Home and Real Estate Weekly

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Longmont Times-Call

September 3, 2011

Times-Call / Home & Real Estate Weekly

www.HomeandRealEstateWeekly.com

HOME

& Real Estate Weekly

September 3, 2011

Designing

Art

with Age never a factor in obtaining a mortgage Homeowner responsible for building permit

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Times-Call / Home & Real Estate Weekly

September 3, 2011

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Perfect gardeners are those that work with the celerate winter-kill, while leaving dead, decomposing plants in the garden increases risk of rhythm of the seasons, rolling with the vagaries spreading disease. of the weather. Rain or sun doesn’t ruffle their Hedge your bets by cutting some perennials feathers; they simply are one with the Earth and back after it dies to the ground but leave ornaits little mood swings. mental grasses, seed heads of Rudbeckia, EchiI am not a perfect gardener. If I were, the linnacea or poppies until late winter for texture gering heat wave wouldn’t bother me. But I’m and food for birds. If you do this, leave only shocked at the temperatures whenever I step healthy plants standing; if they’re disoutside, my mind insisting that eased, remove them and throw them Mother Nature is going to have to out. use the same calendar as the rest of Leaving your plant clean up until us, darn it, and start cooling off. spring allows the plant to capture Now that we’re into September, it’s more snow, funneling moisture to the time to start planning for fall, not soil. Snow, along with mulch, gathhosting a pool party. ered at the base of plants sitting close Each season brings with it a list to each other in a winter garden also of chores that promote good plant gives them some added protection health, and in fall, perennial beds Carol O’Meara from wind. After the ground freezes, and borders should be rejuvenated Colorado State apply mulch to stabilize soil temperawith a little late season planting University Extension ture and prevent alternate freezing and cleanup. Local garden centers and thawing of soil, which can lift offer an excellent assortment of crowns above soil levels. these long-lived plants, bringing in fresh materiDig and store tender summer flowering bulbs al for shoppers’ delight. and corms after frost has nipped the foliage and “People come in this time of year dismayed leaves are blackened. Gladiolas, cannas and calbecause nothing is blooming; they think they’ll adiums need to be lifted and kept in a cool locaadd color,” says Connie Smith, Manager at tion through winter. Dig carefully to avoid inSturtz and Copeland in Boulder. “Others know juring corms since wounds are often entry fall’s a good time to plant if you get it in during September. But it’s still pretty darned hot, so wa- points for disease organisms. Clip off and destroy plant tops immediately, then let the bulbs ter them carefully after they’re in.” The 20-year dry for a few days before storing them in a cool, veteran of gardening also encourages people to dry area. plan to winter water plants, especially their first Our Colorado Master Gardener program in year in the ground. Boulder County is currently taking applications Cleaning up after plants stop growing for the for the spring class. If you are interested in helpseason removes insects, their eggs and any dising others garden, the Colorado Master Gardeneases that over-winter on fallen leaves. But in er program is for you. Classes run January good gardener fashion, there are several schools through March and will be held every Friday, of thought on how to care for perennial beds in 8:30 a.m. to 4 p.m. Please contact the Colorado fall. For those who like their beds tidy, cutting State University Extension Office in Boulder back the foliage once it is dead gives it a neat County, at 303-678-6238, to receive an applicaappearance throughout the winter. tion. Others subscribe to the “do-it-later” tack of Carol O’Meara is a horticulture entomologist with the leaving all the plants in place, frozen into a winColorado State University Extension office at the Boulder ter tableau of browned leaves, spent seed heads County Fairgrounds in Longmont. Contact her by calling and dried flowers. Both techniques have pros 303-678-6238 or emailing comeara@co.boulder.co.us. and cons; cutting some perennials back will For more gardening tips, check out her blog at gardening open up stems to drying winds of winter and ac- afterfive.wordpress.com.


Spouses can inherit family property more complicated if, say, the family cottage was never used by the family but was rented, and if each child used funds that could not be considered marital money for the expenses of the cottage. It might be hard to prove, but if all the A: Inheritance children inherited the rules may differ cottage and also infrom state to herited money from state, but the bayour father, and the sic principle and inherited money was question is kept segregated and whether a spouse used for the costs and obtains any right expenses to keep the to property inherIlyce Glink cottage, then you ited by the other Tribune Media Services could argue that the spouse. The short property was kept answer is that in some circumstances, the spouse apart from marital assets. However, if you used money does obtain rights to property that would otherwise be conthe other spouse might inherit. sidered marital money to pay The best example is when one spouse inherits a home and for the cottage expenses, the spouse can claim that he or she then the married couple and contributed to its upkeep and their children move into the therefore has an interest in the home. The home becomes the home if the parties were to dimarital residence, and the expenses of the home may be paid vorce. The bottom line answer is that there are ways a spouse from money that belongs to can claim an ownership interest both spouses. in a cottage during a divorce In that case, it would seem proceeding. reasonable that the spouse that did not inherit the property For more particular informahave certain rights to the home tion about relevant laws in the that he or she has lived in and state where you live, talk to an contributed money to. attorney that principally hanYour question may be a bit dles marital and family law.

Q: Our dad quitclaimed a family cottage to his three kids in 1994. He died in 2000. Two of the kids are married, one is not. Are the spouses in any way entitled to a share of the cottage when his kids pass away?

September 3, 2011

Times-Call / Home & Real Estate Weekly

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On the Cover

Bold and bright artwork create this parlor room. (Courtesy SHNS/HGTV)

Summer Stair Jade Cody

Specialty Publications Editor

sstair@times-call.com, 720-494-5429

Specialty Publications Associate Editor

jcody@reporter-herald.com, 303-684-5275

FULLY Furnished Awesome Townhome! 3Beds/2Baths/ 1 Car Garage Ann Napier 303-775-5234

NEW LISTING 3Beds/3Baths/2 Car Garage Cheryl Melichar 303-817-6163

Wood flooring, fresh paint & new appliances 4Beds/2Baths/2 Car Garage Lorrie Cragg 720-839-4106

News and Press Releases

Home & Real Estate Weekly welcomes news on hirings, advancements, awards, classes and other information of interest to the real estate and home community. Please submit information to the editor by email, fax 303-774-8088 or mail to 350 Terry St., Longmont, CO 80501. The deadline is Monday at 5 p.m. the week of publication.

Advertising

The display advertising deadline is Tuesday at 3 p.m., and the classified line advertising deadline is Thursday at 3 p.m. – both the week of publication. For advertising information, call 720-494-5445.

