Home and Real estate Weekly

Longmont Times-Call

www.YourFrontRangeHome.com

HOME

& Real Estate Weekly

May 29, 2010

Housing trends are changing in the months ahead Harvesting a healthier garden this season Enhance your home with architectural details

Zoned

Spaces Divine diva remodels family’s basement

2

Times-Call / Home & Real Estate Weekly

May 29, 2010

Left: After, by combining warm colors, comfortable furniture, traditional details and perfectly placed lighting, this room is now ready for crafts, calculus – and cozying up by the fire.

Below: Before, this concrete and insulation-exposed basement needed everything.

(SHNS/HGTV)

Basement crosses the finish line

Candice Olson HGTV

Hazel, Jude and their 10-year-old twins have a busy family life. Hazel is a powerhouse in the workplace, while Jude is a stay-at-home dad and Renaissance man. During the past two years, the couple have renovated most of their big, old house, with Jude taking the reins as lead handyman. He has the talent and the tools, but he has one problem: finishing the job. Let’s just say they have a lot of rooms that are almost done.

The couple had a large, unfinished basement perfect for a family room, but with so many rooms nearly finished, Hazel was reluctant to have Jude start another project. They wanted a lounge for the family and an organized area for the kids’ crafts and Hazel’s sewing. But Hazel was determined to finish what had already been started. So she asked Jude to work on his incomplete projects and gave me the task of designing the basement.

This concrete and insulation-exposed room needed everything, so the first order of business was to put up walls, lay down floors, install crown moldings and put in ceiling lights. The couple wanted the room to blend with the traditional design of the rest of the house, so I paint-

Kristi Ritter Summer Stair

ed the walls a light shade of blue, chose a cherry tone for the wood flooring and placed tons of creamy custom cabinetry with an antique wash.

I then divided the space into two practical zones – a family lounge and a crafts/sewing area. In the lounge, I created one whole feature wall that comprises a big-screen television and a new raised gas fireplace, with cabinetry above and below.

I put in a huge sectional sofa in warm wheat chenille, situated for perfect viewing of this wall. The neutral sofa is a perfect backdrop for a host of accent pillows that play up the contrasts of texture, color and pattern: rich velvets and silks in blue, caramel and decorative paisley. In this area, I also put in a rich wood coffee table, a dark-leather lounge chair and a light area rug.

To one side of the feature wall, I put up one whole wall of Hazel’s favorite botanical prints – 14 in total – that, with added wall sconces, form a lovely picture gallery.

In the second zone of the room – a large, U-shaped configuration – I created a crafts and sewing spot. I placed a lot of creamy storage

cabinets around the perimeter and some floating dark-wood shelves that sit above sandspeckled quartz countertops. I then put in a rustic wood table in the middle of the space and hung three gorgeous bronze pendant fixtures above.

I also installed a special area where Hazel can do her sewing. A modern sewing machine sits at desk level; above is a special nook for her mother’s antique sewing machine that needed a real place of honor in the room.

Unfortunately for the kids, I designed a little homework area – a nice workstation and chair, with an under-cabinet fixture so they will have plenty of light to get their studies done.

After adding a few more accents and accessories, this basement became transformed. By combining warm colors, comfortable furniture, traditional details and perfectly placed lighting, this room is now ready for crafts, calculus – and cozying up by the fire. And the best part about it? It’s 100 percent complete. How divine.

Interior decorator Candice Olson is host of HGTV’s “Divine Design.” For more ideas, information and show times, visit www.HGTV.com or www.divinedesign.tv.

Specialty Publications Editor

News and Press Releases

Advertising

kkritter@times-call.com, 303-684-5275

Home & Real Estate Weekly welcomes news on hirings, advancements, awards, classes and other information of interest to the real estate and home community. Please submit information to the editor by e-mail, fax 303-774-8088 or mail to 350 Terry St., Longmont, CO 80501. The deadline is Monday at 5 p.m. the week of publication.

The display advertising deadline is Tuesday at 3 p.m., and the classified line advertising deadline is Thursday at 3 p.m. – both the week of publication. For advertising information, call 720-494-5445.

Specialty Publications Associate Editor sstair@times-call.com, 720-494-5429

On the Cover Finishing a basement offers extra space in the home. See story above. (SHNS/HGTV)

May 29, 2010

Vegetable Gardening

Times-Call / Home & Real Estate Weekly

3

Musical flute holds little value

Make use of small spaces and bring food to your table

By Helaine Fendelman and Joe Rosson Scripps Howard News Service

Dear Helaine and Joe: I have been trying for some time to find out a musical instrument I own. My grandmother gave it to me 50 years ago and told me that it was called a “sweet potato.” It is not plastic and appears to be made from some sort of wood. What can you tell me about it? Does it have any value? – P.J.C.

By Sean Conway Tribune Media Services

If the only thing keeping you from raising your own vegetables this season is enough space to grow them in, then have I got a project for you.

Did you know that in a space as small as 4-by-4 feet you can have a productive vegetable garden? Well, it’s true, and recently on “Cultivating Life” my guest Gayla Trail showed me how.

Gayla is the author, most recently, of the book “Grow Great Grub: Organic Food from Small Spaces” (Clarkson Potter) and creator of an excellent website, yougrowgirl.com. She stopped by to explain how 16 square feet of space can yield plenty of fresh vegetables throughout the summer.

To make a small garden succeed, you will need to pick a site that gets at least six hours of sunlight; you’ll also need good soil and be able to water your garden when it needs it.

Start by choosing vegetables that you and your family like to eat, as well as those that are the most expensive at the market. Tomatoes, peppers and fresh herbs are all good choices. Be careful to choose plants that do not take up a lot of space. While pumpkins and corn are fun to grow, they require a lot of room and are not the best choice for a smallspace garden.

Take advantage of vertical space by growing plants that will climb such as pole beans, cucumbers and some vari-

Dear P.J.C.: We hesitate to answer a question about a musical instrument because this is simply not our area of expertise. So please, do not send us questions about your guitars, accordions, violins and trombones because we won’t be able to answer them with certainty or authority.

eties of tomatoes. Supports for your plants can be as simple as some bamboo stakes tied together or as decorative as an ornate trellis.

Vegetables that mature quickly, such as lettuce, spinach, radishes and peas, can be removed when they have finished bearing and can be replaced with other crops such as carrots, beets, beans and chard for harvesting later in the season.

Another technique Gayla recommends is co-planting vegetables together in the same area. For example, plant slow-growing tomatoes with fast-growing plants such as lettuces. The fastgrowing vegetable will be harvested before the crops begin to crowd each other.

A simple and inexpensive garden can be built using two 8-foot long 1-by-12inch boards that are cut in half. Once the boards are cut, they can be joined

with angle brackets to form a box. Fill the box with good quality soil and add amendments if needed.

Be sure to locate the box in a sunny area. Growing in a raised bed like this will allow your soil to drain freely.

The soil in the raised bed will also warm up earlier in the season than bare ground, allowing you to plant earlier.

If you have been longing to grow a garden but thought you didn’t have enough space, take another look at the space you do have. You might be surprised at how much potential even a little patch has to accommodate a wonderful, productive garden.

Sean Conway’s television series, “Cultivating Life,” airs Saturdays at 12:30 p.m. ET on WGN America. His new book, “Sean Conway’s Cultivating Life” (Artisan Books, 2009), describes 125 projects for backyard living. www .cultivatinglife.com.

your table setting; you want color without going overboard.

• Personalize each place setting with a special memento.

• Choose a design that looks rich and is appealing to both men and women.

For example, plaid plates for the guys; roses, silver, beaded placemat for the ladies and a mix of expensive and affordable items.

One source says that cultures in China and Mesoamerica (Central and South America) used ocarina-type instruments 12,000 years ago, and it is said that the Aztecs and the Mayans had versions of the ocarina. This instrument reached Europe in the 16th century after the conquest of Mexico by Hernando Cortez. But they were not popularized until the 19th century, when an Italian named Giuseppe Donati (1836-1925) transferred the ocarina from a toy to a more serious musical instrument in 1853.

Lately, the item’s resurgence in popularity is due to its association with Nintendo’s “Legend of Zelda” video-game series, including “Ocarina of Time” and “Majora’s Mask.”

In the letter, P.J.C. says the ocarina is made of wood, and we must let it go at that because the quality of the photograph makes it impossible to tell what type of wood it might be.

Design an inspiring dinner party table From casual to formal, stunning table settings are sure to add an elegant touch to your next dinner party. Get ideas and design tips for centerpieces, dinnerware and decorations: • Use colors that complement the season and your guests.

• Be sure to consider how the table setting will mesh with your dining room.

• Too much color can overwhelm

However, the item today is often considered a children’s toy. The “ocarina” – or “sweet potato,” as it is sometimes called – is an ancient flutelike device that can be made from a variety of materials, including wood, ceramic, glass, metal and plastic. Research suggests that a typical ocarina is oval-shaped with anywhere from four to 12 holes and a projecting mouthpiece that looks something like a rudder on a blimp.

