Westchester County Business Journal 111119 by Westfair Business Journal

PRINT JOURNALISM: BECAUSE IT STILL MATTERS. NOVEMBER 11, 2019 VOL. 55, No. 45

westfaironline.com

A rendering of the proposed new tower at 2 Sherwood Place in New Rochelle.

INSIDE

Reaching for the sky

VERNON HILLS SHOPPING CENTER IN EASTCHESTER SOLD FOR MORE THAN $125M

NEW ROCHELLE REDEVELOPMENT ENDORSED WITH BRAMSON’S RE-ELECTION PAGE

OFFICE MARKET

PAGE

HISTORIC WIN

BY PETER KATZ pkatz@westfairinc.com

he revitalization of downtown New Rochelle, which the city shows as having 32 projects either complete or in various stages of development, received an endorsement with the Nov. 5 re-election of Noam Bramson to a fourth four-year term as mayor. The downtown redevelopment could produce between 6,000 and 7,000

new housing units, add from 12,000 to 15,000 new residents, result in up to 12 million square feet of new construction, including up to 1 million square feet of retail space and 2.4 million square feet of prime office space and add up to 1,200 hotel rooms. In 2015, the city selected RXR Realty and Renaissance Downtowns as master developer for the downtown. The city adopted a downtown overlay zoning plan and completed a generic environmental review for the

downtown area, helping to streamline the process developers have to go through in order to get shovels in the ground. Luiz Aragon, the city’s commissioner of development, was outspoken in telling developers that New Rochelle would be able to approve their projects in two or three months versus the one or two years it can take in other municipalities. “The pace of approvals is powerful evidence that the downtown development plan we adopted in 2015 is working as intended,” Bramson, a Democrat. told the Business Journal in an interview. “I think there may have been some initial skepticism on the part of developers but we have proven the value of our model through success over a period of » NEW ROCHELLE

BY PETER KATZ pkatz@westfairinc.com

THE VERNON HILLS SHOPPING CENTER IN EASTCHESTER

has been sold to a private real estate investment firm that has a retail, hotel and office portfolio encompassing more than 100 buildings valued at $14 billion. The shopping center at the Eastchester-Scarsdale line was bought by New York Citybased Ashkenazy Acquisition Corp. (AAC) from Vernon Hills Shopping Center LLC at a price described as being more than $125 million. Daniel Levy, president of AAC, told the Business Journal, “Acquiring Vernon Hills has been a goal of ours for over a decade. It’s an irreplaceable property and an important part of the greater Westchester community, due to the wide range of

tenants it can support and location within a densely populated trade area.” In response to a question on whether it is planning upgrades or renovations, Levy said, “The sellers have done an incredible job with this property. In the near term, we will be taking a fresh look to see how we can improve the Vernon Hills experience for both existing tenants and customers. Ashkenazy Acquisition Corp. takes a long-term approach to real estate ownership and we plan to make strategic decisions as opportunities that serve the community present themselves.” The CEO and chairman of AAC is Ben Ashkenazy, who was born in Israel and grew up in Lawrence on Long Island. He got » SHOPPING CENTER

Houlihan Lawrence sees office softness, multifamily and flex strength BY PETER KATZ pkatz@westfairinc.com

ndustrial and flex properties, along with multifamily apartment buildings, continued to be in high demand in Westchester during the third quarter, according to a report from Houlihan Lawrence Commercial. The report found that multifamily apartment properties in Westchester had the highest occupancy rates, the strongest absorption and highest lease rates in years. It placed occupancy at between 97% and 97.5%, up about 0.5% from the third quarter of 2018. The report said that fundamentals in the sector have been strong for the past 12 quarters and deliveries of new apartments have amounted to 5% of the existing inventory, which the report said is high by historical standards. The report said demand for office space in Westchester weakened during the third quarter, but fewer tenants moved out resulting in a balance of supply and demand. The report said most of the tenants that moved did so

from space that was on a sublease, suggesting that the tenants moved because they wanted permanent locations. The report found an uptick in rents of about $1 per square foot from the third quarter of 2018. Smaller offices in buildings outside of the core of a city, which are in a city but

not walkable to the city's center. continued to be harder to lease. The report found retail space rentals rebounded somewhat in the third quarter after dipping in the first and second quarters of 2019. The vacancy rate, which had been a bit below 4% in the third quarter of 2018, fell to just above

3% for the same period of 2019. The overall price per square foot, which had dropped by about $1.50 during the first and second quarters of the current year, rebounded to where it had been in the third quarter of 2018 at slightly above $28.50. “New businesses have become more hesitant to lease other than the minimum space required and existing businesses appear to be delaying expansions in the face of troubling political headlines, trade disputes and falling consumer confidence,” the report said. Another factor impacting the retail sector is that it has become more expensive to rehabilitate and upgrade space, which has proven to be a hurdle in returning what the report called “tired inventory” to productive use. Industrial and flex space continued to be a segment where demand was strong during the third quarter. The report said the growing demand by consumers for quick delivery of products ordered has translated into a demand for warehouses and similar space close to densely populated cities. It sees continued demand for space used to fulfill digital purchases.

Publisher Ralph A. Martinelli dies at 57 BY PETER KATZ pkatz@westfairinc.com

alph A. Martinelli, vice president of the publishing company Today Media, died Nov. 2 at the age of 57. He was the group publisher of Westchester, Hudson Valley, Westchester Home, Westchester/ Hudson Valley Weddings and 914INC magazines. He was a resident of Ossining. Martinelli died from complications of a previous medical procedure, according to a family member. He was one of six sons of former Yonkers Mayor Angelo Martinelli, who served six terms from 1974 to 1987. Ralph A. Martinelli was a graduate of Iona Prep School and majored in communications at Regis College in Denver. In a 2012 column appearing in Hudson Valley magazine, Martinelli reminisced about his father having started that publication in 1972. He said he had fond memories of working at the

NOVEMBER 11, 2019

WCBJ

family’s printing plant in Yonkers, Gazette Press, which had been in operation since the late 1940s. He recalled that his father would take him and his brothers to the printing plant on School Street near Getty Square every Saturday where they would do everything from sweeping the floors to working on print jobs. He said that he eventually worked his way up to the bindery department. Even after graduating from college, he still helped out at the printing plant. He said he worked at a few restaurants and eventually got a real estate license, but was drawn back to Hudson Valley magazine, becoming involved with circulation and eventually becoming its advertising manager. His brother Robert F. Martinelli is CEO and president of Today Media, while his brother Richard J. Martinelli is the company’s secretary and treasurer. Westchester County Executive George Latimer said, “Martinelli grew up in Westchester’s publishing business. He took a company,

Ralph A. Martinelli

started by his father, and grew it into what it is today along with his two brothers. The county certainly pauses when Westchester magazine hits the mailboxes, and the events he started in Westchester are always the buzz of the county. We will always remember him for the visionary he was.” Ralph A. Martinelli had been active on Twitter, using it to call

attention to events being produced by Westchester magazine. On April 17, 2018, he posted a photo of himself with Eric Trump and reported they had done a photo shoot for the June issue of the publication. Just after the November 2016 election, he posted a photo of himself with Donald Trump, which had been taken at the Trump National Golf Course’s opening party in 2002. On Facebook, he said that he enjoyed the music of Steely Dan and one of his favorite books was “Hudson Valley Chef’s Table,” which had recipes from leading chefs along with photos of the finished dishes. Martinelli was a member of the board of directors of ArtsWestchester. He also partnered with the Food Bank for Westchester, now operating as Feeding Westchester, to help in its mission. Biographical information published by Today Media said he directed support and contributions to more than 200 Westchester charities each year.

MAIN OFFICE TELEPHONE 914-694-3600 OFFICE FAX 914-694-3699 EDITORIAL EMAIL bobr@westfairinc.com WRITE TO 701 Westchester Avenue, Suite 100 J White Plains, N.Y. 10604

Publisher Dee DelBello Managing Editor/Print Glenn J. Kalinoski Managing Editor/Digital Bob Rozycki Associate Publisher Anne Jordan Group Associate Publisher Dan Viteri NEWS Senior Enterprise Editor • Phil Hall Copy and Video Editor • Peter Katz Bureau Chief • Kevin Zimmerman Senior Reporter • Bill Heltzel, Reporters • Georgette Gouveia, Mary Shustack, Peter Katz Research Coordinator • Luis Flores ART & PRODUCTION Creative Director Dan Viteri Art Directors Sebastián Flores, Kelsie Mania, Fatime Muriqi ADVERTISING SALES Manager • Anne Jordan Metro Sales & Custom Publishing Director Barbara Hanlon Senior Account Manager Beth Emerich Account Managers Marcia Pflug, Gina Fusco Events Sales & Development • Marcia Pflug Events Coordinator • Olivia D’Amelio AUDIENCE DEVELOPMENT & CIRCULATION Circulation Manager • Sylvia Sikoutris Telemarketing • Brianne Smith ADMINISTRATION Contracted CFO Services Adornetto & Company L.L.C. Human Resources & Payroll Services APS PAYROLL Administrative Manager • Robin Costello Westchester County Business Journal (USPS# 5830) is published Weekly, 52 times a year by Westfair Communications, Inc., 701 Westchester Avenue, Suite 100J, White Plains, NY 10604. Periodicals Postage rates paid at White Plains, NY, USA 10604. POSTMASTER: Send address changes to: Fairfield County Business Journal: c\o Westfair Communications, Inc., 701 Westchester Avenue, Suite 100J , White Plains, NY 10604. Annual subscription $60; $2.50 per issue More than 40 percent of the Business Journal is printed on recycled newsprint. © 2019 Westfair Communications Inc. All rights reserved. Reproduction in whole or in part without written permission is prohibited.

A MEMBER OF

Latimer proposes Westchester property tax cut

Westchester County Executive George Latimer held a news conference on the lawn of a house in Greenburgh.

BY PETER KATZ pkatz@westfairinc.com

estchester County Executive George Latimer announced that the 2020 county operating budget would contain a $1 million property tax cut. “This is the first time in almost a decade that a county executive has proposed a budget that reduces the county property tax levy,” Latimer said. Latimer was scheduled to make the announcement on Nov. 8, after a previous news conference in the front yard of the Greenburgh home of small-business owners Monica and Matthew Marone on Mayfair Way near Grasslands Road. They operate

reserves drawn down to a level of $64 million, which is about 3½% of our (2019) $1.9 billion budget and that’s well below the percentage we should be at,” Latimer said. Latimer expects the bond-rating agencies to react favorably to the new budget, although he didn’t expect the county to be returned to a triple-A rating based on just one budget. Latimer said the county has to borrow to pay for its capital projects such as fixing roads and bridges and making improvements to the parks system and sewage treatment plants. Latimer said that the county’s revenues have been helped by the recent increase in county sales tax in some communities. Under the current budget, sales and property taxes have been making approximately equal contributions, both in the range of $570 million. “Years ago, the property tax was far and away No. 1. Sales tax was No. 2,” he said.

RPW Ad9 ModernSpace 2019.qxp_RPW Ad9 ModernSpace 2019 5 11/5/19 1:04 PM Page 1

BEST IN CLASS IN WESTCHESTER 100 MANHATTANVILLE ROAD PURCHASE, NY Fortune 100 quality space, up to 82,000 rentable square feet, entire top floor. Great value. Owned and managed with integrity. 914-285-1700 www.rpwgroup.com

This is the first time in almost a decade that a county executive has proposed a budget that reduces the county property tax levy. — George Latimer

Westchester Milk, which delivers milk, eggs, meat, preserves and other foods to homes throughout Westchester and Fairfield counties as well as the Bronx. The budget, totaling $2.1 billion, will include setting aside $10 million to be added to the reserve fund, bringing it up to $79 million. It also is due to eliminate so-called “one-shot deals” to meet expenses, with no borrowing to meet operating expenses. “In the middle of last year, we had the

914-285-1700 · www.rpwgroup.com O

•

WCBJ

NOVEMBER 11, 2019

In CoURT | Bill Heltzel Plumbing firm sues Vassar Brothers Medical Center contractor for $5.5M

A rendering of the new patient pavilion under construction at Vassar Brothers Medical Center in Poughkeepsie.

A plumbing contractor on the $545 million Vassar Brothers Medical Center expansion in Poughkeepsie is accusing the general contractor of botching the project’s design and management. Brian Trematore Plumbing & Heating Inc. sued Walsh/Consigli JV on Oct. 23 in White Plains federal court for $5.5 million. “The level of bad faith and wrongdoing on the part of defendants is to such a degree that the specter of fraud … cannot be ignored,” the lawsuit states. A spokesman for the joint venture did not immediately respond to a request for comment. Walsh/Consigli is a joint venture of Walsh Construction Group of Chicago and Consigli Construction Co. of Milford, Massachusetts. They are building an eight-story, 752,000-square-foot medical building with hundreds of patient rooms, critical care rooms, an emergency department, surgical suites and a conference center. Trematore Plumbing, based in Fairfield, New Jersey, was awarded the $17.9 million plumbing contract. From the outset, Trematore claims, the design “was not as promised in the subcontract.” Trematore hired an independent design expert who allegedly determined that the design omitted a pneumatic tube communication system and data communications system. Conflicts between building specialties, such as plumbing and electrical, were “incumbent in the design.” Water pipes and medical gas piping did not fit their allotted space, the complaint states. Toilet outlets were located directly above steel framing. A copper-silver ionization system to prevent biological hazards such as Legionella was not included in the original design. Trematore Plumbing & Heating claims that many of the 109 change orders it sub-

NOVEMBER 11, 2019

WCBJ

mitted were not answered, resolved or approved, resulting in “a rippling effect on work sequencing, scheduling and coordination.” Trematore said it had to improvise, at great cost and delays, to complete the work. Trematore said it submitted 390 requests for information, but Walsh/Consigli gave unacceptable answers, no answers or delayed answers. The plumbing company was back charged for “re-work costs” that it claims were the result of bad planning and untimely responses to questions. Walsh/Consigli accused the plumbing company of failing to perform work as required, the complaint notes. But each example given, Trematore alleges, was “directly attributable to defendants’ improper management of the project.” The completion date was extended to February 2020, from August 2019, according to the complaint, yet Trematore has not received an updated “critical path” schedule. Trematore said it is still owed nearly $5.5 million for its work. It is also demanding $16.4 million in punitive damages. Trematore is represented by Poughkeepsie attorney David R. Wise.

TARRYTOWN MAN ACCUSED OF STEALING $280,000 FROM INVESTORS

The Commodity Futures Trading Commission claims that a Tarrytown man scammed at least nine investors in a bogus foreign exchange trading scheme. The CFTC sued Eyal Alper on Oct. 24 in federal court in White Plains, seeking to stop him from soliciting more clients and compelling him to pay back at least $280,000. “Alper misappropriated his customers’ funds,” the lawsuit states, “and used those funds to pay for his personal expenses.” About three months ago, Alper petitioned the bankruptcy court for Chapter 7 liquidation, depicting himself as a 7-Eleven store manager in Irving, Texas, barely making a

living. He gave no indications of a career of managing investments. Alper did not respond to an email request for his side of the story. The CFTC, an independent federal agency that regulates futures and options markets, contends that Alper has been soliciting customers since 2015 to invest in commodity futures and retail foreign exchange trading. He represented himself as a successful trader with Alper Management Inc., according to the complaint, who controlled a $1 million master account at FxPro in the United Kingdom. He allegedly told one customer that he had grown an account to $400,000, starting with $40,000. He offered to open subaccounts for his customers and trade for them. But Alper has never been registered with the CFTC, the complaint states. He did not have an account with FxPro or with any retail foreign exchange dealer. He never opened any subaccounts and he placed no trades for his customers. He allegedly sent account statements showing profits on which he charged a 30% commission. All nine customers eventually asked to withdraw funds. Alper, according to the complaint, either failed to respond or delayed by claiming that the money was stuck overseas. None of the nine customers got any money back, the CFTC says. Alper allegedly deposited the funds in his own bank accounts and then used them for personal expenses such as international travel, restaurants and car rentals. The CFTC complaint does not name his customers but lawsuits identify two. Austin Stack of Atlanta sued Alper last year in Westchester Supreme Court. He had invested $40,000 and paid another $4,568 in commissions. When Stack tried to cash out, he encountered a flurry of delays and excuses. The court awarded Stack a $167,801 default judgment. Brandon Whitsett sued Alper last year in Chancery Court for Rutherford County, Tennessee, near Nashville. He claimed he invested $40,000 on assurances that it would quickly grow to more than $100,000. He paid $25,732 in commissions. Whitsett decided to cash out when his account had purportedly grown to $123,000. But Alper, according to the complaint, evaded him and made a series of excuses. Finally, Whitsett claimed, Alper said he would spend millions of dollars to make sure that Whitsett did not get a dime. The Tennessee court awarded Whitsett a $57,537 judgment and a Westchester judge approved it with no opposition from Alper. Two weeks later, on Aug. 19, Alper filed for bankruptcy protection. He declared $3,200 in assets — mostly clothing and a few pieces of furniture — and $230,400 in liabilities. He lists the Stack and Whitsett debts but

characterizes them as disputed and as pending court cases. He also lists as disputed a claim for an “unknown” amount from the Borgata Hotel Casino Spa in Atlantic City, New Jersey. Alper has worked as a convenience store manager for a year, according to his income schedule, making $1,765 a month. He has made nearly $15,000 this year, $893 last year and $800 in 2017. In the past four years, he declared, he did not own or have any connections to any business. In the CFTC case, the agency accuses Alper of fraud and engaging in prohibited activities. The agency is asking for a court order stopping Alper from trading commodities for himself or others and requiring him to make full restitution to his customers. If he is not restrained, the CFTC argues, “Alper will likely continue to engage in the acts and practices alleged in this complaint.”

FEDS DEMAND HUDSON VALLEY BAKERY RECORDS FOR IRS INVESTIGATION

The IRS wants to know more about Joel Lebovits’ business finances but the Hudson Valley bakery executive has not cooperated. U.S. Attorney Geoffrey S. Berman petitioned federal court on Oct. 22 to compel Lebovits, as president of Catskills Bakery Corp. at 4437 Route 42 in Monticello, to testify and produce financial records from 2016 and 2017. “The testimony and documents sought by the summons may be relevant to, and can reasonably be expected to cast light upon, the subject of the IRS’ investigation,” the petition states. The Internal Revenue Service had previously summoned Lebovits, a Monroe resident, to an examination on Sept. 6, 2018, according to the petition. He failed to appear. He was directed again this year and failed to show up for a March 5 examination. U.S. District Judge Vincent L. Briccetti ordered Lebovits to appear in court on Dec. 11 to show cause why he should not be compelled to testify or produce the records demanded by the IRS. The Monticello bakery is dealing with a foreclosure action. Finwise Bank of Sandy, Utah, sued Lebovits and several of his companies on June 27 in Supreme Court in Sullivan County. The borrowers had mortgaged the Route 42 property for $810,000. They defaulted, Finwise claims, by failures to make mortgage payments, pay real estate taxes, maintain insurance and provide the bank with copies of 2017 and 2018 tax returns. As of Aug. 7, they owed Finwise $822,879 in principal, interest and late fees. The bank agreed to a forbearance deal in which Lebovits and his companies agreed to pay $6,200 a month and the bank agreed to defer 1.75% of the interest rate. Besides Catskills Bakery Corp., the bank’s

In CoURT | Bill Heltzel lawsuit shows Lebovits as either sole managing member or president-secretary of RT 42 4437 LLC of Monticello; Evergreen Bakery NJ Corp. of Lakewood, New Jersey; Hatzlacha Bakery Corp. of Spring Valley; Rugalech Bakery Corp. of Monsey; and West Street Bakery Corp. in Monticello.

MOUNT KISCO DOCTOR’S LYME DISEASE LIBEL CLAIM DISMISSED

A libel lawsuit filed by Mount Kisco Lyme disease physician Daniel Cameron has been dismissed because the complaint was filed in the wrong place. Last year, Cameron sued Florida medical activist and blogger Jann Bellamy for $1 million in White Plains federal court for allegedly depicting him as a predator who preys on Lyme disease patients for financial gain. U.S. District Judge Vincent L. Briccetti did not rule on the merits of Cameron’s complaint but he granted Bellamy’s motion to dismiss “for lack of personal jurisdiction.” Cameron’s medical practice focuses on tick-borne diseases such as Lyme and he has been active in a medical association that has issued treatment guidelines for chronic Lyme disease. Bellamy, a retired lawyer who is a founder of the Society for Science-Based Medicine, contends that there is no such disease as chronic Lyme and that long-term use of antibiotics to treat these patients can be harmful. In 2017, the New York Board for Professional Medical Conduct accused Cameron of professional misconduct for his handling of seven patients. Cameron denied the allegations but then signed a consent agreement that put him on probation for three years. He was allowed to continue his practice under several restrictions. Bellamy published an account of the disciplinary action on the Society for ScienceBased Medicine website. Though Cameron is board certified in internal medicine, she said, he has no fellowship training or certification in infectious diseases. “Cameron had only one tool, a hammer, so he saw every problem as a nail,” Bellamy wrote. “The possibility that the patient might be suffering from something other than ‘chronic Lyme’ was tossed aside via inadequate physical exams and medical records, failing to consider other diagnoses, and bulldozing ahead with inappropriate long-term antibiotics, adverse conditions be damned.” Cameron sued. Her assertions, he argued, are libelous, and her description of the consent agreement is false. Bellamy, a Florida resident, responded that New York courts do not have jurisdiction over her. Cameron’s attorney, Jacques G. Simon of Jericho, Long Island, countered that the state’s “long arm statute” does allow New York state and federal courts to assert jurisdiction when out-of-state defendants transact business in New York.

