Westchester County Business Journal 101518 by Westfair Business Journal

NEW APARTMENT BUILDINGS

COMMUNITY ENGAGEMENT ON CAMPUS

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OCTOBER 15, 2018 | VOL. 54, No. 42

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Judge denies motions to dismiss Trump Tower racketeering lawsuit BY BILL HELTZEL bheltzel@westfairinc.com

federal judge has denied motions by the former treasurer of Trump Tower at City Center, and his associates, to dismiss a 2016 racketeering lawsuit filed by the White Plains condominium’s board of managers. The judge also dismissed a counter-claim asserted by Frank Palazzolo, the former treasurer, accusing the board of unjust enrichment. At this state in the proceedings, U.S. District Judge Kenneth M. Karas ruled on Sept. 28, the condo board has sufficiently alleged that Palazzolo and his associates “received and facilitated the receipt of numerous transfers totaling hundreds of thousands of dollars in allegedly stolen funds.” The ruling comes on the heels of a $101.3 million sale of an apartment complex in Elmsford that was connected to alleged illegal transactions. Ridgeview Holdings II LLC sold the 418-unit Ridgeview Apartments complex to Ares Management, Atlanta, in July. When developer Louis Cappelli opened Trump Tower in 2005, it almost immediately encountered financial difficulties. Palazzolo, who lived there, became treasurer of the condo board in 2007. » TRUMP TOWER

Harrison Playhouse Lofts will feature a courtyard, terrace, fitness facility and a screening room.

Playhouse Lofts to add 36 apartments near Harrison train station

BY RYAN DEFFENBAUGH rdeffenbaugh@westfairinc.com

erco Properties broke ground Oct. 4 on the Harrison Playhouse Lofts, a venture that will build 36 luxury apartments around a 1920s-era movie theater that played its last picture more than a decade ago. The theater’s storefront is faded and the glass cases that held posters of “Coming

Attractions” show only a blank red background. But the theater’s location just steps away from the Harrison Metro-North train station and surrounded by the town’s small shops and restaurants make it promising

for a second life as a home for apartment dwellers. Standing in front of the boarded-up brick wall on the Purdy Street side of the theater, John Verni, a partner » HARRISON

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Construction starts on 114 apartments on New Rochelle's North Avenue BY RYAN DEFFENBAUGH rdeffenbaugh@westfairinc.com

New Rochelle development company started construction on The Rockwell, an estimated $60 million, 114-unit apartment building that the developer described as part of its vision to reimagine North Avenue in the city. YoungCraft, a real estate development company led by Robert Young and Phil Craft, celebrated the groundbreaking for the 160,000-square-foot apartment building on Oct. 3. The property is at 583 North Ave., near 5th Avenue. “Today the YoungCraft team embarks on our 12-year mission to rebuild and reimagine this stretch of North Avenue by breaking ground on this impressive develop-

ment in the geographical center of New Rochelle,” said Young. Plans from The Sullivan Architectural Group of Milford call for 114 apartments, a mix of 20 studios, 59 one-bedroom, 28 two-bedroom and seven three-bedroom units. Eleven of those apartments will be designated for affordable housing. Amenities include a rooftop terrace, community lounge and fitness center. The building will be anchored by 22,000 square feet of groundfloor retail space, the developer said; 13,000 square feet of that space is pre-leased. The site also will include 207 parking spaces for residents and retail customers. Last year, the New Rochelle Industrial Development Agency approved estimated benefits of $4.7 million in savings from payments in lieu of taxes over 20 years, $1.2 million

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Rendering of The Rockwell. Provided by YoungCraft.

in sales tax exemptions and $395,000 on the mortgage recording tax. Mayor Noam Bramson joined the developers for the ceremony, calling The Rockwell "the most significant new project on the North Avenue corridor in generations." The Rockwell is named for New

Rochelle's own Norman Rockwell. Developers expect to finish construction in summer 2020. YoungCraft, which operates from offices in New Rochelle, has holdings in properties in New York, Connecticut, Massachusetts and Florida.

Norden Lofts opens in industrial White Plains corridor BY RYAN DEFFENBAUGH rdeffenbaugh@westfairinc.com

vision for the city of White Plains to transform an industrial dead end near its train station into a hip residential neighborhood took a step forward with the opening of Norden Lofts, a 65-unit apartment building on Westmoreland Avenue. The city's Common Council voted to rezone Westmoreland Avenue in 2015, allowing mixeduse residential buildings onto the one-way street that is home to a Westy Self Storage building and some light industrial operations, including an auto repair shop and meat wholesaler. Norden Lofts represents the first apartments to open on the avenue since the change. The building, at 121 Westmoreland Ave., features a fitness center, bocci court, club room, lounge areas and gated parking. Rents will range from $1,925 to $3,550 for the building's 42 studios, 20 one-bedroom apartments and five two-bedroom units. The walk from the building's front door to the White Plains train station is less than a mile, which the building's marketing team said is ideal for Manhattan commuters.

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"The apartments have only recently been listed and we've already rented a high percentage of the units, mostly to professionals who commute to the city, as well as to those looking for an ‘urban chic’ home where they can meet other people with similar interests," said Andrew Rogovic, an associate broker with Better Homes and Gardens Rand Realty. The estimated $16 million project, from Rockland County developer Norben Lofts LLC, converted a 6-story, 48,000-squarefoot industrial building first occupied in the 1940s by Norden Laboratories Corp. Later known as Norden Systems, the electronics research and development company was a manufacturer of aircraft electronic systems that started with World War II bombsights. The company later focused its presence in Norwalk, Connecticut, before being shut down in 2013, at which point it was an entity of Northrop Grumman Corp. The Westmoreland building was later used as the headquarters for ARC of Westchester, but the nonprofit service agency for people with intellectual and developmental disabilities moved out a decade ago.

Publisher Dee DelBello Managing Editor/Print Glen Kalinoski Managing Editor/Digital Bob Rozycki Associate Publisher Anne Jordan Group Associate Publisher Dan Viteri NEWS Copy and Video Editor • Peter Katz Senior Reporter • Bill Heltzel Reporters • Ryan Deffenbaugh, Phil Hall, Georgette Gouveia, Mary Shustack, Kevin Zimmerman ART & PRODUCTION Creative Director Dan Viteri Art Director Sebastian Flores Art Director Kelsie Mania Digital Content Director Meghan McSharry ADVERTISING SALES Manager • Anne Jordan Metro Sales & Custom Publishing Director Barbara Hanlon Account Managers Lisa Cash, Patrice Sullivan Events Sales & Development • Marcia Pﬂug Events Manager • Tracey Vitale AUDIENCE DEVELOPMENT & CIRCULATION Circulation Manager • Sylvia Sikoutris Telemarketing Director • Marcia Rudy

Norden Lofts on Westmoreland Avenue in White Plains. Photo by Ryan Deffenbaugh.

The developer bought the building for $4.3 million in December 2015 from an affiliate of Robert Martin Co. in Elmsford, according to county property records. Robert Martin Co. had bought the building from a Massachusetts property investor for $800,000 in spring 2014 before the corridor was rezoned. More apartments may follow the Norden Lofts. Just across the street, the city gave approvals in January 2017 for a new, loft-style apartment building that will rise over a vacant lot. The proposal came from Westmoreland Lofts LLC., a joint

venture of HayMax Capital and Red Starr Investments LLC. The developers got approval for a new, 5-story structure at 136-158 Westmoreland Ave. that would feature 62 loft-style rental apartments and ground-level retail likely to be occupied by a green grocer and brewery. The two projects share an architect. Both were designed by Philip A. Fruchter, principal of White Plains-based Papp Architects PC. Fruchter told the Business Journal in a 2017 interview that the new building would be designed in an industrial warehouse style to match the rest of the street.

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Westchester County Business Journal (USPS# 7100) is published Weekly, 52 times a year by Westfair Communications, Inc., 3 Westchester Park Drive, White Plains, NY 10604. Periodicals Postage rates paid at White Plains, NY, USA 10610. POSTMASTER: Send address changes to: Westchester County Business Journal: by Westfair Communications, Inc., 3 Westchester Park Drive, White Plains, NY 10604. Annual subscription $60; $2.50 per issue More than 40 percent of the Business Journal is printed on recycled newsprint. © 2018 Westfair Communications Inc. All rights reserved. Reproduction in whole or in part without written permission is prohibited.

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Suite Talk Pace’s Marvin Krislov on building community engagement on campus

ace University President Marvin Krislov says there are big things happening on the college’s Pleasantville campus — you should stop by. Krislov took over leadership of the Manhattan and Westchester County college in August 2017 after a decade leading Oberlin College in Ohio. A year into the job, Krislov met with the Business Journal just before the start of the fall semester for a conversation that touched on his drive toward academia, Pace’s upward mobility and his vision for its Pleasantville campus. The Pleasantville campus recently underwent about $100 million worth of renovations, including new dormitory buildings, aimed at bringing more student life to the grounds. Now one of his goals, he said, is to bring more visitors to campus for events such as conferences and art shows. “One of the things I would love to do it is to make this campus more a hub for activity in Westchester,” Krislov told staff reporter Ryan Deffenbaugh in a recent interview. “If any readers have any great ideas, I’m happy to hear them.” Krislov brings a long, distinguished resume to Pace. He’s a graduate of Yale Law School and a Rhodes Scholar in history. His pre-academic career included stops as acting solicitor in the U.S. Department of Labor and an associate counsel to President Bill Clinton. His first post in academia was at the University of Michigan, where he was a vice president and general counsel for a decade. He coordinated the school's legal efforts in the 2003 landmark Grutter v. Bollinger case, in which the Supreme Court

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upheld the affirmative action admissions policy of the University of Michigan Law School. Where are you from originally? “I grew up in Lexington, Kentucky. My father was a labor economics professor, my mother a social worker. We moved to Kentucky when I was four. Both of my parents were originally from Cleveland. I grew up in Lexington, went to public schools and lived there until I went off to college.” How was it that you shifted over from law and working in the Clinton administration, to higher education and the job at Michigan? “The Michigan job was my first full-time job in higher education, although I had taught as an adjunct at (George Washington University Law School). My parents were educators. …Education really is in my blood. I always felt education, and this I also got from my parents, was the key to opportunity for people. So the Michigan opportunity was a chance to build on my legal career, but also get into education.” What drew you to Pace? “I was really inspired when I visited Pace and met our students. Very motivated, largely first-generation, immigrant students, but also just students who were really striving and wanted to make a difference and do well and do well for themselves and their families and their communities. I just loved that spirit and I liked the fact that Pace’s mission really links those students, not only with a fine education, with a liberal arts foundation, but also

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Marvin Krislov. Photo by Ryan Deffenbaugh.

linking them to experiential opportunities, jobs and internships; thinking about launching them into successful careers.” The enrollment at Pace is about four times the size of Oberlin’s. Can you describe what differences you’ve found at the two universities? What similarities? “The scale is different and there’s the multiple campuses: we have the Pleasantville campus, White Plains law campus and the Manhattan campus. It’s a different type of institution. We also have graduate programs; Oberlin was really almost exclusively undergraduates. I’ve met with a lot of stu-

dents and I’ve been struck by the number who have experiences that are really important to pay attention to. I would include veterans, commuting students and transfer students among those. It’s very important for us in higher education to be aware of the needs of these different populations, some of which overlap. And increasingly higher education in America is going to need to serve those populations. And so for me one of the exciting parts of being at Pace is thinking about how to think about these different populations.” What are some of the most important things you’ve learned about Pace

in your first year? “What I’ve come to appreciate are the great people and the dedication of the faculty, staff and students. We make a real difference in people’s lives. One of the challenges is that some of our students do come from less wealthy backgrounds and I think we need to work very closely with them and their families to make sure that they can afford it. The cost of a private education can be daunting and we do a lot with financial aid, but we also work with families on coming up with plans. I think the other thing that I would say is how connected we are to the

employer community. In Westchester, we have deep relationships with not only the big Fortune 500 companies, but we also have connections to a lot of smaller employers here. Those benefit our students in terms of their jobs and internship opportunities.” Pace was rated recently in national study (released by the Chronicle for Highest Education last year) as the top university for student upward mobility. What does Pace do well in this regard and how do you build on that? “We have a method that we call the Pace Path. That is an individualized plan. So if you were to come to Pace,

you would have an adviser and sit down with him or her and come up with some goals for you, let’s say four years, that would include classes, maybe jobs and internships. Of course that can change over time. Relatively few students stick with exactly the plan they enter with. But that helps students think about their educational experience in a more intentional way. It also makes sure that we provide the kind of institutional support that students need and we really try to provide that path to success.” Pace a couple years ago underwent $100 million in renovations on its Pleasantville campus and sold off its Briarcliff campus. What’s next for this campus? What’s your vision for it? “One of the things that has been very exciting for me is to see a growth in the number of students and I think the new facilities have really helped stimulate that. Continuing to connect our students through

I would love Pace to be a go-to place for the business community, the arts community in Westchester. — Marvin Krislov

the Pace Path with area employers is critical. One of the things I would love to do is to make this campus more a hub for activity in Westchester. If any readers have any great ideas, I’m happy to hear them. We have people who are actively pursuing partnerships and there are really good things going on. But I would love Pace to be a go-to place for the business community, the arts community in Westchester. One of my goals is not only to increase student enrollment, but to take fuller advantage of all the facilities we have here. I think we’ve made progress in that regard and we can do some more. I would extend an invitation to people to come to the campus. Look on the website. I think people will be excited by what they see. Whether it’s for their children or their grandchildren or their neighbors, I think people really should visit. It’s a great, great place and it’s a lively campus and lively community.”

Shake Shack to open in Hartsdale BY BOB ROZYCKI bobr@westfairinc.com

he new Shake Shack on Central Avenue was open for business on Oct. 14 and featuring local, as in locally made beers, sustainably made furnishings from Ulster County and customized frozen custards unique to its Hartsdale location. Elmsford-based Captain Lawrence Brewing Co. will have offerings on tap along with Bronx Brewery, Blue Point Brewing Co. of Long Island and Brooklyn Brewery’s ShackMeister Ale. The eatery’s tabletops are from CounterEv Furniture, which used reclaimed bowling alley lanes to make the items in its Kingston factory. The booths were made by Staach of Rochester and the chairs were designed by Uhuru of Brooklyn. Construction of the 3,060-square-foot standalone

restaurant at the Dalewood Shopping Center II was done by GTL Construction of White Plains. As far as local flavor, the Hartsdale restaurant will be adding the following to its classic lineup of custards: Pie Oh My: Vanilla custard with a slice of Four & Twenty seasonal pie Hopscotch: Vanilla custard, shack chocolate toffee, chocolate chunks topped with shack salted caramel sauce. Oh Fudge: Chocolate custard, shack fudge sauce, chocolate truffle cookie dough, topped with chocolate sprinkles. And Shake Shack said in a statement it would maintain its commitment to the local community by donating all proceeds from its soft opening, as well as 5 percent of sales from the Pie Oh My custard throughout the life of the shack to the Child Care Council of Westchester. The donation is part of the

company’s mission to Stand For Something Good. The Child Care Council is a nonprofit that “increases access to safe, affordable early care and education for underserved children.” Shake Shack had previously said it would hire about 60 workers to staff the restaurant. The Hartsdale location will be the second Shake Shack in Westchester County, joining the one at the Cross County Shopping Center in Yonkers. Other locations are at Woodbury Common Premium Outlets in Orange County and on Post Road in Darien, Connecticut. Shake Shack originated in 2001 from a hot dog cart in Madison Square Park to provide food for an art project. Three years later, a permanent stand opened in the Manhattan park adding hamburgers, fries and milkshakes to its menu. Today, there are about 170 Shake Shacks worldwide.

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Trump Tower—

He was credited with getting the 35-story structure back on sound financial footing by negotiating payments from Cappelli to boost the reserve fund and by buying a parking garage and recreation deck from Cappelli. He allegedly gained control of the board by loaning money to two board members and lining up support from business associates Stephen Tobia and Stephen Reitano, who were also on the board. They are co-defendants in the lawsuit. Palazzolo is accused of transferring more than $8 million from Trump Tower accounts to a web of personal and business bank accounts he controlled, according to the lawsuit, and failing to return $668,271. In one alleged scheme, Palazzolo and three associates created Ridgeview Holdings to invest Trump Tower funds in the Elmsford apartment complex. The gar-

Harrison—

at Verco Properties, called the project a rebirth for Harrison’s downtown. “For too long Harrison has had a downtown that did not match the vibrancy of this great town,” Verni said. “Today, that is going to change.” The apartments are to rise between Harrison Avenue and Purdy Street, over a six-tenant retail strip that surrounds the theater on the Harrison Avenue side. The storefront retail spaces will be refurbished. On the Purdy Street side, the developer plans to add a 5,000-square-foot coffee shop at street level. The estimated $20 million project spans about 80,000 square feet including the parking and the eight storefronts already on the property that will be renovated. As designed by Stephen Tilly Architects, the building’s amenities will include a common courtyard for residents, a landscaped roof terrace, a fitness facility, underground parking and a screening room for films, an

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den apartments were developed by Cappelli, who is not a defendant in the lawsuit. Palazzolo claimed in his answer to the lawsuit that Trump Tower benefited from his actions. He had been granted full control over the reserve account and could do what he wanted on behalf of the condominium. In 10 years on the board, he claimed, he had saved Trump Tower nearly $1.2 million. He had received no compensation for his work and he had given up multiple business opportunities. The condominium was ostensibly managed by the Trump Corp., Manhattan, though the lawsuit alleges that Palazzolo controlled operations. But in 2015 a Trump Corp. employee noticed an unauthorized transfer of $1.2 million to RLA Holdings, a business connected to the Ridgeview Apartments deal. RLA was owned by Tobia. Its address was 800 Central Ave., Greenburgh

homage to the site’s history. In remarks at the ceremony, Harrison Mayor Ron Belmont praised the development and said, “the rebirth, the renaissance of downtown Harrison is happening today.” Verco bought the former theater for about $2.5 million in 2006 and followed a winding process to getting a redevelopment plan and municipal approvals. The company first received Planning Board approvals for the site in 2016, allowing for 42 residential units. That plan was scuttled when the developer found a high water table under the theater property that made the previously planned two levels of underground parking on the site too costly. Verco came back in 2017 with a new, scaled-down plan. The developer acquired two lots from the Fusco family on Purdy Street behind the theater, where it was able to spread part of the parking to maintain a single underground level. The Purdy side will also include the coffee shop, six of the apartments and a courtyard.

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-- also known as Palazzolo Plaza -- where Palazzolo operated a real estate investment business. The condo board removed Palazzolo as treasurer, but he remained on the board as a representative of the commercial entities. Karas ruled that the condo board has sufficiently pleaded the elements of a racketeering conspiracy, under federal law, and the elements of unjust enrichment, breach of fiduciary duty and other charges under state law. He dismissed Palazzolo’s counterclaim. “Simply put, Mr. Palazzolo claims he was ‘granted broad, unfettered discretion and authority’ by the board to act on behalf of the board and condominium,” Karas said. “Effectively, Mr. Palazzolo seeks to recover the profits for opportunities that he willingly gave to the board and condominium, and of which he had no expectation of profit.” Karas ruled in Palazzolo’s

favor in denying the condo board’s motion to dismiss 20 of his defenses. The defenses are arguably redundant, Karas said, but there is no harm to the board in allowing them to stand, “as they are merely a general denial of the claims asserted against the Palazzolo defendants.” Also named as defendants in the lawsuit are Palazzolo’s wife, Mary; Joseph Santangelo; Lorraine Distefano; Gina Thomas; F&M Funding; Premium Staffing; Premium Parking; Antoinette City Center; B.A.B. Group I; B.A.B. Group II; First Resource Funding; and Reda, Romano & Co. In the Ridgeview Apartments transaction, the deed papers were signed by Santangelo as managing member of Ridgeview Holdings II. Documents granting assumption of mortgage to the new owner were signed by Santangelo and Reitano, and by Mark Bassani, as a guarantor, who is not a defendant in the lawsuit.

