Home and Real Estate Weekly

LONGMONT TIMES-CALL | ARTS & ENTERTAINMENT MAGAZINE | SATURDAY, OCTOBER 15, 2011

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October 15, 2011

Entryway

Style Must-do fall shores Know your rights as a renter

2

Times-Call / Home & Real Estate Weekly

October 15, 2011

COLDWELL BANKER LONGMONT www.coloradohomes.com/Longmont

Rethink and refurbish

By Rosemary Sadez Friedmann

Scripps Howard News Service

RESIDENTIAL BROKERAGE Your Friends, Your Neighbors, Your Local Real Estate Experts

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947 Terry St. Longmont $219,900

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Say you’re considering some decorating updates for your home, but you think most of the ideas you have are unaffordable. All you have to do is rethink the way you accomplish those changes. Here are some suggestions.

Refurbish rather than replace some of those items in your home. If your couch is showing some wear and tear, rather than replacing it, consider reupholstering it. Granted, in many cases, reupholstering is as expensive as replacing, but look for bargain fabrics and you should be able to recover the furniture with less cash spent than buying new furnishings.

Consider visiting flea markets and going to yard sales.

You might find the right dresser or dining-room table or perhaps the right cocktail table that works for your home and just needs to be refinished. There is a certain charm in old furniture that can add appeal to your home.

Let’s talk about that dining area a bit more. Sometimes the table is in pretty good condition, but the chairs are a mess from spilled wine or chocolaty finger marks that just don’t seem to come off no matter how many upholstery cleaners

you’ve tried. Perhaps it is time to get new chairs. Two choices: 1) If the chairs are fabric-based, again you might consider reupholstering. 2) If the chairs are just unacceptable, purchase new ones. Again, try looking around resale shops or flea markets. Plus, buying just the chairs instead of a complete dining-room set won’t break the bank.

Continuing on that idea, mixing and matching can make for interesting decor. Not everything has to come from the same furniture set. In fact, the look can be more personalized and inviting when unexpected combinations are put together.

Do the bathroom mirrors seem to have that creeping crud around the edges? Replacing the mirror isn’t totally unaffordable, but even less expensive is putting a wood frame around it.

The frame can be as fancy or as simple as the decor in the bathroom requires, and you can purchase the materials at a hardware store.

Of course, anything you can do yourself instead of hiring a professional will cost you less.

But if you really aren’t the handyman type, consider getting some help.

Rosemary Sadez Friedmann, an interior designer in Naples, Fla., is author of “Mystery of Color.” For design inquiries, write to Rosemary at DsgnQuest@aol.com.

On the Cover

An inviting entryway can make all the difference.

(SHNS/Nell Hill’s)

0 Jug Court, Drake $37,500

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Mountain property with wonderful views Christian Anderson 303-817-5934

640 Gooseberry Drive Unit 1303 $172,500 2 Bed / 2 Bath / 1 Car Garage Fenced Patio Cheryl Melichar 303-817-6163

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Summer Stair

2 Bed /3 Bath /1 Car Detached Garage All Appliances Stay! Quick Possession!

Judy Whitaker 303-829-0484

Jade Cody

Specialty Publications Editor

sstair@times-call.com, 720-494-5429

Specialty Publications Associate Editor

jcody@reporter-herald.com, 303-684-5275

News and Press Releases

1324 Shelby Dr, Berthoud $749,000

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1707 N. Main St., Suite 500, Longmont, CO 80501 | 303-772-7478

Home & Real Estate Weekly welcomes news on hirings, advancements, awards, classes and other information of interest to the real estate and home community. Please submit information to the editor by email, fax 303-774-8088 or mail to 350 Terry St., Longmont, CO 80501. The deadline is Monday at 5 p.m. the week of publication.

Advertising

The display advertising deadline is Tuesday at 3 p.m., and the classified line advertising deadline is Thursday at 3 p.m. – both the week of publication. For advertising information, call 720-494-5445.

October 15, 2011

Times-Call / Home & Real Estate Weekly

3

Home Style

Inviting entries make great first impressions

By Mary Carol Garrity

Scripps Howard News Service

Here are some ideas for transforming your entry into a most welcoming space.

If you have a larger entry area in your home, furnish it just as you would any other space, with killer furnishings, artwork, flooring and accents.

For one setting, I placed a console table against the largest wall, then topped it with a huge mirror. This powerful display didn’t gobble up much floor space, keeping the entry hallway open for traffic. Instead of filling the console table with a lot of little accents, I placed one lovely but large urn on top of a riser and filled it with boughs of pine. The accents matched the scale of the furnishings perfectly and made a memorable statement.

Similarly, in my home, I have a long, narrow console table against the wall by my staircase, which gives me a place to highlight accessories. I like to change out the display regularly, adding a few touches here and there for each new sea-

son.

My foyer also has a nook by the front window, which I thought was the perfect spot for a comfy seating arrangement.

Now it holds a table and two wingedback chairs.

If your entry area is more like a wide hallway filled with doors to the front rooms, leaving you no wall space against which to place furniture or art, you can still define the space using furnishings.

Put an area rug a few feet from the front door, then place a round center hall table on top of it. Dress up the table with a dramatic accent, like a large ginger jar or an olive-oil vessel holding foliage.

One way to give your foyer jaw-dropping presence is to turn it into a mini art gallery. A perfect place to start is your stairwell.

Art can be pricey, so start small. Tackle one little wall. Do a lovely patchwork of treasures out of a host of dissimilar pieces, from trays to a lovely plate to sketches. You could also start by placing just one nice piece in the center of the

LBA

If your entry area is more like a wide hallway filled with doors to front rooms, define the space by putting an area rug a few feet from the front door, then place a round center hall table on top of it. (SHNS/Courtesy of Nell Hill's)

open wall space. Then, over time, add to your collection.

Don’t leave any good walls unadorned. I like to feature artwork above the interior doorways in my foyer because it adds to the wow factor of the space. A set of bird prints, for example,

looks fabulous tucked into the empty spot between the top of the door and the ceiling, and gives the room more grandeur.