Bellamy wrote articles aimed at residents of New York, he argued. Her research was based on a consent agreement issued in New York. And the website allows New Yorkers to comment on articles and donate money to cover its expenses. But posting material on a website accessible in New York does not constitute transacting business in the state, Briccetti noted, citing legal precedent. There must be a connection or substantial relationship between the transaction and the particular claim.

Daniel Cameron

Jann Bellamy

Briccetti found that Cameron’s argument, that his reputation and business were specifically targeted, is entirely conclusory. Bellamy’s reliance on documents published in New York does not mean she had contacts in New York. And website interactions with users are not enough to establish in-state business transactions. “Indeed, it is undisputed (that) defendant researched and wrote the articles in Florida,” Briccetti ruled. “Plaintiff has failed to allege defendant transacts business in New York.”

PCSB CASH MANAGEMENT TEAM Donna Hermiston, Robin Hulmes, Dominick Petramale, Fran Mauro, Andrew Fairchild, Ana Maria dos Santos

Our Cash Management Team is on Fire. The PCSB Cash Management team is winning new customers all over the Lower Hudson Valley. Why? Because we’ve updated our line up of Cash Management products and services to be competitive with everyone out there. Nobody is better. And we’re supporting it with our renowned, world-class customer service. Nobody comes close.

Payables, Receivables, Fraud Prevention, Reporting, Dedicated Mobile App, Remote Deposit...we’ve covered all the bases. Think about your business finances, are you in full control? Is it time to make a change? Go with a winner, call in the PCSB Cash Management Team. It’s the smartest move you’ll ever make for your business, put it in the books.

Serving the Lower Hudson Valley Since 1871

914-248-7272 PCSB.com

WCBJ

NOVEMBER 11, 2019

New Rochelle—

years. And, I think investors now recognize that New Rochelle is in a unique position to foster well-planned development that’s consistent with our community’s vision of an economically and culturally thriving downtown.”

ELECTION ISSUE

Brendan M. Conroy, who opposed Bramson on the Republican, Conservative and Independence lines in the mayoral election, said there’s such a thing as being too quick to approve projects. “The fast-track system that they have doesn’t give people an opportunity to consider these developments before they’re going up,” he said. “I don’t want to stop development. I just want to make sure that development is going to benefit the entire city.” Conroy said many of the residents he met while on the campaign trail expressed skepticism regarding the pace of development. Conroy has had experience in real estate as an appraiser, property tax consultant, real estate agent and former assistant city assessor for Rye. Conroy expressed concern that residents will face future costs not being covered as a result of tax breaks given to developers and that projections of the number of new students who will be coming into the public schools as a result of new apartment construction are too low. “I would like to see a greater effort made to attract retail and possibly businesses to bring in offices. Those are projects that you could give a tax abatement to and it really doesn’t cost because there’s no impact on the school system,” he said. Bramson said he understands and respects the concerns of critics. “Any time a community goes through significant change it is reasonable to expect there will be robust debate,” he said. Bramson said prior to adopting the downtown plan, there was extensive community discussion and potential impacts were analyzed “so that we could plan for growth, make sure there’s adequate infrastructure, make sure that our services are equipped and make sure that the taxpayers come out ahead with new revenue generation that far exceeds any public costs.” Bramson said being about a half-hour out of Grand Central Terminal on Metro-North is significant for the city. “Access to mass transit is one of our most important assets and the completion of Penn (Pennsylvania Station) access in a few years will give New Rochelle the closest station to Manhattan with direct service to the East and West sides. We are able to offer both residential and commercial space with access to the center of the metropolitan area that’s as good or better than many parts of the five boroughs but at a small fraction of the cost.”

TRANSIT-ORIENTED DEVELOPMENT

Approved by the New Rochelle Planning Board at its Oct. 22 meeting was a 24-story building at 2 Sherwood Place, near the MetroNorth Railroad station, which will have 301 residential units. On unanimous votes, the

NOVEMBER 11, 2019

WCBJ

From left: Adam Salgado, New Rochelle deputy commissioner of economic development and IDA executive director; Ivar Hyden, city council member; Charles B. Strome III, city manager; Barry Fertel, city council member; Todd Rechler, chief construction and development officer for RXR; Mayor Noam Bramson; and Seth Pinsky, executive vice president of RXR.

board found that the project met environmental requirements and gave approval to the project’s site plan. The application was submitted by 255 Huguenot Owner LLC. The project started to move off the drawing board last year when the city and the owner of 255 Huguenot St., the DSF Group of Waltham, Massachusetts, reached an agreement allowing DSF to create a new street cutting through the plot of land at 255 Huguenot where La Rochelle, a 25-story, 412-unit luxury apartment building already was standing. Approval for a new street, Sherwood Place, resulted in the creation of a discrete piece of land where a second tower could be constructed. DSF Group had purchased La Rochelle in 2016 for $148.5 million. Attorney Peter Wise of the White Plainsbased law firm DelBello Donnellan Weingarten Wise & Wiederkehr LLP alluded to the way the review process now works in New Rochelle when he told the planning board that the developer had received comments from city staff and committees, including the architectural review committee. “We haven’t been able to address absolutely everything, but I want to assure the board ... that all of the comments that have been raised are acceptable to us and will be addressed to the complete satisfaction of the city,” he said. He added that the developer also accepted any conditions the city may attach to the approvals. Architect Abed Benzina of the firm SK+I in Bethesda, Maryland, told the board that the addition of Sherwood Place is “a great move because it certainly helps enhance the urban

network and provides connectivity, a pedestrian-friendly connection, to the train station. Sherwood was really a catalyst for this project by creating and separating two urban blocks.” Benzina also said the exterior of the top of the building will be lighted and added, “That’s the beacon of light for the new skyline.”

SHADOWS FROM LAWTON STREET

In September, a project at 11 Lawton St. received city approval. It’s an 800,000-squarefoot, mixed-use development that includes the adaptive reuse of the former National City Bank of New Rochelle building. In addition to 143 condominiums and 453 rental apartments in a 48-story building, the project will include a 190-room, 22-story hotel and just under 3,000 square feet of retail space. Some criticism surfaced, including comments to the planning board by Rev. Diedra Gray Clark, president of the New Rochelle Public Library’s Board of Trustees. “It is with dismay that I am here tonight to speak on behalf of the trustees about the impact the Lawton Street development could have on the New Rochelle Public Library,” she said. “According to the developer’s shadow study, the 48 stories will have a significant impact on the direct sunlight both the Ruby Dee Park and the public library receive.”

SOUTH DIVISION STREET

Ensuring adequate parking has figured into development plans, even as a city garage was demolished to make way for a new project by master developer RXR, which held a groundbreaking ceremony Oct. 30 mark-

ing the start of construction for a 28-story, mixed-use building at 26 S. Division St. The plan calls for two towers to be built. The address of the second building is to be 28 S. Division St. The structure now being built at 26 S. Division St. will feature 352 market-rate apartments. There will be a mix of one-, two- and three-bedroom units. The plan calls for more than 12,000 square feet of retail space. Amenities will include a valet parking garage, resident lounge, coworking space and a public plaza. RXR’s Executive Vice President Seth Pinsky used the occasion to announce that RXR has created a building community fund at the Westchester Community Foundation (WCF). RXR is initially putting $225,000 into the fund, which will support youth enrichment, workforce development, economic development, public safety, the environment and parks, recreation and wellness. Laura Rossi, executive director of the WCF, described the new fund as “a game-changer.” RXR anticipates residential leasing for 26 S. Division St. will begin in the fourth quarter of 2020. The two South Division Street buildings would have a total of 730 rental apartments, 675 on-site parking spaces and 20,000 square feet of street-level retail space. RXR estimated that as master developer and under the revitalization plan it helped put into place it will be able to develop about 4 million square feet of space on downtown sites it controls.

New Rochelle IDA approves $27.8M in subsidies for $253M apartment building bought the property last year for $1.6 million, according to a county property record. The developer has proposed payments in lieu of taxes that would cost $27,695,737 over 20 years and save $18.2 million in property taxes. BRP also is asking for exemptions of $8.4 million in sales and use taxes during construction and $1.2 million for the mortgage recording tax. The cost of building a church is excluded from the IDA benefits, BRP’s attorney, Janet J. Giris, told the board. The company plans to start building next fall and open for occupancy in early 2022. It will create about 300 construction jobs, according to the IDA application, and then 10 full-time equivalent jobs. The project could receive final approval at the Nov. 21 IDA meeting.

BY BILL HELTZEL bheltzel@westfairinc.com

he New Rochelle Industrial Development Agency (IDA) granted preliminary approval on Oct. 29 for $27.8 million in tax subsidies on a proposed $253 million residential tower that will include one church and relocate another. The project will be built at Main and Church streets where two churches own parcels. “By working collaboratively with the French Speaking Baptist Church to relocate,” BRP Development Corp. states in its IDA application, “the company has ensured that the city will not lose an important religious institution. The project will preserve the presence of the New York Covenant Church … and provide it with new and improved space.” “Any time you deal with two churches, it has certainly become an atypical development,” Rashid Walker, managing director of BRP, said in a telephone interview. “That said, both churches were really easy to deal with. They could not be nicer people or nicer organizations.” BRP Development Corp. is a minority-owned firm based in Manhattan that specializes in affordable, mixed-income housing close to transportation hubs. Last year, BRP got city approvals for a $57 million mixed-income apartment building at 10 Commerce St. That project will break ground at the end of November. The new site, Walker said, “if not the best, is one of the best locations in New Rochelle. I love its proximity to the train station and to improved amenities in the area.” Four old buildings will be torn down and replaced with a 25-story structure. New York Covenant owns the two-story building at 500 Main St. BRP owns 506 Main St., used by a thrift store, and 510 Main St., where Liebman’s children’s clothing store has operated since 1927. The French Baptist Church owns the building at 12 Church St., built in 1901 and used for nearly a century as a fire station and fire department headquarters. BRP plans to build 477 apartments, an automated parking garage with 452 spaces, nearly 2,500 square feet of ground-floor retail space and the church. The residential portion of the building will have a fitness room, pool, spa, clubrooms and rooftop terraces, according to the IDA application. New York Covenant will occupy space on the first two floors, including an auditorium, classrooms, offices and dance studio. It will use a temporary location during construction. The French Baptist Church will move to 344 Webster Ave., formerly used by Born Again United Church Apostolic. BRP

TWB Ossining Now Open 7.375” w x 7.125” h 10-2-19 The French Speaking Baptist Church owns the building at 12 Church St., built in 1901 and used for nearly a century as a fire station and fire department headquarters. Image via Google Maps.

Community Banking at its Best. Now Serving Ossining! “

We’re thrilled to now serve the Ossining community. Find out how Banking Made Personal can move your business forward.

”

JOHN M. TOLOMER President & CEO The Westchester Bank

Daniel Alvarez

MAMARONECK 305 Mamaroneck Ave. (914) 315-2486 THORNWOOD 994 Broadway (914) 984-5446

MT. KISCO 51 S. Moger Ave. (914) 752- 4262

Victoria Penta

John Tolomer

OSSINING 240 S. Highland Ave. (914) 502-4421

WHITE PLAINS 464 Mamaroneck Ave. (914) 290-6330

Caroline Ioimo

Marlen Messina

RYE BROOK 800 Westchester Ave., 4th Fl. (914) 368-0987

YONKERS 1900 Central Park Ave. (914) 337-1900

TheWestchesterBank.com

COMMERCIAL LOANS • COMMERCIAL MORTGAGES • CREDIT LINES • BUSINESS CHECKING • MONEY MARKET ACCOUNTS

WCBJ

NOVEMBER 11, 2019

Westchester planning new program for business startups BY PETER KATZ pkatz@westfairinc.com

estchester County is about to take another step designed to help expand the local economy through new business activity, the Business Journal has learned. To be known as the Westchester County Biosciences Accelerator, the program will see the county joining with the accelerator ELabNYC (the Entrepreneurship Lab for New York City), and the program ABCT (Accelerator for Biosciences in Connecticut). Both are helping bioscience startups. ELabNYC and ABCT operate under the umbrella of Design Technologies, which was organized to help build emerging companies. Corporate sponsors include Lilly, Pfizer, Roche and Purdue Pharma. Since 2013, ELabNYC has raised more than $275 million from various funding sources in the U.S. and internationally. Westchester County’s Director of Economic Development Bridget Gibbons said the county will initially work

with six startups. “They’ll work with mentors and coaches and the great thing about this program is because it’s so well established there are a lot of investors that are involved, so we’re hoping that the momentum of having investors that are focused on this program will really accelerate our success,” she said. The new program would dovetail with the county’s Element 46 incubator program that was launched earlier this year. “We brought in 12 businesses to go through the incubator program. They just graduated. It was a fourmonth program. They’re in various stages of launches,” Gibbons said. She said the plan is for the Element 46 program to help launch up to 200 businesses over the next five years. Gibbons said the new program would be positioned to be a feeder for the North 60, a $1.2 billion biotech center to be developed on 60 acres of county land in Valhalla. That project has been working its way through the local approval process after Westchester County Executive George Latimer

Bridget Gibbons. Photo by Bob Rozycki.

and developer John Fareri signed a 99-year land lease. She said the county is coordinating closely with New York Medical College and its BioInc@NYMC incubator. Gibbons said her office takes a much broader interest in the county’s economic activity than just what’s happening with bioscience startups. “Our office works with all sizes of businesses, everything from mom-andpop and minority-owned, women-owned businesses, to midsize businesses with between 50 and 500 employees, as well as providing incentives and other services to large corporations,” she said. Gibbons pointed out that a great deal of economic activity

in Westchester is spurred by the county’s Industrial Development Agency (IDA), which has approved tax incentives to help generate almost $2 billion in projects. She also said the county is mulling over a new program that may be called Westchester Goes Global. It would be designed to attract foreign companies that want to do business in New York City, but find it too expensive to set up shop there. Gibbons said one of the most gratifying things about being in government is the direct impact her office is able to have in promoting economic activity. “I used to have a marketing company and that

was a lot of fun. But there’s something very special when you’re able to help people in the county in some significant way through the programs that we offer,” she said. During the first part of her career she worked in New York City for a global human resources firm and had major clients such as Chase and IBM. “I saw Facebook becoming important as a marketing tool and I said to myself that businesses, especially small businesses, are going to need help with it,” she said. That led to her earning a certificate from New York University in social media and the launch of her marketing company. “George Latimer understood my background where I had large corporate experience plus being an entrepreneur and being able to relate to small-business owners and the struggles they face, plus I was very well established in the Westchester business community,” she said. Gibbons will have an opportunity to network with a wide spectrum of businesspeople attending

a Nov. 20 event in White Plains. She is scheduled to participate in a panel discussion covering where the Westchester economy is now, where it’s likely to be headed in 2020 and what businesspeople need to do to plan ahead. The event, organized by Westfair Communications, publisher of the Westchester County Business Journal, Fairfield County Business Journal and Wag magazine, is presented by Bank of America and takes place at the C. V. Rich Mansion at 305 Ridgeway from 5 to 8 p.m. Also featured will be Jonathan Koby, senior macro strategy analyst for Bank of America, Mike Mosner, president of Mosner Family Brands, and Mark Edfort, managing partner at Evolution Health Group. “I’m very optimistic about the economy of Westchester,” Gibbons said. The evening event will mark the end of a long day for her. “The first part of the day I’m going to be in Brooklyn, recruiting startup businesses to come to Westchester and be part of our Element 46 program,” she said.

Peekskill looking for downtown revitalization proposals BY PETER KATZ pkatz@westfairinc.com

he city of Peekskill is getting $10 million from the state and it is looking for suggestions on how to spend it. The Peekskill DRI Local Planning Committee, which was established to spearhead the project selection process, has issued an open call for proposals. It is inviting any members of the community who may have projects in mind for private downtown sites that would provide economic and community benefits to make submissions. The city was selected by

NOVEMBER 11, 2019

the Mid-Hudson Regional Economic Development Council to receive a $10 million state Downtown Revitalization Initiative (DRI) award. It was announced Aug. 14 by Gov. Andrew M. Cuomo. The first $300,000 of the state award was to be devoted to covering planning costs. The remaining $9.7 million is to be used for projects that will act as catalysts to advance the city’s vision for downtown revitalization. Mayor Andre Rainey led walking tours of the downtown to help highlight features that might benefit from the funding such as the Paramount Hudson Valley Theater, the water-

WCBJ

The Paramount Theater in Peekskill.

front area and the city’s gazebo at North Division Street and Central Avenue. The open call is designed to attract proposals for privately sponsored projects. These could include capital

projects sponsored by individuals, property owners, business owners, nonprofit organizations and cultural institutions. There must be a clear need for DRI funding. Privately sponsored

projects must demonstrate that a funding gap exists and, if properly funded, that they will provide a tangible benefit to the community. Typical of projects that might receive DRI funding

would be the development, redevelopment or rehabilitation of real property for commercial, residential, industrial or mixed uses. Capital projects that facilitate expansion of existing businesses or creation of new businesses within the DRI area also would be considered, as would capital projects that facilitate expansion and/or increased programming of arts, cultural or community institutions. Submissions must be emailed to PeekskillDRI@ gmail.com by Dec. 6. There’s a website that has more information, including a video and application form at peekskilldri.com.

make business easier Locally and around the globe, we help businesses work in ways that are fast, smart and secure. Providing the latest tech and a dedicated team to help you grow.

What would you like the power to do?® Let us know at michael.cappelli@bofa.com Michael Cappelli, Market Executive

“Bank of America” and “BofA Securities” are the marketing names used by the Global Banking and Global Markets divisions of Bank of America Corporation. Lending, other commercial banking activities, and trading in certain financial instruments are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Trading in securities and financial instruments, and strategic advisory, and other investment banking activities, are performed globally by investment banking affiliates of Bank of America Corporation (“Investment Banking Affiliates”), including, in the United States, BofA Securities, Inc. and Merrill Lynch Professional Clearing Corp., both of which are registered broker-dealers and Members of SIPC, and, in other jurisdictions, by locally registered entities. BofA Securities, Inc. and Merrill Lynch Professional Clearing Corp. are registered as futures commission merchants with the CFTC and are members of the NFA. Investment products offered by Investment Banking Affiliates: Are Not FDIC Insured • May Lose Value • Are Not Bank Guaranteed. ©2019 Bank of America Corporation. All rights reserved. ARR8VM8Y 10-19-0318

WCBJ

NOVEMBER 11, 2019

BioInc@NYMC celebrates anniversary, opens new space

From left: Meghan Taylor, vice president and regional director, Mid-Hudson, Empire State Development; Robert W. Amler; Laurence Gottlieb, managing director, life sciences and health technologies, Robert Martin Company, LLC; Salomon Amar, vice president of research at NYMC and provost for biomedical research and chief biomedical research officer for Touro College and University System; Deborah Novick; Barry Kappel, president, chief executive officer and director of Sapience Therapeutics; Edward C. Halperin; Andrea Stewart-Cousins; Mike Oates, president and chief executive officer, Hudson Valley Economic Development Corporation; Bridget Gibbons, director of economic development, Westchester County; Tito Davila, representing the office of New York State Senator Pete Harckham; Thomas Abinanti, New York State assembly member; and Jerry L. Nadler, dean of the School of Medicine, NYMC.

BY PETER KATZ pkatz@westfairinc.com

ioInc@NYMC, the biotechnology incubator on the campus of New York Medical College in Valhalla, had two celebrations on Oct. 30. It marked its fifth anniversary while opening new space that effectively doubles its size. Since its launch in October 2014, BioInc@ NYMC has supported nine startup companies, created at least 54 jobs and has had an economic impact estimated to be in excess of $16 million. “We’ve been able to provide promising startups the resources they need to successfully develop life-changing medical technologies,” Deborah Novick, director of the incubator, said. “The facility has been filled to capacity, helping drive an expansion that will allow the incubator to recruit more companies and better support existing companies.” Robert W. Amler, dean of NYMC’s School of Health Sciences and Practice and vice president for government affairs, welcomed the guests. New York State Senate Majority Leader Andrea Stewart-Cousins spoke at the event. She praised BioInc@NYMC as “an amazing story for Westchester County and an incredible resource for the region.” BioInc@NYMC had been in a 10,000-square-foot wing of the building at 7 Dana Road on the NYMC campus. The expansion adds an additional 9,500 square feet with new offices, conference rooms, seminar space and more. The expanded footprint is expected to allow for up to 20 additional companies to begin operations at the facility. Westchester County Executive George Latimer said, “The fundamental reality is that biotechnology is the future for our

NOVEMBER 11, 2019

WCBJ

economy. In the same way prior generations in Westchester foresaw a county that was ahead of the game, creating the first parkway and first planned amusement park, I believe future generations will look back on this private sector partnership and say, ‘We got it right.’ ” Edward C. Halperin, chancellor and CEO of NYMC, recalled, “Shortly after my arrival here seven years ago, we collectively committed ourselves to creating a home on this campus for biomedical companies, where the best and brightest ideas would be brought to us for possible commercialization.” He noted that partnerships involving universities, government and private enterprise, especially in the U.S., Great Britain, France and Canada, have produced the most rapid progress in biomedical sciences in history. Halperin said, “We must … consider the needs of stakeholders as well as shareholders, stakeholders such as current and future patients, the impact of what we design and manufacture upon the environment, the creation of satisfying and socially important and good paying jobs.” Typical of the companies operating at the incubator is Affina Biotechnologies, a contract research organization working in the drug discovery and development process with clients as far away as Australia and South America. Another company, Sapience Therapeutics, is working on ways to treat difficult medical conditions such as high-mortality cancers. Mark Zemel, founder and CEO of DigiTouch, Retia Medical and MOE Medical Devices, said, “BioInc has been the home of my three startups ... for the past three years.” He said BioInc@NYMC “has provided us access to excellent facilities and superior researchers for collaboration that has enabled us to attract investment, grow rapidly and achieve major milestones such as FDA clearance.”

