The Westchester County Business Journal 7/30/2012 Issue by Westfair Business Journal

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July 30, 2012 | VOL. 48, No. 31

Borrego Solar to take on NYS market

Online sales tax gains momentum • 2

BY PATRICK GALLAGHER pgallagher@westfairinc.com

or 30-plus years, Borrego Solar Systems Inc. has been installing large-scale solar photovoltaic (PV) systems on commercial and municipal properties across the country, with the New York state market being one notable void. But encouraged by new incentives that have been made available by the New York State Energy Research and Development Authority over the past year, Borrego executives hope to make a grand entrance. For companies and organizations that qualify for incentive dollars under a NYSERDA program introduced in 2011, Borrego is offering a power purchase agreement under which it will design, install and operate a full solar PV system at no cost – with the client paying only for the electricity generated by the panels. David Sugrue, senior project developer at Borrego for the New York region, said the opportunity is tailor-made for municipalities, school districts or nonprofits that lack the upfront capital required to pay for a large-scale solar system. “What we’re able to do with this incentive is we’ll build a Borrego, page 6

In the economic downturn, arts spending soars Economic council aims for stronger showing BY JOHN GOLDEN jgolden@westfairinc.com

While the recession has cut into profits, budgets and employment at many Westchester businesses, a newly released economic impact study paints a strikingly contrary picture for arts organizations in the county. In 2010, they spent more and supported more jobs than they did before the recession, and reaped more revenue from their audiences, even as individual spending by attendees at arts events declined by nearly $2 per person.

The increased contribution to the economy and to government treasuries from Westchester arts groups also diverged from an overall national trend of significantly less spending by nonprofit organizations and their audiences. The study by Americans for the Arts was the fourth the nonprofit group has made since 1995 to track the impact of the nation’s nonprofit arts and culture industry on the economy. Westchester County was one of 182 communities and regions nationwide that participated. The Westchester portion of the study was coordinated by ArtsWestchester in

White Plains. About one-third of the county’s 334 nonprofit arts and culture organizations took part in the study. Arts organizations and audiences spent a total of $156.4 million in the county in 2010, according to the study, up from approximately $119.9 million in 2005, a 30 percent increase. That tally includes event-related spending by audiences. Since 1995, when Americans for the Arts did its first “Arts and Economic Prosperity” survey, arts spending in Westchester has increased 189 percent. In that 15-year period, the number of full-time equivaArts spending soars, page 6

V H

Papa Viva and tales from the camp • 30

Once political poison, online sales tax gains supporters BY JOHN GOLDEN jgolden@westfairinc.com

ith budget deficits and revenue shortfalls plaguing officials at every level of government, levying sales taxes on shoppers’ online purchases from out-of-state companies might no longer be seen as political poison by Republicans and Democrats alike. For brick-and-mortar retailers, landlords and brokers in Westchester County, the long-sought change can’t come soon enough. In Congress this month, the House Judiciary Committee held a hearing on the Marketplace Equity Act, a bipartisan bill that has nearly 50 co-sponsors from both sides of the aisle in the bitterly divided House. It would allow a state to require e-commerce merchants anywhere in the U.S. to collect sales taxes on online purchases by that state’s residents, even if the seller has no physical location in the state. A similar bill, the Marketplace Fairness Act, has been introduced in the Senate by bipartisan co-sponsors. New York and other states have been largely stymied in their attempts to collect taxes on those so-called remote sales by a 1992 U.S. Supreme Court decision in which justices ruled that a state may not collect sales tax from retailers with no physical presence within its borders unless Congress used its powers under the Interstate Commerce Act to explicitly permit it. The pending bills in Congress would grant that authority to states, provided they use a simplified, uniform tax collection system. “It really is unfair,” Jonathan Gordon, president and CEO of Admiral Real Estate Services Corp. in Bronxville, said of the current situation for brick-and-mortar retailers in Westchester who must tack on to customers’ bills a state and county sales tax of 8.375 percent. Gordon in the past has lobbied at congressional offices

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Publisher Dee DelBello Managing Editor Bob Rozycki

July 30, 2012 • WCBJ • HV Biz

for the online sales tax as a member of the International Council of Shopping Centers (ICSC). “I think maybe government was willing to look past the unfairness because it was unpopular” to tax Internet commerce, he said. “We’re having trouble keeping these Westchester retail corridors filled with tenants,” Gordon said. “I’m sure one of the factors is people shopping from their living rooms” – and often avoiding sales taxes when they do. “The Internet did 26 to 27 billion (dollars) in sales last year,” Gordon said. “That hardly sounds to me like a budding business that needs more help (in the form of a tax moratorium) to get a foothold.”

Adam Ifshin

ICSC lobbyists point to a 2009 study by professors at the University of Tennessee Center for Business and Economic Research who calculated that the 50 states and District of Columbia this year stand to miss out on a total of approximately $11.4 billion in sales and use taxes from remote e-commerce sales; New York’s lost revenue in 2012 was projected to total nearly $866 million. Online retail business in the nation is growing roughly four to four and onehalf times as fast as brick-and-mortar retail trade, said Adam Ifshin, founding president and CEO of DLC Management Corp. in Tarrytown. His company’s portfolio of leased properties includes 118

Main office telephone ........ (914) 694-3600 Newsroom fax ........................ (914) 694-3680 Sales fax .................................... (914) 694-3699 Research fax ............................ (914) 694-3682 Editorial e-mail:..........bobr@westfairinc.com Or write to: 3 Gannett Drive, Suite G7 White Plains, N.Y. 10604-3407 NEWS Westchester Bureau Chief • John Golden Editor/Reporter • Janice Kirkel Editor, Digital Content • Patrick Gallagher Reporters • Jennifer Bissell • Patrick Gallagher Mary Shustack • Alexander Soule • Zoë Zellers Intern • Fiona Stavrou Programs and Projects Coordinator • Beverly Visosky

shopping centers totaling more than 16.6 million square feet of retail space in 31 states. “As this problem (with tax-free online sales) goes on, the tax avoidance issue grows bigger. …You have a classic free-rider problem.” Ifshin leads lobbying efforts in Congress by the 55,000-member ICSC as chairman of its government relations advisory committee. He did not testify at the House committee’s July 24 hearing on the Marketplace Equity Act – a hearing that was inconceivable just two years ago, he said – but for several years he helped lay the groundwork for legislation to “level the playing field” for DLC’s retail tenants competing with online companies. “It took a long time to get traction,” said Ifshin, who also has lobbied Democratic and Republican governors’ associations, the National Conference of Mayors and National League of Cities to support the online sales tax. “An American politician’s fascination with the Internet knows no bounds. It took a long time and literally thousands of meetings.” “There’s no new taxation going on here,” Ifshin said. “All this is is a technical fix” of legislation that dates to the dawn of Internet commerce. “These bills are not complicated and they’re not creating any new tax.” In Briarcliff Manor, online entrepreneur Susan Sears has not closely followed the progress of the federal legislation that could affect the business in French imports, Quel Objet, which she started in her home eight years ago. “I know it keeps raising its head now and then,” she said. Sears already collects the New York sales tax from her customers and makes quarterly payments to the state. But only about 5 percent of her customers reside in New York, and she worried about the impact that having to collect taxes from out-of-state customers might have on her one-woman operation. “It would probably sink it completely,”

ADVERTISING SALES General Manager • Dennis Connaughton Advertising Director • Richard Free Account Managers • Greg Fernandez • Rick Johnson • Konstantine Wells Publications Manager • Michael Berger Audience Development Director • Alissa Frey Director, Circulation • Holly Gallicchio Director, Events • Linda Cady Coordinator • Kristina Cook Circulation Representative • Marcia Rudy PRODUCTION Senior Art Director • Caitlin Nurge Harrison Graphic Designer • Dan Viteri Manager of Digital Media • Sinead Deane

she said. “If I had to do it for all 50 states, I wouldn’t have time to do anything else. It would be immensely complicated.” And integrating tax software into her shopping-cart system to simplify that task would consume more time and money. Sears and other small business owners could be exempt from remote sales tax collections under provisions in the bills pending in Congress. The House bill as proposed would exempt businesses with less than $1 million in annual sales in the U.S. or less than $100,000 annually in the taxing state. “Maybe there should be an exemption” for businesses like hers, Sears said. “I would find it hard to argue that Amazon shouldn’t be paying sales tax.” Among lobbying groups testifying against the House bill, the Competitive Enterprise Institute urged Congress to reform sales tax policy by assessing the tax rate for the seller’s principal place of business rather than the buyer’s location. Payments would be made to the state in which the vendor is located. “In the last 24 months,” said Ifshin, “people have realized that this is not a tax on the Internet. This is a fairness issue, an equity issue. This is purely a matter of bringing into the 21st century interstate commerce.” As for the legislation’s prospects in Congress, Ifshin said he thinks nothing will be done before the November election. “There’s a reasonable chance the issue will be addressed as part of a larger tax cleanup.” “The competition in the free market should rule, but the playing field should be level,” he said. Among brick-and-mortar tenants struggling to compete for customers increasingly drawn to online shopping, “No one I speak to in retail sees this as a panacea.” “The burden is still on the retailer to compete. That’s not going to go away. They’re not looking for a gift,” Ifshin said.

ADMINISTRATION Chief Operating Officer • Michael Gallicchio Chief Financial Officer • Marie T. Orser Office Manager • Sylvia Sikoutris Westchester County Business Journal (USPS# pending) is published Weekly, 52 times a year by Westfair Communications, Inc., 3 Gannett Drive, White Plains, NY 10604. Application to mail at Periodicals Postage rates is pending at White Plains, NY, USA 10610. POSTMASTER: Send address changes to: Westchester County Business Journal: by Westfair Communications, Inc., 3 Gannett Drive, White Plains, NY 10604. Annual subscription $60; $2.50 per issue More than 40 percent of the Business Journal is printed on recycled newsprint. © 2012 Westfair Communications Inc. All rights reserved. Reproduction in whole or in part without written permission is prohibited.

HAVE YOUR SAY The Business Journal welcomes letters to the editor and opinion columns. Submissions must include the writer’s name, home or business address, email address and telephone number for verification purposes. The Business Journal reserves the right to edit submissions for accuracy, style and space considerations. E-mail submissions to jgolden@ westfairinc.com. Submissions may appear in print and online. A MEMBER OF

State defends omission of mass transit from TZ proposals BY PATRICK GALLAGHER pgallagher@westfairinc.com

tate officials and contractors assisting with the Tappan Zee Bridge project defended their decision not to include a bus rapid transit system in the final request for proposals for the construction of the $5 billion bridge. The comments came at the first of four public meetings held July 25 and 26 in Westchester and Rockland counties in advance of the July 27 deadline for the four finalist bidders to submit their proposals.

Of the $88 million the state has spent on public meetings and studies related to the Tappan Zee Bridge and the surrounding transit corridor over the last decade, $20 million of that went toward studying bus rapid transit, Roche said. At the July 25 meeting, which was held at Berkeley College in partnership with The Business Council of Westchester, New York State Thruway Authority Executive Director Thomas Madison said the construction of a new bridge would create 45,000 jobs, including those that are projected to be created indirectly in supporting industries. The state expects to publish its final Environmental Impact Statement (EIS) the week of July 29. The draft EIS, which was published in January, received more than

3,000 public comments. Among the most-cited issues was the lack of a mass transit requirement. As part of their proposals, the four finalist teams were asked by the state to provide designs that enable the future addition of mass transit, such as a commuter rail system or bus rapid transit system. However, state officials have repeatedly said that including mass transit in the current designs would prove too costly and would stall the project. “Bus rapid transit is not an expensive system if you have the lanes to put it in,” said Mark Roche, who is consulting on the project and is an engineer with Arup, a global engineering and consulting firm. Here, though, “It’s an expensive system and there’s no place to put it,” Roche said. Of the $88 million the state has spent on public meetings and studies related to the Tappan Zee Bridge and the surrounding transit corridor over the last decade, $20 million of that went toward studying bus rapid transit, Roche said. Those studies have concluded that installing a bus rapid transit system running down the center of the 30-mile stretch from Suffern to Port Chester would cost $4.6 billion, while installing a bus rapid transit system on the side of the highway would cost $5.1 billion. Even when the state looked at a system that only connected the Palisades Mall in West Nyack to the Metro-North station in Tarrytown, the cost was estimated at $1.9 billion, Roche said. Robert Conway, senior vice president at New York City-based consultant AKRF Inc., said at the meeting that it would cost $300 million more to build a bridge that would allow for the addition of mass transit.

A note from the publisher White Plains-based Westfair Communications Inc., publisher of the Fairfield County Business Journal, Westchester County Business Journal, HV Biz and WAG magazine, eliminated its sales department July 23 to partner with James G. Elliott Co., a national sales and marketing company with offices in Los Angeles, New York City, Chicago and Atlanta. “We’re growing rapidly with daily digital business news, circulation membership, events and new publications that we needed to increase our sales resources, capabilities and account managers. With the Elliott company we get all of that and more. We now have a sales arm with decades of national and local experience

in advertising print and digital sales and marketing. After a great deal of discussion and strategic planning we felt that joining with the Elliott company is the best way to avail ourselves of expertise and increase the range of services we provide our readers and advertisers, especially as we fast track in our growth mode,” said Dee DelBello, publisher, adding that the former sales team has an opportunity to join Elliott. Elliott will represent all of Westfair’s print and digital publications. The new Westfair sales team will open offices in Westchester and Fairfield counties and New York City to better serve its customers.

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Roadside jams

It’s rock ’n’ roll with Ryan ’n’ Ryan at R&R Music School BY MARY SHUSTACK mshustack@westfairinc.com

eside a humble sandwich board along Route 9W in Congers bearing the name R&R Music School, there’s not a hint of what’s going on inside a nondescript brick building steps off the highway. But walk into the light-filled home of the school and suddenly, music is in the air. A full drum kit anchors the performance space adjacent to the waiting area. Jimi Hendrix and Grateful Dead posters hang above the reception desk and side-by-side lesson rooms are filled with keyboards, guitars, amplifiers and plenty more. And before a morning visit is over, owners Ryan Marks and Ryan Townsend, longtime colleagues and collaborators who perform together as R&R, will even pick up their guitars and play a bit, bringing their vision to audible life. Marks and Townsend, Rockland natives who grew up in Valley Cottage and New City, respectively, began playing together in 2004.

Both studied music in college and have made it their focus through both performance and teaching, most recently at Village Music in New City. And now the school, which opened July 2 at 16 N. Route 9W, has been launched to offer instruction on the most popular options – guitar, bass, drums and piano – but also in voice, ukulele, banjo, mandolin and violin. “We have a curriculum of what we want them to learn but we also ask them ‘What would you like to know?’” Marks said of the R&R approach. The answer can be anything from chart hits to television theme songs to that classic everyone who’s ever picked up a guitar has seemingly wanted to learn – Deep Purple’s “Smoke on the Water.” “The kids keep us on our toes,” Marks said. But it’s not just for kids, as the school offers lessons for everyone from pre-school to adult. “It’s probably about 4 to 64, maybe a little earlier, a little later, too,” Marks said of the age range they have taught. Sometimes the older students will indeed

ask for the more traditional. “They want to go to Motown – and I’m happy to take them there,” Marks said. Marks and Townsend did a little construction to transform the 1,200-square-foot space from the business office of a wine importer into a musical setting. The location made it a project they very much wanted to take on. “The best thing is it’s a freestanding building so we can play anytime of the day without hurting someone’s feelings,” Marks said with a laugh. The school, which offers individual lessons, jam sessions and rock camps, is wellplugged into social media, as well. The school’s website (rnrmusicschool. com) also offers a live radio feed and streams live performances. “If you have a relative or grandparent in Florida, you can see a kid perform,” Marks said. “The kids love it, ‘It’s me. It’s me,’” Townsend added. Frequent Facebook posts range from items on “this day in rock” to alerting fans to tune back in at a particular time for a live performance being broadcast.

“We hope to grow into the space a little more,” Townsend added, eventually expanding to a professional rehearsal and recording space for local musicians. Having teachers who are active in music is also a plus, Townsend noted. As R&R, Marks and Townsend play a circuit of tristate clubs, bars, restaurants and private events. “It’s cool for them,” Townsend said, to see that “we’re not sitting home on weekends.” Marks, for example, also played bass for two national tours of “Kidz Bop Live.” “We went across the country and played arenas,” he said. “That was like a dream come true.” To get the word out, Marks and Townsend are working with area schools and even visiting summer camps to offer a glimpse into what they do. They will also be participating in SeptemberFest, Nyack’s next street fair Sept. 9. Music has clearly impacted both Marks and Townsend. As Townsend says, “I can’t imagine myself doing anything else.” And that’s exactly the feeling they hope to pass along to their students.

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BY JOHN GOLDEN jgolden@westfairinc.com

ne year after announcing plans to relocate its headquarters from Hawthorne, Acorda Therapeutics Inc. recently marked the official opening of its 138,000-square-foot office and laboratory space at the Ardsley Park life science campus in the town of Greenburgh. The 17-year-old biotechnology company, which develops and markets drugs for people with multiple sclerosis and other neurological disorders, has moved 200 employees within the county to the Ardsley campus on Route 9A. Acorda has grown from six employees when it arrived in Westchester in 1998 to about 340 associates, Dr. Ronald Cohen, founding president and CEO, said at an opening ceremony where he was joined by state, county and local officials. Acorda’s new landlord, San Diegobased BioMed Realty Trust Inc., last year paid $18 million to acquire the former Ciba-Geigy and Purdue Pharma campus from Astellas Pharma Inc. A Japanese pharmaceutical giant, Astellas last year stopped the relocation of Long Islandbased OSI Pharmaceuticals Inc. to Ardsley after acquiring OSI in a $4 billion hostile takeover in 2010. OSI in 2009 had paid $27 million for the largely vacant six building, 43-acre campus. Acorda, one of the county’s largest biotech employers, will receive up to $5.2 million in state income tax credits through the state Excelsior Jobs Program. The company’s move also was aided by up to $1.15 million in sales and use tax exemptions through the Westchester County Industrial Development Agency. Kenneth Adams, president and CEO of Empire State Development Corp., at the opening called the public and private partnership that kept the growing biotech company in New York “an example of a perfect project in so many ways. … Sometimes people talk about partnerships, but this is where you see it all come together.” Cohen said the growth of the biotech industry in Westchester and the lower Hudson Valley in proximity to metropolitan New York’s great academic and medical centers makes “a promising foundation on which to build a biotechnology presence in

DEALS &DEEDS

New York. But make no mistake, New York still is lagging” other biotech hubs on the East and West coasts. Cohen said government’s active role here in creating an environment for entrepreneurs to start and grow their businesses left him “the most optimistic I have been since coming back to New York from California, where I started my company.” Joplin Ad-Bus Journal:Layout 1

Office designer relocates

NI Systems Inc., a designer of corporate and health care office space, will relocate its office and showroom from Bronxville to a 4,000-square-foot leased space at 500 Nepperhan Ave. in the Nepperhan Design Center in Yonkers.

company, leased 1,700 square feet of office space at 243 Mamaroneck Road. Friedland Realty office specialist Steve Kaufman was the sole broker in the deal between landlord Clearview Cinemas and the tenant.

International Corporate Center at Rye

In Rye, owners of the International Corporate Center announced three lease 7/18/12 4:46 existing PM Pageand 1 new tenants at the deals with 555 Theodore Fremd Ave. office complex. Candlewood Investment Group L.P., a hedge fund headquartered in Manhattan, signed a five-year lease for 6,819 square feet of office space in the 171,000-square-foot property.

CapRok Capital L.L.C., a financial services firm, inked a five-year lease renewal for its 10,464-sqaure-foot headquarters. CCC Computer Center, which provides equipment and technical support and services to educational, government and commercial clients in the tristate area, renewed its lease for 2,000 square feet in the center for five years. The landlord team of Faros Properties L.L.C. and Gould and Co. in 2011 paid $30.3 million for the three-building International Corporate Center, built in 1990 on a 17-acre site, and this year completed extensive renovations to the property.

Sometimes our chauffeurs are driven.

The 40-year-old company will occupy space in a former Alexander Smith Carpet Mills building owned by R.J. Rose Realty L.L.C. Broker Andy Grossman, an industrial specialist at NAI Friedland Realty Inc. in Yonkers, represented both the landlord and tenant in the deal. The design center lease was one of five deals closed in June by Friedland Realty brokers. In another Yonkers deal, TD Bank leased 20,000 square feet of retail space at 1808 Central Park Ave. from Fashion Postal Corp. The landlord was represented by Rick Stassa, executive vice president of Friedland’s retail division. Friedland brokers also reported two sales of Yonkers Avenue retail properties. At 796-800 Yonkers Ave., Yonkers 800 L.L.C., based in New City, paid $1.01 million for a 4,825-square-foot retail block. Robin Herko, executive vice president in Friedland’s retail division, and retail specialist David Scotto brokered the purchase deal for the tenant with the previous owner, 796-800 Yonkers Avenue L.L.C. Herko and Scott represented both the landlord and tenant in the $750,000 sale of 1098 Yonkers Ave., an 1,800-squarefoot retail property. Amundson Properties L.L.C. was the seller and 1098 Yonkers Avenue Corp. was the buyer. In Mamaroneck, Jack Rabbit Roadside L.L.C., an emergency roadside auto service

Alex Whiteman, a Red Oak chauffer, drove one of our vans 1289 miles to help the tornado victims of Joplin. Impelled by scenes of destruction on TV, families suddenly homeless, hungry, Alex, a veteran of Iraq, felt a need to help. He approached Ed and Andy Stoppelmann of Red Oak with a plan to drive to Joplin with foodstuff, and essential supplies. Red Oak contributed the van, meals and hotel rooms for Alex and his colleague. Red Oak and its employees also made other donations, including $1000 worth of diapers.

works at Red Oak. On the job. Off the job. A desire to help others, a desire to go the extra mile. It isn’t often that we go 1289 extra miles, but it’s nice to know that when something very special is needed, the people at Red Oak are standing by. For business or pleasure, call The Professionals: 914 694-2222 or 800 477-LIMO (5466). Or visit www.redoaktrans.com

What Alex saw drove him to tears. He immediately began dispensing supplies and helping people begin to rebuild their shattered lives through Joplin’s Family Worship Center. WCTLC #01-00131

Acorda completes in-county move

Alex is representative of a spirit that is unique to everyone who

The professionals who go the extra mile.

Celebrating 75 years of going the extra mile.

HV Biz • WCBJ • July 30, 2012

Borrego — From page 1

system on, for example, a school’s property – at no cost. Zero. Nothing,” Sugrue said. “Instead of buying electricity from Con Ed for 16 cents per kilowatt-hour … we can sell it to them for 10 or 11 cents for each kilowatt-hour.” While it lacks a presence in New York state, Borrego, a private company based in Oakland, Calif., and founded in 1980, says it has designed and installed more than 1,000 large-scale solar developments nationwide, including more than $100 million worth of projects in its 2010-2011 fiscal year. In addition to the option for Borrego to install and finance a new solar system, the company also designs and installs systems for clients seeking to own their systems outright. With the combination of federal incentives and the new NYSERDA incentives, a commercial property owner can see a return on a large-scale system in two to three years, and an overall return on investment of roughly 20 percent over a 30-year period, Sugrue said. Alternatively, under the power purchasing option, Borrego and a client would agree to a long-term contract, typically for 20 years,

that allows the client to pay below-market rates that increase 2 or 3 percent over the life of the contract while allowing Borrego to absorb the state and federal incentives. “We negotiate a price up front. We look at your current rate, say ‘Here’s what you would be paying, and here’s what you’re going to pay with us for the next 20 years,’” Sugrue said. The latter arrangement would not be financially viable for Borrego if not for incentive dollars that are available through NYSERDA as part of the NY-Sun initiative spearheaded by Gov. Andrew Cuomo, Sugrue said. Under the NYSERDA program, which was introduced in March 2011 as part of its Renewable Portfolio Standard CustomerSited Tier Program, property owners looking to install solar PV systems larger than 50 kilowatts were able to bid for a share of $150 million in funding spread across a five-year period. The funding was then distributed to those bidders who had requested the fewest incentive dollars per kilowatt hour that would be generated by their proposed systems – essentially allowing the market to set the rate, Sugrue said. For its first two years, the program was

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restricted to applicants located in the Hudson Valley or New York City. With the launch of the NY-Sun Initiative in April, however, eligibility was expanded to the entire state, while funding for both large-scale customer-sited systems and residential customer-sited systems was expanded drastically. In April, the New York State Public Service Commission approved NYSERDA’s request to double funding for all customersited solar systems to $432 million over the next four years. The expanded program will increase incentives for large-scale commercial systems, in addition to small and medium-size residential and commercial systems. NYSERDA spokeswoman Kate Muller said that as a result of the NY-Sun initiative, state officials are projecting that customer-sited solar systems installed statewide in 2012 will be double the capacity of what was installed in 2011, and for customer-sited systems installed in 2013 to have four times the capacity of the 2011 installations. “The NY-Sun Initiative puts New York at the forefront of solar development and research, creating green jobs while containing energy costs for consumers,” Cuomo

said in a statement when the initiative was announced. Muller said NYSERDA has received an “enthusiastic” response to its large-scale customer-sited solar PV program, with NYSERDA awarding $34.5 million since the program’s inception in 2011. The next round of funding for large-scale solar systems is scheduled to be released in November, with a subsequent round in the late spring or early summer of 2013. The November apportionment will include $36.4 million in incentive opportunities, including $3.03 million for the Hudson Valley. The subsequent round of funding will total $70.5 million, and is projected to include $8.375 million for installations in the Hudson Valley. Borrego plans to concentrate its efforts in the Hudson Valley and Long Island, where the market electricity rates are typically the highest and consumers would theoretically have the most to gain by installing a largescale solar system, Sugrue said. “Solar used to be stuck in the realm of exotic and very expensive,” said Sugrue. Now, he said, “New York is what we consider to be a real emerging market.”

Arts spending soars —

spent more freely to attend events, averaging $30.83 per person, while Westchester residents averaged $18.20 in spending for an event. Those higher-spending arts tourists in the county represent “a sector that we can build upon,” said ArtsWestchester CEO Janet Langsam. “The audience has grown” in the county, she said. “The economy has affected what people spend, but the good news is that on the arts side, a lot more people are getting their arts locally.” Langsam pointed out the boost to employment in the county by arts and culture nonprofits. In the economic downturn, “This new climate that we’re experiencing is all about jobs, and I think people underestimate the fact that the arts are a job producer.” “Westchester has a very robust arts scene,” she said. “We really do have an affordable and eclectic arts scene, and I think the study bears that out in terms of how people have used the affordable arts, particularly at a time of personal cutbacks in spending.”

From page 1

lent jobs, created either at the county’s arts and culture nonprofits or in the hospitality and tourism industry and other businesses that serve arts audiences, more than doubled, from 2,047 in 1995 to 4,800 in 2010, according to the study. The study suggests the nonprofit arts industry in Westchester danced past the massive layoffs of the Great Recession, instead adding more than 1,000 full-time equivalent jobs to the county’s economy since 2005. At a time of dwindling municipal revenue, Westchester’s arts and culture nonprofits paid approximately $10.64 million to New York state in various taxes and fees in 2010, up from $8.4 million five years earlier, a 15 percent increase. Local governments in 2010 received nearly $12.47 million from those groups, according to the study, up from approximately $9.2 million five years earlier, a 26 percent increase. Audiences at events hosted by nonprofits spent nearly $59.6 million in the county in 2010, an increase of about $11.7 million from their pre-recession spending in 2005. Excluding the price of admission, those audiences on average spent $22.17 per person, nearly $2 less than in 2005. About two-thirds of the 2.7 million nonprofit arts attendees in 2010 were Westchester residents. Visitors from outside the county

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Meet Me in Westchester and then tour the Hudson Valley

Meeting break at Tarrytown House Estate and Conference Center.

BY JANICE KIRKEL jkirkel@westfairinc.com

romotion of the Hudson Valley as a tourist attraction this year is an exercise in doing a lot with a little – and working together to get the most out of what you have. “Our budget is very modest, we have no broadcast this year, we have $300,000 for the entire campaign, which is mostly print,” said Natasha Caputo, director of the Westchester County Office of Tourism and Film. “‘Meet Me in Westchester’ is the overall brand, then we’ll plan thematic and seasonal promotions around that. Those campaigns are in development now, fall foliage activities, Sleepy Hollow outdoor activities. This will evolve and grow and give us a chance to promote Westchester in a very strategic way to communicate our offerings.” The key word is strategic, especially considering the budget. The Westchester campaign began July 1, targeted at an area 100 miles from a point in the center of the county. “We’re being very focused, 100 miles is very focused, we’re not going national, not going

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250 miles out,” Caputo said. The idea is to sell Westchester as a 90-minute ride away, a short getaway for a day trip or a one-night stay. And utilizing what other counties have to offer in order to do it. “Our itineraries and events are part of Hudson Valley itineraries and events,” said Caputo, referring travelers to the website travelhudsonvalley.org. “Hudson Valley tourism allows us to focus on the area’s natural resources, farm-to-table restaurants, by putting together itineraries that combine counties. Take a day trip to Westchester, then follow the river,” she said. Follow it up to Dutchess County and you’ll find Mary Kay Vrba, the executive director of Dutchess County tourism, who has twice the promotion budget for this year as her Westchester counterpart – $600,000. But she says that’s still not enough to do everything she would like. “I’d like to do more in social media marketing, more in trade shows and more in print and radio. As for social media – we have a Facebook page for Dutchess and the region, we also, for the region, have a downloadable app for iPhones for the county, but I’d love to do more with

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July 30, 2012 • WCBJ • HV Biz

other digital areas like Pinterest, for example.” The regional budget is about $110,000 for 2012,“and that is primarily based on I Love NY matching funds, but that was cut at the state level so less comes into the regions,” she said. Like Caputo, Vrba emphasized the importance of tying the counties together for promotional purposes. “It all fits together, each county plays a part in getting the message together to develop the product and then we promote that,” she said. “For example, we might pick the top five destinations in each theme, then they get put on the regional website. Then there’s a link to the county site. There’ll be a garden itinerary – go to Stonecrop Gardens in Putnam, then make your way to Innisfree in Dutchess, then cross over to Mohonk Mountain House in Ulster. Or a bike tour – the Hudson Valley Pedal starts in Albany, it’s a weeklong trip to New York City. Pedal to Hyde Park, you can see FDR’s home, then stay in Putnam, cross over the Bear Mountain Bridge, stay in Rockland then head for the city,” she said, outlining some possibilities.

And apparently, it’s working. “Tourism has weathered the downturn,” said Vrba. “It’s been an area of growth in job development and dollars spent. Four in 12 Americans live within a four-hour ride of the Hudson Valley. Especially in these times, people are staying closer to home,” she said. Tourism not only is a business, it draws business, she said. “When a person travels here and enjoys the arts, the food, the outdoors and history, they think about moving here and bringing in business as well. In 2011, $467 million was spent in the county on tourism and it created 8,700 jobs.” Caputo says the same research that resulted in the Westchester campaign informed them of some weak spots in their promotional efforts. “We need to do a better job of informing people of what is available. People say they’ve heard of it, they’ve been there, but we want to make it enough of a memorable experience that they will recommend it to others and return themselves.”

