Homes and Real Estate Weekly

Longmont Times-Call

www.YourFrontRangeHome.com

HOME

& Real Estate Weekly

January 9, 2010

Keeping holiday plants alive Gardeners beware of offering advice

Chaos turns into

Sanctuary

Times-Call / Home & Real Estate Weekly

By Joe Lamp’l Scripps Howard News Service

Order seeds early, start them indoors in February, plant more perennials, shrink my lawn and grow more cool-season crops.

These are just a few of my favorite things I vow to do at the start of each new year. You know what I’m talking about.

We gardeners are a pretty ambitious group. Unfortunately, my resolutions are often based on fantasy, not reality. But this is the year – isn’t that what we always tell ourselves? – I’m finally going to get those to-dos crossed off my list. Some years are better than others. But overall, I always want to do more. I’m sure it goes along with a commonly known fact about a gardener’s garden: It’s never really finished.

In the hopes that you find some common ground in the shared frustration of not get-

January 9, 2010

ting it all done, here are a few of my outstanding resolutions for 2010 (and likely beyond).

• Install window boxes. It would add so much to the look of the front of the house.

• Plant the window boxes.

Set aside an extra hour for this.

• Install a pond. How long have I been longing for this?

Let me count the years.

• Use more containers. It’s such an easy addition for high impact. What’s taking me so long?

• Incorporate more garden art and hardscapes. I write about the four-season garden. It would be nice if I did more of it in my own garden.

• Study botanical Latin more.

Which is it again, clem-a-tis or clem-at-is?

• Do something with the seed catalogs this year other than throw them in a pile for later review. They really do deserve to be looked at more.

They’re mini-encyclopedias of plants. So much information, so little time.

• Find a home for the plants I’ve had in nursery pots since moving from Atlanta. Three years and counting is more than enough time to prove a plant’s container hardiness.

• Install a stone walkway from the front stoop to the street. This goes along with my window-box project. They would add so much to the curb appeal, and create an inviting approach.

• Install pea-gravel pathways in the backyard. I love the sound that gravel makes underfoot, and it’s a great way to reduce runoff.

• Remove the invasive volunteer plants that are overtaking my backyard beds. This should be on everyone’s to-do list.

• Propagate more plants from cuttings. Aside from the fact that I love doing this, the

SHNS/Courtesy Courtenay Vanderbilt

money saved in making more plants is amazing.

• Save more seeds. Especially heirlooms. It’s good for the wallet and a great family activity.

• Actually plant more of the seeds I save. What is it with me? Those seeds only last so long.

• Take pictures of my garden more often to show the changes through the seasons and years.

(And once I do all the things on my list, those pictures

303-772-2222

“Always There For You”

®

OPEN HOUSE / PRICE REDUCED

SAT 11-1: HOSTESS: KYONG BRODT 6583 UTE HWY, LONGMONT $549,000

SAT 11-1: HOST: JIM BRADLEY 1751 COLLYER ST., LONGMONT $195,000

SAT 11-1: HOST: MARTY QUIGLEY 3200 N BUTTERCUP CR, ERIE $549,900

OPEN HOUSE

SUN 11-1: HOST: JIM BRADLEY 612 KIMBARK, LONGMONT $249,000 • Updated Old Town Victorian • Gorgeous Hardwood Floors throughout • 3 bedrooms, 1 bathroom • Flexible CBD zoning • Garage plus off street parking

• 3 bedrooms, 3 bathrooms • Over 1,900 SF finished • Custom tile work throughout • 3 sided fireplace • 15x12 enclosed porch

OPEN HOUSE

SAT & SUN 2-4: HOST: JIM BRADLEY 9000 E. 155TH AVE., BRIGHTON $412,000 • 2.1 acre Horse Property • 4 Bedroom, 4 Bath • Backs to Open Space/Riding Trails • Prof. landscaping with Putting Green • Foothill & Mountain Views

• Peaceful rural/urban on 1.2 acres • 4 Bedrooms, 3 baths, 2 story • Hardwood & tile main floor • Dramatic 2 story fireplace • Circular Stairs & gourmet kitchen

NEW LISTING

2314 JUDSON ST., LONGMONT $205,000 CAROL SCHACK

• 3 bedroom brick ranch • Full, unfinished basement • Remodeled, new furnace/AC in 2002 • New roof in 2005 • Great location; close to elem. school

PRICE REDUCED

9039 DRAKE WAY, FREDERICK $299,900 CAROL SCHACK

• Quality Custom Ranch • Hickory floor/cabinets • 2 Gas Fireplaces • Mstr Suite w/Steam Shower & Soaking Tub • Nice Landscaped with Water Feature

1623 RED MOUNTAIN DR., LONGMONT $288,000 DICK MANDILE • Show home quality • 3 bedrooms, 3 baths, 2 story • Large dining/living room combo • Family room, eat in kitchen.

• Great for entertaining

11819 N BEASLY RD. LONGMONT $422,900 JOHN MARLIN 303-931-1717 • Ranch, w/open floor plan, great room • Granite kitchen w/large dining nook • Formal Living & Dining, Study w/bay window • Luxury Master Suite • 9 Ft. ceilings in unfinished basement

An independently owned & operated member of The Prudential Real Estate Affiliates, Inc.

OPEN O PEN H HOUSES OUSES

• RARE OPPORTUNITY! • 2.1 acres with water rights • 2400 SF heated workshop with office • 3 bedroom, 2 bath brick ranch • NEW SEPTIC SYSTEM

FFEATURED EATURED H HOMES OMES

Rock Solid Since 1990!

OPEN HOUSE

Joe Lamp’l, host of “GardenSMART” on PBS, is a Master Gardener and author.

For more information, visit www. joegardener.com.

303.772.9620

RESIDENTIAL - COMMERCIAL PROPERTIES OPEN HOUSE

should get pretty dramatic.)

There you have it. Hopefully, you can identify with at least some of these items. Fortunately as gardeners, we are naturally optimistic about the future. Next year will always be a better year in our garden; and for me, one filled with plenty to do there. See you in the garden.

The Company That Sells!

01-141217

2

02-141436

601 S. Bowen • Longmont • www.eratradewind.com

404 HARROW, PLATTEVILLE

803 DENVER AVE. FT. LUPTON

815 S. GRAND AVE. FT. LUPTON

PRICE REDUCED 100% FINANCING AVAILABLE

PRICE REDUCED 100% FINANCING AVAILABLE

3 Bedrooms, 3 Bathrooms and 2839 square feet. $197,900 Call Troy Terry 303-956-6793

3 Bedrooms, 2 Bathrooms and 1684 square feet. $147,900 Call Troy Terry 303-956-6793

Ranch w/fin. walkout bsmt. Master suite w/ 5pc bath, backs to park/open space. Wildlife & mtn views, updated kit w/granite, stainless steel appliances. $317,500

Sat. 11 - 1

Sat. 1:30 - 3:30

Sat. 12 - 2

4038 Arezzo

6900 Peppertree

733 Teal Circle

Longmont Hostess: Troy Terry

Niwot Hostess: Troy Terry

• 3 bd/3 ba/2420 sf • $289,000/Lngmt •303-956-6793

• 4 bd/4 ba/2,755 sf • $529,000/Niwot •303-956-6793

“New Carpet” In This Fantastic Renaissance Neighborhood Home.

Custom Home in Rural Niwot With Mountain Views

Call Troy Terry 303-956-6793

Longmont Hostess: Barb Bashor

• 5 bd/4 ba/5000+ sf • $424,900/Lngmt • 888-895-0543 x86092 Beautiful 2 Story, Opn Flr Pln, Lots of Light, Backs to Open Spc & Great Views!

January 9, 2010

Times-Call / Home & Real Estate Weekly

Clean your house in minutes

Keep holiday cacti alive and beautiful into the new year

By Kathie Bond-Borie Family Features

With their exotic-looking flowers adorning gracefully drooping stems, holiday cacti are favorite plants. But once you take the colored foil off, how do you keep the plant healthy and happy for the New Year?

These spineless, succulent cacti are native to the Brazilian rainforest, which gives an indication of the kind of care they require. Unlike desert-dwelling cacti, these plants need to be kept moist, and they don’t need full sun. Bright, indirect light and evenly moist soil most closely replicate their natural environment, where they are typically found growing in pockets of leaf mold high in the trees. Mimic these conditions and your plants will have the best chance of thriving.

A plant in bloom will often drop some flowers when it’s brought into a new environment, often because of sudden temperature changes.

To reduce this loss, keep plants away from heat sources such as hot air ducts and fireplaces.

Holiday cacti grow well in our typical 70-degree homes, and turning down the thermostat at night helps them, too. Give them an acidic

Kristi Ritter

soil with high organic matter content, such as a mixture of 60 percent peat moss and 40 percent perlite.

Once the plant has finished flowering, reduce watering but don’t let the leaves shrivel, and place it in a cooler location for the next several months. When new growth begins in spring, begin fertilizing at half strength and continue until fall. If possible, set the plant outside in the shade for the summer. If you leave the plant outside (temperature permitting), it will naturally begin blooming in late fall.

To encourage blooms at Christmas time, in mid October start giving the plant 14 to 16 hours of complete darkness at night. Move it into a closet, cover it with a box, or place it in a room that you don’t use at night. It will take at least three weeks of this treatment for the buds to show about one-eighth-inch long, at which point you can stop the long-night treatment.