The column has been adapted from Mary Carol Garrity’s blog at www.nellhills.com. She can be reached at marycarol@nellhills.com.

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4

Times-Call / Home & Real Estate Weekly

October 15, 2011

Is it honorable to ‘give back’ home to lender?

Ilyce Glink & Sam Tamkin Tribune Media Services

Q: My wife bought the home we currently live in back in 2003. We find we can no longer pay for the house. Is it possible, instead of a nasty foreclosure, to give the house back to the mortgage company?

Also, if we do give it back and vacate the home, what are the consequences?

Ultimately, if a loan modification or mortgage restructure is not possible and we know ahead of time that we cannot keep the house, we want to honorably give it back. Do we have any options?

A: First of all, you should know that you own the house. It is your home and not the lender’s. You can’t “give back� the house to a lender because, for business and legal purposes, the home is yours to keep, maintain, and to make a profit or loss from.

At issue in your circumstances is whether the lender would be willing to accept the home in lieu of you and the bank becoming involved in litigation involving the foreclosure of your home.

When you purchased the home, you signed documents with your lender under which the lender agreed to give you the loan and you agreed to repay it under the terms set forth.

You weren’t specific in your email about why you are no longer able to pay the expenses associated with your house. You might have lost your job, become ill or had a death in the family. Or you may have decided that the home’s value is now less than what you owe and you can’t or won’t

continue to make the payments.

Each of these situations may evoke different sympathies from lenders, your neighbors and people in your community.

However, the contract you entered with your lender does not provide for exceptions or distinctions. In other words, the fact that you, say, lost your job doesn’t matter legally to the lender.

If you fail to make your loan payments, the lender has the right to initiate legal proceedings against you to recover what is owed. Those legal proceedings are generally foreclosure proceedings leading to a sheriff sale, auction or other sale of your home.

When you miss payments, it gets reported to the credit reporting bureaus. You can expect the foreclosure process to result in a fairly big drop in your credit score — which is used not just by lenders but also by employers, insurance companies and other companies that seek to evaluate your credit before offering a job or pricing a product or service.

If you go through the process of foreclosure or other transaction with your lender that results in your credit history showing obligations not having been paid in full or settled for less than the full amount owed, you may find that no lender for will give you a loan for up to five years.

Unfortunately, your lender may also have the ability to sue you for any amount of money that is owed above and beyond what is collected from the foreclosure sale.

So watch out in years to come because many lenders are selling these deficiencies

to collection agencies.

Under the documents you signed with the lender, you may have the contractual right to take any of these actions and bear the consequences.

On the question of how to act honorably, you will have to decide that for yourself. We’ve written extensively about this issue in the past. When a home is foreclosed, the price it commands in the market is generally far below what it might have gotten if it had been sold to a buyer in an ordinary real estate transaction. Your neighbors may feel that your actions are not moral or honorable.

For this reason, some communities now regard short sales as bad but not as “morally� bad as when homeowners “walk away� from their homes, leaving lenders to sell the homes at rock bottom prices.

One last side note, you can certainly try to see if your lender is willing to modify the terms of your loan. Call a HUD-certified housing counselor to evaluate your options (the toll-free number is 888-995HOPE).

You should contact your lender sooner rather than later. But if the reason you are unable to pay your bills is because you’ve lost your job, you may find it impossible to get a loan modification.

Ilyce R. Glink’s latest book is “Buy, Close, Move In!� Samuel J. Tamkin is a Chicago-based real estate attorney. If you have questions, you can call Ilyce’s radio show toll-free (800-9728255) any Sunday, from 11 a.m. to 1 p.m. EST. Contact Ilyce and Sam through her website, www.thinkglink.com.

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October 15, 2011

Things to keep in mind when renting Article Resource Association

Rent vs. own? More Americans are wrestling with that question as the economy continues its slow recovery. Even though homes are selling at record lows, many Americans are choosing to rent instead, maintaining their mobility and financial flexibility until the economy, as well as their job prospects, improve.

More than 38 million people currently rent their primary residence, which represents about one-third of total U.S. residences, according to the U.S. Census Bureau. With the recent downturn in the economy and the spike in foreclosures, the demand for apartments and homes to rent has grown steadily in many parts of the country.

For those new to renting or those who haven’t rented a place to live since college or their early 20s, it’s important to understand your legal rights, according to the legal experts at FindLaw.com, a leading online source of legal information.

Knowing your rights can help you avoid being taken advantage of or, avoid problems that could arise between you and your landlord.

Every renter should become familiar with these tips from FindLaw.com:

cy (month-to-month, one year or another period of time), amount of rent and deposits the tenant must pay, the number of people who can live on the rental property, who pays for utilities, whether the tenant may have pets, whether the tenant may sublet the property, and the landlord’s access to the rental property.

Keep a Written Copy While most states honor a verbal agreement, they are more likely to cause a dispute. Findlaw.com recommends getting your lease agreement in writing and using it as a reference for any complications that happen during your time as a tenant.

Call the Landlord with a Maintenance Problem Usually the landlord is responsible for all maintenance issues. Document the problem by writing down the date it started and taking pictures if necessary.

Safety First In many states, landlords must provide minimum safety equipment such as peepholes, deadbolts, window locks and safety glass.

Let Kathy’s 23 years of real estate experience be your guide!

Know your Rights It is illegal for a landlord to refuse your rental application for discriminatory reasons such as race, sex, color, religion or class. If your application to rent an apartment is rejected, you have a right to know why.

Background Checks Landlords want responsible, trouble-free tenants. To aid them in selecting a renter, they can use background checks and credit reports to learn about a prospective tenant’s credit worthiness and potential criminal record.

What Should be Included in the Lease or Rental Agreement?

A lease can be wordy, but make sure that it has these important aspects: length of tenan-

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5

6

Times-Call / Home & Real Estate Weekly

October 15, 2011

Must-do fall chores The last half of October is a crucial time to do a few chores, prepping the plants and sprinkler systems for chilly, dry days.

