Home & Real Estate Weekly

Longmont Times-Call

www.HomeandRealEstateWeekly.com

HOME October 9, 2010

House

Hunting Make home buying easier with tips to simplify the search

Layering your closet for fall Water Savers

Plan ahead for a sprinkler system blowout

& Real Estate Weekly

2

Times-Call / Home & Real Estate Weekly

October 9, 2010

Mission Organization Layering your closet for the fall season

By Lauren Feighery • Longmont Times-Call

The fall season can wreak havoc on a person’s wardrobe decisions. While a glance out the window in the morning shows rain or even snow, automatically grabbing a fluffy sweater may not be ideal if come lunch time it’s warm and sunny. So what does this mean for your closet? The layers of clothing crammed in your closet won’t turn your morning routine into a daunting task anymore. Instead of coping with the closet monsters of autumn, get rid of them.

Lauren Feighery/Times-Call

Lauren Feighery/Times-Call

Steps to Organizing

Purging

Getting Specific

Supplies

It’s time to regain rule over your closet. Liz Canavan, a professional organizer of Alchemy of Order in Boulder, provided these five steps for closet organization.

1. Clear out your day. It’s organizing time 9 a.m. to 5 p.m.

2. Take everything out of your closet.

3. Categorize clothing into piles, such as shoes, shirts and pants.

4. Label the closet with themes (ex. fancy shoes, athletic shoes and short sleeve tops).

5. Follow the three F rules to decide on keeping or donating an item.

Fit: It has to fit you.

Flatter: It has to flatter you.

Feel: It has to make you feel like a million bucks.

“People don’t understand it’s not about having too much stuff, there’s psychology in it. If there are too many clothes, you might have more issues there,” says Teri Lynn Wilkins-Mabbitt, a professional organizer of Chaos 2 Calm in Lafayette. She tells her clients to look deeper than the clothes, because some people use shopping to feel better or hold on to clothing they want to fit into. Look at why you’re holding onto certain items, and your closet will thank you later.

To reach your closets full potential, get specific. Canavan suggests putting like items together and separating them based on type.

Tops: Tank tops, short sleeve, long sleeve, jackets, sweaters Bottoms: Pants, shorts, skirts Long hang: Dresses, robes Within the categories, go from lightest to darkest, lighter clothing top left, darker clothing bottom right. Keep your tank tops to the left, gradually moving heavier clothing to the right. “Your closet should be like reading a page from left to right,” Canavan says. Eyes naturally scan this way.

For shoes, use a shelf or place them on the floor, but remember to get rid of the ones you don’t wear.

Both Canavan and Wilkins-Mabbitt suggest loosing the un-necessary clothing before purchasing organizing supplies. “People usually make the mistake of buying supplies before sorting through clothing, such as those cascading hangers,” Canavan says. Sort through your clothes, then buy the supplies.

No matter your budget, you’ll be able to find organization supplies, WilkinsMabbitt says. Some methods for finding supplies are looking online, searching a thrift store, going to stores which carry bins or bedroom supplies, and finding a local hardware store.

Two basic organization supplies for autumn include: bins for off-season clothes and an installed rod to hang scarves on. After autumn, the rod can act as a tie rack, belt rack or extra space to hang clothes.

Continued on 3

“A lot of people live in a fantasy closet. Choose specific uniforms for areas in your life. Don’t say, ‘I’ll wear this when I’m invited to the Emmys one day,’” Canavan says.

Kristi Ritter Summer Stair

Specialty Publications Editor

News and Press Releases

Advertising

kkritter@times-call.com, 303-684-5275

Home & Real Estate Weekly welcomes news on hirings, advancements, awards, classes and other information of interest to the real estate and home community. Please submit information to the editor by e-mail, fax 303-774-8088 or mail to 350 Terry St., Longmont, CO 80501. The deadline is Monday at 5 p.m. the week of publication.

The display advertising deadline is Tuesday at 3 p.m., and the classified line advertising deadline is Thursday at 3 p.m. – both the week of publication. For advertising information, call 720-494-5445.

Specialty Publications Associate Editor sstair@times-call.com, 720-494-5429

On the Cover With the home market plentiful, do your research before setting out to view potential homes for sale. See story page 4. (Thinkstock)

October 9, 2010

Fall home and garden checklist

Times-Call / Home & Real Estate Weekly

Continued from 2

Those Pesky Extras

By Debbie Arrington • McClatchy Newspapers In the Garden Pull out the summer garden and get started on cool-weather vegetables and flowers. Now is the time to plant seeds for many flowers directly into the garden, including cornflower, nasturium, nigella, poppy, portulaca and sweet pea. In the vegetable garden, seed bok choy, mustard, spinach, radishes and peas.

Plant garlic and onion sets. Set out cool-weather bedding plants including calendula, pansy, snapdragon, primrose and viola.

Around the House It’s time to get alarmed. This is National Fire Prevention Week. According to a new survey, most American homes don’t have enough smoke or carbon monoxide detectors.

About two-thirds of homes don’t meet the national recommendation for the number of smoke alarms set by the National Fire Protection Association, said the nationwide survey conducted by First Alert. Only one in 10 homes meets the recommendations for carbon monoxide monitors.

The association recommends at least one carbon monoxide alarm on each level of a house and one in or near every bedroom or sleeping area. For smoke alarms, one should be installed at the top of each staircase, and one in every bedroom or sleeping area, under the guidelines. For an average two-story, three-bedroom house, that adds up to four smoke alarms and five carbon monoxide alarms. (For details, see www.nfpa.org.)

Need more reasons to get fired up? According to the U.S. Fire Administration, 84 percent of all civilian fire deaths occur at private residences. Each year, nearly 3,000 Americans die in home fires and about 450 succumb to carbon monoxide poisoning.

Experts recommend installing smoke alarms and carbon monoxide detectors and checking the batteries once a month to make sure they work.

Protection One, another home-security company, recommends that families practice fire drills so they know what to do when the alarm goes off. Devise an escape plan, and post it where it’s visible at all times.

For more tips and a home safety checklist, click on www.firstalert.com /safety—checklist.php.

The time has come to bring out the gloves and hats, but where they go can be a challenge. Canavan uses bins for the seasonal accessories. Either each family member has a bin with autumn accessories, or you can create communal bins assigned to gloves, hats and scarves, Canavan suggests. Since you’ll most likely put your cold weather gear on last, Wilkins-Mabbitt proposes keeping the bins near your front door or in a coat closet.

If you dislike dressers and want socks and underwear with the rest of your closet clothes, Canavan says to use long hang shoe dividers to stuff excess items in, or a shelf divider designating each cubbyhole.

Getting Out The Door When changing your outfit takes the majority of your morning, you should

FEATURED SATURDAY OPEN HOUSES

$2,250,000

Diane Stow, ABR, CRS, GRI, SRES, CDPE

BROKER ASSOCIATE Diane’s Direct Line:

303-827-7046

Charming Ranch in Popular Neighborhood close to shopping, parks, schools & golf! Clean & well taken care of throughout!

Welcoming covered porch.

Vaulted ceiling in family rm. & dining area. Nice kitchen w/ ample cabinetry. Private 3/4 master bath. 3rd bed could also be a study. Unfinished basement great for expansion or storage!

Oversized 3-car garage for your toys or hobbies. Great privacy fenced backyard w/ auto sprinkler system, patio & mature trees.

Dog run area. MUST SEE!

$1,500,000

$194,900

TILED ILED COUNTER COUNT TO TOPS & FLOORS TOP

804 SUMMER HAWK #4103, LONGMONT

FEATURES SOAKER R TUB

TOTAL REMODEL RO OOF TO FOUNDATION O

1735 GIFFORD, LONGMONT

4 bedrooms, 3 baths, 2 car $227,999 Saturday 11:00 to 1:30

804 SUMMER HAWK #4102, LONGMONT

2200 SQUARE FEETT REMODEL

2 bedrooms, 1 bath 9ft ceilings, $129,999 Saturday 2:00 to 4:00

For Further Details Of These Listings And: With Detailed Information, Multiple Photos & Virtual Tours,

VISIT:

www.dianestow.com Email: diane@dianestow.com

3bd, 3full ba,2 car tandum south facing garage, $309,900 Saturday 11:00 to 1:30

2 bedrooms, 1 bath 9ft ceilings, $134,900 Saturday 2:00 to 4:00

TO SEE ALL OF DIANE’S LISTINGS

Re/Max Traditions, Inc. 2204 18th Avenue (303) 772-3800

2429 WINDING, LONGMONT

3bedrooms, 2baths, 1255 sf, Vaulted Ceilings, $162,900 Saturday 2:00 to 4:00

1023 Woodside Road

FABULOUS RETREAT w/ MAGNIFICENT MOUNTAIN VIEWS & 26.7 acres of rolling meadows. New Roof in Summer of 20096208+/-tot.sq.ft.

5Bedroom/5Bathroom.Gated entry. Qlty. construction at every turn w/ a well-thought out flex. floor plan that affords many options. 5 bed 5 bath ranch style w/ fin. walkout bsmt.