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Times-Call / Home & Real Estate Weekly

September 3, 2011

CANDICE TELLS ALL

This party parlor blends bold colors and bright artwork. (SHNS/Courtesy HGTV)

Designing with Art Beautiful artwork injects visual impact and While visiting, I also noticed a series of 12-bybrings excitement into a room. But ’’designing 12-inch colorful, floral paintings. Immediately I with art’’ is itself an art form, and if you’re not imagined how gorgeous a large-scale arrangecareful, things can get messy. ment of these tiles would look in my clients’ space, and before I knew it I was heading back This was apparent during a recent project for to Sandi and Rob’s with 15 of these my clients, Sandi and Rob, who live beauties in my car. in a colorful home sporting several vibrant hues. The couple are not only I kicked off the redesign by incrazy for colorful rooms, they’re also stalling beautiful new plaster crown wild about colorful art, but they’re moldings. These inject a sense of the first to admit that the two don’t character and elegance to the space. always work together well. Then we freshened up the walls of the entire space with a bright neutral Their real problem area is the long, cream color. I divided up space into narrow living and dining space that two functional areas: a large, comhad been left unadorned, rather like a blank canvas. Sandi and Rob wantCandice Olson fortable lounge, and a smaller game ed to turn this uninspiring room into HGTV area. I used floral linen drapery panels with accents in red, teal, gold and a fun, playful ’’parlor’’ and a place to green to define and separate the two showcase some of their paintings. areas. With that in mind I gathered my own team of artistes and geared up to create a vibrant, adult I decided the new floral-art installation lounge that would unite the couple’s love of colshould go in the lounge, where it can be seen the or and their love of art. moment you walk in. One rule of thumb when hanging artwork is to first position your furniSome of their most colorful paintings were ture. So in came a red velvet chair, a funky patworks created by artist Jeremy Bortz. I decided to visit Bortz’s home studio to see how he prefers terned chair and ottoman, along with a mirrored coffee table. But the real wow factor was the 8to display his work for optimal impact. Not surfoot, tufted-back teal sofa that I placed below the prisingly, all of the walls in his studio were floral tiles, which I hung in a rectangular configpainted in light, neutral shades. Bortz says leavuration. ing the walls white allows his art to really ’’speak for itself.” In the games area I put up a fluted fan-shaped

plaster ceiling medallion inside two larger ceiling rings to anchor a stunning chandelier. Next, I painted the back wall a rich teal (inspired by the sofa) and placed a mirrored-back shelving unit against it. Finally, I painted the couple’s existing chairs the same teal as the wall, recovered the seats in a vibrant striped fabric and set them in the center of the space around a new white pedestal table. There was still a lot of art that I had to work into the space. Some we hung up on the walls, while others we just casually leaned here and there on the furniture for a more casual, playful effect. Another vital aspect of designing with art is having proper lighting. I chose halogen for the recessed lights on the ceiling because they give off a bright white light, which renders the true colors of the artwork best. I then added a funky birdcage pendant and several table lamps for additional ambient lighting. After including several final accents, the space was complete. By blending bold colors, bright artwork and a super-fun style, I gave Sandi and Rob the ultimate party parlor. It’s a real work of art, if I do say so myself. Interior decorator Candice Olson is host of HGTV’s ’’Candice Tells All.’’ For more ideas, information and show times, visit http://www.hgtv.com/candice-tells-all/show/ index.html.

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September 3, 2011

Times-Call / Home & Real Estate Weekly

Do it yourself or hire it, but pull a permit property at the city, it was determined that though Whether one is replacing a front door, adding a installed by a contractor, there was no permit on deck or putting on a roof, it should start with a record. The contractor was contacted, they pulled plan and permit. The City of Longmont’s website a post installation permit and the city went out to leading into building permits reads, “It is not surinspect. The installation failed on two accounts. prising that many property owners, including condo unit owners, are not familiar with local building The gas line was run in a full loop, and the rise and slope of the exhaust line was inadequate, codes. Many property owners think which could lead to possible carbon that it is the contractor’s responsimonoxide poisoning. bility to make sure a building permit has been obtained. This is not true. It isn’t just about the money. It could be The property owner is held responabout your life. sible for obtaining the building perThe city site continues: “There are mit.� good, sound reasons for having these regWhen listing a property, one often ulations. First and foremost, the building discovers either by disclosure or by code protects YOU! It ensures that the inspection that work was completed completed work meets specific minimum without a permit. Even when listing code standards that will protect you and Dave Wagner a home, an agent may observe that your neighbors. Homeowner insurance Longmont Association perhaps out-of-state handy relatives policies can also be void upon filing a of Realtors who may even be licensed contracclaim if it was determined that one attors helped with a basement finish, tempted to skirt the building permit rebut were obviously not familiar with our expansive quirement. Sometimes a contractor may try in soils or local code. There are clear signs to the progress without the required permit, the property trained eye. owner is cited (and not the contractor) for having work done without a permit. This can result in Making improvements to your home or even double fees for the permit and/or fines for having replacing a water heater typically can involve work done without a permit.� “permission� by way of a city permit. I applied for a permit upon replacing a water heater, which I For a list of what requires a permit, visit the City was competent to replace, and discovered that of Longmont website at http://www.ci.longmont some of the city fee actually was recaptured when I .co.us/. Once there, click on Department List, then showed the permit to the retailer of the water Building Inspections. Now, the magic list: scroll heater, as the permit included some of the taxes. half down the page to “When is a building permit After installation, using dielectric unions for the required?� Click there and one would have what pipe to tank section, I called the City for a final they need to do the right thing. The permits are sign off. there so you can sleep better. Avoiding permits for convenience, expense or tax purposes may not be Unfortunately, to stay competitive I have found that some licensed contractors do not pull permits, so helpful if you, a friend or the next owner is in the house when a fire breaks out, a pipe burst, a and per the city site the burden falls back on the deck collapses or there is a personal encounter homeowner. When doing a home inspection rewith electricity. I once checked additions done by a cently one of my client’s home inspectors noted a contractor on his own house, and all the permits new water heater. Upon pulling permits for the

“Many property owners think that it is the contractor’s responsibility to make sure a building permit has been obtained. This is not true. The property owner is held responsible for obtaining the building permit.� – City of Longmont website were filed for the electrical work, but when I asked the city office in Firestone if they had a final, they said yes, and it failed and never showed a correction and re-inspection. So as the Buyers Agent and their advocate, I requested a final, and it had been long enough that the seller had to re-file and repay the permit fee. If you have already done work without a permit, there is a way to go backwards, which will improve the salability and maybe the “save ability� of you or your home. Sometimes it can require a local electrician professional opinion, a local plumber and a city inspector signoff and cost you from $500 to more than $1,000, and possibly some corrections. It can be done, and you will sleep better. Call your local Building Inspection Department to be proactive. And as an HOA Board member, don’t forget to seek the permission for alterations there too. Undoing is not a pleasant process and sometimes expensive. Dave Wagner is the president of the Longmont Association of Realtors. Contact him by calling 303-684-6356, emailing dave@wagnercolorado.com or visit the association’s website at www.longmontrealtors.com.

