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October 2, 2010

Cool Season

Garden With cooler temperatures, don’t give up in the garden

Mortgage lenders want documents for everything

Thinking Big With Small Spaces

2

Times-Call / Home & Real Estate Weekly

October 2, 2010

Don’t Give Up on the Fall Garden time to be planting cool-season crops. Lettuce, broccoli, cauliflower, beets, spinach, radishes and arugula all love the crisp fall weather as much as we do.

By Sean Conway Tribune Media Services

Now that temperatures have cooled and the sight of school buses is once again the norm, there is no denying that the summer garden season is drawing to a close.

My garden is still yielding an abundance of produce, but warmth-loving plants such as eggplant, peppers and tomatoes have stopped putting forth new growth and instead are expending energy on their ripening fruit.

Each day, I have been picking overflowing baskets of ripe red, yellow and green-striped tomatoes, plump, dark purple eggplant and a rainbow of colored peppers in varying shapes. Quite honestly, I’m ready for the plants to ease up. I have overdosed on all of them.

That’s an all too common complaint among inveterate gardeners. And it’s a reason to be thankful for the succession of fruits and vegetables that happens throughout the growing season.

In June, when strawberries are ripe, I eat them until I am tired of the taste. Midsummer signals the blueberry phase in my diet: blueberry pancakes, blueberry muffins, blueberries on cereal, ice cream and yogurt – not to mention blueberry tarts and blueberry pie.

Then come the tomatoes, my favorite things to gorge on. When they first come into season, I can’t seem to get enough. I can eat them all day long. My favorite summer lunch is a bowl of tomatoes, lightly salted, drizzled with olive oil and tossed with a splash of sherry vinegar and a handful of basil flowers. In case you haven’t tried them,

Kristi Ritter Summer Stair

This past week, I planted four types of lettuce, two types of kale and seeded the first round of radishes. I happen to have a rather large garden; even if you don’t, the advantage of cool crops like lettuce and spinach is that they take up less room in a garden than warm season crops.

Most cool-loving vegetables are ready to harvest rather quickly, and many are quite tolerant of cool temperatures. Some spinach varieties, for instance, can even tolerate a light freeze, as can broccoli and kale.

basil flowers have even more concentrated basil flavor than the leaves, and they don’t need chopping. They also mix into a salad more easily than chopped or shredded leaves.

By late September, however, there are baskets full of perfectly ripe tomatoes sitting on the kitchen counter just waiting for me to cut them up and break out the olive oil. Unfortunately, my taste buds are ready for a break. I’m ready for more cool-season gardening.

Many gardeners hang up their hoes at the end of the warm season, perhaps unaware that their gardens have months of productivity left in them. Now is the perfect

Fall gardens produce a lot of bounty. See story above. (Thinkstock)

Sean Conway’s television series, “Cultivating Life,” airs Saturdays at 12:30 p.m. ET on WGN America. His new book, “Sean Conway’s Cultivating Life” (Artisan Books, 2009), describes 125 projects for backyard living. www.cultivatinglife.com.

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On the Cover

You may have overdosed on tomatoes, peppers and zucchini and may be ready to walk away from your garden until next spring, but don’t give up yet. Use the last of the tomatoes and peppers to make tomato sauce, and plant some cool season vegetables in their place. If you plant now, you can be harvesting fresh greens all through the fall. Like me, you will eat more salads than you thought possible, and by the end of fall tire of anything green and leafy. But by the dead of winter, you will be longing for the taste of something fresh picked, and you will be glad you did it when you had the chance.

October 2, 2010

Times-Call / Home & Real Estate Weekly

3

Trees plant hope

Cast iron tubs and sinks are back in style since they are made from about 90 percent recycled materials. (SHNS/Courtesy DIY Network)

Eco bathrooms a natural choice

By Ed Del Grande HGTVPro.com

Q: I'm a contractor and never miss your column, which always gets me thinking about new ideas I can share with my clients. Recently I started working with a designer on a project, and she is excited about us offering the homeowner the option of an "eco," instead of a conventional, bathroom. I'm new to all this eco thinking for bathrooms and would like your views on the subject. Can you explain to me in plain English some basic components used in eco bathrooms?

– Bill

If you’re planting trees this fall, give them the best care possible with these tips for planting: • Choose the site carefully for exposure and room to grow. Check the mature height of the tree and put it where it won’t rub against houses or power lines.

A: Simply put, an eco bathroom should incorporate as much natural and recycled material as possible, and efficient plumbing, lighting, heating and cooling equipment. But it doesn't stop there; the materials used for the project should also be ordered from factories and manufacturers that have kept environmental concerns in mind when mak-

• Prepare the planting hole so roots can extend out before the ground freezes. Dig the hole in a wide, shallow bowl shape that’s three to four times the diameter of the root ball.

• Prevent sinking of the tree by ensuring that the bottom of the hole is firmly tamped down.

• Place the tree in the hole so that the knees of the root ball – where the ball begins curving in toward the top – are an inch higher than the soil line.

• Backfill with soil and add water to firm the soil around the root ball.

• Properly watering your tree sets up its hardiness for winter. Those under drought stress are more sensitive to cold, suffering winter injury sooner than their well-watered counterparts. Water your trees once per month during winter if we are not getting much snowfall.

Carol O’Meara is a horticulture entomologist with the Colorado State University Extension office at the Boulder County Fairgrounds in Longmont.

Contact her by calling 303-678-6238 or e-mailing comeara@co.boulder.co.us. For more gardening tips, check out her blog at gardeningafterfive.word press.com.

ing the products. That's the short version. For a more detailed breakdown, please see the following for a few ecofriendly ideas and tips that can be used to create an eco bathroom.

• Vanities and countertops – Natural stone is a great choice for vanity tops, along with manmade countertops that use recycled materials.

• Wall tiles – Natural-stone tiles and recycled-glass tiles work well. Also, fired-clay tiles that incorporate recycled material.

• Flooring – Once again, naturalstone tiles are in high demand. However, environmentally friendly and energy-efficient, lightweight concrete flooring can be a good choice for bathrooms.

• Plumbing fixtures – Cast-iron tubs and sinks are back in style since they are made from about 90 percent recycled materials.

• Lighting fixtures – Wide choices in decorative fixtures that use less energy than standard fixtures have made it easy to conserve electricity.

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Most people think of fall as a time of decline, when gardens quiet and leaves litter the ground. A feeling of sweet melancholy steals over us as we forget the bugs, disease and disappointments of the season in favor of wistful memories of the summer’s garden.

But not everyone looks at fall as the dieing season; some see it as an opportunity to celebrate by planting a tree.

Once you’ve popped your sapling into the ground, you’ll find that they sink roots into your heart as well as the soil.

“When you start talking to people, Carol O’Meara everyone has a tree Colorado State story. They’re about University Extension being proposed to under a big oak or planting a cottonwood when going to visit grandparents,” says Sara Davis, Denver’s Million Tree Initiative program coordinator. “My mom made me stand in front of a silver maple on the first day of school every year so she could take a photograph.

When that house was sold 13 years later, I wasn’t sad about the loss of the house, I was sad over the loss of the tree. It cemented me to the home.”

Launched by Denver Mayor John Hickenlooper in 2006, the Million Tree Initiative aims to plant one million trees in 32 Denver-area cities by 2025. Tree lovers are participating by registering their leafy loved ones on greenprintdenver.org. So far, they’re on pace to achieve their short-term goal of 200,000 trees planted by the end of 2010.