Elevator shaft in place, & a potential in-law unit that is now a LG. study w/priv. deck. Horse barn, fncd pasture,dog bath & enclosed run

MAJESTIC PRAIRIEE VILLAGE STUNNER

Burt Approved

637 ELLIOTT, LONGMONT

4 bedrooms, 2 full baths $169,900 Saturday 11:00 to 1:30

No matter how big or small your real estate needs are, I have you covered.

RESIDENTIAL BROKERAGE 720-937-2676

Janie Henry & Burt

41-156012

SPECTACULAR LAKEFRONT ESTATE. Truly a one-of-a-kind retreat in Bldr. County! 8457+/tot.sq.ft.

4Bedroom/7Bathroom.

Beautiful custom home. Incredible Chef’s kitchen & expansive living spaces. Indoor & Outdoor entertain. areas boast lg. gamerm, 22X46 ft.inground pool, hot tub, sand volleyball pit, lg.patio,covered boat dock, 318 ft. beach front on priv. 40+ acre lake. Exquisite Mtn Views! 6+ car att. gar. w/RV parking + 6 car det. gar. w/bath.Superb lndscp. MUCH MORE! Buyer to verify sq. ft.

2110 Ladera Road

41-153933

Team

pre-plan outfits to cut time off your routine. Pre-polarized photos of outfits can aid you, Canavan says. “Especially for dates, having pictures of you in prethought-out outfits help,” she says.

Hang the photos in your closet for viewing.

If you’re a sporadic person and nothing will deter your ritual of trying on your entire closet, Wilkins-Mabbitt suggests buying a basket, tossing your clean, tried-on clothes in the basket and hanging the clothes when you get home.

Your closet is done, organized and foolproof. Autumn won’t clutter your closet anymore and your new layered closet will give you control of your clothes.

UNION RESERVOIR VIEWS

9427 Memory Lane

Experience Isn’t Expensive...It’s Priceless

Once you get rid of the pile of clothes on your closet floor, below, and with a little organizational tools, your closet can look like this one. (Left: Paul Litman/Times-Call, above: Courtesy Affordable Closets)

Time To Relax

804 SUMMER HAWK #3204, LONGMONT

The

3

4

Times-Call / Home & Real Estate Weekly

October 9, 2010

Shopping for a home when there’s too much to buy

Create a Wish List To streamline your shopping process, you need to figure out what is most important to you in a property. If you want a particular size home, with a certain number of bedrooms, put that at the top. If you want a certain school district, a particular neighborhood or development, that should go on the list, as well. You don’t want to waste time looking at properties that don’t have at least most of the things on your wish list.

Create a Reality Check You may not be able to afford everything you want, even if the current real estate market is making it easier to get more than

you would have just a couple of years ago.

So make a list of exactly what you need to have in your new home. In other words, you may want four bedrooms, but need three. If you want a certain school district and nothing else will do, that would go on both your wish list and reality check.

Once you have these two lists completed, prioritize them so you know exactly what you want and what you can’t live without. It’s an extremely useful filter you’ll use to make fast, objective decisions about a given property. Given the large number of homes on the market, you might find homes that meet all of your needs. But the truth is, you won’t get everything on your wish list. You’ll only likely live in this home for the next five to 10 years. So, focus on those items on each list that are the highest priority. Try not to get hung up on some of the smaller issues that may not impact your day to day life at that home.

Get Preapproved This might be your most important step. If you don’t know how much you can borrow in today’s mortgage finance market, you don’t know what, or if, you can buy.

So, get preapproved by a lender. Having a fixed dollar amount in your mind will help you eliminate homes quickly. Get a copy of your credit report and make sure your credit history is clean. You can get a free copy of your credit report at AnnualCreditReport.com. This site will allow you to get one free copy of your credit report from each of the three major credit reporting bureaus. You can also get a copy of your credit score from this site for under $10. Making sure your credit is in good shape is important before you undertake to try to buy a home.

Find your Neighborhood of Choice Not every neighborhood is going to meet

OPEN HOUSE / NEW LISTING

OPEN HOUSE

2320 STEPPE DR, LONGMONT $309,900 SAT 10-12: HOSTESS: JAN KANEMOTO

10515 MOORING RD, LONGMONT $1,349,000 SUN 11-4: HOST: JERRY SCHLAGEL

• • • • •

• • • • •

Maintenance Free Patio Home 3 Bdrms, 3 Baths Numerous upgrades throughout Main floor master suite Full finished basement

NEW LISTING

Amazing Mansion Priced Right!

1.5 acres Lake Rights Views, Views, Views

NEW LISTING

4 Bedrooms, 3 Baths FP in Family Room, Main Floor Laundry Formal Living and Dining Rooms Eat in Kitchen with Island and Pantry Call Vonnie at 303-589-9821

further meet your needs and wants. You can drive by hundreds of homes in a few hours, if you have only a short amount of time. Some homes may look nice but may not be situated in a place you’d like to live.

Find a Specialized Agent If you’re shopping for foreclosures and short sales, find an agent who specializes in foreclosures and short sales in your neighborhood of choice. It’s far easier if you find someone who really knows and works a neighborhood and uses their knowledge to help further eliminate the number of available properties to see.

Only See Homes at or Below your Price Range Apply the price filter one more time.

Your agent might tell you that a special house that’s slightly above your price range is being sold by desperate and anxious sellers. If your agent is truly plugged in to the local scene and has inside information, and you have the time, then go see the house.

To streamline your shopping process, you need to figure out what is most important to you in a property. If you want a particular size home, with a certain number of bedrooms, put that at the top.

Use the Internet to Eliminate Homes Before you go out with your agent, be sure to get a list of possible properties, and eliminate those that don’t meet at least your needs right off the top. Then look at the rest of the properties online to figure out which ones are worth a drive-by showing.

Today’s listings on the Internet will give you a pretty good idea of whether the home meets your likes and dislikes from the pictures and videos they display on their sites.

Use Drive-by Showings to Eliminate More Houses Drive-by showings happen when you drive by the property, lot line to lot line.

You want to see whether the exterior of the home and the actual block on which it sits

NEW LISTING

1051 BUTTON ROCK DR, LONGMONT $274,900 VONNIE FALCE • • • • •

your reality check, so eliminate those that don’t have everything you absolutely need.

Next, eliminate those that you can’t afford based on your loan preapproval. Then tour the neighborhoods that are left to figure out which one feels right to you.

795 LEHIGH CR, ERIE $238,500 CAROL SCHACK • • • • •

Charming 3 Bd 2 Story in Grandview Estates Open Floor Plan, Tastefully Decorated Spacious Kitchen, 42” Cabinets, All Appliances 12x11 Loft makes Great Study/Office Home Security System; Insulated, Heated Garage

But to save time and streamline the process, you’ll want to apply the affordability filter one last time.

I’m not suggesting that you should not take the home shopping process seriously or take as much time as you need. But if you live in an area where there are hundreds of similar homes for sale, it can take a long time to go through each of these and do a 20-minute showing.

Eliminating homes that simply won’t work will help make the process a lot more objective and help make it a less emotional experience overall.

Ilyce R. Glink’s latest book is “Buy, Close, Move In!” If you have questions, you can call her radio show at 800-972-8255 any Sunday, from 11 a.m. to 1 p.m.

EST. Contact Ilyce through her website at www.thinkglink.com.

Your

At the “New Pru”...

Source

It’s All About You!

to all things Home

NEW LISTING

& Real Estate!

• • • • •

All Brick Ranch on 1.1 Acre Lot Private 9 hole golf course Backs to 1st Green/2nd Tee Quiet & Peaceful Neighborhood ONLY $448,900

539 HAWTHORN CIRCLE, FREDERICK $162,000 CAROL SCHACK

1013 BERKELEY CT, LONGMONT $649,500 JAN KANEMOTO • • • • •

Views Abound!

Custom Walkout Ranch Over 4,100 Finished Sq Ft On Twin Peaks Golf Course Oversized Lot

• • • • •

Roomy 3 Bedroom, 2 Bath, Ranch 1,413 Sq Ft + full unfin bsmt.

New light fixtures/surround sound Rinnai Tankless Water Heater Sealed/fin. Garage floor/alarm system

805 SUMMERHAWK DR R-104, LONGMONT $189,500 CALL CRAIG OR ROSE • 3 bedroom Unit w/ Loft • Master on main floor • 2 bath • Approx 2326 total sq ft • 1 car detached garage

Rock Solid Since 1990!

303-772-2222

41-156019

114 GRAND VIEW CR, MEAD $448,900 CRAIG OR ROSE

RESIDENTIAL - COMMERCIAL PROPERTIES WWW.PRUDENTIALROCKYMOUNTAIN.COM An independently owned & operated member of The Prudential Real Estate Affiliates, Inc.

www.HomeandRealEstateWeekly.com

Shopping for a home these days is overwhelming.

There are simply too many to choose from.

You make an appointment with your agent, and there are 10 to 12 Ilyce Glink homes to see, plus Tribune Media Services another 50 possibilities – and that’s after you’ve already spent hours shopping around online to get a sense of what’s available in your neighborhood of choice and at what price points.