Townhomes &$" ( ' $+ #( # # * # (( & & ' # & , ( & ( ) !( & # # # $)( + '( $# "$#( ! $&( $ $ &%$&(

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Times-Call / Home & Real Estate Weekly

September 3, 2011

You’re never too old for a mortgage By Marcie Geffner bankrate.com

Tips to bring buyers into your house Article Resource Association

Selling your house may be a challenge in today’s real estate market, but with a bit of elbow grease and some good planning tips, you can entice potential buyers to view your home, and hopefully make a viable offer. Before you even list your house for sale, take a good look at the property and your home. Consider curb appeal. Freshen up your landscaping, pick up any equipment or toys lying around and update your lights so the home looks welcoming. Take a walk through your house, starting with the garage. If you have a lot of tools and equipment stored there, consider finding a new place to store everything, so potential buyers can really see the garage. Keep your tools handy, but still out of sight. Next move inside. As you walk through the rooms, look at the walls, flooring, ceilings, lights and furniture. Paint is inexpensive, and a fresh coat can quickly spruce up the look of a room. You may determine some remodeling or repair work is needed prior to listing your home. If you have holes in your drywall, or gutters that are clogged or broken, these are easy improvements that won’t cost you a lot of money, but can help you sell your house faster. Once you have your home looking good, do a little research to determine what list price you want to put on your home. Review prices for similar homes in your neighborhood and around your community. Your goal is to get your house sold, as quickly as possible and close to the price you’re asking. The best way to accomplish this is to get as many people looking at your property as you can. So before you decide to list your house, try some of these tips to put your best house forward.

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$595,000

1005 Creek Court, Longmont

Amazing property in Willow Creek Estates! This home has 5 Bed, 5 Baths, over 4900 s.f. on 1/2 acre site next to city park! Incredible value! MLS #652755.

Ann Hendrix / Broker Associate 720-841-7434

Ask mortgage banker Michael Becker the age of his oldest-ever mortgage client, and he’ll tell you: 97. “She was lucid, owned her house outright and had retirement income,” says Becker, of WCS Funding Group in Lutherville, Md. “She was helping out her son.” While 97 might seem old to be getting a mortgage, age is never a factor in a loan approval. In fact, it’s illegal for lenders to discriminate against borrowers on that basis, Becker says. Age is a protected category within the Equal Credit Opportunity Act, a federal law that also bars credit discrimination based on race, color, religion, national origin, sex, marital status or receipt of public assistance benefits. Regardless of the borrower’s age, sufficient income will be required to obtain a mortgage, Becker says. Some elderly people still earn paychecks or are self-employed. Others qualify using nonemployment sources of income, such as Social Security benefits, a corporate, government or military pension, capital gains from investments, interest income or property rents. “If you’re old and living on a fixed income, you may have trouble qualifying for a mortgage,” Becker says. “But I’ve seen it happen.” Most older homeowners own their home free and clear and don’t want a new mortgage, says Mark Given, a Realtor and seniors real estate specialist with Coldwell Banker Advantage in Littleton, N.C. But he adds that some older homebuyers are more receptive to financing than they might have been in the past because they’re reluctant to part with cash reserves. “Maybe they’re getting a 15-year mortgage, anticipating they’ll pay it off when they can,” he says. Still, a mortgage isn’t necessarily a good idea for an elderly person because there are risks as well as benefits, according to Michael Halloran, a wealth management adviser at Estate Strategies Group in Jacksonville, Fla., and past president of the National Association of Estate Planners and Councils. One risk is that seniors living on a fixed income might not be able to make monthly payments, even if they can meet the lender’s guide-

Hot kitchen trends • Going Green: Eco-friendly products aren’t going to go out of style anytime soon. And now there are more ways that you can go green in the kitchen, too, from energy-efficient dishwashers to environmentally sound flooring options made of reclaimed wood and tiles. • Oh-So-Organic: Forget straight lines and right angles; organic shapes are in. Not only are rounded shapes visually pleasing, they also encourage a more natural circular traffic flow. • Asian Fusion: There is nothing like Zen comforts to help us unwind. Look for drawer pulls reminiscent of bamboo, built-in teriyaki grills and

lines. “The main question is: Do they have the cash flow to pay for a mortgage?” Halloran says. Another concern, specific to married couples, is that the death of a spouse can cause a significant reduction in household income, making a payment unaffordable in the future. “Some pension or retirement plans have settlement options that say while both husband and wife are alive, they get $1,000 a month and at the death of the first, the survivor will get (a percentage) of that amount,” he says. “If one of them dies and the check gets cut by 25 percent or 30 percent or 50 percent, we have a problem.” Add inflation or an adjustable rate to the equation, and an income squeeze becomes an even greater risk. Rising property taxes, living costs or interest rates can make a mortgage quite uncomfortable for seniors who have fixed incomes or who want to protect their assets for their heirs. “If a mortgage could erode their wealth because of a change in interest rates, I wouldn’t advise it,” Halloran says. One more risk is fraud. Foreclosure rescue scams, inappropriate reverse mortgages and bogus home-improvement refinancing generally grab the headlines, but any type of loan can expose an elderly person to financial abuse. A recent MetLife Mature Market Institute study of media reports about elder financial abuse found that petty cons and purse snatchings were common crimes. But there were also plenty of instances in which caregivers, handymen, friends, supposed sweethearts, adult children, lawyers and other trusted helpers “seized upon opportunities to forge checks, steal credit cards, pilfer bank accounts, transfer assets and generally decimate elders’ financial safety nets.” Adults might wonder whether their elderly parents have a mortgage, especially one secured by a childhood home or house that’s perceived as family property. But Given says older people typically don’t share such information about their economic situation with their family. “It’s a generational thing,” he says. More often, sons and daughters discover these late-in-life mortgages only after parents die. Then, Given says, a real estate agent can help them sort out how much the property is worth and how much is owed. Japanese-style sliding pantry doors in the kitchen. • Drawer Designs: Move over refrigerator drawers and dishwasher drawers, and say hello to the microwave drawer. Yes, that handy appliance, now comes in a drawer. • High-Tech: Advances in technology continue to offer us out-of-this-world options, including an oven that can be programmed to keep food cold until it’s cooking time. • Built-Ins: Built-ins are convenient and sleek, two must-haves in today’s kitchens. Think steamers and strainers, high-end coffeemakers, professional ice machines and wine coolers, knife racks, spice holders, ring holders and fondue pots. Courtesy of Anne Krueger, hgtv.com