“The scientist in me tries to add a value in money and resources, because they provide environmental and economic benefit.

But really what trees mean (to people) are a sense of place and community,” Davis says. “The areas that stick in your mind are those with big trees; without them places are sterile, devoid of personality.”

Big vegetation appeals to humans, especially when commemorating events, such as the planting of nearly 400 trees at ground zero of the World Trade Center site. The trees, grown by nurseries in New York, Pennsylvania and Washington, D.C. – areas of the attacks – will be planted around the 8-acre memorial throughout the next year.

“We suffered a massive blow to our psyche as a nation; we want to honor that moment in time. Trees won’t last forever, but they last a couple of generations. Then, at the passing of trees and their replanting in the memorial, it rekindles that moment of renewed hope,” Davis says.

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4

Times-Call / Home & Real Estate Weekly

October 2, 2010

Think big with small spaces

By Anna Taylor Longmont Times-Call

Clear the Clutter Before adding any additions to your home, whether it’s furniture or accents, it is important to look at what you already have.

“Let your space dictate what you keep,” advises Elsa Jewett, a Denver-based professional organizer and Feng Shui consultant who works throughout Denver and Boulder County for All In Good Order. “Pick and choose the things that feed you emotionally and store the rest.”

When you’re limited to a small area you need to put a lot of thought into what you need to have in your home and what you can do without.

Assess Your Space Once you have cleared out any unneeded clutter you can determine exactly how much room you have to work with in your

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Top: Woodley's Fine Furniture has various pieces of furniture that can complement small spaces such as this sofa and pillows by Flexsteel. Above left: Brown leather storage ottoman by Orient Express.

Above middle: Round end table with stone top by Hammary. Above right: Table top lamp made with leather and brushed nickel by Harris. (Paul Litman/Times-Call)

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David Poll, general manager of Concepts Furniture and Accessories in Longmont, suggests laying out sheets of newspaper on the floor as a template to see what size furniture will fit best. This allows you to visualize the ideal sizes and ensure walking room between pieces.

You may think that with limited space you would want to steer clear of large furniture but this often isn’t the case. By choosing one or two larger pieces as the focal points and accenting with smaller pieces, the area seems larger and more comfortable.

“The key is to have a few pieces and

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highlight them,” says Sean Cain, general manager for Woodley’s Fine Furniture in Longmont.

Choose Your Furniture Wisely The style of furniture is also key when trying to make a space feel larger and more open.

Cain says glass tables are nice because the transparent top is not as jarring visually and therefore gives the illusion of more space. He also suggests modular pieces because they can be rearranged easily and take up less room than traditional desks.

Also, consider pieces that can serve multiple purposes. “Storage ottomans are great

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because they eliminate the need for large end tables.” They can also be used for extra seating and coffee tables.

Storage can be another factor that can help when choosing furniture. Folding chairs or stools and nesting tables provide extra seating and table space, but can be easily stored when they are not needed.

Cain also suggests using armoires because they can be attractive while providing a large amount of storage space.

Consider Tone and Texture “The lighter you can go the better but that doesn’t mean you can’t play with color,” explains Jewett who suggests light

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Maybe you live in a small apartment, have recently downsized to a more modest spot or simply have small areas of your home that are going unused because of their awkward shape or size but just because a space is petite doesn’t mean it can’t have huge potential!

Here are some simple tips that can make any space in your home look and feel more spacious.

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shades of blues and greens on walls to give the feeling of an open, airy space. She also advises placing darker colors on bottom and lighter colors on top when doing range coating.

In contrast, Poll says certain rooms can utilize darker colors to make the space feel larger. “I painted a room dark green with glossy white trim and a white ceiling and, once art had been hung, the walls seemed to disappear.”

The colors and textures of the furniture can also make a huge difference in creating a more open and spacious feel. Cain suggests choosing fabrics that are light in color and texture, such as silk and rayon, because they reflect light and make larger furniture pieces feel less bulky. “It’s harder to pull off a lighter look with heavier, busier fabrics,” Cain says.

Try using smaller accents like throw pillows and blankets in bolder colors and textures. “Pull the more vibrant, fiery colors such as tangerines and reds into the room

with accents,” Jewett suggests.

Small splashes of bright color are attention-grabbing and offset the wall color without being overwhelming.

Light Up Your Life Lighting is essential for creating the impression of a larger, more open space.

If you have natural light from a window, opt for lighter, see-through curtains rather than heavier fabrics which would block the light. Jewett also suggests opting for Roman shades which are much softer visually than Venetian blinds, which can be harsh and cutting.

If you don't have natural lighting you can opt for either overhead lights or lamps. The most important consideration with lighting is to think about ambiance verses task, Poll explains. “You won’t be able to read from recess lighting like you would a table lamp.”

With any type of lighting, though, Poll suggests having either three-way lights for table lamps or

dimmers for overhead lighting so the intensity can be adjusted depending on what function the space is serving at a given time.

Don’t Waste Wall Space The walls can serve as a multifunctional component of your space, as well. Shallow shelves and hooks can be mounted to hold pictures and knick-knacks without taking up table and floor space.

If you want to utilize the area for a workspace you can purchase wall pockets made of acrylic to keep files easily accessible, Jewett advises.

Carefully placed mirrors make the space feel larger as well. “Mirrors are great because they are expansive,” Jewett says. The reflection extends the space visually creating the feel of a larger area.

Overall, the specific style you choose will depend completely on your space. “There’s not a set of answers for every room,” Poll says.

“It’s going to vary greatly from one home to another.”

5

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This Taylor Bar Table and Hall Table converts easily from a side table to a full table to seat guests, from Concepts Furniture and Accessories.

It’ll work great for people who don’t have much space to house a conventional table. (Paul Litman/Times-Call)

Times-Call / Home & Real Estate Weekly

Times-Call / Home & Real Estate Weekly

October 2, 2010

It doesn’t make sense to prepay a 15-year mortgage at 3.75 percent

Beyond bedspreads, coverlet looms large holes – much like the holes on a player piano’s roll music – and these cards guided the creation of specific designs.

This attachment, which first appeared in the United States in the 1820s, allowed the weaver to create intricate patterns and coverlets that did not have a seam down the middle. This was a great improvement over the seamed “overshot” coverlets that had been made on looms since the 18th century.

The coverlet’s maker, Jacob Shalk, became an active weaver in Pennsylvania in the 1830s and in Ohio between 1840 and 1850. He died in Pennsylvania in 1864.

The damage to one edge is unfortunate, but not catastrophic. The loss of fringe is not a major problem and can be repaired by an expert weaver/restorer.

Like so many other categories of antiques, the value for this type of textile is down at the moment. However, this piece should still be insured for between $1,000 and $1,200.

By Helaine Fendelman and Joe Rosson Scripps Howard News Service

Dear Helaine and Joe: This coverlet belonged to my great-great-grandmother, who lived in Pennsylvania. It is a double-woven bed covering with a square in the bottom that reads “Jacob Shalk 1836 B-F.” Overall, the piece is in good condition, although one edge is frayed. What is the value?

– W.K. Dear W.K.: The word “coverlet” is derived from the Middle English word “coverlite” or “coverlid,” which literally means “to cover the bed.” Well, a beautiful woolen spread such as this one will certainly cover a bed, but more important, this and similar items were essential in our ancestors’ homes, because without them (and home-pieced quilts), people would have been quite uncomfortable during the cold nights of winter.