Triple-A times three BY PATRICK GALLAGHER pgallagher@westfairinc.com

Each of the three major bond rating agencies recently affirmed Westchester County’s triple-A rating after the county closed the books on its 2011 fiscal year July 18 with the release of its Comprehensive Annual Financial Report. Standard & Poor’s and Fitch Ratings affirmed the county’s triple-A rating July 20, with both calling the county’s fiscal outlook “stable.” A day prior, Moody’s Investors Service affirmed the county’s triple-A rating, giving the county a “negative” outlook, which represented no change from its November evaluation of the county’s fiscal status. For each of the three agencies, triple-A is the highest bond rating. “It’s extremely positive news that we continue to have a triple-A rating,” said Ned McCormack, the county’s communications director and spokesman for County Executive Rob Astorino. Westchester is the only county in the state to receive triple-A ratings from all three agencies. Moody’s said the negative outlook “reflects the county’s structural imbalance in prior years that has driven reserve declines, which may limit the county’s financial flexibility and ability to respond to mid-year revenue or expenditure fluctuations.”

The county’s general or reserve fund is in place to guard against or offset unforeseen or emergency expenses the county incurs over the course of the year. The fund was at $137.6 million in 2011 after being as high as $188 million in 2006, McCormack said. The county withdrew $8.5 million from the general fund in order to close the books on its 2011 fiscal year, which ended Dec. 31 2011. “We recognize that keeping the reserve fund strong is critical to maintaining our triple-A ratings,” McCormack said. “We also realize that a lot of money has been taken out of the reserve fund over the last few years.” McCormack said that the $8.5 million withdrawal was significantly less than county budget officials had expected to need in order to balance the 2011 budget. Westchester County’s general fund balance represents approximately 8.7 percent of annual expenditures, whereas the average for triple-A rated counties is roughly 12.7 percent, McCormack said. “So we’re below the median and that’s where the concern is,” he said. “By making every effort to minimize the use of the reserve fund this year, we’re hoping to build that back up again.” McCormack noted that the county’s sales tax revenue from the first half of 2012 is in line with projections for 3 percent annual growth.

Taro rejects $368M offer from Indian pharma BY JANICE KIRKEL jkirkel@westfairinc.com

aro Pharmaceutical Industries, an Israeli drug company whose U.S. headquarters is in Hawthorne, has rejected a $368 million unsolicited offer from Sun Pharmaceutical Industries of India for the one-third of Taro that it does not already own. Sun’s bid was 26 percent above Taro’s $19.45 share price the day before the bid was revealed Oct. 18, but that was considered too low by several of Taro’s minority shareholders. Taro stock topped $24.50 Nov. 2 and so far in 2012 has traded at a minimum of $30.

Taro and Sun have been battling for a number of years. Sun’s purchase of most of Taro was held up for several years as Taro’s founders contested the price Sun was paying for their stock. In May 2007, the companies entered into a merger agreement at $7.75 a share and then raised that to $10.25 before Taro rejected the offer. A ruling by the Israeli supreme court in September 2010 gave Sun voting control of Taro. The $24.50 a share bid valued Taro at nearly $1.1 billion. Taro produces more than 200 prescrip-

tion and over-the-counter products in plants in the U.S., Canada and Israel. It specializes in dermatological creams, ointments and gels that can be very profitable, analysts say, because treatments for skin disorders require sophisticated production. That makes it hard for new companies to enter the field, so there are just a few competitors for each drug and profit margins are high. Sun’s biggest market is the U.S. where Caraco Pharmaceutical Labs, a subsidiary, gives it a generic presence. Caraco is another drug company in the U.S. that Sun partially bought and managed. It was finally

bought outright by Sun after resolving a manufacturing problem. Taro’s earnings have improved since Sun took control. It has a reputation for containing costs. In India, Sun is strongest in drugs for heart disease, as well as neurological and psychiatric disorders. Sun has bought 13 drug companies in the past 15 years and has yearly revenues of $1.7 billion. Taro accounts for a third of its sales and earnings. Israel Makov took over as Sun’s chairman in May. He previously led the expansion of Teva Pharmaceuticals, another Israeli drug company, through both acquisitions and generic drug approvals.

Pattern gets new VP

ylvia Murphy has joined Hudson Valley Pattern for Progress as vice president for development. The Newburgh-based Pattern for Progress is a not-for-profit policy and planning agency that promotes regional, balanced and sustainable solutions to enhance the growth and vitality of the Hudson Valley. Murphy, who previously worked for HealthAlliance of the Hudson Valley as its director of marketing, has more than 10 years’ experience in the marketing industry as well as more than 20 years in management. Jonathan Drapkin, Pattern president and CEO, said in a statement, “After an exhaustive search, we are very excited to add Sylvia to Pattern’s growing staff. Her interpersonal skills, her knowledge of marketing and public relations and her many years of living in the Hudson Valley make her a perfect fit for this position.” Hudson Valley Pattern for Progress was founded in 1965 by business, academic and civic leaders. Its work encompasses a ninecounty area, including Columbia, Dutchess, Greene, Orange, Putnam, Rockland, Sullivan, Ulster and Westchester.

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ask andi

Too many people in charge cause waste I know my people are good and their hearts are in the right place. There’s a real desire to get work done. Unfortunately there’s confusion as to who should do what. That keeps turning into work hours we can’t invoice because we duplicated effort. That’s costing me both revenue and profit.

Thoughts of the Day: Avoid the common mistake of having too many people in charge, which ultimately means no one is in charge. Set up standards, accountabilities and chain of command. Practice using the tools and refine them until it’s a waste-free operation. Overlap of duties and areas of responsibility can be a real profit waster. Defining who does what eliminates overlap and leads to accountability. That translates into less duplication and ultimately lower costs and increases profit. Figure out the organization chart from bottom up and top down. Try to address the following questions: • Do individuals understand their

assignments? • Is everyone fully trained for the job they’re assigned to do? • Where do individual responsibilities stop and start? • Are people clear who they report to, who’s in charge? • Do people report to managers who understand and can properly oversee what’s going on? • Who’s responsible for setting standards, measuring performance, reporting on results? • Who does training and remediation? 569605 • How do people come together to work on solutions? Look at production breakdowns. Why are problems cropping up? Are there re-dos due to errors? What about excessive production due to lack of awareness that some task had already been completed? Ask for a written diagram of how work flows. Publish the diagram in places where everyone in the organization can refer to it. When issues or questions crop up, refer to the diagram to determine who should be involved. Set standards for what’s acceptable. Set up rules about chain of command and accountability by answering the following questions: • For each task, what is the standard for

acceptable completion? • Who do people go to when they have a question or a problem? • If there’s a dispute, how does that get routed through the organization? • Who gets involved to recognize over or under performance? Once rules and job flow are set up, it takes practice to make things work smoothly. Ask managers and employees to work through the details. Encourage people to try new ways of doing things. Get your people to grow by CLIENTS 1 22:10 9/17/02 holding them responsible for figuring the best ways to do their work. Set up meeting times for people to work together on making improvements throughout the organization. Insist that people attend and participate. Set an agenda for the next meeting at the end of the preceding meeting. Keep energy flow up by asking people to focus on how they want things to be in the future and working backwards from that to where they are at present. Hold people accountable for learning and changing as well as for reporting to the organization on the improvements they’re achieving. Use meetings to recognize good performers as well as to work out problems.

Show managers and employees how cutting out waste turns into higher overall profits. Get people focused on the bottom -ine results of making improvements. Build a program through which people share in some of the additional profits. Decide how you’re going to reward people; will it be with cash bonuses, events, activities, gifts, etc. Consider the value of building up team pride by recognizing and bringing together groups of people who produce improved results. Consider a dinner of the month club WV 120 DOLEV or a quarterly offsite. Combine that with individual performance improvement programs, where people have more choice over the kinds of rewards they compete for. Looking for a good book? “Getting Organized: Improving Focus, Organization and Productivity” by Chris Crouch.

*569605

Andi Gray is president of Strategy Leaders Inc., www.strategyleaders.com, a business-consulting firm that specializes in helping entrepreneurial firms grow. She can be reached at (877) 238-3535. Do you have a question for Andi? Send it to her via email at AskAndi@StrategyLeaders.com or by mail to Andi Gray, Strategy Leaders Inc., 5 Crossways, Chappaqua, NY 10514. Visit www.AskAndi.com for an entire library of Ask Andi articles.

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10 July 30, 2012 • WCBJ • HV Biz NOTE TO PUB: DO NOT PRINT INFO BELOW, FOR I.D. ONLY. NO ALTERING OF AD COUNCIL PSAS. Americans for the Arts - Magazine (4 5/8 x 4 7/8) 4/C AFAWV1-M-11106-K “Martha Graham” 120 screen Film at Horan Imaging 212-689-8585 Reference #: 569605

McLaren Engineering growth leads to personnel moves BY MARY SHUSTACK mshustack@westfairinc.com

cLaren Engineering Group has a long list of achievements and a deep talent pool to envy. The company, with corporate headquarters in West Nyack, has designed stages not only for concerts by U2, The Rolling Stones and Tina Turner but also for the annual hot dog-eating contest held in Coney Island each Fourth of July. Then there are the giant robotic sculptures created for the Resorts World Sentosa in Singapore, the SeaGlass Carousel made for Battery Park and the renovation of the Longacre Theater, part of Broadway history. But for every acclaimed project that captures the public’s imagination, there are those that simply help communities keep moving. These involve designs for ferry terminals and bridges, piers and wharfs and even waterfront parks. It’s also just a part of what has kept McLaren thriving for more than 30 years – especially in the years since the economic downturn began in 2008, said William J. McCarthy III, the company’s director of business development recently named a vice president. “We were one of the few companies that weathered the storm,” McCarthy said. “While most firms experience decline and layoffs, we experienced just the opposite. We were able to maintain staff and even hire in specific divisions.” And the reason for that viability, which also led to the recently announced round of hirings and promotions, is due to one important aspect. “We attribute that to the diversity of the firm,” he said. The recognition for McCarthy, a 10-year McLaren veteran who has provided support to all technical divisions and offices, was one of four moves announced by the company this month. Gregory Kelly, with 18 years’ experience as a structural engineer specializing in sustainable design, was recently hired as structures division chief. Khan Rahman, a 30-year veteran of the field, was hired as chief engineer of the bridge division, and Stephen D. Frech was promoted to marine division manager. Each division in the company – from structural to marine, surveying to waterborne transportation, among others – has, McCarthy said, its “own set of talents, expertise and staff.” And that pool of talent is being expanded

and rewarded. “It’s really in response to a growth, so to speak,” McCarthy said. In addition, he said, it’s a reaction to the company’s direction – moving firmly forward. The moves, McCarthy said, were not reactions to client requests but rather the company’s own response to “current growth” and expanded objectives and goals. “It has nothing to do with clients,” he said. “It has to do with our own growth and initiatives.” Areas of focus include sustainable and

renewable energy – the company has completed more than 120 projects in this field – and response to events, often those related to weather. Last summer’s Hurricane Irene and Tropical Storm Lee, McCarthy said, yielded notable work such as McLaren’s teaming up with Halmar International to complete a $14.1 million emergency reconstruction of the bridges along State Route 42 in Greene County for the New York State Department of Transportation. “We do a lot of that response work, as well,” he said.

McLaren Engineering Group’s work included the stabilization and rehabilitation of the Dobbs Ferry waterfront and adjacent park the company designed.

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HV Biz • WCBJ • July 30, 2012

Hudson Valley jumps to 8 percent in June JUNE EMPLOYMENT: BY THEunemployment NUMBERS JUNE 2012

MAY 2012

JUNE 2011

8.2 % 8.9 % 8.0 % 7.5 %

8.2 % 8.6 % 7.6 % 7.1 %

9.1 % 8.2 % 7.2 % 6.8 %

United States New York State Hudson Valley Westchester County

*Denotes data that are not seasonally adjusted Source: New York State Department of Labor BY PATRICK GALLAGHER pgallagher@westfairinc.com

hile Hudson Valley employers continued to add jobs in June, the region’s unemployment rate rose to 8 percent, marking its highest point since January 2010, when it was at 8.3 percent. Despite adding 11,700 private sector jobs over the past year, the Hudson Valley unemployment rate increased by nearly a full point compared to June 2011, when it was at 7.2 percent. Similarly, the Westchester County unemployment rate increased to 7.5 percent from 7.1 percent in May and 6.8 percent in June 2011, while the statewide unemployment rate increased to 8.9 percent from 8.6 percent in May and 8.2 percent a year ago. The Hudson Valley and Westchester data

were not seasonally adjusted, which, according to labor analysts, makes annual comparisons more valid than month-to-month comparisons. State officials attributed the higher unemployment rate to a significant increase over the past 12 months in the state’s labor force, which is the total of all employed and unemployed residents who are actively seeking work. The labor force typically grows as confidence in the overall economy improves and unemployed residents who were previously discouraged and not seeking work re-enter the job market, officials said. “The state’s private sector employers continued to add jobs in June 2012,” said Bohdan M. Wynnyk, deputy director of the state Labor Department’s division of research and statistics, in a statement. “In

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recent months, growth in our statewide labor force, however, has contributed to a higher state jobless rate.” In the Hudson Valley, the labor force increased by 14,900 people, or 1.3 percent, between June 2011 and June 2012. Recent job market trends continued, as private sector job growth in the Hudson Valley was concentrated in professional and business services, education and health services and leisure and hospitality. Over the past year, those three sectors combined to add 12,300 jobs, growing annu-

in brief

PepsiCo earnings, revenue decline BY JANICE KIRKEL jkirkel@westfairinc.com

arnings and revenue fell at Purchasebased PepsiCo in the second quarter. Operating profit was down 14 percent, because of commodity inflation, increased pension expense, losses on commodity hedges and restructuring charges. In emerging markets, revenue was down 8 percent, because of beverage refranchisings in China and Mexico. In China, PepsiCo completed its beverage alliance with Tingyi, one of China’s major food and beverage companies. Revenue rose at PepsiCo Americas Foods, by 7 percent, because of higher prices at FritoLay North America, Latin America Foods, and Quaker Foods North America. Revenue fell 5 percent at PepsiCo Americas Beverages, mainly because of the refranchising of the Mexican beverage business in the fourth quarter of 2011. PepsiCo’s media spending was up 40 percent in the quarter, and it launched its first-ever global campaign for Pepsi – Live for Now.

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12 July 30, 2012 • WCBJ • HV Biz

ally by 2.2 percent, 3.1 percent and 5.4 percent, respectively. Likewise, overall gains were held back by cuts in construction and manufacturing. The natural resources, mining and construction sector shed 2,600 jobs, a 5.9 percent drop, between June 2011 and June 2012. Through the first six months of 2012, the sector has averaged a 3.5 percent decline when compared to the same month of the previous year. The manufacturing lost 1,400 jobs, a 2.9 percent decline.

Regeneron posts profit

Regeneron reported a profit for the second quarter, earning $77 million, or 70 cents a share, after losing $63 million, or 69 cents a share, in the second quarter of 2011. Revenue rose to $304 million in the quarter from $108 million in last year’s quarter. Product sales were $200 million in the quarter compared with $5 million in the second quarter of 2011. Sales of EYLEA, used to treat macular degeneration, were up 57 percent in the second quarter from the first quarter to $194 million. The company raised its sales forccast for EYLEA for the full year 2012 from $500 million to $550 million to $700 million to $750 million. Regeneron said it expects to be profitable for the full year and awaits the launch of EYLEA overseas in the second half. It also awaits an FDA decision in September

on its application to market the drug in the U.S. to treat a related eye disease.

Provident earnings up

Provident New York Bancorp, which has branches in the Hudson Valley, reported earnings for its June quarter rose to $6.2 million, or 17 cents a share, from $1.9 million, or 5 cents, a year earlier. The bank’s lending picture brightened. Loan growth boosted earnings – loan originations rose to $206 million from $166 million in the March quarter. Nonperforming loans were down $7.5 million to $44.5 million from $52 million. The bank’s provision for loan losses fell to $2.3 million from $3.6 million in the same quarter of last year. Interest income and noninterest income rose. In the case of noninterest income, the reason for the rise was higher gains on sales of securities of $1.9 million and higher gains on sales of loans of $569,000. Noninterest expense was down from the same quarter of last year, mainly because there were charges in the year-ago quarter related to the change in the bank’s CEO. This year’s quarter included $451,000 in merger related expenses. Foreclosed properties were up 25 percent from March 31 to $7.3 million.

Universal American up

Universal American, which provides health benefits and services to people covered by Medicare or Medicaid, returned to profitability in the second quarter compared with the same period last year. The company earned $4.7 million, or 5 cents a share, after a loss of $5.1 million, or 6 cents a share, a year earlier. For the six months ending June 30, earnings were $25.4 million, or 30 cents a share. Universal lost almost $37 million, or 46 cents, in the first half of 2011. Operating income in its Medicare Advantage program was half what it was a year ago, falling from $20 million to $10 million, because of lower membership and a higher Member Benefit Ratio, meaning more money was paid out in benefits.

social media trends

by bruce newman

The wide range of the social web

n a recent trip on Metro-North to New York City, I happened to glance at the people sitting across the aisle from me. In one form or another, they were all digitally connected to the world. From reading on a Kindle, to texting, to sharing files on a laptop, they were all deeply immersed in some aspect of the digital world. It really made me pause and think about how interconnected we are with the world and how flat it has become. I started talking with the woman across the seat from me. She was a fifth-grade teacher in Chappaqua. We began discussing how connected her students were, with several of them already being conversant on Facebook. She also mentioned how most of them could now use Powerpoint with some proficiency. My son is 19 years old and constantly uses Facebook. When he broke up with his girlfriend, the first thing he (and she) did was to change their (respective) Facebook status. The way that students use Facebook is very different from how we use it as adults. Maybe that’s the power of Facebook – its flexibility and adaptability to its audience. While as adults, we constantly access fan pages and comment on various posts, students pay markedly less attention to fan pages and are constantly bouncing back and forth on each other’s walls. Their willingness to share their thoughts and pictures about all aspects of their lives is indicative of their openness toward social sharing. When my company does a Facebookbased campaign for a client, one of the key parameters in the planning of that campaign is defining the target audience. Almost all aspects of a campaign differ when it’s directed toward a younger, rather than an older audience. Generally, the most pronounced areas of differences involve visuals, Timeline and content. What’s particularly notable is that more than 350 million Facebook users regularly access the application via a mobile device – a potentially huge source of revenue for Facebook. This is a significant subset of the entire mobile market, which is expected to exceed 1.7 billion users by 2016, making it a place of enormous potential. Mobile strategies require the delivery of quality content that’s concise and easy to understand. When this content evokes an emotional response – particularly sharing and encouraging friends to participate, it

can be incredibly effective. The social aspect is arguably the primary reason why mobile commerce and location-based marketing have grown so quickly. Showrooming is a new and rapidly growing practice in which consumers visit a retailer, examine the product(s) in person, often photographing them for later reference and then making their purchases online – sometimes with a rival retailer. It’s a practice that stores have to increasingly grapple with and one that is expected to rapidly grow. It can be quite serious for the retailers who spend much time, effort and money to bring shoppers into their stores only to see them buy a product from another vendor – one who is usually online. Since many of these online vendors don’t have to contend with the overhead of a brick and mortar store, they can consistently sell their products for less money. Essentially, the stores are in danger of becoming showrooms for the online vendors. Some chains like Target, Best Buy and Walmart are actively seeking to combat showrooming. One solution Target is considering provides special discounts to buyers of certain products. This is readily possible since it actively tracks the purchases of most of its regular customers. RetailMeNot just released an iPhone app designed to “keep highly motivated customers ready to make a purchase within their retail stores” by utilizing a smart mobile coupon strategy. These retailer responses fly in the face of the numerous mobile price-checking apps including the one developed by Amazon (who also has the resources to withstand this counterattack). At this point, no one knows who will win this rapidly evolving situation, only that changes will rapidly be forthcoming in the retail market. What we can be sure of, however, is that social media will continue to play an increasingly important role in both our interconnected digital world and the real world – even while riding on a train to the city. Bruce Newman is the vice president at The Productivity Institute L.L.C. in Carmel. He is also a social media strategist and the designer of a new service, wwWebevents.com. Follow him on LinkedIn, Twitter, Facebook and the Productivity Institute blog. He can be reached at bnewman@prodinst.com.

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Liquid Capital Partners The B2B Lender Cash When the Bank Says No Bob Colgan Email: bcolgan@liquidcapitalcorp.com Phone: 203.454.1484

HV Biz • WCBJ • July 30, 2012

ACCESS. ADVOCACY.

Westchester County Association

ACTION.

WE’RE OPEN FOR BUSINESS! BLUEPRINT ACCELERATOR NETWORK NOW TAKING APPLICATIONS

n July 19, the Westchester County Association began accepting applications from businesses across all industry sectors for its innovative Blueprint Accelerator Network. Funded by the private sector through the Westchester County Association’s Blueprint for Westchester initiative, and with over $200 million in support for early-stage companies with significant growth potential, the Blueprint Accelerator Network combines Westchester’s prime business resources— debt and seed financing, top professional services, office space, and mentors—into one compelling package. Accepted companies must commit to remain in Westchester following their ‘graduation’ from the Network. In exchange, the companies receive access to debt and seed capital, commercial space that matches their needs and a variety of business-critical services including:

ACCOUNTING/FINANCIAL ADVICE | LEGAL | MARKETING AND PUBLIC RELATIONS | TECHNOLOGY AND MORE TO COME In addition, companies in the Blueprint Accelerator Network receive access to the rich intellectual capital of Westchester’s colleges and universities. The Accelerator is governed by a diverse committee of business leaders. Its Selection Committee, which includes experts in venture capital, business acceleration, and innovation, will review applications now through October 15, when the first finalists will be identified and invited into the program. Interested parties should apply to the Blueprint Accelerator Network by visiting www.blueprintaccelerator.com.

BLUEPRINT ACCELERATOR NETWORK PARTNERS (to date): BioMed Realty; Bleakley Platt & Schmidt, LLP; Celestial Capital; Citrin Cooperman; Community Mutual Savings Bank; Compufit; Cuddy & Feder, LLP; George Comfort and Sons; Greater Hudson Bank; Harrison Edwards PR & Marketing, Inc., Heritage Realty; Heyman Properties; Key Bank; Mack-Cali; Mahopac National Bank; M & T Bank; Normandy Real Estate Partners; O'Connor Davies LLP; Provident Bank; Reckson, a Division of SL Green Realty Corp.; RPW Group; The Westchester Bank

14 July 30, 2012 • WCBJ • HV Biz

Robert Weisz, RPW Group; Senator Kirsten Gillibrand; Bill Harrington, Chairman, WCA

GILLIBRAND BULLISH ON THE FUTURE

ver 150 business leaders welcomed Senator Kirsten Gillibrand at a special meeting with members of the Westchester County Association on July 23, at which she said that two of her priorities were to transform New York State into a technology leader, and to make sure that Westchester has the tools to advance business. “Westchester has a very strong future,” she said at the breakfast meeting, which was held at 800 Westchester Avenue. Citing the success of Regeneron, the opening of Acorda Therapeutics, and New York Medical College’s biopharmaceutical incubator, the Senator noted that “we have a great opportunity to advance manufacturing in bio tech, high tech, nano tech, and energy tech... [as it] is far more efficient to manufacture here as opposed to outsourcing to China...New York is well poised to be the next high-tech capital of the world.” She also expressed interest in creating an Infrastructure Bank as specified in the Transportation Bill. “A board would review and identify long-term large scale projects,” she explained. “It could be a quintessential public-private partnership, where private equity, life insurance, and pension funds could place long term investment for anything that would be revenue generating—sewer systems, high speed rail, a new electric grid—projects that would also create opportunity for investors. It would take a trillion dollars off the sidelines of our economy and put it into our economy in a way that provides opportunity, growth, and would Photos: Harrison Edwards generate jobs.”

JOIN US FOR WORK. LIVE. PLAY. WESTCHESTER!

SAVE THESE DATES BLUEPRINT CITY SHOWCASE: NEW ROCHELLE Thursday, September 20 8 am to 2 pm

WCA’s Young Professionals Group in conjunction with The Blueprint for Westchester have joined forces with Project for Public Spaces (pps.org) to present this special forum to identify solutions and an action plan to transform Westchester’s cities, transportation hubs, and dormant office parks into cool, modern, “professional housing” and entertainment complexes. A special shout out to PepsiCo in Purchase for hosting this terrific event, sponsored by Houlihan Lawrence, Inc.

WEDNESDAY, JULY 31, 5:30 TO 8 PM

City tour, networking, and presentations. By invitation only; contact Marissa Brett at 914.948.6444 for more information.

Reservations: westchester.org

HEALTHCARE SUMMIT 2012 “Beyond Policy: The Future of Our Healthcare System” Thursday, September 27 7:30 am to 2 pm Westchester Marriott, Tarrytown

FABULOUS NETWORKING AND A HAPPY BIRTHDAY

Star-studded speakers & panelists; a must for healthcare providers, hospital CEOs, large & small employers, business owners, healthcare trustees, & public officials

Tappan Hill was absolutely packed for Westchester County Association’s annual networking extravaganza. Close to 300 people attended this annual event at which we also celebrated the Blueprint for Westchester’s first birthday.

4 5

FALL LEADERSHIP DINNER & APEX AWARDS Thursday, November 1 5:30 to 9:30 pm Westchester Hilton, RyeBrook

10 11

Photos: Dan Stockfield

1: Marissa Brett, Executive Director, Economic Development, WCA 2: Katherine Santaniello 8 and Gary Ginsberg, William Greene & Company LLP; Nicholas Puro, CRN Wireless, LLC; Lynn Puro, March Boutique 3: Dan Lansen, Compufit; Bill Harrington, WCA Chairman; Bill Mooney, President, WCA 4: Patrick Lynch, O’Dea Lynch, Abbatista Consulting 5: Tom Giantomidis, Tammy Cuomo, Matt Holst, Clark Briffel; Reckson, a Division of SL Green 6: Al DelBello, Chairman Emeritus, WCA; Bill Mooney III, Westchester County; Daniel Papes, Westcon Group 7: Charles Hellmich, Mahopac National Bank 8: Josh Krull, Atria Senior Living; Danielle Rollins, Mack-Cali Realty 9: Audrey Brenya and Chuck Del Priore, Chubb & Sons, Inc. 10: Nicholas Puro, CRN Wireless LLC; Christopher Fisher, Cuddy & Feder; Bill Cuddy, CB Richard Ellis 11: Bob Knight, Harrison Edwards PR & Marketing; Julia Emrick, WCA; Brendan Meyer, Northwestern Mutual Seery Financial Group

Featuring: • Dr. Herbert Pardes, Executive Vice Chairman of the Board of Trustees, NewYork-Presbyterian Hospital • Michael R. Irwin, Managing Director, Citigroup • Joel Seligman, President and CEO, Northern Westchester Hospital Center • Mark Wagar, President and CEO, Empire BlueCross BlueShield • Rick Wald, Director, Deloitte Consulting LLP

HV Biz • WCBJ • July 30, 2012

business ideas

by joe murtagh

Technology controls all decisions

t the beginning of the 21st century, if you had asked any industry guru how the Internet would transform online purchasing and sales, the answer undoubtedly would have included a reference to electronic marketplaces and online auctions. And so Amazon, eBay and hundreds of other digital exchanges have come to pass. Just a dozen years later we live in a world where the Internet is playing a dominant role in all purchasing and sales decisions. Although speed and agility are now essential to success, most organizations still respond to new developments at a snail’s pace. Today’s world is digitized and markets change quickly. With GPS-enabled smartphone capability now emerging, what does the ‘guru’ say is next? David Meerman Scott, author of “RealTime Marketing & PR,” points out that “the narrative of your business now unfolds, minute by minute, in real time. It’s no longer guided by the mass media your ad budget can buy. Instead, it’s driven by your customers talking among themselves. In the emerging real-time business environment, size is no longer a decisive advantage. Speed and agility win.”

Technology has changed the pace of business forever. Suddenly millions of people join a conversation about an event, business or person and public opinion is formed. How tuned in are you to what your customers are saying to each other on social media? How quick and nimble are you to respond and make changes as a result? If you’re not recommended by others, you won’t get the business. And that’s the point. Organizations are no longer in control and have not been for a very long time…the customer, armed with technology like Google, Twitter, Facebook, YouTube and an ever-increasing range of social media is in command. Organizations must know what customers are saying in real time, fix what needs to be fixed and deliver what the customers want…when they want it. Four years ago Don Tapscott, author of “Grown Up Digital,” described how the “Net Generation,” born between 1977 and 1997, was changing our world. Today, regardless of when you were born, you are living with much of what this guru described. There has been a significant shift in the way every decision is made… facilitated by technology. We are just entering the next exciting step for consumers and business due to

GPS-enabled smartphones. Imagine that it’s lunchtime, you’re in an unfamiliar city and technology is aware that you like Thai food. Suddenly your phone alerts you that you are only a block away from a Thai restaurant and attached is a menu along with a coupon for 10 percent off.

The dreamspeaker™

Millions of times a day, people are using programs like foursquare to share where they are and commenting to friends on the new restaurant they’re checking out or the salon or clothing boutique they just discovered. Although technology is giving your customers even greater control and the ability to inf luence their friends in real time, organizations that take the time to quickly discover and deliver what their customers want and when and how they want it will thrive. People trust the opinions of their friends, other people who are just like them. Technology is enabling a word–of–mouth sales force, a force that impacts every decision made. Questions for discussion: • How can we increase our responsiveness, adding technological speed and agility? • Are we aware of what real-time communicators are saying about our organization? Joe Murtagh is The DreamSpeaker, an international keynote speaker, meeting facilitator and business trainer. For questions or comments,contact Joe@TheDreamSpeaker.com, www. TheDreamSpeaker.com or call (800) 2390058.

WCA, Project for Public Spaces take aim at ‘youth flight’ BY PATRICK GALLAGHER pgallagher@westfairinc.com

Attor neys at Law

DECADES OF DEDICATED SERVICE TO SENIORS, THE DISABLED AND THEIR FAMILIES • Elder Law • Medicaid (Nursing Home/Home Care) • Guardianships (Contested/Non-Contested) • Asset Preservation • Wills, Trusts & Estates • Estate and Trusts Litigation • Medical Malpractice

Contact Anthony J. Enea, Esq. 914.948.1500 • westchesterseniors.com 245 Main Street, White Plains, NY Fluency in Italian • Additional office, Somers, NY ATTORNEY ADVERTISING

16 July 30, 2012 • WCBJ • HV Biz

eeking to stem youth flight, the Westchester County Association and New York City-based Project for Public Spaces will present a plan to attract and retain recent college graduates July 31 at PepsiCo Inc. headquarters in Purchase. The key is creating clusters of places in close proximity to peoples’ homes and workplaces that contain a variety of activities, said Meg Walker, vice president of PPS. PPS has worked around the country and around the world to promote what it calls “placemaking,” Walker said. Every place, Walker said, should have a range of uses and activities, should be connected to other places and be easy to get to, and should be comfortable and sociable. “A lot of Westchester places cater to families and empty-nesters, but they don’t cater to this age group,” she said, referring to recent college graduates and young professionals.

Young professionals, on the other hand, “are really looking for a lifestyle that they feel Westchester doesn’t offer them,” Walker said. She said coming up with solutions to the youth flight issue calls for developers, municipal officials, businesses looking to recruit recent graduates and young professionals themselves to all be at the table together. “One key point we need to make clear both to the developers and to the elected officials is that these ideas will increase their revenues,” she said. “Whether it’s activating a downtown or bringing people to a waterfront or a park or creating a whole new neighborhood.” Separately, the WCA on July 19 began accepting applications for its Blueprint Accelerator Network, a business accelerator unveiled in May that has garnered more than $200 million in financing commitments and in-kind service pledges to date. The Blueprint Accelerator Network is seeking applicants who are already established but less than five years old, and who expect to be in the market within 18 months.

