Express Advertiser Leamington/Warwick Mid-Sept 2014

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Free to 10,000 homesevery monthly Reaching 10,000 homes month

Mid-September to Mid-October 2014

the

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the comprehensive guide to local living delivered to your door...

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welcome

I always feel as though hitting September is like the start of a new year; with the school run in full swing (and the roads becoming busier in the mornings), many of us have to adjust.

The summer has been quite kind this year and we certainly feel as though Banbury & Villages

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Cloudy to Clear Windows Windows Cloudy2Clear Service with a Smile!

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If your double advantage ofglazing their is misted up we can replace services. the glass at a fraction of the cost of a new window, in any type of Managing Ken frame, andDirector with a new feels thatBut it’s all 5McIntosh year guarantee. it’s notservice. just about about ‘Oursaving people although productmoney, is simple.

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We make money, although that sure we turn up when we say obviously helps.

Many we will, do the job the tradespeople have and customer requires leave theirsince house asyear clean struggled last as often get anda Iwhistle. honestlyI feel that comments back from during the good times customers on how theya minority perhaps didn’t really didn’t expect that sort service which, focusofon customer care in way, as is very sad for as amuch they should the service industry as a have done. We make whole.’ sure we turn up when we Cloudy2Clear service say Coventry, we will, doNuneaton the job the the and Warwick areasand and customer requires Ken finding that his leaveistheir house approach is a major factor as clean as a

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LEAMINGTON SPA’S VERY OWN COMEDY FESTIVAL IS BACK WITH A BANG! There’s something funny going on again in Leamington this month as the towns very own comedy festival returns in October with yet another a stellar line up.

Now in its third year, it’s becoming a bit of a fixture in the local calendar. Mark Makin, one of the festivals directors told us “It’s grown really fast and with ten venues this year, there’s even more comedy to be seen so we think people will be pleased with the line-up again this time round”.

We think they will too as that line-up includes Milton Jones from “Mock the Week” and four series of his own Radio 4 comedy show, comedy legend Jasper Carrott, Never Mind the This year’s lineup includes Jasper Carrott (left) Henning Wehn (centre) and Milton Jones (far right)

Buzzcocks stalwart Sean Hughes, “They Think it’s all Over” star Rory McGrath, a welcome return for “Would I lie to You” regular and German comedy ambassador, Henning Wehn and Live at the Apollo star, Paul Chowdhry.

With appearances also from Sara Pascoe, Jarred Christmas, Andrew Lawrence as well as comedy quizzes, family events and even a comedy café there really should be something for everyone.

Mark says this is again a deliberate ploy as the aim is for the festival to have as broad an appeal as it can. He told us,

“We’re a pretty broad church when it comes to comedy, so for us stand up sits happily alongside children’s shows, theatre, cinema, spoken word and, well, anything really—the only proviso we put on something going into the festival is that it’s good quality and most importantly, it’s good fun!”.

The Comedy festival runs from Saturday 11th until Saturday 18th October.

For full details of all this year’s events and to buy tickets visit www.leamingtoncomedy.com or call the box office on 01926 334 418.

!

milton jones

jasper carrot

sara pascoe

paul Chowdhry

scottish socks!!

rory mcgrath

jarred christm

as

henning wehn

sean hughes

lucy beaumont

ce andrew lawren

andrew o’neill

plus Family Fun Day, Comedy Club 4 Kids, Comedy cafe, comedy quiz Nights, Late Night Comedy, Club Nights and MUCH, MUCH MORE!!

ticket & info hotline: 01926 334418 www.leamingtoncomedy.com

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Mindfulness Meditation 8-week Mindfulness-Based Cognitive Therapy (MBCT) courses in Leamington Spa Life can be constantly stressful, demanding and exhausting - but it doesn’t have to be this way…

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SITUATIONS VACANT Please mention The Express Advertisers when responding to adverts Quality Solicitors Moore & Tibbits, Warwick requires a

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Want your business to stand out ?