This coverlet would not have been possible without the invention of a loom attachment by French weaver Joseph Jacquard (1752-1834). He created a device for use on double-weave looms that used a series of cards with punched

higher your interest rate. If the same 30So, even though I thought the 15-year mortgage at 4.25 percent we closed on last year loan was priced at 7 percent, your November was going to be the last home monthly payment would be $665.30 and loan for this property, we just refinanced to you’d pay $139,511 in interest throughout another 15-year mortgage at 3.75 percent. the life of the loan.

We’re saving another $59 per If you made one extra paymonth over what we had been ment per year, you’d pay off the paying (and the bragging rights loan six years earlier and save are pretty good), and will shave roughly $36,000 in interest. If another $7,000 in interest off you made a double payment, the total amount we’ll pay on you’d pay off the loan in just this loan compared to the other. nine years, and only pay Still, it’s worth exploring $31,000 in interest – a savings whether prepaying a 15-year of $106,000 in interest mortgage at 3.75 percent makes throughout the life of the loan. sense.

When it comes to a 15-year Ilyce Glink It’s a question that keeps mortgage, prepaying makes less Tribune Media Services coming up, as families across sense. You’re already saving 15 the country refinance into exyears of interest payments, and tremely low-interest 15-year and 30-year when the interest rate is so low (again, our mortgages. Many folks seem to be using new loan is priced at 3.75 percent), it’s althe savings not to buy more stuff, but to ready virtually free money. pay down their debt: credit card, student Still, let’s take a look at how much we’d loan, car loans and, yes, mortgages. save by prepaying: On a $100,000 loan at It makes sense to prepay a 30-year mort3.75 percent, our monthly payment would gage because even making one extra paybe $727 and we’d pay $30,900 in interest ment a year will shave years off of the loan throughout the life of the loan. term and save you thousands of dollars in One extra monthly payment per year interest. means we’d pay off the loan in 14 years inLet’s run the numbers: If you have a 30stead of 15 years and save just $3,000 in inyear, $100,000 loan at 4 percent, your terest throughout the life of the loan. If we monthly payments will be $477.42 (none made double payments each month, we’d of the examples include extra for real espay off the loan in seven years, and save just tate property taxes and insurance), and $18,000 in interest over the life of the loan. you’ll pay $71,868 in interest throughout Still, there’s something to the idea that if the life of the loan. we make double payments each year, we’d If you make one extra payment a year, pay off our entire mortgage in seven years. you’ll pay off the loan four years earlier That’s just a hop, skip and a jump from and save $10,000 in interest. But if you now. make a double payment each month, you’ll Ilyce R. Glink’s latest book is “Buy, Close, Move In!” pay off the loan in 11 years, and only pay If you have questions, you can call her radio show $23,195 in interest. at 800-972-8255 any Sunday, from 11 a.m. to 1 Why don’t you get a bigger bang for p.m. EST. Contact Ilyce through her website at your buck? Prepaying works better the www.thinkglink.com.

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Mortgage lenders want documents for everything

By Marcie Geffner bankrate.com

Applying for a mortgage used to be easy: You’d complete an application and the lender would pull your credit score. More often than not, you’d be approved.

But nowadays, lenders require paperwork that documents every facet of your financial life: taxable income, assets, rent payments and more.

Bankrate can help you find the lowest available mortgage rate. And there’s no escape. Every borrower must survive what mortgage specialist Joe Metzler describes as “the flaming hoops of loan underwriting.”

“Even if you are the most perfect (borrower), expect that you might still get singed going through,” says Metzler, who heads Mortgage Unlimited, in St. Paul, Minn.

Four mortgage professionals offer the following list of items you may need to document income.

Loan guidelines typically specify one month of verified income. You can prove this with paycheck stubs. Employees paid electronically may be able to access a corporate website to print out paycheck stubs.

Guidelines typically require the most recent Form W-2, but some borrowers are asked for two years of W-2s.

“If your loan hasn’t closed by the time that new W-2s should be received by the employees, then (the lender) may ask for that, certainly,” says Julie Miller, a sales manager at Prospect Mortgage, in Irvine, Calif.

Borrowers generally must supply bank and investment account statements for the last 30 days. An application for a jumbo loan could trigger a request for up to three months of statements.

In the past, only self-employed borrowers who went through full underwriting typically were required to present income tax returns. Today, almost everyone is expected to provide a recent tax return, including all the pages and schedules.

Borrowers also must sign IRS Form 4506-T, which allows the lender to get a

Loan guidelines typically specify one month of verified income. You can prove this with paycheck stubs. Employees paid electronically may be able to access a corporate website to print out paycheck stubs. transcript of the tax return from the IRS. This practice “has become an industry standard as fraud prevention,” says Brad Blackwell, national sales manager at Wells Fargo Home Mortgage.

Tax returns are scrutinized for unreimbursed employee business expenses, selfemployment business losses and telltale signs of loan fraud, such as reported income that doesn’t match an employee’s W2. Don’t try to amend a prior year’s tax returns to show more income. That’s now a no-no.

Self-employed borrowers may have to submit a current-year profit-and-loss statement, especially if the year is more than half over or they haven’t filed their prior year’s tax return.

Many self-employed borrowers used to be able to get loans with little or no income documentation, but no more.

“There is no more ‘stated income,’” says Peter Ogilvie, president of First Residential Mortgage Corp., in Santa Cruz, Calif.

Borrowers who include rents from investment property in their income need to show the income on their tax return. Canceled rent checks and bank statements showing those deposits might be OK if the property was purchased in the current calendar year.

Homeowners planning to buy a new home and rent out their current residence must provide a rental agreement, canceled rent checks and bank statements. They also must have at least 30 percent equity in

Simplify your

44-153915

HOME SEARCH

their current residence. An appraisal might be required at the borrower’s expense.

Borrowers who receive a cash gift toward their down payment should be prepared to provide a letter from the “giftor” that declares the gift isn’t a loan. A copy of the giftor’s bank account statement showing the funds, a canceled check and the borrower’s own statement showing the funds also may be required.

These guidelines are much stricter than they used to be, especially for borrowers who want to get a loan insured by the Federal Housing Administration, says Metzler.

“It’s not that big a deal, except that Mom and Dad don’t like to give (their kids) a copy of their bank statement, especially if there is a lot of money in the account,” Metzler says.

Renters must supply 12 months of canceled rent checks and bank statements showing the rent was paid on time. Renters without that documentation can provide the landlord’s name and contact information for payment verification.

Borrowers also may be required to provide a copy of a divorce decree, proof of a child’s age if child support is counted as income, bankruptcy discharge papers and more. Lenders also may demand letters that explain negative items on a credit report or verify the borrower’s motivation for the loan, Miller says.

Bring in documents early. Doing so can speed up the process. Also, never cross out, white-out or alter any information on a document.

“If you white-out anything, it’s not a valid document for our purposes,” Miller says. Always provide every page of every document – even the pages that say “This page is blank.”

“They want that, too,” Ogilvie says. “If it says ‘page one of seven,’ they want to see all seven pages.”

Finally, remain ready to supply updated documents. “Documents expire after 60 days,” Blackwell says. “So if homebuyers take a long time in their house-hunting effort, we won’t need the whole thing again, but they will have to bring the most current paycheck and that type of thing.”