Holiday cacti flower best when kept somewhat root bound. Every three or four years, repot your plant by removing it from the pot, cutting off about one-third of the outer roots, and repotting it with fresh mix.

Specialty Publications Editor kkritter@times-call.com, 303-684-5275

Summer Stair

Specialty Publications Associate Editor sstair@times-call.com, 720-494-5429

Nathalie Winch

Specialty Publications Assistant Editor nwinch@times-call.com, 303-684-5294

YourFrontR angeHome.com

For advertising information, call 720-494-5445

Don’t spend all day cleaning.

Home economist Deborah Taylor-Hough tells how to get it all done in 10 minutes.

• Make a game of it. Set a timer for 10 minutes, and tell the kids to pick up as much as they can before the alarm goes off.

• Run a load of non-dishes in the dishwasher when it isn’t quite full.

Clean things like stove burners, vases, candlesticks and even children’s plastic toys contained in a mesh bag.

• To keep bathroom mirrors from fogging up, rub them with dish soap and let them dry. It will take vigorous rubbing to work the soap in, but it should prevent fog from forming for up to two weeks.

• If more than one child uses a bathroom, label old shoeboxes with each child’s name, to keep the toiletries separate.

• Clean the dust off stuffed animals by running them through the dryer on fluff cycle with a dryer sheet.

• Time’s Up Cleaning Strategy: Take just five minutes a day to tidy up each room. This technique is not to be used as a substitute for deep cleaning, but it will keep the clutter under control.

• Vacuum first and then dust, so the vacuum won’t kick dust back into the air and onto your furniture.

• Clean dingy vinyl dolls by slipping a soft sock onto your hand, then dipping the end of the sock first in water, then in baking soda. Gently rub the doll with the soda.

• To absorb refrigerator odors, place an open bowl filled with two to three charcoal briquettes on a back shelf.

Direct press releases for Home & Real Estate Weekly to the editor. The deadline is Monday at 5 p.m. the week of publication.

The display advertising deadline is Tuesday at 3 p.m., and the classified line advertising deadline is Thursday at 3 p.m.

– both the week of publication. For advertising information, call 303-776-2244.

– HGTV

On the Cover A little organization and this space is ready for work. See page 4.

(SHNS/HGTV)

3

4

Times-Call / Home & Real Estate Weekly

January 9, 2010

Below: Before, the open-concept room functioned as a gym and living space. Left: After, by organizing the room into zones, mixing the masculine and feminine, and playing with colors and textures, it’s now a perfect space to work in – or workout in.

(SHNS/HGTV)

Settled In Family finishes the third level in their dream house

Candice Olson HGTV

Just a few months after the birth of their first child, Jaime and Kyle bought their dream house in their dream neighborhood.

Settling into family life was great, but soon Jaime had to get back to work. The problem was that she works from home, and her office was on the third floor in a huge space that doubled as a gym and display area for the memorabilia from Kyle’s days as a professional rugby player.

The open-concept room had a lot of potential, but wasn’t working at any level.

Jaime wanted an office that was comfortable and motivating. Kyle wanted a masculine gym. And they both wanted to incorporate a lounge space for the whole family. So I grabbed my team and prepared to get this space back in the game – stylishly and beautifully.

I started by choosing a color palette. I wanted to keep a masculine vibe but add feminine touches. The plywood floor had a beautiful butterscotch shade, so I used that as my jumping-off point and rounded out my palette with deep browns, cool creams and inky charcoals.

I painted the walls in a light-straw shade except for the feature wall by the gym equipment that I painted in a dramatic blueblack. I then mapped out the room into three areas – an office, a lounge and a gym.

I created the office area by the window, so Jaime could have a nice view. On the window, I put up simple linen drapes with a striped band and textured woven blinds for light diffusion. I kept Jaime’s father’s old banker desk, but repainted it and flanked it with mirror-backed bookcases in a darkespresso finish. I gave Jaime a comfortable plush brown work chair, put an upholstered, button-detailed pin board above the desk and added a family portrait gallery on the wall beside her desk.

Across from the office area, at the dark feature wall, I started organizing the new lounge. On one side of the wall, I put in a long bar counter in beautiful white quartz, a sink, a bar fridge and a coffeemaker. Next to the bar area, I put in a dark-wood console for the television and a lot of storage cabinets.

Across from the television, I installed a

large, L-shaped sectional in a light-gray-andblack tweed pattern, a coffee table and a lot of pillows in menswear-inspired fabrics such as argyle and pinstripes. I also put in two chairs in sleek, black leather. Then I added a small console table and put a funky 1950sinspired light pendant in the living space.

This whole furniture arrangement sits atop a big area rug in a brown checked pattern.

I still had to incorporate Kyle’s gym equipment. So I put down rugged carpet tiles in one corner of the room, put in some lighting, arranged his workout gear – and then covered the area up with sliding woven panels to keep it out of sight.

This room had finally made its transformation from locker room to multifunctional room. By organizing the space into zones, mixing the masculine and feminine, and playing with colors and textures, I toned down the sports and turned up the style.

Now it’s a perfect space for the family to work in or workout in. Now that’s divine Interior decorator Candice Olson is host of HGTV’s “Divine Design.” For more information and show times, visit www.HGTV.com or www.divinedesign.tv.

January 9, 2010

Times-Call / Home & Real Estate Weekly

5

Certain advice about plants might be unwelcome at social gatherings

burn is from salty house water, the onLike many people obsessed by their hobbies, gardeners aren’t good at recly solution is to give the plant bottled ognizing when they’ve crossed the line water. Be prepared to be labeled a lufrom making polite small talk to giving natic. Sometimes only gardeners untoo much information. At parties, an derstand some plants prefer Evian. innocent question on what could be Never talk bugs. Alarm sets in when troubling houseplants gets them fired encouraging people to recognize the up and, waxing eloquent on the gestadamage bugs do, such as making tion of a fungus gnat, people think Carol O’Meara leaves a mottled yellow, leaving spider they need a life or are a complete luColorado State webs or sticky droplets. The sap feednatic. Either way, they end up alone University Extension ers (spider mites, mealybugs, brown talking to the plant. scale and whiteflies) do this, and good Gardeners, if you want people to control means looking closely to identalk to, take some advice: People are willing to tify the bugs. listen to you explain that a houseplant’s lower A light but firm hand propelling people toward leaves yellow and drop from over-watering, or the bugs causes full-scale panic. Hosts start wonthat leaves dry up and fall off or wilt when underwatered. But describing plants wilting from being dering why they invite gardeners. Try to soothe things by discussing control. Depending on the too wet because roots need air leads to trouble. bug, repeated showering of the plant (spider Gardeners know that the pot’s surface soil is mites), dabbing with alcohol (mealybugs and usually dry, and that this involves pushing a finbrown scale), rubbing them off (brown scale) or ger into the soil deep enough to check – up to a vacuuming them up (whitefly) is effective. knuckle or two. But passionately insisting that Fungus gnats, the bugs that fly slowly about people need to give regular plant proctologic exhomes in winter, lay eggs in overly moist soil. ams is a sure-fire way to get them to think you’re One control for them is allowing the soil to dry nuts. It’s worth it, though. Over-watering is the No. 1 killer of houseplants. slightly between watering. Another is placing a A few plants react differently from over-waterraw potato slice on the soil, which gnat larvae ing, such as Scheffleras. Their leaves become soft love, and after a few days they swarm it. Pick this or develop black spots. Others, like Jades, will get up, throw it away and replace with a fresh slice. leaf drop or spots from under-watering. Checking After this advice, there’s usually no one left the soil is the best way to tell if a plant needs wanearby except other gardeners. Simply smile and tering. tell them that the host can use Gnatrol, a natural Gardeners are safe talking about the weather, product to get rid of fungus gnats while watering. not discussing the affects of salts. Leaves yellow, Gardeners will nod at this wisdom, knowing it’s often from the tips or edges, when there is too not as much fun as the potato slice. much salt from soft (salty) water or fertilizer. AdCarol O’Meara is a horticulture entomologist with the Colorado monishing people to follow fertilizer directions State University Extension office at the Boulder County Fairbecause plants don’t benefit from a power drink, grounds in Longmont. Contact her by calling 303-678-6238 or and they’ll start wishing they had one. e-mailing comeara@co.boulder.co.us. For more gardening tips, When giving advice, give it cheerfully: If the tip check out her blog at gardeningafterfive.wordpress.com.

Team

For Further Details Of These Listings And:

Experience Isn’t Expensive...It’s Priceless

Diane Stow, ABR, CRS, GRI, SRES, CDPE

BROKER ASSOCIATE Diane’s Direct Line:

303-827-7046

709 Tanager Circle SHOWHOME CONDITION! Striking Hm located on one of the largest lots in the subdivision backing to open space. SMOKE & PET FREE. Inviting Cov. Frnt.

Porch. Open Flr. Plan. Upgraded lightng. Fixtures, Impressive Staircase w/double approaches from Liv. & Fam rms. Study w/ French Doors, Mstr Suite w/5 pc. bath & walkin closet. Plsnt eatin kitch. w/42 in. cabinets & island off Fam. rm w/gas fireplace looks out to composition deck in bkyrd w/garden space. Appli.