The building in downtown White Plains.

From left, John Verni and Chris Verni, partners in Verco Properties, with project architect Stephen Tilly. Photo by Ryan Deffenbaugh.

“It took us a while to get the design right to have this built and also provide the parking that’s needed,” Verni said. “It was a bit of a process, but we worked through it with the town and the various land use boards.” The version of the proposal with 36 apartments and 41 underground park-

ing spaces was approved by the Harrison Planning Board earlier this year. Verni was confident in the location throughout that time, saying that for Harrison’s downtown, placed between Rye and Mamaroneck, it was “only a matter of time before Harrison became the next place.”

Another major downtown project for Harrison could soon follow. AvalonBay also received approvals this year to build a retail and residential complex near the town’s train station that will include 143 apartments and about 27,000 square feet of retail space. The first step in the con-

struction process for the Harrison Playhouse Lofts will require some demolition and digging a foundation for underground parking, Verni said. He anticipates construction on the project will wrap up by mid-2020. Murphy Brothers Contracting is handling construction.

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ASK ANDI | Andi Gray

Success is the marketing manager’s job FOR OUR MARKETING MANAGER THE PIPELINE REPORT IS A TASK, NOTHING MORE. HOW DO WE GET BUY-IN TO THE ROLE I WANT THIS TOOL TO PLAY? I WANT TO ENSURE WE HAVE ENOUGH OPPORTUNITIES COMING DOWN THE ROAD TO HIT OUR SALES GOALS, AND GET WARNINGS WHEN WE HAVE TO DO MORE MARKETING TO KEEP US ALL SAFE. THOUGHTS OF THE DAY: What you are seeking is a systematic way to measure and monitor the results of your marketing activities. Discuss the roles and responsibilities of the marketing position with your marketing manager. Set up metrics. Build a department that can deliver results critical to the company’s future success. A pipeline report is a great tool to report on the potential of known sales opportunities. Monitoring velocity in the pipe will tell you if marketing is being successful, or not. The top priority of a marketing manager is to prioritize incoming sales leads to help sales people with

what to work on next. Other marketing duties include: reporting on the progress being made to create opportunities for future business; comparing the potential in the pipeline to upcoming sales goals; and knowing when to push down or let up on the gas pedal. Your marketing manager needs to pay attention to pipeline reporting as a regular discipline. Make sure your marketing manager is clear that success and shortfall in any of these reporting areas falls squarely on the marketing desk. Explain that knowing and delivering correct answers on the priority of leads, as well as velocity of, and gaps in, the sales pipe-

line are all critical to the company’s future as well as to the personal success of anyone holding the marketing manager position. To make things more clear, establish metrics for each of the major duties. When it comes to evaluating incoming leads, reward your marketing manager for accurately ranking leads in terms of quality of opportunity. Set up criteria to rate incoming leads. Use a scale of 1-4 or 1-10 for each: • Mirror your best customers (closely matches vs. never worked with that type of client). • Size of company (closely parallels size of typical cli-

ents vs. very different size — bigger or smaller). • Type of business (worked a lot with this type of business vs. never worked). • Level of decision maker (position that always buys from you vs. position with no power to buy). • Quality of inquiry (referral vs. general inquiry vs. RFP vs. request for information). Add up the scores on each criterion. Leads with the highest overall score get top priority. Agree on reports that should be sent out: • Weekly (new leads, recent updates on pipeline results — leads closed, leads dead, leads in progress). • Monthly (recap weekly reports). • Quarterly (recent marketing activities and results produced by each one in terms of number and quali-

ty of leads). • Annually (change in velocity of the pipeline, what worked, what didn’t, plan for the upcoming year). Ask your marketing manager to predict the probable value of each lead in the pipeline depending on the size, quality and sales stage. Not sure how to do that? Get help from a pro. Not sure where to go? Give us a call. We’ve got examples used by numerous companies. Address any gaps between what exists for new business potential and what’s needed for the company to meet its quarterly and annual sales goals. Use management meetings to review results and brainstorm what to do next. Having enough leads is one of the success drivers of any company. Insist that your marketing manag-

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er build a pipeline worth 5-10x what’s needed to meet upcoming sales goals. That way you’ll have enough opportunities to pick and choose the best. LOOKING FOR A GOOD BOOK? “Combo Prospecting: The Powerful One-Two Punch That Fills Your Pipeline and Wins Sales,” by Tony J. Hughes. Andi Gray is president of Strate�y Leaders Inc., Strate�yLeaders.com, a business-consulting firm that teaches companies how to double revenue and triple profits in repetitive growth cycles. Have a question for AskAndi? Wondering how Strate�y Leaders can help your business thrive? Call or email for a free consultation and diagnostics: 877-238-3535, AskAndi@ Strate�yLeaders.com.

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OCTOBER 15, 2018

Federal judge declines to dismiss Cigna's fraud claim against Carmel doctors BY BILL HELTZEL bheltzel@westfairinc.com

federal judge has denied a request to dismiss Cigna Health and Life Insurance Co.’s claim that two doctors in Carmel overbilled the company for $915,070 for unnecessary tests. U.S. District Court Judge Kenneth M. Karas ruled last month that Cigna had established a “triable issue of fact” on its claims that Drs. Henry L. Rojas and Mitchell K. Rosen committed fraud. He dismissed the insurance company’s claim for unjust enrichment. In 2013, Cigna’s special investigations unit reviewed 2 1/2 years of medical claims by the doctors for allergy blood tests. The same type of test was repeated for seven patients.

Cigna discovered that the doctors had bought test kits for $425 to $500, and marked up the price by 1,700 percent.

That pattern was surprising, Cigna alleged, because it would have expected to see no subsequent testing if the test results had been negative. Or, it would see more focused allergy testing if the results had been positive. Cigna typically approves skin allergy tests that are reimbursed at $1,785 to $2,148. But Rojas and Rosen were billing $7,920 for blood tests. Cigna discovered that the doctors had bought test kits for $425 to $500, and marked up the price by 1,700 percent. The medical claims were also submitted under a code that inaccurately described the service. Cigna demanded repayment of $844,335 and notified the doctors that their insurance coverage would be terminated. The doctors sued Cigna to stop the termination and to recoup their payments. They argued that Cigna had 30 to 45 days to deny

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claims under a federal labor law, but had challenged the payments years after they had been submitted. “Notably, no fraud or deceit was alleged concerning any of these claims,” Rojas said in an affidavit. “Rather, Cigna merely changed its mind as to its prior claims determinations and simply demanded merely a million dollars.” He said Cigna’s demand for reimbursement could destroy the small Putnam County medical practice, and losing Cigna’s insurance coverage would affect 15 percent of its patients and revenue. Cigna responded that fraud was indeed the core reason for terminating the agreement. The district court rejected the doctors’ request for a temporary restraining order and preliminary injunction. The U.S. Second Circuit Court of Appeals affirmed the decision, ruling that the doctors did not have standing under the federal labor law. Cigna countersued, alleging fraud, unjust enrichment, “money had and received” and breach of contract. Rojas and Rosen asked the court to dismiss Cigna’s counterclaims. The crux of the insurer’s allegations, Karas ruled, is that the doctors surreptitiously submitted claims for an experimental and unproven blood test that was not covered by their agreement with Cigna. An intent to defraud can be inferred from the undisputed fact that they charged 17 times more than the actual costs of the services, which is not allowable under New York law, and they misrepresented the tests by using the wrong billing code. But Cigna’s accusations of unjust enrichment and “money had and received” were governed by its contract with the doctors. No one challenged the validity of the agreement, Karas said, so those charges are dismissed. Cigna is represented by Andrew Levchuk, of Bulkley, Richardson and Gelinas of Springfield, Massachusetts. Roja and Rosen are represented by Harold Joseph Levy of the Quadrino Law Group in Melville, New York.

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Harlem Gospel Choir and other Guest Artists

Saturday, November 3, 2018, 7:30 pm

Doors open at 7:00 pm The Performing Arts Center at Purchase College | 735 Anderson Hill Road, Purchase, NY 10577

benefitting

Presenting Sponsor of Family Services of Westchester

To purchase tickets, go to www.bigswestchester.org 10

OCTOBER 15, 2018

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westfaironline.com wagmag.com

In Brief BRIDGET GIBBONS TO LEAD COUNTY OFFICE OF ECONOMIC DEVELOPMENT

Bridget Gibbons, who has served as Westchester County’s deputy director of economic development since County Executive George Latimer took office in January, was named director of the agency on Oct. 10. In addition to serving as deputy director, Gibbons also led both the Westchester County Industrial Development Agency (IDA) and Westchester County Local Development Corp. Latimer praised Gibbons for her work as head of the IDA and LDC, pointing to her successful outreach to the not-for-profit and business communities in Westchester. “Westchester County is extremely fortunate to have an individual of Bridget Gibbons’ caliber lead the Office of Economic Development. …She has shown that she has the vision to focus on initiatives that effectively attract and retain businesses and create jobs, while at the same time assuring that all of Westchester’s citizens are able to share in our economic success. Her experience and success as a management executive, an entrepreneur and a private-sector business owner add to her breadth and depth of knowledge and insight.” Gibbons was founder and owner of Gibbons Digital Consultants, a digital marketing agency. Her company was later acquired by a larger marketing agency in White Plains. Gibbons, a Bronxville resident, said “In this past year, I have had the good fortune to meet many truly inspired and dedicated business leaders to see first-hand the great potential for economic development and job creation throughout Westchester. I look forward to working with our business and not-for-profit communities to realize these goals and ensure that Westchester continues to be a strong and vital hub for business.”

and Putnam counties. The health center operates sites in Brewster, Mamaroneck, Mount Kisco, Ossining, Port Chester and Sleepy Hollow, as well as seven school-based health centers in the Port Chester and Ossining school districts.

WCA AND HVEDC PARTNER ON REGIONAL INITIATIVES

Expanding the biotech and health care industry and workforce development initiatives, as well as bringing gigabit broadband technology to the region are part of a three-pronged plan that the Hudson Valley Economic Development Corp. and the Westchester County Association have partnered to address. “The WCA’s partnership with the HVEDC provides an opportunity for both organizations to examine the best practices in economic development advocacy and augment those approaches to fit the needs of the business

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OPEN DOOR TO USE $4M GRANT FOR CANCER-SCREENING PROGRAM

Open Door Family Medical Centers has won a nearly $4 million grant from New York state for a cancer screening program, an award it said is the largest in the state. Open Door will run the cancer-screening program jointly with HRHCare Community Health and the Institute for Family Health. The grant will allow Open Door and its partners to screen patients in six Hudson Valley counties for breast cancer, cervical cancer and colorectal cancer. The grant funding, from the state Department of Health, is $3.9 million total, to be paid out in increments of $775,000 for five consecutive years. “Our accessible community health center settings offer a vital point of access for cancer screenings,” said Lindsay Farrell, president and CEO of Open Door. “We’re grateful, as this grant from New York state will allow Open Door and our partners to provide cancer screenings to thousands of patients who might not otherwise have access.” Open Door offers a sliding-fee scale for those without health insurance and serves more than 57,000 patients each year throughout Westchester

community in each respective region,” William Mooney Jr., president and CEO of the White Plains-based WCA, said in a statement. “At the WCA, we’ve identified and implemented proven solutions to drive economic growth in key areas such as health care, real estate, workforce development and gigabit-speed connectivity, and we’re excited to expand our impact into the Hudson Valley.” “Forming a strategic partnership with the Westchester County Association creates a combined force to continue the expansion of the bio, pharma, medical device and life science sectors in Westchester and across the region,” HVEDC President and CEO Mike Oates said. “We will bring together our knowledge, research, advocacy and business support to create more extraordinary economic development initiatives that will connect highly qualified workers with well-paying jobs to create better lives for their families.”

Mooney and Oates will join each other’s board of directors to help facilitate the partnership. The two groups said they would identify key market trends and work together to find solutions that will help bring jobs and investments to the region. According to a joint statement, the organizations would specifically work on: • Growing the biotechnology, pharmaceutical, medical device and health care industry sectors in Westchester and the Hudson Valley; • Developing the workforce to help prepare the region’s population for present and future jobs; and • Bringing state-of-the-art high-speed technology to bridge the gap between demographics and regions that have access to modern information and communications technology, and those that have restricted or no access. — Ryan Deffenbaugh and Bob Rozycki

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OCTOBER 15, 2018

IN THE CURRENT ADMINISTRATION WHAT'S MAKING THIS ECONOMY SO INTERESTING? HOW CAN WE CAPITALIZE ON THE BULLISH FEVER?

LET'S TALK ABOUT IT.

WHEN: Tuesday October 30

9:30- 11:30 a.m. • Light breakfast • Networking • Financial discussion

Renowned professionals in the fields of private equity, real estate, securities and taxes will share their wit and wisdom. HOST:

GARY GOLDBERG

Founder & CEO Gary Goldberg Financial Services

PANELISTS:

BILL KRIVICICH

Chief Investment Officer, Gary Goldberg Financial Services

LAURENCE KEISER J.D., LL.M., CPA, Partner Stern Keiser & Panken, LLP

LOUISE PHILLIPS FORBES

Licensed Associate Real Estate Broker, Halstead Manhattan

TED YANG

Managing Director, Westbury Group

Presented by:

For more information or sponsor contact: Anne Jordan at anne@westfairinc.com or 914-358-0764 Tracey Vitale at tvitale@westfairinc.com or 914-358-0762

OCTOBER 15, 2018

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Come join us overlooking the Ramapo Mountains at the Historic Montebello Mansion. 75 Montebello Road • Suffern, N.Y.

New Rochelle IDA grants $2.5M in tax beneﬁts to self-storage ﬁrm BY BILL HELTZEL bheltzel@westfairinc.com

$25 million self-storage facility to be built at the former Rotanelli Foods plant in New Rochelle will receive an estimated $2.5 million in tax relief. The New Rochelle Industrial Development Agency granted the tax benefits on Sept. 26 to New Rochelle Birch Development LLC of Bayside, Queens. “Without the use of such benefits, the development would likely not proceed,” consultant Kevin F. Gremse of the National Development Council stated in a memorandum to the IDA. The former frozen food facility at 2 Birch St. is across the street from a row of houses, near the busy intersection of Kings Highway and Main Street, and alongside the Metro-North Railroad tracks and New England Thruway (I-95). Kanika Dewan, a construction and design entrepreneur in Manhattan, had been storing intricate architectural tiles and building materials in the building. She bought the property in 2006 from Specialty Brands LP, which had acquired Rotanelli Foods, and last year she sold it to the developer for $3.35 million.

Black Mountain will demolish the 1-story structure and build a 5-story, 152,000-square-foot, climate-controlled facility with about 1,182 storage units.

Birch Development is a subsidiary of Black Mountain Partners LLC, a firm that specializes is building self-storage facilities at old warehouses and industrial sites. Black Mountain will demolish the 1-story structure and build a 5-story, 152,000-squarefoot, climate-controlled facility with about 1,182 storage units. It will have three loading spaces and 12 parking spaces. ExtraSpace Storage of Salt Lake City will run the facility. Construction is expected to begin this year, according to IDA documents, and finish in 14 months. Occupancy is expected to begin by the end of next year. The project will create 185 construction

jobs, and two full-time and two part-time jobs when it opens. Black Mountain is donating a large vacant lot near the project site to New Rochelle. The city plans to use the parcel for parking for a proposed maintenance facility nearby at Nardozzi Place. The IDA authorized a $703,500 sales tax exemption, $175,000 mortgage tax exemption, and 10-year payment in lieu of taxes agreement. The property is taxed at $114,434 a year.

“Even with the proposed PILOT,” Gremse stated, “the returns are fairly modest and a little lower than what is typically seen in the marketplace.” When tax abatement ends after 10 years, the full property tax rate will be more than three times greater than the current rate, according to his analysis. By year 15, five years after the PILOT ends, the developer projects a cash flow of $546,759 on revenue of $3,243,754.

The full tax rate over 10 years, developed, will be more than $3.5 million. But under the payment in lieu of taxes (PILOT) agreement Black Mountain will pay about 54 percent, nearly $1.9 million, for a tax abatement of more than $1.6 million. Without the PILOT agreement, the developer would achieve a cash flow of $164,651 by the fourth year, Gremse stated in his analysis. With the PILOT, the developer will see a $414,074 cash flow.