Shopping center—

buyer. C&W’s Manhattan-based equity, debt and structured finance team represented AAC in arranging financing for the purchase. The lead lender was People’s United Bank. The Westchester Bank, Iberia Bank and Amerant Bank participated. C&W had been presenting online listings for office space available for lease in buildings at 688 and 670 White Plains Road in the shopping center. One presentation showed 21,108 square feet of space in an 88,240-square-foot building was available while another showed availability of 10,500 square feet in a 33,388-square-foot building. Originally built by the Scarsdale construction, development and management company Bianco & Pepe Inc., headed by the late Salvatore Pepe, the Vernon Hills Shopping Center often is associated by many with the adjacent Lord & Taylor store, although the properties are separate. Meanwhile, Lord & Taylor has filed a notice with New York state’s Department of Labor that its store at the Palisades Center in West Nyack will be closing Jan. 31, 2020. All 91 employees will be terminated.

into real estate right after high school and continued while taking classes at Adelphi University on Long Island. He did not complete college. Forbes magazine ranked him No. 207 on its list of the Forbes 400 for 2019 and placed his net worth at $3.8 billon. The company he built controls the leasing of space at such historic landmarks as Faneuil Hall in Boston and Washington D.C.’s Union Station. Union Station, constructed in 1908, has more than 200,000 square feet of retail space and 135,000 square feet of office space. The Faneuil Hall Marketplace in Boston was built in 1742 and attracts about 20 million visitors annually. Among other notable properties in the Ashkenazy portfolio are the Barney’s New York buildings in both Manhattan and Beverly Hills, Bayside Marketplace in Miami, Harborplace in Baltimore and numerous buildings on Madison, Lexington and Fifth avenues in Manhattan. The Vernon Hills Shopping Center.

The Vernon Hills Shopping Center often is associated by many with the adjacent Lord & Taylor store, although the properties are separate.

Also in the portfolio is the Mall at Cross County in Yonkers. In October 2018, the Business Journal reported that a New Jersey company that was working on a parking deck at the mall when it collapsed in 2017 was suing the landlord for more than $1.1 million. Maarv Waterproofing Inc. of Clifton, New Jersey, sued AAC Cross County Mall LLC and its parent company, Ashkenazy Acquisition Corp., of Manhattan in federal court in White Plains. On Jan. 11, 2017, Maarv was using a heavy Bobcat machine on the parking deck when it fell about 30 feet into a National Wholesale Liquidators store, injuring five people. The landlord had previously filed suit against the contractor and had itself been sued by National Wholesale Liquidators. Vernon Hills Shopping Center, located at 700 White Plains Road, includes more than 380,000 square feet of retail and office space. Among the retailers are Starbucks, New York Sports Club, Barnes & Noble, Gap, American Eagle, Brooks Brothers and West Elm. Medical tenants include NewYorkPresbyterian and Columbia Medical. The real estate services firm Cushman & Wakefield (C&W) was involved in bringing the sale to fruition. Its capital markets team based in East Rutherford, New Jersey, represented the seller and procured the

SAVE THE DATE! JAN. 16, 2020 8 am - 11 am

REGIONAL

WORKFORCE

DEVELOPMENT SUMMIT

Westchester Marriott • Tarrytown, NY Join leaders from business, education, economic development, workforce development, government, nonprofit, and foundations, to address our region’s recruitment and retention issues.

SPEAKERS TO INCLUDE: George Latimer

Diane Woolley

County Executive

Chief Human Resources Officer, White Plains Hospital

Jason Bram Research Officer, Federal Reserve Bank of New York

Joseph Carbone

Dr. Belinda Miles President, Westchester Community College

President & CEO, The WorkPlace

westchester.org

Media Partner

WCA_WCBJ Ad_Final_10_15_19.indd 1

10/15/19 4:27 PM

WCBJ

NOVEMBER 11, 2019

Dressbarn begins liquidation of its stores; will continue as e-commerce only BY BOB ROZYCKI bobr@westfairinc.com

ressbarn is conducting liquidation sales at its remaining 544 brick-andmortar stores — which include locations in Westchester and the Hudson Valley in New York and Fairfield County in Connecticut — but the company said it’s not going away. The Mahwah, New Jerseybased company said it has sold its intellectual property assets and has begun transitioning its e-commerce business to a subsidiary of Retail Ecommerce Ventures LLC. Dressbarn’s existing website will remain open for business during the store closing process and will accept gift cards and merchandise credits through Dec. 31 or while merchandise supplies last. A new website is expected to launch on or about Jan. 1. Gift cards, merchandise credits and other previously

issued offers from Dressbarn will not be valid after the new site launches. Dress Barn had its beginnings in Stamford in 1962 when Roslyn Jaffe opened a store that featured clothing for the “working woman.” In 2009, Dressbarn expanded into the girls clothing market by buying Tween Brands, the owner of the Justice chain. In 2011, The Dress Barn Inc. reorganized with each of the retail brands becoming subsidiaries of Ascena Retail Group. It acquired Lane Bryant and Catherines in 2012. Three years later, Ascena acquired Ann Inc., the parent company of retail brands Ann Taylor, LOFT and Lou & Grey. In a filing with the Securities and Exchange Commission on May 6, the company and Maurices Inc., a Delaware corporation and wholly owned subsidiary of Ascena, completed the

People’s United completes $759M acquisition of United Financial; branch closings to be determined

transaction of a stock purchase agreement with Viking Brand Upper Holdings LP, a Cayman Islands exempted limited partnership and an affiliate of OpCapita LLP, providing for the sale by Ascena of Maurices to Viking. Ascena received about $210 million in cash and a 49.6% ownership interest in the operations of Maurices, consisting of interests in Viking preferred and common stock. On May 20, the company announced the wind-down of its Dressbarn brand. Once the last Dressbarn store is closed, the company will have exited its value fashion segment. Its three other segments — premium fashion, plus fashion and kids fashion — will remain. According to its fourth-quarter fiscal report, Ascena had an operating loss of $354 million compared with operating income of $32 million in the same period a year earlier.

BY KEVIN ZIMMERMAN kzimmerman@westfairinc.com

s expected, People’s United Financial Inc., the holding company for People’s United Bank, has completed its $759 million acquisition of United Financial Bancorp Inc. The 100% stock transaction was

announced in July. People’s United has also surpassed Webster Financial Corp. for the most Connecticut deposits by an in-state lender. As of June 30, its $21.2 billion in Connecticut deposits topped Webster’s $19.3 billion. Bridgeport-based People’s is finalizing how it will go about consolidating branches.

There are 42 People’s United Bank branches and 37 United Bank locations in Hartford County alone. People’s plans to close some of those drew criticism from a pair of state legislators over the summer. People’s United Bank also has locations in White Plains, Scarsdale and New Rochelle.

914-229-2590

WHITE PLAINS

914-215-5820

Licensed by the State Department of Health. Eligible for Most Long Term Care Policies. Quality Communities by Engel Burman.

NOVEMBER 11, 2019

WCBJ

SERVE

ARMONK

HONOR T AN

thebristal.com

T H OS

Each year on Veterans Day, our communities pay special tribute to those who served in the armed forces. Their fierce camaraderie is contagious and their experiences inspiring. The Bristal salutes the many men and women among our ranks who dedicated themselves to the cause of freedom. Our thanks should be felt and heard, especially at this time of year.

IT’S

T H E B R I S TA L A S S I S T E D L I V I N G • W H E R E E V E R Y DAY M E A N S M O R E ®

H O S E RV E

CONTRIBUTING WRITER | By Judy Patrick

Americans must learn to appreciate the First Amendment

he First Amendment isn’t getting the appreciation and respect it deserves. Increasingly battered and misunderstood, it needs all the support it can get as divisive politics and advancing technologies drag us in new directions. Many Americans don’t even know the basics. Of the five freedoms guaranteed by the First Amendment, 71% of Americans can name at least one, according to the 2019 State of The First Amendment poll by the Freedom Forum Institute. That’s certainly an improvement over 2018, when a pitiful 60% of those polled could name at least one of the five freedoms. But consider this: Of the 1,007 Americans polled for the 2019 survey, just six people correctly named all five freedoms. In case the pollsters

call you next year: The First Amendment guarantees freedom of speech, the press, religion and the right to petition and the right to assembly. Better yet: We all need to work harder at being citizens who understand our rights, our responsibilities, how government works and what we value. These First Amendment freedoms give us the courage to be independent thinkers and to live our lives how we want to. They allow us to challenge authority in ways unheard of in so many other parts of the world. It enables the press to act independently, hold government accountable and tilt at the occasional windmill. Gene Policinski, president of the Freedom Forum Institute, said these freedoms help define who we are as Americans. For him, the First Amendment is the “blue col-

lar amendment” — because it’s such a workhorse, going to work every day in a real down-to-earth way. Yet confusion is increasing. More people in this year’s survey incorrectly thought the First Amendment includes the right to vote (up to 14% from 2% in 2018) and the right to bear arms (up to 16% from 9% in 2018). There is some good news. The poll did not find substantial erosion in trust in journalism with 72% of those polled agreeing that it’s important for our democracy that the news media act as a government watchdog, down from 73% in 2018. Policinski worries that result may be skewed, reflecting people’s loyalty to their individual “information bubbles.” The emergence of social media platforms has also muddied the waters as 65% of those polled agreed that

social media companies such as Facebook and Twitter violate users’ First Amendment rights when they ban people. They don’t. The First Amendment’s protections apply to the government, not private companies. But the First Amendment presents us with all sorts of emotional and intellectual challenges. It’s easy to support free speech when we agree with what’s being said. It’s far more challenging when we disagree or abhor what is being said, printed, painted, built or sung. The First Amendment has challenged us as we have debated topics such as school prayer, flag burning, printing classified information, curfews, the teaching of evolution, protests at military funerals, blue laws, Christmas displays in public parks and mandatory measles vaccinations.

The rhetoric around such issues can be alienating. An increasing number of us think the First Amendment goes too far in the rights it guarantees (29% in 2019, up from 23% in 2018 and 2017). In the 1940s, Norman Rockwell’s series of freedom paintings helped Americans understand the freedoms at stake in the midst of World War II. His four iconic works captured parts of the First Amendment (freedom of speech and religion) and added the freedoms to be free of want and fear. Despite President Franklin Roosevelt’s oratory, the “four freedoms” he outlined in a 1941 speech failed to resonate with the public in a meaningful way. For help, the White House reached out to the nation’s artists and musicians. “(Rockwell) wanted to interpret them in a way the average American could

understand,” said Stephanie Plunkett, chief curator of the Norman Rockwell Museum in Stockbridge, Massachusetts. But it was a challenge. “The Four Freedoms are so darned high blown. Somehow, I just couldn’t get my mind around it,” Rockwell was quoted as saying. But by using scenarios from real life in smalltown America, he did just that. Rockwell’s “Freedom of Speech,” featuring a man standing up and speaking up in a crowded meeting room, was based on an actual town meeting in Arlington, Vermont. The man was a farmer unhappy with a school project that would increase his taxes. “He gave his opinion, nodded his head and sat down,” Plunkett said. Judy Patrick is the executive vice president for editorial development at the New York Press Association.

BOOK YOUR HOLIDAY PARTY BEFORE NOVEMBER 15TH AND RECEIVE ONE OF THE DEALS BELOW:

For more details:

(914) 949 - 0978 www.SamsOfGedneyWay.com info@nyhgroup.com

WCBJ

NOVEMBER 11, 2019

FACEs & PLACEs Feeding Westchester raises more than $300,000 With the support of more than 600 hunger heroes, Westchester’s leading nonprofit hunger relief organization, Feeding Westchester, brought in more than $300,000 at its annual An Evening in Good Taste in White Plains. The event attracted Westchester’s most philanthropic and food-fanatical residents for a night of food, fun and feeding people. More than 30 of Westchester’s renowned chefs sizzled to help Feeding Westchester fight hunger in every community in the county. Photos courtesy of Chansoda Roeun.

1. Henry Ramos, owner, Deadline AV; and Naveen Dhaliwal, reporter, WABC-TV Channel 7 Eyewitness News. 2. Sue Norton, vice president, global citizenship, PepsiCo Inc., and vice president of the PepsiCo Foundation; and Dave Norton, SEVP, chief human resources officer, People’s United Bank. 3. Matt Honeycutt, vice president, development, Feeding Westchester; and Leslie Gordon, president and CEO, Feeding Westchester.

4. From left: Rebecca Ginsburg, marketing and special events manager, Bloomingdale’s; Gina Valentino, assistant editor, Westchester magazine; and Jonathan Ortiz, digital managing editor, Westchester magazine/Hudson Valley magazine. 5. From left: Mike Wilson, vice president, Wilson & Son Jewelers; and Jimmy Fink, radio personality at 107.1 The Peak. 6. Event attendees and chef Peter X. Kelly, far right, of Xaviars Restaurant Group. 7. From left: Doug Singer, attorney at Singer Law PLLC; Michael Madonia, vice president-team leader, M&T Bank; Lisa Salvadorini, anchor, News 12 Westchester/Hudson Valley; Chris “Coach” Rodriguez, radio personality at 107.1 The Peak; and Marissa Madonia, director of corporate engagement at Feeding Westchester.

CONNECT WITH westfair communications

westfaironline.com wagmag.com

NOVEMBER 11, 2019

WCBJ

DECision 2019 Shawyn Patterson-Howard historic mayoral win in Mount Vernon BY BOB ROZYCKI bobr@westfairinc.com

n an off-year election with little drama or surprises in Westchester County, history was made in Mount Vernon when Shawyn Patterson-Howard was elected the first female mayor of the city by trouncing acting Mayor Andre Wallace by an 81% majority. She also became the first black woman elected mayor in the county. With 100% of the ballots counted, the Westchester County Board of Elections reported that PattersonHoward, a Democrat, had won by a 6,740-vote margin after receiving 8,566 votes. Rosemarie Jarosz, who

heads the Conservative Party in the city, received 244 votes. In her victory speech, Patterson-Howard implored residents to become a force in turning the long-dysfunctional city around. “We need the collective strength, energy, passion, skills and resources of every person in this room and everyone who’s watching to come together and work to push Mount Vernon forward together,” she said. “This has been a people’s movement from day one and it’ll be a people’s movement as we go forward.” Patterson-Howard is not the first female mayor of Mount Vernon. That designation goes to Carmella Iaboni. In 1984, Iaboni had been president of the city council. In

Shawyn Patterson-Howard

October of that year, Mayor Thomas Sharpe died after suffering a stroke. Being the next person in the line of succession, Iaboni became mayor until Ronald Blackwood won

Priceline: Americans leave 7 vacation days unused BY PHIL HALL

Renewal Agency. She served until December 2016. She defeated Thomas in this year’s Democratic primary. Patterson-Howard is the president and CEO of the YMCA of Yonkers. In the other mayoral races in Westchester: • New Rochelle Mayor Noam Bramson won a resounding victory over challenger Brendan Conroy. Bramson, a Democrat, received 8,478 votes to Conroy’s 4,896. • Peekskill Mayor Andre Rainey scored a win in his re-election bid by receiving 2,875 votes to challenger Vincent Vesce’s 2,027. • Yonkers Mayor Mike Spano won his third term by beating Republican Mario De Giorgio by nearly a 3-to-1 majority, 18,371 to 6,249.

Westchester County Association names John Ritacco interim president/CEO

phall@westfairinc.com

pproximately 44 million working Americans will end the year with seven or more paid vacation days left to use this year, according to a report. The 2019 Priceline Work-Life Balance Report, released by the Priceline division of Norwalk-based Booking Holdings Inc., polled 1,000 working Americans with 55% receiving more than 10 paid vacation days each year. However, 53% admitted leaving available vacation days unused at year’s-end and 33% said they left at least half of their vacation days unused. One out of four respondents who failed to take a vacation said they chose to stay in the workplace because they felt it would be too expensive to travel. As for those who get away on vacation, many of

a special election and took over the post. Wallace became acting mayor after former Mayor Richard Thomas pleaded guilty in July to misdemean-

or charges of third-degree attempted grand larceny and second-degree offering a false instrument for filing. Thomas admitted that he took $13,000 from his campaign committee, the Friends of Richard Thomas, during his 2015 mayoral candidacy and put it to personal use. He was sentenced to pay a $13,000 fine in addition to a one-year conditional discharge during which time he cannot seek or accept any elected or appointed public office or seek or accept any position as a public servant. Patterson-Howard was appointed by Thomas in March 2016 to serve as commissioner of Planning and Community Development and executive director of the Mount Vernon Urban

them find they cannot turn off their work duties. The report found 29% of respondents acknowledging their company or supervisor expected them to be “available” while on vacation, 38% felt pressured to check their work email and voicemail while away and 15% took their work with them during the break. Work guilt is particularly acute among younger employees as 47% of Generation Z respondents and 34% of millennials felt pressured to check email and voicemail while on vacation compared with

24% of baby boomers. Still, not everyone was happy with being on vacation: 26% of respondents grumbled about using their time off attending “other people’s events,” such as weddings and bachelor/ bachelorette parties. And there are other ways to have a vacation without taking a full week off, with more than one in three respondents confessing to fake an illness to score a sick day and 27% inventing “a random story” to secure a free day away from work. The online survey ran from Sept. 30 to Oct. 4.

ohn E. Ritacco, the former president and CEO of CMS Bancorp Inc., has been named the interim president/CEO of the Westchester County Association (WCA) effective Jan. 1. He will remain in the post until a successor to William M. Mooney Jr. is found. Mooney, the longtime head of the business organization, retires Dec. 31. “John has been an active business consultant to the WCA for the past two years and has worked closely with Bill Mooney and the board,” WCA Chairman William P. Harrington said. “His taking the interim position is a terrific and natural fit if we have not identified a new CEO by the new year.” A seven-person search committee, chaired by Jeffrey Menkes, president and CEO of The Burke Rehabilitation Hospital and a key member of the

John E. Ritacco

WCA’s executive committee and board of directors, is in the process of conducting a search for Mooney’s successor. A longtime financial services executive, Ritacco was an adviser to the New York and Connecticut middle-market lending groups at Wells Fargo Bank. Most recently he was a special projects consultant to the WCA.

WCBJ

The WCA will honor Mooney at its annual Fall Leadership Dinner on Nov. 13 at the Performing Arts Center at Purchase College, SUNY. Ritacco has asked that all individuals interested in the position of president and CEO of the WCA to contact him at jritacco@westchester. org as soon as possible. -Bob Rozycki

NOVEMBER 11, 2019

19 0 2 L A I N N E #MILL

OTE SPEAK N EY

By 2020, millennials will represent half of the workforce in the world. The Millennial Awards celebrates this new era and recognizes those outstanding millies who are leaving their footprints in the Westchester and Fairfield business communities.

CELEBRATING A GENERATION

KR IS

Y TEN RUB

POP-UP SHOPS • FOOD AND DRINKS • MAKE CONNECTIONS MUSIC PERFORMANCES • MEET OTHER BUSINESSES • NETWORK

THURSDAY, NOVEMBER 21 • 5:30 - 7:30 PM

At Serafina by the Italian Center | 1620 Newfield Ave, Stamford, CT REGISTER: westfaironline.com/events-2019/ For information, contact: Olivia D’Amelio at odamelio@westfairinc.com. For sponsorships, contact: Marcia Pflug at mpflug@wfpromote.com or 203-733-4545.