SPECIAL REPORT Law

The snowball effect

Dodd-Frank regs swamp financial professionals BY PATRICK GALLAGHER pgallagher@westfairinc.com

wo years and one week ago, the Dodd-Frank Wall Street Reform and Consumer Protection Act was signed into law. In the intervening time, more than 8,800 pages of rules and regulations have been written, including 3,300 pages of rules relating to derivatives alone. With just 30 percent of the rules finalized to date, regulators are on pace to accumulate 88,000 pages of new rules for the financial industry to digest. A number of bankers, consultants and other financial services representatives working in Westchester County said the flood of new rules has been overwhelming. Stephen Brown, president and CEO of the Yonkers-based Hudson Valley Bank and parent company Hudson Valley Holding Corp., said the speed at which the new regulations have been finalized has put banks like his in a difficult position. “Dodd-Frank is changing the landscape of our industry,” Brown said. “The challenge becomes not just the amount of regulations but the velocity of it all.” Brown said the goal is the same as ever: to balance customers’ needs with shareholders’ concerns. However, he said, that becomes a more difficult proposition with the added costs involved with implementing the new regulations. “Balancing all that becomes the challenge,” Brown said, in part because a regional bank like Hudson Valley Bank doesn’t have the diversity of revenue streams that the larger money center banks possess, “so it’s an expensive proposition for us.” “What has been implemented so far has already resulted in increased costs to us on an annual basis – millions of dollars of increased costs,” he said. A July 17 report by the Financial Services Roundtable, a nonprofit that represents 100 of the world’s largest financial services companies, said Dodd-Frank has resulted in $7 billion in direct compliancerelated costs for financial institutions. There are approximately 360 financial institutions in Westchester and Fairfield

County, Conn., that have been or will be affected by the new regulations brought about by Dodd-Frank, said John Allen James, executive director of the Center for Global Governance, Reporting and Regulation at Pace University’s Lubin School of Business. “It is a mess, it is costly, it is complex, and it’s causing irritation between the bank’s compliance staff and the examiners who are trying to catch up with the laws,” James said, adding that some banks he has worked with have as many as 40 examiners on the premises full time. James had one word of advice for regulators: “Stop.” He added, “Slow down. Let us absorb some of these and then have some sessions where everybody gets together and says, ‘Let’s prioritize these because there’s no way we can handle them all.’” The confusion aside, there is general agreement among local bank representatives that the financial services industry is on much stronger footing now than it was prior to the 2008 economic crisis. “In general, the industry is healthier, better capitalized, more aware and more prepared to manage risks that, as we found out over the last several years, can be either unexpected or can impact us negatively in a much greater magnitude than we might otherwise have anticipated,” Brown said. “While I don’t necessarily like the velocity of the changes in regulation, or the cost of it, there have been some positive results.” John Tolomer, president and CEO of The Westchester Bank, based in Yonkers, agreed that banks are now better capitalized than in previous years. “One of the things that the ’08 economic meltdown really established was the need for banks to have greater capital levels,” Tolomer said. “As a result of that our bank raised capital in July of last year and … as a result of that we’ve been able to grow, we’ve been able to increase our profitability and do all that in a way that our bank has been very well capitalized.” According to the Financial Services Roundtable study, FDIC-insured banks currently hold $1.6 trillion in capital. James and his staff recently marked the completion of the Center for Global

Pete Souza.

President Obama at a meeting with Rep. Barney Frank, Sen. Dick Durbin and Sen. Chris Dodd at the White House in June of 2009. Courtesy of the White House.

Governance’s first Certified Compliance and Regulatory Professional certificate program. The six-month, 75-hour course was formed in partnership with the Association of International Bank Auditors and attracted professionals from a dozen global financial institutions, with topics including regulatory strategy, risk management and compliance management training. “There’s been a tremendous amount of interest” in the course, James said. “The

community banks come to us and say, ‘We haven’t a clue. This is overwhelming.’ Most of them don’t even have a chief compliance officer.” There will be a second session of the certificate program beginning Sept. 6. The program has been expanded to include two new modules on securities law and consumer protection law at the request of the Federal Reserve Bank of New York and the New York State Department of Finance, James said. HV Biz • WCBJ • July 30, 2012

law

WhEN yOU’RE SERIOUS AbOUT RESOLvINg yOUR dEbTS…

By Robert A. Spolzino

Make the right decision

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SOLUTIONS

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100 S. Bedford Avenue Suite 340 Mount Kisco NY 10549

RESULTS

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445 Hamilton Avenue White Plains, NY 10601

(914) 301-3300 www.attorney-newyork.com

Attorney advertising. Prior results do not guarantee future results

business ideas

by joe murtagh

The dreamspeaker™

WHY ARE YOU HERE? How is your organization creating a better world for our: · Children · Grandchildren · Nieces · Nephews and their children’s children? Why will it matter that you were here? To do even better email Joe@TheDreamSpeaker.com or call 800-239-0058.

18 July 30, 2012 • WCBJ • HV Biz

The Critical Question: What’s the Point? hat’s the point of rebuilding the Tappan Zee Bridge? That may seem like a simple question if you look at the aging bridge structure, but it is far more complicated than it appears. Resolving it is central to the legal debate surrounding the environmental impact review of the project. If answered incorrectly by the project’s proponents, the question has the potential to derail the process for years. The public voices with respect to the Tappan Zee Bridge project are framing the issue as a contest between the need to complete major infrastructure projects and the state’s commitment to considering environmental values in making governmental decisions. Proponents of moving forward with the project argue that the demonstrated need to construct a new bridge within a reasonable time frame justifies a review that will adequately address the potential environmental impacts without delaying the commencement or completion of the project. Opponents argue that rebuilding the Tappan Zee Bridge is a once-in-a-lifetime opportunity to re-think all of the surrounding issues of public infrastructure that should not be lost in the rush to get a shovel in the ground. Since the 1970s, the National Environmental Policy Act of 1969 (NEPA) has required that all significant projects that are undertaken by the government, receive government funding or require government approval go through a process, an environmental impact review, that is intended to inject environmental values into the decision-making process. Even the most ardent advocate of the process, however, will admit that it has the potential, either through misuse or with the best of intentions, to delay a potentially beneficial project until it is no longer viable. What the policy debate masks, however, are the legal issues that may ultimately determine whether and in what form the new Tappan Zee Bridge is built. Those issues, which relate to the scope of the environmental impact review process, turn on the purpose for which the project is being undertaken. The critical issue, therefore, is “What’s the point?” NEPA and its New York state counterpart, the State Environmental Quality Review Act (SEQRA), which took effect in 1975, require that the environmental impact review consider reasonable alternatives to the proposed project that would achieve the project’s purpose. For example, in considering a proposal to build an office building that has frontage on an avenue and on a side street, the envi-

ronmental impact review would study the reasonable alternative of providing access to the building’s parking from the side street rather than from the avenue, as the project sponsor has proposed. Either access would satisfy the purpose of building an office building that tenants and visitors could reach from the street. Having studied the alternatives, the planning board would determine which access has the least environmental impact and approve the project in that form. The same rule applies to the Tappan Zee Bridge project. The difference is that the purpose of that project is not so clear. With the Tappan Zee Bridge, however, there is a real question about the purpose. That question arises primarily from the years of study that preceded the current push to rebuild the bridge, which emphasized the bridge’s key role in the region’s transportation system. Is the intent of the project simply to rebuild an aging bridge for automobiles or is it to serve the larger purpose of addressing the transportation infrastructure needs of the Hudson Valley region in the 21st century? If it is the former, the environmental impact review need only consider reasonable alternatives that involve moving automobiles from one side of the Hudson to the other. If it is the latter, the study must consider other reasonable transportation modalities, such as rail and bus rapid transit. This situation will play itself out over the next several months. All indications are that the project’s proponents will take a narrow view of its purpose, despite statements to the contrary made earlier in the process and will limit the alternatives that are studied. Those contrary statements will likely become an issue if others take the position that a project initially conceived as a means to solve the regional transportation infrastructure problem cannot later be reduced to a simple replacement project without studying the impacts of that decision. Ultimately, the courts may have to resolve this issue. If they do, they will resolve it by answering one seemingly simple question about the Tappan Zee Bridge project: What’s the point? Bob Spolzino is Wilson Elser’s senior appellate counsel and chairman of the firm’s municipal and public entity law practice. He focuses on appellate matters, municipal, commercial and environmental litigation, land use and environmental regulatory matters. Spolzino is an adjunct professor at Pace University School of Law, where he teaches environmental impact review, and was formerly a justice of the Appellate Division, New York’s intermediate appellate court.

HV Biz • WCBJ • July 30, 2012

THELIST: Insurance Agencies RANKED BY NUMBER OF LICENSED BROKERS IN THE COUNTY; LISTED ALPHABETICALLY IN EVENT OF TIE.

WESTCHESTER COUNTY NEXT LIST: AUGUST 6 PRIVATE SCHOOLS

INSURANCE AGENCIES

westchester county

Rank

Ranked by the number of licensed brokers in the county; listed alphabetically in event of tie. Name, address, phone number Area code: 914 (unless otherwise noted) Website

Assured SKCG Inc

State Farm Insurance

Keevily Spero Whitelaw Inc.

Levitt-Fuirst Associates

123 Main St., White Plains 10028 761-9000 • skcg.com

Top local executive(s) Contact (bold) Email address Year agency established

Number of licensed brokers in county

Thomas R. Kozera CPCU Richard S. Canter CPCU rcanter@skcg.com 1932

Bonnie Gauteaux Mike Christastie mike@christastie.com 1922

359 E. Main St., Suite 1C, Mount Kisco 10549 666-8963 • christasite.com

Kenneth W. Kaufman, Thomas F. McEvily III and Michael McEvily Kenneth W. Kaufman 1928

500 Mamaroneck Ave., Harrison10528 381-5511 • keevily.com 1 Executive Blvd., Third floor, Yonkers 10701 457-4200 • levittfuirst.com

York International Agency L.L.C. 500 Mamaroneck Ave., Suite 220, Harrison 10528 376-2200 • yorkintl.com

The Rollins Agency Inc.

Insuregy Agency Inc.

Rosen & Company Inc.

Allan Block Insurance Agency Inc.

Arnold K. Davis Insurance

800 Westchester Ave., Suite N-311, Rye Brook 10573 337-1833 • rollinsinsurance.com

Albert Palancia Agency

RPO Group Inc. Renaissance Corporate Center, 245 Main St., White Plains 10601 761-0550 • therpogroup.com

Four Anchors Worldwide L.L.C.

219 N. Broadway, Sleepy Hollow 10591 631-7628 • reyinsurance.com 444 Bedford Road, Suite 305, Pleasantville 10570 630-4992 • fouranchors.com

73 (Two Hudson Valley)

Property and casualty, personal, life, group benefits

Markham F. Rollins III Rosanne Rizzo info@rollinsinsurance.com 1910

Personal, business, employee benefits, life, disability, 401K

Adam Friedlander Adam Friedlander adamf@insuregy.com 1926

Business and personal

Commercial, personal, property and casualty, management liability, benefits and life

Joseph T. Palancia Joseph T. Palancia joe@palanciainsurance.com 1978 Rory P. O'Brien Rory P. O'Brien robrien@therpogroup.com 1988

116 Mamaroneck Ave., Mamaroneck 10543 698-1373 • palanciainsurance.com

Commercial and personal, workers' compensation safety groups, life and health, group benefits, long-term care

More than 250 (More than 250 Fairfield County, Conn.; and more than 500 Hudson Valley)

Robert Kestenbaum Robert Kestenbaum rkestenbaum@yorkintl.com 1985

Gary Forbes and Chris Radding Gary Forbes g.forbes@forbesinsurance.com 1999/1884

135 Bedford Road, Katonah 10536 232-7750 • forbesinsurance.com

The Rey Insurance Agency Inc.

44 (One Hudson Valley)

(Two Fairfield County, Conn.)

15 (Three Fairfield County, Conn.; and 15 Hudson Valley)

6 (One Fairfield County, Conn.)

Robert Homer Robert Homer rhomer@homerinsurance.com 1906

71 North Ave., P.O. Box 719, New Rochelle 10802 632-8989 • homerinsurance.com

Long-term care, business, home, life, workers' compensation, automobile, health, renters, liability

Robert A. Davis Robert A. Davis rdavis@arnoldkdavisinsurance.com 1954

Murray, Schoen & Homer Inc.

Forbes Insurance (Forbes Agency Inc.)

(50 Fairfield County, Conn.; and more than 100 Hudson Valley)

Business, workers' compensation, liability, property, auto, life and health, personal

JoAnne Murray and Edward L. Schultz JoAnne Murray sales@allanblockinsurance.com 1959

2975 Westchester Ave., Purchase 10577 701-5200 • arnoldkdavisinsurance.com

Property/casualty, employee benefits, retirement plans, life, private client services

Stephen B. Rosen Stephen B. Rosen sbrosen@rosen-co.com 1967

24 S. Broadway, Tarrytown 10591 631-4353 • ambins.com

Number of employees in county

Jason Schiciano and Ken Fuirst Co-presidents info@levittfuirst.com 1969

2500 Westchester Ave., Suite 400, Purchase 10577 694-1000 • insuregy.com 145 Bedford Road, Armonk 10504 939-1200 • rosen-co.com

Types of insurance sold

6 5 (Two Fairfield County, Conn.)

4 (Two Fairfield County, Conn.) 4 (Two Fairfield County, Conn.)

20 (Two Fairfield County, Conn.)

Commercial, group benefits, personal, property and casualty, life

(Three Fairfield County, Conn.; and 15 Hudson Valley)

Business, personal, group employee benefits, individual, life, disability income, long-term care

(One Fairfield County, Conn.)

Personal and commercial, group health, bonds, life

7 6

Personal and commercial, life, health

(Two Fairfield County, Conn.)

Workers' compensation, general liability, property, commercial and personal automobile, bonds, home, umbrella and apartment Group medical, dental, life and disability plans; executive benefits, wellness, HSA/HRA administration plans

11 (Two Fairfield County, Conn.)

6 (Two Fairfield County, Conn.)

Laura and Linda Rey Linda Rey service@reyinsurance.com 1978

Automobile, home, business, life

Bob Furjanic Bob Furjanic contact@fouranchors.com 2007

Cargo, hull and machinery, protection and indemnity, marine liabilities and yacht

Questions or comments, call 694-3600, ext. 3005. Note: The firms on this list are independent agencies and/or brokers.

Addition to Home Health Care Services List of July 23 Type(s) of insurance accepted

Visiting Nurse Association of Hudson Valley 540 White Plains Road, Suite 300, Tarrytown 10591 666-7616 • vnahv.org

20 July 30, 2012 • WCBJ • HV Biz

Michele A. Quirolo President and CEO vna@vnahv.org 1898

a a a a a a

other

Services provided

flu, pneumonia prevention homemaker, companion hospice at home medical equipment nutrition counseling occupational therapy physical therapy respite care skilled nursing speech therapy support for caregivers trained home health aides

Top local executive(s) Email address Year company established

Blue Cross managed care Medicaid Medicare private insurance workers' compensation

Name, address, telephone number Area code: 914 (unless otherwise noted) Website

a a a a a a a a a a

other

Video telehealth, palliative care, wound care, disase management

WOMEN FINANCE in

Climbing the corporate ladder HV Biz • WCBJ • July 30, 2012

WOMEN FINANCE in

Return needed to ‘old-fashioned banking’

BY PATRICK GALLAGHER

pgallagher@westfairinc.com

ew events in history have shaken consumers’ collective faith in the financial industry like the 2008 economic crisis. Four years later, while many of the country’s largest banks post record profits, consumers still are left scratching their heads over events such as a $5.8 billion cumulative trading loss by JPMorgan’s infamous “London whale.” For those banks that are still struggling to regain the trust of their customers and clients, M&T Bank’s Paula Mandell says righting the ship will take a return to “good, old-fashioned banking.” “It comes back to customer service – whether it’s working through difficult times or just dealing with day-to-day banking needs,” said Mandell, senior vice president and regional president of M&T’s Tarrytown division, which serves Westchester and Rockland counties in addition to portions of Connecticut and New Jersey. Mandell got her start in the financial industry as a teller for the former Bankers Trust Co., working her way up from the retail side of the company to the commercial banking team. This August will mark 20 years for Mandell with M&T Bank, where she has served as Tarrytown regional president since 2000. She attributes her success to a combina-

“I’ve always maintained as one of my priorities that it’s always important to have integrity and to do what’s right for the bank as well as for our customers,” Mandell said. tion of hard work, being in the right place at the right time and knowing how to balance her employer’s best interests with those of the bank’s clients. “I’ve always maintained as one of my priorities that it’s always important to have integrity and to do what’s right for the bank as well as for our customers,” Mandell said. While Mandell credits M&T Bank for having a robust training program for up-andcoming employees, she said many other banks have ramped down or abandoned their training programs altogether over the years – an occurrence she said has negatively impacted

22 July 30, 2012 • WCBJ • HV Biz

the industry as a whole. “We’re very focused on developing our employees for the future of our bank,” Mandell said. “Everyone is given training opportunities because we truly believe that the industry has suffered somewhat.” However, years ago, Mandell said, “A lot of banks – mostly the big banks – did away with their training programs. Effectively, what they did was they stopped developing people who were future bankers.” For those seeking work in the financial industry, Mandell said it is important for them to work for an institution that provides some form of training or mentoring – an area she said was “critically important” for her career. With that strong foundation in internal development and the focus on customer service, Mandell said M&T Bank and its customers were largely able to weather the financial crisis. “When the mortgage crisis hit, very early on when our banks saw it happening, we reacted very quickly,” she said. With a hands-on approach, she said, M&T Bank employees addressed customers’ concerns and ensured their cases were treated as “more than just a number within an institution.” Mandell maintains that despite the negative press surrounding the banking industry, “there are still so many good community banks and regional banks out there that have always done the right thing and that were always focused on banking for their customers.” One area that all banks could improve is in providing women with more leadership opportunities, Mandell said. Manufacturers and Traders Trust Co., the parent company of M&T Bank, lists 45 officers, of which eight are women. However, of the bank’s 15 regional presidents, Mandell is the only woman, according to the bank’s website. “In 40 years, I’ve seen the industry change for the better,” with women more evenly distributed among the retail and commercial banking sectors, “but it still tends to be a maledominated industry.” “At the end of the day, there are more men at the top of the house than there are women, and I would really like to see that solved,” Mandell said, speaking of the banking industry as a whole. But, she said, “Within my experience, our customers – whether they are men or women – really want somebody competent and focused” above all.

Leadership is something worth talking about. J.H. Cohn is proud to support Women in Finance. — Stephanie Conolly, CPA, Partner; Mary Amato, CPA, Partner; and the Partners of J.H. Cohn

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HV Biz • WCBJ • July 30, 2012

WOMEN FINANCE in

Q & A with Laurie Schupmann BY JENNIFER BISSELL jbissell@westfairinc.com

Laurie Schupmann has been a partner at PwC, an assurance, tax and advisory servicer, for 17 years. She’s worked in Washington, D.C., Amsterdam, New York City and currently heads the PwC office in Stamford, overseeing more than 400 employees. Being a woman in a high-power position, we asked the following about challenges women typically face and her advice for those looking to advance their careers. How can diversity help a workforce? “Diversity in the workforce, in all forms, expands our perspective and therefore enhances the point of view we offer to our clients. Diverse backgrounds, thinking and experiences enhance our ability to identify opportu-

nities and risks for discussion with our clients. A diverse workforce also means a melting pot of life experiences, which significantly enriches the professional experience for our staff.” What kinds of challenges do women typically face? “Women often make difficult choices to balance career and other, often family, priorities. In my experience, the challenge in balancing life’s competing priorities is experienced by both women and men alike. “Having workplace flexibility is important and this is especially true for working mothers. As a mother of two, I feel very fortunate to work for a firm like PwC that offers employees significant flexibility in determining when and where work responsibilities may be fulfilled. PwC’s culture of teamwork also significantly contributes to the flexibility of each member of the team. At PwC, you

can be fully committed to your family, while having a rewarding career.” How can an employer help with these issues? “Seeking regular feedback from your employees and challenging the organization to be highly responsive to the changing career and life aspirations of your workforce is key. We’ve found that even small things, for example an extra day off over a holiday weekend or a mobile app to perform routine administrative activities, go a long way to helping our employees maintain a healthy work/life balance.” Do you think certain fields are more difficult than others for women to climb the ladder in? If so, which fields and why? “I think climbing the corporate ladder is getting easier in many industries and I know

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What kinds of obstacles have you personally faced in your career? Did you have any challenges that were related to your gender? “I’ve not experienced significant challenges related to my gender but I have experienced plenty of other challenges. I’ve been fortunate to have a long and rewarding career at PwC; one that has enabled me to grow from an entry-level staff associate to lead our team in Stamford and lead large global engagements. My family and I have relocated twice for great professional opportunities, including for an international assignment and each time there is an element of starting over, which is a challenge both professionally and personally. But I learned long ago that my own professional development and personal satisfaction have been the greatest when working through the biggest challenges in my career.” What advice do you have for both men and women looking to advance their careers? “I often advise others to take advantage of as many unique opportunities as possible. Volunteering for new assignments, expanding one’s personal comfort zone, building personal and professional networks and enhancing leadership and other skills is almost always wonderfully satisfying. I’ve been getting involved in activities beyond my core responsibilities for years and have found those experiences to be among the most challenging and satisfying of my career. For example, I am currently a volunteer board member of the United Way of Western Connecticut and this experience has been incredibly rewarding for me to use my workplace skills to better service our community.”

“

Kimberly Foster Vice President The Westchester Bank

it is in the professional services industry. Organizations of all types need diverse skills, experiences and perspectives to thrive in today’s global marketplace. Organizations expect the same of their business partners. So opportunities for women and other diverse professionals are better than ever.”

Do you think there is more work to be done about gender equality? “There are always opportunities to enhance the daily work experience to enable all members of the team to thrive and perform at their best. At PwC, we are continually investing in the experience we offer to our employees because we know they are the key to fulfilling our firm’s commitment of highest–quality services to investors, the capital markets, our clients and other stakeholders. I’m very proud that great professional opportunities are equally available to everyone at PwC.”

BY PATRICK GALLAGHER

pgallagher@westfairinc.com

ne year ago, Sara Tucker learned that the HSBC business banking team under her supervision was to be merged into First Niagara Bank as part of a major acquisition by First Niagara Financial Group Inc. Now, just two months since the acquisition was completed – with First Niagara picking up 26 former HSBC branches in the Hudson Valley – Tucker’s team is “pounding the pavement” as it looks to spread word of the transition and entice new clients. Tucker, a 20-year veteran of the financial industry, was able to retain her entire team as the acquisition progressed. She attributes much of that success to lessons she learned over the years, not only as a banker, but also as a parent. “Nothing prepared me for that (the transition) better than being a parent,” said Tucker, first vice president and Hudson Valley business banking team leader for First Niagara. Tucker had been with HSBC for five and a half years prior to the transition to First Niagara, first as a business banking relationship manager and then, for the past three years, as business banking team leader for HSBC’s Hudson Valley region. Sandwiched between her time at HSBC and a nine-year career at Citibank, Tucker was away from the banking world for 13 years to raise her children. “You talk about women in finance and I would have to say that when I came back into the workforce after not having been in a corporate environment for 13 years, I really thought long and hard about whether I wanted to be back in the world of finance,” Tucker said. Two years after coming on board with HSBC, Tucker was offered the position of business banking team leader when her predecessor departed. “I thought, do I want to manage, as opposed to just being a producer,” Tucker said. “Do I want to actually manage the team and have all the HR responsibility and mentoring and all that? And I absolutely did because I felt that part of parenthood really prepares you for that.” The transition to First Niagara was an exercise in managing change, Tucker said. She commended First Niagara executives for their involvement and transparency throughout the process, but said there were still frequent instances where either clients or employees were in search of answers. At times, she said, her job entailed “banking therapy.” “It’s a lot about building trust with your team, building trust with your customers and that comes from listening to their con-

Seeing ‘eye to eye’ cerns (and) getting as many answers as you can,” Tucker said. With the transition to First Niagara, Tucker’s team inherited the Westchester County market while retaining responsibility for the remainder of the Hudson Valley. The primary task, she said, is to maintain relationships with the bank’s current Westchester clientele while also forming new partnerships with businesses in the region. “New business is always a challenge but we have professionals and this is what they

do for a living,” she said. “It’s all about relationships – about building relationships with businesses.” Part of building those relationships is having a diverse staff, she said. Of the six relationship managers who comprise Tucker’s team, three are women, she said. “We all bring various strengths to the table. But when we’re in front of women owned businesses, I love to put a woman relationship manager there because I think that they kind of see eye to eye on things.”

Sara Tucker, first vice president and Hudson Valley business banking team leader for First Niagara Bank.

Lots of advisors suit up, show up and keep up. But how many know when to speak up?

Team McGladrey Golfer Zach Johnson and his caddie, Damon Green.

Power comes from being understood.SM A strong strategic partner should know you and your organization well enough to know when to step up with insights, suggestions and fresh ideas. And when you trust the advice you’re getting, you know your next move is the right move. This is the power of being understood. This is McGladrey. Experience the power. Go to zachisunderstood.com. For more information, contact Connecticut Office Managing Partner Tony Ceci at 203.905.5000.

HV Biz • WCBJ • July 30, 2012

WOMEN FINANCE in

From the trading room to the classroom

BY JANICE KIRKEL jkirkel@westfairinc.com

uzanne Matthews spent 27 years on Wall Street, 23 of them at Bank of America and Bank of America Securities, where she was a managing director of corporate and investment banking, working with multinational organizations to help them raise capital in international markets. She then was at HSBC Securities, where she managed government and public sector business, dealing with large multinational organizations like the World Bank. Her next stop? Westchester Community College (WCC). In May 2011, she became director of the Center for Financial and Economic Education where her job is to educate students, faculty and the community at large about personal finance. The center is funded by the JPMorgan Chase Foundation. “My job (at HSBC) was eliminated in the mortgage crisis,” said Matthews, who left the banking world in 2006. “I realized that I would have to reinvent myself, putting my skills into something I was passionate about and also giving back to the community in some way.” Matthews said she first became interested in the issue of financial literacy in the

late ’90s through the Financial Women’s Association of New York. “We also started a financial education program for high school students,” she said. “We called it ‘Financial Backpack,’ and I helped found it.” At that point she started to realize how little students knew about personal finance. “How to pay for college, how to make a budget, they didn’t know any of this.” So from 2006 to 2011, she worked for the Muriel Siebert Foundation, which has a strong commitment to financial education, as well as at the Museum of American Finance doing workshops for high school students. She ran seminars at Baruch College and Columbia University, and workshops on personal finance at the New York Public Library, all part of her consulting business working with nonprofits. Then in 2009, she worked with Westchester County, which was looking to implement programs for the community about financial literacy. That led to her interviewing for, and getting, the position at WCC. “The financial crisis underscored the fact that we need more education in financial literacy,” Matthews said. “The biggest issue for students and adults is not knowing how to save money. Over a third of the adult population in the United States has no savings. The

other big issue is debt – student loan debt and credit card debt.” Studies have shown that there is a strong correlation between financial education early in life and adult behavior with money, she said. How early should this start? “The President’s Advisory Council on Financial Capability came up with a policy for financial education called ‘Money as You Grow.’ It’s a set of financial principles used to teach children about money.” The first set is for 3- to 5-year-olds. “You can teach them that you need money to buy things, that we earn money by working and that you may have to wait to get what you want.” As for adults, Matthews says she starts by helping people get a handle on where their money is going and what they can change in order to start saving. If someone is in debt, she says the thing to do is not go to a debt – resolution agency, “which can get people into more trouble than they were in before, but to go to a financial counselor certified by the department of Housing and Urban Development.” At Mercy College, Pamela Chasin, who spent 16 years on Wall Street, at JPMorgan Chase and UBS in fixed income sales and trading, is developing and launching the Women’s Leadership Institute.

“It’s still very much in the developmental stages, the brainstorming stage,” she said. “As a female professional with a background on Wall Street there historically have not been a lot of women role models. My goal is to help encourage and support women in their professional life and pursuits.” Chasin left the world of finance because of the demands of family life. The 38-yearold has three children ages 4, 7 and 9. She comes from a family of teachers and always thought she would enter the classroom at some point in her career. Even though it hasn’t been her choice right at the moment, she says she wants to show women that they can have a family and career. “In my experience there are very few senior women with families. To the extent we can help foster more role models, we should. Women tend to fall out of the workforce because they feel unsupported.” That, she says, leads into another issue facing women, the glass ceiling. “I think we’ve come a long way on that, companies want to promote women but there’s not enough of a talent pool at the senior levels because women drop out of the workforce for family reasons.”

Honoring inspiration and excellence We congratulate the women profiled in “Women in Finance.” Each of them has proven that dedication, leadership and integrity make for a successful career in the financial industry. We are proud of the women of PwC, who demonstrate these qualities on a daily basis. www.pwc.com

26 July 30, 2012 • WCBJ • HV Biz NY-13-0017-Women in Finance Ad v3.indd 1

7/23/2012 1:49:30 PM

Big growth, middling clout BY ALEXANDER SOULE

casoule@westfairinc.com

n a 73-page report titled “The State of Women Owned Business,” American Express Open calculated a 71 percent increase in the number of women-owned companies in New York between 1997 and 2012, ranking the state seventh nationally by that measure. Georgia led the nation by nearly doubling the number of women-owned businesses over the 15-year period. Among Northeast states, New Jersey had the next best increase after New York, with a 45 percent growth rate, while Connecticut managed a 41 percent increase in women-owned businesses. Factoring in firm revenue and employment, New York ranked just 24th nationally for the overall clout of its women-owned businesses, with Nevada and Wyoming tops nationally and Connecticut best of its Northeast neighbors at 16th, one slot ahead of New Hampshire.

this is the point at which entrepreneurial support organizations could fill a need and render more technical assistance, education, and leadership development support. This is even more important for women-owned firms at this level today than it was 10 years ago, as the ‘relative growth dip’ at this stage of business development is steeper now.” A 2010 study published by the Ewing Marion Kauffmann Foundation said that women are still under-represented among business founders. While women entrepreneurs shared many attributes of their male counterparts, there were some key differences – for instance, more than half of women surveyed were recruited to a company’s founding team versus less than a third of men; and women were far more likely to view protecting their intellectual property as

a business asset. The report’s authors said the country has a strong pool of potential high-growth entrepreneurs in the women who now earn nearly half of all doctorates conferred in the United States, yet few are following an entrepreneurial path. By developing programs that support women in creating highgrowth businesses, the economic impact could be significant, they said. Several area resources exist to help business owners find their way to sustainable growth and financing, including the Westport-based Entrepreneurial Women’s Network, which organizes small “MasterMind” groups of between four to seven women to meet regularly to brainstorm and challenge each other; the Stamford-based Women’s Business Development Council, which offers work-

shops and free, walk-in counseling sessions; and the Women’s Enterprise Development Center in White Plains. A plethora of national organizations exist as well, including Springboard Enterprises in Washington, D.C., and Catalyst and the Women Presidents’ Organization (WPO), both based in New York City. “A quick glance at women’s entrepreneurship statistics can be disheartening,” WPO stated in a July blog. “However, it’s important to remember that the tides are changing. Women currently earn 60 percent of bachelor’s and master’s degrees and the number of women enrolled in MBA programs is five times what it was in the 1970s. These women hold the right tools and knowledge to form and run their own successful businesses.”

STERN KEISER & PANKEN, LLP Attorneys and Counselors at Law

“Women currently earn 60 percent of bachelor’s and master’s degrees and the number of women enrolled in MBA programs is five times what it was in the 1970s. These women hold the right tools and knowledge to form and run their own successful businesses.”