Pictured left to right: Antonio Coppola, Mary Irish (from PCSB), Alfredo Abbate, Antonio Abbate

“PCSB Bank Helped Us Achieve Our Business Dreams.” “When we wanted to expand our business and build a new restaurant, PCSB Bank was there with us on the ground floor; they provided the construction financing and mortgage to help us share our culinary dreams with everyone in this area. We know they have the people and the products that can help any business succeed and grow. For 25 years, PCSB Bank has not only been part of our growing business, but they have been like members of our family.” - Antonio Coppola, Bacio Trattoria

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OCTOBER 15, 2018

31st ANNUAL WESTCHESTER REAL ESTATE AWARDS BREAKFAST GREATER NEW YORK MARKET Wednesday, November 7, 2018 Hilton Westchester • Rye Brook, NY 7:00 a.m. THE REAL ESTATE AWARD Bruce Berg, CEO, Fuller Development Company

BY BILL HELTZEL

In Court

Appellate court upholds 'undue influence' ruling in Somers estate case

THE MARTIN S. BERGER AWARD FOR LIFETIME ACHIEVEMENT Peter S. Duncan, President and CEO, George Comfort & Sons, Inc. MARCH OF DIMES LEGACY AWARD Michael Weinstock, Market President – Connecticut, M&T Bank TITLE SPONSORS Cappelli Organization Pavarini North East Construction Co., Inc. PLATINUM SPONSOR George Comfort & Sons, Inc. Shipman & Goodwin LLP The Aiello Foundation c/o Peter DiNardo Enterprises GOLD SPONSORS Benerofe Properties Corp. Cuddy & Feder LLP Delbello Donnellan Weingarten Wise & Wiederkehr, LLP DLC Management Corp. Jones Lang LaSalle M&T Bank People’s United Bank RPW Group, Inc. SILVER SPONSORS Acadia Realty Trust • AKRF • Belway Electrical Contracting Corp./LeChase Construction Services • Benchmark Title Agency • CBRE • Cooper Horowitz LLC • De Clercq Office Group/Knoll • Diamond Properties • G&S Investors • Gibraltar Management • Ginsburg Development Companies, LLC • Houlihan-Parnes Realtors, LLC/GHP Office Realty, LLC • Mack-Cali Realty Corporation • MacQuesten Development, LLC • National Realty & Development Corp. • Reckson, a division of SL Green Realty Corp. • Robert Martin Company • RXR • Shleppers Moving & Storage • Simone Development Companies • Sterling National Bank • VHB • Waldner’s Business Environments/Steelcase, Inc. MEDIA SPONSOR Westchester County Business Journal RSVP www.marchofdimes.org/westchesterrealestate Jessica Fortuna at 914-610-7530 or JFortuna@marchofdimes.org

OCTOBER 15, 2018

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state appellate court has upheld a Westchester Supreme Court ruling that found a care giver had exercised undue influence over an elderly woman’s property and estate in Somers. Stoja Rajic had gained control of Noreen Sander’s house in Somers and had been named the sole beneficiary to the estate. The Second Appellate Division upheld Westchester Justice Francesca Connolly’s approval of a $591,317 judgment against Rajic, citing a legal precedent that holds that “a wrongdoer should not be permitted to profit from his or her own wrong.” Rajic worked for Sander from 1996 to 2006, when Sander died. She described her role in court papers as a companion — care giver, assisting Sander in daily activities and paying bills. Rajic was paid nearly $105,000 a year. She was on call all day, every day but could hire aides for assistance. In 2002, Sander sold her house to Rajic for $275,000. They had agreed on $375,000, but deducted $100,000 for allowing Sander to live there for the

rest of her life. They also agreed that Rajic would pay Sander $1,963 a month on a 20-year mortgage. Twenty months after the deal was struck, Rajic had paid $80,000, by making extra payments. Sander agreed to a satisfaction of the mortgage, so Rajic, having paid less than 30 percent of the mortgage, no longer had to make the monthly payments. After Sander died in 2006, Donna Faust, her niece, was named executrix of the estate. The family learned that Rajic owned the house and Sander had willed all of her assets to Rajic. Faust contested the will. Surrogate court declared the will invalid, ruling that it had been obtained by undue influence and found that $352,000 of Sander’s assets had disappeared. The parties worked out a settlement in 2010. Rajic paid $100,000 to satisfy a debt secured by the house and the mortgage was reinstated. When Rajic resumed making payments, the estate rejected them. The dispute sparked two new lawsuits: Rajic’s action to establish how much she

owed on the mortgage and Faust’s action to foreclose on the house. Faust demanded the entire mortgage principal, plus interest, back to 2002. Rajic claimed that Faust had fraudulently induced her to sign the 2010 settlement, by not disclosing that she intended to treat the reinstated mortgage retroactively, creating an immediate 9-year default. Appellate Justices Mark C. Dillon, Leonard B. Austin, Robert J. Miller and Sylvia O. Hinds-Radix ruled that the lower court records support Connolly’s conclusion. Rajic had exercised undue influence over Sander, handled Sander’s financial affairs unscrupulously, obtained the deed to the house through fraud and accepted a satisfaction of mortgage knowing that the debt was far from being satisfied. The appellate justices cited the Riggs doctrine, in which a man who intentionally killed his grandfather to ensure his inheritance was denied the inheritance. The Riggs doctrine, the panel ruled, holds that no one shall be permitted to profit by his own fraud.

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OCTOBER 15, 2018

THE LIST: Highest-Paid CEOs

WESTCHESTER COUNTY

Ranked by total compensation. Name Address Area code: 914, unless otherwise stated Website

Bank president Title Age • Year appointed

Mario J. Gabelli Chairman, CEO and chief investment officer - value portfolios 75 • 1976

Salary $

Bonus $

Stock awards $

Nonequity Option awards Change in pension All other Total incentive value and non$ compensation compensation qualified deferred compensation $ $ compensation $ earnings $

69,414,472

GAMCO Investors Inc.

PepsiCo Inc.

Indra K. Nooyi * Chairman of the board and CEO 62 • 2001

1,700,000

9,239,962

14,700,000

5,191,437

251,249

31,082,648

Regeneron Pharmaceuticals Inc.

Leonard S. Schleifer President and CEO 65 • 1988

1,285,500

2,468,160

21,967,210

787,188

26,508,058

Morgan Stanley

James P. Gorman Chairman of the board and CEO 59 • 2010

1,500,000

11,568,250

11,383,777

12,777

44,918

24,509,722

MasterCard Inc.

Ajay Banga President and CEO 58 • 2010

1,241,667

6,250,006

4,712,500

6,250,027

230,268

18,684,468

Virginia M. Rometty Chairman, president and CEO 60 • 2012

1,600,000

10,428,720

5,100,000

494,882

891,797

18,595,350

1 Corporate Center, Rye 10580 921-5100 • gabelli.com

777 Old Saw Mill River Road, Tarrytown 10591 847-7400 • pepsico.com

777 Old Saw Mill River Road, Tarrytown 10591 847-7000 • regeneron.com

2000 Westchester Ave., Purchase 10577 225-5510 • morganstanley.com 2000 Purchase St., Purchase 10577 249-2000 • mastercard.com

International Business Machines Corp.

1 New Orchard Road, Armonk 10504 499-1900 • ibm.com

ITT Corp.

Denise L. Ramos President and CEO 61 • 2011

1,000,000

4,766,404

1,500,000

39,535

208,028

7,513,967

Atlas Air Worldwide Holdings Inc.

William J. Flynn President and CEO 63 • 2006

1,035,040

2,973,791

1,821,639

194,974

6,025,444

Prestige Brands Inc.

Ronald M. Lombardi President and CEO 54 • 2015

850,000

80,000

1,700,021

765,000

835,004

41,378

4,191,404

MBIA Inc.

Joseph W. Brown CEO 67 • 2008

1,000,000

1,170,000

527,828

2,697,828

Progenics Pharmaceuticals Inc.

Mark R. Baker CEO 63 • 2009

614,325

307,163

1,373,141

18,507

2,313,136

BioScrip Inc. **

Daniel E. Greenleaf President and CEO 53 • 2016

207,635

418,867

362,500

621,041

25,000

1,635,043

1133 Westchester Ave., White Plains 10604 641-2000 • itt.com

2000 Westchester Ave., Purchase 10577 701-8200 • atlasair.com 660 White Plains Road, Tarrytown 10591 800-831-7105 • prestigebrands.com

1 Manhattanville Road, Suite 301, Purchase 10577 273-4545 • mbia.com 777 Old Saw Mill River Road, Tarrytown 10591 789-2800 • progenics.com

100 Clearbrook Road, Elmsford 10523 460-1600 • bioscrip.com

This list is a sampling of the hightest-paid CEOs of public companies with offices in the region. If you would like to include the CEO of your public company in our next list, please contact Peter Katz at pkatz@westfairinc.com. Note: Information was gathered from the most recent SEC Form 14A and other sources. * Nooyi left PepsiCo on Oct. 2, 2018. ** 2016 data from 2017 proxy information.

OCTOBER 15, 2018

WCBJ

Contributing writer | William D. Winters

William D. Winters

ness enthusiasts. It’s also a useful strategy for investors. While riding out a period of market volatility can be uncomfortable, especially when it results in a drop in investment values, historically the market tends to rise over time — and with it, investment values. If you have the time to fulfill long-term goals, it might be best to take advantage of it. Remember that market shifts don’t affect all investments to

the same degree, making portfolio diversity a worthwhile consideration. • For a wealth of investment options, look to asset allocation, where funds are divided among different asset classes, such as stocks, bonds, cash (and cash alternatives), real estate, precious metals, collectibles, and in some cases, insurance products. Creating a varied portfolio can help minimize shortfalls while promoting monetary success through changing markets. The aim is to build a portfolio where potential, market-driven losses in one area are outpaced by gains in another for a solid financial footing, regardless of the market’s volatility. In fact, which companies a stakeholder chooses to invest in may be less significant than how those funds are balanced among stocks, bonds and cash. • Consider the liquidity of investments, including how quickly the funds can be converted into cash » INVESTING

• As of 10/1/18, employers must adopt a sexual harassment prevention policy. • Every employer in New York State is required to provide employees with sexual harassment prevention training which must be accomplished by 10/9/19. • Training must be interactive and legally compliant. Schedule a complimentary consultation to find out how Grandview HR Consulting can help your business to stay compliant with this state mandate. Together, we can focus on identifying your human resources needs and come up with a solid plan that will positively impact your employee practices and business going forward. www.grandviewhrc.com | susanne@grandviewhrc.com | (914) 523-5726

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t its core, effective investing happens when gains are optimized and losses curtailed. While no investment strategy is absolute, sound approaches can help minimize financial risks and potential losses. Here are several steps for smart investing: • The longer an investment compounds, the more likely it is the funds will build. Compounding, where the rate at which an investment grows increases over time, can be an effective way to build on invested funds in the long term. Different factors, however, can influence that rate and affect the degree that funds grow, become stagnant or decrease, including withdrawals and any applicable taxes. Regular portfolio reviews are a smart way to keep investments on track. Overall, funds allowed to steep have the potential to develop rich rewards. • Pushing through the pain for maximum gain doesn’t only apply to fit-

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2018

... where businesses Fiddles! Barbeque! Line Dancing! Live Music!

Friday, October 19, 2018 7-11pm @ The Music Hall Theater, Tarrytown, NY Generous support for The Music Hall Benefit provided by:

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OCTOBER 15, 2018

HONORING THE MILLENNIALS MAKING A DIFFERENCE IN OUR WORKFORCE. The top 20 will be chosen by a jury of successful entrepreneurs.

PRESENTED BY:

As baby boomers pass the leadership baton to the next generation, the future relies upon the talents and dedication of millennials. NOMINATE YOURSELF OR SOMEONE YOU KNOW FOR EXCELLENT WORK, OUTSTANDING SERVICE AND CREATIVE INNOVATION IN THE FOLLOWING CATEGORIES:

BRONZE SPONSORS:

COMMUNITY INVOLVEMENT • GREEN • INNOVATION • “MILLIPRENEUR” (ENTREPRENEUR) • CREATIVE • TECHNOLOGY • MEDICAL • NONPROFIT • FINANCE

Nomination Deadline:

OCT. 19 SUPPORTERS:

Awards Reception:

NOV. 13

NOMINATE AT:

westfaironline.com/events

For event info, contact: Tracey Vitale at tvitale@westfairinc.com or 914-358-0762 For sponsorship inquiries, contact: Marcia Pflug at mpflug@wfpromote.com or 203-733-4545

OCTOBER 15, 2018

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Contributing writer | Ann Rodier

Welcoming the adult learner to higher education

s students returned to college this fall, older adult learners (often referred to as “nontraditional” learners) were among them. The National Center for Education Statistics estimates that 19.9 million students are expected to attend colleges and universities this year, and millions of adults over the age of 21 are among them — either entering college classrooms for the first time or returning to college after several years away from higher education. Adult learners bring with them a wealth of life experience as they begin a college career or return to post-secondary education. Their presence on a college campus enhances learning communities and enriches the academic institutions they enter. For professors, the unique blend of experiences and perspectives that adult

learners have to offer can complement course instruction and contribute to class materials and discussions. Colleges and universities now recognize the importance of providing a welcoming and supportive atmosphere for adult learners, a population often comprised of veterans, parents, family caregivers and full-time employees who are hoping to change careers or upgrade skills in a current career. As a college professor working with these students, I have taught individuals from a variety of backgrounds and have witnessed their consistent dedication to their studies. They approach education with enthusiasm and offer insights gleaned from their personal lives. Moreover, higher education opportunities are expanding for adult learners who desire to begin or complete an undergraduate degree. Many

specialized courses and programs accommodate scheduling needs with evening, weekend and online course options. In terms of curricula, the students are given an opportunity to explore individual development, changing identities and interests, and new academic paths. They learn about the requirements for various fields of study, as well as the careers associated with those majors. Adult learners are also provided specialized advising services, which are designed to meet their unique needs. A few years ago, a man named Jim approached me about returning to college. He was 42 years old and had left college when he was a 20-year-old sophomore. He wanted to complete his bachelor’s degree to set a good example of degree completion for his children before they started college. Jim was

concerned that he would not receive any advanced standing for his previous on-thejob training, former college credits or military service. I encouraged him to meet with representatives of adult learning programs near his home. Jim consulted with several admissions counselors and received a generous amount of transfer credit for prior college courses, employment and military training. Despite positive feedback about his background, Jim needed additional support for his decision to return to school. When he entered college at the age of 18, he did not know what he wanted to do with his life and his freshman year grades reflected this indecision. As an adult learner, Jim was concerned about success in a higher education setting, especially after some time off. Based on my previous experience and observations, I con-

2018 giving back. is the year of

fidently reassured him that his grades as a returning adult student would most likely be remarkably different (and much better) than his previous academic performance over 20 years ago. Jim’s back-to-school experience is similar to that of many returning adult learners who have a better idea of personal and career goals (and are motivated to complete a degree). Jim found his previous business and personal accomplishments and skills useful in the classroom, and he was grateful for the respect he received from his professors/colleagues for the knowledge and enthusiasm he contributed to the learning environment. Jim was able to combine his previous job achievements with the new knowledge obtained in his major and, despite the demands of his busy personal and professional life, he suc-

cessfully completed all of the academic requirements in his chosen degree program. He later graduated with high honors and became the valedictorian of his graduating class. Jim’s journey is one of many success stories for adult learners. Their dedication to education and enthusiasm for the academic process pave the way for success in the classroom, regardless of age. As academia continues to grow and evolve, it is important to recognize and support these students, as they will continue to make great contributions to our learning communities and institutions. Ann Rodier is a professor and educational consultant for adult learners. She teaches the course “The Adult Learner: Identity, Change and Development” at Fordham University’s School of Professional and Continuing Studies.

Let us review the accepted proposal for your organization’s last fundraiser or corporate event so we can provide a competitive proposal for your next event. We will donate a gift certificate for $150 to Sam’s of Gedney Way as a thank you for the opportunity. FOR NON-PROFITS: If we cater this year’s

fundraiser, we will donate 5% back in auction items or catering upgrades. FOR CORPORATIONS: If we cater this

year’s corporate event, we will donate 5% back in auction items or catering upgrades to your charity of choice.

N Y H O S P I TA L I T Y G R O U P

A grand way to celebrate

CONTACT David Pellon • david@nyhgroup.com 914.949.3543 • www.caperberryevents.com/nyhgroup

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OCTOBER 15, 2018

SMALL BUSINESS HOLIDAY PARTY This is an invitation to all small businesses , neighbors, community groups, and friends. Network while enjoying your personal holiday party at Salem Golf Club! Together with Tony T Entertainment Dance the night away in our grand ballroom with live music, photo booth, and holiday lighting!

Thursday, Fireside After Party 10PM * December 6th

Holiday Party 6PM-10PM

* Additional Fees Apply

Menu Highlights 4 Hours of Top Shelf Open Bar & Hand Selected Wines Served with Dinner Elaborate Hors d'Oeuvres

Raw bar including jumbo poached shrimp Boneless short rib croustade House made pigs in a blanket with mini beer steins Silver dollar stuffed mushrooms

Martini Salad Bar Chef Manned "build your own " pasta station

Chef Carving Station

Slow roasted prime rib of beef Cedar plank roasted salmon

Pacific Rim Station

SGC kung pow chicken Sweet 'n Sour pineapple shrimp

Potato bar with all the "trimmings"

Decadent Dessert Buffet including Housemade fresh mini donuts

Only

$68

Purchase tickets on our website at www.salemgolfclub.org or Call Trish at 914.669.5485 ext.129

+ tax

Per Person

OCTOBER 15, 2018

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Easy on/off Route 84 & I 684

* 18 Bloomer Rd, North Salem NY 10560 * 914.669.5485 *

Faces and Places Big tickets BTIG LLC — the global financial services firm specializing in institutional trading, investment banking, research and related brokerage services — recently held its annual BTIG Charity Day in Manhattan. The firm hosted 80 all-star athletes, models, actors, actresses, musicians, journalists, politicians, business leaders and other cultural icons, who acted as guest traders at the event. Each celebrity was an ambassador for a charity of his choice. More than 300 nonprofits were the beneficiaries of the $5 million dollars that was raised. Since its inception, BTIG’s charity day events have donated more than $45 million to worthy causes. 1. 2. 3. 4. 5. 6. 7. 8. 9.

Ernie Anastos Denis Leary Joe Namath and Joe Girardi Beth Ostrosky Stern Brian Cashman Steve Buscemi Eli Manning Didi Gregorius Walt Frazier and Charles Oakley

3 4

Investing—

without incurring a loss of principal, that is, the initial investment. In general, dollars targeted for short-term use should be put in less volatile markets to avoid situations where, for instance, money is needed from an investment whose price happens to be down at the time. Say, for example, your plan is to withdraw invested money within three years. Opting for a certificate of deposit, savings account, short-term bond or money market account might be worthwhile options because although the return on investment for each may be lower than it would be through a more volatile stock investment, such principal investments would be relatively safe and readily available, regardless of shifting market conditions. • Matching market shifts takes advantage of market fluctuations, including through dollar cost averaging, which involves using a fixed-dollar amount to purchase shares of stock or a mutual fund at scheduled intervals. Because the fixed-dollar amount remains steady, when prices are high, fewer shares are bought, and when prices are low, more are accumulated. While not guaranteed, overall, the strategy typically results in a lower average price per share than would be incurred for a set number of shares bought at each interval. Another option is to try to “time the market,” where investors attempt to predict the price of shares during the next few months and invest fully in them at their lowest cost. Market timing, however, amounts to guesswork and generally is unsuccessful. Regular investing through an informed and manageable strategy is preferable. • The long-term success of any investment portfolio depends on intermittent reviews of it. Changing conditions can have good and bad effects on investments, so it’s important to conduct regular portfolio reviews. Aside from the opportunity to correct poor returns, monitoring progress ensures your investment strategy is moving in its desired direction. For example, investment ratios that were established at the onset of your program may skew over time, necessitating a rebalance of them according to your desired strategy. Let’s say, for instance, that your portfolio included an 80 percent-to-20 percent mix of stocks and bonds, which, a few years down the road, shifted to 88 percent and 12 percent, respectively. In that case, it might be time to reallocate funds according to your initial investment objectives. Another consideration is changing lifestyle needs, such as fulfilling college costs or planning for an approaching retirement, which might affect how your investments are handled. No investment strategy is perfect, but smart planning and monitoring with informed decisions can help keep investments on track and successful. William D. Winters is senior vice president, managing director, Hudson Valley for Tompkins Financial Advisors, www. tompkinsfinancialadvisors.com.

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OCTOBER 15, 2018

HERDE DE FERME IS A COLLECTION OF LUXURY ALPACA ACCESSORIES AND HOME DÉCOR.

An array of colors keeps this long fur boa constantly surprising you – a quick flip reveals yet another look.

hdfalpaca.com 22

OCTOBER 15, 2018

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Facts & Figures BANKRUPTCIES

COURT CASES

Manhattan

Westchester

Akcafe of New York L.L.C., 208 E. 34 St., New York 10016. Chapter 11, voluntary. Attorney: Douglas J. Pick, New York City. Filed Oct. 5. Case no. 18-13052-smb.

Credit Karma, Inc., et al. Filed by Kabir Singh. Action: Breach of contract. Attorney for plaintiff: Robert Joseph Sciglimpaglia. Filed Oct. 5. Case no. 7:18-cv-09153.

Ali Baba’s Terrace Inc., 862 Second Ave., New York 10017. Chapter 11, voluntary. Attorney: Douglas J. Pick, New York City. Filed Oct. 5. Case no. 18-13050-smb.