September 3, 2011

Times-Call / Home & Real Estate Weekly

Fence matters indicate wrong property line Q: We found out that the property line between my home and my neighbors’ home is different from what the builder said when he sold us our home. Our neighbor had a survey done to put up a fence. During the survey, they came over and informed us that according to what was registered with the county, our “zigzag” property line is off by 3 feet and goes over to the middle of our back yard. Oh, and my septic tank appears to be on my neighbor’s lot. How in the world did the county sign off on permits and zoning that allowed my house to be 3 feet from the property line and my septic tank being on my neighbors’ property? How do we go about getting this issue fixed? Can we simply have a surveyor draw a new line, have both parties sign some document, and register the new document with the county? Can we get the county to help us fix this problem? A: Before you run out and start signing documents, you need to figure out what you own and what your neighbor owns. When you purchased your home, you should have received the deed that transferred title to the home to you, along with a title insurance policy and survey. The deed to your home contains basic information to convey title from the builder to you: the name of the seller, your name, the address of your home, the property tax parcel number and a legal description. That legal description describes the legal boundaries for your property. Sometimes these descriptions are brief and describe that, say, the buyer is buying lot one in a particular subdivision; there may be an additional paragraph or two. In other cases, the legal description takes you from a starting point with certain coordinates, and those coordinates take you step by step around your land until you

does not comply with the appliget back to the point of beginning. cable building laws and zoning requirements – in some cases In either case, the legal deeven if the county signed off on scription on your deed must match exactly with the legal de- original building plans and zoning changes. scription that is listed on your title insurance policy and the If you and your neighbor are survey you received when you in complete agreement as to purchased your home. how you would want your property line to be drawn, you The title insurance policy is would have to start with a surthe document issued by the veyor to draw that closing agent or title line exactly. Then, company that guaryou’d have to have antees your ownera land swap beship to the land, tween the two of subject to certain you. matters listed on that policy. The surYou’d have to vey is the document convey some of that depicts the land your land to your you purchased. It’s a neighbor and your Ilyce Glink neighbor would do document that Tribune Media Services the same for you. shows the boundaries of your land, However, frequentand where your ly a land swap of home and other improvements that type may need added apare located on the land. provals by your municipality and other agencies. And, in If you have the survey, your some cases, you might be redeed and the title insurance quired to go before certain mupolicy from your purchase, renicipal boards to get their apview these documents and proval for the swap. make sure that the legal descriptions in all of the docuYou and your neighbor ments match each other. would both be advised to hire an attorney that specializes in If the legal descriptions zoning and real estate issues to match, and if you find that the help you out. survey seems to accurately depict where your house is locatIn addition, you and your ed on your lot, your neighbor’s neighbor would have to get the surveyor may have made a misconsent to your swap from each take in preparing the newer of your lenders. If you don’t get survey. If the surveyor made a the lenders involved, part of the mistake, he or she can review loan that you have would enyour documents to determine cumber your neighbor’s land what description should be and vice versa. You would nevused for the survey of the er want to be in a position fence. where your neighbor’s loan goes into default and forecloIf you don’t have a survey sure and that lender would from the time you purchased have a right to sell some of your home, and if you were your land along with his. You’d able to double-check and conneed to clean up any issues firm that the legal description with your mortgages and your used by the surveyor for your loans at the time of the land neighbor’s land is correct, then you have a bigger problem than swap – and getting lenders to cooperate on that issue might you imagine. not be easy. To answer your first quesFinally, you’ll need to make tion, the county may not have a sure that the government agenresponsibility to fix any issues cy that prepares the real estate relating to the construction of assessments for your and your your home or its location on neighbor’s property knows that the lot. But the county can still come after you if your home the land swap has occurred, so

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that each of you will be assessed for the land that you own after the swap. If all that seems too complicated, and you and your neighbor are content with the way each of you owns your land and the way things were, and there are no other legal issues with your boundary that could cause problems with municipal authorities, you and your neighbor could enter into an reciprocal easement agreement that would allow your neighbor to put the fence up where you both decide, allow you to keep your septic tanks where they currently are, and obligate you to maintain your septic system. As a practical matter, you and your neighbor could live on your properties as you have for the last several years. If you find out, however, that your seller failed to do something to change the lot lines, and if you find other obstacles that prevent you from moving forward in an amicable way with your neighbor, you may have to dig deeper into the documents and the development of your parcel, and hire a real estate attorney to help sort out your problem. Ilyce R. Glink’s latest book is “Buy, Close, Move In!” If you have questions, you can call her radio show toll-free (800-972-8255) any Sunday, from 11 a.m to 1 p.m. EST. Contact Ilyce through her website, www.think glink.com.

Consider an ecoroof Instead of tar or asphalt, an ecoroof has a thin layer of soil and plants, says Greg Haines of Portland, Ore., who has been installing ecoroofs for several years. With a traditional roofing system, rainwater washes off rooftops and onto driving surfaces, eventually mixing with antifreeze and oil before it ends up in the sewer system. On an ecoroof, rainwater is absorbed into a vegetative roofing system, filtering out air pollutants and making cleaner water. How an ecoroof works is simple. Rain falls on an ecoroof. The rainwater is absorbed through a layer of soil, then a layer of spongy material and carpet padding. The plants on the ecoroof grow, helping filter the air, providing habitat and food for wildlife and insulating the building structure underneath. One disadvantage to having an ecoroof is the expense of installation. However, ecoroofs last twice as long as a traditional roof and look better. Plus, ecoroofs help insulate structures, keeping them cool in the summer and warm in the winter. – ARA

Specializing in 2nd & Retirement Homes • Costa Rica • Nicaragua • Belize • Thailand Schlutz International Properties

www.schlutzinternationalproperties.com Hilda Schlutz • 303-588-7578 • hildaschlutz@remax.net

Certified Distressed Property Expert...

Solving the foreclosure crisis, one homeowner at a time.

McConnell Realty,Inc 303-823-6839 www.SharonMcConnell.com

T di i Traditions

7


Other Amenities

Washer/Dryer Hook-ups

Washer/Dryer Facilities

# of Baths Lease Required

# of Bedrooms

• Borrower: Rogelio & Nova Blanco, Lender: Wells Fargo Bank NA, Amount: $107,925, Property: 908 Lancaster Ave, Fort Lupton, Filed: 08/24/11

$885$890

$835$840

1

1

Yes

No

Yes

Yes

Victoria Inn

$749$899

$250

1, 2

1, 1¾

Yes

Yes

Yes

In each apartment

A/C, D/W, cable ready, balcony or deck, carport, outdoor pool, close to shopping & bus stop.

The Shores at McIntosh Lake

$729$1200

$100 $200 $300

1,2,& 3

1,2

Yes Short Term Available

Yes

Yes

Yes

Gas fireplaces, 24 hr. fitness center, heated pool & hot tub, A/C, business center, gourmet kitchens, detached garages. *On selected apartments.

$610$990

Yes

1, 2, 3

1, 2

Yes

Yes

Pets Neg.

Yes

In historic Longmont, large trees, quiet neighborhood on-site parking & storage. Close to RTD. Heat included.

1, 2

Yes Short Term Available

Yes

Yes

Island kitchens, garden tubs, gas fireplaces, double balconies, two tone paint, gated community. Close to schools & newest community in Longmont.