There’s so much housing stock available that you could spend months seeing and thinking about available homes for sale.

But that isn’t a particularly efficient way to shop for a home. Your time is valuable, and so is your real estate agent’s.

It’s a far better use of your time to be strategic about what you want to buy and where you want to buy it. Here are eight things you can do to narrow your focus and streamline the time you spend shopping for a home.

October 9, 2010

From Limoges, a single mark tells the story Scripps Howard News Service

Dear Helaine and Joe: I’ve enclosed pictures of a vase that has been in my wife’s family for more than 70 years. It is 19.5 inches high and 14 inches wide at the handles. It is decorated with completely different images on either side that appear to be hand-painted. It is also richly trimmed in gold and marked “Limoges W.G. & C. France.” I would like to know the age and replacement value of the piece.

Thank you. – B.R.M. Dear B.R.M.: Before discussing this item, we would like to take care of some business. We opened a group of letters today and were sad to have to discard a number of them because they had no enclosed photographs or the images were too fuzzy for us to form an opinion. From now on we will reiterate: We cannot answer any question without a clear, in-focus photograph.

Fortunately, B.R.M. has enclosed

several nice photographs of his item, and if we were just to look at the photos and not examine the mark, we would say that this rather large and imposing vase was manufactured in a style popular during the third quarter of the 19th century (1850 to 1875). The mark, however, tells a different story.

Variations of this often-seen backstamp were in use between 1891 and 1932 by the Limoges,

France-based William Guerin Company, which reportedly succeeded the Utzschneider porcelain factory. William Guerin (18381912) had worked at Utzschneider in the 1870s before becoming the factory’s owner at an unspecified date.

One important twist is that this particular mark was only used on the company’s “white wares,” which are sometimes called “blanks” because they left the factory undecorated.

In either case, there should be two marks on the bottom of the vase to tell who made the porcelain and who did the decoration.

We believe the particular variation of the mark found on the vase in today’s question came into use between 1891 and 1900, and this suggests that the piece was 40 to 50 years old when it came into the possession of B.R.M.’s family.

Some years ago, this attractive piece would have been valued in the $2,500 to $3,000 range for insurance purposes. But in the current market, that value has dropped by more than half.

44-155508

relationships is to listen to her clients, and strives to stay well educated in her field.

She graduated from the University of Colorado at Boulder with a double major in philosophy and psychology.

Reach Reich by calling 303-772-9620 or visiting 601 S. Bowen St. in Longmont.

Plan for spring bouquets at the same time you’re building your garden. Some good choices: fragrant double narcissi like “White Lion” or a fragrant, brightly colored jonquil like “Golden Echo.”

RESIDENTIAL • COMMERCIAL INTERIOR • EXTERIOR Serving Colorado Since 1991 Professional Painters References Provided Warranty Included Fully Insured Superior Prep Work Power Washing Wood Staining Epoxy and Urethane Floors

Reich joins ERA Tradewind Real Estate Shannon Reich has joined the team of professionals at ERA Tradewind Real Estate. Reich has her GRI and CNE designations, and has experience selling real estate in the Summit County ski country.

Reich knows the key to good working

5

Premium Quality Paint Products

Call Today for A FREE Estimate

303-682-0570 PerfectionPaintingCo.com “ Quality & Satisfaction Guaranteed”

Reich

44-153949

By Helaine Fendelman and Joe Rosson

Times-Call / Home & Real Estate Weekly

6

Times-Call / Home & Real Estate Weekly

October 9, 2010

Modern design calls for all kinds of reds: from primary hues to classic shades with burgundy or brown undertones. On the door: Any red you love that makes a statement. Inside: Consider injecting red through a painting or piece of art.

This anniversary is all wet

The Wave of the Auct e 1976 ion Future sinc

Pacific Auction Companies Presents an

REAL ESTATE AUCTION

Appraised at $619,000. It will be sold to the highest bidder at or above the minimum opening bid of just $348,000!

511 Pratt St, Longmont, CO At the property

SATURDAY OCTOBER 23, 2010 AT 2:00 PM

www.pacificauction.com or call 303-772-7676 Pacific Auction Companies

41-156008

Preview by calling Bob Ford at 303-532-2200 virtual tour at www.pacificauction.com Registration in advance or sale day at Noon TERMS ON OUR WEBSITE REAL ESTATE- Sells at 2:00 pm- This beautiful home in old town Longmont has been renovated to perfection. Relax in the parlor in front of the period fireplace or in the wonderful master suite. Spend a lazy evening on one of the 3 porches or either balcony! Take a hundred yard stroll and you are in Thompson Park. A short walk of a few blocks takes you to Roosevelt Park or Main Street. You’ll be living a short walk away from great restaurants, coffee shops and all the great downtown Longmont events. High quality paint work, crown moldings, French doors, an iron picket fence and a front yard fountain round out this finely crafted 2654 square foot home. 3 bedrooms, 2 baths, classic 319 sf garage and an easy to maintain yard make this a perfect home for old town living.

As anniversaries go, it probahe couldn’t keep up with bly isn’t one a lot of gardeners requests for repairs, running like to remember. The days out of parts and improvising were warm and the nights cool; while waiting for backordered with nice weather people didn’t materials. take the calendar too seriously.

As long as Mother Nature is Just when we thought we’d having hot flashes, our landhave a beautiful fall, the weathscapes need water. Harris recer turned nasty. ommends watering the lawn for Temperatures dropped sudCarol O’Meara a few more weeks, to keep it Colorado State healthy going into winter. But denly, tumbling to a chill 16 University Extension between daytime highs and degrees on Oct. 10. Plants froze, and so did sprinkler sysnighttime lows, backflow pretems. When the weather ventors (the brass valve on the warmed, fountains of water geysered up, outside of homes) need protection in Octoturning our yards into a parody of the Las ber and the system shut off and drained by Vegas strip. early November.

“We saw a good number of systems “We’re recommending that people watch frozen in the area. They didn’t start spewthe weather – it’s not supposed to freeze in ing until they thawed out,” says D.J. Caldthe next seven days, but it is Colorado and well, account manager with Foothills freezing weather is coming,” says Caldwell, Landscape Maintenance (flmcolorado a member of the Associated Landscape .com/). That’s when damaged backflow Contractors of Colorado (alcc.com). To prevention valves erupted with water keep your system safe, here are some tips and calls to landscape companies skyrockfrom the ALCC expert: eted. As the calls poured in, supplies ran • Wrap your backflow preventer for as short. long as you want to keep your system op“Last year caught the Front Range off erational. If you haven’t winterized your guard. A lot of sprinkler supply companies system when temperatures are due to dip, couldn’t keep up with the demand for reswaddle the backflow device with R13 placement parts, and people had to wait building insulation or towels, 3 to 4 inches two or three weeks to get their systems rethick, wrapping the pipe all the way to paired,” says Rick Harris, owner of Front 9 the ground. Cover it all with plastic, then Lawn and Landscape (front-9.com/). secure it with duct tape.

“When I saw that we were going to get • Once you decide to put the landscape snow, I stocked up in anticipation for helpto bed, winterize the system by shutting off ing customers fix systems.” the water and draining the lines. Most sysEven with that precaution, Harris says tems in Colorado require blowout, but a

Simplify your

44-153915

HOME SEARCH

few have manual or auto drains to remove water. Should you have one of these, consider blowing out the system anyway, since lines settle through time and low spots often develop that hold water.

• Have your system blown out by professionals with an air compressor. Although do-it-yourselfers can do this, most home compressors don’t get enough pressure, leaving lines filled with water. If more power is your thing and you use an industrial compressor, the pressure gets too high, damaging components and causing flying debris.

To ensure your system is cared for properly, look for a company with professionals certified by ALCC. These Landscape Industry Certified Technicians must complete more than 2,000 hours of practical experience and 10 hours of testing in order to meet the standards of best practices the certification requires. “To get that certification, you have to prove you have the knowledge for all facets of irrigation,” Caldwell says.

Make your appointment soon; as the month wears on, companies get busy, especially after mid-October, when the temperatures start dropping. The $50 to $100 service can save you problems, especially during the hard, deep freezes of January and February.

Carol O’Meara is a horticulture entomologist with the Colorado State University Extension office at the Boulder County Fairgrounds in Longmont.

Contact her by calling 303-678-6238 or e-mailing comeara@co.boulder.co.us. For more gardening tips, check out her blog at gardeningafterfive.word press.com.

Quick, convenient and only a click away...it’s that simple

www.YourFrontRangeHOME.com • Hundreds of Homes • Calculate Financing

• Locate an Agent • Updated MLS Listings Powered by ColoProperty.com

October 9, 2010

Steps to take to gain a successful loan modification bankrate.com

A loan modification is often the last, best hope for millions of Americans in danger of losing their homes to foreclosure.

The way you prepare for and execute the application process will have a huge impact on how successful your request is likely to be.

Heed the advice of a trio of housing counselors who have spent countless hours laboring to make sure financially troubled homeowners get fair, sustainable loan workouts. The following steps can put you on the fast track to keeping your house.

