdale, NY 10583, Attn: Kenny Nova, the registered agent of LLC upon whom process may be served. DE address of LLC: 1209 Orange St., Wilmington, DE 19801. Arts. of Org. filed with DE Secy. of State, 401 Federal St., Dover, DE 19901. Purpose: any lawful activity. #57968 Notice of Formation of GTISS INFORMATION SYSTEMS, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 3/28/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: The LLC, 278 Rumsey Road, Yonkers, NY 10705. Purpose: any lawful activity. #57969 Jan’s Roofing LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 4/13/12. Office in Westchester County. SSNY designated agent of LLC upon whom process against it may be served. SSNY shall mail process to John Dudzik, PO Box 304h, Scarsdale, NY 10583. Purpose: General. #57970 Yogurt By You, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 2/24/12. Office in Westchester County. SSNY designated agent of LLC upon whom process against it may be served. SSNY shall mail process to 56 Driftwood Dr., Somers, NY 10589. Purpose: General. #57971 The Face Of MO LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 5/4/12. Office in Westchester County. SSNY designated agent of LLC upon whom process against it may be served. SSNY shall mail process to c/o Michael Herbert, 41 N. Lake Rd., Armonk, NY 10504. Purpose: General. #57972 Down Doggie LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 3/2/12. Office in Westchester County. SSNY designated agent of LLC upon whom process against it may be served. SSNY shall mail process to PO Box 596 , Bedford, NY 10506. Purpose: General. #57973 Christina R Marcley, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 5/15/12. Office in Westchester County. SSNY designated agent of LLC upon whom process against it may be served. SSNY shall mail process to 65 Tennis Court Ln., Mohegan Lake, NY 10547. Purpose: General. #57974

Fletcher + Bow LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 5/31/12. Office in Westchester County. SSNY designated agent of LLC upon whom process against it may be served. SSNY shall mail process to Lynn-mark Enterprises, LLC, 14 E. 38th St RM 1402, NY, NY 10016. Purpose: General. #57975 Notice of Formation of JMHALLI LEGAL PLLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 6/25/12. Office location: Westchester County. SSNY designated as agent of PLLC upon whom process against it may be served. SSNY shall mail process to: 584 Pebble Drive, El Sobrante, CA 94803. Purpose: practice the profession of law. #57976 Notice of Formation of JLG Speech Language Pathologist PLLC. Arts. of Org. filed with the Secy. of State of NY (SSNY) on 5/21/12. Office location: Westchester County. SSNY designated as agent of PLLC upon whom process against may be served. SSNY shall mail process to the PLLC, C/O Jennifer Gagliardi, 27 West Way, Mount Kisco, NY 10549. Purpose: For the practice of Speech-Language Pathology. #57977 Name of Limited Liability Company (LLC): SAK Environmental LLC. Date of filing Articles of Organization with the Secretary of State (SSNY) 6/05/12. The LLC is located in Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The post office address to which the SSNY shall mail a copy of any process against it served is to SAK Environmental LLC, 231 Sutton Street, Suite 2g, North Andover, MA 01845. Purpose of business of LLC is environmental consulting services. #57978 NOTICE OF FORMATION OF LIMITED LIABILITY COMPANY (LLC). NAME: TITAN ACCOUNTING CONSULTING SERVICES, LLC Articles of Organization were filed with the Secretary of State of New York (SSNY) on 08/22/06. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: The LLC, 9 Old Orchard Road, South Salem, NY 10590 principal business location of the LLC. Purpose: any lawful business activity. #57979 Notice is hereby given that a restaurant wine license, #TBA has been applied for by Lulu’s Palace Inc. to sell beer and wine at retail in an on premises establishment. For on premises consumption under the ABC law at 192 Linden St. Yonkers NY 10701. #57980

Notice is hereby given that a restaurant wine license, #TBA has been applied for by Best Friends Burger II LLC d/b/a BFR The Burger Joint to sell beer and wine at retail in an on premises establishment. For on premises consumption under the ABC law at 3060 Mall Walk a/k/a 2060 Mall Walk Yonkers NY 10704. #57981

Notice of Formation Hunt Woods Manor Design LLC Arts. of Org. filed with SSNY 7/2/2012. Off. Loc.: Westchester Cnty. SSNY designated as agent of LLC whom process may be served. SSNY shall mail process to: c/o The LLC, 171 Central Parkway, Mount Vernon, NY 10552. Purpose: all lawful activities. #57987

Notice is hereby given that an on premises license, #1262185 has been applied for by Casa Nova Bar & Lounge Inc. to sell beer, wine and liquor at retail in an on premises establishment. For on premises consumption under the ABC law at 286 Father Finian Sullivan Drive Yonkers NY 10703. #57982

DMX MEDICAL SERVICES, PLLC, a Prof. LLC, Arts. of Org. filed with the SSNY on 06/19/2012. Office location: Westchester County. SSNY has been designated as agent upon whom process against it may be served. SSNY shall mail process to: 83 Montgomery Avenue, Scarsdale, NY 10583. Purpose: To Practice The Profession Of Medicine. #57988

Notice of Formation of WWP 18DE LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 6/28/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o United Corporate Services, Inc., 10 Bank St., Ste. 560, White Plains, NY 10606. Purpose: any lawful activity. #57983 GIPPER COMMUNICATIONS LLC Art. of Org.filed with NY Secy. Of State on 6/25/12. Office located in Westchester Co. NY Secy. of State designated as agent upon which process may be served. Secy. of State shall mail a copy of any process against it served upon him/her to: P.O. Box 8017 White Plains, New York 10602. LLC may engage in any lawful act or activity for which a limited liability company may be formed. #57984 Notice is hereby given that a license for an on premises Retail Liquor License (#TBA) has been applied for by the undersigned* to sell beer, wine, and liquor at retail in a restaurant under the Alcoholic Beverage Control Law at 76 Main Street, Irvington, NY 10533 for on premises consumption. *StoneFire Pizza & Grill LLC, Renato Rancic & Sylvia DeNardo dba StoneFire Pizza #57985 NOTICE OF FORMATION OF LIMITED LIABILITY COMPANY (LLC) NAME: 54 SOUTH TERRACE AVENUE LLC Articles of Organization were filed with the Secretary of State of New York (SSNY) on 4/10/12. Office Location: Westchester County SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: Himmelfarb & Sher, LLP, 1 North Broadway, Suite 800, White Plains, NY 10601. Purpose: any lawful activity. #57986

LEGAL NOTICE Notice of formation of Limited Liability Company (ìLLCî). Name: Madbar LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on July 3, 2012. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to Madbar LLC, c/o Mountco Construction and Development Corp., 700 White Plains Road, Suite 363, Scarsdale, New York 10583. Purpose/character of LLC is to engage in any lawful act or activity. #57989 Notice is hereby given that a license, number 1252036 for an on-premise liquor license, has been applied for by TWO BEER GUYS LLC, dba GROWLERS BEER BISTRO to sell beer, wine and liquor at retail in a restaurant under the Alcoholic Beverage Control Law at 25 Main Street, Village of Tuckahoe, Westchester County, NY for on premises consumption. TWO BEER GUYS LLC dba GROWLERS BEER BISTRO. #57990 Name of LLC: Castle Staffing LLC. Articles of Organization filed NY Secretary of State on 06/29/2012. Office location: Westchester County. Secretary of State designated as agent of LLC upon whom process against it may be served. Secretary of State shall mail a copy of process to the LLC, 200 Business Park Dr, Suite 200, Armonk, NY, 10504. Purpose: Any lawful purpose. #57991

Name of Limited Liability Company (LLC): Shayla Lei, LLC. Date of filing Articles of Organization with the Secretary of State (SSNY) 6/14/12. The LLC is located in Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The post office address to which the SSNY shall mail a copy of any process against it served is to the principal business location at 40 Barker Avenue, White Plains, NY 0601. Purpose of business of LLC is any lawful act or activity. #57992 NOTICE OF FORMATION Of Speech Be With You, PLLC filed with the Secretary Of State of New York (SSNY) on 05/03/12. Office location: Westchester County. SSNY has been designated as agent of the PLLC upon whom process against it may be served. SSNY shall mail process to: 11 Rose Lane, Sandy Hook, CT, 06482. Purpose: any lawful purpose. #57993 Notice of Formation of NY PROSTYLE BRIDAL, LLC. Arts. of Org. was filed with SSNY on 7/3/12. Office location: Westchester County. SSNY designated as agent of LLC whom process against may be served. SSNY shall mail process to: c/o The LLC, 385 Ashford Ave., Dobbs Ferry, NY 10522. Purpose: all lawful activities. #57994 Notice is hereby given that an eating place beer license, #1263986 has been applied for by Paradise Deli MiniMarket Inc. to sell beer at retail in an on premises establishment. For on premises consumption under the ABC law at 41 Spring St. Ossining NY 10562. #57995 Notice of Qualification of T-Rex Hyde Park Owner LLC. App. for Auth. filed with Secy. of State of NY (SSNY) on 6/5/12. Office location: Westchester County. LLC formed in Delaware (DE) on 10/7/11. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o United Corporate Services, Inc. (UCS), 10 Bank St., Ste. 560, White Plains, NY 10606. DE address of LLC: c/o UCS, 874 Walker Road, Ste. C, Dover, DE 19904. Cert. of Form. filed with DE Secy. of State, Townsend Bldg., Dover, DE 19901. Purpose: any lawful activity. #57996 Notice of Formation of 100 South Highland Avenue LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 5/24/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o Cooperman Lester Miller LLP, Attn: Joseph E. Kraus, Esq., 1129 Northern Blvd., Ste. 402, Manhasset, NY 11030. Purpose: any lawful activity. #57997