Incl. Oversized 2.5 car garage. $343,000

TO SEE ALL OF DIANE’S LISTINGS With Detailed Information, Multiple Photos & Virtual Tours,

VISIT:

www.dianestow.com Email: diane@dianestow.com

Re/Max Traditions, Inc. 2204 18th Avenue (303) 772-3800

By Helaine Fendelman and Joe Rosson Scripps Howard News Service

Dear Helaine and Joe: These appear to be old jewelry boxes. The black one has “336” on the bottom.

Printed on the bottom is “Have Crest.” Any information would be appreciated. Thank you. – W.B., Arcadia, Neb. Dear W.B.: These two pieces are indeed jewelry boxes or jewelry containers.

The black one is just that – a small decorative box intended to hold jewelry on top of milady’s dresser. Objects similar to the second piece were used as pin trays, ashtrays or “jewel trays.” But since this piece has a textile lining (probably satin), it was certainly not an ashtray or a pin tray (the pins would have snagged in the fabric and been difficult to retrieve). It is a small, open jewel tray.

The two fancy handles suggest that it never had a lid and was designed to be a luxurious container in which the lady of the house placed her

rings or other small jewelry items before going to bed.

The idea: She would put on her baubles in the morning so there was no need to store them away in a box.

While the jewel tray was simply a pretty receptacle for short-term usage, the 5-inchwide metal box was typically used for more long-term storage, allowing the lady of the house to choose her adornment before she attended a special occasion.

The metal box was probably once silver-plated, and it was likely made from Britannia metal, a type of pewter commonly used for silverplating in the middle to late 19th century and beyond.

Britannia consists of tin hardened with copper and antimony.

The insurance-replacement value of this Wave Crest jewel tray is between $100 and $125. The metal box is a bit less, at $75 to $95.

Helaine Fendelman and Joe Rosson are the authors of “Price It Yourself” (HarperResource, $19.95). Contact them at Treasures in Your Attic, P.O. Box 27540, Knoxville, TN 37927. Email them at treasures@knology.net.

“

Quality & Satisfaction Guaranteed”

FREE ESTIMATES

INTERIOR, EXTERIOR, RESIDENTIAL & COMMERCIAL Superior Prep Work Power Washing Wood Staining Epoxy & Urethane Floors Professional Painters

References Provided Premium Quality Paint Products Fully Insured Warranty Included

19 Years Serving Boulder/Longmont Area Member Chamber of Commerce

PerfectionPaintingCo.com

303-682-0570

04-140740

The

233 Mulligan Lake Drive GORGEOUS, IMMACULATE ranch in sought-after Mulligan Lake Subdiv. 4 bed, 5 bath, 4376 +/-tot.sq.ft. Spacious mstr w/gas frplc & access to the covered patio w/water feature overlooking the beautifully landscaped yard, BIG lux. mstr bath w/jet tub, vanity, & walkin closet. Grand kitchen w/slab granite counters, walkin pantry, island, breakfast bar & nook, hdwd flr, & custom cabinetry adjoins fam. rm w/ 2nd gas frplc.

Bsmt fin. w/lg. rec rm w/wet bar, 3/4 bath & 4th bedrm. 3rd bedrm can be study. MUCH MORE! $750,000

01-140557

845 Hillside Court WONDERFUL RANCH STYLE HOME close to Sunset Golf Course. 3 Bed, 3 Bath 2432 +/-tot. sq. ft. Well-built home features 3 Bedrooms, 3 Bathrooms & 2432 Total Square feet! This classic Mid-Century Style home features 2 frplcs, over $30K spent on new wood windows, main flr master, jetted tub, laundry, eatin kitchen, & lg. great rm.expansive yard & mtn views. Huge bsmt fam. rm, Immaculate oversized 2 car att. garage, Paved RV pad. Solar Hot Water. Distinctive Nghbrhd. $298,500

Containers were made for jewelry

6

Times-Call / Home & Real Estate Weekly

January 9, 2010

Streamline your kitchen to simplify life If your quest for a simpler life has led you to the kitchen, you’ll find a lot of opportunities for streamlining. But contrary to what you might think, the most valuable ideas come from examining your already established work style, not by developing new habits.

“People put too much effort into antiquated ideas like the work triangle, which isn’t individualized enough to work well,” says Chicago designer Jessica Kalina, of Kalina Kitchen & Bath. “Most designers today start with how you work in the kitchen, from sink to fridge to dishes, and then design a personal solution for simplicity instead of expecting you to change your behavior to fit a one-size-fits-all kitchen organization.”

– HGTV 04-140562

Take Advantage of Great Incentives!

N ’ th Now’s the ti time tto b buy iin b beautiful tif l Y Yeager FFarm.

CHOOSE ONE from a list of fabulous incentives on a variety of Energy Star® single family ranches, two-stories and main floor masters.

Q LOW INTEREST RATES Q FREE BASEMENT FINISH Q UPGRADES PACKAGE PLUS Q BACKYARD LANDSCAPING & FENCING Featuring a variety of architectural styles and floor plans, starting in the $300’s. Live near schools, shopping and recreation in a neighborhood with charm and character.

Sales Office Open Daily 11-6 PM Contact us today!

17th Ave.

303-678-1362

3rd Ave.

Main St.

Francis St.

For details click Neighborhoods at www.MarkelHomes.com and download Special Offers.

Mt. View Ave. Hover St.

CHOOSE ONE offer good for a limited time only. One incentive per home purchase.

Although 2009 was bad for housing market, interest rates will stay low At the end of 2008, I said I wouldn’t be surIt’s hard to believe that two years ago, as we prised if that year went down as one of the worst ended 2007, some were comparing that housing ever for housing since the Great Depression. market to the Great Depression. We’ve fallen so much farther since.

But as we start 2010, it’s clear that 2009 wasn’t The good news is that if you’re looking to buy a much better for the real estate market. We’ve had home in 2010, mortgage interest rates will be low another record year of foreclosures (3.9 million and home prices will be relatively foreclosure filings, according to Realtycheap. You’re going to need more cash Trac). Housing prices fell sharply in the for a down payment, closing costs and first half of the year, as millions of reserves. And you’re going to need a Americans lost their jobs. higher credit score. If you’re planning The housing market is still on life to buy a house this year, here is my ansupport: The $8,000 first-time homenual list of New Year’s resolutions you buyers’ tax credit, which was originally should consider making. set to expire Nov. 30, 2009, was extendAs a buyer, I resolve to: ed until June 30, 2010. In addition, a • Get my credit and finances in $6,500 homebuyer tax credit for homeIlyce Glink owners who had lived in their prior res- Tribune Media Services shape. If you want to take advantage of today’s low interest rates, you’ll want to idences for five out of the past eight have a credit score above 760. The years was added. higher the better. If your credit score is below 620, Millions of Americans (about 27 percent, acyou’ll have trouble getting even an FHA loan. cording to Deutsche Bank) are living in homes • Know how much I can afford to spend before worth less than the amount they owe on the mortshopping for a home. Getting preapproved before gage. The government’s loan modification proyou shop for a home has never been more imporgram has been a failure so far. More than 760,000 tant. You’ll need all kinds of documentation (W2, homeowners are in a trial modification, and just tax returns and account statements), so get it toabout 31,000 of those have been converted to pergether before you visit a local lender. And, shop manent status. around. Although Fannie Mae, Freddie Mac and Fannie Mae and Freddie Mac, still under govFHA account for nearly 90 percent of all loans, ernment conservatorship, have taken hundreds of each lender sets its own fee schedule. Get the best billions of dollars in losses, and economists bedeal by chatting with four or five different lenders. lieve they have large, unrealized losses left to be • Know my neighborhood, and be comfortable taken. The Treasury Department spent $1 trillion with it, before I buy a home there. Houses are buying U.S. housing-backed mortgage securities, great. Neighborhoods that are littered with foreand will spend up to another $250 billion before closures may be unstable for years. Spend time in the program finishes in 2010. the neighborhood before falling in love with a parFHA now accounts for 30 percent of all loans ticular house. originated, but it has used up its insurance fund • Interview at least three brokers before hiring and will require higher down payments and bigger one. This is the single biggest purchase of your mortgage insurance premiums starting next year. life. You deserve to have the best representation.

And then there are the real estate investors, Make sure you interview at least three different swooping in to scoop up properties on the cheap. agents or brokers before hiring one. Ask questions As the year ends, investors account for about 40 about how many transaction sides they’ve closed, percent of all home sales. Some investors are findwhat price range they work in, who their typical ing ways of buying distressed properties and flipcustomer is, and what kind of technology they ping them to other buyers for a profit. (Some use. Hiring an agent is like being in a short-term things never change.) marriage. You want it to be good, supportive and Speaking of which, perhaps 4.5 million existing homes will sell this year plus another 430,000 new productive.

• Read and understand all documents before construction houses. That is the lowest number of signing them. I know loan documents are long newly built homes sold in any year since records and boring. So what? You’re committing to the have been kept – save 1982, the year interest rates next 15 to 30 years of your life (less if you reficlimbed above 18 percent.