Here is a short list of a few tasks for you to put on the “must-do” list before the ground freezes and winter arrives.

Mulch your trees and perennials. To keep moisture in the

soil and prevent frost heaving, a bit of mulch goes a long way.

Use organic mulch, such as shredded bark or wood chips, spreading it in a 3- to 4-inch layer in a 2-foot area around the plant. More is not better; avoid piling it up by the mound against tree trunks. Such “mulch volcanoes” encourage varmints to nest against the trunk where they gnaw the bark, or it holds water against the tree and encourages disease.

Keep a 2-inch buffer between the mulch and the tree to thwart pests.

Clean up the vegetable garden. Just as proper hygiene

and pick up fallen helps ward off colds and flu, a good cleanleaves. ing will keep gardens Blow out sprinhealthy. Many pests kler lines. To keep spend winter in old your system safe, plant debris, ready to follow these tips attack in spring. from the AssociatThwart these uned Landscape Conwanted guests by tractors of Colgetting rid of garden Carol O’Meara orado (alcc.com): debris, whisking Colorado State • Wrap your away hiding places University Extension backflow preventer that protect them for as long as you from the cold. keep your system Some fungi survive on disoperational. If you haven’t wineased plants or weeds through terized your system when temthe winter, especially viruses. peratures are due to dip, swadRemove as many weeds as posdle the backflow device with sible, clean out the dead plants, R13 building insulation or tow-

els, 3- to 4-inches thick, wrapping the pipe all the way to the ground. Cover it all with plastic, then secure it with duct tape.

• Once you put the landscape to bed, winterize the system by shutting off the water and draining the lines. Most systems in Colorado require blowout, but a few have manual or auto drains to remove water. Should you have one of these, consider blowing out the system anyway, since lines settle throughout time and low spots often develop that hold water.

• Have your system blown out by professionals with an air compressor; most home compressors don’t get enough pressure, leaving lines filled with water. Make your appointment soon; as the month wears on,

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companies get busy, especially when the temperatures start dropping. The $50 to $100 service can save you problems during the deep freezes of January and February.

Winterize the lawn. Diseasecausing fungi invade the turf early in the season, living off food made by the grass. Colonizing the soft new growth of lawns in spring, late summer problems actually begin just when the plant starts actively growing.

Research at Colorado State University has shown that early season fertilization of lawns encourages both diseases by pushing growth of young leaves. Before you can worry over your first mowing, the fungi have invaded the plant.

One way to cheat the diseases is to change how you manage the lawn by giving it a shot of late-season fertilizer in early November. Because it slowly feeds the grass and lasts through spring, a winterizer should be used now. Then go with your regular-strength balanced fertilizer once in early May, once in June, and again in early September.

Carol O’Meara is a horticulture entomologist with the Colorado State University Extension office at the Boulder County Fairgrounds in Longmont.

Contact her by calling 303-678-6238 or emailing comeara@co.boulder .co.us. For more gardening tips, check out her blog at gardeningafter five.wordpress.com.

Your Source to all things Home & Real Estate!

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Finally, frost is threatening the garden, and we can turn our thoughts to putting it to bed for winter. But like an overactive toddler, getting the landscape ready for bed involves more than a few minutes of your time.

Washer/Dryer Hook-ups

Washer/Dryer Facilities

Pets

# of Baths Lease Required

# of Bedrooms

Deposit

• Borrower: David Gregory & Glinda Doyle, Lender: The Bank Of New York Mellon, Amount: $182,400, Property: 1292 Kiowa Rd, Lyons, Filed: 10/04/11

$885$890

$835$840

1

1

Yes

No

Yes

Yes

Victoria Inn

$749$899

$250

1, 2

1, 1¾

Yes

Yes

Yes

In each apartment

A/C, D/W, cable ready, balcony or deck, carport, outdoor pool, close to shopping & bus stop.

The Shores at McIntosh Lake

$729$1200

$100 $200 $300

1,2,& 3

1,2

Yes Short Term Available

Yes

Yes

Yes

Gas fireplaces, 24 hr. fitness center, heated pool & hot tub, A/C, business center, gourmet kitchens, detached garages. *On selected apartments.

$610$990

Yes

1, 2, 3

1, 2

Yes

Yes

Pets Neg.

Yes

In historic Longmont, large trees, quiet neighborhood on-site parking & storage.

Close to RTD. Heat included.

1, 2

Yes Short Term Available

Yes

Yes

Island kitchens, garden tubs, gas fireplaces, double balconies, two tone paint, gated community. Close to schools & newest community in Longmont.

Full size in each condo

W/D provided in each Condo

All utilities & cable paid, sec. bldg., elevator, W/D in every unit, transportation, social events. HUGE amenities package, quiet 55+ community.

Call for incentives! Parking garage & storage units

2400 17th Ave. • 303-772-4667

2450 Airport Rd. • 303-774-8000

Yes

Elliott Apartments

418 Emery St. Longmont, CO 80501 • 303-772-6452 www.elliottapartments.com Fox Ridge Apartments

3800 Pike Rd., Longmont, CO 80503 • 303-774-9944

Tanglewood Condominiums Senior Community

100 21st Ave., Longmont, CO 80501 • 303-774-0300

$789$1239

$12401625

$200

$12401625

1, 2, 3

1, 2

1, 2

Yes

Yes

Some

Yes

Yes $50+ mo.

7

• Borrower: Euan Pollock & Susan Greig, Lender: Bank Of America NA Successor, Amount: $240,941, Property: 1009 Estes Park Estates Dr, Lyons, Filed: 10/05/11 • Kevin & Lyndi Cooley from Nancy Roberts, 408 Crystal Pl, Longmont, $140,000, home

Secure building, quiet neighborhood, meal program, transportation, utilities paid, appliances & cable TV included, 62 yrs & older; vouchers accepted.