Notice of Qualification of Premier Magnesia, LLC. App. for Auth. filed with Secy. of State of NY (SSNY) on 6/15/12. Office location: Westchester County. LLC formed in Delaware (DE) on 1/17/01. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 300 Barr Harbor Drive, Ste. 250, West Conshohocken, PA 19428. The registered agent upon whom process may be served: National Corporate Research, Ltd., 10 E. 40th St., 10th Fl., NY, NY 10016. DE address of LLC: 615 S. DuPont Hwy., Dover, DE 19901. Arts. of Org. filed with DE Secy. of State, Federal & Duke of York St., Dover, DE 19901. Purpose: any lawful activity. #57998 45 OAKLAND AVENUE, LLC, a domestic LLC. Arts. of Org. filed with the SSNY on 06/28/2012. Office location: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: Lichtenstein & Schindel, 158 West Boston Post Road, Mamaroneck, NY 10453. Purpose: Any Lawful Purpose. Latest date upon which LLC is to dissolve: 12/31/2055. #57999 NOTICE OF FORMATION OF A Cake Mom LLC. Arts of Org filed with Secy of State of NY (SSNY) on 6/21/12. Office location: WESTCHESTER. SSNY designated as agent upon whom process may be served. PO address to which SSNY shall mail copy of process against LLC: 173 N Main St #400 Satville, NY 11782. Principal business address: 2732 Deer St Mohegan Lake, NY 10547. Purpose: any lawful act. #58000 Name of LLC: Romeo Ventures, LLC. Arts. of Org. filed with NY Dept. of State: 6/19/12. Office loc.: Westchester Co. Sec. of State designated agent of LLC upon whom process against it may be served and shall mail process to: c/o Anthony Pulice, 130 W. 42nd St., 23rd Fl., NY, NY 10036, regd. agt. upon whom process may be served. Purpose: any lawful act. #58001 ENCLAVE GROUP II, LLC, a domestic LLC. Arts. of Org. filed with the SSNY on 01/03/2012. Office location: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: Joel Rabinowitz, 438 Fifth Ave., Pelham, NY 10803. Purpose: Any Lawful Purpose. #58002 THE ANNUAL RETURN OF THE PATRICIA & BERNARD GOLDSTEIN FAMILY FOUNDATION for the year ended May 31, 2012 is available at its principal office located at 2 Manursing Way, Rye, NY 10580 for inspection during regular business hours by any citizen who requests it within 180 days hereof. Principal of the Fund is Patricia Goldstein. #58004

For information regarding this section please contact Beverly Visosky at (914) 358-0760

HV Biz • WCBJ • July 16, 2012

GOOD happening In and THINGS about the hudson valley Bida, Millbrook and Millbrook High School, the Sister Ann Elizabeth Memorial Scholarship Fund; Corrine Aia of Stormville, studying at SUNY Buffalo, the Lisa Prisco Memorial Scholarship; Kevin Ackerman of Staatsburg, Roosevelt High School, who expects to study biomedical engineering at Worcester Polytechnic Institute, and Denise Weir of Red Hook, pursuing a master’s degree in nursing education at the SUNY Institute of Technology, each received a $1,500 Saint Francis School of Nursing Memorial Scholarship.

Public spectacular

BMW of the Hudson Valley’s “Beacons of Music” has been awarded the 2012 Dutchess County Executive Arts Award for Art in Public Spaces. Project manager Joseph Bertolozzi and photographer Rob Penner, with the help of financial engine The Rutigliano Group site, host The Roundhouse at Beacon Falls with many local sponsors. This public installation runs through Aug. 26. Repurposing the facade of an old, boarded-up factory building into a public art gallery, BMW of the Hudson Valley’s “Beacons of Music” features 18 seven-foot tall portraits of musicians from all genres who perform in the city of Beacon. Bar bands to liturgical musicians to classical performers, heavy metal bands, the avant-garde and beyond are included. An interpretive sign on the sidewalk identifies the musicians. The installation is at 2 E. Main St. and is free and open to the public.

Fest gets a financial hand

Ulster Savings Bank recently announced a donation of $250 to Somos la Llave del Futuro in support of its Guelaguetza Festival in Poughkeepsie. A cultural celebration hosted by El Grupo Folklorico Poughkeepsie, Somos la Llave del Futuro and Hudson River Health Care Latin Committee, the festival is in its fourth year. Replicating the world-famous cultural celebration that takes place in Oaxaca, Mexico, Guelaguetza is from the Zapotec language and means “mutual offering.” Held Sunday, July 29 from 1 to 7 p.m. at Waryas Park on the Hudson River in Poughkeepsie, the Guelaguetza Festival will feature traditional and popular music, dance performances, Mexican and American food and traditional arts and crafts. The event will be presented in Spanish with English translation. “Somos la Llave del Futuro provides invaluable assistance to the Latino community in the mid-Hudson Valley. They’ve been a strong supporter of Latinos across the mid-Hudson

34 July 16, 2012 • WCBJ • HV Biz

Valley with their ongoing efforts helping families achieve their American dream,” said Carlos A. Campuzano, marketing coordinator at Ulster Savings Bank. For more information about Ulster Savings Bank’s community events programs, call (866) 440-0391, ext. 3235.

Saint Francis awards scholarships

The Saint Francis Hospital Nursing and Allied Health Careers Scholarship program has awarded 10 scholarships totaling $11,000 to current and future college students. Six are college students and four are graduating high school seniors. The scholarships were presented at a breakfast for the recipients and their families and hospital staff. Owen T. Clark Jr., a former Saint Francis Health Care Foundation (which coordinates the scholarship program) trustee, chairman of the scholarship committee and its co-founder with Margaret Prescott, introduced the scholarship presenters and recipients. Clarke and his family presented one of the scholarships in honor of his late mother, Ruth H. Clarke, who was a nurse. Kayla DiLorenzo, a two-time scholarship recipient who in May joined Saint Francis as a social worker, told this year’s recipients that her scholarships not only represented a financial assistance but “helped me believe in myself; that a group of people saw potential in a girl who dreamed of working in the health care field. The scholarships gave me the courage and drive to succeed.” Christopher Holder of Poughkeepsie, studying at SUNY Delhi, was awarded the $1,000 Tompkins and Emily L. VanRensselaer Scholarship Fund; Janine Rose, Marlboro, studying at SUNY Ulster, the $1,000 Eleanor M. Silvernail Scholarship Fund; Poughkeepsie’s Ben Varghese, studying at Utica College, the Elizabeth Ann Grudell Memorial Scholarship Fund; and Tracy Beers of Red Hook, studying at Excelsior College/The College Network, the Claire Hogan Memorial Scholarship Fund; Hopewell Junction’s Alexandra Marie Elmes, John Jay High School, the Saint Francis Health Care Foundation Scholarship; Melissa Haggerty, Red Hook and Red Hook High School, the Ruth H. Clark Scholarship Fund; Emily

Riverfest marks 22nd year

Music, art and the environment are the primary themes of Narrowsburg’s 22nd annual Riverfest, to be held Sunday, July 22, from 10 a.m. to 5 p.m., at the edge of the Delaware River on Main Street in Narrowsburg. Presented by Delaware Valley Arts Alliance and sponsored by the Catskill Regional Medical Center, Riverfest embodies the spirit of the Hudson Valley and highlights the artists who live and work in the region. Riverfest’s distinguishing characteristic is the access it affords to the artists whose products are being sold. Everything at Riverfest is artist-made and the person who does the selling is the artist himself or herself –– from broom makers, potters, jewelers, textile and wood workers, glass artists, writers and painters. Visitors can get a book signed or watch a chainsaw artist create a new sculpture or a potter throwing clay or a fly tier making the perfect fly for the perfect catch. A dramatic presentation of the artists takes place at the

Riverfest poster auction at the bandstand, 12:30 p.m. The work of more than five dozen artists, whose posters are created especially for the festival in every conceivable medium from watercolor to fabric to wood, are auctioned off by Jerry Malek. These beautiful interpretations are on display in the gallery windows of the Delaware Arts Center and National Park Service and can also be seen online at ArtsAllianceSite. org. Music opens the festivities just before 10 a.m., followed by the ever-popular Dog Parade. Pooches and pups strut their stuff at the bandstand, all hoping to win the “best of” awards, while emcee Kevin McDonough offers running commentary and the Dog Parade judges deliberate. Live music thereafter is provided by Stacy and Friends, the Rich Johansen Band, Mike Jung and other guests. Admission is free. For more information call (845) 2527576 or visit ArtsAllianceSite.org.