New York

Brother Fish Market Inc., 3845 Broadway, New York 10032. Chapter 11, voluntary. Attorney: Michael A. King, Brooklyn. Filed Oct. 8. Case no. 18-13065-shl. FIKA 10 Park Avenue L.L.C., 824 Tenth Ave., New York 10019. Chapter 11, voluntary. Attorneys: Hanh V. Huynh and Paul Rubin, New York City. Filed Oct. 4. Case no. 18-13028mew. Jimmy’s Coffee Shop Inc., 990 Sixth Ave., New York 10018. Chapter 7, voluntary. Attorney: Todd S. Cushner, White Plains. Filed Oct. 4. Case no. 18-13025-jlg. K.D. Dids Inc., 140 E. 144 St., Bronx 10451. Chapter 11, voluntary. Attorney: Charles E. Simpson, New York City. Filed Oct. 8. Case no. 18-13064shl.

White Plains Aron’s 36 Realty Corp., 78 S. Central Ave., Nanuet 10954. Chapter 7, voluntary. Attorney: pro se. Filed: Oct. 4. Case no. 18-23510-rdd.

Items appearing in the Westchester County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken. Questions and comments regarding this section should be directed to: Peter Rubino c/o Westfair Communications Inc. 3 Westchester Park Drive, Suite G7 White Plains, N.Y. 10604-3407 Phone: 694-3600 • Fax: 694-3699

Affordable Luxury New York Inc. d.b.a. Pret-A-Fleur, et al. Filed by Venus Et Fleur LLC. Action: Trademark infringement (Lanham Act). Attorney for plaintiff: Sean Mack. Filed Oct. 5. Case no. 1:18-cv09155. Cable News Network Inc., et al. Filed by Steve Sands. Action: Copyright infringement. Attorney for plaintiff: Richard Liebowitz. Filed Oct. 4. Case no. 1:19-cv-09129-AKH. Globe Electric Company Inc., et al. Filed by Quirky IP Licensing LLC. Action: Patent infringement. Attorney for plaintiff: Harris A. Wolin. Filed Oct. 4. Case no. 1:18-cv09110-VSB. Metlife Inc., et al. Filed by Pediatric Dental PLLC. Action: Civil enforcement of employee benefits. Attorney for plaintiff: Michael H Bernstein. Filed Oct. 4. Case no. 1:18-cv-09113-VSB. Metropolitan Retina Associates PC, et al. Filed by United States of America. Action: False Claims Act. Attorney for plaintiff: Jacob Max Bergman. Filed Oct. 5. Case no. 1:18-cv-09146-AJN. NYU Langone Medical Center, et al. Filed by Honore Burtt. Action: Americans with Disabilities Act-Employment discrimination. Attorney for plaintiff: Melissa E. Pierre-Louis. Filed Oct. 8. Case no. 1:18-cv-09202-JPO. Starbucks Corp., et al. Filed by Juan Rafael Marten. Action: Diversity-fraud. Attorney for plaintiff: C.K. Lee. Filed Oct. 8. Case no. 1:18-cv09201-JGK. The Dream Careers Inc., et al. Filed by Pace University. Action: Diversity-breach of contract. Attorney for plaintiff: Darrell John. Filed Oct. 4. Case no. 1:18-cv-09121-PKC.

ON THE RECORD

DEEDS Above $1 million 1200 Brown Street LLC, Yorktown Heights. Seller: Renato Cottini LLC, Thornwood. Property: 1200 Brown St., Peekskill. Amount: $4.6 million. Filed Sept. 19. 925-1025 Westchester Avenue of New York LLC, Rye Brook. Property: 925-1025 Westchester Ave., White Plains. Amount: $14.7 million. Filed Sept. 17. Ace Tents Amusements Corp., Yonkers. Seller: 115 Austin Avenue LLC, Yonkers. Property: 115 Austin Ave., Yonkers. Amount: $2.9 million. Filed Sept. 19. Sirva Relocation Credit LLC. Seller: Anthony J. Versace, et al, Dobbs Ferry. Property: 25 Lewis Ave., Greenburgh. Amount: $1.3 million. Filed Sept. 20.

Below $1 million 1 Beverly LLC, New Rochelle. Seller: Wells Fargo Bank N.A. Property: 1270 North Ave., 6B, New Rochelle. Amount: $183,700. Filed Sept. 19. 1618 Park Street LLC, Cortlandt Manor. Seller: Mary V. Warren, Peekskill. Property: 324 Broad Street North, Peekskill. Amount: $94,000. Filed Sept. 19. 173 Country Ridge Partners LLC, Rye Brook. Seller: U.S. Bank N.A. Property: 173 Country Ridge Drive, Rye. Amount: $650,000. Filed Sept. 17. 180 Voss Ave Corp., Yonkers. Seller: Joal Lake LLC, Yorktown. Property: 176 Voss Ave., Yonkers. Amount: $262,500. Filed Sept. 20. 180 Voss Ave Corp., Yonkers. Seller: Joal Lake LLC, Yorktown. Property: 180 Voss Ave., Yonkers. Amount: $262,500. Filed Sept. 20. 180 Voss Ave Corp., Yonkers. Seller: Lake Avenue Iga Inc., Yorktown. Property: 174 Voss Ave., Yonkers. Amount: $675,000. Filed Sept. 20.te Plains. 3-5 Rose Street LLC, Hastings-on-Hudson. Seller: Jacqueline Questo, Yorktown Heights. Property: 3 Rose St., Greenburgh. Amount: $575,000. Filed Sept. 17. Cartus Financial Corp., Danbury, Connecticut. Seller: Michael Reynolds, et al, White Plains. Property: 79 N. Broadway, G2, White Plains. Amount: $326,100. Filed Sept. 20.

Cole Enterprises 72 Hickory Kingdom LLC, Chappaqua. Seller: Cadwallader W. Kelsey III, Greenwich, Connecticut. Property: 72 Hickory Kingdom Road, North Castle. Amount: $350,000. Filed Sept. 21. Dendel LLC, Eastchester. Seller: Suzanne McMko, Eastchester. Property: 65 Ridge St., Eastchester. Amount: $620,000. Filed Sept. 19. Deutsche Bank National Trust Co. Seller: Massimo DiFabio, Purchase. Property: 458 Bedford Ave., Mount Vernon. Amount: $324,000. Filed Sept. 21. Federal National Mortgage Association. Seller: Anthony S. Colavita, Eastchester. Property: 69 Georgia Ave., 15D, Yonkers. Amount: $575,060. Filed Sept. 20. Federal National Mortgage Association. Seller: Charmaine Miles, Bronx. 9 Montgomery Ave., Greenburgh. Amount: $382,710. Filed Sept. 18. JSLB Yonkers LLC, Bronx. Seller: Richard C. Ryan, Yonkers. Property: 211 Somerville Place, Yonkers. Amount: $760,000. Filed Sept. 18. Mortgage Assets Management LLC, New York City. Seller: Melanie F. Fikel, White Plains. Property: 50 Merlin Ave., Mount Pleasant. Amount: $947,177. Filed Sept. 20. Pandi Real Estate LLC, Croton-on-Hudson. Seller: White Plains Equities LLC, Bronxville. Property: 2 Greenridge Ave., White Plains. Amount: $220,000. Filed Sept. 21. Rosemar Development LLC, Bronx. Seller: Patricia A. Singleton, Mount Kisco. Property: 42 Kiscona Road, Mount Kisco. Amount: $400,000. Filed Sept. 21. Sortudo Holdings LLC, Mount Vernon. Seller: 64 West Lincoln LLC, Bronx. Property: 64 W. Lincoln Ave., Mount Vernon. Amount: $400,000. Filed Sept. 21. The Bank of New York Mellon. Seller: Jose Pena, et al, Yonkers. Property: 41 Cedar Lane, Ossining. Amount: $750,122. Filed Sept. 19. Treasty Management LLC, Hartsdale. Seller: Maud Brown, Scarsdale. Property: 312 Main St., 2F, White Plains. Amount: $235,000. Filed Sept. 20. U.S. Bank N.A. Seller: Edgar Leon, et al White Plains. Property: 126 Washington St., Mamaroneck. Amount: $508,688. Filed Sept. 20.

Waremibrooke Realty Corp., Yonkers. Seller: Leyda Colon, Yonkers. Property: 50 Lefferts Road, Yonkers. Amount: $325,000. Filed Sept. 19. Wilmington Savings Fund Society FSB. Seller: Gregory J. Morin, et al, White Plains. Property: 6 Butler Hill Road, Somers. Amount: $248,115. Filed Sept. 19. Zappico Real Estate Development LLC, Hawthorne. Seller: Frank Bergh, Yorktown Heights. Property: Jaclyn Lane, Yorktown. Amount: $125,000. Filed Sept. 20.

FORECLOSURES Amawalk, 15 Watergate Drive. Single-family residence; lot size: 1.03 acres. Plaintiff: HSBC Bank USA National Association. Plaintiff’s attorney: Gross Polowy LLC, 1775 Wehrle Drive, Williamsville, New York. Defendant: Irina Fiorella. Referee: Maria Rose Sammarco. Sale: Oct. 16, 10:30 a.m. Approximate lien: $675,937.67. Armonk, 3 Leisure Farm Drive. Single-family residence; lot size: 3.11 acres. Plaintiff: Key Bank NA. Plaintiff’s attorney: Shapiro, DiCaro & Barak, 175 Mile Crossing Blvd.,Rochester. Defendant: Anthony Vereziano. Referee: Anthony Colavita. Sale: Oct. 16, 9:30 a.m. Approximate lien: $1,953,189.18. Bedford, 20 Hook Road. Single-family residence; lot size: 3.22 acres. Plaintiff: MNH Sub1 LLC. Plaintiff’s attorney: Knuckles, Komosinski & Elliot, 565 Taxter Road, Suite 509, Elmsford. Defendant: Michele Foley. Referee: Camille Allen. Sale: Oct. 17, 11:30 a.m. Approximate lien: $354,095. Bronxville, 123 Lockwood Ave. Single-family residence; lot size: .12 acres. Plaintiff: PennyMac Corp. Plaintiff’s attorney: Frenkel, Lambert, Weiss, Weisman & Gordon, 53 Gibson St., Bay Shore. Defendant: John DePietro. Referee: Steven Lubowitz. Sale: Oct. 22, 10 a.m. Approximate Lien: $661,781. Harrison, 4 Palma Drive. Single-family residence; lot size: 1.4. acres. Plaintiff Wells Fargo Bank National Association. Plaintiff’s attorney: Shapiro, DiCaro & Barak, 175 Mile Crossing Blvd., Rochester. Defendant: Ruben Paredes. Referee: Charles D’Agostino. Sale: Oct. 17, 11 a.m. Approximate lien: $858,037. Katonah, 512 Pea Pond Road. Single-family residence; lot size: 4.6 acres. Plaintiff: Wells Fargo Bank National Association. Plaintiff’s attorney: Aldridge Pite LLP, Marcus Drive, Melville. Defendant: Sloan Brown. Referee: Lorraine Vivian Kathleen Coyle. Sale: Oct. 15, 10 a.m. Approximate lien: $1,054,809.

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Mohegan Lake, 3519 Hillside St. Single-family residence; lot size: N/A. Plaintiff: M&T Bank. Plaintiff’s attorney: Cohn & Roth, East Old Country Road, Mineola. Defendant: Aurea Palomino: Referee: Darren DeUrso. Sale: Oct. 19, 9 a.m. Approximate lien: $301, 453. Mohegan Lake, 3435 Lexington Ave. Multipurpose residence; lot size 150x154. Plaintiff: The Bank of New York Mellon. Plaintiff’s attorney: DeRose & Surico, 213 44 38th Ave., Bayside. Defendant: Martin Patten. Referee: Elliot Kaplan. Sale: Oct. 17, 10:30 a.m. Approximate lien: $760,685. Mount Kisco, 120 Crow Hill Path. Single-family residence; lot size: 1.9. acres. Plaintiff: The Bank of New York Mellon. Plaintiff’s attorney: Gross Polowy LLC, 1775 Wehrle Drive, Williamsville, New York. Defendant: Mak McNamara. Referee: Guy Parisi. Sale: Oct. 22, 9:30 a.m. Approximate lien: $777,513. Mount Vernon, 12 Putnam St. Two-family residence, lot size: .12 acres. Plaintiff: Beal Bank SSB. Plaintiff’s attorney: Stein, Wiener & Roth, 1 Old Country Road, Suite 113, Carle Place. Defendant: Hector Robinson. Referee: Clement Patti. Sale: Oct. 17, 10:30 a.m. Approximate lien: $594,487. Mount Vernon, 165 Sheridan Ave. Single-family residence; lot size: .17 acres. Plaintiff: Citibank NA. Plaintiff’s attorney: Gross Polowy LLC, 1775 Wehrle Drive, Williamsville, New York. Defendant: Karen Keith. Referee: Barbara Lerman. Sale: Oct. 16, 9:30 a.m. Approximate lien: $1,364,036.02. New Rochelle, 41 Linwood Road. Single-family residence; lot size. 16 acres. Plaintiff: Banc of America Fund Corp. Plaintiff’s attorney: Davidson, Fink, Cook, Keyy & Galbraith, 28 E. Main St., Suite 1700, Rochester. Defendant: Carolyn Sabatini. Referee: Barbara Lerman. Sale: Oct. 16, 9 a.m. Approximate lien: $390,141. Pelham, 1 Hillside Ave. Single-family residence; lot size 57x36. Plaintiff: HSBC Bank USA National Association. Plaintiff’s attorney: McCabe, Weisberg & Conway PC, 145 Huguenot St., Suite 401, New Rochelle. Defendant: Mananadurai Somalingam. Referee: Guy Parisi. Sale: Oct. 19, 10 a.m. Approximate lien: $605,422. Pound Ridge, 33 Rolling Meadow Lane. Single-family residence; lot size: 1.0 acres. Plaintiff: HSBC Bank USA National Association. Plaintiff’s attorney: Fein Such & Crane LLP, 1400 Old Country Road, Westbury. Defendant: Santo Borsellino, Referee: Michele Bermel. Sale: Oct. 22, 10 a.m. Approximate lien: $224,985.

OCTOBER 15, 2018

Good Things Happening ANOTHER PRESERVATION ACHIEVEMENT

Polly Watt

WATT JOINS HOULIHAN LAWRENCE

Polly Watt has joined the Yonkers office of Houlihan Lawrence where she will be concentrating on Yonkers, Tuckahoe, Mount Vernon, Riverdale and the Bronx. She had been with Better Homes and Gardens Rand Realty. Watt has been in real estate for 17 years. She entered the field after spending 30 years as a radiology transcriptionist at a medical center. Watt is a member of the Hudson Gateway Association of Realtors and the National Association of Realtors, and holds several designations, including Accredited Buyer Representative, Certified Buyer Representative and Short Sale and Foreclosure Resource.

NEW WESTHAB BOARD MEMBERS

Yonkers-based Westhab, which develops and manages affordable housing units in Westchester, has three new members on its board of directors. Frederick K. Mehlman is recently retired after a career in asset and property management. His work included management of large national multifamily and commercial portfolios. He is also the former chief real estate regulator for New York state. Ayanna C. Wayner is a project manager for the NHP Foundation, a national nonprofit affordable housing developer. She served as the deputy commissioner of economic development for New Rochelle. Richard St. Paul founded the St. Paul Law Firm. He is a member of the Nation Council for The American Israel Public Affairs Committee and also serves on the executive board of the New Rochelle Chapter of the NAACP. “We are fortunate to have them join our dynamic board to lead us during a time of growth,” said Richard Nightingale, president and CEO of Westhab.

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Back row, Land Trust personnel from left: Vice President Kara Whelan; advisory board member Brendon DeSimone; board member Douglas M. Kraus; advisory board member Michael Surdej; and board member Gary Perusse. Front row, from left: board member Norma Silva; Sister Lorelle; Land Conservation Projects Manager John Baker; and board member Nanette Bourne.

The Dominican Sisters of Hope in Ossining hosted an afternoon of celebration recently to commemorate the preservation of 34 acres of the 61-acre property known as The Mariandale Center. Mariandale is owned by the Dominican Sisters of Hope and is adjacent to the Hudson River. The property will continue to be owned and managed by the Sisters as a retreat and conference center.

Westchester Land Trust (WLT) will hold the conservation easement, which prohibits further development and protects significant ecological resources. “Since 2011, we have been blessed to have a number of people help us focus on this core value and ultimately commit to this land conservation easement. Our hope is that, in the future, this land will be a

source of healing for body, mind and spirit, as well as a place of refuge for the wildlife,” said Sister Lorelle, O.P., prioress of the Dominican Sisters of Hope. The Sisters, along with WLT Vice President Kara Whelan, unveiled a map delineating the conservation easement boundaries and signed a copy of the conservation easement.

WMCHEALTH LAUNCHES FOOD FOR LIFE COUNCIL

Front row from left: Kathleen Finlay, Glynwood Farms; Martha Lopez, Westchester County; Isabel Villar, El Centro Hispano; Kara Bennorth, WMCHealth Network; Sue Gerry, WMCHealth Network; Elizabeth Bracken-Thompson, Thompson & Bender; Sara Elliott, Stone Barns Center for Food and Agriculture; Jerry Simonetty, Hudson Valley Fresh. Second row from left: Toby Pidgeon, Feeding Westchester; Colette Phipps, Westchester County; Michael Kahpan, Purdy’s Farmer & the Fish; Barbara Kram, WMCHealth Network; Gibson Durnford, Westchester County Agricultural Council; Sarada Bernstein, ShopRite Supermarkets; Peter X. Kelly, Xaviars Group; Christen Cupples Cooper, Pace University; Ron Gallo, Inn at Pound Ridge; Leslie Lampert, Café of Love; Phillip McGrath, Westchester Community College; Michael Kelly, Liberty Street Bistro; and Michael Tomeseski, Putnam/Northern Westchester BOCES.

The Westchester Medical Center Health Network (WMCHealth) has launched a new initiative to address food policy issues in the Hudson Valley. The Food for Life Council held its first meeting recently at Stone Barns Center for Food and Agriculture to outline some of the most pressing food policy issues facing local communities and to design an action agenda to start seeking solutions “With all the miracles that mod-

ern medicine brings, we have yet to conquer one of the most important basic health needs: access to nutritious food,” said Michael Israel, president and CEO of WMCHealth, which treats more than 300,000 patients annually at its 10 hospitals. “By harnessing some of the best food-focused minds in our region and applying the principles of collective impact, we intend to align and develop action-oriented solutions

that will result in meaningful industry and community engagement around food access and nutrition.” One key area to be dealt with is food insecurity, which results in an estimated 1 in 5 people in the Hudson Valley having limited or uncertain access to food. Nutrition is another cause for concern, with only 1 in 10 adults eating the recommended quantities of fruit and vegetables daily.

BURKE HOSTS WHEELCHAIR GAMES Wheelchair athletes of all ages and ability levels participated in Burke Rehabilitation Hospital’s 39th annual Wheelchair Games recently at its 61-acre campus in White Plains. The event allowed disabled persons to show their abilities in a variety of track, field and table tennis competitions. Sports are known for their therapeutic benefits and the Wheelchair Games helps build strength, coordination, endurance and self-confidence. “The Wheelchair Games gives athletes of all abilities the opportunity to compete in events they otherwise might not have access to,” said Richard Sgaglio, Burke’s vice president of marketing, communications and development. “The games also provide an inclusive and supportive environment where the spirit of comradery thrives.” Burke Rehabilitation Hospital was founded in 1915 through an endowment from philanthropist John Masterson Burke. It is the only hospital in Westchester County dedicated solely to adult rehabilitation medicine and in 2016 became part of the Montefiore Health System.