Hover Manor Senior Apartment Residence 1401 Elmhurst Dr. • 303-772-9292

Longmont, CO

• Borrower: Tara Fitzgerald, Lender:

US Bank National Association, Amount: $275,878, Property: 110 Longs Peak Dr, Lyons, Filed: 10/05/11

Allow Smoking?

• Borrower: Candace Minear, Lender: Bank Of America NA Successor, Amount: $172,651, Property: 3113 Lake Park Way, Longmont, Filed: 10/04/11

Address Phone

Complex Name

Foreclosures – notice of election and demand • Borrower: Dennis Shaver, Lender: Bank Of America NA, Amount:

$260,000, Property: 4006 Hawthorne Cir, Longmont, Filed: 10/03/11

Price Range

Real Estate Transactions are supplied by Prospects Unlimited Inc., www.prospectsunlimited.com, 303-979-9536.

Times-Call / Home & Real Estate Weekly

Other Amenities

October 15, 2011

Reach over 44,000 Readers Each Week With Your Advertising Message.

Call Your Classified Advertising Executive Today 303-776-7440

8

Times-Call / Home & Real Estate Weekly

place your ad

October 15, 2011

303.466.3636 Boulder/Broomfield/longmont or 970.635.3650 loveland or frontrangeclassifieds.com

Real Estate PLACE YOUR AD:

5000

Homes for Sale

303.466.3636 BOULDER/BROOMFIELD/LONGMONT OR 970.635.3650 LOVELAND OR FRONTRANGECLASSIFIEDS.COM

5007

Mobile Home For Sale

OPEN HOUSE

Live & Work Here

1268 N. Cleveland Ave, Lvld. Zoned R3e Great high traffic loc! $224K 970-420-3495 for particulars regarding this one-of-a-kind Queen Ann property.

PLACE YOUR AD. Call 303.466.3636 or 970-635-3650

Ranch House, 2800 sf, 6 bdrm, 2.5 ba w/ attchd green house, close to schools & shopping in SW Lvld. $150K 970-227-2556

5005

Cabins for Sale

BETWEEN DRAKE AND ESTES PARK 3 br. 1 ba. Cute, Remodeled kitchen,good condition, Carpeted floors, Balcony, Patio, Mtn views, Just re-modeled.

New Stainmaster. www.

EstesParkHouse.com $129,500, (970) 586-0421 Place your ad.

Call 303-466-3636 or 970-635-3650 TURN USED ITEMS into Quick cash with Classifieds!

5007

Mobile Home For Sale

I WILL MOVE YOUR HOME FOR FREE! LOT RENT STARTING@ $199 250+ communities to choose from.

Offer expires 10/15/11 970-377-0990

NEW MOBILE HOMES AROUND $799 MONTH Payment incl. lot rent Used singles/doubles starting @$595 Great locations!

Quick Easy Credit 970-420-8488

SAT 10/22 10a- 4p BRAND NEW 3B OR 4B Manufactured Homes Stunning Floor Plans EZ CREDIT with LOW Down and LOW Monthly.

A MUST SEE! ENTER TO WIN $ BIG BUCKS $ HARMONY RD 2500 E HARMONY FT COLLINS STONEYBROOK435 N 35TH AVE GREELEY LOVELAND PLAZA-4105 N GARFIELD LVLD or CALL NOW for showing!

970-420-8488

6000

Homes for Rent

3 bd, 2.5 ba, 2 car garage, all brick ranch, lv. rm, dining rm, family rm, 2 fireplaces, jetted tub, fenced yard, AC, sprinkler system, 1800 sq.ft. on one level, 1609 S. Del Norte, $1300/mo, 970-290-4232.

3 Bdrm 1.5 Ba house in north Ft Collins 1001 Foxtail St $1125 970-669-0842 or RMPM.com 3 Bdrm 1 Bath Newly renovated House in Johnstown 233 2nd St, $1095 Call 970-669-0842 or RMPM.com TURN USED ITEMS into Quick cash with Classifieds!

6000

Homes for Rent

3 BDRM, 3 BA, newer w/ A/C, frplc, good loc. 355 N Lavastone. $1095. (970)217-2477 3BR, 2BA, 2 Car, immac, fncd, shed, sprklr, No smk, $1100, 970-663-2939

PLACE YOUR AD. Call 303.466.3636 or 970-635-3650

3BR, water/trash pd 447 E 4th Avail 11/1 N/S, pets neg. $975 /mo 970-613-0557 4 Bdrm 3 Bath $1495 Gas fireplace Finished Basement 1464 Tori Ct call 970-669-0842 or RMPM.com

3 Bdrm 2 Bath Home 2114 Genoa Ct $1395 970-669-0842 or RMPM.com 3 Bdrm 2 bath House 4201 Rocky Ford Dr $1125 970- 669-0842 or RMPM.com

Homes for Rent

House with Shop

40x60 shop + 3BR house. $1800/mo lease. First 2 months only $900.

8 miles W. of Wilson & Hwy. 34. 64 Tracy Trail, Loveland.

Open Sat. 10-2 719-433-5095

OWN your own home for what you pay in Rent! Lowest rates, $0 - $1000 Down Free Prequalification

Western Plains Realty Ken or Tammy 970-663-5008

4BR, 3BA, 2 car garage, large backyard, $1350+deposit, pets nego., avail. 11/1 2057 Sage Court 970-412-9770 or 970-663-4699 BERTHOUD - Beautiful 2500+ sq. ft. home. 3 BR, 3 Bath, LR, FR, lg Rec Room. Lots of storage. $1650 per month. Lg 2-car garage. Call Jodie 970-226-2773 or 970- 215-1224.

Country House, 3 bdrm, 2 ba, no smk, pets neg, fncd $1200/mo + dep 970-613-9488

Executive Rent-to-Own Hygiene Kid-friendly, quiet lakeside neighborhood, adj open space. Exc schls. 4 bdrm, 2.5 ba, 3 car.

No smkg, pet nego, $2500/mo.

