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December 12, 2009

A Fairy-Tale

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Spice up holiday decor with a floral piece of art Reverse mortgages can be beneficial

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Times-Call / Home & Real Estate Weekly

December 12, 2009

Potted amaryllises excel as holiday gifts Special to the Times-Call

In today’s information-charged, fast-paced world, the holidays seem to rush in like a tsunami of colored lights and tinsel. The sacred and the secular are swirled together in a great commercial tide frothing with holiday gift ideas. What’s often missing is the personal touch.

For many, the bane of the holiday season is in coming up with fun ideas for those important small thoughtful gifts designed to say “thinking of you” or “thank you.” What makes a special gift to bring to holiday parties? To give to teachers? To the hair stylist, work friend or neighbor? It’s always difficult to hit the right note at the right price, with the right dash of creativity, panache and pure pleasure.

Here’s one gift idea that delivers a full whollup of “Wow!” – and at affordable prices.

“Potted amaryllises excel as small-butstellar holiday gifts,” says Sally Ferguson of the Netherlands Flower Bulb Information Center in Danby, Vt. “These easy-to-grow winter-bloomers produce surprisingly exotic flowers, yet are still unknown to many people, even many flower sophisticates and gar-

deners. The bulb is huge, the flowers are huge. They grow and bloom for weeks on end – indoors in the dead of winter.”

Best of all, says Ferguson, “most people respond to this flamboyant blooming house plant with disbelief, ‘What is this?’ You get to say: ‘It’s an amaryllis!’ This happens so often that we named our new amaryllis info sheet “It’s an amaryllis!” Now, when someone gives a gift amaryllis, they can provide care tips too.”

Amaryllis can be purchased as potted plants already growing or as bare bulbs to be potted up at home and presented as readyto-grow gifts. When buying potted amaryllis as gifts, choose young plants not ones already in full bloom. When giving the bulbs, pot them up and present un-sprouted. For all recipients, watching amaryllis grow is half the fun. For gardeners, knowing that amaryllis bulbs can be kept from year to year to bloom in future seasons, even for decades, is another delicious thrill.

On www.bulb.com the NFBIC now offers two free, downloadable, full color amaryllis information handouts: one is a single sheet for home printers, one is a two-sided tri-fold piece for more sophisticated printing.

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December 12, 2009

Times-Call / Home & Real Estate Weekly

3

An Ideal Home Couple’s renovation turns triplex into a single-family dwelling

Candice Olson HGTV

Nothing tests a new marriage like a heap of demolition and dust, and Phillipe and Sara know this firsthand. The couple recently got hitched and decided to move into Phillipe’s place – a 100-year-old triplex in the city. As a bachelor, Phillipe lived on one floor of the house and rented the other two units. But once married, he and Sara wanted to turn the triplex into a single-family dwelling.

So they gutted, demolished and rebuilt for what seemed like ages. They did a great job on their third-floor bedroom and bathroom, and took steps toward finishing the second floor, but that’s when they ran out of steam. They wanted the ground floor to be an open-concept living-and-dining room that would lead to a kitchen in the back, but were tired of renovating. So I stepped in to give them a warm and inviting space, and put them on the road to “happily ever after.’’

When I arrived, an empty, completely gutted room greeted me. So I started by covering up the bones. I put up walls, added some fresh white paint and put down beautiful maple flooring. Then I got ready to make things beautiful, but I had a challenge in front of me: Sara’s tastes ran toward the modern, while Phillipe enjoyed a more classic look. So I decided on a color palette of charcoal, white and amber, and chose fabrics and finishes that would marry the traditional and the modern.

The room was really just one big space, so I had to create a sense of flow. I managed this by dividing the room up into various zones: a foyer, a living area and a dining room.

I started with the foyer. I wanted to create a little entrance area, but without walls, I had to get creative. So I fashioned a funky privacy panel out of silver ball chain on a track that separates this area from the rest of the room, and

Kristi Ritter

added a shallow armoire.

Next, I got to work on the living room. The room has one long wall, so I decided to make it multifunctional and installed a modern stainless-steel raised fireplace filled with polished pebbles. On either side of the fireplace, I created a rustic statement with dark-wood shelving and with cork and foil wallpaper that has the look of birch bark.

For furniture, I chose a charcoal three-seat sofa, which sits opposite two modern lounge chairs in white leather. They all sit atop a graphic area rug that incorporates the various colors in the room.

I then got to work on the dining room. The area boasted a gorgeous bay window, but it looked smack-dab onto their next-door neighbor’s brick wall. So I created some interest with blinds that have a geometric pattern and put up beautiful charcoal drapes with an organic stripe.

In the dining room, I married the traditional and modern with a new barn board table and several white swivel chairs. In addition to a ceiling full of recessed lights, I also put up a conventional chandelier with a contemporary twist that helps define the dining room.

Specialty Publications Editor kkritter@times-call.com, 303-684-5275

Summer Stair

Specialty Publications Associate Editor sstair@times-call.com, 720-494-5429

Nathalie Winch

Specialty Publications Assistant Editor nwinch@times-call.com, 303-684-5294

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Before, Phillipe and Sara had all this big, empty, gutted space to fill. After, by delineating living zones, combining modern and traditional finishes, and installing a host of fabulous and functional touches, this room went from an empty shell to a wonderful home sweet home. (SHNS/HGTV)

After a few final accents and accessories, the room was completely transformed. By delineating living zones, combining modern and traditional finishes and installing a host of fabulous and functional touches, this room went from an empty shell to a wonderful “home sweet home.”

Now that’s divine.

Interior decorator Candice Olson is host of HGTV’s ’’Divine Design.’’ For more ideas, information and show times, visit www.HGTV.com or www.divinedesign.tv.

Direct press releases for Home & Real Estate Weekly to the editor. The deadline is Monday at 5 p.m. the week of publication.

The display advertising deadline is Tuesday at 3 p.m., and the classified line advertising deadline is Thursday at 3 p.m.

– both the week of publication. For advertising information, call 303-776-2244.

On the Cover: Couples renovation turns empty space into the perfect home. See story above.

(SHNS/HGTV)

4

Times-Call / Home & Real Estate Weekly

December 12, 2009

Add floral art to holiday decor

Wood joins ERA Tradewind Real Estate ERA Tradewind Real Estate welcomed Jill Wood to its team of professionals. Prior to becoming a real estate professional, Wood earned an associate degree in business, has owned her own business and has had a great deal of experience in sales. She enjoys working and helpWood ing others to achieve their goals in buying or selling a home.

To contact Wood, call her at 303-772-9620 or visit 601 S. Bowen St. in Longmont.

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Arthur Williams, Babylon Floral Design Inc. 1223 E. 17th Ave., Denver, babylonfloral.com.

Details: Williams, a certified professional florist, has always had a talent for design. “He was born with it,” says his mom, Rose Mary Williams, who lends a hand doing accounting. “It’s in his head and in his hands.” Because he’s independent, every design he does is a custom work.

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Thinking of jazzing up your home for the holidays? If you’ve got something special planned, take it from ordinary to extraordinary with a quick visit to your florist.

“Any time you want to make an impression, it’s best to use a designer,” says Carol O’Meara Arthur Colorado State Williams.

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Jerrica Park from Boulder Blooms designs a holiday floral arrangement.

(Courtesy Carol O’Meara)

Adding a red rose to his holiday arrangement, Arthur Williams, owner of Babylon Floral Design in Denver, says floral designers have an eye for creating custom bouquets for holiday parties.

(Courtesy Carol O’Meara)

unique displays, so Williams mixes tropicals with holiday greens to update old-fashioned designs. While blending celosia and protea into a centerpiece of holly and juniper, Williams spoke of the trend for matching flowers to home décor. “People bring in their own vases and say ‘here are the colors of the room, can you match that?’”

Teresa Henry and Jerrica Park, co-owners of Boulder Blooms 2935 Baseline Road, Suite 103, Boulder, boulderblooms.com.

Details: At this 2009 EcoCycle Zero Waste award-winning shop, there’s more to being green than their flowers. Recycling packing materials, composting clippings and encouraging customers to bring back vases for reuse are ways in which they’re eco-friendly.

Park’s contemporary flair and Henry’s Euro-influences compliment each other, resulting in creations that run from natural to cutting edge. Younger customers put their own stamp on sending flowers, says Park, preferring them for occasions with personal meaning instead of major events.

