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November 6, 2010

Winter Blooms Grow bulbs indoors now for seasonal flowers

Add glorious gourds to your fall decor Mortgage trends to watch at yearâ&#x20AC;&#x2122;s end

Times-Call / Home & Real Estate Weekly

November 6, 2010

Elegant Beauty Plant now for indoor blooms this winter By Sean Conway Tribune Media Services

Gardening and horticulture are about planning ahead. Once I see pumpkins showing up on doorsteps I know it is time to start planting Paperwhite bulbs. If planted now, these sweetly fragrant, easy-to-grow bulbs will be in bloom in time for Thanksgiving. Native to the Mediterranean, Paperwhite Narcissus (Narcissus papyraceus) bulbs are closely related to daffodils but cannot tolerate freezing temperatures. Although not hardy for growing outdoors in colder regions of the country, Paperwhites are popular as both cut flowers and seasonal houseplants. One of the easiest bulbs to force into bloom, Paperwhites do not need a period of cooling while their roots form the way spring blooming bulbs do. They al-

Kristi Ritter Summer Stair

so are not fussy about where they spread their roots. They can be grown in a shallow bowl of pebbles as easily as in potting soil. The bulb contains all the energy it needs to flower and therefore does not need to be fertilized while it is growing. Its only requirements are water and light. In the early fall, Paperwhites will bloom about four to six weeks after planting. As the season progresses the time from planting to blooming will decrease because the flowers within the bulbs are continually developing as the bulb ages. Bulbs planted in December will on average take only two to three weeks to come into flower. Bulbs can be purchased at most garden centers or can be ordered online. Be sure to store your bulbs in a cool, dark space until you are ready to plant them. Begin by choosing your container. I prefer to use shallow pots with holes in the bottom since I pot my bulbs in potting soil, but you can use containers without holes just as successfully by substituting pebbles for soil. If you decide to use potting soil for your bulbs, begin by filling your container two-thirds from the top with soil. Place the bulbs flat side down on top of the soil, with their tips up. Don’t worry if the tips are curving downward or outward, they will self-correct when the bulb begins to grow. Pack the bulbs into the pot tightly so the sides of the bulbs are touching.

The fragrant blooms of the Paperwhite Narcissus (Narcissus papyraceus), a signature flower of the cold season, are grown indoors from forced bulbs. (Tribune Media Services)

Next, cover the bulbs up to the growing tip with gravel, stones, marble chips or tumbled glass. This helps hold the bulbs in place, keeps soil from spilling when watering and helps retain necessary moisture around the roots. The material you use on top of the soil can be whatever you like, but be sure it is clean and free from contaminants. I use gravel from my driveway, but I have also used colored marbles for holiday pots. Now water your pots well and set them in a cool but sunny location. Check periodically to make sure the soil does not dry out. The bulbs should show signs of growth in a few weeks. If you choose not to use a container with drainage holes, fill your container almost to the top with crushed stones, pebbles or marbles, and bury the bulbs

flat side down, leaving two thirds of the bulb above the surface. Put water in the container, but be sure the bulbs stay above the water or they will rot. Once roots begin to form on the bulbs, they will grow down into the moist stones. Once in bloom, paperwhites grown indoors will stay in flower for about a week to 10 days, depending on the temperature of the room they are kept in. A warm room will shorten the bloom time, and a cool room will extend it. If you plant bulbs in one to two week intervals, you can enjoy them in your home for months. Sean Conway’s new book is “Sean Conway’s Cultivating Life” (Artisan Books, 2009) describes 125 projects for backyard living. www.cultivatinglife.com.

Specialty Publications Editor

News and Press Releases

Advertising

kkritter@times-call.com, 303-684-5275

Home & Real Estate Weekly welcomes news on hirings, advancements, awards, classes and other information of interest to the real estate and home community. Please submit information to the editor by e-mail, fax 303-774-8088 or mail to 350 Terry St., Longmont, CO 80501. The deadline is Monday at 5 p.m. the week of publication.

The display advertising deadline is Tuesday at 3 p.m., and the classified line advertising deadline is Thursday at 3 p.m. – both the week of publication. For advertising information, call 720-494-5445.

Specialty Publications Associate Editor sstair@times-call.com, 720-494-5429

On the Cover Plant Paperwhite Narcissus now for seasonal blooms. See story above. (Thinkstock)

November 6, 2010

Times-Call / Home & Real Estate Weekly

Back-to-back refinancing may not be an option for some homeowners the loan on a 14-year term by paying slightly more each month to meet the 14-year deadline, you’ll only pay $99,832 in interest throughout the life of the loan, about $30,000 less than the original 15-year mortgage. It seems to me that there is a significant amount of cash you will save if you refinance, even if it takes you four or five years to “pay off” the costs of the refinance with your monthly savings. While your current 4.5 percent rate is still a great rate, I think a 3.875 percent rate might be a little better, especially if you plan to stay in the house until the loan is paid off. You have to remember that if you end up moving in a couple of years, you may not get the benefit of the lower interest rate on the refinancing. When it comes to refinancing, you have to consider the length of time you plan to stay in the home, the interest rate and the costs involved in refinancing, and whether you can pay off the loan on the same schedule as your current loan. Ilyce R. Glink’s latest book is “Buy, Close, Move In!” If you have questions, you can call her radio show at 800-972-8255 any Sunday, from 11 a.m. to 1 p.m. EST. Contact Ilyce through her website at www.thinkglink.com.

Miller, Johnson honored by Independent Broker Association

The Independent Broker Association of Longmont honored two of its Realtor members, Mimi Miller and Jannelle Johnson, who were chosen from the Longmont area as Five Star Real Estate Agents. This honor was published in the September 2010 issue of 5280 Magazine. Miller and Johnson were evaluated by their former clients based on nine criteria: customer service, communication, finding the right home, integrity, negotiation, marketing sellers’ homes, market knowledge, closing preparation and overall satisfaction. For help on any real estate needs you

Johnson

may have, contact Miller at Mimi Miller Realty at 303-709-6990 and Johnson at Colorado Front Range, Realtors at 303774-0955.

Diane Stow, ABR, CRS, GRI, SRES, CDPE

BROKER ASSOCIATE Diane’s Direct Line:

303-827-7046

Scripps Howard News Service

Dear Helaine and Joe: This Limoges dinner set was given to me by my grandmother. It’s a service for 12, in perfect condition, with a soup tureen and numerous side dishes. I would like to know how much it’s worth. – D. H. Dear D. H.: We know that many of our more mature clients and readers value the Limoges china they have inherited. Unfortunately, this kind of dinnerware is not nearly as valuable as many suppose, and in these hard economic times, these sets have become harder to sell. Prices have declined dramatically during the past few years, largely because younger collectors are not interested and because the pieces are not dishwasher safe. Limoges is located about 200 miles south of Paris. Nearby is the village of St. Yrieix, where significant deposits of kaolin – sometimes called “China clay” – were discovered in 1768. The pattern, “Meuse,” was made for the Wanamaker department store in New York City. The simple design might have been a Wanamaker exclusive, but it was transfer rather than hand painted. This set is probably circa 1920. According to Replacements.com, a five piece place setting in Meuse is worth a little less than $90, the 11.5 inch platter about $45, the 137/8 inch platter about $56 and the relish dish about $20. The open vegetable bowl is worth about $70, but there was no mention of a soup tureen being made. Despite these prices, if a private individual were to try to sell this set, we think the set would bring between $300 and $450 at best.

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817 Collyer Street Historically designated home w/amazing parklike backyard featuring gardens, walking path, gazebo, water feature & storage shed. 2 Bed, 2 Bath w/ 1829+/-tot.sq.ft. This home was the Golden Miner House built in 1893 & features Vernacular masonry, original woodwork, & still holds much of the grace & charm of the original structure. Main flr mstr w/a private powder room, formal living & dining rms, full bath w/claw foot tub, cozy kitchen & a lovely fam rm addn with gas fireplace. Small bsmt for storage use only. $259,000

For Further Details Of These Listings And:

Experience Isn’t Expensive...It’s Priceless

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By Helaine Fendelman and Joe Rosson

11816 N. Beasly Road This fabulous home has recently been updated w/slab granite kitchen & bath countertops. 4 Bed, 4 Bath w.5531+/-total square feet. Living space has been beautifully extended to the outdoors w/a magnificent front porch & a patio area w/covered dining area w/ceiling fans & custom lighting, a space for a sunken hot tub, plumbing for an outdoor kitchen & wiring for add’l lighting! PLUS a workshop has been added to the oversized 3 car gar. This only adds to an already wonderful home!

