The Westchester County Business Journal 8/20/2012 Issue

WCBJ

WESTCHESTER COUNTY

BUSINESS JOURNAL

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Making space for a new work era

BY JOHN GOLDEN jgolden@westfairinc.com

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John Arenas, founder of Serendipity Labs, and Tracey DiBrino, general manager of the company’s first location under construction in Rye.

ith a career that spans more than 20 years in commercial real estate and business workspaces, John Arenas sees a shift in employees’ work habits, especially those of “knowledge workers,” that the corporate office parks of Westchester County are not designed to accommodate.

At Serendipity Labs Inc., the third company he has started since 1996, Arenas is launching what he sees as a real estate solution and bridge between home and corporate offices for that new and growing breed of worker.

In Rye, Arenas is converting a former Chrysler-Jeep dealership that closed four years ago in the auto industry’s recession-driven crash into a 7,000-square-foot members-only workplace. Due to open in early October in the former Biltmore Motors building at 80 Theodore Fremd Ave., it is the first in a regional network of Serendipity workplaces that Arena plans to open, either as companyowned or franchise operations, from Boston to Washington, D.C. He said he has franchise candidates in five states.

In Manhattan, Serendipity Labs soon will close on a lease for its second center within one-half block of Grand Central Terminal.

Making space, page 6

August 20, 2012 | VOL. 48, No. 34

Bitter pill to swallow

Shareholders say Taro, Sun merger price too low

BY JANICE KIRKEL jkirkel@westfairinc.com

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inority shareholders in Taro Pharmaceutical Industries, an Israeli company with U.S. headquarters in Hawthorne, are rejecting an agreement under which Sun Pharmaceutical Industries of India, which already owns two-thirds of Taro, would have bought the remainder of the shares for $39.50 each and taken the company private.

Taro, which makes generic dermatological treatments, and Sun, which is strongest in drugs for heart disease, as well as neurological and psychiatric disorders, have been engaged in a management battle for a number of years. Another deal for Sun’s purchase of most of Taro was held up for several years as Taro’s founders contested the price Sun was paying for their stock.

In May 2007, the companies entered into a merger agreement at $7.75 a share and then raised that to $10.25 before Taro rejected the offer. A ruling by the Israeli supreme court in September 2010 gave Sun voting control of Taro, which it maintains to this day. In October 2011, Sun offered $24.50 a share, which was rejected just last month as inadequate. It has now raised the offer to $39.50. At press time, Taro was up 6 cents a share to $39.53.

Minority shareholders own one-third of Taro stock. Any Bitter pill, page 6

Customers Bancorp buys CMS Bank

BY JANICE KIRKEL jkirkel@westfairinc.com

Customers Bancorp, which currently has a single branch in Rye Brook and is seeking to expand its presence in the New York market, has agreed to buy CMS Bank, a fivebranch bank headquartered in White Plains, for almost $21 million.

Customers Bancorp will now have retail banking offices in Eastchester, Greenburgh, Mount Vernon, West Harrison and Mount Kisco, as well as approximately $185 million in loans and $208 million in deposits.

Customers has $2 billion in assets and is considered a “super-community bank.” CMS has almost $250 million in assets. Customers’ CEO is Jay Sidhu, who has been referred to in reports as a “serial dealmaker.” He is the former CEO of Sovereign Bancorp, which he built into the 17th largest bank in the U.S. “We believe that these transactions will allow Customers Bank to better serve small to medium-size businesses, professionals, multifamily projects, commercial real estate projects, individuals and families in Westchester,” he said.

The deal is expected to close in the first half of next year.

Customers Bancorp, page 6

Flush with success? • 31

BY PATRICK GALLAGHER pgallagher@westfairinc.com

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Startups step into the spotlight

he Business Council of Westchester announced a partnership Aug. 6 with Initiative for a Competitive Inner City in what represents the latest in a series of moves by public and private organizations to stimulate entrepreneurship across the greater New York City region.

Advocates and investors say that for the first time since before 2008, there is a strong interest in the Westchester and Fairfield County, Conn., business communities in supporting startups and early stage companies, which have struggled to generate awareness and secure financing in the wake of the financial slowdown.

The partnership between the Business Council and Boston-based ICIC extends to Inner City Capital Connections, a training and networking program designed to expose urban businesses to potential investors.

Through the Capital Connections program, which was founded in 2005 by ICIC and Bank of America Corp. and is sponsored by the U.S. Small Business Administration, the SJF Institute and Pacific Community Ventures, 275 companies have combined to raise $154 million in equity and $252 million in debt and create 2,790 direct and indirect jobs.

The Westchester Coalition for Business Development, launched by the Business Council in late 2010, has said access to capital represents the single biggest impediment to small business and entrepreneurial development in Westchester.

Business Council President and CEO Marsha Gordon said her group would act as a bridge between companies seeking financing but in need of guidance and the mentors, resources and investors available through the Capital Connections program.

“When you’re talking to finance providers, you have to have your act together. You have one opportunity,” Gordon said. “So we felt that working with small businesses and providing them with links to education and training and those resources was key. And this is a national program that

WCBJ

WESTCHESTER COUNTY

BUSINESS JOURNAL ®

Biz

Publisher Dee DelBello Managing Editor Bob Rozycki

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August 20, 2012 • WCBJ

we’re able to really highlight in Westchester.”

Businesses accepted into the Capital Connections program will attend an all-day training program Oct. 24 in Detroit focused on finance, strategy, marketing, human resources and business pitches, followed by a reception and conference Nov. 8-9 in New York City during which business owners will be able to meet and pitch their busiBusiness representatives meet with investors and mentors at the 2011 nesses to investors.

Inner City Capital Conventions conference.

The conference “really helps them (businesses) posiCity, said investors began to distance themtion themselves not for now but for tomor- selves from startups even before the recession row, so when the need arises, they have struck. the relationships that they can tap into,” “In the past three to five years – even said Hyacinth Vassell, manager of Inner City before the market collapsed in 2008 – many Capital Connections. private investors moved away from doing Applications are due at the end of early-stage deals and moved to doing more September. latter-stage deals and investing in IPOs and public companies,” Puro said, “rather than ‘We have all the assets’ having to wait five to seven to 10 years to get In Connecticut, the Business Council money out of an early-stage investment.” of Fairfield County is partnering with the Puro said pension funds and other entiStamford Innovation Center to form one ties that traditionally invest in venture capital of two initial, state-sponsored Innovation funds are under much tighter constraints Ecosystems. than they were prior to the recession.

The Innovation Ecosystems initiative was As a result, he said the funds are often launched earlier this year by Connecticut forced to invest in areas that are more likely Innovations Inc., a state-backed vehicle to result in early returns. designed to promote entrepreneurship, with “I think that’s made it very difficult for hopes of creating a statewide network of the venture capitalists who would like to see business accelerators. early-stage deals to even do them,” Puro said.

Separately, the Westchester County But, he said, what brings investors back Association in May announced the forma- is success. tion of its own business accelerator, the The goal of the Blueprint Accelerator Blueprint Accelerator Network, which has Network is to provide participants with secured $200 million in financing and in- a strong foundation so they will be more kind service commitments to date. attractive to venture capital funds.

The accelerator network began accepting “If we can provide them with some serbusiness plans in July, with plans to take in vices and access to capital, then I think we’re three companies by the end of October and doing them a good service and we’re doing another one or two companies by the end the business community a good service,” of 2012.

Puro said.

Nicholas Puro, co-chairman of the Barry Schwimmer, a co-founder and WCA accelerator and managing director of managing partner of the Stamford iCenter, e3 Investment Partners, based in New York said the organization is not seeking “to rein-

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vent the wheel.”

“We have all the assets here, all the components here for a dynamic startup and entrepreneurial environment,” Schwimmer said. “What we really see ourselves as is a catalyst, a provider of services. We really believe that once we establish this, by establishing a nexus around entrepreneurial development … we’re going to breed some really fantastic businesses here.”

Role of government debated Since taking office, Gov. Andrew Cuomo and Conn. Gov. Dannel Malloy have aggressively pushed their respective economic development agendas.

Cuomo last year orchestrated a regional economic development competition that saw more than $750 million in new or accelerated funds allocated to various job-creating projects across the state, with a second round of funding scheduled for later this year.

In January, Malloy committed to deploying $250 million in new funds over five years to promote entrepreneurship, with the state kicking in half the funding and Connecticut Innovations – which generates revenue from its own investments – supplying the remainder.

Puro said government involvement should be limited to creating an environment in which businesses can thrive, with private investors then stepping in to fund various companies.

“It’ll be interesting to see if the public money can really be put to the right use,” he said. “To me, it depends on the people who are making the choices of which businesses to invest in.”

Christopher Bruhl, president and CEO of the Business Council of Fairfield County, said public sector support for entrepreneurship has been “essential.”

“While things would have happened, can you accelerate the positive parts of cycles, can you mitigate the negative parts of cycles? I think that’s what’s happening with the public sector’s engagement here,” Bruhl said. “It’s an effort to accelerate something into a pace that will bring more growth, more jobs now rather than it gradually growing over time.”

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T:7.375”

Back on track Rivertowns project review revived

BY JOHN GOLDEN jgolden@westfairinc.com

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My business could always use some extra money T:11.5”

he $150 million Rivertowns Square mixed-use development is back on track in Dobbs Ferry after development partners resolved what one called “internal issues.”

Those issues led developers in late July to ask village officials to suspend their staterequired review of the project’s final environmental impact statement. Dobbs Ferry Mayor Hartley Connett announced Aug. 9 that village consultants were resuming their review of the developer’s lengthy document before the village Board of Trustees accepts it as complete and publicly releases it for comments from the community.

The residential and retail project would be built on the former Akzo Nobel Chemicals Inc. office campus that adjoins Chauncey Square Shopping Center off Saw Mill River Parkway and Lawrence Street. Los Angeles-based Sundance Cinemas L.L.C. in March announced plans to open an eight-theater, 32,000-square-foot complex at Rivertowns Square, the company’s first East Coast venture.

Corey Rabin, a White Plains attorney and managing partner of Dobbs Ferry Capital Partners L.L.C., which two years ago acquired the proposed site from Akzo Nobel for approximately $5.1 million, in a statement said the partners will include several modifications and changes in building uses in the environmental impact statement to “improve the green space and reduce the impact of traffic on local streets.” Traffic congestion has been a major concern of critics of the project.

Rabin, who is also a partner in Saber Chauncey, developer of the project’s retail component, said plans still include a hotel and a luxury rental residence. Martin G. Berger, managing principal of Saber Real Estate Advisors in Armonk and a partner in Saber Chauncey, previously said Lincoln Property Co. of Boston would develop a 200-unit residence and that Hilton Hotels and Resorts was expected to acquire a Rivertowns Square parcel as the site of a 123-room extended stay hotel.

Rabin said the developers’ goal is to make Rivertowns Square “a top-quality, arts-based destination” that will be “fully integrated within the fabric of the community.”

Rabin through a spokesman said the decision to suspend the village’s project review “was to provide time to resolve internal issues.” He did not elaborate.

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Notes: Publication: Westchester Business Journal Round: insertion Date: 7/9

Being taken for a ride?

Democratic lawmakers seek audit of Playland finances

BY PATRICK GALLAGHER pgallagher@westfairinc.com

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hree Democrats on the county Board of Legislators have accused County Executive Rob Astorino of withholding information about the revenues generated by Rye Playland.

Flanked by the iconic rides of Kiddyland, legislators Judy Myers of Larchmont, Bill Ryan of White Plains and Catherine Borgia of Ossining said at an Aug. 10 press conference that legislation to authorize an independent audit of the park’s finances would be “forthcoming.”

“We are getting a very sad, but a very incomplete story,” Myers said. She said the revenue figures for the 280-acre, countyowned amusement park that have been presented to the Board of Legislators do not include “substantial profit centers” like parking, miniature golf and concessions.

Attendance at the park has dropped precipitously, while revenues generated by the park have fallen off.

Between July 30, 2011, and July 29, 2012, park attendance was 238,152 and revenues totaled $5.2 million, according to figures provided by the board members.

In contrast, attendance between Aug. 1, 2010, and July 31, 2011, was 259,495 and revenues during the period totaled $5.8 million.

Ryan said the park would generate a net profit of $1.6 million in 2012, not including debt service costs.

With $3.6 million in debt payments factored in, county taxpayers will be on the hook for $2 million this year, Ryan said.

“Playland isn’t making the money that it should be and that failure falls to the county executive,” he said.

The trio was also critical of Astorino’s handling of an extensive request for proposals (RFP) process that has sought to determine a suitable – and profitable – future for the debt-ridden park.

“We are also taking a vow not to simply hand this beloved park over to private developers,” Myers said.

Eleven firms submitted responses to the county’s January 2011 RFP. The proposals, excluding any information deemed to be proprietary, were then vetted by a citizens committee, which issued its recommendations Sept. 22, 2011.

In the months since, members of the Astorino administration have been reviewing the proposals and meeting with representa-

tives of the companies behind the various submissions.

“To date,” Myers said, “none of these proposals has reached the floor of the Board of Legislators.”

She and Ryan were both members of the citizens review committee.

Myers said many of the significant financial details of each of the proposals were withheld from the committee members, and demanded that the full proposals be released to the Board of Legislators for review.

“We’re ready to take this over,” she said.

Republican County Legislator Michael Smith of White Plains, who was present for the press conference, called his colleagues’ statements “political posturing” and “grandstanding.”

“The entirety of the books of Westchester County are audited on an annual basis,” Smith said.

Astorino spokeswoman Diana Costello said in a statement “it would be foolish to rush into any actions without critically considering all the options.”

She rebuffed the legislators’ claims that Astorino was denying the board access to the park’s complete financials.

“All of the numbers on Playland are fully

Westchester County Legislator Bill Ryan speaks at Rye Playland at an Aug. 10 press conference with Legislator Judy Myers.

transparent and part of the county’s budget, which is reviewed and approved by the Board of Legislators before it can be enacted by law each year,” Costello said.

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August 20, 2012 • WCBJ

Report: Local governments’ fiscal health at risk

BY PATRICK GALLAGHER pgallagher@westfairinc.com

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ocal governments across the state continue to be in dire financial straits after experiencing an actual decline in revenues of more than $400 million, or 1.5 percent, between 2008 and 2009, a report from the state comptroller concludes.

An analysis of data from 4,000 local governments and recent municipal audits conducted by Comptroller Thomas DiNapoli’s office found that “the liquidity of local governments is deteriorating,” according to an Aug. 1 report.

“Difficult choices are ahead, but they start with better longrange planning and an honest conversation about the numbers.

By preparing more accurate and realistic budgets, local officials will be better able to deal with these issues without overburdening taxpayers.”

— Comptroller Thomas DiNapoli

The report states that nearly 300 local governments had deficits in 2010 or 2011 and more than 100 had inadequate cash on hand to pay their current bills.

DiNapoli said the combination of declining revenues and poor financial planning by some local governments could “have a devastating impact on some communities” should any future economic shocks impact the region.

“Difficult choices are ahead, but they start with better long-range planning and an honest conversation about the numbers,” DiNapoli said in a statement.

“By preparing more accurate and realistic budgets, local officials will be better able to deal with these issues without overburdening taxpayers.”

The analysis also revealed various issues in 60 audits released during the 2011-12 fiscal year by the comptroller’s office.

Thirty audits included findings that officials adopted inaccurate budgets, resulting in surpluses and retention of excess fund balances and leaving taxpay-

ers on the hook for more than was necessary to fund operations.

Thirteen local governments were cited for inadequate recordkeeping that did not provide an accurate portrayal of their true financial conditions and 17 audits identified local governments that, according to the report, had such poor financial systems that they did not know their current financial condition or were unaware of how their actual expenses compared with what they had budgeted for.

For the latter category, Rockland County was the chief offender.

The county’s general fund balance deficit increased from $39 million on Dec. 31, 2009, to $52 million just 12 months later.

Factors contributing to the higher deficit included operating deficits in various component units of the general fund, the write-off of unpaid real property taxes and penalties owed by a major taxpayer and “questionable budgeting practices,” according to the comptroller’s report.

Cities are most likely to be affected by revenue shortfalls, DiNapoli said, but the impact of the recession has filtered down

to all levels of government.

County sales tax collections, which dropped 5.9 percent during the recession, took three years to recover to 2008 levels.

In Dutchess, Nassau, Orange, Putnam, Rockland, Sullivan, Suffolk, Ulster and Westchester counties, property values declined at an average annual rate of 5.3 percent from 2008 to 2011, leading to significantly lower property tax collections.

Mortgage recording tax revenues have also dropped significantly, with local governments losing nearly $320 million since 2005, the report states.

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Bitter Pill — ­ From page 1

merger must be approved by 75 percent of the shareholders and 50 percent of the minority shareholders.

One of those minority shareholders is Mitchell Sacks of Grand Slam Asset Management in Fort Lee, N.J. “The board accepted an offer below market price, at such a low valuation of the cash flow of the business, it’s laughable,” he said. “Two companies that are public that compete with Taro – Glenmark of India and Perrigo of the U.S. – trade at 18 times earnings. So this deal values Taro at 4.8 times earnings, it’s ridiculously low.” Sacks pointed to some recent mergers involving companies similar to Taro. “One involved Bradley Pharmaceuticals, which sold for fifteen times earnings, another was for a company called Fougera. That deal was announced in May, it’s a competitor in some things but also has some lower margin businesses; that’s going for nine times earnings. Then a deal was announced earlier this year in April involving the company Actavis, fourteen times earnings. I haven’t seen a deal anywhere down here, other transactions are much higher.”

Sacks said Taro accounts for a third of Sun’s revenues and close to half of its earnings. Taro’s earnings have improved since Sun, which has a reputation for containing costs, took control.

Sun has stated publicly that it believes Taro’s improved profitability is unsustainable. Sacks said he believes Sun is trying to talk down the price of the stock so it can buy it for a lower price. Emails to officials at Sun in India and calls to Taro headquarters in Hawthorne were not answered as of press time.

Sacks laid out his reasons why he believes Taro’s profitability will continue

in an open letter to Taro shareholders urging them to reject Sun’s offer.

“It is our understanding that the formulation and testing of dermatological ointments, creams and gels is much more difficult than the process for pill-based drugs, creating a high barrier to entry.

Prescription counts for many of Taro’s products are quite low by prescription drug standards and typically can only economically support a very limited number of competitors; and even if a competitor decided to enter any of Taro’s key markets based on today’s pricing, there is a 32-month average time to receive FDA approval in addition to the time it would take to create the application and conduct testing.”

Another minority shareholder, Brian Sheehy of Iszo Capital in New York, agrees.

“The generic dermatological industry is attractive for the long term. It’s a little oligopoly in an area that is poised to do well for foreseeable future. It’s a less-competitive niche business, but it has the benefit that generic drugs are the most efficient part of health care delivery,” he said. “And as the health care system realizes it has to save money things will become more genericized.”

Sacks points out that in December, Taro changed its bylaws to indemnify the board from lawsuits by shareholders.

“This set them up to try to buy with a lowball bid,” Sacks argued. He also contended that all this might put Taro in play.

“Perhaps a better course of action would be for Sun to open up the sale process to outside bidders,” Sacks said in his open letter. “We believe that Sun can sell its interest in Taro for significantly more than five times (earnings) to another pharmaceutical manufacturer. Such a process would also allow Taro’s board to fulfill its fiduciary responsibility to obtain the best price for all shareholders.”

Making space — ­ Scheduled for a staggered opening later this year and in January 2013, the midtown office “will actually create a point of connection between Westchester County and the city” for Serendipity members, the Rye resident said.

Arenas said 30 percent of the nation’s knowledge workers are no longer tied to the corporate workplace and that percentage is expected to double by 2020. “These knowledge workers are now choosing where they work and how they collaborate, the same way they choose their own mobile devices,” he said.

“Real estate really hasn’t caught up with how we work. You’ve got this mismatch of how real estate is and how real estate needs to be. This is a way to meet the demand that’s out there. It’s about collaboration and it’s also about mobility.”

Suburban locations such as Serendipity’s in Rye are designed to relieve the isolation and lack of human interaction of working at home, said Arenas, while keeping members within their communities rather than isolated on office campuses such as those along Westchester’s Platinum Mile. The company is looking for “6 by 16” locations where “six days a week, 16 hours a day, there’s something going on.”

“It’s not traditional office space,” he said.

“It’s designed to be close to home but also accessible to restaurants, shopping. It’s a synthesis” of work and personal life.

Though Serendipity Labs offers individual rather than corporate memberships, Arenas said the company could provide managed services for companies that “want to create Serendipity Labs in their own buildings.”

Arenas said he does not see the county’s existing office business centers as direct competitors with Serendipity. Five workplace companies operate about 10 office centers in the county, according to Tracey DiBrino.

DiBrino in July left one of those compa-

nies, Carr Workplaces in Harrison, to join Serendipity as general manager in Rye. “I think a lot of alternatives (business centers) are about space,” DiBrino said.

“We’re about membership.”

“Our technology here is really cutting edge and very different from what the business centers offer,” she said. Serendipity members will be served by a proprietary cloud-based technology platform.

Knowledge workers today, said Arenas, “are looking for more of a branded experience” in their choice of workplaces. “We’re building more of a branded-hotel brand rather than independent locations.”

Joining Serendipity as a strategic partner in that effort is Steelcase Inc., a minority equity investor in the company. Steelcase is providing temporary office space for Serendipity staff in the Rye office of its office furniture dealer, Waldner’s Business Environments. Arenas said Steelcase wants to add hospitality and service components to its office furniture business.

“We believe we can help power exceptional experiences in this next generation of workplace-as-a-service solutions,” Steelcase vice president John Malnor said in a statement. “Our involvement with Serendipity Labs is consistent with that goal.”

As corporations reduce their headquarters space, Arenas said his new company wants to create for “untethered” knowledge workers “a collaborative environment that’s not their home and not their cars.”

This is not the first venture for Arenas as an office workspace provider. In 1996, he established Stratis Business Centers, which grew to be an 11-state network of office centers under his leadership as CEO. Regus plc acquired the company in 2001. Arenas moved to Westchester County to serve as president and general manager of the Regus Americas division.

“Some of the same team from Stratis is back on board for this one,” he said. “They want to join another quest. This is the next generation of space.”

is causing many community banks to look for buyers. “CMS, like so many other banks of that size, found that given the regulatory environment it’s hard for them at that size to make money,” he said. “There will be an

extraordinary increase in compliance costs as a result of Dodd-Frank.”

In addition to Acacia, Customers has made five acquisitions in three years.

“Last year we closed on Berkshire Bank, a community bank in Berks County, Pennsylvania,” Ehst said. “In 2010 we bought two failed banks from the FDIC, USA Bank in Port Chester, we closed it and moved it to Rye, (as the branch that is now in the Rye Ridge Shopping Center), and we bought ISN Bank in Cherry Hill, New Jersey (a one-office bank which conducted most of its deposit business over the Internet).”

Ehst said the biggest point of opportunity for Customers right now is to move into markets dominated by major banks, which are not currently served by smaller banks.

From page 1

Customers Bancorp ­— From page 1

In mid-June, Customers Bancorp bought Acacia Savings Bank from Ameritas Mutual Cos. for $65 million. That transaction will add the one branch of Acacia to the Customers Bank franchise and also comes with a regional mortgage banking operation. “We intend to complete our approval process for Acacia, close it and then close the CMS transaction,” Sidhu said in a statement.

“After closing the CMS transaction, we hope to gradually continue expanding in the New York market, however, principally through organic growth.”

Some reports cited analysts as saying

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August 20, 2012 • WCBJ

Sidhu had paid a premium for CMS, but Richard Ehst, Customers’ chief operating officer, said no, that Customers is paying 95 percent of book value for the bank. He said the uncertain regulatory environment

WCBJ • August 20, 2012

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in brief

BY JOHN GOLDEN jgolden@westfairinc.com

Sizzling burger chain to open in Pelham Manor

Smashburger, a fast-growing Denverbased restaurant chain, in early September will open its second fast casual eatery in Westchester County at Post Road Plaza in Pelham Manor.

A Smashburger franchise operator has leased an approximately 2,300-squarefoot site formerly occupied by Off-Track Betting, said a spokesperson for Levin Management, exclusive leasing and managing agent for the 267,627-square-foot shopping center. The tenant was represented by Peter Levine, broker at the Westport, Conn., office of Charter Realty & Development Corp.

Developed and owned by Consumer Capital Partners, a private equity firm, Smashburger has opened 160 restaurants in the U.S., including one in Mamaroneck, since its launch in Denver in 2007. In 2011, it was named America’s Most Promising Company by Forbes magazine.

The Smashburger debut at Post Road Plaza will be followed in October by the opening of a Lane Bryant store there. The

8

August 20, 2012 • WCBJ

women’s fashion apparel retailer recently signed a lease for 5,487 square feet of space in the Fairway Market-anchored shopping center.