What’s hot: Filling containers with fresh-cut greens and other plants, such as seeded eucalyptus, roses or mums. Any container will do, but because a

green block of foam keeps the display fresh, clear glass isn’t as appealing.

Sandi Yoshihara Sniff, Lafayette Florist 600 S. Public Road, Louisville, lafayetteflorist.com.

The details: The third generation florist is proud to work in the shop where she grew up. “I mostly learned from my mom,” Sniff says. “Now my daughter, Leilani, works here in sales. She does some design, too.”

What’s hot: Bringing the outdoors in is popular, so Sniff works to create a natural feel with evergreens, driftwood, pods and pine cones. The materials are given stunning elegance with the addition of orchids, lilies and poinsettia cuttings, a challenge few florists work with.

Because florists get their material almost daily, the bouquets last a long time. “It’s an art,” Sniff says. “We all study it as artists – color, line, texture and form.” Hiring them is like hiring a chef to prepare your meals: You could do it yourself but they make it spectacular.

Carol O’Meara is a horticulture entomologist with the Colorado State University Extension office at the Boulder County Fairgrounds in Longmont. Contact her by calling 303-678-6238 or e-mailing comeara@co.boulder.co.us. For more gardening tips, check out her blog at gardeningafterfive.wordpress.com.

December 12, 2009

Times-Call / Home & Real Estate Weekly

5

FHA loan requirements are about to get stricter official said. “Everything needs to be assessed through the lens of the FHA core mission, as well as the broad economic policies of the administration with regard to stabilizing housing.”

There are at least six specific ways HUD is looking at stabilizing FHA: 1. Upping the minimum required down payment. HUD is looking at whether increasing the required minimum down payment from 3.5 to 5 percent (or more) will help stabilize defaults. If buyers have more “skin in the game,” HUD officials wonder, will they be less likely to default on their mortgages?

2. Changing mortgage insurance premiums. HUD officials are considering whether changing the way FHA mortgage insurance premiums are structured will keep more buyers from becoming delinquent. Should there be an extra fee up front? Should the amount paid over time change for maximum stabilization?

FHA borrowers currently pay an upfront fee and a monthly charge for mortgage insurance.

3. Raising the minimum credit score required for an FHA loan. While credit scores have been lousy at predicting what happens to people with good credit who lose their jobs, they have been more accurate in identifying risky behavior. At the height of the housing boom, FHA approved loans to borrowers with credit scores below 500. Discussions underway wonder whether the minimum acceptable credit score should be 620 or higher.

4. Dialing back how much money sellers can give FHA buyers. Right now, sellers can give buyers up to 6 percent to help cover closing costs and fees. Ex-

As FHA loans have become more popular, and the unemployment numbers have risen, more of these loans have gone bad, requiring more payments from the capital reserves. perts recommend reducing that to 3 percent.

5. Requiring FHA lenders to have more cash on hand. Like borrowers, lenders need to have more “skin in the game.” Right now, lenders need only $250,000 in cash to cover fraud-related loan originations, but HUD officials want to see that amount rise to $2.5 million. That will reduce the number of lenders that can offer FHA loans, and hopefully cut down on mortgage fraud.

6. Eliminating abusive lenders. HUD is asking congress for more power to prevent abusive lenders from making FHA loans. According to HUD Secretary Shaun Donovan’s testimony before the House Financial Services Subcommittee on Oversight and Investigations, lenders will be required to “indemnify the FHA fund for their own failures to meet FHA requirements” and will be held accountable nationally for any improper activities. Donovan said that HUD “will also develop a Lender Scorecard that will summarize the performance of lenders who do business with the FHA. This scorecard will be posted on (the department’s) Web site to ensure transparency and accountability for lenders, borrowers and the market.”

HUD officials say the quality of the FHA loan portfolio has improved over the course of 2009. The typical borrower’s debt-to-income ratio has declined, meaning the mortgage payment is a

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smaller portion of the borrower’s monthly income.

While HUD officials are pleased to see borrowers with a stronger personal finance balance sheet, there are two big concerns.

First, the number of borrowers who are delinquent in paying their mortgages is growing. If those borrowers don’t figure out a way to make up their missing payments and start paying their mortgage on time, more homes will fall into foreclosure, further depressing housing prices.

The second concern is rising unemployment. “If unemployment continues to track at high levels and goes to 11 or 12 percent, that’s a real struggle,” the senior HUD official said. “The big risk is a stagnant, slow recovery that keeps unemployment rates high because there is no loss mitigation technique for that.”

In other words, if homeowners lose their jobs and can’t find replacements that pay enough to cover their monthly expenses, the FHA’s capital reserves fund sinking into the red will be the least of the government’s problems.

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The Federal Housing Administration isn’t broke, but its reserves aren’t quite where they’re supposed to be either.

FHA’s capital reserves are supposed to be 2 percent of outstanding loans. According to the actuarial review for fiscal year 2009, the reserves are a mere 0.5 percent. By the time you read this, FHA’s capital reserves might have disappeared entirely, thanks to the increasing number of FHA foreclosures.

All FHA borrowers pay a mortIlyce Glink gage insurance Tribune Media Services premium. These premiums go into the FHA’s capital reserves fund and are used to pay for loans that are foreclosed.

As FHA loans have become more popular, and the unemployment numbers have risen, more of these loans have gone bad, requiring more payments from the capital reserves.

Unlike the Federal Deposit Insurance Corporation (FDIC), which recently proposed that banks pay three years of insurance premiums at once in order to replenish the FDIC’s reserves, FHA can’t require current borrowers to pay more.

But it can change the rules going forward that will make it more difficult to qualify for an FHA loan.

According to a senior official at the Department of Housing and Urban Development (HUD), conversations are ongoing to determine what will make the most sense.

“Nothing will be taken off table,” the

6

Times-Call / Home & Real Estate Weekly

December 12, 2009

Paris porcelain worth a good deal

By Helaine Fendelman and Joe ROSSON Scripps Howard News Service

Dear Helaine and Joe: I would appreciate learning the value of this soup tureen. The piece is marked in red: “Entirely Hand Painted by Le Tallee of Paris. Made in France for C.D. Peacock.” Thanks. – J.L., Fort Lee, N.J.

Dear J.L.: It is sometimes hard to read handwritten marks on porcelain, and J.L. came close, but the name on the bottom of his piece is actually “Le Tallec,” which refers to Camille Le Tallec, who was born in France in 1906.

In 1930, Le Tallec took over the family chinapainting business, located in Belleville, a suburb of Paris. Atelier Le Tallec prospered by lavishly decorating porcelain made in Limoges and became a world-class operation.

Reportedly, the company began to collaborate with Tiffany & Co. in the early 1960s, and Tiffany acquired the French

firm in the early 1990s – some sources say the acquisition occurred in 1990, others say 1992. In any event, Camille Le Tallec died in 1991, and his company’s products (mainly dinnerware and giftware) are still sold at Tiffany stores.

This particular Tallec tureen, however, retailed at a C.D. Peacock jewelry store, probably in the Chicago area. Elijah Peacock, a watch and jewelry repairman, founded the Illinois firm in 1837. Chicago had just 4,000 residents at the time, and the new store was a real boost to what was then little more than a frontier town.

The piece belonging to J.L. should have a date code on the bottom, along with the initials of the decorator. Le Tallec pieces have a chart online – just search the Internet for “Le Tallec marks.” This piece has an insurance-replacement value of $750 to $1,000 if in perfect condition.

Helaine Fendelman and Joe Rosson are the authors of "Price It Yourself" (HarperResource, $19.95).

Contact them at Treasures in Your Attic, P.O. Box 27540, Knoxville, TN 37927. Or e-mail them at treasures@knology.net.

Simplify your

Home Search

A reverse mortgage can work for you during your golden years

By Jan Jordan Special to the Times-Call

We dream all our lives. When we were teenagers, we dreamed of the day we could get a driver’s license.

We dreamed of the day we could vote and drink alcohol.

We dreamed maybe someday we would raise a family and fulfill the American dream to own a home.

As we grew older our dreams matured. Throughout life, we put our personal wishes on hold in order to make others dreams come true. Now it is time to let your home work for you. An FHA reverse mortgage can help and should not be considered a loan of last resort. The mortgage is safe and can provide financial stability to improve or maintain quality of life. It can eliminate house payments allowing you to dream again.

It can pay for medical bills, services, vacations and other things.

