Boomers and Beyond Expo

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5 Kristi Ritter Special Sections Editor kkritter@times-call.com 303-684-5275

Summer Stair Special Sections Assistant Editor sstair@times-call.com 720-494-5429

Boomers & Beyond Expo vendors Discover the benefits of wood carving A glimpse at a Colorado carver Caregivers provide needed support

Contributing Writers Kate Frasure, Lauren Seaton, Brian Smith

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On the Cover Larry Duane with his plane. Photo by Brian Smith Design by Travis Claussen Online www.TimesCall.com/ magazines.asp

15 Couple finds passion in rafting Live longer, healthier lives Create a strong resume Protect yourself from identity theft Grandparents can get involved Longmont flight instructor shares passion Successfully sell stuff Making room for parents Adults return to school Retirees find drive in volunteering Financial tips for retirement

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It’s time for a Call (720) 565-9820 today to arrange your complimentary review. H. Thomas Husted Senior Financial Advisor Robert G. Hynes Senior Financial Advisor Ameriprise Advisor Services, Inc. 1800 Broadway, Suite 110 | Boulder, CO 80302 (720) 565-9820 | Toll Free: 1 (866) 565-6746 H&R Block Financial Advisors, Inc. has become Ameriprise Advisor Services, Inc., an Ameriprise Financial company, and is no longer affiliated with H&R Block, Inc., or any of its affiliates. Investments and financial advisory services are offered through Ameriprise Advisor Services, Inc. Member NYSE/FINRA/SIPC. Your meeting will include a review of your existing financial situation and potential opportunities, gaps, or general strategies. You will not receive a comprehensive review or investment advisory services for which fees are charged. © 2009 Ameriprise Financial, Inc. All rights reserved.

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Thursday, Sept. 3, 2009 9 a.m. to 4 p.m. Radisson Conference Center

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Presented by:

1850 Industrial Circle, Longmont Behind the Radisson Hotel The Boomers & Beyond Expo is a one-day event that is designed to provide adults age 50 and older and their families with information and services that will assist them in maintaining an active, informed and healthy lifestyle.

Expo Vendors AARP Dedicated to enhancing the quality of life for all as they age. Advanced Family Chiropractic Helping busy families find health solutions, not Band-Aids, for symptoms. Ahlberg Funeral Chapel and Crematory Full service, family owned and operated mortuary and crematory. Ameriprize Financial Investments and financial advisory services offered through Ameriprise Advisory Services Inc. Applewood Living Center A rehabilitation and skilled nursing facility. The Bridge Assisted Living at Longmont The Bridge Assisted Living community provides a homelike atmosphere that promotes independence and dignity for each resident. Carroll-Lewellen Funeral and Cremation Services Helping to celebrate a life lived with care and concern. Serving Longmont, Boulder County and the Carbon Valley communities since 1922. Center for People with Disabilities/ Seniors Low Vision Program Provide information, referral, education, training, peer support and

advocacy to enable residents age 55 and older with vision loss remain active and independent.

Cherry Creek Mortgage and 1st Reverse Mortgage USA Colorado’s leading mortgage company and 1st Reverse Mortgage USA presents the facts and fiction of reverse mortgages. City of Longmont Affordable Housing Programs For income qualifying seniors, down payment assistance, and affordable and accessible homes for purchase. Housing rehabilitation programs are also available for home repairs, improvements and accessibility modifications. Compassionate Chiropractic Whisper soft force, powerful results, new unique adjusting techniques with no twisting, popping or cracking. Complete Spectrum Financial Services Help people protect their assets and achieve their financial goals. Connelly Chiropractic A purpose to educate and adjust as many families as possible toward optimal health through natural chiropractic care. Crist/Mountain View Complementary pre-planning resources to help ease the emotional and financial burden on your family in the event of a loss. Ed & Ruth Lehman YMCA The YMCA is committed to helping people build healthier lifestyles through programs that develop a healthy mind,

body and spirit.

Eye Care Center of Northern Colorado The most comprehensive multispecialty eye care group in Northern Colorado since 1969. Golden Eagle Financial, Ltd. Offering complete financial services. Golden West Offering options for assisted and independent living apartments and studios. The campus provides a full range of meaningful activities and events. Good Samaritan Society Communities of Northern Colorado Offering senior living, assisted living, home healthcare, rehabilitation, memory care and long-term care. Hover Community Inc. A non-profit senior living community comprised of Hover Manor Senior Apartments and Beatrice Hover Assisted Living. Howe Mortuary and Cremation Services The Howe family has been the area’s premier funeral and cremation service provider since 1898. Humana A trusted medicare insurer for more than 20 years in helping the Medicare population with their health insurance needs. Kaiser Permanente Providing personal care people deserve by top-notch doctors at convenient medical offices. Continued on 12

Vendors • Free Seminars • Free Admission

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Wood carving provides stimulation, release By Brian Smith Longmont Times-Call