Salutes Women in Finance

– Women Presidents’ Organization

Partners & Associates of Stern Keiser & Panken, LLP Standing: Jamieson Keiser, Esq., Deanna Cascella, Esq., Kelley T. Mikulak, Esq. Seated: Judith B. Kunreuther, Esq., Susan H. Accetta, Esq. The report’s authors said that women-owned businesses appear to generate their biggest “growth pains” at the point where revenue runs between $250,000 and $500,000, or when they have five to 10 employees. “Those are the points at which firms are more likely to struggle as they put more management systems in place and transition from owner/operator to CEO,” the report stated. “This could indicate that

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Women’s voice in finance still small as wealth grows BY JACQUELINE PRUE

ow many women have had the experience of a financial adviser calling at home only to ask if he or she might speak with her husband? According to a Boston Consulting Group survey, 73 percent of women say that they are dissatisfied with the financial services industry. Women claim they are overlooked, excluded, receive contradictory or poor advice and get worse deal terms than men. In “Anatomy of a Business,” author Sasha Galbraith writes that communication is and has been at the heart of every business transaction – whether it’s trading saber tooth tiger furs or negotiating a complex international corporate merger. Women are experts at communication, especially when it comes to transmitting subtle and complex ideas such as the importance of understanding one’s values and goals before making investment decisions. The Federal Reserve reports that women control 51.3 percent of all wealth in the United States. In financial services, however, they still have relatively little voice – on both sides of the transaction.

A savvy value-added banker, male or female, could generate additional fees just by paying attention to what women want.

Only 11 percent of American women prefer to work with a female financial adviser, the Boston Consulting Group found in its survey. The majority, 85 percent, say they are neutral to the gender of their banker or investment adviser. This lack of preference is unexpected, given that studies show women take more prudent risks and achieve more consistent returns with the money they manage. The female economy is one of the largest on earth. Women worldwide earn $13 trillion and control $20 trillion of consumer spending, three times the Gross Domestic Product of China. Boston Consulting Group surveys also show that 20 percent of women’s wealth is tucked away in checking and savings accounts. A savvy value-added banker,

28 July 30, 2012 • WCBJ • HV Biz

male or female, could generate additional fees just by paying attention to what women want. Regardless of gender, there are a few things that every financial adviser should provide. First and foremost is a discovery meeting. To meet your needs properly, a wealth manager should spend a lot of time getting to know you. He or she might ask a number of questions such as, “What’s important to you about money?” An adviser should also provide regularly structured meetings. It is the job of the financial adviser/wealth manager to take into account the full range of financial needs, hopes and dreams. Managing money for retirement, choosing insurance options and integrating tax and estate advice is a major task. Women as clients in particular need a variety of financial tools. For one, they need to feel their children are well taken care of. Mike Sanders, president of Clark Dodge Asset Management, states, “College planning must occur in conjunction with achieving multiple life goals… utilizing current and future resources in a taxefficient manner is part of an integrated approach.” Sanders adds that “529 plans, where appropriate, offer the potential of tax-deferred growth in addition to reducing federal and state income tax at the individual and estate levels.” The real problem is that there are too many advisers who view themselves simply as investment generalists or product specialists. They don’t utilize an integrated approach arising from an understanding of the client’s deepest needs, values and goals. These advisers do not utilize a consultative approach to create integrated solutions for the purpose of solving client challenges. In other words, they do not work closely with their clients. While most financial service companies still focus on style over substance, there are a few that actually “get it.” Given that over the millennia women have developed these specialized skills, their contribution to an in-depth approach, whether as client or as investment manager, should be essential. Germany has the first bank created by women for women – Frauenbank. The company’s philosophy is to provide quality, flexibility and transparency. Given that by 2020, women will control 67 percent of all U.S. wealth, perhaps we should look at the example of other countries. Jacqueline Prue is vice president at Clark Dodge & Co. Inc. in Harrison, NY She can be reached at jprue@clarkdodgeco.com.

House and gardens and in-between A potpourri of artistry takes root

BY MARY SHUSTACK mshustack@westfairinc.com

eteran landscape architect Dan Sherman of Piermont has opened a new garden center. But don’t head to Carriage House Gardens in Greenwich, Conn., looking for a new shovel or a bit of sod. “We don’t intend to be a garden center that has rose spray,” says Sherman. After all, there are plenty of chain and specialty stores that have that massmarket formula down. Instead, the principal of Daniel Sherman Landscape Architect in Valhalla is crafting a destination garden center that he thinks will offer something distinctive. Sherman is quick to hand out a card that describes Carriage House Gardens as “a special place that features landscape architects, contractors and artists in an environment with select plant materials, garden antiques, sculptures, ornaments, stone and masonry samples.” And a wander through Carriage House Gardens on a recent afternoon proves that all those elements are falling into place in a most artful way. A big part of that is the artwork – literally

– that has been provided by The Outside In Piermont. That gallery, owned by Sherman’s Piermont neighbors Bill Walsh and Joe Serra, has quickly become a noted destination for Hudson Valley-based artists and artisans. Here, as Walsh shows, the gallery is showcasing some of its signature artists with spherical sculptures by Grace Knowlton, carved-stone faces by Ted Ludwiczak and metal and stone work by Eric David Laxman. Each piece is settled within a garden setting, serving as the perfect illustration of how it might fit into one’s own surroundings. In addition, Carriage House’s interior, a space with a decidedly welcome feel thanks to warm barnwood walls dotted with paintings and shelves and tables lined with sculptures, pottery and stained glass, further illustrates the work, all set amid rough-hewn wood furniture and rugs. To mark its grand opening this month, Carriage House Gardens is hosting its first exhibition, paintings by Hudson Valley landscape artist Frances Wells, an artist regularly featured at The Outside In Piermont. Working with Carriage House, Walsh says, is a way to showcase more of the artists, such as Wells, that The Outside In has become known for promoting.

Clients may find Carriage House Gardens, at 1194 King St., ideal for an afternoon wander. Though there are plants all around, many are destined for Sherman’s projects. All, though, serve as an example of what can be ordered for a client. “It’s kind of a fun fit with not a lot of pressure,” Sherman says. “I see all of it as fantastic advertising for the landscape business.” With plans for wine tastings, book signings, sculpture shows and expanded food service down the line, Sherman says he hopes Carriage House Gardens will become both an event destination and a shopping source. It began as a way for Sherman to source the plantings and trees for his own projects. Here, Sherman’s associate Greg Mercurio, a landscape architect and certified arborist, oversees the acquiring of plant materials. Being able to buy them and store them helped keep costs in check for the landscape business. “We had nowhere to stage the plants,” said Sherman, who marks 20 years in the field this October. An association with Materia Brothers, who own the Greenwich property, led to the new venture that Sherman likens to a co-op effort. “It’s more like an association of consign-

ees,” he says. “It didn’t take any investment on our part” to build the existing space or fill it with inventory. Indeed, the list of associated businesses is deep. Sherman’s own firm will provide landscape-design services and The Outside In Piermont will continue to add arts, crafts and décor items. Greenwich Gardens, Materia Brothers offers masonry and landscape contracting. Garden décor items are by Kenneth Lynch & Sons and Florentine Craftsmen; Victoria of VL Designs is on hand to provide interior design and décor items, while Michael Becker of Bloomage! is offering seasonal floral installations. Kim and Erica of Anthropek offer vegetable plots and maintenance, while Sun Valley Nursery in Ossining provides classical garden accessories. Sculpted stone bowls, basins and fountains are by Flowering Quince, while Precision Stone and Marble provides stone and tile for kitchen and bath. As with anyone who works on people’s homes, Sherman says the services he and the affiliates have gathered all tie in to something that will connect with clients on a very real level. “The things you get to make are peoples’ dreams.”

challenging careers

Ethics on the Hudson “What can we do to help infertile people have babies while minimizing the risks of multiple births?” That is the question with which Josephine Johnston is currently wrestling as a research scholar and director of research operations for The Hastings Center in Garrison. She is overseeing the project under a grant from the March of Dimes. “Children born as a result of multiple births are at higher risk for health problems,” reports Johnston, a New Zealand-trained lawyer who also holds a master’s degree in bioethics from the University of Otago. “Their mothers are at higher risk for post-partum depression, as well as feeling overwhelmed psychologically and financially.” Two main kinds of fertility treatment have contributed to recent increases in multiple births, Johnston notes. “In in vitro fertilization, physicians may transfer more than one embryo to a woman’s uterus hoping that at least one will implant and grow. But, if two or more are transferred and survive, you have a multiple birth,” she reports. “In another treat-

ment, hormones are administered to stimulate the woman’s ovaries to produce eggs, which can also result in a multiple birth.” The Hastings Center in an independent research institute devoted to addressing ethical, legal and policy issues resulting from advances in medicine and science. Its research scholars critically evaluate scientific, medical and other scholarly literature and meet with experts from around the world. They then disseminate their findings to relevant stakeholders, including medical practitioners, policy makers and other researchers and scholars. Although the center does not take official positions on the subjects it researches, its individual scholars may make recommendations. Johnston greeted the summer by convening a research meeting on fertility treatment and multiple births attended by 22 experts in fertility medicine, obstetrics, neonatology, political science and philosophy, as well as patient advocates. “When we put experts and stakeholders in a room together, they overcome disciplinary differences and hone in on questions about which there is signifi-

by Catherine Portman-Laux

cant disagreement or uncertainty,” Johnston observes. “In these closed meetings, people can be frank.” Early this year Johnston had published a very different ethical issue in The Scientist magazine. In the article, titled “Perfect Pitch,” she described research, which compares the efficacy, safety and cost of available treatment for a medical condition. “Old drugs are compared with new drugs, surgical treatments with nonsurgical options, wait-andsee approaches with radical interventions,” she explains. She notes that drug and device manufacturers are wary of comparative effectiveness research, along with some politicians, because it does not always support newer, more expensive treatment options. “Just as drug and device companies sent sales people to visit physicians in their offices, these programs are sending ‘academic detailers’ to meet with clinicians and explain what is and is not known about the safety and efficacy of various treatment options,” she adds. Johnson earlier authored another com-

mentary for The Scientist titled “America’s Stem Cell Mess,” which analyzed the U.S. debate over funding embryonic stem-cell research. This summer the research scholar faces a new challenge. She and her colleagues are working with an independent school to lead 12 high school students through an examination of the complexities of such bioethical health issues as use of drugs to enhance performance in sports, use of stimulants to help college students study, use of surgery for cosmetic purposes. The collaborators aim to develop a bioethics research program that high school teachers can use to examine contested and complex bioethics issues with their students. “This program can be implemented in any high school,” she advises. Johnston lives in Beacon with her husband, Eric Trump, a writer, and their 3-yearold daughter, Margo. Challenging Careers focuses on the exciting and unusual business lives of Hudson Valley residents. Comments or suggestions may be emailed to Catherine Portman-Laux at cplaux@optonline.net. HV Biz • WCBJ • July 30, 2012

BY JOHN GOLDEN jgolden@westfairinc.com

Boom! Inka-dinka Tell me what you think-a Feel the beat! Stomp your feet! Sis Boom Bah! Viva Camp Viva Camp Rah! Rah! Rah! – The Camp Viva Cheer, abridged

t takes a happy camper to write a cheer like that. Tony Lembeck, even at 55, is one happy camper. “I got sent away to camp at a very early age,” he says at his CEO’s desk at Friedland Realty Inc. in Yonkers. Lembeck was 9 when his parents first dispatched him to a bunk bed in the distant wooded real estate of Maine. To the kid from Long Island, it seemed “a good idea” rather than mom and dad’s cruel sentence to summer exile. It was at his second camp, Camp Tomahawk in New Hampshire, that Lembeck blossomed, as some kids do at summer camp. “That camp, from the second I got off the bus, became my second home,” he says. “I waited like from the 26th of August to get back…It was like falling in love.” That sports camp “taught me how to treat people, how to deal with the less fortunate, how to respect the talents of others” and their foibles, too. “Camp for me has a lot to do with my core being.” In college, Lembeck was a counselor at the same New England camp that had turned a “scrawny, not very athletic kid” from Lawrence into a pretty fair tennis player. About 14 years ago, Lembeck, by then a lawyer turned commercial real estate broker, became a partner in a camp in Maine run by members of his adopted summer family at Camp Tomahawk. “This was the opportunity of a lifetime for me,” he says. “I was going to be the owner of a summer camp.” Lembeck worked nine months of the year as a broker at Friedland Realty and three months at the camp in Maine. His summer absence was not much noticed in Yonkers. “The truth is that for the first two years I went away, I didn’t tell anybody I was gone.” But Lembeck and his partners lacked the financial resources to sustain the operation. They sold their Camp Cobbossee to CampGroup, a family-owned business here in Westchester.

OUT OF THE OFFICE

30 July 30, 2012 • WCBJ • HV Biz

The sale and transfer of camp duties did not end well for Lembeck. “Getting out of the camp was very hurtful,” he says, still nursing stubborn wounds. It takes a happy camper, or a spurned lover, to hurt like that. Yet Tony Lembeck’s long love affair with summer camp did not end there. Even before his venture into camp ownership, the real estate CEO was wholeheartedly engaged in running a camp closer to home for one week each August. At Camp Viva in Rhinebeck, they call him “Papa Viva.” That’s Viva as in, Live, persons with HIV and AIDS. The privately funded camp, now in its 18th summer, is a place of respite and recreation for families in which a parent or child is infected with the human immunodeficiency virus or stricken with the full-blown disease. They are the low-income victims of HIV/AIDS in Westchester County. The summer camp project began 19 years ago with a grant to Westchester County from the Ryan White Foundation, named after the Indiana teen who had succumbed to AIDS four years earlier. A hemophiliac who contracted HIV from a contaminated blood transfusion, White became the public face of the terrible new disease and a voice for its victims after he was expelled from middle school following his diagnosis. A psychologist at Family Services of Westchester, the nonprofit agency that continues to operate Camp Viva, recruited Lembeck as his right-hand man to plan and run the camp program. Their connection went back to Camp Tomahawk, where Lembeck had been his counselor. In the ’80s, Lembeck, hoping for a career in theater law, had worked for a theater management company as AIDS first ravaged the industry. “People in the office were dying, and all were gay,” he recalls. Lembeck at the outset of the scourge was not immune to the “great paranoia” it caused. “I had some connection to HIV and AIDS, and I also had an affinity for camping.” He accepted the offer from his fellow camp alumnus. “The whole concept is that if the mother is HIV-positive and doesn’t have much going for her, she has the opportunity to take her child to summer camp. Once they get there, they see the transformative power of camping. Their kids change and in many cases, so do they.” “Nobody knew who was HIV-positive at camp, and they still don’t. As far as we’re concerned, everybody has HIV.” At Camp Viva’s start in the midst of the AIDS epidemic, its name might have

Illustration by John Ashton Golder

This CEO lives for summer camp

Tony Lembeck at summer camp.

seemed an exercise in irony or desperately wishful thinking. “The cases were so much more dire then because the stigma was so much more dire,” says Lembeck. “The ‘cocktail’ hadn’t really been invented.” In 1995, 35 volunteers with Family Services of Westchester welcomed the first group of 60 parents and kids to the camp, which now draws about 100 campers each summer. It was the same year that the HIV cocktail, a life-extending therapy that combined multiple antiretroviral drugs, offered hope to those diagnosed with what had been an inexorable death sentence. “Very shortly after camp started, that combination of meds started taking a very positive effect” on the HIV/AIDS community, Lembeck recalls. Campers who before would have died before a second summer in Dutchess County were living

longer. “We’ve had to mold the program to deal with the people that keep coming back,” he says. “A majority of adult campers are healthier now than they were.” “I have still today some campers who have been with us since the first summer. They’re grandparents now.” Papa Viva too keeps coming back. His camp team of 10 volunteers meets at least monthly at his Yonkers office. These days, “It’s hard to get the money” to cover the camp’s $120,000 operating budget, he says, but Lembeck and the team find a way. “Exit strategy? I don’t really have an exit strategy,” says the still-happy camper. “Why would I want to leave? I get so much out of it. If I could make a living doing it, I don’t need real estate deals.” At Camp Viva, “These are my family. It’s fun to be the patriarch.”

FACTS& FIGURES on the record WESTCHESTER

Zimmer Inc., et al. Filed by Rebecca Thomas. Action: diversity-personal injury claim. Attorney for plaintiff: MiThe following cases appear on Bankruptcies chael A. London. Filed July 18. the docket of the U.S. District Case no. 12-05553. Court for the county of WestThe following petitions were filed in the U.S. Bankruptcy chester in White Plains. Court for the Southern District Deeds of New York in White Plains. U.S. District Court Chapter 11 indicates the filer intends to submit a plan of GC Services Limited Part- Above $1 million reorganization to the court. nership. Filed by Joseph Chapter 7 indicates a liquida- Chill. Action: claim filed un- 41 South Greeley Avenue tion of assets. der the Fair Debt Collection L.L.C., Briarcliff Manor. SellPractices Act of 1978. Attor- er: Andrew Caso, et al, Brookney for plaintiff: Shimshon lyn. Property: 41 S. Greeley Manhattan Wexler. Filed July 18. Case no. Ave., New Castle. Amount: $1.1 million. Filed July 24. 415 West 150 L.L.C., 211 W. 12-05537. 92 St., Suite 41, New York City 10025. Chapter 11, voluntary. McAllister Towing of New Alex I East L.L.C., Yonkers. Attorney: 415 West 150 L.L.C. York L.L.C. Filed by Maurice Seller: Sun Chemical Corp., (pro se). Filed July 19. Case no. Vasquez. Action: admiralty Parsippany, N.J. Property: claim. Attorneys for plaintiff: 94 Alexander St., Yonkers. 12-13141. Robin Wertheimer and Mark Amount: $2.2 million. Filed Muller. Filed July 20. Case no. July 23. Poughkeepsie 12-05442. Alex II West L.L.C., Yonkers. Central Park Estates L.L.C., Seller: Sun Chemical Corp., Optimum Applied Systems 5355-5359 State Route 42, Parsippany, N.J. Property: Inc. Filed by Pension BenSouth Fallsburg 12779. Chap35 Water Grant St., Yonkers. efit Guaranty Corp. Action: ter 7, voluntary. Attorney: Amount: $2.2 million. Filed employee benefits claim. AtCentral Park Estates L.L.C. July 23. torneys for plaintiff: M. Kath(pro se). Filed July 24. Case no. erine Burges and Karen L. 12-36868. Morris. Filed July 19. Case no. Brookfield Relocation 12-05561. Inc. Seller: Peter A. Gajda, et al, Larchmont. Property: Pfizer Inc. Filed by Jade By- 38 Dante St., Mamaroneck. ington. Action: diversity-per- Amount: $1.3 million. Filed sonal injury claim. Attorneys July 24. for plaintiff: Jayne Conroy and Trent B. Miracle. Filed July 19. Elk Homes Partners L.P., Case no. 12-05435. Rye. Seller: Dusan Pekovic, et al, Bronxville. Property: Ray’s Landscape Supply 50 Summit Ave., Eastchester. L.L.C. Filed by Salem Or- Amount: $1 million. Filed ganic Soils Inc. Action: trade- July 18. Items appearing in the Westchester County Business Journal’s On The Re- mark infringement claim. Atcord section are compiled from various torney for plaintiff: William Healthy Home Builders sources, including public records made Frame. Filed July 18. Case no. L.L.C., Rye. Seller: Margrit available to the media by federal, state 12-05446. Platoff, Scarsdale. Propand municipal agencies and the court erty: 8 Kent Road, Scarsdale. system. While every effort is made to ensure the accuracy of this informa- Vital Recovery Services Inc. Amount: $1.2 million. Filed tion, no liability is assumed for errors or July 20. omissions. In the case of legal action, the Filed by Elimelech Blau. Acrecords cited are open to public scrutiny tion: claim filed under the Fair and should be inspected before any ac- Debt Collection Practices Act tion is taken. of 1978. Attorney for plaintiff: Questions and comments regarding Samuel A. Ehrenfeld. Filed this section should be directed to: July 19. Case no. 12-05559. Bob Rozycki c/o Westfair Communications Inc. 3 Gannett Drive, Suite G7 White Plains, N.Y. 10604-3407 Phone: 694-3600 • Fax: 694-3680

Court Cases

Shangod 2 NU Realty L.L.C., New Rochelle. Seller: Gael Sims-Baskerville, New Rochelle. Property: 266 First Avenue South, Mount Vernon. Amount: $128,500. Filed July 18. Sirva Relocation Credit L.L.C. Seller: Mark J. Noble, et al, Scarsdale. Property: 16 Sage Terrace, Scarsdale 10583. Amount: $2.5 million. Filed July 20.

Below $1 million 177 Fremont Corp., Harrison. Seller: Christopher John Basso, Harrison. Property: 177 Fremont St., Harrison. Amount: $426,500. Filed July 23. 32 Elkan Road L.L.C., Larchmont. Seller: Jennifer Marien, et al, Larchmont. Property: 32 Elkan Road, Mamaroneck. Amount: $490,000. Filed July 20. 44 Sprain Valley L.L.C., Scarsdale. Seller: Robert Valenti, et al, Scarsdale. Property: 44 Sprain Valley Road, Greenburgh. Amount: $799,000. Filed July 20. 45 Oakland Avenue L.L.C., Harrison. Seller: Andrew R. Maucieri, Harrison. Property: 43-45 Oakland A, Harrison. Amount: $500,000. Filed July 24. 602 Jefferson Avenue Corp., Mamaroneck. Seller: John Schuler, et al, Mamaroneck. Property: 602 Jefferson Ave., Rye. Amount: $300,000. Filed July 20.

Church of the Revelation, Bronx. Seller: Todd Wood, Foreclosure et al, Bronxville. Property: Auctions 75 Rockledge Road, Yonkers. Amount: $595,000. Filed IRVINGTON, 2 Stearns July 24. Ridge, 3 Stearns Ridge, 23 Dearman Close, 25 DearDeutsche Bank National man Close, 33 Dearman Trust Co. Seller: Carlos Ca- Close. Vacant land. Lot size: ceres, et al, Eastchester. Prop- Not available. Plaintiff: Norerty: 8 Francis St., Mount mandy Corp. Plaintiff ’s AtPleasant. Amount: $332,633. torney: Schuman, Sall & Geist, Filed July 19. 1 N. Lexington Ave., White Plains. Defendant: O’Neill Flynn Burner Corp., New Rowan Ltd. Referee: Jeffrey Rochelle. Seller: Robert E. Shumejda. Sale: Aug. 1, 9:30 Flynn, et al, Palm Beach, Fla. a.m., Westchester County Property: 5 Potter Ave., New Courthouse, 111 Dr. Martin Rochelle. Amount: $20,000. Luther King Jr. Blvd., White Filed July 24. Plains. Approximate lien: $1,140,035.11, plus second Francois and Juliette Real mortgage $719,830.51. Estate L.L.C., Greenwich, Conn. Seller: Mamaroneck LARCHMONT, 2 WashPartners L.P., New Rochelle. ington Square, Apt. 4E and Property: 225 Stanley Ave., G3. Condominium. Plaintiff: P47, Mamaroneck. Amount: Hudson City Savings Bank. $522,080. Filed July 18. Plaintiff ’s attorney: Cohn & Roth (516) 747-3030; 100 E. HSBC Bank USA N.A. Seller: Old Country Road, Mineola. John G. Molloy, Somers. Prop- Defendant: Joel Poisson. Referty: 12 Old Road, Green- eree: Angelo Ingrassia. Sale: burgh. Amount: $494,087. July 31, 11 a.m., Westchester County Courthouse, 111 Dr. Filed July 19. Martin Luther King Jr. Blvd., White Plains. Approximate JD Venture Capital L.L.C., lien: $419,225.18. Scarsdale. Seller: Paul J. Miklus, White Plains. Property: 25 Valley Terrace, Rye. Amount: MOUNT VERNON, 207 S. Third Ave. Single-family resi$221,000. Filed July 24. dence; .06 acre; Plaintiff: Wells Fargo Bank National AssociaMCP 30 L.L.C., Harrison. tion. Plaintiff ’s attorney: RosSeller: Susan Wein, Port Ches- icki & Rosicki & Associates ter. Property: 91 Casper Court, (845) 897-1600; 2 Summit Rye. Amount: $345,000. Filed Court, Suite 301, Fishkill. DeJuly 20. fendant: Gwendolyn Crowe. Referee: Anne Penachro. Sale: Star base Ventures Inc., Ma- Aug. 3, 9 a.m., Westchester maroneck. Seller: Lynn Cur- County Courthouse, 111 Dr. cio-Bonner, Valhalla. Proper- Martin Luther King Jr. Blvd., ty: 247 Bedford Road, Mount White Plains. Approximate Vernon. Amount: $95,000. lien: $240,206.02. Filed July 19.

82 Moseman L.L.C., Brooklyn. Seller: Philip A. Lavoie, et al, Somers. Property: 84 Moseman Ave., Somers. Amount: Tappan Manour Associates $530,000. Filed July 24. L.L.C., Rye. Seller: Purchase Street Associates L.L.C., Rye. Agrios L.L.C., Nyack. Seller: Property: 330 S. Broadway, Peter Metis, Hartsdale. Prop- B5, Greenburgh. Amount: erty: 139 Belknap Ave., Yon- $231,000. Filed July 18. kers. Amount: $142,607. Filed July 19.

THE RECORDS SECTION IS NOW AVAILABLE BY DIGITAL SUBSCRIPTION. Go to westfaironline.com/buy/records-section/ for more information and to view a sample.

HV Biz • WCBJ • July 30, 2012

FACTS&FIGURES MOUNT VERNON, 21 Winfield Ave. Single-family residence; .31 acre. Plaintiff: US Bank National Association. Plaintiff ’s Attorney: Rosicki & Rosicki & Associates (845) 897-1600; 2 Summit Court, Suite 301, Fishkill. Defendant: Adonnia Grigg. Referee: John Hughes. Sale: Aug. 1, 9:30 a.m., Westchester County Courthouse, 111 Dr. Martin Luther King Jr. Blvd., White Plains. Approximate lien: $794,545.37. MOUNT VERNON, 43-47 S. Fourth Ave. Manufacturing; .36 acre. Plaintiff: Ridgewood Savings Bank Plaintiff ’s attorney: Cullen & Dykman (516) 357-3700; 100 Quentin Roosevelt Blvd., Garden City. Defendant: NBA Realty Associates. Referee: Edmund Fitzgerald. Sale: Aug. 13, 10:15 a.m., Westchester County Courthouse, 111 Dr. Martin Luther King Jr. Blvd., White Plains. Approximate lien: $2,220,923.51. NEW ROCHELLE, 1250 North Ave., Apt 309. Condominium. Plaintiff: Deutsche Bank National Trust Co. Plaintiff ’s attorney: Rosicki & Rosicki & Associates (845) 897-1600; 2 Summit Court, Suite 301, Fishkill. Defendant: Shannon Bracey. Referee: Stanley Edward Esposito. Sale: Aug. 8, 10:30 a.m., Westchester County Courthouse, 111 Dr. Martin Luther King Jr. Blvd., White Plains. Approximate lien: $295,528.68.

YONKERS, 132 Voss Ave. Three-family dwelling; .05 acre. Plaintiff: US Bank National Association. Plaintiff ’s attorney: Cohn & Roth (516) 747-3030; 100 E. Old Country Road, Mineola. Defendant: Jose Mejia. Referee: Eric Fayer. Sale: Aug. 14, 12:15 p.m., Westchester County Courthouse, 111 Dr. Martin Luther King Jr. Blvd., White Plains. Approximate lien: $445,917.77. YONKERS, 189 Saratoga Ave. Apartment; .11acre. Flushing Savings Bank. Plaintiff ’s attorney: Jaspan, Schlesinger (516) 746-8000; 300 Garden City Plaza Fifth floor, Garden City. Defendant: Pjetri Realty L.L.C. Referee: Theodore Brundage. Sale: July 30, 9:30 a.m., Westchester County Courthouse, 111 Dr. Martin Luther King Jr. Blvd., White Plains. Approximate lien: $600,301.86.

Judgments 32 Palmer Avenue Corp., d.b.a. The Wheel, Bronxville. $128,000 in favor of the Workers’ Compensation Board of the State of New York, Albany. Filed Nov. 17. 760 Old White Plains Road Corp., Mount Vernon. $7,447 in favor of the New York State Tax Commission, Albany. Filed Nov. 21.

A and E Appliance Inc., Mount Vernon. $763 in faOSSINING, 23 Gates Ave. vor of the New York State Tax Single-family residence; 50 x Commission, Albany. Filed 110. Plaintiff: The Mahopac Nov. 21. National Bank. Plaintiff ’s Attorney: Harris, Beach L.L.C. AM and G Stone Setting (315) 423-7100; 333 W. Wash- Inc., Mamaroneck. $1,047 in ington St., Syracuse. Defen- favor of the New York State dant: Kimberley Fila. Referee: Department of Labor and the Michael Bermel. Sale: July 31, New York State Department of 10 a.m., Westchester County Taxation and Finance, Albany. Courthouse, 111 Dr. Martin Filed Nov. 28. Luther King Jr. Blvd., White Plains. Approximate lien: APF Group Inc., Tarrytown. $290,008.09. $35,574 in favor of the New York State Tax Commission, Albany. Filed Nov. 21.

32 July 30, 2012 • WCBJ • HV Biz

ASAP Electrical Corp., Mamaroneck. $1,065 in favor of the New York State Department of Labor and the New York State Department of Taxation and Finance, Albany. Filed Nov. 28.

Liberty Car Service Inc., Hartsdale. $1,881 in favor of the New York State Tax Commission, Albany. Filed Nov. 21.

Respectable Security Inc., Mount Vernon. $4,552 in favor of the New York State Tax Commission, Albany. Filed Nov. 21.