Times-Call / Home & Real Estate Weekly

When buying bulbs to plant this fall, plan for spring bouquets at the same time you’re building your garden. Some good choices: fragrant double narcissi like “White Lion” or a fragrant, brightly colored jonquil like “Golden Echo.”

OPEN HOUSES - SATURDAY 804 SUMMER HAWK #3204, LONGMONT 3 bedrooms, 2 baths 1255 square feet, vaulted ceilings. $162,900 Saturday 11:00 to 2:00

804 SUMMER HAWK #4103, LONGMONT 2 bedrooms, 1 bath almost 1000 square feet, 9ft ceilings. $134,900 Saturday 10:30 to 12:15

804 SUMMER HAWK #4102, LONGMONT 2 bedrooms, 1 bath almost 1000 square feet, 9ft ceilings. $129,999 Saturday 10:30 to 12:15

637 ELLIOTT LONGMONT

4 bedrooms, 2 full baths over 2200 square feet, remodeled $169,000 Saturday 12:30 to 2:15

2429 WINDING LONGMONT

3 bedrooms, 3 full baths, 2 car tandum south facing garage. $309,900 Saturday 2:30 to 4:15

RESIDENTIAL BROKERAGE

Burt Approved

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No matter how big or small your real estate needs are I have you covered.

Janie Henry & Burt

Quick, convenient and only a click away...it’s that simple

www.YourFrontRangeHOME.com • Hundreds of Homes • Calculate Financing

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40-155970

October 2, 2010

• Locate an Agent • Updated MLS Listings Powered by ColoProperty.com

8

Times-Call / Home & Real Estate Weekly

October 2, 2010

Real Estate Transactions are supplied by Prospects Unlimited Inc., www.prospectsunlimited.com.

• Borrower: Blue Mountain Vista LLC, Lender: Home State Bank, Amount: $5,153,395, Property: 12733 Strawberry Circle, Longmont, Filed: 09/15/10

Yes

No

Yes

Yes

$725-$875

$250

1, 2

1, 1¾

Yes

Yes

Yes

In each apartment

A/C, D/W, cable ready, balcony or deck, carport, outdoor pool, close to shopping & bus stop.

Starting at $799

$125

1, 2

1, 2

Yes

Yes

Yes

Full SIze in each apartment

Yes

Move-In Specials, senior and other discounts.

Fireplace, pool & spa, 24-hour fitness, garages. Close to shopping.

*$705$1200

$100 $200 $300

1,2,& 3 Studios

1,2

Short Term Available

Yes

Yes

Yes

Yes

Gas fireplaces, 24 hr. fitness center, heated pool & hot tub, A/C, business center, gourmet kitchens, detached garages. *On selected apartments.

$690-$1100

$149

3-bdrm. townhomes

2

Yes

Yes

$580-$945

Yes

1, 2, 3

1, 2

Yes

Yes

$789-$1239

$200

1, 2, 3

1, 2

Short Term Available

Yes

Yes

$1235$1625

$1235$1625

1, 2

1, 2

Yes

Some

Yes

1401 Elmhurst Dr. • 303-772-9292 Victoria Inn

2400 17th Ave. • 303-772-4667 Ute Creek Apartments

Longmont, CO

1100 E 17th Ave. • 303-684-6821 The Shores

2450 Airport Rd. • 303-774-8000 Cloverbasin Village

630 Peck Dr. • 888-837-4912 Elliott Apartments

418 Emery St. Longmont, CO 80501 • 303-772-6452 Fox Ridge Apartments

3800 Pike Rd., Longmont, CO 80503 • 303-774-9944 Tanglewood Condominiums Senior Community

100 21st Ave., Longmont, CO 80501 • 303-774-0300

1,2,3

Yes

Yes

65 lbs limit Pets Neg.

Yes No

& rental available

Convenient location, pet friendly, garages available, 24-hour maintenance

Yes

In historic Longmont, large trees, quiet neighborhood on-site parking & storage. Close to RTD. Heat included.

Yes

Yes

Island kitchens, garden tubs, gas fireplaces, double balconies, two tone paint, gated community. Close to schools & newest community in Longmont.

Full size in each condo

W/D provided in each Condo

All utilities & cable paid, sec. bldg., elevator, W/D in every unit, transportation, social events. HUGE amenities package, quiet 55+ community. Call for incentives!

Yes

$50+ mo.

Other Amenities

1

Pets

1

Secure building, quiet neighborhood, meal program, transportation, utilities paid, appliances & cable TV included, 62 yrs & older; vouchers accepted.

Allow Smoking?

$835-$840

# of Baths Lease Required

Deposit

$885-$890

# of Bedrooms

Price Range

Hover Manor Senior Apartment Residence

Washer/Dryer Hook-ups

• Borrower: Jenifer Macho & Aaron Miller, Lender: Wells Fargo Bank NA, Amount: $20,294, Property: 908 Buffalo Ct, Longmont, Filed: 09/15/10

Washer/Dryer Facilities

• Borrower: Lorin Watada, Lender: Deutsche Bank National Trust Company, Amount: $192,153, Property: 1212 S Emery St 37, Longmont, Filed: 09/14/10

Address Phone

• Borrower: Paul & Karen Flanagan, Lender: Chase Home Finance LLC, Amount: $207,292, Property: 53 Balsam Dr, Lyons, Filed: 09/09/10

Complex Name

Foreclosures – notice of election and demand

• Borrower: Terry & Jennifer Rousey, Lender: BAC Home Loans Servicing LP, Amount: $296,241, Property: 332 Grant St, Longmont, Filed: 09/13/10

Reach over 44,000 Readers Each Week With Your Advertising Message.

Call Your Classified Advertising Executive Today 303-776-7440

October 2, 2010

Times-Call / Home & Real Estate Weekly

9

To place an ad, call 303-776-7440 or go to www.TimesCall.com/classifieds and place your ad any time of the day or night. Fax: 303-772-8339…email: classifieds@times-call.com Apartments/ Apartments/ Apartments/ Apartments/ Condos/ Houses Unfurnished 4030 Unfurnished 4030 Unfurnished 4030 Unfurnished 4030 Townhouses 4050

Rentals

Apartments/ Furnished 4010 NO lease, dep or credit chk Wkly/mnthly • 303-776-2185 • ALSO RV SITES AVAIL!

CLOVERBASIN VILLAGE 1-888-837-4912 630 Peck DriveLongmont West on Nelson/Airport Rd

♣

1 BEDROOM, 1 BATH

AS LOW AS $665 ♣

2 BEDROOM, 2 BATH

AS LOW AS $750!

Apartments/ Unfurnished 4030

♣

3 BEDROOM, 2 BATH

Starting @ $799! ✭✭✭✭✭✭✭✭✭✭✭✭✭ 1, 2 & 3 BDRM Apartment Homes The Shores Apartments, Hwy 66 & Airport Rd (303)774-8000 ✭✭✭✭✭✭✭✭✭✭✭

♣

3 BEDROOM TOWNHOUSES

Starting at $1000!

QUAIL VILLAGE 303-485-0065

•1 & 2 BDRM ✭ $550-$675 FREE Heat 1060 17th Ave, Habla Espanol 720-327-8918

321 Quail Roadacross from Longmont Rec Center

1 & 2 BDRM Apt Homes Fox Ridge Apts Premier Gated Community. Pets OK! For Info & Specials Call (303)774-9944

● 2 BEDROOM, 2 BATH

● 1438 STUART 1 bdrm, 1 bath, 2nd flr, water pd, carport. $500/mo.