LIONS ROAR OVER MILESTONE

The Larchmont Mamaroneck and New Rochelle Lions Clubs recently got together to celebrate their 95th anniversaries. The cocktail hour and dinner party were held at the Thornton Donovan School in New Rochelle, which has been a fixture in Westchester education since its founding in 1901. The celebration was attended by New York Lions District 20R2 Governor Gustavo Sanchez, as well as three past district governors and other district Lions leaders. Special proclamations from Gudrun Yngvadottir of Iceland, the president of Lions International, were presented to each club. Gudrun is the first woman to be president of Lions International. Lions Clubs International is the world’s largest service organization. The local clubs are joining with others in the international organization for efforts to deal with five causes this year: vision, the Lions signature cause since 1927; hunger; the environment; diabetes; and childhood cancer. The Lions Clubs also support the United Nations program Planet 50-50, designed to bring gender equality to the world by the year 2030, and are involved in helping refugees through the UN and directly.

DRESSING FOR THE OCCASION Many businesses have Casual Friday, the day of the week when employees are free to trade normal business attire for something totally comfortable. At JDM Benefits in White Plains on Oct. 5, employees were casual and committed to a cause at the same time. They marked October as Breast Cancer Awareness Month by celebrating the Lee National Denim Day and the American Cancer Society’s Denim Days, wearing denim and donating to a number of nonprofits devoted to fighting breast cancer. “This year, more than 231,000 American women are expected to be diagnosed with breast cancer,” said JDM President Joe Moschitto. “Denim Day is an easy way for corporations to show their support. Each of us at JDM has been touched by breast cancer, whether it be a family member or friend. We’re proud to do whatever we can to help fight this terrible disease.” Since its beginning as a national campaign in 1996, Denim Days has raised more than $97 million to combat breast cancer.

HARRIS PROJECT AT PACE

From left: Joel Breitkopf, president of the Music Conservatory; Jonathan Villoch; Mya Madison Davis; Ciara Sergi; Emma Farley; state Assemblywoman Amy Paulin; and Mayor of White Plains Thomas Roach. Photo by Victor Nieves.

From left, at the banner: MaryJane Shimsky, Alan Marquesano, Pace University Director of Government and Community Relations Bill Colona, Michael Orth, Stephanie Marquesano, Jensyn Marquesano and Tom Abinanti.

The harris project is named for Harris Marquesano, a 19-year-old from Ardsley who died of an accidental drug overdose in 2013. Harris had what is termed “co-occuring disorders” – one or more mental health disorders coupled with substance misuse or addiction. The harris project, designed to call attention to the need for early intervention, was founded by Harris’ mother, Stephanie Marquesano. Recently, more than 350 project supporters staged the first Co-Occurring Disorder Aware-

ness Walk in the U. S. at Pace University’s stadium in Pleasantville. Among those participating were Michael Orth, the commissioner of Westchester County’s Department of Community Mental Health, County Legislator MaryJane Shimsky, state Assemblyman Tom Abinanti, members of Pace men’s and women’s sports teams, as well as more than 80 student-athletes from Mercy College and volunteers from Valhalla High School.

Entertainment was provided by Zeke Thomas, a sexual assault and substance abuse survivor and the son of NBA Hall of Fame player Isiah Thomas. The event was organized by Stephanie Marquesano, Pace University Director of Government and Community Relations Bill Colona and Pace Student Athlete Advisory Committee members Amanda Dickerson and Victoria Kealy.

BEDFORD PLAYHOUSE HOLDS GRAND OPENING

Stephanie L. Goldstein

GOLDSTEIN NOW AT GOLDBERG SEGALLA Goldberg Segalla has added associate Stephanie L. Goldstein to the law firm’s office in White Plains. Goldstein was previously with Pillinger, Miller and Tarallo in Elmsford. Goldstein focuses her practice on construction, premises liability, labor law, professional liability and health care. She is a member of the American Bar Association and the New York State Bar Association. She earned her bachelor’s degree at Boston University and received her law degree from the Syracuse University College of Law.

David Worby, left, with Clive Davis

Workers put ﬁnishing touches on the mural. Photo by Victor Nieves.

MUSICAL HIGH NOTES ON A MURAL

The Music Conservatory of Westchester recently held an outdoor party to unveil the new music-themed mural adorning one side of its building on Central Avenue in White Plains. More than 150 people attended the event, which featured live music, food trucks and family activities. The mural is the result of a collaborative effort by professional mural artist Jonathan Villoch and Westchester County high school students. A competition was held in which concepts by Pelham Memorial High School student Mya Madison Davis and White Plains High School student Ciara Sergi were selected to be incorporated into the finished mural. Finalists were Emma Farley Albert Leonard Middle School in New Rochelle and Lucy Schwartzreich of Horace Greely High School in Chappaqua. Music Conservatory Executive Director Jean Newton said, “We are really thrilled to have this opportunity to do this project and paint this beautiful design on our building.”

Among those attending, Janie and Chevy Chase.

Bedford Playhouse marked its oﬃcial opening with a full weekend of parties and events. Now a state-of-the-art film, arts and cultural center, the playhouse also carries the name of Clive Davis, legendary music producer who funded a portion of the $6 million rebuilding cost.

The new facility boasts three theaters, one named after Westchester attorney David Worby, event spaces, a luxurious wine tasting and green room and more. Playhouse founder John Farr said, “The community came out in big numbers

and you could feel the electricity in the air. Our supporters are so excited and joyful about what’s to come, and so are we!” Musician Paul Shaﬀer, comedian Robert Klein and actor Jeﬀrey Tambor were among the celebrities on hand for the Saturday night gala.

Information for these features has been submitted by the subjects or their delegates.

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OCTOBER 15, 2018

Facts & Figures Tuckahoe, 52 Washington St. Two-family residence; lot size: .11 acres. Plaintiff: Wilmington Trust NA. Plaintiff’s attorney: Friedman Vartolo LLP, Broad Street, New York City. Defendant: Celia Watt. Referee: Andrew Buder. Sale: Oct. 16, 10 a.m. Approximate lien: $916,237.48. White Plains, 17 Charles St. Single-family residence; lot size: 40x86. Plaintiff: Deutsche Bank National Trust Co. Plaintiff’s attorney: Gross Polowy LLC, 1775 Wherle, Williamsville, New York. Defendant: Celia Garcia. Referee: Pat Longobucco. Sale: Oct. 17, 1 p.m. Approximate lien: $791,784. White Plains, 217 Prospect Ave. Single-family residence; lot size: .12 acres. Plaintiff: HSBC Bank USA National Association. Plaintiff’s attorney: Leopold & Associates PLLC, 80 Business Park Drive, Armonk. Defendant: Vivian Plummer. Referee: Charles D’Agostino. Sale: Oct. 17, 10:30 a.m. Approximate lien: $331,752. Yonkers, 132 Winfield Ave. Single-family residence, lot size: .14 acres. Plaintiff: Wells Fargo Bank National Association. Plaintiff’s attorney: Aldridge Pite LLP, Marcus Drive, Melville. Defendant: Joseph Schepisi. Referee: Andrew Romano. Sale: Oct. 15, 9 a.m. Approximate lien: $323,547.

JUDGMENTS 444 Inc., New Rochelle. $66,879 in favor of J Lemle and Sons LLC, New York City. Filed Sept. 17. Axre Corp., North White Plains. $38,591 in favor of 901 Properties LLC, New York City. Sept. 18. BM Fee Ltd., White Plains. $9,600 in favor of Mobile Mini Inc., Tempe, Arizona. Filed Sept. 26. Degennaro Construction LLC, Yonkers. $11,412 in favor of Byram Concrete and Supply LLC, White Plains. Filed Sept. 21. Hajjar Medical Office Building of Mount Kisco LLC, Glen Rock, New Jersey. $25,431 in favor of Landscape Inc., Katonah. Filed Sept. 26. HPC Wireless Services LLC, Danbury, Connecticut. $27,235 in favor of Azcom Inc., Mount Vernon. Filed Sept. 21. Irvington Builders Inc., Tarrytown. $44,193 in favor of M Rondano Inc., Norwalk, Connecticut. Filed Sept. 25. Mrs. Greens of Yorktown Heights Inc., Mount Kisco. $24,323 in favor of Country Life LLC, Hauppauge. Filed Sept. 21. New Pop LLC, New York City. $22,844 in favor of Krasdale Foods Inc., White Plains. Filed Sept. 27.

OCTOBER 15, 2018

Saint Joseph Family Medicine, Yonkers. $884 in favor of Jay’s Heating and Air Corp., Yonkers. Filed Sept. 28. White Plains Auto Company LLC, White Plains. $54,851 in favor of Amur Equipment Finance Inc., New York City. Filed Sept. 27.

LIS PENDENS The following filings indicated a legal action has been initiated, the outcome of which may affect the title to the property listed. Balsky, Gayle, et al. Filed by Capital One N.A. Action: seeks to foreclose on a mortgage to secure $950,000 affecting property located at 9 Hoffman Road, Mount Kisco 10549. Filed May 31. Brown, Delroy, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $365,000 affecting property located at 126 S. Fifth Ave., Mount Vernon 10550. Filed May 31. Calimlim, Jaime, et al. Filed by U.S. Bank Trust N.A. Action: seeks to foreclose on a mortgage to secure $626,835 affecting property located at 612 Baldwin Place, Mamaroneck 10543. Filed May 30. Conte, Tracy L., et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $825,000 affecting property located at 220 Long Hill Road East, Briarcliff Manor 10510. Filed May 31. Davis, Regina Johnson, et al. Filed by The Bank of New York Mellon Trust Company N.A. Action: seeks to foreclose on a mortgage to secure $284,250 affecting property located at 130 N. Kensico Ave., Unit 20, West Harrison 10604. Filed May 31. Harr, Jamie, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $86,500 affecting property located at 20 Broadway, Verplanck 10596. Filed May 30. Inniss, Norman, et al. Filed by United Mortgage Corp. Action: seeks to foreclose on a mortgage to secure $213,567 affecting property located at 115 S. Ninth Ave, Mount Vernon 10550. Filed May 31. Jackowski, Dennis G., et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $100,000 affecting property located at 67 First St., Yonkers 10704. Filed May 31. Kessler, John A., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $690,000 affecting property located at 26 Young Road, Katonah 10536. Filed May 29.

WCBJ

Lindsey, Carolyn, the unknown heirs of the estate of Louella L. Spivey, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $50,000 affecting property located at 160 Hillside Ave., Mount Vernon 10553. Filed May 29.

Unknown heirs of the estate of Nancy Hardy, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $675,000 affecting property located at 89 Neptune Ave., New Rochelle 10805. Filed May 31.

Moffa, Marie, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $75,000 affecting property located at 74 Dale Road, Eastchester 10709. Filed May 30.

Vernon-Tangherlini, Mireya, et al. Filed by Caliber Home Loans Inc. Action: seeks to foreclose on a mortgage to secure $412,087 affecting property located at 28 Barnwell Drive, White Plains 10607. Filed May 29.

Orozco, Rafael, et al. Filed by MTGLQ Investors LP. Action: seeks to foreclose on a mortgage to secure $445,000 affecting property located at 44 Jackson St., New Rochelle 10801. Filed May 31.

Wager, Jason, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $351,037 affecting property located at 352 Summit Ave., Mount Vernon 10552. Filed May 30.

Pentenero, Ann, et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $400,000 affecting property located at 106 Smith Ave., White Plains 10605. Filed May 30.

Wirchansky, Dominick, et al. Filed by U.S. Bank Trust N.A. Action: seeks to foreclose on a mortgage to secure $335,993 affecting property located at 232 Truman Ave., Yonkers 10703. Filed May 31.

Portillo, Maria, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $128,000 affecting property located at 132 Park Hill Ave., Yonkers 10701. Filed May 29.

Mechanic’s Liens

Rookwood, Herman R., et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $122,129 affecting property located at 125 Curtis Lane, Yonkers 10701. Filed May 31. Santucci, Modestino, et al. Filed by Wilmington Trust N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 36 Dale Ave., Ossining 10562. Filed May 31. Schildwachter, David C. Jr., et al. Filed by New Penn Financial LLC. Action: seeks to foreclose on a mortgage to secure $202,150 affecting property located at 411 Rich Ave., Mount Vernon 10552. Filed May 30. Slavin, Kevin, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $425,000 affecting property located at 182 Sprain Road, Ardsley 10502. Filed May 31. Smith, Brenda, et al. Filed by U.S. Bank Trust N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 19 Birch St., New Rochelle 10801. Filed May 29. Tamko, Franck, et al. Filed by United Nations Federal Credit Union. Action: seeks to foreclose on a mortgage to secure $317,240 affecting property located in Yonkers. Filed May 30.

Avalon Yonkers ATI Site LLC, as owner. $1.3 million as claimed by ASF Construction and Excavation Co., Tarrytown. Property: in Yonkers. Filed Sept. 20. Baywood Hotels Inc., as owner. $51,632 as claimed by Mito Insulation Inc. Property: in Greenburgh. Filed Sept. 17. Della Femina, Adam, as owner. $5,250 as claimed by Total Temperature Inc. Property: in Scarsdale. Filed Sept. 26. Gleason, Barbara, as owner. $5,380 as claimed by RSG Home Improvements Inc., Mamaroneck. Property: in Pelham. Filed Sept. 20. Johnson, Charles, et al, as owner. $167,000 as claimed by BLG Contracting LLC, Yonkers. Property: in Mount Vernon. Filed Sept. 24. Washington Ave Lofts LLC, as owner. $32,503 as claimed by Lake Industrial Corp. Property: in Mount Pleasant. Filed Sept. 25.

NEW BUSINESSES

Amir Enterprises Inc., d.b.a. United Hardware, 18 Banksville Road, Bedford 10506. Filed March 27.

Royal Medical Transportation, 1 Landmark Square, Apt. 121, Port Chester 10573, c/o Gregory C. Tauro. Filed March 27.

Automotive Administrative Staffing Alternative Professionals Inc., d.b.a. officeASAP, 47 Sterling Ave., Yonkers 10704. Filed March 27.

The Beauty Room Organic Skincare, 280 Mamaroneck Ave., 211/A, White Plains 10605, c/o Ilona Klara Tizedes. Filed March 27.

Bedford Hills Dance Studio Inc., d.b.a. New York Ballroom Dance Center, 172 Harris Road, Bedford 10507. Filed March 27.

PATENTS

Children’s Ophthalmology, P.C., d.b.a. Boston Children’s Ophthalmology, 40 Saw Mill River Road, Suite 7 (upper level), Hawthorne 10532. Filed March 27. EA.BLE Corp., d.b.a. GKL Limousine, 3038 Crompond Road, Yorktown Heights 10598. Filed March 27. Jem’s Financial Services Corp., d.b.a. W. Matthews Agency, 432 Mamaroneck Ave., Mamaroneck 10543. Filed March 27. JSP 520 Inc., d.b.a. Retro 520 Diner, 524 Gramatan Ave., Mount Vernon 10552. Filed March 27. LHC Capital Partners Inc., d.b.a. LHC Capital, 2 Pleasant St., Rye 10580. Filed March 27. Mcal Enterprises Inc., d.b.a. KB 24 Sports, 7 Milano Court, Croton-on-Hudson 10520. Filed March 27. Parkxy Corp., d.b.a. Divine Wine and Spirits, 3700 Old Crompond Road, Cortlandt Manor 10567. Filed March 27. Pound Ridge Enterprises II Ltd., d.b.a. Perpetual Cemetery Care, 3 Benger Road, Pound Ridge 10576. Filed March 27. PSJSP Inc., d.b.a. Pleasantville Diner, 14 Park Way, Somers 10578. Filed March 27. Yi Lin Inc., d.b.a. Madison Nails, 777 White Plains Road, Scarsdale 10583. Filed March 27.

Sole Proprietorships

This paper is not responsible for typographical errors contained in the original filings.

Cho’s Tae Kwon Do, 181 Westchester Ave., Port Chester 10573, c/o Michael Cho. Filed March 27.

Doing Business As

Mermaid Run, 260 Valentine Lane, Yonkers 10705, c/o Laquana Collymore-bey. Filed March 27.

Action Subpoena Inc., d.b.a. ASubpoena, 28 Sunnyside Drive, Yonkers 10705. Filed March 27.

Pens/Lenore Jenkins, 180 Union Ave., No. 604, New Rochelle 10801, c/o Lenore Jenkins. Filed March 27.

Auto-tuning program analysis tools based on user feedback. Patent no. 10,097,574 issued to Omer Tripp, New York City; Salvatore Angelo Guarnieri, New York City. Assigned to International Business Machines Corp., Armonk. Communicating location specific emergency information to a mobile device. Patent no. 10,097,982 issued to Hung Tack Kwan, Grand Prairie, Texas; Christian E. Loza, Denton, Texas; Olivia G. Loza, Denton, Texas; Mathews Thomas, Flower Mound, Texas. Assigned to International Business Machines Corp., Armonk. Conforming distributed posts to reflect social networking website environments and audiences. Patent no. 10,097,617 issued to Judith H. Bank, Cary, North Carolina; Lisa M. W. Bradley, Cary, North Carolina; Lin Sun, Morrisville, North Carolina. Assigned to International Business Machines Corp., Armonk. Cooperative manufacturing using mobile machines. Patent no. 10,098,022 issued to Eli M. Dow, Wappingers Falls, New York; Thomas D. Fitzsimmons, Poughkeepsie, New York; Tynan J. Garrett, Poughkeepsie, New York; Emily M. Metruck, Poughkeepsie, New York; Charles J. Stocker IV, Austin, Texas. Assigned to International Business Machines Corp., Armonk. Data encryption parameter dispersal. Patent no. 10,097,518 issued to S. Christopher Gladwin, Chicago, Illinois; Kumar Abhijeet, Chicago, Illinois; Greg Dhuse, Chicago, Illinois; Jason K. Resch, Chicago, Illinois. Assigned to International Business Machines Corp., Armonk. Data packet retransmission processing. Patent no. 10,097,453 issued to Thai Franck Le, White Plains, New York; Erich M. Nahum, New York City; Vasileios Pappas, Elmsford, New York; Dinesh Verma, New Castle, New York. Assigned to International Business Machines Corp., Armonk. DNS tunneling prevention. Patent no. 10,097,568 issued to Aaron K. Baughman, Silver Spring, Maryland; Mauro Marzorati, Lutz, Florida; Gregory A. Porpora, New Fairfield, Connecticut. Assigned to International Business Machines Corp., Armonk.