Meet the

Director

Director

Accountants, Taxation & Business Advisors All businesses that have people working for them must open a PAYE scheme with HMRC, including all companies since directors are classed as employees of the company.

We offer to all our clients a full payroll package, operating the payroll, producing payslips and filing the required forms by the required deadlines.

If your business does not require a fully operated payroll system during the year, we will still be able to file the end of year forms by the appropriate deadline. This is a service used by a majority of our limited company clients who operate on an annual basis.

As with the majority of taxes PAYE needs to be reported to HMRC online and payments need to be paid by their approved methods which are generally debit/ credit card, direct debit, BACS payment or internet transfer.

If you require us to operate the payroll on your behalf we will require the following information about each employee including directors for limited companies: • Name • Address • Date of Birth • National Insurance Number • P45 from previous employment or • P46 if no P45 available (we will provide this form) • Rate of Pay • Frequency of Pay

As well as the above information we will also need to know of any taxable benefits each employee may have including directors of the company.

If you are unsure if an item is a taxable benefit please contact the office and we will advise appropriately. Also if you are planning to purchase a motor vehicle then we can advise on the taxable amount of each vehicle before you make a final decision in addition to assessing the implications for your tax situation overall.

We are here to advise and assist all our clients with all their payroll requirements from operating a full system to answering queries regarding all aspects of the PAYE legislation including taxable benefits and PAYE coding notices.

David Clarke

This welcome pack has been put together to provide you with useful information that was shared with you at your initial meeting with one of our advisors and provides an aide memoire of what you can expect from us and what we expect to receive from you.

If you have any queries at all then please do not hesitate to contact us since our next meeting may not be until after the end of your next financial year.

In the meantime, we wish you every success with your business whether you be a new or existing trader. You might also refer to our website at www.grineaux.co.uk for more useful information.

Lynn Franks

Contact Details

Lynn joined the practice VAT bookkeep in 1997 payroll office ing, her previous to assist with payroll experienc in industry. e being in and She has considera a ble working systems that knowledg due to their today dominate e the Inland of the on-line agenda for by 2014. all tax complian Revenue returns, ce to be on-line

Tel: 01926 814578 Fax: 01926 815026 Email: office@grineaux.co.uk

The CT41G will generally have been completed by ourselves at the initial interview along with 64-8’s for the company and the directors (all directors need to complete a personal tax return - see personal tax page) which allow us to Communicate with HMRC on your behalf.

Your Corporation Tax must be paid by the normal due date which is nine months after the year end of your Corporation Tax accounting period. For example, if your company’s accounting period ends on 31st May’ your Corporation Tax payment is due on or before 1st March the following year. From 1st April 2011 all companies must pay their Corporation Tax electronically.

We must file your Company Tax Return within 12 months of the end of your company’s accounting period.

If you file your return late your company will be charged an automatic penalty, even if it does not owe any Corporation Tax. It is beneficial to complete these forms in a timely manner in order that any discrepancy or queries can be rectified and in order to avoid any fiscal penalties which start at £100 for a late return rising to £500 plus interest of up to 100% of the tax due depending on the circumstances. In order for us to ensure these deadlines are adhered to it is important we receive the company’s books in good time.

We will remind you of the company obligations as necessary and can assist you with you books and bookkeeping should it be required. Once the accounts are completed we will invite you into the office for a meeting to discuss the company’s figures and the tax situation and to explain any liability or refund arising. We will then finalise the return and accounts and send them to the directors for signing before submitting both the accounts and Corporation Tax Return on the company’s behalf. We will also advise you of the final tax position of the company and the due dates for any due payments if applicable.

MAAT

Sue Markha

m MAAT

Sue was previousl y involved businesse in bookkeep s before joining role in the ing firm. In additionthe practice and for individual status as she has further continues that a qualified work as part AAT develope of the firm’s in accounts productio d her multi skilled n and tax team.

Accountants, Taxation Business Advisors

Companies House.

All companies, both private and public, must keep accounting records and both limited companies and limited liability partnerships must send a copy of their annual accounts to Companies House each year.