Hugh Fowler, 303-986-1606

6001

Apartments for Rent

4858 Basswood, avail now 2 bdrm, 1.5 ba, 2 story, hookups, patio Loveland Faith Property 970-377-1626

Foothills Apts

2 Bdrm Apartment Homes Inc Washer/ Dryer Park-like Setting Garages Available Ground Floor Avail 1913 W. 15th St. 970-669-7850 Sorry no pets

$O Down!

Do you qualify? Call Devin O’Branagan Referral Only Realty

303-772-7343

6001

Apartments for Rent

**0 UTIL * 1 BDRM & Studios W/D WiFi Dtv On site mgr $335-$630, 970-219-6353 1Bdrm 1 Bath apt in a 3 plex 516 1st St $475 call RMPM at 669-0842 or RMPM.com 1 BDRM, $600-$615/ mo. Clean, quiet, friendly complex, No pets.

Walk-in closet, storage.

HT & WTR PD. 970-667-8370.

4856 Basswood, avail 11/1. 2 bdrm, 1.5 ba, 2 story, hookups, patio Loveland Faith Property 970-377-1626

2 BDRM, 1.5 ba, 2 story in Berthoud, gar, fenced yard, $950.

(970)532-2652 2 Bdrm 2 Bath Condo near Centerra 4725 Hahns Peak Dr $925 970-669-0842 or RMPM.com

6006

Twnhms./Condos for Rent Furnished

2 Bdrn 2 Bath Condo, 1 car garage $975 2035 Greys Peak Call 970-669-0842 or RMPM.com TURN USED ITEMS into Quick cash with Classifieds!

Studios at $889 1 Beds $919- $1019 2 Beds $1199- 1279 3 Beds $1659- 1799

6007

GIANT SPECIAL

WHY RENT? Own a home for

Townhomes/ 6002 Condos for Rent 6017

LINCOLN PLACE APARTMENTS

Downtown Loveland

4 BDRM, 4 BA, 2168 Wimbleton Dr, no smoke, pets nego, $1,495/mo. Call Dave (970) 215-6903

3 bdrm, 2.5 ba, 4 car Lvld N, 1245 W 50th, $1650 970-215-4803 3 Bdrm 2 ba, pets neg, $1195.

806 Ptarmigan call 970-669-0842 or RMPM.com

6000

FREE iPad 2 & 1 Month Free on 14 month lease.

Must move-in by 10/31/11 Pet Friendly Covered Parking Amazing Views Great Amenities Corner of 5th and Lincoln Lincoln Place 325 E. 5th Street Loveland, CO 80537

866-563-6216

Open: Mon-Fri 9 am - 6 pm Sat. 9 am - 5 pm Sun. 12 pm - 5 pm Open House Sat 12-3p receive 1 month FREE rent on select homes Lake Vista Luxury Apts 970.622.9787 2235 Rocky Mtn Ave. Loveland, CO

Townhomes/

6002 Condos for Rent 1BR, recent total renovation, very clean, must see inside $650 +dep.

303-886-7530

Duplexes

2 Bdrm 1 Ba Duplex 914 Cortez Ct $695 Call 970-669-0842 or RMPM.com 2 Bdrm 1 Ba Duplex 916 Cortez Ct $725, pets negotiable.

Call 970-669-0842 or RMPM.com

6009

SHARE kitchen & living room in Lvld home. Private bdrm & bath . Female only, $480+1/3 utils.

970-581-0468

6010

Rooms for Rent

Furn w/ mtn view, inc utils, phone, cable TV, kitch, lndry $380/mo Loveland 970-622-0077

6016

2 lg Offices 480sf, $600 /mo all utls pd. Street front. 970-685-1474 Place your ad.

Call 303-466-3636 or 970-635-3650

PLACE YOUR AD. Call 303.466.3636 or 970-635-3650

House with Shop

40x60 shop + 3BR house. $1800/mo lease. First 2 months only $900.

8 miles W. of Wilson & Hwy. 34. 64 Tracy Trail, Loveland.

Open Sat. 10-2 719-433-5095

6020

Office Space for Lease

3 Downtown Boulder offices for lease 1007 Pearl Street, 553 sf, 1,033 sf, 1,812 sf $20 / sf NNN, Call Doug or Bo at 303-443-8850

Mobile Home For Rent

Brand New Homes to Rent Starting at $899/Month!

3 to 4 bedrooms and 2 baths

Housemates/ Roommates

Partially furn’d 1BR & private bath, cable/ internet, share kitch. $550/mo. Mornings best: 970-613-4394

Indust./Comm’l for Lease

Fitness room Club House Playground Pool Pet Friendly

Sun Homes At Eagle Crest 888-246-5232 www.4eaglecrest.com

TURN USED ITEMS into Quick cash with Classifieds!

2 BEDROOM HOMES $600 - $650 + dep.

W Hwy 34 Pets on appr Se Habla Espan-ol 970-685-8573 Mobile Home space for rent in quiet park in W Loveland. 70’ home accepted $395 /mo 970-685-8573

October 15, 2011

Times-Call / Home & Real Estate Weekly

9

CALL IT HOME.

303.466.3636 Boulder/Broomfield/longmont 970.635.3650 loveland

10

Times-Call / Home & Real Estate Weekly

Real Estate Transactions are supplied by Prospects Unlimited Inc., www.prospectsunlimited.com, 303-979-9536.