/WestfairOnline

INNOVATORS:

PRESENTED BY:

PRESENTING SPONSOR:

NOVEMBER 11, 2019

WCBJ

WestfairOnline

COMMUNITY LEADER:

WestfairOnline

/TheWagMag

MENTOR:

BENEFITING SPONSOR:

MEET THE HONOREES Pakeeza Alam Urongynecologist CareMount Medical

Laura Donovan Founder Sonder Financial

Krystina Murawski Owner & Founder Noomi

Ina Gjoni Allkanjari Operations Manager Avanti Systems USA

Lauren Enea Associate Enea, Scanlan & Sirignano LLP

Kelly Andersen Marketing Director Wealth Continuum Group

Rachel Gould Accounting Manager Aquarion Water Company

Tugba Pal Assistant Director of Physician Relations Services Columbia Medical CenterWestchester Columbia Doctors

Amanda Ayala Singer

Rebecca Graziano Director of Marketing Westmed Medical Group

Theresa Baker Director, Health Care Sponsor Finance Webster Bank Tom Burbank Vice president of Service Operations Atlantic Westchester Nate Checketts Co-Founder & CEO Rhone Michelle Eva Marie Colacion Senior Manager Deloitte Consulting Alexandra Cooley COO & Co-Founder Greenworks Lending Nicole Cuglietto Attorney at Law Wilson Elser Moskowitz Edelman & Dicker LLP Amanda DiPreta Art Director Catalyst Marketing Communications

David Jones

CERTIFIED FINANCIAL PLANNER ™

The SKG Team at Barnum Financial Group Adam Kirshner Manager of Media and Metadata Operations WWE Brendan Klein Youth Advocacy and Engagement Coordinator Westchester Institute for Human Development Manette Macias Research Chemist Hampford Research Jillian McDonnell Sales Associate + Jeweler D’Errico Jewelry

Victoria McGruder Private Wealth Relationship Manager Merrill Private Wealth

Loni Richards CEO & President Service After Service Nitin Sekhri Medical Director of Pain Management and Co-Founder of WMC Headache Specialists Westchester Medical Center Stelios Stavrianos Founder/CEO Cylinder Vodka Nicole Thomas Vice president, Middle Market Relationship Manager Wells Fargo Bank Ken Tuccio Founder/CEO Best Trivia Ever John Varamo Program Manager City of Stamford Cassandra Vogel Counsel Yankwitt LLP Adam C. Weiss Associate Attorney Lever & Ecker PLLC

Chelsea Merola Creative Director Grande Cosmetics

WCBJ

NOVEMBER 11, 2019

AsK Andi To gain control, give up control WE HAVE A LACK OF ORGANIZATIONAL STRUCTURE. NOT EVERYONE CAN BE A MANAGER. WE MIGHT NOT RECOGNIZE THE CANDIDATE WHO CAN BE A LEAD — AND I’M NOT SURE WHAT A LEAD IS, ANYWAY. ON THE OTHER HAND, I CAN’T LEAVE UNLESS I GIVE A LIST OF THINGS TO DO TO PEOPLE. THEY DON’T TAKE INITIATIVE TO LOOK AROUND AT WHAT NEEDS TO BE DONE. AND WHEN I COME BACK HALF OF THE STUFF ISN’T DONE AND GETS PUSHED BACK TO ME AND I GET BOMBARDED. WHAT SHOULD I DO? THOUGHTS OF THE DAY: Building organizational structure is one of the hallmarks of a Stage 2 company. Figure out what you have to work with and how best to organize that group of employees into more efficient units. Make sure everyone knows where the company is headed and the role they play in helping the business get there. Work with the group to build a next steps list and meet regularly to review and discuss progress and holdups. It’s all about making the transition from entrepreneur to business builder.

Most companies in the U.S. never make it out of Stage 1, which can be described as entrepreneurial and opportunistic. The financial rewards are in Stage 2, when the small-business owner becomes a business builder. Stage 2 companies are significantly more efficient, profitable, stable and successful. Learn how to lead a committed group of individuals organized into teams all headed in the same direction. Look for people who have these attributes: intention; goal orientation; drive

to succeed; ability to learn; and create solutions. These are your future leaders. Give them the opportunity to hone their skills by asking them to lead their peers. To gain control, give up control. Ask people to step up. Encourage them to learn how to take ownership, be accountable and think their way through problems. When problems arise, don’t criticize. Instead, ask your teams to tell you their assessment of what went wrong and what to do about it. Resist the temptation to step in to take

Knowledge is Power

Be part of our comprehensive database of contacts. Visit westfaironline.com or scan below

NOVEMBER 11, 2019

WCBJ

over. Let the teams work out the solutions. Be there to give advice if asked, but don’t try to take over. Did you know that most small-business owners say the business should have a business plan and they don’t have one? How are people going to follow your lead if you don’t put in writing where the business is headed? Some business owners fear writing out a business plan. What if things change? What if they’re wrong about the direction they pick? What if people won’t follow or don’t want to go on that journey? Get people into the right jobs. Stop worrying and start writing things down. Some people will stick with you for a long time. Others will be around for a shorter trip. No matter the length of

time they’re with you, make sure they can understand and follow your lead. Establish a regular meeting schedule, every week, where you review what’s been accomplished and what’s next. Help the group to brainstorm a list of things that need to get done. Put names and dates to each item on the list. Check back in weekly to see how things are progressing. Re-date past due items and feel success by checking off things that are done. Add to the list and make it a living, breathing document that everyone can use to stay on point and measure progress. Encourage discussion of what else needs to be done and how the group might tackle those additional needs. It’s a work in progress. As your group builds skill at step-

ping up, the load will start to come off your shoulders. I promise. BOOK RECOMMENDATION: “The Incredibly Useful Book of Delegation: How to Delegate So It Gets Done Correctly The First Time!” by Silver Rose. Andi Gray is president of Strategy Leaders Inc., StrategyLeaders.com, a business-consulting firm that teaches companies how to double revenue and triple profits in repetitive growth cycles. Have a question for AskAndi? Wondering how Strategy Leaders can help your business thrive? Call or email for a free consultation and diagnostics at 877-238-3535 or AskAndi@ St rate g y L ea de rs .co m . Check out our library of business advice articles at AskAndi.com.

FOCUS ON

BANKING & FINANCE WESTCHESTER COUNTY BUSINESS JOURNAL

CONTRIBUTING WRITER | By Evan Bundschuh

#PayMe

ew social media campaigns, if any, have generated the momentum achieved by the #MeToo movement. With reports estimating a 10% to 20% increase in sexual misconduct claims since its inception, its success at raising awareness and encouraging victims to come forward is undeniable. Many companies, however, may need to increase their awareness of a more frequent employment liability risk: wage and hour claims. We have noticed a significant increase in claims alleging unpaid compensation and violations of the FLSA (Fair Labor Standard Act). According to the Department of Labor, their wage and hour division had recovered a record $304 million in back wages in 2018 (approximately a 13% increase from 2017). Seyfarth Shaw, a leading employment law firm, indicates federal wage and hour filings have increased fourfold from 2000 to 2017, “far outpacing all other types of employment litigation.”

WAGE AND HOUR CLAIMS A THREAT TO COMPANIES These claims can stem from, among other alleged wrongful acts: • Failure to pay overtime wages. • Misclassifying employees as independent contractors, or as exempt from overtime wages. • Failure to provide employees with required meal or rest breaks. • Failure to compensate employees (such as during meal breaks, travel, prep time and training). • Improperly calculating and/ or improperly rounding hours. Even when companies believe they have done everything compliantly, litigation can still arise due to simple classification errors, failure to comply with regulatory changes or when having to defend against frivolous allegations. Also, when employees sue an employer for a workplace tort, it’s not uncommon for the employer to also sustain a follow-on claim for alleged wage and hour violations. While these claims are affecting business-

es across all sectors, and of all sizes, certain industries appear to be at greater risk such as the hospitality industry, restaurants and the contracting sector. We’ve also noticed a trend of claims against physicians and professional offices. When it comes to mitigating the risk, companies can best protect themselves by incorporating well-documented policies and procedures, accurately accounting for hours worked, ensuring employees are properly classified, ensuring compliance with any regulatory changes and consulting with counsel to discuss available contractual language, such as mandated arbitration clauses and class waivers. Companies should also incorporate some degree of wage and hour insurance within their commercial insurance portfolio. When reviewing or placing insurance, however, there is often considerable confusion, with many companies operating under the false pretense that they already have appropri-

ate coverage. So which insurance policies do, and do not, provide protection against wage and hour claims? • Workers’ compensation policies: Despite the potentially misleading name, there is no coverage for wage and hour claims under a workers’ compensation policy. • General liability policies: General liability policies may or may not contain a basic endorsement for EPLI (employment practice liability insurance) but this endorsement often only provides a basic level of coverage for employment torts and wrongful acts, rarely ever providing coverage for wage and hour claims. • EPLI insurance policies: Whether issued as part of a D&O policy or as a standalone policy, EPLI policies provide the broadest level of coverage for employment torts and wrongful acts. However, these policies may or may not contain an endorsement for resulting wage and hour

litigation. Even when policies are endorsed to provide such coverage, the degree of that coverage is traditionally more basic than a specific “wage and hour” policy, generally providing insurance solely for defense costs only, subject to a lower policy sublimit. • Dedicated wage and hour policies: While these policies carry the highest premiums, they also provide the broadest level of coverage (with the ability to include coverage for resulting monetary damages) and allow for higher limits of coverage to be purchased. They are particularly useful for mid-sized and larger companies and those that may be subject to collective or class-action claims. To add to the confusion, the policy’s terms and conditions often contain nuanced differences from one insurer to another, making it difficult for companies to properly assess their options. Narrow policy definitions are one such example. How do the

WCBJ

insurers define “loss?” Is it limited solely to defense costs or does it include monetary remedies? Are resulting fines, penalties and punitive damages included or precluded from the definition? Will the policy reimburse the plaintiffs’ legal fees or not? Strict notification requirements, specific policy exclusions and policy sublimits can also act as barriers to coverage, warranting careful review. In light of the increasing frequency (and potential severity) of wage and hour claims, it’s important that companies of all sizes carefully consider the implementation of wage and hour insurance. The greater the number of employees, the greater the importance. Buyers should also partner with an experienced broker or coverage counsel to properly assess the policy’s terms and conditions. Evan Bundschuh is the vice president of GB&A, an independent insurance brokerage in Scarsdale. He can be reached at 914-7232220, ext. 232, or Evan@ GBAInsurance.com.

NOVEMBER 11, 2019

FOCUS ON BANKING & FINANCE

CONTRIBUTING WRITER | By Douglas P. Schneidman

How much wealth do you need to consider estate planning?

ow much money do you need to initiate estate planning? This question isn’t as simple as it may seem because there are two distinct elements to estate planning. The first relates to ensuring that a person or couple has the basic, but critically important, planning documents in place. The second part of estate planning involves structuring an estate with a goal of reducing the expected federal and state estate tax burdens.

THE BASICS

Whether your estate is valued at $100,000 or $100,000,000, it’s recommended that everyone have these legal documents: • Last will and testament. This document serves to dispose of your assets at death and to nominate

your executors, trustees and guardians. Without it, assets will pass in accordance with New York’s intestacy statute, not anyone’s desired outcome. If you have a minor child and die without a will, your relatives must go to court to have a guardian appointed. • Living will and health care proxy. This form appoints an agent to act on your behalf if you’re unable to make health care decisions (e.g., in a coma, suffering from Alzheimer’s disease). • Durable power of attorney. This allows you to appoint an agent to conduct your financial affairs if you are incapacitated.

WHEN SHOULD I START PLANNING?

Lifetime estate planning is based on individual needs and circumstances. Did you

come into a hefty inheritance and need to safeguard those funds for your future? Has your nest egg reached a point where you want to set aside funds for future generations? Is a major donation to an organization in your plans? There are many reasons to consider estate planning and for each reason, there are various techniques to accomplish that goal. One size does not fit all. When you should start estate planning often hinges on the size of your estate. Whether your estate is taxable is a key barometer in this analysis. In 2019, the federal estate tax exemption amount (which is the same as the federal lifetime gift tax exemption) was set at $11,400,000 per person, or $22,800,000 for a married couple. The New York estate tax exemption

amount is $5,740,000 per person (New York does not have a gift tax). Individuals and couples with net assets in excess of those thresholds should absolutely consider lifetime planning to reduce or eliminate estate taxes. For such clients, estate planning vehicles to reduce or eliminate estate taxes are critical. Often, asset transfers to children or grandchildren are recommended to reduce an estate’s value. This may be done by making outright gifts to such descendants, or through transfers to trusts for the benefit of those descendants. The overwhelming majority of wealthy clients will opt for transfers in trust for their descendants over outright gifts because of the desire to protect the assets from creditors and to manage and preserve the assets for the long-

term. A benefit of such gifts is that the transferred assets are no longer included in the client’s estate for federal tax purposes and any appreciation post-transfer would also be excluded from the client’s taxable estate. All clients with a desire to make gifts to family members should make use of the so-called annual exclusion from federal gift tax (currently $15,000 per person per year). Gifts up to that amount of cash or other property may be made to anyone without the need to file a federal gift tax return. This is low-hanging fruit and should be taken advantage of if you want to benefit your family or friends and reduce your estate in the process. The desire to reduce an estate’s value for estate tax purposes must be balanced against the need to retain

sufficient assets to live on. Once you’ve made a lifetime gift, you cannot retain enjoyment of the gifted property, or else such property would be brought back into your estate for estate tax purposes at your death. It’s important to consider whether and to what extent you can afford to part with assets on a permanent basis. There are certain estate planning strategies (such as a grantor retained annuity trust) that permit a client to reduce his or her estate for estate tax purposes without having to give away sizeable amounts of assets and consume the gift tax exemption. Douglas P. Schneidman is a tax, trusts and estates partner at Sullivan & Worcester LLP law firm in New York City. He can be reached at dschneidman@ sullivanlaw.com.

STOP

KNOW

Is my business a good fit for an unsecured line of credit? OBTC-2019WESTCHESTERBIZ-Nov11.indd 1

NOVEMBER 11, 2019

WCBJ

Ask us. We live and work in the Hudson Valley. We know the business climate, and have the expertise to guide your decisions. We’ll help you know.

Where the brightest bankers live. 914.422.3100 orangebanktrust.com 11/6/19 2:15 PM

FOCUS ON BANKING & FINANCE

CONTRIBUTING WRITER | By Matthew E. Greene

Financial planning mistakes you must avoid

lanning confidently to achieve your financial goals should include avoiding the following five financial mistakes.

you set aside extra cash in the event of financial strain. The rule of thumb is to have three to six months of living expenses saved.

won’t receive a matching contribution, but you’ll still enjoy tax benefits and possibly greater flexibility than the 401(k).

NOT BUDGETING

DELAYING SAVING FOR RETIREMENT

TAPPING YOUR RETIREMENT SAVINGS FOR NONEMERGENCY NEEDS

Thinking that you have “enough,” or knowing you don’t, are not reasons for failing to maintain a budget. There are many online tools that make knowing what’s coming in and going out easy and efficient. After budgeting for a few months, you may be surprised to learn how much you spend on your cable bill, lattes and eating out. By making necessary changes, you may be able to sock away more for your financial goals. Job layoffs or other sudden expenses can happen when you least expect it. Maintaining and reviewing your budget can help ensure

Patience is not a virtue when it comes to starting your retirement savings. As quickly as you’re eligible, be sure to take advantage of any retirement plan offered by your employer, contributing at least enough to earn the maximum match (if one is offered). The younger you are when you start, the more time your money will have to multiply. If you’re self-employed or your company doesn’t offer a 401(k), make sure you’re still saving for retirement by setting up an IRA (Individual Retirement Account). You

westfaironline.com

Taking money from your retirement account is like borrowing from your future needs to pay for your present wants. Before the age of 59½, withdrawals from these accounts often have stiff penalties and tax costs. It’s best to avoid using these funds. Unfortunately, no matter how careful you are with your finances, hospital visits and home repairs can happen when you least expect them. For those true emergencies it’s important to build a financial safety net with an emergency fund.

NOT BEING PROPERLY INSURED

What would happen to your income, assets and loved ones in the event of disability or death? To pro-

It’s important to take time to periodically review your investments for a few reasons. Your risk tolerance for investments changes, usually being greater when you’re younger and smaller when you’re older.

tect yourself and your loved ones, it’s essential to make sure you’re insured against possible financial losses. Although you may not think you need insurance when you’re young and single, at this time your age and likely good health may make it the best time to buy. If your debt is under control and your emergency fund is established, consider purchasing disability, life and long-term care insurance. Speak with a financial professional to help fill your coverage gaps and make sure you review your coverage regularly.

‘SETTING AND FORGETTING’ INVESTMENTS

It’s important to take time to periodically review your investments for a few reasons. Your

risk tolerance for investments changes, usually being greater when you’re younger and smaller when you’re older. As you advance in life, your goals and investments will need to be updated to ref lect changes such as raises, new jobs, moves and new family members. To make sure you’re maximizing your earning potential and your investments are accurately reflecting your goals and risk tolerance, plan to meet with a financial representative before one of these milestones or at least annually. Matthew E. Greene is a wealth management adviser with Northwestern Mutual based in Fairfield County. He can be reached at 203-9455868 or matthew.greene@ nm.com.

PRINT JOURNALISM: BECAUSE IT STILL MATTERS. WCBJ

NOVEMBER 11, 2019

Good Things WESTMED AND RYE YMCA HOLD MEDTALK EVENT

Meghan Tooley

Gary Salman, CEO of Katonah-based Black Talon Security.

CAREMOUNT’S PHYSICIAN RECRUITING COORDINATOR A 2019 ROCK STAR AWARDEE

AAO, BLACK TALON SECURITY AGREEMENT

Meghan Tooley, physician recruiting coordinator for CareMount Health Solution, LLC, was selected as a 2019 Rock Star Award honoree by the United Way of Westchester and Putnam’s Emerging Leaders Alliance. The annual awards honor community-minded and philanthropic young professionals who are making a difference in Westchester and Putnam counties. Tooley received this honor for her professional accomplishments as well as her extensive volunteer work with the SPCA of Westchester, serving as an adoption counselor and as a senior volunteer in its Canine Companion Program.

From left: Dr. Rand Stack, Westmed diagnostic radiologist; Denise Woodin, Rye YMCA director of community impact and social responsibility; Dr. Annie Oommen, Westmed breast surgeon; Heidy Barros, Rye YMCA community health coordinator; Dr. Adora Fou, Westmed department chair of oncology, breast and plastic surgery; Rachel Ratner, Westmed geneticist; and Dr. Michael Suzman, Westmed plastic surgeon.

Westmed Medical Group and the Rye YMCA held a MEDTalk panel event for the local community at the Wainwright House in Rye on the genetics of breast cancer. More than 50 members of the community were in attendance.

Westmed panelists included Dr. Adora Fou, department chair of oncology, breast and plastic surgery; Dr. Rand Stack, diagnostic radiologist; Dr. Michael Suzman, plastic surgeon; Dr. Annie Oommen, breast surgeon; and Rachel Ratner, geneticist.

These panelists all practice out of Westmed Medical Group’s Comprehensive Breast Care Center in Rye. The panel moderator was Denise Woodin, the Rye YMCA’s director of community impact and social responsibility.

$200,000 STATE GRANT FOR ALS ELIZABETH SETON CELEBRATES FALL BENEFIT Elizabeth Seton Children’s – a provider of care, education and hope for children with some of the most challenging medical conditions – recently hosted its annual “Bella Notte” fall benefit at the Hilton Westchester in Rye Brook. The event raised more than $585,000 for the more than 4,000 children with medical complexity served by Elizabeth Seton Children’s each year. The event honored longtime supporter and board member William P. Harrington and his wife Carolyn, with the St. Elizabeth Seton Legacy Award for their time, dedication and service to the organization. ”Bella Notte” also honored educator Franco (Frankie) D’Alessandro with the Champion for Children Award for his significant contributions. Award-winning journalist, news anchor on WCBS-TV and author Mary Calvi served as master of ceremonies. D’Alessandro is an internationally published and produced playwright and poet and a lifelong educator teaching at Bronxville High School.

NOVEMBER 11, 2019

WCBJ

State Senate Majority Leader Andrea Stewart-Cousins and state Sen. Shelley Mayer gathered on Oct. 30 with local ALS advocate Pat Quinn and others at Burke Rehabilitation Hospital to announce $200,000 in funding for the ALS Association Greater New York Chapter The funding will be used to support care services for people living with ALS and their families through the ALS Association’s Care Service Program, which provides personalized direct care for ALS patients and support for their families, enabling them to have a better quality of life during the progression of the disease. More commonly referred to as Lou Gehrig’s Disease, ALS is a progressive neurodegenerative disease that affects motor neurons in the brain and the spinal cord. In 2018, Mayer sponsored a bill, now New York state law, which allows people to donate to the ALS Association directly through a check-off box on the corporate and personal income tax form. Yonkers native and Ice Bucket Challenge co-creator Pat Quinn and state Sen. Shelley B. Mayer announce $200,000 in funding for the ALS services.

Black Talon Security in Katonah, a provider of cybersecurity solutions for the dental market, has received an exclusive endorsement to provide advanced cybersecurity, HIPAA compliance and PCI solutions to the members of the American Association of Orthodontists (AAO) in order to protect their critical infrastructure and patient records from cyberattacks. The AAO is the world’s oldest and largest dental specialty organization and represents approximately 19,000 orthodontists.

HOSPICE OF WESTCHESTER RECEPTION IS A SUCCESS Hospice of Westchester (HOW) in White Plains recently hosted its 18th annual “In Celebration” gala cocktail reception at the Westchester Country Club in Rye. The event honored Grassy Sprain Pharmacy, Joseph Kahl and Susan Yubas for their unwavering support of the organization and its mission. The thousands of dollars raised will benefit the HOW Anna and Louis H. Shereff Caregiver and Complementary Care programs, which provide alternative therapies to those receiving hospice care.

PCSB BANK SUPPORTS SUNRISEWALKS CHARITY A team of PCSB Bank employees participated in the SunriseWALKS event Oct. 20, raising more than $7,000 for the Sunrise Day Camp in Pearl River. Sunrise Day Camps are the world’s only full-summer day camps for children with cancer and their siblings, provided completely free of charge. For the past three summers, PCSB employees have volunteered at the Sunrise Pearl River Day Camp.

IONA STUDENTS WIN TOP HONORS AT NATIONAL COMPETITION

Carol Higgins

Jay Agarwal, M.D.

ENTA MOVING FORWARD INTO 2020 Front, from left: Regan Warmoth, Lynnie Chong, Dr. Sunghee Lee, Escarlin Perez and Marnie Skinner. Back, from left: Patrick Scollan, Juan Rosario, AJ Liles, Jorge Villa, Tavis Johnson and Joseph Giancaspro.