The Post Road Plaza manager said a 7,500-square-foot retail space formerly occupied by Mandee has been converted into an Annie sez discount store for women’s designer-label apparel and lingerie.

Both Mandee and Anne sez are owned by Big M Inc., a family-owned women’s fashions and accessories retailer.

New image for regional Realtors

The Hudson Gateway Association of Realtors (HGAR) has a new logo that symbolizes the regional market and connections created by the merger of three former Realtor associations into HGAR. The logo, which also will represent HGAR’s subsid-

iary, the Hudson Gateway Multiple Listing Service, was designed by Meadow Art & Design of Fair Lawn, N.J. Headquartered in White Plains, HGAR represents more than 9,000 real estate professionals in Westchester, Putnam, Rockland and Orange counties.

Law firm opens in White Plains

Cuddy Law Firm P.C., a central New York firm that provides legal services to families of people with disabilities, has opened a downstate office at 50 Main St. in White Plains.

The Auburn firm said Adrienne Arkontaky will lead its White Plains office as managing partner.

A Hawthorne resident, she is a trustee of the John A. Coleman School, which serves children with multiple disabilities on its White Plains and New York City campuses.

Provident closes on Gotham deal

Provident New York Bancorp, the Montebello-based parent company of Provident Bank, has completed its acquisition of Gotham Bank of New York, a

business-oriented commercial bank in midtown Manhattan.

Gotham Bank reported total assets of $424.3 million, total loans of $209.6 million and total deposits of $359.9 million as of July 31. Provident paid $40.5 million in cash for all shares of Gotham’s common stock and an additional $578,000 to settle outstanding stock options. With the acquisition, Provident Bank has $3.6 billion in assets.

At the Aug. 10 closing, Gotham Bank was merged into Provident Bank and operates under the Provident Bank name.

Jack Kopnisky, president and CEO of Provident Bank in Rockland County, in a press release called the deal “an important milestone for our bank. Gotham Bank built a strong client base and will serve as the cornerstone of our middle market commercial banking strategy in New York City.”

David S. Bagatelle, executive vice president of Provident Bank and president of the bank’s New York City metro market, heads the former Gotham Bank operations.

Provident Bank was advised in the transaction by Endicott Financial Advisors L.L.C. and was represented by Arnold & Porter L.L.P.

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WCBJ • August 20,6/8/2012 201211:30:56 AM9

ask andi Making a difference for your employees I’m worried about my employees. Our workforce is loyal and hardworking. Many of them don’t have much put away for retirement. And it seems like living expenses are going up faster than the pay increases we can afford to give out. Am I crazy, or is it getting harder and harder to pay a livable wage? And what can I do about it?

Thoughts of the day: Lots of people have made sacrifices over the past few years to keep their companies afloat. Employees, too, are caught between a rock and a hard place – glad to have a job, but worried about making ends meet. While many of us are living paycheck to paycheck, there are things employers can do to make a difference.

In the past few years, as company profits tanked, employee compensation and benefits stalled or declined. In today’s tight economy, demands to rebuild, upgrade and market, along with increased expenses for

transportation, electricity, etc. continue to eat up profits. Planning for employees seems to come last.

Meanwhile, employees are stretching to make ends meet. Some households have taken double hits as one spouse gets laid off and the other’s salary flatlines or drops. Real middle-class wages have fallen over the past 30 years when adjusted for inflation.

What can a concerned employer do?

There are a number of options. It’s time to get creative.

Education is a big driver. Companies that continue to do the same old thing are likely to decline. Get smarter about how work is done. Find new niches and ways to compete more profitably. Invest in technology in order to boost profits.

Encourage employees to get on the education bandwagon. Start at the bottom of the organization where you’ll have the most impact. Institute training programs that support technology upgrades.

Ask local and state agencies for training assistance and funds. Set up workplacetraining sessions. Award certificates and pay increases when people complete milestones.

JOIN THE RUN!

Promote from within as employees build skills.

Make sure each employee has an individualized training program that leads to a better economic future. Keep in mind that two-thirds of people in the U.S. don’t complete a college degree, which translates into higher unemployment, lower wages and poorer retirement prospects. Set aside funds for full or partial tuition reimbursement.

Break the cycle by driving home the importance of skill building.

Budgeting and long-term planning are essential tools for companies as well as individuals. Teach employees about their role in protecting and growing the company’s bottom line. Share information on costs.

Ask employees to assist in sourcing quality vendors at reasonable fees. Show people how to build and live within a budget.

If you can’t afford to pay the full amount for health care premiums, split the cost with employees. Investigate savings programs that close the gap on out-of-pocket health care.

Hold training programs on how to improve physical and mental well-being. Encourage exercise and healthy eating.

Offer employees stock in lieu of pay increases. Stock helps everyone focus on what’s good for the company; and distributions are taxed at a lower rate than payroll.

by andi gray

Set up a buying co-op. Ask a farm to visit the company office periodically with produce for sale. Use the company’s purchasing clout to bulk-buy items that employees all need, and then pass the goods along at cost.

Negotiate with a local child-care provider for day care and after-school discounts.

And as soon as funds are available, put them toward employee retirement plans.

Encourage employees at every pay grade to save for the long term. Ask your company’s insurance and investment advisers to come in and educate everyone on why it’s importance to build a nest egg, get debt free and plan for life after work.

Looking for a good book? Try “Just Good Business: The Strategic Guide to Aligning Corporate Responsibility and Brand” by Kellie A. McElhaney.

Andi Gray is president of Strategy Leaders Inc., strategyleaders.com, a business-consulting firm that specializes in helping entrepreneurial firms grow. She can be reached by phone at (877) 238-3535. Do you have a question for Andi? Please send it to her, via email at AskAndi@StrategyLeaders.com or by mail to Andi Gray, Strategy Leaders Inc., 5 Crossways, Chappaqua, NY 10514. Visit AskAndi.com for an entire library of Ask Andi articles.

Sports dome developer gets tentative town deal

BY JOHN GOLDEN jgolden@westfairinc.com

16th Annual Centrum 5K Run & 5k Walk Start / Finish Course Classes Awards Entry fee Registration Kids Run

Pfizer, 401 N. Middletown Road, Pearl River, NY 5 Kilometers (3.1 miles) Timed races.

This is an amateur event open to everyone.

There are separate classes for male and female finishers.

Awards to the top three runners and walkers in each age group. $15 registration. Includes T-shirt Pre-register by mail. Race day registration begins at 8:00 am.

Kids Run $5

Hotline number (845) 602-3000. Download forms @www.marchofdimes.com/ny The March of Dimes is the leading nonprofit organization for pregnancy and baby health. With chapters nationwide and its premier event, March for Babies, the March of Dimes works to improve the health of babies by preventing birth defects, premature birth and infant mortality. Visit marchofdimes.com

10 August 20, 2012 • WCBJ

A contested proposal to build an estimated $7 million sports complex on the grounds of a former nursery was backed by the Greenburgh Town Board when it recently approved a 15-year lease for the developer.

Greenburgh voters, though, could halt the forward progress of the Westchester Field House development at the polls this fall. The town board is expected to refer the town’s lease agreement with Tarrytown-based Game On 365 L.L.C. to voters as a ballot item in the Nov. 6 election.

The developer plans to build a 94,000-square-foot air dome, 15,000-squarefoot clubhouse and outdoor playing fields on the vacated site of the former Frank’s Nursery on Dobbs Ferry Road, which the town acquired in a foreclosure proceeding.

Game On’s annual lease payments would start at $260,000, including about $50,000 in lieu of property taxes, and increase yearly.

Greenburgh Supervisor Paul Feiner has esti-

mated the lease deal will bring the town about $5 million in revenue.

The sports-bubble project has been opposed by some town residents and by partners in Elm Street Sports Group L.L.C., the developer of House of Sports, an 85,000-square-foot facility due to open by September in Ardsley. An attorney for House of Sports claimed the 15-year lease would result in a net loss of about $737,000 to the town.

House of Sports CEO Donald Scherer in May called the town’s transaction with his company’s potential competitor, Game On 365, “a backroom deal” that gave the Westchester Field House developer “an unfair economic advantage” over his company.

Feiner after the town board’s unanimous approval of the lease said Game On 365 principals want to immediately start soil testing at the contaminated nursery site to determine the environmental cleanup that would be needed. Feiner said he supported immediate testing ahead of the outcome of the voter referendum in November.

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BY JANICE KIRKEL jkirkel@westfairinc.com

Freshii sets sights on Westchester

F

reshii, a fast casual health food restaurant headquartered in Chicago, will be opening five outlets in Westchester and Fairfield counties, the first by the end of the year.

The restaurant, which started in Toronto and now has 50 locations in four countries, signed a deal with EJB Ventures, owned by Jonathan Blob, a former hedge fund portfolio manager who specialized in restaurant investments.

Blob said the first eatery would prob-

ably be in Greenwich, Conn., with The Westchester Mall in White Plains a possible second location because the food court there is set to be redone. Other towns in the running are Westport, Fairfield and New Canaan, and Scarsdale, Rye and Rye Brook in Westchester.

A Westport outlet would likely be on Post Road and another eatery on Elm Street in New Canaan. In Westchester, the restaurants will probably be in shopping centers, Blob said. In Rye and Rye Brook, he said, he has seen “nothing I’d jump at yet.”

Cushman & Wakefield is evaluating sites for the restaurants.

“During my 10 years in the financial industry I met with the management teams and analyzed the vast majority of publicly traded restaurant companies as well as several private concepts,” he said. “It gave me great insight into how the leading management teams run their businesses and interact with their consumers.”

Fransmart is Freshii’s franchise development partner. It has launched franchise programs for Five Guys Burgers and Fries and zpizza.

“Fast casual sales will continue to outpace the restaurant industry, primarily full-service dining,” Blob said. “Additionally, there (is) a

lack of healthy eating options in Westchester and Fairfield counties, I just haven’t seen a lot of them.” He said Freshii will serve what he called “superfoods,” such as kale- and quinoa-based salads. The menu includes not only salads, but burritos, wraps, rice bowls, yogurts and soups in a “build your own” setting. Freshii refers to the atmosphere in its restaurants as “fast, fun, hip and environmentally sustainable.”

Freshii will be opening more outlets in other countries as well – four in Canada and five in Sweden. It already has stores in the United Arab Emirates, Canada and Austria.

Stevens sells Rye Brook marketing company

BY PATRICK GALLAGHER pgallagher@westfairinc.com

Rye Brook marketing executive Mark Stevens sold his firm, MSCO, to a New Rochelle family, but will remain as CEO for “at least a few years.”

The firm, headquartered at 800 Westchester Ave., was acquired by Hilton Soniker, a New York City attorney, and his sons Robert and Jonathan. The financial terms were not disclosed.

Stevens, who founded MSCO 18 years ago, said his decision to sell was based on wanting to bring in new business perspectives and wanting to add liquidity.

He retains a share of the company.

“It was very important for me to find people I liked and respected. I turned down numerous offers,” Stevens said. “I chose to remain. I’ll be here for at least a few years.

I want to be part of the next chapter at MSCO.” Robert Soniker has joined MSCO as

CHANGING LIVES FINDING SOLUTIONS TOGETHER

years

Mark Stevens

Help Us Celebrate. uwwp.org SPECIAL THANKS TO OUR 50TH ANNIVERSARY PARTNERS

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12 August 20, 2012 • WCBJ

O’Connor Davies, LLP People’s United Bank Proftech Office Solutions Special Care Planning Team MassMutual Financial Group

The College of Westchester Webster Bank Westchester/Putnam Central Labor Body AFL-CIO

general counsel and senior vice president, and Jonathan Soniker has joined as account executive and senior vice president.

Hilton Soniker, of Kamerman & Soniker P.C., will act primarily in an advisory role, Stevens said.

Over its history, the firm has served clients including IBM Corp., Metropolitan Life Insurance Co. (MetLife), RE/MAX L.L.C., and restaurateur Wolfgang Puck, among others.

Stevens, who made a name for himself with the 2003 publication of the book “Your Marketing Sucks,” said he founded the firm because, in his view, the typical marketing firm was more concerned with winning awards than generating profits for clients.

“I started it because I believe that most marketing sucks,” he said. “What I saw was that it was mostly an aesthetic show … I believe the only purpose of a marketing firm, the marketing process, is to generate profitable revenue.”

MSCO provides a range of market-

ing and public relations services, including Internet marketing, advertising, market research, social media and web design.

Stevens said he and the Soniker family are discussing plans to expand the firm, which currently works primarily for clients based in the tristate region.

“You always want to grow,” he said. “We have growth plans that we’re discussing.”

While a number of major brands employ MSCO, Stevens said the company’s “sweet spot” is small to mid-size privately held businesses with plans to innovate and grow.

“If you do that, you’ll win,” he said. “It’s that complicated and that simple. You need to ask not ‘What do we see’ but ‘What don’t we see?’”

Stevens said there is no exact formula for when to sell a company.

He said his biggest considerations included finding a partner who could add liquid wealth to the company’s portfolio and who could add a level of expertise that could “take the business up to the next level.”

Alternative energy supporters seek increase in energy credits

BY PATRICK GALLAGHER pgallagher@westfairinc.com

E

nergy industry advocates called on state officials to increase the limit for a benefit known as net metering that allows homeowners and businesses to earn credits on electric bills when they produce an excess of renewable energy.

Through net metering, homeowners and businesses outfitted with solar panels, wind turbines, fuel cells or other renewable energy sources are able to sell any excess electric-

ity they generate back to the state’s major investor-owned utilities, usually in exchange for a credit on their electric bill.

The benefit is available on a first-come, first-served basis, with an aggregate limit on net-metered solar, biogas, natural gas, fuel cell and hydroelectric system capacity for any given investor-owned utility set at 1 percent of a utility’s 2005 electric demand.

The limit on aggregate wind system capacity is 0.3 percent of 2005 demand.

In comparison, New Jersey has a 2.5 percent limit on net metering and California has

a 5 percent limit on net metering for solar systems.

Representatives of the New York Solar Energy Industries Association (NYSEIA), The Solar Energy Consortium and Alliance for Clean Energy New York joined U.S. Sen. Charles Schumer Aug. 7 in Kingston, where they urged the state Public Service Commission (PSC) to raise the aggregate limit for net metering as it relates to solargenerated electricity.

“For New York to remain competitive with New Jersey, California and other lead-

ing solar producing states, increasing the net metering cap and enabling a longer-term policy is absolutely critical for the future growth and viability of the state’s solar energy industry,” NYSEIA President Ron Kamen said in a statement.

In July, Central Hudson Gas & Electric Corp. surpassed its 12-megawatt limit on net-metered systems and was forced to issue a brief moratorium on its net metering program, NYSEIA said. The moratorium was lifted Aug. 3 while the utility awaits formal rulemaking by the PSC.

$107M in solar incentives available Under the NY-Sun initiative, property owners looking to install solar systems larger than 50 kilowatts can now submit proposals for a share of $107 million in state incentives available through 2013.

The incentives are available through the New York State Energy Research and Development Authority’s large-scale, customer-sited competitive photovoltaic (PV) program.

Through the program, $36.4 million in incentives will be available in 2012 and an additional $70.5 million will be available in 2013.

Property owners looking for a share in

the incentive dollars are required to submit a proposal to NYSERDA, with the funding distributed to those who had requested the fewest incentive dollars per kilowatt hour that would be generated by their proposed systems.

Funding will be capped at $3 million per project.

Bids under the first round of the program are due Nov. 8. The remaining two due dates for this program will be in the first and third quarters of 2013, the governor’s office said in a release.

“These investments in photovoltaic systems will allow businesses and municipalities

to put in place green, cost-effective electric generating installations,” Gov. Andrew Cuomo said in a statement.

The $107 million in funding through 2013 represents a significant expansion of NYSERDA’s competitive PV program.

Initially, funding had been capped at $150 million for the five-year period starting in 2011.

In April, however, the state Public Service Commission approved NYSERDA’s request to increase funding for all customer-sited solar systems to $432 million over four years as part of the NY-Sun initiative.

The governor’s office said the NY-Sun

initiative was launched to double the amount of customer-sited solar systems installed annually in New York.

On Aug. 8, Cuomo announced $30 million was awarded to 16 developers of largescale solar projects in the downstate area as part of the spring 2012 round of funding.

The developers plan to install a combined 34 megawatts of solar by 2013.

Companies receiving incentives include Mercury Solar Systems Inc. and the TriState Solar Alliance, both of Port Chester, and Lighthouse Solar, based in Mount Kisco.

– Patrick Gallagher

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THELIST: information technology service and security providers

Listed alphabetically

Information Technology Service and Security Providers

Westchester County

westchester Next county list: August 27 Sales Leads and CRM Providers

Listed alphabetically.

Phone (914) unless otherwise noted Website

Name Address 3rd Angle Search 800 Westchester Ave., Suite 641-N, Rye Brook 10573

697-7510 3rdanglesearch.com

Name Address KLTech Consulting L.L.C. 77 Tarrytown Road, Suite 201A, White Plains 10607 MY HR Supplier*

Phone (914) unless otherwise noted Website 513-2030 kltc-ny.com

ACIS Solutions 836 Palisade Ave., Yonkers 10703

261-4871 acissolutions.com

1266 E. Main St.,Stamford, CT 06902

(888) 606-6947 myhrsupplier.com

Axispoint Inc. 33 W. Main St., Elmsford 10523

(212) 920-2600 axispoint.com

My PC Therapist 76 Brook Manor, Pleasantville 10570

552-8724 mypctherapist.com

Basha Systems L.L.C. 17 Lakeview Ave. East, Cortlandt Manor 10567

737-3740 bashasys.com

BEYONEX Computer Systems & Repair 184 Pinewood Road, Hartsdale 10530

607-3933 beyonex.net

Bronxville Computer and Web Design Bronxville 10708

337-2300 bronxvillecomputer.com

New York IT Service 333 Mamaroneck Ave., Suite 294, White Plains 10605 Onsite Computer Services 923 Saw Mill River Road, Suite 115, Ardsley 10502 Panda Technology Group West Harrison 10604

(877) 786-6110 nyitservice.com 580-9757 onsitecomputerservices.net 582-0742 colabellabuilders.com

CMIT Solutions of Southern Westchester 5 Cypress Road, Eastchester 10709

346-5446 cmitsolutions.com

PC Logic 50 E. Hartsdale Ave., Suite 3K, Hartsdale 10530

830-9888 pclogic.org

CMIT Solutions of White Plains 333 Mamaroneck Ave., White Plains 10605

941-8184 cmitsolutions.com

PC Restore Service 1 Odell Place, New Rochelle 10801

310-3093

Compufit Computer Corp.

1 W. Red Oak Lane, White Plains 10604

741-6500 compufit.com

Computer Express 454 Mamaroneck Ave., White Plains 10605 The Computer Shop of Yonkers 679 Yonkers Ave., Yonkers 10704

(347) 408-1251 pcyes.us 476-7128 jndscomputersales.com

Computer Solutions East 481 Main St., Suite 100, New Rochelle 10801

355-5800 computersolutionseast.com

PC Techz P.O. Box 164, Harrison 10528 PC Vibes 199 Main St., White Plains 10601

934-9775 p-connect.com

Pragmatix Inc. 565 Taxter Road, Elmsford 10523

345-9444 pragmatix.com

961-2161

R & R Computer Service P.O. Box 728, Yonkers 10704

CORSTAR Communications L.L.C. 40 Saw Mill River Road, Hawthorne 10532

347-2700 corstar.com

Ralph Garner Associates Westchester County

374-0917 customcomprepair.com

DPC Tech Computer Services 255 Huguenot St., Suite 2513, New Rochelle 10801 E-core IT Solutions 50 Main St., Suite 1000, White Plains 10606 Eler Technologies Inc. 445 Hamilton Ave., Suite 1102, White Plains 10601

682-2009 ecoreinternational.com

TEConsult 903 Old Post Road, Suite 3, Mamaroneck 10543

363-2697 teconsult.com

332-8406 eler.com

337-5425 graycomp.net 777-8265

IT Expert Services P.O. Box 321, North White Plains 10603

668-6000 supercompserv.com 482-8633 thetechangels.com

Grayson Computer Services Inc. 665 White Plains Road, Eastchester 10709

Inspiria Media 10 Mitchell Place, Suite 201, White Plains 10601

417-7296 ralphgarnerassociates.com

The Tech Angels of New Rochelle 211 E. Main St., Suite 259, New Rochelle 10801

562-1800 geeks-on-wheels.net

Hudson Valley Help Desk Inc. 420 S. Riverside Ave., Croton-on-Hudson 10520

Superior Computer Services Inc. 740 S. Fulton Ave., Mount Vernon 10550

422-1804 randrservice.com

(516) 315-8064 dpctech.com

Geeks on Wheels 47 Halstead Ave., Suite LL1, Harrison 10528

Harrison Support Systems P.O. Box 1021, Rye 10580

997-8800

Performance Connectivity Inc. 181 Westchester Ave., Port Chester 10573

Computer Troubleshooters 146 Lawrence Ave., Eastchester 10709

Custom Computers and Repair Yonkers 10704

216-3190 pctechz.com

729-9103 hudsonvalleyhelpdesk.com 239-3421 inspiriamedia.com (877) 448-1110 itexpertservices.com

Third Eye Technologies 520 White Plains Road, Tarrytown 10591

(800) 295-4227 thirdeyetech.com

TragerMedia - Your Personal Computer Guru 12 Westchester Ave., Suite 6J, White Plains 10601

682-7078 tragermedia.com

Venture Technologies P.O. Box 103, Mohegan Lake 10547

(800) 930-3218 vt-corp.com

Westchester Computer Service 1525 Fox Glen Drive, Hartsdale 10530 Westchester Tech Support 5 Valley Road, White Plains 10604 The Wright Corner P.O. Box 672, Pelham 10803 Xand 11 Skyline Drive, Hawthorne 10532

582-5466 westchestercomputerservice.org 672-0013 westchestertechsupport.com 513-9166 thewrightcorner.com 592-8282 xand.com

Questions or comments, call 694-3600, ext. 3005. * Serves Westchester County.

THE WEEKLY LIST IS NOW AVAILABLE BY DIGITAL SUBSCRIPTION. Go to westfaironline.com/buy/the-lists/ for more information and to view a sample.

WCBJ • August 20, 2012

15

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16 August 20, 2012 • WCBJ

SPECIAL REPORT accounting

Accounting students at Pace.

Accounting jumps to the head of the class

BY JANICE KIRKEL jkirkel@westfairinc.com

T

WCC students visit Citrin Cooperman.

he economy is weak. The job market is a question mark. Students pile on debt to get college degrees that may turn out to be of little value to them in terms of job opportunities. What to do if you’re contemplating the future, and a college major?

Take accounting.

“It is popular and continues to be,” said Donna Grand Pre, dean of admissions at Pace University. “Students see it as stable, and there are a lot of opportunities that come from having that background. When you’re trained to be an accountant, whether an auditor or a private or public accountant, you are analytical, you are trained to have interpersonal and communication skills, you have faceto-face meetings about the control of the organization, and because you’re working with financial statements, you have global insight. The training definitely carries over to other career opportunities.”

It’s the part about interpersonal and communication skills that surprises many people.

“Accountants have a big image problem,” said Carolyn Christesen, professor and curriculum chair of accounting at Westchester Community College. “The Pathways Commission just released a report on the future of accounting education. They’re trying to get the word out

to high school students to help them understand what accounting is all about. People skills are extremely important. The general public doesn’t understand that accountants deal with clients, deal with people a lot and need very good communication and people skills. They have to speak and write.”

She said the number one complaint they hear from companies that are recruiting accounting students is that students’ communication skills need to improve.

Christesen said her own daughter went to college to study marketing and “fell in love” with accounting. “Her people skills were key when she interviewed,” she said.

Grand Pre said accounting is the most popular major in Pace’s Lubin School of Business, which, she said, should not be too surprising since Pace was founded as an accounting school in 1906.

“It’s inherent in the Pace DNA,” she said. “And the one thing that has become very popular are the combined degrees, they offer the ability to do a bachelor’s in public accounting and a master’s in financial management, as well as a BBA/MBA (bachelor’s and master’s in business administration).” The combined degrees, she said, are moneysavers – two degrees for the price of one. “For the BBA/MBA two years ago we had 100 percent employment, and in 2011 it was 95 percent.”

Grand Pre said Pace has also increased its online offerings in accounting to meet the needs of students who are

working. In addition, to pave the way for students to be able to move into careers as certified public accountants, she said Pace has adjusted its degrees to meet the 150-credit requirement in New York state to sit for the CPA exam.

Pat Healy, chairman of the accounting department at the Lubin School of Business, said there are three programs that allow students to sit for the CPA exam – a bachelor’s degree program, the 5-year BBA/MBA program and the BBA/MS in finance program. “All guarantee that a student will be able to sit for the CPA exam in New York state.”