Many seniors are having difficulty making their house payments and are in danger of losing their home. A reverse mortgage may be the answer to save your home from foreclosure. With a reverse mortgage you cannot be foreclosed upon as long as you remain living in the home.

What exactly is a reverse mortgage

and how does it work?

A reverse mortgage is a type of home loan that enables homeowners who are at least 62 years of age or older to access the equity in their homes.

Rather than making a monthly mortgage payment, you will receive money.

Depending upon the reverse mortgage product, borrowers may choose from several payment options, including lump sum, monthly payments or a line of credit. Key Jordan features of reverse mortgages are: • No income or credit score qualifications • You always retain ownership and title to your home • Proceeds may be used to fund longterm care or long term care insurance • Loan proceeds are tax-free • Loan proceeds do not affect Medicare or Social Security Repayment of the loan is not due until the last borrower sells the home or leaves the home. The borrower, their heirs or the estate will not owe more than the appraised value of the home.

You owe it to yourself to contact a reverse mortgage loan officer. Get the facts about the program before dismissing the advantages.

Jan Jordan is a Reverse Mortgage Loan Officer with Bank of America. Call her at 866-635-8701.

Fill your home with the spirit of the holidays Plan Ahead You can’t do everything, so make a plan that is realistic with your life. The major component of the holiday is to enjoy it.

Look at dozens of homes in minutes at the comfort of your own keyboard. Check features, calculate financing, locate an agent and browse to your heart’s content.

Dim the Lights Buy plug-in dimmers for all your lamps. They are inexpensive, sold at most hardware stores and anyone can install them. They bring instant ambiance to any room.

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Cookies are Essential The holidays are all about the treats.

Even if you can’t bake, slice up premade dough and stick it in the oven.

The smell of cookies baking is enough to put anyone in the holiday mood.

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Get Wrapping Reuse interesting papers, bags, magazines and newspapers for gift wrap. It’s essentially free, since you already have

it, and eco-friendly. Look for inexpensive decorations in similar colors to create a striking display.

It Doesn’t Have to be Expensive Inexpensive ornaments from a discount store can look elegant and festive when grouped together. For instance, decorate a mantel with various sizes of glass containers filled with ornaments.

Less Really is More The holidays can be about extravagance, but if you overwhelm your home with too much décor, it can distract from some really special pieces.

Involve the Whole Family Don’t take on holiday decorating all by yourself. It’s about making memories.

The more involved everyone is, the more memorable this time will be.

– Angelo Surmelis/hgtv.com

December 12, 2009

Times-Call / Home & Real Estate Weekly

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$805$1075

$125

1, 2

1, 2

Yes

Yes

Full SIze in each apartment

Yes

Move-In Specials, senior and other discounts. Fireplace, pool & spa, 24-hour fitness, garages. Close to shopping.

The Shores 2450 Airport Rd. • 303-774-8000

*$705$1200

$100 $200 $300

1,2,& 3 Studios

1, 2

Yes (Short Term Avail.)

Yes

Yes

Yes

Yes

Gas fireplaces, 24 hr. fitness center, heated pool & hot tub, A/C, business center, gourmet kitchens, detached garages. *On selected apartments.

Cloverbasin Village 630 Peck Dr. • 888-837-4912

$690$1100

$149

3-bdrm. townhomes

2

Yes

Yes

(65 lbs limit)

No

(& rental available)

Elliott Apartments 418 Emery St. Longmont, CO 80501 303-772-6452 Fox Ridge Apartments 3800 Pike Rd., Longmont, CO 80503 303-774-9944

$580$945

Yes

1, 2, 3

1, 2

Yes

Yes

Pets Neg.

Yes

$789$1239

$200

1, 2, 3

1, 2

(Short Term Avail.)

Yes

Yes

Yes

Tanglewood Adult Rental Condominiums 100 21st Ave., Longmont, CO 80501 303-774-0300 Circle at Sunset 240 Sunset Dr., Longmont, CO 80501 303-772-0611 Circle at Lake Shore Apartments 3226 Lake Pkwy, Longmont 303-651-6221

Yes

1,2,3

Yes

Yes

Yes

Convenient location, pet friendly, garages available, 24-hour maintenance In historic Longmont, large trees, quiet neighborhood on-site parking & storage. Close to RTD. Heat included.

Yes

Island kitchens, garden tubs, gas fireplaces, double balconies, two tone paint, gated community. Close to schools & newest community in Longmont.

All utilities & cable paid, sec. bldg., elevator, W/D in every unit, transpor(in every tation, social events. HUGE amenities unit) package, quiet 55+ community. Call for incentives!

Yes

$1135$1500

$1135$1500

1, 2

1, 2

Yes

Some

Yes

N/A

$675$799

$200

1,2

1,2

Yes

Yes

Yes

Yes

Yes

Hot tub, swimming pool, granite bar tops, stainless appliances

$670$960

$99

1&2 bd lofts, Yes 2x2

Yes

Yes

Yes

Yes

Yes

Hot tub, swimming pool, granite bar tops, stainless appliances, vinyl wood flooring

If you are interested in placing an ad on this grid, call Classified at 303-776-7440. Copy change deadline for this grid is Tuesday by 2 p.m.

7

8

Times-Call / Home & Real Estate Weekly

December 12, 2009

Call : 303-776-7440

FAX : 303-772-8339 Online : timescall.com Email : classifieds@times-call.com Deadline to place classifieds ad in Real Estate Liner Ads: Thursday 3pm Display Ads: Tuesday 3pm

Monday-Friday - 8am to 5pm 350 Terry Street Longmont, CO 80501 Apartments, Condos & Townhouses, Duplexes, Houses, Commercial, Retail etc...

Local & Out of Town Real Estate, Farms, Ranches, Acreages etc...

We accept cash, checks &

Apartments/ Apartments/ Apartments/ Apartments/ Apartments/ Apartments/ Apartments/ Unfurnished 4030 Unfurnished 4030 Unfurnished 4030 Unfurnished 4030 Unfurnished 4030 Unfurnished 4030 Unfurnished 4030

Apartments/ Furnished 4010 1 & 2 BDRM DELUXE CORPORATE CONDOS, fully furnished. 303-588-0726 Holiday guests? Rent me! utils, sat TV, dishes/linens.

Short term OK. 303-570-0402 NO lease, dep or credit chk Wkly/mnthly • 303-776-2185 • ALSO RV SITES AVAIL!

Apartments/ Unfurnished 4030 0 APP FEE: WINTER SPECIAL, 1 bdrm $550.

On site pkng/laundry.

A/C. Water & heat pd.

Se Habla Espanol.

(303)774-0593

✭✭✭✭✭✭✭✭✭

1 BDRM @ $535 New carpet, A/C, coin lndry, heat/water paid, no smk/pets, 303-775-7517 • 1 BDRM $550 FREE Heat 1060 17th Ave, patios Se habla Espanol 720-327-8918 1 BDRM. Berthoud, $495+ $250 dep. Util´s incl.

No pets/smk. 970-669-6646

Welcome Home!

1 Bdrm Rent Me, Rent Me! Only $550! Split deposit over 2 months. N/Pets.

Top Realty, (303)931-6423

• Flexible Lease Options • Senior & Preferred Employer Discount • Free W/D in All Apts • Pet Friendly • Garages Available • Close to Shopping & Golf Course

LE DEAUVILLE APARTMENTS ROOMY & READY

$725 Please call for details.

01-137020

Excellent Move-In Specials Available!

303-684-6821

1100 East 17th Ave.

1 Bd From $565 2 Beds From $610 Great Location Large Units Park Like Setting Ample Parking A/C & Pool

52-137284

Rents starting at

303.772.3737

$99 MOVE-IN SPECIALS On ALL apartments!

Call today to schedule an appointment! PMP Realty, 303-776-RENT DACONO- Large 2 bdrm. $700/mo, incl sewer/wtr & trash. Lndry facilities avail. N/P. (970)420-1363

2 BDRM, 1.5 BA Twnhse, NW location $700 - $725, 303-776-5416 2 BDRM, 1 BA, $680/mo, only $250 deposit & 1st mo rent FREE! Gas & Wtr paid. 1433 Emery St. Se Habla Espanol. 303-678-6221

● 619 TERRY #1 2 bdrm, heat/water paid, off st pkng. $625/month.

RMG Realty, (303)772-4466 ● 917 SUNSET #2041 bedroom on 2nd floor, heat/water incl, A/C, off str pkng. $575/month.