Longmont • Flatiron LLC from Elory Klemetsen, 5831 Pelican Shores Dr, Longmont, $650,000, home • Tim Underwood from Melissa Kolb, 2172 Meadow Ct, Longmont, $154,700, home • Carole Huffman from David Root, 1804 Calkins Ave, Longmont, $172,500, home • William & Jill Mccarren from Thomas Thomsen, 1502 6th Ave, Longmont, $190,000, home • Robert & Beverly Strand from Colorado Oaks LLC, 2421 Santa Fe Dr Unit C, Longmont, $234,300, condo • Barbara & Spencer Keller from John Dillon, 3674 Oakwood Dr, Longmont, $172,000, home • Courtney & Jason Audy from Jean Pendleton Living Trust, 1020 Pratt St, Longmont, $168,000, home • Jason & Andrea Helmus from Fannie Mae, 2930 Lake Park Way, Longmont, $230,000, home • Abwreos LLC from Federal Home Loan Mortgage Cor, 908 Buffalo Ct, Longmont, $127,500, home • David & Priscilla Bostic from Matthew Haines, 3112 Colgate Dr, Longmont, $255,000, home • Herman & Betty Schlagel from Keith Kanemoto, 1432 Bluefield Ave, Longmont, $288,300, home • Raymond Cooper from Bryon MacPherson, 1009 Boxelder Cir, Longmont, $393,800, home • Harold & Carleen Ellis from Noble Clark Trustee & Ruth Trust, 135 Baylor Dr, Longmont, $250,600, home • Michael Erb from John Pensock, 805 Nelson Park Ln, Longmont, $243,800, home • Tommy LLC from Premier Members Federal Credit, 630 15th Ave Ste 300, Longmont, $285,000, home • Raymond Schneider from Prestito LLC, 710 Tenacity Dr Unit 201, Longmont, $245,300, condo • Leroy Lykins from David Sommer, 1522 Kimbark St, Longmont, $88,000, home • Randall Conkright from Sonoma Pinnacle LLC, 1170 Olympia Ave Unit C, Longmont, $199,500, condo • Todd & Jennifer Jones from Alan Stewart, 10272 Macedonia St, Longmont, $420,000, home • Brian Brand from Bank New York Mellon Trust, 2207 Tulip St, Longmont, $125,000, home • Luke & Ashlyn Bishop from Fannie Mae, 1445 Sanborn Pl, Longmont, $115,100, home • Amy Seals from Darrell Irving, 947 Martin Rd, Longmont, $186,000, home • Aaron & Jenna Corder from Harold Jackson, 1421 Sunset St, Longmont,

October 15, 2011

$180,000, home • Stephen & Jennifer Desmond from Jean K Rotter Family Trust, 2413 Redwood Ct, Longmont, $280,000, home • Angeline Vrame from Richard C Henneke Living Trust, 1406 Whitehall Dr Unit D, Longmont, $149,000, condo • Fjeldstad Trust from Robert Snyder, 3134 Spinnaker Dr, Longmont, $224,500, home • Jeanine Figur from Richard Zellen, 1238 Fox Hill Dr, Longmont, $503,000, home Allenspark • Charles Breuch from Martha Bullock, 1328 Big Owl Rd, Allenspark, $177,500, home • Keith & Sheila Wagner from Chris Kurelja, 1039 Ski Rd, Allenspark, $500,000, home Berthoud • James & Hannah Zimm from Belle Buchholz, 808 Green Wood Dr, Berthoud, $181,900, home • Diane Brotemarkle from Federal Home Ln Mortgage Corp, 101 E Welch Ave, Berthoud, $145,800, home • Maria Hegan from US Bank, 680 Mt Massive St, Berthoud, $185,900, home • Jose & Johanna Cabrera from Mathew Anderson, 1717 Wales Dr, Berthoud, $355,000, home • Orchard LLC from US Bank NA, 1075 6th St, Berthoud, $82,000, home Dacono • Donna Trust from Jo Enterprises LLP, 913 Glen Moor St, Dacono, $60,000, home Erie • Colorado LLC from Derek Coffey, 3045 Blue Sky Cir Unit 18-202, Erie, $110,000, condo • Dean & Victoria Grasser from Elite Homes Inc, 1274 Links Ct, Erie, $61,000, home • Iain & Christi Bryant from Fed Home Loan Mtg Corp, 1940 Windemere Ln, Erie, $208,500, home • Douglas & Jennifer Dolloff from Robert E Law Family Trust, 225 Pierce St, Erie, $155,000, home • Ronald & Mary Weinard from Ross Wilson, 1143 Petras St, Erie, $348,000, home Firestone • Jacob Matousek from Andrew Bohnhoff, 5306 Buttsfield St, Firestone, $219,000, home • Thomas & Brooke Darmstedter from Paul Jaqua, 6310 Stagecoach Ave, Firestone, $196,000, home • Gerald & Jane Braun from JJ Construction Northern Colo LLC, 5187 Remington Ave, Firestone, $214,500, home • Joshua Kelderman from William Rowell, 446 Berwick Ave, Firestone, $161,500, home • Great LLP from VA, 10818 Cimmar-

ron St Unit 1003, Firestone, $123,900, condo • Margie Payne from Coltire Group LLC, 624 Florence Ave, Firestone, $188,900, home • Micheal Galitz from Wells Fargo Bank, 5846 Silverleaf Ave, Firestone, $196,200, home • Matthew Hall from Daniel Barton, 6867 Saddleback Ave, Firestone, $417,500, home • Trenton & Marjorie Warren from Jeremy Hopper, 6115 Ulysses Ave, Firestone, $214,900, home • Connie & Douglas Johnson from Mary Stephen, 6766 St Vrain Ranch Blvd, Firestone, $189,500, home Fort Lupton • Chris Hirst from Russell Riley, 6261 Weld County Road 41, Fort Lupton, $249,800, home Frederick • Joseph Ryan from Juan Lopez, 5753 Canyon Cir, Frederick, $155,000, home • Phillip Brox from Saint Aubyn Homes LLC, 9060 Sandpiper Dr, Frederick, $231,000, home • Saint LLC from No Name Creek LLC, 9030 Sandpiper Dr, Frederick, $46,000, home • Sarah Bodah from Rali 2005, 5260 Mt Arapaho Cir, Frederick, $190,000, home Lyons • Lorie & Craig Martell from Kenneth Waneka, 3602 Riverside Dr, Lyons, $415,000, home Niwot • Kristin & Kristin Keffeler from Npl III Trust, 6665 Cherokee Ct, Niwot, $410,000, home Foreclosures – notice of election and demand • Borrower: Darren & Sarah Schnedecker, Lender: US Bank National Association, Amount: $281,591, Property: 3301 Cottonwood Ln, Berthoud, Filed: 09/29/11 • Borrower: Craig Siems, Lender: Bank Of America NA Successor, Amount: $138,215, Property: 830 Jay Pl, Berthoud, Filed: 09/30/11 • Borrower: Randall Roach, Lender: Bank Of America National Association, Amount: $227,898, Property: 3066 Harvest Cir, Dacono, Filed: 10/03/11 • Borrower: Thomas & Jody Jaschke, Lender: Wells Fargo Bank NA, Amount: $263,156, Property: 1634 Stanley Dr, Erie, Filed: 09/30/11 • Borrower: PND2 LLC, Lender: Wells Fargo Bank National Association, Amount: $712,591, Property: 1020 Carbon Ct, Erie, Filed: 10/03/11 • Borrower: Ryan Larsen & Adriana Aragon, Lender: Colorado Housing And Finance, Amount: $194,863, Property: 6240 Snowberry Ave, Firestone, Filed:

