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from EastLife - July 2022
by Times Media
Forget the gravy, pass the (Wall) Sauce!
WHITE WALLS: While these wonderfully wintery murals are intended for the festive season, considering hot topics are more in keeping for Kiwis come December, they could be right at home (in more ways than one) during mid-winter Christmas feasts down under.
From UK-based Wallsauce, these decorations are ‘peel and stick’, so they can be easily removed and stored away for next winter, or even (with a sense of irony) during Christmas, perhaps adorning the walls of summery seaside baches.
Wallsauce can deliver worldwide; order via www.wallsauce.com.
My name is Maree, Home Stylist and Soft Furnishings Specialist, based in Bucklands Beach. I work from my home studio, covering East Auckland, but I'm happy to travel. STYLE + SOUL was born 4 years ago from having worked in the Textile industry for 25+ years, firstly as a Fabric and Passementerie Importer, then as a Showroom Manager for a Wholesale Textile Company. I enjoy sharing my knowledge, expertise and experience in Window Treatments and Fabrics.
With a passion for colour, textures and design, I will inspire my clients by providing advice and home styling solutions within your budget, and to achieve your desired outcome. I specialise in Soft Furnishings (Drapes and Blinds), custom made to suit your home and lifestyle. I also provide Home Styling Services whether you are selling or staying. Bring balance, harmony and personality to your home and that fresh look you desire. So if you need to breathe new life in to your home, look no further. Offering custom made cushions and throws, custom made furniture, and upholstery services, I can help with all making it a One Stop Shop. Also there is my On Line Store with Cushions, Throws, Home Decor Items and "Fair Trade" Gifts and Tableware.
I look forward to meeting you.
Cheers, Maree Peary
Contact Maree on:
021 271 0998 www.style-and-soul.co.nz
• Home Styling • Custom Made
Window
Treatments • Upholstery • Online Store -
Cushions, Throws,
Fair Trade Gifts &
Home Decor
Make a design statement
Well-crafted and versatile furniture that feels like pure luxury as it creates a focal point in your living room. Here’s how you make a statement with timeless yet trendy design pieces from Interior Warehouse.
SEBASTION PEACOCK 1 SEAT SOFA – $749: The popular Sebastion range is back in a stunning peacock coloured velvet. With silver studded features and a classic shape this lounge suite is a statement. HARRISON RECTANGLE – BLUSH VELVET OTTOMAN – $449: This elegant blush velvet rectangle ottoman from the Harrison Rectangle range is an expertly upholstered piece suitable for any living room. LARGE SQUARE AGED GOLD CUT OUT COG CLOCK – $699: In a retro square design, the Large Square Aged Gold Cut Out Cog clock is the perfect fi nishing touch to any room. Featuring a golden aged clock face with golden patina detailing and gold roman numerals. FERNANDO SIDEBOARD – $2949: Add texture and pattern to your interior with the magnifi cent Fernando Sideboard. Standing on solid brass fi nished legs and handsomely built from solid wood.
Pick OF THE MONTH
1.
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newmarket – 17-19 teed street manukau – 20b norman spencer drive open 7 days – 10am to 5.30pm www.interiorwarehouse.co.nz
WHY REFRESH?
THE POWER & PROFESSIONALISM OF TEAM...
... is worth the added cost which proves to be a huge saving, says interior design expert, ANGELA HILL, consultant for Refresh Renovations ANGELA HILL East Auckland/Manukau.
Those kitchens and bathrooms of yours are not going to renovate themselves. The handiest of handymen or most exceptional DIY goddesses can easily be derailed by the complexities of the smallest home renovation, especially if you’re living on site and require multiple trades, council inspection and design solutions.
The team at Refresh Renovations Manukau/Eastern Bays is unique, not only for its slate of combined talent, many years of experience across all renovation types and experience in the various renovation trades, but for its design-driven approach and capacity to cover all eventualities during the process. Each Refresh renovation is project-managed, and we keep a close relationship with our clients along the way, involving them in every important decision and checkpoint.
We’re currently in the midst of unprecedented supply chain issues, hampering usual lines of delivery and creating product shortages which may affect any building or design overhaul. Refresh Lead Project Coordinator, Treena Balsillie, explained, “The industry is scrambling to keep up, but our expertise and connections in sourcing products and partnering with multiple trades puts us in an excellent position to keep our clients’ projects moving forward.”
The current climate demands agility and a close eye on all areas of design, material sources, alteration of specifications or adjusting costs to keep a renovation on track. Individual contractors can find it challenging to remain proactive throughout the project.
Renovation Consultant Angela Hill believes Refresh’s project management system plays an instrumental role in delivering successful projects on time and with minimal stress to the clients. The platforms used by Refresh also provide access to real time updates as a project progresses through the build phase, giving clients insight and the ability to follow their renovation from start to finish. “The complex systems we use require an eye for detail and ability to manage multiple moving pieces, and our team is brilliant at that.”
The Refresh team shares a love of design and interior detailing. “But it’s the strength of our team that makes the difference to our group. The team is always an added cost at the start of a project, but it will be a saving at the completion end.”
House overdue for a renovation?