Full size in each condo

W/D provided in each Condo

All utilities & cable paid, sec. bldg., elevator, W/D in every unit, transportation, social events. HUGE amenities package, quiet 55+ community. Call for incentives! Parking garage & storage units

2400 17th Ave. • 303-772-4667

Longmont, CO

• Borrower: Russell & Kristine Bartz, Lender: Citimortgage Inc, Amount: $384,877, Property: 6735 Owl Lake Dr,

Firestone, Filed: 08/22/11

Secure building, quiet neighborhood, meal program, transportation, utilities paid, appliances & cable TV included, 62 yrs & older; vouchers accepted.

Hover Manor Senior Apartment Residence 1401 Elmhurst Dr. • 303-772-9292

2450 Airport Rd. • 303-774-8000

Yes

Elliott Apartments

418 Emery St. Longmont, CO 80501 • 303-772-6452 www.elliottapartments.com Fox Ridge Apartments

3800 Pike Rd., Longmont, CO 80503 • 303-774-9944

Tanglewood Condominiums Senior Community

100 21st Ave., Longmont, CO 80501 • 303-774-0300

1566894

• Borrower: Carolyn & Frank Salem,

Lender: Bank Of America NA As Successor, Amount: $211,537, Property: 11220 Columbine St, Firestone, Filed: 08/18/11

Pets

• Borrower: Teresa Gunter, Lender: HSBC Bank USA NA As Trustee, Amount: $147,917, Property: 1495 Blue Sky Way 9-307, Erie, Filed: 08/18/11

Address Phone

Complex Name

Foreclosures – notice of election and demand • Borrower: James Pace, Lender: Citimortgage Inc, Amount: $118,036, Prop-

erty: 1495 Blue Sky Way 9-103, Erie, Filed: 08/18/11

Deposit

Real Estate Transactions are supplied by Prospects Unlimited Inc., www.prospectsunlimited.com, 303-979-9536.

September 3, 2011

Allow Smoking?

Times-Call / Home & Real Estate Weekly

Price Range

8

$789$1239

$12401625

$200

$12401625

1, 2, 3

1, 2

1, 2

Yes

Yes

Some

Yes

Yes $50+ mo.

Reach over 44,000 Readers Each Week With Your Advertising Message. Call Your Classified Advertising Executive Today 303-776-7440


Real Estate

September 3, 2011

PLACE YOUR AD:

5000

Homes for Sale

5007

Home/Office

Mobile Home For Sale

Brand New Home!! $73,000 Beautiful 3 bed 2 bath lot rent special!

***Ranch is Ready***

Swimming pool Clubhouse Playground New fitness room Huge Deck w/ Great Mtn Views

Financing available Pet Friendly

5007

Mobile Home For Sale

Sun Homes at Eagle Crest 1-888-649-5616

4eaglecrest.com *Expires 9/30/11 1970 14x65 2BR, 1BA Large living room & dining room. Swamp cooler & new hot water tank. Over 55 Community. Asking $12,000 303-776-7630

I WILL MOVE YOUR HOME FOR FREE! LOT RENT STARTING@ $199

BUYING & SELLING All types & sizes of mobile homes! Judy 970-690-3283 End Unit, Pasture View

NEW MOBILE HOMES AROUND $799 MONTH Payment incl. lot rent Used singles/doubles starting @$595 Great locations! Quick Easy Credit 970-420-8488

Weston Manor #28 17th & Main, LNGMT 55+, 14x60 Magnolia, 2BR New carpet, appliances & paint. Carport & 2 storage sheds, $11K 303-485-0013 For Sale or Lease 2 & 3 BDRM singlewide’s, family park. 303-772-3240

Loveland Very nice 14x70 2BR, 2BA, lg covered deck, shed. $24,500 970-980-4871 Adult Community

9

303.466.3636 BOULDER/BROOMFIELD/LONGMONT OR 970.635.3650 LOVELAND OR FRONTRANGECLASSIFIEDS.COM

1268 N. Cleveland Ave, Lvld. Zoned R3e (res and/or office use) Great high traffic loc. Call 970-420-3495 for particulars regarding this inviting one of a kind property. with new carpet, interior paint, shingles, hot water heater. New Kitchen 2003. 3 bedrooms, 2 baths, 2 car garage. Call for details $207,600

Times-Call / Home & Real Estate Weekly

250+ communities to choose from. Offer expires 10/15/11 970-377-0990

6000

Homes for Rent

1BR Apt in N Longmont 62 or older or persons w/disabilities Call for move-in Specials 303-485-5232

2, 3, 4 Bedroom Homes 1248 Grant St, 10694 Upper Ridge, 2628 Danbury Dr, 1021 Alta, 2401 Atwood Call PMP 303-776-RENT

6000

Homes for Rent

2478 Spencer, 3 bdrm, 3 ba, tri-lvl, fam rm, 2 car gar, fnd yd, pet ok $1125/mo RMG Realty, 303-772-4466

2 bdrm, 2 ba ranch, bsmt, liv rm, dining rm, lg deck & yard, W/D, 1 car. No smkrs, older cat cons. $1100/mo First Tree 303-772-5858 2BR, 1BA, Attached garage, fncd yard west side loc, ref. N/P $950 + dep 303-776-5893 2 BR, 1 BA House/ Study 2 car gar, fncd yard, all appl. Old Town, outside pet $1100/mo 303-550-6699 3 BDRM, 6 YRS OLD, 3 baths, A/C,frplc, 2 car gar, 2 sty, wd flrs on main. Lg mstr suite. 1900 sf Unfin bsmt.$1350. 303-905-6600

3+ BR on Golf Course 733 Glenarbor Circle 2 bath - big spaces nice finishes 3,500sf $2150/mo+util, pets neg. 970.231.9921

6000

Homes for Rent

$625, bsmt apt Lgmt, incl all utils/ cbl/int. Avl 10/6 303-668 5687 642 Independence, 2 story, 3 bdrm, 2 ba, 2 car gar, 1680 sf, lg fncd yd. Pet OK, $1125/mo RMG Realty, 303-772-4466 9706 Nelson Rd, 1 bdm 3/4 ba, fncd, 1 car gar, pet OK. $700/mo RMG Realty, 303-772-4466 BEAUTIFUL 2 bed, 1 ba house + detached carriage house in Old Town Longmont. 2 car gar. Dogs OK $1500/mo. Avail 9/15. (303)875-1692

Apartments for Rent

6001

Apartments for Rent

Hwy 66 & Airport Rd

(303)774-8000

Exec Rental - Hygiene Near-new Queen Anne in kid-friendly, quiet lakeside neighborhood, adj open space. Exc schls. 4 bdrm, 2.5 ba, 3 car. No smkg, pet nego, $2550/mo. RENT TO OWN Hugh Fowler, 303-986-1606

Feels Like New Home! 2000+ sq.ft. ranch close to Skyline H.S. Finished basement, 3BR+bath up & 2BR (nonconform)+bath down, A/C, fp, hw floors, all appliances incl W/D, fenced yard. $1495, Available now! 303-847-5632 Place your ad. Call 303-466-3636 or 970-635-3650

Very nice 5BR, 3.5BA, open flr plan, walkout fnshd bsmnt, views of mtns, updated kitchen w/granite, 2 car, fncd back yard, W/D, $1995 303-249-8687

$O Down!