The

Team

Limoges china’s value largely sentimental

TO SEE ALL OF DIANE’S LISTINGS With Detailed Information, Multiple Photos & Virtual Tours,

VISIT:

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Q: My house was built in 2004 year loan, you’d pay $2,463, a savand I just refinanced six months ings of about $169 per month. Asago. My new loan is a 15-year loan suming your closing costs are at 4.5 percent. The balance when $2,150, it will take you almost 13 I got the loan was months to save enough $344,000. on your loan to make the refinance costs worthI just got an interest while. But you’ll lose the rate notification from six months’ worth of inmy credit union that terest that you have althe current interest ready paid – or, to say it rate is 3.875 percent differently, you’ll have for a 15-year loan, and to pay an additional six I’m kicking myself in months’ worth of the tail for not having interest at the end of waited. Ilyce Glink your loan. My closing costs to Tribune Media Services If you calculate your refinance would be loan on a 14-year term $2,150. Should I do anrather than 15 years, your monthly other refinance at this time payments will be $2,593, or a savwith my existing balance of ings of $38 per month. You can see $335,874? Please give me your that it would take a lot longer to pay expert advice. off the costs of your refinance (alA: Remember, the cost to most 58 months, or more than four refinance is not just the $2,150. years). On the other hand, you’re You also have to add whatever you saving an additional six months of spent to refinance in March. Also, interest. you have paid down six months’ worth of your loan, so by the The interest savings is substantial. time you close, you will have If you keep your original 4.5 percent paid nine months’ worth of 15-year loan, you’ll pay a total of interest. $129,683 in interest. If you refinance to a new 15-year loan, you’ll Since your existing balance is pay $107,544 in interest, a savings $335,874, it might pay to refinance of about $22,000, which more than throughout the long run – or not. covers the six months of interest You have to do the math. you’ve already paid. Your current payment is about But if you refinance and pay off $2,631 per month. On a new 15-

www.dianestow.com Email: diane@dianestow.com Re/Max Traditions, Inc. 2204 18th Avenue (303) 772-3800

Times-Call / Home & Real Estate Weekly

November 6, 2010

Glorious gourds in your fall decor Scripps Howard News Service

Normally, I do just about everything I can to get out of grocery shopping. Even an empty refrigerator can’t induce me to go to the market – that’s why God invented carryout, right? But in the fall, I make an exception. I willingly hit the food market, not to get stuff like milk and bread, but to prowl for seasonal decorating tools manufactured by Mother Nature herself. My favorite? Gourds! These days you can find gourds in an array of colors, from buttery yellow and persimmon orange to ghostly white and eerie gray-green. And the sizes and shapes are just as interesting. I am wild about petite pumpkin-shaped gourds and any gourd that is twisted, gnarled and covered with knobby warts. Here are a few ideas for using glorious gourds in your decorating this fall. To bring a subdued but sophisticated fall touch to a side table, start with a weathered white capital riser. Blanket it with moss and place a pumpkin-shaped white gourd on top. Then finish off the look with a glass cloche. If you’re having guests over for dinner this fall, make it a “white pumpkin” affair. Start with a black-and-white damask or plaid tablecloth. Use silver trays as chargers below gold- or silver-

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rimmed china. Place a black iron urn at the table’s center filled with twigs, gold-misted grape leaves and clusters, and white gourds. Then create an interesting multilevel tableau with mercury glass candlesticks, clear glass cake plates and silver trophy cups, all topped with white gourds. If you like color, and plenty of it, pool a mass of vibrant but similarly colored gourds in a simple container, like a small concrete urn or cachepot, and you have an instant eye-catcher to place on your coffee table, mantel or kitchen island. I admire the way Mother Nature mixes colors willy-nilly. You can do the same in fall tableaus by tossing together a variety of gourds. Create a memorable display on a side table by filling a decorative wheelbarrow with a harvest of green, white, yellow, orange and red pumpkins. Or place a large pumpkin, garden statue or gazing ball in the center of a mini concrete birdbath and surround it with assorted gourds. To add grace to your diningroom buffet or a console table in your entry, put matching blueand-white Asian ginger jars on each end. Fill them with a bouquet of fall foliage and gourds, resting additional gourds and pumpkins randomly at the base of each jar. Freshen up your mantel with an undulating phalanx of

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pumpkins and gourds of different sizes, shapes and colors. Give a few gourds added height atop candlesticks or votive cups. This year at Garrity’s, we’re creating lovely floral arrangements in inexpensive wicker baskets, then tucking in a few pumpkins here and there for added color and interest. Simple and inexpensive, these displays look fabulous in centerpieces or hung on doors or from garden gates. Gourds are so much fun that they just scream to be used in quirky, unexpected ways in home decor. Once I hollowed out gourds to use as soup bowls at a fall fete in my garden. To keep the soup warm in the chilly autumn air, I served the gourd bowls on small concrete risers topped with glass cloches. Hollow out a tall pumpkin and fill it with fresh veggies like asparagus spears or carrot sticks. Try the same trick with a short pumpkin, filling it with dip. Shave off the top of a squat pumpkin to make it level, then use it to hold serving trays filled with seasonal fruits or cups of steaming cider. Place candles in small, hollowed-out gourds or use mini pumpkins as place-card holders. I also like to use faux pumpkins on my dining table to delight guests. How about resting a squat squash inside a soup tureen to be uncovered by an unsuspecting

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One of the wonderful aspects of using gourds for a fall display in your home is the variety of colors and textures from which to choose. Mother Nature provides a full palette. (SHNS/Courtesy Nell Hill’s)

diner? If you’re busy this year and don’t have a lot of time for seasonal decorating, just work a gourd or two into your everyday displays, and in a matter of minutes, your home will have a subtle fall ambiance. Place a gourd on top of a cake plate, candlestick or vase to brighten up a side table. Work one or two in a cluster of

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family photos. Or group differentsized pumpkins around a planter you already have on your front porch. Or brighten up an empty corner by putting a faux pumpkin on a riser, then covering it with a wire cloche. Adapted from nellhillsblog.com, which can be linked from the nellhills.com home page. Mary Carol Garrity can be reached at marycarol@nellhills.com.

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By Mary Carol Garrity

November 6, 2010

Times-Call / Home & Real Estate Weekly

Prickly cactus shows off in seasonal splendor

Carol O’Meara

45-157342

Colorado State University Extension

Did the spiky showoff with brilliant pinks, purples and reds catch your eye as it dangled from a hanging pot in the local greenhouse? If you’re the proud owner of a flowering cactus, you’ll find they’re carefree plants that add color to grey winter days. “The three cactus types, Thanksgiving (Schlumbergera truncata), with pointed “teeth” on the stems, Christmas (Schlumbergera x. buckleyi), with rounded tips, and Easter cactus (Hatiora gaertneri), are actually epiphytes. They live in trees in their native Brazil like orchids, but we grow them in pots here,” says Dr. Steve Newman, greenhouse crops specialist with Colorado State University Extension. Although they’re cacti, they don’t grow dry; water yours weekly as the top inch of soil gets dry, and provide it with half-strength fertilizer each time you water. Every third week, give it clear water instead. “Because no one likes to stain furniture or carpeting, most people water without letting it run out of the bottom, and salts build up in the soil. Put the pot in the kitchen sink or bathtub every third watering and let water run though to flush salts out,” Newman says. Avoid drafty areas for your cactus – chill blasts aren’t good for it. “But the challenge for large Christmas cactus is keeping it out of traffic areas. Sections fall off whenever people brush against