If you produce and file accounts on behalf of a company, you must ensure they are signed or authenticated by the accountants (if appropriate) and the company’s directors.

All limited companies - public and private - and limited liability partnerships (LLPs) must file their annual accounts and reports on time. If they fail to do so, they face an automatic fine. The time allowed for filing depends on whether the accounts are the first or subsequent accounts and whether it is a private limited or public limited company.

For private companies and LLPs, if the first accounts cover more than 12 months they must be delivered to Companies House within 21 months of the date of incorporation, or three months from the end of the accounting period, whichever comes later. If the accounts are for 12 months or less they must be delivered within nine months of the end of the accounting period. Thereafter accounts must be delivered within 9 months of the company’s year end.

Failure to file accounts in the correct legal format within the filing deadline results in the following late filing penalties which are for private limited companies:

Not more than one month

£150

More than one month but less than three months

£375

More than three months but less than six months

£750

More than six months

£1,500

In addition to this every company must also send an annual return to Companies House each year. It provides important company information, in a prescribed format, which is then made available to the public. Annual returns must be sent to Companies House by a specific ‘made up’ date - usually the anniversary of the company’s date of incorporation or the anniversary of the last annual return filed at Companies House. Please note that this return is not a financial return, rather it is merely to keep Companies House updated with details of any changes in the company’s officers or shareholding.

At Grineaux Accountants we keep close observation on all company filing dates and endeavour to ensure no deadlines are ever breached. We will of course also file all accounts and returns on your behalf. This is of course dependent on receiving the company’s base records in good time but of course we do regularly remind our clients of any upcoming filing dates.

Tom Stanley

MAAT

Tom joined and qualifiedthe practice straight from as an AAT qualified by mid 2010. school in 2007 with the Institute He programm of Chartered has now part e and is entering already gained Accounta his final nts team member substantial experiencyear. Tom has with good which are accounti e and is a useful being ng, and ever expandin developed at every turn taxation skills g roles responsib le for IT andand responsibilities.as he takes on His is currently company complian ce matters.

Margaret

Hunt

Margaret is and joined our front of house ground floor the practice useful skills reception in early ist and industry.developed during 2008 bringing a wealth Her experienc her time in of bookkeep e in accounts both practice ing in addition Margaret productio is a considera to her credit control skills n, bly flexible mean member of staff.

Alicia Morgan

David has Alicia is the newest been joined straight with the practice practice member in Septembe of the team since 1982, from school. knowledg her AAT training at r 2010 at the same having joined the e of the practices He has extensive having Warwicks very involved attends one time as beginnin and in depth long standing hire College day a week. in staff training. g and experienc which she clients and She is is and academic e with which to quickly picking up progress skills ally.

James Freema both practicall n ACA MAAT y James also joined the George Grineau and following practice straight from x of the Institute AAT qualificat George has school in graduated 2001 of Chartered ion he qualified of 2009 and and has with a legal as a Accounta worked in recently degree with nts in the member the practice James is five years qualified summer accounti the acquiring for on ng considera main practice contacthis practising certificate Although good accounti and off for the ble knowledg currently past with Sage, ng, IT and . prepares furthering corporate e in tax skills. having all their systems. in his career recovery on behalf depth forecasts and specialist consultan with a firm James also s, George of clients cy capacity of continue foreign investors to be sent a management accounts advising on all matters s in a on a regular to banks, UK investors legal. basis. and Derek

You can also be always assured of our best intentions as we endeavour to add value to our service by providing you with pro-active tax and sound business advice to assist you in developing your business.

• Start date of employment

The most common benefits of kind are cars/ vans and medical insurance, and we would ask that you inform us straight away so the appropriate information can be passed on to HMRC.

Trevor Smith

We will deal with all your queries and questions expeditiously and complete all accounts and returns on a timely basis.