Groovin’ the music

Ferry Godmother Productions Executive Producer Aquanetta Wright has unveiled this year’s Newburgh Jazz Series lineup. July 18, Newbern & Co; July 19, Swing Shift Orchestra; July 25, The Harvest Trio with Matt Jordan; July 26, Mike Dopazo Quartet; Aug 1, Joe Heider’s Lite Fuse; Aug. 2, The Belly Warmers; Aug. 8, Lindsey Webster Band; Aug. 9, Wil Wilson Quintet; Aug. 15, Nailed Shutt; Aug. 16, Donna Singer and the Doug Richards Trio; Aug. 22, Bean Runner Project; Aug. 23, Multitraverse Theatre; Aug. 29, Gabriele Tranchina Quartet; and Aug. 30, special guest performance. The concerts will take place at the Orange County Arboretum in Thomas Bull Memorial Park in Montgomery. The concerts, free to the public, are 6:30 to 8:30 p.m. – bring your own chair or blanket. In-house featured visual artist Rae Torres’ photographic work will capture guests’ attention. “As the Newburgh Jazz Series enters its sixth season, I am truly thrilled with the opportunity to share these concerts at one of the most beautiful venues in Orange County,” Wright said. There will also be a theme day as Ferry Godmother Productions teams up with organizations such as Orange County Office for the Aging and Sustainable Hudson Valley. All concerts are on, rain or shine. For extreme inclement weather cancellations or other details, visit newburghjazzseries.com or call (225) 366-2442.

Multilayered effort

From left, DCC President D. David Conklin and Steven V. Lant

CH Energy Group CEO honored

Dutchess Community College welcomed almost 200 guests to the 2012 Poughkeepsie Journal Business Person of the Year luncheon recently to honor this year’s award recipient, Steven V. Lant, chairman, president and CEO of CH Energy Group. Over his 32-year career with the utility, Lant has seen many changes in the energy business and played a key role in restructuring the organization during deregulation. The next major step for CH Energy Group – its acquisition for $1.5 billion by Fortis Inc., the largest investor-owned distribution utility in Canada – is expected to be completed in the first quarter of 2013. Under Lant’s leadership, Central Hudson/CH Energy Group won the Edison Electric Institute (EEI) Emergency Response Award in February 2010 for the “Twin Peaks” winter storm and the American Gas Association Safety Award two years in a row for its workplace safety record. The company outperformed the S&P 500 and EEI utility stock index over the last five years. Lant’s not-for-profit board affiliations include the Astor Children’s Fund, The American Heart Association, the Hudson Valley Council of the Boy Scouts of America, Rehabilitation Programs Inc. (now known as Abilities First), United Way of Dutchess County, the Hudson Valley Economic Development Corp., Health Quest, Vassar Brothers Medical Center, Business Council of New York State and Edison Electric Institute.

Galerie BMG in Woodstock hosts its second solo exhibition of photographs by Angela Bacon-Kidwell titled “Traces of Existence.” This most recent body of work portrays her personal experiences with joy and loss and her sense of both the fragility and tenacity of life in a powerful photographic narrative. The dense, abstract imagery examines the complicated and chaotic ways in which life contracts, expands, converges and divests in personal journeys. Numerous layers of hand-painted photographs, drawings and resin make up a single image. The final results are a complex layering process and not complete digital manipulations. Each image is printed and re-photographed under various conditions in one final effort to heal the tender wounds that bind the artist’s existence. “By stretching the image to near disintegration by burning, freezing and submersions I seek to release my emotions and give respect to a life that has been fully lived. The emotions I sought to bandage together resulted in a somber but completely liberating experience,” BaconKidwell said. She received a bachelor of fine arts degree from Midwestern State University, Wichita Falls, Texas, with specialization in painting and mixed media. Her work has been the subject of numerous exhibitions, publications, awards and honors. She was recently honored to be invited as a guest lecturer at the Annenberg Space for Photography in Los Angeles. The exhibit will be on display through Aug. 20. Gallery hours are Friday through Monday, noon to 5 p.m., or by appointment. For further information, contact the gallery at (845) 679-0027. HV Biz • WCBJ • July 16, 2012

THELIST: biotech and pharmaceutical companies LISTED ALPHABETICALLY.

BIOTECH AND PHARAMACEUTICAL COS.

HUDSON VALLEY NEXT LIST: JULY 23 hudson valley HOME HEALTH CARE AGENCIES

Listed alphabetically. Name, address, phone number Area code: 845 (unless otherwise noted) Website

Top local executive(s) Year company established

ADH Health Products Inc.

Navin Advani Chief financial officer and director 1976

215 N. Route 303, Congers 10920 268-0027• adhhealth.com

Balchem Corp. 52 Sunrise Park Road , New Hampton 10958 326-5600 • balchem.com

BioDesign Inc. of New York

Dino A. Rossi Chairman, president and CEO 1967

Susanne Ruddnick President 1985

P.O. Box 1050, Carmel 10512 454-6610 • biodesignofny.com

Chartwell Pharmaceuticals L.L.C.

David I. Chipkin Chief operating officer 2000

77 Brenner Drive, Congers 10920 268-5000 • chartwellpharma.com

Egenix Inc.

Donald C. Fresne Founder, chairman and CEO 1991

69 N. Tower Hill Road, Millbrook 12545 677-5317 • egenixinc.com

JRS Pharma

Josef Rettenmaier Partner 2003

2981 Route 22, Suite 1, Patterson 12563 878-3414 • jrspharma.de

Par Pharmaceutical

Patrick G. LePore Chairman, CEO and president 1978

30 Dunnigan Drive, Suffern 10901 368-4290 • parpharm.com

Pfizer Inc. 401 N. Middletown Road, Pearl River 10965 735-3763 • pfizer.com

RIJ Pharmaceutical

Ian Read Chairman and CEO 1849

Brij Gupta President 1985

40 Commercial Ave., Middletown 10941 692-5799 • rijpharm.com

Silarx Pharmaceutical Inc.

Rohit Desai President 1985

19 West St., Spring Valley 10977 352-4020

Topical BioMedics Inc.

Lou Paradise President and CEO 1994

P.O. Box 494, Rhinebeck 12572 871-4900 • topicalbiomedics.com

Description

Develops and manufactures consumer health care products

Develops, manufactures and markets specialty performance ingredients and products for the food, nutritional, feed, pharmaceutical and medical sterilization industries

Manufacturers of innovative products for the cell biology and biotechnology research scientist around the world

Pharmaceutical company

Biotechnology company focused on the development of innovative cancer therapeutics

Specializes in pharmaceutical preparation

Develops, manufactures, markets and distributes high-quality pharmaceuticals through two divisions: Par Pharmaceutical, a generic drug division, and Strativa Pharmaceuticals, a proprietary products division

A pharmaceutical company; Pearl River is one of the company's primary research sites and a central hub for vaccine and biotherapeutics research

Contract manufacturing company

Manufactures and markets generic liquid pharmaceutical products

Research and development focused on transdermal pain and inflammation relief products

Questions or comments, call (914) 694-3600, ext. 3005. Source: Company information obtained from company websites and respondents.

THE WEEKLY LIST IS NOW AVAILABLE BY DIGITAL SUBSCRIPTION. Go to westfaironline.com/buy/the-lists/ for more information and to view a sample.

36 July 16, 2012 • WCBJ • HV Biz

FACTS& FIGURES on the record HUDSON VALLEY Building Loans Below $1 million

Deeds Above $1 million Kings Mall Court L.L.C., Cambridge, Mass. Seller: Kings Mall L.L.C., Tulsa, Okla. Property: 101-598 Kings Mall Court, Kingston. Amount: $11.2 million. Filed July 3.

The DM Equities of New York L.L.C., Harriman, as owner. Lender: Libertyville Below $1 million Capital Group II L.L.C., Middletown. Property: 2 Howard Court, Goshen. Amount: 10 Lizensk Corp., Monroe. Seller: Jacob Grossman, et al, $275,000. Filed July 3. Woodridge. Property: 10 Lizensk Blvd., Unit 111, 301, The DM Equities of New Kiryas Joel. Amount: $40,000. York L.L.C., Harriman, as Filed July 3. owner. Lender: Libertyville Capital Group II L.L.C., Middletown. Property: 9 How- 136 Bracken Road L.L.C., ard Court, Goshen. Amount: Clifton Park. Seller: Bracken Road Partners, Montgom$275,000. Filed July 3. ery. Property: in Montgomery. Amount: $120,000. Filed The DM Equities of New July 6. York L.L.C., Harriman, as owner. Lender: Libertyville Capital Group II L.L.C., Mid- 14 Store Road L.L.C., Bridletown. Property: 23 How- arcliff Manor. Seller: Stanton ard Court, Goshen. Amount: L.L.C., New City. Property: 14 Store Road, Tuxedo Park $275,000. Filed July 3. 10987. Amount: $457,500. Filed July 5. Townsend, Lindsay, et al, Walden, as owner. Lender: M&T Bank, Buffalo. Property: 18 Skytop Road L.L.C., High23 Bellevernon Ave., Wallkill. lands. Seller: Aron D. Getter, Amount: $132,523. Filed July 3. Highlands. Property: 18 Skytop Road, Highlands 10930. Amount: $21,758. Filed July 3.