• For a more casual affair, tone down the table setting with warm colors.

• Add height with candles and plants.

• When in doubt, try a simple table setting with a dramatic backdrop, such as white plates and napkins on a naturally beautiful tabletop.

– HGTV

Even the pre-Columbian ocarinas seldom bring more than $300 at auction, and the example belonging to P.J.C. is much less valuable in terms of dollars and cents. For insurance-replacement purposes, it should be valued at less than $50.

Helaine Fendelman and Joe Rosson are the authors of “Price It Yourself” (HarperResource, $19.95).

Contact them at Treasures in Your Attic, P.O. Box 18350, Knoxville, TN 37928. E-mail them at treasures@knology.net.

4

Times-Call / Home & Real Estate Weekly

May 29, 2010

Companies team up for health access to healthy food to Coloradoans, Kaiser is responding to community reports of urban food deserts, such as a recent Photo Voice program in which participants were asked to photograph barriers to healthy living.

“One person took a photo of a convenience store, showing nothing but Wonder Bread and packaged items; the caption said ‘this is the only place we have to buy food.’ No wonder people can’t be healthy,” Stenmark says. “I can sit in my office all day and say ‘you have to eat fruits and vegetables to be healthy,’ but if the community doesn’t have access to fresh food, it isn’t easy.”

In addition to produce, shareholders will receive newsletters filled with recipes and nutrition information, courtesy of Kaiser Permanente, to help people change their eating habits.

“In Colorado, 30 percent of kids are obese. More information is needed to help people be healthy,” says Will Jones, Denver Botanic Gardens’ director of public relations. “We’re starting something that will help; there’s no packaging, less shipping – it’s like having a garden in your yard. Plus people will learn that growing your own is as easy as grabbing that bag of M&Ms or Twinkie.”

To raise awareness and money about muscular dystrophy, ERA Tradewind Real Estate in Longmont organized a benefit dinner/silent auction, wine tasting and most recently, a garage sale on May 8.

ERA corporate has raised more than $30,000,000 throughout the past several years to benefit MDA research and help send those with disabilities to attend camp. In addition to research and vaccines, the money raised also allows families of those with muscular dystrophy a chance to take a break from the intensive needs of the day-to-day care of their loved ones, and have time for caretakers to recharge their batteries. For those who are affected by muscular dystrophy, the camp is often the highlight of their year, recognizing they are not alone in the battle and challenges the disease presents.

“I wish to thank our Realtors, staff, local businesses and the community donators and shoppers, who all gave time, food, articles, auction items and money,” says James Plaster, ERA Tradewind Real Estate managing broker. “The garage sale raised over $1,400, boosting year-to-date funds collected locally for MDA to over $8,000. Even in tough times, everyone giving a little, can make a big difference.”

ERA Tradewind continues to collect for MDA year-round and encourages any who wishes to help to make tax deductible checks payable to MDA and drop them by the ERA Tradewind office at 601 S. Bowen St. in Longmont, or call 303772-9620.

22-148521

We Salute Our Servicemen & Women & Their Families

New Listin g!

Mimi Miller Realty

The

709 Tanager Circle Striking Home backing to site of future park. SMOKE & PET FREE. Open Flr. Plan. 3 Bed, 3 Bath w/ 3780+/-Tot.Sq.Ft. Impressive Staircase w/double approaches from Liv. & Fam rms. Study w/French Doors, Master Suite w/5 pc. bath & walkin closet. Plsnt eatin kitch. w/42 in. cabinets & island off Fam. rm w/gas firplc. Nice bkyrd w/garden space. Appli. Incl.

Oversized 2.5 car garage. $338,900

MIMIMILLER.NET

2069 Doyle Drive, Berthoud

CRS, GRI, SRES, ABR, CLHMS

Offered at $799,000

Longmont Member of the Independent Brokers Assc. (over 200 strong)

Prestigious Paradise Valley Estate sited on 2.38 acres overlooking the front range mountains, open space and distant view of the lake. This 3 bedroom, 4 bath estate features a great room with fireplace, formal dining room, eat-in gourmet kitchen, granite counters, custom cabinets, island gas cooktop with hood, pantry, 2 dishwashers, master wing with a gas fireplace, master bathroom with limestone counters, walk-in shower, heated flooring, study, full unfinished 3225 sq. ft basement, covered patio, 3 car garage with an attached heated shop sized at 34 x 15. Pella windows, hardwood flooring, pristine clean awaiting its new owner.

MIMI.MILLER@COMCAST.NET

ERA Tradewind Real Estate, Longmont community help MDA

Carol O’Meara is a horticulture entomologist with the Colorado State University Extension office at the Boulder County Fairgrounds in Longmont. Contact her by calling 303-678-6238 or e-mailing comeara@co.boulder.co.us. For more gardening tips, check out her blog at gardeningafterfive.wordpress.com.

OPEN SPACE AND VIEWS!

303-709-6990 CELL 303-774-6531 OFFICE

ERA Tradewind Real Estate hosted a community garage sale on May 8 to raise funds for muscular dystrophy. (Courtesy ERA Tradewind Real Estate)

1641 Turin Drive Gorgeous home offers LOTS of living space, 5 Bed, 4 Bath w/ 5448+/-tot.sq.ft. + bonus rm & 13x11 loft. Beautiful mtn views from upstairs. Mstr w/walkin closet & luxury 5 pc bath.

Hdwd flrs in many main flr rms.

Gourmet kitchen w/stnls appl., granite cntrtps, cherry cabinetry, gas cktp, & dbl ovens. Fam rm w/ gas frplc & plasma tv incl. Lg. unfin bsmt. Priv. Vinyl Fenced Bkyd w/ hot tub Included! $540,000

51 21st Avenue #35 Very nice TownHm style condo!

3 Bed, 2 Bath, w/ 1120+/tot.sq.ft. Spacious Main floor master with lg. walkin closet.

Main flr laun. Upstairs features 2 more bedrms & a Jack ‘n Jill bath. Newer carpet. Newer 50 gallon H20 heater. All appl. included. Vaulted ceilings in the living Rm. w/gas fireplace.

Newer interior paint. LIGHT & BRIGHT unit. No Snow to shovel or grass to mow! Single car garage w/opener. $138,500

For Further Details Of These Listings And:

Team

Experience Isn’t Expensive...It’s Priceless

Diane Stow, ABR, CRS, GRI, SRES, CDPE

BROKER ASSOCIATE Diane’s Direct Line:

303-827-7046

TO SEE ALL OF DIANE’S LISTINGS With Detailed Information, Multiple Photos & Virtual Tours,

22-146984

When the beds you’re filling hold but the costs of buying and making a salad are much higher. And its produce instead of patients, you scary how many people don’t cook might not look to a major health with fresh vegetables,” care provider to help says the 29-year old cover the cost of the farmer. bills. But in a bold partnership, Kaiser PermaSold out this inaugunente teamed with ral year, the farm that Denver Botanic Garwill supply 65 housedens to grow fresh vegholds with produce etables on a farm at found funding from an Chatfield. unexpected source: Kaiser Permanente. The Talk about heading three-year, $500,000 up the preferred Carol O’Meara grant covers the start up provider list – the Colorado State costs of the fledgling Community Supported University Extension CSA. No deductable was Agriculture farm is the required. first of its kind to be run by a botanic garden. Their goal “If we want to decrease health is to provide fresh produce to those care costs, we have to work on poliin need. cies that make healthy choices the easier choices,” says Dr. Sandra “CSAs are the most direct way to Stenmark, director of pediatric get food to families and communiwellness with Kaiser Permanente, ties,” says Leigh Rovegno, manager which has been investing in comof the CSA. “People get to meet the munity projects for more than farmer, and volunteers connect to five years. “If we’re going to change the land to see where food comes the obesity trajectory, the health from.” care system has to look for unique Designed to supply food to lowpartnerships; think of the possibiliincome families, the 1-acre farm is ties important to changing behavnestled amongst the 750-acre Chatiors.” field location of the Denver Botanic This CSA demonstrates a partGardens, growing 25 crops this first nership that can be formed to imseason. Rovegno started small, prove community health, the food learning the land and getting to system and develop sustainable know members. Next year she agriculture, she says. Plus it gives plans to expand the farm into 3 people access to fruits and vegetaacres. bles grown locally with the oppor“CSAs aren’t only a way of farmtunity to do the gardening and be ing; they’re a way of educating the physically active. Low income community on what is grown localshareholders were identified by ly, what is sustainable and how to Kaiser to receive their produce at eat seasonally. The sad state of our food policy is that you can spend $3 no cost.

By investing in projects that give to $5 at McDonald’s for a full meal,

VISIT:

www.dianestow.com Email: diane@dianestow.com Re/Max Traditions, Inc. 2204 18th Avenue (303) 772-3800

May 29, 2010

Times-Call / Home & Real Estate Weekly

5

Architectural details enhance the home Article Resource Association

Walk into any older home and you’ll find a lot of hardwood details – wainscoting, crown moulding, fireplace surrounds, spindled staircases, even chair rails – because decorative trimwork used to be standard in new home construction. But after World War II, builders began reducing the amount of trim, using just enough to cover gaps around windows, door frames and between walls and floors.