HMRC will send an ‘Introductory Pack’ within six weeks of being told by Companies House that a new company exists. The pack includes a form CT41G (New Company Details) which has to be completed within three months of the commencement of trade in order to inform HMRC that the business is trading. They will use the information on this form to work out your Corporation Tax filing and due dates and will subsequently send you form CT610 (Corporation Tax Important Dates) to confirm these deadlines unless the company is dormant.

Team.

Trevor joined the practice practice in 1988 from in Daventry. the then firm, dealing He heads sister up the engine with accounts payroll in room of productio addition the n, tax to consultin their personal g with clientsreturns and and business tax circumsta regarding nces.

This firm opened in Southam in 1980 and has grown over the past thirty or so years to a team of twelve multi-skilled people, currently representing hundreds of local businesses and providing you with what we consider to be a personal service that is second to none.

Corporation Tax.

– Nicki Grineau

Nicki, again x wealth of a founder of this business, experienc accounta e in the managem has accumula nt’s ted a ent utilises her office with over thirty years of a practicing intimate Mark with knowledg experienc e of the practice the smooth e and running of the business. to assist

I would like to welcome you as a new client of Grineaux Accountants Limited and thank you for choosing our practice as your preferred accountancy and taxation advisors.

Generally, for all companies that we form, a PAYE scheme will be opened as a matter of course.

– Mark

Grineau Mark founded x ICPA the business advising in 1980 and clients on accounti taxation ng, finance, has been matters for considera business nearly 40 and ble knowledg years, priding the larger himself and smaller e and experienc e in regard on business. to both

Here to help and advise.

Payroll.

ble Afforda quality & print design nce to enha ess sin your bu

Richard

Hamme

rsley BA Derek is FCA a partner in our sister Hammer sley auditing practice and finance and has extensive Grineaux experienc with major PWC) in e in auditing internatio Europe, particula nal firms U.K., U.S. rly in Germany, (KPMG and and German commerc ial experiencGAAP. He also has covering the of large compani broad, direct e, having a fluent German es in the U.K., served on the boards Europe and speaker transport and logistics. and a specialist Asia. He is in shipping,

Outside

Special

ist Help If we require a second complex tax scenarios opinion or specialist outside ex-revenu our practice help for e and ex-custom has built a if required. s professio network of nals to assist

Peet BA(Hon

Richard s) ACCA joined and qualified the practice as a graduate with the Accounta in firm as a nt Chartered 2005 certificate in 2008 before qualifying Certified and as an for his Professio accredite nal Contracto d accounta practising he helps nt to the rs Group develop new business in 2011. A keen with clients networke in addition regarding affairs. their accounti to consultin r g ng and taxation

VAT.

Personal Tax.

Accounting Records Checklist.

The VAT registration threshold is currently £73,000 and you must register for VAT if any of the following applies:

In order for us to keep a close eye on your personal tax affairs we rely not only on the information we receive from HM Revenue & Customs but also the information we receive from yourselves since, you will not be surprised to hear, we do not always receive our agent’s copies of information from HMRC.

• Cash Book (record of receipts and payments)

Obviously the more up to date the information we receive, the quicker we can check it and then if necessary instruct HMRC to correct it, therefore we suggest that if you receive such items as tax demands, tax calculations, PAYE code numbers, tax forms or anything you do not understand or were not expecting then please send us a copy at your earliest convenience.

• Sales, Purchases and Expenses Invoices

• Your VAT taxable turnover was more than £73,000 in the previous twelve months • If you take over a VAT registered business as a going concern • If you think your VAT taxable turnover may exceed the threshold in the next 30 days You may also voluntary register for VAT if circumstances require you to do so, such as your customer will only deal with VAT registered businesses or if all of your sales are zero rated but your purchases are standard rated.

The VAT registration threshold changes usually once a year which is announced in the budget.

If any of the above situations apply to your business please do not hesitate to contact us and we will be able to advise you on any issues including which VAT scheme is best suited to your business needs.

There are currently a number VAT schemes operated by HMRC which include industry specific schemes.

However, the most common general schemes are as follows: • Invoice Basis – VAT is calculated using the date of the invoice.