RMG Realty, 303-772-4466

321 QUAIL 2 bdrm, 2 ba, A/C, W/D included. Close to Rec Ctr. AVAILABLE ImmediatelyCall PMP, 303-776-RENT. 2 bdrm, 1000 SF, $750/mo, $750/deposit. (303)886-5039 2 BDRM APT, 1000 SF, new carpet, applcs & paint, includes heat & water, N/P. 303-579-2360 2 BDRM APTS- W/D hkup, fenced front yd, rear patio. $625/mo.(303)775-2881 •1809 EMERY ST2 bdrm in 4-Plex, off st parking, W/D hkups, pet nego. $625/mo.

(303)447-8988.

2 BDRM- RENT ME NOW! Only $625! Split deposit over 2 months. Sorry, N/P Top Realty, (303)931-6423 ● 2 MUMFORD PL 2 Bdrm, W/D, frplc, off st pkng. $625. Pennant Investments, (303)447-8988 FREDERICK 2 bdrm, 1 ba, upstairs duplex. 222-1/2 5th St. $600. (720)936-1854

APARTMENTS

$o9ve9in

• FREE Washer/Dryer & Carport • Wood-burning fireplace • Large balconies/patios • Approved pets accepted • MTM leases available • Within walking distance of shopping, restaurants & RTD • One bdr starting at $675 & 2 bdr now at $750!

• On Line leasing available

CLOVERBASIN VILLAGE *LIMITED NUMBER AVAILABLE • 1 Bedroom, 1 Bath Starting @ $626 • 3 Bedroom, 2 Bath AS LOW AS $780!

• 3 Bedroom, 2 Bath Townhouses Starting at $950!

•Full Size Washer & Dryer Hookups •Close to Bus lines

• Pets Welcome • 24/Hr Fitness Center • Prices subject to change

1-888-837-4912

2 Br, 2 Ba Now $750 2400 17th Avenue, Longmont, Colorado 80503

*www.victoriainnapts.com

CLEAN 2 BDRM, W/D hkups, large yard. 720 Martin. $700. (720)371-4624

**We Accept Foreclosures**

m cial spe

303-772-4667

CLEAN 2 BDRM near downtown, laundry room, storage. N/P. $600+ dep.

Call, (303)324-9922

***Income Guidelines Apply***

52-137006

Rentals

1 & 2 BDRM Apt Homes 1 BDRM, inc gas, wtr, offst Fox Ridge Apts Premier prkg, storage & trash. Gd Gated Community. Pets loc in Firestone 303-833-6627 OK! For Info & Specials 1 BDRM ON Call (303)774-9944 COFFMAN $525. On-site laundry, A/C, off-st pkng. N/S. ● 1-2 BDRM, new ba, A/C Avail now. (303)651-2881 ● DW, lndry, off st. prkg ● $625-$750 N/S 303-444-0501 1 BEDROOM 1 bath1968 McCall. Heat/water pd. For 1 person. $525.

Dottie, 303-682-8802 1 BD, about 550 SF, coin lndry, Your choice, $460 2 BD, w/d hkp, new 1st Month RENT FREE! paint/carpet, wood flr, SUPER CLEAN 1851 Emery #1, #2 $655 Berthoud Townhomes 2 BD, 1 ba, gar, w/d hkp, 1602 4th Street 2330 Wedgewood, $625 ✭ 2 Bdrm avail now- $695 Alert Realty 303-776-5156 ✭ 1 Bdrm avail 11/10- $575 MUST SEE! No Pets. Non-Smoking.

Close to I-25, Hwy 60 & 287.

1 BDRM, 2 Bdrm or 3 Bdrm Sherry, (970)222-0502.

Apartments available in Longmont! 1 bdrm NEW carpet & paint. 2 $475, 2 bdrm starting at bdrm, 1 ba, W/D hkps, No $550, 3 bdrm $750. pets. $650/mo. 303-919-0743 For locations & details call PML Inc (303)772-5934

630 Peck Drive, Longmont West on Nelson/ Airport Rd

EASTGLEN APTS 630 Lashley, Longmont (303)682-2943 1, 2 & 3 BEDROOMS: Winter Savings Pool, air, laundry ✭Wtr, trash, sewer pd

EFFICIENCIES STARTING AT $445!

Call PMP, 303-776-RENT. ● FORT LUPTON Large 2 bdrm, utils. No pets/smk. $795. 303-857-8777 HAMILTON PARK APTS. 1406 N. 4th St., Berthoud.

Offers 1 bdrm for people 62 or older or disabled, with or without children. Rent based on income. Now accepting applications EHOP. 970-532-3725 or TDD 800-659-2656

HORIZON PLACE 1 Bdrm- $550 2 Bdrm- $625 Secure bldg, swimming pool, A/C, on-site laundry.

Call PMP, 303-776-RENT ✭✭Lanyon Park Apts, 2 bdrm, spacious, all appliances, laundry on-site, cats/no dogs, $585 Call mgr 720-494-7637 or Mock 303-497-0668

NEWLY renovated 1 & 2 bdrms, close to Boulder, Lake front & Mtn views starting at only $670. 3226 Lake Park Way 1-877-320-3305

NICE Place! 2 bdrm, 1 ba, laundry, pkng, patio, sm pet ok. $575. 303-581-9239.

NIWOT/ 1 & 2 BDRM´s 8060 Niwot Rd, starting at $695.

Call PMP, 303-776-RENT.

REDUCED RENTS 1, 2 & 3 BDRM Apartment Homes The Shores Apartments, Hwy 66 & Airport Rd (303)774-8000

ROOMS & Apartments Weekly/Monthly, from $100/week. Utililties included. (303)931-7108

VALUE PLACE FIRESTONE HOLIDAY SPECIALS! ● $549 MONTHLY ● $209 WEEKLY New building. Furn studios, full kitchens, free utils, no lease. ✓ Perfect for visiting friends & family!

I-25 & Hwy 119, Longmont exit 240.

303-485-0040 *New guests only.

Bring ad to qualify. *Expires 2/28/2010

Commercial/ Industrial 4040

1254 SHERMAN DR 2410 Sq Ft Indust space. ✭ LANYON PARK APTS $1400/mo.

K-II Realty Spacious 1 bdrm, range, (303)775-1646 refrig, dishwasher, laundry facility, cat negotiable, Sunny lrg 2 BDRM, 1 ba, $515. On site 720-494-7637 quiet, WD, A/C, balcony, strg! No pets. 2041 Meadow 1500 SF- 936 MAIN ST Mock 303-497-0668 Good visibility, overhead Dr. $725 303-443-4308 door, good for transmission LUXURIOUS 1 & 2 BDRMS shop. $1200/mo. 303-885-7617 •Hardwood flooring, •Stainless steel appliances, •Granite countertops, pool, Thistle Communities 50-140112 Longmont •24 hour fitness center 4 Locations 2540 Sunset Drive 1 Bdrm starting at $520 ● 1-877-320-3313 2 Bdrm starting at $600 $300 off rent at BUILDING FOR LEASE move-in on select units.

Cat friendly, 2,250 sf office/shop space no credit check 3 OH doors/secure 15 3rd Ave APARTMENT HOMES outdoor storage 303-651-9496 907 S. Sherman location Se habla Espanol.

Call Now open For 7 days a Specials! week 3800 Pike Road, Longmont Corner of Pike & Airport Rd

303-774-9944 www.foxridgeapartments.com

$1,800/mo $9.60/sf NN NN = $2.39

UNIQUE townhouse style, 2154 Dexter Dr, 2 bdrm, 1.5 ba, balcony, laundry fac, $610 & $620 Mock 303-497-0668 or onsite 303-774-7550

OFFICE SPACE 519 Main St. For Lease 800sf $12.00/sf + util

Mike McDonough

303-772-2222

December 12, 2009

Commercial/ Condos/ Duplexes 4060 Houses Industrial 4040 Townhouses 4050 LARGE 3 bdrm, 2 ba,

30 X 40 SHOP- Heated. $800 + utils. NE Longmont.

Call (720)290-6354.

Duplexes

4060

0 App Fee-$100 off 1st 2 mos Lg 3 bdrm, 2 ba, gar, water pd. No dogs. 303-651-3216

CLASSIFIEDS 303-776-7440 or visit www.timescall.com

● 1332 SUMNER #1 2 bdrm in 4-plex, W/D hkups, off st pkng. $625.