As a result, today’s rooms often appear plain and featureless, lacking the warm ornamental details that would otherwise provide architectural character. Enhance the character of your home by installing or upgrading its trim. Consider some of these cost-effective ways to add hardwood details to your home.

Wainscoting Wainscoting is a type of paneling most often used to decorate the lower 3 feet of a wall. It comes in different styles, from simple flat panels to a raised design or beadboard. It is installed with nails, screws, glue or a combination of these and is usually topped with crown moulding or a chair rail. During colonial times, it served to protect the bottom portion of a wall from water damage arising from a cracked foundation. Today, it continues to ward off damage – scratches, dings, while adding warmth and great architectural interest to any room.

In living and dining rooms, dens and libraries, it adds a formal look, especially when finished in a dark stain or paint. A white finished wainscoting in a living room suggests more of the country cottage look.

In bathrooms, including wainscoting is a great way to add architectural interest without having to totally

remodel. It is most commonly featured as white beadboard, which creates a clean, crisp feeling and complements any accent color. And try it on the ceiling – it’s a great way to hide an old-fashioned textured ceiling without the bother of removing it.

Chair Rail A chair rail is functional as well as decorative. It helps protect areas where chair backs might damage the wall. Various chair rail styles are available. They can be a single piece of wood, called a moulding profile, or two or more different mouldings can be combined to create a built-up profile.

Chair rails are often used alone, but are also used to top wainscoting to give it a clean edge. When teamed with wainscoting, it will have a groove underneath that allows it to be placed onto the wainscoting, so be sure to install the wainscoting first.

Crown Moulding Any moulding or group of mouldings installed between the wall and a ceiling is called a cornice. It provides a decorative transition between the wall and ceiling, and can improve the appearance of almost any room. Crown moulding is the most popular cornice. It is a thin length of wood installed diagonally to the corner of the wall and ceiling. Like chair rails, crown mouldings can be a single piece of wood, or can be built up of a number of different profiles. Some cornices include details such as dentil blocks and other intricate features.

Since crown moulding is placed at an angle to the wall, the cuts needed to form corners are more complicated, so you might want to have it installed by a professional.

Housing trends outlook forsees a long, quiet summer

By Holden Lewis bankrate.com

Mortgage rates probably will rise throughout the next three months, and the jumbo mortgage will remain relatively expensive. Those are two of five projected housing trends throughout the next three months, according to economists and mortgage professionals.

Following are expert predictions about how these important real-estate trends may affect you.

Many mortgage experts and economists believe mortgage rates will be higher in three months than they are now. That’s not a unanimous opinion, though.

“In the next three months, I don’t expect anything to happen,” says economist Joel Naroff, principal for Naroff Economic Advisors in Holland, Pa. But throughout the next year, he’s almost certain interest rates will be higher across the board.

Naroff doesn’t rule out higher mortgage rates during the traditional home buying season.

“We are in an extraordinarily artificial rate environment,” he says. “How long we can stay here I don’t

know.” But when rates rise, they will do so rapidly and unexpectedly, he adds.

The Mortgage Bankers Association’s latest forecast has the 30-year fixed rising from an average of 5 percent in this year’s first quarter to 5.4 percent in the Aprilthrough-June quarter. The MBA expects rates to keep rising all year, with zigs and zags along the way.

“I think you’re going to see weeks where private investors are in and weeks when private investors step back from mortgages – and as a result, you’ll see higher rate volatility in the next couple of months,” says Michael Fratantoni, vice president of research and economics for the MBA. The secondary market for jumbo mortgages froze in August 2007. Jumbo rates have been high since then.

Without a secondary market, jumbos have been done the old-fashioned way: by banks that keep the loans on their books. Banks turn on and turn off jumbo availability like water from a faucet, says Brian Koss, executive vice president of Mortgage Network, a lender based in Danvers, Mass.

He adds that the underwriting standards for jumbos are inconsistent, so it’s hard to predict whether a given application will be approved.

House prices are likely to continue falling in many major markets, according to PMI, a mortgage insurer based in Walnut Creek, Calif. PMI’s quarterly housingrisk index predicts that in 32 of the top 50 metro areas, house prices will be lower in two years than they are now.

The MBA projects sales to fall off after June, even though summer is the traditional home buying season.

Koss, of Mortgage Network, worries that “it’s going to be a long, quiet summer.”

Beginning June 1, Fannie Mae requires lenders to check borrowers’ credit reports right before closing. If the borrower took on a new credit obligation, the lender will have to recalculate the borrower’s debt-to-income ratios.

The rule could cause 11th-hour delays and could even block some loans from being made. Advice: Don’t apply for new credit while the mortgage is being processed.

6

Times-Call / Home & Real Estate Weekly

May 29, 2010

Late mortgage payments create loan nightmare

their mortgage even though they The most recent mortgage could afford to make the paydelinquency numbers were grim. ments. The biggest reason for About 10 percent of Americans strategic default is that are now late in paying the homeowner is their mortgage. underwater with his The Mortgage loan, usually by more Bankers Association than 15 percent. said that the number, Lenders are taking which is annualized, months, if not years, is a half percentage to catch up with these jump from the last delinquent borrowers, quarter of 2009, when who often wind up liv9.5 percent of all Ilyce Glink ing in the home rent homeowners were Tribune Media Services free, socking away the paying their mortgage mortgage cash to use late. More than 4.6 to rent another property. percent of all homes are now in foreclosure, a number that is up The increasing number of slightly from the end of the year. strategic defaults points to a couple structural problems lingering And while President Obama’s in the wake of the housing crisis: Making Home Affordable (HAMP) program succeeded in • The loan modification protransferring another 67,000 loan grams still aren’t working as admodifications from temporary to vertised. Lenders aren’t often cutpermanent status, the effort isn’t ting principal loan balances, keeping pace with the new numwhich means in many cases that bers of delinquent borrowers. permanent loan modifications turn out to be more expensive This may partly explain why than what the homeowner had more borrowers are starting to been paying before. consider strategic default.

• Homeowners with 30-year Strategic default is when homefixed rate loans are going delinowners decide to stop paying

quent faster than any other sort of loan.

• Short sales are taking too long. Buyers are walking away because the process is taking four to six months, or longer. Second lenders need to recognize the losses on their books and bow out.

• Not every homeowner can be saved from foreclosure. If you don’t have income, or you don’t have enough income, you won’t be able to save your home. Some folks don’t earn enough to pay a mortgage even if the lender writes off the loan balance to the current market value.

The best thing that could happen now is that 5 million jobs are created by next year. Since that’s unlikely to happen, and millions more Americans will fall behind in their mortgage payments and move into the foreclosure pipeline, the lending industry should focus on helping homeowners recover, so they can move on with their lives.

It’s in the banks and other lenders’ best interest to help educate homeowners on how to re-

build their credit after a foreclosure, deed-in-lieu of foreclosure or a short sale, and nurture their return to good fiscal health.

Q: My father’s trust has a mortgage lien on my house under his trust name. When he died, I used the inheritance I received from him to pay off the house.

Now I need to have the trustee (my brother) change the lien to my trust’s name. My husband and I are in the process of buying another house, so this is something we need to do right away.

The trustee said he could write a letter saying I’ve paid off the house, but he isn’t sure if he needs an attorney to do this. Both the trustee and I are not sure how to proceed.

It also seems that my brother’s trust attorney is not very helpful in this matter, since it’s been in process for over a year.

A: Hire a separate real estate attorney to help you figure out why when the mortgage lien was paid off, the lien was not removed from the property. Trusts can

complicate things.

Usually this sort of thing is pretty simple. If a loan has been paid off, the lender prepares a document that gets filed or recorded against your home indicating that the lien of that loan has been released. Once filed, the title to your property should show that you own that property free and clear of that loan.

You should check your credit history to see what’s turning up.

You and your husband should each pull a free copy of your respective credit histories AnnualCreditReport.com. While you're there, you should also check your credit scores if you don't know them.

If you need a better real estate attorney, contact your local bar association and ask for the head of the real estate committee.

When you get that person on the phone, describe the situation you’re in and ask for a referral.

Ilyce R. Glink’s latest book is “Buy, Close, Move In!” If you have questions, you can call her radio show at 800-972-8255 any Sunday, from 11 a.m. to 1 p.m. EST. Contact Ilyce through her website at www.thinkglink.com.