Kathleen Yost

TWO VETERAN REAL ESTATE PROS JOIN HOULIHAN LAWRENCE Carol Higgins and Kathleen Yost have joined the New Rochelle and Pelham brokerages of Rye Brook-headquartered realty firm Houlihan Lawrence. Higgins, who is joining the New Rochelle office, has 25 years of experience in residential real estate sales and was most recently with Coldwell Banker’s Rye office. A graduate of Fordham University, Higgins previously enjoyed a successful marketing career in the beverage industry. Yost, who rejoins the Pelham office, began her real estate career in 2006 and has previously worked at McClellan/Sotheby’s Real Estate, Houlihan Lawrence and Douglas Elliman. Before beginning her career in real estate, Yost was a vice president and portfolio manager at J.P. Morgan Investment Management. She holds a Bachelor of Science degree in finance from Penn State University.

Understanding colloid and surface chemistry was the focus of summer research conducted by 10 Iona College undergraduate chemistry students. Their efforts paid off. In August, these chemistry students won top honors at the National Meeting of the American Chemical Society (ACS)

in San Diego where the international chemistry community and the largest professional chemistry society in the world convened from Aug. 24-28 to present their research. The conference, attended by more than 15,000 chemists, graduate students and undergraduate chemistry students,

gave the Iona students an opportunity to display eight posters illustrating their research findings. Two posters, from Marnie Skinner and Regan Warmoth (biochemistry ‘20) and Tavis Johnson (chemistry ‘21), won the ACS Colloid and Surface Chemistry best poster awards, given to only two undergraduate posters.

KINGSTON: A TRANSFORMATIONAL CHANGE

CareMount Medical executives, physicians, nurses and care-team members recently celebrated the grand opening, relocation and expansion of its Mount Kisco endoscopy procedure suite, located at 110 S. Bedford Road in Mount Kisco. The 9,000-square-foot suite features five procedure rooms, 15 pre/post recovery bays and four nurse stations. CareMount Medical’s gastroenterology and anesthesiology departments are performing endoscopy procedures in the suite.

Taking the first step toward providing a new public park that will allow city of Kingston residents to enjoy a myriad of benefits, Scenic Hudson has acquired 508 acres of forested and former industrial lands along the Hudson River. Some 75 percent of the property lies within Kingston, with the remainder in the town of Ulster. The land had been slated for a 1,682-unit, mixed-use development. Prior to that, it had been the site of a cement mine and processing facility. Key funding to acquire the land

was provided by private donors, including philanthropists Eric and Wendy Schmidt, the Walbridge Fund, The PCLB Foundation, the Kathryn W. Davis Fund for Hudson River Parkland Acquisition, Carolyn Marks Blackwood, Will Nixon, Illiana K. van Meeteren, Sue Sie, Steven Holl and Robert Lonergan. The property features areas of natural beauty perfect for engaging in many forms of outdoor recreation and exploring a broad array of wildlife. It contains 260 acres of woodlands, more than a mile

GRAND PRIX BRINGS NEW SPEED AND EXCITEMENT Grand Prix New York Racing & Entertainment is set to bring a new level of excitement and speed to the thrill-seekers of Westchester County with the launch of its multilevel track as well as the Grand Prix Extreme Play (GPX) Park. The addition of the multilevel track and GPX will be unveiled at a special launch party on Thursday, Nov. 14, from 6 – 9 p.m. at Grand Prix New York Racing & Entertainment at 333 N. Bedford Road in Mount Kisco. For reservations, visit https://grandprixgpx.eventbrite.com.

JACOB BURNS EXECUTIVE DIRECTOR IS STEPPING DOWN

View of the Quarry Waters property, looking south. Photo courtesy Pierce Johnston.

BIGGER AND BETTER

ENT and Allergy Associates LLP (ENTA) in Tarrytown announced that the first addition to its 2020 physician roster is Jay Agarwal, M.D., who grew up in Rockland County and attended undergrad at Rensselaer Polytechnic Institute (RPI) in Troy, where he completed the seven-year physician-scientist combined BS/MD program. He completed his medical doctorate at Albany Medical College where he graduated at the top of his class and was elected to be a member of the Alpha Omega Alpha honor society.

of riverfront, a dramatic cliff and ridgeline and 37 acres of wetlands. Also remaining are numerous vestiges and structures from the cement industry, which will be further studied to determine potential risks as well as opportunities for public use and historic interpretation. The property will remain closed to the public — as it has been for years — until further notice so that Scenic Hudson can take immediate and necessary action to secure the site and ensure public safety.

Edie Demas, the Jacob Burns Film Center (JBFC) executive director, is stepping down. Under Demas’ leadership, the Pleasantville-based JBFC completed a comprehensive, forward-looking strategic plan and positioned it for continued growth and success as it approaches its 20th anniversary in 2021.

Information for these features has been submitted by the subjects or their delegates.

WCBJ

NOVEMBER 11, 2019

Good Things PATRIOT BANK/JA JOIN FORCES TO MENTOR FINANCIAL LITERACY

Risa Hoag

WEDC PRESENTS LILLIAN VERNON AWARD FOR COMMUNITY SERVICE Risa Hoag, president of GMG Public Relations Inc., is the 2019 winner of the Lillian Vernon Award for Community Service. The award was presented by the Women’s Enterprise Development Center (WEDC) at its annual networking event Nov. 11. Hoag is the president of the Rockland Business Women’s Network (RBWN) and a co-founder of the Nanuet Chamber of Commerce and currently serves as vice president. She also co-founded the Chamber Alliance of Rockland and serves on the board of Meals on Wheels in Rockland where she is spearheading its second annual Cornucopia Gala. Hoag served on the board of the Westchester Association of Women Business Owners for more than 15 years and twice received the organization’s President’s Award.

Daniel Blum, president and CEO of Phelps Hospital Northwell Health, and Sue Greene Fuirst, board chair of the Open Door Foundation, will be honored at “Tune In to Support Open Door” at Brae Burn Country Club in Purchase on Thursday, Nov. 14. Blum, a resident of Chappaqua, will receive the Industry Leadership Award. Fuirst will receive the Community Leadership Award. A native of Westchester and resident of Chappaqua, her professional career has included roles at Music Choice and her own company, Basics Fuirst, which includes a cooking school and a line of spice blends sold locally. For tickets, sponsorships or more information, call 914-502-1417 or visit opendoormedical.org.

NOVEMBER 11, 2019

Junior Achievement and Patriot Bank leaders celebrate a “Day of Financial Literacy” with students from Gorton High School in Yonkers. Photo: Patriot Bank.

PROVIDING MENTAL HEALTH CARE FOR 125 YEARS NewYork-Presbyterian Westchester Division in White Plains recently celebrated 125 years of providing comprehensive, compassionate mental health care and adopted a new name for its Westchester campus to reflect its expanded role in behavioral health. The new name is NewYork-Presbyterian Westchester Behavioral Health Center. Dr. Philip Wilner, senior vice president and chief operating officer of NewYork-Presbyterian. Photo courtesy of NewYork-Presbyterian Hospital.

PHELPS HOSPITAL PRESIDENT/CEO TO BE HONORED

More than two dozen seniors from Gorton High School in Yonkers received some important financial literacy and career-focused lessons Oct. 25 from their hosts at Patriot Bank’s Scarsdale branch. They were there for a “Day of Financial Literacy and Bank Career Mentoring” in conjunction with Westchester’s Junior Achievement Job Shadow Program. The high schoolers toured the bank, experienced a live demonstration of the latest interactive live banker ITM machines, participated in mock financial job interviews and a financial literacy presentation led by Vice President/Branch Manager Kathleen M. Reilly.

WCBJ

GRAND OPENING OF NEW ZEISS The international optics and optoelectronics technology enterprise ZEISS recently held its official grand-opening ceremony for its new US East Coast Center in White Plains. At 24,000 square feet, the ZEISS White Plains office promotes close collaboration among teams in White Plains and with ZEISS colleagues across the globe. The new office is located on the top floor of One North Broadway. From left: Christian Mueller, White Plains Mayor Thomas Roach and Christian Martin.

WARTBURG EXEC COMPLETES LEADERSHIP ACADEMY Jamilah Greenidge, director of admissions for Wartburg’s rehabilitation center and nursing home in Mount Vernon, has successfully completed LeadingAge New York’s Ignite Leadership Academy. As an ambassador for Wartburg’s incoming patients and residents, she is dedicated to making everyone feel like family, including employees. Her project addressed how to sustain a collaborative work environment, employee appreciation events, town hall meetings with the president and a newsletter highlighting what is happening at Wartburg to keep employees informed. The Ignite Leadership Academy is a three-month professional development program designed to facilitate the development and growth of transformational senior living leaders.

NAPPI CONSTRUCTION AWARDS COLLEGE SCHOLARSHIPS Seventeen local students received a $5,000 grant from the Louis G. Nappi Construction Labor-Management Scholarship Fund for undergraduate and graduate studies in mathematics, the sciences, engineering and technology for the 2019-20 academic year. The scholarship was established in 2009 by Louis G. Nappi (1920-2014), a former chairman emeritus of the Construction Industry Council of Westchester & Hudson Valley Inc. The Louis G. Nappi Scholarship Fund has awarded more than $600,000 to some 120 students.

FORMER WCC HOMELESS STUDENT TO KEYNOTE EVENT The Westchester Community College (WCC) Foundation will celebrate its 50th anniversary at a gala dinner Wednesday, Nov. 13 at 7 p.m. at Tappan Hill in Tarrytown. The keynote address will be presented by Wellington Mackey, a former homeless student who has gone on to Yale Law School. In addition the foundation will announce the launching of the largest fundraising campaign in its history. In addition to providing millions of dollars in scholarships (nearly 20,000 students have received more than $24 million in scholarships), the foundation has been responsible for raising funds for faculty support and infrastructure.

Facts & Figures BANKRUPTCIES Manhattan New Golden Apple Inc. New York. Chapter 11, Voluntary. Attorney: Satish Kumar Bhatia. Filed Nov. 1. Case number: 19-13539-mkv.

White Plains 6365 Fourth Avenue Corp. White Plains. Chapter 11, Voluntary. Attorney: 6365 Fourth Avenue Corp. Filed Nov. 4. Case number: 1923948-rdd.

Poughkeepsie Ulster Business Complex LLC Kingston. Chapter 11, Voluntary. Attorney: Anne J. Penachio. Filed Nov. 3. Case number: 19-36774-cgm.

COURT CASES Abeona Therapeutics Inc. filed by Sudipta Majumdar. Action: Securities Exchange Act. Attorney: Jeremy Alan Lieberman. Filed Nov. 1. Case number: 1:19-cv-10181-ALC. Alfalfa Studio LLC filed by Lauren Joy Fleishman. Action: Copyright infringement. Attorney: Richard Liebowitz. Filed Oct. 30. Case number: 1:19-cv-10034-AJN. Avedro Inc. filed by Stephen Bushansky. Action: Securities Exchange Act. Attorney: Richard Adam Acocelli Jr. Filed Oct. 29. Case number: 1:19-cv-10015-LAP.

Cantor Fitzgerald Securities Corp. filed by Monique Maiurano. Action: Job discrimination (sexual harassment). Attorney: Raymond Nardo. Filed Oct. 30. Case number: 1:19-cv-10042-KPF. CBS Broadcasting Inc. filed by Neil Zachary. Action: Copyright infringement. Attorney: Richard Liebowitz. Filed Oct. 29. Case number: 1:19-cv-09972-PKC. Club Monaco U.S. LLC filed by Emanuel Delacruz. Action: Federal question. Attorney: Jeffrey Michael Gottlieb. Filed Nov. 4. Case number: 1:19-cv-10255-PGG. Cox Enterprises Inc. filed by Justin Goldman. Action: Copyright infringement. Attorney: Kenneth P. Norwick. Filed Oct. 29. Case number: 1:19-cv-10019-JMF. Cumulus Radio LLC filed by Matthew McDermott. Action: Copyright infringement. Attorney: Richard Liebowitz. Filed Oct. 29. Case number: 1:19-cv-09973-AJN. Empire Resorts Inc. filed by Harold Litwin. Action: Securities Exchange Act. Attorney: Richard Adam Acocelli Jr. Filed Oct. 29. Case number: 1:19-cv-10026-UA. Gansevoort Market Coffee Shop Inc. filed by Ricardo Velasquez. Action: Federal question. Attorney: Ben-Zion Bradley Weitz. Filed Oct .31. Case number: 1:19-cv-10149-JMF. International Hotels Group PLC filed by Jerry Lekowitz. Action: Seeking $750 million for diversity-personal injury. Attorney: Peter Joseph Creedon Jr. Filed Nov. 4. Case number: 1:19-cv-10249.

Billy Reid Inc. filed by Henry Tucker. Action: Federal question. Attorney: Jeffrey Michael Gottlieb. Filed Oct. 29. Case number: 1:19-cv10030-PAE-SDA.

Merrick Bank Corp. filed by Michael Arthur. Action: Telephone Consumer Protection Act of 1991. Attorney: Adam Theodore Hill. Filed Oct. 29. Case number: 1:19-cv10011-RA.

Bob’s Discount Furniture LLC filed by Braulio Thorne. Action: Federal question. Attorney: Jeffrey Michael Gottlieb. Filed Oct. 31. Case number: 1:19-cv-10100-AT.

Milacron Holdings Corp. filed by Stephen Bushansky. Action: Securities Exchange Act. Attorney: Richard Adam Acocelli Jr. Filed Oct. 29. Case number: 1:19-cv-10022-AKH.

Items appearing in the Westchester County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken. Questions and comments regarding this section should be directed to: Larry Miles c/o Westfair Communications Inc. 701 Westchester Ave, Suite 100 J White Plains, N.Y. 10604-3407 Phone: 694-3600 • Fax: 694-3699

NYC MTA filed by Yvonee Frost. Action: Federal question. Attorney: Yvonne Frost. Filed Oct. 30. Case number: 1:19-cv-10003-UA. Old Navy LLC filed by Yovanny Dominguez. Action: Federal question. Attorney: Bradly Gurion Marks. Filed Nov. 1. Case number: 1:19-cv-10165-PAE-SLC. Ralph Lauren Corp. filed by Emanuel Delacruz. Action: Federal question. Attorney: Jeffrey Michael Gottlieb. Filed Nov. 2. Case number: 1:19-cv-10198-AJN.

ON THE RECORD

Sunrise Jewelry Corp. filed by Mohan Narain. Action: Fair Labor Standards Act. Attorney: Abdul Karim Hassan. Filed Oct. 31. Case number: 1:19-cv-10136-AT.

Amax Enterprises LLC, New York City. Seller: Terry Joshi, et al, Yonkers. Property: 5302 Villa at the Woods, Peekskill. Amount: $145,000. Filed Oct. 31.

North County Homes Inc., Yorktown Heights. Seller: Smith 10589 LLC, Nanuet. Property: 94 Warren St., Somers. Amount: $100,000. Filed Oct. 30.

The Dun & Bradstreet Corp. filed by Marco Verch. Action: Copyright infringement. Attorney: Richard Liebowitz. Filed Nov. 4. Case number: 1:19-cv-10257.

American Building Technologies Inc., New York City. Seller: Robert G. Minicus, et al, Armonk. Property: 22 Evergreen Row, North Castle. Amount: $750,000. Filed Oct. 31.

Palmi Development LLC, Croton-on-Hudson. Seller: Nancy A. Brophy, et al, Shrub Oak. Property: Route 9, Hudson River, Cortlandt. Amount: $50,000. Filed Oct. 31.

Bank of America N.A. Seller: Ryan Scott Karben, Pomona. Property: 56 S. Pine St., Bedford. Amount: $889,727. Filed Oct. 29.

Peekskill Prospect Corp., Flushing. Seller: Carlos D. Padilla, et al, Peekskill. Property:1720 Prospect Ave., Peekskill. Amount: $235,000. Filed Oct. 29.

21-23 Wolffe Realty LLC, Yonkers. Seller: McWolf Realty LLC, Yonkers. Property: 21-23 Wolffe St., Yonkers. Amount: $2.1 million. Filed Nov. 1.

Crest Water LLC, Yorktown Heights. Seller: Mount Pleasant Associates Inc., Hawthorne. Property: 37 Hillcrest Drive, Ossining. Amount: $17,770. Filed Oct. 30.

Point 62 LLC, White Plains. Seller: Robert Alan Huffjay, Mount Vernon. Property: 808 Howard Ave., Mamaroneck. Amount: $180,000. Filed Oct. 29.

38 DRKNL AJ LLC, New York City. Seller: John F. Sorte, et al, Bedford Corners. Property: 38 Deer Knoll, Bedford. Amount: $5.5 million. Filed Oct. 30.

E*Trade Bank, Coral Gables, Florida. Seller: Donald A. O’Reilly, et al, Mahopac. Property: 46 School St., Cortlandt. Amount: $406,211. Filed Oct. 29.

SDF Capital LLC, Mamaroneck. Seller: St. Frances African American Methodist Episcopal Zion Church, Port Chester. Property: 14 Smith St., Rye. Amount: $115,000. Filed Oct. 29.

Sleepy Hollow Residences LLC, New York City. Seller: Lighthouse Landing Communities LLC., Irving, California. Property: 199 Beekman Ave., Mount Pleasant. Amount: $30 million. Filed Oct. 29.

Federal National Mortgage Association. Seller: Jo-Ann Cambareri, White Plains. Property: 194 Frederick St., Cortlandt. Amount: $718,840. Filed Nov. 1.

DEEDS Above $1 million

Below $1 million 10 W 4th LLC, Flushing. Seller: Deutsche Bank National Trust Co. Property: 10 Fourth Street West, Mount Vernon. Amount: $285,600. Filed Oct. 29. 13 Stewart Place LLC, Great Neck. Seller: Ori Matalon, New York City. Property: 305 Warburton Ave., Yonkers. Amount: $399,000. Filed Nov. 1. 17 Riverview LLC, Brooklyn. Seller: Tony H. Rabadi, Yonkers. Property: 17 Riverview Place, Yonkers. Amount: $497,500. Filed Oct. 30. 2 Shoemaker LLC, White Plains. Seller: Madonna Enterprises LLC, Pleasantville. Property: 2 Shoemaker Lane, North Castle. Amount: $425,000. Filed Oct. 29. 451 East Boston Post Road LLC, Mamaroneck. Seller: T.G. Busa LLC, Mamaroneck. Property: 451 E. Boston Post Road, Rye. Amount: $850,000. Filed Oct. 30. 70 Dearborn Avenue LLC, Rye. Seller: Lorraine Marino, Rye. Property: 184 Soundview Ave., Rye. Amount: $825,000. Filed Oct. 30. Acker and Li Mills Corp 401K Plan, New York City. Seller: 409 South Third Avenue LLC, Alexandra, Virginia. Property: 409 S. Third Ave., Mount Vernon. Amount: $195,300. Filed Oct. 29.

G Q Capital Inc., White Plains. Seller: Frank A. Bulla, et al, White Plains. Property: 3 Walworth Terrace, White Plains. Amount: $440,000. Filed Oct. 29. Innovate Corp., Mount Vernon. Seller: Susan M. Lyerly, Mount Vernon. Property: 17 Darwood Place, Mount Vernon. Amount: $250,000. Filed Oct. 31. J.P. Castellano Inc., Tarrytown. Seller: Emanuel Dubois Jr., Chesterfield, Virginia. Property: 13 Odell Ave., White Plains. Amount: $437,500. Filed Oct. 31.

Sirva Relocation Credit LLC, Independence, Ohioi. Seller: Robert Jaynes, et al, Katonah. Property: 2 Brady Lane, Lewisboro. Amount: $750,000. Filed Nov. 1. Solemn Endeavors Inc., Bronx. Seller: Standard Consulting Services Corp., Newburgh. Property: 223 Ringgold St., Peekskill. Amount: $236,000. Filed Oct. 29. Town of Mount Pleasant Industrial Development Agency, Valhalla. Seller: Steadfast Funding LLC, White Plains. Property: Elwood Ave., Mount Pleasant. Amount: $125,000. Filed Nov. 1. U.S. Bank N.A. Seller: Andrew H. Kulak, White Plains. Property: 3443 Fairview Court, Yorktown. Amount: $673,312. Filed Oct. 29.

Landmark Realty Group LLC, Yonkers. Seller: 320 Elm Road LLC, Queens Village. Property: 320 Elm Road, Ossining. Amount: $700,000. Filed Oct. 28.

U.S. Bank N.A. Seller: Anthony G. Maccarini, Carmel. Property: 124 East St., Lewisboro. Amount: $606,235. Filed Nov. 1.

Lyons Partners Group LLC, New Rochelle. Seller: John Amorosano, Mamaroneck. Property: 9 Lyon Place, New Rochelle. Amount: $280,000. Filed Nov. 1.

Wilmington Trust N.A. Seller: Jose Paulino, Yorktown Heights. Property: 35 Sidney Avenue West, Mount Vernon. Amount: $689,097. Filed Oct. 28

Mellon Capital Group LLC, Melville. Seller: Taylor Shamery, et al, White Plains. Property: 101 Harding Ave., White Plains. Amount: $209,000. Filed Nov. 1.

Yi Xi Real Estate LLC, Port Chester. Seller: 4400 Wickham Apartments Inc., Bronx. Property: 5 Walnut St., B17, Rye. Amount: $370,000. Filed Oct. 31.