Having been a woodworker all his life, the art of wood carving has deep roots for John Tarpley. In fact, he still has carvings his mother made from long ago that are connections to his past and reminders of loved ones lost. The art is so prominent to Tarpley that he continues the tradition of carving despite the arthritis in his thumb. And he is finding himself in growing company as the hobby of wood carving grows among seniors. Producing figures or art from the surface of wood is proving to be a relaxing way for the older generations to keep their minds sharp and their fingers nimble. “You know when you get older you start to lose some of the things you once had. Carving shakes things up and gets you to relearn some of those techniques,” Tarpley says. “It really stimulates the mind.” The growing interest is evident in the group classes at the Longmont Senior Center every Friday morning. “It’s a great place for us carvers because it is so hard to find a place that we can use to all get together,” says co-instructor Bob Smith. Carvers who attend the group meetings may range in experience and age, but everyone is there to help each other. According to Tarpley, the hobby has provided a great fellowship among men and women alike, and is a “good time to release and talk with other people your own age.” He adds that the simple act of carving can “utilize the mind and eye together and make other aspects of life more enjoyable” due to the fact that the “more mentally aware you are, the better outlook you can have on life.” From lions to ducks, relief to bark carving, woodcarving is only limited by the carver’s own imagination. If your imagination conjures up something your hands can’t quite fashion, everyone in the group is eager to help one another and share knowledge. “You do a lot of thinking when you start to carve. You have to look at the wood and see what it wants to be,” Tarpley says. “There is something in there that wants to get out.” The woodcarving group meets Friday mornings at the Longmont Senior Center year-round from 8 a.m. to noon and is free to the public. For more information, call 303651-8411.

Above, from left: Bob Smith, Ray Hall and John Tarpley share a laugh at the Longmont Senior Center during the woodcarving class. Left: Jerry Salden works on carving a face into a golf ball. (Brian Smith/Times-Call)

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Longmont

Behind the Carver

Senior Services

Boulder carver Lueb Popoff carves a fox into a Box Elder tree at Foothills Elementary School. (Brian Smith/Times-Call)

Why is carving a good hobby? A: I have always felt that working with my hands is extremely satisfying. Even when I was younger, I doodled, painted houses and spent time cooking professionally as an adult. It is that creative element of creating something from nothing that makes wood carving so self satisfying. Why would carving be beneficial to an older generation? A: Carving helps to keep you active, engaged and helps stimulate creativity which is important for all around health and mental well-being. It feels good to be engaged in a hobby of some type. Also, with wood carving, you can sell or give away your creations which brings joy to others, as well. What can you get from carving that you can’t anywhere else? A: Well, the process is very creative and very satisfying to watch something emerge from a block of wood. Living in the forest with wildlife is my inspiration. With wood, I can create carvings that are a reminder of the natural world around us and their importance. What sort of spiritual journey takes place when one carves? A: Carving is one of those things that

– Brian Smith

takes you to another place. It refocuses your attention to the block of wood you are carving and takes you away from the fast pace of everyday life. It is a great stress-management activity. How is it that you know what figures to carve from the wood? A: I approach it one of two ways. Sometimes, I become inspired to carve a specific thing, and go buy or find a piece of wood suited for the carving. Other times, I might come across an interesting piece of wood and I see something floating within the wood that is waiting to be released. What would surprise most people about carvers? A: Most carvers are self taught or have taken just a few carving classes to get started. Most people think you need to go to a fancy carving school in Germany to become good, but with a little practice you might be surprised at what you can create. Personally, one day I took a few carving tools into the backyard with a log and pencil sketch. I just tried to carve the log to look like the sketch. I did this over and over again. Ten years later, I’m faster and better than I ever dreamed possible. Lueb Popoff is a freelance carver who works on contract. He can be reached through his Web site hollowlogonline.com. He also displays his work at the Boulder Farmers’ Market on Saturdays.

creating...

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Lueb Popoff has always had an artistic eye and loved to work with his hands, but it wasn’t until he was 37 years old that he discovered his carving talents. His journey to wood carving began after earning a degree in molecular biology and working as a sous chef in the Boulder area. He started to notice the art of carving with chainsaws and started studying a video of famous Minnesota chainsaw carver Jerry Farber. Carving ever since, Popoff expresses his talents through chainsaw and hand carvings. He has carved roughly a thousand carvings in various sizes and runs his own carving company named Hollow Log Tree Carving and Sculpture in Boulder.

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Complimentary pre-planning resources to help ease the emotional and financial burden on your family in the event of a loss. Ask for Geoffrey Herden

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Providing caregivers with support By Kristi Ritter Longmont Times-Call

The role of a family caregiver can be overwhelming. As the percentage of older people who need assistance grows – right now as least 65 percent – many turn to family and friends for the help they need. Others are not as fortunate to have family nearby, leading them to turn to paid providers. For family caregivers, the amount of help they provide can often determine if the older person can remain at home. The amount of support placed on those caregivers is unmeasurable, and often provided for free. In a 2006 report by Peter S. Arno entitled, “Economic Value of Informal Caregiving,� he says “the value of the services family caregivers provide Anne Togher, right, trains Evana Henri to be a for ‘free’ is esticoach for Toghers.com. The site was started by mated to be Togher two years ago to be able to provide $306 billion a support to caregivers nationwide. (Brian year. That is alSmith/Times-Call) most twice as much as is actually spent on homecare and nursing home services combined ($158 billion).� With so many responsibilities, yet a desire to help their loved ones, how do caregivers get the support and guidance they need? Most turn to local caregivers groups. For those here in Longmont, as well as throughout the United States, they can turn to the national Toghers network. Anne Togher, the creator behind the site, has more than 15 years experience in the family caregiving field which helped her realize the challenges that caregivers face. While running an adult day program for seniors with dementia in Boulder for 10 years, Togher worked hands on with individuals to find solutions and methods to make caregiving more achievable. “For the people I was working with, they needed someone to understand what they were going through,� she says. “They

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needed a large network to share ideas and support each other.” Ready for a change in her career, Togher launched the idea for a national networking site for family caregivers, one in which she could help make a difference in people’s lives. In 2007, Toghers.com (pronounced toe-gers) was launched to support and educate caregivers to improve everyone’s quality of life. The name of the company obviously comes from Togher’s last name, which was chosen for its Celtic meaning – oak causeways that were part of the early Bronze Era road system in Ireland that pilgrims traveled in search of settlements. In the company’s aspect, the name reflects Toghers’ mission to provide a roadmap to guide caregivers on their path of caregiving. The site works by providing resources for caregivers, including free articles, tip cards, leads to groups and organizations, and help on making decisions about caregiving. The site also has a marketplace link for online medical supplies, ones that are often referred by the care-