Creating an outdoor room Article Resource Association

RESIDENTIAL • COMMERCIAL INTERIOR • EXTERIOR Serving Colorado Since 1991 Professional Painters References Provided Warranty Included Fully Insured Superior Prep Work Power Washing Wood Staining Epoxy and Urethane Floors Premium Quality Paint Products

Call Today for A FREE Estimate 22-148653

303-682-0570

PerfectionPaintingCo.com “ Quality & Satisfaction Guaranteed”

For leisurely entertaining this summer, take full advantage of the great outdoors and extend your living space by creating an outdoor room. Why not have an outdoor living room with comfortable seating for all or your friends, or a space where you could start the grill and dine under the stars? Adding a level, low maintenance surface, like a patio, will give you not only the pleasure of living in your outdoor space, but of loving it too.

A great way to create this space is by installing pavers, bricks or stone to create beautiful patios and paths. Whether you do it yourself or hire a professional, it can be as easy as installing a winding path to connect your home to your garden or creating a space for a cozy bench to watch the birds splashing in the bird bath.

Pavers come in many different shapes, sizes and colors, offering you ways to customize your ideas to match your house and landscaping. Once you have your patio or walkways installed, you can make

your backyard inviting and appealing all summer long. Here are a couple of fun, easy tips: • Find sturdy, comfortable seating that will withstand the elements for years to come. Try wrought iron, wood or even resin (often made from post-consumer bottle waste such as milk containers) for low-maintenance options.

These are readily available in your local garden or specialty stores.

• Seating is even more comfortable with the quick addition of colorful cushions and throw pillows.

Swap these out for a change of scenery and store pillows in a clean, dry space (like a garage or storage bench) when not in use to extend their lives.

• Plant flowers, herbs and vegetables in containers to add a pop of color to your outdoor living spaces. Keep these lush and lively all summer by planting seedlings in a good quality potting mix such as Miracle-Gro Potting Mix with Moisture Control.

• String some twinkle lights for a festive party atmosphere and use inexpensive, solar powered yard lights to illuminate your outdoor spaces. These usually require little or no installation; just stake in the ground along paths or in pots for added interest.

With the addition of patios or paths and a trimmed, designer look in your backyard, you’ll be able to enjoy spending time in your outdoor living space, and not have to worry about a lot of maintenance to keep it looking beautiful. Start living in the outdoors and loving it.

May 29, 2010

Harvesting a healthier garden Metro Services

Most of us can’t wait to shake off the winter blues, to get out into the sunshine, walk the dog, play catch with the kids or just take a stroll in the park. For homeowners, it’s the first chance to work on the yard, restore a lush lawn and, for an increasing number of gardening aficionados, create a home vegetable garden. Inner city urbanites, even those with a postage stamp size yard, have been swept up by the ‘grow your own’ movement.

Victory Gardens, first introduced by Eleanor Roosevelt during the Great War, were the original community raised gardens. People were encouraged to grow their own veggies in support of the war effort.

Today, raised garden beds have replaced them as the ecofriendly solution for eating healthier without adding to the carbon footprint caused by trucking produce from the grower to the store.

Thanks to the Frame It All raised bed gardening system,

it’s nearly effortless to assemble a raised garden bed and easy to maintain with minimal weeding and back-breaking bending to water and maintain it. Gone are the tattered, rotting wood frames or hulking ugly railroad ties that can overpower the aesthetics of even the most beautiful yard.

“I have a small back yard which is used by my entire family and dog,” says Nicole from Spring, Texas. “So I like having an area set apart from the rest of the yard in which I can garden. This system is so easy to put together, and it looks great. I’m not a very good construction person, but I found the assembly instructions were easy to follow, and all I needed was a screwdriver and a mallet.”

Home vegetable growers control the quality of the soil, nutrients and other additives so veggies and fruits grown in a raised garden bed taste better, are healthier and cost much less than those from

Simplify your 22-146207

HOME SEARCH

Times-Call / Home & Real Estate Weekly

Catch fire Large 2.5 inch, fully double flowers crown these disease resistant plants.

Double Zahara Fire has proven leaf spot and mildew resistance. This is linked to the ease of growing in the greenhouse for spring flowering plants and the length of flowering season. There is less risk of plant loss while growing these zinnias under cool, low light conditions.

Gardeners can rely on Double Zahara Fire for reliable, season long performance. Plants will continue to bloom from spring to the end of the growing season, with little garden maintenance.

Mature plants will be about 14 inches tall and spread 12 inches. Similar to all zinnias, this AAS Winner will perform best in full sun and thrive on summer heat.

bought at the local market. Of course, the icing on the cake is the self-satisfaction and joy of serving up delicious tomatoes and veggies picked fresh from the garden.

• Think vertically. Adding the Veggie Wall trellis from Frame It All to a raised bed vegetable garden greatly increases the amount of vertical growing space and provides the needed support for cultivating squash, beans, tomatoes and other vines. As well as giving a viable option for those without a lot of space, a vertical growing system also pays numerous dividends to the garden itself. Plants on the vine enjoy greater air circulation and so are healthier and not as susceptible to disease.

“I just put mine together with my 13 year old son, and it was a breeze,” says Paula from Valley Forge, Penn. “We

had lots of rain last night, so it was very easy to get the corners into the soil. We filled it with compost, chopped leaves, manure, and top soil. I think this is a great raised bed frame.

We plan to plant onions and garlic in this one, and will be putting more of these in the veggie garden within the next few weeks.”

• Add compost and mulch to the garden. If weeds are a gardener’s worst enemy, compost and mulch might just be a gardener’s best friend.

Compost adds any number of microorganisms to the soil, strengthening a plant’s roots and enabling it to pick up more nutrients in the process.

Mulch, meanwhile, can help keep down harmful weeds, thereby reducing the competition a plant will have for valuable water and nutrients.

How to Grow Seed can be sown indoors or in greenhouse 6 to 10 weeks before transplanting into garden soil. All zinnias prefer warm soil and growing conditions, planting outdoors in cold soil may be detrimental to plant growth. Provide maximum sunlight. In warmer southern locations, seed could be sown directly into prepared garden soil or containers.

About 60 to 65 days from sowing seed to first flower.

– Special to the Times-Call

Quick, convenient and only a click away...it’s that simple

www.YourFrontRangeHOME.com • Hundreds of Homes • Calculate Financing

• Locate an Agent • Updated MLS Listings Powered by ColoProperty.com

7

Times-Call / Home & Real Estate Weekly

Getting to the root of grub problems

May 29, 2010

You water, fertilize and give your lawn all the TLC it needs, yet come late-summer you still find unsightly brown patches scattered across the turf. If the turf in these spots can easily be pulled away from the ground, you most likely have a grub problem.

And chances are if you don’t act quickly these voracious pests may spread and cause significant damage to your lawn.

Throughout the Midwest, grubs damage lawns by burrowing underground and feasting on the roots of healthy grass. Nearly all lawns in these areas have some grubs. While there are many other possible

causes of brown spots, diagnosing a grub problem – and curing it – is fairly easy if you start out with some information first.

Grubs are actually the larval form of several different types of beetles, including Japanese beetles, June beetles and chafers. In early summer, beetles lay their eggs in healthy lawns, looking for lush turf with full sun and adequate soil moisture. The eggs hatch from June to August and the crescent-shaped grubs begin their feasting on the roots of your healthy lawn.

To diagnose a grub problem, peel back a square foot

of turf in a brown area. If it peels easily and you see more than six grubs, you have a grub problem. The best time to protect your lawn from grubs is when Japanese beetles are laying their eggs, when you still see adult beetles flying around.

Treating for grubs can help build a healthier, stronger lawn. Annual use of GrubEx can help control Japanese Beetle Infestations as well. Treat for grubs as early as May, and treat for adult beetles when you see them.

– Article Resource Association

ath s Re qui red Allo wS mo kin g?

Pet s Wa she r/D r ye r Fa Wa cili she ties r/D rye rH ook Oth -up er Am s eni ties

Lea se

fB

#o

fB #o

Dep

osit

ed r oom

ang eR

APT/CONDO DIRECTORY

s

e

17-139625

Pric

8

Hover Manor Senior Apartment Residence 1401 Elmhurst Dr. • 303-772-9292

$835$840

$835$840

1

1

Yes

No

Yes

Yes

Secure building, quiet neighborhood, meal program, transportation, utilities paid, appliances & cable TV included, 62 yrs & older; vouchers accepted.

Victoria Inn 2400 17th Ave. • 303-772-4667

$695$835

$250

1, 2

1, 1¾

Yes

Yes

Yes

(in each apartment)

A/C, D/W, cable ready, balcony or deck, carport, outdoor pool, close to shopping & bus stop.

Ute Creek Apartments 1100 E 17th Ave. • 303-684-6821

Starting At $760$799

$125

1, 2

1, 2

Yes

Yes

Full SIze in each apartment

Yes

Move-In Specials, senior and other discounts. Fireplace, pool & spa, 24-hour fitness, garages. Close to shopping.

The Shores 2450 Airport Rd. • 303-774-8000

*$705$1200

$100 $200 $300

1,2,& 3 Studios

1, 2

Yes (Short Term Avail.)