them.” The good news is that these sections are easy to root by placing them in a glass of water, and when the roots come out, pot up the section in sterile, everyday potting soil. While young, the small plant should be guarded against overwatering, so before you give it a drink, check the soil to be sure it’s not wet. To have your cactus bloom for Thanksgiving or Christmas next year and each year thereafter, mark your calendar for Sept. 19 as the date to begin the reblooming process. “Living around the 40th parallel as we do, that’s the date to start stimulating plants so they’re blooming in time for Christmas,” says the 25-year veteran of greenhouse growing. “Poinsettias and cactus – two popular flowering plants – are treated this way.” A combination of cool temperatures and darkness is the cue these plants need to bloom, so move the cactus to a place with cool, 60-degree nights and only nine hours of sunlight daily. After approximately six weeks, Thanksgiving cactus will flower, and after two to three months, Christmas cactus blooms. The secret to eye-popping color is reducing water to the plant after flower buds have formed, Newman says. Water weekly until after the flower buds begin to swell, then cut back on the water slightly, letting the cactus dry out between watering

without getting bone dry. Blossom color intensifies if the plant dries once flowers start, he says. Many growers finish flowering plants this way during the last two to three weeks before they go on sale. Be aware that too dry will abort the flowers, so to avoid it going too far, get to know your cactus soil by inserting your finger in it up to the first knuckle, just before watering. Note that moisture level; as you dry down your cactus, check the soil to gauge when it’s a bit drier but not parched. “This is the best water meter ever invented,” says Newman, holding up his hand and indicating the tip of his index finger. As flowers unfold, move it out into the room where you want to display it, keeping it in bright, indirect light. A cool room is best; too much heat can cause flowers to fade and drop quickly, and if the leaves wrinkle, the plant is too dry or too warm. There’s no need to feed it during blossom, but after flowering, return the cactus to normal care of fertilizing at half strength and watering weekly. Carol O’Meara is a horticulture entomologist with the Colorado State University Extension office at the Boulder County Fairgrounds in Longmont. Contact her by calling 303-6786238 or e-mailing comeara@co.boulder.co.us. For more gardening tips, check out her blog at gardeningafterfive .wordpress.com.

Times-Call / Home & Real Estate Weekly

November 6, 2010

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Mortgage trends to watch at year’s end

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303.776.3344 Wright-Kingdom, Inc.

Mortgage rates will remain low, getting a home loan will continue to take a long time and refinancers will be tempted by zero-closing cost mortgages. Those are some of the trends mortgage industry insiders may see as the year closes out. Mortgage rates have dipped to modern record lows this fall. Back in the spring, economists warned that rates would be rising by now. At the end of March, the Federal Reserve wrapped up an initiative intended to drive down mortgage rates by buying $1.25 trillion worth of mortgage-backed securities. The consensus view throughout the mortgage industry was that rates would rise steadily through the end of this year. Instead, mortgage rates fell steadily through the summer and into the fall. Now, economists speculate the Fed might start buying Treasury securities to drive long-term interest rates even lower. The speculation seems to have put a cap on mortgage rates. “I see rates low and I see them continuing low for a pretty long period,” says Paul Anastos, president of Mortgage Master, a lender based in Walpole, Mass. A.W. Pickel, CEO of LeaderOne Financial, a mortgage bank based in Overland Park, Kan., says he doesn’t see how rates could go much lower. “The mortgage interest rate should be inflation plus cost of funds. That should put us in the 4s, which is where it is,” he says. Some of the country’s biggest mortgage servicers have suspended foreclosure actions in states where courts oversee foreclosures. The reason: Flawed documents were filed in court. Bank of America, Ally Financial, PNC Financial Services Group and JPMorgan Chase have halted foreclosure cases while they check the truthfulness of court documents filed on the servicers’ behalf. Now some of those cases have resumed. The problem has been legal documents that were signed by people who swore that they had personal knowledge that the foreclosures were justified. Some signers have testified that they affixed their signatures assembly line-style, without reading the underlying legal documents. “I don’t know how they got those people to sign that,” says Matt Hackett, underwriting manager for Equity Now, a direct mortgage lender in New York City. He says the issue would never have come to light if people hadn’t signed foreclosure papers

where “the numbers are wrong.” As the scandal unfolded, observers wondered about the long-term effects. Will it result in an enormous overhang of unsellable houses? Will legal paralysis allow borrowers to remain in their foreclosed homes indefinitely? “People are sitting there,” says Michael Moskowitz, president of Equity Now. “People are not paying and sitting and paying and sitting. We’re going to have foreclosure overhang.” With rates at record lows, borrower frustration is at record highs. It seemingly takes forever to get a home loan, especially a refinance. “Underwriting turn times are absolutely awful across the board right now,” says Dan Green, loan officer for Waterstone Mortgage in Cincinnati. “Many lenders are recommending 60-day (rate) locks right now, just because of volume.” The process is particularly brutal for homeowners who have home equity loans or home equity lines of credit. Before they can refinance, these borrowers have to persuade their equity lenders to resubordinate, or agree to keep the loan in secondbanana status. “People need to realize, if they have home equity lines of credit, that the subordination can take up to 30 days,” says Dick Lepre, senior loan consultant for Residential Pacific Mortgage in San Francisco. Because of paperwork backups and subordinations, Mortgage Master’s Anastos says his company recommends locking for 75 days, “which means we’re trying to close those loans in 65 days.” Mortgage rates have fallen so much since last year that it makes sense for a lot of homeowners to apply for zero-cost refinances. The term “zero-cost refi” isn’t completely accurate, because a refinance always carries fees. But with a zero-cost refi, the borrower accepts a higher rate in exchange for not having to pay fees out of pocket. The final rate might be a quarter of a percentage point (or more) than the rate given to a borrower who pays the fees out of pocket. How do you know you got a good deal on a zero-cost refi? Comparison shop, Green says. In the last few months, rates on jumbo mortgages (home loans for more than $729,750) have been falling faster than rates on other mortgages. Now, rates on jumbos are downright attractive. That’s quite a turnaround. A year ago, the benchmark jumbo was 1.2 percentage points higher than the conforming 30-year fixed. Lately, it’s been less than three-quarters of a percentage point higher.

November 6, 2010

Times-Call / Home & Real Estate Weekly

Cozy up to redecorating your home this season Article Resource Association

After months of sunshine, cookouts and outdoor entertaining, it can be a little disappointing to realize the cool bite of fall has arrived. But warding off those cold-weather blues can be as simple as redecorating a room (or a few) to create a hideaway that you can enjoy until spring arrives. With a little time and creativity, you can create a fresh space that will outlast the dreary weather of the coming months. Preparing a home for the coldest months of the year can seem daunting. But professional designer and television personality

Danielle Hirsch says there is no need to fret. Hirsch, featured on Dutch Boy’s new Restore My Decor.com decorating website, says there are many ways to minimize the time and expense you might associate with refreshing your home’s interior. Here are just a few of her easy and affordable tips that can help bring new life to your decor. It might sound like a cliche, but a fresh coat of interior paint can truly do wonders to renew a space. Dutch Boy’s Restore My Decor.com website features advice from Hirsch to help you decide what color and design

scheme is right for your room. She also offers tips to help your project run smoothly. Gathering valuable inspirational ideas from the site will ensure your interior turns out right the first time, saving you valuable time and money. Don’t stop with wall color, though. As the weather turns bleak, heat up your home design by bringing a bit of color inside. Are you conservative when it comes to design? Try accenting a neutral room with a few pieces of the same color family. If you’re more daring, play with a variety

of warm, bright colors. “Take cues from Mother Nature and pull colors you see from the foliage around you,” Hirsch says. “Rich oranges, chocolate browns, vibrant reds and ambers – these colors bring energy as the days get darker earlier.” To create the perfect atmosphere for your cozy escape, appealing to all senses is a must. Give your entire home a warm, inviting aroma with seasonal scented candles. Liven up a dining room with a visually stimulating centerpiece or wall hanging.