Link 23 Corp., Tarrytown. $425 in favor of the New York RJR Communications Inc., State Tax Commission, Alba- Mount Vernon. $14,813 in favor of the New York State Tax Bay Plaza Ice Cream Corp., ny. Filed Nov. 21. Commission, Albany. Filed Chappaqua. $18,191 in favor of the New York State Tax Master Works Development Nov. 21. Commission, Albany. Filed Corp., New Rochelle. $1,047 Nov. 21. in favor of the New York State Rugova Restaurant Corp., Department of Labor and the Mamaroneck. $1,895 in faBella Bella Italian Restau- New York State Department of vor of the New York State Tax rant and Bar Inc., New Ro- Taxation and Finance, Albany. Commission, Albany. Filed Nov. 21. chelle. $1,888 in favor of the Filed Nov. 28. New York State Tax Commission, Albany. Filed Nov. 21. Max Music and Video Corp., Scoop’m Inc., Dobbs Ferry. Yonkers. $3,260 in favor of the $3,401 in favor of the New Calixto Express Service Inc., New York State Tax Commis- York State Tax Commission, Albany. Filed Nov. 21. Yonkers. $1,047 in favor of the sion, Albany. Filed Nov. 21. New York State Department of Labor and the New York State Me Me’s Enterprises Inc., Steven Marcus Concrete Department of Taxation and Larchmont. $3,386 in favor of Inc., Yonkers. $90,000 in favor Finance, Albany. Filed Nov. 28. the New York State Tax Com- of the Workers’ Compensamission, Albany. Filed Nov. 21. tion Board of the State of New York, Albany. Filed Nov. 17. Ceci Park Corp., Harrison. $6,335 in favor of the New Meson Los Espanoles Inc., York State Tax Commission, Port Chester. $21,452 in fa- TCC Valley Edge Inc., BaldAlbany. Filed Nov. 21. vor of the New York State Tax win Place. $1,006 in favor of Commission, Albany. Filed the New York State Tax Commission, Albany. Filed Nov. 21. Enchanted Coach Corp., Nov. 21. Eastchester. $4,147 in favor of the New York State Tax Com- MJS Realty NY Inc., New Ro- That Personal Touch of mission, Albany. Filed Nov. 21. chelle. $1,496 in favor of the New York Inc., White Plains. New York State Tax Commis- $8,531 in favor of the New York State Tax Commission, Fahrenheit Electrical Con- sion, Albany. Filed Nov. 21. Albany. Filed Nov. 21. tracting Corp., Sleepy Hollow. $3,466 in favor of the New New York Equipment Sales York State Tax Commission, Inc., Mamaroneck. $41,352 The Wine Connection Ltd., Albany. Filed Nov. 21. in favor of the New York State Pound Ridge. $87,217 in faTax Commission, Albany. vor of the New York State Tax Commission, Albany. Filed Fenway Floors Inc., New Ro- Filed Nov. 21. Nov. 21. chelle. $4,159 in favor of the New York State Tax Commis- Pas-Tina Inc., Hartsdale. sion, Albany. Filed Nov. 21. $99,931 in the favor of New Tilden Brakes of Paulding York State Tax Commission, Avenue Inc., Ardsley. $2,555 in favor of the New York State JBH Architectural Design Albany. Filed Nov. 21. Tax Commission, Albany. PLLC, Ossining. $1,047 in favor of the New York State Paula-Al Restaurant Corp., Filed Nov. 21. Department of Labor and the Larchmont. $552 in favor of New York State Department of the New York State Tax Com- Triboro Bar and Restaurant Taxation and Finance, Albany. mission, Albany. Filed Nov. 21. Supply Company Inc., ScarsFiled Nov. 28. dale. $50,098 in favor of the Plaza Bootery Inc., Larch- New York State Tax CommisJustmaur Inc., New Rochelle. mont. $5,766 in favor of the sion, Albany. Filed Nov. 21. $2,217 in favor of the New New York State Tax CommisYork State Tax Commission, sion, Albany. Filed Nov. 21. Vistage Development Corp., Albany. Filed Nov. 21. New Rochelle. $38,358 in faR.R.G. Pizza Inc., New Ro- vor of the New York State Tax KRC Holding Inc., Yonkers. chelle. $514 in favor of the Commission, Albany. Filed $1,496 in favor of the New New York State Tax Commis- Nov. 21. York State Tax Commission, sion, Albany. Filed Nov. 21. Albany. Filed Nov. 21. VMH L.L.C., Harrison. $1,098 in favor of the New York State Tax Commission, Albany. Filed Nov. 21.

Wall Street Source Inc., Mount Vernon. $40,878 in favor of the New York State Tax Commission, Albany. Filed Nov. 21.

Lis Pendens The following filings indicated a legal action has been initiated, the outcome of which may affect the title to the property listed. 4 N Realty Corp., et al. Filed by James Paradise. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 40 Mill River Road, South Salem. Filed June 22. Anderson, Antoinette, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $176,735 affecting property located at 126 Beechwood Ave., Mount Vernon 10553. Filed June 20. Beatrice, Joseph Genoroso, et al. Filed by Hudson City Savings Bank. Action: seeks to foreclose on a mortgage to secure $2.2 million affecting property located at 322 Highland Road, Rye. Filed June 18. Campos, Eduardo, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $387,000 affecting property located at 22 Read St., Port Chester 10573. Filed June 19. Carducci, Maureen, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $568,000 affecting property located at 125 Mountain View Road, Cortland Manor 10567. Filed June 18. Cole, Paul, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $542,546 affecting property located at 350 Thirds Avenue South, Mount Vernon 10550. Filed June 21.

Credits, Clients and Awards

Scott J. Greenblatt has joined Dorf & Nelson L.L.P. in Rye as an associate attorney in the creditors’ rights and financial services litigation practice area. Most recently, Greenblatt served as a judicial law clerk in the Superior Court of New Jersey. He holds a bachelor’s degree in psychology from Lehigh University and a Juris Doctorate from Fordham University School of Law.

Food Bank for Westchester in Elmsford has received grants totaling $30,000 to support the children’s BackPack Program, a trademarked Feeding America initiative. The Thomas & Agnes Carvel Foundation led in support with a grant for $10,000. Donations of $5,000 each came from the Ronald McDonald House Charities, Citizens Bank, the KeyBank Foundation and People’s United Community Foundation.

Newsmakers Dorothea Bell, vice president of human resources of The Wartburg Adult Care Community, has joined the board of directors of the Westchester Public/Private Partnership for Aging Services as a voting member. The partnership for aging services is a nonprofit organization that develops resources to help the senior population age with independence. Westchester Community College recently bestowed a number of Personal Development Awards on students from the area, in recognition of their ability to overcome obstacles in their quest for an education. The monetary awards will be directed toward future classes. Sarah Ahmad of Yonkers. Sophia Charles of Yonkers. Shella Phanord of New Rochelle. Christian Rush of Pleasantville.

Guiding Eyes for the Blind, a nonprofit guide-dog school in Yorktown Heights, has announced the following appointments. Nancy Lothrop of New Canaan has been promoted to senior director of development. Gail Resnikoff of Ossining joins Guiding Eyes as director of planned giving.

WESTMED Medical Group, a multispecialty group medical practice based in Purchase, has announced the following appointments. Edward Monk of Stamford, Conn., a board-certified dermatologist/ MOHS surgeon, recently completed a procedural dermatology fellowship at the Dermatologic SurgiCenter in Philadelphia. He received his medical degree from SUNY Downstate Medical Center. Brian Cushin of Bronxville, a board-certified general surgeon and formerly a full-time faculty member at the Albert Einstein College of Medicine/Montefiore Medical Center. He earned his medical degree from the SUNY Albany School of Medicine. Brenda Sullivan of Chappaqua was previously in private practice as an internist in Yonkers for 24 years. She received her medical degree from Stony Brook School of Medicine.

On the Go: Business, Etc. Wednesday August 1 “Social Media Marketing Made Simple” sponsored by SCORE Westchester, 1 to 2 p.m., SCORE Westchester, 120 Bloomingdale Road, Conference Room E, White Plains. For information, email kimmitchell@constantcontact.com.

St. John’s Riverside Hospital in Yonkers has received the Stroke Silver Plus Quality Achievement Award, elevating from the Stroke Bronze Quality Achievement Award granted by the American Heart Association/American Stroke Association’s Get With The Guidelines. The award recognizes St. John’s Riverside Hospital’s commitment and success in implementing a higher standard of stroke care.

Tuesday August 7 Women’s Enterprise Development Center in White Plains has announced the following individuals have joined its board of directors. Karen A. Campbell of Tuckahoe has been a vice president and wealth management advisor at Merrill Lynch in Scarsdale and White Plains since 1993. Jacqueline J. Warner of Ossining is an attorney at the national law firm of Hinman, Howard & Kattell L.L.P. in White Plains.

“NYS Courts E-Filing Training - White Plains,” 9 to 11 a.m., Westchester County Dept of Information Technology, 112 E. Post Road, Third floor, White Plains. For information, call 995-3082.

Snapshot Employees of Dorian Drake International in White Plains. Photograph by Alex Ostasiewicz/AmeriCares.

Dorian Drake International employees from White Plains recently assembled more then 800 emergency kits for U.S. disaster survivors at AmeriCares Stamford, Conn., headquarters. The kits will be pre-positioned in the aid organization’s Connecticut warehouse for distribution to families across the U.S. who have been displaced by hurricanes, flooding and severe storms. More than 40 General Electric (GE) employees used their free time away from the company’s worldwide conference, held at GE’s Connecticut headquarters, to lend a helping hand at Adopt-A-Dog, a nonprofit animal rescue and shelter in Armonk. Many of the volunteers were from different countries and chose to help Adopt-A-Dog as part of GE’s corporate community service initiative. Information for these features has been provided by the subjects or their delegates. HV Biz • WCBJ • July 30, 2012

FACTS&FIGURES Decaudin, Pascale, et al. Filed by FV-1 Inc. Action: seeks to foreclose on a mortgage to secure $1 million affecting property located at 80 McLain St., Mount Kisco 10598. Filed June 18. Gobardhan, Deonarine, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $180,000 affecting property located at 127 Franklin Ave., Mount Vernon 10550. Filed June 19.

Kam Holding Group L.L.C., et al. Filed by Ridgewood Savings Bank. Action: seeks to foreclose on a mortgage to secure $344,500 affecting property located at 155 S. Third Ave., Mount Vernon. Filed June 20. Kinui, Masahi Michael, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $480,000 affecting property located at 2307 William Court, Yorktown Heights 10598. Filed June 19.

Grant, Billie-Ann, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $340,000 affecting property located at 4 Rosa Drive, Greenburgh 10607. Filed June 22.

Koch, Daniel G., et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 10 Lost Pond Lane, North SaGuarin, Martha C., et al. lem 10560. Filed June 22. Filed by U.S. Bank N.A. Action: seeks to foreclose on a Kurtis, Glen A., et al. Filed by mortgage to secure $295,952 Ulster Savings Bank. Action: affecting property located at seeks to foreclose on a mort277 Old Kensico Road, White gage to secure $734,400 afPlains 10607. Filed June 22. fecting property located at 250 Hardscrabble Road, Briarcliff Henriques, Sylvia A., et al. Manor 10510. Filed June 18. Filed by Loancare. Action: seeks to foreclose on a mort- Lee, Richard Seung-Lae, et gage to secure $393,312 af- al. Filed by Wells Fargo Bank fecting property located at 44 N.A. Action: seeks to foreclose N. 10th Ave., Mount Vernon on a mortgage to secure an 10550. Filed June 22. unspecified amount affecting property located at 40 BanksHughes, Wade, et al. Filed by ville Road, Armonk 10504. Wells Fargo Bank N.A. Action: Filed June 22. seeks to foreclose on a mortgage to secure $639,200 af- Luciano, Elaine, et al. Filed fecting property located at 257 by U.S. Bank N.A. Action: Central Ave., Unit 2JP, White seeks to foreclose on a mortPlains 10606. Filed June 20. gage to secure $468,000 affecting property located at 219 Inoa, Lenny Alan, et al. Filed White Plains Road, Tuckahoe by PHH Mortgage Corp. Ac- 10707. Filed June 18. tion: seeks to foreclose on a mortgage to secure $315,262 Maestre, Calixto, et al. Filed affecting property located at by Wells Fargo Bank N.A. Ac64 Mile Square Road, Yonkers tion: seeks to foreclose on a 10701. Filed June 21. mortgage to secure $390,741 affecting property located at Joseph, Philous, et al. Filed 295 Primrose Ave., Mount by Citimortgage Inc. Action: Vernon 10552. Filed June 19. seeks to foreclose on a mortgage to secure $304,000 af- Nelson Avenue Realty fecting property located at L.L.C., et al. Filed by JPMor339 High Street North, Mount gan Chase Bank N.A. Action: Vernon. Filed June 22. seeks to foreclose on a mortgage to secure $508,000 affecting property located at 43 Nelson Ave., Harrison 10528. Filed June 21.

34 July 30, 2012 • WCBJ • HV Biz

Pena, Roberto, et al. Filed by ING Bank F.S.B. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 2 Don Lane, White Plains 10601. Filed June 18.

Villanova, Renee, aka Renee Morella, et al. Filed by Emigrant Savings Bank - Manhattan. Action: seeks to foreclose on a mortgage to secure $404,250 affecting property located at 9 Berkley Court, Briarcliff Manor. Filed Queens-Allen, Rosa, aka June 22. Rosa L. Queen-Allen, et al. Filed by HSBC Bank USA Walton, Celia, et al. Filed by N.A. Action: seeks to fore- Wells Fargo Bank N.A. Acclose on a mortgage to secure tion: seeks to foreclose on a $402,573 affecting property mortgage to secure $255,600 located at 35 Amundson Ave., affecting property located at Mount Vernon 10550. Filed 30 Carroll St., Yonkers 10705. June 21. Filed June 18. Rivadeneira, Jose M., et al. Filed by Chase Home Finance L.L.C. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 947 Diven St., Peekskill 10566. Filed June 18. Rose-Savarese, Linda S., et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $500,000 affecting property located at 233 Underhill St., Yonkers 10710. Filed June 19.

GJS United Inc., as owner. $4,176 as claimed by Wired Up Electric Inc., Holmes. Property: in Mount Vernon. Filed July 16.

Bobos, 192 Albemarle Road, White Plains 10605, c/o Kevin Salaverria. Filed Jan. 23.

Divorce Mediation Professionals, 600 Mamaroneck Ave., Suite 400, Harrison 10528, c/o Lenard Marlow and Maren Cardillo. Filed Jan. 20.

Jaycees Delicious Foods, 3133 E. Main St., Mohegan Lake 10547, c/o Junior Antonio Guy. Filed Jan. 24.

Brooms and Dusters, 8 Fisher Lane, Katonah 10536, KPT Riverside Realty L.L.C., c/o Monica M. Castelan. Filed as owner. $36,250 as claimed Jan. 20. by Trinity Phoenix Corp., Staten Island. Property: in Choice Nails, 13B E. Prospect Cortlandt. Filed July 17. Ave., Mount Vernon 10550, c/o Chris Chulyong Choe. McBean, Frank, as owner. Filed Jan. 24. $8,971 as claimed by Copeland Renovation and Construction, Cobra Construction, 5 Baker New Rochelle. Property: in St., Apt. D, Mohegan Lake Mount Vernon. Filed July 17. 10547, c/o Afonso V. Costa. Filed Jan. 24. Mechanic’s Liens Mount Vernon Hospital, as owner. $9,101 as claimed by College Terrace Collection, 689 Mamaroneck Associates Graybar Electric Company 21 Limestone Road, Armonk L.L.C., as owner. $6,949 as Inc., Garden City. Property: in 10504, c/o Candice Ruggiero. claimed by Dennis Noskin Ar- Mount Vernon. Filed July 20. Filed Jan. 20. chitect P.C., Tarrytown. Property: in Mamaroneck. Filed Triple C Realty L.L.C., as De Moda Management, 1 July 17. owner. $2,432 as claimed Fisher Drive, Unit 620, Mount by Lettera Sign and Electric Vernon 10552, c/o Martin Angelillo, Joseph, et al, as Company Inc., Bronx. Prop- Berroa. Filed Jan. 23. owner. $7,763 as claimed by erty: in Yonkers. Filed July 20. JNJ Plumbing and Heating DT 33 Enterprises, 60 GibCorp., Elmsford. Property: in son Ave., White Plains 10607, Eastchester. Filed July 16. c/o Derrick Robinson. Filed New Businesses Jan. 23. Archbishopric of New York, This paper is not responsible as owner. $51,146 as claimed by H and P Lumber and Ma- for typographical errors con- Good Karma Tattoos, 221 Central Ave., White Plains terials Inc., Goldens Bridge. tained in the original filings. 10606, c/o Quinonez Lucas. Property: in Somers. Filed Filed Jan. 23. Partnerships July 18.

Stony Hill Road I L.L.C., et al. Filed by Customers Bank. Action: seeks to foreclose on a mortgage to secure $800,000 affecting property located at 4 Burns Road, West Harrison Beida, Lisa, et al, as owner. $2,279 as claimed by Messco 10604. Filed June 18. Building Supply Inc., Walden. The Metropolitan Building Property: in New Castle. Filed Group L.L.C., et al. Filed by July 19. Ocean Hill South L.L.C. Action: seeks to foreclose on a BVS Acquisition Company mortgage to secure $2.3 mil- L.L.C., et al, as owner. $71,833 lion affecting property located as claimed by Siteworks Contracting Corp., Mount Verin Yonkers. Filed June 22. non. Property: in Somers. Tortorella, Lisa, et al. Filed Filed July 19. by Federal National Mortgage Association. Action: seeks to EBC White Plains L.L.C., as foreclose on a mortgage to se- owner. $59,306 as claimed by cure $289,330 affecting prop- Newburgh Windustrial Co., erty located at 219 Locust Ave., Newburgh. Property: in White Cortlandt Manor 10567. Filed Plains. Filed July 20. June 21. Frieh, Hannah, et al, as owner. $18,715 as claimed by N. Pagano Plumbing and Heating, Bronx. Property: in Yonkers. Filed July 19.

K.I. Collection, 119 Dell Ave., Joharri, 411 Bronx Riv- Mount Vernon 10550, c/o er Road, Apt. 8A, Yonkers Kimarah T. Isaac. Filed Jan. 20. 10704, c/o Harold Joseph and Akeeme Harris. Filed Jan. 24. Marchoso Music Group, 1 Fisher Drive, Unit 620, Mount 10552, c/o Martin Sole Proprietorships Vernon Berroa. Filed Jan. 23. Alan Goldrich Consulting Services, 53 Frederick Lane, N-Arush Car Service, 465 Scarsdale 10583, c/o Alan Tarrytown Road, Unit 1413, White Plains 10607, c/o Albert Goldrich. Filed Jan. 24. N. Rush. Filed Jan. 23. Antilles Trading, 100 Columbus Ave., No. 6H, Tuckahoe Nia Unscripted Produc10707, c/o Nelcol Philip. Filed tions, P.O. Box 1524, White Plains 10602, c/o Althea Kay. Jan. 24. Filed Jan. 20. Barge CNC, P.O. Box 614, Verplanck 10596, c/o Dominic Vinas Cleaners, 216 Union Ave., No. 1, Peekskill 10566, John Franzoso. Filed Jan. 20. c/o Daysi Genao. Filed Jan. 23.

Data management job planning and scheduling with finish time guarantee. PatThe following patents were is- ent no. 8,230,428 issued to sued by the U.S. Patent and Lan Huang, Sunnyvale, Calif. Trademark Office in Washing- Assigned to International Business Machines Corp., Arton, D.C. monk.

Patents

Apparatus, system and method for network authentication and content distribution. Patent no. 8,230,516 issued to James Davison, Tucson, Ariz.; and Christopher Sansone, Tucson, Ariz. Assigned to International Business Machines Corp., Armonk. Assist thread for injecting cache memory in a microprocessor. Patent no. 8,230,422 issued to Patrick Bohrer, Austin, Texas; Orran Krieger, Newton, Mass.; Ramakrishnan Rajamony, Austin, Texas; Michael Rosenfield, Ridgefield, Conn.; Hazim Shafi, Austin, Texas; Balaram Sinharoy, Poughkeepsie; and Robert Tremaine, Stormville. Assigned to International Business Machines Corp., Armonk.

Dynamic-application placement under service and memory constraints. Patent no. 8,230,438 issued to Tracy Kimbrel, Cortlandt Manor; Malgorzata Steinder, Leonia, N.J.; Maxim Sviridenko, New York City; and Asser Tantawi, Somers. Assigned to International Business Machines Defragmenting blocks in a clustered or distributed Corp., Armonk. computing system. Patent no. 8,230,432 issued to Enhanced staged eventJay S. Bryant, Rochester, driven architecture. Patent Minn.; Nicholas B. Goracke, no. 8,230,447 issued to David Rochester, Minn.; Daniel Gilgen, Raleigh, N.C.; and P. Kolz, Rochester, Minn.; and Thomas Rowe, Chapel Hill, Dharmesh J. Patel, Rochester, N.C. Assigned to InternationMinn. Assigned to Interna- al Business Machines Corp., tional Business Machines Armonk. Corp., Armonk. Executing an accelerator Detecting a deadlock con- application program in a dition by monitoring firm- hybrid-computing environware inactivity during the ment. Patent no. 8,230,442 system IPL process. Patent issued to Michael E. Aho, no. 8,230,429 issued to Van Rochester, Minn.; Gordon Lee, Cedar Park, Texas; David G. Stewart, Rochester, Minn.; Sanner, Rochester, Minn.; and and Cornell G. Wright Jr., Alan Hlava, Mazeppa, Minn. Austin, Texas. Assigned to Assigned to International International Business MaBusiness Machines Corp., Ar- chines Corp., Armonk. monk. Flexibly assigning security configurations to applicaDetecting incorrect versions tions. Patent no. 8,230,478 of files. Patent no. 8,230,413 issued to Paul W. Bennett, issued to Cary Bates, Roch- Austin, Texas; Elisa Ferracane, ester, Minn.; and Paul Austin, Texas; Daniel E. MorW. Buenger, Eau Claire, Wiss. ris, Austin, Texas; and Michael Assigned to International C. Thompson, Austin, Texas. Business Machines Corp., Ar- Assigned to International Business Machines Corp., Armonk. monk.

Blocking write access to memory modules of a solid-state drive. Patent no. 8,230,255 issued to Louie Arthur, Tucson, Ariz.; Timothy A. Johnson, Tucson, Ariz.; Craig Anthony, Redington Beach, Fla.; Gregg Lucas, Tucson, Ariz.; and Daniel Winarski, Tucson, Ariz. Assigned to Differential dynamic-conInternational Business Ma- tent delivery with indicachines Corp., Armonk. tions of interest from nonparticipants. Patent Compiler option consis- no. 8,230,331 issued to Wiltency checking during in- liam K. Bodin, Austin, Texas; cremental hardware de- Michael J. Burkhart, Round sign language compilation. Rock, Texas; Daniel G. EisenPatent no. 8,230,406 issued hauer, Austin, Texas; Daniel to Richard L. H. Carbone, M. Schumacher, Pflugerville, Hyde Park; Gabor Bobok, Texas; and Thomas J. Watson, Schenectady; Gabor Drasny, Pflugerville, Texas. Assigned Poughkeepsie; and Ali El-Ze- to International Business in, Austin, Texas. Assigned to Machines Corp., Armonk. International Business Machines Corp., Armonk.

Game determination of tag relevance for social bookmarking. Patent no. 8,230,338 issued to Casey Dugan, Medford, Mass.; Michael Muller, Medford, Mass.; Jerry W. Redman, Cedar Park, Texas; Amy D. Travis, Arlington, Mass.; and Sara Weber, Arlington, Mass. Assigned to International Business Machines Corp., Armonk.

Green computing interchange-switching function. Patent no. 8,230,439 issued to Jeffrey D. Amsterdam, Marietta, Ga.; Rick Hamilton II, Charlottesville, Va.; Brian M. O’Connell, Cary, N.C.; Clifford A. Pickover, Yorktown Heights; and Keith R. Walker, Austin, Texas. Assigned to International Business Machines Corp., Armonk. Method for IC wiring yield optimization, including wire widening during and after routing. Patent no. 8,230,378 issued to John M. Cohn, Richmond, Vt.; Jason D. Hibbeler, Williston, Vt.; and Gustavo E. Tellez, Essex Junction, Vt. Assigned to International Business Machines Corp., Armonk.

Providing a computing system with real-time capabilities. Patent no. 8,230,446 issued to Paul E. McKenney, Beaverton, Ore.; Claudia Salzberg, Cambridge, Mass.; Rene Vandenbroeck, Wake Forest, N.C.; John K. Whetzel, Holly Springs, N.C.; Peter H. Reynolds, Raleigh, N.C.; Albert A. Asselin, Morrisville, N.C.; Keith Mannthey, Portland, Ore.; Torez Smith, Austin, Texas; Jeffrey Franke, Apex, N.C.; and Theodore Y. Tso, Medford, Mass. Assigned to International Business Machines Corp., Armonk.

System and method for the automatic evaluation of existing security policies and automatic creation of new security policies. Patent no. 8,230,477 issued to Paolina Centonze, Amawalk; and Marco Pistoia, Amawalk. Assigned to International Business Machines Corp., Armonk. User specified parallel data fetching for optimized web access. Patent no. 8,230,474 issued to James Dunn, Boynton Beach, Fla.; Bruce Semple, Potomac, M.D.; Edith Stern, Yorktown Heights; and Barry Willner, Briarcliff Manor. Assigned to International Business Machines Corp., Armonk.

Retargeting for electrical yield enhancement. Patent no. 8,230,372 issued to Kanak B. Agarwal, Austin, Texas. Assigned to International Business Machines Corp., Ar- Vital Recovery Services Inc. Method for security in elec- monk. Filed by Elimelech Blau. Actronically fused encryption tion: claim filed under the Fair keys. Patent no. 8,230,495 is- Scheduling threads in a Debt Collection Practices Act sued to Robert W. Berry Jr., multiprocessor computer. of 1978. Attorney for plaintiff: Round Rock, Texas; Jonathan Patent no. 8,230,430 issued Samuel A. Ehrenfeld. Filed J. DeMent, Austin, Texas; and to Jos M. Accapadi, Austin, July 19. Case no. 12-05559. John S. Liberty, Round Rock, Texas; Matthew Accapadi, Assigned to International Texas. Assigned to Interna- Austin, Texas; Andrew Dun- Business Machines Corp., Artional Business Machines shea, Austin, Texas; Mark monk. Corp., Armonk. E. Hack, Cedar Park, Texas; Agustin Mena, Austin, Texas; Virtual world subgroup deMultithreaded processor and Mysore S. Srinivas, Aus- termination and segmentaarchitecture with opera- tin, Texas. Assigned to Inter- tion for performance scaltional latency hiding. Pat- national Business Machines ability. Patent no. 8,230,441 issued to Kulvir S. Bhogal, ent no. 8,230,423 issued to Corp., Armonk. Fort Worth, Texas; Rick Matteo Frigo, Austin, Texas; Ahmed Gheith, Round Rock, Shared performance moni- A. Hamilton II, CharlottesTexas; and Volker Strumpen, tor in a multiprocessor ville, Va.; James R. Kozloski, Austin, Texas. Assigned to system. Patent no. 8,230,433 New Fairfield, Conn.; Brian International Business Ma- issued to George Chiu, Cross M. O’Connell, Cary, N.C.; and chines Corp., Armonk. River; Alan G. Gara, Mount Clifford A. Pickover, Yorktown Kisco; and Valentina Salapura, Heights. Assigned to InterChappaqua. Assigned to In- national Business Machines ternational Business Ma- Corp., Armonk. chines Corp., Armonk.

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Notice of Formation of Ms. Karenís A+ Tutoring Center, LLC. Arts. of Org. filed with SSNY on 5/18/12. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to: Karen LesPierre, 175 Hugenot Street, Unit 806, New Rochelle, NY 10801. Purpose: any lawful activity. #57906 Notice of Formation of A Kidís World Preschool & Daycare LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 10/03/2011. Office location: Westchester County. SSNY is designated as agent of the LLC upon whom process may be served and SSNY shall mail process to The LLC, 198 Park Ave., West Harrison, NY 10604. Purpose: Any lawful activity. #57931 Hero Recording Studio, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 3/2/12. Office in Westchester County. SSNY designated agent of LLC upon whom process against it may be served. SSNY shall mail process to c/o Corporation Service Company, 80 State St., Albany, NY 12207. Purpose: General. #57932 Jack Munson Burton LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 5/10/12. Office in Westchester County. SSNY designated agent of LLC upon whom process against it may be served. SSNY shall mail process to Nancy Williams Carlson, 250 E. Houston St. #9J, NY, NY 10002. Purpose: General. #57933 Vinicole The Americas LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 4/6/12. Office in Westchester County. SSNY designated agent of LLC upon whom process against it may be served. SSNY shall mail process to Robert C. Macdonald, 97 Osborn Rd., Rye, NY 10580. Purpose: General. #57934 Bag Sarang New York, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 4/24/12. Office in Westchester County. SSNY designated agent of LLC upon whom process against it may be served. SSNY shall mail process to c/o Richard Eric Skiera, 100 Palmer Ln., Thornwood, NY 10594. Purpose: General. #57935 Woodland Court LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 5/30/12. Office in Westchester County. SSNY designated agent of LLC upon whom process against it may be served. SSNY shall mail process to Maya Kadar Kovalsky, 233 Glen Ave., Glen Rock, NJ 07452. Purpose: General. #57936 Notice of application for authority of FindawayWorld LLC. Initial DOS filing with the Secretary of State of NY (Westchester Co) on 3/30/12. Jurisdiction and date of org: Ohio 7/19/04. SSNY designated as agent upon whom process against LLC may be served. SSNY shall mail a copy of any process against the LLC to registered agent: A.G.C. Co., 3200 PNC Center,1900 E 9th St, Cleveland, OH 44114. Office address: 31999 Aurora Rd, Solon, OH 44139. Authorized officer where copy of articles of org are filed: Jon Husted, Ohio Secretary of State, 189 E Broad St, 16th Floor, Columbus, OH 43215. Purpose: any lawful act or activity. #57937 SAUCE IS SCIENCE LLC, a domestic LLC. Arts. of Org. filed with the SSNY on 06/12/2012. Office location: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: Ronald Steinvurzel, Esq., Steinvurzel Law Group P.C. , 34 South Broadway - Ste 401, White Plains, NY 10601. Purpose: Any Lawful Purpose. #57938 NOTICE OF QUALIFICATION OF The Chief Trunk Company LLC. Application for Authority filed with the Secretary of State of New York (SSNY) on 05/07/2012. Office location: WESTCHESTER County. LLC formed in Delaware on 08/18/2010. SSNY has been designated as an agent upon whom process against it may be served. The Post Office address to which the SSNY shall mail a copy of any process against the LLC served upon him/her is: 29 Cedar Street, Hastings-on-Hudson, NY 10706. Address to be maintained in DE: 1815 W. 13th Street, Ste 5, Wilmington DE 19806. Certificate of LLC filed with Secretary of State of Delaware located at: 401 Federal Street Ste 4, Dover DE 19901. Purpose: any lawful act or activity. #57939

NOTICE OF FORMATION of RADOW LAW PLLC. Art. of Org filed Secíy of State (SSNY) June 7, 2012 Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to 17 N. Chatsworth Avenue, Larchmont, New York 10538. Purpose: Law. #57940 Notice of Formation of AUTOBAHN GRAPHICS LLC. Arts. of Org. was filed with SSNY on 6/13/12. Office location: Westchester County. SSNY designated as agent of LLC whom process against may be served. SSNY shall mail process to: c/o The LLC, 114 Green Lane, Bedford Hills, NY 10507. Purpose: all lawful activities. #57941 Notice of Formation of ZoobeatZ LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 6/14/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: Denise M. Tormey, SNR Denton US LLP, 1221 Ave. of the Americas, NY, NY 10020. Purpose: any lawful activity. #57942 Notice of Qualification of Swan Advisors LLC. Authority filed with NY Dept. of State on 5/24/12. Office location: Westchester County. Princ. bus. addr.: 21 Brown Ave., Rye, NY 10580. LLC formed in DE on 5/10/11. NY Sec. of State designated agent of LLC upon whom process against it may be served and shall mail process to: c/o CT Corporation System, 111 8th Ave., NY, NY 10011, regd. agent upon whom process may be served. DE address of LLC: 1209 Orange St., Wilmington, DE 19801. Cert. of Form. filed with DE Sec. of State, 401 Federal St., Dover, DE 19901. Purpose: all lawful purposes. #57943 Notice of Formation of NECB Financial Services Group LLC. Arts. of Org. filed with NY Dept. of State on 6/13/12. Office location: Westchester County. Sec. of State designated agent of LLC upon whom process against it may be served and shall mail process to the principal business address of the LLC: c/o NorthEast Community Bank, 325 Hamilton Ave., White Plains, NY 10601. Purpose: all lawful purposes. #57944 MANNA ACUPUNCTURE, PLLC, a Prof. LLC. Arts. of Org. filed with the SSNY on 05/22/2012. Office location: Westchester County. SSNY has been designated as agent upon whom process against it may be served. SSNY shall mail process to: 22 Cherrywood Road, Yonkers, NY 10710. Purpose: To Practice The Profession Of Acupuncture. #57946 Notice of Formation of 626 Crescent Avenue, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 6/15/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o Falcon & Singer P.C., 14 Harwood Court, Ste. 220, Scarsdale, NY 10583. Purpose: any lawful activity. #57947 Notice of Qualification of Fulfillment International, LLC. App. for Auth. filed with Secy. of State of NY (SSNY) on 6/14/12. Office location: Westchester County. LLC formed in Connecticut (CT) on 9/4/01. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 80 Hartford Ave., Mt. Vernon, NY 10553. CT address of LLC: David A. Swerdloff, c/o Day, Berry & Howard, LLP, One Canterbury Green, Stamford, CT 06901. Cert. of Form. filed with CT Secy. of State, 30 Trinity St., PO Box 150470, Hartford, CT 06115. Purpose: any lawful activity. #57948 Notice of Formation of NYC STRATEGIC PARTNERS LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 4/5/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: Graubard Miller, 405 Lexington Ave., 19th Fl., NY, NY 10174, (Attn: Docket Clerk). Purpose: any lawful activity. #57949 Notice of Formation of Limited Liability Company: 511 CREATIVE, LLC. Arts. of Org. filed with New York Secretary of State (SSNY) on 05/14/2012. Office located in Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail a copy of process to the LLC at 495 Odell Ave - 5B, Yonkers, NY 10703. Purpose: Any lawful activity. #57950