Yes

Yes

Yes

Yes

Gas fireplaces, 24 hr. fitness center, heated pool & hot tub, A/C, business center, gourmet kitchens, detached garages. *On selected apartments.

Cloverbasin Village 630 Peck Dr. • 888-837-4912

$690$1100

$149

3-bdrm. townhomes

2

Yes

Yes

(65 lbs limit)

No

(& rental available)

Elliott Apartments 418 Emery St. Longmont, CO 80501 303-772-6452 Fox Ridge Apartments 3800 Pike Rd., Longmont, CO 80503 303-774-9944

$580$945

Yes

1, 2, 3

1, 2

Yes

Yes

Pets Neg.

Yes

$789$1239

$200

1, 2, 3

1, 2

(Short Term Avail.)

Yes

Yes

Yes

$1135$1500

$1135$1500

Tanglewood Adult Rental Condominiums 100 21st Ave., Longmont, CO 80501 303-774-0300

Yes

1,2,3

1, 2

1, 2

Yes

Yes

Some

Yes

Yes

Yes

N/A

Convenient location, pet friendly, garages available, 24-hour maintenance In historic Longmont, large trees, quiet neighborhood on-site parking & storage. Close to RTD. Heat included.

Yes

Island kitchens, garden tubs, gas fireplaces, double balconies, two tone paint, gated community. Close to schools & newest community in Longmont.

All utilities & cable paid, sec. bldg., elevator, W/D in every unit, transpor(in every tation, social events. HUGE amenities unit) package, quiet 55+ community. Call for incentives!

Yes

Reach over 44,000 readers each week with your ad in the Times-Call Apartment/Condo Directory. Call Lisa or Sue in Classifieds today at 303-776-7440

May 29, 2010

Times-Call / Home & Real Estate Weekly

9

To place an ad, call 303-776-7440 or go to www.TimesCall.com/classifieds and place your ad any time of the day or night. Fax: 303-772-8339…email: classifieds@times-call.com Apartments/ Apartments/ Apartments/ Apartments/ Apartments/ Apartments/ Condos/ Unfurnished 4030 Unfurnished 4030 Unfurnished 4030 Unfurnished 4030 Unfurnished 4030 Unfurnished 4030 Townhouses 4050

1 & 2 BDRM DELUXE CORPORATE CONDOS, fully furnished. 303-588-0726 NO lease, dep or credit chk Wkly/mnthly • 303-776-2185 • ALSO RV SITES AVAIL!

Apartments/ Unfurnished 4030 0 APP FEE: SPRING SPECIAL! 1 bdrm $550 On-site pkng/laundry.

A/C. Water & heat pd.

Se Habla Espanol.

(303)774-0593

•1 & 2 BDRM ✭ $550-$675 FREE Heat 1060 17th Ave, Habla Espanol 720-327-8918 1 & 2 BDRM Apt Homes Fox Ridge Apts Premier Gated Community. Pets OK! For Info & Specials Call (303)774-9944 ● 1333 SUMNER, 2 bdrm, 1 ba, $735, pets ok, D/W, W/D hkup. Avail Now. FPM 303-443-6064 ● 1431 STUART 1 bdrm, 1 bath, 2nd flr, heat/water pd, off-street park. coin-op lndry $535/ mo. RMG Re (303)772-4466 1 BDRM 1 ba, 1968 McCall A/C. Heat pd. For 1 person. $520. Dottie, 303-682-8802 1 BDRM APT in No Longmont. Senior housing, 62 or older or those w/ disabilites. Call for our move-in specials.

(303)485-5232

1 BDRM APT´s-

2 BD, W/D hkp, new paint/carpet, wood flr, 1851 Emery #1, #2 $655 2 BD, 1.5 bath, W/D hkp, 1100SF, 204 E St Clair #D, $710 2 BD, 1 ba, gar, 850SF, 2330 Wedgewood, $710 Alert Realty 303-776-5156

Starting at $450, some with Move-in Specials!

Call PMP, 303-776-RENT 1 BDRM, Coin-op lndry, off st pkng, pets ok $525.

303-431-0027 or 303-941-2158.

1 BDRM ON COFFMAN $525. On-site laundry, A/C, off-st pkng. N/S. Avail now. (303)651-2881 ● 1 BDRM- remod, N/S ● A/C, lndry, off st pkng ● $625, 303-444-0501 1st FLOOR 1 bdrm apt Quiet area, lndry nr 23rd & Main. Sorry no pets, $550 Top Realty, (303)931-6423

LE DEAUVILLE APARTMENTS

Starting at $550, some with Move-in Specials!

Call PMP, 303-776-RENT

● 2 MUMFORD PL 2 bdrm, W/D, frplc, off st pkng. $650. Avail 6/19 Pennant (303)447-8988 Avail now, quiet smoke free 2 bdrm apt, applcs, w/d hkups, fncd yd, $675.

303-775-2771 or 303-775-0338.

ROOMY & READY 1 Bd From $565 2 Beds From $610 Great Location Large Units Park Like Setting Ample Parking A/C & Pool

303.772.3737 LOOKING

TO RENT?

APARTMENTS

You’ve Come to the Right Place!

• FREE Washer/Dryer e Home!

Welcom & Carport • Wood-burning fireplace • Large balconies/patios • Approved pets accepted • MTM leases available • Within walking distance of shopping, restaurants & RTD • On line leasing available • One bdr, 1 bath starting at $715!

• Two bdr, 2 bath starting at $850!

2400 17th Avenue, Longmont, Colorado 80503

303-772-4667

*www.victoriainnapts.com

Call for Specials ♣ ♣ ♣ ♣ ♣ ♣ 1, 2 & 3 BDRM Apartment Homes The Shores Apartments, Hwy 66 & Airport Rd (303)774-8000

CLOVERBASIN VILLAGE 1-888-837-4912 630 Peck DriveLongmont West on Nelson/Airport Rd ▼1 Bedroom, 1 Bath AS LOW AS $614 ▼2 Bedroom, 2 Bath AS LOW AS $741 ▼3 Bedroom, 2 Bath Starting @ $815! ▼3 Bedroom Townhouses Starting at $857!

QUAIL VILLAGE 303-485-0065

23-146208

Apartments/ Furnished 4010

1 BDRM and 2 BDRM apartments available in Longmont from $475 to $695!

For locations & details call PML Inc (303)772-5934

23-146214

Rentals

1 BDRM @ $545 2bd 2bth ext lg kit, gas FP 2 BDRM, 1 ba, lg sunny & A/C, coin lndry, free heat. LV rm, all utl inc, int acc, quiet, WD, A/C, balcony, No smoke/pets, 303-775-7517 cable, W/D, 720-327-6336 strg! No pets. 2041 Meadow Dr. $725 303-443-4308 1 BDRM, A/C, coin lndry.

Util pd N/S/P. $580+ dep.

2003 Terry St. (303)859-0611 2 BDRM APT´s-

Classifieds

321 Quail Roadacross from Longmont Rec Center •2 Bedroom, 2 Bath AS LOW AS $741 •3 Bedroom, 2 Bath Starting at $799! *LIMITED NUMBER AVAILABLE* **Income Guidelines May Apply** • Full Size Washer & Dryer Hookups • Close to Bus lines • Pets Welcome

EASTGLEN APTS 630 Lashley, Longmont (303)682-2943 1, 2 & 3 BEDROOMS: SPRING SPECIALS Pool, air, laundry ✭Wtr, trash, sewer pd Efficiency Apt for rent, Longmont. $375 (307)267-6874

2 BDRM, 1 BA upstairs, condo. Pool, A/C. $695 inc utils. No pets. 720-323-1412

Horizon Place

1 Bedroom- $525!

2 Bedroom- $600!

Secure bldg, swimming pool, A/C, on-site laundry.

Call PMP, 303-776-RENT

Lanyon Park Apartments 1 br/1 ba $535, range, refrig, D/W, laundry fac., near bus & stores. Call onsite mgr Dan 720-494-7637 or Mock 303-497-0668. www. mockpropertymanagement.com LG 1 bdrm, nice & clean.

Downtown area, upstairs.

No pets. Gas & water pd. $600/mo. 303-875-1399

ROOMS & Apartments Weekly/Monthly, from $100/week. Utililties included. (303)931-7108

SMALL 2 bdrm, mobile home in Erie, W/D, No pets. $585. 735 Kattell #108.

(303)980-1204

Thistle Communities Longmont 1 Bdrm starting at $530 1 Bdrm w/ loft stng at $630 2 Bdrm starting at $645 MOVE-IN SPECIALS on select units.

No credit check.

15 3rd Ave 303-651-9496 Se habla Espanol.

Buy it ...

Sell it ...

Find it ...

Classifieds

CONDO IN NIWOT 1 bdrm, 1st floor, with W/D, DW. $650/month.

Call Stan at (303)604-6382

VALUE PLACE FIRESTONE New Extented Stay Hotel ● $179 “FIRST WEEK SPECIAL!”

New building. Furn studios, full kitchens, free utils, no lease. ✓ Perfect for visiting friends & family!