If there has been a bright spot, it’s that mortgage nance). Take the time and read your loan and purchase documents. Make sure you understand what interest rates touched a 50-year low twice this they’re saying. Make sure the numbers match year. Millions of Americans (including your what you were promised. And if they don’t, speak columnist) refinanced to take advantage of rates up before you close – not after. that were as low as 4.25 percent for a 15-year fixed-rate loan and 4.75 percent for a 30-year Ilyce R. Glink’s latest eBooks are “Save Your House From Foreclosure” and “Divorce and Your Finances,” which can be purfixed-rate mortgage. chased at www.thinkglink.com. If you have questions, you can And the first-time homebuyer tax credit seems call her radio show at 800-972-8255 any Sunday, from 11 a.m. to have propped up the housing market, for the to 1 p.m. EST or contact her through her Web site, www.thinkglink.com. moment.

January 9, 2010

Times-Call / Home & Real Estate Weekly

7

Research your options before deciding to buy or sell in 2010

By Lori Rozsa bankrate.com

While the tumultuous real estate market has many people hunkered down hoping it will all blow over, proactive homeowners are looking beyond the uncertainty. They’re weighing a decision about whether to refinance their current mortgage or trade up to a house they couldn’t afford three years ago.

Making a move more alluring, interest rates continue to hover at 4 to 5 percent and tax credits of up to $8,000 for first-time homebuyers and up to $6,500 for buyers who have been in their homes for at least five of the last eight years consecutively are available.

But before you take the leap, real estate professionals caution that the same basic rules about buying a home still apply. Here are four questions to ask yourself: How long do I plan to stay in the new home? The rule of thumb is to stay in a home for at least five years to make a new mortgage worthwhile.

Do I really need to move or just want to grab a deal?

Can I cover the costs to close and relocate? With every winner, there’s usually a loser, and you could be both if you find a great deal on a bigger house but can’t sell your current home.

If I stay in my current home, does it make sense to refinance and maybe add that extra bedroom or build a deck to improve the property?

Take a deep breath and analyze what you really need, not what the market seems to be telling you.

“The decision depends on the individual. Are they

looking to move because their family has grown or has their job changed locations, or do they want a shorter commute? Those are reasons to look at buying,” says Bernard Markstein, senior vice president of the National Association of Home Builders in Washington, D.C. But don’t move just for the sake of moving, says Elizabeth Blakeslee, an associate broker with Coldwell Banker Residential Brokerage in Washington, D.C. Now is a great time to buy, but prospective homebuyers should make sure that’s what they really should do.

“You have to figure out your motivating factors,” Blakeslee says. “If you’re just trying to get a deal, you might want to think about it a little longer. These low interest rates are certainly a consideration for people, but as with every decision in life, you have to ask yourself, ‘What is my goal?’”

Markstein says there are several good reasons to buy a house now.

“Rates are historically low; it’s essentially a buyer’s market. And for people moving up, obviously they won’t get as much for their own home as they would have a few years ago. But if they’re reasonable and set a good price and they find another house at a good price, the two together could be a real benefit,” Markstein says.

If you’re not really looking to move, but you just don’t want to miss the real estate bargain boat, Markstein says it might be smarter to stay put.

“If you look around and say, ‘I like my neighborhood, I like the schools and the services, I like my

Zinnia proves beautiful and undemanding Special to the Times-Call

A stunning combination of new and old describes Zahara Starlight Rose. Zinnias are old-fashioned flowers but these rose and white flowers are a new bicolor for this sun loving class of annuals.

Other new traits are the proven resistances to leaf spot and mildew, which can devastate healthy plants and cause an early death. These superior qualities resulted in long lasting zinnia plants that provide generous color all season.

Zahara Starlight Rose is heat and drought tolerant and easy to grow in gardens. It is a perfect plant for the novice gardener because it is so undemanding with a maximum number of blooms.

The mature plants are midsized, about 12 to 14 inches tall and wide, large enough to make a bold statement in containers or patio urns. Gardeners will be able to grow Zahara Starlight Rose from seed or plants.

house, and I don’t really want to move,’ then you have two choices,” Markstein says. “You can do a simple refi, and that’s straightforward and will save you money in most cases. Or if you have enough equity, you can refinance and add a room or upgrade something in your house.”

Loans based on actual equity homeowners have sunk into their property for years are worth asking about. But if you bought your house in the last four years and didn’t put much money down, Markstein says to forget refinancing. Home prices have come down to levels seen around 2003.

“If you’ve been paying your mortgage for six to 10 years, chances are you have built up a lot of equity,” he says.

Refis for home improvement usually pay off if you stay in your home for at least another three years, Markstein says. Again, the time may be right. Contractors’ fees have come down substantially from the real estate boom.

Blakeslee says if you’re on the fence about whether to sell and move or stay and improve, do your research. Get your credit score. Find out what kind of mortgage you could qualify for. Look at the tax credit deals which expire June 30, 2010 (although binding contracts must be signed by April 30), and figure out your real motivation. If it’s just to save money, you could stay where you are and add a little extra to every month’s mortgage payment.

“You’d be surprised how that adds up and saves you money in the long run,” Blakeslee says.

Simplify your

Home Search

Look at dozens of homes in minutes at the comfort of your own keyboard. Check features, calculate financing, locate an agent and browse to your heart’s content.

Quick, convenient and only a click away... its that simple.

www.TimesCall.com

HOME

Your Front Range

a service of the Times-Call

Powered by:

ColoProperty.com 04-140554

Times-Call / Home & Real Estate Weekly

January 9, 2010

ath s Re qui red Allo wS mo kin g?

Pet s Wa she r/D r ye r Fa Wa c ili sh e ties r/D rye rH ook Oth -up er Am s en i ties

Lea se

fB

#o

fB #o

Dep

osit

ed r oom

ang eR

APT/CONDO DIRECTORY

s

e

01-139589

Pric

8

Hover Manor Senior Apartment Residence 1401 Elmhurst Dr. • 303-772-9292

$835$840

$835$840

1

1

Yes

No

Yes

Yes

Secure building, quiet neighborhood, meal program, transportation, utilities paid, appliances & cable TV included, 62 yrs & older; vouchers accepted.

Victoria Inn 2400 17th Ave. • 303-772-4667

$695$820

$250

1, 2

1, 1¾

Yes

Yes

Yes

(in each apartment)

A/C, D/W, cable ready, balcony or deck, carport, outdoor pool, close to shopping & bus stop.

Ute Creek Apartments 1100 E 17th Ave. • 303-684-6821

$805$1075

$125

1, 2

1, 2

Yes

Yes

Full SIze in each apartment

Yes

Move-In Specials, senior and other discounts. Fireplace, pool & spa, 24-hour fitness, garages. Close to shopping.

The Shores 2450 Airport Rd. • 303-774-8000

*$705$1200

$100 $200 $300

1,2,& 3 Studios

1, 2

Yes (Short Term Avail.)

Yes

Yes

Yes

Yes

Gas fireplaces, 24 hr. fitness center, heated pool & hot tub, A/C, business center, gourmet kitchens, detached garages. *On selected apartments.

Cloverbasin Village 630 Peck Dr. • 888-837-4912

$690$1100

$149

3-bdrm. townhomes

2

Yes

Yes

(65 lbs limit)

No

(& rental available)

Elliott Apartments 418 Emery St. Longmont, CO 80501 303-772-6452 Fox Ridge Apartments 3800 Pike Rd., Longmont, CO 80503 303-774-9944

$580$945

Yes

1, 2, 3

1, 2

Yes

Yes

Pets Neg.

Yes

$789$1239

$200

1, 2, 3

1, 2

(Short Term Avail.)

Yes

Yes

Yes

Tanglewood Adult Rental Condominiums 100 21st Ave., Longmont, CO 80501 303-774-0300 Circle at Sunset 240 Sunset Dr., Longmont, CO 80501 303-772-0611 Circle at Lake Shore Apartments 3226 Lake Pkwy, Longmont 303-651-6221

Yes

1,2,3

Yes

Yes

Yes

Convenient location, pet friendly, garages available, 24-hour maintenance In historic Longmont, large trees, quiet neighborhood on-site parking & storage. Close to RTD. Heat included.

Yes

Island kitchens, garden tubs, gas fireplaces, double balconies, two tone paint, gated community. Close to schools & newest community in Longmont.

All utilities & cable paid, sec. bldg., elevator, W/D in every unit, transpor(in every tation, social events. HUGE amenities unit) package, quiet 55+ community. Call for incentives!

Yes

$1135$1500

$1135$1500

1, 2

1, 2

Yes

Some

Yes

N/A

$675$799

$200

1,2

1,2

Yes

Yes

Yes

Yes

Yes

Hot tub, swimming pool, granite bar tops, stainless appliances

$670$960

$99

1&2 bd lofts, Yes 2x2

Yes

Yes

Yes

Yes

Yes

Hot tub, swimming pool, granite bar tops, stainless appliances, vinyl wood flooring

If you are interested in placing an ad on this grid, call Classified at 303-776-7440. Copy change deadline for this grid is Tuesday by 2 p.m.

January 9, 2010

Call : 303-776-7440

FAX : 303-772-8339 Online : timescall.com Email : classifieds@times-call.com Deadline to place classifieds ad in Real Estate Liner Ads: Thursday 3pm Display Ads: Tuesday 3pm

Times-Call / Home & Real Estate Weekly

9

Monday-Friday - 8am to 5pm 350 Terry Street Longmont, CO 80501 Apartments, Condos & Townhouses, Duplexes, Houses, Commercial, Retail etc...

Local & Out of Town Real Estate, Farms, Ranches, Acreages etc...