Or make a casual den more comfortable with overstuffed throw pillows or a faux fur rug. You can also take pleasure in the changing of the seasons by incorporating natural outdoor elements into your decor. “Nothing says fall like a pumpkin, and if you hollow it out, it makes a great vase,” Hirsch says. She also suggests accenting a room with seasonal fruits, vegetables and flowers, colorful leaves and pinecones for quick and easy ways to bring the natural beauty of autumn indoors.

of RESIDENTIAL • COMMERCIAL INTERIOR • EXTERIOR

Meadowview West - 4501 Nelson Road, #2208 2 bath, 2 bedroom Condominium Available for $166,000*

Serving Colorado Since 1991

City

Professional Painters References Provided

The

This well maintained lower level unit features:

Warranty Included

• Private front patio

Fully Insured

• Open floor plan with living room, kitchen and

Superior Prep Work

dining area

Power Washing Wood Staining

• Kitchen with oak cabinets, center island

Epoxy and Urethane Floors

• Master suite with full bath

Longmont

Premium Quality Paint Products

• Single car garage

Call Today for A FREE Estimate

303-682-0570

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45-157211

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*All buyers must qualify through the City of Longmont. Call Molly at 303.651.8530 for more information, or visit www.ci.longmont.co.us/cdbg/housing for qualification guidelines.

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Hover Manor Senior Apartment Residence

ton, Lender: BAC Home Loans Servicing LP, Amount: $200,337, Property: 3516 Foxtail Pl, Longmont, Filed: 09/30/10 • Borrower: Kirk Kaufman & Kellen Smith, Lender: US Bank National Association, Amount:

Washer/Dryer Hook-ups

and demand • Borrower: Joe & Marla Truitt, Lender: BAC Home Loans Servicing LP, Amount: $203,400, Property: 5421 Lynx St, Frederick, Filed: 09/30/10 • Borrower: Allen & Terri Bur-

Washer/Dryer Facilities

• Borrower: Judy Gilmore & Robin Rusk, Lender: American General Financial Services, Amount: $139,919, Property: 7116 Patrick Ave, Fort Lupton, Filed: 09/30/10

Victoria Inn

Ute Creek Apartments

Longmont, CO

1100 E 17th Ave. • 303-684-6821 The Shores

2450 Airport Rd. • 303-774-8000 Cloverbasin Village

630 Peck Dr. • 888-837-4912 Elliott Apartments

418 Emery St. Longmont, CO 80501 • 303-772-6452 Fox Ridge Apartments

3800 Pike Rd., Longmont, CO 80503 • 303-774-9944 Tanglewood Condominiums Senior Community

100 21st Ave., Longmont, CO 80501 • 303-774-0300

• Borrower: Brett & Jeanne Crall, Lender: BAC Home Loans Servicing LP, Amount: $259,843, Property: 729 Tanager Cir, Longmont, Filed: 10/01/10

Yes

$725-$875

$250

1, 2

1, 1¾

Yes

In each apartment

A/C, D/W, cable ready, balcony or deck, carport, outdoor pool, close to shopping & bus stop.

Starting at $799

$125

1, 2

Yes

Full SIze in each apartment

Yes

Move-In Specials, senior and other discounts. Fireplace, pool & spa, 24-hour fitness, garages. Close to shopping.

*$705$1200

$100 $200 $300

1,2,& 3 Studios

1,2

Short Term Available

Yes

Gas fireplaces, 24 hr. fitness center, heated pool & hot tub, A/C, business center, gourmet kitchens, detached garages. *On selected apartments.

$690-$1100

$149

3-bdrm. townhomes

Yes

$580-$945

Yes

1, 2, 3

1, 2

Yes

$789-$1239

$200

1, 2, 3

1, 2

Short Term Available

Yes

$1235$1625

1, 2

Yes

Some

Yes

1,2,3

Yes

65 lbs limit Pets Neg.

Yes No

& rental available

Convenient location, pet friendly, garages available, 24-hour maintenance

Yes

In historic Longmont, large trees, quiet neighborhood on-site parking & storage. Close to RTD. Heat included.

Yes

Island kitchens, garden tubs, gas fireplaces, double balconies, two tone paint, gated community. Close to schools & newest community in Longmont.

Full size in each condo

W/D provided in each Condo

All utilities & cable paid, sec. bldg., elevator, W/D in every unit, transportation, social events. HUGE amenities package, quiet 55+ community. Call for incentives!

Yes

$50+ mo.

Other Amenities

Pets

Secure building, quiet neighborhood, meal program, transportation, utilities paid, appliances & cable TV included, 62 yrs & older; vouchers accepted.

Allow Smoking?

$835-$840

1401 Elmhurst Dr. • 303-772-9292 2400 17th Ave. • 303-772-4667

$174,531, Property: 1225 Kiteley Ln, Longmont, Filed: 10/01/10

$885-$890

# of Baths Lease Required

Address Phone

Complex Name

• Borrower: Janice Garrett, Lender: Citimortgage Inc, Amount: $114,714, Property: 127 3rd St, Fort Lupton, Filed:

09/30/10

Deposit

Real Estate Transactions are supplied by Prospects Unlimited Inc., www.prospectsunlimited.com.

November 6, 2010

# of Bedrooms

Times-Call / Home & Real Estate Weekly

Price Range

Reach over 44,000 Readers Each Week With Your Advertising Message. Call Your Classified Advertising Executive Today 303-776-7440

November 6, 2010

Times-Call / Home & Real Estate Weekly

To place an ad, call 303-776-7440 or go to www.TimesCall.com/classifieds and place your ad any time of the day or night. Fax: 303-772-8339…email: classifieds@times-call.com Apartments/ Apartments/ Apartments/ Apartments/ Duplexes Unfurnished 4030 Unfurnished 4030 Unfurnished 4030 Unfurnished 4030 CLOVERBASIN VILLAGE (303)485-0512

FURN HOUSE- Old Twn Lgmt. 3 bdrm, 2 bath. Short term OK. 303-912-4663 NO lease, dep or credit chk Wkly/4-wk • 303-776-2185 • ALSO RV SITES AVAIL!

♣

1 BEDROOM, 1 BATH

AS LOW AS $690 ♣

2 BEDROOM, 2 BATH

AS LOW AS $799! ♣

3 BEDROOM, 2 BATH

Starting @ $799!

Apartments/ Unfurnished 4030 0 APP FEE: Fall Special! 1 bdrm $550 On-site pkng/laundry. A/C. Water & heat pd. Se Habla Espanol. (303)774-0593

120 Pacific Ave, Ft Lupton Beautiful 725 sf 1 bdrm, inc utils *terms. N/S, N/P $675. 303-857-8777

✭✭✭✭✭✭✭✭✭✭✭✭✭ 1, 2 & 3 BDRM Apartment Homes The Shores Apartments, Hwy 66 & Airport Rd (303)774-8000 ✭✭✭✭✭✭✭✭✭✭✭

•1 & 2 BDRM ✭ $550-$675 FREE Heat 1060 17th Ave, Habla Espanol 720-327-8918 1 & 2 BDRM Apt Homes Fox Ridge Apts Premier Gated Community. Pets OK! For Info & Specials Call (303)774-9944

♣

3 BEDROOM TOWNHOUSES

Starting at $975! QUAIL VILLAGE 303-485-0065 321 Quail Roadacross from Longmont Rec Center

1 BD, off st pkng, near shopping, 1637 Kimbark, $475 2 BD, 1.5 bath, off st pkng behind, 2137 Dexter, $685 2 BD, 1 bath, carport, 1611 Warren, $695 2 BD, 1 bath, garage, 800SF, 2330 Wedgewood, $650 & $695 Alert Realty 303-776-5156

● 1 BDRM- nice, N/S ● A/C, lndry, off st pkng ● $625, 303-444-0501

LE DEAUVILLE APARTMENTS ROOMY & READY

1 Bd From $575 2 Beds From $610 Great Location Large Units Park Like Setting Ample Parking A/C & Pool

303.772.3737

2 BDRM, 1 BA, $700/mo, only $250 deposit. Gas & Wtr paid. 1419 Emery St. Se Habla Espanol. 303-678-6221 2 Bdrm, 1 ba, large, comp. remodel- WD, A/C, deck, N/P/S 2041 Meadow Dr. $840 303-443-4308

•1809 EMERY ST2 bdrm in 4-Plex, off st pkng, pet nego. Avail now, $650. (303)447-8988

● 3 BEDROOM, 2 BATH

Starting at $844! *LIMITED NUMBER AVAILABLE* **Income Guidelines May Apply** ✓ Full Size Washer & Dryer Hookups ✓ Close to Bus lines ✓ Pets Welcome

AVAILABLE NOW 2 bdrm, sunny, eat-in kitchen, view park. $625. Call, (303)875-8498 COZY 1 bdrm, appl´s, W/D, central air, utils paid. N/P, N/S. $675/mo. 331 21st Ave. 720-280-8795 or 303-589-3186 after 5. EASTGLEN APTS 630 Lashley, Longmont

(303)682-2943 1, 2 & 3 BEDROOMS: Pool, air, laundry ✭Wtr, trash, sewer pd

APARTMENTS

● $179 * WEEKLY or ● $649 MONTHLY ✓ Perfect for visiting friends & family! I-25 & Hwy 119, Longmont exit 240. 303-485-0040 Bring ad to qualify. *Expires 11/30/2010

Rent Me! Rent Me!