“Caregivers are critical to their (older people) ability to have quality of life. And with the boomer population growing and a desire to age in place, so is the need for family caregivers.” Anne Togher giving coaches. “We want to be a onestop shop for family caregivers,” Togher says. As a free member of the site, caregivers can contact a coach via online chat, phone or if possible, in person, depending on where the coach is. Currently, Togher says the company is a leadership team of seven that all work for equity in the company, believing that what they do is through a need of others. Right now they are focused on creating coaching plans that can help caregivers. For instance, a crisis plan should be put into place for all people

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so if something does occur, there is a plan to follow. Togher says the site offers a self-directed guide for caregivers to create their own crisis plan. It’s also a goal to create more plans on different levels. Ultimately, Togher says the site focuses on four main areas: coaching, plans, products and free information. “Caregivers are critical to their (older people) ability to have quality of life,” she says. “And with the boomer population growing and a desire to age in place, so is the need for family caregivers.” Two years into the company, Toghers.com is now focused on spreading the word about their network. In many ways it’s all done through social media, such as Twitter and Facebook, as well as Togher’s blog and guest articles. The next big step will be to develop partnerships with places that the company can help, like businesses that cater toward older people. In the end, it’s all about offering the support to caregivers that they need in order to provide for their loved ones, while also taking care of themselves.

Serving Boulder, Weld and Larimer Counties”

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Celebrating Lives, Honoring Memories. Our Family Serving Yours - Four Generations” Geoffrey Howe • David Lynch • J. Charles Bowland 439 Coffman St., Longmont • 303-776-2434 • www.howemortuary.com

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Boating The Big Waves Couple shares passion for river rafting By Lauren Seaton Longmont Times-Call

Top: David, Penne and daughter Becky Adams on Houserock Rapid in the Grand Canyon. Middle from left: A group of five people unwind at the end of the day by reading and relaxing. David scouts Granite Rapid, which is rated a 10. Bottom from left: David and Penne float in the Little Colorado river. The water is warmer at this point, where the Little Colorado joins the Big Colorado. The group eats a meal under a stone overhang on the river mile 205. This was the only shade available along the river. (Courtesy Penne Adams)

Any white water rafting trip, regardless of how big or small, carries with it surprises. Last summer’s Grand Canyon excursion was one such trip for Penne and David Adams of Longmont. On Aug. 10, 2008, the first day of a 224-mile rafting trip through the Grand Canyon, they celebrated Penne’s 64th birthday on a beach along the Colorado River. David had hidden a chocolate cake in their food cooler alongside two-weeks worth of meals. Penne was amazed by both the dessert and the group’s rendition of The Beatles’ “When I’m 64.” Originally from Michigan, Penne and David were married Aug. 5, 1977, and have lived in Colorado since. Now retired, they recently moved from Niwot to Longmont. Their passion for river rafting started about five years after they married. In 1982, Penne did a non-commercial rafting trip part way down the Grand Canyon with her daughter, Becky. She was hooked before stepping out of the boat. “When we hiked out, we went straight to the ranger’s station to sign up (for a permit),” Penne says. But rafting in the Grand Canyon is popular. It was seven years before they were awarded a permit and David could join his wife on the river for the full 16-day journey. “After that ’89 trip, we bought our own gear,” David says. Non-commercial, or private, trips through the Grand Canyon are done without a guide and on boats with a set of oars instead of paddles or motors. A permit from the National Park Service costs more than $500 after individual fees, and the trips take months to plan and pack – two weeks worth of meals, water, clothing, camping gear, helmets, personal flotation devices, first aid kits and for the Adams – a Dutch Oven for quality dinners.

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“Almost daily, I’m scared to death and loving every minute of it. It’s such an adrenaline rush.” – David Adams, on rafting the Grand Canyon

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Continued from 8 The canyon is both extreme and unique. Air temperatures often surpass 100 degrees, while the water hovers around 45 degrees. Scorpions roam the beaches and it’s isolated – almost all access to the river is either by foot, pack animal or helicopter. But a day hike can lead to a secluded waterfall with a fern gratto; dinner can be fresh caught trout. “It’s brutal, and you gotta be tough,” Penne says. “But it’s beautiful.” David adds, “Almost daily, I’m scared to death and loving every minute of it. It’s such an adrenaline rush.” On their 2008 trip, the Friday following Penne’s birthday celebration was the first night of major storms that dropped as many as 8 inches of rain on northern Arizona. The Adams set up camp on the beach between a cliff and the river. At 4 a.m., they woke to what sounded like gunshots – the rock slide came down fast. One rock shot through the tent, hitting Penne on the head. After seeing the blood, Paul wrapped her head in a sheet while she sat, still conscious. Then they left their tent, boat and all other belongings behind as they ran to a nearby camp. They waited approximately an hour for daylight. Then, fellow rafters rowed Penne

and David through rapids to Phantom Ranch, located near Bright Angel Creek. At the ranch, Penne was airlifted to Flagstaff Medical Center. She spent three days in the hospital with a compound skull fracture and a second-degree concussion. But Penne thinks her husband made the harder trip. “Dave had to hike out the nine miles up the canyon – in his sandals – to get out,” Penne says. Then he drove approximately 100 miles to Flagstaff, and the whole time “he didn’t know whether I was dead or alive.” Another rafter took their gear and boat down the river, and a friend drove their truck back to Colorado. Penne and David took a flight. “It was traumatic, but it doesn’t discourage us,” she says. “We realize how lucky we were.” In total, Penne has been on six Grand Canyon trips, and David has done four. Both have rafted numerous rivers in Colorado and Utah and were asked on two separate Grand Canyon trips this year alone. They couldn’t go, because of scheduling, but they vow to return; their relationship with the river is too strong to stay away. David advises others to follow their lead. “If you ever get the chance, quit your job and go. It can be a life changing experience.”