Students also come to Pace to get a master’s in accounting, if they have studied something else as an undergraduate, and then take the CPA exam, Healy said. As for the trends that have developed in the field, “We are seeing a lot of interest in international accounting and are offering more courses in that. We’ve seen 11 percent growth in accounting majors over the past five years. Students see the accounting firms on campus recruiting students and that is attractive to them.” Healy and Christesen say the male-female ratio of students is just about 50-50, but Healy points out that at the partner level in firms, “it’s only 20 percent female.”

Christesen said there are usually about 300 to 400 accounting students at WCC, and that “enrollment peaked when the recession peaked. But it’s steady, just like accountants are. There are always jobs, always opportunities. It’s not a fad, it’s not gonna go away.”

WCBJ • August 20, 2012

17

accounting

National report strategizes accounting’s future

BY JENNIFER BISSELL jbissell@westfairinc.com

M

embers of the American Accounting Association and the American Institute of CPAs are looking to improve their profession, primarily through educational efforts at the university level.

“The Pathways Commission, Charting a National Strategy for the Next Generation of Accountants,” is a compilation of key recommendations by more than 50 accounting professionals and academics from over two years of discussions.

Released last month and sponsored by the two national accounting groups, the report’s seven recommendations include: • integrating accounting academics, research and practice, similar to the medical

profession; • solving the shortage of professors by creating multiple career paths; • rewarding high-quality teaching; • adapting curricula to be flexible to changes in technology and practice; • attracting high-quality students; • creating an entity to track information about the field; and • creating a process to easily make future changes to education.

Initial implementations will take place over the next three years.

“There needs to be a stronger sense of the profession for everyone involved,” said William Ezzell, a co-commissioner and former Deloitte L.L.P. partner.

Nearly all information about money is dependent on accounting, which should

hold the profession to a high standard of ethics and obligation to the market, Ezzell said.

In light of the many recent financial scandals, accountants could benefit from having a stronger connection to the profession that has a set code of ethics and culture.

A key takeaway is that there needs to be a closer link to universities and professionals, Ezzell said. In medical school, students are taught by practicing doctors and medical researchers actually work with, for example, surgeons to improve technical procedures.

In accounting, the real world isn’t necessarily brought into the classroom and research isn’t impacting how companies apply accounting.

“Communities are changing more today than they have ever have before,” Ezzell said.

“The education has to move more quickly to meet those challenges.”

In light of the many recent financial scandals, accountants could benefit from having a stronger connection to the profession that has a set code of ethics and culture.

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Many of the recommendations are directed at education, but companies can also give feedback about whether graduates need better critical thinking or communication skills and assist in forging relationships with universities. One idea the commission suggested was taking employees out of firms and swapping them with professors. For a semester, the employee could teach and the professor could work in corporate America to strengthen ties, viewpoints and connectivity.

At the University of Connecticut, many of the commission’s recommendations are already followed, said Mohamed Hussein, head of the college’s accounting department.

The department has followed the commission’s work from the start and plans to discuss the report further at its fall advisory council meeting. The council includes employees from public accounting firms and companies that review the school’s curricula.

The school’s introductory accounting course is one of the most popular in the university and has persuaded many students to change their major to accounting.

“I (would) hope accounting education would continue to be adaptive to changes in what society needs from accountants,” Hussein said. “That it provides students with the skills that help them be successful in careers that might span up to five decades.”

accounting in brief O’Connor Davies hires Canopy Brand for marketing

O’Connor Davies, an accounting and consulting firm with offices in Harrison and Stamford, one of the top 50 accounting firms in the U.S. and one of the 20 largest in the New York area, has hired Canopy Brand Group, a New York City agency, to develop a marketing campaign. It will include a new website, corporate ads, specialty practice area ads, marketing collateral for specialty practices and recruitment efforts.

“This is an important time in our 100plus year history,” said O’Connor managing partner Kevin J. Keane, “We are now focusing on building awareness of the O’Connor Davies name and the unique strengths and practices of the firm. In addition, we are expanding our global reach as an independent member of PKF International’s network of 440 locations in over 125 countries.”

PKF is a network of independent accounting firms.

The campaign is scheduled to launch in September.

Survey: Parents, kids need to talk about money

When it comes to talking about money with their children, parents are doing a bad job, according to a new survey.

Manners, good eating habits, school grades, dangers of drugs and the risks of smoking all beat out financial talk, a national telephone survey conducted for the American Institute of CPAs by Harris Interactive found.

The poll found that children are about 10 years old before mom – more likely than dad – talks to them about money.

“Based on our findings, parents seem more concerned about the politeness of their children than their financial fitness,” said Ernie Almonte, vice chair of the AICPA’s National CPA Financial Literacy Commission. “Dollars and cents should get the same attention as please and thank you at home. Financial education builds critical skills that help put life goals within reach and strengthen the economy. Parents must make financial lessons a priority in both conversation and action as early as possible.”

And while most parents – 67 percent – consider themselves knowledgeable enough

Your #1 source for local business news

to teach their children about personal finance, Almonte cautioned that they might want to refresh themselves on the basics.

“It is not uncommon in my work as a CPA to come across financial misunderstandings that people have held onto for decades.”

SEC wins appeal in Terex CFO case

A federal appeals court reinstated a U.S. Securities and Exchange Commission lawsuit against the former CFO of Westport-based

Terex Corp., overturning a previous decision by a district judge in New Haven.

Legal experts say the ruling could expand the SEC’s ability to pursue cases involving allegations of accounting fraud against executives who claim they did not play an active role in any deceptive practices.

Joseph Apuzzo faced SEC accusations in 2007 that he aided a pair of sale-leaseback transactions with United Rentals Inc., allowing the Greenwich-based company to improperly inflate profits in 2000 and 2001.

URI uses Terex construction vehicles and equipment in its fleet.

“To satisfy the ‘substantial assistance’ component of aiding and abetting, the SEC must show that the defendant in some sort associated himself with the venture, that he participated in it as in something that he wished to bring about, and that he sought by his action to make it succeed,” the appeals court wrote in its decision. “Applying that test, we hold that the complaint plausibly alleged that Apuzzo aided and abetted the primary violation.”

– Janice Kirkel, Bob Rozycki and Alexander Soule

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For more information, contact Connecticut Office Managing Partner Tony Ceci at 203.905.5000.

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WCBJ • August 20, 2012

19

accounting

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CALL (914) 694-3600 20 August 20, 2012 • WCBJ

By Jason T. Giordano

I

n recent years, the Internal Revenue Service has engaged in a rigorous series of audits specifically targeting businesses that classify members of their workforce as independent contractors.

This initiative, put forth by the Obama administration under the Fair Playing Field of 2010 Act, allows the IRS to investigate the validity of businesses’ application of independent contractor status for their workers and imposes strict financial penalties on companies that have misapplied the status – whether intentionally or unintentionally. Hudson Valley businesses are seeing an increasing number of audits caused by growing staff levels at IRS offices.

The problem stems from the fact that there are gray areas when it comes to distinguishing an employee versus a contractor. The financial difference to an employer, however, is tremendous. By designating a worker as an independent contractor as opposed to an employee, a company is no longer obligated to withhold taxes on the worker’s behalf or provide any sort of benefits package. The employer also no longer needs to contribute to Social Security, Medicare or unemployment for that worker.

The incentives for an employer to misapply the designation are understandable, but the penalties can be ruinous. Any business that is found to have misapplied the independent contractor status is liable for all taxes that should have been withheld through Federal Insurance Contributions Act (FICA), as well as Federal Unemployment Tax Act (FUTA) taxes on up to $7,000 in earnings for each worker who was incorrectly classified.

Special consideration resulting in reduced penalties will be applied in cases where the employer made an honest mistake. However, in cases where the employer knowingly misapplied the designation, the additional penalties can be extreme.

The New York State Department of Labor has begun to address the concerns and misinterpretations surrounding contract workers by interpreting the factors that classify independent contractors as opposed to employees. These factors must be addressed precisely, however, because even demonstrated proof that a contractor has an entire portfolio of clients and is a member of the Freelancers Union might not be sufficient to prove employee status. In an effort to create clear designations, New York state agencies have begun to evaluate employee status in much the same way the IRS does.

The IRS estimates that more than $7 bil-

lion in tax revenue will be reclaimed through its enforcement methods in just 10 years.

Individual states are steadily devising additional financial penalties for misapplication of the independent contractor status.

There are also some tangible benefits to this IRS crackdown for both employers and workers.

Employers whose competitors have misclassified their employees as independent contractors stand to gain a competitive advantage as competing businesses adjust to the increased cost of operation. In addition, employers who correctly apply the status and have complied by all federal and state regulations have nothing to worry about. Doing things right the first time is a big plus.

Workers who are identified as being misclassified stand to gain the benefits to which they are properly entitled. Employers, in response to the crackdown, are less likely to intentionally deprive workers of employee status in order to reap the benefits that are rightly due to their personnel.

In order to avoid this legal issue, it is important for businesses to understand the criteria governing employee status and independent contractor status. The IRS issued a 20-point check to determine if an employee warrants independent contractor status. In short, if the employer has the right to control the manner in which a worker executes the tasks of the job, if the employer is in control of all business aspects of the job or if the worker is the subject of employee benefits contracts, the worker should most likely be designated as an employee.

Employers who fear that they may have misclassified a worker may be eligible for the IRS’s Voluntary Classification Settlement Program, through which organizations may reclassify workers and self-report in exchange for substantial relief from financial penalties.

This must occur prior to contact from the IRS itself, however. In determining eligibility for this program, employers are encouraged to seek advice from financial and legal professionals.

Employers that have already been approached by the IRS regarding the classification of their independent contractors are strongly encouraged to seek professional advice, even if it is just to be on the safe side.

Jason T. Giordano is a shareholder of Judelson, Giordano & Siegel, CPA, PC in Middletown. As a tax specialist, he provides strategy, tax planning, compliance, tax return preparation and representation for companies in several industries. He can be reached at giordano@jgspc.com.

FACTS& FIGURES on the record Allstate New Jersey Insurance Co. Inc., et al. Filed by Seneca InBankruptcies surance Co. Inc. Action: diversityother contract claim. Attorney for The following petitions were filed in plaintiff: Michael Milner. Filed the U.S. Bankruptcy Court for the Aug. 8. Case no. 12-06050.

Southern District of New York in White Plains. Chapter 11 indicates American International Group the filer intends to submit a plan of Inc., et al. Filed by Pacific Life reorganization to the court. Chapter Funds. Action: claim filed under 7 indicates a liquidation of assets. the Securities Exchange Act of 1934. Attorneys for plaintiff: Shawn Manhattan J. Rabin, David Shank, Harry P. Susman and Stephan D. Susman. Filed 122 First Pizza Inc., 122 First Ave., Aug. 8. Case no. 12-06071.

New York City 10009. Chapter 11, voluntary. Attorney: Jonathan S. Barneys New York Inc. Filed by Pasternak, Harrison. Filed Aug. 9. Holiday Image L.L.C. Action: diverCase no. 12-13403. sity-other contract claim. Attorney for plaintiff: Harold Walter. Filed 1314 Blondell Avenue Corp., 1314 Aug. 10. Case no. 12-06410.

Blondell Ave., Bronx. Chapter 11, voluntary. Attorney: Daniel Alter, Port Collecto Inc. Filed by Minette Chester.Filed Aug.8.Case no.12-13386. Thomas-Dotson. Action: claim filed under the Fair Debt CollecBarolo Ltd., 398 W. Broadway, New tion Practices Act of 1978. Attorney York City. Chapter 11, voluntary. At- for plaintiff: Novlette Kidd. Filed torney: Randall S. D. Jacobs, New York Aug. 9. Case no. 12-06091.

City. Filed Aug. 8. Case no. 12-13389.

Davol Inc. Filed by Walter Pitcher.

Action: diversity-product liability claim. Attorney for plaintiff: John Court Cases Tracy. Filed Aug. 10. Case no.

12-06155.

The following cases appear on the docket of the U.S. District Court for The Dinex Group L.L.C. Filed by the county of Westchester in White Graciela Roman. Action: claim filed Plains. under the Fair Labor Standards Act of 1938. Attorney for plainU.S. District Court tiff: Joseph A. Fitapelli, Eric Gitig and Brian Schaffer. Filed Aug. 10.

Case no. 12-06156.

Allied Interstate L.L.C. Filed by Sherrie Williams. Action: claim Galt Global Capital Inc., et al. filed under the Fair Debt Collec- Filed by Antares Management tion Practices Act of 1978. Attorney L.LC. Action: diversity-other confor plaintiff: Craig Kimmel. Filed tract claim. Attorney for plaintiff: Justin M. Sher. Filed Aug. 9.

Aug. 10. Case no. 12-06147.

Case no. 12-06075.

Lannie & You Corp., et al. Filed by Carlos Hernandez-Lima. Action: claim filed under the Fair Labor Standards Act of 1938. Attorneys for plaintiff: Justin Cilenti and Peter Hans Cooper. Filed Aug. 8. Case no.

12-06064.

Garden Art Innovations L.L.C., et al. Filed by Hoffmann Communications L.L.C., et al. Action: diversitybreach of contract claim. Attorney for plaintiff: Richard Schoenstein.

Filed Aug. 9. Case no. 12-06086.

PHH Mortgage Corp. Filed by Kristine Jones. Action: claim filed under the Communications Act of 1934.

Attorney for plaintiff: Sergei Lemberg. Filed Aug. 9. Case no. 12-06108.

Items appearing in the Westchester County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken.

Questions and comments regarding this section should be directed to: Bob Rozycki c/o Westfair Communications Inc. 3 Gannett Drive, Suite G7 White Plains, N.Y. 10604-3407 Phone: 694-3600 • Fax: 694-3680

HKD Productions Inc. Filed by Signature Bank. Action: diversityother contract claim. Attorney for plaintiff: Andrew Muller. Filed Aug. 10. Case no. 12-06149.

Intermix Inc., et al. Filed by Dwayne Brown. Action: claim filed under the Americans with Disabilities Act of 1990. Attorney for plaintiff: Donald Weiss. Filed Aug. 10. Case no. 12-06148.

Lester’s Activewear Inc. Filed by Rovio Entertainment Ltd. Action: trademark infringement claim.

Attorneys for plaintiff: Jason M. Drangel, Robert L. Epstein and William C. Wright. Filed Aug. 8.

Case no. 12-06048.

Majestic Hotel Corp. Filed by Manuel Dorville. Action: claim filed under the Fair Labor Standards Act of 1938. Attorney for plaintiff: C.K. Lee. Filed Aug. 9.

Case no. 12-06905.

MBF Clearing Corp. Filed by Ion Trading Inc. Action: diversitybreach of contract claim. Attorney for plaintiff: Patrick Walsh. Filed Aug. 9. Case no. 12-06077.

Morgan Stanley & Co. L.L.C. Filed by Fred Devries. Action: denial of overtime compensation claim.

Attorneys for plaintiff: Seth Lesser, Michael Palitz and Fran Rudich.

Filed Aug. 8. Case no. 12-06069.

Osuhosting.com L.L.C. Filed by Creative Good Inc. Action: trademark infringement claim. Attorneys for plaintiff: Jerry Goldman and Marc Reiner. Filed Aug. 8.

Case no. 12-06053.

Pension Associates Retirement Planning L.L.C. Filed by Metropolitan Life Insurance Co. Action: diversity-breach of contract claim.

Attorney for plaintiff: Louis Modugno. Filed Aug. 9. Case no. 12-06099.

Popcornopolis L.L.C. Filed by Television Food Network G.P. Action: trademark infringement claim.

Attorney for plaintiff: Marc Reiner.

Filed Aug. 9. Case no. 12-06087.

Queseria Fiesta L.L.C. Filed by Union of Orthodox Jewish Congregations of America. Action: trademark infringement claim. Attorney for plaintiff: David Butler.

Filed Aug. 8. Case no. 12-06059.

Radioshack Corp. Filed by Steven L. Weissmann. Action: claim filed under the Securities Exchange Act of 1934. Attorney for plaintiff: Marc Gross. Filed Aug. 10. Case no.

12-06150.

Richard J. Boudreau & Associates L.L.C. Filed by Elaine I. Carl.

Action: claim filed under the Fair Debt Collection Practices Act of 1978. Attorney for plaintiff: Dan Shaked. Filed Aug. 8. Case no.

12-06051.

Sandoz Inc. Filed by Shareholder Representative Services L.L.C. Action: claim filed under the Securities Exchange Act of 1934. Attorneys for plaintiff: Roger Crane Jr. and Andrew Morrison. Filed Aug. 10. Case no. 12-06154.

Smart Balance Inc., et al. Filed by Tori-Ann Sforza. Action: diversityfraud claim. Attorneys for plaintiff: Douglas Blankinshi, Jeffrey I. Carton and Todd Garber. Filed Aug. 9.

Case no. 12-06902.

Trans-Continental Credit & Collection Corp. Filed by John Milne.

Action: claim filed under the Fair Debt Collection Practices Act of 1978. Attorney for plaintiff: Novlette Kidd. Filed Aug. 9. Case no.

12-06090.

Woodcountry.com, et al. Filed by Vegtrug USA L.L.C. Action: patent infringement claim. Attorneys for plaintiff: Cameron Reuber and Peter Sloane. Filed Aug. 13. Case no.

12-06192.

Zimmer Inc. Filed by Richard J. Dunagan. Action: diversity-product liability claim. Attorney for plaintiff: Christopher R. LaPalo. Filed Aug. 9.

Case no. 12-06096.

Deeds Above $1 million 16 Wainwright L.L.C., Purchase.

Seller: Through The Looking Glass Inc., Bronxville. Property: 27 1/2 Beck Ave., Rye. Amount: $1.3 million. Filed Aug. 14.

708 Saw Mill Road L.L.C., New York City. Seller: Carolyn H. Mann, Port Chester. Property: 708 Saw Mill River Road and 12 Center St., Ardsley. Amount: $1.9 million.

Filed Aug. 8.

Fleetwood Holdings I L.L.C. Seller: 80 West Grand Street Co., Tuckahoe. Property: 80 W. Grand St., Mount Vernon. Amount: $2.5 million. Filed Aug. 8.

Federal National Mortgage Association. Seller: Malachy P. Lyons, Bay Shore. Property: 12 Mohawk Trail, Greenburgh. Amount: $543,338. Filed Aug. 7.

One Municipal Place L.L.C., Croton-on-Hudson. Seller: Stricklin Realty L.L.C., Somers. Property: 1 Municipal Place, Cortlandt.

Amount: $3.5 million. Filed Aug. 8.

Habitat For Humanity of Westchester Inc., New Rochelle. Seller: Tonya Coleman, Yonkers. Property: 21 Willow Place 1, Yonkers.

Amount: $55,000. Filed Aug. 7.

Below $1 million

One Surface Solutions L.L.C., Scarsdale. Seller: Greg Pelatti, White 160 Properties L.L.C., Hawthorne. Plains. Property: 65 McKinley Ave., Seller: Gerald Khan. Property: 255 Unit C1, White Plains. Amount: S. Broadway, Yonkers. Amount: $223,000. Filed Aug. 7. $75,000. Filed Aug. 13.

Orchard Realty Advisors L.L.C., 35 Ossining L.L.C., Jefferson Vil- Scarsdale. Seller: Gregory A. Meslage. Seller: Jeddis Realty Corp., sina, et al, Rhinebeck. Property: 828 Ossining. Property: 33-35 Main St., Pleasantville Road, Mount Pleasant.

Ossining. Amount: $450,000. Filed Amount: $175,000. Filed Aug. 9.

Aug. 7.

R. Simonsen L.L.C., Mamaroneck.

4 Villazen L.L.C., Eastchester. Sell- Seller: Jane Rigano, Mamaroneck. er: Daniel Dileo, et al, Eastchester. Property: 211 Highview St., MamaProperty: 108 Highland Ave., East- roneck. Amount: $500,000. Filed chester. Amount: $200,000. Filed Aug. 8.

Aug. Aug. 7.

SIRVA Relocation Credit L.L.C. 4G Partners L.L.C., Ossining. Seller: Evan J. Wallach, et al, HartsSeller: Scott H. Perlman, et al, dale. Property: 25 Mercer Ave., Pleasantville. Property: 160 Birch- Greenburgh 10530. Amount: wood Close, New Castle. Amount: $730,000. Filed Aug. Aug. 7. $236,000. Filed Aug. 7.

TD Bank N.A. Seller: Gerald P. A. Hanna Property L.L.C., Yor- Skalaski, et al, Goldens Bridge. ktown Heights. Seller: Anthony Property: 9 Brady’s Farm Road, Carino, et al, New Rochelle. Prop- Lewisboro. Amount: $812,000. erty: 539 Fifth Ave., New Rochelle. Filed Aug. 8.

Amount: $365,000. Filed Aug. 9.

Wells Fargo Bank N.A. Seller: Amalgamated Karma L.L.C., Gaetano Penirelli, et al, Ossining.

Dobbs Ferry. Seller: Robert L. Property: 6 Intervale Ave., North D’Agrosa, et al, Boston, Mass. Prop- Castle. Amount: $590,244. Filed erty: 16 Park Hill Terrace, Green- Aug. Aug. 7. burgh. Amount: $570,000. Filed Aug. 10.

Foreclosure

Bindela Construction L.L.C., Auctions Scarsdale. Seller: Suntrust Mortgage Inc. Property: 7 Hillside Close, Greenburgh. Amount: $141,000. BEDFORD HILLS, 208 Harris Road, Apt. GA5. Condominium.

Filed Aug. 13.

Plaintiff: Board of Managers of Camilli Development Corp., Bedford Mews Condominium.

Pleasantville. Seller: Tri-Star As- Plaintiff’s attorney: Jay Yackow sociates (NY) L.L.C., Pleasantville. (516) 997-4040; 1400 Old Country Property: 185 Marble Ave., Mount Road, Westbury. Defendant: Hema Pleasant. Amount: $500,000. Filed Shah. Referee: John Guttridge.

Sale: Aug. 21, 9:30 a.m., WestchesAug. 14. ter County Courthouse, 111 Dr. Martin Luther King Jr. Blvd., White E.B. Studios L.L.C., Cortlandt Plains. Approximate lien: $6,848.

Manor. Seller: North Water Properties L.L.C., Peekskill. Property: 115 N. Water St., Peekskill. Amount: $445,000. Filed Aug. 7.

THE RECORDS SECTION IS NOW AVAILABLE BY DIGITAL SUBSCRIPTION. Go to westfaironline.com/buy/records-section/ for more information and to view a sample.

WCBJ • August 20, 2012

21

FACTS&FIGURES EASTCHESTER, 9 Wildwood Road. Single-family residence; .04 acre. Plaintiff: Bank of America NA. Plaintiff’s attorney: Shapiro, DiCaro & Barak (585) 247-9000; 250 Mile Crossing Blvd., Suite 1, Rochester. Defendant: Michael Fix. Referee: Evelyn Appel. Sale: Aug. 23, 10 a.m., Westchester County Courthouse, 111 Dr. Martin Luther King Jr. Blvd., White Plains. Approximate lien: $98,042.19.

MAMARONECK, 1610 Mamaroneck Ave. Single-family residence; .14 acre. Plaintiff: Hudson City Savings Bank. Plaintiff’s attorney: Cohn & Roth (516) 747-3030; 100 E. Old Country Road, Mineola. Defendant: Mario Castro. Referee: Matthew Spencer. Sale: Aug. 28, 10 a.m., Westchester County Courthouse, 111 Dr. Martin Luther King Jr. Blvd., White Plains. Approximate lien: $389,632.18.

MOHEGAN LAKE, 3445 Poe Court. Single-family residence; .3 acre. Plaintiff: Astoria Federal Savings & Loan Association. Plaintiff’s attorney: Thomas & Graham (516) 502-2620; 1983 Marcus Ave., Suite C122, Lake Success. Defendant: Anthony Onorino. Referee: James Borkowski. Sale: Aug. 21, 10 a.m., Westchester County Courthouse, 111 Dr. Martin Luther King Jr. Blvd., White Plains. Approximate lien: $243,072.95. th

MOUNT VERNON, 410 S. 10 Ave. Apartment. Plaintiff: Combined Realty L.L.C. Plaintiff’s attorney: Einig & Bush (212) 983-8866; 420 Lexington Ave., Suite 2320, New York City. Defendant: Construction Essentials Express L.L.C. Referee: Joyce Brown. Sale: Aug. 23, 11 a.m., Westchester County Courthouse, 111 Dr. Martin Luther King Jr. Blvd., White Plains. Approximate lien: $347,142.61.

MOUNT VERNON, 57 S. Fourth Ave. Downtown Row-type building; .12 acre. Plaintiff: Woori American Bank. Plaintiff’s attorney: Jerry Kim, 1270 Broadway, New York City. Defendant: UP & K Realty Inc. Referee: Joseph Abinanti. Sale: Aug. 27, 9 a.m., Westchester County Courthouse, 111 Dr. Martin Luther King Jr. Blvd., White Plains. Approximate lien: $992,492.49.