• Cash Accounting – VAT is calculated on payments made and receipts received, rather than using the invoice date • Flat Rate – VAT is calculated as a percentage of VAT inclusive turnover with no adjustment for VAT on purchases. The percentage is industry related

VAT is now reported to HMRC using their online service and payment of any liability needs to be paid using one of their approved methods, which is generally debit/ credit card, internet transfer, BACS payment or direct debit.

We offer all our clients a full VAT service from applying VAT registration to compiling VAT returns and submitting them HMRC. We are also able to give advice on any VAT issues you may have, for example if a transaction is subject to VAT or what rate of VAT to charge.

The main information we require is that in order complete your personal Self Assessment Tax Return, which we usually first request in the May following the 5th April tax year end. The deadline for filing your return might be the following 31st January but we must stress that the later the return is left to be completed the bigger the effect of any mistake or oversight made. This can lead to substantial underpayments of tax therefore the sooner we complete your return the better it is for all concerned. Not only that, but if you are due a refund then late submission simply delays your receipt of any monies owed to you.

When we write to you we will request the information we would normally expect someone in your situation and type of business to have available but if you are in any doubt please contact the office either by phone or email and we will only be too glad to advise you as to what we need to meet HMRC’s disclosure requirements.

Manual Records • Bank Statements • Cheque Book Stubs & Paying-in Books

• VAT Records • Payroll Records • Hire Purchase/Lease Agreements • Loan Agreements and details of Loans • Notes re Car changes and sales/purchases of other assets • Any other information that is relevant

We file all of our returns electronically as this is by far the quickest and easiest method although we are aware that, in some special circumstances, this is not always possible. In this case the filing deadline is 31st October.

Computerised Records

Once we have prepared your self employed, partnership or company accounts we will invite you to our premises for a meeting to discuss the tax situation and to explain the origins of any liabilities or refunds due. We will then complete the tax returns and send them to you for a final check and your signature before we submit them to HMRC. We will at this time also advise you of the final tax position and, if any payments are due when they are to be made. Also, if you prefer, we can email your tax return to a secure email address in the form of a pdf file as well as or instead of a paper copy.

• Cheque Book Stubs & Paying-in Books

We aim to ensure that your return is completed accurately, submitted on time and maximises the claims and reliefs you are entitled to as a tax payer and with HMRC becoming stricter in their application of fines and penalties this has never been more important.

• Payroll Records

The above is a brief summary of how our personal tax department operates and if you should have any queries please do not hesitate to contact us.

We look forward to helping you.

The Personal Tax Department

• Print-outs of all records for the year and/or CD diskette • Bank Statements

• Sales, Purchases and Expenses Invoices • VAT Records (if separate)

• Hire Purchase/Lease Agreements • Loan Agreements or details thereof • Notes re vehicle or other Asset purchases and sales • Any other relevant information

There are other pieces of information required for different businesses eg. sub-contractors in the construction industry need to provide us with CIS vouchers (if applicable) received from the main contractors.

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THE LEAMINGTO IT’S STRICTLY FUN T

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The Dance Centre is located on The Parade, opposite the Town Hall in Leamington Spa and is on the second floor above the restaurant and the snooker club in the Burton building. The Dance Centre boasts a large wooden floor with well appointed facilities, a bar, mood lighting and a high quality sound system.

Dance classes are open to the public in the evenings and private tuition can be arranged during the daytime on weekdays and weekends.

All the ballroom and latin dances you have seen on ‘Strictly’, such as the Waltz, Foxtrot, Tango, Quickstep, Mumba, Cha Cha, Samba and Jive are taught by experienced, well qualified staff trained to IDTA standards. Medal and non-medal classes are offered. Dancing provides great opportunities for both physical and mental co-ordination and gives a fantastic opportunity for people to

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ON DANCE CENTRE N! meet socially.

For new and novice dancers, Wednesday and Sunday evening classes are run; for the improving and more experienced dancer, Friday and Saturday evenings are provided.

Sessions include a lengthy practice segment providing opportunities to enhance skills and routines learned earlier.