AllSave Development L.L.C., Montebello. Seller: Angelo J. Ingrassia, Middletown. Property: 319-329 Bloomingburg Road, Wallkill. Amount: $160,000. Filed July 6. Birch Creek Homes L.L.C., Pine Hill. Seller: Nancy Kovacs, Stone Ridge. Property: in Marbletown. Amount: $53,000. Filed June 29. Consolidated Spring L.L.C., Brooklyn. Seller: Newburgh Realty Corp., Newburgh. Property: 102 S. William St., Newburgh. Amount: $375,000. Filed July 9. DBR Realty L.L.C., Kingston. Seller: N and A Properties Inc., Germantown. Property: in Kingston. Amount: $140,000. Filed June 28. EH Poled Investments L.P., Austin, Texas. Seller: Federal Home Loan Mortgage Corp. Property: 18 Pakanen Lane, Saugerties 12477. Amount: $36,225. Filed July 3. Federal Home Loan Mortgage Corp. Seller: Ralph L. Puglielle Jr., New Windsor. Property: 37 Maple Ave., Chester 10918. Amount: $245,893. Filed July 3.

FRAC1 L.L.C., Pleasant Valley. Seller: HSBC Bank USA N.A. Property: 31 Hoffman St., Poughkeepsie 12601. Amount: 6 Mohonk L.L.C., New $80,500. Filed July 3. Paltz. Seller: Vida L.L.C., Brooklyn. Property: in New Haverstraw Building DePaltz. Amount: $355,000. velopment Corp., West Filed July 2. Haverstraw. Seller: Thomas C. Krasinski, Valley CotAllSave Development L.L.C., tage,. Property: in Cornwall. Montebello. Seller: Angelo J. Amount: $100,000. Filed July 5. Ingrassia, Middletown. Property: 315 Bloomingburg Road, Hunt Holdings L.L.C., MidWallkill. Amount: $455,000. dletown. Seller: AFK HoldFiled July 6. ings L.L.C., Monsey. Property: 123 Pike St., Port Jervis 12771. Amount: $250,000. Filed July 9.

JC Realty of NY Ltd., Ellenville. Seller: Thomas E. Traphagen, Ellenville. Property: in Ellenville. Amount: $45,000. Filed July 3.

Superior Building and Remodeling Company Inc., Slate Hill. Seller: Accent Development Corp., Scarsdale. Property: in Monroe. Amount: $138,000. Filed July 10.

Lev Tov Estates Corp., Monroe. Seller: Shia Strulovics, The City of New York, New Monroe. Property: in Monroe. York City. Seller: Wayde A. Amount: $320,000. Filed July 9. Lennon, Wawarsing. Property: in Wawarsing. Amount: LJH Enterprises Inc., War- $225,000. Filed July 2. wick. Seller: Maureen M. Charde, Warwick. Property: Weichert Relocation Re17-19 West St., Warwick. sources Inc., Morris Plains, Amount: $375,000. Filed July 6. N.J. Seller: Matthew R. Kunkel, et al, Hopewell Junction. PropM&T Bank, Williamsville. erty: in East Fishkill. Amount: Seller: heir to the estate of Carol $309,000. Filed July 5. Ann Reader. Property: 26 Gold Road, Wappinger. Amount: Yidgy Luroiv L.L.C., Brook$118,000. Filed July 5. lyn. Seller: Joel Falkowitz, Monroe. Property: 20 Zenta Malky Apledorfer Inc., Mon- Court, Monroe. Amount: roe. Seller: Aron Weinberger, $89,000. Filed July 5. Monroe. Property: in Monroe. Amount: $73,000. Filed July 3.

Judgments

MHAK Holding L.L.C., Hurley. Seller: Nedra E. Modica. 21 West Main Corp., d.b.a. Property: in Ulster. Amount: Brothers Diner, Middletown. $84,900. Filed July 3. $1,031 in favor of the New York State Department of LaNew Life Properties Corp., bor and the Department of Commack. Seller: Jeffrey Al- Taxation and Finance, Albany. banese, Goshen. Property: 130 Filed March 20. Vassar Road, Poughkeepsie. Amount: $99,500. Filed July 5. A and R Office Equipment Inc., Goshen. $1,031 in favor ProSave Development Inc., of the New York State DepartMontebello. Seller: Angelo ment of Labor and the DeJ. Ingrassia, Middletown. partment of Taxation and FiProperty: 55 Beverly Drive, nance, Albany. Filed March 20. Wallkill. Amount: $155,000. Filed July 6. Action Cleaning Services Inc., Campbell Hall. $1,031 ProSave Development Inc., in favor of the New York Montebello. Seller: Angelo J. State Department of Labor Ingrassia, Middletown. Prop- and the Department of Taxaerty: 320 Bloomingburg Road, tion and Finance, Albany. Wallkill. Amount: $150,000. Filed March 20. Filed July 6. American Life Fitness Inc., Seven Sasev Realty Corp., Westtown. $237 in favor of the Monroe. Seller: Abraham Wolf New York State Department of Tirnouer, Monroe. Property: 3 Labor Unemployment InsurLemberg Way, Unit 202, Mon- ance Division, Albany. Filed roe 10950. Amount: $79,000. March 20. Filed July 5.

APG Enterprises Inc., d.b.a. Guido’s Pizza, Pine Bush. $1,926 in favor of the New York State Department of Taxation and Finance, Albany. Filed March 9. Atlantic Pacific Network, Saugerties. $3,074 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed July 3. Benny’s Pizzeria, Kingston. $100 in favor of the New York State Department of Taxation and Finance, Albany. Filed June 29. Bolton Valley Group L.L.C., Goshen. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed March 20. Cancun Inn Inc., Chester. $5,760 in favor of the New York State Department of Taxation and Finance, Albany. Filed March 9. Card Spot, Warwick. $20,200 in favor of the Workers’ Compensation Board of the State of New York, Albany. Filed March 7. Cast-A-Way Sporting Goods, Milton. $396 in favor of the New York State Department of Taxation and Finance, Albany. Filed June 29. Corner Cupboard, Woodstock. $302 in favor of the New York State Department of Taxation and Finance, Albany. Filed June 29. CVL Development Corp., Port Jervis. $1,610 in favor of the New York State Department of Taxation and Finance, Albany. Filed March 9.

THE RECORDS SECTION IS NOW AVAILABLE BY DIGITAL SUBSCRIPTION. Go to westfaironline.com/buy/records-section/ for more information and to view a sample.

HV Biz • WCBJ • July 16, 2012

FACTS&FIGURES Datron Inc., Cornwall. $20,904 in favor of the New York State Department of Taxation and Finance, Albany. Filed March 9.

Gray Works Design, Bearsville. $375 in favor of the New York State Department of Taxation and Finance, Albany. Filed June 29.

Design Partners Inc., Tuxedo. $4,175 in favor of the New York State Department of Taxation and Finance, Albany. Filed March 9.

Grey Stone Transport Inc., Saugerties. $1,210 in favor of the New York State Department of Taxation and Finance, Albany. Filed June 29.

Dollar Depot Plus Inc., Newburgh. $1,905 in favor of the New York State Department of Taxation and Finance, Albany. Filed March 9.

Hudson Valley Barber Institute L.L.C., Middletown. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. DW Landscaping Partners, Filed March 20. Milton. $12,221 in favor of the New York State Department of Hudson Valley Paving Inc., Taxation and Finance, Albany. Monroe. $1,031 in favor of the Filed June 29. New York State Department of Labor and the Department of EAD Cases Inc., Middletown. Taxation and Finance, Albany. $16,000 in favor of the Work- Filed March 20. ers’ Compensation Board of the State of New York, Albany. Hudson Valley Pool Supply Filed March 7. Inc., New Windsor. $359 in favor of the New York State DeEconomy Cleaners, Plat- partment of Taxation and Fitekill. $1,264 in favor of the nance, Albany. Filed March 9. New York State Department of Taxation and Finance, Albany. John Tremper Landscaping, Filed June 29. Newburgh. $1,031 in favor of the New York State DepartEl Mariachi Inc., d.b.a. Ja- ment of Labor and the Deripeo Monroe, Monroe. partment of Taxation and Fi$10,000 in favor of the Work- nance, Albany. Filed March 20. ers’ Compensation Board of the State of New York, Albany. Joint Repair Services Corp., Filed March 7. Florida. $1,031 in favor of the New York State Department of Everyday Landscaping Inc., Labor and the Department of Saugerties. $1,463 in favor of Taxation and Finance, Albany. the New York State Depart- Filed March 20. ment of Taxation and Finance, Albany. Filed June 29. JPH Wholesale Seafood Inc., d.b.a. Formicas WholeGalleria Subway Inc., Mid- sale Seafood, Central Valley. dletown. $32,043 in favor of $36,000 in favor of the Workthe New York State Depart- ers’ Compensation Board of ment of Taxation and Finance, the State of New York, Albany. Filed March 7. Albany. Filed March 9. GC Materials Inc., New Windsor. $1,435 in favor of the New York State Department of Taxation and Finance, Albany. Filed March 9.

Kelly Green Sod, Warwick. $100 in favor of the New York State Department of Taxation and Finance, Albany. Filed March 9.

George F. Kenny III Inc., Warwick. $4,222 in favor of the New York State Department of Taxation and Finance, Albany. Filed March 9.