NEW ROCHELLE, 60 Calhoun Ave. Single-family residence; .17 acre. Plaintiff: Astoria Federal Savings & Loan Association. Plaintiff’s attorney: Thomas & Graham (516) 502-2620; 1983 Marcus Ave., Suite C122, Lake Success. Defendant: Sandra Fields. Referee: Stanley Esposito. Sale: Aug. 21, 10:15 a.m., Westchester County Courthouse, 111 Dr. Martin Luther King Jr. Blvd., White Plains. Approximate lien: $515,374.08.

VALHALLA, 7 Ann Place. Singlefamily residence; .25 acre. Plaintiff: 399 Broadway Holding L.L.C. Plaintiff’s attorney: Deutsch & Schneider (718) 417-1700; 79-37 Myrtle Ave., Glendale. Defendant: Michael Hurley. Referee: Maria Joy Frank. Sale: Aug. 29, 8:45 a.m., Westchester County Courthouse, 111 Dr. Martin Luther King Jr. Blvd., White Plains. Approximate lien: $400,782.02.

AJC Trucking Inc., Yonkers. $7,835 in favor of the New York State Department of Labor and the New York State Department of Taxation and Finance, Albany. Filed Dec. 2.

Busy Bees Daycare, Peekskill. $335 in favor of the New York State Department of Labor and the New York State Department of Taxation and Finance, Albany. Filed Dec. 2.

AJL General Contracting Corp., White Plains. $2,112 in favor of the New York State Department of Labor and the New York State Department of Taxation and Finance, Albany. Filed Dec. 2.

Capcan Inc., Cortlandt. $1,117 in favor of the New York State Department of Labor and the New York State Department of Taxation and Finance, Albany. Filed Dec. 2.

OSSINING, 6 Americo Circle.

Single-family residence; .52 acre.

Plaintiff: Wells Fargo Bank National Association. Plaintiff’s attorney: Cohn & Roth (516) 747-3030; 100 E. Old Country Road, Mineola.

Defendant: Michael Smith. Referee: Peter Metis. Sale: Aug. 29, 10:15 a.m., Westchester County Courthouse, 111 Dr. Martin Luther King Jr. Blvd., White Plains. Approximate lien: $257,976.02.

YONKERS, 131 and 133 Voss Ave. Two-family dwelling; .05 acre.

Plaintiff: Wells Fargo Bank National Association. Plaintiff’s attorney: Alan Weinreb and Associates (516) 945-6055; 6800 Jericho Turnpike, Suite 207W, Syosset. Defendant: Bebsy Beltran. Referee: Kenneth Bunting. Sale: Aug. 28, 9:45 a.m., Westchester County Courthouse, 111 Dr. Martin Luther King Jr. Blvd., White Plains. Approximate lien: $594,346.42.

AllStar Electric Corp., Hawthorne. $1,836 in favor of the New York State Department of Labor and the New York State Department of Taxation and Finance, Albany. Filed Dec. 2.

PEEKSKILL, 903 Second St. Single-family residence. Lot size: 44 x 138. Plaintiff: PHH Mortgage Corp.

Plaintiff’s attorney: Shapiro, DiCaro & Barak (585) 247-9000; 250 Mile Crossing Blvd., Suite 1, Rochester. Defendant: Carlos Perez. Referee: Anthony Centone. Sale: Aug. 20, 9:45 a.m., Westchester County Courthouse, 111 Dr. Martin Luther King Jr. Blvd., White Plains. Approximate lien: $302,175.36.

YONKERS, 23 Water Grant, Apt 71. Condominium. Plaintiff: Board of Managers of Greenacres Condominium. Plaintiff’s attorney: Smith Buss Jacobs (914) 476-0600; 733 Yonkers Ave. Yonkers. Defendant: 23 Water Grant L.L.C. Referee: Ted Brundage. Sale: September 5, 9:15 a.m., Westchester County Courthouse, 111 Dr. Martin Luther King Jr. Blvd., White Plains. Approximate lien: $11,140.72.

AMS Limo Co., White Plains. $2,332 in favor of the New York State Department of Labor and the New York State Department of Taxation and Finance, Albany. Filed Dec. 2.

Derosa Tennis L.L.C., Mamaroneck. $4,898 in favor of the New York State Department of Labor and the New York State Department of Taxation and Finance, AlCarmody Masonry Corp., Mount bany. Filed Dec. 2.

Kisco. $132,989 in favor of the New York State Department of Labor Dig Construction Group Inc., and the New York State Depart- White Plains. $555 in favor of the ment of Taxation and Finance, Al- New York State Department of bany. Filed Dec. 2.

Labor and the New York State Department of Taxation and Finance, Centurion Contracting Corp., Albany. Filed Dec. 2.

Yonkers. $418 in favor of the New York State Department of Labor Dogmatic Inc., Tuckahoe. $1,435 and the New York State Depart- in favor of the New York State Dement of Taxation and Finance, Al- partment of Labor and the New bany. Filed Dec. 2.

York State Department of Taxation and Finance, Albany. Filed Dec. 2.

Charlston Kentrist 41 Direct Inc., d.b.a. CK 41 Direct, White Double D Sewers and Drains Plains. $1,958 in favor of the New Inc., Mount Vernon. $920 in favor York State Department of Labor of the New York State Department and the New York State Depart- of Labor and the New York State ment of Taxation and Finance, Al- Department of Taxation and Fibany. Filed Dec. 2. nance, Albany. Filed Dec. 2.

Archer Meade Appraisals L.L.C., Rye Brook. $222 in favor of the New York State Department of Labor and the New York State Department of Taxation and Finance, Albany. Filed Dec. 2.

Citicenter Cafe Inc., d.b.a. Antipasti, White Plains. $448 in favor of the New York State Department of Labor and the New York State Department of Taxation and Finance, Albany. Filed Dec. 2.

Evenflow Transportation Inc., Mount Vernon. $690 in favor of the New York State Department of Labor and the New York State Department of Taxation and Finance, Albany. Filed Dec. 2.

ASAP Electric Corp., Mamaroneck. $359 in favor of the New York State Department of Labor and the New York State Department of Taxation and Finance, Albany. Filed Dec. 2.

Clean It 4 You Inc., White Plains. $432 in favor of the New York State Department of Labor and the New York State Department of Taxation and Finance, Albany. Filed Dec. 2.

Express Valet Parking Service Inc., New Rochelle. $3,703 in favor of the New York State Department of Labor and the New York State Department of Taxation and Finance, Albany. Filed Dec. 2.

PELHAM MANOR, 1 Canal Road and Secor Lane. Lot size: not available. Plaintiff: Capstone Business Credit L.L.C. Plaintiff’s attorney: Friedman, Harfenist, Kraut & Perlstein, 2975 Westchester Ave., Purchase. Defendant: Imperia Family Realty. Referee: Richard Glickel. Sale: Aug. 28, 10 a.m. Westchester County Courthouse, 111 Dr. Martin Luther King Jr. Blvd., White Plains. Approximate lien: not available.

PORT CHESTER, 100 Grandview Ave. Two-family dwelling; .13 acre. Plaintiff: US Bank One National Association. Plaintiff’s attorney: Leopold & Associates, 80 Business Park Drive, Armonk.

Defendant: Keith Eugene Purdy.

Referee: Darren DeUrso. Sale: Aug. 29, 12:30 p.m., Westchester County Courthouse, 111 Dr. Martin Luther King Jr. Blvd., White Plains. Approximate lien: $391,333.20.

Judgments

AM and G Stone Setting Inc., Mamaroneck. $16,247 in favor of the New York State Department of Labor and the New York State Department of Taxation and Finance, Albany. Filed Dec. 2.

A-1 Sheet Metal and Duct Work Corp., Mount Vernon. $229 in favor of the New York State Department of Labor and the New York State Department of Taxation and Asteri of NY Inc., d.b.a. BrookFinance, Albany. Filed Dec. 2. lyn’s Famous Subs and Pasta, White Plains. $1,397 in favor of AA Bakers Inc., Sleep Hollow. the New York State Department of $7,856 in favor of the New York Labor and the New York State DeState Department of Labor and partment of Taxation and Finance, the New York State Department of Albany. Filed Dec. 2.

Taxation and Finance, Albany. Filed Dec. 2.

Barrier Motor Fuels Inc., Tarrytown. $452 in favor of the New York Affiliated Limousine Service State Department of Labor and L.L.C., White Plains. $1,699 in fa- the New York State Department of vor of the New York State Depart- Taxation and Finance, Albany. Filed ment of Labor and the New York Dec. 2.

State Department of Taxation and Finance, Albany. Filed Dec. 2.

Blind Man of Connecticut L.L.C., Mamaroneck. $1,390 in favor of Ahern Brothers Inc., Pelham. the New York State Department of $490 in favor of the New York State Labor and the New York State DeDepartment of Labor and the New partment of Taxation and Finance, York State Department of Taxation Albany. Filed Dec. 2. and Finance, Albany. Filed Dec. 2.

Cobra Services Group Inc., Yonkers. $340 in favor of the New York State Department of Labor and the New York State Department of Taxation and Finance, Albany. Filed Dec. 2.

Decorators Depot Inc., Yonkers. $19,020 in favor of the New York State Department of Labor and the New York State Department of Taxation and Finance, Albany. Filed Dec. 2.

Extreme Customs A/B Ltd., West Harrison. $2,428 in favor of the New York State Department of Labor and the New York State Department of Taxation and Finance, Albany. Filed Dec. 2.

Critter Comforts Ltd., Mamaroneck. $1,315 in favor of the New York State Department of Labor and the New York State Department of Taxation and Finance, Albany. Filed Dec. 2.

Facial Imaging L.L.C., Scarsdale. $566 in favor of the New York State Department of Labor and the New York State Department of Taxation and Finance, Albany. Filed Dec. 2.

Cross Country Insurance Agency Corp., Yonkers. $3,703 in favor of the New York State Department of Labor and the New York State Department of Taxation and Finance, Albany. Filed Dec. 2.

Faulkners Island Capital Inc., Tarrytown. $2,426 in favor of the New York State Department of Labor and the New York State Department of Taxation and Finance, Albany. Filed Dec. 2.

WHEN THINGS DON’T GO ACCORDING TO PLAN, OUR FIRM IS HERE TO HELP. Bankruptcy, Mortgage Modification, Distressed Asset Transactions and Real Estate Workouts since 1975. rattetlaw.com • westchesterhope.com

22 August 20, 2012 • WCBJ

550 Mamaroneck Avenue, Suite 510 Harrison, New York • (914) 381-7400

295 Madison Avenue, 16th Floor New York, New York • (212) 677-6900

Credits, Clients and Awards ANDRUS, a family-centered organization based in Yonkers, has received the Council on Accreditation (COA) Innovative Practices Award at a recent COA Networking Breakfast at the Waldorf Astoria in New York City. The Innovative Practices Award is presented to COA accredited and in-process organizations that demonstrate the effective application of the new and forward-looking practices to improve service delivery.

United Way of Scarsdale-Edgemont has announced grants totaling more than $5,400 were awarded through United Way’s Local Presence Program to help fund local communitybased human and health service. 2012 Local Presence Grants were awarded to The Edgemont Scholarship Council, Friends of Scarsdale Library, Hospice & Palliative Care of Westchester, Westchester Coalition for the Hungry & Homeless Inc., Scarsdale High School PTA Scholarship Fund, and The Scarsdale Foundation.

From left, Elizabeth Bermel, director of the Scarsdale Public Library; Kathy Gray, president of the Friends of Scarsdale Library; Janice Cohen, board member of United Way of Scarsdale-Edgemont and chairperson of the Local Presence Committee; and Barbara Josselsohn, president of the Scarsdale Library board of trustees.

Cathleen Lawlor of Yorktown Heights has joined Houlihan Lawrence, an independently owned and operated residential real estate brokerage firm in Westchester, Putnam and Duchess counties, as a salesperson in its Yorktown office. Most recently, she worked as a consultant for Exceller Marketing in Yorktown Heights, where she was responsible for connecting executive management with new business.

Jose Rodriguez, a technical advisor, has joined Progressive Computing Inc., a computer consulting and network installation, design and maintenance firm with offices in Yonkers and New York City. A six-year veteran of the IT industry and a graduate of the ASA Institute in New York City, Rodriguez formerly worked at Health Insurance Plan of NY (now Emblem Health) and the Albert Einstein College of Medicine.

Thursday August 23 “Veterans only job fair,” 11 a.m. to 3 p.m., 810 Yonkers Ave., Yonkers. For information, visit empirecitycasino.com.

Wednesday August 29 “The Amazing Healer” featuring Gene Krackehl, author of the award-winning book “You are the Healer,” 6:30 to 7:30 p.m., Community Room of the Mamaroneck Library, 136 Prospect Ave., Mamaroneck. For information, call 698-1250 or visit mamaronecklibrary.org.

Snapshot Westchester County Executive Rob Astorino recently visited The Mount Vernon Senior Program, sponsored by Westchester Jewish Community Services, for an information session with participants about issues pertinent to them.

Westchester Therapy Solutions-Occupational, Physical & Speech Therapy P.L.L.C., a pediatric occupational and physical therapy practice, formerly Donna Klein & Associates Inc. has recently expanded its scope of services as well as its treatment space. The company’s new state-of-the-art therapy gym is now situated in more than 2500 square feet of barrier-free space.

Newsmakers John Blumberg has been appointed general agent for a new National Life Group agency in Westchester County.

Blumberg will lead market development and agent recruiting in Westchester for National Life Insurance Co., a member of National Life Group. Blumberg is a graduate of the University of Pennsylvania and holds FINRA registrations 7, 24, 51, 63 and 66.

The Cuddy Law Firm in White Plains has announced the opening of a new office located at 5000 Main St., White Plains.

Adrienne Arkontaky will head the office as managing partner and lead the White Plains team. The law firm also announced that Margaret Vogt, a special education paralegal, has joined the office.

Palisades Hudson Financial Group L.L.C. based in Scarsdale has announced the following appointments.

Ashley Dandridge was appointed financial planning assistant. She is currently completing her master’s degree in media and communications at Pace University.

Paul Jacobs, has been promoted to chief investment officer. He previously served as chief compliance officer.

Anna Pfaehler succeeds Jacobs as the firm’s chief compliance officer.

Laurie Samay has been appointed client service associate. Samay has worked at Palisades Hudson for three summers while attending Washington University in St. Louis, from which she recently graduated with honors.

During the visit Rob Astorino checked in with card players Ruth Fell and Murray Bendeson.

The Seabury at Fieldhome, a luxury assisted-living residence located on Fieldhome’s 100-acre campus in Cortlandt Manor, announced its resident Nellie Keller recently celebrated her 104th birthday complete with live entertainment and refreshments.

Westchester Therapy Solutions, executive staff, from left, top row, Donna Klein, occupational therapist, director and managing member; and Cathy Wilber, occupational therapist and clinical manager; bottom row, Stacey Kach, speech/language pathologist and speech therapy supervisor, with Jeanine Sullivan, physical therapist and physical therapy supervisor.

Billy Yung of White Plains, a boardcertified neurologist, has joined WESTMED Medical Group, a Purchase-based multispecialty medical practice. He received his medical degree from The State University of New York Downstate College of Medicine.

On the Go: Business, Etc. Wednesday August 22 Comedy Night at Empire City Casino, 7 p.m. doors open; 8 p.m. show begins, 810 Yonkers Ave., Yonkers. $15 nonmembers; $5 Empire Club members. For information, call 968-4200 or visit empirecitycasino.com.

Nellie Keller, walking at The Seabury at Fieldhome to raise funds for the Alzheimer’s Association last fall.

Information for these features has been provided by the subjects or their delegates.

WCBJ • August 20, 2012

23

FACTS&FIGURES FTBG Credit Corp., Pound Ridge. $1,471 in favor of the New York State Department of Labor and the New York State Department of Taxation and Finance, Albany. Filed Dec. 2.

Brown, Edgar, et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 118 Patmore Ave., Yonkers 10710. Filed Maria’s Cuisine, Mount Vernon. July 9. $1,231 in favor of the New York State Department of Labor and the New Burroughs, Jeffrey, et al. Filed York State Department of Taxation by U.S. Bank N.A. Action: seeks to and Finance, Albany. Filed Dec. 2. foreclose on a mortgage to secure an unspecified amount affecting Nomaddy Inc., d.b.a. Finnegan’s property located at 208 Bon Air Grill, Armonk. $292 in favor of Ave., New Rochelle 10804. Filed the New York State Department of July 12.

Labor and the New York State Department of Taxation and Finance, CAF West L.L.C., et al. Filed by Albany. Filed Dec. 2.

CSMC 2006-C5 Mamaroneck Avenue L.L.C. Action: seeks to foreProfessional Recreation Corp., close on a mortgage to secure $52 d.b.a. Bob Toski Golf Center, million affecting property located White Plains. $4,555 in favor of at 1311 Mamaroneck Ave., White the New York State Department of Plains 10605. Filed July 9.

Labor and the New York State Department of Taxation and Finance, Cannavo, Joseph, et al. Filed by Albany. Filed Dec. 2.

Deutsche Bank National Trust Co. Action: seeks to foreclose on Trattoria Valentia Inc., d.b.a. a mortgage to secure $420,000 afCiros on South, Peekskill. $5,578 fecting property located at 65 Sumin favor of the New York State De- merfield Place, Port Chester 10573. partment of Labor and the New Filed July 13.

York State Department of Taxation and Finance, Albany. Filed Dec. 2.

Carmelo, Jolyn, et al. Filed by JPMorgan Mortgage Acquisition Corp. Action: seeks to foreclose on a mortgage to secure $499,000 Lis Pendens affecting property located at 625 The following filings indicated a legal Kimball Ave., Yonkers 10704. Filed action has been initiated, the out- July 9. come of which may affect the title to Clark, Douglas J., et al. Filed by the property listed.

Bank of America N.A. Action: seeks 70 Portman Road Realty Inc., et to foreclose on a mortgage to secure al. Filed by Hudson City Savings $440,000 affecting property located Bank. Action: seeks to foreclose on at 1834 Highbrook St., Yorktown a mortgage to secure $1.2 million Heights 10598. Filed July 10. affecting property located at 70, 75, and 83 Portman Road, New Ro- Davis, Charles L., et al. Filed by OneWest Bank F.S.B. Action: seeks chelle 10801. Filed July 13. to foreclose on a mortgage to secure Acosta, Jose, et al. Filed by Wells $544,185 affecting property located Fargo N.A. Action: seeks to fore- at 64 Marion Ave., Mount Vernon close on a mortgage to secure an 10552. Filed July 9. unspecified amount affecting property located at 128 Cottage Ave., Deleon, Ayam, et al. Filed by JPMMount Vernon 10550. Filed July 10. organ Chase Bank N.A. Action: seeks to foreclose on a mortgage Arrieta, Carlos, et al. Filed by to secure an unspecified amount Deutsche Bank National Trust affecting property located at 637 Co. Action: seeks to foreclose on a Cardinal Road, Cortlandt Manor mortgage to secure $250,496 affect- 10567. Filed July 9. ing property located at 850 King St., Doe, Aleta, as heir at law and next Peekskill 10566. Filed July 10. of kin of James E. Rice, et al. Filed Bereshith Cultural Institute by James B. Nutter and Co. Action: Inc., et al. Filed by Eric Goldfine, seeks to foreclose on a mortgage et al. Action: seeks to foreclose on a to secure an unspecified amount mortgage to secure $515,000 affect- affecting property located at 206 ing property located at 125 and 129 Brookside Ave., Mount Vernon S. Fifth Ave., Mount Vernon 10550. 10553. Filed July 13.

Filed July 9.

Elvin, Carlyle Jr., et al. Filed by Biagi, Linda, et al. Filed by Deutsche JPMorgan Chase Bank N.A. AcBank National Trust Co. Action: tion: seeks to foreclose on a mortseeks to foreclose on a mortgage to gage to secure $450,750 affecting secure $525,000 affecting property property located at 10 Linden Ave., located at 27 Bedford Road, Pleas- Mount Vernon 10552. Filed July 9. antville 10570. Filed July 11.

24 August 20, 2012 • WCBJ

Espinosa, Patricia, et al. Filed by . Action: seeks to foreclose on a mortgage to secure $499,500 affecting property located at 20 Juniper Hill Road, White Plains 10607.

Filed July 13.

Espinoza, Patricia, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 216 Smith St., Peekskill 10566. Filed July 9.

Faruolo, Carl, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 225 Lafayette Ave., Cortlandt Manor 10567. Filed July 9.

Feeney, Jo-Ann A., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $174,100 affecting property located at 247 Watch Hill Road, Cortland Manor 10566. Filed July 13.

Gambee, Robert, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $440,000 affecting property located at 120 Wendover Road, Rye 10580.

Filed July 11.

Gonzalez, Jose, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $388,000 affecting property located at 1 Wells Park Drive, Unit 1, Yonkers 10701. Filed July 11.

Goodfarb, Adam D., et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 60 Clarendon Road, Scarsdale 10583. Filed July 9.

Grzebyk, Zenon, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $540,000 affecting property located at 16 Woodmill Road, Chappaqua 10514. Filed July 10.

Gualtieri, Gregorio, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 120 Van Tassel Ave., Sleepy Hollow 10591. Filed July 9.

Hilo, Shadi, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $532,000 affecting property located at 124 Locust Hill Ave., Yonkers 10701. Filed July 10.

Hofflich, Lisa, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 660 Gramatan Ave., Mount Vernon 10552. Filed July 11.

Inga, Jose, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $249,999 affecting property located at 160 Washington St., Peekskill 10566. Filed July 11.

Jefferson, Robert D., et al. Filed

by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 179 Pennsylvania Ave., Mount Vernon 10552. Filed July 12.

Lim, Chong Hie, et al. Filed by MASTR Adjustable Rate Mortgages Trust 2007-1. Action: seeks to foreclose on a mortgage to secure $650,000 affecting property located at 1050 Old Post Road, Cross River 10518. Filed July 13.

Marino, Antonio Jr., as executor of the estate of Antonio Marino Sr., et al. Filed by the Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $47,000 affecting property located at 26 Harper Ave., Montrose 10548. Filed July 12.

Martin, Bruce L., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $496,000 affecting property located at 37 Washington Ave., Ossining 10562. Filed July 13.

Massello, Andrew J., et al. Filed

by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $307,600 affecting property located at 2096 Central Park Ave., Yonkers 10710. Filed July 13.

McKinley, Dwayne, et al. Filed by OneWest Bank F.S.B. Action: seeks to foreclose on a mortgage to secure $364,000 affecting property located at 65 W. Second St., Mount Vernon 10550. Filed July 11.

Hardy, Regina H., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 115 Vernon Ave., Mount Vernon 10553. Filed July 11.

Neveloff, Vas, et al. Filed by Chase Home Finance L.L.C. Action: seeks to foreclose on a mortgage to secure $320,000 affecting property located at 3077 Gomer St., Yorktown Heights 10598. Filed July 11.

Hecht, Donatella E., et al. Filed

by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $401,600 affecting property located at 2197 Maple Ave., Cortlandt Manor 10567. Filed July 9.

Nusbaum, Keith, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $255,000 affecting property located at 664 Cross River Road, Katonah 10536. Filed July 11.

Pallogudis, Chrysoula, et al. Filed

by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $479,500 affecting property located at 18 Hudson View Drive, Yonkers 10701. Filed July 12.

Zabolotny, Ilona, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 2947 Fox Hall St., Mohegan Lake 10547. Filed July 11.

Poguio, Marcelo, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 24 Maple Place, Ossining 10562.

Filed July 10.

Mechanic’s Liens

Pope, Eugene G., et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $620,500 affecting property located at 175 Linda Ave., Hawthorne 10532. Filed July 11.

Russell, Juanita, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 1638 Park St., Peekskill 10566.

Filed July 9.

Salas, Noemi, et al. Filed by Citimortgage Inc. Action: seeks to foreclose on a mortgage to secure $373,500 affecting property located at 105 Webster Ave., Yonkers. Filed July 12.

Salazar, Manuel, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $408,000 affecting property located at 183 Brookdale Ave., New Rochelle 10801. Filed July 13.

135 Shore RD L.L.C., as owner. $11,115 as claimed by Ecology Enterprises Inc., Freehold, N.J. Property: in Pelham. Filed Aug. 6.

A and E Ventures of Elmsford L.L.C., as owner. $4,200 as claimed

by Woolley Excavating and Site Development, Holmes. Property: in Greenburgh. Filed Aug. 8.

Beth, Patricia, as owner. $25,497 as claimed by JDC Restoration Services Inc., Peekskill. Property: in Cortlandt. Filed Aug. 8.

DP 21 L.L.C., as owner. $40,640 as claimed by Kamco Supply Corp., Brooklyn. Property: in Mount Kisco. Filed Aug. 6.