North County Homes Inc., Yorktown Heights. Seller: 2-4-36 Green LLC, Nanuet. Property: 4 Greenbriar Drive, Somers. Amount: $100,000. Filed Oct. 30.

Yonkers Properties LLC, Dobbs Ferry. Seller: Paul Shivers, et al, Yonkers. Property: 19 Lincoln Terrace, Yonkers. Amount: $245,000. Filed Oct. 30.

North County Homes Inc., Yorktown Heights. Seller: Green Briar Somers Corp., Nanuet. Property: 35 Driftwood Drive, Somers. Amount: $100,000. Filed Oct. 30.

WCBJ

FORECLOSURES BUCHANAN, 203 Westchester Ave. Single-family residence; lot size: 75x250. Plaintiff: US Bank NA. Plaintiff’s attorney: Knuckles, Komosinski & Elliot, 565 Taxter Road, Suite 509, Elmsford. Defendant: Marie Bell. Referee: Anthony Keogh. Sale: Nov. 20, 9 a.m. Approximate lien: $446,892. CORTLANDT MANOR, 29 MacArthur Blvd. Single-family residence; lot size: 80x197. Plaintiff: Bank of America NA. Plaintiff’s attorney: RAS Boriskin LLC, 900 Merchants Concourse, Westbury. Defendant: Frank Verdi. Referee: Dennis Krolian. Sale: Nov. 13, 10 a.m. Approximate lien: N/A. KATONAH, 4 Old Cross River Road. Single-family residence; lot size: 4.02 acres. Plaintiff: Cascade Funding RMI Alternative Holding LLC. Plaintiff’s attorney: RAS Boriskin LLC, 900 Merchants Concourse, Westbury. Defendant: Elizabeth Giannetto. Referee: Stephen Gold. Sale: Nov.20, 9 a.m. Approximate lien: N/A. MOHAPAC, 11 Dogwood Road. Single-family residence; lot size: N/A. Plaintiff: US Bank Trust NA. Plaintiff’s attorney: Cohn & Roth, East Old Country Road, Mineola. Defendant: Michael Haron. Referee: Anthony Maccarini. Sale: Nov. 18, 10 a.m. Approximate lien: $256,501. MOUNT VERNON, 630 S. Fourth Ave. Three-family residence; lot size: .08 acres. Plaintiff: The Bank of New York Mellon. Plaintiff’s attorney: Cohn & Roth, East Old Country Road, Mineola. Defendant: Jake Lewis. Referee: Gary Friedman. Sale: Nov. 19, 9 a.m. Approximate lien: $682,731 NEW ROCHELLE, 24 Montgomery Place. Single-family residence; lot size:.47 acres. Plaintiff: EMC Mortgage Corp. Plaintiff’s attorney: Eckert Seamans Cherin & Mellott, 10 Bank St., White Plains. Defendant: Samatha Jenkins. Referee: Kenneth Bunting. Sale: Nov. 13, 9:30 a.m. Approximate lien: $617,003. OSSINING, 21 Aqueduct St. Two-family residence; lot size: .04 acres. Plaintiff: Pennymac Holding LLC. Plaintiff’s attorney: Gross Polowy, 1775 Wehrle Drive, Williamsville. Defendant: Juan Crespo. Referee: Clement Patti Jr. Sale: Nov: 13, 10:30 a.m. Approximate lien: $437,654. PLEASANTVILLE, 150 Mountain Road. Single-family residence; lot. Size: .13 acres. Plaintiff: Nationstar Mortgage LLC. Plaintiff’s attorney: Shapiro DiCaro & Barak, 175 Mile Crossing Blvd., Rochester. Defendant: Marc Paolucci. Referee: Francis Malara. Sale: Nov. 21, 9 a.m. Approximate lien: $378,950.

NOVEMBER 11, 2019

Facts & Figures YONKERS, 1 Rex Place. Single-family residence; lot size: .14 acres. Plaintiff: New Penn Financial LLC. Plaintiff’s attorney: RAS Boriskin, 900 Merchants Concourse, Westbury. Defendant: Frank Boggio. Referee: Risa Kass. Sale: Nov. 18, 10 a.m. Approximate lien: N/A. YORKTOWN HEIGHTS, 2813 Walker Drive. Single-family residence; lot size: .09 acres. Plaintiff: Citibank NA. Plaintiff’s attorney: Frenkel Lambert Weiss, 53 Gibson St., Bay Shore. Defendant: Harriet Wiener, Referee: Michael Sirignano. Sale: Nov. 19, 9:30 a.m. Approximate lien: $277,840.

JUDGMENTS JWD Enterprises Inc., Mount Vernon. $8,790 in favor of Madelines Group Inc., Great Neck. Filed Oct. 30. Mount Vernon Social Adult Day Care Center, Scarsdale. $297,173 in favor of YB Associates LLC, Flushing. Filed Oct. 30. Queen City Carting Inc., New Rochelle. $181,288 in favor of Abele Tractor and Equipment Company Inc., Albany. Filed Oct. 28.

LIS PENDENS The following filings indicated a legal action has been initiated, the outcome of which may affect the title to the property listed. Ahmetaj, Alij, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $325,000 affecting property located at 118 Smith Ridge Road, South Salem 10590. Filed March 27. Ascuasiati, Juan C., et al. Filed by Lakeview Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $333,841 affecting property located at 13 Crestview Ave., Cortlandt Manor 10567. Filed March 27. Barrett, Karen A., et al. Filed by M&T Bank. Action: seeks to foreclose on a mortgage to secure $363,298 affecting property located at 20 George Place, Mount Vernon 10550. Filed March 27. Celestin, Jeanina, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $392,000 affecting property located at 663 Lafayette Ave., Mount Vernon 10552. Filed March 26. Chumaceiro, Rolando, et al. Filed by 1900 Capital Trust II. Action: seeks to foreclose on a mortgage to secure $444,500 affecting property located at 1506 Pondcrest Lane, White Plains 10607. Filed March 26.

NOVEMBER 11, 2019

Dionisio, Anthony N., et al. Filed by Caliber Home Loans Inc. Action: seeks to foreclose on a mortgage to secure $650,000 affecting property located at 250 Marbledale Road, Eastchester 10707. Filed March 27.

Suggs, Jennifer, et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $212,000 affecting property located at 30 Ann St., Ossining 10562. Filed March 27.

Lange, John L., et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $130,000 affecting property located at 118 Pinesbridge Road, Katonah 10536. Filed March 27.

The Filomena Corso Revocable Living Trust, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $877,500 affecting property located at 123 Homewood Ave., Yonkers 10701. Filed March 26.

Leggio, Charles, et al. Filed by Ditech Financial LLC. Action: seeks to foreclose on a mortgage to secure $250,000 affecting property located at 12 Collyer Drive, Ossining 10562. Filed March 26. Markowitz, Ronald A., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $250,000 affecting property located at 10 Sunset Drive, Armonk 10504. Filed March 26. Moylan, John, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $533,000 affecting property located at 72 Highview Terrace, Yonkers 10705. Filed March 27. Oliveri, Jennifer, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $378,001 affecting property located at 33 Milton Court, Port Chester 10573. Filed March 26. Palmer, James K., et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $102,000 affecting property located at 7 N. James St., Unit G, Peekskill 10566. Filed March 28. Public administrator of Westchester County for the estate of Dante Barrera, et al. Filed by Carisbrook Asset Holding Trust. Action: seeks to foreclose on a mortgage to secure $207,000 affecting property located at 100 N. Lawn Ave., Elmsford 10523. Filed March 28. Pusz, Edward A. III, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $290,000 affecting property located in Cortlandt. Filed March 27. Rodriguez, Roberto, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $440,000 affecting property located at 27 Simpson St., Yonkers 10710. Filed March 27. Santana, Jose H., et al. Filed by Bayview Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $200,000 affecting property located at 8 Ritters Lane, Yonkers 10703. Filed March 26.

WCBJ

Watt, Polly, et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $391,000 affecting property located at 17 Mayfair Road, Yonkers 10710. Filed March 28.

Mechanic’s Liens 404 North Terrace Ave LLC, as owner. $5,071 as claimed by Marjam Supply Company Inc., Farmingdale. Property: in Mount Vernon. Filed Oct. 31. Derose, Ralph, as owner. $1,363 as claimed by Magnolia Pool and Spa Inc., Brewster. Property: in North Salem. Filed Nov. 1. GS Utah Wind Acquisition LLC, as owner. $122,000 as claimed by World Design Architecture PLLC, New York City. Property: in New Rochelle. Filed Oct. 31. Maple Sheldrake LLC, as owner. $228,151 as claimed by T.F Andrew Carpet 1 Floor and Home, New Rochelle. Property: in Mamaroneck. Filed Oct. 31. Simao, Annette A., as owner. $6,000 as claimed by ASF Construction and Excavation Co., Monroe. Property: in Greenburgh. Filed Oct. 31. Westchester Medical Center/ West Co., as owner. $91,959 as claimed by Peckham Materials Corp., Brewster. Property: in Mount Pleasant. Filed Oct. 31.

NEW BUSINESSES This paper is not responsible for typographical errors contained in the original filings.

Partnerships Alianza Morada Cooperativa, 2 Oakridge Drive, Port Chester 10573, c/o Gonzalo Cruz Carreon and Yolanda Santana de Rodriguez. Filed Aug. 16. CLTN Partners, 5 Anderson St., Apt. 405, New Rochelle 10801, c/o Christian Noa and Lindsay Toone. Filed Aug. 20.

Nexus Creative, 100 White Plains Road, Tarrytown 10591, c/o John D. Fry, Dennis Noskin, and Jaclyn A. Tyler. Filed Aug. 16.

Sole Proprietorships Adore Glamour, P.O. Box 1664, Yonkers 10704, c/o Alberto Alonso Thandi. Filed Aug. 19. Arnoldo’s Landscaping, 6 West St., Mount Kisco 10549, c/o Arnoldo Naranjo. Filed Aug. 21. Atlantic Sharks, 9 Franklin Road, Scarsdale 10583, c/o Diana Simon. Filed Aug. 19. Beauty Fashion Salon, 199 Nepperhan Ave., Yonkers 10701, c/o Marianela Rodriguez. Filed Aug. 20. Create Abilities of N.Y. Occupational Therapy, 81 Pondfield Road, suites 3 and 5, Bronxville 10708, c/o Vanessa M. Pastore. Filed Aug. 20. Dappa Pharaoh, 77-79 Elliott Ave., No. 2B, Yonkers 10705, c/o Odette Hall. Filed Aug. 16. Fornari Therapies, 21 James Road, Mount Kisco 10549, c/o Elizabeth Fornari. Filed Aug. 16. Fur Babies and Me NYC, 154 Devoe Ave., Yonkers 10705, c/o Kimberly Lamboy. Filed Aug. 20. Gashis Painting, 75 S. Broadway, Fourth floor, White Plains 10601, c/o Shaban Gashi. Filed Aug. 16. Hemp Nirvana, 214 Dobbs Ferry Road, White Plains 10607, c/o Joseph Giorgio. Filed Aug. 20. Isolyn Boutique, 318 S. Third Ave., Mount Vernon 10550, c/o Sequoya Rose. Filed Aug. 16. Lovey Lipz Cosmetics, 215 Tallwood Drive, Hartsdale 10530, c/o Lanise Bryan. Filed Aug. 21. Luchiano’s Lovely Lashes, 226 W. First St., Mount Vernon 10550, c/o Oluchi S. Odimgbe. Filed Aug. 20. Mi Bella Hair Salon, 124 Lincoln Ave., Mount Vernon 10550, c/o America R. Gonzalez de Thillet. Filed Aug. 19. Tom Lore Electric, 167 Centre Ave., No. 5G, New Rochelle 10805, c/o Raymond Ramos. Filed Aug. 19. Westchester Elite Health Services, 181 Westchester Ave., Port Chester 10573, c/o Maria Esaffi. Filed Aug. 19. Yardy Cleaning Style, P.O. Box 188, New Rochelle 10802, c/o Opal Rotali. Filed Aug. 20.

PATENTS Access to a computer network. Patent no. 10,469,544 issued to Adam J. Pilkington, Winchester, England. Assigned to IBM, Armonk. Augmented reality-based driver assistance. Patent no. 10,469,769 issued to Maharaj Mukherjee, Poughkeepsie; Shikhar Kwatra, Durhman, North Carolina; Farrokh Pourmirzaie, San Jose, California; Sarbajit K. Rakshit, Kolkata, India. Assigned to IBM, Armonk. Coating for limiting substrate damage due to discrete failure. Patent no. 10,470,290 issued to Bruce J. Chamberlin, Vestal; Scott B. King, Rochester, Minnesota; Joseph Kuczynski, North Port, Florida; David J. Russell, Oswego. Assigned to IBM, Armonk. Cognitive message action recommendation in multimodal messaging system. Patent no. 10,469,431 issued to Pierre E. Arbajian, Matthews, North Carolina; James R. Kraemer, Santa Fe, New Mexico; Jeb R. Linton, Manassas, Virginia. Assigned to IBM, Armonk. Context-based message notification. Patent no. 10,469,429 issued to Christopher J. Hardee, Raleigh, North Carolina; Karan Goenka, Cary, North Carolina; Lorie A. Goins, Raleigh, North Carolina; James P. Ward, Apex, North Carolina. Assigned to IBM, Armonk. Continuous cognitive cloud service maximization. Patent no. 10,469,598 issued to Jeff Edgington, Keller, Texas; Kristina E. Jones, Dallas, Texas; Hung Tack Kwan, Grand Prairie, Texas; Shiju Mathai, Carrollton, Texas. Assigned to IBM, Armonk. Dual-function magnetic tunnel junction pillar encapsulation. Patent no. 10,468,585 issued to Son V. Nguyen, Schenectady; Alexander Reznicek, Troy; Donald F. Canaperi, Bridgewater. Assigned to IBM, Armonk. Efficient data transfer in remote mirroring connectivity on software-defined storage systems. Patent no. 10,469,288 issued to Zah Barzik, Rishon LeZion, Israel; Lior Chen, Jersalem, Israel; Demian Glait, Hod Hasharon, Israel; Maxim Kalaev, Petach Tikva, Israel; Rivka M. Matosevich, Zichron-Ya’acov, Israel. Assigned to IBM, Armonk. File storage protocols header transformation in RDMA operations. Patent no. 10,469,581 issued to Jonathan Amit, Omer, Israel; Vladislav Drouker, Holon, Israel; Saar Ron, Kiryat Ono, Israel; Gal Rosen, Petach Tikva, Israel. Assigned to IBM, Armonk.

Integrating a plurality of third-party service interactions into a portal system. Patent no. 10,469,612 issued to Dieter Buehler, Tuebingen, Germany; Marco Berger, Boeblingen, Germany; Matthias Falkenberg, Stuttgart, Germany; Peter Fischer, Marktrodach, Germany; Richard Jacob, Filderstadt, Germany; Simon Kirchmann, Stuttgart, Germany; Stephan Laertz, Herrenberg, Germany; Thomas Steinheber, Stuttgart, Germany. Assigned to IBM, Armonk. Load balancing with software-defined network controllers. Patent no. 10,469,390 issued to Venkata Siva N. Amulothu, Plano, Texas; Ashish Kapur, Santa Clara, California; Vishal Shukla, San Jose, California. Assigned to IBM, Armonk. Managing data access in mobile devices. Patent no. 10,469,979 issued to Patrick Joseph Bohrer, Austin, Texas; Ahmed Gheith, Austin, Texas; James Lyle Peterson, Austin, Texas. Assigned to IBM, Armonk. Managing remote device based on physical state of a management device. Patent no. 10,469,399 issued to Joshua A. Alger, Raleigh, North Carolina; Alan R. Buss, Raleigh, North Carolina; Jeffrey R. Hoy, Gibsonia, Pennsylvania; Belinda M. Vennam, Durham, North Carolina. Assigned to IBM, Armonk. Method and apparatus for dynamic-destination address control in a computer network. Patent no. 10,469,596 issued to Kentaro Aoki, Kanagawa-ken, Japan; Yukinobu Moriya, Tokyo, Japan; Naoto Shimizu, Kanagawa-ken, Japan; Shinichiroh Saitoh, Kanagawa-ken, Japan. Assigned to IBM, Armonk. Optimizing receive-side scaling-key selection using flow data. Patent no. 10,469,569 issued to Chih-Wen Chao, Taipei, Taiwan; Wei-Hsiang Hsiung, Taipei, Taiwan; Kuo-Chun Chen, New Taipei, Taiwan; Ming-Pin Hsueh, New Taipei, Taiwan; Sheng-Tung Hsu, Taipei, Taiwan. Assigned to IBM, Armonk. Scalable authentication between heterogeneous services. Patent no. 10,469,475 issued to Simon Helsen, Komoka, Canada; Nicholas R. Ibarluzea, Durham, North Carolina; Ritchard L. Schacher, Cary, North Carolina. Assigned to IBM, Armonk. Scaled nanotube electrode for low power multistage atomic switch. Patent no. 10,468,593 issued to Qing Cao, Yorktown Heights Selecting forecasting model complexity using eigenvalues. Patent no. 10,469,398 issued to Aaron K. Baughman, Gaithersburg, Maryland; Guillermo A. Cecchi, Yorktown Heights; James R. Kozloski, New Fairfield; Brian M. O’Connell, Cary, North Carolina. Assigned to IBM, Armonk.

Facts & Figures Service placement on hosts for a consumer based on geographic location. Patent no. 10,469,335 issued to Ivor Bradley, Belfast, Ireland; Timothy R. Croy, Ballymena, Ireland; John E. Dinger, Cary, North Carolina; Matthew E. Duggan, Chertsey, England; Randy George, Austin, Texas; Trevor Graham, Hillsborough, Ireland. Assigned to IBM, Armonk. Storing data in association with a key within a hash table and retrieving the data from the hash table using the key. Patent no. 10,469,383 issued to Aram Hakhumyan, Dublin, Ireland. Assigned to IBM, Armonk. Vertical field-effect transistor with improved reliability. Patent no. 10,468,524 issued to Kangguo Cheng, Schenectady; Xin Miao, Guilderland; Philip J. Oldiges, Lagrangeville; Wenyu Xu, Albany; Chen Zhang, Guilderland. Assigned to IBM, Armonk. Vertical fin bipolar junction transistor with high-germanium content silicon germanium base. Patent no. 10,468,498 issued to Seyoung Kim, White Plains; Choonghyun Lee, Rensselaer; Injo Ok, Loudonville; Soon-Cheon Seo, Glenmont. Assigned to IBM, Armonk.

HUDSON VALLEY BUILDING LOANS Above $1 million River Ridge Views LLC, as owner. Lender: Ulster Savings Bank. Property: in Beacon. Amount: $5.5 million. Filed Oct. 31.

Below $1 million 60 S Cherry LLC, as owner. Lender: Loan Funder LLC Series 9371. Property: in Poughkeepsie. Amount: $45,000. Filed Oct. 31. Goleman, Joshua Shane, et al, Kingston, as owner. Lender: Rondout Savings Bank, Kingston. Property: 201 Johnson Hill Road, Kingston 12401. Amount: $396,000. Filed Oct. 29. James, Joshua, et al, Middletown, as owner. Lender: Orange Bank and Trust Co., Middletown. Property: in Wawayanda. Amount: $330,000. Filed Oct. 31. Joyce, Timothy, et al, Shoreham, as owner. Lender: Walden Savings Bank, Montgomery. Property: in Wawarsing. Amount: $272,000. Filed Oct. 29.

Lamarche, Roberta E., et al, as owner. Lender: TD Bank N.A. Property: in Dover. Amount: $108,000. Filed Oct. 29.

502 Albany Avenue LLC, New Paltz. Seller: Stephen E. Cooke Sr., Saugerties. Property: in Kingston. Amount: $315,000. Filed Oct. 31.

Mountain Paradise Builder Inc., New Windsor, as owner. Lender: Shepherd’s Finance LLC, Jacksonville, Florida. Property: Little Collabar Road, Montgomery 12549. Amount: $296,100. Filed Oct. 30.

63-64 Williamsburg LLC, Monroe. Seller: Nigel Wright, et al, Newburgh. Property: 63-64 Williamsburgh Drive, Newburgh. Amount: $121,500. Filed Nov. 1.

Randby, Brian A., as owner. Lender: M&T Bank. Property: in LaGrange. Amount: $182,000. Filed Oct. 28. Saccucci-Bryan, Sean, et al, Mount Tremper, as owner. Lender: Sawyer Savings Bank. Property: 213 Glenford-Wittenberg Road, Glenford. Amount: $400,000. Filed Oct. 29. SDF Capital Fund I LLC, as owner. Lender: Lendinghome Funding Corp. Property: in Hyde Park. Amount: $157,500. Filed Oct. 25. Star Estate Development Group LLC, et al, West Park, as owner. Lender: Rhinebeck Bank, Poughkeepsie. Property: 1835 Broadway, Esopus. Amount: $825,000. Filed Oct. 29.

Aden Slate Hill LLC, Montgomery. Seller: Howard I. Shapiro, Slate Hill. Property: in Wawayanda. Amount: $995,000. Filed Nov. 1. Aden Slate Hill LLC, Montgomery. Seller: Howard Shapiro, Slate Hill. Property: in Wawayanda. Amount: $895,000. Filed Nov. 1. Aden Slate Hill LLC, Montgomery. Seller: Javelin Realty Co., Slate Hill. Property: in Wawayanda. Amount: $960,000. Filed Oct. 31. Amcam LLC, Brooklyn. Seller: Carol D. Herb, Highland Mills. Property: 12 Ferndale Ave., Highland Mills. Amount: $110,000. Filed Oct. 30. Beacon Spark Enterprises, Beacon. Seller: Robert A. Pine, et al, Beacon. Property: in Beacon. Amount: $450,000. Filed Oct. 28.