36 July 30, 2012 • WCBJ • HV Biz

LEGAL NOTICES

Innovative Voluntary Benefits Solutions, LLC, Art. of Org. filed with NY Secy. of State on 06/20/2012. Office located in Westchester Cty. Secy. of State designated as agent upon which process may be served. Secy. of Sate shall mail a copy of any process against it served upon him to: 2694 Farsund Ct, Yorktown Heights, NY 10598 (the LLC primary business location). LLC may engage in any lawful act of activity for which a limited liability company may be formed. #57951

Notice of Formation of SMASH PARTNERS TARRYTOWN LLC. Arts. of Org. was filed with SSNY on 6/20/12. Office location: Westchester County. SSNY designated as agent of LLC whom process against may be served. SSNY shall mail process to: c/o The LLC, 49 Tarrytown Rd., White Plains, NY 10607. Purpose: all lawful activities. #57952

LEGAL NOTICE The Articles of Organization of 2 GREENLEAF ASSOCIATES, LLC (the ìCompanyî) were filed with the Secretary of State of the State of New York on May 07, 2012. The office of the Company is located in Westchester County, New York. The Secretary of State has been designated as agent of the Company upon whom process against it may be served. The post office address within or without the state to which the Secretary of State shall mail a copy of any process against the Company served upon him or her is: Susan Cappelli, 18 Sylvia Avenue, Ardsley, New York 10502. The Company was formed for any lawful business purpose or purposes permitted under the New York Limited Liability Company Act. #57953

LEGAL NOTICE The Articles of Organization of 4 STONYCREST ROAD ASSOCIATES, LLC (the ìCompanyî) were filed with the Secretary of State of the State of New York on May 24, 2012. The office of the Company is located in Westchester County, New York. The Secretary of State has been designated as agent of the Company upon whom process against it may be served. The post office address within or without the state to which the Secretary of State shall mail a copy of any process against the Company served upon him or her is: Susan Cappelli, 18 Sylvia Avenue, Ardsley, New York 10502. The Company was formed for any lawful business purpose or purposes permitted under the New York Limited Liability Company Act. #57954 Notice of Formation of 254 Dorsett Street LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 11/9/11. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: Becker Ross, LLP, 317 Madison Ave., Ste. 614, NY, NY 10017. Purpose: any lawful activity. #57955 Notice of Formation of 777 Bethpage LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 6/21/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o The LLC, 1 North Broadway, Ste. 400, White Plains, NY 10601. Purpose: any lawful activity. #57956 Notice of Formation of Hudson Valley Graphic Design LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 6/14/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: The LLC, 35 Emerson Avenue, CrotonOn-Hudson, NY 10520. Purpose: any lawful activity. #57957 Notice of Formation of LPV Fitness, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 2/29/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 158 First St., Yonkers, NY 10704, Attn: Lynn Pesce Vita, the registered agent upon whom process may be served. Purpose: any lawful activity. #57958 WARBURTON REALTY PARTNERS LLC, a domestic LLC. Arts. of Org. filed with the SSNY on 04/04/2012. Office location: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: Daniel D. Tartaglia, Esq., 800 Westchester Ave, N307, Rye Brook, NY 10573. Purpose: Any Lawful Purpose #57959

Notice of Formation of CRF Art Advisors, LLC. Arts. of Org. filed with NY Dept. of State on 6/18/12. Office location: Westchester County. Sec. of State designated agent of LLC upon whom process against it may be served and shall mail process to the principal business address: c/o Richard Greco, 16 Musgrave St., Tuckahoe, NY 10707. Purpose: all lawful purposes. #57960

Notice of Formation of Zion Court GP, LLC. Arts. of Org. filed with NY Dept. of State on 6/1/2012. Office location: Westchester County. Sec. of State designated as agent of LLC upon whom process against it may be served and shall mail process to the principal business addr.: c/o Greater Centennial Community Development Corporation, 114 W. Fourth St., Mount Vernon, NY 10550. Purpose: any lawful activity. #57961 Notice of Formation of Zion Court Apartments L.P. Cert. filed with NY Dept. of State on 6/4/2012. Office location: Westchester County. Sec. of State designated as agent of LP upon whom process against it may be served and shall mail process to the principal business addr.: c/o Greater Centennial Community Development Corporation, 114 W. Fourth St., Mount Vernon, NY 10550. Name/addr. of genl. partner available from Sec. of State. Term: until 12/31/2082. Purpose: any lawful activity. #57962 Notice of Qualification of Integrated Synergy Solutions, LLC. Authority filed with NY Dept. of State on 5/23/12. Office location: Westchester County. LLC formed in CT on 3/23/12. NY Sec. of State designated agent of LLC upon whom process against it may be served and shall mail process to the CT and principal business address: 71 Naugatuck Dr., Naugatuck, CT 06770. Cert. of Org. filed with CT Sec. of State, 30 Trinity St., Hartford, CT 06186. Purpose: all lawful purposes. #57963 Notice of Formation of Ken Okamoto Architect, PLLC. Articles of Organization were filed with the Secretary of State (SSNY) on May 7, 2012. Office Location in Westchester County. SSNY is designated as agent of the professional service limited liability company upon whom process against it may be served. SSNY shall mail a copy of the process to 46 Old Stone Hill Road Pound Ridge, NY 10576. Purpose: Any Lawful Purpose. #57964 Notice of Formation of ClassiGal LLC. Arts of Org. filed with NY Secy of State on 6/14/12. Office location: Westchester County. SSNY is designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 2055 Albany Post Road, Croton, NY 10520. Purpose: any lawful activity. #57965 Notice of Qualification of Baywater TN 411 Theodore Fremd LLC App. for Auth. filed Sec’y of State (SSNY) on 6/25/12. Office location: Westchester County. LLC org. in DE 5/11/12. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to c/o True North Management Group, LLC, 44 S. Broadway, 10th Fl. White Plains, NY 10601. Office address in DE, 1209 Orange St, Wilmington, DE 19801. Cert. of Form. on file: DE, Div. of Corporations, John G. Townsend Bldg., 401 Federal St, Suite 4, Dover, DE 19901 Purpose: any lawful activities. #57966 Notice of Qualification of PREP GAMES, LLC. App. for Auth. filed with Secy. of State of NY (SSNY) on 5/23/12. Office location: Westchester County. LLC formed in Delaware (DE) on 8/20/10. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 28 Brite Ave., Scarsdale, NY 10583, Attn: Kenny Nova, the registered agent of LLC upon whom process may be served. DE address of LLC: 1209 Orange St., Wilmington, DE 19801. Arts. of Org. filed with DE Secy. of State, 401 Federal St., Dover, DE 19901. Purpose: any lawful activity. #57968 Notice of Formation of GTISS INFORMATION SYSTEMS, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 3/28/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: The LLC, 278 Rumsey Road, Yonkers, NY 10705. Purpose: any lawful activity. #57969

Jan’s Roofing LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 4/13/12. Office in Westchester County. SSNY designated agent of LLC upon whom process against it may be served. SSNY shall mail process to John Dudzik, PO Box 304h, Scarsdale, NY 10583. Purpose: General. #57970 Yogurt By You, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 2/24/12. Office in Westchester County. SSNY designated agent of LLC upon whom process against it may be served. SSNY shall mail process to 56 Driftwood Dr., Somers, NY 10589. Purpose: General. #57971 The Face Of MO LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 5/4/12. Office in Westchester County. SSNY designated agent of LLC upon whom process against it may be served. SSNY shall mail process to c/o Michael Herbert, 41 N. Lake Rd., Armonk, NY 10504. Purpose: General. #57972 Down Doggie LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 3/2/12. Office in Westchester County. SSNY designated agent of LLC upon whom process against it may be served. SSNY shall mail process to PO Box 596 , Bedford, NY 10506. Purpose: General. #57973 Christina R Marcley, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 5/15/12. Office in Westchester County. SSNY designated agent of LLC upon whom process against it may be served. SSNY shall mail process to 65 Tennis Court Ln., Mohegan Lake, NY 10547. Purpose: General. #57974 Fletcher + Bow LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 5/31/12. Office in Westchester County. SSNY designated agent of LLC upon whom process against it may be served. SSNY shall mail process to Lynn-mark Enterprises, LLC, 14 E. 38th St RM 1402, NY, NY 10016. Purpose: General. #57975 Notice of Formation of JMHALLI LEGAL PLLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 6/25/12. Office location: Westchester County. SSNY designated as agent of PLLC upon whom process against it may be served. SSNY shall mail process to: 584 Pebble Drive, El Sobrante, CA 94803. Purpose: practice the profession of law. #57976 Notice of Formation of JLG Speech Language Pathologist PLLC. Arts. of Org. filed with the Secy. of State of NY (SSNY) on 5/21/12. Office location: Westchester County. SSNY designated as agent of PLLC upon whom process against may be served. SSNY shall mail process to the PLLC, C/O Jennifer Gagliardi, 27 West Way, Mount Kisco, NY 10549. Purpose: For the practice of Speech-Language Pathology. #57977 Name of Limited Liability Company (LLC): SAK Environmental LLC. Date of filing Articles of Organization with the Secretary of State (SSNY) 6/05/12. The LLC is located in Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The post office address to which the SSNY shall mail a copy of any process against it served is to SAK Environmental LLC, 231 Sutton Street, Suite 2g, North Andover, MA 01845. Purpose of business of LLC is environmental consulting services. #57978 NOTICE OF FORMATION OF LIMITED LIABILITY COMPANY (LLC). NAME: TITAN ACCOUNTING CONSULTING SERVICES, LLC Articles of Organization were filed with the Secretary of State of New York (SSNY) on 08/22/06. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: The LLC, 9 Old Orchard Road, South Salem, NY 10590 principal business location of the LLC. Purpose: any lawful business activity. #57979 Notice of Formation of WWP 18DE LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 6/28/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o United Corporate Services, Inc., 10 Bank St., Ste. 560, White Plains, NY 10606. Purpose: any lawful activity. #57983 GIPPER COMMUNICATIONS LLC Art. of Org.filed with NY Secy. Of State on 6/25/12. Office located in Westchester Co. NY Secy. of State designated as agent upon which process may be served. Secy. of State shall mail a copy of any process against it served upon him/ her to: P.O. Box 8017 White Plains, New York 10602. LLC may engage in any lawful act or activity for which a limited liability company may be formed. #57984

NOTICE OF FORMATION OF LIMITED LIABILITY COMPANY (LLC) NAME: 54 SOUTH TERRACE AVENUE LLC Articles of Organization were filed with the Secretary of State of New York (SSNY) on 4/10/12. Office Location: Westchester County SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: Himmelfarb & Sher, LLP, 1 North Broadway, Suite 800, White Plains, NY 10601. Purpose: any lawful activity. #57986 Notice of Formation Hunt Woods Manor Design LLC Arts. of Org. filed with SSNY 7/2/2012. Off. Loc.: Westchester Cnty. SSNY designated as agent of LLC whom process may be served. SSNY shall mail process to: c/o The LLC, 171 Central Parkway, Mount Vernon, NY 10552. Purpose: all lawful activities. #57987 DMX MEDICAL SERVICES, PLLC, a Prof. LLC, Arts. of Org. filed with the SSNY on 06/19/2012. Office location: Westchester County. SSNY has been designated as agent upon whom process against it may be served. SSNY shall mail process to: 83 Montgomery Avenue, Scarsdale, NY 10583. Purpose: To Practice The Profession Of Medicine. #57988

LEGAL NOTICE Notice of formation of Limited Liability Company (ìLLCî). Name: Madbar LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on July 3, 2012. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to Madbar LLC, c/o Mountco Construction and Development Corp., 700 White Plains Road, Suite 363, Scarsdale, New York 10583. Purpose/character of LLC is to engage in any lawful act or activity. #57989 Name of LLC: Castle Staffing LLC. Articles of Organization filed NY Secretary of State on 06/29/2012. Office location: Westchester County. Secretary of State designated as agent of LLC upon whom process against it may be served. Secretary of State shall mail a copy of process to the LLC, 200 Business Park Dr, Suite 200, Armonk, NY, 10504. Purpose: Any lawful purpose. #57991 Name of Limited Liability Company (LLC): Shayla Lei, LLC. Date of filing Articles of Organization with the Secretary of State (SSNY) 6/14/12. The LLC is located in Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The post office address to which the SSNY shall mail a copy of any process against it served is to the principal business location at 40 Barker Avenue, White Plains, NY 0601. Purpose of business of LLC is any lawful act or activity. #57992 NOTICE OF FORMATION Of Speech Be With You, PLLC filed with the Secretary Of State of New York (SSNY) on 05/03/12. Office location: Westchester County. SSNY has been designated as agent of the PLLC upon whom process against it may be served. SSNY shall mail process to: 11 Rose Lane, Sandy Hook, CT, 06482. Purpose: any lawful purpose. #57993 Notice of Formation of NY PROSTYLE BRIDAL, LLC. Arts. of Org. was filed with SSNY on 7/3/12. Office location: Westchester County. SSNY designated as agent of LLC whom process against may be served. SSNY shall mail process to: c/o The LLC, 385 Ashford Ave., Dobbs Ferry, NY 10522. Purpose: all lawful activities. #57994 Notice of Qualification of T-Rex Hyde Park Owner LLC. App. for Auth. filed with Secy. of State of NY (SSNY) on 6/5/12. Office location: Westchester County. LLC formed in Delaware (DE) on 10/7/11. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o United Corporate Services, Inc. (UCS), 10 Bank St., Ste. 560, White Plains, NY 10606. DE address of LLC: c/o UCS, 874 Walker Road, Ste. C, Dover, DE 19904. Cert. of Form. filed with DE Secy. of State, Townsend Bldg., Dover, DE 19901. Purpose: any lawful activity. #57996

Notice of Formation of 100 South Highland Avenue LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 5/24/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o Cooperman Lester Miller LLP, Attn: Joseph E. Kraus, Esq., 1129 Northern Blvd., Ste. 402, Manhasset, NY 11030. Purpose: any lawful activity. #57997 Notice of Qualification of Premier Magnesia, LLC. App. for Auth. filed with Secy. of State of NY (SSNY) on 6/15/12. Office location: Westchester County. LLC formed in Delaware (DE) on 1/17/01. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 300 Barr Harbor Drive, Ste. 250, West Conshohocken, PA 19428. The registered agent upon whom process may be served: National Corporate Research, Ltd., 10 E. 40th St., 10th Fl., NY, NY 10016. DE address of LLC: 615 S. DuPont Hwy., Dover, DE 19901. Arts. of Org. filed with DE Secy. of State, Federal & Duke of York St., Dover, DE 19901. Purpose: any lawful activity. #57998 45 OAKLAND AVENUE, LLC, a domestic LLC. Arts. of Org. filed with the SSNY on 06/28/2012. Office location: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: Lichtenstein & Schindel, 158 West Boston Post Road, Mamaroneck, NY 10453. Purpose: Any Lawful Purpose. Latest date upon which LLC is to dissolve: 12/31/2055. #57999 NOTICE OF FORMATION OF A Cake Mom LLC. Arts of Org filed with Secy of State of NY (SSNY) on 6/21/12. Office location: WESTCHESTER. SSNY designated as agent upon whom process may be served. PO address to which SSNY shall mail copy of process against LLC: 173 N Main St #400 Satville, NY 11782. Principal business address: 2732 Deer St Mohegan Lake, NY 10547. Purpose: any lawful act. #58000 Name of LLC: Romeo Ventures, LLC. Arts. of Org. filed with NY Dept. of State: 6/19/12. Office loc.: Westchester Co. Sec. of State designated agent of LLC upon whom process against it may be served and shall mail process to: c/o Anthony Pulice, 130 W. 42nd St., 23rd Fl., NY, NY 10036, regd. agt. upon whom process may be served. Purpose: any lawful act. #58001 ENCLAVE GROUP II, LLC, a domestic LLC. Arts. of Org. filed with the SSNY on 01/03/2012. Office location: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: Joel Rabinowitz, 438 Fifth Ave., Pelham, NY 10803. Purpose: Any Lawful Purpose. #58002 NOTICE OF FORMATION of South Lexington Avenue, LLC Art. of Org filed Secíy of State (SSNY) 7/9/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to 16 Ogden Place West, Dobbs Ferry, NY 10522. Purpose: any lawful activities. #58005 LEGAL NOTICE The Articles of Organization of 124 WAPPANOCCA AVENUE ASSOCIATES, LLC (the ìCompanyî) were filed with the Secretary of State of the State of New York on June 05, 2012. The office of the Company is located in Westchester County, New York. The Secretary of State has been designated as agent of the Company upon whom process against it may be served. The post office address within or without the state to which the Secretary of State shall mail a copy of any process against the Company served upon him or her is: Paul A. Varsames, 1 Hunter Avenue, Armonk, New York 10504. The Company was formed for any lawful business purpose or purposes permitted under the New York Limited Liability Company Act. #58006

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LEGAL NOTICES Continued from previous page LEGAL NOTICE The Articles of Organization of 122 WAPPANOCCA AVENUE ASSOCIATES, LLC (the ìCompanyî) were filed with the Secretary of State of the State of New York on June 05, 2012. The office of the Company is located in Westchester County, New York. The Secretary of State has been designated as agent of the Company upon whom process against it may be served. The post office address within or without the state to which the Secretary of State shall mail a copy of any process against the Company served upon him or her is: Paul A. Varsames, 1 Hunter Avenue, Armonk, New York 10504. The Company was formed for any lawful business purpose or purposes permitted under the New York Limited Liability Company Act. #58007 LEGAL NOTICE The Articles of Organization of 126 WAPPANOCCA AVENUE ASSOCIATES, LLC (the ìCompanyî) were filed with the Secretary of State of the State of New York on June 05, 2012. The office of the Company is located in Westchester County, New York. The Secretary of State has been designated as agent of the Company upon whom process against it may be served. The post office address within or without the state to which the Secretary of State shall mail a copy of any process against the Company served upon him or her is: Paul A. Varsames, 1 Hunter Avenue, Armonk, New York 10504. The Company was formed for any lawful business purpose or purposes permitted under the New York Limited Liability Company Act. #58008 LEGAL NOTICE

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The Articles of Organization of PURCHASE STREET HOLDINGS, LLC (the ìCompanyî) were filed with the Secretary of State of the State of New York on June 06, 2012. The office of the Company is located in Westchester County, New York. The Secretary of State has been designated as agent of the Company upon whom process against it may be served. The post office address within or without the state to which the Secretary of State shall mail a copy of any process against the Company served upon him or her is: Paul A. Varsames, 1 Hunter Avenue, Armonk, New York 10504. The Company was formed for any lawful business purpose or purposes permitted under the New York Limited Liability Company Act. #58009

LEGAL NOTICE The Articles of Organization of VANDALAY PROPERTIES II, LLC (the ìCompanyî) were filed with the Secretary of State of the State of New York on June 20, 2012. The office of the Company is located in Westchester County, New York. The Secretary of State has been designated as agent of the Company upon whom process against it may be served. The post office address within or without the state to which the Secretary of State shall mail a copy of any process against the Company served upon him or her is: Bryan L. Cappelli, c/o Cappelli Enterprises, Inc., 115 Stevens Avenue, Valhalla, New York. The Company was formed for any lawful business purpose or purposes permitted under the New York Limited Liability Company Act. #58010 LEGAL NOTICE The Articles of Organization of HILL BLVD. ASSOCIATES, LLC (the ìCompanyî) were filed with the Secretary of State of the State of New York on June 12, 2012. The office of the Company is located in Westchester County, New York. The Secretary of State has been designated as agent of the Company upon whom process against it may be served. The post office address within or without the state to which the Secretary of State shall mail a copy of any process against the Company served upon him or her is: Christopher Sclafani, c/o Mount Kisco Medical Group, P.C., 110 South Bedford Road, Mount Kisco, New York 10549. The Company was formed for any lawful business purpose or purposes permitted under the New York Limited Liability Company Act. #58011 Notice of Formation of Clover & Pearle, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 7/9/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 15 Ridgewood Drive, Rye, NY 10580. Purpose: any lawful activity. #58012 Notice of Formation of Cornerstone Management LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 6/29/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: The LLC, 62 Rock Ridge Drive, Rye Brook, NY 10573. Purpose: any lawful purpose. #58013 Notice of Formation of 120 Bloomingdale Road LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 7/10/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o Caspi Company Development LLC, 3010 Westchester Avenue, Purchase, NY 10577. Purpose: any lawful activity. #58014

Notice of Formation of Saddle Ridge Partners L.P. Certificate filed with Secy. of State of NY (SSNY): 2/26/2012. Off. loc.: Westchester County. SSNY designated as agent of LP upon whom process against it may be served. SSNY shall mail process to: The LP, 65 Howell Venue, Larchmont, NY 10538. Name/ address of each genl. ptr. available from SSNY. Term: until 12/31/2111. Purpose: any lawful activity. #58015 GUILLARO REALTY LLC, Art of Org filed SSNY 06/14/2012 Westch Sec of State designated as agent upon whom process can be served and whom will main copy to: 199 Main Street, Suite 205, White Plains, NY 10601 Attn: Wllm A. Wetzel, Esq. Purpose: any lawful activity. #58017 NOTICE OF FORMATION of Dad and I, LLC Art. of Org filed Secíy of State (SSNY) 7/11/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to 10 City Place, Apt. 23A, White Plains, NY 10601 Purpose: any lawful activities. #58019 NOTICE OF FORMATION of Westchester Airport Capital, LLC Art. of Org filed Secíy of State (SSNY) 7/11/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to c/o Alfred E. Donnellan, One North Lexington Avenue, White Plains, NY 10601. Purpose: any lawful activities. #58020 Notice of Formation of JLA 120 Bloomingdale LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 7/11/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o Caspi Company Development LLC, 3010 Westchester Avenue, Purchase, NY 10577. Purpose: any lawful activity. #58023 Notice of Formation of 40 Lincoln Realty LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 6/27/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: The LLC, 40 W Lincoln Ave., Mt. Vernon, NY 10550. Purpose: any lawful activity. #58024 Notice of formation of J. R. H. CONSTRUCTION L.L.C.. Art. Of Org. filed with the Sectíy of State of NY (SSNY) on 03/16/12. Office in Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC,125 Radford St Apt 3F, Yonkers, NY 10705. Purpose: any lawful purpose. #58025

ANTHONY J. MARCIANO AGENCY, LLC, Authority filed with the SSNY on 04/05/2012. Office location: Westchester County. LLC formed in CT on 04/19/2011. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 940 High Ridge Road, Stamford, CT 06905. Address required to be maintained in CT: 940 High Ridge Road Stamford CT 06905. Cert of Formation filed with CT Sec. of State, Commercial Recording Div., P.O. Box 150470, Hartford, CT 06115. Purpose: Any Lawful Purpose. #58026 Name of LLC: Crane Training And Safety Consultants LLC. Arts. of Org. filed with NY Dept. of State: 7/3/12. Office loc.: Westchester Co. Sec. of State designated agent of LLC upon whom process against it may be served and shall mail process to: c/o Business Filings Inc., 187 Wolf Rd., Ste. 101, Albany, NY 12205, regd. agt. upon whom process may be served. Purpose: any lawful act. #58027 Notice of Formation of Total Home Prep Now LLC. Arts. of Org. filed with NY Dept. of State on 6/29/12. Office location: Westchester County. Sec. of State designated agent of LLC upon whom process against it may be served and shall mail process to the principal business address: c/o Matthew Fogarty, 10 Douglas Dr., South Salem, NY 10590. Purpose: all lawful purposes. #58028 NOTICE OF FORMATION OF LIMITED LIABILITY COMPANY (LLC): B4 Strategic Solutions LLC. Articles of Organization were filed with the Secretary of State of New York (SSNY) on 06/25/2012. Office location: WESTCHESTER. SSNY designated as agent upon whom process may be served and shall mail copy of process against LLC to principal business address: 114 Park View Road, N., Pound Ridge, NY 10576. Purpose: Any lawful act. #58029

NOTICE OF FORMATION OF N A BURGER ASSOCIATES, LLC. Arts. Of Org. filed with SSNY on 6/19/12. Office in Westchester County. Neil A Burger designated as agent of the LLC upon whom process against it may be served. Process should be mailed to: 51 Inverness Road, Scarsdale, NY 10583. Purpose: any lawful purpose. #58033 LEGAL NOTICE The Articles of Organization of 257 Lake Avenue, LLC (the ìCompanyî) were filed with the Secretary of State of the State of New York on July 03, 2012. The office of the Company is located in Westchester County, New York. The Secretary of State has been designated as agent of the Company upon whom process against it may be served. The post office address within or without the State to which the Secretary of State shall mail a copy of any process against the Company served upon him or her is: 201 Saw Mill River Road, Yonkers, New York 10701. The name and the street address within the state of the registered agent of the Company upon whom and at which process against the Company can be served is: Richard Gizzi, 201 Saw Mill River Road, Yonkers New York 10701. Richard Gizzi is one of the Members of the Company and is actively engaged in the business and affairs of the Company. The inclusion of the name of a person(s) in this notice does not necessarily indicate that such person(s) is personally liable for the debts, obligations or liabilities of the limited liability company and such personís liability, if any, under applicable law is neither increased nor decreased by reason of this notice. The Company was formed for any lawful business purpose or purposes permitted under the New York Limited Liability Company Act. #58034

Notice of Formation of MECHANICAL ENGINEERED SYSTEMS LLC. Arts. of Org. was filed with SSNY on 7/13/12. Office location: Westchester County. SSNY designated as agent of LLC whom process against may be served. SSNY shall mail process to: c/o The LLC, 180 Jonathan Rd., New Canaan, CT 06840. Purpose: all lawful activities. #58030

NOTICE OF FORMATION OF LIMITED LIABILITY COMPANY (LLC). NAME: EMILY KANDEL DESIGN, LLC Articles of Organization were filed with the Secretary of State of New York (SSNY) on 07/05/2012. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: The LLC, 73 Inverness Road, Scarsdale, New York 10583, principal business location of the LLC. Purpose: any lawful business activity. #58035

YOUR HOUSE CHECK LLC, a domestic LLC. Arts. of Org. filed with the SSNY on 06/05/2012. Office location: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: Susan Simpson, PO Box 103, Katonah, NY 10536. Purpose: Any Lawful Purpose. #58031

ROSEMARY ZAREMBA SLP LLC, a Prof. LLC. Arts. of Org. filed with the SSNY on 04/10/2012. Office loc: Westchester County. SSNY has been designated as agent upon whom process against it may be served. SSNY shall mail process to: 54 Amber Drive, Croton On Hudson, NY 10520. Purpose: To Practice The Profession Of Speech & Language Pathology. #58036

Notice is hereby given that a restaurant wine license, #TBA has been applied for by Bella Luna Restaurant Inc. to sell beer and wine at retail in an on premises establishment. For on premises consumption under the ABC law at 861 Midland Avenue Yonkers NY 10704. #58032

NOTICE OF FORMATION OF LIMITED LIABILITY COMPANY (LLC). NAME: Star Toilet Paper, LLC Articles of Organization were filed with the Secretary of State of New York (SSNY) on 07/05/12. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: The LLC, 5 Horseshoe Lane, Rye Brook, New York 10573, principal business location of the LLC. Purpose: any lawful business activity. #58037 Notice of Formation of GREENHAVEN PARTNERS, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 7/16/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o Kestenbaum, Dannenberg & Klein, LLP, 104 West 40th St., 20th Fl., NY, NY 10018. Purpose: any lawful activity. #58039

Notice is hereby given that a restaurant wine license, #TBA has been applied for by Lucky D Thai Corp d/b/a D Thai Kitchen to sell beer and wine at retail in an on premises establishment. For on premises consumption under the ABC law at 677 Commerce St. Suite 103 Thornwood NY 10594. #58050 Notice is hereby given that an on premises license, #TBA has been applied for by Stallone & De Meglio, LLC d/b/a Sophia’s Pizzeria to sell beer, wine and liquor at retail in an on premises establishment. For on premises consumption under the ABC law at 368 Downing Drive Yorktown Heights NY 10598. #58051

Notice of Qualification of Shagbark LLC. App. for Auth. filed with Secy. of State of NY (SSNY) on 7/18/12. Fictitious name in NY State: Shagbark (Delaware) LLC. Office location: Westchester County. LLC formed in Delaware (DE) on 2/12/01. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 1 Shadow Brook Parkway, Chappaqua, NY 10514. DE address of LLC: c/o United Corporate Services, Inc., 874 Walker Road, Ste. C, Dover, DE 19904. Arts. of Org. filed with DE Secy. of State, Townsend Bldg., Dover, DE 19901. Purpose: any lawful activity. #58040 Notice of Formation of LJS HR Services, LLC. Art. of Org. filed with SSNY on 7/9/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to PO Box 572, Yorktown Heights, NY. Purpose: any lawful act or activity. #58041 Notice of Formation of Apogee Energy Advisors, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 7/19/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: The LLC, 8 Oakstwain Rd., Scarsdale, NY 10583. Purpose: any lawful activity. #58042

For information regarding this section please contact Beverly Visosky at (914) 358-0760

J.G. PRIME CAPITAL, LLC, Authority filed with the SSNY on 07/16/2012. Office loc: Westchester County. LLC formed in DE on 06/05/2012. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: P.O. Box 120 10 Five Ponds Drive, Waccabuc, NY 10597. Address maintained in DE: 16192 Coastal Hwy, Lewes DE 19958. Cert of Formation filed with DE Div. of Corps, 401 Federal St., Ste 4, Dover, DE 19901. Purpose: Any Lawful Purpose. #58043

Share Curiosity. Read Together. w w w. r e a d . g o v HV Biz • WCBJ • July 30, 2012

GOOD happening In and THINGS about the hudson valley

Foundation assists community action in Ulster

The Ulster Savings Charitable Foundation recently provided a $5,000 grant to the Ulster County Community Action Committee Inc. (UCCAC) in support of its head start/early head start program in Ulster County. The grant will help to continue and expand upon the program’s resiliency project mentor/coach initiative, which is an innovative means designed to facilitate the social and emotional development of at-risk children between birth and five years old through evidence-based practices. Parents and caregivers are also able to participate in a six-week series where they will learn similar techniques, strategies, etc. “We applaud the UCCAC’s continued advocacy on behalf of children in Ulster County,” said Michael Kelley, Ulster Savings Charitable Foundation executive director and Ulster Saving Bank senior vice president/Ulster Insurance Services and Ulster Financial Group. For more information about the Ulster Savings Charitable Foundation, call Michael Kelley at (845) 3386322, ext. 3245.