Kerner Arts Corp., Woodstock. $640 in favor of the New York State Department of Taxation and Finance, Albany. Filed June 29.

38 July 16, 2012 • WCBJ • HV Biz

L. Clovis Inc., Middletown. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed March 20. Lawns and More By Al, Saugerties. $320 in favor of the New York State Department of Taxation and Finance, Albany. Filed June 29.

Newburgh Textile Salvage Inc., Newburgh. $1,975 in favor of the New York State Department of Taxation and Finance, Albany. Filed March 9.

Smoke N Stuff Inc., Harriman. $49,907 in favor of the New York State Department of Taxation and Finance, Albany. Filed March 9.

The Silent Muse Inc., Highland. $1,450 in favor of the New York State Department of Taxation and Finance, Albany. Filed June 29.

OTS, Saugerties. $200 in favor of the New York State Department of Taxation and Finance, Albany. Filed June 29.

Soleil and Wind Energy Systems Inc., Highland. $1,162 in favor of the New York State Department of Taxation and Finance, Albany. Filed June 29.

Precious Moments Day Care L.L.C., Middletown. $929 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed March 20.

TM Specialist Inc., Monroe. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed March 20.

Stannard Farm, Gardiner. $184 in favor of the New York State Department of Taxation and Finance, Albany. Filed June 29.

Little Forgotten Friends Corp., Middletown. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed March 20. Premier Asset Services Inc., Newburgh. $1,031 in favor of LKC Construction Inc., New the New York State DepartWindsor. $1,031 in favor of the ment of Labor and the DeNew York State Department of partment of Taxation and FiLabor and the Department of nance, Albany. Filed March 20. Taxation and Finance, Albany. Filed March 20. Quality Janitorial II Services Inc., New Windsor. $1,031 in Mastertex Inc., Mountain- favor of the New York State Deville. $1,031 in favor of the partment of Labor and the DeNew York State Department of partment of Taxation and FiLabor and the Department of nance, Albany. Filed March 20. Taxation and Finance, Albany. Filed March 20. Quisqueya, Orange. $2,101 in favor of the New York Mighty Built Construction State Department of TaxaCompany Inc., Newburgh. tion and Finance, Albany. $916 in favor of the New York Filed March 9. State Department of Labor and the Department of Taxa- Savona and Sons Inc., Kingstion and Finance, Albany. ton. $69 in favor of the New Filed March 20. York State Department of Taxation and Finance, Albany. Minnewaska Motors L.L.C., Filed June 29. Wawarsing. $511 in favor of the New York State Depart- Shelby Technology Solument of Taxation and Finance, tions L.L.C., Cornwall. $1,113 Albany. Filed June 29. in favor of the New York State Department of Taxation and Monroe Cleaning Corp., Finance, Albany. Filed March 9. Middletown. $1,031 in favor of the New York State Depart- Sign Here Sign Company ment of Labor and the De- Inc., Port Jervis. $1,031 in partment of Taxation and Fi- favor of the New York State nance, Albany. Filed March 20. Department of Labor and the Department of Taxation Monroe What’s Hot Inc., and Finance, Albany. Filed Monroe. $1,031 in favor of the March 20. New York State Department of Labor and the Department of Slash Root Tech Group Taxation and Finance, Albany. L.L.C., New Paltz. $119 in Filed March 20. favor of the New York State Department of Taxation and Montgomery Glass and Mir- Finance, Albany. Filed June 29. ror Inc., Montgomery. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed March 20.

Starwich Inc., Sugar Loaf. $349,992 in favor of the New York State Department of Taxation and Finance, Albany. Filed March 9.

Tomanelli Brothers Lawn Care, Milton. $2,011 in favor of the New York State Department of Taxation and Finance, Albany. Filed June 29.

Tornadic Cuisine Inc., d.b.a. Reservoir Inn, West Hurley. $9,247 in favor of the New York State Department of Taxation and Finance, Albany. Steelfab Inc., Newburgh. Filed June 29. $781 in favor of the New York State Department of Labor Tritan Contracting SerUnemployment Insurance Di- vices Inc., Washingtonville. vision, Albany. Filed March 20. $446 in favor of the New York State Department of TaxaSuperior Remodeling Com- tion and Finance, Albany. pany Inc., Slate Hill. $1,031 in Filed March 9. favor of the New York State Department of Labor and the De- TZDukes Huir Inc., Monroe. partment of Taxation and Fi- $1,031 in favor of the New nance, Albany. Filed March 20. York State Department of Labor and the Department of Taconic Design Engineer- Taxation and Finance, Albany. ing PLLC, New Windsor. Filed March 20. $8,667 in favor of the New York State Department of Valentine Express Inc., Port Taxation and Finance, Alba- Jervis. $1,402 in favor of the ny. Filed March 9. New York State Department of Taxation and Finance, Albany. Tappan Hill Landscaping, Filed March 9. Washingtonville. $10,163 in favor of the New York State Valley Trucking Inc., MonDepartment of Taxation roe. $76,000 in favor of the and Finance, Albany. Filed Workers’ Compensation March 9. Board of the State of New York, Albany. Filed March 7. TCS Cleaning Services of NY Inc., Newburgh. $1,132 Volvie’s Air Inc., Monroe. in favor of the New York State $2,939 in favor of the New Department of Labor Unem- York State Department of Laployment Insurance Division, bor and the Department of Albany. Filed March 20. Taxation and Finance, Albany. Filed March 20. The Pasta Shop of Middletown Inc., Middletown. Winum Maintenance and $14,309 in favor of the New Development Inc., MiddleYork State Department of town. $1,031 in favor of the Taxation and Finance, Albany. New York State Department of Filed March 9. Labor and the Department of Taxation and Finance, Albany. Filed March 20.

Credits, Clients and Awards

Newsmakers

From left, Joanne Ritter-Teitel, JoAnn Schultz, Ann DiAgostino, Tracie Newkirk, Erin Connington-Reekie, Justine Geisler, Doug Rose and Linda Prioleau

First Niagara Bank N.A., which recently completed the acquisition of 26 HSBC Bank branches in the Hudson Valley, has announced the appointment of its new business banking team focused on commercial lending and cash management for small and middle-market businesses. Tracy Dembicer, vice president, business banking relationship manager. Joe Ferri, vice president, business banking relationship manager. Ken Hennessey, vice president, business banking relationship manager. Beth Lawrence, vice president, business banking relationship manager. Melissa Marcopoto, vice president, business banking relationship manager. John Tesoriero, vice president, business banking relationship manager. Sara Tucker, first vice president, business banking team leader.

Catskill Regional Medical Center and Orange Regional Medical Center have been selected to participate in the American Organization of Nurse Executives Center for Care Innovation and Transformation initiative. This nationwide initiative further provides opportunities for nursing leadership in driving innovation, culture change and further supports health care reform implementation. Both hospitals are members of the Greater Hudson Valley Health System.

Community Foundations of the Hudson Valley has announced that Nevill Smythe stepped down as vice president of programs June 15, after eight years. His successor, Jennifer Killian was named director of programs May 14.

On the Go: Business, Etc. Tuesday, July 17 The Orange County Chamber of Commerce “Hudson River Cruise on the River Rose,” 6 to 9 p.m., Newburgh Landing, 2 Lucas Drive, New Windsor. $45. For information, call 457-9700.

Wednesday, July 18 “Veterans Business Forum” (open to nonveterans), 9 a.m. to noon, Orange County Chamber of Commerce, 30 Scott’s Corners Drive, Montgomery. For information, call 457-9700.

Thursday, July 26 Orange County Chamber of Commerce “Business Mixer and Outdoor Summer Reception,” 5:30 to 7:30 p.m., Winding Hills Golf Course, 1847 State Route, 17K, Montgomery. For information, call 294-7300, ext. 235.

Friday, July 27 “Summer Business Card Exchange,” 7:30 to 9 a.m., Peaslee Design, 82 Rocky Hill Road, New Paltz. For information, call 2550243.

Riverside Bank has announced the following appointments. Anthony Casillo was appointed vice president, commercial loan officer. Nigel D. Guerrero was appointed help-desk technician. Cathy Ann Nicholson was appointed assistant treasurer, loan administration manager.

Snapshot the Realtors Political Action Committee (RPAC) attracted more than 50 people at its recent fundraiser at Four Brothers Restaurant in Mahopac The event raised more than $1,000. RPAC is a political support group focused on benefiting real estate professionals and the American dream of home ownerships.

From left, Fred and Dan Testa, Larry’s brothers, cut the ribbon to dedicate the healing garden.

Orange Regional Medical Center (ORMC) has received a million-dollar legacy gift from Middletown native and former patient of ORMC’s Spagnoli Family Cancer Center. Lawrence A. Testa. In recognition of Testa’s benevolence, ORMC’s healing garden was officially dedicated and named The Lawrence A. Testa Healing Garden. NY BioHud Valley, a local organization that recognizes and promotes the growing cluster of biotechnology, pharmaceutical and life science companies in the Hudson Valley region, has achieved trademark registration from the U.S. federal government. Trademark registration grants the organization the exclusive right to use its mark through use of the “®” symbol wherever the mark is used in connection with its services.

From left, RPAC committee members Carol Christiansen, Walter Sadowski and Elisa Bruno-Midili, all of Judy Johnson Real Estate in Somers.