Star Estate Development Group LLC, West Park, as owner. Lender: NYBDC Local Development Corp., Albany. Property: 1835 Broadway, Esopus 12493. Amount: $495,000. Filed Oct. 29.

Brookview Holdings LLC, Pomona. Seller: Norman Bradley, et al, Walden. Property: 1076 Maggie Road, Newburgh 12550. Amount: $145,500. Filed Oct. 31.

DEEDS

Delaware River Holding LLC, Lyndhurst, New Jersey. Seller: William T. Mazza, Huguenot. Property: 555 Big Pond Road, Huguenot 12746. Amount: $149,000. Filed Oct. 31.

Above $1 million Quarry Waters LLC, Poughkeepsie. Seller: Kingston Landing Development LLC, Yonkers. Property: in Ulster and Kingston. Amount: $13 million. Filed Oct. 30.

Below $1 million 11 Prag Unit 002 LLC, Brooklyn. Seller: Binyan Leasing Corp., Monroe. Property: in Kiryas Joel. Amount: $165,000. Filed Oct. 31. 1133 Taconic LLC, New York City. Seller: Linda Corliss, et al, Poughkeepsie. Property: in Pine Plains. Amount: $132,500. Filed Oct. 25. 40-42 Plattekill LLC, New Paltz. Seller: Kathryn L. Moniz, Ulster Park. Property: in New Paltz. Amount: $257,000. Filed Oct. 31. 442 Realty Group LLC, Mahopac. Seller: Kevin Lubic, Mahopac. Property: 310 Buckshollow Road, Mahopac 10541. Amount: $400,000. Filed Oct. 30.

Deutsche Bank National Trust Co. Seller: Niki Pagones Quinn, Poughkeepsie. Property: 61 Lakeside Road, Mahopac 10541. Amount: $620,344. Filed Oct. 29. Deutsche Bank Trust Company Americas. Seller: Daniel P. Hollis III, Mount Kisco. Property: 144 Route 292, Patterson 12563. Amount: $875,829. Filed Oct. 28. Dutchess Homes LLC, Amenia. Seller: Deutsche Bank National Trust Co. Property: 41 Beilke Road, Millerton 12546. Amount: $111,000. Filed Oct. 29. Madison Square Plattekill Road LLC, Kingston. Seller: Margery J. Partington, Marlboro. Property: in Marlborough. Amount: $180,000. Filed Oct. 30. Malabar Fuels LLC, Cortlandt Manor. Seller: M. Spiegel and Sons Oil Corp., Tuxedo. Property: 642 Route 1, Warwick. Amount: $300,000. Filed Oct. 31.

Mid-Hudson Development Corp., Poughquag. Seller: William H. Povall III, et al, LaGrangeville. Property: Stowe Drive, Beekman. Amount: $60,000. Filed Oct. 25.

Tenlake Monroe LLC, Monroe. Seller: Federal National Mortgage Association. Property: 36 Maureen Drive, Middletown 10940. Amount: $165,000. Filed Oct. 31.

AAA Auto and Truck Service LLC, Middletown. $1,124 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 1.

Mountain Paradise Builder Inc., New Windsor. Seller: Lewis J. Donnelly, New Windsor. Property: in Crawford. Amount: $95,000. Filed Oct. 30.

The Bank of New York Mellon. Seller: Diane Foley, Wappingers Falls. Property: 3 Hook Road, Unit 53, Hyde Park 12601. Amount: $156,000. Filed Oct. 29.

ADF Designs Inc., Middletown. $4,317 in favor of the New York State Department of Labor, Albany. Filed Oct. 2.

Nationstar Mortgage LLC. Seller: Evan Zucker, Chester. Property: 51 Villa Parkway, Highland Falls 10928. Amount: $261,869. Filed Oct. 31.

The Royal Ledges LLC, East Orange, New Jersey. Seller: YMB Holdings LLC, Tallman. Property: 3 Royal Crest Road, Unit RF43, Hyde Park 12538. Amount: $112,500. Filed Oct. 29.

North Plank Development Company LLC, Newburgh. Seller: 5 Kellys LLC, Cornwall-on-Hudson. Property: 268-270 Main St., Cornwall-on-Hudson. Amount: $310,000. Filed Oct. 31. O’Donnell Properties LLC, Fishkill. Seller: Tosha Thomas, Newburgh. Property: 22 Bush Ave., Newburgh 12550. Amount: $85,000. Filed Oct. 30. OBA Group LLC, Newburgh. Seller: Edward Bruno, Pine Bush. Property: 250 and 252 Washington St., Newburgh 12550. Amount: $63,000. Filed Nov. 1. PMRC LLC, Englewood, Colorado. Seller: Robert P. Graham IV, Staatsburg. Property: 60 Sunset Ave., Poughkeepsie 12601. Amount: $216,000. Filed Oct. 28. Project 170 LLC, Newburgh. Seller: Labrador Associates LP, New Windsor. Property: 166 and 170 First St., Newburgh. Amount: $285,000. Filed Oct. 30. Retained Realty Inc., New York City. Seller: Dianne Braun Hanley, Katonah. Property: 55 Cherry Hill Road, Carmel 10512. Amount: $381,379. Filed Oct. 29. Shalders Homes LLC, Pine Bush. Seller: The Barchi Realty Group LLC, Westbury. Property: in Wallkill. Amount: $200,000. Filed Oct. 31. Sophiedrew Acres LLC, Saugerties. Seller: John M. Finn, Smithtown. Property: in Saugerties. Amount: $750,000. Filed Oct. 31. South Plank Partners LLC, Central Valley. Seller: The Greens at Woodbury LLC, Central Valley. Property: in Wawayanda. Amount: $40,000. Filed Nov. 1. State of New York Mortgage Agency, New York City. Seller: Christopher L. Mangold, White Plains. Property: 6 Bedford Road, Carmel 10512. Amount: $206,677. Filed Oct. 31. Sultan Business Enterprise Inc., Poughkeepsie. Seller: Ankushbajajrealty LLC, White Plains. Property: in Poughkeepsie. Amount: $188,000. Filed Oct. 30.

TWSTH LLC, New York City. Seller: Deborah Weisman-Estis, New Windsor. Property: 311 Liberty St., Newburgh 12550. Amount: $186,000. Filed Oct. 31. U.S. Bank N.A. Seller: Kenneth Freeman, Nanuet. Property: 11 Cliff Road, Greenwood Lake 10925. Amount: $328,443. Filed Oct. 30. U.S. Bank N.A. Seller: Michael Wagner, Walden. Property: 50 James Road, Monroe 10950. Amount: $211,021. Filed Nov. 1. U.S. Bank N.A. Seller: Michele L. Bermel, Chappaqua. Property: 17 Aimee Court, Carmel 10541. Amount: $924,821. Filed Oct. 28. U.S. Bank N.A. Seller: Shawn C. Cutler, Middletown. Property: 1 N. Aspen Road, Middletown 10940. Amount: $145,000. Filed Oct. 30. U.S. Bank Trust N.A. Seller: Jannett S. Warren, et al, Monroe. Property: 16 Amchir Ave., Middletown. Amount: $140,030. Filed Oct. 30. Wilmington Savings Fund Society FSB. Seller: Joan C. Salwen, Scarsdale. Property: 68 Oakridge Drive, Putnam Valley 10579. Amount: $558,513. Filed Oct. 29. Woodlawn Estates LLC, Monsey. Seller: Sleepy Hollow Ventures LLC, Monsey. Property: Wenmar Drive, Newburgh. Amount: $600,000. Filed Oct. 30.

JUDGMENTS

Alex’s Used Cars Inc., Newburgh. $1,826 in favor of the New York State Department of Taxation and Finance, Albany. Filed July 30. Alfonso’s Landscaping Inc., Walden. $1,649 in favor of the New York State Department of Taxation and Finance, Albany. Filed July 30. Almatt Inc., Newburgh. $561 in favor of the New York State Department of Taxation and Finance, Albany. Filed July 30. Alteva Inc., Warwick. $1,343 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Oct. 8. Alvarez Distributors LLC, Marlboro. $3,015 in favor of the New York State Department of Labor, Albany. Filed Oct. 29. AMF Landscaping, Highland. $2,000 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 29. Angel’s Cleaning and Maintenance, New Hampton. $1,073 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Sept. 31. Autosomnia LLC, Fort Montgomery. $979 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 1. Avilan Auto LLC, Middletown. $12,251 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 1. Bace Environmental Corp., Westtown. $525 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Oct. 8.

113 Walworth Inc., Monroe. $1,687 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 1.

Big Taste Restaurant, Newburgh. $5,070 in favor of the New York State Department of Labor, Albany. Filed Oct. 2.

5L Enterprises Inc., Middletown. $8,242 in favor of the New York State Department of Labor, Albany. Filed Oct. 2.

Boccio Ventures LLC, Chester. $562 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 1.

A F Trucking Inc., Monroe. $4,654 in favor of the New York State Department of Labor, Albany. Filed Oct. 8.

Brem Associates Inc., Warwick. $425 in favor of the New York State Department of Labor, Albany. Filed Oct. 2.

WCBJ

NOVEMBER 11, 2019

Facts & Figures Brooklyn Cowboy Flyer Inc., Goshen. $226 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Oct. 8. Buxton Haulage LLC, Newburgh. $1,420 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 1. Certified Collision Corp., Wallkill. $2,980 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 1. Chambers Street Deli and Grocery LLC, Newburgh. $979 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 1. City Styles by Michelle, Middletown. $2,394 in favor of the New York State Department of Labor, Albany. Filed Oct. 8. CM Mechanical of Orange County Inc., Chester. $2,538 in favor of the New York State Department of Labor, Albany. Filed Oct. 2. Corporate Diversity Solutions Corp., Chester. $1,666 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Oct. 8. D.R.S. 77 Inc., Cornwall-on-Hudson. $12,238 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 1. Daddy’s Donuts and Bake Shop Inc., Middletown. $1,236 in favor of the New York State Department of Labor, Albany. Filed Oct. 8. Donny Malone Auctions, Saugerties. $1,049 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 29. Dutchman Heating and Air Conditioning Inc., Pine Bush. $1,808 in favor of the New York State Department of Taxation and Finance, Albany. Filed July 30. Ermirio’s LLC, Highland Falls. $574 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 1.

Foaminator Spray Foam LLC, Middletown. $2,000 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Oct. 8.

Jonas Furniture and Mattress Corp., Middletown. $809 in favor of th New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Oct. 8.

Food Fanatics Inc., Middletown. $2,546 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Oct. 8.

K.J. Mountain Corp., Monroe. $1,679 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 1.

Getty Contracting LLC, Monroe. $2,130 in favor of the New York State Department of Labor, Albany. Filed Sept. 31. Hampton Family Dentistry PC, Middletown. $10,883 in favor of the New York State Department of Labor, Albany. Filed Sept. 31. Heirloom Farms LLC, Westtown. $1,249 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Oct. 8. Hops Craft Beer Burger LLC, Monroe. $5,068 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Oct. 8. Hudson and Pacific Designs Landscape Architecture PC, Saugerties. $668 in favor of the New York State Department of Labor, Albany. Filed Oct. 29. Hudson Valley Roofing and Sheet Metal Inc., New Windsor. $64,162 in favor of the New York State Department of Labor, Albany. Filed Sept. 31. J.K. Feed Co., Warwick. $2,000 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Oct. 8. Jag Fabrications Inc., Pine Island. $2,123 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Sept. 31. Joe’s Cold Etc LLC, Saugerties. $944 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 29.

Request for Proposals - The Metropolitan Transportation Authority is seeking proposals from qualified parties interested in licensing 11,132± sq. ft. of land, currently use as a parking lot, for parking and/or storage on Hunt’s Lane, in Chappaqua, NY. Proposals must be received by noon on November 27, 2019. For information on this RFP, please go to: http://enterprise.nymta.info/MTA_Real_Estate_RFP

NOVEMBER 11, 2019

Land and Stone-Scaping, Kingston. $742 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 29. Lazreb Inc., Saugerties. $1,426 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 29. Lemus Landscaping, Woodstock. $3,034 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 29. Lion Analytical Co., Monroe. $944 in favor of the New York State Department of Taxation and Finance, Albany. Filed July 30. Livadi Foods Inc., New Windsor. $163,700 in favor of the New York State Department of Taxation and Finance, Albany. Filed July 30. Loop Image Inc., Monroe. $1,617 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 1. Major Staffing Agency LLC, Middletown. $3,262 in favor of the New York State Department of Taxation and Finance, Albany. Filed July 30. Marcolexi Pizzeria Inc., New Windsor. $1,285 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 1. Mattress Outlet Inc., Harriman. $982 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Oct. 8. Mi Casita Restaurant, Kingston. $1,351 in favor of the New York State Department of Labor, Albany. Filed Oct. 29.

MTA REAL ESTATE (MTA RE)

KVK LLC, Wallkill. $476 in favor of the New York State Department of Labor, Albany. Filed Oct. 29.

WCBJ

Mor Mor Rita LLC, Hurley. $944 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 29. Moshe and Rudy Schwartz Associates Inc., Monroe. $1,043 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 1. Napolis Trattoria LLC, Highland Mills. $5,711 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 1.

Nordahl Hardwood Flooring Inc., Cuddebackville. $590 in favor of the New York State Department of Labor, Albany. Filed Sept. 31. Off the Muscle Entertainment LLC, Middletown. $998 in favor of New York State Department of Labor, Albany. Filed Sept. 31. One Source Enterprise Solutions Inc., New Windsor. $1,714 in favor of New York State Department of Taxation and Finance, Albany. Filed Oct. 1. Orange County Choppers Café Headquarters LLC, Newburgh. $43,321 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 1. Out of Warranty Inc., Newburgh. $1,130 in favor of the New York State Department of Taxation and Finance, Albany. Filed July 30. Preferred USA Inc., Monroe. $1,135 in favor of the New York State Department of Taxation and Finance, Albany. Filed July 30. Pristine Car Care Corp., Marlboro. $518 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 29. R and K Pool Supply Inc., Middletown. $2,406 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 1. Rapidtel Inc., Warwick. $6,297 in favor of the New York State Department of Labor, Albany. Filed Sept. 31.

Stormyk LLC, Cornwall-on-Hudson. $982 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Oct. 8.

Ye Olde Warwick Book Shoppe LLC, Warwick. $41,500 in favor of the Workers’ Compensation Board of the State of New York, Albany. Filed Oct. 3.

Superior Collection Inc., Middletown. $238 in favor of the New York State Department of Labor, Albany. Filed Oct. 2.

Yessage Inc., Monroe. $925 in favor of the New York State Department of Labor, Albany. Filed Sept. 31.

Take Flight Aviation LLC, Montgomery. $1,738 in favor of the New York State Department of Taxation and Finance, Albany. Filed July 30.

LIS PENDENS

Team Signature Cycles Inc., Central Valley. $1,617 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 1. TGI Distributors Inc., Rock Tavern. $812 in favor of the New York State Department of Labor, Albany. Filed Oct. 2.

Beal, Bernard B., et al. Filed by Salisbury Bank and Trust Co. Action: seeks to foreclose on a mortgage to secure $1 million affecting property located at 312 Gardner Hollow Road, Poughquag 12570. Filed Oct. 28.

The Cleaning Team Specialists Corp., Tuxedo Park. $1,879 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Oct. 8.

Cabrera, Ivan, et al. Filed by M&T Bank. Action: seeks to foreclose on a mortgage to secure $760,900 affecting property located at 3302 Route 55, Pawling 12564. Filed Oct. 28.

The Meisels Agency Inc., Monroe. $1,116 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Oct. 8.

Carino, Franco, et al. Filed by Servis One Inc. Action: seeks to foreclose on a mortgage to secure $350,000 affecting property located at 19 Autumn Way, Poughquag 12570. Filed Oct. 29.

The Professional Image Marketing and Public Relations Inc., Newburgh. $1,050 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Sept. 31.

Coffey, Richard, et al. Filed by Newrez LLC. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 32 Circle Drive, Hopewell Junction 12533. Filed Oct. 28.

Reyes Pizzeria and Mexican Grill Inc., Newburgh. $1,278 in favor of the New York State Department of Taxation and Finance, Albany. Filed July 30.

The Soccer Stop, Newburgh. $944 in favor of the New York State Department of Taxation and Finance, Albany. Filed July 30.

RJ Vaquero Construction Corp., Newburgh. $1,996 in favor of the New York State Department of Labor, Albany. Filed Sept. 31.

Tondo Custom Concrete LLC, Monroe. $590 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Oct. 8.

Sammy Brown’s LLC, Pine Bush. $2,280 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Sept. 31.

Ulster Home Care Inc. Always There Family Homecare, Kingston. $683 in favor of the New York State Department of Labor, Albany. Filed Oct. 29.

Schmick Surveying Inc., Westtown. $1,072 in favor of the New York State Department of Labor and the Department of Taxation and Finance, Albany. Filed Sept. 31.

Upstate Supplies Inc., Monroe. $257 in favor of the New York State Department of Labor, Albany. Filed Sept. 31.

Schwartzy’s Auto Glass Inc., Chester. $4,174 in favor of the New York State Department of Taxation and Finance, Albany. Filed July 30. St John Parochial Elementary School, Goshen. $101,000 in favor of the Workers’ Compensation Board of the State of New York, Albany. Filed July 25.

The following filings indicated a legal action has been initiated, the outcome of which may affect the title to the property listed.

Us Recovery Inc., Walden. $416 in favor of the New York State Department of Labor, Albany. Filed Oct. 8. What Dreams Are Made Of, Kingston. $4,215 in favor of the New York State Department of Taxation and Finance, Albany. Filed Oct. 29.

Cox, Linda A., as executrix and as heir and distributee of the estate of James P. Lucas, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $212,000 affecting property located at 526 Lake Road, New Windsor 12553. Filed Sept. 13. Eisenring, Glenn, et al. Filed by Wei Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $246,600 affecting property located at 17 August Road, Goshen 10924. Filed Sept. 11. Fuller, Anthony W., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $179,938 affecting property located at 17 Cahoonzie St., Port Jervis 12771. Filed Sept. 13. Gaboy, Christine, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $282,648 affecting property located at 106 Logans Way, Maybrook 12543. Filed Sept. 11.

Facts & Figures Giannino, Matthew A., as administrator of the estate of Laura Giannino, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $125,050 affecting property located at 12 Beattie Ave., Middletown 10940. Filed Sept. 13. Goodman, Sandra, et al. Filed by Beneficial Homeowner Service Corp. Action: seeks to foreclose on a mortgage to secure $70,000 affecting property located at 22 Leghorn Road, Kerhonkson 12466. Filed Oct. 28. Goranitis, Dimitrios, et al. Filed by Dominick Iocco and Hannah Iocco. Action: seeks to foreclose on a mortgage to secure $330,000 affecting property located at 19 Paradise Road and 12 Island Drive, Deerpark. Filed Sept. 16. Hotton, Julia N., et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $412,500 affecting property located at 69 Hooker Ave., Poughkeepsie 12601. Filed Oct. 29. Johnson, Michael, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $200,000 affecting property located at 210 Concord Lane, Middletown 10940. Filed Sept. 11. Kniffin, Cheryl S., et al. Filed by Select Portfolio Servicing Inc. Action: seeks to foreclose on a mortgage to secure $67,475 affecting property located at 56 Dundee Circle, Middletown 10941. Filed Sept. 11. Kooreman, Kenneth J., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $100,000 affecting property located at 161 Bellvale Lake Road, Warwick 10990. Filed Sept. 13. Maher, Christopher X., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $329,000 affecting property located at 19 Cornwall Hill Road, Patterson 12563. Filed Oct. 29. Morrison, Maureen A., et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $198,275 affecting property located at 545 Swarte Kill Road, New Paltz 12561. Filed Oct. 28. Murphy, John F. III, et al. Filed by Ulster Savings Bank. Action: seeks to foreclose on a mortgage to secure $288,292 affecting property located at 104 Woodcrest Drive, East Fishkill 12533. Filed Oct. 29. Newman, Martin Bruce, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $196,000 affecting property located at 229 S. Riverside Road, Highland 12528. Filed Oct. 31.

Palazzo, Debra, as executrix of the estate of Frank Nanna, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $405,000 affecting property located at 51 Boniello Drive, Mahopac 10541. Filed Oct. 28. Palazzo, Michael Robert, et al. Filed by TIAA FSB. Action: seeks to foreclose on a mortgage to secure $98,875 affecting property located at 9 Jessup Court, Carmel 10512. Filed Oct. 31. Pardo, Jaime J., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $320,000 affecting property located at 115 Townsend Road, East Fishkill 12533. Filed Oct. 30. Parker, Ernesto, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $246,000 affecting property located in Wallkill. Filed Sept. 16. Raines, Jack M., et al. Filed by Wallkill Valley Federal Savings and Loan. Action: seeks to foreclose on a mortgage to secure $130,000 affecting property located at 1186 Hoagerburgh Road, Wallkill 12589. Filed Oct. 30. Ruiz, Ralph, et al. Filed by The Money Source Inc. Action: seeks to foreclose on a mortgage to secure $469,890 affecting property located at 55 Noelle Drive, Walden 12586. Filed Sept. 11. Schwab, Craig, individually and as co-executor of the estate of William C. Gundermann, et al. Filed by NewRez LLC. Action: seeks to foreclose on a mortgage to secure $246,207 affecting property located at 426 Ice Pond Road, Patterson 12563. Filed Oct. 28. Shushkewitch, Peter, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $150,000 affecting property located at 31 Ponderosa Road, Carmel 10512. Filed Oct. 31. Simmons, Naheem L., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $173,700 affecting property located at 2 Rutan Lane, Middletown 10940. Filed Sept. 12. Stever, Albert, et al. Filed by Carrington Mortgage Services LLC. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 22 Palisades Road, Patterson 12563. Filed Oct. 29. The public administrator of Dutchess County as administrator of the estate of Regina Lucas, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $185,000 affecting property located at 1 Schnabl Court, Wappingers Falls 12590. Filed Oct. 25.