09/30/11 • Borrower: Aaron & Hope Van Vleet, Lender: Wells Fargo Bank NA As Trustee, Amount: $207,986, Property: 5970 Sparrow Ave, Firestone, Filed: 10/03/11 • Borrower: Ronald & Patricia Cook, Lender: States Resources Corp, Amount: $1,231,327, Property: 19607 County Road 18, Fort Lupton, Filed: 10/03/11 • Borrower: Victor Lopez Jr & Anna Garcia, Lender: Wells Fargo Bank NA, Amount: $123,982, Property: 1023 Pacific Ct, Fort Lupton, Filed: 10/03/11 • Borrower: Samuel Morton & Dawn Cruikshank, Lender: Wells Fargo Bank NA, Amount: $179,691, Property: 7164 High St, Frederick, Filed: 09/30/11 • Borrower: James & Magda Gunn, Lender: GMAC Mortgage LLC, Amount: $172,563, Property: 115 Placer Ave, Longmont, Filed: 09/29/11 • Borrower: Jorge & Alma Gonzalez, Lender: JPMorgan Chase Bank National Association, Amount: $154,405, Property: 416 Dickson St, Longmont, Filed: 09/30/11 • Borrower: Eam Man, Lender: Wells Fargo Bank NA, Amount: $283,905, Property: 607 Glenarbor Cir, Longmont, Filed: 10/03/11 • Borrower: Mark & Barbara Alexander, Lender: US Bank National Association, Amount: $219,139, Property: 1736 Spencer St, Longmont, Filed: 10/03/11 • Borrower: Lisa Mickelson Living Trust, Lender: The Bank Of New York Mellon, Amount: $606,516, Property: 2242 Mariner Dr, Longmont, Filed: 09/29/11 • Borrower: Steven Nye, Lender: JPMorgan Chase Bank National Association, Amount: $102,811, Property: 344 Judson St, Longmont, Filed: 09/29/11 • Borrower: Tanya Martinez, Lender: Colorado Housing And Finance, Amount: $144,140, Property: 1101 21st Ave 9, Longmont, Filed: 09/30/11 • Borrower: Steve & Tara Lohman, Lender: PHH Mortgage Corporation, Amount: $156,338, Property: 1216 Snowbank Ct, Longmont, Filed: 09/30/11 • Borrower: Joe & Judy Herzanek, Lender: Suntrust Mortgage Inc, Amount: $196,685, Property: 4000 Hawthorne Cir, Longmont, Filed: 10/03/11 • Borrower: Kevin & Ashley McKinney, Lender: Colorado Housing And Finance, Amount: $139,596, Property: 475 Verdant Cir, Longmont, Filed: 10/03/11 • Borrower: Sonya Ames, Lender: Credit Union Of Denver, Amount: $328,878, Property: 1013 Neon Forest Cir, Longmont, Filed: 10/03/11 • Borrower: Saul Chihuan, Lender: Bank Of America NA Successor, Amount: $245,468, Property: 1011 Red Oak Dr, Longmont, Filed: 10/03/11

October 15, 2011

Times-Call / Home & Real Estate Weekly

OPEN HOUSE DIRECTORY FEATURED HOMES Open Sat 12-2

804 SUMMER HAWK # 3204

Open Saturday 10-12pm

Open Sunday 1-4pm

Longmont

$228,000

921 Hover Ridge Circle

3734 Florentine

Longmont

$279,900

$158,900

2 Bed, 3 Bath 2,540 Sq. Ft. The affordable dream! No more mowing or shoveling snow.

Newer 3 bdrm condo with vaulted ceilings. Unique floor plan w/upgrades. Views of mountains and plains. Must see!

Mark Webber • Rocky Mountain Property • 720 291-9812

Chris Freeman • ERA Tradewind Real Estate • 303-478-0300

Longmont

IMMACULATE HOME IN HOVER RIDGE! Beautiful 2 bedroom/3 bath town home is in move-in condition. Features include living room fireplace, upstairs loft area, private enclosed yard, large unfinished basement and two car attached garage. MLS #666872 Kathleen Winegardner • Metro Brokers/Kearney Realty • 303-817-0611

Open Sat & Sun 11-4pm

Open Sat 1:00-3:00

Longmont

Berthoud

1639 Venice Ln

820 Jay Pl.,

$223,000

$205,900

1,400 sq.ft. 2 Bed, 2 Bath 2 Car Attached Garage Overlooks Green Space Low-Maintenance Energy Star Townhome.

Located on quiet cul-de-sac, beautiful landscaping and mature trees. This house includes 4/BD and 2/BA. Lg family room w/ wood stove. Central A/C, lots of storage.