Information for these features has been provided by the subjects or their delegates. HV Biz • WCBJ • July 16, 2012

FACTS&FIGURES Andino, Maria R., et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $251,000 affecting property located at 7 Edmunds Written in Stone, Saugerties. Lane, Walden 12586. Filed $150 in favor of the New York June 22. State Department of Taxation and Finance, Albany. Filed Antico, Albert J., et al. Filed by Wells Fargo Bank N.A. AcJune 29. tion: seeks to foreclose on a Zen Design Consultants Inc., mortgage to secure $300,000 Newburgh. $1,031 in favor of affecting property located at the New York State Department 63 Milewood Road, Verbank of Labor and the Department 12585. Filed May 18. of Taxation and Finance, AlBarksdale, Colleen R., et bany. Filed March 20. al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure Lis Pendens an unspecified amount affecting property located at The following filings indicated a 604 Mountain Laurel Drive, legal action has been initiated, Unit 6D, Garage 42C, Chester the outcome of which may affect 10950. Filed June 25. the title to the property listed. Barone, John Louis Jr., et al. 1955 Route 52 L.L.C., et al. Filed by Bank of America N.A. Filed by Manufacturers and Action: seeks to foreclose on a Traders Trust Co. Action: mortgage to secure $141,000 seeks to foreclose on a mort- affecting property located gage to secure $300,000 affect- at 6903 Chelsea Voce North, ing property located in East Hopewell Junction 12533. Fishkill. Filed May 8. Filed May 2. Woodcraft Contracting Corp., Tuxedo. $22,066 in favor of the New York State Department of Taxation and Finance, Albany. Filed March 9.

Abdul-Malik, Hassan, et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $289,750 affecting property located at 68 Glenwood Ave., Poughkeepsie 12603. Filed May 3. Accardo, Joseph A., et al. Filed by Deutsche Bank Trust Americas. Action: seeks to foreclose on a mortgage to secure $133,000 affecting property located at 8 Corwin Ave., Middletown 10940. Filed June 20. Acosta, Neyda, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $148,000 affecting property located at 53 Erie St., Port Jervis 12771. Filed June 25. Alfano, John R., et al. Filed by OneWest Bank F.S.B. Action: seeks to foreclose on a mortgage to secure $281,925 affecting property located at 74 Kisor Road, Highland 12538. Filed June 29.

Christian, Mark L., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $315,000 affecting property located at 17 Valley Drive, New Windsor 12577. Filed June 20.

D’Oyen, Keisha, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $225,957 affecting property located at 27 Waverly Place, Middletown 10940. Filed June 22.

Fager, Charles R., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $154,102 affecting property located at 13 Gables Blvd., Poughkeepsie 12603. Filed May 4.

Chu, Gi Sun, et al. Filed by BAC Home Loans Servicing L.P. Action: seeks to foreclose on a mortgage to secure $78,000 affecting property located at 7 Woodland Road, Monroe 10950. Filed June 22.

Defreese, Jennifer L., et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 25 Wickham Drive, Warwick 10990. Filed June 21.

Fannelli, Joseph D., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 33 Styvestandt Drive, Poughkeepsie 12601. Filed May 15.

Delarosa, Rosa Icela, et al. Filed by M&T Bank. Action: seeks to foreclose on a mortgage to secure $300,094 affecting property located at 27 Laurie Anne Drive, Middletown 10941. Filed June 20.

Finch, Lauren E., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 28 Brady Road, Saugerties 12477. Filed July 2.

Clark, Jamie L., et al. Filed by GMAC Mortgage L.L.C. Action: seeks to foreclose on a mortgage to secure $278,110 affecting property located at 52 South Road, Holmes 12531. Filed May 4. Clark, Laura D., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 3309 Route 199, Pine Plains 12567. Filed May 2. Coffee, Jacqueline, et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $207,700 affecting property located at 3 Rocky Lane, New Windsor 12553. Filed June 21.

Bibbins, Torell, aka Torrell Bibbins, et al. Filed by Citimortgage Inc. Action: seeks to foreclose on a mortgage to secure $152,100 affecting property located at 23 Village Park Drive, Unit 3D, Fishkill. Filed Cruz, Beethoven E., et al. May 2. Filed by M&T Bank. Action: seeks to foreclose on a mortBombino, Anne, et al. Filed gage to secure $185,250 afby Wells Fargo Bank N.A. Ac- fecting property located at 258 tion: seeks to foreclose on a North St., Middletown 10940. mortgage to secure an unspec- Filed June 22. ified amount affecting property located at 36 Friedlander Cullen, Scott, et al. Filed by Drive, Kerhonkson 12446. OneWest Bank F.S.B. Action: Filed July 2. seeks to foreclose on a mortgage to secure $64,910 affectBrown, Gregory W., et al. ing property located at 41 Filed by Citimortgage Inc. Ac- Prospect St., Kingston 12401. tion: seeks to foreclose on a Filed July 5. mortgage to secure $220,000 affecting property located at Culley, Richard A., et al. Filed 550 Plutarch Drive, Highland by Flagstar Bank F.S.B. Action: 12528. Filed July 3. seeks to foreclose on a mortgage to secure $246,645 afCarlon, Diane L. Baker, et fecting property located at 15 al. Filed by JPMorgan Chase Ter Bar Court, Dover Plains Bank N.A. Action: seeks to 12522. Filed May 14. foreclose on a mortgage to secure an unspecified amount affecting property located at 2 Maizeland Road, Red Hook 12571. Filed May 14.

40 July 16, 2012 • WCBJ • HV Biz

Devega, Dawn M., et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $246,667 affecting property located at 81 Jordan Lane, Unit 86, Middletown 10940. Filed June 21.

Finnegan, Dawn A., et al. Filed by Flagstar Bank F.S.B. Action: seeks to foreclose on a mortgage to secure $229,500 affecting property located at 39 Waterstone Road, Greenwood Lake DiLalla, Daisy, et al. Filed 10925. Filed June 20. by Deutsche Bank National Trust Co. Action: seeks to Firpo, Leonardo G., et al. foreclose on a mortgage to se- Filed by HSBC Bank USA N.A. cure $206,910 affecting prop- Action: seeks to foreclose on a erty located at 6907 N. Chel- mortgage to secure $479,200 sea Cove, Hopewell Junction affecting property located at 12533. Filed May 10. 29 Riding Ridge Trail, Beacon 12508. Filed May 16. Dingee, Robert T., et al. Filed by Wells Fargo Bank N.A. Ac- Francis, Robert, et al. Filed tion: seeks to foreclose on a by Wells Fargo Bank N.A. Acmortgage to secure $319,125 tion: seeks to foreclose on a affecting property located mortgage to secure $211,000 at 70 Clinton Road, Tuxedo affecting property located 10987. Filed June 25. at 303 Stormville Mountain Road, Stormville 12582. Filed Earle-Griffin, Gayon, et al. May 2. Filed by OneWest Bank F.S.B. Action: seeks to foreclose on a Gashi, Nazmi, et al. Filed by mortgage to secure $181,600 HSBC Bank USA N.A. Acaffecting property located at tion: seeks to foreclose on a 31H Alpine Drive, Wappingers mortgage to secure $432,000 Falls 12590. Filed May 2. affecting property located at 16 Monarch Drive, Hopewell Elezovic, Victor, et al. Filed Junction 12533. Filed May 21. by Wilmington Trust Co. Action: seeks to foreclose on a Geary, Michael E., et al. Filed mortgage to secure an un- by Bank of America N.A. Acspecified amount affecting tion: seeks to foreclose on a property located at 9 Flanders mortgage to secure an unRoad, Wappinger Falls 12590. specified amount affecting Filed May 10. property located at 139 Shagbark Lane, Hopewell Junction 12533. Filed May 16.

Gonzalez, Rosalind, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 55 Wallkill Ave., Middletown 10940. Filed June 25. Graham, Linda Rivera, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $264,000 affecting property located at 7 Raker Road, Poughkeepsie 12603. Filed May 10. Gramaglia, John M., et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $224,000 affecting property located at 685 Jersey Ave., Greenwood Lake 10925. Filed June 25. Hamel, Douglas E., et al. Filed by OneWest Bank F.S.B. Action: seeks to foreclose on a mortgage to secure $196,000 affecting property located at 3306 Pleasant Ridge Road, Wingdale 12594. Filed May 21. Hansen, Jennifer, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $150,000 affecting property located at 15 Dean Place, Poughkeepsie 12601. Filed May 11. Hansom, Thomas W.C., et al. Filed by the State of New York Mortgage Agency. Action: seeks to foreclose on a mortgage to secure $236,500 affecting property located at 4 Clayton Place, Poughkeepsie 12603. Filed May 3. Harismides, Jacquie, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $417,000 affecting property located at 1659 Route 212, Saugerties 12477. Filed July 3. Hay, Wayne M., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 260 Lauer Road, LaGrange 12603. Filed May 15.

Heins, Eric, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $147,000 affecting property located at 65 Coxing Road, Cottekill 12419. Filed July 2.