When homeowners can’t make their payments and want some sort of homeloan workout, “they really need to go to a counselor, because then they will be represented,” says Michelle Lewis, president of Northwest Counseling Service in Philadelphia.

When a mortgage servicer denies a loan modification or other type of workout, or when the servicer’s offer of relief is insufficient, a counselor can make a counteroffer.

A counteroffer should be viewed as a “challenge,” says James Jones, director of foreclosure-prevention advocacy for ESOP, or Empowering and Strengthening Ohio’s People, in Cleveland.

“When we look at a person’s specific situation, we have a good idea of what they qualify for,” Jones says. “If it does not look like the servicer is giving them the best deal, we do challenge. That’s part of our process.”

Counseling agencies often have direct phone and fax numbers they can use to cut through mortgage servicers’ red tape. A good way of finding a HUD-certified housing counseling agency is to call the HOPE hot line at 888-995-4673.

Mortgage modifications result in lower interest rates, extended payback periods and (sometimes) forgiven debt. A modification is one way to save a mortgage. There are other types of loan workouts.

Forbearance: This allows you to skip payments or make partial payments while you go through a temporary hardship.

Repayment plan: You pay extra every month until you catch up after falling behind.

A workout has to be sustainable over the long haul, says Sue Hunt, director of housing counseling for debt-counseling giant CredAbility in Atlanta.

“Our job is to work with the homeowner to make sure that they’ve presented true and accurate figures to the servicer, so that the servicer can give them the best option that’s available to them,” Hunt says.

“If we can present the case to a servicer that the original plan is not sustainable, and there’s another option available, servicers will tend to do that.”

Sometimes, borrowers have unrealistic expectations. That’s a big mistake.

“We’re looking for ‘fair and reasonable’ on both ends,” Jones says. “We’re looking for the servicer to be fair and reasonable, and we’re looking for the homeowner to understand what their situation is, and expect something fair and reasonable.”

In other words, counselors sometimes find themselves telling borrowers not to expect a generous handout.

Under the federal government’s guidelines for the Home Affordable Modification Plan, a mortgage is presumed sustainable if the monthly payment is 31 percent of the monthly before-tax income.

Given his druthers, Jones would prefer that number be 28 percent. But he says 31 percent is fair and reasonable.

Housing counselors must summon diplomatic skills when talking with troubled borrowers. Counselors gently tell homeowners to cut back on spending. And counselors often have to prod borrowers to provide more accurate financial information to servicers.

Hunt says homeowners often report inaccurate income and budget figures to servicers and overestimate some expenses.

That results in unsustainable workout offers.

“Maybe they hadn’t taken some (budget) reductions that they could have, or they underestimated their income because they wanted to be on the conservative side,” she says. “And while we always want homeowners to be truthful, we also want them to be realistic.”

Lewis says that when a borrower inflates monthly expenses, it’s important to go back into the budget, identify real expenses and slim them down.

“Usually it’s a matter of coming back and crunching the numbers again, and really looking at that budget,” Lewis says.

Then, the new income and budget figures are sent to the servicer, “and most of the time you are able to come back with something affordable,” Lewis says.

Housing counselors have empathy for clients. But there is an undercurrent of frustration, too.

“The key to this process is they need some kind of financial literacy training,” Jones says. “Yes, we get a workout, but counseling should not stop there.”

Financial literacy, Jones says, is the key to “changing that frame of mind that says, ‘I see it, I want it and I can get it, so I’m going to get it.’ That whole idea has to change.”

Proudly Serving Buyers and Sellers Since 1976

34 YEAR

Homefinder Guide™

The fast and easy way to find a home that fits your price range....

LONGMONT

LONGMONT

1-2

n

Ope

LONGMONT 1-1

1-2

1 SAT

n

Ope

2219 Sherman Street

1 SAT

n

Ope

1255 3rd Avenue

7

th

WRIGHT KINGDOM’S

1 SUN

7920 N. 95th Street

Great starter home. Good condition. Open plan! www.2219.wkre.com $199,900

Colonial old world charm! www.1255.wkre.com $399,900

Comfortable country home on 4+ acres! www.7920.wkre.com $600,000

Jerry Curry 303-541-1936

Suzanne Rodgers 303-541-1904

Mike Moger 303-541-1920

LONGMONT

LONGMONT

0

-1:3

Open

:30 N 11

LONGMONT -3

-3

SU

n Ope

1603 Sicily Drive

1 SUN

633 Glenarbor Circle

n Ope

1 SUN

635 Gooseberry Dr. 1705

Home has everything you are looking for! www.1603.wkre.com $395,000

On golf course, main lvl master! www.633.wkre.com $378,000

Bright immaculate nearly new condition! www.635.wkre.com $182,900

Sibyl Liedtke 303-482-7510

Aggie Sobol 303-885-9806

Kim R. Johnson 303-746-6307

LOUISVILLE

LOVELAND n

Ope

2-3

-4

-3

1 SUN

n

Ope

2505 Steamboat Springs St.

1 SUN

n

Ope

ERIE

1 SAT

Beautiful 5 BR, 3BA ranch w/fin. bsmt!! www.2505.wkre.com $248,000

Beautiful patio home. Mtn & golf course views! www.406.wkre.com $429,000

406 Fairfield Lane

165 Commander Circle

Jim Green 303-775-2553

Kathleen Spano 303-885-0876

Martin Sugg 303-588-9441

LONGMONT

LONGMONT

LONGMONT UN nS

2-4

UN nS

2-4

Upscale custom ranch on 1 acre! www.165.wkre.com $960,000

Ope

Ope

w Ne

791 Thornwood Circle

8688 Portico Lane

g

tin

Lis

4632 Portofino Drive

Energy efficient home w/views! www.791.wkre.com $208,000

Gracious home on 1 acre lot. www.8688.wkre.com $990,000

Beautifully maintained both inside and out. www.4632.wkre.com $274,900

Mike Moger 303-541-1920

Sibyl Liedtke 303-482-7510

JW “Buck” Buchanan 303-541-1909

LONGMONT

LONGMONT

LONGMONT

ed

uc

ed

R ice

Pr

1410 Whitehall Drive C

2200 Mariner Drive

2114 Mallard Place

Granite, ss, maple, hardwd-gorgeous! www.1410.wkre.com $194,900

Attractive 5bd/4ba home near McIntosh Lake! www.2200.wkre.com $397,000

Pristine 4BR,4BA home.3car. Kitchen update! www.2114.wkre.com $427,000

Geri Oliveira 720-564-6041

Martin Sugg 303-588-9441

Jerry Curry 303-541-1936

LONGMONT 997 Glenarbor Circle

Spring valley golf course home! www.997.wkre.com $400,000 Kim R. Johnson 303-746-6307

1378 Parker Drive

Brick ranch on corner lot! www.1378.wkre.com $200,000 Dene Yarwood 303-808-0076

1710 Sunlight Drive

13497 Darby Lane

Magnificent 8 acre property!!! www.13497.wkre.com $2,450,000 Lois Purtell 303-541-1915

6328 Waxwing Court

Spacious ranch on 1 acre north of Boulder! www.6328.wkre.com $549,000 Charlie Matzen 303-541-1903

15182 CO RD 1

Circa 1900 2-story farm house! www.15182.wkre.com $1,100,000 Jim Green 303-775-2553

Well maintained-Stoney Ridge! www.1710.wkre.com $337,000 Dene Yarwood 303-808-0076

7915 Plateau Road

816 Gay Street

1767 WCR 20.5

Cute, remodeled 3Br.2Ba. Lg. yard, 2CDG! www.816.wkre.com $269,000 Kathleen Spano 303-885-0876 41-156022

By Holden Lewis

Times-Call / Home & Real Estate Weekly

Soaring spaces in 5,000+SF home! www.7915.wkre.com $750,000 Mike Moger 303-541-1920 Vacation at home. 4 acre stocked lake! www.1767.wkre.com $969,000 Jim Green 303-775-2553

WKRE.COM

435 Vasquez Court

Quiet cul-de-sac! Great views! ½ Acre! www.435.wkre.com $579,950 Bruce Beresford 303-541-1923

FREDERICK/FIRESTONE 5461 Bobcat Street

Gorgeous ranch style home! www.5461.wkre.com $232,000 Janet Borchert 303-263-3215

10322 Eastview Avenue

Great backyard and landscaping! www.10322.wkre.com $235,000 MaryBeth Friesz 720-480-6145

311 Warwick

Throw the lawn mower away! www.5461.wkre.com $219,950 Bruce Beresford 303-541-1923

Visit our website to see details for all our listings...

303.776.3344 Wright-Kingdom, Inc.

• Wood can be used in the bath, although there are maintenance considerations.

• Laminate flooring offers an interesting alternative to the look of wood, with none of the headaches.

Yes

No

Yes

Yes

Victoria Inn

$725-$875

$250

1, 2

1, 1¾

Yes

Yes

Yes

In each apartment

A/C, D/W, cable ready, balcony or deck, carport, outdoor pool, close to shopping & bus stop.