RMG Realty, (303)772-4466

● FREDERICK Versatile!

Light industrial/office, 960 sf & 1920 sf, from $695 303-857-8777

● 1970 CARR CT ●

Condos/ Townhouses 4050

Remodeled!!

2 bdrm, 1 bath, 1 car gar, fncd back yard, W/D hkup. No Pets. $800/mo. 303-651-2573 Available Dec. 1

2 BDRM, 1 ba, new appls incl W/D. No smk/pets. 225 E 8th Ave. $675/mo + $675/ dep. App req´d. 303-678-8663

LG 2 BDRM, 2 BA, yard, pets nego, $875. 303-335-6733 www.homernt.com

Garages/Storage Spaces 4070 CAR & BOAT INDOOR Heated Storage.

Call for info. 303-678-0722 INDOOR GARAGE STORAGE 20x40, 20x50.

I-25 & Hwy-66. 970-535- 6074

Houses

4080

0720 MARTIN- 2 bdrm, clean, lg yd by park, W/D hkups. $700. (720)371-4624 0 APP FEE! GIANT 6 bdrm on large corner lot, fncd. 740 E 4th Ave. $1350. (720)371-4624

1 BDRM, 1 ba, off st pkng, no stairs, pool, BBQ, 225 E 8th. $575. Alert 303-776-5156 2 BDRM, 1.5 BA, W/D hkups, carport, stor, fncd patio/yd. $795. 720-334-0695

vaulted ceilings, AC, bsmt.

NO PETS $900 (303)499-7997

2 BDRM, 1 bath, carport, 1346 Terry St, $700 2 BDRM, 1.5 ba, garage, 1759 Antero, $700 2 BDRM, 1 ba, off st pkng, near park, 2016 McCall, $715 2 BDRM, 1 ba, garage, 212 E. St Clair, $725 2 BDRM, 1 bath, garage, 2036 Yeager, $750 Alert Realty 303-776-5156

SPACIOUS 3 BDRM Cath ceiling, Pvt deck, carport, off-st end unit on park. Meadow Dr. $875. +dep. 303-499-9727 or 2 BDRM, gar, frpl, fncd yd, recent updates, W/D, sec 303-503-1595. sys avail. Pets nego.

3 BDRM Townhome, 1364 $825/mo, (303)324-7050.

SF, W/D hkup, 2 ba, $250 dep, $999/mo! 888-837-4912 2 BDRM, N.W., 2 ba., gar., *We Accept Foreclosures* A/C, hkups, fenced, no smk/pets, $800 303-776-8038.

$0 APP FEE. Rent/rent to own, 3 bdrm, 2 ba, 2 car, $1050/mo. (303)485-9396 1014 ROSE, 4 bdrm, 2 ba, fam rm, fncd yd, $1250 rent & dep.

(303)875-1346 1320 KEYSTONE CTImmaculate, spacious, 2 bdrm, 2 bath, liv room, fam room, W/D, 2 car gar, fncd yard, small pet nego. $995. (303)530-7149 1640 METROPOLITAN 2 Bdrm, loft + study, 2 ba, 2 car, bsmt. Avail 11/1/09. $1195/mo. Jim, 303-775-0163

3 BDRM, 1-3/4 bath, NW Longmont, 1400 Sq Ft, A/C, sprinkler, NO PETS. $1025. (970)768-2280

2 story, 4 bdrm, 2 ba, 2 car FOR RENT center, 1144 Francis St, gar, new carpet, no pets. 2 BDRM, 2 BA Mobile 321 Coffman, Longmont $825. Alert RE (303)776-5156 Home $700 + utils. River 1600 sq ft, $850-$1,200 plus $1095/mo. RMG RE Valley Village, 303-772-3240.

303-772-4466 utilities & NNN. Tenant finish avail.

Jim @ 303-776-2244 x209 Smoking Deal!

✭✭✭✭✭✭

3 BDRM, 3 BATH on quiet Fort Collins/Loveland area Bank culdesac, skylight, wood I am willing floors areas and new carForeclosure to Finance pet, large storage area, Must sell fast!!!

Double Wides: fenced backyard, pets Over 1900 SF, $41,900.

Less than $800 nego. $1095. 970-532-7719 Great Mountain Views!

Single Wides: Fireplace, extra storage 3 BDRM & 4 BDRM Less than $700 SUN HOMES AT homes with yards, off st EAGLE CREST Price Includes Lot parking or garages, views 1-888-246-5232 Easy Credit, and much more. Prices www.4eaglecrest.com Low Down Payment range frOM $895 to $1495.

Loveland Plaza: Call PML INC @ 4105 N. Garfield, Lot 44 (303)772-5934 for more Pleasant Grove: information and locations!

517 E. Trilby Rd, Ft Collins, Lot 78 Harmony Road: 2500 E Harmony, 3 BDRM, 4 YRS OLD, Ft. Collins, Lot 27 3 baths, A/C, frplc, Only 3 Available 2 car gar, 1800 Sq Ft, unfinished basement.

CALL NOW! BRAND NEW $1195. (303)905-6600

HOME ● 3 BDRM Brick home, 1 car gar, new paint, new carpet & appl´s. Avail now. ● LARGE 2 bdrm, avail 12/15. $600/mo. 303-907-7446

3 BEDROOM HOUSE BARGAINS! • 119 Fairbanks • 1293 Trailridge • 832 Grant Call TODAY! PMP, 303-776-RENT.

to rent in Firestone 1200 SF, 3 bdrm/2 bath All New appliances $849. Swimming pool. playground. Clubhouse and pet friendly!

SUN HOMES AT EAGLE CREST 1-888-246-5232 www.4eaglecrest.com

● 48 BAYLOR- 2700 Sq Ft, 4 bdrm 3 ba, stunning mountain view! $1600/mo.

RMG Realty, (303)772-4466

$499.00 Moves You In!!!

1851 DUCHESS, 4 Bdrm, NO Rent until 2 ba, 1 car, LR + FR, comFeb. 1, 2010 plete remodel, granite, hw flrs, carpet, tile baths, gas Homes for rent- 3 bdrm, 2 bath, all appliances from FOX MEADOWS 2 BDRM, W/D, DW, A/C log, A/C. $1275/mo. No $699.00 Firestone, Co. Great 2 bdrm, 2 bath, frpl, w/ garage NE Longmont. pets, N/S. 303-775-0163 SUN HOMES AT W/D hookup, high ceilings, No Pets. $650/mo + dep. Craigslist ID#1468578789 EAGLE CREST upgraded appliances & 720-232-2730 or 720-938-1559 888-649-5616 finishes. Reserved parking, www.4eaglecrest.com pool. ● $825+ Utilities.

2 BDRM. Westside, $725 Valentiner & Associates. rent, $725 deposit, sm. pets negotiable. 720-862-9568 2 BDRM, 1 ba, attic, gar, (303)443-9342 pet neg, 235 Bowen, $875 TOWNHOME- 3 bedroom, 2 BDRM, Lyons, 1 ba, 3 BDRM & 2 BDRM 4 bath, 1 car on Longmont cellar, 321 Seward, $900 Duplexes with off st greenbelt. New carpet & 3 BDRM, 1.75 bath, dbl parking or garage, yards & 4 bdrm, 1.5 ba, fin bsmnt, appliances. $1100/month. more! 2 bdrms start at $695 gar, 1730 Linden, $1050 gar, Southmoor Pk. N/S/P. (303)775-6120 Alert Realty 303-776-5156 & 3 bdrms for $895. $1250. 303-803-6790 Call PML INC at TOWNHOMES FOR RENT (303)772-5934 for locations!

4+ BDRM & 2.5 BATH• 1601 Great Western • 640 Gooseberry 2 BDRM 1 BA + Den, large yard & gar in S. Longmont.

Call PMP, 303-776-RENT. ● 435 EMERY DR yard. No Smoke. Pet nego, $1250/mo. Call 303-775-6348 2 bdrm, 1.5 bath, W/D $985. 303-776-5416 4 bdrm, 2 bath, liv rm, fam hkups, carport, swamp rm + rec rm/5th bdrm. Lg cooler, No pets. $675/mo. kitch, deck, fncd yard, pet Call Pennant (303)447-8988 n e g . $ 1 2 5 0 / m o .