KPT Riverside Realty, as owner. $9,542 as claimed by Kamco Supply Corp., Brooklyn. Property: in Cortlandt. Filed Aug. 9.

Markland NY Holdings Inc., as owner. $26,471 as claimed by S7K Distribution L.L.C., Hicksville.

Property: in Rye. Filed Aug. 9.

Ossining RX Development L.L.C., as owner. $18,200 as claimed Scott-Green, Marva E., et al. Filed by Woolley Excavating and Site Deby Wells Fargo Bank N.A. Action: velopment, Holmes. Property: in seeks to foreclose on a mortgage to Ossining. Filed Aug. 8. secure $401,250 affecting property located at 302 W. Post Road, White Triple C Realty L.L.C., as owner.

Plains 10606. Filed July 12. $2,432 as claimed by Lattera Sign and Electric Company Inc., Bronx.

Sollecito, Roseanne, et al. Filed Property: in Yonkers. Filed Aug. 3.

by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $308,000 affecting property New Businesses located at 6 Arden Place, Yonkers 10701. Filed July 10.

This paper is not responsible for typographical errors contained in the Warren, Elizabeth, et al. Filed by original filings.

JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $586,817 affecting property Partnerships located at 11 Fox Hill Road, Pound Cell Block Sound, 16 Monroe St., Ridge 10576. Filed July 9.

Mount Vernon 10550, c/o Dale White, John F., et al. Filed by Wells Sharpe, Thesan Wilson and KamarFargo Bank N.A. Action: seeks to eann Penn. Filed Jan. 30. foreclose on a mortgage to secure $557,600 affecting property located Sole Proprietorships at 21 Wallace Road, North Salem 10560. Filed July 10.

Alliance Development, 78 White Birch Road, Pound Ridge 10576, White, Scott, et al. Filed by c/o Luis M. Gutierrez. Filed Jan. 30.

Deutsche Bank National Trust Co. Action: seeks to foreclose on a Ampest, 156 Vernon Ave., Yonkers mortgage to secure an unspecified 10704, c/o Brent Michael Muller. amount affecting property located Filed Jan. 30. at 360 Pondfield Road, Bronxville 10708. Filed July 11.

Cell Block Rohan Promotion, 16 Monroe St., Mount Vernon 10550, c/o Dale Sharpe. Filed Jan. 30.

Design By Shirley, 500 Pondside Cascade interconnect memory Drive, No. 2D, White Plains 10607, system with enhanced reliability.

Patent no. 8,245,105 issued to Timc/o Shirley Peng. Filed Jan. 30. othy J. Dell, Colchester, Vt.; Kevin Doug Schneider Photography, C. Gower, LaGrangeville; Warren E. 93 Mohican Park Ave., Dobbs Ferry Maule, Cedar Park, Texas; and Mi10522, c/o Doug Schneider. Filed chael R. Trombley, Cary, N.C. Assigned to International Business Jan. 30.

Machines Corp., Armonk.

Genesis Child Care, 23 June St., Yonkers 10710, c/o Candita Alicea. Differential dynamic content delivery with a session document Filed Jan. 30. recreated in dependence upon HBM Picture Frames, 167 Saw Mill an interest of an identified user River Road, Suite 4D, Yonkers 10701, participant. Patent no. William K. Bodin, Austin, Texas; Michael c/o Hector Marte. Filed Jan. 30.

J. Burkhart, Round Rock, Texas; IvonnaSpa, 16 Woodmill Road, Daniel G. Eisenhauer,Austin, Texas; Chappaqua 10514, c/o Iwona A. Daniel M. Schumacher, Pflugerville, Texas; and Thomas J. Watson, Grzebyk. Filed Jan. 30.

Pflugerville, Texas. Assigned to International Business Machines L’Italia Truck and Repair, 149 S. Corp., Armonk.

MacQuesten Parkway, Mount Vernon 10550, c/o Mario Gironda Jr. Flash presentation markup lanFiled Jan. 30. guage (FLML) for textually expressing flash presentations. PatLucy’s House Cleaning, P.O. Box ent no. 8,245,188 issued to David 1143, Ossining 10562, c/o Luz E. Hertenstein, Carrollton, Texas. AsPami. Filed Jan. 30. signed to International Business Machines Corp., Armonk.

Marin Services, 312 Main St., No. 2I, White Plains 10601, c/o Alba Lu- Generically managing the concia Marin. Filed Jan. 30. figuration of heterogeneous software artifacts. Patent no.

Midnight Clean Outs, 335 N. Ter- 8,245,189 issued to Karunakar Bojjrace Ave., Mount Vernon 10550, c/o ireddy, Apex, N.C.; Carroll E. FulkAngel Marin. Filed Jan. 30. erson Jr., Raleigh, N.C.; and Amber Chowdhury, Cary, N.C. Assigned to Precision Scratch Repair, 1845 International Business Machines Brookdale St., Yorktown Heights Corp., Armonk.

10598, c/o Joe Stingone. Filed Jan. 30.

Gradient-based search mechaSagamore Consulting, 54 Saga- nism for optimizing photolithomore Road, 4F, Bronxville 10708, c/o graph masks. Patent no. 8,245,159 Peter J. Brennan III. Filed Jan. 30. issued to Ying Liu, Austin, Texas; Sani R. Nassif, Austin, Texas; and Shining Shield Cleaning Servic- Xiaokang Shi, Austin, Te Assigned es, 3 Rye Ridge Plaza, No. 169, Rye to International Business MaBrook 10573, c/o Sergio F. Gurgi- chines Corp., Armonk. tano. Filed Jan. 30.

Lock-based moving of threads in TG Maids, 5 Aqueduct St., No. 1, a shared processor partitioning Ossining 10562, c/o Claudio Nu- environment. Patent no. 8,245,236 issued to Larry B. Brenner, Austin, gra. Filed Jan. 30.

Texas; Dirk Michel, Austin, Texas; Urban Bushgoddess, 111 N. Third and Bret R. Olszewski, Austin, TexAve., Apt. 6L, Mount Vernon 10550, as. Assigned to International Business Machines Corp., Armonk. c/o Lori Miles. Filed Jan. 30.

War Pest Control, 687 Bronx River Road, Suite 6B, Yonkers 10704, c/o William A. Rivera. Filed Jan. 30.

Patents

Network problem determination. Patent no. 8,244,839 issued to Kirk A. Beaty, Goldens Bridge; Michael R. Head, Tarrytown; Anca Sailer, Scarsdale; and Hidayatullah Shaikh, Shrub Oak. Assigned to International Business Machines Corp., Armonk.

The following patents were issued by the U.S. Patent and Trademark Of- Region access authorization in a fice in Washington, D.C. virtual environment. Patent no. issued to Christopher J. Dawson, Arrangements for interactivity Arlington, Va.; Vincenzo V. Dibetween a virtual universe and the luoffo, Sandy Hook, Conn.; Rick worldwide web. Patent no. 8,245,241 A. Hamilton II, Charlottesville, issued to Rick A. Hamilton II, Charlot- Va.; and James W. Seaman, Falls tesville, Va.; Brian M. O’Connell, Cary, Church, Va. Assigned to InternaN.C.; Clifford A. Pickover, Yorktown tional Business Machines Corp., Heights; and Keith R. Walker, Aus- Armonk. tin, Texas. Assigned to International Business Machines Corp., Armonk.

Reliably updating computer firmware while performing command and control functions on a power/thermal component in a high-availability, fault-tolerant, high-performance server. Patent no. 8,245,214 issued to Thomas C. Long, Poughkeepsie; and Robert P. Makowicki, Staatsburg. Assigned to International Business Machines Corp., Armonk.

Cornelis, Claudine, Cortlandt Manor, as owner. Lender: Homestead Funding Corp., Albany.

Property: in Philipstown. Amount: $542,500. Filed July 24.

Scheduling for parallel processing of regionally constrained placement problem. Patent no.

8,245,173 issued to Gi-Joon Nam, Austin, Texas; Shyam Ramji, Lagrangeville; Taraneh Taghavi, San Diego, Calif.; and Paul G. Villarrubia, Austin, Texas. Assigned to International Business Machines Corp., Armonk.

Freer, William T., New Paltz, as owner. Lender: Rondout Savings Bank, Kingston. Property: Floyd Ackert Road, Esopus 12429.

Amount: $170,000. Filed Aug. 8.

Selection of a redundant controller based on resource view.

Patent no. 8,245,233 issued to Anis M. Abdul, Austin, Texas; Brent Jacobs, Rochester, Minn.; Ajay Mahajan, Austin, Texas; and Atit D. Patel, Austin, Texas. Assigned to International Business Machines Corp., Armonk.

Holmes, Jaclyn, et al, Wallkill, as owner. Lender: Walden Savings Bank, Montgomery. Property: in Shawangunk. Amount: $167,500.

Filed Aug. 9.

Drake, Leon A. Jr., Bloomingburg, as owner. Lender: Hudson Valley Federal Credit Union, Poughkeepsie. Property: 205 Banke Road, Bloomingburg 12721. Amount: $160,000. Filed Aug. 8.

Hidden Creek Condominium Inc., Monsey, as owner. Lender: Provident Bank, Montebello.

Property: in Monroe. Amount: $230,000. Filed Aug. 13.

Jacobs Road Associates L.L.C., Pine Bush, as owner. Lender: Libertyville Capital Group II L.L.C., Middletown. Property: Lot 6, Selectively marking and execut- Rachel Drive, Chester. Amount: ing instrumentation code. Patent $275,000. Filed Aug. 10. no. 8,245,199 issued to Wen-Tzer Chen, Austin, Texas Jimmie De- Mid-Hudson Development CorWitt Jr., Georgetown, Texas; Frank poration L.L.C., as owner. Lender: Levine, Austin, Texas; and Enio Rhinebeck Bank. Property: in WapPineda, Austin, Texas. Assigned to pinger. Amount: $231,600. Filed International Business Machines Aug. 7.

Corp., Armonk.

Quick, Jason, et al, Putnam Valley, as owner. Lender: TD Bank. Property: 226 Oscawanna Lake Road, Putnam Valley. Amount: $262,000.

Filed July 27.

HUDSON VALLEY

Building Loans Above $1 million 10 Boulevard L.L.C., as owner.

Lender: Rhinebeck Bank. Property: in Beacon. Amount: $3.2 million.

Filed Aug. 7.

Timmons, Jeremy R., et al, Beacon, as owner. Lender: Hudson Valley Federal Credit Union, Poughkeepsie. Property: 90 Route 301, Cold Spring 10516. Amount: $390,000. Filed July 27.

Deeds

Haviland Hollow Holdings Inc., Patterson, as owner. Lender: Ma- Above $1 million hopac National Bank, Brewster.

Property: 2597 Route 22, Patterson 9 Clara Lane L.L.C., Mahopac.

12563. Amount: $1.2 million. Filed Seller: Clara Fabbri, Mahopac.

Property: in Carmel. Amount: $1.5 July 13. million. Filed Aug. 9.

Below $1 million

Forbus Hill Properties L.L.C., Fishkill. Seller: Jon C. Behrends, Poughkeepsie. Property: 202, 204, Amisson, Thomas, et al, as owner. and 206 Main St., Poughkeepsie.

Lender: Putnam County Sav- Amount: $1.2 million. Filed Aug. 6. ings Bank. Property: in Beacon.

Amount: $248,000. Filed Aug. 10.

Joan’s Holding Company Inc., Kingston. Seller: Northeast Panel and Truss L.L.C., Kingston. Property: in Ulster. Amount: $1.1 million.

Filed Aug. 3.

Joseph Investment L.L.C., New York City. Seller: David L. Phillips, New York City. Property: 46 Phillips Road, Hopewell Junction 12533.

Amount: $2.4 million. Filed Aug. 9.

Fort 2011-1 REO L.L.C., New York. Seller: Antonio Fierro, Carmel. Property: 16 Brookview Drive, Carmel 10512. Amount: $75,000.

Filed July 2.

Freddra Holdings L.L.C., Ellenville. Seller: Phyllis C. Gillette, Grahamsville. Property: in Ellenville.

21-23 Lincoln Street L.L.C., Ellen- Amount: $275,000. Filed Aug. 3. ville. Seller: Phyllis C. Gillette, Grahamsville. Property: in Ellenville. Gould Properties LLLP, Laurel, Md. Seller: Eleanor Aulino, Arkville.

Amount: $100,000. Filed Aug. 3.

Property: in Hardenburgh.

Alcon Commercial Realty L.L.C., Amount: $132,000. Filed Aug. 7.

Brewster. Seller: Barbara H. Trotta, Katonah. Property: 411 N. Salem Joe’s Family Futures L.L.C., Road, Brewster 10509. Amount: Poughkeepsie. Seller: Mansion Street Inc., Poughkeepsie. Property: $970,000. Filed Aug. 3. in Poughkeepsie. Amount: $9,000.

Allsave Development L.L.C., Filed Aug. 8.

Montebello. Seller: Carlson Construction Management Company Lakeview Realty 168 L.L.C., Inc., Cold Spring. Property: in Phil- Mahopac. Seller: Kenneth David ipstown. Amount: $300,000. Filed Fleming, et al, Waterloo. Property: E. Lake Blvd., Mahopac 10541.

July 20.

Amount: $75,000. Filed July 16.

Brick Pond Development L.L.C., Campbell Hall. Seller: James M. Mahopac National Bank, BrewsLord, et al, Campbell Hall. Prop- ter. Seller: Rima Adorno, Yorktown erty: in Goshen. Amount: $160,000. Heights. Property: in Putnam Valley.

Amount: $110,000. Filed July 13.

Filed Aug. 9.

Below $1 million

Champion Properties Inc., Hyde Park. Seller: William O. Reagan, et al, Poughkeepsie. Property: in Pleasant Valley and Poughkeepsie.

Amount: $65,000. Filed Aug. 6.

Mountain Laurel Waldorf School, New Paltz. Seller: Kristin Cole Brown, New Paltz. Property: in New Paltz. Amount: $275,000.

Filed Aug. 6.

Cottage Grove Rentals L.L.C., Neil Evan L.L.C., Carmel. Seller: LinRosendale. Seller: Hardy Hodges, et da Natoli, Carmel. Property: in Caral, New Paltz. Property: in Roches- mel. Amount: $175,000. Filed July 2. ter. Amount: $230,000. Filed Aug. 7.

Pensco Trust Co., San Francisco, DBS 17 L.L.C., Brewster. Seller: Calif. Seller: Maria M. Ciaravino, CIT Small Business Lending Corp., Pawling. Property: in Pawling.

Livingston, N.J. Property: 10 Bon Amount: $100,000. Filed Aug. 6.

Miller Road, Mahopac. Amount: Prudential Relocation Inc. Seller: $802,000. Filed July 20.

Mercy Troyer, et al. Property: in Deutsche Bank National Trust Patterson. Amount: $424,000. Filed Co. Seller: Gaetano A. Gizzo, West July 6.

Harrison. Property: 17 Orient Place, Patterson 12563. Amount: Putnam County Savings Bank, Brewster. Seller: Stanley Esposito, $209,389. Filed Aug. 1.

Pleasantville. Property: in Philipstown.

FBS Land North Corp., New Ro- Amount: $210,000. Filed June 28. chelle. Seller: Donald Flood Jr., Poughquag. Property: in Amenia. Rainaldi Realty Investments L.L.C., Singer Island, Fla. Seller: Amount: $28,500. Filed Aug. 8.

Henry Maldacker, Mount Pleasant, Federal National Mortgage As- S.C. Property: in Kent. Amount: sociation. Seller: Daniel M. Miller, $125,000. Filed July 31.

Mahopac. Property: 6 Haines Court, Carmel 10512. Amount: Rifkin Group L.L.C., Yorktown Heights. Seller: Alexander G. Ro$262,731. Filed July 20. jas, et al, Somers. Property: 1071 Federal National Mortgage As- Stoneleigh Ave., Carmel. Amount: sociation. Seller: Thomas Gizzo, $520,000. Filed June 29.

West Harrison. Property: 377 W. Lake Drive, Putnam Valley 10537. Sheppard Estates Inc., Mahopac.

Seller: Margaret Fossati, aka MarAmount: $196,631. Filed Aug. 8. garet Bobinger, Mahopac. PropFirst Niagara Bank N.A., Lock- erty: in Carmel. Amount: $160,000. port. Seller: William D. Van Sise, Filed July 24. et al, Larchmont. Property: 154 Tanglewylde Road, Putnam Valley. Sky 545 Corp., Mahopac. Seller: Catherine LeBleu, et al, Mahopac.

Amount: $138,000. Filed July 9.

Property: 545 Route 6, Mahopac.

Amount: $840,000. Filed July 18.

WCBJ • August 20, 2012

25

FACTS&FIGURES Big Blue Building Crew Inc., Montgomery. $1,533 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 19.

Suntrust Mortgage Inc. Seller: John Joseph Curley, Pleasantville. Property: 1 Howland Road, Garrison.

Amount: $497,201. Filed July 19.

75 Uni Dr Corp., Monroe. $1,385 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 26.

TBE-Montgomery L.L.C., Montgomery. Seller: Eric Bodensieck, et al, Montgomery. Property: in Montgomery. Amount: $300,000.

Filed Aug. 14.

86 Mechanical Inc., Newburgh. $1,403 in favor of the New York Brezza Brothers Inc., d.b.a. MaState Department of Taxation and ma’s Boy, Warwick. $1,258 in favor of the New York State Department Finance, Albany. Filed April 20. of Taxation and Finance, Albany.

9 Park Corp., Monroe. $1,385 in Filed April 19. favor of the New York State Department of Taxation and Finance, Al- Brunkmeyer Group Inc., Warbany. Filed April 26. wick. $5,165 in favor of the New York State Department of Taxation A.M. Superior Transport L.L.C., and Finance, Albany. Filed April 19.

Warwick. $1,311 in favor of the New York State Department of Build-It Ltd., Kingston. $1,601 in Taxation and Finance, Albany. Filed favor of the New York State Department of Taxation and Finance, AlApril 19. bany. Filed Aug. 3.

ABP Contracting Corp., Monroe. $310 in favor of the New York State Changes Inc., Woodstock. $1,364 Department of Labor Unemploy- in favor of the New York State Dement Insurance Division, Albany. partment of Taxation and Finance, Albany. Filed Aug. 3.

Filed April 20.

U.S. Bank N.A. Seller: James A. Dolan, et al. Property: 11 Norwood Road, Patterson 12563. Amount: $162,127. Filed July 25.

Judgments 1 Ta 301 Corp., Monroe. $1,377 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 26.

11 Quickway Corp., Monroe. $1,385 in favor of the New York State Department of Taxation and Abraham Weinstock Inc., Monroe. $1,395 in favor of the New York Finance, Albany. Filed April 26.

State Department of Taxation and 11 Tay Ct Corp., Monroe. $1,362 Finance, Albany. Filed April 19. in favor of the New York State Department of Taxation and Finance, Alex Amusement World Inc., New Windsor. $1,377 in favor of Albany. Filed April 26. the New York State Department of 12 Twin 2 Corp., Monroe. $1,377 Taxation and Finance, Albany. Filed in favor of the New York State De- April 26. partment of Taxation and Finance, Altacap Corp., Warwick. $1,342 Albany. Filed April 26. in favor of the New York State De1257 50 Corp., Monroe. $1,385 in partment of Taxation and Finance, favor of the New York State Depart- Albany. Filed April 19. ment of Taxation and Finance, AlApple Land Child Care Center bany. Filed April 26.

Inc., Highland. $2,595 in favor of 18 Sat 201 Corp., Monroe. $1,385 the New York State Department of in favor of the New York State De- Taxation and Finance, Albany. Filed partment of Taxation and Finance, Aug. 3.

Albany. Filed April 26.

Artbud Corp., Highland. $1,372 21 FS One Corp., Monroe. $1,385 in favor of the New York State Dein favor of the New York State De- partment of Taxation and Finance, partment of Taxation and Finance, Albany. Filed Aug. 3.

Albany. Filed April 26.

Atlas Gateway Inc., Kerhonkson.

24 Centenary Corporation 1, $1,480 in favor of the New York Monroe. $1,385 in favor of the New State Department of Taxation and York State Department of Taxation Finance, Albany. Filed Aug. 3. and Finance, Albany. Filed April 26.

B and D Taxi Company L.L.C., 4 Lei 302 Corp., Monroe. $1,385 Walden. $15,851 of the New York in favor of the New York State De- State Department of Labor Unpartment of Taxation and Finance, employment Insurance Division, Albany. Filed April 20.

Albany. Filed April 26.

Char-Ram Inc., Kingston. $3,620 in favor of the New York State Department of Taxation and Finance, Albany. Filed Aug. 3.

Clean Air Care Corp., New Windsor. $439 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 19.

Club Fantasy Corp., Newburgh. $1,403 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 19.

Conklin Highland Corp., Newburgh. $1,377 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 26.

Continental Developers and Consultants Corp., Newburgh. $1,370 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 26.

Country Lawn and Landscaping Inc., Port Jervis. $871 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 26.

Dare To Dream Christian Bookstore/Café Inc., Newburgh. $1,344 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 26.

42 Brewer Corp., Monroe. $1,385 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 26.

B and H Funding Inc., Monroe. $1,345 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 26.

DCA Contractor Inc., New Windsor. $1,377 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 26.

44 BD Corp., Monroe. $1,385 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 26.

BBEDJ Inc., d.b.a. Blazin Beats Entertainment, Monroe. $1,997 of the New York State Department of Labor Unemployment Insurance Division, Albany. Filed April 20.

Depuy Landscaping, Milton. $15,679 in favor of the New York State Department of Taxation and Finance, Albany. Filed Aug. 3.

60 HK Three Corp., Monroe. $1,385 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 26.

26 August 20, 2012 • WCBJ

Flybar Inc., Ellenville. $1,364 in favor of the New York State Department of Taxation and Finance, Albany. Filed Aug. 3.

Jim’s Longterm Food Storage L.L.C., d.b.a. Wisefoodstorage, Cragsmoor. $100 in favor of the New York State Department of Taxation and Finance, Albany. Filed G.M.B. Artwear Ltd., Warwick. Aug. 3. $1,385 in favor of the New York State Department of Taxation and Jimmy Kastanis Excavating Inc., Stone Ridge. $829 in favor of the Finance, Albany. Filed April 26.

New York State Department of Garlici Inc., Monroe. $1,385 in Taxation and Finance, Albany. Filed favor of the New York State De- Aug. 3. partment of Taxation and Finance, K and RP Entities L.L.C., d.b.a.

Albany. Filed April 26.

Cravings, Goshen. $8,815 in favor Garliclab Inc., Monroe. $1,385 in of the New York State Department favor of the New York State Depart- of Taxation and Finance, Albany. ment of Taxation and Finance, Al- Filed April 26. bany. Filed April 26.

K.G. Home Construction Inc., Greenville’s Firehouse Deli Inc., Cornwall. $1,342 in favor of the Port Jervis. $1,342 in favor of the New York State Department of New York State Department of Taxation and Finance, Albany. Filed Taxation and Finance, Albany. Filed April 19.

April 19.

Keystone Equipment Leasing Greenwood Supply Inc., Green- Inc., Blooming Grove. $666 in fawood Lake. $705 in favor of the vor of the New York State DepartNew York State Department of ment of Taxation and Finance, AlTaxation and Finance, Albany. Filed bany. Filed April 26.

April 19.

Kimberly M. Dixon Inc., Wallkill.

Guy P. Inc., Ellenville. $1,970 in $203 in favor of the New York State favor of the New York State Depart- Department of Taxation and Fiment of Taxation and Finance, Al- nance, Albany. Filed April 19. bany. Filed Aug. 3.

KM Golden A Inc., Napanoch.

Harriot Auto Sales, Newburgh. $1,958 in favor of the New York $14,921 in favor of the New York State Department of Taxation and State Department of Taxation and Finance, Albany. Filed Aug. 3.

Finance, Albany. Filed April 19.

Laventure Inc., Wallkill. $562 in Healthy Approach Inc., Monroe. favor of the New York State Depart$269 in favor of the New York State ment of Taxation and Finance, AlDepartment of Taxation and Fi- bany. Filed Aug. 3. nance, Albany. Filed April 26.

Likutay Chased Inc., Monroe.

Helios System Inc., Warwick. $100 $1,385 in favor of the New York in favor of the New York State De- State Department of Taxation and partment of Taxation and Finance, Finance, Albany. Filed April 26.

Albany. Filed April 26.

Lilac Group Management Inc., Homefront America Inc., War- Monroe. $136 in favor of the New wick. $36,846 in favor of the New York State Department of Taxation York State Department of Taxation and Finance, Albany. Filed April 19. and Finance, Albany. Filed April 19.