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Penne, David and Becky Adams in Matkatamiba Canyon. (Courtesy Penne Adams)

Rafting Terms: High side: The necessary act of jumping to the “high side” when coming up against an obstacle sideways. Pool: A deep, quiet stretch of river. Rapid: A fast, turbulent stretch of river, often with obstructions. River rating: A measure of the difficulty of a rapid or a river. Scout: To examine a rapid from shore. Standing waves: A wave caused by the deceleration of current that occurs when faster-moving water slams into the slower-moving water. Tongue: The smooth “V” of fast water found at the head of rapids.

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The Sports Medicine Series: Developing a Plan to Stay Active From 6:00 - 7:00 p.m., Longmont United Hospital

The Knee and Anterior Cruciate Ligament (ACL) Injuries:

Sept. 23

Prevention, Innovative Surgical Options, and Rehabilitation

The Shoulder: Advanced options to

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solve your shoulder pain. Non Surgical Solutions, Less-invasive Arthroscopic Options, Joint Resurfacing, Replacement, and Reverse Ball and Socket Solutions

The Knee: Cartilage and meniscus

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FEATURING NEW SENIOR LESSON PROGRAM!

Nov. 19

Series Presented by William Cooney, MD, Robert E. FitzGibbons, MD, and Timothy J. Pater, MD To register call 303.485.3596. For more information about Orthopedic Care at Longmont United Hospital, visit www.luhcares.org/orthopedics

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transplants and other advanced treatment options used to preserve your knee, decrease your pain and improve your activity level

Changing The Caring Experience...

Today, Americans are living longer than ever before, enjoying more time for travel, family and hobbies. For today’s seniors and baby boomers looking to stay healthy and independent for years to come, practicing easy, proven healthy-living strategies can make a difference in their health and wallets. During these difficult economic times, a little preventive health care can pay off and save money in the long run. “You can take steps to prevent premature aging and to stay healthy as you get older,” says American Medical Association President Dr. J. James Rohack. “Healthy living and regular check-ups can help older patients focus on enjoying their lives instead of worrying about their health.” The cost of making unhealthy lifestyle choices is staggering – both in terms of financial and human consequences. About 20 percent of those 65 and older who use Medicare for health coverage and have five or more chronic conditions, like diabetes and heart disease, see about 14 different physicians each year. Many of the associated costs can be reduced through preventive health care, early detection and treatment to avoid future complications and disability. Maintaining a healthy weight, getting regular exercise, and avoiding tobacco use and risky drinking makes a huge difference in overall health and greatly reduces the risk for chronic conditions. “It is never too late to start working toward a healthy lifestyle,” Rohack says. “Research shows that a healthy lifestyle can substantially reduce the risk of heart attacks and stroke, as

Sunset Golf Course will be offering senior group lesson packages for the Fall! Seniors can take advantage of group lesson offerings starting at $60 per person for a series of 4 lessons. (4-10 people per group)

Please contact Scott Sommers at Sunset Golf Course for more information 303-651-8466 Senior Annual Passes are also available at Sunset and Twin Peaks Golf Courses. Call for more information Sunset - 303-651-8466 or Twin Peaks - 303-651-8401

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well as delay or stop the onset of type 2 diabetes. Quitting smoking at any age can improve circulation and lung function and greatly reduce cancer risks.”

Eating Right Choosing the right foods is a major component of a healthy lifestyle. Healthy eating can help prevent and control many diseases, such as high blood pressure, heart disease and diabetes, and improve your energy level. Many people think this means going on a diet, but by making small changes throughout time, you can incorporate healthy habits into your normal routine. Aim to eat at least two cup-size portions each of fruit and vegetables daily, mostly whole grains, fish and other lean protein to get needed vitamins, minerals and essential fatty acids. Aim to eat smaller portions of foods high in sodium, sugar and saturated fat. Importantly, adults older than 65 should incorporate added calcium and vitamin D to reduce the risk of osteoporosis. Exercising Body and Brain Regular exercise can help prevent or delay type 2 diabetes, heart disease,

some cancers and help relieve arthritis pain, anxiety and depression. It isn’t necessary to have a gym membership to get enough physical activity. For exercise, take a walk or ride a bike around the neighborhood. Swimming is also great exercise and easier on joints. Gardening and playing with kids are also fun ways to be active. Muscle strengthening activities can also greatly benefit older adults to build muscle and strengthen bones. If you are older than 50, check with your doctor before starting an exercise program. Mental activity is just as important as physical activity. Activities like reading, playing cards and doing crossword puzzles can keep your brain alert and responsive for the things you do every day like grocery shopping, cooking and handling finances. Staying mentally active may also lower the chances of developing Alzheimer’s disease and help offset normal age-related decline in thinking skills.