(970)402-2534 ● 581 MOUNT EVANS2 BDRM, 1 ba, gar, near 2 story with bsmt, 3 bdrm, park, 1358 Merl, $795 3 ba, 2 car gar, 2380 SqFt. 2 BDRM, 1.5 ba, gar, lg 4 bdrm, 3.5 ba, fin. bsmnt, $1100/mo. RMG Realty, bdrm, 1844 Lincoln, $825 golf course location, newly (303)772-4466 3 BDRM, 1.5 bath, bsmt, renovated, $2200/mo + 1933 Lincoln, $795 utils. 303-356-1587 4 BDRM, 2.5 bath, carport, bsmt, 1900SF! 4 bdrm, 3 ba, exec. rental, BERTHOUD , 2 bdrm, 1734 Cambridge, $975 3500 sf, 500 sf sunroom, 1 ba, w/d hkup, 1 car, Alert Realty 303-776-5156 $2000 970-566-3389 well-maint, patio. Pets nego, No smk. $800 + VERY CLEAN 4 bdrm, utils & dep. 303-776-4241 2 bath home, 2 car gar, fncd 2 BDRM, 1 bath Old town back yd in quiet neigbrhd. w/ small yard. W/D inc.

Section 8 approved. ✭✭✭✭✭✭✭✭✭ $900/mo 303-931-4011 $1200/mo. (303)548-1091

Buy it...

Sell it...

Find it...

Classified

4080 Mobile Homes/ Office Space 4100 Retail Space 4135 Spaces 4090 ● 724 INDEPENDENCEOFFICE BUILDING 773 SQ FT- busy shopping

or 970-690-6537

PROFESSIONAL Offices N. Longmont. 150 to 825 SF. Single & 3 office suite.

All ground level, 2 entr, great prkg. 303-956-1141

Roommates Wanted 4120 1 VERY LARGE BDRM AVAILABLE in a 3 bdrm, 2 bath home in Longmont. $450/month incl utils. 303-956-0326

970-420-8488

www.aboutarc.com

Classifieds 50-140118

Office Space 4100

Jan 1st, sng/cpl, priv ent, grdn lev, 1 bd, priv bth, lrg 500 to 2500 SQFT or individ- lvng area, shared kit, W/D ual offices avail. Good traf- internet/cable, large yard, fic exposure. 303-523-3369 $595/incl utils. 303-651-6298 5 ROOM prof office space.

820 sqft. 1245 Francis. High visibility loc. $845/mo.

303-776-3150 or 303-776-6845

Buy it ...

Sell it ...

Find it ...

OFFICE RETAILSPACE FOR LEASE

508 5th Avenue 1,200 sf $1,100/month REMODELED SPACE

195 South Main

ROOMMATE WANTED M/F $400/ mo, inc utils.

303-834-0732

1,200 sf $1,050/month + util.

3,600 sf $2700/month + util.

900 Coffman

CLOVER CREEK HOME4 bdrm, 3.5 ba, A/C, comm pool. $1300. (303)442-8693

Frederick / Firestone • 730 Carbondale- Apt $525 • 5844 Canyon Way GREAT DEALS!!

Call PMP, 303-776-RENT.

CLASSIFIEDS 303-776-7440 or visit www.timescall.com Mountain Ave. Commercial/Retail $500/mo 970-532-2652.

NEWLY Remodeled 4 bdrm, 2 ba on corner lot, fncd yd, 1 car. $1200/good renter discount 970-443-0590

Longmont

255 WEAVER PARK CLASS “A” second floor office space for lease or sale. Common area, conference room, elevator, mountain views.

1 yr Free Rent!

303-772-2222

5090

3300 BRIDGER TRAIL #H203

Clean & well kept 2 BR / 2 BA condo on 2nd floor close to the diagonal & campus. Community offers indoor pool, weight room, clubhouse and tennis courts. All this for only $162,900

8 VALENTINE LANE

Cute bungalow has had the work done for you! This 4 bedroom ranch has new carpet, appliances, tile, countertops and paint. Huge back yard for the summer gatherings. All this for just $124,900

LONGMONT'S FINEST LOCATION

Ken or Keith Kanemoto

5090 Longmont

1222 HOVER RD.

EXECUTIVE OFFICES OR SUITES Spaces from $250/mo.

Receptionist services, kitchen, copier, fax and T1 internet service.

Spaces from single offices to 2,500 SQ FT.

Ken Kanemoto

303-772-2222

Country Feel within the City Limits.

Almost 1/2 acre, tree-lined entry lane close to everything. This 3 BR / 2 BA ranch has updated kitchen, cozy fireplace and lots of shade trees!

Take a look for only $162,900

Own a home for

303-775-0710

16,195 sq ft $4.95/ sf NNN

Terrific 2 story featuring new paint & carpet - move right in!

3 spacious bedrooms, den, loft, fireplace, East facing stamped concrete patio...$262,900

50-140114

Call Devin O´Branagan ERA Tradewind

I-25 and Highway 66

5829 SUNBURST AVE. FIRESTONE

Don Rulle, CCIM

$8000 tax rebate!

Do you qualify?

4130

SEMI-FURN Rooms/Apts Wkly/mnthly from $100/wk Utils/micro/fridge inc (303)931-7108

303-772-2222

$O Down!

1,750sf $10.00/sf NNN

Rooms For Rent

Great Value! 3 bdrm, 1 ba, yd, carport, patio, stor. Sm pet ok. $895. (303)581-9239

DUPLEXES! 32 POWDERHORN PL • 1221 9th Ave • 1224 Holly Small 2 bdrm house • 1963 Meadow • 1414 Terry Longmont, 3 Bdrm, 2 ba, lg 5 BDRM, 3 BA, big gar, big Call PMP for more details, fncd yd on culdesac. $1200. yd. Pets nego. $1295/mo + 411 Reese, Lyons. $800/mo Avl 12-15-1/wk free if move- dep. Avail now, 303-378-3014 + utils $600 dep 303-823-5925 303-776-RENT in bfr Xmas. 303-651-9719

OFFICE SPACE For Rent Holistic wellness center.

(720)280-9047

50-140115

TOWNHOUSE $9502 bdrms, 3 ba, W/D hkups, A/C, 1850 Sq Ft, frplc, 1 car garage. $1000 w/WD Call (720)320-9684

9

4080 Houses

50-140050

1800 SF. Auto, auto paint, furniture stripping, welding, etc need not apply. 502 2nd Street, Unit 3, Berthoud 970-221-0997

Times-Call / Home & Real Estate Weekly

LONGMONT REALTY

303-772-7576

629 Terry St., Longmont

www.longmont-realty.com

10

Times-Call / Home & Real Estate Weekly

Rural Property

December 12, 2009

Erie 4140

HORSE PROPERTY 10 Stall Barn with 9 Acres grazing land. For lease $750 call John 720-272-3028

5076 Mobile/ 5130 Manufactured OLD TOWN ERIE Duplex Downsize & Save! $130K, owner/broker. 303-828-3222 Homes/Spaces

Longmont

5090

• Adult Park 3 bdrm $13,900 • Family Park 3-4 bdrm, $15,900. (303)946-0865

Delight holiday guests with a beautifully appointed dining table.

(SHNS/ Courtesy Bob Greenspan from “Nell Hill’s O Christmas Tree”)

Heidi & Helena buy houses! * Everyone´s Approved! * $ SAVE YOUR CREDIT $ Bad credit ok on our Owner 303-725-8388 / 303-459-2711 Carry Mobile homes. Over 50 Dbl. & Sing. wides. BigLake Front Property! gest Sale Ever!! We´re 9895 Harbor Drivebuying too! 970-222-1473 Lighthouse Cove970-690-2725 or 970-690-3283 $1,350,000. Water Ski Property w/VIEWS! www.pallonesells.com Call Joan Pallone M/B. (303)810-9647

Real Estate Condos/ Townhouses 5040

✭Large 2 Story✭

S. Longmont- Many New IMMEDIATE Debt Relief Upgrades! 4+ bedrooms, 4 Stuck w/ a house you can´t baths, fncd yard. $244,950 afford or don´t want? We take over pmts/buy cash or terms. Foreclosure OK. 303-709-4784

2 BDRM, 2 ba, wheelchair accessible, home emergency sys, frplc, patio, ground level. FSBO $370,000. Reduced Price!

303-775-4165

Now is the time to buy your first home. 1 BDRM, 1 ba with all new paint & flooring. Including high LONGMONT ESTATESgrade wood laminate. Great Quad-level at 1665 $74,900. Call (303)886-7530. Albion Ln. 3 bdrm, 2.5 ba, one owner. $220,000. Wendy @ Windemere Realty.