Facts & Figures Facilitating location of and interaction with a convenient communication device. Patent no. 10,097,649 issued to Kuntal Dey, New Delhi, India; Seema Nagar, Bangalore, India; Roman Vaculin, Bronxville, New York. Assigned to International Business Machines Corp., Armonk. Identifying network flows under network address translation. Patent no. 10,097,510 issued to Dakshi Agrawal, Monsey, New York; Bong Jun Ko, Harrington Park, New Jersey; Thai Franck Le, White Plains, New York; Robert B. Nicholson, Southsea, Great Britain; Vasileios Pappas, Elmsford, New York; Dinesh C. Verma, New Castle, New York. Assigned to International Business Machines Corp., Armonk. Minimizing leakage in liquid-cooled electronic equipment. Patent no. 10,098,258 issued to Timothy J. Chainer, Putnam Valley, New York; Pritish R. Parida, Stamford, Connecticut. Assigned to International Business Machines Corp., Armonk. Numerical computation of profiled degrees of alignment in social networking. Patent no. 10,097,665 issued to William J. Hladik Jr. Assigned to International Business Machines Corp., Armonk. Position and authenticate Wi-Fi users to enhance Wi-Fi security control and management. Patent no. 10,098,000 issued to Si Bin Fan, Beijing, China; Yu Gu, Cedar Park, Texas; Su Liu, Austin, Texas; Cheng Xu, Beijing, China. Assigned to International Business Machines Corp., Armonk. Protection and verification of user authentication credentials against server compromise. Patent no. 10,097,544 issued to Lawrence Koved, Pleasantville, New York; Ian M. Molloy, Chappaqua, New Yok; Gelareh Taban, Austin, Texas. Assigned to International Business Machines Corp., Armonk. Providing push notifications to a device based on nearby devices. Patent no. 10,097,657 issued to Jeremy A. Greenberger, Raleigh, North Carolina. Assigned to International Business Machines Corp., Armonk. Secure data redaction and masking in intercepted data interactions. Patent no. 10,097,582 issued to Loenid Rodniansky, Austin, Texas. Assigned to International Business Machines Corp., Armonk. Selectively refreshing address registration information. Patent no. 10,097,508 issued to Jeffrey D. Haggar, Holly Springs, North Carolina; Bruce Ratcliff, Red Hook, New York; Benjamin T. Rau, Raleigh, North Carolina; Jerry W. Stevens, Raleigh, North Carolina. Assigned to International Business Machines Corp., Armonk.

Tamper-respondent assemblies with region(s) of increased susceptibility to damage. Patent no. 10,098,235 issued to John R. Dangler, Rochester, Minnesota; David C. Long, Wappingers Falls, New York; Michael T. Peets, Staatsbug, New York. Assigned to International Business Machines Corp., Armonk. Using integrated code to extract device characteristics for online security. Patent no. 10,097,663 issued to Andras Ferenczi, Peoria, Arizona; Vishnu Garg, Phoenix, Arizona; Vernon Marshall, London, Great Britain; Sluabh Monga, Scottsdale, Arizona; Timothy Rollins, Cave Creek, Arizona; Vishnuvajhala Venkata Subrahmanyam, Phoenix, Arizona. Assigned to International Business Machines Corp., Armonk. Using send buffers and receive buffers for sending messages among nodes in a network. Patent no. 10,097,484 issued to Trung N. Nguyen, Tuscon, Arizona; Louis A. Rasor, Tuscon, Arizona; Juan J. Ruiz, Daly City, California. Assigned to International Business Machines Corp., Armonk.

HUDSON VALLEY BUILDING LOANS Above $1 million 558 Main St LLC, as owner. Lender: CPC Funding SPE 1 LLC. Property: in Poughkeepsie. Amount: $1.6 million. Filed Sept. 28. Abeâ&#x20AC;&#x2122;s Custom Construction LLC, Spring Valley, as owner. Lender: Northeast Community Bank, White Plains. Property: in Monroe. Amount: $1 million. Filed Oct. 2. Eldredge, Benjamin W., et al, as owner. Lender: USAlliance Federal Credit Union. Property: in Union Vale. Amount: $2.4 million. Filed Sept. 25. Maple Street of Dutchess LLC, as owner. Lender: Rhinebeck Bank. Property: in Poughkeepsie. Amount: $4.7 million. Filed Sept. 26.

Below $1 million Big5 LLC, as owner. Lender: Mid Hudson Valley Federal Credit Union. Property: in Poughkeepsie. Amount: $200,000. Filed Sept. 21. Campbell, Christopher J., et al, Montgomery, as owner. Lender: Walden Savings Bank, Montgomery. Property: in Montgomery. Amount: $272,810. Filed Sept. 26.

Cucino, Robert P., et al, as owner. Lender: Rhinebeck Bank. Property: in East Fishkill. Amount: $250,000. Filed Sept. 28. Downing, Daniel P., et al, Pine Bush, as owner. Lender: Walden Savings Bank, Montgomery. Property: in Crawford. Amount: $82,380. Filed Sept. 25. Franceschi, Mary J., Wallkill, as owner. Lender: Walden Savings Bank, Montgomery. Property: in Newburgh. Amount: $244,000. Filed Sept. 27. Lanwin Forest Ridge LLC, Hopewell, New Jersey, as owner. Lender: Manna Dells LLC, Vero Beach, Florida. Property: 28 Copper Rock Road, Newburgh. Amount: $339,000. Filed Sept. 20. Makk Property Investors LLC, as owner. Lender: LendingHome Funding Corp., San Francisco, California. Property: 1 Rosemont Road, Monroe 10950. Amount: $122,400. Filed Oct. 5. Martel, Duane A., et al, Middletown, as owner. Lender: Walden Savings Bank, Montgomery. Property: in Mount Hope. Amount: $440,000. Filed Oct. 5. Otherside Properties LLC, Newburgh, as owner. Lender: Loan Funder LLC, New York City. Property: 33 Johnston St., Newburgh 12550. Amount: $117,500. Filed Sept. 26. SDF Capital LLC, New Rochelle, as owner. Lender: LendingOne LLC, Boca Raton, Florida. Property: 205 W. Parmenter St., Newburgh 12550. Amount: $75,600. Filed Sept. 24. Wright, John A. Jr., et al, Warwick, as owner. Lender: Farm Credit East ACA, Middletown. Property: in Warwick. Amount: $370,000. Filed Oct. 1.

DEEDS Above $1 million Invyncde LLC, Dayton, New Jersey. Seller: NC Postal Holdings LLC, Lakewood, New Jersey. Property: 41 Raymond Ave., Poughkeepsie. Amount: $2 million. Filed Sept. 28. Mondelez Global LLC, Deerfield, Illinois. Seller: Bracken Road Properties LLC, Carmel. Property: Lot 2, Montgomery. Amount: $1 million. Filed Sept. 18. Pink Rose Properties LLC, Rockville Center. Seller: Scott E. Molin, et al, Rhinebeck. Property: 40 Morton Road, Rhinebeck. Amount: $5.2 million. Filed Sept. 17.

Silo Ridge LLC, New York City. Seller: Silo Ridge Ventures Property A LLC, Scottsdale, Arizona. Property: in Amenia. Amount: $2.2 million. Filed Sept. 17.

Bank of America N.A. Seller: John Karl Gifford, Poughkeepsie. Property: 17 Ziegler Ave., Poughkeepsie 12603. Amount: $509,500. Filed Oct. 2.

Below $1 million

BH Prime Properties LLC, Spring Valley. Seller: Deutsche Bank National Trust Co. Property: 21 Ludlam Road, Monroe 10950. Amount: $193,200. Filed Sept. 20.

11 Balmville Road LLC, Highland. Seller: Goldsmith D. and Mary B. Johnes Home For Aged Couples Inc., Newburgh. Property: in Newburgh. Amount: $350,000. Filed Sept. 20. 12 Clover Way LLC, Ringwood, New Jersey. Seller: Clover Way LLC, Poughkeepsie. Property: in Poughkeepsie. Amount: $600,000. Filed Sept. 28. 162 1st Street Owners LLC, New York City. Seller: Olga Mendoza, New Windsor. Property: in Newburgh. Amount: $155,000. Filed Sept. 21. 186 Mt Hope LLC, New York City. Seller: Robert J. Sperte, et al, Middletown. Property: in Mount Hope. Amount: $930,000. Filed Sept. 19. 20185WY-40 LLC, Cheyenne, Wyoming. Seller: Xavier Basabe, Bronx. Property: 10 Titus Road, Poughkeepsie 12603. Amount: $145,000. Filed Sept. 21. 288 Ann Street LLC, Newburgh. Seller: City of Newburgh. Property: 288 Ann St., Newburgh. Amount: $50,000. Filed Sept. 20. 51 Wisner LLC, Brooklyn. Seller: Gordon R. Fiero, Middletown. Property: 51 Wisner Ave., Middletown 10940. Amount: $140,000. Filed Sept. 22.

Big5 LLC, Poughkeepsie. Seller: Tech Warehousing LLC, Queensbury. Property: 34-50 Pershing Ave., Poughkeepsie. Amount: $972,500. Filed Sept. 21. BWBI LLC, Millbrook. Seller: Kathleen B. Peters, Hudson. Property: in Wappinger. Amount: $90,000. Filed Oct. 1. Cannon Street Properties LLC, Warwick. Seller: Dig Papers Inc., Cortlandt Manor. Property: 26 Academy St., Poughkeepsie 12601. Amount: $267,500. Filed Oct. 1. Cannon Street Properties LLC, Warwick. Seller: Gonzism Inc., Cortlandt Manor. Property: 63 Cannon St., Poughkeepsie 12601. Amount: $267,500. Filed Oct. 1. Christiana Trust. Seller: James E. Nelson, Poughkeepsie. Property: 296 Mill St., Poughkeepsie 12601. Amount: $467,500. Filed Sept. 27. Citimortgage Inc. Seller: Ariana Jean Antonelli, Goshen. Property: 15 Brooker Drive, Newburgh 12550. Amount: $296,042. Filed Sept. 20. Clinton Haverstraw Corp., Pearl River. Seller: Paul Hardisty, et al, Beacon. Property: in Beacon. Amount: $375,000. Filed Sept. 27.

700 Putnam Avenue LLC, Brooklyn. Seller: Arnold Y. Ortega Flores, et al, Newburgh. Property: 161 Bay View Terrace, Newburgh 12550. Amount: $385,000. Filed Sept. 20.

Deoworks Inc., Dover Plains. Seller: Gordon L. Hoag, et al, Dover Plains. Property: 29 W. Duncan Hill Road, Dover Plains 12522. Amount: $325,000. Filed Sept. 25.

708 SE Third Street LLC, Pleasant Valley. Seller: Thomas Cosgrove, Stone Ridge. Property: in Pleasant Valley. Amount: $185,000. Filed Sept. 25.

Deutsche Bank National Trust Co. Seller: Andrea L. Dumais, Walden. Property: 105 Glenwood Road, Pine Island 10969. Amount: $248,000. Filed Sept. 22.

830 Main Street LLC, Middletown. Seller: Catskill Hudson Bank, Kingston. Property: 830 Main St., Poughkeepsie 12603. Amount: $475,000. Filed Sept. 28.

Deutsche Bank National Trust Co. Seller: Christopher M. Miceli, et al, Newburgh. Property: 812 Route 284, Minisink 10998. Amount: $239,290. Filed Sept. 18.

APB Custom Inc., Warwick. Seller: Valor Acquisition LLC, New York City. Property: in Minisink. Amount: $65,500. Filed Sept. 21.

Deutsche Bank National Trust Co. Seller: Kara J. Cavallo, Walden. Property: 23 Clearview Circle, Hopewell Junction 12533. Amount: $306,000. Filed Sept. 19.

Ascanga Realty Corp., Hopewell Junction. Seller: Anil Garg, Wappingers Falls. Property: in Wappinger. Amount: $66,000. Filed Sept. 24. Atereth Developments LLC, Monroe. Seller: Wilmington Savings Fund Society FSB. Property: 4 West Lane, Sparrowbush 12780. Amount: $35,600. Filed Sept. 17.

Deutsche Bank National Trust Co. Seller: Michael McCann, Goshen. Property: 99 Courtney Ave., Newburgh 12550. Amount: $253,158. Filed Sept. 17.

WCBJ

Diplomat Property Manager LLC, New York City. Seller: Robert P. Lopez, et al, Poughkeepsie. Property: 139 Country Club Road, Hopewell Junction 12533. Amount: $675,500. Filed Sept. 17. DMF and CJF Holdings LLC, Fishkill. Seller: Trustco Bank, Glenville. Property: in Hyde Park. Amount: $129,000. Filed Sept. 21. Double R Capital Inc., Poughkeepsie. Seller: Brooke D. Youngwirth, Poughkeepsie. Property: 1668 Route 9, apt 4D, Wappingers Falls 12590. Amount: $68,500. Filed Oct. 2. Double R Capital Inc., Poughkeepsie. Seller: Charles Stewart III, Pawling. Property: 26 S. Gate Drive, Poughkeepsie 12601. Amount: $185,500. Filed Oct. 2. Double R Capital Inc., Poughkeepsie. Seller: Dianne B. Hanley, Katonah. Property: 73 Taylor Ave., Poughkeepsie 12601. Amount: $95,500. Filed Oct. 2. Double R Capital Inc., Poughkeepsie. Seller: Stephen J. Bliss, Wappingers Falls. Property: 1668 Route 9, Unit 7F, Wappingers Falls 12590. Amount: $57,500. Filed Oct. 2. Dutchess RE LLC, New York City. Seller: Justin Ervin, Greensboro, North Carolina. Property: in Clinton. Amount: $105,000. Filed Oct. 1. E and C Espicoz Properties LLC, Poughkeepsie. Seller: M and C of Dutchess Inc., Wappingers Falls. Property: 20 MacFarlane Road, Wappingers Falls 12590. Amount: $330,000. Filed Sept. 26. Elite Home Improvements USA LLC, Poughkeepsie. Seller: Rose Shapiro, et al, Poughkeepsie. Property: in Hyde Park. Amount: $115,000. Filed Oct. 1. EM Retail 3 LLC, Beacon. Seller: 1EM LLC, Beacon. Property: in Beacon. Amount: $258,500. Filed Sept. 19. Farmville LLC, Woodinville, Washington. Seller: J and D Wilson Realty Inc., Poughkeepsie. Property: 18 Cottage St., Poughkeepsie. Amount: $632,000. Filed Sept. 20. Federal National Mortgage Association. Seller: Sarah Ramos, Goshen. Property: 13 Tower Hill Drive, Washingtonville 10992. Amount: $163,617. Filed Sept. 17. Forever Brothers Corp., Port Jervis. Seller: Feng Ching Chang, Middletown. Property: 15 Godeffroy Road, Deerpark. Amount: $65,000. Filed Sept. 19. Greystone Programs Inc., Hopewell Junction. Seller: Nora Quinones, Charlotte, North Carolina. Property: in Amenia. Amount: $370,000. Filed Sept. 27.

OCTOBER 15, 2018

Facts & Figures Hani Holdings LLC, Poughkeepsie. Seller: Al Twal LLC, Poughkeepsie. Property: 114 Old Route 9, Fishkill 12524. Amount: $215,500. Filed Sept. 26.

Macloud Investment Company LLC, New York City. Seller: William M. Roberts, et al, New York City. Property: in Milan. Amount: $660,000. Filed Oct. 3.

Hani Holdings LLC, Poughkeepsie. Seller: Charles Stewart III, Pawling. Property: 3806 Deer Path, Unit 9-C-2, Poughkeepsie 12603. Amount: $98,000. Filed Oct. 2.

Mendon Properties Group, Mendon. Seller: 1EM LLC, Beacon. Property: in Beacon. Amount: $540,500. Filed Sept. 21.

Hbeere LLC, Sharon, Connecticut. Seller: Hendrick Properties LLC, Millerton. Property: in Millerton. Amount: $285,000. Filed Sept. 19. Hogar Community Reinvestment LLC, Phoenix, Arizona. Seller: Fannie Mae. Property: 421 Route 49, Middletown 10940. Amount: $160,000. Filed Sept. 19. HSBC Bank USA N.A. Seller: Evelyn J. Perrault, et al, Pawling. Property: 18 Anderson Road, Pawling 12564. Amount: $206,000. Filed Sept. 28. I and G Property LLC, Beacon. Seller: TGI Properties LLC, Poughkeepsie. Property: 32 Market St., Wappingers Falls 12590. Amount: $475,000. Filed Oct. 1. J.P. Morgan Mortgage Acquisition Corp., Mount Laurel, New Jersey. Seller: Jack E. Schachner, Pleasant Valley. Property: 71 Ring Road, Salt Point 12578. Amount: $831,000. Filed Sept. 27. JDDJ Real Estate LLC, Hopewell Junction. Seller: Darcy Stricker, et al, New Paltz. Property: 54 N. Mesier Ave., Wappingers Falls. Amount: $190,000. Filed Oct. 3. JPMorgan Chase Bank N.A. Seller: Laurence A. Clemente, Goshen. Property: 4 Peace Drive, Middletown 10940. Amount: $293,712. Filed Sept. 19. Leovest Homes LLC, Las Vegas, Nevada. Seller: Midland Trust Co., Tarrytown. Property: in Goshen. Amount: $285,000. Fled Sept. 17. Lomorannz Corp., Millbrook. Seller: Karen Sullivan-Greene, Thornton, Colorado. Property: in Fishkill. Amount: $150,000. Filed Oct. 1. M-M2 RE Holdings 14, Salt Point. Seller: Fannie Mae. Property: 1377 Route 44, Pleasant Valley 12569. Amount: $138,000. Filed Sept. 24. M&T Bank, Buffalo. Seller: Allan B. Rappleyea, Poughkeepsie. Property: 383 Old Quaker Hill Road, Pawling 12564. Amount: $885,500. Filed Sept. 20. Maclamp LLC, New Hamburg. Seller: Elizabeth Nedwell, Wappingers Falls. Property: in Wappingers Falls. Amount: $30,000. Filed Sept. 27.

OCTOBER 15, 2018

MTGLQ Investors LP, Greenville, South Carolina. Seller: Judith Lubinsky, Goshen. Property: 10 Grove St., Monroe 10950. Amount: $283,936. Filed Sept. 17. MTGLQ Investors LP. Seller: Ned Kopald, Highland Falls. Property: 9 Gardner Ave., Wallkill 10940. Amount: $155,776. Filed Sept. 17. MTGLQ Investors LP. Seller: Stuart A. Haras, et al, Poughkeepsie. Property: 20 Honeymoon Lane, Poughkeepsie 12603. Amount: $257,500. Filed Sept. 24. N. Graham LLC, Brooklyn. Seller: Giacomo J. Milazzo, Valey Cottage. Property: 2 Amy Todt Drive, Monroe 10950. Amount: $280,000. Filed Sept. 18. Nationstar Mortgage LLC, Coppell, Texas. Seller: Christopher A. Montalto, Poughkeepsie. Property: 160 N. Tower Hill Road, Wassaic 12592. Amount: $307,500. Filed Sept. 26. Orange Bank and Trust Co., Middletown. Seller: Donald G. Nichol, Walden. Property: in Wallkill. Amount: $196,110. Filed Sept. 17. Plaza Home Mortgage Inc., Lake Zurich, Illinois. Seller: Judith Lubinsky, Campbell Hall. Property: 16 Myers Road, Godeffroy 12729. Amount: $215,714. Filed Sept. 18. Rainbow Ranch LLC, Tenafly, New Jersey. Seller: Applewood Management LLC, Florida. Property: in Warwick. Amount: $400,000. Filed Sept. 21. Red Javelin Holdings LLC, Chappaqua. Seller: Patrick Navas, et al, Yorktown Heights. Property: in Newburgh. Amount: $92,500. Filed Sept. 18. Sahara Property Management LLC, Wappingers Falls. Seller: Stacy Molison, et al, Poughkeepsie. Property: 2699 W. Main St., Wappingers Falls 12590. Amount: $231,500. Filed Sept. 17. Sirva Relocation Credit LLC, Independence, Ohio. Seller: Andrew K. Zastrow, et al, Fishkill. Property: 1 Larch Court, Fishkill 12524. Amount: $285,000. Filed Sept. 21. The Bank of New York Mellon. Seller: Samuel P. Brooke, Poughkeepsie. Property: 21 Hoffman Ave., Poughkeepsie. Amount: $100,000. Filed Sept. 26.