We accept cash, checks &

Apartments/ Apartments/ Apartments/ Apartments/ Apartments/ Apartments/ Apartments/ Unfurnished 4030 Unfurnished 4030 Unfurnished 4030 Unfurnished 4030 Unfurnished 4030 Unfurnished 4030 Unfurnished 4030

Rentals Apartments/ Furnished 4010

120 Pacific Ave, Ft Lupton Large 2 bdrm, utils. No pets/smk. $795. 303-857-8777

• 1 & 2 BDRM $550 & $675 FREE Heat 1060 17th Ave, Habla Espanol 720-327-8918 1 & 2 BDRM DELUXE CORPORATE CONDOS, fully furnished. 303-588-0726 1 & 2 BDRM Apt Homes Fox Ridge Apts Premier Gated Community. Pets FURNISHED HOUSE For Info & Specials OK! HWD, granite. W/D, wifi.

Call (303)774-9944 Short term OK. 303-912-4663

NO lease, dep or credit chk Wkly/mnthly • 303-776-2185 • ALSO RV SITES AVAIL!

1 BD, about 550 SF, coin lndry, Your choice, $460 2 BD, w/d hkp, new paint/carpet, wood flr, 1851 Emery #1, #2 $655 2 BD, 1 ba, W/D hkup, 1106 17th Ave, $595 Alert Realty 303-776-5156

Apartments/ Unfurnished 4030 1 BDRM & 2 BDRM apartments available.

1 bdrm for $475 & 2 bdrm from $625, 3 bdrm $695.

For locations & details call PML Inc (303)772-5934

1st Month RENT FREE! SUPER CLEAN Berthoud Townhomes 1602 4th Street ✭ 2 Bdrm avail now- $695 MUST SEE! No Pets. Non-Smoking.

Close to I-25, Hwy 60 & 287.

Sherry, (970)222-0502.

2 BDRM, 1.5 BA Twnhse, NW location $700 - $725, 303-776-5416 2 BDRM, 1 BA, $680/mo, only $250 deposit & 1st mo rent FREE! Gas & Wtr paid. 1419 Emery St. Se Habla Espanol. 303-678-6221

321 QUAIL 2 bdrm, 2 ba, A/C, W/D 1 Bdrm Rent Me, Rent Me! included. Close to Rec Ctr. Only $550! Split deposit Call PMP 303-776-RENT.

Welcome Home!

• Flexible Lease Options • Senior & Preferred Employer Discount • Free W/D in All Apts • Pet Friendly • Garages Available • Close to Shopping & Golf Course

over 2 months. N/Pets.

Top Realty, (303)931-6423

LE DEAUVILLE APARTMENTS ROOMY & READY

$725 05-140741

Excellent Move-In Specials Available!

303-684-6821

1100 East 17th Ave.

1 Bd From $565 2 Beds From $610 Great Location Large Units Park Like Setting Ample Parking A/C & Pool

05-140553

Rents starting at

Please call for details.

EASTGLEN APTS 1 BDRM, 1 BA, quiet, gar, 2 BDRM- RENT ME NOW! 630 Lashley, Longmont Only $625! Split deposit coin-op W/D, A/C, D/W (303)682-2943 over 2 months. Sorry, N/P $550/mo 303-859-9973 1, 2 & 3 BEDROOMS: Top Realty, (303)931-6423 Winter Savings 1 BDRM APT Pool, air, laundry 700 sf, $625/mo ● 2 MUMFORD PL ✭Wtr, trash, sewer pd (303)775-0777 2 bdrm, W/D, frplc, off st pkng. $625. 1/2 mo FREE 1 BDRM, Lg, BERTHOUD, rent! Pennant (303)447-8988 EFFICIENCIES $495+ $250 dep. Util´s incl.

STARTING AT $445!

No pets/smk. 970-215-8845 AVAILABLE Immediately- Call PMP, 303-776-RENT. 2 bdrm, 1000 SF, $750/mo, $750/deposit. (303)886-5039 1 BDRM ON COFFMAN HAMILTON PARK APTS. $525. On-site laundry, CLEAN 2 BDRM near 1406 N. 4th St., Berthoud.

A/C, off-st pkng. N/S. downtown, laundry room, Offers 1 bdrm for people 62 Avail now. (303)651-2881 storage. No Pets. $600 + or older or disabled, with or dep. Call (303)324-9922 without children. Rent 1 BDRM Studio apt in quiet based on income. Now area. $420/mo + elec, $200 accepting applications CLEAN 2 BDRM, dep. 80 21st Ave. Se Habla EHOP. 970-532-3725 or TDD W/D hkups, large yard.

720 Espanol! 303-678-6221 800-659-2656 Martin. $700. ((720)338-9635

303.772.3737

✭✭✭✭✭✭✭✭✭

$99 MOVE-IN SPECIALS!!

On ALL apartments!

Call today to schedule an appointment! PMP Realty, 303-776-RENT DACONO- Large 2 bdrm. $700/mo, incl sewer/wtr & trash. Lndry facilities avail. N/P. (970)420-1363 •1809 EMERY ST2 bdrm in 4-Plex, off st prkg, W/D hkups. Pet nego. $625. 1/2 mo FREE rent!

Pennant, (303)447-8988.

HORIZON PLACE

CLOVERBASIN VILLAGE *LIMITED NUMBER AVAILABLE • 1 Bedroom, 1 Bath Starting @ $626 • 3 Bedroom, 2 Bath AS LOW AS $780!

• 3 Bedroom, 2 Bath Townhouses Starting at $950!

•Full Size Washer & Dryer Hookups •Close to Bus lines ***Income Guidelines Apply***

**We Accept Foreclosures** • Pets Welcome • 24/Hr Fitness Center • Prices subject to change

$99 MOVE-IN SPECIAL!!

1 Bedroom- $525!

2 Bedroom- $600!

Secure bldg, swimming pool, A/C, on-site laundry.

Call PMP, 303-776-RENT ✭✭Lanyon Park Apts, 2 bdrm, spacious, all appliances, laundry on-site, cats/no dogs, $585 Call mgr 720-494-7637 or Mock 303-497-0668

✭ LANYON PARK APTS Spacious 1 bdrm, range, refrig, dishwasher, laundry facility, cat negotiable, $515. On site 720-494-7637 Mock 303-497-0668

LUXURIOUS 1 & 2 BDRMS •Hardwood flooring, •Stainless steel appliances, •Granite countertops, pool, •24 hour fitness center 2540 Sunset Drive ● 1-877-320-3313

NEWLY renovated 1 & 2 bdrms, close to Boulder, Lake front & Mtn views starting at only $670. 3226 Lake Park Way 1-877-320-3305

NEW YEAR SPECIAL ● 1-2 BDRM, rem, new N/S ● $625-800 303-444-0501

NIWOT/ 1 & 2 BDRM´s 8060 Niwot Rd, starting at $695.

Call PMP, 303-776-RENT.

VALUE PLACE FIRESTONE HOLIDAY SPECIALS!

ROOMS & Apartments Weekly/Monthly, from $100/week. Utililties included. (303)931-7108

● $549 MONTHLY ● $209 WEEKLY New building. Furn studios, full kitchens, free utils, no lease.

Sunny lrg 2 BDRM, 1 ba, quiet, WD, A/C, balcony, strg! No pets. 2041 Meadow Dr. $725 303-443-4308

Thistle Communities Longmont 4 Locations 1 Bdrm starting at $550 1 Bdrm w/ loft starting at $590 2 Bdrm starting at $620 Up to $350 off rent at move-in on select units.

Cat friendly, no credit check 15 3rd Ave 303-651-9496 Se habla Espanol.

I-25 & Hwy 119, Longmont exit 240.

303-485-0040 *New guests only.

Bring ad to qualify. *Expires 2/28/2010

Commercial/ Industrial 4040 1500 SF- 936 MAIN ST Good visibility, overhead door, good for transmission shop. $1200/mo. 303-885-7617 RETAIL/INDUSTRIAL 2400sf Central loc. Gary, K-II Realty 303-775-1646

APARTMENTS

$o9ve9in

• FREE Washer/Dryer & Carport • Wood-burning fireplace • Large balconies/patios • Approved pets accepted • MTM leases available • Within walking distance of shopping, restaurants & RTD • On Line leasing available

2400 17th Avenue, Longmont, Colorado 80503

303-772-4667

WAREHOUSE/SHOP I-25 North, Exit 245, 50’ x 60’, 16’ ceiling, 2 OH doors, 3-phase elect. Rent nego.

303-546-6881

1 BDRM, 1 ba, off st pkng, no stairs, pool, BBQ, 225 E 8th. $575. Alert 303-776-5156

1 Bedroom Loft Now $750 *www.victoriainnapts.com

UNIQUE townhouse style, 2154 Dexter Dr, 2 bdrm, 1.5 ba, balcony, laundry fac, $610 & $620 Mock 303-497-0668 or onsite 303-774-7550

Condos/ Townhouses 4050

m cial spe

1-888-837-4912 630 Peck Drive, Longmont West on Nelson/ Airport Rd

REDUCED RENTS 1, 2 & 3 BDRM Apartment Homes The Shores Apartments, Hwy 66 & Airport Rd (303)774-8000

✓ Perfect for visiting friends & family!

05-140563

0 APP FEE: WINTER SPECIAL, 1 bdrm $550.

On site pkng/laundry.

A/C. Water & heat pd.

Se Habla Espanol.