303-775-0108

50-140113

Office Space 4100

S MAIN LOCATION WITH GREAT VISIBILITY. TWO SUITES AVAIL. 918 SF AND 2,165 SF, LOW LEASE RATE

No SS# NEEDED! Homes available for immediate move-in $800/mo! We accept TIN numbers for easy in-house financing (OAC) 303-500-8797 Own a home today with NO money down! You may qualify for the NEW Gov´t tax credit program.

Bad credit, no problem!

EZ in-house financing!

888-325-4901

Lots & Tracts 5100 2 ACRE LOTS WEST OF BERTHOUD. Great Views! $149,900. Fred @ Four Seasons Re, (720)494-2133.

N MAIN SECOND FLOOR OFFICE SPACE. FINISH TO YOUR NEEDS. 1,500 SF TO 6,700 SF Ed & Keith Kanemoto

303-772-2222

Real Estate Wanted 5170

Loveland

5110

Mirasol Senior Community has a resale home avail, 1355 SF Ranch, 2 bdrm, 2 ba., 2 car, A/C, Part of an affordable home ownership opt. Call Amy 970-635-5931

WAREHOUSE SALES, INC.

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Make holiday tables a feast for the eyes

By Mary Carol Garrity Scripps Howard News Service

If you’re entertaining this holiday season, make your dining-table display as memorable as the delicious cuisine you’ll serve. To get your creative juices flowing, here are a few of my favorites.

Hunt Club I adore the English hunt-club look, and it works perfectly on a holiday table because it can easily feature traditional Christmas colors. Set the mood quickly with a red-and-green plaid table topper.

Then, be inventive with place settings, mixing rich textures and hunting images. For instance, start with faux leather chargers layered atop shiny silver trays. Top your white dinner plate with a salad plate depicting a stag. Use cutlery that features handles made of faux antlers.

Holiday Glam There is no better time to show a flare for the dramatic than during the holidays. To pull off a sophisticated but subtle glam look, drench your table in china, silver and loads of fresh flowers. A friend wanted to create this look in her high-rise condo, so we picked a color palette that was luxurious but decidedly nontraditional: celadon and coral. We set her table in simple elegance with gold-rimmed china and stemware, building each place setting on a hand-painted black metal tray and topping each tower of dishes with a sorbet cup filled with fresh hydrangeas and roses.

Garden Fresh Depending on your personal preference, you could take this theme in two different directions: playful or rustic. For a spunky tabletop that’s full

of energy, try the color palette of black, white and apple green. Use black-and-white dishes or top your white china with a funky green accent, like a green apple resting on a bed of moss. Make perky name cards featuring black-and-white polka-dot letters, then insert the cards in a slot cut into each apple. Or top the place setting with a small gift wrapped in green paper and tied up with a blackand-white ribbon. For a centerpiece, fill a 2-foot clear glass cylinder vase with green apples.

For a more rustic approach to the garden theme, pick a color palette of sage, brown and cranberry.

Cover the table with a cotton topper featuring chains of sage and cranberry flowers. Start each place setting with a wicker tray. Then, top dishes with a small garden statue, like a bust. For a centerpiece, fill an aged terra-cotta urn with a bouquet of winter greens, pine cones, berries, green apples and grapes.

Silver and White Perfect for Hanukkah, Christmas or New Year’s Eve, silver and white is a dazzling color scheme for your holiday table. Use silver trays as chargers, then load them up with your white china, preferably trimmed in silver. Roll up white linen napkins in silver napkin rings, then tuck in a sprig of wintergreens or fresh herbs, like rosemary. Top each place setting with a gift wrapped in a white starshaped box that’s tied up with silver ribbon and embellished with winter greens. Place clusters of silver candelabrum, mercury glass urns or crystal compotes at the table’s center. around the centerpiece.

Mary Carol Garrity is the proprietor of three successful homefurnishings stores and is the author of several best-selling books on home decorating. Write her at nellhills@lvnworth.com.

Real Estate Transactions are supplied by Prospects Unlimited Inc., www.prospectsunlimited.com.

Longmont • Mark & Marlys Hagood from Artigliere Anthony, 2203 Tyrrhenian Dr, Longmont, $390,000, home • Lazaro & Reina Gutierrez from Bank New York Mellon Trust, 20 James Cir, Longmont, $172,000, home • Beth Anderson from Finley Michelle L & Paul, 983 Wolf Creek Dr, Longmont, $217,000, home • William Zietlow from Friedman Ryan & Simone, 1634 Cedarwood Dr, Longmont, $226,000, home • Nathan Cole from HSBC Bank USA National Trust, 2413 Lincoln St, Longmont, $134,900, home • Gene & Sabita Peterson from Loftin Daniel B & Leslie, 120 Elk Pl, Longmont, $140,900, home • Jeffrey Rubin from Martin Lucas A, 723 Thornwood Way, Longmont, $225,000, home • Jeffrey & Sarah White from Peak Equity Solutions LLP, 1346 Sunset St Unit 11, Longmont, $127,000, condo • Lisa Carney from Pinz Nancy A, 1509 Sumner St, Longmont, $260,000, home • Seth & Kelly Haley from Rhoades Michael J & Barba, 1927 Lochmore Dr, Longmont, $289,000, home • Edward & Ruthie Fitzgerald from Sheila Thu Huynh Family T, 8571 Waterford Way, Longmont, $845,000, home • Michael McGuire from Silvercreek Capital LLC, 2141 Santa Fe Dr, Longmont, $235,000, home • Warren & Ling Church from Tatti Louis E & Nancy L, 4526 Lucca Dr, Longmont, $265,000, home • Diane Nehf from Luis M & Elaine M Barandi, 1019 Sonoma Cir #G, Longmont, $185,000, home • Brandon & Camrin Knudsen from Calco Properties LLC, 400 Main St Unit 1, Longmont, $413,500, condo • Thomas & Jennifer Campbell from James Mark Denman, 1212 Lark St, Longmont, $234,000, home • Mark Russell from Front Range Real Estate P, 1604

December 12, 2009

Spruce Ave, Longmont, $200,000, home • Philip & Dorothy Durian from Bryan & Natalie Gilbert, 7165 Christopher Ct, Longmont, $415,000, home • Vanny Leas from Gsamp Trust 2004 Ahl, 1555 Ervine Ave, Longmont, $150,000, home • Bradford & Shellie Funk from Christopher A & Molly Kra, 2110 Sand Dollar Cir, Longmont, $437,500, home • Gen LLC from Harvest Junction South LL, 215 Ken Pratt Blvd, Longmont, $1,225,000, home • Abdul Cheriyaparambil from John P Weeber, 232 Sweet Valley Ct, Longmont, $235,000, home • Kathleen Pereira from Thomas F Wells, 2025 Spencer St, Longmont, $164,900, home • Erica & Damon Brown from Earl Richard Bergland, 704 Goss Dr, Longmont, $154,900, home • Helen Beuf from Steven K Bosley, 2119 Mallard Pl, Longmont, $396,000, home • Ione Haley from Jenny Buckendorf, 1019 Sonoma Cir #D, Longmont, $190,000, home • Wolski Limited from Deutsche Bank National Trust, 1037 Alta St, Longmont, $79,000, home • Malissa Boone from Sarah J Dubbe, 2187 Hackberry Cir, Longmont, $165,000, home • Donna Renoad from Guaranty Bank Trust Co, 1379 Charles Dr Unit A2, Longmont, $195,500, condo • Mark & Margaret Sleevi from Kathleen M Haws, 1101 Princeton Dr, Longmont, $410,000, home • Rhonda Reich from Patricia A Henisse, 2815 Humboldt Cir, Longmont, $220,600, home • Raul Suarez from Marshall & Jessica M Horv, 1143 Button Rock Dr, Longmont, $275,000, home • Katherine Dunklau from HSBC Bank USA Trustee, 1016 Katy Ln, Longmont, $315,000, home • Marshall & Jessica Horvath from Heath & Molly B Irwin, 1823 Wasach Dr, Longmont, $555,000, home • Torre Ahlberg from Eric John Juenke, 942 Lilac St, Longmont, $178,000, home