RMG Realty (303)772-4466

1 BDRM, 1 car gar, gas heat, A/C, W/D hkup. $600 + dep. No pets. 1321 Emery St Apt C. (303)776-1287 or (303)747-2219 1 BDRM APT PREMIUM AVAILABLE OCT 1 On-site stor/parking/ lndry. Heat incl. $630/mo.

Elliott Apts., (303)772-6452

1 BDRM APT´s-

Starting at $525, some with Move-in Specials!

Call PMP, 303-776-RENT

AS LOW AS $750 ● 3 BEDROOM, 2 BATH

Starting at $750! *LIMITED NUMBER AVAILABLE*

1 BD, off st pkng, near shopping, 1637 Kimbark, $475 2 BD, 1.5 bath, off st pkng behind, 2137 Dexter, $685 2 BD, 1 bath, carport, 1611 Warren, $695 2 BD, 1 bath, garage, 800SF, 2330 Wedgewood, $650 & $695 Alert Realty 303-776-5156

3 BDRM APT LONGMONT/ Frederick- Avail Now! PREMIUM BOULDER CONDOS Very nice 800 Sq Ft apt, 1 AVAILABLE OCT 1 • 1601 Great Western bdrm, 1 ba, N/P, N/S, all On-site stor/parking/ • 3250 O´Neal Circle utils incl. $750/month, lndry. Heat incl. $1040/mo.

• 804 Summerhawk $750/dep. (303)833-3078 Elliott Apts., (303)772-6452 Call PMP, 303-776-RENT Great value! 1 & 2 bdrms, $495 & $595. W/D hkp, off st 2 BDRM APT´spkg, avail now. 970-310-6321 Starting at $645, some with 62+ INCOME-BASED APT Move-in Specials!

Great Value! 5 bdrm, 2 ba, Independent, Senior 1 bdrm Call PMP, 303-776-RENT apt in great area close to lge yd, w/d hkups, gar, sm stores/ busline. Rent based pet OK. $1195 (303)581-9239 0 App Fee-$100 off 1st 2 mos Lg 3 bdrm, 2 ba, gar, water on income. 303-651-3601 pd. No dogs. 303-682-2525 2 MUMFORD PL- W/D Horizon Place •1809 EMERY STEASTGLEN APTS 1 Bedroom- $545!

2 bdrm in 4-Plex, off st 630 Lashley, Longmont 2 Bedroom- $645! pkng, pet nego. Avail Secure bldg, swimming (303)682-2943 now, $650. (303)447-8988 pool, A/C, on-site laundry.

1, 2 & 3 BEDROOMS: Call PMP, 303-776-RENT Pool, air, laundry ✭Wtr, trash, sewer pd

2 Bdrm, 1 ba, large, comp. remodel- WD, A/C, deck, N/P/S 2041 Meadow Dr. $840 303-443-4308

Duplexes

SELF-SERVE CLASSIFIEDS ON YOUR SCHEDULE!

✓ Close to Bus lines ✓ Pets Welcome

Mtn Views! 1 BDRM APT Quiet area, lndry, nr 23rd & Main. Sorry no pets, $575 Top Realty, (303)931-6423

ROOMS & Apartments Weekly/Monthly, from $100/week. Utililties included. (303)931-7108

Log on to www.timescall.com Click on “Submit An Ad“

4060

✭2 and 3✭ Bedroom Duplexes.

Visit www. alertrealty.net

2 BDRM, 2 BATH, tri-plex.

SMALL 2 bdrm, mobile Frpl, D/W, W/D hkup, pahome in Erie, W/D, No tio, off-st pkng, near Indian pets. $585. 735 Kattell #107. Peaks Elem School & park.

(303)980-1204 $725 + dep. 303-956-2056.

DUPLEXES 2 Bedrooms

• 1459 Lamplighter • 1602 Donovan Call PMP, 303-776-RENT

VALUE PLACE FIRESTONE New Extented Stay Hotel ● $179 * WEEKLY or ● $649 MONTHLY ✓ Perfect for visiting friends & family!

**Income Guidelines May Apply** ✓ Full Size Washer & Dryer Hookups

4080

I-25 & Hwy 119, Longmont exit 240.

303-485-0040 Bring ad to qualify. *Expires 9/15/2010

Garages/Storage Spaces 4070

EQUAL HOUSING OPPORTUNITY All real estate advertised in this paper is subject to the federal and state Fair Housing Act which makes it illegal to advertise “any preference, limitation or discrimination based on race, color, religion, sex, handicap, familial status or national origin, or an intention to make any such preference, limitation, or discrimination.”

The newspaper will not knowingly accept any advertising for real estate which is in violation of the law.

All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis.

● 1341 GARDEN PL4 bdrm, 3 bath, fam room, lg fncd yard, frpl, swamp cooler. $1400. Avail Now. Pennant Inv. 303-447-8988 2124 FRONTIER STQuiet area, super clean, painted, 3 bdrm, 2-3/4 ba, 2 car gar + RV. $1175 + util. (303)898-6132 2+BDRM, 1 ba, gar, w/d.

Newer kitch & ba. $1100/mo + utils & dep. 610-457-7749

2 BDRM + den, very clean, CLEAN, secure, 10x20´ dry W/D hkups, large kit, large storage close to HWY 287 fncd bkyd w/stor. $850/mo. $100. Stella 303-775-2881.

33 Reed Pl. Lgmt. Avail Nov 1st. (720)371-4624 INDOOR GARAGE & Commercial Storage 20x40x16 w/ 14x14 doors start at $275.

20x50x16 w/ 30 amp elect, man door & pwr door opener start at $400.

Garage Storage LLC, 4070 Camelot Cir, located I25 Business Park.

I-25 & Hwy-66. 970-535- 6074 www.Longmont-storage.com

✭3 and 4✭ Bedroom Houses.

Visit www. alertrealty.net

Houses

4080 Houses

● 3 BDRM, 1-3/4 ba, new wind/flr´g, close to schl & park, lg fncd yd, dogs nego.

No/smk. 724 Hubbard Dr. $1200, avl now, 303-503-2433 3 bedroom, 1- 1/2 baths, 2 car gar., in Longmont Estates. N/P, $1,095/mo + $1,095 dep. 303-772-3449.

4 bdrm, 3 ba, 3 car, patio, fncd yd, SW Longmont- 664 Timothy $1795. 303-772-0442

October 2, 2010

4080 Office Space 4100

W. LONGMONT, 3 bdrm, 1.75 ba, 2 car garage. $1075 + dep (303)499-9380

Farms, Ranches Commercial Longmont Acreages 5050 Real Estate 5030

PROFESSIONAL Offices N. Longmont. 150 to 825 SF. Single & 3 office suite.

All ground level, 2 entr, great prkg. 303-956-1141

Turn of the Century Farmhouse on 80 acres, just east of Longmont. Includes 40 units Big T water. $1.1M Jim Green (303)775-2553 www.15182.wkre.com

Office Space 4100 Roommates Wanted 4120 2500 to 5000 SF- great views from 2nd level, ample parking. 2432 Main. 303-875-1345

Real Estate

Furn room w/ cable/int hkup, full ba, lndry & kit fac. Ref´s req, No smk/ drugs, sm dog ok. $550/mo.