Sequence dancing is proving to be very popular at the moment. Both old favourites and new routines are taught on Friday evenings - it’s always fun to dance as part of a group!

For specialist dancers, Leamington Dance Centre offers Rock ‘n’ Roll classes on Tuesday and Thursday. Irish dance is taught on a Thursday by a very experienced ex-show dancer. For the younger aspiring dancer, we offer classes in Theatre Dance and Music during teatime sessions and Saturday mornings.

Do come and visit us at the Leamington Dance Centre, even when classes are on and see for yourself! Trial, taster opportunities available. All welcome, (including people of the two left-footed variety!)

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The Parade (above Pizza Leamington Spa New courses nowHut), enrolling

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Waltz, Foxtrot, Quickstep, Tango, Cha-Cha, Samba, Jive, Rumba 8.00pm – 9.00pm Sunday 12th October

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After lessons – all welcome

For more Information

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OCTOBER

IN THE GARDEN

With Autumn and dark nights upon us, there’s still plenty to do in the garden.

A little preparation now will bring great results next Spring...

Autumn Chores Just when you thought that all was done in the garden for this year - out comes the sun, and there’s loads to do again. I’m sure we didn’t expect the gorgeous burst of Indian Summer we were lucky enough to experience. Planning for the following year is something that gardeners of the most established gardens will no doubtedly and meticulously undertake to ensure the best from next years show of flowers.

Due to the very dry summer, you may find that your lawn is patchy and in need of some TLC. Now is a great time for doing some repair work - sowing grass seeds, (if you didn’t do this last month).

Scarify and aerate existing lawns.

Brush sharp sand into the spiked holes.

Last chance for a lawn autumn feed.

Keep mowing - but with blades set higher.

Still time to plant some bulbs - but soon.

Out with the summer bedding plants when finished flowering.

Clear up all fallen leaves and put them on the compost heap.

Keep dead-heading roses - they could flower until Christmas, especially with this weather!

It’s planting time for shrubs, conifers, perennials, roses and trees.

Plant out your spring flowering plants. Pansies, wallflowers etc Bring in your Dahlia tubers.

Carry on with shrub cuttings.

A good time for dividing your hardy perennials.

It is usually a good time to paint fencing and trellis. The plants can be moved back from the fence more easily now.

Carry on picking fruit as it ripens Plant out your spring cabbage - but net them against hungry pigeons.

Plant out autumn onion sets and garlic.

Dig up your remaining potatoes - not much use after they are hit by frost!

Grease bands on the fruit trees.

As soon as leaves have fallen, treat peaches and nectarines with copper fungicide to help control leaf curl.

Spray cherries with copper as well - it helps prevent bacterial canker.

Start digging in some organic manure into the veg. plot.

All of the Asparagus ‘ferns’ can now be cut down.

Prune your blackberries - Simply cut out all of the growths that have fruited this year.

Any tender plants need to be bought into the greenhouse now!

Remove all traces of shading from greenhouse glass - wash down if dirty.

Line your greenhouse with bubble polythene - if you need to conserve heat for the winter.

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Reduce watering now, and only water in the mornings.

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What’s on in the local area?

Thursday 25th September 2pm, Radford Rd Church Film Club, Leamington Spa, will show “The Young Victoria”, a 2009 British-American period drama film directed by Jean-Marc Vallee and written by Julian Fellowes, based on the early life and reign of Queen Victoria, and her marriage to Prince Albert of Saxe-Coburg and Gotha. Followed by tea and homemade cakes at £2 per person.

Saturday 4th October, 11am till 3pm, Radford Rd Church, Leamington Spa, Craft Fair. Wonderful stalls selling unique hand-crafted goods. Ideal gifts for friends and family.

Refreshments available throughout the day. Free admission.

Wednesday October 15th Leamington Spa Horticultural Society AGM for members at 7-0pm followed at 7-30 by a talk by Caroline Tait,Nursery Manager of the beautiful Coton Manor Garden,Past,Present and Future.