(303)774-0593

● 2131 MEADOW CT 3 bdrm, 2.5 ba, full bsmnt, garage, A/C. Pets OK. 1/2 Month FREE Rent! $875. (303)447-8988 2 BDRM/1 BA, frplc, end unit, pool/lndry on-site. 225 E. 8th. $675. 970-214-4276.

Condos/ Duplexes Townhouses 4050 2 BDRM, 2.5 BA, 1668 sq ft, A/C, fplc, fam rm, study, all appls, W/D, patio, gar, off st pkng, pets nego, N/S, $950 mo. 303-588-4182

4060 Houses

✭✭✭✭✭✭✭✭✭

DUPLEXES! • 1221 9th Ave • 1224 Holly • 1963 Meadow • 1414 Terry Call PMP for more details, 303-776-RENT

3 BDRM Townhome, 1364 SF, W/D hkup, 2 ba, $250 dep, $999/mo! 888-837-4912 *We Accept Foreclosures*

LARGE 3 bdrm, 2 ba, vaulted ceilings, AC, bsmt.

NO PETS. $900 303-499-7997

4060

0 App Fee-$100 off 1st 2 mos Lg 3 bdrm, 2 ba, gar, water pd. No dogs. 303-651-3216 1/2 Month Free Rent! ● 435 EMERY DR 2 bdrm, 1.5 bath, W/D hkups, carport, swamp cooler, No pets. $650/mo.

Call Pennant (303)447-8988

2 BDRM, 1.75 BA, frpl, 1 car gar, $800/mo, $800 dep. (303)776-7216

2 BDRM, 1 ba, carport, 1346 Terry St, $675 2 BDRM, 1 ba, off st pkng, 221 Andrew, $675 2 BDRM, 1 bath, garage, 1533 Lashley, $595 2 BDRM, 1.5 ba, garage, 1759 Antero, $700 Alert Realty 303-776-5156

2 BDRM & 3 BDRM Duplexes available in Longmont or 2 BDRM in Berthoud! Prices $695 to $895. Call PML INC at (303)772-5934 for locations! and details!

2 BDRM, 1 bath, off st pkng, nr park, 2016 McCall, $715 2 BDRM, 1 ba, garage, 212 E St Clair, $725 2 BDRM, 1 bath, garage, nr park, 1358 Merl, $795 2 BDRM, 1.5 ba, gar, lg bdrm, 1844 Lincoln, $825 Alert Realty 303-776-5156

4080 Houses

4080 Office Space 4100

Lots & Tracts 5100

CUTE! 3 BDRM, 1 ba, 1 car OFFICE BUILDING gar. New fence, pets ok, FOR RENT W/D. In old town, Lgmnt.

321 Coffman, Longmont $900+dep. 720-771-9164 1600 sq ft, $850-$1,200 plus utilities & NNN. 3 BDRM, 1-3/4 bath, Tenant finish avail.

NW Longmont, 1400 DON´T MISS our lease Jim @ 303-776-2244 x209 Sq Ft, A/C, sprinkler, buyout program! We´ll give NO PETS. you CA$H to move out of $1025. (970)768-2280 your apartment and into our home! Homes from OFFICE SPACE, 5 rooms $800/mo. 877-490-3678 avail, $185-$400, great prkg, utils pd. (970)231-7871 3 BDRM, 2 BA, ranch, W. Frederick / Firestone 6th St, 2 car, pet OK, frplc, lg yard, $1025. 970-663-4664 • 730 Carbondale- Apt $525 OFFICE SPACE For Rent • 5844 Canyon Way Holistic wellness center.

GREAT DEALS!!

(720)280-9047 3 BEDROOM

2 ACRE LOTS WEST OF BERTHOUD. Great Views! $149,900. Fred @ Four Seasons Re, (720)494-2133.

HOUSE BARGAINS! • 1293 Trailridge • 1222 Baker • 119 Fairbanks • 10694 Upper Ridge Rd Westside, 2 bdrm, 1 ba, 2 BDRM, 1 bath Old town Call TODAY! fncd, offst prkg, sm pet w/ small yard. W/D inc. PMP, 303-776-RENT.

TOWNHOMES FOR RENT • 1601 Great Western neg, $695/$695 720-862-9568 • 640 Gooseberry Call PMP, 303-776-RENT.

Duplexes

4080 Houses

● 581 MOUNT EVANS2 BDRM, 1.5 BATH2 story with bsmt, 3 bdrm, Duplex, New appliances, 3 ba, 2 car gar, 2380 SqFt. $700/mo. + dep Avail. 12/1, $1100/mo. RMG Realty, Call Scarlett (303)775-9295 (303)772-4466

SPACIOUS 3 BDRM Cath ceiling, Pvt deck, carport, off-st end unit on park. Meadow Dr. $875. +dep. 303-499-9727 or 303-503-1595.

TOWNHOUSE $9502 bdrms, 3 ba, W/D hkups, A/C, 1850 Sq Ft, frplc, 1 car garage. $1000 w/WD Call (720)320-9684

January 9, 2010

Garages/Storage Spaces 4070 INDOOR GARAGE STORAGE 20x40, 20x50.

I-25 & Hwy-66. 970-535- 6074

Houses

4080

0, 1, 2 PETS NEGO, 3 bdrm near Mtn View & Collyer, fncd yd , gar, frpl, DW. $885. (303)494-4115 • 0720 MARTIN- 2 bdrm, clean, lg yd by park, W/D hkups. $700. (720)338-9635 0 APP FEE! GIANT 6 bdrm on large corner lot, fncd. Pets ok. 740 E 4th Ave. $1275. (720)338-9635 119 MARSHALL PL, clean 2 bdrm, fenced, garage, pets OK, $850 (720)338-9635 ● 1426 MTN VIEW 3 bdrm ranch, 1.5 bath, single carport, fncd yard, pet OK. $925/month.

RMG Realty, (303)772-4466 1640 METROPOLITAN 2 Bdrm, loft + study, 2 ba, 2 car, bsmt. Avail 11/1/09. $1195/mo. Jim, 303-775-0163 1851 DUCHESS- 4 Bdrm, 2 bath, 1 car, LR + FR, complete remodel, granite, hdw flrs, carpet, tile baths, gas log, A/C. $1275/mo.

No pets, N/S. 303-775-0163 Craigslist ID#1468578789

2 STORY, 2 bdrm, 2 ba, lg fncd yd, A/C, new carpet. 2-3 BDRM 1 BA + Den, 1906 Carr Dr. $795 + dep. large yard. No Smoke. Pet nego, $975. 303-776-5416 No Pets. 303-709-5586.

Call PMP, 303-776-RENT.

PROFESSIONAL Offices N. Longmont. 150 to 825 SF. Single & 3 office suite.

All ground level, 2 entr, great prkg. 303-956-1141

2 BDRM, Lyons, 1 ba, cellar, 321 Seward, $900 3 BDRM, 1.75 ba, gar, 1230 Lanyon, $975 3 BDRM, 1.75 bath, dbl gar, 1730 Linden, $1050 3 BDRM Old Town Charmer, basement, 324 Judson, $1050 Alert Realty 303-776-5156

1014 ROSE, 4 BDRM, 2 ba, fam rm, fncd yd, $1250 rent & dep.

(303)875-1346

Rooms For Rent

Own a home for

$O Down! $8000 tax rebate!

Do you qualify?

Mobile Homes/ Spaces 4090

4130 Erie

SEMI-FURN Rooms/Apts Wkly/mnthly from $100/wk Utils/micro/fridge inc (303)931-7108

5076

Office Space 4100

5090

✭Great View✭

4 BDRM, 2 BA, tri-level, 2 car, frpl, hdwd flrs, all applcs, lg lot. No cost FHA assumable. (303)249-2324

Mobile/ 5130 Manufactured Homes/Spaces • Adult Park 3 bdrm $13,900 • Family Park 3-4 bdrm, $15,900. (303)946-0865

Rural Property

St Vrain Village, Westside 72 Schult 2bdrm 1 ba 5K OBO 970-785-6558

4140

Heidi & Helena buy houses!

4 BDRM, 1.5 BA, hdwd $ SAVE YOUR CREDIT $ floors, corrals w/shed & 5 303-725-8388 / 303-459-2711 Ac pasture. Bkgrnd chk & ref req. 1 mi S & 3/4 mi E of I-25 & 119. $1500/mo + No SS# NEEDED! utilities. 303-775-8852 Homes available for immediate move-in $800/mo! We accept TIN numbers for easy in-house financing (OAC) 303-500-8797

Real Estate Wanted 5170 IMMEDIATE Debt Relief Stuck w/ a house you can´t afford or don´t want? We take over pmts/buy cash or terms. Foreclosure OK. 303-709-4784

Own a home today with NO money down! You may qualify for the NEW Gov´t tax credit program.

Bad credit, no problem!

EZ in-house financing!

888-325-4901

Real Estate

Longmont

Sell Your House Fast!

Quick Sale - Fair Price 720-962-4688

5090 Longmont

5090

02-141218

1,141 SF to 2,393 SF Available on S. Hover, adjacent to Party America, Wal-Mart and Hobby Lobby. Great exposure, call for details.

Visit our Showroom today.