I-25 & Hwy 119, Longmont exit 240.

303-485-0040 *New guests only.

Bring ad to qualify. *Expires 5/31/2010

Commercial/ Industrial 4040

Gorgeous 2 bdrm, Water Valley, resort-style liv, Golf! $1100/mo 970-566-2699 QUIET 2 bdrm, 1.5 bath, new carpet/paint, complete kitch, W/D hkup, priv patio, storage, carport. N/S, N/P 333 23rd. $750 + $650/ dep. Avail 6/1 (303)772-3152 / (303)532-6522

Duplexes

4060

0 App Fee-$100 off 1st 2 mos Lg 3 bdrm, 2 ba, gar, water pd. No dogs. 303-651-3216 ●14 Lois Place 2 bdrm, 1 ba, WD hkups, culdesac, carport. $700/mo.

RMG RE, (303)772-4466 ●2032 Collyer 2 bdrm, 1 ba, WD hkups, off-street prk, no pets, $700/ mo. RMG RE, (303)772-4466

30X40 heated shop w/ car hoist. NE Longmont $800 + util. 720-290-6354 800-6400 sf w/ offices, ba, ally access, load. dock, 3phase power, 5200 sf fncd storage incl, 14x16 doors, live-in approved. $600-$3600 or purchase 303-931-1956 INSIDE STORAGE/ WAREHOUSE w/ 14x16 overhead door.

48x125 $1000/mo; 80x125 $1750/mo. Off Ken Pratt Blvd, 303-472-4542.

Condos/ Townhouses 4050

2 BD, 1.5 ba, backs to park, 2026 Lincoln, $695 2 BD, 1.5 bath, garage, 1050SF, 17 15th Ave, $725 2 BD, 1 ba, culdesac, garage, 850SF, 281 Caywood, $795 Alert Realty 303-776-5156

2 BDRM, W/D, DW, A/C w/garage. NE Longmont.

No Pets. $625+ utils & dep.

720-232-2730 or 720-938-1559

2 BDRM, w/d hkup, across from park. 101/103 4th St Frederick, $675/mo N/P 1 BDRM, 1 ba, No smk/ 303-651-1083, lv msg pets. 225 E 8th Ave. $575/ mo + $575/dep. 303-678-8663 AVAILABLE 6/1, 2 bdrm, 2 BDRM/1 BA- 225 E. 8th 1 ba, 1 car. 1333 Parker Dr. Ave. Pool, A/C, end unit.

N/P, non-smokers. $700/mo. 970-214-4276. $850, (303)817-6163

10

Times-Call / Home & Real Estate Weekly

Duplexes

4060 Houses

4080 Houses

Charming Old Town Victorian, quiet street near Thompson Park. 2 bdrm, wd floors, newly painted, applcs furnished inc w/d.

N/S, N/P $850 303-678-1911

Garage Town, Del Camino 1200SF, 2 overhead doors, heated, hot/cold wtr, 9000# lift, custom cabinets, epoxy flr, 80 gal comp, 220 outlet, RV outlet, RV dump area.

Clubhouse, restrooms. $115,000 720-351-8979

INDOOR GARAGE & Commercial Storage 20x40 or 20x50 start at $325, 9x29 w/ gar door $200; 10x10 $75; 12x5 $50; 10x5 $40 I-25 & Hwy-66. 970-535- 6074 www.Longmont-storage.com

4080 Mobile Homes/ Rooms Spaces 4090 For Rent

3 BDRM, 1.75 bath ranch, 2 car, bsmt, patio, quiet.

3 BDRM, 1 BA $700 + $700 NS/NP $1250 303718-8176 dep & utils. Small pets allowed. River Valley 3 BDRM, 2 ba, hdwd/ Village, 303-772-3240. carpet, A/C, W/D hkup, bsmt, fncd yd. No P/S. NW Mobile Home Sale/Rent Platteville $1100. First Tree Property 303-772-5858 Various parks, owner finance, low down, 2 bdrm, 2 ba, bad credit ok, rent to 3 bdrm, 2 ba New carpet/ own, same price as rent. paint. . $950/mo + $850 dep.

Let´s Talk! 970-215-1819 Frederick. 303.905.5206

EQUAL HOUSING OPPORTUNITY

Garages/Storage Spaces 4070

May 29, 2010

All real estate advertised in this paper is subject to the federal and state Fair Housing Act which makes it illegal to advertise “any preference, limitation or discrimination based on race, color, religion, sex, handicap, familial status or national origin, or an intention to make any such preference, limitation, or discrimination.”

3 bdrm, 2 ba, nice modular, NE Longmont on 1/4 acre. $1200 possible mo 2 mo.

720-290-6354

3 BEDROOM HOUSE BARGAINS! • 1170 Trout Creek • 1225 Milner Ln • 2157 Hackberry Call TODAY! PMP, 303-776-RENT.

The newspaper will not knowingly accept any advertising for real estate which is in violation of the law.

All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis.

● 2142 BOWEN 3 bdrm, tri-level, 1.5 ba, 2 car gar, new carpet, No pets, large yard. $1100 RMG RE, (303)772-4466

PROFESSIONAL Offices N. Longmont. 150 to 825 SF. Single & 3 office suite.

All ground level, 2 entr, great prkg. 303-956-1141

● 3618 Clover Creek Ln 4 bdrm, 3 ba, 3400 Sq Ft, 2 car gar, No pets. $1700/mo.

RMG Realty (303)772-4466 3 BDRM/2 BA w/lg fam room, new paint, carpet, hdwd flrs & landscape, W/D, SS appl´s, on-site pkng, Erie. Sec dep & refs.

No pets. Call 720-771-1557

WAREHOUSE SALES, INC.

Retail Space 4135

Longmont

Own a home for

5090

Wanted To Rent

4170

1575 Marshall Rd., BOULDER | 303-499-5811 Fax 303-499-5809 Showroom Open Tues.-Sat. 9am-4pm or call for appointment | www.warehousesalesinc.com

5109

Need Some Work Done Around The House?

C ORY DIRECTORY DIRECTOR

To advertise in the Business & Service Directory call

Real Estate with Penni Lane Real Estate 720-935-9985

5090

✭Better Than New✭

Nice landscape, 3-2-1 tri-level located on circle.

Call for list of improvements. $209,000

Heidi & Helena buy houses! $ SAVE YOUR CREDIT $ 303-725-8388 / 303-459-2711

Spectacular View Location

303-775-0710

• FREE Estimates Cabinetry •C bi t • Counter Tops • Experienced Designers • Installation Available

Services

Find the help that you are looking for in the Business B usi ess & S Se ice Service

Call Devin O´Branagan ERA Tradewind

Visit our Showroom today.

2 ACRE LOT, Berthoud area, $40K price reduction, ✭ MOBILE HOMES ✭ $125,000. Call Steve Conder NEEDED for details, 303-514-3706.

Local park needs used mob homes. We´re buying! Big Sale! Many single & dbl 2 ACRE LOTS WEST OF wides. Fin avl, auto apBERTHOUD. Great Views! proval on owner fin homes.

Bad credit OK! Moves avl. $149,900. Fred @ Four 970-222-1473 Seasons Re, (720)494-2133. ✭ 690-2725 or 690-3283 ✭

BUYING-SELLING REAL ESTATE HIRE PENNI

$O Down!

Do you qualify?

Mobile Home Sale/Rent Platteville MH, 2 bdrm, 1 ba, new flooring. lot rent $377. Owner fin, low down, bad credit OK. 970-215-1819

Niwot/ Gunbarrel

5149

Lots & Tracts 5100

Roommates Wanted 4120 Longmont

2 BDRM, 2 bath, fenced yard, detached gar, big HWY 66- Platteville AVAILABLE- furn bdrm, driveway. $880/mo + dep. 2 bdrm, 1 ba, BIG, central Male 40+, W/D, utils incl.

303-472-3120 or 303-828-4936. air, W/D. No pets/smk.

N/S. $475. 303-833-0841. $875. Call, 303-857-8777 32 NOME CT- 4 bdrm, MATURE MALE 40+ 2 bath on quiet cul-de-sac. share home all utils + w/d Fncd yard, gar w/opener, $425/mo. (303)833-6808 sprklrs. Near Schools. $1500 (or $1095 w/good refs). Avl 6/1. 303-776-7528

5090 Mobile/ 5130 Mobile/ 5130 Manufactured Manufactured ♥ SUPER Old Fashioned Homes/Spaces Soda Fountain in business Homes/Spaces

since 1920. Meet people from around the world. * FAMILY PARK♥ HISTORIC commercial 2 bdrm $13.9K - lot rent bldg 5000 SF, in downtown $376. (303)946-0865 Mead. ♥ 2 GREAT duplexes in Longmont.

FINALLY a HOUSING For more info call alternative that is truly HEART REALTY affordable! Brand new 3 303-651-1112 bdrm mfg home w/all 773 SQ FT- busy shopping applc´s. Own it outright in center, 1116 Francis St, 8 years w/only $2,000 down $825. Alert RE (303)776-5156 & ONLY $725/per month.