Lima Dais Inc., Monroe. $51,225 I Lemon Tree Inc., Monroe. $1,396 in favor of the New York State Dein favor of the New York State De- partment of Taxation and Finance, partment of Taxation and Finance, Albany. Filed April 20.

Albany. Filed April 19.

Magic Deicers Inc., Marlboro.

J and F Data Processing Services $1,530 in favor of the New York Inc., Monroe. $1,370 in favor of State Department of Taxation and the New York State Department of Finance, Albany. Filed Aug. 3.

Taxation and Finance, Albany. Filed April 26.

Mar’s Print Shop Corp., New Windsor. $1,370 in favor of the New Jah New York Inc., Middletown. York State Department of Taxation $1,238 in favor of the New York and Finance, Albany. Filed April 26.

State Department of Taxation and Finance, Albany. Filed April 26.

Marc King Corp., New Windsor. $1,362 in favor of the New York Jet-Set Realty Holding Corp., State Department of Taxation and Montgomery. $1,403 in favor of Finance, Albany. Filed April 26. the New York State Department of Taxation and Finance, Albany. Filed Mastertex Inc., Monroe. $1,414 April 19. in favor of the New York State Department of Taxation and Finance, Albany. Filed April 19.

Frank’s Auto Service, New Windsor. $1,039 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 19.

Matt Green Enterprises L.L.C., Warwick. $7,686 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 19.

Meadowlark Enterprises, Warwick. $461 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 26.

NB Electric Inc., Rock Tavern. $375 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 19.

New Brothers Corp., d.b.a. Accurate Insulation Solutions, Monroe. $3,128 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 26.

Northeast Site Contractors L.L.C., Goshen. $4,000 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 19.

Orange County Post Inc., New Windsor. $800 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 20.

Philmar Holdings L.L.C., New Paltz. $525 in favor of the New York State Department of Taxation and Finance, Albany. Filed Aug. 3.

Potter Hill Land Company Inc., West Hurley. $453 in favor of the New York State Department of Taxation and Finance, Albany. Filed Aug. 3.

Precision Security and Electronic Systems Company Inc., Newburgh. $2,901 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 20.

Rajas Choice Floor Covering Corp., Middletown. $1,039 in favor of the New York State Department of Taxation and Finance, Albany.

Filed April 20.

Ramjo Realty Inc., Napanoch. $466 in favor of the New York State Department of Taxation and Finance, Albany. Filed Aug. 3.

Rashbi Meron Corp., Monroe. $1,385 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 26.

RC Food Fair Inc., d.b.a. Rocco’s Pizzeria, New Paltz. $21,793 in favor of the New York State Department of Taxation and Finance, Albany. Filed Aug. 3.

Ricciardi Inc., Central Valley. $1,362 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 26.

Rock N’ Garden Center Inc., Port Jervis. $713 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 20.

Ron Perry Business Consultant Inc., New Windsor. $1,385 in favor of the New York State Department of Taxation and Finance, Albany.

Filed April 26.

Umbrella Business Group Inc., Kerhonkson. $1,364 in favor of the New York State Department of Taxation and Finance, Albany. Filed Aug. 3.

Seniors Shelter Inc., New Paltz. $638 in favor of the New York State Department of Taxation and Finance, Albany. Filed Aug. 3.

United Pet Supply Inc., d.b.a. The Pet Co., New Windsor. $26,459 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 20.

Smart Lawncare Inc., New Windsor. $1,829 in favor of the New York Uta V’Yoel Moshe Beis Rochel State Department of Taxation and D’Satmar Inc., Monroe. $1,377 in favor of the New York State DepartFinance, Albany. Filed April 20. ment of Taxation and Finance, AlSolotoff Exterior Restoration bany. Filed April 26.

Inc., Kingston. $1,364 in favor of the New York State Department of Valley Trucking Inc., Monroe. $54 Taxation and Finance, Albany. Filed in favor of the New York State DeAug. 3. partment of Taxation and Finance, Albany. Filed April 26.

SR and D Enterprises Inc., Middletown. $489 in favor of the New Warco Contracting Corp., WarYork State Department of Taxation wick. $1,447 in favor of the New and Finance, Albany. Filed April 26. York State Department of Taxation and Finance, Albany. Filed April 26.

SRPG Enterprises Inc., Highland Mills. $6,847 in favor of the New Warwick Corners L.L.C., WarYork State Department of Taxation wick. $53,010 in favor of the New and Finance, Albany. Filed April 26. York State Department of Taxation and Finance, Albany. Filed April 19.

Stienstra Electric Inc., Middletown. $664 of the New York State Water Solutions of New Paltz Department of Labor Unemploy- Inc., Bloomington. $6,427 in favor ment Insurance Division, Albany. of the New York State Department of Taxation and Finance, Albany.

Filed April 20.

Filed Aug. 3.

Supreme Auto Sales Inc., Florida. $432 in favor of the New York State Windermere Motors Inc., GreenDepartment of Taxation and Fi- wood Lake. $11,148 in favor of the New York State Department of nance, Albany. Filed April 26.

Taxation and Finance, Albany. Filed TCS Cleaning Services of NY April 26.

Inc., Newburgh. $1,306 in favor of the New York State Department of Xpert Rubbish Removal Inc., Taxation and Finance, Albany. Filed Monroe. $1,385 in favor of the New York State Department of Taxation April 20. and Finance, Albany. Filed April 26.

The Bross Quality Paving Inc., Napanoch. $1,786 in favor of the Xtra Quality Cleaning Inc., MonNew York State Department of roe. $1,377 in favor of the New York Taxation and Finance, Albany. Filed State Department of Taxation and Finance, Albany. Filed April 26.

Aug. 3.

The Galaxy Café, New Windsor. $2,331 in favor of the New York Lis Pendens State Department of Taxation and The following filings indicated a Finance, Albany. Filed April 26. legal action has been initiated, the outcome of which may affect the The Place Settings, Monroe. title to the property listed. $1,039 in favor of the New York 14 Fillm Corp., et al. Filed by MidState Department of Taxation and Island Mortgage Corp. Action: Finance, Albany. Filed April 19. seeks to foreclose on a mortgage to secure $346,800 affecting property Tri State Federal Construction located at 14 Fillmore Court, Unit Inc., Middletown. $1,362 in favor D, Monroe 10950. Filed July 19. of the New York State Department of Taxation and Finance, Albany. Amaro, Juan A., et al. Filed by Filed April 26.

Bank of America N.A. Action: seeks to foreclose on a mortgage to secure Tri-County Restorations and $163,000 affecting property located Construction Inc., Montgomery. at 161 Glenerie Blvd., Saugerties $677 in favor of the New York State 12477. Filed Aug. 3.

Department of Taxation and Finance, Albany. Filed April 26.

Azznara, Nat J., et al. Filed by Citimortgage Inc. Action: seeks to foreclose on a mortgage to secure $225,000 affecting property located at 97 Travis Corners, Garrison 10524. Filed July 31.

Coles, Fraulein V., et al. Filed by OneWest Bank F.S.B. Action: seeks to foreclose on a mortgage to secure $172,762 affecting property located at 52 Birch Drive, Middletown 10940. Filed July 19.

Greene, Darryl, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $361,600 affecting property located at 20 Church St., New Paltz 12561.

Filed Aug. 6.

Balis, Troy, et al. Filed by OneWest Bank F.S.B. Action: seeks to foreclose on a mortgage to secure $153,200 affecting property located at 346 First Ave., Kingston 12401.

Filed Aug. 9.

Confesor, Mardonio, et al. Filed

by The Bank of New York Mellon.

Action: seeks to foreclose on a mortgage to secure $300,000 affecting property located at 19 Lakeview Terrace, Mahopac 10541. Filed July 6.

Grinevics, Mark, et al. Filed by OneWest Bank F.S.B. Action: seeks to foreclose on a mortgage to secure $304,000 affecting property located at 157 Farmers Turnpike, Gardiner 12525. Filed Aug. 9.

Benincasa, Laurie Jo, et al. Filed

by OneWest Bank F.S.B. Action: seeks to foreclose on a mortgage to secure $306,000 affecting property located at 79 Southside Drive, Monroe 10950. Filed July 19.

Dadabo, Michael, et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $333,000 affecting property located at 39 Hill Top Drive, Mahopac 10541. Filed July 3.

Harewood, Diana, et al. Filed

by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $234,260 affecting property located at 100 Nardin Road, Lake Peekskill. Filed July 6.

Beno, Mikulas, aka Miklaus Beno, et al. Filed by Suma (Yonkers) Federal Credit Union. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 33 Manor Road, Patterson 12563. Filed July 20.

Diaz, Maria M., et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 10 Webster Court, Unit A1, Monroe 10950.

Filed July 19.

Hernandez, David M., et al. Filed

by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 38 Dewitt St., Middletown 10940.

Filed July 19.

Lopez, Bernardo, et al. Filed by Wells Fargo Bank Minnesota N.A. Action: seeks to foreclose on a mortgage to secure $127,900 affecting property located at 374-380 South St., Newburgh 12550. Filed July 19.

Bernard, Catherine Mary, et al.

Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $145,000 affecting property located at 1726 Albany Post Road, Wallkill 12589. Filed Aug. 6.

Diefenthaller, Debbie, et al. Filed

by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $300,750 affecting property located at 44 Cross Road, Patterson 12563. Filed July 18.

Herrera, Julian Jr., et al. Filed

by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 564 Washington Ave., Fishkill 12524. Filed July 3.

Lopez, James Arboleda, et al.

Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $230,000 affecting property located at 18 Malstorme Road, Wappingers Falls 12590.

Filed July 6.

Hogan, Jay F., et al. Filed by Rondout Savings Bank. Action: seeks to foreclose on a mortgage to secure $88,650 affecting property located at 47 German St., Kingston. Filed Aug. 7.

Lopez, Sonia, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $488,781 affecting property located at 53 Fassitt Drive, Carmel 10541.

Filed July 16.

Hopper, David, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $153,500 affecting property located at 12 Old County Road, Mahopac 10541. Filed July 6.

Mahoney, John, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $348,750 affecting property located at 4 Fair Meadow Drive, Brewster 10509.

Filed July 17.

Bobe, Vanessa, et al. Filed by Everbank. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 405 Fox Run Lane, Apt. 5A, Carmel 10512. Filed July 3.

Bonheur, Margalie, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 23 Kind Road, Hopewell Junction 12533. Filed July 2.

DiNardo, Rosanne, et al. Filed by EverBank. Action: seeks to foreclose on a mortgage to secure $234,500 affecting property located at 60 Maple Hill Drive, Mahopac 10541.

Filed July 2.

Duffy, Chad, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 2 Kate Yeager Road, Saugerties 12477. Filed Aug. 6.

Faubert, Neal, et al. Filed by Bank of America N.A. Action: seeks to Brown, John M., et al. Filed by foreclose on a mortgage to secure JPMorgan Chase Bank N.A. Action: $219,631 affecting property located seeks to foreclose on a mortgage to at 29 Harth Drive, New Windsor secure $357,651 affecting property 12553. Filed July 19. located at 33 Knob Hill Road, Stanfordville 12581. Filed July 5.

Froude, John R.L., et al. Filed

by Citibank N.A. Action: seeks to Burns, Diane, et al. Filed by Sov- foreclose on a mortgage to secure ereign Bank N.A. Action: seeks to $279,200 affecting property located foreclose on a mortgage to secure at 6 Clermont Lane, Saugerties $85,000 affecting property located 12477. Filed Aug. 6. at 1106 Graystone Lane, Brewster 10509. Filed July 30.

Giusti, Joseph A., et al. Filed by JPMorgan Chase Bank N.A. AcCassis, Lincoln M., et al. Filed by tion: seeks to foreclose on a mortCitimortgage Inc. Action: seeks to gage to secure an unspecified foreclose on a mortgage to secure amount affecting property located $273,062 affecting property located at 374 Haviland Drive, Patterson at 10 Belknap St., Newburgh. Filed 12563. Filed July 13.

July 18.

Goodman, Gerald D., et al. Filed Clarke, George C., et al. Filed by by HSBC Bank USA N.A. Action: BAC Home Loans Servicing L.P. seeks to foreclose on a mortgage to Action: seeks to foreclose on a mort- secure $417,000 affecting property gage to secure $157,500 affecting located at 1001 Peekskill Hollow property located at 14 Bush Ave., Road, Putnam Valley 10579. Filed July 9.

Newburgh 12550. Filed July 18.

Johnston, George W., et al. Filed

by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $247,660 affecting property located at 203 Eagles Ridge Road, Brewster 10509. Filed July 23.

Kemp, Lori, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 31 Mechanic St., Carmel 10512.

Filed July 24.

Koziak, Kristine, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $288,400 affecting property located at 199 Fairway Drive, Carmel 10512. Filed July 31.

Laforge, James, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 127 Dug Road, Accord 12404. Filed Aug. 3.

Mahoney, Matthew R., et al. Filed

by OneWest Bank F.S.B. Action: seeks to foreclose on a mortgage to secure $284,000 affecting property located at 242 Maple Road, Mahopac 10541. Filed July 18.

Katz, Simche, aka Simcha Katz, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $740,000 affecting property located at 17 Meron Drive, Unit 201, Monroe 10950.

Filed July 19.

Marasco, Stacey, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $280,000 affecting property located at 219 Old Flatbush Road, Kingston 12401. Filed Aug. 9.

Keck, Thomas A. Sr., et al. Filed

by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 7 Fairfield Road, Kent 10512.

Filed July 24.

Marshall, Tracey J., et al. Filed

by BAC Home Loans Servicing L.P. Action: seeks to foreclose on a mortgage to secure $166,979 affecting property located at 332 Fox Run Lane, Carmel 10512. Filed July 16.

Kelly, William L., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $252,000 affecting property located at 40 Gleneida Ridge Road, Carmel 10512. Filed July 17.

Mayer, Karen, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 92 Lincoln Drive, Carmel 10512. Filed July 6.

WCBJ • August 20, 2012

27

FACTS&FIGURES McDowell, Terri L., et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $240,000 affecting property located at 109 Rolling Meadows Road, Middletown 10940. Filed July 18.

Scarely, Luke, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $135,900 affecting property located at 45 Joshua Drive, Bloomingburg.

Filed July 19.

Milatos, Nicholas, et al. Filed

by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $373,826 affecting property located at 51 Mount Hope Road, Mahopac. Filed July 9.

Schaffer, Paula, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $228,800 affecting property located at 12 Forsythe Place, Newburgh 12550. Filed July 18.

Morales, Sonia, et al. Filed by Citimortgage Inc. Action: seeks to foreclose on a mortgage to secure $212,000 affecting property located at 3902 Whispering Hills Drive, Chester. Filed July 18.

Morfea, Peter, et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $416,000 affecting property located at 623 Route 6 North, Mahopac 10541.

Filed July 10.

Munro, Arthur, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $240,000 affecting property located at 118 Eastern Road, Putnam Valley 10579. Filed July 13.

Niles, David, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 7 Marion Court, Middletown 10941. Filed July 18.

Palacios, Marco T., et al. Filed by Municipal Credit Union. Action: seeks to foreclose on a mortgage to secure $247,000 affecting property located at 2 Rondack Road, Middletown 10941. Filed July 19.

Powell, Coleman, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $85,000 affecting property located at 300 Mansion St., Poughkeepsie 12601. Filed July 5.

Refling, Gary H., et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $207,361 affecting property located at 193 O’Neil St., Kingston 12401.

Filed Aug. 9.

Roeder, David M., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 56-58 Fowler St., Port Jervis 12771. Filed July 18.

Sassano, Paul D., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $172,000 affecting property located at 26 Oil City Road, Pine Island 10969. Filed July 18.

The unknown heirs at law of the estate of Ralph Proscia, et al.

Filed by Citimortgage Inc. Action: seeks to foreclose on a mortgage to secure $220,000 affecting property located at 1506 Eagles Ridge Road, Brewster. Filed July 10.

Thompson, Michael G., et al.

Filed by RBS Citizens N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 2 South Ave., Pleasant Valley 12569. Filed Schwartz, Martin, et al. Filed by July 5.

Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage Tranquillo, Kristy, et al. Filed by to secure an unspecified amount Flagstar Bank F.S.B. Action: seeks affecting property located at 234 to foreclose on a mortgage to secure Center Drive, Mahopac 10541. $286,219 affecting property located at 3 Hilltop Drive, Mahopac 10541.

Filed July 13.

Filed July 12.

Scorsone, Joseph, et al. Filed by U.S. Bank N.A. Action: seeks to Ulbrandt, George E. III, et al. foreclose on a mortgage to secure Filed by Bank of America N.A. Ac$487,500 affecting property located tion: seeks to foreclose on a mortat 8 Walnut Drive, Mahopac 10541. gage to secure $211,690 affecting property located at 321 Union CenFiled June 28. ter Road, Ulster Park 12487. Filed Scully, Rosemary, et al. Filed by Aug. 6.

Bank of America N.A. Action: seeks to foreclose on a mortgage to secure Urbanowitz, John, aka John C. $337,500 affecting property located Urbanowicz, et al. Filed by JPMorat 117 Putnam Road, Philipstown. gan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure Filed July 30. an unspecified amount affecting Seifert, Scott J., et al. Filed by property located at 24 Village Park JPMorgan Chase Bank N.A. Ac- Drive, Unit 2E, Fishkill 12524. Filed tion: seeks to foreclose on a mort- July 6. gage to secure an unspecified amount affecting property located Wilhelm, Kevin, et al. Filed by at 302 Fox Run Lane, Carmel Bank of America N.A. Action: seeks to foreclose on a mortgage to secure 10512. Filed July 12. $342,000 affecting property located Sgammato, Mary, as beneficiary at 16 Flagler Road, East Fishkill. under the last will and testament Filed July 5. of Theresa Bloch, et al. Filed by MetLife Home Loans. Action: seeks Williams, Jana Y., aka Jana Y. to foreclose on a mortgage to secure Cain, et al. Filed by Bank of Ameran unspecified amount affecting ica N.A. Action: seeks to foreclose property located at 13 Vista Lane, on a mortgage to secure $250,150 affecting property located at 342 Poughkeepsie 12603. Filed July 3.

Mountain Lodge Road, Monroe Sluk, Richard T., as executor and 10950. Filed July 18. beneficiary of the estate of Louise Mayer Sluk, et al. Filed by OneW- Wisseman, Catherine A., et al. est Bank F.S.B. Action: seeks to Filed by The Bank of New York foreclose on a mortgage to secure Mellon. Action: seeks to foreclose $480,000 affecting property located on a mortgage to secure an unspecat 584 Route 292, Pawling 12531. ified amount affecting property located at 41 Walsh Road, LagranFiled July 2. geville 12540. Filed July 6.

Tako, James B., et al. Filed by JPMorgan Chase Bank N.A. Action: Wojciechowski, Troy, et al. Filed seeks to foreclose on a mortgage to by State of New York Mortgage secure $103,040 affecting property Agency. Action: seeks to foreclose located at 103 Henry St., Kingston on a mortgage to secure $227,950 affecting property located at 12 12401. Filed Aug. 6.

Wayne Ave., Fort Montgomery Taylor, Duane, et al. Filed by Au- 10922. Filed July 19. rora Loan Services L.L.C. Action: seeks to foreclose on a mortgage to Wulkan, Darcey, et al. Filed by secure $236,000 affecting property JPMorgan Chase Bank N.A. Aclocated at 13 Mountain View Ave., tion: seeks to foreclose on a mortgage to secure an unspecified Saugerties 12477. Filed Aug. 8. amount affecting property located at 8 Fair Meadow Drive, Brewster 10509. Filed July 12.

28 August 20, 2012 • WCBJ

Mechanic’s Liens

Norm-Al Enterprises Inc., d.b.a. Judelin Transportation, 88 Goshen Plaza Liquor, 92 Clowes Countant Road, Wallkill, c/o JudeAve., Goshen 10924. Filed Aug. 9. lyn Jospeh. Filed Aug. 8.

Barrick, Deborah, as owner. $1,086 as claimed by Orange County Marine Inc., New Wind- Partnerships sor. Property: 1283 Noxon Road, LaGrange. Filed Aug. 9.

B and M Home Style Catering, 4 Watson Ave., Milton 12547, c/o Bright Land Solar L.L.C., as own- Bonnie A. Sanchez and Maria E. er. $126,038 as claimed by Darlind Sanchez. Filed Aug. 6.

Construction Inc., LaGrangeville.

Property: Route 52, East Fishkill. Michael and Marisa R. Einhorn, Filed Aug. 6.

36 Mulford Road, Middletown 10940, c/o Michael Einhorn and Daytop Village Foundation, as Marisa R. Einhorn. Filed Aug. 15. owner. $5,943 as claimed by Marjam Supply Co., Farmingdale.

Property: 127 College Lane, Wash- Sole Proprietorships ington. Filed Aug. 6.

A A Enterprises, 2 Beech Lane, Di Constanzo, Michael, Mahopac, Campball Hall, c/o Gerald Gallo. as owner. $2,274 as claimed by Joe Filed Aug. 9.

Precour Inc., Highland. Property: 10 Birch Drive, Mahopac. Filed CutRite Landscaping, 120 E. Aug. 3.

Main St., Middletown 10940, c/o Terry John Franck. Filed Aug. 15.

Liebow, Bradley, et al, as owner. $21,000 as claimed by Hershel Spitzer, Brooklyn. Property: 5 High Daniel W. Patterson, 852 Route Point Circle, Warwick. Filed Aug. 8. 32, Tillson 12486, c/o Daniel W. Patterson. Filed Aug. 6.

Seiter, Karl J., et al, as owner. $1,168 as claimed by Dick’s Con- Digital Alchemy, 23 Black Rock crete Company Inc., New Hamp- Trail, Port Jervis 12771, c/o Zachary ton. Property: in Woodbury. Filed J. Andersen. Filed Aug. 11.

Aug.13.

Doug Madden Photography, 71 Vataj Realty, as owner. $5,764 as Vista Drive, New Paltz 12561, c/o claimed by Bills Refrigeration Inc., Douglas R. Benel. Filed Aug. 7.

Brewster. Property: 987 Route 22, Dreycomm, 127 Gate Schoolhouse Brewster. Filed July 26.

Road, New Hampton 10958, c/o Verney, Sean, et al, as owner. Christopher James Dreyfus. Filed $10,300 as claimed by Newburgh Aug. 10.

Contracting L.L.C., Newburgh.

Property: 7 Watch Hill Road, New Family Tree Art, 19 Basel Road, Pine Bush 12566, c/o Celeste Z. Paltz. Filed Aug. 7.

Goff. Filed Aug. 8.

Yousef, Sylvia, as owner. $20,000 as claimed by David White, Peekskill. Good Old Vintage, 580 Broadway, Property: 17 Orchard Road, Put- Kingston 12401, c/o Jennifer Theresa Pine. Filed Aug. 3. nam Valley. Filed Aug. 2.

New Businesses This paper is not responsible for typographical errors contained in the original filings.

Doing Business As

Lazy ‘d’ Farm, 200 Loughran Lane, Esopus 12429, c/o Dennielle M. Bockelmann. Filed Aug. 3.

Mas Salsa Que Tu Dance Co., 24 Elmwood Drive, Goshen 10924, c/o Junior Ryes. Filed Aug. 11.

Nonna’s Hair Station, 153 Ward St., Montgomery, c/o Rose LaRosa.

Filed Aug. 8.

Osiris Blu, 3 Cherry Hill Road, New Paltz 12561, c/o Ebony D. Tesfay. Filed Aug. 3.

Pavonis By Shannon-Dichole, 35 Alden Road, Monroe 10950, c/o Shannon N. Rayford. Filed Aug. 11.

Prism Publishing and Seminars, P.O. Box 1171, Saugerties 12477, c/o Lydia Edelhaus. Filed Aug. 3.

RMS Resume Services, 705 Mockingbird Lane, Cuddebackville 12729, c/o Rozanne Melanie Schondra. Filed Aug. 12.

Sean’s Private Catering, 171 W. Stout Ave., Port Ewen 12466, c/o Sean M. Lacy. Filed Aug. 7.

Spagnoli Lawn Care, 47 S. Plank Road, Unit 3, Newburgh 12550, c/o Derek Taylor Spagnoli. Filed Aug. 15.

Sparkz Boutique, 172 Beekman Drive, Middletown 10941, c/o Danial Thomas. Filed Aug. 15.

That Cut Barber Management, 94 Plains Road, Walden 12586, c/o Jesse Almodovar. Filed Aug. 10.

The Cupcake Chick, 9 White Lands Road, Stone Ridge 12484, c/o Denise Van Aken. Filed Aug. 8.

Hands Like Gold Productions, 19 Outlook Farm, New Paltz 12561, The Dylan Emmet Band, 4 Hawk Hill Road, New Paltz 12561, c/o c/o Jesse Chason. Filed Aug. 7.

Dylan Emmet Hyman. Filed Aug. 7.