1 bdrm Lafayette Beauty. Move-in Special $645 Call PMP Today, 303-776-RENT

ROOMS & Apartments Weekly/Monthly, from $100/week. Utililties included. (303)931-7108

✭2 and 3✭ Bedroom Duplexes. Visit www. alertrealty.net

2 bedroom,1.5 bath, loft, attractive, mountain view, fireplace, fenced yard, NP/NS, 2033 Lincoln, $840/ month. 720-201-9197.

A NICE LARGE 2100 sf, 2 bdrm, 2 ba, single car gar, DW, cooler, bsmt. No app fee, no pets. $925 + $925 dep. (303)776-4335

DUPLEXES 2 Bedrooms

• 1451 Lamplighter • 1410 Terry Street Call PMP, 303-776-RENT

Condos/ Townhouses 4050

Top Realty, (303)931-6423

2400 17th Avenue, Longmont, Colorado 80503

*www.victoriainnapts.com

1 Bedroom- $545! 2 Bedroom- $645! Secure bldg, swimming pool, A/C, on-site laundry. Call PMP, 303-776-RENT

New Extented Stay Hotel

LONGMONT Townhome/Condos Mtn Views! 1 BDRM APT • 1601 Great Western Quiet area, lndry, nr 23rd & Main. Sorry no pets, $575 Call PMP, 303-776-RENT

• FREE Washer/Dryer & Carport • Wood-burning fireplace • Large balconies/patios • Approved pets accepted • MTM leases available • Within walking distance of shopping, restaurants & RTD • On line leasing available • One bdr, 1 bath starting at $725 • Two bdr, 2 bath starting at $875

303-772-4667

Horizon Place

VALUE PLACE FIRESTONE

LARGE, Sunny 1 bdrm, (2) 2 BDRM apts for rent, frpl, new paint & carpet, all appl, att gar, A/C, playpool, BBQ, picnic area, ground on premises. Landground level, laundry on lord pays water, no dogs. site. $550/mo. N/S-N/P. $675-695 + dep. Avail 11/13. Sunnyvale Condos 225 E. (303)210-5284 8th D-2, (970)290-6178

● 2 BEDROOM, 2 BATH

AS LOW AS $731

● 917 SUNSET #205 2 bdrm, 1 ba , 2nd floor. Water/trash/ heat incl. N/P. $695 ● 917 Sunset #106- 2 bdrm, 1 ba, ground level, new carpet, water/ trash/heat incl. N/P. $695 RMG Realty, (303)772-4466

2 BDRM APT´s-

Starting at $645, some with Move-in Specials! Call PMP, 303-776-RENT

45-157232

Apartments/ Furnished 4010

1 BDRM APT in No Longmont. Senior housing, 62 or older or those w/ disabilites. Call for our move-in specials. (303)485-5232

45-157315

Rentals

630 Peck DriveLongmont West on Nelson/Airport Rd

● 1438 STUART 1 bdrm, 1 bath, 2nd flr, water pd, carport. $500/mo. RMG Realty (303)772-4466

4060 Houses

QUIET 2 bdrm, 1.5 bath, complete kitch, W/D hkup, priv patio, storage, carport. N/S, N/P 333 23rd. $750 + $600/dep. (303)772-3152 / (303)532-6522

Duplexes

4060

0 App Fee-$100 off 1st 2 mos Lg 3 bdrm, 2 ba, gar, water pd. No dogs. 303-682-2525 127 21st Street ✭ 3BDRM Lg. Back Yard, Avail. Immed. $695 (303)440-8200

4080

EQUAL HOUSING OPPORTUNITY All real estate advertised in this paper is subject to the federal and state Fair Housing Act which makes it illegal to advertise “any preference, limitation or discrimination based on race, color, religion, sex, handicap, familial status or national origin, or an intention to make any such preference, limitation, or discrimination.” The newspaper will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis.

● 1018 SUMAC ST3 bdrm, 1.5 ba, $1100/mo. 303-775-0429 ask for Sean

Garages/Storage Spaces 4070

10544 Sunburst, Firestone, 4 bdrm, 3 ba, 2 car, bsmt, fncd, frpl, A/C, loft, N/S. $1495/mo Jim 303-775-0163

INDOOR GARAGE & ● 1109 YEAGER DRCommercial Storage 3 bdrm, 1 ba, fncd yd, 20x40x16 w/ 14x14 doors storage shed, 1 year lease. start at $300. $1050/mo. 303-517-0061 20x50x16 w/ 30 amp elect, man door & pwr door opener start at $425. ● 1203 SPRUCE- 4 bdrm, Garage Storage LLC, 4070 Camelot Cir, located 2 bath, 2 story, NEWER Old Town. Fncd, 2 car & I25 Business Park. RV pkng. $1295/mo. I-25 & Hwy-66. 970-535- 6074 One month FREE rent! www.Longmont-storage.com Sits above 2 bdrm unit. RMG Realty, (303)772-4466

● 1701 ADKINSON 4 bdrm, 3 bath, 2 story, 2 car gar, Lgmt. $1495. RMG Realty, (303)772-4466

1733 ATWOOD, 4 bdrm, 2 ba, gar, frpl, fncd bkyd, N/S, $1250/mo. 303-204-7445

Houses

Times-Call / Home & Real Estate Weekly

4080 Houses

● 2213 COLLYER- 4 bdrm 2 ba, frpl, fncd yd, 2 car gar, $1300/mo. Pet nego. Call Pennant, (303)447-8988

2 BD- newer flrs, paint & stove. New roof, 2 car det, lg fncd yd. $925. 303-763-0732

2 BDRM, 2 bath, 2 car, with bsmnt, ranch style, NICE! $1000/month. $1000/deposit. (303)588-0703

November 6, 2010

4080 Mobile Homes/ Spaces 4090

HOUSES HOLIDAY SPECIALS

2- 4 Bedroom Homes • 163 Grant • 46 University • 536 St Andrews • 28 Reed • 1973 Carr Ct • 32 Forsyth • 1513 Green Pl • 132 Telluride • 2206 20th Ave • 1012 Pratt St • 1240 Meadow • 1517 24th Ave • 1249 Whitehall Dr Call PMP, 303-776-RENT

Longmont

MOBILE HOMES for Rent $650 to $750, 2 & 3 bdrms. River Valley Village, (303)772-3240

Office Space 4100

Real Estate

2500 to 5000 SF- great views from 2nd level, ample parking. 2432 Main. 303-875-1345