KSC of Dutchess Inc., d.b.a. Good Fellas Inn, et al. Filed by Mahopac National Bank. Action: seeks to foreclose on a mortgage to secure $200,000 affecting property located at 2550 Route 52, Hopewell Junction. Filed May 11.

Herman, Dwayne, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $295,805 affecting property located at 38 Woodside Knolls Drive, Middletown 10940. Filed June 22.

Leak, Christopher, et al. Filed by MidFirst Bank. Action: seeks to foreclose on a mortgage to secure $204,000 affecting property located at 12 Fairmont Ave., Poughkeepsie 12603. Filed May 7.

Hernandez, Daniel Jr., et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $234,689 affecting property located at 83 Helen Drive, Wappingers Falls 12590. Filed May 17.

Locurto, Nancy M., et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $172,000 affecting property located at 707 Chelsea Cove S., Hopewell Junction 12533. Filed May 14.

Hilley, James, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $114,000 affecting property located at 10 Herbst Drive, Monroe 10950. Filed June 21.

Lucas, Michael D., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $115,000 affecting property located at 146 Quassaick Ave., New Windsor 12553. Filed June 20.

Jimenez, Marcos, et al. Filed by Bayview Loan Servicing L.L.C. Action: seeks to foreclose on a mortgage to secure $237,500 affecting property located at 124 Old Park Terrace, Wappingers Falls 12590. Filed May 16.

Malfa, Angela, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $104,072 affecting property located at 21 South St., Marlborough 12542. Filed July 2.

Jones-Alexis, Constance, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $268,553 affecting property located at 74 Creek Run Road, Newburgh 12550. Filed June 22. Kane, Michael J., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $255,287 affecting property located at 79 Route 209, Port Jervis 12771. Filed June 21.

Maysonet, Carlos L., et al. Filed by Citimortgage Inc. Action: seeks to foreclose on a mortgage to secure $331,004 affecting property located at 21 Park Drive, Chester 10918. Filed June 20.

Morfea, Peter R., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $281,700 affecting property located at 2334 Route 52, East Fishkill 12533. Filed May 4.

McCabe, Patrick M., et al. Filed by PHH Mortgage Corp. Action: seeks to foreclose on a mortgage to secure $107,500 affecting property located at 128 Weber Lane, Olivebridge 12461. Filed June 29.

Naughton, Ed, et al. Filed by GMAC Mortgage L.L.C. Action: seeks to foreclose on a mortgage to secure $65,000 affecting property located at 96 Sterling Road, Greenwood Lake 10925. Filed June 20.

Medina, Jose, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $158,340 affecting property located at 86 Darin Road, Warwick 10990. Filed June 20.

Nenna, Venera, et al. Filed by M&T Bank. Action: seeks to foreclose on a mortgage to secure $155,530 affecting property located at 1 Mila Road, Warwick 10990. Filed June 20.

Melendez, Robert, et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $235,538 affecting property located at 50 Roundtree Court, Beacon 12508. Filed May 17 . Meres, Danielle, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $150,000 affecting property located in Montgomery. Filed June 20. Miller, Mark H., et al. Filed by PHH Mortgage Corp. Action: seeks to foreclose on a mortgage to secure $266,000 affecting property located at 8 Short Hill Drive, Poughkeepsie 12603. Filed May 3.

Marrero, Brunilda, et al. Filed by OneWest Bank F.S.B. Action: seeks to foreclose on a mortgage to secure $161,500 affecting property located at 1126 Dogwood St., Kingston 12401. Filed July 3. Milovukovic, Zoran, et al. Filed by OneWest Bank F.S.B. Mayorga, Maria, et al. Filed Action: seeks to foreclose on a by Bank of America N.A. Ac- mortgage to secure $263,500 tion: seeks to foreclose on a affecting property located at mortgage to secure $226,598 961 Route 32, Wallkill 12589. affecting property located at Filed June 21. 373 Violet Ave., Poughkeepsie 12601. Filed May 11. Moraski Rentals Inc., et al. Filed by Wallkill Valley Federal Savings and Loan Association. Action: seeks to foreclose on a mortgage to secure $228,000 affecting property located at 18-20 Grand Ave., Middletown. Filed June 21.

Pizzola, Philip J. Jr., et al. Filed by Hudson Valley Federal Credit Union. Action: seeks to foreclose on a mortgage to secure $185,000 affecting property located at 36 Boardman Road, Poughkeepsie 12603. Filed May 2.

Robbins, Melanie R., et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $276,250 affecting property located at 27 S. Mesier Ave., Wappingers Falls 12590. Filed May 8.

Popo, Benedict, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $286,854 affecting property located at 118 Garden St., Poughkeepsie 12601. Filed May 14.

Robertson, Debra J., et al. Filed by Citimortgage Inc. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 30 Hi Lo Drive, Campbell Hall 10916. Filed June 21.

Prendergast, Ivan L., et al. Filed by GMAC Mortgage L.L.C. Action: seeks to foreclose on a mortgage to secure $300,671 affecting property located at 7 Saddle Ridge Nouvian, Philip, aka Philip Drive, Hopewell Junction Nouvion, et al. Filed by Bank 12533. Filed May 9. of America N.A. Action: seeks to foreclose on a mortgage Quintana, Chris L., et al. to secure $191,000 affecting Filed by Bank of America N.A. property located at 438 Vio- Action: seeks to foreclose on a let Ave., Poughkeepsie 12538. mortgage to secure an unspecified amount affecting propFiled May 10. erty located at 40 Queen Anne Oritz, Alexandra, et al. Filed Lane, Wappingers Falls 12590. by PHH Mortgage Corp. Ac- Filed May 9. tion: seeks to foreclose on a mortgage to secure $205,900 Ramos, Dorian G., et al. Filed affecting property located at by Wells Fargo Bank N.A. Ac197 Linden Ave., Middletown tion: seeks to foreclose on a mortgage to secure an unspec10940. Filed June 21. ified amount affecting properOrtiz, Mary K., et al. Filed by ty located at 5 Mid Oaks Drive, JPMorgan Chase Bank N.A. Monroe 10950. Filed June 21. Action: seeks to foreclose on a mortgage to secure $151,665 Reinoso, Wilson, et al. Filed affecting property located by JPMorgan Chase Bank at 182 Third Ave., Kingston N.A. Action: seeks to foreclose 12401. Filed June 29. on a mortgage to secure an unspecified amount affecting Pensabene, Dominick, et property located at 89 S. Cheral. Filed by Wells Fargo Bank ry St., Poughkeepsie 12601. N.A. Action: seeks to foreclose Filed May 10. on a mortgage to secure an unspecified amount affect- Rivera, Eric, et al. Filed by ing property located at 1405 Weichert Financial Services. Route 376, Wappinger Falls Action: seeks to foreclose on 12590. Filed May 15. a mortgage to secure $314,500 affecting property located at 70 Toleman Road, Blooming Grove 10992. Filed June 21.

Rozmus, Gary M., et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $468,750 affecting property located at 10 Champlain Drive, Hopewell Junction 12533. Filed May 8. Santiago, Yamile, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $270,750 affecting property located at 21 S. Grand Ave., Poughkeepsie 12603. Filed May 14. Schaefer, Sarah E., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $148,560 affecting property located at 125 Grand St., Kingston 12401. Filed July 2. Simpson, Preston, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $210,000 affecting property located at 8 Knox Ave., Middletown 10940. Filed June 22. Smith, Kimberly E., et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $231,000 affecting property located at 958-962 Salt Point Turnpike, Pleasant Valley 12569. Filed May 21.

GET THE RECORDS EARLY.

Go to westfaironline.com/buy/records-section/ for more information and to view a sample. HV Biz â&#x20AC;˘ WCBJ â&#x20AC;˘ July 16, 2012

FACTS&FIGURES Speranza, Frank L., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $147,900 affecting property located at 19 Lexington Hills, No. 3, Harriman 10926. Filed June 22. Steffensen, Erich, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $312,145 affecting property located at 108 Horseshoe Road, Washington 12545. Filed May 17. Thornton, William, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $249,975 affecting property located at 161 South St., Middletown 10940. Filed June 22. Torpey, Mary P., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $134,910 affecting property located at 5-B Milholland Drive, Unit 58, Fishkill 12524. Filed May 18.

Vitiello, Silverio, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $264,000 affecting property located at 41 Jackson Drive, Poughkeepsie. Filed May 3.

Zivica, Dennis, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $356,000 affecting property located at 5456, aka 54-56, aka 54 and 56 Talmadge St., Poughkeepsie 12601. Filed May 3.

Wallace, James A., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a Mechanic’s Liens mortgage to secure $258,020 affecting property located at 110 W 31st Realty Corp., as 193 Goodridge Road, West- owner. $36,680 as claimed town 10998. Filed June 25. by Centimark Corp., Canonsburg, Penn. Property: 827 Warchola, Aaron, et al. Filed Dutchess Turnpike, Poughby Citimortgage Inc. Action: keepsie. Filed July 2. seeks to foreclose on a mortgage to secure an unspecified Flood, Robert, as owner. amount affecting property $5,200 as claimed by Bruce located at 177 Highland Ave., Tiekert, Pawling. Property: 11 Middletown 10940. Filed Elm St., Pawling. Filed July 5. June 25. Watts, Ruth E., et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $346,750 affecting property located at 443 N. Quaker Lane, Hyde Park 12538. Filed May 3.