Herby’s Crafts, Gadgets and Gizmos, 20 Breezy Heights, Marlboro TK Dach’s Mobile Bike Shop, P.O. 12542, c/o Joan M. Carton. Filed Box 178, Ruby 12475, c/o Kimberly Anne Dachenhausen. Filed Aug. 9.

Aug. 8.

Horizon’s College Planning, 5684 Tracy Norton Photography, 5 Route 209, Kerhonkson 12446, c/o Juniper Lane, Monroe 10950, c/o Black Bear Events Inc., d.b.a. Martha Christina Rowland-Dr- Tracy Anne Norton. Filed Aug. 10.

Ticero’s Cocktail Lounge, 723 ouin. Filed Aug. 7.

Well Life Natural Medicine, Ulster Ave., Kingston 12401. Filed Aug. 3.

Hudson Valley Computer So- 33 Big Island Road, Warwick lutions, 616 Route 28, Kingston 10990, c/o Samyar Bukovcan.

La Cuzina Corp., d.b.a. Pasta 12401, c/o Ernest J. Quick. Filed Filed Aug. 11.

Amore, 180 Wickham Ave., Mid- Aug. 8.

Yesterday’s Finer Thrift Store, dletown 10940. Filed Aug. 9.

J and J Saving Store, 114 North 783 Ulster Ave., Kingston 12401, My Maui Inc., d.b.a. In Good St., Middletown 10940, c/o Jewel Y. c/o Jeffrey L. Carey. Filed Aug. 6.

Taste, 45 Main St., New Paltz Zhang. Filed Aug. 11.

12561. Filed Aug. 3.

136.79-1-57

SUPREME COURT OF THE STATE OF NEW YORK COUNTY OF WESTCHESTER ------------------------------------------------------------x INDEX NO. IN THE MATTER OF FORECLOSURE ON TAX LIENS PURSUANT TO ARTICLE PETITION OF ELEVEN OF THE REAL PROPERTY TAX FORECLOSURE AND LAW BY THE TOWN OF RYE NOTICE OF FORECLOSURE OF PETITION AND NOTICE OF FORECLOSURE TAX LIENS BY THE TOWN OF RYE BY ------------------------------------------------------------x ACTION IN REM 2012 PROCEEDING NICHOLAS C. MECCA, being duly sworn, affirms as true, deposes and says under the penalties of perjury as follows: The above-captioned proceeding is hereby commenced to enforce the payment of delinquent taxes or other lawful charges which have accumulated and become liens against certain property. The parcels to which this proceeding applies are attached hereto and made a part hereof, identified as ASchedule A@.

PLEASE TAKE NOTICE that on the 8th of AUGUST, 2012, the Receiver of Taxes, hereinafter the Enforcing Officer of the Town of Rye, pursuant to law, filed with the Clerk of Westchester County, a Petition of Foreclosure against various parcels of real property for unpaid tax liens. Such Petition and Notice of Foreclosure pertains to the parcels on the list attached hereto and made a part hereof.

All persons having or claiming to have an interest in the real property described in such list of delinquent taxes are hereby notified that the filing of such list constitutes the commencement by the Town of Rye of an action and proceeding in the Supreme Court, Westchester County to foreclose each of the tax liens therein described by a foreclosure proceeding in rem. Such action and proceeding is brought against the real property only, and is to foreclose the tax liens described in such list.

No personal judgment will be entered herein for such taxes or other legal charges or any part thereof.

This notice is directed to all persons owning or having or claiming to have an interest in the real property described in such list of delinquent taxes.

Such persons are hereby notified further that a duplicate of such list of delinquent taxes has been filed in the Office of the Enforcing Officer, the Receiver of Taxes of the Town of Rye, and will remain open for public inspection up to and including the date specified below as the last day for redemption.

Any person having or claiming to have an interest in any such real property and the legal right thereto may, on or before said date, redeem the same by paying the amount of all such unpaid tax liens and unpaid taxes thereon including all interest and penalties and other legal charges included in the lien which are against such real property, computed to and including the date of redemption. Such payments shall be made to NICHOLAS C. MECCA, Receiver of Taxes, Town of Rye, 10 Pearl Street, Port Chester, New York 10573. In the event that such taxes are paid by a person other than the record owner of such real property, the person so paying shall be entitled to have the tax liens affected thereby satisfied of record.

The last day for redemption is hereby fixed as NOVEMBER 15, 2012.

Every person having any right, title or interest in or lien upon any parcel of real property described in such list of delinquent taxes may serve a duly verified answer upon the attorney for the Town of Rye setting forth in detail the nature and amount of his or her interest and any defense or objection to the foreclosure. Such answer must be filed in the office of the County Clerk and served upon the attorney for the Town of Rye on or before the date above mentioned as the last day for redemption. In the event of failure to redeem or answer by any person having the right to redeem or answer, such person(s) shall be forever barred and foreclosed of all his or her right, title and interest and equity of redemption in and to the parcel described in such list of delinquent taxes and a Judgment of Foreclosure may be taken by default.

Dated: Mamaroneck, New York AUGUST 8, 2012 _________________________________ NICHOLAS C. MECCA Receiver of Taxes Enforcing Officer TOWN OF RYE 10 Pearl Street Port Chester, New York 10573 914-939-3558

_________________________________ PAUL J. NOTO, PLLC Attorney for the Town of Rye 650 Halstead Avenue - Suite 105 Mamaroneck, New York 10543 914-698-9331

STATE OF NEW YORK COUNTY OF WESTCHESTER

LEGAL NOTICES

145 Highland Street

136.79-1-58

141 Highland Street

136.79-2-1.104

1 Landmark Square

136.79-2-1.612

1 Landmark Square

Frank & Angela Barchella 219 Westchester Avenue Floor 5 Port Chester, NY 10573

$29,371.56

Frank & Angela Barchella 219 Westchester Avenue Floor 5 Port Chester, NY 10573

$43,600.23

Helen Stuckey Unit 104 1 Landmark Square Unit 104 Port Chester, NY 10573 Kate Colleen Shanaphy 5060 Fairways Circle - Apt. 205 Vero Beach, FL 32963

$23,564.10

$18,252.01

142.21-2-10

303 Irving Avenue

Huguette Sinis PO Box 204 Rye, New York 10580

$36,103.18

142.22-2-25

167 Irving Avenue

Huguette Sinis PO Box 204 Rye, NY 10580

$51,997.00

142.22-2-38

52 Palace Place

Panagiotis Sinis PO Box 204 Rye, NY 10580

$43,370.01

142.22-3-39

38 Washington Mews

Quido & Angelina Brescia 38 Washington Mews Port Chester, NY 10573

$33,462.37

142.30-2-48

14 S. Main Street

Panagiotis Sinis PO Box 204 Rye, NY 10580

$100,992.61

142.30-2-51

6 S. Main Street

Pierre Sinis PO Box 204 Rye, NY 10580

$48,096.15

142.38-2-26

92 Purdy Street

Panagiotis Sinis PO Box 204 Rye, NY 10580

$38,987.52

142.46-1-16

15 Central Avenue

Rita Melian 15 Central Avenue Port Chester, NY 10573 RYE BROOK

$62,997.34

PARCEL ID

PROPERTY LOCATION

OWNER NAME & MAILING ADDRESS

TOTAL

129.83-1-18

Oriole Place

John N. Bartlik 97 Bradford Avenue Rye, NY 10580

$10,467.94

141.26-1-1

Bowman Avenue

K&M Realty Group, Ltd. 11 Sylvanleigh Road Purchase, NY 10577

$52,026.26

141.26-2-1.1 Bowman Avenue

K&M Realty Group, Ltd. 11 Sylvanleigh Road Purchase, NY 10577

$44,509.81

141.27-1-12

79 S. Ridge Street

Ran Oil East Rye Brook 208 Mill Street Edinboro, PA 16412

$53,572.43

141.27-1-13

89 Bowman Avenue

Ran Oil East Rye Brook 208 Mill Street Edinboro, PA 16412

$7,400.64

141.35-1-7

254 S. Ridge Street

Gertrude Pellino Fornaro 254 S. Ridge Street Rye Brook, NY 10573

$42,138.32

141.43-1-23

20 Wyman Street

Maletta Godinho 20 Wyman Street Rye Brook, NY 10570

$33,472.07

PROPERTY LOCATION

OWNER NAME & MAILING ADDRESS

TOTAL

Iris B. Goldstein 64 Osborn Road Harrison, NY 10528

$39,564.17

RYE NECK PARCEL ID 147.83-1-2.10

20 Top of the Ridge

154.26-1-44

618 Third Street

Donald Brown 618 Third Street Mamaroneck, NY 10543

$13,436.20

154.44-1-60

E. Boston Post Road

Caputo Tollgate Property LLC 500 West Street Harrison, NY 10528

$859.24

154.44-1-61 974 E. Boston Post Road Caputo Tollgate Property LLC 500 West Street Harrison, NY 10528

$95,744.18

154.51-1-67

$54,060.10

815 Stuart Avenue

Adrienne Stuart 815 Stuart Avenue Mamaroneck, NY 10543

Ad# 58088

: :

ss:

On the 8th day of AUGUST, 2012 before me personally appeared NICHOLAS C. MECCA, the Receiver of Taxes and Enforcing Officer for the Town of Rye to me known to be the individual described herein and who executed the foregoing instrument and acknowledged to me that he executed the same. ________________________________ NOTARY PUBLIC

Notice of Formation Hunt Woods Manor Design LLC Arts. of Org. filed with SSNY 7/2/2012. Off. Loc.: Westchester Cnty. SSNY designated as agent of LLC whom process may be served. SSNY shall mail process to: c/o The LLC, 171 Central Parkway, Mount Vernon, NY 10552. Purpose: all lawful activities. #57987 LEGAL NOTICE

SCHEDULE “A” PORT CHESTER PARCEL ID

PROPERTY LOCATION

OWNER NAME & MAILING ADDRESS

TOTAL

136.30-1-17

38 Upland Street

Gary J. Kestlinger 38 Upland Street Port Chester, NY 10573

$49,730.40

136.54-1-60

3 Halstead Avenue

Stephen J. Kowalcyk 3 Halstead Avenue Port Chester, NY 10573

$43,623.97

136.55-2-19

216 Madison Avenue

216 Madison Avenue Corp.

216 Madison Avenue Port Chester, NY 10573

$33,239.56

136.70-1-49

34 Rockland Avenue

Rocco & Kathleen Bochicchio 34 Rockland Avenue Port Chester, NY 10573

$34,176.22

136.72-1-49

375 N. Main Street

Genesis Mariscal 375 N. Main Street Port Chester, NY 10573

$70,683.86

Notice of formation of Limited Liability Company (ìLLCî). Name: Madbar LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on July 3, 2012. N.Y. office location: Westchester County.

The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to Madbar LLC, c/o Mountco Construction and Development Corp., 700 White Plains Road, Suite 363, Scarsdale, New York 10583. Purpose/character of LLC is to engage in any lawful act or activity. #57989

Name of LLC: Castle Staffing LLC. Articles of Organization filed NY Secretary of State on 06/29/2012. Office location: Westchester County. Secretary of State designated as agent of LLC upon whom process against it may be served. Secretary of State shall mail a copy of process to the LLC, 200 Business Park Dr, Suite 200, Armonk, NY, 10504. Purpose: Any lawful purpose. #57991 Name of Limited Liability Company (LLC): Shayla Lei, LLC. Date of filing Articles of Organization with the Secretary of State (SSNY) 6/14/12. The LLC is located in Westchester County.

The SSNY has been designated as agent of the LLC upon whom process against it may be served. The post office address to which the SSNY shall mail a copy of any process against it served is to the principal business location at 40 Barker Avenue, White Plains, NY 0601.

Purpose of business of LLC is any lawful act or activity. #57992 NOTICE OF FORMATION Of Speech Be With You, PLLC filed with the Secretary Of State of New York (SSNY) on 05/03/12. Office location: Westchester County. SSNY has been designated as agent of the PLLC upon whom process against it may be served.

SSNY shall mail process to: 11 Rose Lane, Sandy Hook, CT, 06482. Purpose: any lawful purpose. #57993

Notice of Formation of NY PROSTYLE BRIDAL, LLC. Arts. of Org. was filed with SSNY on 7/3/12. Office location: Westchester County. SSNY designated as agent of LLC whom process against may be served. SSNY shall mail process to: c/o The LLC, 385 Ashford Ave., Dobbs Ferry, NY 10522. Purpose: all lawful activities. #57994 Notice of Qualification of T-Rex Hyde Park Owner LLC. App. for Auth. filed with Secy. of State of NY (SSNY) on 6/5/12. Office location: Westchester County. LLC formed in Delaware (DE) on 10/7/11. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o United Corporate Services, Inc. (UCS), 10 Bank St., Ste. 560, White Plains, NY 10606. DE address of LLC: c/o UCS, 874 Walker Road, Ste. C, Dover, DE 19904. Cert. of Form. filed with DE Secy. of State, Townsend Bldg., Dover, DE 19901. Purpose: any lawful activity. #57996

Notice of Formation of 100 South Highland Avenue LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 5/24/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o Cooperman Lester Miller LLP, Attn: Joseph E. Kraus, Esq., 1129 Northern Blvd., Ste. 402, Manhasset, NY 11030.

Purpose: any lawful activity. #57997 Notice of Qualification of Premier Magnesia, LLC. App. for Auth. filed with Secy. of State of NY (SSNY) on 6/15/12. Office location: Westchester County. LLC formed in Delaware (DE) on 1/17/01. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 300 Barr Harbor Drive, Ste. 250, West Conshohocken, PA 19428.

The registered agent upon whom process may be served: National Corporate Research, Ltd., 10 E. 40th St., 10th Fl., NY, NY 10016. DE address of LLC: 615 S. DuPont Hwy., Dover, DE 19901. Arts. of Org. filed with DE Secy. of State, Federal & Duke of York St., Dover, DE 19901. Purpose: any lawful activity. #57998 45 OAKLAND AVENUE, LLC, a domestic LLC. Arts. of Org. filed with the SSNY on 06/28/2012. Office location: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served.

SSNY shall mail process to: Lichtenstein & Schindel, 158 West Boston Post Road, Mamaroneck, NY 10453. Purpose: Any Lawful Purpose. Latest date upon which LLC is to dissolve: 12/31/2055. #57999 NOTICE OF FORMATION OF A Cake Mom LLC. Arts of Org filed with Secy of State of NY (SSNY) on 6/21/12. Office location: WESTCHESTER. SSNY designated as agent upon whom process may be served. PO address to which SSNY shall mail copy of process against LLC: 173 N Main St #400 Satville, NY 11782. Principal business address: 2732 Deer St Mohegan Lake, NY 10547.

Purpose: any lawful act. #58000 Name of LLC: Romeo Ventures, LLC. Arts. of Org. filed with NY Dept. of State: 6/19/12. Office loc.: Westchester Co. Sec. of State designated agent of LLC upon whom process against it may be served and shall mail process to: c/o Anthony Pulice, 130 W. 42nd St., 23rd Fl., NY, NY 10036, regd. agt. upon whom process may be served. Purpose: any lawful act. #58001 ENCLAVE GROUP II, LLC, a domestic LLC. Arts. of Org. filed with the SSNY on 01/03/2012. Office location: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served.

SSNY shall mail process to: Joel Rabinowitz, 438 Fifth Ave., Pelham, NY 10803. Purpose: Any Lawful Purpose. #58002 NOTICE OF FORMATION of South Lexington Avenue, LLC Art. of Org filed Secíy of State (SSNY) 7/9/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to 16 Ogden Place West, Dobbs Ferry, NY 10522.

Purpose: any lawful activities. #58005

LEGAL NOTICE

LEGAL NOTICE

The Articles of Organization of 124 WAPPANOCCA AVENUE ASSOCIATES, LLC (the ìCompanyî) were filed with the Secretary of State of the State of New York on June 05, 2012. The office of the Company is located in Westchester County, New York. The Secretary of State has been designated as agent of the Company upon whom process against it may be served. The post office address within or without the state to which the Secretary of State shall mail a copy of any process against the Company served upon him or her is: Paul A. Varsames, 1 Hunter Avenue, Armonk, New York 10504. The Company was formed for any lawful business purpose or purposes permitted under the New York Limited Liability Company Act. #58006

The Articles of Organization of HILL BLVD. ASSOCIATES, LLC (the ìCompanyî) were filed with the Secretary of State of the State of New York on June 12, 2012. The office of the Company is located in Westchester County, New York. The Secretary of State has been designated as agent of the Company upon whom process against it may be served. The post office address within or without the state to which the Secretary of State shall mail a copy of any process against the Company served upon him or her is: Christopher Sclafani, c/o Mount Kisco Medical Group, P.C., 110 South Bedford Road, Mount Kisco, New York 10549.

The Company was formed for any lawful business purpose or purposes permitted under the New York Limited Liability Company Act. #58011

LEGAL NOTICE

Notice of Formation of Clover & Pearle, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 7/9/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 15 Ridgewood Drive, Rye, NY 10580. Purpose: any lawful activity. #58012

The Articles of Organization of 122 WAPPANOCCA AVENUE ASSOCIATES, LLC (the ìCompanyî) were filed with the Secretary of State of the State of New York on June 05, 2012. The office of the Company is located in Westchester County, New York. The Secretary of State has been designated as agent of the Company upon whom process against it may be served. The post office address within or without the state to which the Secretary of State shall mail a copy of any process against the Company served upon him or her is: Paul A. Varsames, 1 Hunter Avenue, Armonk, New York 10504. The Company was formed for any lawful business purpose or purposes permitted under the New York Limited Liability Company Act. #58007 LEGAL NOTICE The Articles of Organization of 126 WAPPANOCCA AVENUE ASSOCIATES, LLC (the ìCompanyî) were filed with the Secretary of State of the State of New York on June 05, 2012. The office of the Company is located in Westchester County, New York. The Secretary of State has been designated as agent of the Company upon whom process against it may be served. The post office address within or without the state to which the Secretary of State shall mail a copy of any process against the Company served upon him or her is: Paul A. Varsames, 1 Hunter Avenue, Armonk, New York 10504. The Company was formed for any lawful business purpose or purposes permitted under the New York Limited Liability Company Act. #58008 LEGAL NOTICE The Articles of Organization of PURCHASE STREET HOLDINGS, LLC (the ìCompanyî) were filed with the Secretary of State of the State of New York on June 06, 2012. The office of the Company is located in Westchester County, New York. The Secretary of State has been designated as agent of the Company upon whom process against it may be served. The post office address within or without the state to which the Secretary of State shall mail a copy of any process against the Company served upon him or her is: Paul A. Varsames, 1 Hunter Avenue, Armonk, New York 10504. The Company was formed for any lawful business purpose or purposes permitted under the New York Limited Liability Company Act. #58009 LEGAL NOTICE The Articles of Organization of VANDALAY PROPERTIES II, LLC (the ìCompanyî) were filed with the Secretary of State of the State of New York on June 20, 2012. The office of the Company is located in Westchester County, New York. The Secretary of State has been designated as agent of the Company upon whom process against it may be served. The post office address within or without the state to which the Secretary of State shall mail a copy of any process against the Company served upon him or her is: Bryan L. Cappelli, c/o Cappelli Enterprises, Inc., 115 Stevens Avenue, Valhalla, New York. The Company was formed for any lawful business purpose or purposes permitted under the New York Limited Liability Company Act. #58010

Notice of Formation of Cornerstone Management LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 6/29/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: The LLC, 62 Rock Ridge Drive, Rye Brook, NY 10573. Purpose: any lawful purpose. #58013 Notice of Formation of 120 Bloomingdale Road LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 7/10/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o Caspi Company Development LLC, 3010 Westchester Avenue, Purchase, NY 10577. Purpose: any lawful activity. #58014 Notice of Formation of Saddle Ridge Partners L.P. Certificate filed with Secy. of State of NY (SSNY): 2/26/2012. Off. loc.: Westchester County. SSNY designated as agent of LP upon whom process against it may be served. SSNY shall mail process to: The LP, 65 Howell Venue, Larchmont, NY 10538. Name/ address of each genl. ptr. available from SSNY. Term: until 12/31/2111. Purpose: any lawful activity. #58015 GUILLARO REALTY LLC, Art of Org filed SSNY 06/14/2012 Westch Sec of State designated as agent upon whom process can be served and whom will main copy to: 199 Main Street, Suite 205, White Plains, NY 10601 Attn: Wllm A. Wetzel, Esq. Purpose: any lawful activity. #58017 NOTICE OF FORMATION OF End Transmission Games LLC. Date of filing Articles of Organization with the Secretary of State (SSNY) 4/5/12. The LLC is located in Westchester County.

The SSNY has been designated as agent of the LLC upon whom process against it may be served. The post office address to which the SSNY shall mail a copy of any process against it served is to the principal business location at 11 Kaldenberg Pl., Tarrytown, NY 10591. Purpose: any lawful business activity. #58018 NOTICE OF FORMATION of Dad and I, LLC Art. of Org filed Secíy of State (SSNY) 7/11/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to 10 City Place, Apt. 23A, White Plains, NY 10601 Purpose: any lawful activities. #58019

NOTICE OF FORMATION of Westchester Airport Capital, LLC Art. of Org filed Secíy of State (SSNY) 7/11/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to c/o Alfred E. Donnellan, One North Lexington Avenue, White Plains, NY 10601. Purpose: any lawful activities. #58020

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WCBJ • August 20, 2012

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LEGAL NOTICES Continued from previous page Notice of Formation of JLA 120 Bloomingdale LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 7/11/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o Caspi Company Development LLC, 3010 Westchester Avenue, Purchase, NY 10577. Purpose: any lawful activity. #58023 Notice of Formation of 40 Lincoln Realty LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 6/27/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: The LLC, 40 W Lincoln Ave., Mt. Vernon, NY 10550.

Purpose: any lawful activity. #58024 Notice of formation of J. R. H. CONSTRUCTION L.L.C.. Art. Of Org. filed with the Sectíy of State of NY (SSNY) on 03/16/12. Office in Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served.

SSNY shall mail process to the LLC,125 Radford St Apt 3F, Yonkers, NY 10705.

Purpose: any lawful purpose. #58025 ANTHONY J. MARCIANO AGENCY, LLC, Authority filed with the SSNY on 04/05/2012. Office location: Westchester County. LLC formed in CT on 04/19/2011. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 940 High Ridge Road, Stamford, CT 06905. Address required to be maintained in CT: 940 High Ridge Road Stamford CT 06905. Cert of Formation filed with CT Sec. of State, Commercial Recording Div., P.O. Box 150470, Hartford, CT 06115. Purpose: Any Lawful Purpose. #58026 Name of LLC: Crane Training And Safety Consultants LLC. Arts. of Org. filed with NY Dept. of State: 7/3/12. Office loc.: Westchester Co. Sec. of State designated agent of LLC upon whom process against it may be served and shall mail process to: c/o Business Filings Inc., 187 Wolf Rd., Ste. 101, Albany, NY 12205, regd. agt. upon whom process may be served. Purpose: any lawful act. #58027 Notice of Formation of Total Home Prep Now LLC. Arts. of Org. filed with NY Dept. of State on 6/29/12. Office location: Westchester County. Sec. of State designated agent of LLC upon whom process against it may be served and shall mail process to the principal business address: c/o Matthew Fogarty, 10 Douglas Dr., South Salem, NY 10590.

Purpose: all lawful purposes. #58028 NOTICE OF FORMATION OF LIMITED LIABILITY COMPANY (LLC): B4 Strategic Solutions LLC. Articles of Organization were filed with the Secretary of State of New York (SSNY) on 06/25/2012. Office location: WESTCHESTER. SSNY designated as agent upon whom process may be served and shall mail copy of process against LLC to principal business address: 114 Park View Road, N., Pound Ridge, NY 10576. Purpose: Any lawful act. #58029 Notice of Formation of MECHANICAL ENGINEERED SYSTEMS LLC. Arts. of Org. was filed with SSNY on 7/13/12.

Office location: Westchester County.

SSNY designated as agent of LLC whom process against may be served.

SSNY shall mail process to: c/o The LLC, 180 Jonathan Rd., New Canaan, CT 06840. Purpose: all lawful activities. #58030 YOUR HOUSE CHECK LLC, a domestic LLC. Arts. of Org. filed with the SSNY on 06/05/2012. Office location: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served.

SSNY shall mail process to: Susan Simpson, PO Box 103, Katonah, NY 10536. Purpose: Any Lawful Purpose. #58031 NOTICE OF FORMATION OF N A BURGER ASSOCIATES, LLC. Arts.

Of Org. filed with SSNY on 6/19/12.

Office in Westchester County. Neil A Burger designated as agent of the LLC upon whom process against it may be served. Process should be mailed to: 51 Inverness Road, Scarsdale, NY 10583.