Karen, 720-201-2364 ✭ 8a-8p

HOUSES 2- 4 Bedroom Homes • 163 Grant• 46 University $250/MONTH• 1247 Juniper• 2312 Stuart Great parking, quiet.

MATURE MALE 40+ • 1327 S Sherman Ground level. Four Seasons share home all utils + w/d • 2631 Stratford Realty, (303)875-1345 $425/mo. (303)833-6808 • 536 St Andrews • 820 9th Ave• 28 Reed 500 to 2500 SF, can divide.

Call PMP, On site prkg, Good traffic SHARE HM M/F $400/mo 303-776-RENT $200 dep. incl utils. Smk OK exposure. 303-523-3369 GREAT MASSAGE OFFICE FOR RENT. (720)280-9047

40-155999

HEALING ART CENTER2 rooms avail, grt space.

Call for info. (303)772-6655

Own a home for

$O Down!

Do you qualify?

Call Devin O´Branagan ERA Tradewind

303-775-0710

255 WEAVER PARK CLASS “A” second floor office space for lease or sale. Common area, conference room, elevator, mountain views.

1 yr Free Rent!

SW Lgmt, 3 bdrm, 2 ba, 3 car, 1 ac, new throughout. $1600/mo. (303)684-9252

Longmont

Don Rulle, CCIM

303-772-2222

5090 Longmont

5090

279 PONDEROSAPLACE Ft. Lupton, Discover the gem here with new carpet and fresh paint! This 3 bedroom, 1 bath, 1 car garage townhome is located in a golf course community with easy morning commutes. Priced to move right in... $79,900

50 19TH AVE. #31

Sleep in Paris every night.

Small bdrm in lovely home for rent. $425 303-809-0022

Rooms For Rent

4130

Longmont

5090

A picture is worth a thousand words Try a color classified picture ad!

Call for details.

1109 Yeager Dr., 3 bdrm, 303-776-7440 1 ba, ranch,N-central loc, new paint/crpt, $162,900.

Owner carry, $140K. Heidi & Helena buy houses!

303-517-0061 No agents $ SAVE YOUR CREDIT $ 303-725-8388 / 303-459-2711

FULLY LEASED 4 PLEX LISTED IN DESIRABLE SOUTHMOOR PARK. For Sale Multi-Tenant Office Building

SEMI-FURN Rooms/Apts Wkly/mnthly from $100/wk Utils/micro/fridge inc (303)931-7108

Only $57.50 sq ft, 7,200 sq ft Building. One story attractive brick building.

Six units - All with outside entrances. Large private parking lot.

Retail Space 4135

Price Reduced to $413,999

773 SQ FT- busy shopping center, 1116 Francis St, $825. Alert RE (303)776-5156

Ken Kanemoto

303-772-2222

Good rental history, well maintained, off street parking. $295,000

40-153960

Huge, oversized lot! Fix it up and build instant sweat equity, perfect for the handyman. 3 bedrooms, 2 baths for just $135,900

LONGMONT 629303-772-7576 Terry St., Longmont ww REALTY www.longmont-realty.com

3113 Mountain View Ave You had your 1st maybe your 2nd. Now come and see your LAST HOME. OPEN SUN 9/26, Sat 10/2 & Sun 10/3 ✭ 11 till 4.

Let´s talk 303-775-7992.

Mike Kirby, FSBO owner.

Buyer Brokers welcome.

✭Like New Home✭

Call for 3 page list of improvements! Located on Circle Dr in S. Longmont.

Fenced backyard. $194,950

Ed & Keith Kanemoto

Mobile/ 5130 Manufactured Homes/Spaces

Buy it...

Sell it...

Find it...

303-772-2222 Check out the pet columns in classifieds for that special companion you’re looking for.

Classified

Convenience!

I can place my ad when I want to.

www.TimesCall.com click on Submit an Ad

303-776-7440

2 ACRE LOTS WEST OF BERTHOUD. Great Views! $149,900. Fred @ Four Seasons Re, (720)494-2133.

HORSE PROPERTY 11451 Lookout Rd, Lgmt, 5 acres, ditch water, 3 stall barn, 3 BR 2.5 BA updated Brick Ranch, 1500 SF Shop w/ o-sized door, 3 car gar + shop, deck, hot tub.

Vesta Real Estate 303-514-8788

205 GRANVILLE AVE, FIRESTONE,

102 BOWEN ST.

2 ACRE LOT, Berthoud area, $40K price reduction, $125,000. Call Steve Conder for details, 303-514-3706.

3 BDRM, 1 BA, new carpet, W/D, carport, Lgmt adult park age 55+, 970-215-1819

Cute ranch style condo is move-in ready now. 2 Spacious bedrooms, 2 baths, enclosed porch, W/D hookups, detached garage space. Come see this neat and clean unit today $79,900

A true fixer upper here! Build instant equity with this large corner lot, bungalow home with detached 2 car garage. $84,900

5090 Lots & Tracts 5100

Commercial Income/ Real Estate 5030 Investment 5070

303-875-4739 or 303-776-6677

LAFAYETTE HOME Centrally located & walking distance to downtown. 104 Cleveland.

Call TODAY! PMP, 303-776-RENT

Income/ Investment 5070

40-155997

Times-Call / Home & Real Estate Weekly

40-155998

10

06470344 2x8c

Real Estate Transactions are supplied by Prospects Unlimited Inc., www.prospectsunlimited.com.

Longmont • John & Kelley Matthews from Craftsman Homes LLC, 2110 Onyx Way, Longmont, $590,000, home • 4th LLC from Martha Daley, 661 4th Ave, Longmont, $258,000, home • Barry & Debora Lamb from Manuel Desousa, 1281 Fall River Cir, Longmont, $229,900, home • David & Erin Kimmett from Linda Keseric, 1916 S Coffman St, Longmont, $487,000, home • Charles & Leslie Martien from Matthew Liebing, 1813 24th Ave, Longmont, $187,000, home • Emily Moin from Jeremy Otten, 1925 Juniper St, Longmont, $185,000, home • Mark & Denise Silver from Brad Schol, 1509 Linden St, Longmont, $314,900, home • Gregory & Amy Payne from US Bank National Trustee, 223 Francis St, Longmont, $120,000, home • Jose Monroy from 1113 East 6th Ave LLC, 111 E 6th Ave, Longmont, $152,500, home • Michael & Sarah Grega from Kathy J Grega Inter Vivos Revoc, 2179 Stuart St, Longmont, $200,000, home • Philip Robertson from Roger Pearson, 9938 Plateau Rd Unit A, Longmont, $250,000, condo • David Sohl from Kathryn Simpson, 812 Busch St, Longmont, $113,000, home • Chris & Kent Christopherson from Jeff Witkowski, 1419 Red Mountain Dr Unit 37, Longmont, $157,500, condo • Abel & Sharon Brown from Douglas Bogatz, 4195 Niblick Dr, Longmont, $740,000, home • Rene Vanmeter from Michael Filiaggi, 1312 Lupine Ct, Longmont, $278,100, home • Gmz LLC from HSBC Bank USA National Associa, 838 Bluefield Ct, Longmont, $155,000, home • Mary Bonial from Darlene Steiner, 3939 Iron Ct, Longmont, $525,000, home • Tiejun Yie from Cathleen Cogan, 2251 Watersong Cir, Longmont, $209,400, home • Monica Mix from Elizabeth Marasch, 1251 Gay St, Longmont, $234,900, home • Bonnie Gutierrrez from Sonoma Pinnacle LLC, 1170 Olympia Ave Unit 17A, Longmont, $183,900, condo • Michael Grant from Kristi Vonalt, 75 Spring Dale Pl, Long-