Ute Creek Apartments

Starting at $799

$125

1, 2

1, 2

Yes

Yes

Yes

Full SIze in each apartment

Yes

Move-In Specials, senior and other discounts.

Fireplace, pool & spa, 24-hour fitness, garages. Close to shopping.

Longmont, CO

1100 E 17th Ave. • 303-684-6821 The Shores

*$705$1200

$100 $200 $300

1,2,& 3 Studios

1,2

Short Term Available

Yes

Yes

Yes

Yes

Gas fireplaces, 24 hr. fitness center, heated pool & hot tub, A/C, business center, gourmet kitchens, detached garages. *On selected apartments.

2450 Airport Rd. • 303-774-8000 Cloverbasin Village

$690-$1100

$149

630 Peck Dr. • 888-837-4912

3-bdrm. townhomes

2

Yes

Yes

Elliott Apartments

$580-$945

Yes

1, 2, 3

1, 2

Yes

Yes

418 Emery St. Longmont, CO 80501 • 303-772-6452 Fox Ridge Apartments

$789-$1239

$200

3800 Pike Rd., Longmont, CO 80503 • 303-774-9944

1, 2, 3

1, 2

Short Term Available

Yes

Yes

Tanglewood Condominiums Senior Community

$1235$1625

$1235$1625

1, 2

1, 2

Yes

Some

Yes

100 21st Ave., Longmont, CO 80501 • 303-774-0300

1,2,3

Yes

Yes

65 lbs limit Pets Neg.

Yes No

& rental available

Convenient location, pet friendly, garages available, 24-hour maintenance

Yes

In historic Longmont, large trees, quiet neighborhood on-site parking & storage. Close to RTD. Heat included.

Yes

Yes

Island kitchens, garden tubs, gas fireplaces, double balconies, two tone paint, gated community. Close to schools & newest community in Longmont.

Full size in each condo

W/D provided in each Condo

All utilities & cable paid, sec. bldg., elevator, W/D in every unit, transportation, social events. HUGE amenities package, quiet 55+ community. Call for incentives!

Yes

$50+ mo.

Other Amenities

1

Pets

1

Secure building, quiet neighborhood, meal program, transportation, utilities paid, appliances & cable TV included, 62 yrs & older; vouchers accepted.

Allow Smoking?

$835-$840

# of Baths Lease Required

$885-$890

1401 Elmhurst Dr. • 303-772-9292 2400 17th Ave. • 303-772-4667

– Courtesy hgtv.com

Deposit

Washer/Dryer Hook-ups

of mosaics and natural stones. Vinyl tile is a popular choice because of the huge variety of patterns, ease of maintenance, comfort and affordable cost.

• Ceramic tiles are another cost-effective option. New techniques can duplicate the look of natural stones at a fraction of the cost.

Price Range

Hover Manor Senior Apartment Residence

often go barefoot.

• Master-suite bathrooms are often divided into smaller areas, with perhaps the shower or toilet in a separate room. The functioning of each area should be considered and coordinated when choosing flooring.

• New inlaid vinyl can mimic the look

Washer/Dryer Facilities

A good bathroom floor is more important than you think. To get the most fashionable and function out of your lavatory, check out the following tips: • The look of the flooring is only one consideration when making a choice for material. The comfort factor is also important, since this is a room where you

Complex Name

Install a good bathroom floor

October 9, 2010

# of Bedrooms

Times-Call / Home & Real Estate Weekly

Address Phone

8

Reach over 44,000 Readers Each Week With Your Advertising Message.

Call Your Classified Advertising Executive Today 303-776-7440

October 9, 2010

Times-Call / Home & Real Estate Weekly

9

To place an ad, call 303-776-7440 or go to www.TimesCall.com/classifieds and place your ad any time of the day or night. Fax: 303-772-8339…email: classifieds@times-call.com Duplexes Apartments/ Apartments/ Apartments/ Condos/ Unfurnished 4030 Unfurnished 4030 Unfurnished 4030 Townhouses 4050

Rentals

630 Peck DriveLongmont West on Nelson/Airport Rd

Apartments/ Furnished 4010 NO lease, dep or credit chk Wkly/4-wk • 303-776-2185 • ALSO RV SITES AVAIL!

Apartments/ Unfurnished 4030

♣

1 BEDROOM, 1 BATH

AS LOW AS $665 ♣

2 BEDROOM, 2 BATH

AS LOW AS $750! ♣

3 BEDROOM, 2 BATH

Starting @ $799! ♣

3 BEDROOM TOWNHOUSES

✭✭✭✭✭✭✭✭✭✭✭✭✭ 1, 2 & 3 BDRM Apartment Homes The Shores Apartments, Hwy 66 & Airport Rd (303)774-8000 ✭✭✭✭✭✭✭✭✭✭✭

Starting at $1000!

QUAIL VILLAGE 303-485-0065

•1 & 2 BDRM ✭ $550-$675 FREE Heat 1060 17th Ave, Habla Espanol 720-327-8918 1 & 2 BDRM Apt Homes Fox Ridge Apts Premier Gated Community. Pets OK! For Info & Specials Call (303)774-9944

LE DEAUVILLE APARTMENTS

321 Quail Roadacross from Longmont Rec Center ● 2 BEDROOM, 2 BATH

AS LOW AS $750 ● 3 BEDROOM, 2 BATH

Starting at $750! *LIMITED NUMBER AVAILABLE*

ROOMY & READY

40-155507

1 Bd From $575 2 Beds From $610 Great Location Large Units Park Like Setting Ample Parking A/C & Pool

303.772.3737

1 BD, off st pkng, near shopping, 1637 Kimbark, $475 2 BD, 1.5 bath, off st pkng behind, 2137 Dexter, $685 2 BD, 1 bath, carport, 1611 Warren, $695 2 BD, 1 bath, garage, 800SF, 2330 Wedgewood, $650 & $695 Alert Realty 303-776-5156

✓ Full Size Washer & Dryer Hookups ✓ Close to Bus lines ✓ Pets Welcome

EASTGLEN APTS 630 Lashley, Longmont

(303)682-2943 1, 2 & 3 BEDROOMS: Pool, air, laundry ✭Wtr, trash, sewer pd

1 Bedroom- $545!

2 Bedroom- $645!

Secure bldg, swimming 1 BDRM APT´s- pool, A/C, on-site laundry.

Starting at $525, some with Call PMP, 303-776-RENT Move-in Specials!

Call PMP, 303-776-RENT

1 BDRM Studio apt in quiet area. $430/mo + elec, $200 dep. 84 21st Ave. Se Habla Espanol! 303-678-6221 2 BDRM, 1 BA, $700/mo, only $250 deposit. Gas & Wtr paid. 1419 Emery St. Se Habla Espanol. 303-678-6221

Mtn Views! 1 BDRM APT Quiet area, lndry, nr 23rd & Main. Sorry no pets, $575 Top Realty, (303)931-6423

Starting at $645, some with Move-in Specials!

Call PMP, 303-776-RENT

2 MUMFORD PL- W/D •1809 EMERY ST2 bdrm in 4-Plex, off st pkng, pet nego. Avail now, $650. (303)447-8988

VALUE PLACE Duplexes FIRESTONE New Extented Stay Hotel ● $179 * WEEKLY or ● $699 MONTHLY ✓ Perfect for visiting friends & family!

I-25 & Hwy 119, Longmont exit 240.

303-485-0040 Bring ad to qualify. *Expires 9/15/2010

4060

0, 1 or 2 pets nego. Large 1300 sf 3 bdrm, 2 ba, DW, frpl, fncd, culdesac. $860. 303-494-4115

✭2 and 3✭ Bedroom Duplexes.

Visit www. alertrealty.net

2 BDRM, 1 BA w/study, lg country kitchen, W/D hkup, fncd backyd, off-st pkng for 2, storage shed. $800 + dep. 804 Meeker, Longmont. Avail. now 303-709-6105 or 970-532-0930

0 App Fee-$100 off 1st 2 mos Lg 3 bdrm, 2 ba, gar, water 3 BDRM Duplex, Central pd. No dogs. 303-682-2525 location, Available Immediately, $795. Please call for showings. 303-440-8200

1 & 2 BDRM´s, off st pkng, 3 BDRM´s, 1.5 ba, w/bsmt, 2 bdrm w/2 car gar, fncd fncd back yd, off st pkng. yd. $850 • 1 bdrm pd utils$915/mo. (720)334-0695 in Dacono $550. 720-334-0695

Apartments/ Apartments/ Unfurnished 4030 Unfurnished 4030

A newly refurbished 2 bdrm, W/D hkups, large storage, off street parking, fenced yard. $700 + $700 dep. 103 Bowen 303-776-8239

DUPLEXES 2 Bedrooms

• 1459 Lamplighter Call PMP, 303-776-RENT ROOMS & Apartments Weekly/Monthly, from $100/week. Utililties included. (303)931-7108

41-156020

2 Bdrm, 1 ba, large, comp. remodel- WD, A/C, deck, N/P/S 2041 Meadow Dr. $840 303-443-4308

2 BDRM APT´s-

**Income Guidelines May Apply**

62+ INCOME-BASED APT Independent, Senior 1 bdrm apt in great area close to stores/ busline. Rent based on income. 303-651-3601

Great value! 1 & 2 bdrms, 1 BDRM APT in No $495 & $595. W/D hkp, off st Longmont. Senior housing, pkg, avail now. 970-310-6321 62 or older or those w/ disabilites. Call for our move-in specials.