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U.S. Bank N.A. Seller: John Goin, et al, Monticello. Property: 9 Kimberly Road, Deerpark 12746. Amount: $617,995. Filed Sept. 17.

PM Network Consulting Inc., Monroe. $107 in favor of the New York State Department of Taxation and Finance, Albany. Filed June 6.

U.S. Bank N.A. Seller: Kelly Brady, Poughkeepsie. Property: 50 Ninham Ave., Wappingers Falls 12590. Amount: $349,500. Filed Sept. 24.

Starlight Homecare Services Inc., Middletown. $103 in favor of the New York State Department of Taxation and Finance, Albany. Filed June 6.

U.S. Bank N.A. Seller: Stewart P. Glenn, Newburgh. Property: 560 High St., Monroe 10950. Amount: $469,277. Filed Sept. 19. U.S. Bank Trust N.A. Seller: John E. Bach Jr., Goshen. Property: 77 Prince St., Middletown 10940. Amount: $257,593. Filed Sept. 19. Violet Realty Group Inc., Monroe. Seller: Elye Ben Ester LLC, Monroe. Property: in Monroe. Amount: $200,000. Filed Sept. 22. Wilmington Savings Fund Society FSB. Seller: Bruce A. Petito, Poughkeepsie. Property: 33 Cumberland Road, Fishkill 12524. Amount: $209,500. Filed Sept. 17. Wilmington Savings Fund Society FSB. Seller: Michael E. Catania, Newburgh. Property: 114 Stagecoach Drive. Middletown 10940. Amount: $750,000. Filed Sept. 21.

JUDGMENTS 325 Mina’s Corp., Monroe. $14,633 in favor of the New York State Department of Taxation and Finance, Albany. Filed June 6. Jessis Restaurant, Monroe. $2,571 in favor of the New York State Department of Taxation and Finance, Albany. Filed June 6. KM Design Flowers For All Occasions LLC, Middletown. $2,937 in favor of the New York State Department of Taxation and Finance, Albany. Filed June 6. L.A.S. Associates Inc., Newburgh. $434 in favor of the New York State Department of Taxation and Finance, Albany. Filed June 6. Mazal Manger Inc., Monroe. $191 in favor of the New York State Department of Taxation and Finance, Albany. Filed June 6. National Women’s In Network Inc., Monroe. $177 in favor of the New York State Department of Taxation and Finance, Albany. Filed June 6. New Style B and J Inc., Newburgh. $1,121 in favor of the New York State Department of Taxation and Finance, Albany. Filed June 6. Newburgh Skate Lounge LLC, Newburgh. $100 in favor of the New York State Department of Taxation and Finance, Albany. Filed June 6.

Tabooutique Inc., Middletown. $1,979 in favor of the New York State Department of Taxation and Finance, Albany. Filed June 6. Vinny and Ginny Petroleum Inc., Middletown. $2,585 in favor of the New York State Department of Taxation and Finance, Albany. Filed June 6. Warwick Hardwoods Inc., Warwick. $353 in favor of the New York State Department of Taxation and Finance, Albany. Filed June 6. Wrenc Court Inc., Goshen. $170 in favor of the New York State Department of Taxation and Finance, Albany. Filed June 6. Zoila’s Bistro LLC, Circleville $3,169 in favor of the New York State Department of Taxation and Finance, Albany. Filed June 6.

LIS PENDENS The following filings indicated a legal action has been initiated, the outcome of which may affect the title to the property listed. Arnold, Catherine M., et al. Filed by Rhinebeck Savings Bank. Action: seeks to foreclose on a mortgage to secure $161,500 affecting property located at 9 Tina Drive, Hyde Park 12538. Filed Sept. 27. Arthur, Andrew, et al. Filed by Lakeview Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $129,140 affecting property located at 139-141 Prospect Ave., Middletown 10940. Filed Aug. 1. Arthurs, Fred, et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $62,800 affecting property located at 6 Lucas Drive, New Windsor 12553. Filed Aug. 1. Bobko, Lisa, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $327,000 affecting property located at 273 Hunns Lake Road, Stanfordville 12581. Filed Sept. 25. Braden, James H., et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $246,678 affecting property located at 195 Roosevelt Road, Hyde Park 12538. Filed Sept. 24.

Butts, Robert R. III, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $137,362 affecting property located at 11 W. Lake Amenia Road, Amenia 12501. Filed Sept. 28.

Gonzalez, Edwin, et al. Filed by The Bank of New York Mellon Trust Company N.A. Action: seeks to foreclose on a mortgage to secure $271,000 affecting property located at 18 Collabar Road, Montgomery 12549. Filed Aug. 2.

Carlson, David, et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $234,000 affecting property located at 99 Old Plank Road, Sparrowbush 12780. Filed Aug. 2.

Guerrero, Luis A., et al. Filed by Citimortgage Inc. Action: seeks to foreclose on a mortgage to secure $171,895 affecting property located at 30 Grant St., Middletown 10940. Filed Aug. 7.

Casey, John C., et al. Filed by Ocwen Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $259,500 affecting property located at 27 Baxter Road, Pawling 12564. Filed Sept. 18.

Hairston, Rodney L., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $255,358 affecting property located at 3 Regency Drive, Wappingers Falls 12590. Filed Sept. 27.

Costa, Nicole, as heir to the estate of Clare Costa, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $260,000 affecting property located at 22 Rokeby Road, Red Hook 12571. Filed Sept. 28.

Hartenfels, Frank K. III, et al. Filed by Bayview Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $208,075 affecting property located at 58 Hagan Drive, Poughkeepsie 12603. Filed Sept. 19.

Costantin, Mark V., et al. Filed by Bayview Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $340,000 affecting property located at 49 Hambletonian Road, Chester 10918. Filed Aug. 2.

Heirs and distributees of the estate of Jerrold L. Guest, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $74,000 affecting property located at 2 Ada St., Port Jervis 12771. Filed Aug. 2.

Cribley, Keith, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $250,765 affecting property located at 17 Fox Road, Hopewell Junction 12533. Filed Oct. 1.

Heirs and distributees of the estate of Paul Francis Grady, et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $192,800 affecting property located at 7 Crum Elbow Drive, Hyde Park 12538. Filed Sept. 20.

Dessau, Shauna D., et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $223,771 affecting property located at 8 Johns Blvd., Poughkeepsie 12603. Filed Sept. 20. Ennist, George W., et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $20,000 affecting property located at 30 Franklin St., Poughkeepsie 12601. Filed Sept. 20. Estevez, Deborah, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $90,609 affecting property located in Maybrook. Filed Aug. 3. Faulkner, Steven P., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $328,000 affecting property located at 118 Neelytown Road, Campbell Hall 10916. Filed Aug. 3. Florez, Mike, et al. Filed by Specialized Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $362,317 affecting property located at 27 W. Forest Trail, Holmes 12531. Filed Sept. 14. Giorgio, Antonio A., et al. Filed by Pennymac Loan Services LLC. Action: seeks to foreclose on a mortgage to secure $223,378 affecting property located at 274 Beach Road, Poughquag 12570. Filed Sept. 19.

Jaeger, Anthony, et al. Filed by Regions Bank. Action: seeks to foreclose on a mortgage to secure $118,150 affecting property located at 20 Mayfair Road, Poughquag 12570. Filed Sept. 27. Jimenez, Jorge I., et al. Filed by Keybank N.A. Action: seeks to foreclose on a mortgage to secure $432,000 affecting property located at 53 Sandy Pines Blvd., Hopewell Junction 12533. Filed Sept. 13. Lopez, Jennifer, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $289,255 affecting property located at 17 Wayne Court, Middletown 10941. Filed Aug. 7. Lyons, Kelly M., et al. Filed by Ditech Financial LLC. Action: seeks to foreclose on a mortgage to secure $188,000 affecting property located at 5 Carlyle Drive, Hyde Park 12538. Filed Sept. 28. Maggiacomo, Melissa, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $120,000 affecting property located at 2710 South Road, Unit H16, Poughkeepsie 12601. Filed Sept. 28.

Facts & Figures McGovern, Joseph Patrick, et al. Filed by M&T Bank. Action: seeks to foreclose on a mortgage to secure $18,000 affecting property located at 6 On the Green, Unit 6-C, New Windsor 12553. Filed Aug. 2. Mcmahon, Lynn, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $775,000 affecting property located at 233 Nine Partners Road, Clinton Corners 12514. Filed Sept. 19. Mulder, John J., et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $320,000 affecting property located at 172 Cream St., Hyde Park 12538. Filed Sept. 13. Mulligan, Steven, et al. Filed by Lakeview Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $136,800 affecting property located at 342 Old Route 22, Pawling 12564. Filed Sept. 19. Murray, Terry, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $216,000 affecting property located at 18 Beers Drive, Middletown 10940. Filed Aug. 6. Palumbo, Ann L., et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $328,399 affecting property located at 52 Harrigan Road, Hopewell Junction 12533. Filed Sept. 28. Paye, Golon, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $303,200 affecting property located at 286 Ketchamtown Road, Wappingers Falls 12590. Filed Sept. 24. Pineiro, Sean, et al. Filed by TIAA FSB. Action: seeks to foreclose on a mortgage to secure $221,906 affecting property located at 223 Old Sylvan Lake Road, Hopewell Junction 12533. Filed Sept. 26. Pizzola, John A., et al. Filed by Matrix Financial Service Corp. Action: seeks to foreclose on a mortgage to secure $49,900 affecting property located at 3(72B) Hook Road, Poughkeepsie 12601. Filed Sept. 27. Plattner, Curt A., et al. Filed by The Bank of New York Mellon Trust Company N.A. Action: seeks to foreclose on a mortgage to secure $75,000 affecting property located at 12 McIntyre Way, Stanfordville 12581. Filed Sept. 14. Quaranta, Laura, as heir to the estate of Catherine L. Quaranta, et al. Filed by M&T Bank. Action: seeks to foreclose on a mortgage to secure $80,000 affecting property located at 119 Elmcrest Drive, Fishkill 12524. Filed Sept. 26.

Rabess, Douglas, as executor of the estate of Joseph Rabess, et al. Filed by Keybank N.A. Action: seeks to foreclose on a mortgage to secure $45,000 affecting property located at 22 Benkard Ave., Newburgh 12550. Filed Aug. 1. Reyes, Mario S., et al. Filed by Untied Mortgage Corp. Action: seeks to foreclose on a mortgage to secure $118,240 affecting property located at 70 Johnes St., Unit 222E, Newburgh 12550. Filed Aug. 3. Rodriguez, Moises, et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $164,000 affecting property located at 74 Roosevelt Road, Hyde Park 12538. Filed Sept. 24. Rosvold, Jessica, as administratrix, heir and distributee of the estate of Geraldine G. Cioffredi, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $169,600 affecting property located at 3 Rothkrantz Drive, Hyde Park 12538. Filed Sept. 13. Runza, Mario, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $150,000 affecting property located at 68 Catherine St., Poughkeepsie 12601. Filed Sept. 25. Schlissel, Lisa, et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $445,000 affecting property located at 22 Trotter Lane, Poughkeepsie 12603. Filed Sept. 25. Shaughnessy, Shawn T., et al. Filed by NJCC-NYS Community Restoration Fund LLC. Action: seeks to foreclose on a mortgage to secure $320,000 affecting property located at 8 Hart Drive, Poughkeepsie 12603. Filed Sept. 21. Silverstone, Janice Glaser, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $991,909 affecting property located at 2728 Route 44, Millbrook 12545. Filed Sept. 17. Sterople, Helen C., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $250,197 affecting property located at 152-154 Sawmill Road, Red Hook 12571. Filed Sept. 25. Swartvagher, Pierre F., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $201,904 affecting property located at 100 Brandy Lane, Wappingers Falls 12590. Filed Sept. 25. Sweet, Jeffrey W., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $166,500 affecting property located at 23 Laurel Court, Fishkill 12524. Filed Sept. 18.

Tennant, Matthew, et al. Filed by MB Financial Bank N.A. Action: seeks to foreclose on a mortgage to secure $347,209 affecting property located at 23 Brighton Drive, Unit 1801, Newburgh 12550. Filed Aug. 1. Unknown heirs of the estate of Richard Rodas, et al. Filed by Wilmington Trust N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 104 Wawayanda Ave. Middletown 10940. Filed Aug. 3. Vicari, Diana, et al. Filed by PennyMac Loan Services LLC. Action: seeks to foreclose on a mortgage to secure $135,500 affecting property located at 8 Cedar Road, Greenwood Lake 10925. Filed Aug. 3. Waccabuc Farms of Goldens Bridge Inc., et al. Filed by Hudson Valley Federal Credit Union. Action: seeks to foreclose on a mortgage to secure $625,000 affecting property located at 98 Miller Road, Rhinebeck 12572. Filed Sept. 26. Warren, Kyle Richard, et al. Filed by Roundpoint Mortgage Servicing Corp. Action: seeks to foreclose on a mortgage to secure $360,750 affecting property located at 356 Fostertown Road, Newburgh 12550. Filed Aug. 3. Weiss, Jillian T., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $209,183 affecting property located at 26 Patterson Hill Road, Tuxedo Park 10987. Filed Aug. 7. Williams, Rufus L. Jr., et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $120,000 affecting property located at 250 Liberty St., Newburgh 12550. Filed Aug. 1. Wright, Roy, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $404,000 affecting property located at 23 Ogden Ave., Middletown 10940. Filed Aug. 7. Yamoah, Joseph A., et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $282,250 affecting property located at 7 Mandalay Drive, LaGrange 12603. Filed Sept. 28.

Mechanic’s Liens Carino, Davie, as owner. $700,000 as claimed by TJR Excavating Contractors Inc., Hopewell Junction. Property: 87 Reilly Road, Beekman. Filed Oct. 3. CPV Valley LLC, as owner. $359,219 as claimed by Apache Industrial United Inc., Houston, Texas. Property: 3330 Route 6, Wawayanda. Filed Oct. 5.

Furiya, Signy, as owner. $20,692 as claimed by Handcrafted Builders Inc., Rhinebeck. Property: 35 S. Parsonage St., Rhinebeck. Filed Oct. 1. Jackson, Tanya, as owner. $3,600 as claimed by Custom Classic Hardwood Floors, Tivoli. Property: 58 Front St., Washington. Filed Sept. 19. Kara Petro Corp., as owner. $46,680 as claimed by Hazleton Creek Properties LLC, Hazelton. Pennsylvania. Property: 72 Route 17K, Wallkill. Filed Sept. 20. Legoland New York LLC, as owner. $133,517 as claimed by Hazleton Creek Properties LLC, Hazelton. Pennsylvania. Property: 400 and 420 Harriman Road, Goshen. Filed Sept. 20. Neustadt, Shimon, et al, as owner. $18,564 as claimed by The Brand Name Contracting, Monroe. Property: 4 Hawks Nest Road, Blooming Grove. Filed Sept. 28. Patak, Christopher, et al, as owner. $9,900 as claimed by Mike Fumarola Plumbing and Heating LLC, Monroe. Property: 11 Sunset Drive, Cornwall-on-Hudson. Filed Oct. 3. Speyside Holdings LLC, as owner. $33,890 as claimed by Salomone Redi-Mix of New York LLC, Wayne, New Jersey. Property: 911 Route 32, Highland Mills. Filed Oct. 1. Thomas, Ted, as owner. $3,375 as claimed by Issa H. Masarweh, Poughkeepsie. Property: 5 Marshal Road, Poughkeepsie. Filed Sept. 25.

NEW BUSINESSES This paper is not responsible for typographical errors contained in the original filings.

Doing Business As Agee Enterprise Corp., d.b.a. Fixermania, 15 Lemberg Court, Unit 112, Monroe 10950. Filed Feb. 28. E. Mozo Enterprises Inc., d.b.a. Newburgh Stone Surfaces, 367 Broadway, Newburgh 12550. Filed Feb. 28. Five Points Mission, d.b.a. Camp Olmsted, 114 Bay View Ave., Cornwall-on-Hudson 12520, Filed Feb. 28. Greens Challas of KJ Inc., d.b.a. Monroe Bakery, 5 Zenta Road, No. 102, Monroe 10950. Filed Feb. 28. HMS Diamond Inc., d.b.a. HMS Services, 24 Chevron Road, Unit 122, Monroe 10950. Filed Feb. 28.

Lev Choir Inc., d.b.a. Lev Voices, 47 Satmar Drive, Unit 112, Monroe 10950. Filed Feb. 28.

JAE, 827 Hill Ave., Pine Bush 12566, c/o Anthony Maccarello Jr. Filed March 2.

Loyal Managements USA Inc., d.b.a. Loyal Constructions, 47 Jeanne Drive, Newburgh 12550. Filed Feb. 28.

KM and CO Investments, 63 Welling Road, Slate Hill 10973, c/o Kami Hogan. Filed Feb. 26.

Madaan Food Mart Corp., d.b.a. Main Grocery, 9 Main St., Otisville 10963. Filed Feb. 28. Mindful Journeys Inc., d.b.a. Mindful Journeys, 533 Rock Cut Road, Walden 12586. Filed Feb. 28.

Krys DeRosa Photography, 255 Route 17K, Suite 106, Newburgh, c/o Kristen L. DeRosa. Filed Feb. 21. M.A.C. Landscaping, 8 Elm St., Chester 10918, c/o Michael Anthony Collins. Filed March 1.

Minisink Aquatics Inc., d.b.a. Aqua Gems, 2320 Route 6, Middletown 10940. Filed Feb. 28.

Mary J’s Costume Jewelry, 226 Wickham Ave., Middletown 10940, c/o Mary Cotten-Saul. Filed March 5.

Neuman Accounting and Tax Inc., d.b.a. KJ Filing Center, 8 Quickway Road, Unit 201, Monroe 10950. Filed Feb. 28.

P.E.A.C.E. Mentoring and Entertainment, 29 Silo Farm Place, Middletown 10941, c/o Theresa Merriman. Filed March 1.

Panagia Foods Inc., d.b.a. Andy’s Restaurant, 281 Main St., Highland Falls 10928. Filed Feb. 28.

Phillip W. Johnson Farm Services, 58 Fort Hill Road, Goshen 10924, c/o Phillip W. Johnson. Filed March 2.

Partnerships Brother Bruno Restaurant III, 125 Dolson Ave., Campbell Plaza, Middletown, c/o Italo Rubino and Antonella M. Rubino. Filed Feb. 22.

Sole Proprietorships Accurate Instruction Methods, 2 Angela Place, Warwick 10990, c/o John Caselli. Filed Feb. 21. CB Ray Shipping, 37 Greenwood Ave., Greenwood Lake 10925, c/o Linda Marie Hart. Filed Feb. 22. Carpet Installment Service, 1874 Goshen Turnpike, Middletown 10941, c/o Serojnie Girdharry. Filed March 2. Devine Shine, 6 Dubois St., Newburgh, c/o Brandi Sheree Cunningham. Filed March 5. Dino Wrenchin, 22 Wilson Road, Sparrow Bush 12780, c/o Thomas Jon Ufret. Filed March 5. Exquisite Contractors Management, 413 Tondo Circle, Harriman 10926, c/o Lakisha Danson. Filed Feb. 28.