Berthoud

OFFICE SPACE, 6 rooms avail, $155-$325, great prkg, utils pd. Lgmt (970)231-7871

3 BDRM, 1.5 bath, fenced yard with carport. $950/mo. $950/dep. 1749 Emery St. 303-776-8239

Professional/Business Ofc Francis & Mtn View Ave. 4 rooms & reception area. HIGHLY VISIBLE NW Longmont, 3 BR, 2 ba, 820 SF, (303)776-3150 1627 Calkins, $1,150/mo NP/NS 303-601-6946. 3 br, 2 ba, patio, gar., spectacular country setting, PROFESSIONAL Office $1200/month.Small pet Ok. available (Med/Dent/ Avail 12-1. 720-233-3708. Chiro), close to hospital, Mountain View location, great parking, recently renovated. Call 303-775-1535 4 BDRM, 2.5 BA, lg fncd yd, leave message. garden, sprklr, AC, schls 1411 Deerfield. $1600, reduced to $1295 w/good PROFESSIONAL Offices refs. Avl 12/1. 303-776-7528 Why rent? N. Longmont. 150 to 825 SF. Single & 3 office suite. Buy a home for All ground level, 2 entr, 4 Bdrm, 3 ba, 3 car, SW great prkg. 303-956-1141 $1000 down schls, nice famly home. 664 Timothy. $1645 303-772-0442 Do you qualify? 4 BDRM, 3 BATH, 2 car, fncd yd, cul-de-sac, Lgmt, great cond! 2408 Scott Ct. $1350/mo. N/S, N/P. Avail Dec 1. (303)506-2266

Dedicated to your best interest, Longmont´s Terri Hatch of People´s Mortgage & Devin O´Branagan ERA Tradewind

Roommates Wanted 4120

303-775-0710

ROOM FOR RENT $400/month includes utils. 303-548-4332

5 BDRM, 3 ba, 2 car, 4290 sf, 1505 Red Mtn Dr, fncd bkyd. $1495+ 303-834-2526

Office Space 4100 Rooms For Rent 45-157643

A Newer Kitchen & Bath! 2+bdrm, 1 ba w/gar, hdwd flr & W/D. $1050+ utils & dep. Avl now. 610-457-7749

FIRESTONE- 4 bdrm, 3 ba, 3 car, new carpet, gour kit, lg mstr, huge redwd deck, lg fam rm w/FP. $1500. (303)651-6635.

FIRESTONE HUGE 2700 sf, 3 bdrm, 2 ba, mstr suite, 3 car gar, $1395 N/S. 303-857-8777

Frederick Home $1200/mo New in 2003 Very nice 3 bdrm, 2 ba w/ gar, huge yd, A/C, applcs. 720-201-9667

255 WEAVER PARK CLASS “A” second floor office space for lease or sale. Common area, conference room, elevator, mountain views. 1 yr Free Rent! Don Rulle, CCIM

303-772-2222

“DISPLAY SPACE” Unique opportunity! Set up your Booth in retail store. Display, sell your items. Main St. display windows, inside spaces too. Limited area. (303)682-8985

Longmont

2 ACRE LOTS WEST OF BERTHOUD. Great Views! $149,900. Fred @ Four Seasons Re, (720)494-2133.

Check out the pet columns in classifieds for that special companion you’re looking for. 45-157708

PRICE REDUCED FREE STANDING BLDG FOR SALE

6,480 SF, BLI zoned, over half acre lot, ample electrical service.

$470,000 Ed & Keith Kanemoto

303-772-2222

5090 Longmont

5090

✭Garage Condo✭

Mobile/ 5130 Manufactured Homes/Spaces

L-cove storage condo 16´x 48´ & 16´x 27´ all in 1 unit #108. 2 OH doors (14´w x 14´h & 10´wx 14´h) & man door. Clubhouse, electric, 3 BDRM, 1 BA, new carpet, h & c water, lift, heat & W/D, carport, Lgmt adult more. $114,500. park age 55+, 970-215-1819

628 4TH ST., FREDERICK Handypersons take note... Perfect opportunity to gain sweat equity for your talents! Put your finishing touches on this 3 bedroom, 3 bath with partially finished basement. $139,900

1908 CARR DR. Discover comfortable, easy maintenance in this ranch home featuring an updated kitchen, pergo flooring, and upgraded carpet. This 2 bedroom, 1 bath features 1,127 finished square feet. All this for just $157,900

7 MARSHALL PLACE Loads of Potential Here, sweat equity for the Handyperson! Spacious ranch home with 1,633 fin. sq. ft. and access to unfinished basement. Rear 2 car detached garage with spacious loft area. Check out the endless possibilities... $115,000

BSMT Rm w/prvt ba, acc to kit. & laund rm., NS $600 + dep w/util incl. 3-485-9730

REDUCED!! Must Sell Fast! 4 Bdrm, 3 Bath

for only $39,900 Free Lot Rent Until 1/1/2011 * Expires 10/31/10 ● Over 2100 Sq Ft ● All appliances & ● Swimming pool ● Playground ● Beautiful clubhouse ● Brand new fitness center coming ● Financing available SUN HOMES @ EAGLE CREST

888-649-5616 www.4eaglecrest.com

ADORABLE Homes in adult & family parks. $13,900. 303-682-9141.

✭ MOBILE HOMES ✭ BUYING/SELLING Heidi & Helena buy houses! $ SAVE YOUR CREDIT $ Local park needs used mob 303-725-8388 / 303-459-2711 homes. We´re buying! Big Sale! Many single & dbl wides. Fin avl, auto apNew Home Available Now proval on owner fin homes. at Hover Crossing Bad credit OK! Moves avl. 18th and Hover Ave 970-222-1473 1720 Trevor Ct, 2-story ✭ 690-2725 or 690-3283 ✭ Open floorplan, 3 bdrm, 2.5 bath, 1621 Sq Ft plus full unfinished basement Check out the pet columns in $275,300. 866-201-5112 classifieds for that special Lennar.com

companion you’re looking for.

4130

WHAT’S A GARAGE SALE without a classified ad? It’s not the success it could be. Be sure to call Classifieds before your sale.

303-776-7440

SELF-SERVE CLASSIFIEDS ON YOUR SCHEDULE!

815 GABRIEL CT.,

SEMI-FURN Rooms/Apts Wkly/mnthly from $100/wk Utils/micro/fridge inc (303)931-7108

Dacono. Discover the benefits of small town living and easy maintenance in this 2 story, 2 bedroom, 2 bath, 1 car garage townhome. Move right in and relax in your new home... $89,900

Retail Space 4135 773 SQ FT- busy shopping center, 1116 Francis St, $825. Alert RE (303)776-5156

$125,000. Call Steve Conder for details, 303-514-3706.

303-776-7440

Business 5025 Opportunities

45-157340

LAFAYETTE HOME Centrally located & walking distance to downtown. 104 Cleveland. Call PMP Today! 303-776-RENT

GREAT MASSAGE OFFICE FOR RENT. (720)280-9047

5090 Lots & Tracts 5100 Mobile/ 5130 Manufactured 2 ACRE LOT, Berthoud area, $40K price reduction, Homes/Spaces

3875 Oakwood Dr • $205K Open Saturday 1-3:30 pm Newer 2 bdrm SW Lgmt, wd flrs, a/c, lg fncd yd, new deck, mtn views. From A picture is worth Diag Hwy, N on Airport, E a thousand words Staghorn, left Oakwood. Try a color classified Jan, ReMax 303-817-9675 picture ad! Call for details.

5020

$250/MONTHGreat parking, quiet. SHOP FOR SALE/LEASE 3/4 BDRM- enclosed Ground level. Four Seasons 6,400 SF shop w/ 4x OH atrium, laundry room, Realty, (303)875-1345 doors, offc & outside storprivacy fence, gar. $1300. age. $480K to buy or $3,850/ Available 11/5. 303-548-1091 mo to lease. Property can 500 to 2500 SF, can divide. also be divided into two sep On site prkg, Good traffic 3,200 SF units. Live-in IMMACULATE 4 BDRM! exposure. 303-523-3369 availability. 970-222-6452 Beautiful, clean S. Lvld 4 bdrm, 3 bath, main floor AFFORDABLE Office master, A/C, green belt. Space on Main Street. Avail. 11/15 $1400/mo. ✭3 and 4✭ RE/MAX Town & Country Only $250/Mo. 303-862-3232 Bedroom 970-532-5096

Houses. Visit www. alertrealty.net

5090 Longmont

LONGMONT 629303-772-7576 Terry St., Longmont ww REALTY www.longmont-realty.com

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November 6, 2010 Real Estate Transactions are supplied by Prospects Unlimited Inc., www.prospectsunlimited.com.