Relax and let Refresh manage the entire project for you, even if you live out of town.
Refresh is your local home renovation specialist – we’re locals who live in the area and can manage your project from start to finish. Refresh Renovations can renovate kitchens and bathrooms right through to complete home renovations. Using our online customer portal you can track your project remotely including specifying products and seeing pictures and videos from site. Talk to us today.
WHAT’S UP WITH ANGELA IS RETIREMENT VILLAGE LIVING A GOOD CHOICE?
With various impressive options being presented for retirement living, experienced Real Estate Agent, ANGELA RUDLING asks is this the right move for you?
A modern retirement village can offer a very desirable lifestyle for couples over 65 who wish to downsize, or with limited family and support close by. For singles, recently built villages are more akin to a luxury resort, providing a dependable, safe residence, complemented with onsite social activities, and offering a new group of friends.
When considering your current circumstances, and how your lifestyle might change in the future, I recommend you visit local villages and speak to current residents, who can share their experiences.
Typically providing both on-site home help and medical care if the need arises, retirement villages can have numerous benefits including saying goodbye to property maintenance. The majority of local retirement villages provide apartment-style living, but some offer freestanding dwellings with a small garden giving you an opportunity to bring along your beloved pet.
Most options are affordable, however, it is important to fully understand financially and practically the obligations if you decide to make the move. When your future and finances are a major consideration, it is imperative to talk to your lawyer, or one experienced in this area – in fact, the Retirement Villages Act requires you to do so prior to signing up for your new lifestyle. You may also wish to seek independent financial advice. Specialists like this will interpret the ins-and-outs.
Many recently have chosen an alternative, and for those wishing to realise a healthy nest-egg after selling, leaving your valuable Auckland-based home and venturing away from the big smoke is an appealing prospect.
For anyone considering downsizing or changing location for future retirement living, who may feel more comfortable chatting with previous clients already transitioned, please feel free to give me a call.
If a sale could be on your horizon, Angela would love to chat to you.
Ph: 09 215 3002 or 0274770176, E: angela.rudling@bayleys.co.nz
THE A TEAM
Navigating changing valuations changing valuations
Being a conservative lender serves well during shifting market conditions and is a strong anchor that helps weather fi nancial storms, says HEATHER KENTSLEY investment manager at Southern Cross Partners. investment manager at Southern Cross Partners.
The Real Estate Institute publishes a monthly house price index and last month we saw house prices down 1.6 per cent and down 5.6 per cent in the three months ending May. This demonstrates the property market is moving, and you may be interested to know what that means for how we value properties we lend on and offer to investors at Southern Cross Partners.
We focus on due diligence at Southern Cross Partners. This includes up-to-date property valuations – which we currently require to be as recent as possible – a conservative LVR, and accurate property information.
There are a number of different valuation methods we’ll consider depending on the circumstances of each individual loan. Valuation decisions are based on the property’s LVR, its location, and the loan purpose.
Valuations dictate what a property’s worth and how much we’re willing to lend. Now more than ever, shifting market conditions being a conservative lender comes in handy. Whenever we’re faced with two different valuation methods, we always use the method that gives us the lowest value. We usually value properties using a registered valuation or comparative market analysis.
REGISTERED VALUE (RV): An RV places a value on a property based on size of the land, condition of the property, and the state of the local market. Conducted by a certified registered valuer who visits the property it’s specific to the property we’re lending on.
COMPARATIVE MARKET ANALYSIS
(CMA): A CMA estimates the value of a property by looking at similar recently sold properties in the same area. We use leading property data, information, analytics and services provider, CoreLogic, to determine our CMAs.
SALE AND PURCHASE
AGREEMENT: Sale and purchase agreements are a legally binding contract between a vendor and a buyer when selling a property. This outlines exactly what the purchaser is paying for a property.
REAL ESTATE APPRAISAL:
A real estate appraisal draws from similar information as a registered valuation, but they are conducted by real estate agents.
We’re confident this approach works. SCP’s been in business for the last 25 years and we’re proudly New Zealand owned and operated. We’ve seen the market ebbs and flows throughout this time and we’re well-equipped to weather any storms.
Disclaimer: Southern Cross Partners is licenced to provide peer to peer lender lending services under the Financial Markets Conduct Act 2013. This article is general in nature only and has not taken into account any particular person’s objectives or circumstances. We recommend you speak with a fi nancial adviser before making any investment decisions.
Make the most of it.
Get monthly returns from 5.50% p.a.* that make the most of your savings, so you can make the most out of life.
Sometimes it can be hard to balance the need to save for your future, as well as enjoying the adventures that pop up every day. Our unique investment model offers you the flexibility to do both. At Southern Cross Partners, we offer mortgage secured loans that allow investors to pick and choose their level of involvement. With current returns from 5.50% p.a.* paid out monthly. Talk to us today about a new, flexible way to invest, minimum investment $10,000.00.^
To find out more, visit us online at southerncrosspartners.co.nz
* Investment rate subject to change. ^Subject to availability. Southern
Cross Partners Ltd is licensed to provide peer-to-peer lending services under the Financial Markets Conduct Act 2013.