Health Check-ups Healthy habits are important, but don’t forget regular visits to the doctor for screenings and preventive care to help avoid chronic disorders in vision,

Cataracts can happen at any age. However, they are the leading cause of treatable visual loss in adults 55 and older. Common symptoms are cloudy, fuzzy, foggy or filmy vision, colors that seem faded, glare from bright lights, halos around lights, not being able to see well at night, double vision, and frequent changes in an eyeglass prescriptions. If a person is older than 50 and experiencing change in his vision and has not had a recent eye exam, he should have a complete eye health exam by a medical doctor who is trained in all forms of eye disease and treatment. Dr. Terry Robinson, M.D. is an expert with more than 29 years of experience in the removal of cataracts, performing the latest state-of-the-art no stitch cataract surgery, including multifocal and astigmism-correcting intraocular lenses and the newest glaucoma medical and laser treatments.

Terry E. Robinson, M.D. Board Certifi Certified ed Ophthalmologist, Eye Physician & Surgeon

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hearing, bone density, cancer and obesity. Half of all American adults in 2005 did not receive recommended preventive care, including vaccinations, cancer screenings and blood-pressure checks. By getting a regular physical exam, a physician can catch health problems early on, treating them with efficiency and accuracy to maintain overall health. Healthier people spend less money on health care.

Independent Retirement Living Come visit with us at our booth (303) 651-7022

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Talk to Al Smith or Ken Brunk at the Boomers Expo or call 303-744-1128 • 866-744-1128

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exercise rehabilitation clinic focusing on baby boomers, seniors and women’s health.

Continued from 3 Life Care Center Longmont’s premier skilled nursing facility offering inpatient and outpatient rehabilitation, long-term care, memory care and respite. Longmont Clinic A cornerstone in our community for more than 100 years, Longmont Clinic is a complete medical center known for great doctors and exceptional care. Longmont Senior Services A focal point for recreational programs and supportive services for older adults and caregivers of older persons. Longmont United Hospital Expert caregivers, compassionate healing and innovative technology. In 2009/2010, HealthGrades recognized LUH as top 10 in the nation for Outstanding Patient Experience. Medically Based Fitness Physical Therapy and Exercise Clinic Comprehensive physical therapy and

Mountain Valley Health and Hospice Full-service, home-based medical company providing compassionate care to you and your family. The Peaks Care Center and Frontier Therapy Center of Longmont Providing 24-hour nursing care for each resident and therapy so they can return to their home environment. Secure Horizons Providing health insurance choices for Colorado Medicare beneficiaries. Silver Lace Landscape Inc. Creating inspiring renovations and extraordinary new construction landscapes for 20 years in the Front Range area. The Vistas in Longmont The Vistas in Longmont offers independent, assisted living and memory care apartments with majestic views, private pond and a homey environment. Waddell & Reed Financial advisors.

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Resume 101 Put focus on transferrable skills By Summer Stair Longmont Times-Call

Searching for a job at any age can be daunting, but when you are faced with 20-plus years of experience, how do you craft a resume and cover letter that isn’t overwhelming? Gordon Miller, senior partner at Dovetail Solutions in Denver, says the most important thing for boomer-age job searchers to remember is to forget their past and start talking about the future. “Many of today’s employers don’t hold experience as important as transferable skills,� he says. “They are also concerned that boomers are burned out so candidates need to show a youthful energy in their resumes.� Showing a youthful presence through your resume and cover letter is important, because unfortunately age discrimination still happens in the workplace. Miller says being able to talk about the industry you are applying to, their competition and specific ways you will bring value today and tomorrow will bring the focus away from age and to you. “Also, don’t talk about the past – talk about the future,� he says.

“An older person simply has more to offer because of his or her experience,â€? says Loren Sciaky of Potent Communications in Boulder. “It should be a fairly simple matter to demonstrate the breadth of the older candidates experience and accomplishments.â€? Following are some tips from Miller and Sciaky on how to craft a successful resume and cover letter no matter what age you are. • Focus your resume. Miller says resumes used to be all about education and experience, but today the focus needs to be more about how you can bring value to a specific company. So in other words, candidates should customize each resume for a specific company. • Keep it at two pages. The standard length of a resume used to be one page, but both Sciaky and Miller say it can be longer, but no more than two pages. “Longer resumes are now acceptable, and this is particularly the case when the job seeker has a great deal to offer,â€? Sciaky says. “A resume should be lean, with only the most powerful information in it. If it’s two pages, that’s OK.â€? • Don’t include references in your initial contact, but do say “References available upon request.â€? When a company requests them have them ready to send, or take them to the interview. • Include a unique and personal cover letter. Miller says the biggest problem with cover letters is they are often too formulaic. Take time to put some thought into it. Sciaky believes a cover letter is the job seeker’s chance to make

their eagerness known. “If the cover letter is well written, the candidate’s character and enthusiasm should be evident,â€? he says. • Think ahead to the interview. It is important to always be prepared for an interview, because you could get a phone call at any time. The interview is what most job seekers are waiting for, this is their chance to distinguish themselves from all the other candidates. • Network. Whether you do this professionally or socially, networking often is what helps candidates get a foot in the door. In today’s economy it often isn’t what you know, but who you know. Miller says getting a “warm introâ€? to a hiring official from someone you know can make a huge difference between you and someone else being hired. • Don’t let your ego interfere. “The biggest mistake (candidates make) is thinking all their experience somehow entitles them for serious consideration,â€? Miller says. “It usually doesn’t.â€?

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August 30, 2009

Know identity theft basics to protect yourself Article Resource Association

When the shock of shattered nest eggs eased, many Americans got down to the serious work of rebuilding their financial futures. If you’re a baby boomer, you may be in better financial shape than people in other generations. You might also feel pressure to preserve the wealth you’ve retained and protect your ability to continue saving for retirement. Identity theft is one of the fastest-growing threats to financial health.