Icon nominee

Bethlehem Art Gallery is pleased to announce that one of John Fleming Gould’s illustrations for the pulp era of the 1930s has been nominated for the Pratt Institute’s top 125 icons of art of all times. Throughout its history, Pratt Institute alumni and faculty have produced works of art, architecture and design that changed the world. Gould’s illustration for the “Dime Detective” is one of the artworks in contention for the top 125. To see the Gould illustration visit 125.pratt.edu/gallery, click on the Decade tab and then select 1930s tab. If you would like to vote, click on an artwork and a ballot will appear on the top of the picture. The 125 works with the most votes will be featured in a special exhibition opening in November 2012 at Pratt Manhattan Gallery. Gould graduated from Pratt in the late 1920s and

38 July 30, 2012 • WCBJ • HV Biz

taught there for 25 years.

Curator tours at Boscobel

Could the mirror in your attic have reflected images of people and places from another century? Join Judith A. Pavelock, curator of Boscobel’s exhibition Through The Cheval Glass, A Study of Form and Attribution through Sept. 10, for a private, in-depth tour of the federal furniture in the Boscobel mansion. Pavelock will discuss Boscobel’s furnishings plan, which was developed in the late 1970s by Berry B. Tracy, the then curator-in-charge of the American Wing of the Metropolitan Museum of Art. These limited-time, behind-the-scenes tours will conclude in Boscobel’s gallery with a discussion of the exhibition and how curators go about the process of attributing furniture to specific makers. Each tour guest will receive a free exhibition catalogue. Curator tours at Boscobel will only be available at 10 a.m. Thursday Aug. 9 and Saturday Aug. 11 and at 2 p.m. Sunday Aug. 12 and Monday Aug. 13. There is no additional fee for the tours; regular house tour rates apply. Each tour is limited to 12 guests, so purchase your tour ticket early. Tickets can be purchased during business hours in person, over the phone or online 24/7 at Boscobel.org. Boscobel, an historic house museum and cultural venue, is located on scenic Route 9D in Garrison just one mile south of Cold Spring and directly across the river from West Point. From April through October, visiting hours are 9:30 a.m. to 5 p.m. (first tour at 10 a.m., last at 4 p.m.); November and December 9:30 a.m. to 4 p.m. (last tour at 3 p.m.) Boscobel is open every day except Tuesdays, Thanksgiving and Christmas. For more information, visit Boscobel.org or call (845) 265-3638.

Crystal Run Healthcare presents health care scholarship

Chief operating officer of Crystal Run Healthcare in Middletown, Michelle Koury, M.D., recently presented

Melanie Rivera with the 2012 Crystal Run Healthcare Scholarship. This is the eighth consecutive year Crystal Run has offered its health care scholarship to local high school students pursuing their college studies in a health care related field. Including this year’s $3,000 scholarship, Crystal Run has donated a total of $21,000 to local high school students. The scholarship is administered by the Wallkill East Rotary Club. Rivera is a 2012 graduate of Middletown High School and will attend Wilkes University in Wilkes-Barre, Pa., in the fall where she will major in pharmacy. Rivera was selected to receive this scholarship based on her academic performance as well as her community involvement and general interest in health care. “Melanie earned this scholarship through her hard work, academic achievements and contributions to her community. I was privileged to meet her and present her the scholarship on behalf of my partners. We are confident she will succeed and pleased she chose a career in health care,” said Koury. Crystal Run has long been committed to giving back to the local community as well as supporting youth education through scholarships. Starting in 2005, Crystal Run donated $2,500 for its annual health care scholarship. In 2010, Crystal Run increased the scholarship to $3,000, where it has remained. “The Wallkill East Rotary Club’s primary mission is to find young, bright, community-minded candidates like Melanie who are deserving of the health care scholarship that Crystal Run so graciously gives. Melanie’s enthusiasm and commitment to reaching her goals as a student are further bolstered by her dedication to the community,” said Walter Tonyes, vocational service director at Wallkill East Rotary Club.

Port Jervis tour of historic homes and gardens

The Port Jervis Council for the Arts will present its first tour of local historic homes and gardens “Three Painted Ladies and a Southern Belle,” Saturday Aug. 4 from 1 to 4 p.m. Guests are invited to tour the four sites in any order during the three-hour period while enjoying live music and refreshments. The tour includes a massive Antebellum structure built in 1823 at 21 E. Main St., which was later updated with a Greek Revival façade, grand columns, pediments and a fan window. The original circular staircase and curved mahogany doors remain intact. Another house on the tour is a 1912 Victorian home at 1 Elizabeth St., which has been restored to its historical style with chestnut staircase, a music room featuring a 100-year-old baby grand piano, and a Victorian garden. The stately 1890 Queen Anne home at 61 Sussex St., third on the tour presents original carved woodwork, stained glass windows, period reproduction chandeliers and fixtures, and a large backyard pool and garden. Perched on the Neversink Ledge overlooking the river is the fourth house in the tour at 238 E. Main St., built in 1890, which boasts pocket doors, stained glass windows, fireplaces, decorative gardens and a mountain view.

Tickets are $20 and are available at the door of each site during the tour or $15 in advance at UpFront Exhibition Space, Gina’s Hope Chest, Tri-State Chamber of Commerce or ERA Meloi Realty in Port Jervis or the Milford Craft Show. Proceeds will support arts council activities, including student art scholarships, art shows, music programs and a playwright in residence. Realtor sponsor for the event is ERA Meloi Realty, and Gold sponsors are Tri-State Chamber of Commerce, Majestic-Star Entertainment, Bernard and Donahue CPAs Orange and Rockland and Smith Plumbing. For more information, contact the arts council at schillnyc@aol.com or (845) 856-6741.

Artists guild member show

The River Valley Artists Guild 2012 Summer Show will be on display in Orange Hall Gallery on the SUNY Community College campus in Middletown through Aug. 23. More than 50 artists will be represented through their artworks in this annual members exhibit. Works in representational as well as abstract styles will be included in drawings, graphics, mixed media, oil, acrylic, pastel, watercolor and airbrush. The president of the organization, Joan Kehlenbeck, a pastel artist who resides in Cuddebackville, is also chairwoman of the show. Although, most of its members come from communities bordering the Delaware River, some come from Middletown, Poughkeepsie and Monroe, as well as Branchville, N.J., and Milford, Pa. The reception, Sunday Aug. 5, is a dual opening with The SUNY Orange - SUNY New Paltz Connection, a multimedia show in Orange Hall Gallery Loft. Classical guitarist Joy Zelada of Newburgh will play from 1 to 2:30 p.m. A highlight of the reception will be an art demonstration by Jim Adair of New Paltz, vice president of the North East Watercolor Society and a winner of many art and design awards. His Red Pump Studio is a recognized national landmark. The title of the demonstration “Aiming for the Dramatic,” refers to Adair’s approach in the process of painting to achieve a dramatic and a more interesting result. His presentation begins at 2:45 p.m. The exhibit and reception are free and open to the public. Gallery hours are Monday through Thursday 9 a.m. to 7 p.m. and Friday 9 a.m. to 6 p.m. Orange Hall is located at the corner of Wawayanda and Grandview avenues on the SUNY campus in Middletown. Questions may be directed to cultural@sunyorange.edu or (845) 341-4891 or sunyorange.edu/culturalaffairs.

A Revolutionary Camp at New Windsor Cantonment

On Saturday Aug. 11 from 7 to 9 p.m. at the re-created huts, administered by the Last Encampment of the Continental Army, on the west side of Route 300 and on the north side of Causeway Road, interact with soldiers and their family members as they prepare, in the late spring of 1783, for the end of the encampment. After eight years of war, most of the army will finally be allowed to go home, but some soldiers had to remain under arms until the British evacuated

New York City. There was tension in the air. Knowing that their time was short, soldiers lashed out at their officers. One, they hung in effigy. Causing further resentment, the soldiers would not receive their long overdue pay, only certificates for three months pay, redeemable in six months. Tour the encampment grounds by the glow of tin lanterns. See military drills and musket firings, maybe even join a demonstration with wooden muskets. Following the capture of British forces by the allied armies of France and America, at Yorktown, Va., in the fall of 1781, the northern Continental Army returned to the Hudson Highlands. The destruction of the principal British field army in the south broke England’s will to continue the struggle. In the fall of 1782, near New Windsor, 7,500 Continental Army soldiers built a city of 600 log huts near New Windsor. Along with some of their family members, they braved the winter and kept a wary eye on the 12,000 British troops in New York City, just 60 miles away. The event is co-sponsored by the National Temple Hill Association and New Windsor Cantonment State Historic Site. National Temple Hill administers the Last Encampment of the Continental Army for the town of New Windsor and owns the historic Edmonston House. For more information, call (845) 561-1765, ext. 22.

Purple Heart appreciation day

The National Purple Heart Hall of Honor located at 374 Temple Hill Road (Route 300) in New Windsor, will celebrate and commemorate two important historical events Tuesday Aug. 7 at 2 p.m. Both events occurred on this date, 160 years apart. The first event is the 230th anniversary of the orders creating the Badge of Military Merit, the predecessor of the modern Purple Heart medal. The music of our military history will set the stage for the presentation. The second event commemorated is the 70th anniversary of the Battle of Guadalcanal, the battle that helped turn the tide in the War against Japan; some Purple Heart recipients helped make this history. Admission is free and seating is limited; reservations are strongly suggested. To make a reservation or for more information about the program, call (845) 561-1765.

SUNY Orange/New Paltz connection

Four artists will display their works in Orange Hall Gallery Loft, located at the corner of Wawayanda and Grandview avenues, Middletown, July 31 through Aug. 23. The show is titled The SUNY Orange - SUNY New Paltz Connection since all the participating artists graduated from SUNY Orange and SUNY New Paltz, although at different times. The exhibit was conceived and organized by Denise S. Isseks, a photographer who also utilizes an array of media, including gel transfers, collage, charcoal, acrylics, watercolor, installations, and portraits. The other three artists in the show are Jim Schofield, Mitchell Saler and Sandy Marsh. Schofield is primarily a portrait artist, who enjoys working in graphite, pastel and colored pencil. Saler’s drawings and oil paintings emphasize vastness, dramatic lighting and atmospheric effects. Marsh works in oils, encaustic, print-

making, etching and mixed-mediums collage. A reception, at which the artists will be present, is set for 1 to 4 p.m. Sunday Aug. 5, Free and open to the public, the exhibit is coordinated with the River Valley Arts Guild whose summer show opens simultaneously. Questions may be directed to cultural@sunyorange. edu or (845)341-4891.

Windows on Beacon Main Street 2012

Each summer the city of Beacon Windows on Main Street engages residents and visitors alike through a month-long display of art along its historic Main Street. It is a creative collaboration between business owners and artists, working to explore how public art can provide cultural and social understanding, be a catalyst for economic vitality in communities and strengthen the relationship between residents and artists. For the exhibition, local artists create site-specific installations in the retail storefront windows reflecting the unique character of their work as it relates to the individual business. Curated by Hannah Anderson and Kit Burke-Smith, and organized by Melissa Tatge, Larry Guzman, Teresa Marra and Cynthia McCusker, an opening party featuring Tiny Windows (a mini-exhibition by the artists of Windows on Main Street) is scheduled Aug. 11, Beacon’s Second Saturday, from 6 to 9 p.m. at Dream in Plastic, 177 Main St. First organized by artist Christopher Albert in 2005 with 27 artists participating, each year Windows on Main Street has served as a growing, diverse demonstration of Beacon’s creative and collaborative energy. With almost 60 local artists participating in 2012, Windows on Main Street has a powerful effect as a whole, and through the glass of individual windows showcasing the growing creative culture of Beacon within the context of unique local businesses. The exhibit will be on display seven days a week, all day, from Aug. 11 through Sept. 8. Visit beaconwindows.org to browse past years’ exhibitions and a dynamic map of the area. A closing reception and book signing is set for Saturday Sept. 8 from 6 to 9 p.m. at Chill Wine Bar, 173 Main St. The artists will be signing the exhibit catalog, which will be available for sale after Aug. 20. Presenting sponsor for Windows on Main Street is Rhinebeck Bank. Additional sponsors include local businesses The Roundhouse at Beacon Falls, Dream in Plastic, Kimberly Coccagnia, New Form Perspective, Paws and Mittens, Still River Editions, The Hop, Hudson Beach Glass, Max’s on Main, Play, RiverWinds Gallery, and Spire Studios. Windows on Main Street is part of Beacon’s August Second Saturday celebration, a monthly celebration of the arts in which galleries and shops are open from noon to 9 p.m. for openings, performances and other events. Beacon’s Second Saturday is a project of the nonprofit Beacon Arts, the fiscal sponsor for Windows on Main Street. For more information about Second Saturday events in August, visit beaconarts.org. For more information, on Windows on Main Street, contactHannah Anderson and Kit BurkeSmith at windowsonmainstreet@gmail.com. HV Biz • WCBJ • July 30, 2012

THELIST: Insurance Agencies RANKED BY THE NUMBER OF LICENSED BROKERS IN THE HUDSON VALLEY; LISTED ALPHABETICALLY IN EVENT OF TIE.

HUDSON VALLEY NEXT LIST: AUGUST 6 PRIVATE SCHOOLS

INSURANCE AGENCIES

hudson valley

Rank

Ranked by the number of licensed brokers in the Hudson Valley; listed alphabetically in event of tie. Name, address, phone number Area code: 845 (unless otherwise noted) Website

Marshall & Sterling Insurance

Charter Oak Insurance and Financial Services Co.♦

DCS Risk Management Group L.L.C.

William A. Smith & Son Inc.*

Antalek & Moore Insurance Agency L.L.C.

Kallman Insurance Agency Inc.

Hutchings Agency Inc.

Jannotti Insurance Agency

Gerelli Insurance Agency Inc.

110 Main St., Poughkeepsie 12601 454-0800 • marshallsterling.com

6 Landmark Square, Suite 7200, Stamford, CT 06901 (203) 359-5300 • charteroakfinancial.com

13 Oakland Ave., Warwick 10990 986-1177 • dcs.riskmanagement.com

380 Broadway, Newburgh 12550 561-1706 • wasmithandson.com

340 Main St., Beacon 12508 831-4300 • antalek-moore.com

232 Hooker Ave., P.O. Box 3365, Poughkeepsie 12603 454-2493 • kallmaninsurance.com

45 Dolson Ave., P.O. Box 606, Middletown 10940 343-2148 • hutchingsinsurance.com

20 Browns Drive, New Windsor 12553 564-2942 • jiabenefits.com

P.O. Box 362, Cold Spring 10516 265-2220 • gerelli-insurance.com

State Farm Insurance/Spear Agency 3820 Danbury Road, Brewster 10509 279-2766 • petespear.com

Mid-Hudson VIP

Vero Agency Inc.

15 Plattekill Ave., New Paltz 12561 255-6035 • midhudsonvip.com

145 Main St., P.O. Box 520, Chester 10918 469-4344 • jsvero@frontiernet.net

Top local executive(s) Contact (bold) Email address Year agency established

Tim Dean Deke Rothacker drothacker@marshallsterling.com 1864

Brendan Naughton General agent 1886

Number of licensed brokers in the Hudson Valley

135 (Six Westchester County)

80 (115 Westchester County; and 300 Fairfield County, Conn.)

Types of insurance sold

Business and personal, property and casualty, liability, automobile, home, life, umbrella, errors and omissions, director and officers, group benefits, bonds and specialty risks

Risk management; life, disability income, long-term care, business overhead expense, business planning and protection, business succession and buysell agreements, executive fringe benefits; employee benefits programs; retirement planning and investments; estate and trust analysis

165 (Six Westchester County)

80 (125 Westchester County, and 360 Fairfield County, Conn.)

Garrett Durland Frederick Antalek gdurland@seely-durland.com 2001

Automobile, business, home, recreation vehicles, accident and health, life, group benefits

John Smith Sr. Jack Smith CPCU, ARM, CIC jacksmith@wasmithandson.com 1928

Business, property, business liability, workers' compensation, directors and officers, liability, bonds, professional liability, cyber liability, health, dental, vision, long-term care, individual (home automobile, RV, motorcycle, umbrella, fine arts, classic cars, liability, disability, long-term care)

Pat Moore, Fredrick Antalek and Susan Pagones Frederick Antalek 12 (One Westchester County) info@antalek-moore.com 1853

Automobile, home, business, recreation vehicles, accident and health, life, group benefits

15 (One Westchester County)

Robert A. Kallman CIC MBA President Robert A. Kallman info@kallmaninsurance.com 1963

Automobile, home, boats, RVs, all types of business, including property, liability and workers' compensation

Douglas Hutchings CIC Gregory Hogan CIC, CRM, CLU greg@hutchingsagency.com 1964

Business, group health, workers' compensation, cyber liability, employment practices liability, nonprofit liability, all forms of professional liability, personal automobile and home

Todd Jannotti Todd Jannotti toddj@jiabenefits.com 1976 Gregg V. Gerelli Gregg V. Gerelli plservice@gerelli-insurance.com 1984

5 (Five Westchester County)

Health, dental, vision, long-term care, group disability, life (voluntary payroll deduction), Medicare supplements, Part D coverage

7 (Seven Westchester County)

Property casualty independent agency, home, automobile, umbrella, general liability, commercial property, business auto, workers' compensation, specialty programs for community associations and for limousine companies

Peter A. Spear Peter A. Spear pete@petespear.com 1986

Automobile, home, business, life, disability, long-term care

Paul Strothenke Rose Pannuto info@midhudsonvip.com 2002

Call for information

John S. Vero President 1957

Property and casualty, life

Questions or comments, call (914) 694-3600, ext. 3005. Note: Firms on this list are independent agencies and/or brokers. * Subsidiaries include Orange Benefits Partners, Ralph V. Ellis Insurance Agency and William A. Smith & Son Insurance Agency T/A. ♦ Conducts business in Hudson Valley.

THE WEEKLY LIST IS NOW AVAILABLE BY DIGITAL SUBSCRIPTION. Go to westfaironline.com/buy/the-lists/ for more information and to view a sample.

40 July 30, 2012 • WCBJ • HV Biz

Number of employees in the Hudson Valley

FACTS& FIGURES on the record HUDSON VALLEY

Rogers, Christopher, as owner. Lender: Rhinebeck Bank. Property: in Poughkeepsie. Amount: $224,800. Filed July 19.

Building Loans

Stewart, Brad, et al, Stone Ridge, as owner. Lender: Ulster Savings Bank, Kingston. Property: 331 Old Kings Highway, Rochester 12484. Amount: $560,000. Filed July 19.

Above $1 million HBR Homes L.L.C., Fort Lee, N.J., as owner. Lender: Provident Bank, Montebello. Property: in Middletown. Amount: $3.1 million. Filed July 19.

Deeds Above $1 million

HBR Homes L.L.C., Fort Lee, N.J., as owner. Lender: Provident Bank, Montebello. Prop- HBR Homes L.L.C., Fort Lee, erty: in Middletown. Amount: N.J. Seller: High Barney Road L.L.C., Montebello. Property: $4.7 million. Filed July 19. in Middletown. Amount: $1.4 million. Filed July 19.

Below $1 million Equity Homes of New York Inc., Port Jervis, as owner. Lender: Libertyville Capital Group II L.L.C., Middletown. Property: Big Island Road, Warwick. Amount: $240,000. Filed July 20. Gibbs, Gary R., et al, Slate Hill, as owner. Lender: Farm Credit East ACA, Middletown. Property: in Wawayanda. Amount: $210,000. Filed July 19.

Items appearing in the Westchester County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken. Questions and comments regarding this section should be directed to: Bob Rozycki c/o Westfair Communications Inc. 3 Gannett Drive, Suite G7 White Plains, N.Y. 10604-3407 Phone: 694-3600 • Fax: 694-3680

Open Space Conservancy Inc., New York City. Seller: Ridgeview Partners 99 L.L.C., Montclair, N.J. Property: in Greenville and Deerpark. Amount: $1.7 million. Filed July 19.

Below $1 million

Cotter Road L.L.C., Annandale, N.J. Seller: James Bruschetti, Lake Worth, Fla. Property: in Newburgh. Amount: $63,000. Filed July 23.

Martell Holdings L.L.C., Sparrowbush. Seller: Anthony Griffith, et al, Glen Oaks. Property: in Deerpark. Amount: $32,900. Filed July 20.

Stone Financing L.L.C. Seller: Prudential Relocation Inc. Property: 96 Vincent Drive, Middletown 10940. Amount: $166,250. Filed July 23.

Dinev Acres L.L.C., Harriman. Seller: Bakertown Realty Group Inc., Monroe. Property: in Monroe. Amount: $275,000. Filed July 20.

Mersch Management L.L.C., Highland. Seller: Ari’s Garden Corp., Monsey. Property: 7 Hilltop Lane, Highland 12528. Amount: $155,000. Filed July 13.

Wells Fargo Bank N.A. Seller: John C. Tucker, et al. Property: 856 Beekman Road, Hopewell Junction 12533. Amount: $334,000. Filed July 18.

Equity Homes of New York Inc., Port Jervis. Seller: Bardon Corp., Pearl River. Property: 109 Maple Ave., Goshen 10924. Amount: $85,000. Filed July 20.

MK Recording Studios Inc., Monroe. Seller: Mazel Management L.L.C., Monroe. Property: in Monroe. Amount: $53,000. Filed July 18.

Equity Homes of New York Inc., Port Jervis. Seller: Laurie Ann Kocot, aka Laurie Ann Savaglio, Warwick. Property: in Warwick. Amount: $75,000. Filed July 20.

Business Development Services For Information Technology Solutions L.L.C., Central Valley. $1,031 in favor of the New York State Department of Labor and the Department of Y and CFT Equities Inc., Taxation and Finance, Albany. Brooklyn. Seller: Joseph L. Filed March 21. Kaufman, Monroe. Property: in Monroe. Amount: $95,000. Butcher Man Inc., Newburgh. $1,031 in favor of the New York Filed July 23. State Department of Labor and the Department of Taxation and Finance, Albany. Filed March 21. Judgments

Old Country Road Inc., Monroe. Seller: Maureen P. Thomas, Monroe. Property: in Monroe. Amount: $215,000. A.M. Service, Port Jervis. $1,070 in favor of the New York Filed July 17. State Department of TaxaEquity Homes of New York Ornamental Installation Spe- tion and Finance, Albany. Filed Inc., Port Jervis. Seller: Sylvia cialists Inc., Warwick. Seller: March 21. Lau, Milford, Pa. Property: in Mid-Hudson II Holding ComGreenville. Amount: $72,500. pany Inc., New Paltz. Property: AC General Contracting, New Filed July 20. in Warwick. Amount: $90,000. Windsor. $76,000 in favor of the Workers’ Compensation Board Filed July 17. of the State of New York, AlbaFederal National Mortgage Association. Seller: Jimrae K. Property Owl Investing ny. Filed March 21.

Lenser. Property: 110 Hamptonburgh Road, Campbell Hall Beau Marche Inc., Beacon. 10916. Amount: $268,599. Filed Seller: A. Guerra Realty Ltd., July 23. New Windsor. Property: in New Windsor. Amount: $470,000. Federal National Mortgage Filed July 17. Association. Seller: William Cestaro, Monroe. Property: Cartus Financial Corp., Dan- 1 Duelk Ave., Monroe 10950. bury, Conn. Seller: Joseph H. Amount: $294,795. Filed Drost, Monroe. Property: in July 23. Monroe. Amount: $472,500. Filed July 20. Hickory Ridge Development L.L.C., High Falls. Seller: KKG Cartus Financial Corp., Dan- Realty Corp., New Paltz. Propbury, Conn. Seller: Robert J. erty: in New Paltz. Amount: Grasso, et al, Hopewell Junc- $60,000. Filed July 12. tion. Property: in East Fishkill. Amount: $278,000. Filed July 16. Lowitt Ventures L.L.C., Wallkill. Seller: Jacqueline Chester Properties Inc., Hur- Murr, et al, Carolina Shores, ley. Seller: Wind Atlantis Man- N.C. Property: in Newburgh. agement Corp., West Hurley. Amount: $86,000. Filed July 17. Property: in Kingston. Amount: $100,000. Filed July 12.

L.L.C., Denver. Seller: Haihuai Lu, Flushing. Property: 67 Lander St., Newburgh 12550. Amount: $50,000. Filed July 23.

Prudential Relocation Inc. Seller: Evelyn Opala Faille, Pawling. Property: in Pawling. Amount: $230,000. Filed July 16. Prudential Relocation Inc. Seller: James J. Rumsey, et al, Middletown. Property: in Middletown. Amount: $166,250. Filed July 23. Soham Realty L.L.C., Suffern. Seller: Victoria C. Appel, Warwick. Property: in Warwick. Amount: $760,000. Filed July 17.

BP Vending and Amusement Services Inc., Pine Bush. $1,142 in favor of the New York State Department of Taxation and Finance, Albany. Filed July 17.

Caprarola Consulting Inc., Highland Mills. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed March 21.

Carmine’s Bakery Inc., d.b.a. Carmine’s Italian-American Pastry Shoppe, Middletown. $1,031 in favor of the New York State Department of Labor Advanced Polymer Floor- and the Department of Taxaing Corp., Pine Island. $1,495 tion and Finance, Albany. Filed in favor of the New York State March 21. Department of Labor and the Department of Taxation and Fi- Charlie O. Vega Inc., Newnance, Albany. Filed March 21. burgh. $1,031 in favor of the New York State Department of Bauman Construction Inc., Labor and the Department of Chester. $1,031 in favor of the Taxation and Finance, Albany. New York State Department of Filed March 21. Labor and the Department of Taxation and Finance, Albany. Clintondale Market, ClintonFiled March 21. dale. $2,000 in favor of the New York State Department of TaxaBlue Line Framing Contrac- tion and Finance, Albany. Filed tor Inc., New Windsor. $1,031 July 17. in favor of the New York State Department of Labor and the Clove Coach L.L.C., Monroe. Department of Taxation and Fi- $1,031 in favor of the New York nance, Albany. Filed March 21. State Department of Labor and the Department of Taxation and Finance, Albany. Filed March 21.

THE RECORDS SECTION IS NOW AVAILABLE BY DIGITAL SUBSCRIPTION. Go to westfaironline.com/buy/records-section/ for more information and to view a sample.

HV Biz • WCBJ • July 30, 2012

FACTS&FIGURES J.J. Realty Development Inc., Newburgh. $1,334 in favor of the New York State Department of Taxation and Finance, Albany. Filed March 21.

Lakeside Plaza Association, Monroe. $329 in favor of the New York State Department of Taxation and Finance, Albany. Filed March 21.

MMJ Inc., d.b.a. Jiffy Lube, Middletown. $78,000 in favor of the Workers’ Compensation Board of the State of New York, Albany. Filed March 21.

Jackie Jiang Corp., Cornwall. $90,000 in favor of the Workers’ Compensation Board of the State of New York, Albany. Filed March 21.

Lim’s Blooming Grove Store Inc., Blooming Grove. $886 in favor of the New York State Department of Taxation and Finance, Albany. Filed March 21.

Mommalama Inc., Newburgh. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed March 21.

Jest L.L.C., d.b.a. Crossroads Café, Harriman. $3,071 in favor of the New York State DepartHoot Owl Bar and Grill Inc., ment of Taxation and Finance, Pine Bush. $1,031 in favor of the Albany. Filed March 21. New York State Department of Labor and the Department of JK Enteprises of Mid-Orange Taxation and Finance, Albany. Inc., d.b.a. Napa Auto Parts Filed March 21. of Chester, Chester. $1,031 in favor of the New York State HTM Cosmetics Inc., Middle- Department of Labor and the town. $1,031 in favor of the Department of Taxation and FiNew York State Department of nance, Albany. Filed March 21. Labor and the Department of Taxation and Finance, Albany. JKA Capital Management Filed March 21. L.L.C., New Paltz. $908 in favor of the New York State DepartIll Skillz Enterprise, New- ment of Labor Unemployment burgh. $74,000 in favor of the Insurance Division, Albany. Workers’ Compensation Board Filed July 16. of the State of New York, Albany. Filed March 21. John J. Crowe Inc., Middletown. $1,031 in favor of the Imagine Design Build, War- New York State Department of wick. $1,031 in favor of the New Labor and the Department of York State Department of Labor Taxation and Finance, Albany. and the Department of Taxa- Filed March 21. tion and Finance, Albany. Filed March 21. Joseph M. Maintenance Inc., Greenwood Lake. $1,031 in Innovative Home Improve- favor of the New York State ment Inc., Greenwood Lake. Department of Labor and the $1,031 in favor of the New York Department of Taxation and FiState Department of Labor nance, Albany. Filed March 21. and the Department of Taxation and Finance, Albany. Filed Jumbo Buffet at Orange PlaMarch 21. za Inc., Middletown. $1,533 in favor of the New York State J and J IT Consulting Services Department of Taxation and FiInc., Harriman. $1,031 in favor nance, Albany. Filed March 21. of the New York State Department of Labor and the Depart- KC’s Evergreen Lawn Service ment of Taxation and Finance, Inc., Saugerties. $89 in favor of the Albany. Filed March 21. New York State Department of Labor Unemployment Insurance J and S Custom Home Im- Division, Albany. Filed July 16. provements, Cornwall. $1,031 in favor of the New York State Kemp Insurance Agency Inc., Department of Labor and the Goshen. $1,031 in favor of the Department of Taxation and Fi- New York State Department of nance, Albany. Filed March 21. Labor and the Department of Taxation and Finance, Albany. Filed March 21.

Live-In Construction Inc., d.b.a. Live-In Art Construction, Chester. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed March 21.

Consolidated Services Inc., Chester. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed March 21.

Fair Oaks Deli Inc., Middletown. $2,124 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed March 21.

Hansen Caviar Company Inc., Lake Katrine. $1,729 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed July 16.

Construction Creations Inc., Monroe. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed March 21.

FCG Drywall Inc., New Windsor. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed March 21.

Highland Falls Deli and Grocery Inc., Highland Falls. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed March 21.

Courtesy Maintenance Company of New York Inc., Cornwall. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed March 21.

Final Touch By Fermina Beauty Salon Inc., Middletown. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed March 21.

D and G Painting and Decorating Inc., Montgomery. $8,000 in favor of the Workers’ Compensation Board of the State of New York, Albany. Filed March 21.

Foam Rite Spray Inc., d.b.a. Drip Drop Waterproofing, Monroe. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed March 21.

Daiwa Sushi Corp., Central Valley. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed March 21.

Free Spirit of Woodstock, Woodstock. $1,092 in favor of the New York State Department of Taxation and Finance, Albany. Filed July 17.

DCL Facility Maintenance Inc., Newburgh. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed March 21.

Gary’s Truck and Trailer Repair Inc., Newburgh. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed March 21.

Designers Imports.com USA Inc., Monroe. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed March 21.

Glen M. Kroemer Inc., Cornwall. $98,000 in favor of the Workers’ Compensation Board of the State of New York, Albany. Filed March 21.

Dilello L.L.C., Pine Bush. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed March 21. Excel Auto Glass Corp., Lake Katrine. $720 in favor of the New York State Department of Taxation and Finance, Albany. Filed July 17.

GSM Management Associates Inc., Monroe. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed March 21. Hall Builders Inc., Campbell Hall. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed March 21.