October 2, 2010

mont, $185,000, home • John Tucker from William Walker, 1200 Sumner St, Longmont, $171,700, home • Ronald Enos from Darla White, 1841 Wasach Dr, Longmont, $587,000, home • Nick Trust from Wiederrich Living Trust, 8886 Sage Valley Rd, Longmont, $725,000, home Berthoud • Matthew Jaye from Wally Wood, 2253 Weld County Road 46, Berthoud, $300,000, home • Kelly & David Abbott from Terry Young, 22540 County Road 3, Berthoud, $477,500, home Dacono • Shirley Enyart from Fannie Mae, 1203 MacDonald Ct, Dacono, $82,500, home Erie • David & Jennifer Brett from Robriq Coronel, 2101 Pinon Dr, Erie, $338,500, home • Katherine Krashoc from William Meyer, 325 Decino Pl, Erie, $332,000, home • Damir & Elmira Kujundzic from Richmond American Homes Colorado, 750 Graham Cir, Erie, $304,400, home • William Jones from Francis Burger, 8029 Morningside Dr, Erie, $487,600, home • David & Judith Miller from James Rowand, 2234 Dogwood Dr, Erie, $275,000, home Firestone • Angela Atencio from Richmond American Homes Colo Inc, 4750 Scenic St, Firestone, $261,300, home • Katherine O’Connell from Graham Koeppen, 6275 Valley Vista Ave, Firestone, $175,300, home • Jeremy Wangerow from Jeremy Paddock, 11349 Dover St, Firestone, $239,000, home • Restated Trust from Timberline Firestone LLC, 4238 Union St, Firestone, $1,525,000, home Fort Lupton • Patricia Barron from Lifestyle Homes LLC, 316 Mountain View Ave, Fort Lupton, $180,000, home Frederick • Thomas Winslow from Melody Homes Inc, 8050 Raspberry Dr, Frederick, $195,000, home Lyons • Barbara Trust from Deutsche Bank National Trust, 221 Rockledge Cir, Lyons, $397,000, home • William & Jeanne Moore

from Stjohn Webb, 140 Lake Dr, Lyons, $555,000, home • Kevin & Cynthia Sullivan from Homer Investments LLC, 409 Riverside Dr, Lyons, $166,000, home • Linda & Nicholas Saccomano from Mark Prucha, 139 Eagle Canyon Cir, Lyons, $420,000, home • Jason & Tasha Kepler from Markel Homes Construction Co, 415 Raymond Ct, Lyons, $475,700, home • James & Tamara Jarolimek from Wonderland Hill Development Co, 189 2nd Ave, Lyons, $352,500, home Foreclosures – notice of election and demand • Borrower: Mark & Janie Patterson, Lender: Aurora Loan Services LLC, Amount: $193,226, Property: 118 E Nebraska Ave, Berthoud, Filed: 09/17/10 • Borrower: Derek Helme, Lender: Wells Fargo Bank NA, Amount: $211,253, Property: 318 E Michigan Ave, Berthoud, Filed: 09/17/10 • Borrower: Bonnie Newman, Lender: JPMorgan Chase Bank Na Successor, Amount: $349,809, Property: 1005 Rocky Peak Dr, Berthoud, Filed: 09/17/10 • Borrower: Wesley Todd, Lender: Wells Fargo Bank NA, Amount: $118,904, Property: 322 Bimson Ave, Berthoud, Filed: 09/22/10 • Borrower: Darleen & Helen Hawkins, Lender: Onewest Bank FSB, Amount: $217,364, Property: 1404 Oak Dr, Berthoud, Filed: 09/16/10 • Borrower: Lonnie Bergeson, Lender: Wells Fargo Bank NA, Amount: $96,683, Property: 1210 Macoy Ct, Dacono, Filed: 09/22/10 • Borrower: Thomas & Tami Giles, Lender: Deutsche Bank National Trust Company, Amount: $172,220, Property: 11239 Deerfield Dr, Firestone, Filed: 09/17/10 • Borrower: Scott McPhail, Lender: Deutsche Bank National Trust Company, Amount: $349,630, Property: 10389 Booth Dr, Firestone, Filed: 09/17/10 • Borrower: Elvira Lee, Lender: Chase Home Finance LLC, Amount: $75,132, Property: 350 Florence Ave, Firestone, Filed: 09/20/10 • Borrower: Kevin Metcalf, Lender: Bellco Credit Union, Amount: $72,269, Property: 5827 Silverleaf Ave, Firestone, Filed: 09/22/10

Times-Call / Home & Real Estate Weekly

• Borrower: Lloyd & Tina Bullock, Lender: Midfirst Bank, Amount: $221,295, Property: 16066 Coleman Ave, Fort Lupton, Filed: 09/17/10 • Borrower: Wayne & Kathleen Delaronde, Lender: BAC Home Loans Servicing LP, Amount: $236,163, Property: 5112 Mt Buchanan Ave, Frederick, Filed: 09/17/10 • Borrower: Michael McLeod, Lender: Chase Home Finance LLC, Amount: $159,832, Property: 506 Highland Dr, Longmont, Filed: 09/20/10 • Borrower: John Parr & Tania Henderson, Lender: Aurora Loan Services LLC, Amount: $201,341, Property: 227 Vivian St, Longmont, Filed: 09/16/10 • Borrower: Holland White, Lender: Chase Home Finance LLC, Amount: $255,453, Property: 829 Wade Rd, Longmont, Filed: 09/21/10 • Borrower: Pamela & Samuel Mains, Lender: Citimortgage Inc, Amount: $479,977, Property: 6665 Cherokee Ct, Longmont, Filed: 09/17/10 • Borrower: Jennifer Belanger, Lender: JPMorgan Chase Bank National Assoc, Amount: $133,567, Property: 805 Summer Hawk Dr L69, Longmont, Filed: 09/17/10 • Borrower: Connie & Jerry Martin, Lender: PNC Bank National Association, Amount: $202,895, Property: 2341 Squires Ct, Longmont, Filed: 09/22/10 • Borrower: Kristina & Ryan Lecours, Lender: Aurora Loan Services LLC, Amount: $163,135, Property: 815 S Gay St, Longmont, Filed: 09/22/10 • Borrower: Justin Nemec, Lender: Aurora Loan Services LLC, Amount: $170,099, Property: 1823 Mount Sneffels St, Longmont, Filed: 09/22/10 • Borrower: Stacey Mata, Lender: Aurora Loan Services LLC, Amount: $319,715, Property: 619 Collyer St, Longmont, Filed: 09/22/10 • Borrower: Yann Ching, Lender: Wells Fargo Bank NA, Amount: $160,599, Property: 10416 Butte Dr, Longmont, Filed: 09/20/10 • Borrower: Denise Carr, Lender: BAC Home Loans Servicing LP, Amount: $112,510, Property: 10447 Lower Ridge Rd, Longmont, Filed: 09/20/10 • Borrower: Heather Mathias, Lender: Citimortgage Inc, Amount: $169,919, Property: 10663 Durango Pl, Longmont, Filed: 09/22/10