Longmont

5123

of Mountains from patio of ranch in South Longmont- * Everyone´s Approved! * Don´t Delay, get your tax Bad credit ok on our Owner Carry Mobile homes. Over credit. Call for details 773 SQ FT- busy shopping 50 Dbl. & Sing. wides. Bigcenter, 1144 Francis St, gest Sale Ever!! We´re $825. Alert RE (303)776-5156 buying too! 970-222-1473 970-690-2725 or 970-690-3283

Retail Space 4135

Retail Space 4135

1575 Marshall Rd., BOULDER | 303-499-5811 Fax 303-499-5809 Showroom Open Tues.-Sat. 9am-4pm or call for appointment | www.warehousesalesinc.com

COMMUNITY 1377sq. ft. ranch 2 bdrm, Now is the time to buy your 2 ba many extras. Call first home. 1 BDRM, 1 ba 970-635-5931 for information with all new paint & and tours. flooring. Including high grade wood laminate. $74,900. Call (303)886-7530.

303-775-0710

4 BDRM 2 ba 1 car, fncd yd, close to schools, $1,200/ mo, avail 1/1, 303-772-6763 SMALL 2 bdrm house, close to Boulder. No pets. $800 + dep. (303)447-8872 4 BDRM, 2 ba, garage, pet 32 NOME CT. 4 bdrm, 2 ba. neg, hsg OK, 413 Crystal, Near schools. Fenced yd, $1150. Alert RE 303-776-5156 gar w/opener, sprinklers, on quiet cul-de-sac. $1500 4 bdrm, 2 bath, family (or $1095 w/good refs). room, $1250/mo. pet neg. avail 1/31 303-776-7528.

LOVELAND (970)402-2534 2 BDRM, 2 BA Mobile 32 POWDERHORN PLHome $700 + utils. River 3 bdrm, 2 bath, large backValley Village, 303-772-3240. yard. $1200. 303-651-9719 4 BDRM, 3 ba, 2 car, A Great Chance to buy a fncd yd, Longmont 3-4 BDRM tri-level home in lovely Mobile Home next to Estates schools. $1300.

SE Longmont loc in Mill open space. You can buy Pet nego. (303)651-0363 Village. 3 baths, fncd bkyd. with or without furniture.

Dogs OK. $1395/month.

831 17th Avenue #32 Avail Feb 1. (970)532-1806 303-776-5568 VERY CLEAN 4 bdrm, A beautiful 3 BDRM, 2 ba, 2 bath home, 2 car gar, fncd Mobile Home Sale/Rent giant fenced yard, 2 car back yd in quiet neigbrhd. Various parks, owner fiSection 8 approved. gar, No pets/smk. nance, low down, 2 or 3 $1200/mo. (303)548-1091 $1100/mo (303)887-1778 bdrm, bad credit ok, rent to own, same price as rent.

Longmont 970-215-1819 3 BDRM 1 BA, 1 car, fncd yd, 1100 Frontier Dr, $890/ ● 724 INDEPENDENCE2 story, 4 bdrm, 2 ba, 2 car mo, $890 dep, 303-775-1495 gar, new carpet, no pets. $1095/mo. RMG RE 3 BDRM, 2.5 BA, pets OK. 303-772-4466 4885 Eagle Blvd, Frdrk. $1,300+ dep. 641-623-5311.

Affordable 3 bdrm, 3 ba, on quiet culdesac with fncd bkyd, lots of storage, A/C, $1095, pet nego. 970-532-7719 3 BDRM, 4 YRS OLD, 3 baths, A/C, frplc, 2 car gar, 1900 Sq Ft, unfinished basement. ✓ $1150. (303)905-6600

• FREE Estimates • Cabinetry • Counter Tops • Experienced Designers • Installation Available

Loveland 5110 Condos/ Townhouses 5040 MIRASOL SENIOR

Room for rent, secluded $$ Money Making Duplex Only $130K, 2 units farmhouse W of Longmont. $500/plus util. 303-651-9435 Owner/broker. 303-828-3222

Call Devin O´Branagan ERA Tradewind

02-141215

WAREHOUSE SALES, INC.

3+ ACRE COUNTRY LOT 5 mi E of I-25/119. Mtn views, access to outdoor arena. Build your dream. $145,000. 970-302-3002

Mead

$850/mo 303-931-4011 ● 48 BAYLOR- 2700 Sq Ft, 4 bdrm 3 ba, stunning mountain view! $1600/mo.

RMG Realty, (303)772-4466

Real Estate

BUILDINGS FOR SALE Niwot Multi-Tenant Office Building 7200 sq ft Price reduced to Only $74/ sq ft includes 26 space parking lot $529,000

255 WEAVER PARK CLASS “A” second floor office space for lease or sale. Common area, conference room, elevator, mountain views.

1 yr Free Rent!

Unique retail on N Main in attractive building.

1,593 SF to 2,207 SF available. Glass fronts for light, open space.

Established Restaurant Bldg. in Lyons Great high traffic exposure. Seats 100 Includes fixtures & Equipment $485,000

Don Rulle, CCIM

Ed & Keith Kanemoto

Ken Kanemoto

303-772-2222

303-772-2222

303-772-2222

1724 COLLYER ST.

Ranch home on oversized, tree-lined lot is perfect for the handyperson. Paint and carpet will work wonders here! 3 bedrooms, 2 baths with large kitchen and living area with wood burning fireplace. $154,900 02-136584

Times-Call / Home & Real Estate Weekly

02-141214

10

LONGMONT REALTY

303-772-7576

629 Terry St., Longmont

www.longmont-realty.com

Real Estate Transactions aer supplied by Prospects Unlimited Inc. www.prospectsunlimited.com.

Longmont • Diane Folsom from Bucher Jerry O & Mary L, 1300 S Francis St, Longmont, $244,900, home • Lu Sager from Dorsey Michael S & Kika, 455 Longs Peak Ave, Longmont, $383,000, home • Brian Phillips from Fannie Mae, 1609 Denison Cir, Longmont, $181,300, home • Dustin Betz from Jordan Living Trust, 1640 Lamplighter Dr, Longmont, $196,000, home • Xinghui Huang from King Stephen J Ii & Sandra, 4211 Bella Vista Dr, Longmont, $346,000, home • Zoe Brooker from Mason Susan, 930 Button Rock Dr Unit 71, Longmont, $160,000, condo • Jack & Melba Cutter from Massey Bonnie J, 1523 Willowbrook Dr, Longmont, $240,000, home • Robert & Carol Gonzales from Morris James S, 1623 Mountain Dr, Longmont, $295,000, home • Hilltop LLC from NSN Group LLC, 4462 Hilltop Rd, Longmont, $678,300, home • Timothy Hansen from R.C. Walsh Family LLC, 9132 Jotipa Dr, Longmont, $241,500, home • Terry Scamehorn from Sheedvash Sassan & Allen, 918 11th Ave, Longmont, $270,000, home • Michael Rhoades from Tai Christina, 1001 S Terry St, Longmont, $189,000, home • Monica Juchum from Taurus Real Estate Fund, 1551 Lamplighter Dr, Longmont, $165,000, home • Megan Lambert from US Bank National Association Trust, 37 Reed Pl, Longmont, $106,700, home • Joshua & Stacy Mcclellan from Schmiedeler Robert J & Julie K, 8442 Strawberry Ln, Longmont, $1,225,000, home • Sivakumar Kanakraj from Solano Uriel I & Elvia, 3345 Larkspur Dr, Longmont, $260,000, home • Rac LLC from Wankmuller Richard & Jodie, 4486 Hogan Ct, Longmont, $1,063,100, home

January 9, 2010

Erie • Kathryn McFarland from Newport Tiare, 1371 Stockton Dr, Erie, $207,000, home • Michael House from Pilkington James Michael, 125 Commander Dr, Erie, $457,000, home • Mary & Christopher Bartsch from Sullivan John V, 193 Baker Ln, Erie, $447,900, home • Tiffany Purcell from Majerus John, 400 Smith Cir, Erie, $130,000, home • Zane & Meredith Glover from Morrison Homes Colo Inc, 1104 Zodo Ave, Erie, $304,800, home Firestone • Michael & Emily Cotton from JJ Construction Northern Colo LLC, 5110 Rangeview Ave, Firestone, $291,100, home Fort Lupton • Lori & Michael Trejo from US Bank, 725 4th St, Firestone, $121,000, home • Matthew Ondish from Martinez Jose Ignacio, 901 Fir Ave, Fort Lupton, $80,000, home Niwot • Hooper LLC from Gem Holdings LLC, 8370 Niwot Meadow Farm Rd, Niwot, $350,000, home Foreclosures – Notice of election and demand • Borrower: Mark Peterson, Lender: Colonial National Mortgage, Amount: $105,745, Property: 421 Sterling Ln, Dacono, Filed: 12/30/09 • Borrower: Mike & Geraldine Martinez, Lender: CapFinancial Properties CV2 LLC, Amount: $13,041, Property: 130 Pierce St, Erie, Filed: 12/30/09 • Borrower: Suzhen He, Lender: HSBC Bank USA National Association, Amount: $178,320, Property: 827 Turpin Way, Erie, Filed: 12/30/09 • Borrower: Ronald Parker, Lender: HSBC Bank USA NA As Trustee, Amount: $230,356, Property: 10231 Barron St, Firestone, Filed: 12/30/09 • Borrower: David & Dawna Hetzler, Lender: Wells Fargo Bank NA, Amount: $277,436, Property: 1864 Malibu Ct, Fort Lupton, Filed: 12/28/09 • Borrower: Benjamin Ceja, Lender: Wells Fargo Bank NA,