MLS# 665607

Gary Maggi • RE/MAX Town & Country • 970-692-2002

www.livebouldercreek.com • 303-502-5338 Day

Price

Location

Address

Hours

Office

Phone

Sat & Sun

$154,900

Firestone

10818 Cimarron St Unit 1003

11am-2pm

RE/MAX Traditions - Kahler (Hostess: Heather)

303-589-5752

Sat & Sun

$625,000

Lyons

850 Apple Valley Road

12:00-2:00

RE/MAX Traditions-McBride/Kobobel

303-875-0589

Saturday

$158,900

Longmont

804 Summerhawk, #3204

12-2 PM

Rocky Mountain Property, Inc/Webber

720-291-9812

Saturday

$205,900

Berthoud

820 Jay Place

1:00-3:00 pm

RE/MAX Town & Country/Maggi

970-692-2002

Saturday

$223,000

Longmont

1639 Venice Lane

11AM-4PM

Boulder Creek Builders

303-502-5338

Saturday

$279,900

Longmont

3734 Florentine

10AM-12PM

ERA Tradewind Real Estate/Freeman

303-478-0300

Saturday

$330,000

Longmont

716 Memory

12:30-2:30PM

ERA Tradewind Real Estate/Freeman

303-478-0300

Saturday

$345,000

Longmont

1612 Naples Lane

11AM-1PM

ERA Tradewind Real Estate/Lubovich

303-591-6063

Saturday

152000

Longmont

1232 Atwood St.

11:00am - 1:00pm Coldwell Banker Residential Brokerage

303-772-7478

Saturday

235000

Longmont

1503 Monarch Dr.

11:00am - 1:00pm Coldwell Banker Residential Brokerage

303-772-7478

ONLY $49!

Get a full color picture of your open house, the open house hours, address, price and your name and phone number featured at the top of our popular Open House Grid!

- Limited spots available per week on a first-come basis -

Call Thais Hafer 303.473.1456 hafert@dailycamera.com or Mark Webber 303-473-1452 webberm@dailycamera.com

11

12

Times-Call / Home & Real Estate Weekly

October 15, 2011

OPEN HOUSE DIRECTORY FEATURED HOMES Open Sunday 1-3pm 930 Button Rock Drive C-14 Longmont, CO

Unit #1003 Open Sat & Sun 11am-2pm

• 2 bdrm/3 baths • Impeccable townhome • Unfinished basement • Detached, single garage + parking space

Special 100% Loans & Down Payment Assistance Avail for NEWER 2&3 Bdrm, 2 Bath Condos w/ Attached Garages.

Enjoy Community Pool. Great Location!

From I-25 go East on 119 (1.5 miles) to Cimarron St, go right.

Price

Location

Sunday

$155,000

Sunday

SW Longmont, main floor master suite, 3 bd 3 ba, plus loft, large unfin. basement. Vaulted ceilings, very bright and open floor plan. Great location.

Pat Kahler • RE/MAX Traditions • 303-589-5752

Carmony • Metro Brokers Kearney Realty • 303-641-8052

Open Saturday 11-1pm

Open Sat & Sun 12 - 2:00 850 Apple Valley Road, Lyons

!

ISTING NEW L

1612 Naples Lane

$330,000

Day

$345,000

$154,900 - $174,900

716 Memory

Shows like model home with shopping, parks and golf course nearby!

Chris Freeman • ERA Tradewind Real Estate • 303-478-0300

Longmont

Firestone

Open Saturday 12:30-2:30pm

5 Bed, 3 Bath, 3,835 Sq. Ft.

2120 Springs Pl

Units 1006, 1005, 1003, 308, 307, 305 & 204

$155,000

Debbie Haubert-Halsey • Wright Kingdom Real Estate • 303-588-2128

Open Sun 2:30-4:00

10818 Cimarron St

Longmont

$345,000

4 Bed, 3 Bath, 3,403 Sq Ft. Fantastic Home in Desirable Subdivision, Great Location, Open Floor plan!

Leslie Lubovich • ERA Tradewind Real Estate • 303-591-6063

Address

$625,000

Most desirable 1 acre lot. 3 bed, 2 bath w/great room. 300’ river frontage

Kobobel 303-591-6935 McBride 303-875-0589 RE/MAX Tradition

Hours

Office

Phone

Longmont 930 Button Rock Drive, C-14

1PM-3PM

Wright Kingdom/Debbie Halsey

303-588-2128

$199,900

Longmont 547 Baker Street

1PM-3PM

Wright Kingdom/Jeanie Parsons

303-775-9612

Sunday

$223,000

Longmont 1639 Venice Lane

11AM-4PM

Boulder Creek Builders

303-502-5338

Sunday

$228,000

Longmont 921 Hover Ridge Circle

1-4pm

Metro Brokers/Kearney Realty-Winegardner

303-817-0611

Sunday

$345,000

Longmont 2120 Springs Pl

2:30-4:00

Metro Brokers/ Kearney Realty-Carmony

303-641-8052

Sunday

$379,000

Boulder

4405 Whitney Place

2PM-4PM

Wright Kingdom/Jim Green

303-775-2553

Sunday

$450,000

Boulder

1200 Yarmouth #232

12PM-3PM

Wright Kingdom/Karolyn Merrill

303-817-2827

Sunday

$569,000

Gunbarrel

7083 Indian Peaks Trail

12PM-3PM

Wright Kingdom/Mary Colwell

303-775-7135

Sunday

$599,000

Boulder

4250 Eutaw Drive

1PM-3PM

Wright Kingdom/Sibyl Liedtke

303-482-7510

Sunday

$599,900

Lafayette

2530 Westward Drive

1PM-3PM

Wright Kingdom/Kim R. Johnson

303-746-6307

Sunday

$1,289,000

Boulder

344 Hawthorn Avenue

1PM-3PM

Wright Kingdom/Tracy Zaik

303-859-7271

Sunday

$1,900,000

Niwot

6466 Legend Ridge Trail

1PM-4PM

Wright Kingdom/Jerry Curry

303-588-1935

Sunday

$419,000

Longmont 320 Glenview Ct

1-3 PM

Mimi Miller Realty/Miller

303-709-6990

ONLY $49!

Get a full color picture of your open house, the open house hours, address, price and your name and phone number featured at the top of our popular Open House Grid!

- Limited spots available per week on a first-come basis -

Call Thais Hafer 303.473.1456 hafert@dailycamera.com or Mark Webber 303-473-1452 webberm@dailycamera.com