Times-Call / Home & Real Estate Weekly

• Providential LLC from Dana Lindsay, 1938 Red Cloud Rd, Longmont, $212,900, home • Jessica & Michael Dazzo from Peter H Wayne, 1022 Kansas Ave, Longmont, $143,000, home • Andrei Riabinin from Wells Fargo Bank Trustee, 4221 Florentine Dr, Longmont, $255,100, home

• Donald & Sara McIntyre from Norah S McFarland, 1101 Scott Ave, Estes Park, $280,000, home • Reuben & Sara Bergsten from Jerry D Twigg, 175 Cherokee Ct, Estes Park, $375,000, home • Patricia Wedan from Patrick F & Shelley M Cip, 632 Aspen Ave, Estes Park, $303,800, home

Allenspark • Don Kadoun from Sandra M Jensen, 1140 Hwy 7 Business Rte, Allenspark, $46,500, home

Lyons • Nancy & Charles Hevenor from Daniel S Baum, 1013 Horizon Dr, Lyons, $721,500, home • Arn Hayden from Sanford R Williams, 429 Main St, Lyons, $295,000, home

Berthoud • Devon & April Netschke from Bank New York Trust Co, 315 Turner Ave, Berthoud, $127,000, home • Cody Lane from Ornelas Jesse F, 1255 Cedar Dr, Berthoud, $160,000, home Erie • Michael & Jennifer Vissers from Jon Patrick Brady, 414 Conrad Dr, Erie, $228,700, home • Dianela Trevino from Six Point Erie Village, 1129 Village Cir, Erie, $251,000, home • Thomas Nigro from Anne Francoise Gostoli, 1603 Holeman Dr, Erie, $259,000, home • Miles & Anne Lanning from Carl L & Vicki H Middleto, 1344 Padfield Pl, Erie, $360,000, home • Robert & Michelle Reagan from Ira L & Ginger Zuckerman, 1329 Oakley Ln, Erie, $360,000, home Estes Park • Julian Eisner from Aulabaugh John C & Tori E, 2155 Carriage Dr, Estes Park, $425,000, home • Paul & Patricia Baker from Childress Georgia A, 1050 S Saint Vrain Ave Unit L1, Estes Park, $132,000, condo • Sharlyn Gamber from Conner Diane, 1845 State Highway 66, Estes Park, $258,000, home • Eldon & Krystal Kifer from Kauffman Lisa Ann, 4075 Little Valley Rd, Estes Park, $249,000, home • Emma Tr from Wakeland Claude Lee & Shi, Estes Park, $250,000, home • Kittredge & Linda Werlein from Donald W Miller Revocable, 3433 Eagle Cliff Cir Dr Unit D, Estes Park, $376,000, condo

Foreclosures – notice of election and demand • Borrower: Randy Salazar, Lender: GMAC Mortgage LLC, Amount: $174,242, Property: 858 Turpin Way, Erie, Filed: 12/02/09 • Borrower: Ronda Meyer, Lender: US Bank National Association, Amount: $181,598, Property: 974 Sutton Ln, Estes Park, Filed: 12/01/09 • Borrower: Juan Solis, Lender: Wells Fargo Bank NA, Amount: $171,464, Property: 155 Lane Ct, Fort Lupton, Filed: 12/02/09 • Borrower: Jason & Kelly Aughenbaugh, Lender: Wells Fargo Bank NA, Amount: $171,511, Property: 7478 Skyline Way, Frederick, Filed: 12/01/09 • Borrower: Gregory & Karel Kester, Lender: Nationstar Mortgage LLC, Amount: $130,947, Property: 659 Buchanan Ln, Longmont, Filed: 11/30/09 • Borrower: Michael & Lois Moger, Lender: Elevations Credit Union, Amount: $382,042, Property: 11022 N 66th St, Longmont, Filed: 11/30/09 • Borrower: Charles & Beverly Melvin, Lender: JPMorgan Chase Bank Na, Amount: $221,589, Property: 1202 Fall River Cir, Longmont, Filed: 11/30/09 • Borrower: Shaari Ladue & Rose Cady, Lender: Colorado Housing And Finance, Amount: $207,240, Property: 1919 Redtop Ct, Longmont, Filed: 11/30/09 • Borrower: Jacob Brodersen,

11

Lender: Bank Of America Na, Amount: $78,531, Property: 225 E 8th Ave F13, Longmont, Filed: 11/30/09 • Borrower: Robert & Leanne Taulman, Lender: Colonial National Mortgage, Amount: $157,932, Property: 2108 Lincoln St, Longmont, Filed: 11/30/09 • Borrower: William Miller, Lender: BAC Home Loans Servicing LP, Amount: $143,648, Property: 7 6th Ave, Longmont, Filed: 11/30/09 • Borrower: Virginia Weissman, Lender: The Bank Of New York Mellon FKA, Amount: $219,687, Property: 4634 Lucca Dr, Longmont, Filed: 11/30/09 • Borrower: Mark & Michelle Nusz, Lender: Wells Fargo Bank NA As Trustee, Amount: $494,166, Property: 2011 Diamond Dr, Longmont, Filed: 11/30/09 • Borrower: Charles & Cheryl Gilliam, Lender: JPMorgan Chase Bank National Assoc, Amount: $166,268, Property: 1717 Sunset St, Longmont, Filed: 11/30/09 • Borrower: Glenn & Cheryl Pawelczyk, Lender: Onewest Bank FSB, Amount: $181,705, Property: 122 Mount Massive Way, Longmont, Filed: 12/01/09 • Borrower: Eric Dellinger, Lender: Fidelity Home Mortgage LLC, Amount: $280,702, Property: 2020 Ionosphere St 15, Longmont, Filed: 12/02/09 • Borrower: Diamond Builders LLC, Lender: Wells Fargo Bank National Association, Amount: $694,662, Property: 524 Nesting Crane Ln, Longmont, Filed: 12/01/09 • Borrower: Arthur & Nancy Dudley, Lender: JPMorgan Chase Bank National Assoc, Amount: $233,355, Property: 330 Flint Gulch Rd, Lyons, Filed: 12/02/09 • Borrower: Patricia Pilia & Sterling Ainsworth, Lender: Merrill Lynch Credit Corporation, Amount: $999,646, Property: 1692 Kiowa Rd, Lyons, Filed: 12/01/09 • Borrower: Juan Sanchez, Lender: BAC Home Loans Servicing LP, Amount: $131,246, Property: 15292 Morris Ave, Fort Lupton, Filed: 09/18/09

12

Times-Call / Home & Real Estate Weekly

December 12, 2009

50-135878

This Weekend’s

Open Houses Featured Homes

SATURDAY, DECEMBER 12TH, 2009 PRICE

LOCATION ADDRESS

Hours

OFFICE

$239,000 Longmont 231 Francis St.

9-11

Remax Traditions/Landers 303-819-1638

$289,000 Longmont 4038 Arezzo

1-2

ERA Tradewind/Terry

$300,000 Longmont 1401 Galapagos

1:30-3:30 Remax Boulder/Boren

303-441-5647

$195,000 Longmont 1751 Collyer St

11-1

303-772-2222

Prudential RM/Bradley

PHONE

303-772-9620

W NE

P

C RI

E

Open Sat 1:30-3:30

1401 Galapagos

near the Ute Creek Golf Course

$300,000

50-136848

MLS# 611808

Phil Boren • RE/MAX Boulder (303) 441-5647

4 bedrooms + Office, 3 full baths, upgraded kitchen w/solid-surface counters, wood floors, vaulted ceilings, custom blinds & paint.

For details, maps, and directions, visit HomesinLongmont.net

Open SAT 9-11 231 Francis St Longmont

$239,900

Stunning, High-Quality Remodel in Old Town 3 Bed, 1 Bath, 3-Car Garage All New Interior - Gorgeous Kitchen & Bath Traditions

Joshua Landers • RE/MAX Traditions • 303.819.1638

GET FEATURED!

SUNDAY, NOVEMBER 13TH, 2009 PRICE

LOCATION ADDRESS

HRS

OFFICE

PHONE

You Get A Full Color Picture of your open house, the open house hours, address, price and your name and phone number featured at the top of our popular Open House Grid!

Only $49!* • Call 303-776-2244 * If you are currently running an ad in Sat REWeekly

Please look through this issue to see descriptions and photos of these properties!!

For details about these open houses, see the ads in this section. For additional open house listings, please check the “Real Estate Classified” section of this publication.

This guide is brought to you by the Times-Call, local Real Estate Agents & Builders.