Longmont • Resident from James Erickson, 7239 N 115th St, Longmont, $325,000, home • Dan Chesters from Paul Menihan, 1601 Great Western Dr Unit B5, Longmont, $140,000, condo • Shane & Carla Hag from Jason Womack, 1325 Gay Cir, Longmont, $252,000, home • Shannon Reich from Janice Blair, 706 Sumner St, Longmont, $220,000, home • Ethan Jacobs from Sigrid Sommerfeldt, 1231 Martin Rd, Longmont, $103,300, home • Cyrus & Linda Pinkerton from Fannie Mae, 225 E 8th Ave Unit D2, Longmont, $41,000, condo • Richard L Trust from Jeffrey Sullivan, 5600 Mount Sanitas Ave, Longmont, $264,000, home Berthoud • Martin & Krista Flanigan from James Stoll, 750 Holmes Pl, Berthoud, $212,000, home • Paul & Shirley Gonzales from Trent Markell, 1207 Cedar Dr, Berthoud, $184,000, home • Christopher & Heather Garci from Mountain High Home Builders Inc, 1733 Exeter St, Berthoud, $390,000, home Erie • Joseph & Kathleen Lane from Bk New York, 307 Montgomery Dr, Erie, $120,000, home • David & Marianela Lemon from Remington Homes Co, 1742 Westin Cir, Erie, $342,900, home • Thomas & Megan Lane from Taylor Morrison Colo Inc, 1122 Zodo Ave, Erie, $383,500, home • John & Susan Clough from Douglas McNeil, 2884 Prince Cir, Erie, $362,500, home • Michael & Carolyn Lofurno from Remington Homes Co, 911 Reese Ct, Erie, $332,500, home • Sarita Cohen from Joseph Bertron, 108 Montgomery Dr, Erie, $150,000, home • Mark Justice from Taylor Morrison Colo Inc, 1150 Mircos St, Erie, $281,800, home Firestone • Ronald Pino from Thomas Ingalls, 10513 Taylor Ave, Firestone, $225,000, home • Dwight & Paula Lintz from Bette Schulzpohlman, 6870 Sunburst Ave, Firestone, $129,900, home Fort Lupton • Ernesto Gomez from Fed

Home Loan Mtg Corp, 1101 Shortline Dr, Fort Lupton, $74,900, home • Daniel Fisher from US Capital Funding LLC, 127 4th St, Fort Lupton, $69,900, home • Walter & Roxie Jeter from Deutsche Bk Natl Trust Co, 311 Clubhouse Dr, Fort Lupton, $147,500, home • Claudia Luevano from Joseph Kopeman, 883 S Hoover Ave, Fort Lupton, $183,000, home • Vira Brock from US Bank, 700 S Grand Ave, Fort Lupton, $155,300, home • Rebecca Onley from Benjamin Hughes, 299 Bighorn Ter, Fort Lupton, $135,000, home Frederick • Brian Brockbank from Fannie Mae, 8121 Raspberry Dr, Frederick, $423,000, home • Andy & Stephanie Calmeyn from Bk New York Mellon, 5893 E Conservation Dr, Frederick, $196,000, home • Steven Norris from Hunter Homes Corp, 8700 Tack St, Frederick, $488,500, home • Trisna Siauw from KDB Homes Inc, 6426 Spring Gulch St, Frederick, $250,000, home • Jesse & Valerie Grantham from John Quinlan, 3756 Monarch St, Frederick, $535,000, home Lyons • Jeffrey Witkowski from Markel Homes Construction Co, 405 Raymond Ct, Lyons, $383,900, home • Scott & Brenda McIntire from Alan Pauley, 445 May Ave, Lyons, $560,000, home Niwot • Lance Goff from Joan Walton, 7542 Nikau Dr, Niwot, $245,000, home • Lloyd & Sheryl Bellinger from Kenneth Moore, 8573 Monte Vista Ave, Niwot, $1,850,000, home • Corey & Julie Jensen from Joel Meske, 7259 Longview Dr, Niwot, $900,000, home • Ellen Trujillo from Cynthia Monnet, 7592 Nikau Dr, Niwot, $272,000, home Platteville • Kenneth Watkins from Donna Jean Wolfe, 13031 Cr Unit 38, Platteville, $189,000, condo • Gilbert Ingraham from Fed Home Loan Mtg Corp, 14487 Highway 256, Platteville, $109,900, home Foreclosures – notice of election and demand • Borrower: Wayne & Debra

Dorband, Lender: Liberty Savings Bank FSB, Amount: $316,796, Property: 901 S County Road 31, Berthoud, Filed: 10/26/10 • Borrower: John Janich & Debra Brandt, Lender: US Bank National Association, Amount: $175,199, Property: 1218 Aspen Dr, Berthoud, Filed: 10/26/10 • Borrower: Geoff & Jennifer Divish, Lender: HSBC Mortgage Services Inc, Amount: $147,045, Property: 214 7th St, Dacono, Filed: 10/27/10 • Borrower: Brandt & Michelle Burns, Lender: JPMorgan Chase Bank National Association, Amount: $223,155, Property: 460 Hass Ct, Dacono, Filed: 10/27/10 • Borrower: Gary Wood, Lender: First National Bank Of Omaha, Amount: $112,500, Property: 247 Meadow View Pkwy, Erie, Filed: 10/26/10 • Borrower: Christopher Conway, Lender: JPMorgan Chase Bank National Association, Amount: $458,999, Property: 941 Marfell St, Erie, Filed: 10/27/10 • Borrower: Denise Schultz, Lender: Deutsche Bank National Trust Company, Amount: $244,353, Property: 2481 Wisteria Dr, Erie, Filed: 10/21/10 • Borrower: Jessie Davies, Lender: Aurora Loan Services LLC, Amount: $159,760, Property: 2985 Blue Sky Cir 7-101, Erie, Filed: 10/21/10 • Borrower: Michael Carroll, Lender: Wells Fargo Bank NA As Trustee, Amount: $163,748, Property: 810 Briggs St, Erie, Filed: 10/26/10 • Borrower: Morganti Properties LLC, Lender: Aurora Loan Services LLC, Amount: $252,960, Property: 141 Mcclure Ave, Firestone, Filed: 10/26/10 • Borrower: Morganti Properties LLC, Lender: Aurora Loan Services LLC, Amount: $222,335, Property: 161 McClure Ave, Firestone, Filed: 10/26/10 • Borrower: Simon & Angela Ryu, Lender: BAC Home Loans Servicing LP, Amount: $145,147, Property: 2143 Hackberry Cir, Longmont, Filed: 10/22/10 • Borrower: Steyn Family Living Trust, Lender: US Bank National Association, Amount: $415,885, Property: 841 Tenacity Dr, Longmont, Filed: 10/22/10 • Borrower: Leonard & Joann Rucker, Lender: Deutsche Bank National Trust Company, Amount: $181,963, Property: 2336 Sherman St, Longmont, Filed: 10/21/10 • Borrower: Jerome & Penelope Mullen, Lender: Wells Fargo Bank