Williams, Charles J., et al. New Businesses Filed by the State of New York Mortgage Agency. Action: This paper is not responsible seeks to foreclose on a mort- for typographical errors congage to secure an unspecified tained in the original filings. amount affecting property located at 10 Manhattan Ave., Middletown 10940. Filed Doing Business As June 21.

Uzelac, Steven R., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $288,000 affecting property located at 41 Scenic Hills Drive, Poughkeepsie 12603. Filed May 4.

Wurtzburger, Jeffrey, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $155,000 affecting property located at 48 Hemlock Drive, Hopewell Junction 12533. Filed May 4.

Vargas, Hernan, et al. Filed by Hudson City Savings Bank. Action: seeks to foreclose on a mortgage to secure $105,000 affecting property located in LaGrange. Filed May 17.

Zarcone, Raymond M., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 1950 Old Kings Highway, Saugerties 12477. Filed July 2.

42 July 16, 2012 • WCBJ • HV Biz

Flowers By Miss Daisy, 206 Lewis Landing, Middletown 10940, c/o Mary H. Burton. Filed July 19.

H and F Mechanical, 247 Front Street Extension, Newburgh, c/o Frank Connolly and Henry C. Wasmund. Filed July 14.

Forward-Fuels, 849 Peak Rambling Spirits, 540 Road, Stone Ridge 12484, c/o Swartekill Road, Esopus 12429, c/o Tracy E. DiViesti. Peter J. Robbins. Filed July 2. Filed June 29. Gramm Photography, 2819 Route 207, Campbell Hall Smokey Occasions, 47 S. 10916, c/o Elizabeth Gramm. Plank Road, Unit 3, Newburgh Filed July 18. 12550, c/o Collin Spagnoli. Filed July 20. Hudson Valley Stone and Garden, 65 Main St., Apt. C, Sustainable Warwick, 65 Highland 12528, c/o Thorn Colonial Ave., Warwick 10990, c/o Geoffrey S. Howard. Filed Winter. Filed July 5. July 13. Inphinite Potential, P.O. Box 100, West Kill 12492, c/o Ron- The Shop, 234 Broadway, Newburgh, c/o Leza M. Warald K. Coons Jr. Filed July 3. ren. Filed July 20. Jacqueline J. Haught, LAC, 441 Bostock Road, Sho- TranSolutions, 6 Central kan 12481, c/o Jacqueline J. Ave., Newburgh 12550, c/o Haught. Filed July 5. John Francis Collett. Filed July 18. LRG Productions, 16 Tanglewood Road, West Hurley Ty Hayes Productions, 323 12491, c/o Luke R. Goedecke. Overlook Drive, Middletown 10940, c/o Tynisha Hayes. Filed July 5. Filed July 21. Lynn Spiro and Co., 40 Stahlman Place, Kingston 12401, Vazquez Auto Repair Shop, c/o Lynn A. Spiro. Filed July 2. 11-13 Van Ness St., Newburgh, c/o Evelio Vazquez. MediaSolstice Marketing Filed July 21. and Public Relations, 68 Hudson St., Port Jervis 12771, W.B.K. Construction, 350 c/o Jessica Lee Gardner. Filed Grand St., Newburgh 12550, July 15. c/o Wesley Benjamin Knoll. Filed July 14. Middletown Collision Center, Route 211 346B, Middle- YNC Wholesale Automotown 10941, c/o John Phillip biles, 19 W. Main St., Apt. 3, Middletown, c/o Joseph Howell Jr. Filed July 19. Finneran. Filed July 18. Nallely’s Auto Service and Tire Repair Shop, 33 Walnut St., New Windsor, c/o Regina Castro. Filed July 13.

Imaging Success Group, 84 Varick Homes, Newburgh, c/o Benilda Armstead Jones and Daniella Raquel Jones. Filed July 21. Niya Exhibitors, 67 Duncan Ave., Cornwall-on-Hudson 12520, c/o Grant Reichert and Jayna Reichert. Filed July 15.

Perry Motors, 60 S. Washington Ave., Kingston 12401, c/o Mansfield, Michael, as Arthur J. Perry and Arthur J. owner. $6,280 as claimed by Perry Jr. Filed July 5. Cranesville Block Company Inc., Amsterdam. Property: Purple Ridge Cycling, 232 484 Brown Road, Wawarsing. Freida St., Montgomery, c/o Filed July 2. William H. Lobb and Nancy D. Lobb. Filed July 15.

Tuten, Michael B., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 26 Beck Road, Poughkeepsie 12601. Filed May 8.

Varnum, Richard J., et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $151,000 affecting property located at 22 Madden St., Kingston 12401. Filed July 5.

Alejandra’s Deli, 400 Broadway, Newburgh 12550, c/o Alejandro Ramos Lopez and Maribel Aviles. Filed July 18.

Sole Proprietorships Accurate Civil and Structural CADD Service, 85 Washington Drive, Woodbury, c/o George Albert Townsend. Filed July 21.

Blue Lotus Qi Gong, 200 Quinn’s Quality Landscap- Birchall Road, Greenfield Park ing Inc., d.b.a. Rock Solid 12435, c/o Olga A. PchelintseHome Inspections, 15 Hud- va-Mares. Filed June 29. son St., Chester 10918. Filed July 14. Bryan Hansel, 6 First St., Apt. 3, Saugerties 12477, c/o Bryan X. Kandalo Inc., d.b.a. X. F. Hansel. Filed July 2. Kandalo Nightclub, 2 Commercial Place, Newburgh Construction Power, 51 12550. Filed July 18. Blauvelt Road, Monsey 10952, c/o Benjamin Deutsch. Filed July 19. Painted Mind, 45 Catskill Partnerships Ave., Monroe 10950, c/o ElizaEllenville Youth Basketball beth K. Pesce. Filed July 15. A and L HVAC, 43 Decker League, P.O. Box 101, EllenDrive, Washingtonville, c/o ville 12428, c/o Terryl D. BracBryan K. Clark and Leo E. ey. Filed July 2. West. Filed July 20.

Pollyannas Cleaning Services, 5 Eagle Head Road, Cornwall-on-Hudson, c/o Pollyanna Quintino. Filed July 20.

FACES& PLACES Celebrating 50 years of service

United Way of Westchester and Putnam (UWWP) recently launched its 50th anniversary with a celebration at TD Bank’s branch on Central Avenue in White Plains. The evening marked the start of a series of upcoming events in honor of the organization’s milestone with a call to action for local communities to get involved. Local political leaders, 50th anniversary committee members and United Way staff were in attendance.

Photographs by Thomas V. O’Connell Photography 1. Dennis Murphy; Naomi Adler, CEO, UWWP; and Ralph Gregory. 2.Monica Tufts; Larry Coleman, Akzo Nobel; and Mary Murray. 3. Marty Sheehan and Jennifer D’Ambrosio. 4. Vincent D’Ambrosio and Marsha Gordon. 5. Back row, Naomi Adler, Larry Coleman, Alex Hood, Ingrid Richards, Marsha Gordon, Vincent D’Ambrosio, Stephen Hunter, Scott Morrison, Ralph Gregory, Peter Abt, Harry Bright, Dennis Murphy, Denise Milde, John Pike, Robert Bischoff, Hon. MaryEllen Odell, Edmund Haywood, Barbara Cohen, Eric Eller, Alana Sweeny, Dan Law, Jeanne Blum and Ray Windas. Front row, Mary Murray, Rosa Boone, Charles Bronz, Lois Bronz, Mary Jane Reddington, Ann Edwards, Geri Shapiro, Lucia Maloney, Maren Hexter and Monica Tufts.

‘Best in Local Fare’

DeCicco Family Markets, a family-owned gourmet market, recently hosted an all-day food festival at the company’s Brewster store. The event included more than 60 vendors of produce, grocery, dairy products, frozen goods, meats, cheese and beer from local farms, breweries and locations in Orange, Putnam and Westchester counties. 6. Joseph DeCicco Jr., DeCicco’s Family Markets; Scott Vaccaro, owner, Captain Lawrence Brewing Co. and Chris DeCicco, DeCicco’s Family Markets. 7. Justin Sturges, brewer, Captain Lawrence Brewing Company; Joseph DeCicco Jr.; Vin Martinelli, DeCicco’s Family Markets, Brewster; Joseph Stoops, DeCicco’s Family Markets, Ardsley and Andrew Mimran, bar manager, DeCicco’s Family Markets, Brewster. 8. Marie DeCicco, Elena DeCicco, John DeCicco Jr. and John DeCicco Sr. 9. Matt Berman, sales manager, Captain Lawrence Brewing Co. 10. Karen Miller, owner, Three Dogs. All photograph identifications are from left unless otherwise noted.

10. HV Biz • WCBJ • July 16, 2012

40th it’s our

AND we’re hAviNg A celebrAtioN bAsh!

joiN us poolsiDe At sAw Mill club

july 19 at 6 p.m. Featuring food, fun, fashion, music and spirits swiMweAr ruNwAy show by DesigNer MeliNDA huff

sponsor

RSVP Donna Arena, Special Events Director at darena@sawmillclub.com

magazine