11

• Borrower: Jean Jones, Lender: Wells Fargo Bank NA, Amount: $136,860, Property: 306 River Rd, Platteville, Filed: 09/17/10 • Borrower: Cynthia Lair, Lender: Wells Fargo Bank NA, Amount: $298,945, Property: 16507 Essex Rd N, Platteville, Filed: 09/22/10 • Borrower: Terry & Jennifer Rousey, Lender: BAC Home Loans Servicing LP, Amount: $296,241, Property: 332 Grant St, Longmont, Filed: 09/09/10 • Borrower: Jon Monroe & Octavia Tyron, Lender: BAC Home Loans Servicing LP, Amount: $295,000, Property: 5093 Nelson Rd, Longmont, Filed: 09/09/10 • Borrower: Carl & Vickie Yeomans, Lender: BAC Home Loans Servicing LP, Amount: $176,733, Property: 3464 Larkspur Dr, Longmont, Filed: 09/09/10 • Borrower: Michael & Kimberly Dunlap, Lender: Citimortgage Inc, Amount: $258,961, Property: 3938 Da Vinci Dr, Longmont, Filed: 09/09/10 • Borrower: Melanie & Nathan Perez, Lender: The Bank Of New York Mellon, Amount: $147,656, Property: 1739 Collyer St, Longmont, Filed: 09/10/10 • Borrower: Edward & Kathleen Arthur, Lender: Deutsche Bank National Trust Company, Amount: $183,033, Property: 1438 Linden St, Longmont, Filed: 09/10/10 • Borrower: Steven & Donna Linton, Lender: Deusche Bank National Trust Company, Amount: $231,846, Property: 3766 Florentine Cir, Longmont, Filed: 09/10/10 • Borrower: Naomi & Joseph Krokowski, Lender: Chase Home Finance LLC, Amount: $99,681, Property: 2127 Meadow Ct B, Longmont, Filed: 09/14/10 • Borrower: Roberta Painter, Lender: BAC Home Loans Servicing LP, Amount: $142,813, Property: 805 Summer Hawk Dr A1, Longmont, Filed: 09/14/10 • Borrower: Lawrence Scubelek, Lender: BAC Home Loans Servicing LP, Amount: $270,885, Property: 8184 Dry Creek Cir, Longmont, Filed: 09/14/10 • Borrower: Jose & Karen Castaneda, Lender: BAC Home Loans Servicing LP, Amount: $222,300, Property: 901 19th Ave, Longmont, Filed: 09/15/10

12

Times-Call / Home & Real Estate Weekly

October 2, 2010

OPEN HOUSE DIRECTORY FEATURED HOMES 40-155510

Open Sat 1-3 1527 Pratt St. Longmont

$229,900

Views Galore! Custom brick walk-out ranch on 2+ acres, 4BR/6BA, 4-car gar, award-winning landscaping, close to schools & shopping.

www.LiveBoulderCreek.com • 303-502-5338

Jennifer Munson • Prudential • 720-300-3550

Open Sat 11-1

N

W

1353 Trail Ridge Rd

D

OL

Longmont

TO

503 Collyer Street

Historic Old Town Longmont

2-Story home is bright, clean. NEW carpet, interior paint, and roof. New Corian counter tops and vinyl flooring. Basement is finished with fantastic study and rec room.

$379,000

Laurie Foerster - Help-U-Sell - 970-581-9324

SATURDAY OPEN HOUSES Office

The Ultimate Historically Designated 1883 Edwardian.

3 Bd/2ba, 2,713sqft. See Details at: www.OldTownRealEstateCo.com

37-154543

40-155513

$239,900

Hours

$995,000

$245,831 Low-Maintenance Townhome, 1,559 sq.ft.

2 Bed + Lofted Study, 3 Bath, 2 Car Attached Garage. Built Green, Energy Star Rated

Open Sat. 10-1

PRICE REDUCED!

Niwot

SW Longmont

Brand New TOP QUALITY Finishes, Private, Quiet Westside Bungalow, Finished Basement/ Fenced Backyard, 3 bedroom/2 bath/ family room

Hostess Alice James - RE/MAX Traditions, Inc

Open Sun. 2 - 4 7483 Deerfield Road

Open Sat & Sun. 11-6 1538 Venice Ln

Phone

Cory Dudley • Old Town Real Estate Co • (303) 776-4004

Get a full color picture of your open house, the open house hours, address, price and your name and phone number featured at the top of our popular Open House Grid!

Price

Location

Address

$129,900

Longmont

804 Summer Hawk #4102 10:30-12:15 Coldwell Banker Residential/Henry

720-937-2676

$134,900

Longmont

804 Summer Hawk #4103 10:30-12:15 Coldwell Banker Residential/Henry

720-937-2676

$162,900

Longmont

804 Summer Hawk #3204 11-2

Coldwell Banker Residential/Henry

720-937-2676

$169,000

Longmont

637 Elliott St.

12:30-2:15 Coldwell Banker Residential/Henry

720-937-2676

$229,900

Longmont

1527 Pratt St.

1-3

Remax Traditions/James

303-772-3800

$230,000

Longmont

804 Zweck Ct

10-12

ERA Tradewind/Freeman

303-772-9620

$230,000

Longmont

804 Zweck Ct

1-3

ERA Tradewind/Stang

303-772-9620

$239,900

Longmont

1353 Trail Ridge Rd.

10-1

Housing Helpers/Foerster

970-581-9324

$240,000

Longmont

1349 Gay Cir.

10-12

ERA Tradewind/Crews

303-772-9620

$245,831

Longmont

1538 Venice Ln

11-6

Boulder Creek Builders

303-502-5338

SUNDAY OPEN HOUSES Location

Address

Hours Office

Phone

- Only 4 spots available per week on a first-come basis -

ONLY $49!

CALL 303-776-2244

$249,900

Longmont

2413 Pennock Way

12-3

Barnard Agency/Bridgeman

303-776-9438

Price

$250,000

Longmont

2128 Medford St.

1-3

ERA Tradewind/Wagner

303-772-9620

$134,900

Longmont

1619 Ervine Ave.

1-3

Mimi Miller Realty/Miller

303-709-6990

$309,900

Longmont

2429 Windling Dr.

2:30-4:15 Coldwell Banker Residential/Henry

720-937-2676

$205,000

Longmont

1829 Cambridge Dr.

12-2

Folsom-Conway Real Estate/Folsom

303-499-9944

$379,000

Longmont

503 Collyer St.

Appt.

Old Town Real Estate/Dudley

303-776-4004

$245,831

Longmont

1538 Venice Ln

11-6

Boulder Creek Builders

303-502-5338

$389,000

Longmont

425 Westview Ct.

2-4

Mimi Miller Realty/Miller

303-709-6990

$249,900

Longmont

2413 Pennock Way

12-2

Barnard Agency/Sloane

303-349-5999

$549,000

Longmont

6583 Ute Hwy

11-1

Prudential Rocky Mtn/Brodt

303-772-2222

$379,000

Longmont

503 Collyer St.

Appt.

Old Town Real Estate/Dudley

303-776-4004

$594,900

Longmont

1769 Montgomery

1-3

ERA Tradewind/Freeman

303-772-9620

$995,000

Niwot

7483 Deerfield Rd

2-4

Prudential Real Estate of The Rockies/Munson

720-300-3550

Visit www.YourFrontRangeHOME.com to map your home tour 40-155288