Horizon Place (303)485-5232

● 1 BDRM- nice, N/S ● A/C, lndry, off st pkng ● $625, 303-444-0501

LONGMONT/ BOULDER CONDOS • 1601 Great Western • 804 Summerhawk Call PMP, 303-776-RENT

3 BDRM APT PREMIUM AVAILABLE IMMED On-site stor/parking/ lndry. Heat incl. $990/mo.

Elliott Apts. (303)772-6452 www.elliottapartments.com

Office/Warehouse Space for Lease 3,860 sf with 50% beautiful office area. All a/c, overhead door, near I-25. $4.50/sf NNN.

APARTMENTS

76 Industrial Properties for Lease Can be viewed at www. longmontcommercial.com

2400 17th Avenue, Longmont, Colorado 80503

Ken Kanemoto

*www.victoriainnapts.com

303-772-2222

Great Value! 2 bdrm, 1 ba, W/D hkups, fncd yard, pkng. $650. (303)581-9239

• FREE Washer/Dryer & Carport • Wood-burning fireplace • Large balconies/patios • Approved pets accepted • MTM leases available • Within walking distance of shopping, restaurants & RTD • On line leasing available • One bdr, 1 bath starting at $725 • Two bdr, 2 bath starting at $875

303-772-4667

Garages/Storage Spaces 4070

44-153931

CLOVERBASIN VILLAGE 1-888-837-4912

● 1438 STUART 1 bdrm, 1 bath, 2nd flr, water pd, carport. $500/mo.

RMG Realty (303)772-4466

4060 Houses

4080

EQUAL HOUSING OPPORTUNITY All real estate advertised in this paper is subject to the federal and state Fair Housing Act which makes it illegal to advertise “any preference, limitation or discrimination based on race, color, religion, sex, handicap, familial status or national origin, or an intention to make any such preference, limitation, or discrimination.”

The newspaper will not knowingly accept any advertising for real estate which is in violation of the law.

All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis.

● 1109 YEAGER DR3 bdrm, 1 ba, fncd yd, storage shed, 1 year lease. $1100/mo. 303-517-0061 2 bdr,1 ba.,fenced yd,1 dog OK, 1112 Gay Street, $790/ mo +$790/dep. 303-775-1495 2+BDRM, 1 ba, gar, w/d.

Newer kitch & ba. $1100/mo + utils & dep. 610-457-7749

✭3 and 4✭ Bedroom Houses.

Visit www. alertrealty.net

INDOOR GARAGE & Commercial Storage 20x40x16 w/ 14x14 doors start at $275.

20x50x16 w/ 30 amp elect, man door & pwr door opener start at $400.

Garage Storage LLC, 4070 Camelot Cir, located I25 Business Park.

3 BDRM, 2 BA ranch, 1 blk I-25 & Hwy-66. 970-535- 6074 no of hospital, grt cond, grt www.Longmont-storage.com yard, quiet st. N/S $1250 303-912-1546 or 303-838-0115

Times-Call / Home & Real Estate Weekly

Houses

4080 Houses

3 BDRM, 2.5 bath in Mead, Oversize double garage, central heat/air, W/D, estbl yard front & back, auto spnklr, large garden area, fruit/shade trees, security fence, patio & deck, large fam room & bsmt, wired for cable/ satellite, $1250/mo. •Open House Sat 9-5; Sun 9-3 ● Immediate Occupancy (303)882-5252

3 bedroom, 1- 1/2 baths, 2 car gar., in Longmont Estates. N/P, $1,095/mo + $1,095 dep. 303-772-3449.

4080 Office Space 4100 Office Space 4100 Retail Space 4135 Longmont

HOUSES 2- 4 Bedroom Homes • 163 Grant• 46 University • 2631 Stratford • 536 St Andrews • 820 9th Ave• 28 Reed Call PMP, 303-776-RENT

HEALING ART CENTER2 rooms avail, grt space.

Call for info. (303)772-6655

LAFAYETTE HOME Centrally located & walking distance to downtown. 104 Cleveland.

Call TODAY! PMP, 303-776-RENT

WHAT’S A GARAGE SALE

4 + BDRM, 2 ba, 2500 sf, very lg gar, fncd. Hwy 287 & 66. 12888 Waterbury Rd, $1800, pets OK 605-440-2710

4 Bdrm, 3 ba, 3 car, fncd yd w/ patio, SW Longmont- 664 Timothy $1795. 303-772-0442

Berthoud 4 BDRM 2 ba, lg kit, 3+car gar, A/C, fncd yd, wtr pd $1300 970-532-3810

October 9, 2010

Own a home for

$O Down!

GREAT MASSAGE OFFICE FOR RENT. (720)280-9047

without a classified ad? It’s not the success it could be.

Be sure to call Classifieds before your sale.

303-776-7440

Do you qualify?

41-156017

10

Call Devin O´Branagan ERA Tradewind

303-775-0710

Berthoud Patio Home with upgrades, fully furnished, 2 bdrm, 2 1/2 ba, 2 car gar, W/D, A/C, N/P, N/S, $1,100/mo + $1,100 deposit.

Call 303-776-0333 or e-mail to ttherapyctr@aol.com.

GREAT 3 bdrm, 2.5 bath house in quiet neighborhd, s. end of Longmont. Fncd yard, Free cable. No pets, non-smoker. $1350, $1350/ dep, avail 11/1. 720-280-9675

Office Space 4100 2500 to 5000 SF- great views from 2nd level, ample parking. 2432 Main. 303-875-1345

5090 Longmont

5090

10592 BUTTE DR.

The perfect equity builder, just finish what has been started and reap the benefits! Newer neighborhood close to I-25 for an easy morning commute.

Spacious 3 bedroom, 2 bath. $129,900

773 SQ FT- busy shopping ADORABLE, affordable center, 1116 Francis St, dream home. Check it out $825. Alert RE (303)776-5156 at www.3317trailridge.com New Horizons Realty 970-380-3337

Roommates Wanted 4120 Furn room w/ cable/int hkup, full ba, lndry & kit fac. Ref´s req, No smk/ drugs, sm dog ok. $550/mo.

Karen, 720-201-2364 ✭ 8a-8p MATURE MALE 40+ share home all utils + w/d $425/mo. (303)833-6808 SOBER room for rent, large bdrm, share ba, w/d, live w/ 2 sober men. $450/ mo + dep, utils inc. Lse req. 303-775-3959

Rooms For Rent

4130

SEMI-FURN Rooms/Apts Wkly/mnthly from $100/wk Utils/micro/fridge inc (303)931-7108

Real Estate

Don Rulle, CCIM

303-772-2222

A picture is worth a thousand words Try a color classified picture ad!

Call for details.

303-776-7440

Farms, Ranches Acreages 5050 Turn of the Century Farmhouse on 80 acres, just east of Longmont. Includes 40 units Big T water. $1.1M Jim Green (303)775-2553 www.15182.wkre.com

Longmont

5090

9723 Schlagel St ✭ $330,000 Open Sat 11am-2pm 4 bdrm, 2 ba brick ranch, horse OK, country feel in SW Lgmt. Jessie Rothman Keller Williams FRP LLC (720)255-6076

1 yr Free Rent! $250/MONTHGreat parking, quiet.

Ground level. Four Seasons Realty, (303)875-1345

Great Value! 5 bdrm, 2 ba, 500 to 2500 SF, can divide. lge yd, w/d hkups, gar, sm On site prkg, Good traffic pet OK. $1250. (303)581-9239 exposure. 303-523-3369

Longmont

255 WEAVER PARK CLASS “A” second floor office space for lease or sale. Common area, conference room, elevator, mountain views.

PROFESSIONAL Offices N. Longmont. 150 to 825 SF. Single & 3 office suite.

All ground level, 2 entr, great prkg. 303-956-1141

5090 Longmont

3 BDRM, 1 BA, new carpet, W/D, carport, Lgmt adult park age 55+, 970-215-1819 HORSE PROPERTY 11451 Lookout Rd, Lgmt, 5 acres, ditch water, 3 stall barn, 3 BR 2.5 BA updated Brick Ranch, 1500 SF Shop MOBILE HOMES ✭ w/ o-sized door, 3 car gar ✭ BUYING/SELLING + shop, deck, hot tub.

Local park needs used mob Vesta Real Estate homes. We´re buying! Big 303-514-8788 Sale! Many single & dbl wides. Fin avl, auto approval on owner fin homes.

Bad credit OK! Moves avl.

970-222-1473 ✭Like New Home✭ ✭ 690-2725 or 690-3283 ✭ Call for 3 page list of improvements! Located on Circle Dr in S. Longmont.