Ask about our completely furnished options.

Call (303)772-3240 NOW!

OFFICE SPACE For Rent Holistic wellness center.

(720)280-9047

Best Value in Meadowview -Backs to open space, 4 bdrm, 3.5 ba, fin bsmt, 1 BDRM $450/mo. Share A/C, near schools Franco ba w/1. Share quiet house 303-776-6715 or 720-938-4507 w/3. Utils incl. 303-523-3195

8 acres surrounded by open space.

Commanding views of Front Range.

Fabulous ranch-style residence, 6400 ft., 4 beds, 2 offices, 7 baths. 1500 ft. barn/shop.

Meticulous craftsmanship by builder/owner.

Just off Vermillion and Hover Rd., 1 mile N. of Longmont. - $2,450,000

303-776-7440 HOMETOWNWEEKLY COLORADO

6852 PEPPERTREE DR OPEN SUN 1-3 • $549,999 4 bdrm, 4 ba, 1/2 acre lot, slab granite, wd flrs, backs to open space. Prudential Tammy (720)934-2532

Real Estate Wanted 5170 Sell Your House Fast!

Quick Sale - Fair Price 720-962-4688

Water Rights 5200 1 1/4 Shares Highland Ditch Company Water Stock. $125,000 Per Share.

Call (970) 482-1056; ask for Michelle

SELF-SERVE CLASSIFIEDS ON YOUR SCHEDULE!

Lois Purtell, Broker Associate Wright Kingdom Realtors

18-146139

Classifieds

$250/MONTHGreat parking, quiet.

Ground level. Four Seasons Realty, (303)875-1345

SEMI-FURN Rooms/Apts Wkly/mnthly from $100/wk Utils/micro/fridge inc (303)931-7108

Mature family relocating to Longmont area. Seeking 500 to 2500 SF, can divide. 3+ bdrm home. Have 2 On site prkg, Good traffic mature Yorkies, would prefer fncd in area. Country or exposure. 303-523-3369 city? Please no higher than 4 bdrm, 2 ba, fncd yd, gar, $950, exc refs. (903)806-3046 lg fam rm, new carpet/ paint $950/mo 1514 Lamp- OFFICE SPACE, 6 rooms avail, $155-$325, great prkg, lighter (303)833-2992. utils pd. Lgmt (970)231-7871

INSIDE STORAGE/ WAREHOUSE w/ 14x16 overhead door 48x125; $1000/mo 80x125 $1750/mo. Off Ken Pratt 1290 Fall River Cir, main Blvd, 303-472-4542. flr mstr + 2 bdrm up, 2 ba, 4 BDRM, 3 BA w/ View eat-in-kit, 2 car, fncd, a/c, Lgmt Est, 2 stry, approx n/p, $1250. 720-299-7918 3400 sf, 2 car gar. Lg fncd yard, encl patio, BBQ, AC, 1 BDRM IN OLD TOWN gas frpl, updated kitch, green hse in back. N/S, Room for garden, extra N/P. 3572 Columbia Dr. storage/shop. Avail 6/1. $1750, avail 7/1. 303-995-9020 Pet? $700. (303)678-7384 gregfanger@msn.com

Homebuyers are SOLD on the

Office Space 4100

Longmont 4130

Direct: 303-541-1915 Mobile: 303-882-8830 www.LoisPurtell.com

Log on to www.timescall.com Click on “Submit An Ad“

Real Estate Transactions are supplied by Prospects Unlimited Inc., www.prospectsunlimited.com.

Longmont • Sandra Murphy from James Christianson, 4529 Portofino Dr, Longmont, $300,000, home • Jann Ertl from Christopher G Adrian Qualified, 460 County Road 26, Longmont, $700,000, home • Herbert & Nancy Brown from Colorado Oaks LLC, 2426 Santa Fe Dr Unit C, Longmont, $279,900, condo • Sasindra & Sharmila Basnet from Federal Home Loan Mortgage, 1276 Monarch Ave, Longmont, $215,000, home • Samuel & Kathryn Napp from Eleen Hall, 2757 Grinnell Dr, Longmont, $221,000, home • Brian Berry from William Haskins, 4952 Bella Vista Dr, Longmont, $385,000, home • Arishanda & Douglas Campbell from Brian Herman, 417 Gay St, Longmont, $443,000, home • Seth & Misty Rogers from Joel Kempton, 2208 Judson St, Longmont, $196,000, home • Patricia King from Brett King, 1752 Shavano St, Longmont, $195,000, home • Tara Johnson from Gaylan Larson, 1124 Trout Creek Cir, Longmont, $180,200, home • Clayton James from Nadezhda Lavoie, 806 Bowen St, Longmont, $198,500, home • Caitlin Frantz from Jamie Long, 1346 Venice St, Longmont, $155,000, home • Vera LLC from Jose Martinez, 536 Cameron Ct, Longmont, $92,000, home • Timothy & Juliana Wilsey from Douglas Morland, 528 Sandpoint Dr, Longmont, $235,000, home • Barry Miller from Phyllis Bauer Living Trust, 1627 Emery St, Longmont, $120,000, home • D & Teresa Bennett from Sonoma Pinnacle LLC, 2214 Calais Dr Unit B, Longmont, $298,500, condo • Michael Huss from Sonoma Pinnacle LLC, 2222 Calais Dr Unit A, Longmont, $282,000, condo • Michael Long from Sonoma Pinnacle LLC, 2226 Calais Dr Unit A, Longmont, $285,000, condo • Legacy LLC from Irvin Ashliman, 1721 Emery St, Longmont, $150,000, home • Thomas & Stephanie Bennett from Bank America National Association, 13081 Woodridge Dr, Longmont, $889,000, home

May 29, 2010

• Willa Buckles from Colorado Oaks LLC, 2426 Santa Fe Dr Unit B, Longmont, $284,400, condo • Allen Killebrew from Norma Dirks, 2124 Bowen St, Longmont, $189,000, home • Joann & Brian Burton from Kathleen Donovan, 713 Snowberry St, Longmont, $245,000, home • Matthew & Allyson Damick from Donald Drage, 3053 McIntosh Dr, Longmont, $253,000, home • Nancy Olin from William Evans, 1517 Sumner St, Longmont, $275,000, home • Jonathan & Rebecca Lejeune from Fannie Mae, 2408 Mountain View Ave, Longmont, $160,000, home • Christopher Corcoran from Fannie Mae, 1307 Gay St, Longmont, $139,500, home • Shaunessy Obrien from Fannie Mae, 1212 Lefthand Dr, Longmont, $194,500, home • Ronald & Kristy Meining from Darrell Felton, 135 Bross St, Longmont, $50,000, home • Leslie Irwin from Kristi Froshaug, 2626 15th Ave, Longmont, $220,000, home • Fabian Vasquez from Bart Macgillivray, 432 Fox St, Longmont, $149,000, home • Charles & Kat Oldfield from Nationstar Mortgage LLC, 8067 Meadowdale Sq, Longmont, $206,500, home • David Bryant from Sal Patinella, 1519 Cambridge Dr, Longmont, $213,000, home • Bojames Molai from Arisa Raman, 1906 Wildrose Dr, Longmont, $229,900, home • Sarah Tessendorf from Mary Rockhold, 2134 Astoria Ln, Longmont, $253,000, home • Charles & Ellen Cooper from Shadow Creek Homes LLC, 1451 Ajax Way, Longmont, $394,000, home • Louis & Genevieve Cavallo from Paul Stark, 823 Lincoln St, Longmont, $225,000, home • Mike Arredondo from Theodore Tebockhorst, 1315 Lefthand Dr, Longmont, $203,500, home • Jeff Swanson from Kahle Toothill, 2213 Watersong Cir, Longmont, $210,000, home • Sandor & Stephanie Demosthenes from Gregory Wheeler, 11773 Pleasant View Rdg, Longmont, $420,000, home • Bernard Kuster from Mark Boruff, 1322 Bramble Pl, Longmont, $302,500, home • David Wood from Gerald Brock, 926 Pendleton Ave, Longmont, $292,000, home