Purpose: any lawful purpose. #58033 LEGAL NOTICE

The Articles of Organization of 257 Lake Avenue, LLC (the ìCompanyî) were filed with the Secretary of State of the State of New York on July 03, 2012. The office of the Company is located in Westchester County, New York. The Secretary of State has been designated as agent of the Company upon whom process against it may be served. The post office address within or without the State to which the Secretary of State shall mail a copy of any process against the Company served upon him or her is: 201 Saw Mill River Road, Yonkers, New York 10701. The name and the street address within the state of the registered agent of the Company upon whom and at which process against the Company can be served is: Richard Gizzi, 201 Saw Mill River Road, Yonkers New York 10701. Richard Gizzi is one of the Members of the Company and is actively engaged in the business and affairs of the Company. The inclusion of the name of a person(s) in this notice does not necessarily indicate that such person(s) is personally liable for the debts, obligations or liabilities of the limited liability company and such personís liability, if any, under applicable law is neither increased nor decreased by reason of this notice. The Company was formed for any lawful business purpose or purposes permitted under the New York Limited Liability Company Act. #58034 NOTICE OF FORMATION OF LIMITED LIABILITY COMPANY (LLC). NAME: EMILY KANDEL DESIGN, LLC Articles of Organization were filed with the Secretary of State of New York (SSNY) on 07/05/2012. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served.

SSNY shall mail a copy of process to: The LLC, 73 Inverness Road, Scarsdale, New York 10583, principal business location of the LLC. Purpose: any lawful business activity. #58035 ROSEMARY ZAREMBA SLP LLC, a Prof. LLC. Arts. of Org. filed with the SSNY on 04/10/2012. Office loc: Westchester County. SSNY has been designated as agent upon whom process against it may be served. SSNY shall mail process to: 54 Amber Drive, Croton On Hudson, NY 10520. Purpose: To Practice The Profession Of Speech & Language Pathology. #58036 NOTICE OF FORMATION OF LIMITED LIABILITY COMPANY (LLC). NAME: Star Toilet Paper, LLC Articles of Organization were filed with the Secretary of State of New York (SSNY) on 07/05/12. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served.

SSNY shall mail a copy of process to: The LLC, 5 Horseshoe Lane, Rye Brook, New York 10573, principal business location of the LLC. Purpose: any lawful business activity. #58037 Notice of Formation of GREENHAVEN PARTNERS, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 7/16/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o Kestenbaum, Dannenberg & Klein, LLP, 104 West 40th St., 20th Fl., NY, NY 10018. Purpose: any lawful activity. #58039 Notice of Qualification of Shagbark LLC. App. for Auth. filed with Secy. of State of NY (SSNY) on 7/18/12. Fictitious name in NY State: Shagbark (Delaware) LLC. Office location: Westchester County. LLC formed in Delaware (DE) on 2/12/01. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 1 Shadow Brook Parkway, Chappaqua, NY 10514. DE address of LLC: c/o United Corporate Services, Inc., 874 Walker Road, Ste. C, Dover, DE 19904. Arts. of Org. filed with DE Secy. of State, Townsend Bldg., Dover, DE 19901. Purpose: any lawful activity. #58040 Notice of Formation of LJS HR Services, LLC. Art. of Org. filed with SSNY on 7/9/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to PO Box 572, Yorktown Heights, NY. Purpose: any lawful act or activity. #58041 Notice of Formation of Apogee Energy Advisors, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 7/19/12.

Office location: Westchester County.

SSNY designated as agent of LLC upon whom process against it may be served.

SSNY shall mail process to: The LLC, 8 Oakstwain Rd., Scarsdale, NY 10583.

Purpose: any lawful activity. #58042

30 August 20, 2012 • WCBJ

J.G. PRIME CAPITAL, LLC, Authority filed with the SSNY on 07/16/2012.

Office loc: Westchester County. LLC formed in DE on 06/05/2012. SSNY is designated as agent upon whom process against the LLC may be served.

SSNY shall mail process to: P.O. Box 120 10 Five Ponds Drive, Waccabuc, NY 10597. Address maintained in DE: 16192 Coastal Hwy, Lewes DE 19958.

Cert of Formation filed with DE Div. of Corps, 401 Federal St., Ste 4, Dover, DE 19901. Purpose: Any Lawful Purpose. #58043 NOTICE OF FORMATION of LtB associates, LLC. Arts. of Organization filed with Sec. of State of New York (SSNY) on 05/08/12. Offc. location: Westchester Cty. SSNY has been designated as an agent upon whom process against the LLC may be served. The add. to which SSNY shall mail a copy of any process against the LLC is to the LLC, 101 Maple St. #3, Croton on Hudson, NY 10520. Purpose: To engage in any lawful act or activity. #58053 Notice of Formation of ROOSEVELT HOTEL REALTY LLC. Arts. of Org. was filed with SSNY on 7/23/12. Office location: Westchester County. SSNY designated as agent of LLC whom process against may be served. SSNY shall mail process to: c/o The LLC, 560 Saw Mill River Rd., Ardsley, NY 10502. Purpose: all lawful activities. #58054 F & J PARTNERS LLC, Arts. of Org. filed with the SSNY on 07/20/2012. Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served.

SSNY shall mail process to: 440 White Plains Road, Eastchester, NY 10709.

Purpose: Any Lawful Purpose. #58055 Notice of Formation of the Articles of Organization filed with the New York Secretary of Stateís Office (SSNY) on 7/10/12 for SUTERA FAMILY DENTISTRY, PLLC. Principal office: Westchester County.

Business: Dentistry. The SSNY is designated as the agent of the company upon whom process against it may be served. The address to which the SSNY shall mail a copy of any process is: 190 Goldens Bridge Road, Katonah, NY 10536. #58056 Notice of Formation of Bluestone Equestrian Center, L.L.C. Art. of Org. filed with Secy. of State of NY(SSNY) on 04/20/12. Office location:Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 10 Hartford Lane, White Plains, NY 10603. Purpose:Any lawful activity. #58057 Nationwide Security Consultants, LLC, Art. of Org. filed with NY Secy. of State on 07/17/12. Office located in Westchester Co. Secy. of State designated as agent upon which process may be served. Secy. of State shall mail a copy of any process against it served upon him/her to: 22 Laurel Place, New Rochelle, NY 10801 (the LLCís primary business location). LLC may engage in any lawful act or activity for which a limited liability company may be formed. #58058

LEGAL NOTICE The Articles of Organization of BBC TECH LLC (the ìCompanyî) were filed with the Secretary of State of the State of New York on July 11, 2012.

The office of the Company is located in Westchester County, New York. The Secretary of State has been designated as agent of the Company upon whom process against it may be served. The post office address within or without the state to which the Secretary of State shall mail a copy of any process against the Company served upon him or her is: Bryan L. Cappelli, c/o Cappelli Enterprises, Inc., 115 Stevens Avenue, Valhalla, New York 10595. The Company was formed for any lawful business purpose or purposes permitted under the New York Limited Liability Company Act. #58060

LEGAL NOTICE The Articles of Organization of 9 REYMONT AVENUE ASSOCIATES LLC (the ìCompanyî) were filed with the Secretary of State of the State of New York on July 16, 2012. The office of the Company is located in Westchester County, New York. The Secretary of State has been designated as agent of the Company upon whom process against it may be served. The post office address within or without the state to which the Secretary of State shall mail a copy of any process against the Company served upon him or her is: Susan Cappelli, 18 Sylvia Avenue, Ardsley, New York 10502. The Company was formed for any lawful business purpose or purposes permitted under the New York Limited Liability Company Act. #58061

LEGAL NOTICE The Articles of Organization of RENAISSANCE HOTEL PARTNERS HOLDING, LLC (the ìCompanyî) were filed with the Secretary of State of the State of New York on July 26, 2012.

The office of the Company is located in Westchester County, New York. The Secretary of State has been designated as agent of the Company upon whom process against it may be served. The post office address within or without the state to which the Secretary of State shall mail a copy of any process against the Company served upon him or her is: Louis R. Cappelli, c/o Cappelli Enterprises, Inc., 115 Stevens Avenue, Valhalla, New York 10595. The Company was formed for any lawful business purpose or purposes permitted under the New York Limited Liability Company Act. #58062 Notice of Formation of At Your HR Service, LLC. Art. of Org. filed with SSNY on 6/13/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to PO Box 572, Yorktown Heights, NY. Purpose: any lawful act or activity. #58063 Notice of Formation of Hoppenfeld Partners, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 7/24/12.

Office location: Westchester County.

SSNY designated as agent of LLC upon whom process against it may be served.

SSNY shall mail process to: c/o United Corporate Services, Inc. Ten Bank St., Ste. 560, White Plains, NY 10606.

Purpose: any lawful activity. #58064 Notice of Formation of Fiasco Limited Partnership. Certificate filed with Secy. of State of NY (SSNY) on 6/14/2012.

Office location: Westchester County.

SSNY designated as agent of LP upon whom process against it may be served.

SSNY shall mail process to: The LP, 282 Rye Beach Avenue, Rye, NY 10580.

Name/address of each genl. ptr. available from SSNY. Term: until 12/31/2111.

Purpose: any lawful activity. #58065 Name of LLC: Raphael Properties LLC. Arts. of Org. filed with NY Dept. of State: 7/26/12. Office location: Westchester County. Sec. of State designated agent of LLC upon whom process against it may be served and shall mail process c/o R.J. Equities Inc., 169 S. Main St., Ste. 380, New City, NY 10956. Purpose: any lawful act. #58066 NOTICE OF FORMATION of Redan Capital, LLC. Arts. of Org. filed with Secy. Of State of NY (SSNY) on 07/12/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 10 Thistle Lane, Rye, NY 10580.

Purpose: any lawful activity. #58067 NOTICE OF FORMATION OF LIMITED LIABILITY COMPANY (LLC). NAME: Penn Flood Consulting, LLC Articles of Organization were filed with the Secretary of State of New York (SSNY) on 07/11/12. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served.

SSNY shall mail a copy of process to: The LLC, 7 Keller Lane, Suite 8, Dobbs Ferry, New York 10522, principal business location of the LLC. Purpose: any lawful business activity. #58068 Multiply Social Solutions, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 6/21/12. Office in Westchester County. SSNY designated agent of LLC upon whom process against it may be served. SSNY shall mail process to 90 Atlantic Ave., Hawthorne, NY 10532. Purpose: General. #58069

40 Broad Street 15-C LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 7/10/12. Office in Westchester County.

SSNY designated agent of LLC upon whom process against it may be served.

SSNY shall mail process to Eugenia M. Vecchio, Esq., 550 Mamaroneck Av Ste 210, Harrison, NY 10591. Purpose: General. #58070 Tru Praise LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 7/10/12.

Office in Westchester County. SSNY designated agent of LLC upon whom process against it may be served. SSNY shall mail process to Marcus Aaron Pass, 322 Decatur St. Apt 2, Brooklyn, NY 11233. Purpose: General. #58071 Peter Atkins & Associates LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 6/29/12. Office in Westchester County. SSNY designated agent of LLC upon whom process against it may be served. SSNY shall mail process to c/o Peter H. Atkins, 38 Rolling Meaodw Ln., Pound Ridge, NY 10576. Purpose: General. #58072 Corinthian Group, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 6/12/12. Office in Westchester County.

SSNY designated agent of LLC upon whom process against it may be served.

SSNY shall mail process to c/o Wulf Lueckerath, 7 Taylor Rd., Mount Kisco, NY 10549. Purpose: General. #58073 Notice of Formation of B & E Network Consulting LLC. Arts. of Org. filed with SSNY on 4/6/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to 300 Broadway Apt. 11B Dobbs Ferry. Purpose: any lawful act or activity. #58074 AIDA KRGIN PHOTOGRAPHY, LLC, Arts. of Org. filed with the SSNY on 07/03/2012. Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: Aida Krgin, 18 Winfield Avenue, Harrison, NY 10528. Purpose: Any Lawful Purpose. #58075 ECOBUILD LLC, Arts. of Org. filed with the SSNY on 05/21/2012. Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served.

SSNY shall mail process to: Mr. Omer Kalafatoglu, 206 East 87th St. Apt. #5A, NY, NY 10128. Purpose: Any Lawful Purpose. #58076 32 ADVISORS, LLC, Authority filed with the SSNY on 07/24/2012. Office loc: Westchester County. LLC formed in DE on 07/02/2012. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 9 Westerleigh Rd , Purchase, NY 10577. Address required to be maintained in DE: 1201 Orange St. Ste 600 Wilmington DE 19801. Cert of Formation filed with DE Div. of Corps, 401 Federal St., Ste 4, Dover, DE 19901.

Purpose: Any Lawful Purpose. #58077 Notice of Qualification of Lake George Northway, LLC. App. for Auth. filed Secy. of State of NY (SSNY): 7/31/12.

Off. loc.: Westchester County. LLC formed in Delaware (DE): 7/31/12. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 2700 Westchester Ave., Ste. 407, Purchase, NY 10577.

Registered agent upon whom process may be served: National Corporate Research, Ltd., 10 E. 40th St., 10th Fl., NY, NY 10016. DE address of LLC: 615 S. DuPont Hwy., Dover, DE 19901.

Arts. of Org. filed DE Secy. of State, 401 Federal St., Ste. 4, Dover, DE 19901.

Purpose: any lawful activity. #58078 Notice of Formation of Oyster Bay 777 LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 8/1/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o The LLC, 1 North Broadway, Ste. 400, White Plains, NY 10601. Purpose: any lawful activity. #58079 Notice of Formation of Altheus Advisors LLC. Arts. of Org. filed Secy. of State of NY (SSNY) on 7/30/12. Off. loc.: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: The Law Office of Anthony L. Meola, 2500 Westchester Ave., Ste. 210, Purchase, NY 10577.

Purpose: any lawful activity. #58080

Notice of Formation of EAT WELL: FOOD BY DANIELA, LLC. Arts. of Org. filed Secy. of State of NY (SSNY) on 8/1/12. Off. loc.: Westchester County.

SSNY designated as agent of LLC upon whom process against it may be served.

SSNY shall mail process to: c/o Bernard S. Gordon, Rand Rosenzweig Radley & Gordon LLP, 445 Hamilton Ave., White Plains, NY 10601. Purpose: any lawful activity. #58081

Notice of Formation of Louise Ruberman, M.D., PLLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 8/2/12. Office location: Westchester County. SSNY designated as agent of PLLC upon whom process against it may be served. SSNY shall mail process to: Rand Rosenzweig Radley & Gordon, 445 Hamilton Ave., White Plains, NY 10601. Purpose: practice the profession of medicine. #58092

Notice is hereby given that an on premises license, #TBA has been applied for

by A’Mangiare Inc. to sell beer, wine and liquor at retail in an on premises establishment. For on premises consumption under the ABC law at 59 Marble Ave. Pleasantville NY 10570. #58082

Notice of Formation of JT Capital Management, LLC. Arts. of Org. filed with NY Dept. of State on 7/18/12.

Office location: Westchester County.

Sec. of State designated as agent of LLC upon whom process against it may be served and shall mail process to the principal business address: 7 Pondfield Lane, Suite 201, Bronxville, NY 10708.

Purpose: any lawful activity. #58093

NOTICE OF FORMATION of Sickles & NRH, LLC, Arts of Org. filed with SSNY on 6/21/12. Office location: in Westchester County. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: Paul Donahue, 472 Gramatan Avenue, GG3, Mt. Vernon, NY 10552. Purpose: any lawful purpose. #58083

LEGAL NOTICE The Articles of Organization of NEW ROC NORTH AVE, LLC (the ìCompanyî) were filed with the Secretary of State of the State of New York on August 3, 2012. The office of the Company is located in Westchester County, New York. The Secretary of State has been designated as agent of the Company upon whom process against it may be served. The post office address within or without the state to which the Secretary of State shall mail a copy of any process against the Company served upon him or her is: Louis R. Cappelli, c/o Cappelli Enterprises, Inc., 115 Stevens Avenue, Valhalla, New York 10595. The Company was formed for any lawful business purpose or purposes permitted under the New York Limited Liability Company Act. #58084

PARDON ME PRODUCTIONS LLC Notice of formation of Limited Liability Company (ìLLC”). Articles of Organization filed with the Secretary of State of NY (ìSSNYî) on 08/01/2012.

Office location: Westchester County.

SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of any process to the LLC at 35 Siscowit Road, Pound Ridge, New York 10576. Purpose: To conduct any lawful act or activity for which an LLC may be organized under the LLCL of New York. #58085 CariMere LLC, Art. of Org. filed with NY Secy. of State on 05/07/12. Office located in Westchester Co. Secy. of State designated as agent upon whom process against it may be served. Secy. of State shall mail a copy of any process to the LLC, 150 North Road, White Plains, NY 10603 (the LLC’s primary business location). Purpose: any lawful business activity. #58086 BA-YUNUS LAW OFFICES, P.L.L.C., a Prof. LLC. Arts. of Org. filed with the SSNY on 06/28/2012. Office location: Westchester County. SSNY has been designated as agent upon whom process against it may be served.

SSNY shall mail process to: 950 Main Street, Suite 100, Peekskill, NY 10566.

Purpose: To Practice The Profession Of Law. #58087 Notice is hereby given that an on premises license, #TBA has been applied for by Canopus Farms Restaurant LLC d/b/a Sala on Hudson to sell beer, wine and liquor at retail in an on premises establishment. For on premises consumption under the ABC law at 44 Maple Street Croton-On-Hudson NY 10520. #58089 Notice of Formation of JULIANNA PROPERTIES LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 6/18/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: Spresa Elizi, 62 Springer Avenue, Yonkers, NY 10704. Purpose: any lawful purpose. #58090 Notice of Formation of SPREEMO IPA, LLC. Arts. of Org. filed Secy. of State of NY (SSNY) on 8/7/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o Rivkin Radler LLP, 926 RXR Plaza, Uniondale, NY 11556-0926, Attn: David A. Manko, Esq. Purpose: any lawful activity. #58091

Cheekie Charlie, LLC, Art. of Org. filed with NY Secy. of State on 06/25/12.

Office located in Westchester Co. Secy. of State designated as agent upon which process may be served. Secy. of State shall mail a copy of any process against it served upon him/her to:119 Villa Ave, Mamaroneck, NY 10543 (the LLCís primary business location). LLC may engage in any lawful act or activity for which a limited liability company may be formed. #58094 Notice of Formation of MCN LIGHTING SUPPLY, LLC. Principal office Westchester County. Secretary of State of NY (SSNY) designated as agent for service of process. SSNY shall mail a copy of any process served against the LLC to 3 Westchester Plaza, Suite 117, Elmsford, NY 10523. Articles of Organization of the LLC filed with the SSNY on July 24, 2012. Purpose: Any lawful act(s). #58095 Notice is hereby given that a restaurant wine license, #TBA has been applied for by Ansiga Corp. d/b/a Thornwood Pizza & Pasta to sell beer and wine at retail in an on premises establishment.

For on premises consumption under the ABC law at 808 Commerce Street Thornwood NY 10594. #58096 SANBA GLOBAL LLC, Arts. of Org. filed with the SSNY on 08/02/2012. Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served.

SSNY shall mail process to: 18 Winfield Avenue, Harrison, NY 10528. Purpose: Any Lawful Purpose. #58097 BRUNETTI MOTORCARS LLC, Arts. of Org. filed with the SSNY on 06/22/2012.

Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 400 Boston Post Road, Rye, NY 10580.

Purpose: Any Lawful Purpose. #58098 FORDHAM PROPERTY MANAGEMENT GROUP LLC, Arts. of Org. filed with the SSNY on 08/02/2012. Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served.

SSNY shall mail process to: Scott Kocher, 1155 Warburton Ave Ste 4v, Yonkers, NY 10701. Purpose: Any Lawful Purpose. #58099

For information regarding this section please contact Beverly Visosky at (914) 358-0760

Enterprising brothers roll out the rolls

BY JOHN GOLDEN jgolden@westfairinc.com

“I

was sitting in the bathroom one day,” says Jordan Silverman, describing how a business – his and his kid brother’s novel business, Star Toilet Paper L.L.C. – begins. We are sitting in the workout room in the basement of his family’s Rye Brook home, where 22-year-old Jordan and 19-year-old Bryan Silverman have set up a low-budget office workstation for their startup enterprise.

His seat of inspiration was in Ann Arbor, where Jordan at the time was a sophomore at the University of Michigan. (He recently graduated with a degree in philosophy and a pleasantly virulent “entrepreneurial bug” passed on to his brother.)

People are always reading in bathrooms, he mused. Why not give them something to read – guerrilla advertising! retailers’ discount coupons redeemed online! – on those blank scrolls of toilet paper?

“I’m the kind of guy where, if I have an idea, I always type it into my phone,” says Jordan. With this idea, he went farther, searching on Google and doing research to find marketing companies that were profiting from like inspiration.

“Nobody’s ever done it. We were amazed that nobody had tried this before, and that’s when we thought we were really onto something,” he says.

The Silvermans have bootstrapped their startup business, working with little capital and trying to avoid hitting up friends and family for financial investments. “Up to date, we’ve probably invested five to ten thousand,” Jordan says.

“That’s just to get us off the ground and running. We’re already at a break-even point.”

Their startup effort was boosted by a grant from the state of Michigan through a business incubator in Ann Arbor, a city that nurtures a thriving community of startup entrepreneurs. An executive summary of Jordan’s business plan won a $2,500 second-place prize for new business ideas from the Great Lakes Entrepreneur’s Quest in Michigan. Star Toilet Paper was registered in Michigan as a limited liability company in 2010.

Avoiding attorney’s fees, the philosophy major and his younger brother – then a student at Blind Brook High School – first scoured U.S. Patent and Trademark Office databases for filed patents that might dispel their burgeoning business dreams. Finding none, they applied for and obtained a provisional patent for their advertising concept. “We wrote the whole thing ourselves,” says Jordan.

“There’s no better way to learn than by experiencing,” Bryan Silverman says.

The brothers and co-founders built their own initial website – since replaced with a more professionally produced one – and have designed all toilet-paper ads.

After a lengthy hunt, Jordan flushed out a novelty printer in Illinois to produce Star Toilet Paper’s readable scrolls. “It took us about six months to find a printer who can do the bulk at the price we needed,” he says. Manufacturers’ quoted prices ranged from $2 to $10 per roll. “From a cost standpoint long-term, we’ll be able to get down to below a dollar,” he says.

The seminal idea was his older brother’s, but their company’s cheeky slogan – “Don’t Rush, Look Before You Flush!”

– is Bryan’s creation.

“We know it’s a humorous product and we try to embrace

MAKING IT YOUNG

Jordan Silverman, left, and his brother Bryan co-founded Star Toilet Paper, a guerrilla marketing startup.

that,” says Jordan.

After that first laugh, business owners have begun to embrace their product. While in college, Jordan picked up 30 Ann Arbor advertisers, including a local Ben & Jerry’s shop and a Pita Pit restaurant. Back home this summer, the brothers have signed on 20 diverse advertisers in Westchester County. They include an Allstate insurance agent, athletic training center, trophy shop, flooring company, food mart and pizza parlor.

After an initial discount deal, the Silvermans will offer advertisers a price of one-half cent per ad, with 125 of their company’s ads unscrolling on each roll of toilet paper.

Companies can target their marketing by venue and by gender for men’s and women’s bathrooms.

To reach advertisers, “We do everything from cold calls to emails to door-to-door and networking events,” says Jordan.

“The fact that it’s in a bathroom is one strong selling point,” says Bryan. “We’re reaching an audience that’s really captive.”

“Most advertisements are seen from two to five seconds.

Our advertisements are seen from one to 10 minutes.”

In October, the brothers will roll out their product in Westchester in a venue where readers – of books and magazines and, yes, toilet paper – are most welcomed, the Port Chester-Rye Brook Public Library.

“We’re both working 10 to 12 hours a day on this,” says Bryan. Since graduating from college, “Jordan is now doing this full time.”

Bryan will return to Duke University this fall for his sophomore year. Thanks to Star Toilet Paper, he is one of five finalists for Entrepreneur magazine’s College Entrepreneur of the Year award. He made the magazine’s finals with the aid of a video produced by Purchase College students hired by the brothers.

In September, Jordan will venture into the vast Manhattan advertising market and move his company’s office from the family workout room to co-working space at Sunshine Suites in NoHo. “The plan was law school,” says Jordan. “But once you catch that entrepreneurial bug, it stays with you.”

“All you want to do is think up new ideas and work on them,” says his kid brother.

“I don’t wake up every day and say, ah, I’ve got to go to work,” says Jordan. “I wake up and say, this is awesome.”

Forget law school. Like his company’s advertisers, Jordan Silverman is on a roll.

Bryan Silverman seeks support from Westchester County voters in his bid to be named College Entrepreneur of the Year by Entrepreneur Magazine.

To vote by phone, text 172381 to the number 22333.

Silverman’s online contest profile is at www.entrepreneur.com/e2012college#696. To vote there, click “login to vote,” login to Facebook, then click login with Facebook on the Entrepreneur app.

WCBJ • August 20, 2012

31

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