Times-Call / Home & Real Estate Weekly

Na, Amount: $238,164, Property: 1230 Twin Peaks Cir, Longmont, Filed: 10/22/10 • Borrower: Karen Elliott, Lender: Aurora Loan Services LLC, Amount: $366,100, Property: 7258 Nebraska Way, Longmont, Filed: 10/21/10 • Borrower: Reymundo & Maria Mosqueda, Lender: Deutsche Bank National Trust Company, Amount: $172,800, Property: 2300 Lincoln St, Longmont, Filed: 10/21/10 • Borrower: Jesus & Veronica Orona, Lender: Chase Home Finance LLC, Amount: $211,749, Property: 905 Buffalo Ct, Longmont, Filed: 10/26/10 • Borrower: Pamela Myrick, Lender: Citimortgage Inc, Amount: $182,299, Property: 910 Pasque Dr, Longmont, Filed: 10/27/10 • Borrower: Travis & Melanie Cunningham, Lender: Regions Bank DBA Regions Mortgage, Amount: $170,338, Property: 1217 Fremont Ct, Longmont, Filed: 10/27/10 • Borrower: Kevin Knutson, Lender: Citimortgage Inc, Amount: $125,180, Property: 500 Lashley St 2, Longmont, Filed: 10/25/10 • Borrower: Chris & Janet Nielsen, Lender: Chase Home Finance LLC, Amount: $274,964, Property: 1902 Lotus Ct, Longmont, Filed: 10/26/10 • Borrower: Heather Derksen, Lender: The Bank Of New York Mellon, Amount: $155,875, Property: 2207 Tulip St, Longmont, Filed: 10/26/10 • Borrower: Carla & David Koehler, Lender: Wells Fargo Bank NA, Amount: $228,973, Property: 5630 Blue Mountain Cir, Longmont, Filed: 10/27/10 • Borrower: Timothy Combs, Lender: The Bank Of New York Mellon, Amount: $411,942, Property: 12281 N 75th St, Longmont, Filed: 10/27/10 • Borrower: Cindy Seid, Lender: Chase Home Finance LLC, Amount: $132,853, Property: 1338 Gay St, Longmont, Filed: 10/27/10 • Borrower: James Hallacy, Lender: Colorado Housing And Finance, Amount: $126,584, Property: 222 E 8th Ave, Longmont, Filed: 10/27/10 • Borrower: Julie Reinders, Lender: Aurora Loan Services LLC, Amount: $260,262, Property: 4209 Arezzo Dr, Longmont, Filed: 10/27/10 • Borrower: Robert & Tina Schooler, Lender: Wells Fargo

Bank NA, Amount: $359,818, Property: 201 Welch Ct, Lyons, Filed: 10/25/10 • Borrower: Cedric & Amber Phebus, Lender: Deutsche Bank National Trust Company, Amount: $100,715, Property: 305 Cherry Ave, Platteville, Filed: 10/21/10 • Borrower: Isidro Ortega Jr, Lender: Deutsche Bank National Trust Company, Amount: $115,009, Property: 425 Stevens Cir, Platteville, Filed: 10/21/10 • Borrower: Santos & Juanita Garcia, Lender: Chase Home Finance LLC, Amount: $62,780, Property: 1501 Carmelita Ct, Platteville, Filed: 10/25/10 • Borrower: Lori Morris, Lender: Provident Funding Associates LP, Amount: $134,375, Property: 321 8th St, Berthoud, Filed: 10/01/10 • Borrower: Susan Brossman, Lender: US Bank National Association, Amount: $159,200, Property: 207 5th St, Dacono, Filed: 10/04/10 • Borrower: I-25 Properties LLC, Lender: Adams Bank & Trust, Amount: $594,182, Property: 4063 County Road 6, Erie, Filed: 10/04/10 • Borrower: Amanda Fish & Thomas Trow, Lender: HSBC Mortgage Services Inc, Amount: $182,883, Property: 2900 Blue Sky Cir 5-307, Erie, Filed: 10/06/10 • Borrower: Floyd & Kelly Butts, Lender: PNC Mortgage A Division Of PNC Bank, Amount: $213,887, Property: 11214 Coal Ridge St, Firestone, Filed: 09/30/10 • Borrower: Cary Murphy & Kellyann Buchalla, Lender: Deutsche Bank National Trust Company, Amount: $214,346, Property: 10350 Devonshire St, Firestone, Filed: 10/01/10 • Borrower: James & Priscilla Hein, Lender: Fannie Mae, Amount: $254,680, Property: 11186 Cimmarron St, Firestone, Filed: 10/04/10 • Borrower: Larry & Jolleen Knapp, Lender: BAC Home Loans Servicing LP, Amount: $168,155, Property: 167 Buchanan Ave, Firestone, Filed: 10/05/10 • Borrower: Jim Turner, Lender: JPMorgan Chase Bank NA Successor, Amount: $203,483, Property: 10496 Taylor Ave, Firestone, Filed: 10/06/10 • Borrower: Duane Gordon, Lender: JPMorgan Chase Bank National Assoc, Amount: $15,294, Property: 154 McKinley Ave, Fort Lupton, Filed: 09/30/10

Times-Call / Home & Real Estate Weekly

November 6, 2010

OPEN HOUSE DIRECTORY FEATURED HOMES 45-157339

h re t efo s! B In ay ve lid Mo Ho

Open Sat. 12-3 827 Snowberry St.

45-157343

Open Sat & Sun. 11-6 1538 Venice Ln

Longmont

45-157344

Open Sat 12-2 1002 Lee Way

Longmont Price Reduced to $178,900

SW Longmont

$220,000!

$239,000

3 Bd, 2Ba, Beautiful townhome in Meadowview--West Longmont! Great finishes! Slate, Granite, Fireplace, New Paint, Tile, Courtyard & 2 Car Attached! Priced below market!

Low-Maintenance Townhome, 1,559 sq.ft. 2 Bed + Lofted Study, 3 Bath, 2 Car Attached Garage. Built Green, Energy Star Rated

Quality, affordable townhome. No HOA fees! Central location. 3 bedrooms, 2 baths, 2 car garage. Immaculate!

Infinity Group Realty • Ann Hendrix -Broker • 720-841-7434

www.LiveBoulderCreek.com • 303-502-5338

Ruth McMillen/Keller Williams • 720-935-2469

Open Sat 1-3

By Appointment Only

1446 Elmhurst Ct.

Longmont

$379,000

45-157902

45-157846

Beautiful Historical Old Town Property is a must see! 3 Bd/2ba, 2,713 sqft. See Details at: www.OldTownRealEstateCo.com

Cory Dudley • Old Town Real Estate Co • (303) 776-4004

$269,900

SELLER WILL PAY UP TO 3% OF CLOSING COSTS! 3 bed, 3 bath, 2200 sq. ft. See www.MyBlueVista.com

45-157922

Wendy Conder - Windemere Realty - 303-775-0108

Longmont

Historic Old Town Longmont

$259,900

Over 55 Living! Immaculate 3 BR, 3 Ba, home with finished basement. Totally re-done with Cherry cabinets, tiled baths. Beautiful sunroom and back patio.

Open Sat. 12-4

1243 Hummingbird Cir.

503 Collyer Street

Natasha Biggs - Blue Vista Sales - 303-652-7949

SATURDAY OPEN HOUSES Price

Location

Address

Hours

Office

Phone

$178,900

Longmont

1002 Lee Way

12-2

Keller Williams/McMillen

720-935-2469

$205,000

Longmont

3875 Oakwood Dr. 1-3:30

Remax Alliance/Marose

303-817-9675

$239,900

Loveland

2505 Steamboat

1-3

Wright Kingdom/Green

303-775-2553

$245,831

Longmont

1538 Venice Ln.

11-6

Boulder Creek Builders

303-502-5338

$259,900

Longmont

1446 Elmhurst Ct. 1-3

Windemere Realty/Conder

303-775-0108

$269,900

Longmont

1243 Humming-

Blue Vista Sales/Biggs

303-652-7949

$274,900

Longmont

1051 Button Rock 1-3

Prudential Rocky Mtn/Falce

303-772-2222

$379,000

Longmont

503 Collyer St.

Appt

Old Town Real Estate/Dudley

303-776-4004

$379,900

Longmont

1255 3rd Ave.

1-4

Wright Kingdom/Rodgers

303-541-1904

$519,900

Longmont

1189 Twin Peaks

12-2

Keller Williams/Rusaw

303-513-8518

$1,575,000 Erie

2398 Links Place

12-4

1-4

Wright Kingdom/Raymer

303-564-6058

Get a full color picture of your open house, the open house hours, address, price and your name and phone number featured at the top of our popular Open House Grid! - Only 4 spots available per week on a first-come basis -

ONLY $49! • CALL 303-776-2244 SUNDAY OPEN HOUSES

Price

Location

$215,000

10441 Devonshire Firestone 11-1 St.

Address

Hours Office

Prudential Rocky Mtn/Meyer

303-772-2222

$245,831

Longmont 1538 Venice Ln

11-6

Boulder Creek Builders

303-502-5338

$379,000

Longmont 503 Collyer St.

Appt

Old Town Real Estate/Dudley

303-776-4004

Visit www.YourFrontRangeHOME.com to map your home tour

Phone