Identity (ID) theft was the top complaint category for all complaints filed in 2008 with the Federal Trade Commission-maintained Consumer Sentinel Network, which catalogs complaints made to the FTC and numerous other agencies, including the Better Business Bureau, the U.S. Postal Service and the National Fraud Information Center. Nearly 314,000 complaints – more than a quarter of all complaints – were related to ID theft, according to the FTC. The FTC recommends a threepronged approach to avoiding ID theft – deter, detect and defend.

Deterring ID theft • Always use passwords for credit, bank and other personal accounts, especially if you access them online, and ensure the passwords are not something easy to guess. • Secure your own personal information by shredding documents with identifying

information before you trash them at home or at work. Never share personal information over the phone, through mail or online unless you’ve initiated the contact. • Don’t carry your SSN card with you and share the number only when absolutely necessary.

Detecting ID theft • Keep an eye on your credit report for any suspicious activity. • Watch out for signs your ID has been stolen, such as not receiving expected bills or mail, receiving credit cards you didn’t apply for, calls or letters from debt collectors about products or services you didn’t buy, or unexpectedly being denied credit. Defend against ID theft Consider enrolling in an ID protection program that helps monitor your credit report. Programs like ProtectMyID.com can help you secure your rebuilt nest egg by helping you keep an eye on your credit report and activity.

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We are Flexible with Your Care. Whether you need lite medical help, intensive rehabilitation therapy or end of life care, we have you covered with our flexible medical care.

• 24 Hour Help • Tele-Medicine • Medication Management • Advanced Wound Care • Grief Support • Palliative Care • Inner Ear Disorders • Medicare and Medicaid Accepted By Kate Frasure Longmont Times-Call

In today’s mobile society, it is even more important to be surrounded by family. Children do not only need their parents around when they are growing up but it is almost crucial to have grandparents in their lives also. “It increases children’s trust levels by showing them that adults other than their parents care about them,� says Dr. Shirley Thomas, a child and family psychologist in Longmont. Thomas, who recently became a grandparent herself, offers some ideas that grandparents can do with children of all ages.

Ages 3 to 5 Thomas says at this age, children are more oriented toward playing with games and objects, as well as being active outside. However, with winter approaching, going outdoors is less of an option. • Take toys and put them on the floor, follow the lead of the child in play. • Go to the library and have the child pick out books that you both can read together. Thomas says you can even make this a routine. • Rake leaves into a pile and jump in them. Ages 5 to 8 • Bake cookies or cook a special dinner for the family. • Play card games, such as Go Fish, or board games. • Make your own autumn journal with leaves from outside. Add leaf prints by placing a leaf, vein side up, beneath a piece of paper and then rubbing a crayon sideways along the papers top side. Ages 8 and Older • Do special things that parents can never do, such as teaching children about their family history with photo albums. Talk about growing up during that period of time with all the grandkids great grandparents, uncles, and aunts. • Visit the local museum or go to the movies. • Look in the paper or online for local events occurring in your town. Check out www.boulderkids.com, www.downtownlongmont.com and www.guidespot.com/guides/freebie_activities_in_denver for more events and places to take grandchildren.

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Times-Call Publication

August 30, 2009

Local pilot shares love of soaring in the skies Story and Photos by Brian Smith Longmont Times-Call

Top: Larry Duane, Colorado Backcountry Fliers instructor, with his 2005 A-1B Husky tailwheel airplane.

In a time when Sputnik first circled the Earth and Alan Shepard and Neil Armstrong were national heroes, a young Larry Duane looked up to the sky in wonder. “When I was 6 years old, my father put me into my first airplane and from then on I always knew I was going to be a pilot,” says the Longmont pilot and instructor. But it wouldn’t be until much later in his life, when he moved to Alaska, that he actually got behind the prop to start a life-long passion. Before Duane was the accomplished flight instructor he is today, he was a confused 17-year-old kid whose father had just died. An only child, he felt he needed to find himself. He left home looking for a few adventures, eventually enlisting in the Marine Corps as an F-4 Phantom fighter jet mechanic. After the Marines, he got his kicks by learning to skydive and shortly thereafter found himself moving to Alaska to pursue a career in the expanding banking field. In his spare time, Duane decided to pursue flying and within 45 days he had his license. “I was flying three to five times a week ... I was

Continued on 17

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Continued from 16 possessed,” admits Duane with a chuckle. He was in his essence, doing what he was born to do. “I think we are predisposed genetically. Flying is a disease, once you get it you can’t get rid of it,” he says. Despite his feverish love for the sky, Duane kept his day job in the banking industry; a decision he still questions to this day. But the end justifies the means and he is content with his life as a flight instructor. After years of flying across the United States, Duane was ready to share his experiences with others interested in flying. “Everyday, in the back of my mind, I was thinking that I wanted to be a flight instructor,” he says. Following his instinct, he retired from the banking industry, moved to the Front Range and started to earn his teaching certificates. He soon found that teaching was his true calling. “I am most satisfied and motivated when they (my students) are motivated. There is nothing I love more than a student that comes to me and asks if we can we fly everyday,” he says. Duane is now a flight instructor for

Larry Duane, Colorado Backcountry Fliers instructor, poses with his 2005 A-1B Husky tailwheel airplane at Vance Brand Airport.