Amount: $151,678, Property: 1010 4th St, Fort Lupton, Filed: 12/28/09 • Borrower: Juan & Blanca Santana, Lender: The Bank Of New York Mellon, Amount: $143,061, Property: 1805 Ivywood St, Fort Lupton, Filed: 12/28/09 • Borrower: Jax & Diana Hatton, Lender: Colorado Housing and Finance, Amount: $155,604, Property: 1881 Mount Sneffels St, Longmont, Filed: 12/28/09 • Borrower: Jose & Denise Perez, Lender: Chase Home Finance LLC, Amount: $148,941, Property: 2015 Mount Sneffels St, Longmont, Filed: 12/28/09 • Borrower: Mickelson Lisa Living Trust, Lender: The Bank Of New York Mellon, Amount: $606,516, Property: 2242 Mariner Dr, Longmont, Filed: 12/29/09 • Borrower: Susan Ferrier, Lender: Aurora Loan Services LLC, Amount: $158,970, Property: 1404 Whitehall Dr 17H, Longmont, Filed: 12/28/09 • Borrower: Leonard Diaz & Robert Hidalgo, Lender: US Bank NA, Amount: $193,799, Property: 1822 Mount Sneffels St, Longmont, Filed: 12/28/09 • Borrower: Paula Noll, Lender: BAC Home Loans Servicing LP, Amount: $157,854, Property: 3834 Staghorn Dr, Longmont, Filed: 12/28/09 • Borrower: Jerry Mueller & Kathleen Mccool, Lender: JPMorgan Chase Bank National Assoc, Amount: $259,197, Property: 6256 Misty Way, Longmont, Filed: 12/29/09 • Borrower: Sarah Prickett, Lender: Aurora Loan Services LLC, Amount: $132,147, Property: 1222 Frontier Dr, Longmont, Filed: 12/29/09 • Borrower: Don & Margie Plumley, Lender: The Bank Of New York Mellon Trust Co, Amount: $240,394, Property: 1851 White Feather Dr, Longmont, Filed: 12/30/09 • Borrower: Matthew & Melody Kendall, Lender: BAC Home Loans Servicing LP, Amount: $388,270, Property: 104 Bohn Ct, Lyons, Filed: 12/28/09 • Borrower: Juan Sanchez, Lender: BAC Home Loans Servicing LP, Amount: $131,246, Property: 15292 Morris Ave,

Times-Call / Home & Real Estate Weekly

Fort Lupton, Filed: 09/18/09 • Borrower: Blanca & Josefina Martinez, Lender: The Bank Of New York Mellon FKA, Amount: $151,166, Property: 18323 County Road 22, Fort Lupton, Filed: 09/21/09 • Borrower: Diana Spencer, Lender: Chase Home Finance LLC, Amount: $131,036, Property: 501 7th St, Fort Lupton, Filed: 09/23/09 • Borrower: Joan Thies, Lender: Deutsche Bank National Trust Company, Amount: $258,670, Property: 5163 County Road 37, Fort Lupton, Filed: 09/23/09 • Borrower: Crystal McDaniel, Lender: BAC Home Loans Servicing LP, Amount: $272,334, Property: 5472 Glen Canyon Dr, Frederick, Filed: 09/23/09 • Borrower: Pamela & Paul Roberts, Lender: Guaranty Bank And Trust Company, Amount: $352,311, Property: 2017 100 Year Party Ct C1, Longmont, Filed: 09/17/09 • Borrower: Tona Moore, Lender: Bellco Credit Union, Amount: $127,500, Property: 805 Summer Hawk Dr 98, Longmont, Filed: 09/17/09 • Borrower: Ronald Taff, Lender: US Bank National Association, Amount: $106,205, Property: 315 Quebec Ave, Longmont, Filed: 09/21/09 • Borrower: Lorraine Scott, Lender: Flagstar Bank FSB, Amount: $211,586, Property: 737 Arrowood St, Longmont, Filed: 09/21/09 • Borrower: Policarpio Torrez, Lender: US Bank National Association, Amount: $150,449, Property: 638 Mount Evans St, Longmont, Filed: 09/22/09 • Borrower: Donald & Marilyn Cole, Lender: BAC Home Loans Servicing LP, Amount: $304,447, Property: 7826 Hygiene Rd, Longmont, Filed: 09/22/09 • Borrower: Howard Barnes Jr, Lender: Wells Fargo Bank NA, Amount: $151,616, Property: 1301 Spruce Ave, Longmont, Filed: 09/22/09 • Borrower: Brenda & Paul Ourada, Lender: Wells Fargo Bank NA, Amount: $344,608, Property: 5026 Fox Hill Dr, Longmont, Filed: 09/22/09 • Borrower: Michael & Tracy

11

Graham, Lender: Deutsche Bank National Trust Company, Amount: $177,720, Property: 1290 Fall River Cir, Longmont, Filed: 09/18/09 • Borrower: Jeffrey McBride, Lender: JPMorgan Chase Bank National Assoc, Amount: $273,317, Property: 931 Morning Dove Dr, Longmont, Filed: 09/23/09 • Borrower: Nicolas Mitchell, Lender: Colorado Housing And Finance, Amount: $173,436, Property: 1212 Atwood St, Longmont, Filed: 09/17/09 • Borrower: Paul & Shantel Maes, Lender: Aurora Loan Services LLC, Amount: $179,969, Property: 2226 Vivian St, Longmont, Filed: 09/17/09 • Borrower: David Riley, Lender: Chase Home Finance LLC, Amount: $69,165, Property: 1155 Meadow St, Longmont, Filed: 09/18/09 • Borrower: Raymond Danks, Lender: US Bank National Association, Amount: $189,963, Property: 875 Francis St, Longmont, Filed: 09/18/09 • Borrower: Jose & Marie Pereyra, Lender: US Bank National Association, Amount: $158,839, Property: 447 E 4th Ave, Longmont, Filed: 09/18/09 • Borrower: Louis & Kelly Droesch, Lender: Wells Fargo Bank NA, Amount: $172,301, Property: 1116 S Pratt Pkwy, Longmont, Filed: 09/18/09 • Borrower: Judy & Terry Pentico, Lender: BAC Home Loans Servicing LP, Amount: $172,518, Property: 415 Tungsten Pl, Longmont, Filed: 09/18/09 • Borrower: Lewis Fanatia, Lender: BAC Home Loans Servicing LP, Amount: $144,556, Property: 1524 Flemming Dr, Longmont, Filed: 09/18/09 • Borrower: Dean & Sally Vinke, Lender: Wells Fargo Bank NA, Amount: $99,547, Property: 946 Grant St, Longmont, Filed: 09/23/09 • Borrower: Daniel & Leslie Loftin, Lender: Select Portfolio Servicing Inc, Amount: $112,002, Property: 120 Elk Pl, Longmont, Filed: 09/23/09 • Borrower: Graciela Garcia, Lender: Wells Fargo Bank NA, Amount: $134,450, Property: 320 Southridge Pl, Longmont, Filed: 09/23/09

12

Times-Call / Home & Real Estate Weekly

January 9, 2010

02-138938

This Weekend’s

Open Houses Featured GET FEATURED! Homes You Get A Full Color Picture of your open house, the open house hours, address, price and your name and phone number featured at the top of our popular Open House Grid!

Only $49!* • Call 303-776-2244

SATURDAY OPEN HOUSES PRICE

LOCATION ADDRESS

* If you are currently running an ad in Sat REWeekly

Hours

OFFICE

PHONE

$195,000 Longmont 1751 Collyer St.

11-1

Prudential Rocky Mtn/Bradley

303-772-2222

$289,000 Longmont 4038 Arezzo

11-1

ERA Tradewind/Terry

303-772-9620

$412,000 Brighton

2-4

Prudential Rocky Mtn/Bradley

303-772-2222

$424,900 Longmont 733 Teal Circle

12-2

ERA Tradewind/Terry

303-772-9620

$529,000 Niwot

1:30-3:30 ERA Tradewind/Terry

303-772-9620

Longmont

11-1

Prudential Rocky Mtn/Brodt

303-772-2222

$292,000

Prudential Rocky Mtn/Quigley

303-772-2222

9000 E. 155th Ave.

6900 Peppertree

$549,000 Longmont 6583 Ute Hwy. $549,900 Erie

3200 N Buttercup Cr. 11-1

Open Sun 11-1

4805 Lucca Drive

Built in 2003, 3 bedrooms, spacious loft, 2 1/2 baths, gas fireplace. Move-in condition!

Susan Hart/Remax Boulder • 303-588-1850

SUNDAY OPEN HOUSES PRICE

LOCATION ADDRESS

HRS

$249,000

Longmont 612 Kimbark

11-1 Prudential Rocky Mtn/Bradley

303-772-2222

$292,000

Longmont 4805 Lucca Dr.

11-1 Remax Boulder/Hart

303-441-5657

$412,000

Brighton

9000 E. 155th Ave. 2-4

OFFICE

Prudential Rocky Mtn/Bradley

PHONE

303-772-2222

Please look through this issue to see descriptions and photos of these properties!!

For details about these open houses, see the ads in this section. For additional open house listings, please check the “Real Estate Classified” section of this publication.

This guide is brought to you by the Times-Call, local Real Estate Agents & Builders.