Rachel Conklin’s Studio, 136 Twin Arch Road, Washingtonville 10992, c/o Rachel Faith Conklin. Filed March 5. T and W Appliance, 9 Samyn Road, Sparrowbush 12780, c/o Michael John Maley. Filed Feb. 21. Teksolution, 11 Kentucky Drive, Newburgh 12550, c/o Ruben Coicou. Filed Feb. 28. Terri Ann Foss Artist, 8 Orchard Hill Vista, Florida, c/o Terri Epidy. Filed Feb. 21. Tofu King, 43 Roosevelt Ave., Middletown 10940, c/o Angela M. King. Filed Feb. 21. Twisted Slime, 23 Northgate, Goshen 10924, c/o Scot T. Selbo. Filed Feb. 23. Winum Home and Garden, 1394 Goshen Turnpike, Middletown 10940, c/o Karl Nicholas Winum. Filed March 1. Wood Enterprise, 51 East Ave., Middletown, c/o Michael Anthony Blackwood. Filed March 1.

Eyemotorz, 239 Van Ness St., Newburgh 12550, c/o Andre C. Chambers. Filed March 5. G and R Family Farm, 54 Rudinski Lane, Pine Island 10969, c/o Ana L. Galicia-Herculano. Filed Feb. 26. J.W. Process Services, 328 Cascade Road, Warwick 10990, c/o Julie A. Feliciano. Filed March 5.

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OCTOBER 15, 2018

LEGAL NOTICES Notice of Formation of PRIDE Matters LLC Art. Of Org.filed with SSNY on 06/05/18. Offc.Loc: Westchester Cty. SSNY desig. as agent of the LLC upon who process against it may be served. SSNY shall mail process to the LLC, 2 Deborah LN Chappaqua, NY 10514. Purpose: any lawful purpose. #61858 The Articles of Organization of Fusion Enterprises, LLC (the “Company”) were filed with the Secretary of State of the State of New York on August 9, 2018. The office of the Company is located in Westchester County, New York. The Secretary of State has been designated as agent of the Company upon whom process against it may be served. The post office address within or without the State to which the Secretary of State shall mail a copy of any process against the Company served upon him or her is: 131 Beacon Hill Drive, F16, Dobbs Ferry, New York 10522. The Company was formed for any lawful business purpose or purposes permitted under the New York Limited Liability Company Act. #61860 Notice of Formation of JC Tile Installation LLC. Arts. of Org. filed with SSNY on 8/28/2018. Office location: Westchester County. SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to 2 Darnay Ct, Cortlandt Manor, NY 10567. Purpose: any lawful act or activity. #61861 Notice of Formation of The Curated Eye, LLC. Arts. of Org filed with SSNY on 8/9/18. Office location: Westchester County. SSNY desingated as agent of LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 145 Valley Road, New Rochelle, NY 10804. Purpose: any lawful purpose. #61862

OCTOBER 15, 2018

Category 6 Media, LLC. Appl for Auth filed with SSNY 8/318. Office location: Westchester County. LLC formed in DE 6/29/18. SSNY designated as agent for process & shall mail process to: c/o The LLC, 125 River St., Sleepy Hollow, NY 10951. DE address of LLC is c/o NRAI, 160 Greentree Dr., Ste. 101, Dover, DE 19904. A copy of the Cert. of Form. on file with State of DE, Div. of Corp., 401 Federal St., Ste. 3, Dover, DE 19901. Purpose: any lawful act or activity. #61863 Notice of formation of Limited Liability Company (“LLC”). Name: Aurelius Crompond LLC. Articles of Organization filed with the Secretary of State of the State of New York (“SSNY”) on September 4, 2018. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to Aurelius Crompond LLC, c/o Trinity Associates, LLC, 117 Washington Avenue, Pleasantville, New York 10570. Purpose/character of LLC is to engage in any lawful act or activity. #61864 Notice of formation of Limited Liability Company (“LLC”). Name: Aurelius Manager LLC. Articles of Organization filed with the Secretary of State of the State of New York (“SSNY”) on September 4, 2018. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to Aurelius Manager LLC, c/o Trinity Associates, LLC, 117 Washington Avenue, Pleasantville, New York 10570. Purpose/character of LLC is to engage in any lawful act or activity. #61865 Notice of Formation of Bloom and Grow, LLC. Art. of Org. filed with SSNY on 4/24/2018. Offc. Loc: Queens County SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 16 Idlewood Rd White Plains, NY 10605 . Purpose: any lawful purpose. #61866

WCBJ

Notice of Formation of Taras Boulba, LLC. Address of LLC: 43 Fifth Avenue, Pelham, New York 10803. County of business: Westchester County, Article of Organization originally filed with SSNY on 08/24/2018. Agent for Service: Secretary of State. Mail Process to: 43 Fifth Avenue, Pelham, NY 10803. Purpose: Any lawful activity #61867 368-372 Route 202 LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 9/6/2018. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 2695 Rte. 35, Katonah, NY 10536. General Purpose. #61868 The Articles of Organization of Kristen N. Gizzi, Esq. PLLC, a professional service limited liability company, (the ìCompanyî) were filed with the Secretary of State of the State of New York on August 14, 2018. The office of the Company is located in Westchester County, New York. The Secretary of State has been designated as agent of the Company upon whom process against it may be served. The post office address within or without the State to which the Secretary of State shall mail a copy of any process against the Company served upon him or her is: 201 Saw Mill River Road, Yonkers, New York 10701. The Company was formed to perform legal services as a professional service limited liability company under the New York Limited Liability Company Act. #61869 Notice of Formation of Lab5Accessories LLC Art. Of Org. filed with SSNY on 9/12/18. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the Troy Gerber, 1 City Place #2706 White Plains, NY 10601. Purpose: any lawful purpose. #61870

NOTICE OF FORMATION of Lee Tech Consulting, LLC. Articles of Organization filed with the New York Department of State on Aug 10, 2018. Office location: Westchester County. The Secretary of State of New York (SSNY) is designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to: InCorp Services, Inc., One Commerce Plaza, 99 Washington Ave, Ste. 805-A, Albany, NY 12210. Registered agent: InCorp Services, Inc. Purpose: any lawful purpose. #61871 Notice of formation of Mental Wealth Practice, Licensed Mental Health Counseling, PLLC. Arts. of Org. filed with the Secy. of State of NY (SSNY) on 8/29/18. Office location: Westchester County. SSNY designated as agent of PLLC upon whom process may be served. SSNY shall mail copy of process to the PLLC, 280 N. Central Ave, Suite 450A, Hartsdale, NY, 10530. Purpose: Practice the profession of Mental Health Counseling #61872 431 Rushmore Avenue, LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 9/13/2018. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to Odedd, LLP, 235 Mamaroneck Ave., Ste. 403, White Plains, NY 10605. General Purpose. #61874 507 Halstead LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 5/10/2018. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 15 2nd St., Harrison, NY 10528-3509. General Purpose. #61875 Notice of formation of FERN LEAF DESIGNS, LLC. Arts of Org. filed with SSNY on 9/17/2018. Office loc. Westchester County. SSNY designated as agent upon whom process may be served. SSNY shall mail copy of any process Fern Leaf Designs, LLC 11 Edwards Court, Bedford Corners, NY 10549. Purpose: any lawful act or activity. #61876

508 Seventh Street, LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 9/18/2018. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 235 Mamaroneck Ave., Ste. 403, White Plains, NY 10605. General Purpose. #61879 NOTICE OF FORMATION OF SUPRANOWITZ CONSULTING LLC. Articles of Organization were filed with the SSNY on 9/13/18. Office location is Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to 190 Lake Shore Drive Pleasantville NY 10570. Purpose: Any lawful act or activity. #61881 Defortuna Design Co., LLC Art.of Org, filed with SSNY on 08/08/2018. Off. loc: Westchester County. SSNY designated as agent upon whom process against it may be served and will mail a copy of process to: The LLC, 48 Brae Burn Drive, Purchase, New York 10577, Purpose: all lawful. #61882 Notice of formation of Arm Security, LLC. Articles of Organization filed with the Secretary of State of New York (SSNY) on September 20, 2018. Office located in Westchester. SSNY has been designated for service of process. SSNY shall mail copy of any process served against the LLC to 193 Upper Shad Road, Pound Ridge, NY 10576. Purpose: any lawful purpose. #61883 Ettore Holdings, LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 9/20/2018. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to c/o The Galinn Fund, 399 Knollwood Rd., Ste 318, White Plains, NY 10603. General Purpose. #61885 Notice of Formation of JPC Pro Consulting LLC Art. Of Org. filed with SSNY on 8/17/18. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 4 Cobblefield lane, White plains, NY 10605. Purpose: any lawful purpose. #61887

NOTICE OF FORMATION OF MAHSA A SOHRAB MD PLLC. Articles of Organization filed with the Secretary of State of NY (SSNY) on 9/13/2018. Office location: WESTCHESTER County. SSNY has been designated as agent upon whom process against it may be served. The Post Office address to which the SSNY shall mail a copy of any process against the PLLC served upon him/ her is: MAHSA SOHRAB 18 SMALLWOOD PL WHITE PLAINS NY 10603 The principal business address of the PLLC is: 18 SMALLWOOD PL WHITE PLAINS NY 10603 Purpose: any lawful act or activity #61888

VJ Project Management LLC has filed articles of organization with the Secretary of State of NYS on 09/25/2018. The offices of this company are located in Westchester County, NY. The Secretary of State has been designated as agent of the limited liability company upon whom process against it may be served. The address to which the Secretary of State shall mail a copy of any process against the limited liability company served upon him or her is 31 Seneca Drive, Chappaqua, NY 10514. The company is organized to conduct any lawful business for which limited liability companies may be organized. #61892

Notice of Formation of LDTD Group, LLC Art. Of Org. filed with SSNY on March 29, 2018. Office located in Westchester Co. SSNY designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 162 New Chalet Dr. Mohegan Lake, NY 10547. Purpose: any lawful purpose. #61889

Notice of formation of STEP OFF THE BOAT, LLC. Arts of Org. filed with SSNY on 9/10/2018. Office loc. Westchester County. SSNY designated as agent upon whom process may be served. SSNY shall mail copy of any process Step Off the Boat, LLC 34 Bramblebrook Road, Ardsley, NY 10502. Purpose: any lawful act or activity. #61893

Notice of formation of Limited Liability Company (ìLLCî). Name: Walison Development LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on September 25, 2018. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to Walison Development LLC, 237 West Lincoln Avenue, Mt. Vernon, New York 10550. Purpose/character of LLC is to engage in any lawful act or activity. #61890

Notice of formation of MY HOUSE BUYER, LLC Art org. filed with SSNY on 9/19/2018. Office loc. Westchester County. SSNY designated as agent upon whom process may be served. SSNY shall mail copy of any process My House Buyer, LLC 34 Bramblebrook Road, Ardsley, NY 10502. Purpose: any lawful act or activity. #61894

The American Gold Cup, LLC, Arts. of Org. filed with SSNY 09/24/2018. Office loc: Westchester County. SSNY has been designated as agent upon whom process against LLC may be served. SSNY shall mail process to The LLC, Attn: Adam Brodsky, 3 W 57th Street, 7th Floor, New York, NY 10019. Purpose: Any Lawful Purpose. #61891

Notice of formation of 173 Maple LLC Art.of Org. filed w/ SSNY on Sept 7, 2018 office location: Westchester County SSNY designated as agent of the LLC upon who prcess against it may be served. SSNY shall mail process to: Gregg Anderson 1695 Croton Lake Rd Yorktown Heights, NY 10598 Purpose: any lawful purpose #61895 Hunter Drive-In LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 9/24/2018. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 315 North Broadway, Sleepy Hollow, NY 10591. General Purpose. #61896

LEGAL NOTICES Notice is hereby given that an on-premise license, # TBA has been applied for by La Concha Restaurant Corp. to sell beer, wine and liquor at retail in an on premises establishment. For on premises consumption under the ABC law at 2 W Main Street, Elmsford, NY 10523. #61897 Notice of Formation of Same Day Solutions, LLC Art. Of Org. filed with SSNY on 9/19/18. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 84 Hyatt Avenue, Yonkers, NY 10704. Purpose: any lawful purpose. #61898

LASER ELECTRIC SERVICES LLC Articles of Organization were filed with the Secretary of State of New York (SSNY) on 08/06/2018. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: The LLC, 137 Pelham Rd., New Rochelle, New York 10805, principal business location of the LLC. Purpose: any lawful business activity. #61899 Notice of formation of Pavilion Coaching Services LLC. Articles of Organization filed with the Secretary of State of New York SSNY on 05/31/2018. Office location: Westchester. SSNY is designated for service of process. SSNY shall mail copy of any process served against the LLC 19 John Cava Lane Cortlandt Manor, NY 10567 Purpose: any lawful purpose. #61900

SUPREME COURT OF THE STATE OF NEW YORK COUNTY OF WESTCHESTER _________________________________________________ NATIONSTAR MORTGAGE LLC D/B/A CHAMPION MORTGAGE COMPANY vs.

Plaintiff,

PUBLIC ADMINISTRATOR OF WESTCHESTER COUNTY, AS ADMINISTRATOR OF THE ESTATE OF FRANK VERDI; KARA EDWARD, AS HEIR AND DISTRIBUTEE OF THE ESTATE OF FRANK VERDI; JAMES VERDI, AS HEIR AND DISTRIBUTEE OF THE ESTATE OF FRANK VERDI; THOMAS VERDI, AS HEIR AND DISTRIBUTEE OF THE ESTATE OF FRANK VERDI; any and all persons unknown to plaintiff, claiming, or who may claim to have an interest in, or general or specific lien upon the real property described in this action; such unknown persons being herein generally described and intended to be included in the following designation, namely: the wife, widow, husband, widower, heirs at law, next of kin, descendants, executors, administrators, devisees, legatees, creditors, trustees, committees, lienors, and assignees of such deceased, any and all persons deriving interest in or lien upon, or title to said real property by, through or under them, or either of them, and their respective wives, widows, husbands, widowers, heirs at law, next of kin, descendants, executors, administrators, devisees, legatees, creditors, trustees, committees, lienors and assigns, all of whom and whose names, except as stated, are unknown to plaintiff; THE PEOPLE OF THE STATE OF NEW YORK; THE UNITED STATES OF AMERICA

Nectar De Fete LLC. Art. Of Org. Filed with NY Secy of State on 17/19/2018. Office location: Westchester County. SSNY desig. as agent upon whom process may be served. SSNY shall mail a copy to the LLC 20 Van Cortlandt Pl. Cortlandt Manor NY 10567. Purpose: any lawful purpose #61901 Name of LLC: GPS Funding LLC. Application for Authority of Connecticut LLC filed with NY Sec. of State 9/21/18. Princ. off. loc.: Westchester Cty. Sec. of State designated as agent of LLC upon whom process against it may be served. Sec. of State shall mail a copy of process to the LLC, 2 Dearfield Drive, Suite 3, Greenwich, CT 06831: Purpose is any lawful activity. #61902

Notice is hereby given that an on-premise license, #TBA has been applied for by Whole Foods Market Group Inc d/b/a Parlor to sell beer, wine and liquor at retail in an on premises establishment. For on premises consumption under the ABC law at 20 The Crossing, Suite A Chappaqua NY 10514. #61904 Giacinto Realty Holdings LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 7/19/2018. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 671 Bronx River Rd., Unit 5K, Yonkers, NY 10704. General Purpose. #61905

Rubenstein & Cohen LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 10/5/2018. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 155 White Plains Rd., Tarrytown, NY 10591. General Purpose. #61906 NOTICE OF FORMATION OF ROYAL UNISEX SALON, LLC. Arts of Org filed with the State of NY (SSNY) on 8/28/2018. Office in Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to:Careta Ali, 255 E Prospect Ave. Apt 1F, Mount Vernon NY 10550. Purpose: any lawful purpose or activity. #61907

Notice of Formation of WESTCHESTER ACADEMY BASEBALL, LLC. Arts. of Org. filed with the Secy of State of NY (SSNY) on 5/30/18. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 29 Morgan Place, White Plains, NY 10605. Purpose: any lawful act or activity. # 61856 105 Smith Avenue LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 8/28/2018. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 105 Smith Ave., Mount Kisco, NY 10549. General Purpose # 61857

Name of the LLC: Soleil Consults (US) LLC Date of filing of Articles of Organization with the NYS Dept. of State: 09/06/18 County the LLC is located in: Westchester The Secretary of State has been designated as agent of the LLC upon whom process against it may be served. Address of the LLC: 161 Pearsall Dr., Mount Vernon, NY 10552 The character or purpose of the business: Business Support Services # 61880

49 Chestnut Street LLC Filed 9/27/18 Office: Westchester Co. SSNY designated as agent for process & shall mail to: 65-22 79th Place, Middle Village, NY 11379 Purpose: all lawful #61903

INDEX NO. 68767/2013

Plaintiff designates WESTCHESTER as the place of trial situs of the real property SUPPLEMENTAL SUMMONS Mortgaged Premises: 29 MAC ARTHUR BLVD CORTLANDT MANOR, NY 10567 District: Section: Block: Lot:

Defendants. _________________________________________________

THE OBJECT of the above caption action is to foreclose a Mortgage to secure the sum of $450,000.00 and interest, recorded on September 2, 2010, at Instrument number 502303259, of the Public Records of WESTCHESTER County, New York, covering premises known as 29 MAC ARTHUR BLVD CORTLANDT MANOR, NY 10567. The relief sought in the within action is a final judgment directing the sale of the premises described above to satisfy the debt secured by the Mortgage described above. WESTCHESTER County is designated as the place of trial because the real property affected by this action is located in said county. NOTICE YOU ARE IN DANGER OF LOSING YOUR HOME If you do not respond to this summons and complaint by serving a copy of the answer on the attorney for the mortgage company who filed this foreclosure proceeding against you and filing the answer with the court, a default judgment may be entered and you can lose your home. Speak to an attorney or go to the court where your case is pending for further information on how to answer the summons and protect your property. Sending a payment to the mortgage company will not stop the foreclosure action. YOU MUST RESPOND BY SERVING A COPY OF THE ANSWER ON THE ATTORNEY FOR THE PLAINTIFF (MORTGAGE COMPANY) AND FILING THE ANSWER WITH THE COURT. RAS BORISKIN, LLC Attorney for Plaintiff BY: CYNTHIA MALONE, ESQ. 900 Merchants Concourse, Suite 106 Westbury, NY 11590 516-280-7675

# 61878

To the above named Defendants YOU ARE HEREBY SUMMONED to answer the complaint in this action and to serve a copy of your answer, or, if the complaint is not served with this summons, to serve a notice of appearance on the Plaintiff's Attorney within 20 days after the service of this summons, exclusive of the day of service (or within 30 days after the service is complete if this summons is not personally delivered to you within the State of New York) in the event the United States of America is made a party defendant, the time to answer for the said United States of America shall not expire until (60) days after service of the Summons; and in case of your failure to appear or answer, judgment will be taken against you by default for the relief demanded in the complaint. NOTICE OF NATURE OF ACTION AND RELIEF SOUGHT

WCBJ

OCTOBER 15, 2018

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