Fenced backyard. $194,950

Heidi & Helena buy houses! $ SAVE YOUR CREDIT $ 303-725-8388 / 303-459-2711 41-156018

PRICE REDUCED FREE STANDING BLDG FOR SALE

Lots & Tracts 5100 6,480 SF, BLI zoned, over half acre lot, ample electrical service.

$470,000

2 ACRE LOT, Berthoud area, $40K price reduction, $125,000. Call Steve Conder for details, 303-514-3706.

2 ACRE LOTS WEST OF BERTHOUD. Great Views! $149,900. Fred @ Four Seasons Re, (720)494-2133.

Ed & Keith Kanemoto

303-772-2222

Convenience!

I can place my ad when I want to.

723 BAKER ST. Charming 3 bedroom, 1 bath bungalow in Old Town area. A little paint and elbow grease can really make this home sparkle. $89,900

279 PONDEROSA PL. Ft. Lupton, Discover the gem here with new carpet and fresh paint! This 3 bedroom, 1 bath, 1 car garage townhome is located in a golf course community with easy morning commutes. Priced to move right in... $104,900 41-155524

LONGMONT 629303-772-7576 Terry St., Longmont ww REALTY www.longmont-realty.com

www.TimesCall.com click on Submit an Ad

303-776-7440

5090 Mobile/ 5130 Manufactured Homes/Spaces

06470344 2x8c

Buy it...

Sell it...

Find it...

Classified

October 9, 2010

Bright ideas for light bulbs

Each light bulb has its pros and cons.

Certain bulbs work better in different spaces of a home. Take a closer look at the different light bulbs to see where each should be used.

• The incandescent bulb is the most commonly used light bulb and usually the least expensive. It has a warm, inviting quality and is complimentary to skin tones and psychologically appealing. Incandescent bulbs usually

Real Estate Transactions are supplied by Prospects Unlimited Inc., www.prospectsunlimited.com.

Longmont • Arnold Turner from Robert Blythe, 3101 Spinnaker Dr, Longmont, $227,500, home • Alvin & Carol Barkovsky from Boulder Creek Kingsbridge LLC, 1544 Venice Ln, Longmont, $285,800, home • Bonnie Aona from Boulder Creek Kingsbridge LLC, 1534 Venice Ln, Longmont, $220,000, home • Scott & Melesa Rennak from Doreen Geibel, 951 Rose St, Longmont, $170,500, home • K2st LLC from Gary McDowell, 1417 Frontier St, Longmont, $167,500, home • Cory & Erin Beaver from Ronald Neiman, 1415 Cedarwood Dr, Longmont, $235,000, home • David & Debra Dieter from Jay Silverthorn, 1710 6th Ave, Longmont, $385,000, home • Matthew & Rebecca Lieb from David Webb, 1213 Button Rock Dr, Longmont, $250,000, home • Brian & Alison Wilcox from Tyler Wilcox, 647 Collyer St, Longmont, $230,000, home • Rita Irwin from Michael Connolly, 429 Sierra Ave, Longmont, $225,000, home • Dale & Edna Buysse from Federal Home Loan Mortgage, 1379 Charles Dr Unit A1, Longmont, $239,900, condo • Cynthia Henley from RMI Group LLC, 1927 Rannoch Dr, Longmont, $265,000, home • Zhen Zeng from Cas Investments LLC, 1208 Button Rock Dr, Longmont, $257,000, home • Ryan Inc from Michael Connolly, 7973 Diagonal Hwy, Longmont, $250,000, home • Vicki Bassett from Fed Home Loan Mtg Corp, 11730 Beasly Rd, Longmont, $269,900, home • 333 LLC from Hunt Family Property LLC, 333 Main St, Longmont, $200,000, home • Kimberly Cuff from Benjamin Oelsner, 2228 Creekside Dr,

last between 700 to 1,000 hours and can be used with a dimmer.

• Halogen bulbs are a variation of incandescent. They give the closest approximation of natural daylight.

Colors appear sharper under halogen light, and the bulbs can be dimmed.

They’re a little more energy-efficient than incandescent bulbs, but are more expensive and burn at a higher temperature.

Longmont, $400,000, home • Mark Torres from Wells Fargo Bank, 7 E 1th Ave, Longmont, $114,900, home Allenspark • Michael Leister from Joy D Quinn Living Trust, 108 S Skinner Rd, Allenspark, $444,000, home Dacono • Arturo & Cassandra Torres from Richmond American Homes Colorado Inc, 4819 Wildgrass Pl, Dacono, $275,000, home • Jay & Terry Spendlove from Richmond American Homes Colorado Inc, 4750 Sunset Pl, Dacono, $215,000, home • Larry Howe from Richmond American Homes Colorado Inc, 3255 Sweetgrass Pkwy, Dacono, $247,200, home Erie • David & Lisa Bausick from Bk New York Mellon, 225 Pierce St, Erie, $115,000, home • Stanley & Elaine Oetken from Richmond American Homes Colorado, 738 Graham Cir, Erie, $256,800, home • Thomas & Christina Henson from Taylor Morrison Colo Inc, 1145 Zodo Ave, Erie, $335,900, home • Mark & Evelyn Polando from Jared Aurich, 930 Mircos St, Erie, $317,500, home • John & Elaine Meyer from Bultman Family Trust, 918 Taylor Ln, Erie, $392,500, home • Michael & Lucinda Bruce from Jnet LLC, 1238 Doris Cir, Erie, $450,000, home • Paul Davis from Mark Thompson, 286 Montgomery Dr, Erie, $150,000, home Firestone • Alexander & Ashlyn Medford from Stephen Bogucki, 6495 St Vrain Ranch Blvd, Firestone, $229,000, home • Clement & Sue Werth from Michael Jones, 10231 Ferncrest St, Firestone, $220,000, home • William & Patricia Weinberg from Journey Homes LLC, 9736

Times-Call / Home & Real Estate Weekly

Compact fluorescent bulbs (CFLs) consume a quarter of the energy that incandescent bulbs do and last 10 times longer. Unlike the old fluorescent lights, CFLs are quiet, instant-on and have warmer, color-corrected tones.

LED, which stands for “light-emitting diode,” is a lighting technology that is long-lasting and extremely energy-efficient – but isn’t ready to sup-

Remington Ave, Firestone, $289,000, home Frederick • Randy Cunningham from Lawrence Dussault Lawrence, 3116 Comanche Ct, Frederick, $306,300, home • Prudential Inc from Neil Houdesheldt, 5439 Fox Run Blvd, Frederick, $184,500, home • Matthew & Kassi Kilker from Hunter Homes Corp, 8797 Mustang Dr, Frederick, $374,100, home • James Neill from Fannie Mae, 8008 Sunrise Cir, Frederick, $310,000, home Lyons • Thomas Stone from Michael Rakotz, 711 Sandstone Dr, Lyons, $500,000, home • Robert Warner from Shirley Sutton Revocable Trust, 300 Iroquois, Lyons, $285,000, home Niwot • Benjamin & Jodi Oelsner from Smith Family Trust, 8432 Sawtooth Ln, Niwot, $802,500, home • John McNally from John Scott, 460 Franklin Ave, Niwot, $280,000, home Foreclosures – notice of election and demand • Borrower: Carrie Walter, Lender: Midfirst Bank, Amount: $112,071, Property: 1207 MacLaughlin Ct, Dacono, Filed: 09/27/10 • Borrower: Colby Geolfos, Lender: Deutsche Bank National Trust Company, Amount: $663,478, Property: 196 Meadow View Pkwy, Erie, Filed: 09/29/10 • Borrower: Jaime & Angelica Luna, Lender: JPMorgan Chase Bank National Association, Amount: $177,679, Property: 443 Tynan Ct, Erie, Filed: 09/29/10 • Borrower: Tuan Tran, Lender: BAC Home Loans Servicing LP, Amount: $283,539, Property: 1023 Eichhorn Dr, Erie, Filed: 09/27/10 • Borrower: Richard & Patricia Parrott, Lender: Chase Home Fi-

11

plant all other bulbs yet. For one, these bulbs provide only directional light, not diffused light, making them ideal for under-counter task lighting, but not general room illumination. To overcome this, new models consist of large arrays of LEDs clustered together, but at prices from five to six times higher than CFLs.