Do you qualify? Call Devin O’Branagan Referral Only Realty

303-772-7343

VALUE PLACE FIRESTONE New Extended Stay Hotel

1 & 2 BDRM Apt Homes Fox Ridge Apts Premier Gated Community. Pets OK! For Info & Specials Call (303)774-9944

$189.99/wk for Studio

1 BD $650 A/C DW Lndy N/S/P 303-444-0501

1st 2 weeks ONLY

2 BDRM APTS

Starting at $675/month Call PMP, 303-776-RENT

917 SUNSET, #302 2 Bdrm, 1 ba, incl heat, wtr & trash. $700 RMG Realty, 303-772-4466

Perfect for visiting friends & family!

APTS YOUR CHOICE! www.alertrealty.net

I-25 & Hwy 119, Longmont exit 240.

303-485-0040

PLACE YOUR AD. Call 303.466.3636

Must bring ad at check-in to qualify.

or 970-635-3650

EASTGLEN APTS 630 Lashley, Longmont

*Expires 9/30/11 *New Guests Only*

(303)682-2943

1, 2 & 3 BEDROOMS: laundry. Wtr, trash, sewer pd

Large bright 2 Bdrm, 1 ba, W/D, A/C, Deck, parking, N/P/S 2041 Meadow Dr. $740-$780 303-443-4308

WHY RENT? Own a home for

720-272-3028

Classified Ads get Results very, very fast!

Newly Remodeled 2BR, 1BA w/ brand new kitchen, flooring, paint, lighting & washer hook-up. $800-$850 incl heat & water. 303-530-0991 ROOMS & Apartments Weekly/Monthly, from $100/week. Utililties included. (303)931-7108

Townhomes/ Condos for Rent

H2O No Pets/No Smoke

Place your ad. Call 303-466-3636 or 970-635-3650

6002

3BR, 2BA 1200 sq ft Condo in Summerhawk w/42“ HDTV, community pool, A/C & all appliances incl w/d. $1275+dep includes trash, basic cable &

1, 2 & 3 BDRM Apartment Homes The Shores Apartments,

4BR, 1.5BA, garage, nice yard, near lg park. $1190/mo 303-449-0105 4BR, 3BA, 3 car gar @ 1232 Button Rock, near schools & parks, upgrades, no pets, $1700, 720-935-7859

6001

Place your ad. Call 303-466-3636 or 970-635-3650

6002

Townhomes/ Condos for Rent

2 BR 3.5 Ba Beautiful TH- 930 Button Rock $1195. 1 car gar 970-669-0842 or RMPM.com

3 BR Semi-furn. 3.5 ba, 1800+ sf. Like new * nice Longmont location! $1300/mo. 720 771-7632.

Up to 80 percent off every day.

Available quiet 2BR, 1.5BA, complete kitchen, W/D hook up, AC, private patio, sm. storage, N/S/P. $775 +$700 dep 333 23rd 303-532-6522 or 303-772-3152

PLACE YOUR AD. Call 303.466.3636 or 970-635-3650

EMPTY YOUR GARAGE List your sale

and prepare to purge. $25, 10 lines, 4 days plus a FREE garage sale kit! Place your ad. Call 303-466-3636 or 970-635-3650 Or visit FrontRangeClassifieds.com Place your ad. Call 303-466-3636 or 970-635-3650

Sunny 2BR Townhome 1.5 bath in east Longmont, lots of windows, unfinished bsmnt, a/c, frplc, 1 car detached gar., W/D, fncd patio w/ gate, pets negotiable 303-807-1156 $1100/mo, avail 8/15

SELLListYOUR STUFF your stuff

and get it done. Items less than $500: FREE 3 lines, 7 days. Items $500 or more: $10, 5 lines, 30 days. Place your ad. Call 303-466-3636 or 970-635-3650 Or visit FrontRangeClassifieds.com

6005

Apts. for Rent Furnished

Beautiful, quiet 2BR in historic home, W/D, N/P/S $1050/mo inclds utls, cable & wifi 303-809-4287


Real Estate

10

Times-Call / Home & Real Estate Weekly

PLACE YOUR AD:

for 6005 RentApts. Furnished NO lse,dep or credit chk Wkly/4-wk, 303-776-2185 ALSO RV SITES AVAIL!

SEMI-FURN Rooms/Apts Wkly/mnthly from $100/wk Utils/micro/fridge inc (303)931-7108

6007

Duplexes

1226 Parker Dr. 3BR, 2BA, all appls, 2 car gar. $1100 Bill 303-776-0684 2 BD, DW, gar. N/S/P $795, 303-776-8038 720-442-3443 $920 2BD 2BA Large Duplex: Yard, Garden, Patio, Fireplace, Garage, No Pets, No Smoke. 303-709-1618

Duplex/Condo 2-3 Bedroom 344 Colony Pl. 50 19th Ave. Call PMP, 303-776-RENT

6009

Housemates/ Roommates

N/S Roommates wanted first come first serve, lg rooms avail. 9/1 $500 inclds utls. 720-327-5749

September 3, 2011

303.466.3636 BOULDER/BROOMFIELD/LONGMONT OR 970.635.3650 LOVELAND OR FRONTRANGECLASSIFIEDS.COM

6009 Housemates/ Roommates

6016

Office Space for Lease

6016

Office Space for Lease

Responsible, clean M/F, W. side, great area, golf course & park, W/D, kit. $400 +1/3 utils. 303-775-1144/ 303-772-8466

Qualty Single Offices $350 to $500 free utls. (720)280-9047

Se Habla Espanol Louisville 3BR & private bath in tri-level home, share kitchen & garage $900, 720-272-1120 3DORM, bano privado en casa, se comparte la cocina y cochera

2700 sq ft $1250/mo Central location. 303-652-3762

6010

Rooms for Rent

Lg room w/ handicap accessible BA in clean N/S home in SW Longmont. Elderly welcome w/caregiver room 303-882-5601

6015

Retail Space for Lease

2232 Pearl, Boulder 1200 sq ft in Hip East End, pkg, great rates

www.2232pearl.com 303-437-1768 2773 SQ FT- Busy shopping center, 1116 Francis St, $825. Alert RE 303-776-5156

6017 255 WEAVER PARK CLASS “A” second floor office space for lease or sale. Common area, conference room, elevator, mountain views. 1 yr Free Rent!