Toribio, Edy J., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $131,577 affecting property located at 5 Wilson St., Greenwood Lake 10925. Filed Sept. 13. Turner, Michael F., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 20 Vanderbilt Drive, Highland Mills 10930. Filed Sept. 16. Windover, Brian, et al. Filed by U.S. Bank Trust N.A. Action: seeks to foreclose on a mortgage to secure $283,468 affecting property located at 105 Rothenburgh Road, Poughkeepsie 12603. Filed Oct. 30. Zabelicky, Lawrence J., et al. Filed by PNC Bank N.A. Action: seeks to foreclose on a mortgage to secure $151,000 affecting property located at 21 Reading Road, Patterson 12563. Filed Oct. 29.

Mechanic’s Liens Assero Services LLC, as owner. $2,755 as claimed by Dedvukaj Builders Group Inc., Harrison. Property: 6 Owen Drive, Mahopac 10541. Filed Oct. 30. Cole, Margaret, as owner. $16,930 as claimed by Meridian Construction Creations Inc., Monroe. Property: 1 Mary Road, Greenwood Lake. Filed Nov. 1. M&T Bank, as owner. $7,000 as claimed by Reliable Handyman Contracting LLC, Preston Hollow. Property: 21 Edith Ave., Saugerties. Filed Oct. 31.

NEW BUSINESSES

Mehlon Trucking Inc., d.b.a. I m materials, 320 Orchard Drive, Wallkill 12589. Filed Oct. 29.

Affordable Auto Services, 36 Bridge St., Newburgh. c/o Leodis M. Williams. Filed Oct. 7.

MSR and Associates Inc., d.b.a. Access and Associates, 30 Vans Terrace, Lake Katrine 12449. Filed Oct. 29.

Affordable Janitorial Services, 92 Dupont Ave., Newburgh 12550, c/o Leodis M. Williams. Filed Oct. 9.

New Aji Asian Cuisine 1 Inc., d.b.a. Aji Asian Cuisine Sushi Chinese and Thai Food, 287 Route 32, Central Valley 10917. Filed Oct. 15. Shefa Respite Services Inc., d.b.a. Simchas Hachaim, 127 Seven Springs Road, Monroe 10950. Filed Oct. 15. YRM Glass and Mirror Inc., d.b.a. Best Glass Today, 5 Hudson Pointe, Monroe 10950. Filed Oct. 15. Z. Grossberg and Associates Inc., d.b.a. Grossberg and Co., 48 Bakertown Road, Suite 505A, Monroe 10950. Filed Oct. 15. Zenith Solutions Inc., d.b.a. Organicsproutingseeds.store, 23 Robinson St., Saugerties 12477. Filed Oct. 29.

Partnerships Iron and Quill Salon, 88 Dunning Road, Suite 216-218, Middletown, c/o Nancy Gonzalez and Amber Jean Gardner. Filed Oct. 4.

Sole Proprietorships Advanced Spinal Rehab, 585 Route 211 West, Middletown 10940, c/o C.M. Roberto. Filed Oct. 7.

All Access Buys, 95 Woodside Knolls Drive, Middletown 10940, c/o Beverly Burns. Filed Oct. 9. Angelina Sells New York, 23 Spaulding Lane, Saugerties 12477, c/o Angelina D. Cozza. Filed Oct. 29. Aspire in Motion, 18 Columbus Ave., Newburgh 12550, c/o Alasia Amos. Filed Oct. 4. Bear and Bug, 29 Main St., Highland 12528, c/o Althea R. Lutz. Filed Oct. 29. Charlotte P. Sloan, PMHNP-BC, 15 Pine Grove St., Woodstock 12498, c/o Charlotte P. Sloan. Filed Oct. 31. Diego Pimentel Design, 130 Foxwood Drive South, Newburgh, c/o Diego Pimentel. Filed Oct. 7. Ellis Management, 62 Ulster Ave., Walden 12589, c/o Nicole Estelita Ellis. Filed Oct. 10. HC Painting, 5 Putnam St., Newburgh, c/o Hector Ramon Castellanos Rivera. Filed Oct. 8. Icy Tina’s, 319 Liberty St., Newburgh, c/o Jonelle S. Segre. Filed Oct. 7. Immortal Vampires, 56 Highland View Place, Middletown, c/o Jonathan Jimenez. Filed Oct. 7.

Brightdreams Corp., d.b.a. Chill Maar Rolled Ice Cream, 498 Red Apple Court, Central Valley 10917. Filed Oct. 15. Brightdreams Corp., d.b.a. I Fix Phones Fast, 498 Red Apple Court, Central Valley 10917. Filed Oct. 15. C and M Hospitality Inc., d.b.a. Beggars Tomb, 26-28 Orchard Lane, Woodstock 12498. Filed Oct. 29. Jacran Designs Inc., d.b.a. Designs by Cranston, 162 Crum Elbow Road, Hyde Park 12538. Filed Oct. 29.

Keating Property Management, 27 Blossom Lane, Newburgh 12550, c/o Claire Leah Keating. Filed Oct. 7. Kornerstone Marketing, 21 Turnberry Court, Monroe 10950, c/o Andrea Marie Palumbo Racanelli. Filed Oct. 7. Kozy Kitchen, 1155 Route 17A, Greenwood Lake, c/o Fernanda Perez. Filed Oct. 4. Omega Signs, 310 Balmville Lane, Newburgh 12550, c/o Philip O. Apronti. Filed Oct. 9. Pantell Fine Arts, 252 Cooper Lake Road, Bearsville 12409, c/o Saskia A. Pantell. Filed Oct. 28. R.G. Painting, 115 Homestead Ave., Maybrook 12543, c/o Robert R. Gildeleon. Filed Oct. 11. S.A.T. Contracting, 450 First St., Newburgh 12550, c/o Marcus M.R. McDonald. Filed Oct. 4. Spot Me Apparel, 692 Mount Airy Road, New Windsor 12553, c/o Prasanth Prasanna Saswathan. Filed Oct. 10. Tlazola Roofing, 64 Cottage St., No. 2, Middletown, c/o Octavio Lopez Manzano. Filed Oct. 8. Torrence Cleaning Services, 9A Water Wheel Drive, Montgomery 12549, c/o Erika H. Torrence. Filed Oct. 4. True 2 This Apparel, 108 Dubois St., Newburgh 12550, c/o Sharif Boone. Filed Oct. 7.

This paper is not responsible for typographical errors contained in the original filings.

Doing Business As

June’s Event Coordination and Contracting, 12 Van Cleft Ave., Newburgh, c/o Isaiah Micheal Valentine. Filed Oct. 8.

NEWS NOON Sign up now at westfaironline.com WCBJ

NOVEMBER 11, 2019

LEGAL NOTICES MEGA PRINTS AND SIGNS, LLC Articles of Organization were filed with the Secretary of State of New York (SSNY) on 06/27/19. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: The LLC, 1725 Front Street, Yorktown Heights, New York 10598, principal business location of the LLC. Purpose: any lawful business activity. #62343 SFP 2019 LLC, Conversion to an LLC filed with Sec. of State of NY (SSNY) 7/29/2019. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 90 Paulding Dr., Chappaqua, NY 10514. General Purpose. #62344 CDAS Home Improvements LLC, App of Auth. filed with Sec. of State of NY (SSNY) 9/17/2019. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 538 Westchester Ave., Rye Brook, NY 10573. General Purpose. #62346

Aquarius Engineering, PLLC. Art. of Org. filed 9/17/19. Office in Westchester Co. SSNY designated for process and shall mail to Reg. Agent: Thomas Law Firm, 175 Varick St, NY, NY 10014. Purpose: Engineering #62348 NR SPORTS LLC. Arts of Org. filed with Secy. of State of NY (SSNY) on 9/30/19. Office loc. Westchester County. SSNY designated as agent upon whom process against LLC may be served and shall mail copy of any process to LLC, 8 Garden Dr., Rye, NY 10580. Purpose: any lawful #62349 The Dentist of Mount Vernon, PLLC. Art. of Org. filed 7/3/19. Office in Westchester Co. SSNY designated for process and shall mail to Reg. Agent: Thomas Law Firm, 175 Varick St, NY, NY 10014. Purpose: Dentistry #62350 CREATING MINDFUL COMMUNITIES, LLC filed with the Secy. of State of NY (SSNY) on August 2019. Office location: Westchester County. SSNY designated as agent of the LLC upon whom process may be served. SSNY shall mail process to the LLC, 11 Devon Road, Larchmont, NY10538. Purpose: Mindfulness and Self Care Practices. #62351

Dental Algorithm, LLC, Art. of Org. filed with NY Secy. of State on 09/12/2019. Office located in Westchester Co. Secy. of State designated as agent upon which process may be served. Secy. of State shall mail a copy of any process against it served upon him/her to: 46 Bowbell Road, White Plains NY 10607 (the LLCís primary business location). LLC may engage in any lawful act or activity for which a limited liability company may be formed. #62347

Notice of Formation of Northridge Holdings Group LLC. Office location: Westchester County. Date of filing Article of Organization with Secretary State New York(SSNY) 1/9/19. Legal Zoom shall be designated the agent to which process shall be served. Legal Zoom shall mail process to Northridge Holdings Group LLC, 62 Rocky Ridge, Cortlandt Manor,NY 10567. Purpose: any lawful act or activity. #62352

WCBJ

NOVEMBER 11, 2019

Notice of Formation of M.S. State Services LLC. Arts. of Org. filed with SSNY on 01/29/2019. Office location: Westchester County. SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to 152 Westchester Ave, Buchanan, NY 10511 Purpose: any lawful act or activity. #62353 Notice of Formation of Valentinoís Painting LLC. Arts. of Org. filed with SSNY on 10/30/2018. Office location: Westchester County. SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to 95 Short Street, Peekskill, NY 10566 Purpose: any lawful act or activity. #62354 RYAN ADVISORY, LLC. Articles of Organization filed with Secretary of State of New York (SSNY) on September 16, 2019. Office Location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to: 7 S Ridge Road, Larchmont, NY 10538. Purpose: to engage in any and all business for which LLCs may be formed under the New York LLC law. #62355 NOTICE OF FORMATION OF LIMITED LIABITITY COMPAY (LLC) INDIE DIGITAL INTERNATIONAL LLC. Articles of Organizations were filed with the Secretary of State of New York (SSNY) on 06/06/19. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: The LLC, 312 William St. Rye Brook, New York 10573, principal business location of the LLC. Purpose: any lawful business activity. #62356

The Articles of Organization of AVENUES 2 HEALTH, LLC, a limited liability company, (the ìCompanyî) were filed with the Secretary of State of the State of New York on September 5, 2019. The office of the Company is located in Westchester County, New York. The Secretary of State has been designated as agent of the Company upon whom process against it may be served. The post office address within or without the State to which the Secretary of State shall mail a copy of any process against the Company served upon him or her is: 1415 Boston Post Road, Larchmont, NY 10538. The Company was formed for any lawful business purpose or purposes permitted under the New York Limited Liability Company Act. #62357 31 Maple, LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 7/9/2019. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to Anthony Cassano, Jr., 84 Hix Ave., Rye, NY 10580. General Purpose. #62358 Bailey Avenue LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 7/12/2019. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 731 Main St., New Rochelle, NY 10801. General Purpose. #62359 UZUCA LLC. Filed 7/15/19. Office: Westchester County. SSNY designated as agent for process & shall mail to the LLC at 1 Alexander Street Unit 1208 Yonkers, NY 10701. Purpose: Any lawful. #62361

NOTICE OF FORMATION OF The More We Become LLC. ARTS. OF ORG. FILED WITH SSNY ON 08/20/2019. OFFICE LOCATION: WESTCHESTER COUNTY. SSNY DESIGNATED AS AGENT OF LLC UPON WHOM PROCESS MAY BE SERVED. SSNY SHALL MAIL PROCESS TO 35 Clinton Place, Apt. 5A, New Rochelle, NY 10801 PURPOSE: ANY LAWFUL ACT OR ACTIVITY. #62362 Notice of Formation of Katie Mack Fitness LLC. Articles of Organization filed with Secretary of State of New York (SSNY) on 09/19/19. Office location: Westchester County. United States Corporation Agents, Inc. is designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 27 Barker Ave, PH1501, White Plains, NY 10601. Purpose: any lawful purpose. #62363 Notice of Formation of BioPharma Media Services LLC, a domestic limited liability company. Articles of Organization were filed with the Secretary of State of New York (SSNY) on 10/09/19. NY Office location: Westchester County. SSNY is designated as agent upon whom process against the LLC may be served. SSNY shall mail a copy of process to the LLC at PO Box 503, Lincolndale, New York 10540. Purpose: For any lawful purpose. #62364

Notice of formation of Limited Liability Company (ìLLCî). Name: The Crossroads at Genesee Holdings LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on October 10, 2019. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to The Crossroads at Genesee Holdings LLC, 1055 Saw Mill River Road, Suite 204, Ardsley, New York 10502. Purpose/ character of LLC is to engage in any lawful act or activity. #62365 Notice of Formation of Kosterich & Skeete, LLC Articles of Organization filed with the Secy. of State of NY (SS) on 10/03/2019. Office location: Westchester County. SS designated as agent of LLC upon whom process it may be served. SS shall mail process to: 68 Main Street, Tuckahoe, NY 10707. Purpose: any legal purpose. #62366 NOTICE OF FORMATION of Limited Liability Company (“LLC”). Name: FIT NETWORKS. Articles of Organization filed with the Secretary of State of the State of New York (“SSNY”) on March 11, 2019. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to FIT NETWORKS LLC, 37 Morris Street, New Rochelle, New York 10801. Purpose/character of LLC is to provide IT solutions. #62367 Notice of Formation of RonTech Solutions, LLC filed with SSNY on August 21, 2019. Office: Westchester County. SSNY designated agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to LLC: 821 Bronx River Road APT3B, Yonkers, NY 10708. Purpose: any lawful act or activity. #62368

Notice of Formation of 10 FOXWOOD LLC. Arts. of Org. filed with the Secy of State of NY (SSNY) on 10/2/19. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 55 Beverly Road, Mt. Kisco, NY 10549. Purpose: any lawful act or activity. #62369 Derma Studio NYC LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 9/30/2019. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 819 Carpenter Pl., Mamaroneck, NY 10543. General Purpose. #62370 Notice of formation of Limited Liability Company (ìLLCî). Name: Broad Street Commons Holdings LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on October 16, 2019. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to Broad Street Commons Holdings LLC, 1055 Saw Mill River Road, Suite 204, Ardsley, New York 10502. Purpose/ character of LLC is to engage in any lawful act or activity. #62371 Notice of Formation of Navis Tax LLC. Art. Of Org. filed with SSNY on 10/18/2019. Office Location: Westchester County. SSNY designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to: 800 Westchester Ave, STE S-602, Rye Brook, NY 10573. Purpose: any lawful purpose. #62372

LEGAL NOTICES Notice of Formation of Benvenuto & Kim LLP. Certificate filed with Secy. of State of NY (SSNY) on 10/08/2019. Office location: Westchester County. SSNY designated as agent of LLP upon whom process against it may be served. SSNY shall mail process to: 520 White Plains Road, Suite 500, Tarrytown, NY 10591. Name/address of each genl. ptr. available from SSNY. Purpose: law practices. #62376

Notice of Formation of Royal Care of Westchester LLC Arts. of Org. filed with SSNY on 05/24/19. Office location: Westchester County. SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to United States Corporation Agents, Inc., 7014 13th Avenue, Suite 202, Brooklyn, NY 11228. Purpose: any lawful act or activity. #62377

DERMA STUDIO NYC LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 9/30/2019. Cty: WESTCHESTER. SSNY desig. as agent upon whom process against may be served & shall mail process to 819 CARPENTER PL., MAMARONECK, NY 10543. General Purpose. #62379

NOTICE OF FORMATION of TALLYRAND LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 10/2/2019. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to: THE LLC 45 BROADWAY, SUITE 3010, NEW YORK, NY 10006. Purpose: any lawful purpose. #62380

PMSB Management LLC. Filed 9/11/19 Office: Westchester Co. SSNY designated as agent for process & shall mail to: 69 Remsen Circle, Yonkers, NY 10710 Purpose: all lawful #62382 Derekâ&#x20AC;&#x2122;s Walks LLC. Filed 9/17/19 Office: Westchester Co. SSNY designated as agent for process & shall mail to: 113 Main St. Apt 1N, Irvington, NY 10533 Purpose: all lawful #62383 Dita Balaj Beauty LLC. Filed 8/27/19 Office: Westchester Co. SSNY designated as agent for process & shall mail to: 40 West Main St, Mt. Kisco, NY 10549 Purpose: all lawful #62384

PRINT JOURNALISM: BECAUSE IT STILL MATTERS.

51 Central Realty, LLC. Filed 8/22/19 Office: Westchester Co. SSNY designated as agent for process & shall mail to: 51 Central Avenue, Ossining, NY 10562 Purpose: all lawful #62385 204 DRAKE LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 8/22/2019. Cty: WESTCHESTER. SSNY desig. as agent upon whom process against may be served & shall mail process to 186 SETON DR., NEW ROCHELLE, NY 10804. General Purpose. #62386 Notice of Formation of FILOPEI LEGAL CONSULTING PLLC. Articles of Organization filed with the Secretary of State of New York (SSNY) on 07/02/2019. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to The LLC, 68 E. Hartsdale Avenue, Ste S1, Hartsdale, NY 10530. Purpose: Any lawful activity. #62387

Mobius Veterinary Services PLLC. Art. of Org. filed with SSNY on 9/5/19. Office location: Westchester County. SSNY designated as agent of the PLLC upon whom process against it may be served. SSNY shall mail a copy of any process to The PLLC, 80 Van Wart Ave., Tarrytown, NY 10591. Purpose: To practice the profession of Veterinary Medicine #62388 BRC Global Security Group LLC, Art. of Org. filed with the SSNY on 10/04/2019. Office: Westchester County. SSNY designated as agent of the LLC upon whom process against it may be served. SSNY shall mail copy of process to the LLC, 2 The Court, New Rochelle, NY 10801. Purpose: Any lawful purpose. #62389 Don Vonne LLC filed with SSNY on 12/27/18. Off. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 26 First Ave #8053 Pelham, NY 10803. Purpose: any lawful purpose. #62390 Notice of Formation of LRM MEDIA STRATEGIES, LLC. Art. Of Org. filed with SSNY on 10/7/19. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 7 Crawford Dr. Tuckahoe, NY 10707. Purpose: any lawful purpose. #62391

North of Mad LLC. Art. of Org. filed with SSNY 7/9/19. Office Location: Westchester Cty. SSNY designated as agent for process & shall mail to: 3 Fermi Ct., Cortlandt Manor NY 10567 Purpose: all lawful. #62393 AlignerInsider LLC. Art. of Org. filed with SSNY 10/15/19. Office Location: Westchester Cty. SSNY designated as agent for process & shall mail to: 1983 Crompond Rd, Cortlandt Manor NY 10567 Purpose: all lawful. #62394 HLW Ventures, LLC. Art. of Org. filed with SSNY 9/18/19. Office Location: Westchester Cty. SSNY designated as agent for process & shall mail to: 98 Dunston Ave, Yonkers, NY 10701 Purpose: all lawful. #62395 645 South Columbus LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 11/4/2019. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 89 Edison Ave., Mount Vernon, NY 10550. General Purpose. #62396

Notice of Formation of Maverick Multimedia, LLC Application for Authority filed with N.Y.S. Department of State on 10/28/19. Westchester County. CT Corporation System designated as agent of the LLC upon whom process against it may be served. N.Y.S. Department of State shall mail process to the LLC, 28 Liberty St, New York, NY, 10005. Purpose: any lawful purpose. #62392

westfaironline.com

WCBJ

NOVEMBER 11, 2019

WHEN:

November 20 5 to 8 p.m.

$20 admission (light hors d’oeuvres included)

WHERE:

2020

A PIVOTAL YEAR

Find out where the economy is headed and what it could mean for Westchester companies at our Nov. 20 event.

305 Ridgeway White Plains

PRESENTED BY:

Jonathan Kozy

SVP, Senior Macro Strategy Analyst, Bank of America

TO REGISTER

PANELISTS INCLUDE:

westfaironline.com/events

Mike Mosner

President Mosner Family Brands

Mark Edfort

Managing Partner Evolution Health Group

Bridget Gibbons

Director of Economic Development Westchester County

For information, contact Olivia D’Amelio at odamelio@westfairinc.com. For sponsorships, contact Barbara Hanlon at bhanlon@westfairinc.com or 914-358-0766.