Colorado Backcountry Fliers, which specializes in teaching students to fly tailwheel aircraft used for back country and mountain flying. He also teaches through Air West Flight Center located at the Vance Brand Municipal Airport in Longmont. According to Duane, learning to fly is popular with the older crowd because they have more time, disposable income and a sense of “I better do this now, while I can.” And the “this” is what fascinates him. “I go to places people only read about in books,” Duane says. “Seeing everything, I’m just blown away. The beauty Mother Nature has done. Seeing all of that from the air. It is really tough to get the big picture when you are on the ground.” For many, flying is a form of escapism. But more than just “getting

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away from the office” it is a life-long pursuit of what lies over the next cloud – adventures only limited by the gas in your tanks. Duane encourages anyone who is thinking about learning to fly to take the leap and sign up. “If you went into a room and asked how many people would like to learn to fly, nine out of 10 people would raise their hands,” he says. “Most anyone can fly. The tactile skills, the power, everyone has the ability to but are not comfortable stepping into an entirely new world.” But flier beware: according to Duane, the sky is infectious. It’s a relationship that many flirt with their whole lives, some more than others. “My world is small in many ways, but not in others.”

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Times-Call Publication

August 30, 2009

For Sale Clear out clutter with these tips By Lauren Seaton Longmont Times-Call

Some people collect, and some people hoard. Others create. But any hobby, craft or pass time can result in a garage full of hand carved figurines, a closet brimming with Vietnam War memorabilia or bags of stamps spanning decades. Today, there are increasing options for how to profit from your hobby or simply clean out your closets. Here’s how to start:

Step 1 Determine what you want to sell. Step 2 Advertise. Although, it’s no secret that newspapers have struggled this past year, local papers are fairing better than larger national organizations. A recent study by the Inland Press

Association found that, “classified ad revenue among daily newspapers with circulations of less than 15,000 actually rose by an average of 23 percent in the five years ending in 2008,” as written in an Associated Press story by Michael Liedtke. So, don’t disregard your local papers. They still have an audience, and it may be the right audience for what you’re selling. But whether you communicate your wares in a local newspaper, on signs tacked to telephone poles or on the Internet, be specific. If it’s a moving sale, say so. If it’s online or in the paper, take detailed photographs of your items with a digital camera. Longmont resident, Kate Jones, sells items at Om Shanti Handcrafts, her online Etsy store. “Potential customers like to be able to examine exactly what it is that you are selling,” Jones says. “They can’t pick up what you sell, try it on or smell it, so they depend entirely on your photographs and descriptions.”

Step 3 Write a clear description of your wares. “Be honest and thorough here to avoid troubles later,” Jones advises. This is true regardless of the medium being used. Whether it’s your first time or 100th

time selling, your reputation is your most important asset.

Step 4 Price your items. Decide whether you just want to get rid of the product or actually make money from it. Step 5 If you’re selling online, monitor your sales daily. If you’re selling through a local newspaper, verify that your information prints correctly. Whatever or wherever you choose to sell, be accessible and have fun.

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m8/20/2009yTCsstair August 30, 2009

Think you have a crowded house? Maybe you’re not alone. Surprising new data from the U. S. Census Bureau finds that many Americans are making room in their home for parents, followed by siblings and other relatives. From 2000 to 2007, the number of parents who moved in with their adult children grew 67 percent to 3.6 million. Even more interesting, the number of parents younger than age 65 in these households increased by 75 percent and those 65 and older rose 62 percent. With uncertain economic times and higher housing costs, combining households has become a more prudent approach to managing expenses. If you’re planning on making room for parents, siblings or others, a room remodel might be first on your agenda. It is estimated that more than a million homes undergo a remodel or renovation each year. And now’s a great time to connect with contractors. Kitchens remain the most popular room for remodeling, according to the National Association of the Remodeling Industry, because they tend to keep their resale value. If you’re looking for home improvements that are also good for the environment, consider these green remodeling tips from Pella Windows & Doors. • Windows – Install Low-E double or triple-pane windows for at least the east and west windows, subjected to intense morning and afternoon sunlight, causing significant summer heat gain. Look for a Solar Heat Gain Coefficient (SHGC) of 0.40 or less. And select Energy Star qualified windows. • Lighting – Purchase compact fluorescent bulbs. • Appliances – The initial price is often less than the cost of running them over a long period of time. For a greener home, look for the Energy Star label. • Flooring – Buy more durable and natural surfaces like tile, stone, cork, harvested wood, stained concrete or bamboo.

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m8/20/2009yTCsstair 20

Times-Call Publication

August 30, 2009

A Second Chance Many return to college for a new career By Kate Frasure Longmont Times-Call

Sitting at a table in Perkins, Larry McGarity of Loveland proudly pulls out a copy of his Colorado State University diploma. Taking a sip of his coffee he explains the feeling of being the first student in line to receive his diploma this past May and the indescribable emotion when he was named the top business student in his concentration. So what makes this student so amazing? After all, thousands of college students graduate each year. McGarity is 61 years old. Today, many older adults are returning to college to earn a degree. “Many are just rekindling something they started a long time ago,” says Kathryn Tisdale, the director of Student Services of Continuing Education for the University of Colorado at Boulder. “They started college a long time ago and then life happened. Now the kids are grown or in college and they have refocused their attention on going back to college.” In McGarity’s case, he chose to return to college because the company he was working for in Loveland outsourced to Malaysia. The company offered to pay for him to go back to school to earn another degree. “I got really sick of sitting at home all day,” laughs McGarity, who graduated from Santa Rosa Junior College in 1972 with an associates degree in electronic

Sharing Moments

technology. He now has a bachelor of science degree in business administration from Colorado State. The new graduate of CSU says when he first applied to the school he was under a tight time line. “By the time I decided to go back, I was too late to get into the spring semester and I had to seek a waver.” Of course, this did not slow McGarity down. He went to Front Range Community College to earn credit for his core classes, taking classes such as microeconomics and college algebra. Then in the fall of 2007, he was accepted into CSU. According to Tisdale, the biggest concern among older adults when they are considering to return to college is whether they will fit in with the younger crowd. Since more adults are returning to college it is not as big of an issue. As Tisdale says, older adults actually bring enrichment to classes. “Someone actually can recall a time period that they have lived through and offer more insight than a book could ever get across.” Even McGarity says he can recall many occasions where he knew the instructor was wrong because he had actually lived during the time or in the place where an event occurred. Tisdale says older adults going back to college is the largest growing demographic according to the Adult Education Participation study in 2004-2005 by the National Center for Education Statistics. Forty-four percent of adults

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surveyed were involved in some kind of formal education, a higher percentage than indicated by younger participants. “We are seeing more and more adults returning to college, showing that education never stops being valuable,” Tisdale says. McGarity hopes to keep working as long as he can and wants to try and pursue a masters in systems engineering. He agrees that education is a priceless necessity and no matter how old a person is, they can always keep learning.