Don Rulle, CCIM

303-772-2222 $250/mo, 110 to 5000 SF 2432 Main, Four Seasons Realty. 303-875-1345. 500 to 2500 sf, can divide. On site prkg, 303-523-3369 PROFESSIONAL Offices N Lgmt 1400 sf suite w/ 8 offcs. Also 150 to 825 sf single ofcs & 3 office suite. All grnd level, 2 entr, grt prkg. 303-956-1141

Home 6020 Mobile For Rent

Indust./Comm’l for Lease

Space 6018 Storage for Lease COMMERCIAL STORAGE 1 blk off Main & E. 17th 2-650sf units, w/ 3’ door, 9’x9’ gar.dr., $390/mo 1-1300sf unit w/ 2-3’ doors, 2-9’x9’ gar.drs., $700/mo Call 303-775-0391 INDOOR GARAGE & Commercial Storage 20x40x16 w/14x14 doors start at $300. 20x50x16 w/ 30 amp elect, man door & pwr door opener start at $425. Garage Storage LLC, 4070 Camelot Cir, located I25 Business Park. I-25 & Hwy-66. 970-535- 6074 www. Longmont-storage. com

drive your

wheels

Brand New Homes to Rent Starting at $899/Month!

List your car and get ready to roll.

$10, 3 lines, 30 days

3 to 4 bedrooms and 2 baths Fitness room Club House Playground Pool Pet Friendly

Expires 9/30/2011

Private party and general merchandise only. No refund for early cancellation.

6020

EMPTY YOUR GARAGE List your sale

Sun Homes At Eagle Crest 888-246-5232 www.4eaglecrest.com

PLACE YOUR AD. Call 303.466.3636

Mobile Home For Rent

6020

Mobile Home For Rent

EMPTY YOUR GARAGE List your sale

and prepare to purge. $25, 10 lines, 4 days plus a FREE garage sale kit! Place your ad. Call 303-466-3636 or 970-635-3650 Or visit FrontRangeClassifieds.com

and prepare to purge. $25, 10 lines, 4 days plus a FREE garage sale kit! Place your ad. Call 303-466-3636 or 970-635-3650 Or visit FrontRangeClassifieds.com

Classified Ads get Results very, very fast!

Classified Ads get Results very, very fast!

or 970-635-3650

www.HomeandRealEstateWeekly.com Your source for local home and real estate news, as well as a comprehensive home search function powered by ColoProperty.com NEW LISTING 2047 Falcon Drive Great Semi-Custom 2-story in popular westlake subdivision! backs to Open Space with Mtn Views! Master w/priv deck, luxury 5 pc bath w/jetted tub & walkin closet. Spacious eatin kitch. is open to the fam. rm w/gas frplc. Great flr plan for entertaining w/lg.liv/din area. Lite & Brite! Workbnch area in gar. Cov. Patio Unfin.bsmt w/roughin bath offers many opportunities for expansion or storage. Low maint lndscape. Low traffic street. Near McIntosh lake & trails!

The 2208 3rd Ave

Brick ranch w/3 BR, 1 bath, large fenced back yard, updated throughout, immaculate!

Call Dyer Realty, Inc.

303-772-3200 Mar vin Dyer

$350,000

Team

BROKER ASSOCIATE Diane’s Direct Line:

303-827-704 6

$410,000

3331 Mountain View Avenue

Wonderful ranch-style patio home in coveted Lgmt Estates w/Mtn Views & low maint. lifestyle w/NO HOA fees. Great flr plan offers 2 bedrms & a study (could be formal din.rm & expand kitchen into an eatin kitchen), fam. rm w/ mtn views, Main flr laun,& frplc in the inviting liv. rm. VERY close to Twin Peaks golf course. Hospital, parks,lighted tennis courts, canoeing & walking trails.Very small priv. fenced yard & unfin. bsmt. Lots of Potential!

$210,000

For Further Details Of These Listings And:

Experience Isn’t Expensive...It’s Priceless

Diane Stow, ABR, CRS, GRI, SRES, CDPE

332 Sherman Street

Fabulous Westside Old Town Lgmtt 2 story w/2 main flr bdrms, 3/4 bath & priv. mstr retreat on 2nd flr. MANY UPGRADES to this gorgeous home w/ spacious eatin kit. w/ bamboo flr incl.all kit. appli.incl. gas range/oven w/digital display, stnlss steel hd, island w/brkfst bar, H2O Htr, A/C,furn,& humid,, elec. updating, Pella French bk dr, custom ldscp, drvwy & spr. syst. new main sewer line to st. Det. gar. alley.Fenced bkyd. A MUST SEE!

TO SEE ALL OF DIANE’S LISTINGS

With Detailed Information, Multiple Photos & Virtual Tours,

VISIT:

w w w . d i a n e s t o w . c o m Email: Re/Max Traditions, Inc. 2204 18th Avenue (303) 772-3800

diane@dianestow.com


September 3, 2011 Real Estate Transactions are supplied by Prospects Unlimited Inc., www.prospectsunlimited.com, 303-979-9536.

Longmont • Michael Saenz from Dennis Furuta, 10695 Durango Pl, Longmont, $136,100, home • James Hudson from William Hitchcox, 3656 Stagecoach Rd Unit 504, Longmont, $72,000, condo • Shelly Loukonen from Josiah McRoberts, 1921 Vaquero St, Longmont, $429,000, home • Vitus LLC from GRE Holdings LLC, 2017 100 Year Party Ct Unit C1, Longmont, $260,000, condo • John & Shar Lee from Barbara Harrington, 804 Summer Hawk Dr Unit 3201, Longmont, $115,000, condo • Nancy Bradley from Doris Levassiur, 804 Summer Hawk Dr Unit 4103, Longmont, $125,000, condo • John & Norma Sterling from Melvin C Nelson Living Trust, 758 Megan Ct, Longmont, $295,000, home • Cliff & Carol Rogge from Aurora Loan Services LLC, 818 S Terry St Unit 93, Longmont, $111,000, condo • Robert & Linda MacLaren from Connie Buswell, 7392 Rozena Dr, Longmont, $700,000, home • James & Jacqueline Sheppeck from Morgan Campbell, 2233 Barn Swallow Dr, Longmont, $417,000, home • Dalan & Lana Haase from Stephen Davis, 511 Little Fox Ct, Longmont, $565,000, home • Coral Dye from Deutsche Bank National Trust, 2336 Sherman St, Longmont, $150,000, home • Robert & Roseanne Case from Daniel Eamon, 664 Buchanan Ln, Longmont, $175,000, home • Mark & Tanya White from Fannie Mae, 20 Lois Pl, Long-