• Caleb & Rachele Holt from Rea Aruna Byers, 1425 Missouri Ave, Longmont, $200,000, home • Darcy & Alacia Bufalini from Edith L Coleman Family Trust, 6205 Misty Way, Longmont, $206,000, home • Helene Prusow from Zachary Griffith, 714 S Gay St, Longmont, $179,500, home • Meredith Ray from Marjanna Helwig, 6142 Hygiene Rd, Longmont, $763,000, home • Casey Griebel from Harvey Jackson, 1549 Kimbark St, Longmont, $147,000, home • Gary Calderon from Stephen Leblang, 7652 N 49th St, Longmont, $1,863,500, home • Stephanie & Todd Dumas from Michael Meiler, 912 Ninebark Ln, Longmont, $265,000, home • Nathan & Olga Wilhelmi from Dan Sagisi, 1703 Turin Dr, Longmont, $365,000, home • Robert & Holly Hiller from Alexander Bielen Living Trust, 221 La Paz Pl, Longmont, $186,500, home • Amy Frye from Lois Britton, 10591 Butte Dr, Longmont, $163,500, home • James & Natalie Keech from HUD, 10673 Butte Dr, Longmont, $131,000, home • Dylan Trembley from Rocky Mount Invest Group LLC, 10599 Forester Pl, Longmont, $163,500, home Berthoud • Theodore & Danielle Phillips from 1440 Shelby LLC, 1440 Shelby Dr, Berthoud, $555,000, home • Richard & Erin Kilton from Erik O’Neal, 2291 Elmwood St, Berthoud, $360,000, home Erie • Paul Johnson from James Keller, 1943 Seidler Ct, Erie, $251,000, home • Daniel Record from Justin Springett, 317 Bonanza Dr, Erie, $255,000, home • Eric & Kirsty Daviau from Fannie Mae, 1258 St John St, Erie, $300,000, home • Crystal Elbeck from James Harding, 581 Lehigh Cir, Erie, $250,000, home • Kara Stone from Garry Kamas, 3210 Billington Dr, Erie, $288,000, home • Patricia French from Ruth Lambert, 764 Carbon St, Erie, $182,800, home • Whitehouse Trust from Jamie Strzepek, 1900 Hauck St, Erie, $475,000, home • James & Teri Keller from Tay-

Times-Call / Home & Real Estate Weekly

lor Morrison Colo Inc, 83 Rivera Ct, Erie, $370,500, home • Glenn & Heidi Macy from Taylor Morrison Colo Inc, 84 Ortega Ct, Erie, $301,500, home • Leon & Laura Schneider from Bultman Family Trust, 1353 McGregor Cir, Erie, $349,000, home • R & Rachael Hundhausen from Jacob Eker, 1231 Banner Cir, Erie, $284,900, home • Craig & Kristi Foley from Stanley Mavridis, 1621 Woodward St, Erie, $375,000, home • Stan & Patti Thompson from Wells Fargo Bank, 2999 52nd Hwy, Erie, $75,000, home • Scott Bryant from Elaine Breslin, 414 Montgomery Dr, Erie, $147,900, home • Christopher Elliott from Craftwood Design Inc, 261 Commander Dr, Erie, $950,000, home • Derek & Natalie Anderson from Philip Palmer, 2511 Azalea Way, Erie, $300,000, home • James & Mary Wright from Wl Homes LLC, 2588 Reserve St, Erie, $460,000, home Firestone • Ralph Brewer from Arb Lending Acquisition LLC, 11364 Deerfield Dr, Firestone, $243,000, home • Morgan Pears from JJ Constr Northern Colo LLC, 5445 Rosewood Ave, Firestone, $230,000, home • Matthew Cetlinski from John Hubbard, 6163 Snowberry Ave, Firestone, $195,000, home Fort Lupton • Dean & Susan Chavez from Fannie Mae, 166 S Trail Blazer Rd, Fort Lupton, $296,000, home Frederick • Zen Inc from Astral Communications Inc, 9250 Bruin Blvd Ste E, Frederick, $210,000, home • John & Evelyn Bonel from ALR Invest LLC, 9038 Grand Mesa Dr, Frederick, $255,000, home • Curtis & Dawn Lowry from ALR Invest LLC, 8801 Welsh Ln, Frederick, $380,000, home • Barry & Tara Stoner from ALR Invest LLC, 9040 Shenandoah Ave, Frederick, $265,000, home • Jessica Steele from Dennis Timmreck, 7476 Skyline Way, Frederick, $202,000, home • Lauren Hopkins from Jason Willis, 5723 Russell Cir, Frederick, $189,000, home Lyons • Kerry Borcherding from Karen Lovejoy, 187 2nd Ave, Lyons, $371,600, home

11

Platteville • Paul Eisenach from First Franklin Mtg Loan Trust, 724 Goodrich Ct, Platteville, $125,000, home • Matthew McPherson from Ideal Homes LLC, 107 Plowshare Ln, Platteville, $161,000, home • Linda Alden from Richard Ferge, 302 Marion Ave, Platteville, $124,500, home • Eric & Jennifer Gilbert from 4k Real Estate LLC, 5305 Red Tail Ct, Platteville, $82,000, home Foreclosures – notice of election and demand • Borrower: Hector Escarcega, Lender: US Bank National Association, Amount: $111,020, Property: 231 6th St, Dacono, Filed: 05/14/10 • Borrower: Bradley & Jennifer Pember, Lender: Chase Home Finance LLC, Amount: $339,713, Property: 2319 Holly Dr, Erie, Filed: 05/14/10 • Borrower: Ho & Myong Kim, Lender: Uniti Bank, Amount: $2,872,799, Property: 11292 Business Park Cir, Firestone, Filed: 05/13/10 • Borrower: Charles Grinder, Lender: Chase Home Finance LLC, Amount: $175,121, Property: 10818 Cimmarron St 1003, Firestone, Filed: 05/14/10 • Borrower: Jimmy & Renee Gonzales, Lender: Citifinancial Inc, Amount: $75,540, Property: 619 6th St, Fort Lupton, Filed: 05/14/10 • Borrower: Tereso Chavez, Lender: GMAC Mortgage LLC, Amount: $180,853, Property: 15340 Casler Ave, Fort Lupton, Filed: 05/17/10 • Borrower: Greg & Kim Salyer, Lender: Chase Home Finance LLC, Amount: $107,000, Property: 450 Barry St, Fort Lupton, Filed: 05/19/10 • Borrower: Harold Borquez & Tamra Turner, Lender: GMAC Mortgage LLC, Amount: $187,453, Property: 5441 Fox Run Blvd, Frederick, Filed: 05/19/10 • Borrower: Lyman Porter, Lender: BAC Home Loans Servicing LP, Amount: $262,890, Property: 2645 9th Ave, Longmont, Filed: 05/13/10 • Borrower: Darren & Kimberly Cunningham, Lender: Metlife Home Loans, Amount: $346,379, Property: 1423 Galapagos Pl, Longmont, Filed: 05/13/10 • Borrower: Saphann & Maline Chan, Lender: Chase Home Finance LLC, Amount: $259,200, Property: 2425 Maplewood Cir E, Longmont, Filed: 05/14/10

12

Times-Call / Home & Real Estate Weekly

May 29, 2010

OPEN HOUSE DIRECTORY FEATURED HOMES 22-148362

Open Sat & Sun 11 – 1

Open Sat & Sun 12-4

2172 Meadow Ct.

1415 Armstrong Dr.

$339,900 3208 SF, 3 BR + 3 BA, Rear Load 2 GA. Across from Park, Finished Lower Level

Longmont

22-148520

Longmont

Shadow Grass Park • www.shadowgrasspark.com • (303)776-3331

$149,900

!

ed

c du

e

ic Pr

Re

1700 beautiful sf! 3 br, 2.5 ba., Garage, Patio, new appliances, hardwoods, monthly fees only $110 including water.

Truelongmont.com • Jeanie Parsons, RE/MAX Traditions • (303) 775-9612

Open Sat 12-2

1843 Whitefeather Dr. Longmont

$278,900 2BD/2BA + office, 3660 sf ranch in Fox Meadows. Built 2007, Hardwood floors, open layout.

Debra E. Hensen Real Estate • (303)819-0987 22-148617

Open Sat 1-3

53 Cheyenne

Visit www.YourFrontRangeHOME.com to map your home tour

Lyons

$198,700

Rustic 2 bd, 2 ba log home. Fireplace, hot tub, studio, pool room w/table & new appliances. Views, Hiking & Biking!

Sharon McConnell/McConnell Realty • (303)823-6839

SATURDAY OPEN HOUSES Price

Location

Address

Hours

Office

Phone

$149,900

Longmont

2172 Meadow Ct.

11-1

Remax Traditions/Parsons

303-775-9612

$198,700

Lyons

53 Cheyenne

1-3

Sharon McConnell Realty/McConnell

303-823-6839

$278,900

Longmont

1842 White Feather Dr.

12-2

Debra Hensen Real Estate/Hensen

303-819-0987

$333,000

Longmont

1009 Champion Circle

12-3

Keller Williams/1st Realty/Wilson

303-625-3649

$339,900

Longmont

1415 Armstrong Dr.

12-4

Shadow Grass Park

303-776-3331

SUNDAY OPEN HOUSES Price

Location

Address

Hours

Office

Phone

$149,900

Longmont

2172 Meadow Ct.

11-1

Remax Traditions/Parsons

303-775-9612

$339,900

Longmont

1415 Armstrong Dr.

12-4

Shadow Grass Park

303-776-3331

$549,999

Niwot

6852 Peppertree Dr.

1-3

Prudential/Galloway

720-934-2532

List your open house on the grid for only $25 or free with a display ad