Talk starts at 7-30 pm open to all.St.Peters Church Hall,Dormer Place.Non members £3 on the door including coffee and biscuits

Thursday 23rd October, 2pm, Radford Rd Church Film Club, Leamington Spa, will show “The Glass Virgin”. Living a life of luxury at Redford Hall, Annabella Lagange is blissfully unaware that her father, Edmund, is a spendthrift and a womaniser. His debts are threatening to ruin the wealthy family into which he married. Plus Annabella doesn’t know the shameful secret that she is the daughter of a local prostitute. Annabella grows into a beautiful young woman but when she reaches 17, her cosy world is shattered.

Followed by tea and homemade cakes at £2 per person.

Leamington (RNA) Male Voice Choir is looking for experienced and prospective singers to join their ranks. This friendly, communitybased choir, is holding a free, informal Recruitment/ Taster evening on Monday 8th September at the RNA Club, Adelaide Road, Leamington Spa CV32 5AH from 7.30-10pm.

For more details contact John Woodhead on 01926-774372 or e-mail j.woodhead8@gmail.com or visit our website

www.rnamvc.plus.com.

HEARTLINE FAMILIES

supporting children with heart conditions, are holding a fundraising event on Saturday 4th October at Lillington Free Church Hall from 10am - 12.00 We are urgently looking for donations of Jewellery - beads bangles etc., also toiletries and gift sets Please if you able to donate please call Claire on 07896 757485 and we will collect.

CHILDREN WITH POORLY HEARTS NEED PEOPLE WITH GENEROUS ONES

www.express-press.co.uk t:01926 815935

Leamington Spa bridge club meets each Wednesday evening at the Royal Naval Club, Adelaide Road, for friendly sociable duplicate bridge.The sessions start at 6.45 .Finishes about 10 pm. Come and have a game.

We also meet on a Friday afternoon at the Bethany Rooms in Trinity Church Hall. at 1.30 Start finishing about 4 p.m. Tea/coffee and biscuits are provided all for the princely sum of £2.50 (non members) Love to have your company.

Royal Leamington Spa Flower Club meet every third Thursday of the month at 7.15 p.m at the Royal Navel Club, Adelaide Bridge, Leamington Spa. Visitors are very welcome. For further details call June Doull (Chairman).

MILVERTON FOLK DANCE GROUP meets at 8pm on Thursday’s at Budbrooke Village Hall, Hampton on

the Hill, CV35 8QS near Warwick. We are a friendly club and welcome complete beginners, individuals or couples and equally those rekindling their knowledge. Come and give us a try if you would like to use your memory and be active, we will help you to learn some simple movements and before you know it you’ll be hooked!

For more information please contact: June 01926 427846 or Julie 07866 961967, alternatively

Ladies’ and Children’s Fashion Show & Sale Savings of up to 50 – 70%

New clothing from famous High Street names

Tuesday 30th September 7.30 pm for 8 pm start

Cubbington Village Hall Broadway, CV32 7JR

Admission: £5, includes a glass of wine Tickets: from Karen Lewis-Bell Tel 07752005748, Gill 01926 772558 Love Labels, Warwick and Only Foods and Sauces, Cubbington

Raising Funds For:

visit our website: www.milvertonfolkdancegroup.org.uk/

SING WITH THE SPIRIT An evening of Spirituals, Folk Songs, Gershwin and more with The Amici Singers, Visiting Ladies Choir from Bedfordshire Accompanist: Trevor Hughes Musical Director: Douglas Coombes (Of Time and Tune and Singing Together fame) Dale Street Methodist Church Saturday 27th September 2014 at 7.00pm Tickets: Adults £7 ~ School Children £3 Includes Interval Refreshments Available from: Edwina McConville 01926 831958 Jo Parkinson 01926 778 646 Elizabeth Thorne 01926 337264 Or on the door. All proceeds in aid of Action for Children The Charity that Changes Lives

WARWICK WORDS AUTUMN FESTIVAL

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Special guests include Wendy Cope, Charles Spencer,

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1 – 5 October 2014

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