mont, $145,000, home • Den Van from Robert French, 1942 Wasach Dr, Longmont, $543,200, home • Salvador Mena from Habitat For Humanity St Vrain, 1721 Spruce Ave, Longmont, $217,600, home • Juan & Patricia Velez from Christian Holstine, 1026 Wyndemere Cir, Longmont, $445,000, home • David & Sarah Obuchowski from Thomas Hutchinson, 1112 Longs Peak Ave, Longmont, $305,000, home • Tarasa Lovick from Francis Keating, 640 Gooseberry Dr Unit 805, Longmont, $158,000, condo • Katharine Gaddis from Valentina Morani, 801 Confidence Dr Unit 12, Longmont, $200,000, condo • Bruce & Jody Bullough from Mark Mullet, 2331 Smith Ct, Longmont, $221,000, home • Benjamin & Samantha Fenster from Mazen Nammari, 1761 Preston Dr, Longmont, $265,000, home • Raymond Derr from Robin Nissen, 2120 17th Ave, Longmont, $152,500, home • Colleen Ryan from James Tresch, 4075 Spy Glass Ln, Longmont, $870,000, home • Ryan & Chelsea Fuelling from Neal Colingham, 10589 Durango Pl, Longmont, $148,900, home • Michael & Virginia Shaw from Jeffrey Shaw, 7710 County Road 5, Longmont, $275,000, home • Rashmita Patel from Am Intnl Relocation Solutions, 759 Glenarbor Cir, Longmont, $235,000, home • Philip Fagan from Boulder Creek Kingsbridge LLC, 1683 Venice Ln, Longmont, $240,000, home • Stephen Tebo from Boulder Jewish Day School, 7415 Lookout Rd, Longmont, $450,000,

Simplify your

HOME SEARCH

home • Eric & Connie Warmath from Leister Bowling, 521 Cameron Ct, Longmont, $198,500, home • Colin & Alisha Graham from Dane Coyer, 2133 Indian Peaks Cir, Longmont, $440,000, home • Jeff Teebken from Fannie Mae, 1503 Prairie Hawk Dr, Longmont, $227,000, home • Elliot & Brenna Sullivan from Federal Home Loan Mortgage Corp, 1555 18th Ave, Longmont, $117,600, home • Jessica Greenlee from Christopher Gilbert, 954 Wolf Creek Dr, Longmont, $207,500, home • Hugh Curley from Guaranty Bank Trust Co Trustee, 1764 Juniper St, Longmont, $155,000, home • Justin Macy from Lester Johnson, 620 Loomis Ct, Longmont, $370,000, home • Raymond Derr from Stephen Lampey, 1502 Vivian St, Longmont, $212,000, home • Miranda Reeves from Kate OBrien, 2112 Pintail Dr, Longmont, $339,500, home • Petra Warlimont from Joan Sheley, 1115 15th Ave, Longmont, $200,000, home Allenspark • Stephen & Mary Omeara from James Blackburn, 11699 Peak To Peak Tract, Allenspark, $110,000, home Berthoud • Willis & Staci Wetzler from Utes Real Estate Co, 436 Weld County Road 10E, Berthoud, $172,500, home • Francis & Karin Thompson from John Hammel, 4980 Getaway Dr, Berthoud, $670,000, home Dacono • Randall Weber from Bank of America, 2045 Skyview Pl, Dacono, $119,900, home

Times-Call / Home & Real Estate Weekly

• Billy Gutierrez from Deutsche Bank Natl Trust Co, 3020 Sunburst Pt, Dacono, $128,000, home Erie • Geoffrey & Gunh Mansell from David Caldwell, 1399 Northview Dr, Erie, $385,000, home • Ursula Gallucci from Fannie Mae, 101 Huntley Creek Ct, Erie, $134,500, home • Wu & Selina Tsien from Fed Home Loan Mtg Corp, 3000 Blue Sky Cir Unit 11-105, Erie, $90,000, condo • Nathan & Christin Bogg from Meritage Homes Colo Inc, 1541 Vale Pl, Erie, $462,400, home • Brian & Iseult Young from Taylor Morrison Colo Inc, 519 Powers St, Erie, $322,200, home • Jack & Barbara Fowler from Joseph Wilson, 215 Montgomery Dr, Erie, $151,000, home • John & Abigail Kovach from Christopher Bickmore, 3216 Billington Dr, Erie, $273,000, home • Mark & Jean Hereim from Erik Helmsin, 3219 McClure Dr, Erie, $290,000, home • David George from Robert McCormack, 929 Lasnik St, Erie, $400,000, home • Jonathan Nelms from Richmond American Homes Colorado, 439 Graham Cir, Erie, $298,400, home Firestone • Cassie Fisher from JJ Construction Norther Colo LLC, 5281 Roadrunner Ave, Firestone, $213,600, home • Gregory & Lucia Lannan from JJ Construction Northern Colo LLC, 5396 Remington Ave, Firestone, $224,300, home • Michael & Linda Gallegos from Mary Scott, 5973 Sparrow Ave, Firestone, $257,000, home • Valerie Miller from Melvin

Rider, 10441 Dresden St, Firestone, $210,000, home Frederick • Jeffrey Shaw from Hauck Preserve At Idaho Creek, 1391 Hauck Preserve, Frederick, $210,000, home Lyons • Susan Hiebert from Anna Schonlau, 517 2nd Ave Unit 1, Lyons, $241,000, condo Platteville • Scott Crumpton from Irene Long, 302 Disc Ln, Platteville, $172,500, home • Beth Hexamer from Kirsten Smith, 19522 Weld County Road 31, Platteville, $136,500, home Foreclosures – notice of election and demand • Borrower: Daniel & Janelle Flanscha, Lender: US Bank National Association, Amount: $444,386, Property: 4234 John Galt Dr, Berthoud, Filed: 08/19/11 • Borrower: Torrey Hills LLC, Lender: Colorado Community Bank, Amount: $568,015, Property: 2648 Country View Ct & 3016/30, Berthoud, Filed: 08/23/11 • Borrower: Bruce & Dana Hayes, Lender: Suntrust Mortgage Inc, Amount: $406,349, Property: 5129 Foothills Dr, Berthoud, Filed: 08/24/11 • Borrower: Marvin & Valerie Miller, Lender: US Bank National Association, Amount: $257,510, Property: 345 Tynan Dr, Erie, Filed: 08/18/11 • Borrower: William Patterson Jr, Lender: Provident Funding Associates LP, Amount: $266,330, Property: 2150 Chestnut Cir, Erie, Filed: 08/24/11 • Borrower: Akindele Akinyemi, Lender: Wells Fargo Bank NA, Amount: $377,785, Property: 1137 Petras St, Erie, Filed: 08/18/11

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Times-Call / Home & Real Estate Weekly

September 3, 2011

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Golden Bear-Longmont

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John England • 406-868-3020

Day

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$159,900

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1232 Atwood

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Coldwell Banker Residential Brokerage Longmont/ Torres

720-320-1405

Saturday

$343,000

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5097 Rimrock Ave.

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$345,000

Longmont

2120 Springs Pl.

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303-641-8052

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Longmont

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Saturday & Sunday

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