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Boomers redefine volunteerism Article Resource Association

Baby boomers have been rewriting American culture for decades. Now, as the first wave of retiring boomers leaves the work force and the next wave is reaching the 55-plus mark, they are redefining yet another great American institution – volunteerism. In 2002, Dom Gieras retired from his job with the State of New York after 30 years. Where once his volunteering revolved around his family’s needs, including stints managing his son’s baseball teams, today, he is a volunteer technology consultant with the Executive Service Corps of the Tri-Cities. Gieras consults on projects for local nonprofit agencies, is a volunteer Webmaster for a literacy organization, and is the creator of the Capital District Nonprofit Technology Assistance Project, a Web site that serves as a reference guide to technology solutions for local nonprofits. Now that baby boomers like Gieras have more time of their own, they are increasingly looking for innovative ways

to serve nonprofits. And, like Gieras, many are choosing opportunities that are rooted in the skills and experiences they acquired in the working world. “Boomers came of age in an era of activism and involvement,” says Jill Friedman Fixler, an expert on boomer volunteering trends. “As boomers reach the later years of their work they are beginning to think about their legacy, how they will be using their time and skills to impact their community – and skilled volunteering is the most logical way to contribute.” This summer, Friedman Fixler partnered with VolunteerMatch, the nonprofit organization whose Web service, www.volunteermatch.org, is the leading volunteer matching network, to release “Boomer Volunteer Engagement: Collaborate Today, Thrive Tomorrow.” According to Friedman Fixler, skilled volunteering is proving more rewarding both for boomer participants and for the organizations they support. Skilled volunteering opportunities tap a range of

professional expertise. Some popular opportunities include grant writing, accounting, marketing, strategic planning, board development, fundraising and social services.

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August 30, 2009

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A lot of the more than 76 million baby boomers headed toward retirement are losing sleep at night, not because they’re worried about having enough money to retire. They’re wondering what they want to do with the rest of their life, according to Joan Carter, co-founder of Life Options Institute, an organization devoted to helping people plan for life after age 50. If you’re one of the millions of baby boomers beginning to think about retirement, here are tips from Carter: 1. Life’s about more than money. Start thinking seriously about your retirement about five years before you expect to quit the workforce. 2. Make life plans. It is important to plan for the non-financial aspect of retirement. 3. Find a purpose. Find something on an ongoing basis that provides you with joy, and structure to your life. This can involve travel, hobbies, or even new career training. 4. Keep sharp. You may feel the need to replace the intellectual stimulation of work. If so, try learning a foreign language or musical instrument, or joining a retirement group that offers ongoing educational courses. 5. Volunteer. Getting involved in the community is a great way to give back, as well as a wonderful opportunity to interact and meet new people. 6. Develop new friendships. A measurement of whether people have a successful retirement is the strength of their social network that includes family and friends.

m8/20/2009yTCsstair August 30, 2009

Times-Call Publication

Times-Call Paid Advertisement

Frontier Therapy Center celebrates first anniversary Continuing its history of helping people regain life skills, The Peaks Care Center is celebrating its one-year anniversary of the Frontier Therapy Center. Designed to enhance care services, the Frontier Therapy Center offers state of the art therapy equipment to get people back on their feet and returning to a happy, normal life, including an accelerated care plus program, electrical stimulation, diathermy and ultrasound. Also, the Wii and Wii Fit are offered as part of the therapy program. Kathy Maguire, director of therapy, said the center attracts people of any age dealing with orthopedic injuries, medically based diagnosis, short rehabilitation needs and more. The center offers 20 private rooms with flat screen televisions, private phone lines, cable, individualized climate control, electric bed and private bathrooms. The center also offers a streamlined nurse call system which outfits pa-

Paul Litman/Times-Call

The Frontier Therapy Center.

tients with a global positioning system (GPS) so nurses are able to track a patient’s location. The center also features an in-house spa for therapy, a transitional therapy room and an in-house therapy staff that is available for all patient’s needs. Maguire has 23 years of clinical experience where working with patients has allowed her to keep their needs, and their family’s needs, in mind. This center added to The Peaks Care Center services, which include physical, restorative, occupational and

speech therapies. When seeking to improve the quality of life for a loved one or self, people should consider many factors. Jean Mendez, admissions director for The Peaks Care Center, said clients choosing a facility should ask: Is it clean? Is the staff approachable, friendly and knowledgeable? Are other patients happy? Is the therapy staff actively involved with the patients? Do patients receive one-on-one or group therapy ? While it is often easy to put off looking for therapy services or an assisted living center until circumstances make it necessary, Peaks Care Center administrator Heather Stratton said it is best to think ahead when you can make a decision without being in a time of crisis. Come visit The Peaks Care Center and Frontier Therapy Center today to see all they can offer. For more information, stop by 1440 Coffman St. or call 303-776-2814.

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August 30, 2009

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