nance LLC, Amount: $64,131, Property: 6516 Silverleaf Ct, Firestone, Filed: 09/23/10 • Borrower: David Trevathan, Lender: BAC Home Loans Servicing LP, Amount: $124,459, Property: 377 2nd St, Firestone, Filed: 09/27/10 • Borrower: Ann Alire, Lender: US Bank National Association ND, Amount: $163,328, Property: 174 5th St, Firestone, Filed: 09/27/10 • Borrower: David & Mary Price, Lender: Wells Fargo Bank NA As Trustee, Amount: $209,278, Property: 15684 County Road 18, Fort Lupton, Filed: 09/24/10 • Borrower: Orlinda Rivera, Lender: The Bank Of New York Mellon, Amount: $148,000, Property: 1813 Ivywood St, Fort Lupton, Filed: 09/24/10 • Borrower: Evan & Amy Lamson, Lender: Deutsche Bank National Trust Company, Amount: $126,775, Property: 154 N Park Ave, Fort Lupton, Filed: 09/27/10 • Borrower: Raul Heredia, Lender: US Bank National Association, Amount: $157,830, Property: 15467 Caroline Ave, Fort Lupton, Filed: 09/27/10 • Borrower: Mark & Angela Huss, Lender: Bank Of America NA, Amount: $160,234, Property: 1149 Beech St, Fort Lupton, Filed: 09/27/10 • Borrower: Debra & William Ciancio, Lender: GMAC Mortgage LLC, Amount: $391,342, Property: 3305 Birch Rd, Frederick, Filed: 09/24/10 • Borrower: Nicole Hemken, Lender: Citifinancial Corporation, Amount: $265,667, Property: 5445 Fox Run Blvd, Frederick, Filed: 09/27/10 • Borrower: Stephen Burke, Lender: Chase Home Finance LLC, Amount: $494,495, Property: 6453 N 63rd St, Longmont, Filed: 09/23/10 • Borrower: Theodore & Karen Wally, Lender: BAC Home Loans Servicing LP, Amount: $323,243, Property: 10572 Hillcrest Dr,

– Home & Garden Television

Longmont, Filed: 09/24/10 • Borrower: Jan & Giselle Klingberg, Lender: Wells Fargo Bank NA, Amount: $245,719, Property: 1538 Harlequin Dr, Longmont, Filed: 09/24/10 • Borrower: William & Heidi Gager, Lender: Chase Home Finance LLC, Amount: $373,060, Property: 2010 Diamond Dr, Longmont, Filed: 09/23/10 • Borrower: John Betz, Lender: BAC Home Loans Servicing Lp, Amount: $167,653, Property: 821 Independence Dr, Longmont, Filed: 09/23/10 • Borrower: Sandra Kagel, Lender: Aurora Loan Services LLC, Amount: $166,668, Property: 945 Blue Spruce Ct, Longmont, Filed: 09/24/10 • Borrower: Jagat & Nagina Shrestha, Lender: The Bank Of New York Mellon, Amount: $211,735, Property: 1221 Button Rock Dr, Longmont, Filed: 09/24/10 • Borrower: Jason & Kailu Mcqueen, Lender: Wells Fargo Bank NA, Amount: $215,886, Property: 906 S Bross St, Longmont, Filed: 09/24/10 • Borrower: Stephanie Gallegos, Lender: Aurora Loan Services LLC, Amount: $236,000, Property: 516 Bross St, Longmont, Filed: 09/24/10 • Borrower: Gary Detter, Lender: Deutsche Bank National Trust Company, Amount: $544,000, Property: 4124 Pebble Beach Dr, Longmont, Filed: 09/29/10 • Borrower: Benjamin Voymas, Lender: Wells Fargo Bank NA, Amount: $148,467, Property: 1419 Red Mountain Dr 53, Longmont, Filed: 09/28/10 • Borrower: Steven & Deena Stanley, Lender: Chase Home Finance LLC, Amount: $186,558, Property: 1903 Cambridge Dr, Longmont, Filed: 09/29/10 • Borrower: Anita Scott, Lender: Citimortgage Inc, Amount: $115,902, Property: 1710 County Road 20.5, Longmont, Filed: 09/24/10

12

Times-Call / Home & Real Estate Weekly

October 9, 2010

OPEN HOUSE DIRECTORY FEATURED HOMES 41-154328

Open Sat & Sun. 11-6 1538 Venice Ln

Longmont

Low-Maintenance Townhome, 1,559 sq.ft.

2 Bed + Lofted Study, 3 Bath, 2 Car Attached Garage. Built Green, Energy Star Rated

Infinity Group Realty • Ann Hendrix -Broker • 720-841-7434

www.LiveBoulderCreek.com • 303-502-5338

Open Sun 1-3

Open Sat 11-2

4501 Nelson Rd #2407

2219 Sherman Street

Longmont

$180,000

$379,000

Jonelle Tucker/Coldwell Banker • 303-902-6250

Beautiful Historical Old Town Property is a must see! 3 Bd/2ba, 2,713 sqft. See Details at: www.OldTownRealEstateCo.com

Cory Dudley • Old Town Real Estate Co • (303) 776-4004

Open Fri-Tues 11-6

15th and Francis

Longmont

Niwot/Longmont

$199,900

$299,900

Great starter home in North Lgmt. Very nice condition. Lrg lot. Private fenced rear yard. Great neighborhood.

Close to parks & shopping.

41-156015

Lovely, like new 2 bd+ study in Mt. View W Condos. Sunny, open flr plan, lg fam rm & kit. Close to schools, pks & dwntwn.

New floor plans.

New pricing.

Same great quality.

Jerry Curry/Wright Kingdom Real Estate 303-541-1936

markelhomes.com • 303.678.1362

Get a full color picture of your open house, the open house hours, address, price and your name and phone number featured at the top of our popular Open House Grid!

Open Sat & Sun 12-4

1345 Bluemoon Dr.

- Only 4 spots available per week on a first-come basis -

ONLY $49! CALL 303-776-2244 SATURDAY OPEN HOUSES

$338,458

Location

Address

$129,900

Longmont

804 Summer Hawk #4102 2-4

Coldwell Banker Residential/Henry 720-937-2676

$134,900

Longmont

804 Summer Hawk #4103 2-4

Coldwell Banker Residential/Henry 720-937-2676

$162,900

Longmont

804 Summer Hawk #3204 2-4

Coldwell Banker Residential/Henry 720-937-2676

Longmont

637 Elliott St.

Office

Longmont

Price

$169,900

Hours

503 Collyer Street Historic Old Town Longmont

$245,831

private master suite, loft, fin. Rec/room, courtyard, 2-car . 1776 total S.F., 3 Bed, 2.5 Baths. Directions: West on Nelson Rd., So. on Gooseberry St, R on Prairie Fire, R on Redmond Dr., L on Snowberry Street.

Hosted by Dianne Cardinal 303-931-5445

D

OL

SW Longmont

$229,000!

Luxury features: slate, granite, wood floors,

By Appointment Only

N

W TO

44-155819

Open Sun. 10/17: 11am-2pm 827 Snowberry St.

41-156233

41-154327

Phone

11-1:30 Coldwell Banker Residential/Henry 720-937-2676 Wright Kingdom/Curry

1756 SF 3BR + Study 2BA. Partial Basement, Corner Lot. 2 ½ Car Garage

303-541-1936

Shadow Grass Park • www.shadowgrasspark.com • 303-776-3331

SUNDAY OPEN HOUSES Price

Location

Address

Hours

Office

Phone

$182,900

Longmont

635 Gooseberry Dr. #1705

1-3

Wright Kingdom/Johnson

303-776-3344

$208,000

Longmont

791 Thornwood Circle

2-4

Wright Kingdom/Moger

303-776-3344

$229,000

Longmont

827 Snowberry St.

11-2

Infinity Group Realty/Hendrix

720-841-7434

$245,831

Longmont

1538 Venice Ln

11-6

Boulder Creek Builders

303-502-5338

$248,000

Loveland

2505 Steamboat Springs St. 1-3

Wright Kingdom/Green

303-776-3344

$338,458

Longmont

1345 Bluemoon Dr.

12-4

Shadow Grass Park

303-776-3331

$378,000

Longmont

633 Glenarbor Circle

1-3

Wright Kingdom/Sobel

303-776-3344

Old Town Real Estate/Dudley

303-776-4004

$199,900

Longmont

2219 Sherman St.

11-2

$227,999

Longmont

1735 Gifford

11-1:30 Coldwell Banker Residential/Henry 720-937-2676

$240,900

Longmont

309 River View Ct.

11-1

Remax Alliance/Brandt

30-651-3939

$245,831

Longmont

1538 Venice Ln.

11-6

Boulder Creek Builders

303-502-5338

$269,900

Longmont

1243 Hummingbird Circle

2-4

Blue Vista Sales

303-652-7949

$309,900

Longmont

2429 Winding Dr

11-1:30 Coldwell Banker Residential/Henry 720-937-2676

$330,000

Longmont

9723 Schlagel St.

11-2

Keller Williams FRP LLC

720-255-6076

$338,458

Longmont

1345 Bluemoon Dr.

12-4

Shadow Grass Park

303-776-3331

$379,000

Longmont

503 Collyer St.

Apt.

$379,000

Longmont

503 Collyer St.

Apt.

Old Town Real Estate/Dudley

303-776-4004

$395,000

Longmont

1603 Sicily Drive

11:30-1:30 Wright Kingdom/Liedtke

303-776-3344

$399,900

Longmont

1255 3rd Ave.

11-2

Wright Kingdom/Rodgers

303-776-3344

$429,000

Louisville

406 Fairfield Lane

1-4

Wright Kingdom/Spano

303-776-3344

$960,000

Erie

165 Commander Circle

12-3

Wright Kingdom/Sugg

303-776-3344

$600,000

Longmont

7920 N 95th Street

11-1

Wright Kingdom/Moger

303-776-3344

Visit www.YourFrontRangeHOME.com to map your home tour 41-155289