42 July 30, 2012 • WCBJ • HV Biz

Mabel Moran’s Restaurant Inc., Monroe. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed March 21. Magnificent Services L.L.C., Tuxedo Park. $78,000 in favor of the Workers’ Compensation Board of the State of New York, Albany. Filed March 21. Majestic Remodeling Inc., Campbell Hall. $371 in favor of the New York State Department of Taxation and Finance, Albany. Filed March 21. Mama Theresa’s Italian Specialties Inc., New Windsor. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed March 21. Master Eliminator Pest Control L.L.C., Highland Falls. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed March 21.

Moni’s Enchanted Shoppe, Port Jervis. $100 in favor of the New York State Department of Taxation and Finance, Albany. Filed March 21. Mr. Gutter, Pine Bush. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed March 21. Mr. Karz Inc., d.b.a. U-Save Car and Truck Rental and Stellar Limousine, New Windsor. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed March 21. Mscher Equities Inc., Monroe. $3,190 in favor of the New York State Department of Taxation and Finance, Albany. Filed March 21. New Mex Concrete, Middletown. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed March 21. New Nail Spa Inc., Monroe. $1,350 in favor of the New York State Department of Taxation and Finance, Albany. Filed March 21. Nick Delaura Construction, Stone Ridge. $2,958 in favor of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed July 16.

MD Carpet and Flooring Inc., New Windsor. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed March 21. Nikmar Inc., Chester. $1,531 in favor of the New York State MHT Sales Inc., Monroe. $437 Department of Taxation and Fiin favor of the New York State nance, Albany. Filed March 21. Department of Taxation and Finance, Albany. Filed March 21.

Credits, Clients and Awards Crystal Run Healthcare in Middletown has announced its co-chief clinical transformation officers Scott Hines and Jonathan Nasser have been selected to present at the 2012 American Medical Group Association’s Institute for Quality Leadership Conference. Their presentation is titled “You Can’t Eat An Elephant In One Bite: Bending the Cost Curve in a Multispecialty Practice.”

Newsmakers

Steven Turk of Highland has been elected to Riverside Bank’s board of directors. Turk is president and CEO of Rocking Horse Ranch Resort and Splash Down Beach Water Park. Turk graduated from the University of Miami School of Business in 1981.

Ruben Estrada of Monroe has been elected to the board of directors for Elant in Goshen, a provider of senior health and housing solutions. Estrada has acted as an ambassador of sorts on behalf of Orange County, attracting new businesses and investment initiatives.

McLaren Engineering Group has announced the following appointments. Stephen Frech was promoted to marine division manager. Gregory L. Kelly was named structures division chief. William J. McCarthy III, director of business development, was named vice president. Khan Rahman was named chief engineer - bridge division.

Green Council, 8 to 9:30 a.m., Jewish Community Center Rockland, 450 W. Nyack Road, West Nyack. To register, visit rocklandbusiness.org.

Thursday August 9 “KeyBank B3 Business Building Breakfast,” 7:45 to 9:45 a.m., Best Western Nyack-on-Hudson, 26 Route 59, Nyack. $20 members registered after Aug. 6; $15 members registered by Aug. 6; $30 prospective members. To register, visit rocklandbusiness.org.

On the Go: Business, Etc.

CurrantC in New Windsor, a developer of currant products, has joined the Hudson Valley Food & Beverage Alliance as a founding member. The alliance focuses on helping food and beverage companies in the area work together as strong partners, as well as market their products throughout the United States.

Tuesday August 7

Wednesday August 1 Opening Celebration of Prestige Toyota & Hyundai New Expanded Facility, 10 a.m., 756 E. Chester St., Kingston. To register, call 338-5100, ext. 108 or email jamie@ulsterchamber.org.

Snapshot The United Way of Westchester and Putnam Tocqueville Society recently held its annual celebration as part of a series of 50th anniversary events. Barbara Cohen, former chairwoman of the Tocqueville Society and H. Rodgin Cohen hosted the cocktail reception in their Irvington home.

William J.McCarthy III

John Lynch has joined Greater Hudson Valley Health System in Middletown as chief information officer and vice president of information technology. Lynch comes to the system from Provena Health, a 2,000-bed, sixhospital health system in Mokena, Ill. He holds a bachelor’s degree in marine transportation from the Massachusetts Maritime Academy. From left, H. Rodgin Cohen, Myer and Ellen Koplow, Barbara Cohen, Naomi Adler and Frank Williams.

John A. Sala has joined the Central Valley office of Rand Commercial Services (RCS), an independent commercial real estate brokerage. Sala has 30 years of experience running his own business in sales and specializes in all areas of Orange County as well as Rockland and Sullivan counties. RCS has nearly 30 agents in Orange, Rockland and Westchester counties, and also serves New York City, northern New Jersey and Connecticut. Information for these features has been provided by the subjects or their delegates.

HV Biz • WCBJ • July 30, 2012

FACTS&FIGURES Nonna Lucia Ristorante L.L.C., Middletown. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed March 21. Norim Enterprise Inc., Monroe. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed March 21. Oiroo Inc., Monroe. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed March 21. Old School Properties Inc., Newburgh. $1,431 in favor of the New York State Department of Taxation and Finance, Albany. Filed March 21. OR Lakehouse Inc., Wallkill. $1,385 in favor of the New York State Department of Taxation and Finance, Albany. Filed March 21. Orange County Agents Life and Health Agency Inc., Middletown. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed March 21. Orange County Post Inc., New Windsor. $80,000 in favor of the Workers’ Compensation Board of the State of New York, Albany. Filed March 21. Orange County Wholesale Corp., Walden. $116 in favor of the New York State Department of Taxation and Finance, Albany. Filed March 21. Panorama Direct Ltd., Warwick. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed March 21. Pinnacle Telecom Services L.L.C., Newburgh. $1,073 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed March 21.

Quality Sound Inc., Monroe. $1,531 in favor of the New York State Department of Taxation and Finance, Albany. Filed March 21. Regina Drive Service Corp., Middletown. $258,000 in favor of the Workers’ Compensation Board of the State of New York, Albany. Filed March 21.

Supply Sider Trucking L.L.C., Port Jervis. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed March 21.

Tass of New York Inc., Middletown. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Retro Foam of NY Inc., Mon- Filed March 21. roe. $1,031 in favor of the New York State Department of Labor TG and L L.L.C., Greenwood and the Department of Taxa- Lake. $1,031 in favor of the New tion and Finance, Albany. Filed York State Department of Labor and the Department of TaxaMarch 21. tion and Finance, Albany. Filed RS Landscaping, Warwick. March 21. $1,031 in favor of the New York State Department of Labor The Sun Spa Inc., Middletown. and the Department of Taxa- $1,031 in favor of the New York tion and Finance, Albany. Filed State Department of Labor and the Department of TaxaMarch 21. tion and Finance, Albany. Filed RSF L.L.C., Monroe. $402 in March 21. favor of the New York State Department of Taxation and Fi- Thomas Barone’s Auto Cennance, Albany. Filed March 21. ter Inc., Middletown. $26,511 in favor of the New York State S.S. 1776 C. Inn Inc., Pine Department of Taxation and FiBush. $1,501 in favor of the New nance, Albany. Filed March 21. York State Department of Taxation and Finance, Albany. Filed Tier One Holdings L.L.C., Newburgh. $1,031 in favor of March 21. the New York State Department Sai Gon Inc., Chester. $1,031 of Labor and the Department of in favor of the New York State Taxation and Finance, Albany. Department of Labor and the Filed March 21. Department of Taxation and Finance, Albany. Filed March 21. Total Business Communications Inc., Middletown. $759 Salsa on 211 Restaurant, in favor of the New York State Middletown. $96,000 in favor Department of Taxation and Fiof the Workers’ Compensation nance, Albany. Filed March 21. Board of the State of New York, Triple M General ConstrucAlbany. Filed March 21. tion Inc., Pine Bush. $1,031 Shamus’s Place Inc., Highland in favor of the New York State Mills. $74,000 in favor of the Department of Labor and the Workers’ Compensation Board Department of Taxation and Fiof the State of New York, Alba- nance, Albany. Filed March 21. ny. Filed March 21. Tri-State/New Windsor CyShow Me Steals Inc., New clones Inc., New Windsor. Windsor. $150 in favor of the $1,532 in favor of the New York New York State Department of State Department of TaxaTaxation and Finance, Albany. tion and Finance, Albany. Filed March 21. Filed March 21. Summit Occupational Therapy PC, Warwick. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed March 21.

44 July 30, 2012 • WCBJ • HV Biz

Two Brothers Drywall Contracting Inc., Newburgh. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed March 21. Ultimate Home Improvements II Inc., Newburgh. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed March 21. United Hudson Management Inc., Monroe. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed March 21. Upstate Fencing and Paving Inc., Monroe. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed March 21. Valarie’s Hair Salon Inc., Slate Hill. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed March 21. VHS Enterprises L.L.C., Harriman. $1,031 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed March 21.

Weight Steel Construction Inc., Walden. $78,000 in favor of the Workers’ Compensation Board of the State of New York, Albany. Filed March 21.

Boughton, Charles J., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $260,000 affecting property located at 175 Washington Ave., Kingston Whispered Web Entertain- 12401. Filed July 17. ment Inc., Chester. $295 in favor of the New York State Briggs, Coleman, et al. Filed by Department of Taxation and Fi- Deutsche Bank National Trust nance, Albany. Filed March 21. Co. Action: seeks to foreclose on a mortgage to secure $150,000 Your Eyes Security Solutions affecting property located at 520 Inc., Newburgh. $1,533 in favor Liberty St., Newburgh 12550. of the New York State Depart- Filed July 6. ment of Taxation and Finance, Albany. Filed March 21. Brink, Everett W., et al. Filed by U.S. Bank N.A. Action: seeks Zmy Food Packing Inc., to foreclose on a mortgage to Chester. $74,000 in favor of the secure $209,000 affecting propWorkers’ Compensation Board erty located at 1074 Route 284, of the State of New York, Alba- Westtown 10998. Filed July 3. ny. Filed March 21. Bruschi, Christopher F., et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $242,000 Lis Pendens affecting property located in The following filings indicated a Wawayanda. Filed July 9.

legal action has been initiated, the outcome of which may affect Byrne, Liam, et al. Filed by JPMorgan Chase Bank N.A. the title to the property listed. Action: seeks to foreclose on a 157 Rogers USA L.L.C., et al. mortgage to secure $130,000 Filed by Tuthill Finance L.P. affecting property located at 21 Action: seeks to foreclose on a Gloria Trail, Blooming Grove mortgage to secure $1 million 10914. Filed July 11.

affecting property located at 137-139 Linden Ave., Middle- Camilliere, Frank S., et al. Filed by Deutsche Bank Natown. Filed July 5. tional Trust Co. Action: seeks Antonucci, Primo, et al. Filed to foreclose on a mortgage to by BAC Home Loans Servicing secure $800,000 affecting propL.P. Action: seeks to foreclose on erty located at 53 Dean Hill Walls and Patios Plus, Green- a mortgage to secure $310,000 Road, New Windsor 12553. wood Lake. $1,031 in favor of affecting property located at 127 Filed July 9. the New York State Department Locust Lane, Newburgh 12550. of Labor and the Department of Filed July 5. Cappillino, Michael E., et al. Taxation and Finance, Albany. Filed by JPMorgan Chase Bank Filed March 21. Baker, Rosia N., et al. Filed N.A. Action: seeks to foreclose by Aurora Bank F.S.B. Action: on a mortgage to secure an Warwick Corners L.L.C., War- seeks to foreclose on a mortgage unspecified amount affecting wick. $20,210 in favor of the to secure $170,568 affecting property located at 110 Putt New York State Department of property located at 40 Ham- Lane, Kingston 12401. Filed Taxation and Finance, Albany. mond St., Port Jervis 12771. July 13. Filed March 21. Filed July 3. Carrero, Maximiliano, et al. Wayne and Wayne Attorneys Ballantyne, Rosalie, et al. Filed by First Guaranty Mortat Law, Walden. $1,031 in favor Filed by U.S. Bank N.A. Action: gage Corp. Action: seeks to foreof the New York State Depart- seeks to foreclose on a mortgage close on a mortgage to secure ment of Labor and the Depart- to secure $144,160 affecting $220,762 affecting property loment of Taxation and Finance, property located at 76 N. Rob- cated at 2 Poplar St., Newburgh Albany. Filed March 21. inson Ave., Newburgh 12550. 12550. Filed July 10. Filed July 12.

Carusillo, Anthony, et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $195,000 affecting property located at 6 Apple Lane, Wallkill 12589. Filed July 18.

Cote, Kevin T., et al. Filed by CitiMortgage Inc. Action: seeks to foreclose on a mortgage to secure $417,000 affecting property located at 17 Little Britain Road, Warwick 10990. Filed July 3.

Ellison, Joseph W., et al. Filed by the State of New York Mortgage Agency. Action: seeks to foreclose on a mortgage to secure $223,000 affecting property located at 37 Ferrara Drive, Middletown 10941. Filed July 6.

Ifafore, Waidi, et al. Filed by Citimortgage Inc. Action: seeks to foreclose on a mortgage to secure $118,750 affecting property located at 134 Patio Road, Middletown 10940. Filed July 12.

Logan, Christopher W., et al. Filed by the State of New York Mortgage Agency. Action: seeks to foreclose on a mortgage to secure $126,217 affecting property located at 16 Nevins St., Ellenville 12428. Filed July 13.

Moccio, Michael A. Jr., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $299,750 affecting property located at 17 Brighton Drive, Newburgh 12550. Filed July 12.

Casabura, Vincent F., et al. Filed by OneWest Bank F.S.B. Action: seeks to foreclose on a mortgage to secure $315,000 affecting property located at 82 Mulberry Lane, Milton 12547. Filed July 13.

Crowther, Steven Thomas, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 23 Woodlawn Terrace, Newburgh 12550. Filed July 12.

Farber, Philip H., et al. Filed by M&T Bank. Action: seeks to foreclose on a mortgage to secure $60,000 affecting property located at 474 Delaware Ave., Kingston 12401. Filed July 12.

Jones, Stanley E., aka Stanley P. Jones, et al. Filed by EverBank. Action: seeks to foreclose on a mortgage to secure $45,500 affecting property located at 14 Knapp Ave., Middletown 10940. Filed July 6.

Lucero, Alexandra, et al. Filed by Chase Home Finance L.L.C. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 177 Liberty St., Newburgh 12550. Filed July 6.

Morales, Luz, et al. Filed by GMAC Mortgage L.L.C. Action: seeks to foreclose on a mortgage to secure $335,351 affecting property located at 207 S. Route 94, Warwick 10990. Filed July 6.

Karma Triyana Dharmachakra Inc., as beneficiary under the will and testament of Sandford P. Eisler, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 17 Berkshire View Terrace, Saugerties 12477. Filed July 18.

McCloskey, George III, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $165,000 affecting property located at 4 Crane Road, Middletown 10941. Filed July 9.

Morello, Patricia, et al. Filed by OneWest Bank F.S.B. Action: seeks to foreclose on a mortgage to secure $110,000 affecting property located at 321 Bullville Road, Montgomery 12549. Filed July 6.

McNeill, Adrienne, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $200,000 Kay, Denise D., et al. Filed by affecting property located at 306 Deutsche Bank National Trust Magnolia Court, Woodbury. Co. Action: seeks to foreclose on Filed July 3. a mortgage to secure $138,750 affecting property located at Medina, Kathryn J., et al. 1624 Route 212, Saugerties Filed by Bank of America N.A. 12477. Filed July 19. Action: seeks to foreclose on a mortgage to secure an unspeciKlebonas, Richard J., et al. fied amount affecting property Filed by The Bank of New York located at 1011 Plattekill ArdoMellon. Action: seeks to fore- nia Road, Clintondale 12515. close on a mortgage to secure Filed July 13. $160,000 affecting property located at 169 Holmes Road, Mitchell, Craig David, et al. Newburgh 12550. Filed July 3. Filed by Freedom Mortgage Corp. Action: seeks to foreclose Lamberty, John C., et al. Filed on a mortgage to secure an by Bank of America N.A. Ac- unspecified amount affecting tion: seeks to foreclose on a property located at 3 Douglas mortgage to secure an unspeci- Drive, Lake Katrine 12449. Filed fied amount affecting property July 16. located at 42 Lower Magic Circle Drive, Goshen 10924. Filed Mitchell, Tonya, et al. Filed by July 11. Federal National Mortgage Association. Action: seeks to foreLewis, Bryan, et al. Filed by close on a mortgage to secure U.S. Bank N.A. Action: seeks $325,000 affecting property to foreclose on a mortgage to located at 410 Pocatello Road, secure $340,000 affecting prop- Middletown 10940. Filed July 6. erty located at 345-347 Meadow Ave., Newburgh 12550. Filed July 6.

Murphy, Tama A., et al. Filed by Green Tree Servicing L.L.C. Action: seeks to foreclose on a mortgage to secure $261,000 affecting property located at 145 Delafield Lane, Newburgh 12550. Filed July 5.

Chandler, Teresita L., et al. Filed by Citimortgage Inc. Action: seeks to foreclose on a mortgage to secure $127,500 affecting property located at 166 Plains Road, New Paltz. Filed July 17. Chapman-Thomas, Rosemary, et al. Filed by Chase Home Finance L.L.C. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 49-51 Fowler Ave., Newburgh 12550. Filed July 6. Cline, Jan S., et al. Filed by Mid-Hudson Valley Federal Credit Union. Action: seeks to foreclose on a mortgage to secure $70,500 affecting property located at 191 Minturn St., Port Ewen. Filed July 19. Cohen, Jaime, et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $218,350 affecting property located at 9F Heritage Drive, Harriman 10926. Filed July 9. Coombs, Lawrence E., et al. Filed by Ulster Savings Bank. Action: seeks to foreclose on a mortgage to secure $165,000 affecting property located at 1705 Route 2, Olivebridge 12461. Filed July 12.

Flores, Antelmo, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 20 Benkard Ave., Newburgh 12550. Filed July 10.

Cruz, Eric, et al. Filed by PHH Mortgage Corp. Action: seeks to foreclose on a mortgage to secure $33,000 affecting property located at 57 Kenwood Drive, Unit 57B, New Windsor 12553. Filed July 6. Flores, Javier, et al. Filed by Federal National Mortgage AsDepoo, Jainarine, et al. Filed sociation. Action: seeks to foreby Deutsche Bank National close on a mortgage to secure Trust Co. Action: seeks to fore- $153,934 affecting property loclose on a mortgage to secure an cated at 269 North St., Middleunspecified amount affecting town 10940. Filed July 6. property located at 27 Knapp Ave., Middletown 10940. Filed Frolish, Sherry M., et al. Filed July 11. by OneWest Bank F.S.B. Action: seeks to foreclose on a mortgage DeRose, Lisa, et al. Filed by to secure $150,500 affecting The Bank of New York Mellon. property located at 2 Meadow St., Action: seeks to foreclose on a Highland 12528. Filed July 18. mortgage to secure $272,000 affecting property located at 5 Gangone, Yvonne, et al. Filed Liberty Drive, Highland Mills by Aurora Loan Services L.L.C. 10930. Filed July 5. Action: seeks to foreclose on a mortgage to secure $350,000 Dobin, Jonathan M., et al. affecting property located at Filed by Wells Fargo Bank N.A. 62 Ridge Road, Chester 10918. Action: seeks to foreclose on a Filed July 6. mortgage to secure $170,109 affecting property located at 62 Gibson, Donell, et al. Filed by Benkard Ave., Newburgh 12550. OneWest Bank F.S.B. Action: Filed July 10. seeks to foreclose on a mortgage to secure $169,100 affecting DuBoise, Jeannette L., execu- property located at 155 Linden tor of the estate of Bruce Du- Ave., Middletown 10940. Filed Boise, et al. Filed by M&T Bank. July 10. Action: seeks to foreclose on a mortgage to secure $82,500 af- Gordon, Loycent, et al. Filed fecting property located at 548 by Flushing Savings Bank F.S.B. Silver Lake Scotchtown Road, Action: seeks to foreclose on a Middletown 10941. Filed July 6. mortgage to secure $427,500 affecting property located at 25-27 Benkard Ave., Newburgh 12550. Filed July 11.

N’Diaye, Cynthia, et al. Filed by OneWest Bank F.S.B. Action: seeks to foreclose on a mortgage to secure $208,000 affecting property located at 58 Jayne St., Florida 10921. Filed July 3. Passamano, Michael, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $263,200 affecting property located in Warwick. Filed July 9. Pauwels, Andrew F., et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 5 Sturr Lane, Florida 10921. Filed July 5. Payano, Miguel I., et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 1010 Highway 17, Crawford 12549. Filed July 10.

GET THE RECORDS EARLY.

Go to westfaironline.com/buy/records-section/ for more information and to view a sample. HV Biz • WCBJ • July 30, 2012

FACTS&FIGURES Pomequiza, Rogelio, et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $186,250 affecting property located at 42 Sprague Ave., Middletown 10940. Filed July 9.

Solomon, Randi, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $300,000 affecting property located at 4 Rock Lodge, Woodstock 12498. Filed July 12.

Ravert, John A. Jr., et al. Filed by GMAC Mortgage L.L.C. Action: seeks to foreclose on a mortgage to secure $150,000 affecting property located at 1508 Whispering Hills Drive, Chester 10918. Filed July 3.

Spelman, Kathleen A., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $387,277 affecting property located at 180 Rye Hill Road, Monroe 10950. Filed July 3.

Rondinelli, Bruna F., et al. Filed by Citibank N.A. Action: seeks to foreclose on a mortgage to secure $319,500 affecting property located at 468 S. Ohioville Road, New Paltz 12561. Filed July 16.

Strauch, Russell G., et al. Filed by Deutsche Bank Trust Company Americas. Action: seeks to foreclose on a mortgage to secure $135,850 affecting property located at 25 Lake St., Highland Falls 10928. Filed July 10.

Sanducci, Jason R., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $216,015 affecting property located at 48 Ridgeview Road, Rochester 12446. Filed July 16.

Valluzzi, John, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $208,433 affecting property located at 134 Laudaten Way, Warwick 10990. Filed July 10.

Scheck, Michael J., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $375,000 affecting property located at 1162 Lakes Road, Monroe 10950. Filed July 6.

Vasquez, Edith, aka Edith Rivera, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $102,000 affecting property located at 157 W. Parmenter St., Newburgh 12550. Filed July 12.

Mechanic’s Liens

Vignini, Robert A., et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $179,000 affecting property located at 20 Nott Place, Newburgh 12550. Filed July 10.

JIP Group Inc., Monsey, as owner. $5,051 as claimed by Sky Scrapers of Monroe Inc., Monroe. Property: in Monroe. Filed July 19.

Seymour, Edwine, et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $227,100 affecting property located at 122 Dubois St., Newburgh 12550. Filed July 9. Shipman, April, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $216,601 affecting property located at 109 Houston St., Maybrook 12543. Filed July 10. Simpson, Luklen, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 62 Riley Road, New Windsor 12553. Filed July 5.

Whistling Swan L.L.C., et al. Filed by Unity Bank. Action: seeks to foreclose on a mortgage to secure $864,419 affecting property located at 600 Route 208, Gardiner. Filed July 12. Williams, Lisa, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 429 Mill Hook Road, Accord 12404. Filed July 19.

46 July 30, 2012 • WCBJ • HV Biz

Sribnick, Ellen, et al, as owner. $1,000 as claimed by John Palmucci Enterprise L.L.C., Kingston. Property: 155 Hahn Farm Road, Rosendale 12472. Filed July 16.

CJP Construction, 1466 Route Integrity Home Improve208, Wallkill 12589, c/o Vincent ments, P.O. Box 277, Glasco 12432, c/o Erick Mercado. Filed P. Perez. Filed July 17. July 16. Decorative Plant Supports, 142 Oak Road, Monroe 10950, J.A.S. Painting, 162 Lyons c/o Charla Buck. Filed July 26. Road, Gardiner 12525, c/o Jennifer Anne Sauer-Stalker. Filed Destined To Dance, 136 Lake July 16. Drive, Suite 4, Newburgh 12550, c/o Hillary F. Rayford. James Boyd Cabinetry, 25 S. Mountain Road, Wallkill 12589, Filed July 28. c/o James W. Boyd. Filed July 17. Dizzy Pets Petsitting, 850 Fourth Binniewater Lane, JD3 and Co., 605 Lapla Road, Kingston 12401, c/o Jayme Kingston 12401, c/o Joseph H. Decker III. Filed July 19. Lynn Staten. Filed July 13.

York, David B., et al. Filed by Bank of America N.A. Action: New Businesses seeks to foreclose on a mortgage to secure an unspecified amount This paper is not responsible for Empire Business Brokers and affecting property located at 45 typographical errors contained Services, 1069 Little Britain Washington St., Apt. 2, Middlein the original filings. Road, New Windsor, c/o Hartown 10940. Filed July 11. vinder Singh. Filed July 28. Zuidema, John J., et al. Filed by LaSalle Bank N.A. Action: seeks to foreclose on a mortgage to secure $135,000 affecting property located at 220 Weed Road, Pine Bush 12566. Filed July 16.

Astar 325 Route 17M-Monroe L.L.C., as owner. $28,384 as claimed by MJS Engineering and Land Surveying P.C., Goshen. Property: 325 Route 17M, Vega, Marisol Maldonado, et Monroe. Filed July 23. al. Filed by Deutsche Bank National Trust Co. Action: seeks Fabble, Gregory J., as owner. to foreclose on a mortgage to $1,407 as claimed by Cranesville secure $210,000 affecting prop- Block Company Inc., Amstererty located at 5 Raleigh Close, dam. Property: 79 Eastwoods Middletown 10940. Filed July 9. Drive, Woodstock. Filed July 17.

Vittorini, David, et al. Filed by Hudson Valley Federal Credit Union. Action: seeks to foreclose on a mortgage to secure $80,000 affecting property located at 1603 Parr Lake Drive, Unit 16C, Newburgh 12550. Filed July 3.

Orchard Hills of Newburgh L.L.C., as owner. $8,541 as claimed by H.G. Page and Sons Inc., Poughkeepsie. Property: Orchard Hills, Route 9 and Oak St., Newburgh 12550. Filed July 18.

Mediacom Realty L.L.C., as owner. $16,828 as claimed by Infra-Metals Co., Marseilles, Ill. Property: 24 Old Mansion Road, Blooming Grove. Filed July 17.

Partnerships

Jerry Clarke Consulting, 330 Pine Bush Road, Stone Ridge 12484, c/o Gerard M. Clarke. Filed July 19.

Erin Peters Photography, Luppino Design, 3 Treis Ter74-L Oak Hill Road, Westtown race, Saugerties 12477, c/o VirPuroclean Professional Res- 10998, c/o Erin Elizabeth Peters. ginia M. Luppino. Filed July 16. toration, 70 Hunter St., Kings- Filed July 28. ton 12401, c/o Shawn P. McDerMichael Mack Co., 12 Washmott and Jonathan Paul Beever. Fashion Nails, 22 Route 6, ington Ave., Kingston 12401, Filed July 18. Suite 107, Port Jervis 12771, c/o c/o Michael H. Mack II. Filed Hanh T. Nguyen. Filed July 27. July 17. Tamme Stitt Photography II, 40 Greenkill Road, Blooming- Fine Finish Custom, 89 Whit- Nicholas DePalma Contractton 12411, c/o Tamatha Stitt field Road, Accord 12404, c/o ing, 111 Springtown Road, New and Christine M. Spiezio. Filed Colin D. Rice. Filed July 13. Paltz 12561, c/o Nicholas J. DeJuly 17. Palma. Filed July 16. FishWax1, 14 Silo Lane, MidYFS Medical Billing Co., 49 dletown 10940, c/o Nicholas SPK General Contracting, Wickham Ave., Middletown Duane Johnson. Filed July 27. 1410 Berme Road, Kerhonkson 10940, c/o Sieita Grant, Ana F. 12446, c/o Stefan P. Koslowsky. Lee-Csoke, and Madeline Y. EsFrau B. Creations, 44 Lindsley Filed July 13. tremera. Filed July 27. Ave., Kingston 12401, c/o Barbara Madonna Haas. Filed July 16. Sterling Landscape, 206 Purgatory Road, Campbell Hall Sole Proprietorships Highwoods Remodeling and 10916, c/o Veronica Lynn Hala. Renovations, 1279 Glasco Filed July 27. A and T Landscaping, 599 Turnpike, Saugerties 12477, c/o Rock Cut Road, Walden 12586, Mark Woodard. Filed July 16. Tim Kerin Fine Woodworkc/o Thomas Vincent Wohlrab. ing, 115 Maple Hill Drive, Filed July 28. Home Away From Home, Kingston 12401, c/o Timothy E. 12 Highland Ave., Saugerties Kerin. Filed July 18. Artbar, 674 Broadway, Kings- 12477, c/o Amy Jean Sullivan. ton 12401, c/o Diane V. Krein. Filed July 16. Unleashed, 254 Round Hill Filed July 18. Road, Florida 10921, c/o MauHudson Valley Make A Differ- reen M. Hogan. Filed July 26. Black Jack Angus Farm, ence, 498 Old Route 209, Hur325 Kyserike Road, High Falls ley 12443, c/o Connie M. Miller. Will Solutions, 8 Quickway 12440, c/o Robert Michael Filed July 13. Road, No. 101, Monroe 10950, Lapp. Filed July 16. c/o Samuel Weinberger. Filed Hyexposure, 116 Hasbrouck July 28. Bradford Park Condos, 67 Tap Road, New Paltz 12561, c/o Stone Lane, Port Jervis 12771, James Brigagliano. Filed July 19. Woodstock Reiki Works, 114 c/o Eric Liboy. Filed July 28. Lewis Hollow Road, Woodstock 12498, c/o Diane W. Anderson. Filed July 16.

FACES& PLACES For the love of music Music Conservatory of Westchester’s (MCW) 11th annual Golf & Tennis Classic was recently held at the Whippoorwill Club in Armonk, where more than 60 golfers and tennis players helped raise funds for the conservatory’s scholarships and tuition-assistance programs. The event also featured an awards ceremony and dinner. – Photographs by Jon Chattman. 1. Yonkers Mayor Mike Spano; Mary Calvi, CBS News anchor; Andrew Castellano; and Andrew Castellano Sr. 2. MCW musician Bill Crow (bass) and faculty member Hiroshi Yamazaki (piano). 3. Broadway show composer Steven Schwartz. 4. Rod Berro, MCW board president, and Jean Newton, executive director, presented New York state Sen. Suzi Oppenheimer with a Lifetime Achievement Award.

‘Girls Night Out’ White Plains Hospital recently hosted its annual women’s event at The Ritz-Carlton, Westchester. Lisa Oz, author, relationship expert, satellite radio host and wife of celebrity physician Dr. Mehmet Oz, gave a keynote presentation on the immeasurable value of strong relationships in the lives of women 5. Wendy Berk, Andrea Weiss and Rachel Chalchinsky. 6. Annette Cappucci, Susan Fox, Nicole Fleischman, Kimberly Yee, Lisa Oz, Dawn French, Jeannette Yuen, Jacqueline Bavaro and LeighAnn McMahon. 7. Nicole Norris and Annie Norris. 8. Terry Orlofsky and Nancy Gilbert.

All photograph identifications are from left unless otherwise noted. HV Biz • WCBJ • July 30, 2012

ARE YOUR EVENTS HO HUM? THEN GET OUT OF THE BOX.

The Business Journals and WAG magazine have planned a unique presentation for you at their Roundtable Conversation series program Sept. 27. You’ll be jumping out of the box with new ideas and resources, which can bring excitement and revitalized interest in your fundraising events. Stay with us for details or contact Linda Cady at lcady@westfairinc.com or (914) 694-3600, ext. 3003. Biz

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